<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2026 Workiva-->
<!--r:6ce43945-63a7-454b-af26-f58184b1a3e0,g:cc309582-d2ff-4e16-aaba-adbb32d0e726-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.bsac.com/role/ConsolidatedStatementsofFinancialPosition" xlink:type="simple" xlink:href="bsac-20251231.xsd#ConsolidatedStatementsofFinancialPosition"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/ConsolidatedStatementsofFinancialPosition" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherCurrentFinancialLiabilities_fb82cc81-6276-413d-be14-299856621db7" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherCurrentFinancialLiabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_60d693fe-692f-496a-b76b-22737ed40e6c" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherCurrentFinancialLiabilities_fb82cc81-6276-413d-be14-299856621db7" xlink:to="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_60d693fe-692f-496a-b76b-22737ed40e6c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_Borrowings_25d7ec58-c4f2-42e9-bc6b-af1e67dec130" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Borrowings"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherCurrentFinancialLiabilities_fb82cc81-6276-413d-be14-299856621db7" xlink:to="loc_ifrs-full_Borrowings_25d7ec58-c4f2-42e9-bc6b-af1e67dec130" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DepositsFromCustomers_a44fa09f-f463-4df5-9ab1-e07628ff6dce" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DepositsFromCustomers"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherCurrentFinancialLiabilities_fb82cc81-6276-413d-be14-299856621db7" xlink:to="loc_ifrs-full_DepositsFromCustomers_a44fa09f-f463-4df5-9ab1-e07628ff6dce" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TimeDepositsAndOtherTimeLiabilities_7a895762-29ca-42db-a924-3a29d7c124e5" xlink:href="bsac-20251231.xsd#bsac_TimeDepositsAndOtherTimeLiabilities"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherCurrentFinancialLiabilities_fb82cc81-6276-413d-be14-299856621db7" xlink:to="loc_bsac_TimeDepositsAndOtherTimeLiabilities_7a895762-29ca-42db-a924-3a29d7c124e5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherFinancialLiabilities_01bb4d4e-d374-4ee7-a477-7d9aec375078" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherFinancialLiabilities"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherCurrentFinancialLiabilities_fb82cc81-6276-413d-be14-299856621db7" xlink:to="loc_ifrs-full_OtherFinancialLiabilities_01bb4d4e-d374-4ee7-a477-7d9aec375078" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DebtSecurities_f1ee45f6-20b4-4647-b96b-fdaddc6231f8" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DebtSecurities"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherCurrentFinancialLiabilities_fb82cc81-6276-413d-be14-299856621db7" xlink:to="loc_ifrs-full_DebtSecurities_f1ee45f6-20b4-4647-b96b-fdaddc6231f8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_RetainedEarnings_85798b00-d5dd-42db-9855-3a0832d0f8c8" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RetainedEarnings"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_RetainedEarningsProfitLossForReportingPeriod_58ea02a8-0a76-40a1-bf00-a391535e370b" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RetainedEarningsProfitLossForReportingPeriod"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_RetainedEarnings_85798b00-d5dd-42db-9855-3a0832d0f8c8" xlink:to="loc_ifrs-full_RetainedEarningsProfitLossForReportingPeriod_58ea02a8-0a76-40a1-bf00-a391535e370b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_IncomeForTheYear_422dd008-a43a-4edb-bc60-7df24f25745f" xlink:href="bsac-20251231.xsd#bsac_IncomeForTheYear"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_RetainedEarnings_85798b00-d5dd-42db-9855-3a0832d0f8c8" xlink:to="loc_bsac_IncomeForTheYear_422dd008-a43a-4edb-bc60-7df24f25745f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ProvisionForMandatoryDividends_230fa769-f40e-4efc-828a-428a6737ab96" xlink:href="bsac-20251231.xsd#bsac_ProvisionForMandatoryDividends"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_RetainedEarnings_85798b00-d5dd-42db-9855-3a0832d0f8c8" xlink:to="loc_bsac_ProvisionForMandatoryDividends_230fa769-f40e-4efc-828a-428a6737ab96" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValue_76560898-6a0f-4371-8451-1121f9010f7c" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialLiabilitiesAtFairValue"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DerivativeFinancialLiabilities_5d5b7a08-d3f4-47af-9d6b-66acffe7a0ac" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DerivativeFinancialLiabilities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtFairValue_76560898-6a0f-4371-8451-1121f9010f7c" xlink:to="loc_ifrs-full_DerivativeFinancialLiabilities_5d5b7a08-d3f4-47af-9d6b-66acffe7a0ac" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_EquityAttributableToOwnersOfParent_ce2abb43-399b-4aa2-a158-7a41fde2aa6f" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_EquityAttributableToOwnersOfParent"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IssuedCapital_0f2f1f71-c422-4907-95cc-b84dd0d76518" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IssuedCapital"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_EquityAttributableToOwnersOfParent_ce2abb43-399b-4aa2-a158-7a41fde2aa6f" xlink:to="loc_ifrs-full_IssuedCapital_0f2f1f71-c422-4907-95cc-b84dd0d76518" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CapitalReserve_54485840-e8b8-493a-9245-a249ed52458f" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CapitalReserve"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_EquityAttributableToOwnersOfParent_ce2abb43-399b-4aa2-a158-7a41fde2aa6f" xlink:to="loc_ifrs-full_CapitalReserve_54485840-e8b8-493a-9245-a249ed52458f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ValuationAdjustments_14991b11-db15-4db2-b552-3fbf25bc871e" xlink:href="bsac-20251231.xsd#bsac_ValuationAdjustments"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_EquityAttributableToOwnersOfParent_ce2abb43-399b-4aa2-a158-7a41fde2aa6f" xlink:to="loc_bsac_ValuationAdjustments_14991b11-db15-4db2-b552-3fbf25bc871e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OthersEquityInstrumentsIssuedOtherThanCapital_a2f7b263-63e4-4661-942b-4ef7ea3b1ea2" xlink:href="bsac-20251231.xsd#bsac_OthersEquityInstrumentsIssuedOtherThanCapital"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_EquityAttributableToOwnersOfParent_ce2abb43-399b-4aa2-a158-7a41fde2aa6f" xlink:to="loc_bsac_OthersEquityInstrumentsIssuedOtherThanCapital_a2f7b263-63e4-4661-942b-4ef7ea3b1ea2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_RetainedEarnings_719f369e-2fcc-41a3-80e1-aee42e1907d1" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RetainedEarnings"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_EquityAttributableToOwnersOfParent_ce2abb43-399b-4aa2-a158-7a41fde2aa6f" xlink:to="loc_ifrs-full_RetainedEarnings_719f369e-2fcc-41a3-80e1-aee42e1907d1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_Assets_8362c9a2-2712-47c9-9a48-4e64b964b168" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Assets"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_RightofuseAssets_bd2bae24-f371-4d74-91d1-fea9c69b042a" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RightofuseAssets"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_8362c9a2-2712-47c9-9a48-4e64b964b168" xlink:to="loc_ifrs-full_RightofuseAssets_bd2bae24-f371-4d74-91d1-fea9c69b042a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CashAndBankBalancesAtCentralBanks_e2d74f9e-65ae-4136-b5c8-74c62344b49b" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashAndBankBalancesAtCentralBanks"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_8362c9a2-2712-47c9-9a48-4e64b964b168" xlink:to="loc_ifrs-full_CashAndBankBalancesAtCentralBanks_e2d74f9e-65ae-4136-b5c8-74c62344b49b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleOrAsHeldForDistributionToOwners_2f873f35-80ff-49ab-95a4-cc362a137b33" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleOrAsHeldForDistributionToOwners"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_8362c9a2-2712-47c9-9a48-4e64b964b168" xlink:to="loc_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleOrAsHeldForDistributionToOwners_2f873f35-80ff-49ab-95a4-cc362a137b33" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_NoncurrentFinancialAssets_b8ec2f14-c942-459a-aa32-6a78a7843b0d" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NoncurrentFinancialAssets"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_8362c9a2-2712-47c9-9a48-4e64b964b168" xlink:to="loc_ifrs-full_NoncurrentFinancialAssets_b8ec2f14-c942-459a-aa32-6a78a7843b0d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DerivativeFinancialAssetsHeldForTrading_937a9323-030e-4ee3-abb9-6c73ad18085c" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DerivativeFinancialAssetsHeldForTrading"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_8362c9a2-2712-47c9-9a48-4e64b964b168" xlink:to="loc_ifrs-full_DerivativeFinancialAssetsHeldForTrading_937a9323-030e-4ee3-abb9-6c73ad18085c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_PropertyPlantAndEquipment_f34589bf-f6fd-46ff-8a1d-c71907c93698" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PropertyPlantAndEquipment"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_8362c9a2-2712-47c9-9a48-4e64b964b168" xlink:to="loc_ifrs-full_PropertyPlantAndEquipment_f34589bf-f6fd-46ff-8a1d-c71907c93698" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ItemsInCourseOfCollectionFromOtherBanks_f1e065dd-60fd-4cf1-9121-e7d58c1ccd69" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ItemsInCourseOfCollectionFromOtherBanks"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_8362c9a2-2712-47c9-9a48-4e64b964b168" xlink:to="loc_ifrs-full_ItemsInCourseOfCollectionFromOtherBanks_f1e065dd-60fd-4cf1-9121-e7d58c1ccd69" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_NoncurrentFinancialAssetsAtFairValueThroughOtherComprehensiveIncome_a661cbfb-ed9d-4dd1-ac6d-2c86440bcf88" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NoncurrentFinancialAssetsAtFairValueThroughOtherComprehensiveIncome"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_8362c9a2-2712-47c9-9a48-4e64b964b168" xlink:to="loc_ifrs-full_NoncurrentFinancialAssetsAtFairValueThroughOtherComprehensiveIncome_a661cbfb-ed9d-4dd1-ac6d-2c86440bcf88" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates_b5647701-10cf-4508-a9f0-28d773e4e404" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_8362c9a2-2712-47c9-9a48-4e64b964b168" xlink:to="loc_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates_b5647701-10cf-4508-a9f0-28d773e4e404" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_NetDeferredTaxAssets_c25a3f2a-f310-4abf-90fa-9f146600420d" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NetDeferredTaxAssets"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_8362c9a2-2712-47c9-9a48-4e64b964b168" xlink:to="loc_ifrs-full_NetDeferredTaxAssets_c25a3f2a-f310-4abf-90fa-9f146600420d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IntangibleAssetsAndGoodwill_b46e5593-7e74-4266-aba0-866603533ada" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IntangibleAssetsAndGoodwill"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_8362c9a2-2712-47c9-9a48-4e64b964b168" xlink:to="loc_ifrs-full_IntangibleAssetsAndGoodwill_b46e5593-7e74-4266-aba0-866603533ada" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CurrentDerivativeFinancialAssets_121387b6-1609-404e-88fc-d0675b69dcc1" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CurrentDerivativeFinancialAssets"/>
    <link:calculationArc order="12" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_8362c9a2-2712-47c9-9a48-4e64b964b168" xlink:to="loc_ifrs-full_CurrentDerivativeFinancialAssets_121387b6-1609-404e-88fc-d0675b69dcc1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CurrentTaxAssetsCurrent_c16b1569-593c-4b25-8a8b-b5fceffd61c5" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CurrentTaxAssetsCurrent"/>
    <link:calculationArc order="13" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_8362c9a2-2712-47c9-9a48-4e64b964b168" xlink:to="loc_ifrs-full_CurrentTaxAssetsCurrent_c16b1569-593c-4b25-8a8b-b5fceffd61c5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherFinancialAssets_197f0d35-1f2d-42c2-8854-4bdb8b630c03" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherFinancialAssets"/>
    <link:calculationArc order="14" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_8362c9a2-2712-47c9-9a48-4e64b964b168" xlink:to="loc_ifrs-full_OtherFinancialAssets_197f0d35-1f2d-42c2-8854-4bdb8b630c03" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_Liabilities_c64e61ac-2a19-4d4b-b093-5ae32a2019e6" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Liabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_RegulatoryCapitalFinancialInstrument_e7004385-a5ea-4292-a5eb-e5b63bfec6ee" xlink:href="bsac-20251231.xsd#bsac_RegulatoryCapitalFinancialInstrument"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Liabilities_c64e61ac-2a19-4d4b-b093-5ae32a2019e6" xlink:to="loc_bsac_RegulatoryCapitalFinancialInstrument_e7004385-a5ea-4292-a5eb-e5b63bfec6ee" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_Provisions_be2b9edb-864a-453b-b62f-c56d4ea7dd41" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Provisions"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Liabilities_c64e61ac-2a19-4d4b-b093-5ae32a2019e6" xlink:to="loc_ifrs-full_Provisions_be2b9edb-864a-453b-b62f-c56d4ea7dd41" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CurrentDerivativeFinancialLiabilities_05e3d6ae-e544-4236-aa82-f93921c031fa" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CurrentDerivativeFinancialLiabilities"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Liabilities_c64e61ac-2a19-4d4b-b093-5ae32a2019e6" xlink:to="loc_ifrs-full_CurrentDerivativeFinancialLiabilities_05e3d6ae-e544-4236-aa82-f93921c031fa" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValue_4107586b-508c-4044-bba5-72c56bffd8bc" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialLiabilitiesAtFairValue"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Liabilities_c64e61ac-2a19-4d4b-b093-5ae32a2019e6" xlink:to="loc_ifrs-full_FinancialLiabilitiesAtFairValue_4107586b-508c-4044-bba5-72c56bffd8bc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_NetDeferredTaxLiabilities_3f52342d-95d9-4095-aa18-bc43fa47bbab" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NetDeferredTaxLiabilities"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Liabilities_c64e61ac-2a19-4d4b-b093-5ae32a2019e6" xlink:to="loc_ifrs-full_NetDeferredTaxLiabilities_3f52342d-95d9-4095-aa18-bc43fa47bbab" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_LeaseLiabilities_18db775b-24c0-41f2-83ee-38bdfe98044e" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LeaseLiabilities"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Liabilities_c64e61ac-2a19-4d4b-b093-5ae32a2019e6" xlink:to="loc_ifrs-full_LeaseLiabilities_18db775b-24c0-41f2-83ee-38bdfe98044e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CurrentTaxLiabilities_e85a990b-6325-4d07-a130-e1067e9023d5" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CurrentTaxLiabilities"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Liabilities_c64e61ac-2a19-4d4b-b093-5ae32a2019e6" xlink:to="loc_ifrs-full_CurrentTaxLiabilities_e85a990b-6325-4d07-a130-e1067e9023d5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherCurrentFinancialLiabilities_9b2a63cc-c901-4374-8775-7e41cc5db969" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherCurrentFinancialLiabilities"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Liabilities_c64e61ac-2a19-4d4b-b093-5ae32a2019e6" xlink:to="loc_ifrs-full_OtherCurrentFinancialLiabilities_9b2a63cc-c901-4374-8775-7e41cc5db969" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherCurrentLiabilities_2288b727-f322-44ca-ad73-521a774f67c2" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherCurrentLiabilities"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Liabilities_c64e61ac-2a19-4d4b-b093-5ae32a2019e6" xlink:to="loc_ifrs-full_OtherCurrentLiabilities_2288b727-f322-44ca-ad73-521a774f67c2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ItemsInCourseOfTransmissionToOtherBanks_4c4cb63a-c466-47d0-ba04-a753137e85cf" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ItemsInCourseOfTransmissionToOtherBanks"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Liabilities_c64e61ac-2a19-4d4b-b093-5ae32a2019e6" xlink:to="loc_ifrs-full_ItemsInCourseOfTransmissionToOtherBanks_4c4cb63a-c466-47d0-ba04-a753137e85cf" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_NoncurrentFinancialAssetsAtFairValueThroughOtherComprehensiveIncome_a8ba1bcc-1caf-4c0b-a5ff-4a321ea5b185" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NoncurrentFinancialAssetsAtFairValueThroughOtherComprehensiveIncome"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_EquityInstrumentsAtFairValueThroughOtherComprehensiveIncome_0fc61dda-f9ad-4682-8250-58de41b60f81" xlink:href="bsac-20251231.xsd#bsac_EquityInstrumentsAtFairValueThroughOtherComprehensiveIncome"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NoncurrentFinancialAssetsAtFairValueThroughOtherComprehensiveIncome_a8ba1bcc-1caf-4c0b-a5ff-4a321ea5b185" xlink:to="loc_bsac_EquityInstrumentsAtFairValueThroughOtherComprehensiveIncome_0fc61dda-f9ad-4682-8250-58de41b60f81" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DebtInstrumentAtFairValueThroughOtherComprehensiveIncome_4ca0ee4c-6c36-4be1-ace9-786d293f6942" xlink:href="bsac-20251231.xsd#bsac_DebtInstrumentAtFairValueThroughOtherComprehensiveIncome"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NoncurrentFinancialAssetsAtFairValueThroughOtherComprehensiveIncome_a8ba1bcc-1caf-4c0b-a5ff-4a321ea5b185" xlink:to="loc_bsac_DebtInstrumentAtFairValueThroughOtherComprehensiveIncome_4ca0ee4c-6c36-4be1-ace9-786d293f6942" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DerivativeFinancialAssetsHeldForTrading_4b689249-d235-4f16-9e25-e9f3ffd70ad0" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DerivativeFinancialAssetsHeldForTrading"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DerivativeFinancialAssets_a17f5971-ccb4-415a-b171-0dc8a78e1488" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DerivativeFinancialAssets"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_DerivativeFinancialAssetsHeldForTrading_4b689249-d235-4f16-9e25-e9f3ffd70ad0" xlink:to="loc_ifrs-full_DerivativeFinancialAssets_a17f5971-ccb4-415a-b171-0dc8a78e1488" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherCurrentAssets_cb3e85f7-8b36-4168-a420-6d50cd220706" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherCurrentAssets"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_DerivativeFinancialAssetsHeldForTrading_4b689249-d235-4f16-9e25-e9f3ffd70ad0" xlink:to="loc_ifrs-full_OtherCurrentAssets_cb3e85f7-8b36-4168-a420-6d50cd220706" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_NoncurrentFinancialAssets_cbc2c814-425a-45b4-a5c4-99c5b679873d" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NoncurrentFinancialAssets"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DebtInstrumentsAmortizedCost_1519ad6b-cd24-4be3-9ce7-08e168c634a4" xlink:href="bsac-20251231.xsd#bsac_DebtInstrumentsAmortizedCost"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NoncurrentFinancialAssets_cbc2c814-425a-45b4-a5c4-99c5b679873d" xlink:to="loc_bsac_DebtInstrumentsAmortizedCost_1519ad6b-cd24-4be3-9ce7-08e168c634a4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_LoansAndAdvancesToBanks_4d3fd3a1-8ff9-429f-b157-9e23d3ec4035" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LoansAndAdvancesToBanks"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NoncurrentFinancialAssets_cbc2c814-425a-45b4-a5c4-99c5b679873d" xlink:to="loc_ifrs-full_LoansAndAdvancesToBanks_4d3fd3a1-8ff9-429f-b157-9e23d3ec4035" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_RightsUnderRepurchaseAgreements_e732501b-3d32-4d26-a281-2f3db82b19da" xlink:href="bsac-20251231.xsd#bsac_RightsUnderRepurchaseAgreements"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NoncurrentFinancialAssets_cbc2c814-425a-45b4-a5c4-99c5b679873d" xlink:to="loc_bsac_RightsUnderRepurchaseAgreements_e732501b-3d32-4d26-a281-2f3db82b19da" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialAssetsAtAmortisedCost_f9d8b512-9dad-4f3e-966a-1443a5d7c919" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssetsAtAmortisedCost"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NoncurrentFinancialAssets_cbc2c814-425a-45b4-a5c4-99c5b679873d" xlink:to="loc_ifrs-full_FinancialAssetsAtAmortisedCost_f9d8b512-9dad-4f3e-966a-1443a5d7c919" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_EquityAndLiabilities_190166cd-8759-455d-9395-2c3f83d1f13b" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_EquityAndLiabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_Liabilities_76892810-d9a4-4898-983c-74a0283d6903" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Liabilities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_EquityAndLiabilities_190166cd-8759-455d-9395-2c3f83d1f13b" xlink:to="loc_ifrs-full_Liabilities_76892810-d9a4-4898-983c-74a0283d6903" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_Equity_2cb1e224-1769-471a-a566-043b8e1c7e01" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Equity"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_EquityAndLiabilities_190166cd-8759-455d-9395-2c3f83d1f13b" xlink:to="loc_ifrs-full_Equity_2cb1e224-1769-471a-a566-043b8e1c7e01" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_Equity_7d95cb1c-5726-4824-9aa5-e657e302134c" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Equity"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_EquityAttributableToOwnersOfParent_86dba1ca-401f-43e7-b3d1-357411ed0fa8" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_EquityAttributableToOwnersOfParent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Equity_7d95cb1c-5726-4824-9aa5-e657e302134c" xlink:to="loc_ifrs-full_EquityAttributableToOwnersOfParent_86dba1ca-401f-43e7-b3d1-357411ed0fa8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_NoncontrollingInterests_a9c7f574-5235-4eff-82ee-1a1ff92aa4a4" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NoncontrollingInterests"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Equity_7d95cb1c-5726-4824-9aa5-e657e302134c" xlink:to="loc_ifrs-full_NoncontrollingInterests_a9c7f574-5235-4eff-82ee-1a1ff92aa4a4" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/ConsolidatedStatementsofIncome" xlink:type="simple" xlink:href="bsac-20251231.xsd#ConsolidatedStatementsofIncome"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/ConsolidatedStatementsofIncome" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OperatingExpense_43410917-4901-4aa1-8fb5-eb451bd57897" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OperatingExpense"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_GeneralAndAdministrativeExpense_cf9cccec-7845-4dc9-b441-6c8fdfe03811" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GeneralAndAdministrativeExpense"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OperatingExpense_43410917-4901-4aa1-8fb5-eb451bd57897" xlink:to="loc_ifrs-full_GeneralAndAdministrativeExpense_cf9cccec-7845-4dc9-b441-6c8fdfe03811" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_SellingGeneralAndAdministrativeExpense_40c94ef5-2a3a-4aa4-885f-193114d76488" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SellingGeneralAndAdministrativeExpense"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OperatingExpense_43410917-4901-4aa1-8fb5-eb451bd57897" xlink:to="loc_ifrs-full_SellingGeneralAndAdministrativeExpense_40c94ef5-2a3a-4aa4-885f-193114d76488" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DepreciationAndAmortisationExpense_21f5f31a-90db-4cc9-92e8-70d9ecfa9911" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DepreciationAndAmortisationExpense"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OperatingExpense_43410917-4901-4aa1-8fb5-eb451bd57897" xlink:to="loc_ifrs-full_DepreciationAndAmortisationExpense_21f5f31a-90db-4cc9-92e8-70d9ecfa9911" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ImpairmentLossRecognisedInProfitLossPropertyPlantAndEquipment_a5088b6b-32d2-4f85-b068-495a4cd9fd46" xlink:href="bsac-20251231.xsd#bsac_ImpairmentLossRecognisedInProfitLossPropertyPlantAndEquipment"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OperatingExpense_43410917-4901-4aa1-8fb5-eb451bd57897" xlink:to="loc_bsac_ImpairmentLossRecognisedInProfitLossPropertyPlantAndEquipment_a5088b6b-32d2-4f85-b068-495a4cd9fd46" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OtherExpenseByFunction1_2c155b83-b7dd-42b7-a323-0cf07064c7d8" xlink:href="bsac-20251231.xsd#bsac_OtherExpenseByFunction1"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OperatingExpense_43410917-4901-4aa1-8fb5-eb451bd57897" xlink:to="loc_bsac_OtherExpenseByFunction1_2c155b83-b7dd-42b7-a323-0cf07064c7d8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ProfitLossBeforeTax_60e05be8-4d6a-4095-a644-ace739a4fea1" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProfitLossBeforeTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OperatingRevenuesNetOfProvisionsForLoanLosses_06496676-da4b-43af-b8fd-b78448a63113" xlink:href="bsac-20251231.xsd#bsac_OperatingRevenuesNetOfProvisionsForLoanLosses"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ProfitLossBeforeTax_60e05be8-4d6a-4095-a644-ace739a4fea1" xlink:to="loc_bsac_OperatingRevenuesNetOfProvisionsForLoanLosses_06496676-da4b-43af-b8fd-b78448a63113" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ProvisionUsedOtherProvisions_fbc1955c-6b37-42cb-aebc-e5ce1be0c653" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProvisionUsedOtherProvisions"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ProfitLossBeforeTax_60e05be8-4d6a-4095-a644-ace739a4fea1" xlink:to="loc_ifrs-full_ProvisionUsedOtherProvisions_fbc1955c-6b37-42cb-aebc-e5ce1be0c653" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TotalOperatingIncome_78aecb89-8667-482d-9359-50b9f30ea5d1" xlink:href="bsac-20251231.xsd#bsac_TotalOperatingIncome"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherOperatingIncomeExpense_53f563c9-506b-4715-b6ef-23ae441a09f6" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherOperatingIncomeExpense"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalOperatingIncome_78aecb89-8667-482d-9359-50b9f30ea5d1" xlink:to="loc_ifrs-full_OtherOperatingIncomeExpense_53f563c9-506b-4715-b6ef-23ae441a09f6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FeeAndCommissionIncomeExpense_d240cb31-1883-468c-abe9-792627229478" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FeeAndCommissionIncomeExpense"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalOperatingIncome_78aecb89-8667-482d-9359-50b9f30ea5d1" xlink:to="loc_ifrs-full_FeeAndCommissionIncomeExpense_d240cb31-1883-468c-abe9-792627229478" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NetIncomeNoncurrentAssetsForSaleNotAdmissibleAsDiscontinued_a73729f0-791d-4e04-af6e-484c2c3b9fbb" xlink:href="bsac-20251231.xsd#bsac_NetIncomeNoncurrentAssetsForSaleNotAdmissibleAsDiscontinued"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalOperatingIncome_78aecb89-8667-482d-9359-50b9f30ea5d1" xlink:to="loc_bsac_NetIncomeNoncurrentAssetsForSaleNotAdmissibleAsDiscontinued_a73729f0-791d-4e04-af6e-484c2c3b9fbb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss_f29c9a32-2af8-41fc-b226-295eca014115" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalOperatingIncome_78aecb89-8667-482d-9359-50b9f30ea5d1" xlink:to="loc_ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss_f29c9a32-2af8-41fc-b226-295eca014115" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NetIncomeLossFromFinancialOperations_68e3a3d1-482e-440d-b002-e5606d5b1edf" xlink:href="bsac-20251231.xsd#bsac_NetIncomeLossFromFinancialOperations"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalOperatingIncome_78aecb89-8667-482d-9359-50b9f30ea5d1" xlink:to="loc_bsac_NetIncomeLossFromFinancialOperations_68e3a3d1-482e-440d-b002-e5606d5b1edf" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_85f9e862-e1ca-4e4e-bfba-160a068c814f" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalOperatingIncome_78aecb89-8667-482d-9359-50b9f30ea5d1" xlink:to="loc_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_85f9e862-e1ca-4e4e-bfba-160a068c814f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ProfitLoss_b8f21201-2fc5-4f41-9e28-38a0856bef6f" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProfitLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ResultOfContinuingOperations_e25e5f55-0354-4899-a8ef-3b740df7d8c1" xlink:href="bsac-20251231.xsd#bsac_ResultOfContinuingOperations"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ProfitLoss_b8f21201-2fc5-4f41-9e28-38a0856bef6f" xlink:to="loc_bsac_ResultOfContinuingOperations_e25e5f55-0354-4899-a8ef-3b740df7d8c1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ResultOfDiscontinuedOperations_05fbb6af-10a4-4ae7-aab3-75f80a9fc24f" xlink:href="bsac-20251231.xsd#bsac_ResultOfDiscontinuedOperations"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ProfitLoss_b8f21201-2fc5-4f41-9e28-38a0856bef6f" xlink:to="loc_bsac_ResultOfDiscontinuedOperations_05fbb6af-10a4-4ae7-aab3-75f80a9fc24f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ProvisionUsedOtherProvisions_c902fcb3-f0e9-4b1f-acc6-da5ed4943987" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProvisionUsedOtherProvisions"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_RecoveryOfLoansPreviouslyChargedOff_53b702cd-84cc-4eac-b206-4711bd0d3dd9" xlink:href="bsac-20251231.xsd#bsac_RecoveryOfLoansPreviouslyChargedOff"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ProvisionUsedOtherProvisions_c902fcb3-f0e9-4b1f-acc6-da5ed4943987" xlink:to="loc_bsac_RecoveryOfLoansPreviouslyChargedOff_53b702cd-84cc-4eac-b206-4711bd0d3dd9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ProvisionsForLoanLossesForInterbankLoansAndAccountReceivable_40a87820-ea47-4d6a-bf48-c163d7f6073f" xlink:href="bsac-20251231.xsd#bsac_ProvisionsForLoanLossesForInterbankLoansAndAccountReceivable"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ProvisionUsedOtherProvisions_c902fcb3-f0e9-4b1f-acc6-da5ed4943987" xlink:to="loc_bsac_ProvisionsForLoanLossesForInterbankLoansAndAccountReceivable_40a87820-ea47-4d6a-bf48-c163d7f6073f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ProvisionsForLoanLossesForContingentLoansAndOthers_a34161ed-fea1-48c7-bfe5-7bf4d503c85a" xlink:href="bsac-20251231.xsd#bsac_ProvisionsForLoanLossesForContingentLoansAndOthers"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ProvisionUsedOtherProvisions_c902fcb3-f0e9-4b1f-acc6-da5ed4943987" xlink:to="loc_bsac_ProvisionsForLoanLossesForContingentLoansAndOthers_a34161ed-fea1-48c7-bfe5-7bf4d503c85a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ProvisionForLoanLossesForOtherFinancialAssetsAtAmortizedCostAndFinancialAssetsAtFairValue_ad4d3511-9690-4612-b505-eee79fca0217" xlink:href="bsac-20251231.xsd#bsac_ProvisionForLoanLossesForOtherFinancialAssetsAtAmortizedCostAndFinancialAssetsAtFairValue"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ProvisionUsedOtherProvisions_c902fcb3-f0e9-4b1f-acc6-da5ed4943987" xlink:to="loc_bsac_ProvisionForLoanLossesForOtherFinancialAssetsAtAmortizedCostAndFinancialAssetsAtFairValue_ad4d3511-9690-4612-b505-eee79fca0217" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OperatingRevenuesNetOfProvisionsForLoanLosses_e9e4078a-cc3c-455e-8912-aced39f69264" xlink:href="bsac-20251231.xsd#bsac_OperatingRevenuesNetOfProvisionsForLoanLosses"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OperatingExpense_12490cde-85f3-462c-a8f1-20d09ed5060f" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OperatingExpense"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OperatingRevenuesNetOfProvisionsForLoanLosses_e9e4078a-cc3c-455e-8912-aced39f69264" xlink:to="loc_ifrs-full_OperatingExpense_12490cde-85f3-462c-a8f1-20d09ed5060f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TotalOperatingIncome_8a70d02d-912f-4223-89db-b127f314d36d" xlink:href="bsac-20251231.xsd#bsac_TotalOperatingIncome"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OperatingRevenuesNetOfProvisionsForLoanLosses_e9e4078a-cc3c-455e-8912-aced39f69264" xlink:to="loc_bsac_TotalOperatingIncome_8a70d02d-912f-4223-89db-b127f314d36d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss_54b88109-15e0-43e9-827c-8d64943e3778" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod_03af6978-8739-4a86-b0e3-d9ebaf6b97ee" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss_54b88109-15e0-43e9-827c-8d64943e3778" xlink:to="loc_ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod_03af6978-8739-4a86-b0e3-d9ebaf6b97ee" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_InterestExpenseAndInflation_c816c6aa-6b7c-42ce-bbc8-f87f2cf1e25d" xlink:href="bsac-20251231.xsd#bsac_InterestExpenseAndInflation"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss_54b88109-15e0-43e9-827c-8d64943e3778" xlink:to="loc_bsac_InterestExpenseAndInflation_c816c6aa-6b7c-42ce-bbc8-f87f2cf1e25d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ResultOfContinuingOperations_2e35b0c5-4d9b-486d-a008-2a965eabd666" xlink:href="bsac-20251231.xsd#bsac_ResultOfContinuingOperations"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ProfitLossBeforeTax_f87bb877-9c98-4de6-9f98-4dcb975d7152" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProfitLossBeforeTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ResultOfContinuingOperations_2e35b0c5-4d9b-486d-a008-2a965eabd666" xlink:to="loc_ifrs-full_ProfitLossBeforeTax_f87bb877-9c98-4de6-9f98-4dcb975d7152" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_ebf154c5-98f2-4230-942b-faa20a16bf70" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncomeTaxExpenseContinuingOperations"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ResultOfContinuingOperations_2e35b0c5-4d9b-486d-a008-2a965eabd666" xlink:to="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_ebf154c5-98f2-4230-942b-faa20a16bf70" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FeeAndCommissionIncomeExpense_b2913619-b2d3-407e-a0c8-46318d780970" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FeeAndCommissionIncomeExpense"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FeeAndCommissionIncome_8a114ba0-3434-4ae7-8261-55df17a57ccc" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FeeAndCommissionIncome"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionIncomeExpense_b2913619-b2d3-407e-a0c8-46318d780970" xlink:to="loc_ifrs-full_FeeAndCommissionIncome_8a114ba0-3434-4ae7-8261-55df17a57ccc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FeeAndCommissionExpense_59aa79b6-35f4-49b5-b576-ce7ac56c89d6" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FeeAndCommissionExpense"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionIncomeExpense_b2913619-b2d3-407e-a0c8-46318d780970" xlink:to="loc_ifrs-full_FeeAndCommissionExpense_59aa79b6-35f4-49b5-b576-ce7ac56c89d6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NetIncomeLossFromFinancialOperations_555e92ba-702d-4949-89fa-e2aa1a0c2155" xlink:href="bsac-20251231.xsd#bsac_NetIncomeLossFromFinancialOperations"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CumulativeGainLossPreviouslyRecognisedInOtherComprehensiveIncomeArisingFromReclassificationOfFinancialAssetsOutOfFairValueThroughOtherComprehensiveIncomeIntoFairValueThroughProfitOrLossMeasurementCategory_84ade00f-7492-45e5-b910-34336d174f2d" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CumulativeGainLossPreviouslyRecognisedInOtherComprehensiveIncomeArisingFromReclassificationOfFinancialAssetsOutOfFairValueThroughOtherComprehensiveIncomeIntoFairValueThroughProfitOrLossMeasurementCategory"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NetIncomeLossFromFinancialOperations_555e92ba-702d-4949-89fa-e2aa1a0c2155" xlink:to="loc_ifrs-full_CumulativeGainLossPreviouslyRecognisedInOtherComprehensiveIncomeArisingFromReclassificationOfFinancialAssetsOutOfFairValueThroughOtherComprehensiveIncomeIntoFairValueThroughProfitOrLossMeasurementCategory_84ade00f-7492-45e5-b910-34336d174f2d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ForeignExchangeTransactionsNet_3bf79e2e-6507-4d55-bfd2-3f59e8b51184" xlink:href="bsac-20251231.xsd#bsac_ForeignExchangeTransactionsNet"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NetIncomeLossFromFinancialOperations_555e92ba-702d-4949-89fa-e2aa1a0c2155" xlink:to="loc_bsac_ForeignExchangeTransactionsNet_3bf79e2e-6507-4d55-bfd2-3f59e8b51184" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinanceIncomeCost_a137b003-2656-45da-be7d-96df1b444a52" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinanceIncomeCost"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NetIncomeLossFromFinancialOperations_555e92ba-702d-4949-89fa-e2aa1a0c2155" xlink:to="loc_ifrs-full_FinanceIncomeCost_a137b003-2656-45da-be7d-96df1b444a52" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/ConsolidatedStatementsofIncome_1" xlink:type="simple" xlink:href="bsac-20251231.xsd#ConsolidatedStatementsofIncome_1"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/ConsolidatedStatementsofIncome_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ProfitLoss_1a1ef19e-2c83-4ba1-a05b-33b9c960af6b" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProfitLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent_d2afa573-38d2-4b98-8323-6b31ffc32fd0" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProfitLossAttributableToOwnersOfParent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ProfitLoss_1a1ef19e-2c83-4ba1-a05b-33b9c960af6b" xlink:to="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent_d2afa573-38d2-4b98-8323-6b31ffc32fd0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ProfitLossAttributableToNoncontrollingInterests_5ef9592d-37c7-43a1-971a-e774e139da38" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProfitLossAttributableToNoncontrollingInterests"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ProfitLoss_1a1ef19e-2c83-4ba1-a05b-33b9c960af6b" xlink:to="loc_ifrs-full_ProfitLossAttributableToNoncontrollingInterests_5ef9592d-37c7-43a1-971a-e774e139da38" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/ConsolidatedStatementsofComprehensiveIncome" xlink:type="simple" xlink:href="bsac-20251231.xsd#ConsolidatedStatementsofComprehensiveIncome"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/ConsolidatedStatementsofComprehensiveIncome" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherComprehensiveIncome_3363fafd-455c-43cf-9ea9-8a7f7197864e" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherComprehensiveIncome"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_52837918-9706-45e8-a5b9-6466298ad6a1" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncome_3363fafd-455c-43cf-9ea9-8a7f7197864e" xlink:to="loc_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_52837918-9706-45e8-a5b9-6466298ad6a1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TotalItemsThatWillNotBeReclassifiedToTheIncomeStatement_4e2a8a40-2cdd-4cc5-ac3a-900907b90f73" xlink:href="bsac-20251231.xsd#bsac_TotalItemsThatWillNotBeReclassifiedToTheIncomeStatement"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncome_3363fafd-455c-43cf-9ea9-8a7f7197864e" xlink:to="loc_bsac_TotalItemsThatWillNotBeReclassifiedToTheIncomeStatement_4e2a8a40-2cdd-4cc5-ac3a-900907b90f73" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_21d71c95-b57f-4657-858f-42b4f08d9fa8" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxCashFlowHedges_a4355cc7-a592-4732-b2f4-eb6b21739ee8" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxCashFlowHedges"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_21d71c95-b57f-4657-858f-42b4f08d9fa8" xlink:to="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxCashFlowHedges_a4355cc7-a592-4732-b2f4-eb6b21739ee8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DebtInstrumentAtFairValueThroughOtherComprehensiveIncome1_9acd8907-a52a-4ab0-b4f4-d0adbdb570c7" xlink:href="bsac-20251231.xsd#bsac_DebtInstrumentAtFairValueThroughOtherComprehensiveIncome1"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_21d71c95-b57f-4657-858f-42b4f08d9fa8" xlink:to="loc_bsac_DebtInstrumentAtFairValueThroughOtherComprehensiveIncome1_9acd8907-a52a-4ab0-b4f4-d0adbdb570c7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_ee68f936-52aa-4183-b76f-a60c886b1dda" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_21d71c95-b57f-4657-858f-42b4f08d9fa8" xlink:to="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_ee68f936-52aa-4183-b76f-a60c886b1dda" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TotalItemsThatWillNotBeReclassifiedToTheIncomeStatement_8acd4594-3b66-45cb-8ecc-69c7fd27da81" xlink:href="bsac-20251231.xsd#bsac_TotalItemsThatWillNotBeReclassifiedToTheIncomeStatement"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_EquityInstrumentsFairValueThroughOtherComprehensiveIncome_7684206c-9a5c-477f-aebb-91ace9e59500" xlink:href="bsac-20251231.xsd#bsac_EquityInstrumentsFairValueThroughOtherComprehensiveIncome"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalItemsThatWillNotBeReclassifiedToTheIncomeStatement_8acd4594-3b66-45cb-8ecc-69c7fd27da81" xlink:to="loc_bsac_EquityInstrumentsFairValueThroughOtherComprehensiveIncome_7684206c-9a5c-477f-aebb-91ace9e59500" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_IncomeTaxRelatedToAbove_5ad1d048-37c8-45e9-8ae7-e644ba344861" xlink:href="bsac-20251231.xsd#bsac_IncomeTaxRelatedToAbove"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalItemsThatWillNotBeReclassifiedToTheIncomeStatement_8acd4594-3b66-45cb-8ecc-69c7fd27da81" xlink:to="loc_bsac_IncomeTaxRelatedToAbove_5ad1d048-37c8-45e9-8ae7-e644ba344861" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ComprehensiveIncome_1dfdb7ed-f97d-40a2-b323-acccc87b846b" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ComprehensiveIncome"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ProfitLoss_78745892-0695-4913-94cc-465d47a20ebb" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProfitLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ComprehensiveIncome_1dfdb7ed-f97d-40a2-b323-acccc87b846b" xlink:to="loc_ifrs-full_ProfitLoss_78745892-0695-4913-94cc-465d47a20ebb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherComprehensiveIncome_f045d159-2d6d-4b49-b21f-4e37499e4513" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherComprehensiveIncome"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ComprehensiveIncome_1dfdb7ed-f97d-40a2-b323-acccc87b846b" xlink:to="loc_ifrs-full_OtherComprehensiveIncome_f045d159-2d6d-4b49-b21f-4e37499e4513" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/ConsolidatedStatementsofChangesinEquity" xlink:type="simple" xlink:href="bsac-20251231.xsd#ConsolidatedStatementsofChangesinEquity"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/ConsolidatedStatementsofChangesinEquity" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ComprehensiveIncome_cc1d9c3e-9c45-49e1-a023-69f708fd35ab" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ComprehensiveIncome"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ResultOfContinuousOperations_c37ae1ff-8ba3-4601-9cb3-3426999ec7de" xlink:href="bsac-20251231.xsd#bsac_ResultOfContinuousOperations"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ComprehensiveIncome_cc1d9c3e-9c45-49e1-a023-69f708fd35ab" xlink:to="loc_bsac_ResultOfContinuousOperations_c37ae1ff-8ba3-4601-9cb3-3426999ec7de" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherComprehensiveIncome_f79633a0-a334-4b84-aea8-2dd89006aa9e" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherComprehensiveIncome"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ComprehensiveIncome_cc1d9c3e-9c45-49e1-a023-69f708fd35ab" xlink:to="loc_ifrs-full_OtherComprehensiveIncome_f79633a0-a334-4b84-aea8-2dd89006aa9e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdjustmentSubtotal_814e44d8-d918-4666-8604-d6c8977a9cc6" xlink:href="bsac-20251231.xsd#bsac_AdjustmentSubtotal"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParentRelatingToCurrentYear_ff46504b-0794-44de-a718-95e2138d35a7" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParentRelatingToCurrentYear"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_AdjustmentSubtotal_814e44d8-d918-4666-8604-d6c8977a9cc6" xlink:to="loc_ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParentRelatingToCurrentYear_ff46504b-0794-44de-a718-95e2138d35a7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughTransferBetweenRevaluationReserveAndRetainedEarnings_49b8f15c-a0dc-4707-9b30-abc8cb561e5e" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncreaseDecreaseThroughTransferBetweenRevaluationReserveAndRetainedEarnings"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_AdjustmentSubtotal_814e44d8-d918-4666-8604-d6c8977a9cc6" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughTransferBetweenRevaluationReserveAndRetainedEarnings_49b8f15c-a0dc-4707-9b30-abc8cb561e5e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_IncreasedecreaseCapitalAndReserves_c6c91166-66d1-40c8-ab50-98a56ce0ef13" xlink:href="bsac-20251231.xsd#bsac_IncreasedecreaseCapitalAndReserves"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_AdjustmentSubtotal_814e44d8-d918-4666-8604-d6c8977a9cc6" xlink:to="loc_bsac_IncreasedecreaseCapitalAndReserves_c6c91166-66d1-40c8-ab50-98a56ce0ef13" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ProvisionForMandatoryDividendsAmount_9bf3d321-0b55-4d67-abb4-0ab3eb73462f" xlink:href="bsac-20251231.xsd#bsac_ProvisionForMandatoryDividendsAmount"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_AdjustmentSubtotal_814e44d8-d918-4666-8604-d6c8977a9cc6" xlink:to="loc_bsac_ProvisionForMandatoryDividendsAmount_9bf3d321-0b55-4d67-abb4-0ab3eb73462f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_Others_e04b655b-851c-4fab-b037-7646ec8adabd" xlink:href="bsac-20251231.xsd#bsac_Others"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_AdjustmentSubtotal_814e44d8-d918-4666-8604-d6c8977a9cc6" xlink:to="loc_bsac_Others_e04b655b-851c-4fab-b037-7646ec8adabd" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/ConsolidatedStatementsofCashFlows" xlink:type="simple" xlink:href="bsac-20251231.xsd#ConsolidatedStatementsofCashFlows"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/ConsolidatedStatementsofCashFlows" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges_0862fd93-b4b6-4881-9805-9c19f38459ac" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities_041a3fd7-cf87-48cc-9f1c-6a95227c14b8" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashFlowsFromUsedInInvestingActivities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges_0862fd93-b4b6-4881-9805-9c19f38459ac" xlink:to="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities_041a3fd7-cf87-48cc-9f1c-6a95227c14b8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities_e08d1b0d-ebd9-4d22-8f9e-850a07dadcab" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashFlowsFromUsedInFinancingActivities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges_0862fd93-b4b6-4881-9805-9c19f38459ac" xlink:to="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities_e08d1b0d-ebd9-4d22-8f9e-850a07dadcab" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities_06181344-f9ae-41de-bc0a-f809e7d4061b" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashFlowsFromUsedInOperatingActivities"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges_0862fd93-b4b6-4881-9805-9c19f38459ac" xlink:to="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities_06181344-f9ae-41de-bc0a-f809e7d4061b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities_5acd48c7-1156-4c95-a7aa-2b966f98a6dc" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashFlowsFromUsedInInvestingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ProceedsFromSalesOfInterestsInAssociates_d320d9ed-b3ee-4bf3-bb9d-55a5108187f9" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProceedsFromSalesOfInterestsInAssociates"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities_5acd48c7-1156-4c95-a7aa-2b966f98a6dc" xlink:to="loc_ifrs-full_ProceedsFromSalesOfInterestsInAssociates_d320d9ed-b3ee-4bf3-bb9d-55a5108187f9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_1233f77f-1354-4833-a89b-0b52a0f19e98" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities_5acd48c7-1156-4c95-a7aa-2b966f98a6dc" xlink:to="loc_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_1233f77f-1354-4833-a89b-0b52a0f19e98" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_PurchaseOfIntangibleAssetsClassifiedAsInvestingActivities_a4824450-e89d-41c7-8572-e348744b7a6e" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PurchaseOfIntangibleAssetsClassifiedAsInvestingActivities"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities_5acd48c7-1156-4c95-a7aa-2b966f98a6dc" xlink:to="loc_ifrs-full_PurchaseOfIntangibleAssetsClassifiedAsInvestingActivities_a4824450-e89d-41c7-8572-e348744b7a6e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:href="bsac-20251231.xsd#bsac_IncreaseDecreaseInOperatingsCapital"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdjustmentsForDecreaseIncreaseInDebitsInCustomersCheckingAccounts_90acaaa9-abb6-4424-a74a-6f684db5bdc8" xlink:href="bsac-20251231.xsd#bsac_AdjustmentsForDecreaseIncreaseInDebitsInCustomersCheckingAccounts"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_bsac_AdjustmentsForDecreaseIncreaseInDebitsInCustomersCheckingAccounts_90acaaa9-abb6-4424-a74a-6f684db5bdc8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdjustmentsForDecreaseIncreaseInTimeDepositsAndOtherTimeLiabilities_4a656be6-e54c-49cb-bf1e-f56d019d9b1e" xlink:href="bsac-20251231.xsd#bsac_AdjustmentsForDecreaseIncreaseInTimeDepositsAndOtherTimeLiabilities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_bsac_AdjustmentsForDecreaseIncreaseInTimeDepositsAndOtherTimeLiabilities_4a656be6-e54c-49cb-bf1e-f56d019d9b1e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdjustmentsForDecreaseIncreaseInObligationsWithDomesticBanks_c1c4958d-8d7e-4720-ad6f-3ff417db3757" xlink:href="bsac-20251231.xsd#bsac_AdjustmentsForDecreaseIncreaseInObligationsWithDomesticBanks"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_bsac_AdjustmentsForDecreaseIncreaseInObligationsWithDomesticBanks_c1c4958d-8d7e-4720-ad6f-3ff417db3757" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_IncreaseDecreaseInOtherFinancialObligations_af082e3a-e505-4d5a-8341-0f30903dd6c5" xlink:href="bsac-20251231.xsd#bsac_IncreaseDecreaseInOtherFinancialObligations"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_bsac_IncreaseDecreaseInOtherFinancialObligations_af082e3a-e505-4d5a-8341-0f30903dd6c5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdjustmentsForDecreaseIncreaseInObligationsWithForeignBanks_a1efed10-9df1-4afe-b997-a569b6713bb8" xlink:href="bsac-20251231.xsd#bsac_AdjustmentsForDecreaseIncreaseInObligationsWithForeignBanks"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_bsac_AdjustmentsForDecreaseIncreaseInObligationsWithForeignBanks_a1efed10-9df1-4afe-b997-a569b6713bb8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdjustmentsForDecreaseIncreaseInObligationsWithCentralBankOfChile_a32d7054-6c76-4238-8b50-c9f6889cc7f7" xlink:href="bsac-20251231.xsd#bsac_AdjustmentsForDecreaseIncreaseInObligationsWithCentralBankOfChile"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_bsac_AdjustmentsForDecreaseIncreaseInObligationsWithCentralBankOfChile_a32d7054-6c76-4238-8b50-c9f6889cc7f7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DecreaseIncreaseOfObligationsUnderRepurchaseAgreementsInPesos_2821c16e-572a-4a5f-86a7-d18bbd870f0c" xlink:href="bsac-20251231.xsd#bsac_DecreaseIncreaseOfObligationsUnderRepurchaseAgreementsInPesos"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_bsac_DecreaseIncreaseOfObligationsUnderRepurchaseAgreementsInPesos_2821c16e-572a-4a5f-86a7-d18bbd870f0c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInOtherLiabilities_aa104ffe-a8b0-459b-afb3-bc192508a694" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustmentsForIncreaseDecreaseInOtherLiabilities"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInOtherLiabilities_aa104ffe-a8b0-459b-afb3-bc192508a694" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdjustmentForSeniorBondIssuances_86606495-626d-40e1-9f02-64f1a3806b19" xlink:href="bsac-20251231.xsd#bsac_AdjustmentForSeniorBondIssuances"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_bsac_AdjustmentForSeniorBondIssuances_86606495-626d-40e1-9f02-64f1a3806b19" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdjustmentForRedemptionOfMortgageBondsAndPaymentsOfInterest_f7ddba47-4b53-4ad2-9db4-b05fe7d64e70" xlink:href="bsac-20251231.xsd#bsac_AdjustmentForRedemptionOfMortgageBondsAndPaymentsOfInterest"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_bsac_AdjustmentForRedemptionOfMortgageBondsAndPaymentsOfInterest_f7ddba47-4b53-4ad2-9db4-b05fe7d64e70" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestReceivedClassifiedAsOperatingActivities_755cfd24-defd-4ac6-a5c7-a171ccacaa6a" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestReceivedClassifiedAsOperatingActivities"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_ifrs-full_InterestReceivedClassifiedAsOperatingActivities_755cfd24-defd-4ac6-a5c7-a171ccacaa6a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DividendsReceivedClassifiedAsOperatingActivities_148557cb-f8eb-4129-9b75-4294aa10acf0" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DividendsReceivedClassifiedAsOperatingActivities"/>
    <link:calculationArc order="12" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_ifrs-full_DividendsReceivedClassifiedAsOperatingActivities_148557cb-f8eb-4129-9b75-4294aa10acf0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdjustmentForFeesAndCommissionsReceived_917e98f8-dbe9-48c1-94b1-b68c4f4ef22b" xlink:href="bsac-20251231.xsd#bsac_AdjustmentForFeesAndCommissionsReceived"/>
    <link:calculationArc order="13" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_bsac_AdjustmentForFeesAndCommissionsReceived_917e98f8-dbe9-48c1-94b1-b68c4f4ef22b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdjustmentsForDecreaseIncreaseInLoansAndAccountReceivableFromCustomersNet_a6ed1885-d6f7-4c2b-9657-211220c69423" xlink:href="bsac-20251231.xsd#bsac_AdjustmentsForDecreaseIncreaseInLoansAndAccountReceivableFromCustomersNet"/>
    <link:calculationArc order="14" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_bsac_AdjustmentsForDecreaseIncreaseInLoansAndAccountReceivableFromCustomersNet_a6ed1885-d6f7-4c2b-9657-211220c69423" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdjustmentsForDecreaseIncreaseInFinancialInvestments_c429ca55-0fb0-4caf-b49b-214b5cc53fb2" xlink:href="bsac-20251231.xsd#bsac_AdjustmentsForDecreaseIncreaseInFinancialInvestments"/>
    <link:calculationArc order="15" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_bsac_AdjustmentsForDecreaseIncreaseInFinancialInvestments_c429ca55-0fb0-4caf-b49b-214b5cc53fb2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdjustmentsForDecreaseIncreaseInInterBankLoans_f7077ae4-2ad8-4656-a145-2db4be80527e" xlink:href="bsac-20251231.xsd#bsac_AdjustmentsForDecreaseIncreaseInInterBankLoans"/>
    <link:calculationArc order="16" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_bsac_AdjustmentsForDecreaseIncreaseInInterBankLoans_f7077ae4-2ad8-4656-a145-2db4be80527e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdjustmentsForDecreaseIncreaseInLieuOfPayment_319de22b-b43e-4f41-b3ed-473c2c6cb832" xlink:href="bsac-20251231.xsd#bsac_AdjustmentsForDecreaseIncreaseInLieuOfPayment"/>
    <link:calculationArc order="17" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_bsac_AdjustmentsForDecreaseIncreaseInLieuOfPayment_319de22b-b43e-4f41-b3ed-473c2c6cb832" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncreaseDecreaseInWorkingCapital_f21295b8-e9b6-4423-9994-02ea82121e08" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncreaseDecreaseInWorkingCapital"/>
    <link:calculationArc order="18" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_ifrs-full_IncreaseDecreaseInWorkingCapital_f21295b8-e9b6-4423-9994-02ea82121e08" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdjustmentForRedemptionOfLettersOfCredit_5cef521e-8ee8-46ee-bf5a-8f2f79c32251" xlink:href="bsac-20251231.xsd#bsac_AdjustmentForRedemptionOfLettersOfCredit"/>
    <link:calculationArc order="19" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_bsac_AdjustmentForRedemptionOfLettersOfCredit_5cef521e-8ee8-46ee-bf5a-8f2f79c32251" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdjustmentForRedemptionOfSeniorBondsAndPaymentsOfInterest_f6c0f9c7-0950-4bf6-a159-32865dc1b004" xlink:href="bsac-20251231.xsd#bsac_AdjustmentForRedemptionOfSeniorBondsAndPaymentsOfInterest"/>
    <link:calculationArc order="20" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_bsac_AdjustmentForRedemptionOfSeniorBondsAndPaymentsOfInterest_f6c0f9c7-0950-4bf6-a159-32865dc1b004" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_RedemptionOfPerpetualBondAndPaymentsOfInterestInDollars_15f77d28-2b8e-41e8-a1a4-dd0c2de15078" xlink:href="bsac-20251231.xsd#bsac_RedemptionOfPerpetualBondAndPaymentsOfInterestInDollars"/>
    <link:calculationArc order="21" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_bsac_RedemptionOfPerpetualBondAndPaymentsOfInterestInDollars_15f77d28-2b8e-41e8-a1a4-dd0c2de15078" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities_2eb328ae-d25f-40a9-bb7d-a0f7713859f4" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities"/>
    <link:calculationArc order="22" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities_2eb328ae-d25f-40a9-bb7d-a0f7713859f4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestPaidClassifiedAsOperatingActivities_c4c7b5be-b609-4ecd-9950-6060352ad762" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestPaidClassifiedAsOperatingActivities"/>
    <link:calculationArc order="23" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_ifrs-full_InterestPaidClassifiedAsOperatingActivities_c4c7b5be-b609-4ecd-9950-6060352ad762" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdjustmentForFeesAndCommissionsPaid_8057b26a-6f39-40d1-a083-132979f10000" xlink:href="bsac-20251231.xsd#bsac_AdjustmentForFeesAndCommissionsPaid"/>
    <link:calculationArc order="24" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncreaseDecreaseInOperatingsCapital_b6055f89-f381-4a29-a39a-eca3ed6965f8" xlink:to="loc_bsac_AdjustmentForFeesAndCommissionsPaid_8057b26a-6f39-40d1-a083-132979f10000" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities_4356431f-309d-4a2f-be3a-53d8598c0145" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashFlowsFromUsedInFinancingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ProceedsFromIssuingShares_51b8b41f-63ad-4341-9342-75b627056645" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProceedsFromIssuingShares"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities_4356431f-309d-4a2f-be3a-53d8598c0145" xlink:to="loc_ifrs-full_ProceedsFromIssuingShares_51b8b41f-63ad-4341-9342-75b627056645" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DividendsPaidClassifiedAsFinancingActivities_7e0404b8-5c92-4e08-8871-43351c16451c" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DividendsPaidClassifiedAsFinancingActivities"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities_4356431f-309d-4a2f-be3a-53d8598c0145" xlink:to="loc_ifrs-full_DividendsPaidClassifiedAsFinancingActivities_7e0404b8-5c92-4e08-8871-43351c16451c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_LeaseObligationPaid_10be622f-5508-43fb-a9c9-423a2811f581" xlink:href="bsac-20251231.xsd#bsac_LeaseObligationPaid"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities_4356431f-309d-4a2f-be3a-53d8598c0145" xlink:to="loc_bsac_LeaseObligationPaid_10be622f-5508-43fb-a9c9-423a2811f581" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities_feaddb8f-8971-4ab5-9db7-04ef06748355" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashFlowsFromUsedInOperatingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ProfitLoss_1b154cca-26f1-46bf-9155-cdd764da8176" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProfitLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities_feaddb8f-8971-4ab5-9db7-04ef06748355" xlink:to="loc_ifrs-full_ProfitLoss_1b154cca-26f1-46bf-9155-cdd764da8176" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AdjustmentsForReconcileProfitLoss_3d3216a9-fc20-4731-b465-6fd48f9a578e" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustmentsForReconcileProfitLoss"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities_feaddb8f-8971-4ab5-9db7-04ef06748355" xlink:to="loc_ifrs-full_AdjustmentsForReconcileProfitLoss_3d3216a9-fc20-4731-b465-6fd48f9a578e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_IncreaseDecreaseInOperatingsCapital_c2b5b53b-83ef-4097-ad57-e715634bfa73" xlink:href="bsac-20251231.xsd#bsac_IncreaseDecreaseInOperatingsCapital"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities_feaddb8f-8971-4ab5-9db7-04ef06748355" xlink:to="loc_bsac_IncreaseDecreaseInOperatingsCapital_c2b5b53b-83ef-4097-ad57-e715634bfa73" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ProvisionForLoanLossesNet_fcf5b1e7-26c7-4add-b92e-5e2d0026119c" xlink:href="bsac-20251231.xsd#bsac_ProvisionForLoanLossesNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_RecoveryOfLoansPreviouslyCharged_a17914b9-0718-4351-840b-18b17c77111b" xlink:href="bsac-20251231.xsd#bsac_RecoveryOfLoansPreviouslyCharged"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ProvisionForLoanLossesNet_fcf5b1e7-26c7-4add-b92e-5e2d0026119c" xlink:to="loc_bsac_RecoveryOfLoansPreviouslyCharged_a17914b9-0718-4351-840b-18b17c77111b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ProvisionForLoanLossesForCashFlowPurposes_9ec6dfe6-2938-4d43-b7d0-3293f1734234" xlink:href="bsac-20251231.xsd#bsac_ProvisionForLoanLossesForCashFlowPurposes"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ProvisionForLoanLossesNet_fcf5b1e7-26c7-4add-b92e-5e2d0026119c" xlink:to="loc_bsac_ProvisionForLoanLossesForCashFlowPurposes_9ec6dfe6-2938-4d43-b7d0-3293f1734234" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AdjustmentsForReconcileProfitLoss_eab2b060-23af-48c8-ab03-a4cbd43fefcb" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustmentsForReconcileProfitLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncomeTaxesPaidRefund_0c1ba7cf-0da9-49ab-8b77-5557f58f51bd" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncomeTaxesPaidRefund"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdjustmentsForReconcileProfitLoss_eab2b060-23af-48c8-ab03-a4cbd43fefcb" xlink:to="loc_ifrs-full_IncomeTaxesPaidRefund_0c1ba7cf-0da9-49ab-8b77-5557f58f51bd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AdjustmentsForImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss_26ea118b-c829-4ba3-997e-7c48514aadc2" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustmentsForImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdjustmentsForReconcileProfitLoss_eab2b060-23af-48c8-ab03-a4cbd43fefcb" xlink:to="loc_ifrs-full_AdjustmentsForImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss_26ea118b-c829-4ba3-997e-7c48514aadc2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdjustmentForMarkToMarketOfTradingInvestments_29e5b49f-8eb9-44c6-aa52-607fb34bd8f6" xlink:href="bsac-20251231.xsd#bsac_AdjustmentForMarkToMarketOfTradingInvestments"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdjustmentsForReconcileProfitLoss_eab2b060-23af-48c8-ab03-a4cbd43fefcb" xlink:to="loc_bsac_AdjustmentForMarkToMarketOfTradingInvestments_29e5b49f-8eb9-44c6-aa52-607fb34bd8f6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AdjustmentsForGainLossOnDisposalsPropertyPlantAndEquipment_0b4875f9-f524-448f-9db2-4a636bb5b35b" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustmentsForGainLossOnDisposalsPropertyPlantAndEquipment"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdjustmentsForReconcileProfitLoss_eab2b060-23af-48c8-ab03-a4cbd43fefcb" xlink:to="loc_ifrs-full_AdjustmentsForGainLossOnDisposalsPropertyPlantAndEquipment_0b4875f9-f524-448f-9db2-4a636bb5b35b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AdjustmentsForDeferredTaxExpense_7db1e07d-a7bb-4329-86b6-be961acd4a14" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustmentsForDeferredTaxExpense"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdjustmentsForReconcileProfitLoss_eab2b060-23af-48c8-ab03-a4cbd43fefcb" xlink:to="loc_ifrs-full_AdjustmentsForDeferredTaxExpense_7db1e07d-a7bb-4329-86b6-be961acd4a14" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AdjustmentsForFinanceIncomeCost_9d135e18-3624-4c27-83f1-51cd0ee1162c" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustmentsForFinanceIncomeCost"/>
    <link:calculationArc order="6" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdjustmentsForReconcileProfitLoss_eab2b060-23af-48c8-ab03-a4cbd43fefcb" xlink:to="loc_ifrs-full_AdjustmentsForFinanceIncomeCost_9d135e18-3624-4c27-83f1-51cd0ee1162c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NetChangesInLeasedAssets_da447d26-ea03-4a3d-b340-0ef88e58e105" xlink:href="bsac-20251231.xsd#bsac_NetChangesInLeasedAssets"/>
    <link:calculationArc order="7" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdjustmentsForReconcileProfitLoss_eab2b060-23af-48c8-ab03-a4cbd43fefcb" xlink:to="loc_bsac_NetChangesInLeasedAssets_da447d26-ea03-4a3d-b340-0ef88e58e105" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdjustmentForNetFeeAndCommissionIncome_36fab0ff-a113-42a3-84af-aa14c502f84f" xlink:href="bsac-20251231.xsd#bsac_AdjustmentForNetFeeAndCommissionIncome"/>
    <link:calculationArc order="8" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdjustmentsForReconcileProfitLoss_eab2b060-23af-48c8-ab03-a4cbd43fefcb" xlink:to="loc_bsac_AdjustmentForNetFeeAndCommissionIncome_36fab0ff-a113-42a3-84af-aa14c502f84f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherAdjustmentsToReconcileProfitLoss_6fe61505-79a7-4344-be4f-a4d590489d17" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherAdjustmentsToReconcileProfitLoss"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdjustmentsForReconcileProfitLoss_eab2b060-23af-48c8-ab03-a4cbd43fefcb" xlink:to="loc_ifrs-full_OtherAdjustmentsToReconcileProfitLoss_6fe61505-79a7-4344-be4f-a4d590489d17" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AdjustmentsForUndistributedProfitsOfAssociates_1606e867-c75a-4f1d-ad90-56d38865ebd8" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustmentsForUndistributedProfitsOfAssociates"/>
    <link:calculationArc order="10" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdjustmentsForReconcileProfitLoss_eab2b060-23af-48c8-ab03-a4cbd43fefcb" xlink:to="loc_ifrs-full_AdjustmentsForUndistributedProfitsOfAssociates_1606e867-c75a-4f1d-ad90-56d38865ebd8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense_204753fa-a877-4f97-aa04-82e99982537a" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdjustmentsForReconcileProfitLoss_eab2b060-23af-48c8-ab03-a4cbd43fefcb" xlink:to="loc_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense_204753fa-a877-4f97-aa04-82e99982537a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdjustmentsForProvisionForLoanLosses_b03e9057-21d3-44ea-8e2d-fe465ccd5521" xlink:href="bsac-20251231.xsd#bsac_AdjustmentsForProvisionForLoanLosses"/>
    <link:calculationArc order="12" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdjustmentsForReconcileProfitLoss_eab2b060-23af-48c8-ab03-a4cbd43fefcb" xlink:to="loc_bsac_AdjustmentsForProvisionForLoanLosses_b03e9057-21d3-44ea-8e2d-fe465ccd5521" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates_46a5f180-ff88-4e5c-9515-e5874b851eb6" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates"/>
    <link:calculationArc order="13" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdjustmentsForReconcileProfitLoss_eab2b060-23af-48c8-ab03-a4cbd43fefcb" xlink:to="loc_ifrs-full_AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates_46a5f180-ff88-4e5c-9515-e5874b851eb6" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/ConsolidatedStatementsofComprehensiveIncomeCalculations" xlink:type="simple" xlink:href="bsac-20251231.xsd#ConsolidatedStatementsofComprehensiveIncomeCalculations"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/ConsolidatedStatementsofComprehensiveIncomeCalculations" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ComprehensiveIncome_019c5887-6acc-7355-8533-ed05008435e9" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ComprehensiveIncome"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeAttributableToOwnersOfParent_019c5887-6acc-7fa6-b659-3b071cfe7c78" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherComprehensiveIncomeAttributableToOwnersOfParent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ComprehensiveIncome_019c5887-6acc-7355-8533-ed05008435e9" xlink:to="loc_ifrs-full_OtherComprehensiveIncomeAttributableToOwnersOfParent_019c5887-6acc-7fa6-b659-3b071cfe7c78" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests_019c5887-6acc-762d-aeb1-ce30254ec05f" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ComprehensiveIncome_019c5887-6acc-7355-8533-ed05008435e9" xlink:to="loc_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests_019c5887-6acc-762d-aeb1-ce30254ec05f" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/SummaryofSignificantAccountingPoliciesDetailsScheduleofSubsidiaries" xlink:type="simple" xlink:href="bsac-20251231.xsd#SummaryofSignificantAccountingPoliciesDetailsScheduleofSubsidiaries"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/SummaryofSignificantAccountingPoliciesDetailsScheduleofSubsidiaries" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ProportionOfOwnershipInterestInSubsidiary_21bd8a9d-2e51-454c-ac82-c6afe9f9f3a2" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProportionOfOwnershipInterestInSubsidiary"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ProportionOfIndirectOwnershipInterestInSubsidiary_b5982b81-164d-4cc8-a67b-0646debdbbae" xlink:href="bsac-20251231.xsd#bsac_ProportionOfIndirectOwnershipInterestInSubsidiary"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ProportionOfOwnershipInterestInSubsidiary_21bd8a9d-2e51-454c-ac82-c6afe9f9f3a2" xlink:to="loc_bsac_ProportionOfIndirectOwnershipInterestInSubsidiary_b5982b81-164d-4cc8-a67b-0646debdbbae" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ProportionOfDirectOwnershipInterestInSubsidiary_8b7ff56f-b93f-4f1e-8634-8343580444f6" xlink:href="bsac-20251231.xsd#bsac_ProportionOfDirectOwnershipInterestInSubsidiary"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ProportionOfOwnershipInterestInSubsidiary_21bd8a9d-2e51-454c-ac82-c6afe9f9f3a2" xlink:to="loc_bsac_ProportionOfDirectOwnershipInterestInSubsidiary_8b7ff56f-b93f-4f1e-8634-8343580444f6" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/CashandCashEquivalentsDetailsScheduleofCashandCashEquivalents" xlink:type="simple" xlink:href="bsac-20251231.xsd#CashandCashEquivalentsDetailsScheduleofCashandCashEquivalents"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/CashandCashEquivalentsDetailsScheduleofCashandCashEquivalents" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_SubtotalsCashAndDepositsInBanks_d6d91aa4-9684-46e1-8f28-2e2d65d72a0f" xlink:href="bsac-20251231.xsd#bsac_SubtotalsCashAndDepositsInBanks"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_Cash_fb894c59-849b-424c-b8fb-28d30aead5ed" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Cash"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalsCashAndDepositsInBanks_d6d91aa4-9684-46e1-8f28-2e2d65d72a0f" xlink:to="loc_ifrs-full_Cash_fb894c59-849b-424c-b8fb-28d30aead5ed" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_MandatoryReserveDepositsAtCentralBanks_72f0ace2-6e55-47e5-ae39-9ef1f0596e69" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MandatoryReserveDepositsAtCentralBanks"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalsCashAndDepositsInBanks_d6d91aa4-9684-46e1-8f28-2e2d65d72a0f" xlink:to="loc_ifrs-full_MandatoryReserveDepositsAtCentralBanks_72f0ace2-6e55-47e5-ae39-9ef1f0596e69" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DepositsInDomesticBanks_8cf9181d-0a9a-4ad3-b0be-2e073b5d077f" xlink:href="bsac-20251231.xsd#bsac_DepositsInDomesticBanks"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalsCashAndDepositsInBanks_d6d91aa4-9684-46e1-8f28-2e2d65d72a0f" xlink:to="loc_bsac_DepositsInDomesticBanks_8cf9181d-0a9a-4ad3-b0be-2e073b5d077f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DepositsInForeignBanks_0aa8c7bf-1a55-4008-a780-48f12be6af14" xlink:href="bsac-20251231.xsd#bsac_DepositsInForeignBanks"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalsCashAndDepositsInBanks_d6d91aa4-9684-46e1-8f28-2e2d65d72a0f" xlink:to="loc_bsac_DepositsInForeignBanks_0aa8c7bf-1a55-4008-a780-48f12be6af14" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherCashAndCashEquivalents_d3b00941-59c1-4cba-8ea5-3d571cee937a" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherCashAndCashEquivalents"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_SubtotalsCashAndDepositsInBanks_9a46039a-9f11-4cfa-95aa-2f45d233da96" xlink:href="bsac-20251231.xsd#bsac_SubtotalsCashAndDepositsInBanks"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherCashAndCashEquivalents_d3b00941-59c1-4cba-8ea5-3d571cee937a" xlink:to="loc_bsac_SubtotalsCashAndDepositsInBanks_9a46039a-9f11-4cfa-95aa-2f45d233da96" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CashInProcessOfCollectionNet_43cfa932-088e-4a47-bbc9-4743673af20c" xlink:href="bsac-20251231.xsd#bsac_CashInProcessOfCollectionNet"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherCashAndCashEquivalents_d3b00941-59c1-4cba-8ea5-3d571cee937a" xlink:to="loc_bsac_CashInProcessOfCollectionNet_43cfa932-088e-4a47-bbc9-4743673af20c" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/CashandCashEquivalentsDetailsScheduleofCashinProcessofCollectionandinProcess" xlink:type="simple" xlink:href="bsac-20251231.xsd#CashandCashEquivalentsDetailsScheduleofCashinProcessofCollectionandinProcess"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/CashandCashEquivalentsDetailsScheduleofCashinProcessofCollectionandinProcess" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ItemsInCourseOfTransmissionToOtherBanks_d8e718ff-24f4-4157-a3b2-879ee9d0b491" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ItemsInCourseOfTransmissionToOtherBanks"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_LiabilitiesDueToCentralBanks_3fd0b560-e9a1-445b-8d17-7d39138ccc72" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LiabilitiesDueToCentralBanks"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ItemsInCourseOfTransmissionToOtherBanks_d8e718ff-24f4-4157-a3b2-879ee9d0b491" xlink:to="loc_ifrs-full_LiabilitiesDueToCentralBanks_3fd0b560-e9a1-445b-8d17-7d39138ccc72" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CashInProcessOfCollectionNet_1eafa0a1-d72d-4e64-900d-94179fd0f8fc" xlink:href="bsac-20251231.xsd#bsac_CashInProcessOfCollectionNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ItemsInCourseOfTransmissionToOtherBanks_d3717e82-10dd-4908-a7c9-13a552426b9e" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ItemsInCourseOfTransmissionToOtherBanks"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_CashInProcessOfCollectionNet_1eafa0a1-d72d-4e64-900d-94179fd0f8fc" xlink:to="loc_ifrs-full_ItemsInCourseOfTransmissionToOtherBanks_d3717e82-10dd-4908-a7c9-13a552426b9e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ItemsInCourseOfCollectionFromOtherBanks_f5e6f5e9-dfa4-4b41-90b5-ee846a8f9137" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ItemsInCourseOfCollectionFromOtherBanks"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_CashInProcessOfCollectionNet_1eafa0a1-d72d-4e64-900d-94179fd0f8fc" xlink:to="loc_ifrs-full_ItemsInCourseOfCollectionFromOtherBanks_f5e6f5e9-dfa4-4b41-90b5-ee846a8f9137" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ItemsInCourseOfCollectionFromOtherBanks_4d08861e-68f5-426b-8751-9402ef4b2b26" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ItemsInCourseOfCollectionFromOtherBanks"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_FundsReceivable_4bc3bcc4-9ebc-4d37-8087-01a71d4e7b65" xlink:href="bsac-20251231.xsd#bsac_FundsReceivable"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ItemsInCourseOfCollectionFromOtherBanks_4d08861e-68f5-426b-8751-9402ef4b2b26" xlink:to="loc_bsac_FundsReceivable_4bc3bcc4-9ebc-4d37-8087-01a71d4e7b65" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DocumentsHeldByOtherBanks_a66c7a08-01b0-49fc-b341-8e0f5e20feba" xlink:href="bsac-20251231.xsd#bsac_DocumentsHeldByOtherBanks"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ItemsInCourseOfCollectionFromOtherBanks_4d08861e-68f5-426b-8751-9402ef4b2b26" xlink:to="loc_bsac_DocumentsHeldByOtherBanks_a66c7a08-01b0-49fc-b341-8e0f5e20feba" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/FinancialAssetsatAmortisedCostDetailsScheduleofDebtInstrumentsatAmortizedCost" xlink:type="simple" xlink:href="bsac-20251231.xsd#FinancialAssetsatAmortisedCostDetailsScheduleofDebtInstrumentsatAmortizedCost"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/FinancialAssetsatAmortisedCostDetailsScheduleofDebtInstrumentsatAmortizedCost" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DebtInstrumentsHeld_019c588a-2cab-7587-a534-6a8e58ee1a78" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DebtInstrumentsHeld"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DebtInstrumentAtAmortizedCost_019c588a-2cab-772f-9f46-88bee836f795" xlink:href="bsac-20251231.xsd#bsac_DebtInstrumentAtAmortizedCost"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_DebtInstrumentsHeld_019c588a-2cab-7587-a534-6a8e58ee1a78" xlink:to="loc_bsac_DebtInstrumentAtAmortizedCost_019c588a-2cab-772f-9f46-88bee836f795" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DebtInstrumentsAtFairValueThroughOtherComprehensiveIncome_019c588a-2cab-7cb2-8235-584df6a3e1e4" xlink:href="bsac-20251231.xsd#bsac_DebtInstrumentsAtFairValueThroughOtherComprehensiveIncome"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_DebtInstrumentsHeld_019c588a-2cab-7587-a534-6a8e58ee1a78" xlink:to="loc_bsac_DebtInstrumentsAtFairValueThroughOtherComprehensiveIncome_019c588a-2cab-7cb2-8235-584df6a3e1e4" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/FinancialAssetsatAmortisedCostDetailsScheduleofInterbankLoansandLoansandAccountReceivablefromCustomers" xlink:type="simple" xlink:href="bsac-20251231.xsd#FinancialAssetsatAmortisedCostDetailsScheduleofInterbankLoansandLoansandAccountReceivablefromCustomers"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/FinancialAssetsatAmortisedCostDetailsScheduleofInterbankLoansandLoansandAccountReceivablefromCustomers" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NetAssets_8d0545f6-6a9b-411f-9653-7d5bc1127f55" xlink:href="bsac-20251231.xsd#bsac_NetAssets"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExpectedCreditLossesAllowances_5e070aa9-f058-4d0e-b646-200614e29d39" xlink:href="bsac-20251231.xsd#bsac_ExpectedCreditLossesAllowances"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NetAssets_8d0545f6-6a9b-411f-9653-7d5bc1127f55" xlink:to="loc_bsac_ExpectedCreditLossesAllowances_5e070aa9-f058-4d0e-b646-200614e29d39" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_LoansAndReceivablesBeforeAllowances_d26b9933-72cd-42a0-bb1b-1561fd401560" xlink:href="bsac-20251231.xsd#bsac_LoansAndReceivablesBeforeAllowances"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NetAssets_8d0545f6-6a9b-411f-9653-7d5bc1127f55" xlink:to="loc_bsac_LoansAndReceivablesBeforeAllowances_d26b9933-72cd-42a0-bb1b-1561fd401560" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/IntangibleAssetsDetailsScheduleofIntangibleAssets" xlink:type="simple" xlink:href="bsac-20251231.xsd#IntangibleAssetsDetailsScheduleofIntangibleAssets"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/IntangibleAssetsDetailsScheduleofIntangibleAssets" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_c933af3a-6598-4305-97ce-005a1a426c2d" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwill"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AccumulatedAmortizationForIntangibleAssets_1af59de6-835c-4e7b-91c6-1348b2644d42" xlink:href="bsac-20251231.xsd#bsac_AccumulatedAmortizationForIntangibleAssets"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_c933af3a-6598-4305-97ce-005a1a426c2d" xlink:to="loc_bsac_AccumulatedAmortizationForIntangibleAssets_1af59de6-835c-4e7b-91c6-1348b2644d42" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_IntangibleAssetsOtherThanGoodwillGross_13a7f454-dec7-4c5e-bbfb-164519859304" xlink:href="bsac-20251231.xsd#bsac_IntangibleAssetsOtherThanGoodwillGross"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_c933af3a-6598-4305-97ce-005a1a426c2d" xlink:to="loc_bsac_IntangibleAssetsOtherThanGoodwillGross_13a7f454-dec7-4c5e-bbfb-164519859304" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/RightofUseAssetsandObligationforLeaseContractsDetailsScheduleofCompositionoftheRightofUseAssets" xlink:type="simple" xlink:href="bsac-20251231.xsd#RightofUseAssetsandObligationforLeaseContractsDetailsScheduleofCompositionoftheRightofUseAssets"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/RightofUseAssetsandObligationforLeaseContractsDetailsScheduleofCompositionoftheRightofUseAssets" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_RightofuseAssets_f7645c97-e841-4af0-bd64-86df6a19a90b" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RightofuseAssets"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_RightOfUseAssetsGrossBalance_8e4b689e-90bd-4c54-926d-845668a6d0d4" xlink:href="bsac-20251231.xsd#bsac_RightOfUseAssetsGrossBalance"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_RightofuseAssets_f7645c97-e841-4af0-bd64-86df6a19a90b" xlink:to="loc_bsac_RightOfUseAssetsGrossBalance_8e4b689e-90bd-4c54-926d-845668a6d0d4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_RightOfUseAssetAccumulatedDepreciation_7388bd8b-21fe-4300-bc3a-066bdd82fb2c" xlink:href="bsac-20251231.xsd#bsac_RightOfUseAssetAccumulatedDepreciation"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_RightofuseAssets_f7645c97-e841-4af0-bd64-86df6a19a90b" xlink:to="loc_bsac_RightOfUseAssetAccumulatedDepreciation_7388bd8b-21fe-4300-bc3a-066bdd82fb2c" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/RightofUseAssetsandObligationforLeaseContractsDetailsScheduleofExpensesAssociatedwithAssetsfortheRightofUseLeasedAssetsandLeaseLiability" xlink:type="simple" xlink:href="bsac-20251231.xsd#RightofUseAssetsandObligationforLeaseContractsDetailsScheduleofExpensesAssociatedwithAssetsfortheRightofUseLeasedAssetsandLeaseLiability"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/RightofUseAssetsandObligationforLeaseContractsDetailsScheduleofExpensesAssociatedwithAssetsfortheRightofUseLeasedAssetsandLeaseLiability" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExpensesOfRightOfUseLeasedAssetAndLeaseLiability_4ea2e4d2-d6d3-4a14-a6f5-0016e4bd790c" xlink:href="bsac-20251231.xsd#bsac_ExpensesOfRightOfUseLeasedAssetAndLeaseLiability"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DepreciationRightofuseAssets_77f42af0-7694-4537-8dae-2081838ecc83" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DepreciationRightofuseAssets"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ExpensesOfRightOfUseLeasedAssetAndLeaseLiability_4ea2e4d2-d6d3-4a14-a6f5-0016e4bd790c" xlink:to="loc_ifrs-full_DepreciationRightofuseAssets_77f42af0-7694-4537-8dae-2081838ecc83" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestExpenseOnLeaseLiabilities_4e760df7-ba3d-4b5f-85f1-a8df3d6e8e84" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestExpenseOnLeaseLiabilities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ExpensesOfRightOfUseLeasedAssetAndLeaseLiability_4ea2e4d2-d6d3-4a14-a6f5-0016e4bd790c" xlink:to="loc_ifrs-full_InterestExpenseOnLeaseLiabilities_4e760df7-ba3d-4b5f-85f1-a8df3d6e8e84" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ShortTermLease_1cedba22-6303-4511-8775-97763e2af24f" xlink:href="bsac-20251231.xsd#bsac_ShortTermLease"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ExpensesOfRightOfUseLeasedAssetAndLeaseLiability_4ea2e4d2-d6d3-4a14-a6f5-0016e4bd790c" xlink:to="loc_bsac_ShortTermLease_1cedba22-6303-4511-8775-97763e2af24f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OtherExpensesForObligationsUnderLeaseContracts_019bf93e-5a98-7c50-b7ec-9d113b060d2d" xlink:href="bsac-20251231.xsd#bsac_OtherExpensesForObligationsUnderLeaseContracts"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ExpensesOfRightOfUseLeasedAssetAndLeaseLiability_4ea2e4d2-d6d3-4a14-a6f5-0016e4bd790c" xlink:to="loc_bsac_OtherExpensesForObligationsUnderLeaseContracts_019bf93e-5a98-7c50-b7ec-9d113b060d2d" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/CurrentandDeferredTaxesDetailsScheduleofCurrentTaxes" xlink:type="simple" xlink:href="bsac-20251231.xsd#CurrentandDeferredTaxesDetailsScheduleofCurrentTaxes"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/CurrentandDeferredTaxesDetailsScheduleofCurrentTaxes" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CurrentTaxAssetsLiabilities_4a531288-0636-45c9-84a2-e5e43296b952" xlink:href="bsac-20251231.xsd#bsac_CurrentTaxAssetsLiabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CurrentTaxAssets_a9123d0d-4d02-4e30-969d-6388c61480e7" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CurrentTaxAssets"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_CurrentTaxAssetsLiabilities_4a531288-0636-45c9-84a2-e5e43296b952" xlink:to="loc_ifrs-full_CurrentTaxAssets_a9123d0d-4d02-4e30-969d-6388c61480e7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CurrentTaxLiabilities_34333366-3ba0-476c-9ce0-4e9a2d250762" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CurrentTaxLiabilities"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_CurrentTaxAssetsLiabilities_4a531288-0636-45c9-84a2-e5e43296b952" xlink:to="loc_ifrs-full_CurrentTaxLiabilities_34333366-3ba0-476c-9ce0-4e9a2d250762" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/CurrentandDeferredTaxesDetailsScheduleofCurrentTaxes_1" xlink:type="simple" xlink:href="bsac-20251231.xsd#CurrentandDeferredTaxesDetailsScheduleofCurrentTaxes_1"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/CurrentandDeferredTaxesDetailsScheduleofCurrentTaxes_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CurrentTaxAssetsLiabilities_73f95e2c-b566-4916-be89-cf3ffb27edaa" xlink:href="bsac-20251231.xsd#bsac_CurrentTaxAssetsLiabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CurrentProvisionalMonthlyPayments_f4cbb66e-83f0-42b7-a7c7-d2201627ab6b" xlink:href="bsac-20251231.xsd#bsac_CurrentProvisionalMonthlyPayments"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_CurrentTaxAssetsLiabilities_73f95e2c-b566-4916-be89-cf3ffb27edaa" xlink:to="loc_bsac_CurrentProvisionalMonthlyPayments_f4cbb66e-83f0-42b7-a7c7-d2201627ab6b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CurrentIncomeTaxes_e971daf1-160e-4ef8-b6e2-ddbef3bddbd5" xlink:href="bsac-20251231.xsd#bsac_CurrentIncomeTaxes"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_CurrentTaxAssetsLiabilities_73f95e2c-b566-4916-be89-cf3ffb27edaa" xlink:to="loc_bsac_CurrentIncomeTaxes_e971daf1-160e-4ef8-b6e2-ddbef3bddbd5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CurrentGrantCredits_d243b248-fe94-4125-a177-dec94ed146e4" xlink:href="bsac-20251231.xsd#bsac_CurrentGrantCredits"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_CurrentTaxAssetsLiabilities_73f95e2c-b566-4916-be89-cf3ffb27edaa" xlink:to="loc_bsac_CurrentGrantCredits_d243b248-fe94-4125-a177-dec94ed146e4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CurrentOtherTax_d22669f5-b84f-486a-9a92-f08bab43215e" xlink:href="bsac-20251231.xsd#bsac_CurrentOtherTax"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_CurrentTaxAssetsLiabilities_73f95e2c-b566-4916-be89-cf3ffb27edaa" xlink:to="loc_bsac_CurrentOtherTax_d22669f5-b84f-486a-9a92-f08bab43215e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CurrentCreditForTrainingExpenses_c6e86a09-07bc-4417-b984-0d4c6d5b0dbe" xlink:href="bsac-20251231.xsd#bsac_CurrentCreditForTrainingExpenses"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_CurrentTaxAssetsLiabilities_73f95e2c-b566-4916-be89-cf3ffb27edaa" xlink:to="loc_bsac_CurrentCreditForTrainingExpenses_c6e86a09-07bc-4417-b984-0d4c6d5b0dbe" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/CurrentandDeferredTaxesDetailsScheduleofEffectonIncomeTaxExpense" xlink:type="simple" xlink:href="bsac-20251231.xsd#CurrentandDeferredTaxesDetailsScheduleofEffectonIncomeTaxExpense"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/CurrentandDeferredTaxesDetailsScheduleofEffectonIncomeTaxExpense" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NetChargesForIncomeTaxExpense_39c94d7e-e9f5-4acd-bed5-b58aeef4a318" xlink:href="bsac-20251231.xsd#bsac_NetChargesForIncomeTaxExpense"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxesNonDeductibleExpenses_a74d99f0-aa15-4445-b728-c8cb4eb587fe" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxesNonDeductibleExpenses"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NetChargesForIncomeTaxExpense_39c94d7e-e9f5-4acd-bed5-b58aeef4a318" xlink:to="loc_bsac_DeferredTaxesNonDeductibleExpenses_a74d99f0-aa15-4445-b728-c8cb4eb587fe" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OtherDeferredTaxes_4c54b355-8cf1-44cb-afbc-9a77427695eb" xlink:href="bsac-20251231.xsd#bsac_OtherDeferredTaxes"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NetChargesForIncomeTaxExpense_39c94d7e-e9f5-4acd-bed5-b58aeef4a318" xlink:to="loc_bsac_OtherDeferredTaxes_4c54b355-8cf1-44cb-afbc-9a77427695eb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CreditChargeForDeferredTaxes_a0a7d8ad-3746-4fbf-bc01-0ed55c66e493" xlink:href="bsac-20251231.xsd#bsac_CreditChargeForDeferredTaxes"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NetChargesForIncomeTaxExpense_39c94d7e-e9f5-4acd-bed5-b58aeef4a318" xlink:to="loc_bsac_CreditChargeForDeferredTaxes_a0a7d8ad-3746-4fbf-bc01-0ed55c66e493" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CreditChargeForDeferredTaxes_d734ee70-f230-4063-be53-39abcebce0aa" xlink:href="bsac-20251231.xsd#bsac_CreditChargeForDeferredTaxes"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences_54858e2b-64ae-4d8b-8c02-40d07a11c2bb" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_CreditChargeForDeferredTaxes_d734ee70-f230-4063-be53-39abcebce0aa" xlink:to="loc_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences_54858e2b-64ae-4d8b-8c02-40d07a11c2bb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ValuationProvisionForDeferredTaxes_310ba2cd-96f1-49a3-bd5e-6ccac254876b" xlink:href="bsac-20251231.xsd#bsac_ValuationProvisionForDeferredTaxes"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_CreditChargeForDeferredTaxes_d734ee70-f230-4063-be53-39abcebce0aa" xlink:to="loc_bsac_ValuationProvisionForDeferredTaxes_310ba2cd-96f1-49a3-bd5e-6ccac254876b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CurrentTaxExpenseIncome_5bce6028-1303-4432-8f0c-cfae33804432" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CurrentTaxExpenseIncome"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_CreditChargeForDeferredTaxes_d734ee70-f230-4063-be53-39abcebce0aa" xlink:to="loc_ifrs-full_CurrentTaxExpenseIncome_5bce6028-1303-4432-8f0c-cfae33804432" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/CurrentandDeferredTaxesDetailsScheduleofEffectiveTaxRateReconciliation" xlink:type="simple" xlink:href="bsac-20251231.xsd#CurrentandDeferredTaxesDetailsScheduleofEffectiveTaxRateReconciliation"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/CurrentandDeferredTaxesDetailsScheduleofEffectiveTaxRateReconciliation" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AverageEffectiveTaxRate_033ce7a6-8585-4702-a853-3dfead361f19" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AverageEffectiveTaxRate"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_PercentageOfDeferredTaxesNonDeductibleExpenses_e8c54214-2fba-4631-a1c4-55d09b11ddc8" xlink:href="bsac-20251231.xsd#bsac_PercentageOfDeferredTaxesNonDeductibleExpenses"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AverageEffectiveTaxRate_033ce7a6-8585-4702-a853-3dfead361f19" xlink:to="loc_bsac_PercentageOfDeferredTaxesNonDeductibleExpenses_e8c54214-2fba-4631-a1c4-55d09b11ddc8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_ba533ee9-f72f-428c-a8f2-1de1b580dba6" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AverageEffectiveTaxRate_033ce7a6-8585-4702-a853-3dfead361f19" xlink:to="loc_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_ba533ee9-f72f-428c-a8f2-1de1b580dba6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_PercentageOfTaxEffectOfPriceLevelRestatementForTaxPurposes_00ed8fe6-fb49-4bc8-bc58-e3e74fe80c79" xlink:href="bsac-20251231.xsd#bsac_PercentageOfTaxEffectOfPriceLevelRestatementForTaxPurposes"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AverageEffectiveTaxRate_033ce7a6-8585-4702-a853-3dfead361f19" xlink:to="loc_bsac_PercentageOfTaxEffectOfPriceLevelRestatementForTaxPurposes_00ed8fe6-fb49-4bc8-bc58-e3e74fe80c79" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_TaxRateEffectFromChangeInTaxRate_d7985154-69c4-41b5-ba60-71eebe912cf3" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TaxRateEffectFromChangeInTaxRate"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AverageEffectiveTaxRate_033ce7a6-8585-4702-a853-3dfead361f19" xlink:to="loc_ifrs-full_TaxRateEffectFromChangeInTaxRate_d7985154-69c4-41b5-ba60-71eebe912cf3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_EffectiveTaxRatesAndExpensesForIncomeTaxAmount_07352f38-1d94-405e-85c7-5b7eec861db7" xlink:href="bsac-20251231.xsd#bsac_EffectiveTaxRatesAndExpensesForIncomeTaxAmount"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_5c57e2be-e809-4a03-be23-630f09d12310" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_EffectiveTaxRatesAndExpensesForIncomeTaxAmount_07352f38-1d94-405e-85c7-5b7eec861db7" xlink:to="loc_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_5c57e2be-e809-4a03-be23-630f09d12310" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TaxEffectOfPriceLevelRestatementForTaxPurposes_a189758d-9489-4047-9b5d-567c8cac6367" xlink:href="bsac-20251231.xsd#bsac_TaxEffectOfPriceLevelRestatementForTaxPurposes"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_EffectiveTaxRatesAndExpensesForIncomeTaxAmount_07352f38-1d94-405e-85c7-5b7eec861db7" xlink:to="loc_bsac_TaxEffectOfPriceLevelRestatementForTaxPurposes_a189758d-9489-4047-9b5d-567c8cac6367" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxesNonDeductibleExpenses_1ac16b40-95e6-44e6-9fcf-5b0765a33bef" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxesNonDeductibleExpenses"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_EffectiveTaxRatesAndExpensesForIncomeTaxAmount_07352f38-1d94-405e-85c7-5b7eec861db7" xlink:to="loc_bsac_DeferredTaxesNonDeductibleExpenses_1ac16b40-95e6-44e6-9fcf-5b0765a33bef" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_IncomeTaxCalculatedOnNetIncomeBeforeTax_9de5d3ef-cfe3-4cfb-925c-3f20fcdb05b4" xlink:href="bsac-20251231.xsd#bsac_IncomeTaxCalculatedOnNetIncomeBeforeTax"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_EffectiveTaxRatesAndExpensesForIncomeTaxAmount_07352f38-1d94-405e-85c7-5b7eec861db7" xlink:to="loc_bsac_IncomeTaxCalculatedOnNetIncomeBeforeTax_9de5d3ef-cfe3-4cfb-925c-3f20fcdb05b4" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/CurrentandDeferredTaxesDetailsScheduleofEffectofDeferredTaxesonComprehensiveIncome" xlink:type="simple" xlink:href="bsac-20251231.xsd#CurrentandDeferredTaxesDetailsScheduleofEffectofDeferredTaxesonComprehensiveIncome"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/CurrentandDeferredTaxesDetailsScheduleofEffectofDeferredTaxesonComprehensiveIncome" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TotalDeferredTaxLiabilitiesRecognizedThroughOtherComprehensiveIncome_a760bf9d-42b7-40f1-a5db-4e923db94133" xlink:href="bsac-20251231.xsd#bsac_TotalDeferredTaxLiabilitiesRecognizedThroughOtherComprehensiveIncome"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxLiabilitiesDebtInstrumentsRecognizedThroughOtherComprehensiveIncome_1b907e70-98ed-4e95-b7c8-44ee6eb5d81e" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxLiabilitiesDebtInstrumentsRecognizedThroughOtherComprehensiveIncome"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalDeferredTaxLiabilitiesRecognizedThroughOtherComprehensiveIncome_a760bf9d-42b7-40f1-a5db-4e923db94133" xlink:to="loc_bsac_DeferredTaxLiabilitiesDebtInstrumentsRecognizedThroughOtherComprehensiveIncome_1b907e70-98ed-4e95-b7c8-44ee6eb5d81e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxLiabilitiesCashFlowHedgesRecognizedThroughOtherComprehensiveIncome_3fcae1a9-1115-4ca4-ae99-c820cce4a0e6" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxLiabilitiesCashFlowHedgesRecognizedThroughOtherComprehensiveIncome"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalDeferredTaxLiabilitiesRecognizedThroughOtherComprehensiveIncome_a760bf9d-42b7-40f1-a5db-4e923db94133" xlink:to="loc_bsac_DeferredTaxLiabilitiesCashFlowHedgesRecognizedThroughOtherComprehensiveIncome_3fcae1a9-1115-4ca4-ae99-c820cce4a0e6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome_bd7554f6-cf6e-42c5-8a46-a3e08e0da4e9" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_IncomeTaxRelatingToDebtInstrumentsOfOtherComprehensiveIncome_22ba5efc-142f-454d-bf30-6cf49a72332d" xlink:href="bsac-20251231.xsd#bsac_IncomeTaxRelatingToDebtInstrumentsOfOtherComprehensiveIncome"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome_bd7554f6-cf6e-42c5-8a46-a3e08e0da4e9" xlink:to="loc_bsac_IncomeTaxRelatingToDebtInstrumentsOfOtherComprehensiveIncome_22ba5efc-142f-454d-bf30-6cf49a72332d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome_14034535-78cd-4efa-8f51-2818bc08b3fe" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome_bd7554f6-cf6e-42c5-8a46-a3e08e0da4e9" xlink:to="loc_ifrs-full_IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome_14034535-78cd-4efa-8f51-2818bc08b3fe" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NetDeferredTaxBalancesInEquity_3d5362b2-92cd-4bd6-8fa9-62eb74b05536" xlink:href="bsac-20251231.xsd#bsac_NetDeferredTaxBalancesInEquity"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxesInEquityAttributableToParent_c8f1ac23-eb22-48de-be7f-c4bd3284c07b" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxesInEquityAttributableToParent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NetDeferredTaxBalancesInEquity_3d5362b2-92cd-4bd6-8fa9-62eb74b05536" xlink:to="loc_bsac_DeferredTaxesInEquityAttributableToParent_c8f1ac23-eb22-48de-be7f-c4bd3284c07b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxesInEquityAttributableToNonControllingInterests_095e21ae-6ada-4cdf-927c-7efd23a92f69" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxesInEquityAttributableToNonControllingInterests"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NetDeferredTaxBalancesInEquity_3d5362b2-92cd-4bd6-8fa9-62eb74b05536" xlink:to="loc_bsac_DeferredTaxesInEquityAttributableToNonControllingInterests_095e21ae-6ada-4cdf-927c-7efd23a92f69" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/CurrentandDeferredTaxesDetailsScheduleofEffectofDeferredTaxesonIncome" xlink:type="simple" xlink:href="bsac-20251231.xsd#CurrentandDeferredTaxesDetailsScheduleofEffectofDeferredTaxesonIncome"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/CurrentandDeferredTaxesDetailsScheduleofEffectofDeferredTaxesonIncome" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxLiabilitiesExpenseIncomeRecognisedInProfitOrLoss1_79adeed7-4944-4fbd-bde1-75d1b6afb54a" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxLiabilitiesExpenseIncomeRecognisedInProfitOrLoss1"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxLiabilitiesOthers_cb1e539e-fc65-429b-ba40-ebdd6c8ed79d" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxLiabilitiesOthers"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DeferredTaxLiabilitiesExpenseIncomeRecognisedInProfitOrLoss1_79adeed7-4944-4fbd-bde1-75d1b6afb54a" xlink:to="loc_bsac_DeferredTaxLiabilitiesOthers_cb1e539e-fc65-429b-ba40-ebdd6c8ed79d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_Derivatives_5b8bd67b-b4dc-4c4e-8c14-f5380af103d2" xlink:href="bsac-20251231.xsd#bsac_Derivatives"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DeferredTaxLiabilitiesExpenseIncomeRecognisedInProfitOrLoss1_79adeed7-4944-4fbd-bde1-75d1b6afb54a" xlink:to="loc_bsac_Derivatives_5b8bd67b-b4dc-4c4e-8c14-f5380af103d2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxLiabilitiesLeaseObligations_507bdd62-ade1-42d6-b886-236d6a1ab9ab" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxLiabilitiesLeaseObligations"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DeferredTaxLiabilitiesExpenseIncomeRecognisedInProfitOrLoss1_79adeed7-4944-4fbd-bde1-75d1b6afb54a" xlink:to="loc_bsac_DeferredTaxLiabilitiesLeaseObligations_507bdd62-ade1-42d6-b886-236d6a1ab9ab" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExchangeRateAdjustments_1fd68d47-fb34-4994-a7d9-cd3bd96785ef" xlink:href="bsac-20251231.xsd#bsac_ExchangeRateAdjustments"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DeferredTaxLiabilitiesExpenseIncomeRecognisedInProfitOrLoss1_79adeed7-4944-4fbd-bde1-75d1b6afb54a" xlink:to="loc_bsac_ExchangeRateAdjustments_1fd68d47-fb34-4994-a7d9-cd3bd96785ef" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxLiabilitiesPrepaidExpense_2717e8c3-1e32-4255-a9b8-406a04970cf7" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxLiabilitiesPrepaidExpense"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DeferredTaxLiabilitiesExpenseIncomeRecognisedInProfitOrLoss1_79adeed7-4944-4fbd-bde1-75d1b6afb54a" xlink:to="loc_bsac_DeferredTaxLiabilitiesPrepaidExpense_2717e8c3-1e32-4255-a9b8-406a04970cf7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxLiabilitiesValuationProvision_b7abfc30-e5d2-4ccb-9975-4393a862213b" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxLiabilitiesValuationProvision"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DeferredTaxLiabilitiesExpenseIncomeRecognisedInProfitOrLoss1_79adeed7-4944-4fbd-bde1-75d1b6afb54a" xlink:to="loc_bsac_DeferredTaxLiabilitiesValuationProvision_b7abfc30-e5d2-4ccb-9975-4393a862213b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxLiabilitiesAssetsReceivedInLieuOfPayment_06101a90-88ae-418a-bf30-66cb7f62ab60" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxLiabilitiesAssetsReceivedInLieuOfPayment"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DeferredTaxLiabilitiesExpenseIncomeRecognisedInProfitOrLoss1_79adeed7-4944-4fbd-bde1-75d1b6afb54a" xlink:to="loc_bsac_DeferredTaxLiabilitiesAssetsReceivedInLieuOfPayment_06101a90-88ae-418a-bf30-66cb7f62ab60" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss1_60207aa2-cfba-4f61-8bcd-656082f154bb" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss1"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxAssetsInterestsAndAdjustments_92e59132-8839-4689-b367-d1dd14854386" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxAssetsInterestsAndAdjustments"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss1_60207aa2-cfba-4f61-8bcd-656082f154bb" xlink:to="loc_bsac_DeferredTaxAssetsInterestsAndAdjustments_92e59132-8839-4689-b367-d1dd14854386" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxAssetPropertyPlantAndEquipment_a20d5118-acba-467f-bdf0-68d6e193958a" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxAssetPropertyPlantAndEquipment"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss1_60207aa2-cfba-4f61-8bcd-656082f154bb" xlink:to="loc_bsac_DeferredTaxAssetPropertyPlantAndEquipment_a20d5118-acba-467f-bdf0-68d6e193958a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxAssetsProvisionForExpenses_b96c1df5-1a12-4d33-8bd2-9eb8200acb16" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxAssetsProvisionForExpenses"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss1_60207aa2-cfba-4f61-8bcd-656082f154bb" xlink:to="loc_bsac_DeferredTaxAssetsProvisionForExpenses_b96c1df5-1a12-4d33-8bd2-9eb8200acb16" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxAssetsOthers_0981e394-9a1f-4fb1-b620-c11203cf8ff8" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxAssetsOthers"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss1_60207aa2-cfba-4f61-8bcd-656082f154bb" xlink:to="loc_bsac_DeferredTaxAssetsOthers_0981e394-9a1f-4fb1-b620-c11203cf8ff8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxAssetsNonRecurringChargeOffs_5ccb5117-8390-46c5-86b9-66a734dfba9b" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxAssetsNonRecurringChargeOffs"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss1_60207aa2-cfba-4f61-8bcd-656082f154bb" xlink:to="loc_bsac_DeferredTaxAssetsNonRecurringChargeOffs_5ccb5117-8390-46c5-86b9-66a734dfba9b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxAssetsSubsidiariesTaxLosses_ffef7f64-e70c-41ec-a3fa-a61deca47e75" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxAssetsSubsidiariesTaxLosses"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss1_60207aa2-cfba-4f61-8bcd-656082f154bb" xlink:to="loc_bsac_DeferredTaxAssetsSubsidiariesTaxLosses_ffef7f64-e70c-41ec-a3fa-a61deca47e75" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxAssetsRightOfUseAssets_551dc730-a204-4057-bd3e-487e88959cd7" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxAssetsRightOfUseAssets"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss1_60207aa2-cfba-4f61-8bcd-656082f154bb" xlink:to="loc_bsac_DeferredTaxAssetsRightOfUseAssets_551dc730-a204-4057-bd3e-487e88959cd7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxAssetsAllowanceForLoanLosses_50735e91-5e9a-4377-be72-d2a3bfe12e10" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxAssetsAllowanceForLoanLosses"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss1_60207aa2-cfba-4f61-8bcd-656082f154bb" xlink:to="loc_bsac_DeferredTaxAssetsAllowanceForLoanLosses_50735e91-5e9a-4377-be72-d2a3bfe12e10" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxAssetsLeasedAssets_c2827ee7-d661-431d-b1f2-4a12c18de6d3" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxAssetsLeasedAssets"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss1_60207aa2-cfba-4f61-8bcd-656082f154bb" xlink:to="loc_bsac_DeferredTaxAssetsLeasedAssets_c2827ee7-d661-431d-b1f2-4a12c18de6d3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxAssetsReceivedInLieuOfPayment_c1aba743-b352-4d8b-b0b5-86d1d626e91d" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxAssetsReceivedInLieuOfPayment"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss1_60207aa2-cfba-4f61-8bcd-656082f154bb" xlink:to="loc_bsac_DeferredTaxAssetsReceivedInLieuOfPayment_c1aba743-b352-4d8b-b0b5-86d1d626e91d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxAssetsDerivatives_ced920be-f7ae-415b-8e43-e5ba22e0da0f" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxAssetsDerivatives"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss1_60207aa2-cfba-4f61-8bcd-656082f154bb" xlink:to="loc_bsac_DeferredTaxAssetsDerivatives_ced920be-f7ae-415b-8e43-e5ba22e0da0f" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/CurrentandDeferredTaxesDetailsScheduleofDeferredTaxAssetsandLiabilities" xlink:type="simple" xlink:href="bsac-20251231.xsd#CurrentandDeferredTaxesDetailsScheduleofDeferredTaxAssetsandLiabilities"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/CurrentandDeferredTaxesDetailsScheduleofDeferredTaxAssetsandLiabilities" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DeferredTaxAssets_552c0d88-ad9c-4e06-9587-6af00ed7c061" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DeferredTaxAssets"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome1_efd9fcd3-38a4-4111-ba64-7e23a9a47322" xlink:href="bsac-20251231.xsd#bsac_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome1"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_DeferredTaxAssets_552c0d88-ad9c-4e06-9587-6af00ed7c061" xlink:to="loc_bsac_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome1_efd9fcd3-38a4-4111-ba64-7e23a9a47322" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss1_62d6b6ec-2a8f-4f2f-9f5d-327aac617ea9" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss1"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_DeferredTaxAssets_552c0d88-ad9c-4e06-9587-6af00ed7c061" xlink:to="loc_bsac_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss1_62d6b6ec-2a8f-4f2f-9f5d-327aac617ea9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DeferredTaxLiabilities_2a6aeeda-8c3a-4a9a-80ec-2f16dc5d8abf" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DeferredTaxLiabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TotalDeferredTaxLiabilitiesRecognizedThroughOtherComprehensiveIncome1_4891d8be-3a19-41d7-83bf-26a23bbccd31" xlink:href="bsac-20251231.xsd#bsac_TotalDeferredTaxLiabilitiesRecognizedThroughOtherComprehensiveIncome1"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_DeferredTaxLiabilities_2a6aeeda-8c3a-4a9a-80ec-2f16dc5d8abf" xlink:to="loc_bsac_TotalDeferredTaxLiabilitiesRecognizedThroughOtherComprehensiveIncome1_4891d8be-3a19-41d7-83bf-26a23bbccd31" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxLiabilitiesRecongisedThroughProfitAndLoss_0f470c06-39b1-40bf-a509-d3c6834b0b98" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxLiabilitiesRecongisedThroughProfitAndLoss"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_DeferredTaxLiabilities_2a6aeeda-8c3a-4a9a-80ec-2f16dc5d8abf" xlink:to="loc_bsac_DeferredTaxLiabilitiesRecongisedThroughProfitAndLoss_0f470c06-39b1-40bf-a509-d3c6834b0b98" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/CurrentandDeferredTaxesDetailsSummaryoftheDeferredTaxesandCurrentTaxesinFinancialStatements" xlink:type="simple" xlink:href="bsac-20251231.xsd#CurrentandDeferredTaxesDetailsSummaryoftheDeferredTaxesandCurrentTaxesinFinancialStatements"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/CurrentandDeferredTaxesDetailsSummaryoftheDeferredTaxesandCurrentTaxesinFinancialStatements" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_NetDeferredTaxLiabilities_f84d3f36-687d-442c-843f-8cdc1e503203" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NetDeferredTaxLiabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxLiabilitiesOffsetAmount_db7c1a00-532d-4e93-bb86-aa475933c0e8" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxLiabilitiesOffsetAmount"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NetDeferredTaxLiabilities_f84d3f36-687d-442c-843f-8cdc1e503203" xlink:to="loc_bsac_DeferredTaxLiabilitiesOffsetAmount_db7c1a00-532d-4e93-bb86-aa475933c0e8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DeferredTaxLiabilities_3d17b0c3-7e42-45a8-af95-e2debc3a295a" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DeferredTaxLiabilities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NetDeferredTaxLiabilities_f84d3f36-687d-442c-843f-8cdc1e503203" xlink:to="loc_ifrs-full_DeferredTaxLiabilities_3d17b0c3-7e42-45a8-af95-e2debc3a295a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DeferredTaxLiabilityAsset_7e94ce3e-3298-4dd5-9cdf-ccb38c829bf9" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DeferredTaxLiabilityAsset"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_NetDeferredTaxLiabilities_5b56cb02-6e3b-4be0-84b3-7f7b5801e77a" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NetDeferredTaxLiabilities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_DeferredTaxLiabilityAsset_7e94ce3e-3298-4dd5-9cdf-ccb38c829bf9" xlink:to="loc_ifrs-full_NetDeferredTaxLiabilities_5b56cb02-6e3b-4be0-84b3-7f7b5801e77a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_NetDeferredTaxAssets_f2638b50-cb29-4b85-a385-979682bafed4" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NetDeferredTaxAssets"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_DeferredTaxLiabilityAsset_7e94ce3e-3298-4dd5-9cdf-ccb38c829bf9" xlink:to="loc_ifrs-full_NetDeferredTaxAssets_f2638b50-cb29-4b85-a385-979682bafed4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CurrentTaxLiabilities_87b0ad83-15a1-4284-8695-9fdd8d22d859" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CurrentTaxLiabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CurrentTaxLiabilitiesOffsetAmount_12aca1d4-c788-46da-963d-f2e38a0a81ec" xlink:href="bsac-20251231.xsd#bsac_CurrentTaxLiabilitiesOffsetAmount"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CurrentTaxLiabilities_87b0ad83-15a1-4284-8695-9fdd8d22d859" xlink:to="loc_bsac_CurrentTaxLiabilitiesOffsetAmount_12aca1d4-c788-46da-963d-f2e38a0a81ec" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CurrentTaxLiabilitiesBeforeOffsetAmount_cbe38439-86ba-495e-a374-fe1a018414f0" xlink:href="bsac-20251231.xsd#bsac_CurrentTaxLiabilitiesBeforeOffsetAmount"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CurrentTaxLiabilities_87b0ad83-15a1-4284-8695-9fdd8d22d859" xlink:to="loc_bsac_CurrentTaxLiabilitiesBeforeOffsetAmount_cbe38439-86ba-495e-a374-fe1a018414f0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CurrentTaxAssets_f57f859b-6b6c-4600-816e-2613499e68b4" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CurrentTaxAssets"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CurrentTaxAssetBeforeOffsetAmount_55752e72-93d4-4496-a56d-4d2338ceefb4" xlink:href="bsac-20251231.xsd#bsac_CurrentTaxAssetBeforeOffsetAmount"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CurrentTaxAssets_f57f859b-6b6c-4600-816e-2613499e68b4" xlink:to="loc_bsac_CurrentTaxAssetBeforeOffsetAmount_55752e72-93d4-4496-a56d-4d2338ceefb4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CurrentTaxAssetOffsetAmount_c66231fe-0660-48b8-9dc5-8dcf2848835c" xlink:href="bsac-20251231.xsd#bsac_CurrentTaxAssetOffsetAmount"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CurrentTaxAssets_f57f859b-6b6c-4600-816e-2613499e68b4" xlink:to="loc_bsac_CurrentTaxAssetOffsetAmount_c66231fe-0660-48b8-9dc5-8dcf2848835c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_NetDeferredTaxAssets_c502a3c1-18a3-44d4-bb3c-fb2e69ca1e85" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NetDeferredTaxAssets"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredTaxAssetsOffsetAmount_e26afe41-dc7e-4a56-8cd4-c593e2c6d79e" xlink:href="bsac-20251231.xsd#bsac_DeferredTaxAssetsOffsetAmount"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NetDeferredTaxAssets_c502a3c1-18a3-44d4-bb3c-fb2e69ca1e85" xlink:to="loc_bsac_DeferredTaxAssetsOffsetAmount_e26afe41-dc7e-4a56-8cd4-c593e2c6d79e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DeferredTaxAssets_2545adf8-1520-41be-ab8d-1325f4f7f4bf" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DeferredTaxAssets"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NetDeferredTaxAssets_c502a3c1-18a3-44d4-bb3c-fb2e69ca1e85" xlink:to="loc_ifrs-full_DeferredTaxAssets_2545adf8-1520-41be-ab8d-1325f4f7f4bf" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/OtherAssetsDetailsScheduleofOtherAssets" xlink:type="simple" xlink:href="bsac-20251231.xsd#OtherAssetsDetailsScheduleofOtherAssets"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/OtherAssetsDetailsScheduleofOtherAssets" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OtherFinancialAssetsTotal_5ed46881-0cbc-4e8f-b01d-5f3e02d59e05" xlink:href="bsac-20251231.xsd#bsac_OtherFinancialAssetsTotal"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ValueAddedTaxReceivables_439b47d9-33db-4736-ae97-1fe2e6906e3a" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ValueAddedTaxReceivables"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherFinancialAssetsTotal_5ed46881-0cbc-4e8f-b01d-5f3e02d59e05" xlink:to="loc_ifrs-full_ValueAddedTaxReceivables_439b47d9-33db-4736-ae97-1fe2e6906e3a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_InprogressOperation_6c60f66e-80a1-481a-a6a1-d495ad54c2d5" xlink:href="bsac-20251231.xsd#bsac_InprogressOperation"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherFinancialAssetsTotal_5ed46881-0cbc-4e8f-b01d-5f3e02d59e05" xlink:to="loc_bsac_InprogressOperation_6c60f66e-80a1-481a-a6a1-d495ad54c2d5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OtherAsset_87330ca0-1f12-4414-8870-cb2fdbf7ac3f" xlink:href="bsac-20251231.xsd#bsac_OtherAsset"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherFinancialAssetsTotal_5ed46881-0cbc-4e8f-b01d-5f3e02d59e05" xlink:to="loc_bsac_OtherAsset_87330ca0-1f12-4414-8870-cb2fdbf7ac3f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_Prepayments_dd3e9b35-d9e7-4969-a05c-a07025762e63" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Prepayments"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherFinancialAssetsTotal_5ed46881-0cbc-4e8f-b01d-5f3e02d59e05" xlink:to="loc_ifrs-full_Prepayments_dd3e9b35-d9e7-4969-a05c-a07025762e63" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_PensionPlanAssets_4baebf27-885e-43c7-8654-ab725c12925d" xlink:href="bsac-20251231.xsd#bsac_PensionPlanAssets"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherFinancialAssetsTotal_5ed46881-0cbc-4e8f-b01d-5f3e02d59e05" xlink:to="loc_bsac_PensionPlanAssets_4baebf27-885e-43c7-8654-ab725c12925d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AccountsAndNotesReceivableNet1_021d1e06-0433-4c92-a75c-1eb47a4842a9" xlink:href="bsac-20251231.xsd#bsac_AccountsAndNotesReceivableNet1"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherFinancialAssetsTotal_5ed46881-0cbc-4e8f-b01d-5f3e02d59e05" xlink:to="loc_bsac_AccountsAndNotesReceivableNet1_021d1e06-0433-4c92-a75c-1eb47a4842a9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_BankingArrangementsClassifiedAsCashEquivalents_fa71c4be-369d-4dae-80bb-e3899f1950df" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BankingArrangementsClassifiedAsCashEquivalents"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherFinancialAssetsTotal_5ed46881-0cbc-4e8f-b01d-5f3e02d59e05" xlink:to="loc_ifrs-full_BankingArrangementsClassifiedAsCashEquivalents_fa71c4be-369d-4dae-80bb-e3899f1950df" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AssetsRecoveredFromLeasingForSale_7fd063de-c49e-4c9a-9d20-8eb24fce19ff" xlink:href="bsac-20251231.xsd#bsac_AssetsRecoveredFromLeasingForSale"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherFinancialAssetsTotal_5ed46881-0cbc-4e8f-b01d-5f3e02d59e05" xlink:to="loc_bsac_AssetsRecoveredFromLeasingForSale_7fd063de-c49e-4c9a-9d20-8eb24fce19ff" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OtherCashSubmittedGuaranteesInDollars_5ad3758e-4b58-40ee-87da-3fba1834e0ca" xlink:href="bsac-20251231.xsd#bsac_OtherCashSubmittedGuaranteesInDollars"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherFinancialAssetsTotal_5ed46881-0cbc-4e8f-b01d-5f3e02d59e05" xlink:to="loc_bsac_OtherCashSubmittedGuaranteesInDollars_5ad3758e-4b58-40ee-87da-3fba1834e0ca" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NotesReceivableThroughBrokerageAndSimultaneousTransactions_6718b8b4-526f-42ce-acb0-03eb9e428f2d" xlink:href="bsac-20251231.xsd#bsac_NotesReceivableThroughBrokerageAndSimultaneousTransactions"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherFinancialAssetsTotal_5ed46881-0cbc-4e8f-b01d-5f3e02d59e05" xlink:to="loc_bsac_NotesReceivableThroughBrokerageAndSimultaneousTransactions_6718b8b4-526f-42ce-acb0-03eb9e428f2d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ValuationAdjustmentsByMacroHedge_0d9a3192-5009-4873-9ffa-440a69d9cd04" xlink:href="bsac-20251231.xsd#bsac_ValuationAdjustmentsByMacroHedge"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherFinancialAssetsTotal_5ed46881-0cbc-4e8f-b01d-5f3e02d59e05" xlink:to="loc_bsac_ValuationAdjustmentsByMacroHedge_0d9a3192-5009-4873-9ffa-440a69d9cd04" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_InvestmentInGold_1c0eccfb-bfcb-4cd1-8945-84191f1127f2" xlink:href="bsac-20251231.xsd#bsac_InvestmentInGold"/>
    <link:calculationArc order="12" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherFinancialAssetsTotal_5ed46881-0cbc-4e8f-b01d-5f3e02d59e05" xlink:to="loc_bsac_InvestmentInGold_1c0eccfb-bfcb-4cd1-8945-84191f1127f2" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/NonCurrentAssetsandDisposalGroupsforSaleDetailsScheduleofNonCurrentAssetsHeldforSales" xlink:type="simple" xlink:href="bsac-20251231.xsd#NonCurrentAssetsandDisposalGroupsforSaleDetailsScheduleofNonCurrentAssetsHeldforSales"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/NonCurrentAssetsandDisposalGroupsforSaleDetailsScheduleofNonCurrentAssetsHeldforSales" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TotalAmount_1b7d4ade-17ce-4db4-a11c-271164acf8a8" xlink:href="bsac-20251231.xsd#bsac_TotalAmount"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NoncurrentAssetsHeldForSaleSubtotal_0c682eaa-fede-475a-a1af-1c679069b189" xlink:href="bsac-20251231.xsd#bsac_NoncurrentAssetsHeldForSaleSubtotal"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalAmount_1b7d4ade-17ce-4db4-a11c-271164acf8a8" xlink:to="loc_bsac_NoncurrentAssetsHeldForSaleSubtotal_0c682eaa-fede-475a-a1af-1c679069b189" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_Subtotal_591bb69e-dcc1-4405-9843-5bf494ebadb9" xlink:href="bsac-20251231.xsd#bsac_Subtotal"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalAmount_1b7d4ade-17ce-4db4-a11c-271164acf8a8" xlink:to="loc_bsac_Subtotal_591bb69e-dcc1-4405-9843-5bf494ebadb9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_Subtotal_d3b7317d-957c-4b9a-b085-4d08d84634a5" xlink:href="bsac-20251231.xsd#bsac_Subtotal"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ProvisionOnAssetsReceivedInLieuOfPaymentOrAwarded_e53dc070-11e9-4571-bd28-830c1c0223a0" xlink:href="bsac-20251231.xsd#bsac_ProvisionOnAssetsReceivedInLieuOfPaymentOrAwarded"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_Subtotal_d3b7317d-957c-4b9a-b085-4d08d84634a5" xlink:to="loc_bsac_ProvisionOnAssetsReceivedInLieuOfPaymentOrAwarded_e53dc070-11e9-4571-bd28-830c1c0223a0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AssetsReceivedInLieuOfPayment_c2bca904-d579-44d2-b5d6-21a3ae5046a7" xlink:href="bsac-20251231.xsd#bsac_AssetsReceivedInLieuOfPayment"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_Subtotal_d3b7317d-957c-4b9a-b085-4d08d84634a5" xlink:to="loc_bsac_AssetsReceivedInLieuOfPayment_c2bca904-d579-44d2-b5d6-21a3ae5046a7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AssetsAwardedAtJudicialSale_99866e36-686e-48f1-adb5-8911577c475e" xlink:href="bsac-20251231.xsd#bsac_AssetsAwardedAtJudicialSale"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_Subtotal_d3b7317d-957c-4b9a-b085-4d08d84634a5" xlink:to="loc_bsac_AssetsAwardedAtJudicialSale_99866e36-686e-48f1-adb5-8911577c475e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NoncurrentAssetsHeldForSaleSubtotal_3ada43f9-bc83-41e1-bd62-9f24c2f5cf00" xlink:href="bsac-20251231.xsd#bsac_NoncurrentAssetsHeldForSaleSubtotal"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AssetsRecoveredFromLeasingForSaleAmount_019c57e7-2aa3-7630-a922-1b79898007dc" xlink:href="bsac-20251231.xsd#bsac_AssetsRecoveredFromLeasingForSaleAmount"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NoncurrentAssetsHeldForSaleSubtotal_3ada43f9-bc83-41e1-bd62-9f24c2f5cf00" xlink:to="loc_bsac_AssetsRecoveredFromLeasingForSaleAmount_019c57e7-2aa3-7630-a922-1b79898007dc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_PropertyPlantAndEquipment_a34d692e-88aa-4d87-acd9-f1a9e59be71f" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PropertyPlantAndEquipment"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NoncurrentAssetsHeldForSaleSubtotal_3ada43f9-bc83-41e1-bd62-9f24c2f5cf00" xlink:to="loc_ifrs-full_PropertyPlantAndEquipment_a34d692e-88aa-4d87-acd9-f1a9e59be71f" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/FinancialLiabilitiesatAmortisedCostDetailsScheduleofTimeDepositsandOtherTimeLiabilities" xlink:type="simple" xlink:href="bsac-20251231.xsd#FinancialLiabilitiesatAmortisedCostDetailsScheduleofTimeDepositsandOtherTimeLiabilities"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/FinancialLiabilitiesatAmortisedCostDetailsScheduleofTimeDepositsandOtherTimeLiabilities" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TotalTimeDepositsAndOtherTimeLiabilities_1ea4425e-8237-4df9-8af1-755ae98d6952" xlink:href="bsac-20251231.xsd#bsac_TotalTimeDepositsAndOtherTimeLiabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DebtSecurities_dd9dce21-da49-49dd-b702-905ab5664428" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DebtSecurities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalTimeDepositsAndOtherTimeLiabilities_1ea4425e-8237-4df9-8af1-755ae98d6952" xlink:to="loc_ifrs-full_DebtSecurities_dd9dce21-da49-49dd-b702-905ab5664428" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_BalancesOnDemandDepositsFromCustomers_dbfbbe50-e6e6-47dd-aa4b-eee1d1ea90b7" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BalancesOnDemandDepositsFromCustomers"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalTimeDepositsAndOtherTimeLiabilities_1ea4425e-8237-4df9-8af1-755ae98d6952" xlink:to="loc_ifrs-full_BalancesOnDemandDepositsFromCustomers_dbfbbe50-e6e6-47dd-aa4b-eee1d1ea90b7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherBorrowings_343c55a8-47d1-4460-9319-1309bafeefea" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherBorrowings"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalTimeDepositsAndOtherTimeLiabilities_1ea4425e-8237-4df9-8af1-755ae98d6952" xlink:to="loc_ifrs-full_OtherBorrowings_343c55a8-47d1-4460-9319-1309bafeefea" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_bfd27226-4965-43f2-8cf9-66a5e69f5788" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalTimeDepositsAndOtherTimeLiabilities_1ea4425e-8237-4df9-8af1-755ae98d6952" xlink:to="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_bfd27226-4965-43f2-8cf9-66a5e69f5788" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TimeDepositsAndOtherTimeLiabilities_7c4fd38f-a53a-496b-b5fd-2d2f338271cb" xlink:href="bsac-20251231.xsd#bsac_TimeDepositsAndOtherTimeLiabilities"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalTimeDepositsAndOtherTimeLiabilities_1ea4425e-8237-4df9-8af1-755ae98d6952" xlink:to="loc_bsac_TimeDepositsAndOtherTimeLiabilities_7c4fd38f-a53a-496b-b5fd-2d2f338271cb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherFinancialLiabilities_d2d25961-5b2d-4dbd-92ad-ab1a70226528" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherFinancialLiabilities"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalTimeDepositsAndOtherTimeLiabilities_1ea4425e-8237-4df9-8af1-755ae98d6952" xlink:to="loc_ifrs-full_OtherFinancialLiabilities_d2d25961-5b2d-4dbd-92ad-ab1a70226528" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/FinancialLiabilitiesatAmortisedCostDetailsScheduleofObligationsRelatedtoInstrumentsSoldunderRepurchaseAgreements" xlink:type="simple" xlink:href="bsac-20251231.xsd#FinancialLiabilitiesatAmortisedCostDetailsScheduleofObligationsRelatedtoInstrumentsSoldunderRepurchaseAgreements"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/FinancialLiabilitiesatAmortisedCostDetailsScheduleofObligationsRelatedtoInstrumentsSoldunderRepurchaseAgreements" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_f0527b84-f489-4291-8fb2-c1884f3268fa" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TransactionsWithDomesticBanks_8e2dfbaf-99d6-4c38-a764-54745d1032b1" xlink:href="bsac-20251231.xsd#bsac_TransactionsWithDomesticBanks"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_f0527b84-f489-4291-8fb2-c1884f3268fa" xlink:to="loc_bsac_TransactionsWithDomesticBanks_8e2dfbaf-99d6-4c38-a764-54745d1032b1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TransactionsWithForeignBanks_19fea03a-da81-4850-9427-3b6288bba5fe" xlink:href="bsac-20251231.xsd#bsac_TransactionsWithForeignBanks"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_f0527b84-f489-4291-8fb2-c1884f3268fa" xlink:to="loc_bsac_TransactionsWithForeignBanks_19fea03a-da81-4850-9427-3b6288bba5fe" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ForeignFinancialDebtSecurities_ed8a4d27-e102-4353-a4cf-40ebeee90b74" xlink:href="bsac-20251231.xsd#bsac_ForeignFinancialDebtSecurities"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_f0527b84-f489-4291-8fb2-c1884f3268fa" xlink:to="loc_bsac_ForeignFinancialDebtSecurities_ed8a4d27-e102-4353-a4cf-40ebeee90b74" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TransactionsWithOtherForeignEntities_019c777f-4887-743c-b345-d77a25828665" xlink:href="bsac-20251231.xsd#bsac_TransactionsWithOtherForeignEntities"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_f0527b84-f489-4291-8fb2-c1884f3268fa" xlink:to="loc_bsac_TransactionsWithOtherForeignEntities_019c777f-4887-743c-b345-d77a25828665" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/FinancialLiabilitiesatAmortisedCostDetailsScheduleofInterbankBorrowings" xlink:type="simple" xlink:href="bsac-20251231.xsd#FinancialLiabilitiesatAmortisedCostDetailsScheduleofInterbankBorrowings"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/FinancialLiabilitiesatAmortisedCostDetailsScheduleofInterbankBorrowings" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ShorttermBorrowings_c625b0d4-3967-4931-96d5-3688e9d55971" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ShorttermBorrowings"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_LoansFromForeignFinancialInstitutions_c74413d8-6d45-4c2b-abae-0424ed7f264e" xlink:href="bsac-20251231.xsd#bsac_LoansFromForeignFinancialInstitutions"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ShorttermBorrowings_c625b0d4-3967-4931-96d5-3688e9d55971" xlink:to="loc_bsac_LoansFromForeignFinancialInstitutions_c74413d8-6d45-4c2b-abae-0424ed7f264e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_LoansFromFinancialInstitutions_0b885637-6f33-4abd-9e6f-9102a41a8a7f" xlink:href="bsac-20251231.xsd#bsac_LoansFromFinancialInstitutions"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ShorttermBorrowings_c625b0d4-3967-4931-96d5-3688e9d55971" xlink:to="loc_bsac_LoansFromFinancialInstitutions_0b885637-6f33-4abd-9e6f-9102a41a8a7f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_LoansFromBank_d013915f-8888-4d6a-870f-5c15b3c3d779" xlink:href="bsac-20251231.xsd#bsac_LoansFromBank"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ShorttermBorrowings_c625b0d4-3967-4931-96d5-3688e9d55971" xlink:to="loc_bsac_LoansFromBank_d013915f-8888-4d6a-870f-5c15b3c3d779" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/FinancialLiabilitiesatAmortisedCostDetailsScheduleofDebtsClassified" xlink:type="simple" xlink:href="bsac-20251231.xsd#FinancialLiabilitiesatAmortisedCostDetailsScheduleofDebtsClassified"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/FinancialLiabilitiesatAmortisedCostDetailsScheduleofDebtsClassified" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OthersFinancialLiabilities_9d91069b-ad82-4313-88cb-2f22043b065e" xlink:href="bsac-20251231.xsd#bsac_OthersFinancialLiabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OtherFinancialsLiabilitiesNonCurrent_c7b86fa7-185e-4cf7-87b2-8176c87c0380" xlink:href="bsac-20251231.xsd#bsac_OtherFinancialsLiabilitiesNonCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OthersFinancialLiabilities_9d91069b-ad82-4313-88cb-2f22043b065e" xlink:to="loc_bsac_OtherFinancialsLiabilitiesNonCurrent_c7b86fa7-185e-4cf7-87b2-8176c87c0380" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OtherFinancialLiabilitiesCurrent_1620e1a5-8ec4-4417-8d05-d0903d6e61db" xlink:href="bsac-20251231.xsd#bsac_OtherFinancialLiabilitiesCurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OthersFinancialLiabilities_9d91069b-ad82-4313-88cb-2f22043b065e" xlink:to="loc_bsac_OtherFinancialLiabilitiesCurrent_1620e1a5-8ec4-4417-8d05-d0903d6e61db" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DebtSecuritiesTotal_75744292-cd91-4c12-afbb-29a66c22a501" xlink:href="bsac-20251231.xsd#bsac_DebtSecuritiesTotal"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DebtSecuritiesNonCurrent_b873d5c7-5b4c-4e54-8c83-deafbc8bdb14" xlink:href="bsac-20251231.xsd#bsac_DebtSecuritiesNonCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DebtSecuritiesTotal_75744292-cd91-4c12-afbb-29a66c22a501" xlink:to="loc_bsac_DebtSecuritiesNonCurrent_b873d5c7-5b4c-4e54-8c83-deafbc8bdb14" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DebtInstrumentsCurrent_bcad6763-6a52-43ed-b237-3f38abd511a5" xlink:href="bsac-20251231.xsd#bsac_DebtInstrumentsCurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DebtSecuritiesTotal_75744292-cd91-4c12-afbb-29a66c22a501" xlink:to="loc_bsac_DebtInstrumentsCurrent_bcad6763-6a52-43ed-b237-3f38abd511a5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DebtSecurities_1960762c-ab1c-4608-a27c-25dcb86b8192" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DebtSecurities"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_IssuedDebtInstrumentsCurrent_31a8101d-4465-4f1e-9000-a0148830d3e9" xlink:href="bsac-20251231.xsd#bsac_IssuedDebtInstrumentsCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_DebtSecurities_1960762c-ab1c-4608-a27c-25dcb86b8192" xlink:to="loc_bsac_IssuedDebtInstrumentsCurrent_31a8101d-4465-4f1e-9000-a0148830d3e9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_IssuedDebtInstrumentsNonCurrent_38245d50-cd14-4485-90bf-4e7da8c1f2f5" xlink:href="bsac-20251231.xsd#bsac_IssuedDebtInstrumentsNonCurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_DebtSecurities_1960762c-ab1c-4608-a27c-25dcb86b8192" xlink:to="loc_bsac_IssuedDebtInstrumentsNonCurrent_38245d50-cd14-4485-90bf-4e7da8c1f2f5" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/FinancialLiabilitiesatAmortisedCostDetailsScheduleofDebtsClassified_1" xlink:type="simple" xlink:href="bsac-20251231.xsd#FinancialLiabilitiesatAmortisedCostDetailsScheduleofDebtsClassified_1"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/FinancialLiabilitiesatAmortisedCostDetailsScheduleofDebtsClassified_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DebtSecuritiesTotal_b94cd4bd-3647-4d55-819e-6507ac7b0fd4" xlink:href="bsac-20251231.xsd#bsac_DebtSecuritiesTotal"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DebtSecurities_f9408b99-7703-41ce-8f9f-6b6ebe9fdf3d" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DebtSecurities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DebtSecuritiesTotal_b94cd4bd-3647-4d55-819e-6507ac7b0fd4" xlink:to="loc_ifrs-full_DebtSecurities_f9408b99-7703-41ce-8f9f-6b6ebe9fdf3d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OthersFinancialLiabilities_fb5edd86-9833-4ca1-92e1-81dabdcde4ca" xlink:href="bsac-20251231.xsd#bsac_OthersFinancialLiabilities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DebtSecuritiesTotal_b94cd4bd-3647-4d55-819e-6507ac7b0fd4" xlink:to="loc_bsac_OthersFinancialLiabilities_fb5edd86-9833-4ca1-92e1-81dabdcde4ca" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/FinancialLiabilitiesatAmortisedCostDetailsDisclosureOfOtherFinancialLiabilities" xlink:type="simple" xlink:href="bsac-20251231.xsd#FinancialLiabilitiesatAmortisedCostDetailsDisclosureOfOtherFinancialLiabilities"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/FinancialLiabilitiesatAmortisedCostDetailsDisclosureOfOtherFinancialLiabilities" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherFinancialLiabilities_e4047d41-f280-4a32-aba8-4f9480da022e" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherFinancialLiabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherNoncurrentFinancialLiabilities_4bd6e5e6-8a05-4d2f-b808-446b7dea6ae8" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherNoncurrentFinancialLiabilities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherFinancialLiabilities_e4047d41-f280-4a32-aba8-4f9480da022e" xlink:to="loc_ifrs-full_OtherNoncurrentFinancialLiabilities_4bd6e5e6-8a05-4d2f-b808-446b7dea6ae8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CurrentPortionSubtotal_a8bcccea-1d0d-40e4-ba3d-35d05f5f69e5" xlink:href="bsac-20251231.xsd#bsac_CurrentPortionSubtotal"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherFinancialLiabilities_e4047d41-f280-4a32-aba8-4f9480da022e" xlink:to="loc_bsac_CurrentPortionSubtotal_a8bcccea-1d0d-40e4-ba3d-35d05f5f69e5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CurrentPortionSubtotal_33257284-e36e-431e-9d67-752e2fb00bf4" xlink:href="bsac-20251231.xsd#bsac_CurrentPortionSubtotal"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AcceptanceOfLettersOfCredit_c1d267be-efad-42e4-9f84-aa3a82e03e01" xlink:href="bsac-20251231.xsd#bsac_AcceptanceOfLettersOfCredit"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_CurrentPortionSubtotal_33257284-e36e-431e-9d67-752e2fb00bf4" xlink:to="loc_bsac_AcceptanceOfLettersOfCredit_c1d267be-efad-42e4-9f84-aa3a82e03e01" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OtherLongTermFinancialObligationsShortTermPortion_334e6997-7d1c-4f0d-b5a7-43411c6a59a1" xlink:href="bsac-20251231.xsd#bsac_OtherLongTermFinancialObligationsShortTermPortion"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_CurrentPortionSubtotal_33257284-e36e-431e-9d67-752e2fb00bf4" xlink:to="loc_bsac_OtherLongTermFinancialObligationsShortTermPortion_334e6997-7d1c-4f0d-b5a7-43411c6a59a1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AmountsDueToCreditCardOperators_f72b9976-5bd6-4622-90ec-3219b44caf54" xlink:href="bsac-20251231.xsd#bsac_AmountsDueToCreditCardOperators"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_CurrentPortionSubtotal_33257284-e36e-431e-9d67-752e2fb00bf4" xlink:to="loc_bsac_AmountsDueToCreditCardOperators_f72b9976-5bd6-4622-90ec-3219b44caf54" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/RegulatoryCapitalFinancialInstrumentsDetailsScheduleofSubordinatedBondsClassifiedasCurrentandNoncurrent" xlink:type="simple" xlink:href="bsac-20251231.xsd#RegulatoryCapitalFinancialInstrumentsDetailsScheduleofSubordinatedBondsClassifiedasCurrentandNoncurrent"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/RegulatoryCapitalFinancialInstrumentsDetailsScheduleofSubordinatedBondsClassifiedasCurrentandNoncurrent" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_SubordinatedLiabilities_2ade16a2-0881-43b9-b57e-5254bff19991" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SubordinatedLiabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CurrentProvisions_7f5ed5ab-7c41-43dc-9db9-d22693de07d1" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CurrentProvisions"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_SubordinatedLiabilities_2ade16a2-0881-43b9-b57e-5254bff19991" xlink:to="loc_ifrs-full_CurrentProvisions_7f5ed5ab-7c41-43dc-9db9-d22693de07d1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_NoncurrentPortionOfOtherNoncurrentBorrowings_d88ddb1c-37d6-4663-a7f9-5cddf4a5b2ac" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NoncurrentPortionOfOtherNoncurrentBorrowings"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_SubordinatedLiabilities_2ade16a2-0881-43b9-b57e-5254bff19991" xlink:to="loc_ifrs-full_NoncurrentPortionOfOtherNoncurrentBorrowings_d88ddb1c-37d6-4663-a7f9-5cddf4a5b2ac" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/RegulatoryCapitalFinancialInstrumentsDetailsScheduleofSubordinatedBondsPerCurrency" xlink:type="simple" xlink:href="bsac-20251231.xsd#RegulatoryCapitalFinancialInstrumentsDetailsScheduleofSubordinatedBondsPerCurrency"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/RegulatoryCapitalFinancialInstrumentsDetailsScheduleofSubordinatedBondsPerCurrency" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_SubordinatedLiabilities_7feb38f9-1d83-4507-a832-04bfe1b0c0e1" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SubordinatedLiabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_SubordinatedBondDenominatedInUSD_875c0eb8-9543-42dd-aed9-d2fb9e7bd62d" xlink:href="bsac-20251231.xsd#bsac_SubordinatedBondDenominatedInUSD"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_SubordinatedLiabilities_7feb38f9-1d83-4507-a832-04bfe1b0c0e1" xlink:to="loc_bsac_SubordinatedBondDenominatedInUSD_875c0eb8-9543-42dd-aed9-d2fb9e7bd62d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_SubordinatedBondsDenominatedInUF_d48689d1-b143-4ec3-8c9b-1633356be993" xlink:href="bsac-20251231.xsd#bsac_SubordinatedBondsDenominatedInUF"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_SubordinatedLiabilities_7feb38f9-1d83-4507-a832-04bfe1b0c0e1" xlink:to="loc_bsac_SubordinatedBondsDenominatedInUF_d48689d1-b143-4ec3-8c9b-1633356be993" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/ProvisionsandContingentProvisionsDetailsScheduleofProvisionsforPersonnelSalariesandExpenses" xlink:type="simple" xlink:href="bsac-20251231.xsd#ProvisionsandContingentProvisionsDetailsScheduleofProvisionsforPersonnelSalariesandExpenses"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/ProvisionsandContingentProvisionsDetailsScheduleofProvisionsforPersonnelSalariesandExpenses" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_KeyManagementPersonnelCompensation_2eb98d0b-2d3b-4d77-9b57-3da1b3eb5d1b" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_KeyManagementPersonnelCompensation"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits_14f330dd-7605-47a3-b10c-619f108fd514" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_KeyManagementPersonnelCompensation_2eb98d0b-2d3b-4d77-9b57-3da1b3eb5d1b" xlink:to="loc_ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits_14f330dd-7605-47a3-b10c-619f108fd514" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherShorttermEmployeeBenefits_87ac0483-dde4-4250-b310-2ca6d90cf4c4" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherShorttermEmployeeBenefits"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_KeyManagementPersonnelCompensation_2eb98d0b-2d3b-4d77-9b57-3da1b3eb5d1b" xlink:to="loc_ifrs-full_OtherShorttermEmployeeBenefits_87ac0483-dde4-4250-b310-2ca6d90cf4c4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherLongtermBenefits_e0f67e25-0fc3-42f0-8ad3-724445f22488" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherLongtermBenefits"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_KeyManagementPersonnelCompensation_2eb98d0b-2d3b-4d77-9b57-3da1b3eb5d1b" xlink:to="loc_ifrs-full_OtherLongtermBenefits_e0f67e25-0fc3-42f0-8ad3-724445f22488" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ProvisionForSeniorityCompensation_c114548c-e850-4568-88a5-04edcd5ff5e2" xlink:href="bsac-20251231.xsd#bsac_ProvisionForSeniorityCompensation"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_KeyManagementPersonnelCompensation_2eb98d0b-2d3b-4d77-9b57-3da1b3eb5d1b" xlink:to="loc_bsac_ProvisionForSeniorityCompensation_c114548c-e850-4568-88a5-04edcd5ff5e2" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/OtherLiabilitiesDetails" xlink:type="simple" xlink:href="bsac-20251231.xsd#OtherLiabilitiesDetails"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/OtherLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherNonfinancialLiabilities_9edbc45c-7b8e-483f-9fab-187e1bfe2c3a" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherNonfinancialLiabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_TradeAndOtherPayables_c4b0a46e-b307-421d-9880-0525ec51c5b9" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TradeAndOtherPayables"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherNonfinancialLiabilities_9edbc45c-7b8e-483f-9fab-187e1bfe2c3a" xlink:to="loc_ifrs-full_TradeAndOtherPayables_c4b0a46e-b307-421d-9880-0525ec51c5b9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_IncomeReceivedInAdvance_dde83973-3ec4-4968-ba53-21e4032afeba" xlink:href="bsac-20251231.xsd#bsac_IncomeReceivedInAdvance"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherNonfinancialLiabilities_9edbc45c-7b8e-483f-9fab-187e1bfe2c3a" xlink:to="loc_bsac_IncomeReceivedInAdvance_dde83973-3ec4-4968-ba53-21e4032afeba" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_MacroHedgeValuationAdjustmentInDollars_cf628723-857f-4f15-90d9-2160e4acb081" xlink:href="bsac-20251231.xsd#bsac_MacroHedgeValuationAdjustmentInDollars"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherNonfinancialLiabilities_9edbc45c-7b8e-483f-9fab-187e1bfe2c3a" xlink:to="loc_bsac_MacroHedgeValuationAdjustmentInDollars_cf628723-857f-4f15-90d9-2160e4acb081" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_GuaranteesReceivedmarginAccountsinDollars_cd26fa49-b075-4913-b120-740f2f4e80e8" xlink:href="bsac-20251231.xsd#bsac_GuaranteesReceivedmarginAccountsinDollars"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherNonfinancialLiabilities_9edbc45c-7b8e-483f-9fab-187e1bfe2c3a" xlink:to="loc_bsac_GuaranteesReceivedmarginAccountsinDollars_cd26fa49-b075-4913-b120-740f2f4e80e8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_BrokerDealerAndSimultaneousTransactions_30d3e9e9-9373-4ba2-a33c-ce08d1961c52" xlink:href="bsac-20251231.xsd#bsac_BrokerDealerAndSimultaneousTransactions"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherNonfinancialLiabilities_9edbc45c-7b8e-483f-9fab-187e1bfe2c3a" xlink:to="loc_bsac_BrokerDealerAndSimultaneousTransactions_30d3e9e9-9373-4ba2-a33c-ce08d1961c52" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_WithholdingVATInDollars_49f48f69-5b92-409b-b52f-31405ebcbf94" xlink:href="bsac-20251231.xsd#bsac_WithholdingVATInDollars"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherNonfinancialLiabilities_9edbc45c-7b8e-483f-9fab-187e1bfe2c3a" xlink:to="loc_bsac_WithholdingVATInDollars_49f48f69-5b92-409b-b52f-31405ebcbf94" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AccountsPayableInsuranceCompanies_7f063cb2-6128-4e4b-8e24-e464081bb27a" xlink:href="bsac-20251231.xsd#bsac_AccountsPayableInsuranceCompanies"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherNonfinancialLiabilities_9edbc45c-7b8e-483f-9fab-187e1bfe2c3a" xlink:to="loc_bsac_AccountsPayableInsuranceCompanies_7f063cb2-6128-4e4b-8e24-e464081bb27a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_InprogressOperations_449b3d4e-7dcc-4b8b-a30c-13cc8305aafd" xlink:href="bsac-20251231.xsd#bsac_InprogressOperations"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherNonfinancialLiabilities_9edbc45c-7b8e-483f-9fab-187e1bfe2c3a" xlink:to="loc_bsac_InprogressOperations_449b3d4e-7dcc-4b8b-a30c-13cc8305aafd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DeferredIncome1_5229205f-707c-49f0-b313-8291b0bb0204" xlink:href="bsac-20251231.xsd#bsac_DeferredIncome1"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherNonfinancialLiabilities_9edbc45c-7b8e-483f-9fab-187e1bfe2c3a" xlink:to="loc_bsac_DeferredIncome1_5229205f-707c-49f0-b313-8291b0bb0204" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OtherFinancialLiabilities1_468d3a33-fb88-4560-807b-a260061fe7fc" xlink:href="bsac-20251231.xsd#bsac_OtherFinancialLiabilities1"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherNonfinancialLiabilities_9edbc45c-7b8e-483f-9fab-187e1bfe2c3a" xlink:to="loc_bsac_OtherFinancialLiabilities1_468d3a33-fb88-4560-807b-a260061fe7fc" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/EquityDetailsScheduleofShareholderComposition" xlink:type="simple" xlink:href="bsac-20251231.xsd#EquityDetailsScheduleofShareholderComposition"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/EquityDetailsScheduleofShareholderComposition" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NumberOfSharesOutstanding1_f345f639-3e23-483f-be7a-4d323d59fa40" xlink:href="bsac-20251231.xsd#bsac_NumberOfSharesOutstanding1"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AmericanDepositoryReceipts_3983a2cd-f786-492e-b631-6787686912b2" xlink:href="bsac-20251231.xsd#bsac_AmericanDepositoryReceipts"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NumberOfSharesOutstanding1_f345f639-3e23-483f-be7a-4d323d59fa40" xlink:to="loc_bsac_AmericanDepositoryReceipts_3983a2cd-f786-492e-b631-6787686912b2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NumberOfSharesOutstandingGross_ab5de72c-3775-413a-98dc-4a1b581c6a7e" xlink:href="bsac-20251231.xsd#bsac_NumberOfSharesOutstandingGross"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NumberOfSharesOutstanding1_f345f639-3e23-483f-be7a-4d323d59fa40" xlink:to="loc_bsac_NumberOfSharesOutstandingGross_ab5de72c-3775-413a-98dc-4a1b581c6a7e" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/EquityDetailsScheduleofBasicandDilutedEarningsPerShare" xlink:type="simple" xlink:href="bsac-20251231.xsd#EquityDetailsScheduleofBasicandDilutedEarningsPerShare"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/EquityDetailsScheduleofBasicandDilutedEarningsPerShare" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DilutedEarningsPerShare_11fe7315-ff17-43ff-9e9f-eaaea6cbfa64" xlink:href="bsac-20251231.xsd#bsac_DilutedEarningsPerShare"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DilutedEarningsPerShareFromContinuingOperations_0f0673a0-d433-45d9-ab55-7af62adff34d" xlink:href="bsac-20251231.xsd#bsac_DilutedEarningsPerShareFromContinuingOperations"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DilutedEarningsPerShare_11fe7315-ff17-43ff-9e9f-eaaea6cbfa64" xlink:to="loc_bsac_DilutedEarningsPerShareFromContinuingOperations_0f0673a0-d433-45d9-ab55-7af62adff34d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DilutedEarningsLossPerShareFromDiscontinuedOperations_5b045aaf-cf78-430b-a054-cfb6e46bf4ff" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DilutedEarningsLossPerShareFromDiscontinuedOperations"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DilutedEarningsPerShare_11fe7315-ff17-43ff-9e9f-eaaea6cbfa64" xlink:to="loc_ifrs-full_DilutedEarningsLossPerShareFromDiscontinuedOperations_5b045aaf-cf78-430b-a054-cfb6e46bf4ff" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_BasicEarningsPerShare_604454a5-0590-4727-b34e-f9e18bf3d87a" xlink:href="bsac-20251231.xsd#bsac_BasicEarningsPerShare"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_BasicEarningsPerShareFromContinuingOperations_ff191e9c-cfdd-494f-ad09-77247baeada8" xlink:href="bsac-20251231.xsd#bsac_BasicEarningsPerShareFromContinuingOperations"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_BasicEarningsPerShare_604454a5-0590-4727-b34e-f9e18bf3d87a" xlink:to="loc_bsac_BasicEarningsPerShareFromContinuingOperations_ff191e9c-cfdd-494f-ad09-77247baeada8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_BasicEarningsLossPerShareFromDiscontinuedOperations_8d123cfe-a3c1-43c8-8d83-f136ffb93a9a" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BasicEarningsLossPerShareFromDiscontinuedOperations"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_BasicEarningsPerShare_604454a5-0590-4727-b34e-f9e18bf3d87a" xlink:to="loc_ifrs-full_BasicEarningsLossPerShareFromDiscontinuedOperations_8d123cfe-a3c1-43c8-8d83-f136ffb93a9a" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/EquityDetailsScheduleofOtherComprehensiveIncomefromAvailableforSaleInvestmentsandCashFlowHedges" xlink:type="simple" xlink:href="bsac-20251231.xsd#EquityDetailsScheduleofOtherComprehensiveIncomefromAvailableforSaleInvestmentsandCashFlowHedges"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/EquityDetailsScheduleofOtherComprehensiveIncomefromAvailableforSaleInvestmentsandCashFlowHedges" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxCashFlowHedges_0b0f9f42-12e3-4129-bf32-abf36235e601" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxCashFlowHedges"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax_8ca6d16a-5767-42c2-9772-07173907b68a" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxCashFlowHedges_0b0f9f42-12e3-4129-bf32-abf36235e601" xlink:to="loc_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax_8ca6d16a-5767-42c2-9772-07173907b68a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_GainsLossesOnCashFlowHedgesBeforeTax_2119bb69-ccbe-4585-ba21-f78d20e1122a" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GainsLossesOnCashFlowHedgesBeforeTax"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxCashFlowHedges_0b0f9f42-12e3-4129-bf32-abf36235e601" xlink:to="loc_ifrs-full_GainsLossesOnCashFlowHedgesBeforeTax_2119bb69-ccbe-4585-ba21-f78d20e1122a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AmountsRemovedFromEquityAndIncludedInCarryingAmountOfNonFinancialAssetLiabilityWhoseAcquisitionOrIncurrenceWasHedgedHighlyProbableForecastTransactionBeforeTaxes_efc0acb7-1af3-4d8a-bc19-cdd0f128a724" xlink:href="bsac-20251231.xsd#bsac_AmountsRemovedFromEquityAndIncludedInCarryingAmountOfNonFinancialAssetLiabilityWhoseAcquisitionOrIncurrenceWasHedgedHighlyProbableForecastTransactionBeforeTaxes"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxCashFlowHedges_0b0f9f42-12e3-4129-bf32-abf36235e601" xlink:to="loc_bsac_AmountsRemovedFromEquityAndIncludedInCarryingAmountOfNonFinancialAssetLiabilityWhoseAcquisitionOrIncurrenceWasHedgedHighlyProbableForecastTransactionBeforeTaxes_efc0acb7-1af3-4d8a-bc19-cdd0f128a724" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_008d5de7-cb13-4646-bc60-acbf6a6a7e34" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_RecyclingFromOtherComprehensiveIncomeToIncomeForYear_afb02f78-8ab5-4b9d-853a-c9b3baa07dc2" xlink:href="bsac-20251231.xsd#bsac_RecyclingFromOtherComprehensiveIncomeToIncomeForYear"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_008d5de7-cb13-4646-bc60-acbf6a6a7e34" xlink:to="loc_bsac_RecyclingFromOtherComprehensiveIncomeToIncomeForYear_afb02f78-8ab5-4b9d-853a-c9b3baa07dc2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_GainLossesOnRemeasurementOfDebtInstrumentsAtFvociBeforeTax_356f9f70-d099-4672-b1ee-33c28b4d90f1" xlink:href="bsac-20251231.xsd#bsac_GainLossesOnRemeasurementOfDebtInstrumentsAtFvociBeforeTax"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_008d5de7-cb13-4646-bc60-acbf6a6a7e34" xlink:to="loc_bsac_GainLossesOnRemeasurementOfDebtInstrumentsAtFvociBeforeTax_356f9f70-d099-4672-b1ee-33c28b4d90f1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NetRealizedGain_00bf4014-deb2-4ab0-baa8-9b753cb6b2cd" xlink:href="bsac-20251231.xsd#bsac_NetRealizedGain"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_008d5de7-cb13-4646-bc60-acbf6a6a7e34" xlink:to="loc_bsac_NetRealizedGain_00bf4014-deb2-4ab0-baa8-9b753cb6b2cd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss1_88105184-fbc7-4e7a-a51f-196068763a25" xlink:href="bsac-20251231.xsd#bsac_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss1"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_IncomeTaxRelatingToDebtInstrumentsAtFvoci_cfe0cc04-c658-44a6-a6d9-8344774dbf88" xlink:href="bsac-20251231.xsd#bsac_IncomeTaxRelatingToDebtInstrumentsAtFvoci"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss1_88105184-fbc7-4e7a-a51f-196068763a25" xlink:to="loc_bsac_IncomeTaxRelatingToDebtInstrumentsAtFvoci_cfe0cc04-c658-44a6-a6d9-8344774dbf88" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncomeTaxRelatingToHedgesOfInvestmentsInEquityInstrumentsOfOtherComprehensiveIncome_41a0ae18-dd8b-481a-9111-4abcfdaf4bf5" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncomeTaxRelatingToHedgesOfInvestmentsInEquityInstrumentsOfOtherComprehensiveIncome"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss1_88105184-fbc7-4e7a-a51f-196068763a25" xlink:to="loc_ifrs-full_IncomeTaxRelatingToHedgesOfInvestmentsInEquityInstrumentsOfOtherComprehensiveIncome_41a0ae18-dd8b-481a-9111-4abcfdaf4bf5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ComprehensiveIncomeReclassifiedToProfitOrLossNetOfTax_d1906f2f-60b4-4b78-a75c-66dd8fd8e569" xlink:href="bsac-20251231.xsd#bsac_ComprehensiveIncomeReclassifiedToProfitOrLossNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ComprehensiveIncomeAttributableToOwnersOfParentSubjectToEquity_1ee92eee-9907-4525-8764-2533bdca5ed6" xlink:href="bsac-20251231.xsd#bsac_ComprehensiveIncomeAttributableToOwnersOfParentSubjectToEquity"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ComprehensiveIncomeReclassifiedToProfitOrLossNetOfTax_d1906f2f-60b4-4b78-a75c-66dd8fd8e569" xlink:to="loc_bsac_ComprehensiveIncomeAttributableToOwnersOfParentSubjectToEquity_1ee92eee-9907-4525-8764-2533bdca5ed6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ComprehensiveIncomeAttributableToNoncontrollingInterestsSubjectToEquity_a1c22888-87b8-400a-87cb-52fafa4c09c0" xlink:href="bsac-20251231.xsd#bsac_ComprehensiveIncomeAttributableToNoncontrollingInterestsSubjectToEquity"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ComprehensiveIncomeReclassifiedToProfitOrLossNetOfTax_d1906f2f-60b4-4b78-a75c-66dd8fd8e569" xlink:to="loc_bsac_ComprehensiveIncomeAttributableToNoncontrollingInterestsSubjectToEquity_a1c22888-87b8-400a-87cb-52fafa4c09c0" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/EquityDetailsScheduleofOtherComprehensiveIncomefromAvailableforSaleInvestmentsandCashFlowHedges_1" xlink:type="simple" xlink:href="bsac-20251231.xsd#EquityDetailsScheduleofOtherComprehensiveIncomefromAvailableforSaleInvestmentsandCashFlowHedges_1"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/EquityDetailsScheduleofOtherComprehensiveIncomefromAvailableforSaleInvestmentsandCashFlowHedges_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ComprehensiveIncomeReclassifiedToProfitOrLossNetOfTax_2e3b4416-b696-4d4b-9f0f-e430a09fb26d" xlink:href="bsac-20251231.xsd#bsac_ComprehensiveIncomeReclassifiedToProfitOrLossNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeBeforeTax_afb1fa15-6ba3-4cb6-a849-6ef87e3696e0" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ComprehensiveIncomeReclassifiedToProfitOrLossNetOfTax_2e3b4416-b696-4d4b-9f0f-e430a09fb26d" xlink:to="loc_ifrs-full_OtherComprehensiveIncomeBeforeTax_afb1fa15-6ba3-4cb6-a849-6ef87e3696e0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss1_3e8bd176-d205-42b3-9486-e5e164057ac0" xlink:href="bsac-20251231.xsd#bsac_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss1"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ComprehensiveIncomeReclassifiedToProfitOrLossNetOfTax_2e3b4416-b696-4d4b-9f0f-e430a09fb26d" xlink:to="loc_bsac_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss1_3e8bd176-d205-42b3-9486-e5e164057ac0" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/EquityDetailsScheduleofBanksDebtsbothCurrentandNonCurrent" xlink:type="simple" xlink:href="bsac-20251231.xsd#EquityDetailsScheduleofBanksDebtsbothCurrentandNonCurrent"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/EquityDetailsScheduleofBanksDebtsbothCurrentandNonCurrent" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_BankDebts_9db7383c-4dec-4719-9bcb-6e25533e4d43" xlink:href="bsac-20251231.xsd#bsac_BankDebts"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TheAmountOfCurrentBorrowingsAndCurrentPortionOfNonCurrentBorrowings_0e67a497-129f-42ed-8401-a28ef8d3976e" xlink:href="bsac-20251231.xsd#bsac_TheAmountOfCurrentBorrowingsAndCurrentPortionOfNonCurrentBorrowings"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_BankDebts_9db7383c-4dec-4719-9bcb-6e25533e4d43" xlink:to="loc_bsac_TheAmountOfCurrentBorrowingsAndCurrentPortionOfNonCurrentBorrowings_0e67a497-129f-42ed-8401-a28ef8d3976e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NoncurrentBankDebts_33845108-59eb-4295-b16a-de57135b8ef6" xlink:href="bsac-20251231.xsd#bsac_NoncurrentBankDebts"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_BankDebts_9db7383c-4dec-4719-9bcb-6e25533e4d43" xlink:to="loc_bsac_NoncurrentBankDebts_33845108-59eb-4295-b16a-de57135b8ef6" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/NonControllingInterestDetailsScheduleofNonControllingInterestIncludedintheEquityandtheIncome" xlink:type="simple" xlink:href="bsac-20251231.xsd#NonControllingInterestDetailsScheduleofNonControllingInterestIncludedintheEquityandtheIncome"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/NonControllingInterestDetailsScheduleofNonControllingInterestIncludedintheEquityandtheIncome" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeAttributableToNoncontrollingInterests_f60f6d17-5274-4971-b6d6-98ae9c91ad63" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherComprehensiveIncomeAttributableToNoncontrollingInterests"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ComprehensiveIncomeAttributableToDeferredTax_3d0f5077-b926-4df4-8856-3142cebfc576" xlink:href="bsac-20251231.xsd#bsac_ComprehensiveIncomeAttributableToDeferredTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeAttributableToNoncontrollingInterests_f60f6d17-5274-4971-b6d6-98ae9c91ad63" xlink:to="loc_bsac_ComprehensiveIncomeAttributableToDeferredTax_3d0f5077-b926-4df4-8856-3142cebfc576" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DebtInstrumentsAtFairValueOtherComprehensiveIncome_a13f3984-6f81-4270-9ee8-cc9b612f43da" xlink:href="bsac-20251231.xsd#bsac_DebtInstrumentsAtFairValueOtherComprehensiveIncome"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeAttributableToNoncontrollingInterests_f60f6d17-5274-4971-b6d6-98ae9c91ad63" xlink:to="loc_bsac_DebtInstrumentsAtFairValueOtherComprehensiveIncome_a13f3984-6f81-4270-9ee8-cc9b612f43da" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/ContingenciesandCommitmentsDetailsScheduleofBanksContractualObligations" xlink:type="simple" xlink:href="bsac-20251231.xsd#ContingenciesandCommitmentsDetailsScheduleofBanksContractualObligations"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/ContingenciesandCommitmentsDetailsScheduleofBanksContractualObligations" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OtherCreditCommitments_2284df64-b961-40e0-a85b-901032941ba7" xlink:href="bsac-20251231.xsd#bsac_OtherCreditCommitments"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OtherIrrevocableCreditCommitments_a2a04336-4bfb-44c4-92a7-076397b0d9f0" xlink:href="bsac-20251231.xsd#bsac_OtherIrrevocableCreditCommitments"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherCreditCommitments_2284df64-b961-40e0-a85b-901032941ba7" xlink:to="loc_bsac_OtherIrrevocableCreditCommitments_a2a04336-4bfb-44c4-92a7-076397b0d9f0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CreditForUniversityStudies_6baf3512-82d7-43d5-b179-85ab06f2fce0" xlink:href="bsac-20251231.xsd#bsac_CreditForUniversityStudies"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherCreditCommitments_2284df64-b961-40e0-a85b-901032941ba7" xlink:to="loc_bsac_CreditForUniversityStudies_6baf3512-82d7-43d5-b179-85ab06f2fce0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TransactionsRelatedToContingentEvents_9d221577-96fd-4685-973d-470e3d8f258e" xlink:href="bsac-20251231.xsd#bsac_TransactionsRelatedToContingentEvents"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TransactionsRelatedToContingentEventsInLocalCurrency_b52495a6-5158-4108-bfea-59fe78c91322" xlink:href="bsac-20251231.xsd#bsac_TransactionsRelatedToContingentEventsInLocalCurrency"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TransactionsRelatedToContingentEvents_9d221577-96fd-4685-973d-470e3d8f258e" xlink:to="loc_bsac_TransactionsRelatedToContingentEventsInLocalCurrency_b52495a6-5158-4108-bfea-59fe78c91322" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TransactionsRelatedToContingentEventsInForeignCurrency_fe315973-3314-4756-90e9-91651749296b" xlink:href="bsac-20251231.xsd#bsac_TransactionsRelatedToContingentEventsInForeignCurrency"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TransactionsRelatedToContingentEvents_9d221577-96fd-4685-973d-470e3d8f258e" xlink:to="loc_bsac_TransactionsRelatedToContingentEventsInForeignCurrency_fe315973-3314-4756-90e9-91651749296b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TotalContractualObligationsToIssueLoans_976aaff5-d824-40aa-a91a-c46c6286a2e1" xlink:href="bsac-20251231.xsd#bsac_TotalContractualObligationsToIssueLoans"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TransactionsRelatedToContingentEvents_d6ebca09-b623-4591-aee1-34f6faf1ebaa" xlink:href="bsac-20251231.xsd#bsac_TransactionsRelatedToContingentEvents"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalContractualObligationsToIssueLoans_976aaff5-d824-40aa-a91a-c46c6286a2e1" xlink:to="loc_bsac_TransactionsRelatedToContingentEvents_d6ebca09-b623-4591-aee1-34f6faf1ebaa" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_UnrestrictedPromptCancelCreditLines_f011e8fd-5703-4788-a951-865b1cb1938e" xlink:href="bsac-20251231.xsd#bsac_UnrestrictedPromptCancelCreditLines"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalContractualObligationsToIssueLoans_976aaff5-d824-40aa-a91a-c46c6286a2e1" xlink:to="loc_bsac_UnrestrictedPromptCancelCreditLines_f011e8fd-5703-4788-a951-865b1cb1938e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OtherCreditCommitments_deb5971f-b806-4cbe-a2dd-a6f6054db237" xlink:href="bsac-20251231.xsd#bsac_OtherCreditCommitments"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalContractualObligationsToIssueLoans_976aaff5-d824-40aa-a91a-c46c6286a2e1" xlink:to="loc_bsac_OtherCreditCommitments_deb5971f-b806-4cbe-a2dd-a6f6054db237" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_PersonalGuarantees_444fa187-3a7f-44f8-80cd-b475db396f92" xlink:href="bsac-20251231.xsd#bsac_PersonalGuarantees"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalContractualObligationsToIssueLoans_976aaff5-d824-40aa-a91a-c46c6286a2e1" xlink:to="loc_bsac_PersonalGuarantees_444fa187-3a7f-44f8-80cd-b475db396f92" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_LetterOfCreditsOfMerchandiseTrafficOperations_13139217-d067-460e-813f-7afe5a18e080" xlink:href="bsac-20251231.xsd#bsac_LetterOfCreditsOfMerchandiseTrafficOperations"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalContractualObligationsToIssueLoans_976aaff5-d824-40aa-a91a-c46c6286a2e1" xlink:to="loc_bsac_LetterOfCreditsOfMerchandiseTrafficOperations_13139217-d067-460e-813f-7afe5a18e080" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_PersonalGuarantees_16c16fe2-5b20-4953-a6c0-8cf2209a6e52" xlink:href="bsac-20251231.xsd#bsac_PersonalGuarantees"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_PersonalGuaranteesInLocalCurrency_dd380cc7-c06c-44ec-9782-72699b543d57" xlink:href="bsac-20251231.xsd#bsac_PersonalGuaranteesInLocalCurrency"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_PersonalGuarantees_16c16fe2-5b20-4953-a6c0-8cf2209a6e52" xlink:to="loc_bsac_PersonalGuaranteesInLocalCurrency_dd380cc7-c06c-44ec-9782-72699b543d57" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_PersonalGuaranteesInForeignCurrency_6369059d-46f7-4f0c-b391-af00910c52ca" xlink:href="bsac-20251231.xsd#bsac_PersonalGuaranteesInForeignCurrency"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_PersonalGuarantees_16c16fe2-5b20-4953-a6c0-8cf2209a6e52" xlink:to="loc_bsac_PersonalGuaranteesInForeignCurrency_6369059d-46f7-4f0c-b391-af00910c52ca" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/ContingenciesandCommitmentsDetailsScheduleofBankHoldsSecurities" xlink:type="simple" xlink:href="bsac-20251231.xsd#ContingenciesandCommitmentsDetailsScheduleofBankHoldsSecurities"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/ContingenciesandCommitmentsDetailsScheduleofBankHoldsSecurities" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CustodyOfSecuritiesSecuritiesHolds_1776758e-7dfd-4a8b-a99b-84191d885c59" xlink:href="bsac-20251231.xsd#bsac_CustodyOfSecuritiesSecuritiesHolds"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_SecuritiesHeldInCustody_ae83f679-6ee6-4cbc-bb9f-641d297b653d" xlink:href="bsac-20251231.xsd#bsac_SecuritiesHeldInCustody"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_CustodyOfSecuritiesSecuritiesHolds_1776758e-7dfd-4a8b-a99b-84191d885c59" xlink:to="loc_bsac_SecuritiesHeldInCustody_ae83f679-6ee6-4cbc-bb9f-641d297b653d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_SecuritiesHeldInCustodyDepositedInOtherEntity_93dba982-6834-4d9b-a8d6-c68f9f56e67a" xlink:href="bsac-20251231.xsd#bsac_SecuritiesHeldInCustodyDepositedInOtherEntity"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_CustodyOfSecuritiesSecuritiesHolds_1776758e-7dfd-4a8b-a99b-84191d885c59" xlink:to="loc_bsac_SecuritiesHeldInCustodyDepositedInOtherEntity_93dba982-6834-4d9b-a8d6-c68f9f56e67a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_IssuedSecuritiesHeldInCustody_d122de80-4ebb-4d57-a3e6-7fadc451c579" xlink:href="bsac-20251231.xsd#bsac_IssuedSecuritiesHeldInCustody"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_CustodyOfSecuritiesSecuritiesHolds_1776758e-7dfd-4a8b-a99b-84191d885c59" xlink:to="loc_bsac_IssuedSecuritiesHeldInCustody_d122de80-4ebb-4d57-a3e6-7fadc451c579" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_BankHoldsSecurities_1d01ed37-c9f0-42f7-8f27-14a1b9e89a2f" xlink:href="bsac-20251231.xsd#bsac_BankHoldsSecurities"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ThirdPartyOperationsSecuritiesHolds_99c2ff50-5d60-424b-88aa-6af0b1a5cba5" xlink:href="bsac-20251231.xsd#bsac_ThirdPartyOperationsSecuritiesHolds"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_BankHoldsSecurities_1d01ed37-c9f0-42f7-8f27-14a1b9e89a2f" xlink:to="loc_bsac_ThirdPartyOperationsSecuritiesHolds_99c2ff50-5d60-424b-88aa-6af0b1a5cba5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CustodyOfSecuritiesSecuritiesHolds_82f0a051-3e1a-4afb-af4e-ae28e8b32908" xlink:href="bsac-20251231.xsd#bsac_CustodyOfSecuritiesSecuritiesHolds"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_BankHoldsSecurities_1d01ed37-c9f0-42f7-8f27-14a1b9e89a2f" xlink:to="loc_bsac_CustodyOfSecuritiesSecuritiesHolds_82f0a051-3e1a-4afb-af4e-ae28e8b32908" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ThirdPartyOperationsSecuritiesHolds_7aa6115a-7665-4dde-a259-d34da5d0b0c3" xlink:href="bsac-20251231.xsd#bsac_ThirdPartyOperationsSecuritiesHolds"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ThirdPartyOperationsOfCollectionsSecuritiesHolds_c656faad-bb20-4884-bef5-ae702944915b" xlink:href="bsac-20251231.xsd#bsac_ThirdPartyOperationsOfCollectionsSecuritiesHolds"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ThirdPartyOperationsSecuritiesHolds_7aa6115a-7665-4dde-a259-d34da5d0b0c3" xlink:to="loc_bsac_ThirdPartyOperationsOfCollectionsSecuritiesHolds_c656faad-bb20-4884-bef5-ae702944915b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ThirdPartyOperationsOfAssetsSecuritiesHolds_b86e3bd5-c6c1-48df-a1e1-a7e2e7df1e6a" xlink:href="bsac-20251231.xsd#bsac_ThirdPartyOperationsOfAssetsSecuritiesHolds"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ThirdPartyOperationsSecuritiesHolds_7aa6115a-7665-4dde-a259-d34da5d0b0c3" xlink:to="loc_bsac_ThirdPartyOperationsOfAssetsSecuritiesHolds_b86e3bd5-c6c1-48df-a1e1-a7e2e7df1e6a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ThirdPartyOperationsOfTransferredFinancialAssetsManagedByBank_006c94ed-8670-475d-98b7-b88b8cd556a1" xlink:href="bsac-20251231.xsd#bsac_ThirdPartyOperationsOfTransferredFinancialAssetsManagedByBank"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ThirdPartyOperationsSecuritiesHolds_7aa6115a-7665-4dde-a259-d34da5d0b0c3" xlink:to="loc_bsac_ThirdPartyOperationsOfTransferredFinancialAssetsManagedByBank_006c94ed-8670-475d-98b7-b88b8cd556a1" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/InterestandInflationIncomeDetailsScheduleofIncomefromInterest" xlink:type="simple" xlink:href="bsac-20251231.xsd#InterestandInflationIncomeDetailsScheduleofIncomefromInterest"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/InterestandInflationIncomeDetailsScheduleofIncomefromInterest" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CurrentFinancialAssets_82ab0598-59fc-45b3-b5d4-de3d2f19aba7" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CurrentFinancialAssets"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialAssetsAtAmortisedCost_17c7675e-2f07-4a3a-bca1-f939aa593c04" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssetsAtAmortisedCost"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CurrentFinancialAssets_82ab0598-59fc-45b3-b5d4-de3d2f19aba7" xlink:to="loc_ifrs-full_FinancialAssetsAtAmortisedCost_17c7675e-2f07-4a3a-bca1-f939aa593c04" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherFinancialAssets_12cd623c-f4a9-429d-8652-4313ad5c2b69" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherFinancialAssets"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CurrentFinancialAssets_82ab0598-59fc-45b3-b5d4-de3d2f19aba7" xlink:to="loc_ifrs-full_OtherFinancialAssets_12cd623c-f4a9-429d-8652-4313ad5c2b69" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome_f98a6f81-d548-460c-95fe-4402cb95bb93" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CurrentFinancialAssets_82ab0598-59fc-45b3-b5d4-de3d2f19aba7" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome_f98a6f81-d548-460c-95fe-4402cb95bb93" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/InterestandInflationIncomeDetailsScheduleofBanksExpensesClassifiedasInterestExpense" xlink:type="simple" xlink:href="bsac-20251231.xsd#InterestandInflationIncomeDetailsScheduleofBanksExpensesClassifiedasInterestExpense"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/InterestandInflationIncomeDetailsScheduleofBanksExpensesClassifiedasInterestExpense" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_InterestExpenseAndInflation_954ccb5f-3142-403e-b114-7295dface389" xlink:href="bsac-20251231.xsd#bsac_InterestExpenseAndInflation"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestExpense_73e3b1b9-4346-4848-bd15-67ff1fc84628" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestExpense"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_InterestExpenseAndInflation_954ccb5f-3142-403e-b114-7295dface389" xlink:to="loc_ifrs-full_InterestExpense_73e3b1b9-4346-4848-bd15-67ff1fc84628" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_InterestExpenseInflationAdjustments_364c422f-3e11-465f-9717-1512a6d0555e" xlink:href="bsac-20251231.xsd#bsac_InterestExpenseInflationAdjustments"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_InterestExpenseAndInflation_954ccb5f-3142-403e-b114-7295dface389" xlink:to="loc_bsac_InterestExpenseInflationAdjustments_364c422f-3e11-465f-9717-1512a6d0555e" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/FeesandCommissionsDetailsScheduleofCommissionIncomeandExpense" xlink:type="simple" xlink:href="bsac-20251231.xsd#FeesandCommissionsDetailsScheduleofCommissionIncomeandExpense"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/FeesandCommissionsDetailsScheduleofCommissionIncomeandExpense" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FeeAndCommissionExpense_e8fed0d1-7233-4f0a-b920-80e3742b5e5f" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FeeAndCommissionExpense"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_InterbankServices_a3340de5-0327-4990-9603-0b4c95dc0e2f" xlink:href="bsac-20251231.xsd#bsac_InterbankServices"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionExpense_e8fed0d1-7233-4f0a-b920-80e3742b5e5f" xlink:to="loc_bsac_InterbankServices_a3340de5-0327-4990-9603-0b4c95dc0e2f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherFeeAndCommissionExpense_4056e9b5-3731-4aa4-ac68-0722ba464f3a" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherFeeAndCommissionExpense"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionExpense_e8fed0d1-7233-4f0a-b920-80e3742b5e5f" xlink:to="loc_ifrs-full_OtherFeeAndCommissionExpense_4056e9b5-3731-4aa4-ac68-0722ba464f3a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CommissionsForObligationsOfLoyaltyProgramsAndMeritsForCardCustomers_c6586f51-4fac-4d90-8f3e-9bd5a2ea5233" xlink:href="bsac-20251231.xsd#bsac_CommissionsForObligationsOfLoyaltyProgramsAndMeritsForCardCustomers"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionExpense_e8fed0d1-7233-4f0a-b920-80e3742b5e5f" xlink:to="loc_bsac_CommissionsForObligationsOfLoyaltyProgramsAndMeritsForCardCustomers_c6586f51-4fac-4d90-8f3e-9bd5a2ea5233" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CommissionsForLicenseForUseBrands_e293a8aa-d983-4eef-9a19-cb9c69c303af" xlink:href="bsac-20251231.xsd#bsac_CommissionsForLicenseForUseBrands"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionExpense_e8fed0d1-7233-4f0a-b920-80e3742b5e5f" xlink:to="loc_bsac_CommissionsForLicenseForUseBrands_e293a8aa-d983-4eef-9a19-cb9c69c303af" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_FeesAndCommissionsForSecuritiesTransactions_c98f5600-71b8-47c3-a64f-969b6fd790ad" xlink:href="bsac-20251231.xsd#bsac_FeesAndCommissionsForSecuritiesTransactions"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionExpense_e8fed0d1-7233-4f0a-b920-80e3742b5e5f" xlink:to="loc_bsac_FeesAndCommissionsForSecuritiesTransactions_c98f5600-71b8-47c3-a64f-969b6fd790ad" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CommissionsForServicesLinkedToTheCreditCardAndPrepaidCards_8e377b56-7744-44a8-b022-5c36f83ba451" xlink:href="bsac-20251231.xsd#bsac_CommissionsForServicesLinkedToTheCreditCardAndPrepaidCards"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionExpense_e8fed0d1-7233-4f0a-b920-80e3742b5e5f" xlink:to="loc_bsac_CommissionsForServicesLinkedToTheCreditCardAndPrepaidCards_8e377b56-7744-44a8-b022-5c36f83ba451" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CompensationForCardOperation_9b61ad82-b9f2-4fde-8b53-16e255ad08a8" xlink:href="bsac-20251231.xsd#bsac_CompensationForCardOperation"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionExpense_e8fed0d1-7233-4f0a-b920-80e3742b5e5f" xlink:to="loc_bsac_CompensationForCardOperation_9b61ad82-b9f2-4fde-8b53-16e255ad08a8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OfficeBanking1_a7d851f5-5dc3-429e-a23c-4fefd72df2ee" xlink:href="bsac-20251231.xsd#bsac_OfficeBanking1"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionExpense_e8fed0d1-7233-4f0a-b920-80e3742b5e5f" xlink:to="loc_bsac_OfficeBanking1_a7d851f5-5dc3-429e-a23c-4fefd72df2ee" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FeeAndCommissionIncome_d690980c-2dda-4804-b640-6219db6b4912" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FeeAndCommissionIncome"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_FeesAndCommissionsForFactoringOperationsServices_5312f54b-2540-4153-9d50-d28ef8ccfb93" xlink:href="bsac-20251231.xsd#bsac_FeesAndCommissionsForFactoringOperationsServices"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionIncome_d690980c-2dda-4804-b640-6219db6b4912" xlink:to="loc_bsac_FeesAndCommissionsForFactoringOperationsServices_5312f54b-2540-4153-9d50-d28ef8ccfb93" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_FeesAndCommissionsForFinancialAdvice_cd42233d-1b09-4417-be4b-ae19c1cb79a7" xlink:href="bsac-20251231.xsd#bsac_FeesAndCommissionsForFinancialAdvice"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionIncome_d690980c-2dda-4804-b640-6219db6b4912" xlink:to="loc_bsac_FeesAndCommissionsForFinancialAdvice_cd42233d-1b09-4417-be4b-ae19c1cb79a7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OfficeBanking_3f052ef3-f25a-41fe-a04f-ed60edc4aba6" xlink:href="bsac-20251231.xsd#bsac_OfficeBanking"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionIncome_d690980c-2dda-4804-b640-6219db6b4912" xlink:to="loc_bsac_OfficeBanking_3f052ef3-f25a-41fe-a04f-ed60edc4aba6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_FeesAndCommissionsForCardServices_5257dba2-1628-4632-9e60-7200db5aadd4" xlink:href="bsac-20251231.xsd#bsac_FeesAndCommissionsForCardServices"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionIncome_d690980c-2dda-4804-b640-6219db6b4912" xlink:to="loc_bsac_FeesAndCommissionsForCardServices_5257dba2-1628-4632-9e60-7200db5aadd4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_FeesAndCommissionsForSecuritizations_4c390e7e-5d09-436e-a12c-d5c454c161ba" xlink:href="bsac-20251231.xsd#bsac_FeesAndCommissionsForSecuritizations"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionIncome_d690980c-2dda-4804-b640-6219db6b4912" xlink:to="loc_bsac_FeesAndCommissionsForSecuritizations_4c390e7e-5d09-436e-a12c-d5c454c161ba" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_FeesAndCommissionsForLinesOfCreditsAndOverdrafts_3b82730c-89a0-4bd0-87f2-8ad84f84765b" xlink:href="bsac-20251231.xsd#bsac_FeesAndCommissionsForLinesOfCreditsAndOverdrafts"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionIncome_d690980c-2dda-4804-b640-6219db6b4912" xlink:to="loc_bsac_FeesAndCommissionsForLinesOfCreditsAndOverdrafts_3b82730c-89a0-4bd0-87f2-8ad84f84765b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_FeesAndCommissionsForCollectionsAndPayments_cf0669e8-0a2c-4d7a-9742-daa002d9f632" xlink:href="bsac-20251231.xsd#bsac_FeesAndCommissionsForCollectionsAndPayments"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionIncome_d690980c-2dda-4804-b640-6219db6b4912" xlink:to="loc_bsac_FeesAndCommissionsForCollectionsAndPayments_cf0669e8-0a2c-4d7a-9742-daa002d9f632" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_PortfolioAndOtherManagementFeeIncome_ceb91907-d77b-461c-9ced-21353df634b6" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PortfolioAndOtherManagementFeeIncome"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionIncome_d690980c-2dda-4804-b640-6219db6b4912" xlink:to="loc_ifrs-full_PortfolioAndOtherManagementFeeIncome_ceb91907-d77b-461c-9ced-21353df634b6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_FeesAndCommissionsOfLoansWithCreditLines_9d6a9149-d923-4709-b6bb-23c6f1b25a48" xlink:href="bsac-20251231.xsd#bsac_FeesAndCommissionsOfLoansWithCreditLines"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionIncome_d690980c-2dda-4804-b640-6219db6b4912" xlink:to="loc_bsac_FeesAndCommissionsOfLoansWithCreditLines_9d6a9149-d923-4709-b6bb-23c6f1b25a48" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_FeesForOtherServicesRendered_95f8ac3c-19e0-4630-ab62-70da670b2dc8" xlink:href="bsac-20251231.xsd#bsac_FeesForOtherServicesRendered"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionIncome_d690980c-2dda-4804-b640-6219db6b4912" xlink:to="loc_bsac_FeesForOtherServicesRendered_95f8ac3c-19e0-4630-ab62-70da670b2dc8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_FeesAndCommissionsForGuaranteesAndLettersOfCredit_b74b16d0-47e4-4928-a13a-da1942d95cd3" xlink:href="bsac-20251231.xsd#bsac_FeesAndCommissionsForGuaranteesAndLettersOfCredit"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionIncome_d690980c-2dda-4804-b640-6219db6b4912" xlink:to="loc_bsac_FeesAndCommissionsForGuaranteesAndLettersOfCredit_b74b16d0-47e4-4928-a13a-da1942d95cd3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherFeeAndCommissionIncome_a55b5da0-9673-4df8-9cfb-a77e7a54b4f3" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherFeeAndCommissionIncome"/>
    <link:calculationArc order="12" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionIncome_d690980c-2dda-4804-b640-6219db6b4912" xlink:to="loc_ifrs-full_OtherFeeAndCommissionIncome_a55b5da0-9673-4df8-9cfb-a77e7a54b4f3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_FeesAndCommissionsForIntermediationAndManagementOfSecurities_acbf6b2d-d36b-4a2b-af0f-00327ef74921" xlink:href="bsac-20251231.xsd#bsac_FeesAndCommissionsForIntermediationAndManagementOfSecurities"/>
    <link:calculationArc order="13" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionIncome_d690980c-2dda-4804-b640-6219db6b4912" xlink:to="loc_bsac_FeesAndCommissionsForIntermediationAndManagementOfSecurities_acbf6b2d-d36b-4a2b-af0f-00327ef74921" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_FeesAndCommissionsForPrepayments_ce75b43c-0777-41dd-a064-fa87b2a572b3" xlink:href="bsac-20251231.xsd#bsac_FeesAndCommissionsForPrepayments"/>
    <link:calculationArc order="14" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionIncome_d690980c-2dda-4804-b640-6219db6b4912" xlink:to="loc_bsac_FeesAndCommissionsForPrepayments_ce75b43c-0777-41dd-a064-fa87b2a572b3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_BrokerageFeeIncome_3cf8b09b-4bc0-44e5-a6fa-4970cc9890d4" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BrokerageFeeIncome"/>
    <link:calculationArc order="15" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionIncome_d690980c-2dda-4804-b640-6219db6b4912" xlink:to="loc_ifrs-full_BrokerageFeeIncome_3cf8b09b-4bc0-44e5-a6fa-4970cc9890d4" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/NetIncomeExpensefromFinancialOperationsDetails" xlink:type="simple" xlink:href="bsac-20251231.xsd#NetIncomeExpensefromFinancialOperationsDetails"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/NetIncomeExpensefromFinancialOperationsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherTradingIncomeExpense_3dcedef3-8f7d-4ba4-823d-57150f7077e1" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherTradingIncomeExpense"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NetIncomeExpenseFromFinancialAssetsForTradingAtFVTPL_b2fa096a-a0ec-4896-a83e-7edcfcbe99bb" xlink:href="bsac-20251231.xsd#bsac_NetIncomeExpenseFromFinancialAssetsForTradingAtFVTPL"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherTradingIncomeExpense_3dcedef3-8f7d-4ba4-823d-57150f7077e1" xlink:to="loc_bsac_NetIncomeExpenseFromFinancialAssetsForTradingAtFVTPL_b2fa096a-a0ec-4896-a83e-7edcfcbe99bb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NetIncomeFromFinancialLiabilitiesForTradingAtFVTPL_1edb0039-a7ba-42f3-a3e5-725e4bbe39c1" xlink:href="bsac-20251231.xsd#bsac_NetIncomeFromFinancialLiabilitiesForTradingAtFVTPL"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherTradingIncomeExpense_3dcedef3-8f7d-4ba4-823d-57150f7077e1" xlink:to="loc_bsac_NetIncomeFromFinancialLiabilitiesForTradingAtFVTPL_1edb0039-a7ba-42f3-a3e5-725e4bbe39c1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_FinancialAssetsAtAmortizedCostSoldInThePeriod_db93f2c4-2742-4d94-9829-279a0811746a" xlink:href="bsac-20251231.xsd#bsac_FinancialAssetsAtAmortizedCostSoldInThePeriod"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherTradingIncomeExpense_3dcedef3-8f7d-4ba4-823d-57150f7077e1" xlink:to="loc_bsac_FinancialAssetsAtAmortizedCostSoldInThePeriod_db93f2c4-2742-4d94-9829-279a0811746a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NetIncomeFromExchangeAdjustmentAndHedgeAccountingOfForeignCurrency_83a66068-3d57-4731-9541-24542f772a9c" xlink:href="bsac-20251231.xsd#bsac_NetIncomeFromExchangeAdjustmentAndHedgeAccountingOfForeignCurrency"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherTradingIncomeExpense_3dcedef3-8f7d-4ba4-823d-57150f7077e1" xlink:to="loc_bsac_NetIncomeFromExchangeAdjustmentAndHedgeAccountingOfForeignCurrency_83a66068-3d57-4731-9541-24542f772a9c" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/NetIncomefromNonCurrentAssetsandGroupsAvailableforSaleNotAdmissibleasDiscontinuedOperationsDetails" xlink:type="simple" xlink:href="bsac-20251231.xsd#NetIncomefromNonCurrentAssetsandGroupsAvailableforSaleNotAdmissibleasDiscontinuedOperationsDetails"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/NetIncomefromNonCurrentAssetsandGroupsAvailableforSaleNotAdmissibleasDiscontinuedOperationsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NetIncomeSubtotal_b4747eb0-80a6-4d4b-b37f-a952eb6d155d" xlink:href="bsac-20251231.xsd#bsac_NetIncomeSubtotal"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_IncomeFromAssetsReceivedInLieuOfPayment_144d6ad5-a50c-4d90-ad96-1fa13603cec6" xlink:href="bsac-20251231.xsd#bsac_IncomeFromAssetsReceivedInLieuOfPayment"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NetIncomeSubtotal_b4747eb0-80a6-4d4b-b37f-a952eb6d155d" xlink:to="loc_bsac_IncomeFromAssetsReceivedInLieuOfPayment_144d6ad5-a50c-4d90-ad96-1fa13603cec6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OtherIncomeFromAssetsReceivedOfPayment_62c8be17-2d2d-4f4a-866c-8b8b489a7059" xlink:href="bsac-20251231.xsd#bsac_OtherIncomeFromAssetsReceivedOfPayment"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NetIncomeSubtotal_b4747eb0-80a6-4d4b-b37f-a952eb6d155d" xlink:to="loc_bsac_OtherIncomeFromAssetsReceivedOfPayment_62c8be17-2d2d-4f4a-866c-8b8b489a7059" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ProvisionOnAssetsReceivedOfPayment_3517abb4-0b91-441e-82a0-9d0268bbb8a7" xlink:href="bsac-20251231.xsd#bsac_ProvisionOnAssetsReceivedOfPayment"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NetIncomeSubtotal_b4747eb0-80a6-4d4b-b37f-a952eb6d155d" xlink:to="loc_bsac_ProvisionOnAssetsReceivedOfPayment_3517abb4-0b91-441e-82a0-9d0268bbb8a7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExpensesForMaintenanceOfAssetsReceivedInLieuOfPayment_59176fc3-6991-4e3c-a131-89ecbab66294" xlink:href="bsac-20251231.xsd#bsac_ExpensesForMaintenanceOfAssetsReceivedInLieuOfPayment"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NetIncomeSubtotal_b4747eb0-80a6-4d4b-b37f-a952eb6d155d" xlink:to="loc_bsac_ExpensesForMaintenanceOfAssetsReceivedInLieuOfPayment_59176fc3-6991-4e3c-a131-89ecbab66294" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NetIncomeSubtotalNonCurrent_31cc1d0f-d4b5-4fbd-aa85-99ea3bf01b6f" xlink:href="bsac-20251231.xsd#bsac_NetIncomeSubtotalNonCurrent"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NetIncomeFromSaleOfFixedAssets_f4f210f3-e242-4654-94f3-421a184707e3" xlink:href="bsac-20251231.xsd#bsac_NetIncomeFromSaleOfFixedAssets"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NetIncomeSubtotalNonCurrent_31cc1d0f-d4b5-4fbd-aa85-99ea3bf01b6f" xlink:to="loc_bsac_NetIncomeFromSaleOfFixedAssets_f4f210f3-e242-4654-94f3-421a184707e3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NetIncomeTotal_0210c4fd-4c6c-4252-9976-354b2bf66e2e" xlink:href="bsac-20251231.xsd#bsac_NetIncomeTotal"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NetIncomeSubtotal_8afb3747-02b6-4431-9358-5a5275184703" xlink:href="bsac-20251231.xsd#bsac_NetIncomeSubtotal"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NetIncomeTotal_0210c4fd-4c6c-4252-9976-354b2bf66e2e" xlink:to="loc_bsac_NetIncomeSubtotal_8afb3747-02b6-4431-9358-5a5275184703" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NetIncomeSubtotalNonCurrent_83398587-feaf-4820-ad65-c27ff7ba565c" xlink:href="bsac-20251231.xsd#bsac_NetIncomeSubtotalNonCurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NetIncomeTotal_0210c4fd-4c6c-4252-9976-354b2bf66e2e" xlink:to="loc_bsac_NetIncomeSubtotalNonCurrent_83398587-feaf-4820-ad65-c27ff7ba565c" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/OtherOperatingIncomeandExpensesDetailsScheduleofOtherOperatingIncome" xlink:type="simple" xlink:href="bsac-20251231.xsd#OtherOperatingIncomeandExpensesDetailsScheduleofOtherOperatingIncome"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/OtherOperatingIncomeandExpensesDetailsScheduleofOtherOperatingIncome" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OtherOperatingIncomes_eb4df3e5-8371-410f-a4ac-bdc426d36fda" xlink:href="bsac-20251231.xsd#bsac_OtherOperatingIncomes"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_IncomeFromBusinessAlliance_b9e1ad5d-7fdb-4b3e-835c-6b72c5ea44a0" xlink:href="bsac-20251231.xsd#bsac_IncomeFromBusinessAlliance"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherOperatingIncomes_eb4df3e5-8371-410f-a4ac-bdc426d36fda" xlink:to="loc_bsac_IncomeFromBusinessAlliance_b9e1ad5d-7fdb-4b3e-835c-6b72c5ea44a0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_PensionPlanInterest_62b2c8c0-d5c2-4471-838f-aaa5e099c793" xlink:href="bsac-20251231.xsd#bsac_PensionPlanInterest"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherOperatingIncomes_eb4df3e5-8371-410f-a4ac-bdc426d36fda" xlink:to="loc_bsac_PensionPlanInterest_62b2c8c0-d5c2-4471-838f-aaa5e099c793" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CompensationFromInsuranceCompaniesDueToDamages_cd1079dc-2372-42fb-a792-5dfd60bb7909" xlink:href="bsac-20251231.xsd#bsac_CompensationFromInsuranceCompaniesDueToDamages"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherOperatingIncomes_eb4df3e5-8371-410f-a4ac-bdc426d36fda" xlink:to="loc_bsac_CompensationFromInsuranceCompaniesDueToDamages_cd1079dc-2372-42fb-a792-5dfd60bb7909" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_IncomeFromRecoveryTaxAndExpenses_c8222007-a26e-4adf-b1c1-fba5053b2dfd" xlink:href="bsac-20251231.xsd#bsac_IncomeFromRecoveryTaxAndExpenses"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherOperatingIncomes_eb4df3e5-8371-410f-a4ac-bdc426d36fda" xlink:to="loc_bsac_IncomeFromRecoveryTaxAndExpenses_c8222007-a26e-4adf-b1c1-fba5053b2dfd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_RentalIncome_7d5acb9a-9826-437e-8271-2e2f025cf245" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RentalIncome"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherOperatingIncomes_eb4df3e5-8371-410f-a4ac-bdc426d36fda" xlink:to="loc_ifrs-full_RentalIncome_7d5acb9a-9826-437e-8271-2e2f025cf245" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_MiscellaneousOtherOperatingIncome_cf66725a-297b-4a62-8d69-6c9b6be6c504" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MiscellaneousOtherOperatingIncome"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherOperatingIncomes_eb4df3e5-8371-410f-a4ac-bdc426d36fda" xlink:to="loc_ifrs-full_MiscellaneousOtherOperatingIncome_cf66725a-297b-4a62-8d69-6c9b6be6c504" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/OtherOperatingIncomeandExpensesDetailsScheduleofOtherOperatingExpenses" xlink:type="simple" xlink:href="bsac-20251231.xsd#OtherOperatingIncomeandExpensesDetailsScheduleofOtherOperatingExpenses"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/OtherOperatingIncomeandExpensesDetailsScheduleofOtherOperatingExpenses" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OtherOperatingExpenseTotal_9e79910a-1917-4b01-b3a1-7c5924ecb6b3" xlink:href="bsac-20251231.xsd#bsac_OtherOperatingExpenseTotal"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_LawsuitsProvision_361f8980-d83b-492b-a6fa-3ea69527d066" xlink:href="bsac-20251231.xsd#bsac_LawsuitsProvision"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherOperatingExpenseTotal_9e79910a-1917-4b01-b3a1-7c5924ecb6b3" xlink:to="loc_bsac_LawsuitsProvision_361f8980-d83b-492b-a6fa-3ea69527d066" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ResearchAndDevelopmentExpense_4f9c8ac6-a42d-48b8-88f4-a322a80ba820" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ResearchAndDevelopmentExpense"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherOperatingExpenseTotal_9e79910a-1917-4b01-b3a1-7c5924ecb6b3" xlink:to="loc_ifrs-full_ResearchAndDevelopmentExpense_4f9c8ac6-a42d-48b8-88f4-a322a80ba820" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_WriteOffsForOperatingRisksExpenses_7b101dbc-ed54-4fd2-ab81-20b00d20198f" xlink:href="bsac-20251231.xsd#bsac_WriteOffsForOperatingRisksExpenses"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherOperatingExpenseTotal_9e79910a-1917-4b01-b3a1-7c5924ecb6b3" xlink:to="loc_bsac_WriteOffsForOperatingRisksExpenses_7b101dbc-ed54-4fd2-ab81-20b00d20198f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_LifeInsuranceAndGeneralProductInsurancePolicies_4c95f94c-d711-4f51-b88e-cfaf9fd2ae00" xlink:href="bsac-20251231.xsd#bsac_LifeInsuranceAndGeneralProductInsurancePolicies"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherOperatingExpenseTotal_9e79910a-1917-4b01-b3a1-7c5924ecb6b3" xlink:to="loc_bsac_LifeInsuranceAndGeneralProductInsurancePolicies_4c95f94c-d711-4f51-b88e-cfaf9fd2ae00" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_MiscellaneousOtherOperatingExpenseIncome_4b971b55-ef25-4b4d-a570-0a4311023cd6" xlink:href="bsac-20251231.xsd#bsac_MiscellaneousOtherOperatingExpenseIncome"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherOperatingExpenseTotal_9e79910a-1917-4b01-b3a1-7c5924ecb6b3" xlink:to="loc_bsac_MiscellaneousOtherOperatingExpenseIncome_4b971b55-ef25-4b4d-a570-0a4311023cd6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExpensesForLeasedAssetsRecoveries_b56ed0df-78ea-4db9-a333-53be0a355999" xlink:href="bsac-20251231.xsd#bsac_ExpensesForLeasedAssetsRecoveries"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherOperatingExpenseTotal_9e79910a-1917-4b01-b3a1-7c5924ecb6b3" xlink:to="loc_bsac_ExpensesForLeasedAssetsRecoveries_b56ed0df-78ea-4db9-a333-53be0a355999" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_BondIssuanceExpenses_7f95d582-f097-4cee-b505-adbf5d629ac2" xlink:href="bsac-20251231.xsd#bsac_BondIssuanceExpenses"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherOperatingExpenseTotal_9e79910a-1917-4b01-b3a1-7c5924ecb6b3" xlink:to="loc_bsac_BondIssuanceExpenses_7f95d582-f097-4cee-b505-adbf5d629ac2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_RecoveryOfOperatingExpensesInDollars_4cea4968-3222-4420-b27a-27c6a6d0a5ca" xlink:href="bsac-20251231.xsd#bsac_RecoveryOfOperatingExpensesInDollars"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherOperatingExpenseTotal_9e79910a-1917-4b01-b3a1-7c5924ecb6b3" xlink:to="loc_bsac_RecoveryOfOperatingExpensesInDollars_4cea4968-3222-4420-b27a-27c6a6d0a5ca" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CommercialRepresentationExpenses_a9a742d3-8b87-4a61-bc99-bb5b621c6874" xlink:href="bsac-20251231.xsd#bsac_CommercialRepresentationExpenses"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherOperatingExpenseTotal_9e79910a-1917-4b01-b3a1-7c5924ecb6b3" xlink:to="loc_bsac_CommercialRepresentationExpenses_a9a742d3-8b87-4a61-bc99-bb5b621c6874" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExpensesAssociatedFactoringOperations_efc92bba-4539-4e50-b246-66cee4086f6e" xlink:href="bsac-20251231.xsd#bsac_ExpensesAssociatedFactoringOperations"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherOperatingExpenseTotal_9e79910a-1917-4b01-b3a1-7c5924ecb6b3" xlink:to="loc_bsac_ExpensesAssociatedFactoringOperations_efc92bba-4539-4e50-b246-66cee4086f6e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_EmployeeBenefitsExpense_4d34ee46-c021-4b7e-a6a8-f884186078ca" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_EmployeeBenefitsExpense"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherOperatingExpenseTotal_9e79910a-1917-4b01-b3a1-7c5924ecb6b3" xlink:to="loc_ifrs-full_EmployeeBenefitsExpense_4d34ee46-c021-4b7e-a6a8-f884186078ca" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CommercialAllianceExpenses_eb8f2fda-a895-45df-b2a6-22ab56ed36d1" xlink:href="bsac-20251231.xsd#bsac_CommercialAllianceExpenses"/>
    <link:calculationArc order="12" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherOperatingExpenseTotal_9e79910a-1917-4b01-b3a1-7c5924ecb6b3" xlink:to="loc_bsac_CommercialAllianceExpenses_eb8f2fda-a895-45df-b2a6-22ab56ed36d1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CreditCardExpenses_4daa5246-f456-42f6-9bee-868a1bab5c02" xlink:href="bsac-20251231.xsd#bsac_CreditCardExpenses"/>
    <link:calculationArc order="13" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherOperatingExpenseTotal_9e79910a-1917-4b01-b3a1-7c5924ecb6b3" xlink:to="loc_bsac_CreditCardExpenses_4daa5246-f456-42f6-9bee-868a1bab5c02" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ExpenseOfRestructuringActivities_c79d8fcc-51fc-473c-a5e4-e6d96e506b78" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ExpenseOfRestructuringActivities"/>
    <link:calculationArc order="14" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherOperatingExpenseTotal_9e79910a-1917-4b01-b3a1-7c5924ecb6b3" xlink:to="loc_ifrs-full_ExpenseOfRestructuringActivities_c79d8fcc-51fc-473c-a5e4-e6d96e506b78" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/PersonnelSalariesandExpensesDetails" xlink:type="simple" xlink:href="bsac-20251231.xsd#PersonnelSalariesandExpensesDetails"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/PersonnelSalariesandExpensesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_EmployeeBenefitsExpenses_50c7a913-5997-44d0-8176-95d267dfef58" xlink:href="bsac-20251231.xsd#bsac_EmployeeBenefitsExpenses"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_EmployeeBenefitsPersonnelCompensationExpense_eff88e9e-5d59-4977-957b-3541b7891024" xlink:href="bsac-20251231.xsd#bsac_EmployeeBenefitsPersonnelCompensationExpense"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_EmployeeBenefitsExpenses_50c7a913-5997-44d0-8176-95d267dfef58" xlink:to="loc_bsac_EmployeeBenefitsPersonnelCompensationExpense_eff88e9e-5d59-4977-957b-3541b7891024" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment_3e432d9d-db40-46e2-8462-c585587fc9eb" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_EmployeeBenefitsExpenses_50c7a913-5997-44d0-8176-95d267dfef58" xlink:to="loc_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment_3e432d9d-db40-46e2-8462-c585587fc9eb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_LegalCompensationinDollars_80292cce-1c3b-47a9-9dd7-648a1b9eb33a" xlink:href="bsac-20251231.xsd#bsac_LegalCompensationinDollars"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_EmployeeBenefitsExpenses_50c7a913-5997-44d0-8176-95d267dfef58" xlink:to="loc_bsac_LegalCompensationinDollars_80292cce-1c3b-47a9-9dd7-648a1b9eb33a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_EmployeeBenefitsBonusesOrGgratificationsExpense_41e1f977-c263-4f8c-b558-b56055820e61" xlink:href="bsac-20251231.xsd#bsac_EmployeeBenefitsBonusesOrGgratificationsExpense"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_EmployeeBenefitsExpenses_50c7a913-5997-44d0-8176-95d267dfef58" xlink:to="loc_bsac_EmployeeBenefitsBonusesOrGgratificationsExpense_41e1f977-c263-4f8c-b558-b56055820e61" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OtherLongTermBonus_2e5925b7-6c92-4499-a91a-59a13789b77e" xlink:href="bsac-20251231.xsd#bsac_OtherLongTermBonus"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_EmployeeBenefitsExpenses_50c7a913-5997-44d0-8176-95d267dfef58" xlink:to="loc_bsac_OtherLongTermBonus_2e5925b7-6c92-4499-a91a-59a13789b77e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_EmployeeBenefitsStockBasedBenefitsExpense_5fcb9905-ffff-4b57-ba9d-0cc0e19a2d2a" xlink:href="bsac-20251231.xsd#bsac_EmployeeBenefitsStockBasedBenefitsExpense"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_EmployeeBenefitsExpenses_50c7a913-5997-44d0-8176-95d267dfef58" xlink:to="loc_bsac_EmployeeBenefitsStockBasedBenefitsExpense_5fcb9905-ffff-4b57-ba9d-0cc0e19a2d2a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_EmployeeBenefitsSeniorityCompensationExpense_c4bfcced-6b25-4782-9ddc-ea9f8d6ae2b2" xlink:href="bsac-20251231.xsd#bsac_EmployeeBenefitsSeniorityCompensationExpense"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_EmployeeBenefitsExpenses_50c7a913-5997-44d0-8176-95d267dfef58" xlink:to="loc_bsac_EmployeeBenefitsSeniorityCompensationExpense_c4bfcced-6b25-4782-9ddc-ea9f8d6ae2b2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_EmployeeBenefitsPensionPlansExpense_2efe0b67-53bf-4295-9665-69cca7a051a7" xlink:href="bsac-20251231.xsd#bsac_EmployeeBenefitsPensionPlansExpense"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_EmployeeBenefitsExpenses_50c7a913-5997-44d0-8176-95d267dfef58" xlink:to="loc_bsac_EmployeeBenefitsPensionPlansExpense_2efe0b67-53bf-4295-9665-69cca7a051a7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_EmployeeBenefitsTrainingExpenses_0f3230e5-1751-4a30-b185-8fcc61e8be02" xlink:href="bsac-20251231.xsd#bsac_EmployeeBenefitsTrainingExpenses"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_EmployeeBenefitsExpenses_50c7a913-5997-44d0-8176-95d267dfef58" xlink:to="loc_bsac_EmployeeBenefitsTrainingExpenses_0f3230e5-1751-4a30-b185-8fcc61e8be02" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_EmployeeBenefitDayCareAndKindergarten_6fd40509-f427-4a3e-b8f9-7593928406cc" xlink:href="bsac-20251231.xsd#bsac_EmployeeBenefitDayCareAndKindergarten"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_EmployeeBenefitsExpenses_50c7a913-5997-44d0-8176-95d267dfef58" xlink:to="loc_bsac_EmployeeBenefitDayCareAndKindergarten_6fd40509-f427-4a3e-b8f9-7593928406cc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_EmployeeBenefitsOtherPersonnelExpense_26694973-d316-4815-bee1-eb76bb77e6bd" xlink:href="bsac-20251231.xsd#bsac_EmployeeBenefitsOtherPersonnelExpense"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_EmployeeBenefitsExpenses_50c7a913-5997-44d0-8176-95d267dfef58" xlink:to="loc_bsac_EmployeeBenefitsOtherPersonnelExpense_26694973-d316-4815-bee1-eb76bb77e6bd" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/AdministrativeExpensesDetails" xlink:type="simple" xlink:href="bsac-20251231.xsd#AdministrativeExpensesDetails"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/AdministrativeExpensesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_SubtotalOfTaxesPayrollTaxesAndContribution_30b8ab55-b0fe-4f8c-b13c-a3d3c241a02a" xlink:href="bsac-20251231.xsd#bsac_SubtotalOfTaxesPayrollTaxesAndContribution"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OversightContributionsToTheRegulator_56f018ee-e77b-43f3-ac9a-dd35f8618656" xlink:href="bsac-20251231.xsd#bsac_OversightContributionsToTheRegulator"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfTaxesPayrollTaxesAndContribution_30b8ab55-b0fe-4f8c-b13c-a3d3c241a02a" xlink:to="loc_bsac_OversightContributionsToTheRegulator_56f018ee-e77b-43f3-ac9a-dd35f8618656" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_Patents_61a4783f-24e7-4da9-b7a7-dbf363e80681" xlink:href="bsac-20251231.xsd#bsac_Patents"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfTaxesPayrollTaxesAndContribution_30b8ab55-b0fe-4f8c-b13c-a3d3c241a02a" xlink:to="loc_bsac_Patents_61a4783f-24e7-4da9-b7a7-dbf363e80681" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OtherTaxes_ae18c098-c113-4481-84b3-b63a1ab15446" xlink:href="bsac-20251231.xsd#bsac_OtherTaxes"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfTaxesPayrollTaxesAndContribution_30b8ab55-b0fe-4f8c-b13c-a3d3c241a02a" xlink:to="loc_bsac_OtherTaxes_ae18c098-c113-4481-84b3-b63a1ab15446" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_RealEstateContributions_43cf3067-0979-4003-84d3-066aeee56706" xlink:href="bsac-20251231.xsd#bsac_RealEstateContributions"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfTaxesPayrollTaxesAndContribution_30b8ab55-b0fe-4f8c-b13c-a3d3c241a02a" xlink:to="loc_bsac_RealEstateContributions_43cf3067-0979-4003-84d3-066aeee56706" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_SubtotalOfOutsourcedServices_b209b00e-5a24-4f97-a7b9-7fe9e54f8153" xlink:href="bsac-20251231.xsd#bsac_SubtotalOfOutsourcedServices"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdministrationAndSupplyOfExternalHumanResources_5a5aaf5b-59d9-41a4-9afd-33c94069cc0d" xlink:href="bsac-20251231.xsd#bsac_AdministrationAndSupplyOfExternalHumanResources"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfOutsourcedServices_b209b00e-5a24-4f97-a7b9-7fe9e54f8153" xlink:to="loc_bsac_AdministrationAndSupplyOfExternalHumanResources_5a5aaf5b-59d9-41a4-9afd-33c94069cc0d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TechnologicalDevelopmentCertificationAndTestingService_8371cbc6-cec3-4e5e-9ccc-79a020204fd9" xlink:href="bsac-20251231.xsd#bsac_TechnologicalDevelopmentCertificationAndTestingService"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfOutsourcedServices_b209b00e-5a24-4f97-a7b9-7fe9e54f8153" xlink:to="loc_bsac_TechnologicalDevelopmentCertificationAndTestingService_8371cbc6-cec3-4e5e-9ccc-79a020204fd9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CallCenterForSaleMarketingAndControlQualityOfClientServices_7e053597-b704-4208-9db3-5a9d6c08a51e" xlink:href="bsac-20251231.xsd#bsac_CallCenterForSaleMarketingAndControlQualityOfClientServices"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfOutsourcedServices_b209b00e-5a24-4f97-a7b9-7fe9e54f8153" xlink:to="loc_bsac_CallCenterForSaleMarketingAndControlQualityOfClientServices_7e053597-b704-4208-9db3-5a9d6c08a51e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExternalCollectionServices_2986180f-417f-4964-af63-52f652e391b6" xlink:href="bsac-20251231.xsd#bsac_ExternalCollectionServices"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfOutsourcedServices_b209b00e-5a24-4f97-a7b9-7fe9e54f8153" xlink:to="loc_bsac_ExternalCollectionServices_2986180f-417f-4964-af63-52f652e391b6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DataProcessingCosts_3d3229c0-f7a5-4e58-a9ac-26224022496c" xlink:href="bsac-20251231.xsd#bsac_DataProcessingCosts"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfOutsourcedServices_b209b00e-5a24-4f97-a7b9-7fe9e54f8153" xlink:to="loc_bsac_DataProcessingCosts_3d3229c0-f7a5-4e58-a9ac-26224022496c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OutsourcesServices_aa394546-754d-46de-8ed2-acbb969ca4fd" xlink:href="bsac-20251231.xsd#bsac_OutsourcesServices"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfOutsourcedServices_b209b00e-5a24-4f97-a7b9-7fe9e54f8153" xlink:to="loc_bsac_OutsourcesServices_aa394546-754d-46de-8ed2-acbb969ca4fd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExternalCleaningCafeteriaCustodyStorageServices_bb4826b9-ddb3-4e0f-8b03-8cc2df640d19" xlink:href="bsac-20251231.xsd#bsac_ExternalCleaningCafeteriaCustodyStorageServices"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfOutsourcedServices_b209b00e-5a24-4f97-a7b9-7fe9e54f8153" xlink:to="loc_bsac_ExternalCleaningCafeteriaCustodyStorageServices_bb4826b9-ddb3-4e0f-8b03-8cc2df640d19" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExternalCreditEvaluationServices_a5c87f58-bcbe-4879-85b8-5f2df3937d5c" xlink:href="bsac-20251231.xsd#bsac_ExternalCreditEvaluationServices"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfOutsourcedServices_b209b00e-5a24-4f97-a7b9-7fe9e54f8153" xlink:to="loc_bsac_ExternalCreditEvaluationServices_a5c87f58-bcbe-4879-85b8-5f2df3937d5c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ProductSaleAndDistributionServices_49da703a-c283-44bd-9d87-05c455e9c222" xlink:href="bsac-20251231.xsd#bsac_ProductSaleAndDistributionServices"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfOutsourcedServices_b209b00e-5a24-4f97-a7b9-7fe9e54f8153" xlink:to="loc_bsac_ProductSaleAndDistributionServices_49da703a-c283-44bd-9d87-05c455e9c222" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExternalATMAdministrationAndMaintenanceServices_f258971e-c49a-4973-9164-703f0ab7e27b" xlink:href="bsac-20251231.xsd#bsac_ExternalATMAdministrationAndMaintenanceServices"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfOutsourcedServices_b209b00e-5a24-4f97-a7b9-7fe9e54f8153" xlink:to="loc_bsac_ExternalATMAdministrationAndMaintenanceServices_f258971e-c49a-4973-9164-703f0ab7e27b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AdministrativeExpense_3ba57e48-280a-46b1-93a3-e0c9451db7ed" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdministrativeExpense"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_BoardExpenses_2ec1f7a2-2739-41ee-a721-4beeea97a215" xlink:href="bsac-20251231.xsd#bsac_BoardExpenses"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdministrativeExpense_3ba57e48-280a-46b1-93a3-e0c9451db7ed" xlink:to="loc_bsac_BoardExpenses_2ec1f7a2-2739-41ee-a721-4beeea97a215" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_SubtotalOfTaxesPayrollTaxesAndContribution_4d201e8c-2b1e-4d9c-ab50-7e3533eedea0" xlink:href="bsac-20251231.xsd#bsac_SubtotalOfTaxesPayrollTaxesAndContribution"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdministrativeExpense_3ba57e48-280a-46b1-93a3-e0c9451db7ed" xlink:to="loc_bsac_SubtotalOfTaxesPayrollTaxesAndContribution_4d201e8c-2b1e-4d9c-ab50-7e3533eedea0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_SubtotalOfGeneralAdministrativeExpenses_5f94a144-c648-41d5-a33a-b93c4ea140be" xlink:href="bsac-20251231.xsd#bsac_SubtotalOfGeneralAdministrativeExpenses"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdministrativeExpense_3ba57e48-280a-46b1-93a3-e0c9451db7ed" xlink:to="loc_bsac_SubtotalOfGeneralAdministrativeExpenses_5f94a144-c648-41d5-a33a-b93c4ea140be" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_SubtotalOfOutsourcedServices_92a70d97-2ed0-459a-83e5-c6e11a332d76" xlink:href="bsac-20251231.xsd#bsac_SubtotalOfOutsourcedServices"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdministrativeExpense_3ba57e48-280a-46b1-93a3-e0c9451db7ed" xlink:to="loc_bsac_SubtotalOfOutsourcedServices_92a70d97-2ed0-459a-83e5-c6e11a332d76" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_MarketingExpenses_a0e09749-da49-4de3-9f16-440368b2ee16" xlink:href="bsac-20251231.xsd#bsac_MarketingExpenses"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdministrativeExpense_3ba57e48-280a-46b1-93a3-e0c9451db7ed" xlink:to="loc_bsac_MarketingExpenses_a0e09749-da49-4de3-9f16-440368b2ee16" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_SubtotalOfGeneralAdministrativeExpenses_f0bbed2f-c2ec-4584-9ce8-e68609a6cf98" xlink:href="bsac-20251231.xsd#bsac_SubtotalOfGeneralAdministrativeExpenses"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OfficeSupplies_31aeebc3-847e-4ad3-b819-c905c46e8a43" xlink:href="bsac-20251231.xsd#bsac_OfficeSupplies"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfGeneralAdministrativeExpenses_f0bbed2f-c2ec-4584-9ce8-e68609a6cf98" xlink:to="loc_bsac_OfficeSupplies_31aeebc3-847e-4ad3-b819-c905c46e8a43" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OtherGeneralAdministrativeExpenses_6810e918-d8d8-45b3-8d17-bda284032543" xlink:href="bsac-20251231.xsd#bsac_OtherGeneralAdministrativeExpenses"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfGeneralAdministrativeExpenses_f0bbed2f-c2ec-4584-9ce8-e68609a6cf98" xlink:to="loc_bsac_OtherGeneralAdministrativeExpenses_6810e918-d8d8-45b3-8d17-bda284032543" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_MaintenanceAndRepairOfPropertyPlantAndEquipment_bbf9eb24-ccc7-4fef-8253-73969bba760f" xlink:href="bsac-20251231.xsd#bsac_MaintenanceAndRepairOfPropertyPlantAndEquipment"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfGeneralAdministrativeExpenses_f0bbed2f-c2ec-4584-9ce8-e68609a6cf98" xlink:to="loc_bsac_MaintenanceAndRepairOfPropertyPlantAndEquipment_bbf9eb24-ccc7-4fef-8253-73969bba760f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_HeatingAndOtherUtilities_880eed0f-ebbc-4bf7-ba52-53ccbd1df637" xlink:href="bsac-20251231.xsd#bsac_HeatingAndOtherUtilities"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfGeneralAdministrativeExpenses_f0bbed2f-c2ec-4584-9ce8-e68609a6cf98" xlink:to="loc_bsac_HeatingAndOtherUtilities_880eed0f-ebbc-4bf7-ba52-53ccbd1df637" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_FinesAppliedByFMC_ccd59184-5497-4531-8e99-bb933dd39d0e" xlink:href="bsac-20251231.xsd#bsac_FinesAppliedByFMC"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfGeneralAdministrativeExpenses_f0bbed2f-c2ec-4584-9ce8-e68609a6cf98" xlink:to="loc_bsac_FinesAppliedByFMC_ccd59184-5497-4531-8e99-bb933dd39d0e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ShortTermLeasesContracts_df969b66-0d38-484f-b64e-3b854bb833a0" xlink:href="bsac-20251231.xsd#bsac_ShortTermLeasesContracts"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfGeneralAdministrativeExpenses_f0bbed2f-c2ec-4584-9ce8-e68609a6cf98" xlink:to="loc_bsac_ShortTermLeasesContracts_df969b66-0d38-484f-b64e-3b854bb833a0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_RepresentationAndPersonnelTravelExpenses_f05e231a-8ced-4e6d-8756-a08e853c9f6d" xlink:href="bsac-20251231.xsd#bsac_RepresentationAndPersonnelTravelExpenses"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfGeneralAdministrativeExpenses_f0bbed2f-c2ec-4584-9ce8-e68609a6cf98" xlink:to="loc_bsac_RepresentationAndPersonnelTravelExpenses_f05e231a-8ced-4e6d-8756-a08e853c9f6d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OtherExpensesRelatedToLeasesContracts_de0f2b8e-03f4-4880-8909-01d25da7f8a7" xlink:href="bsac-20251231.xsd#bsac_OtherExpensesRelatedToLeasesContracts"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfGeneralAdministrativeExpenses_f0bbed2f-c2ec-4584-9ce8-e68609a6cf98" xlink:to="loc_bsac_OtherExpensesRelatedToLeasesContracts_de0f2b8e-03f4-4880-8909-01d25da7f8a7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExternalServiceOfCustodyOfDocumentation_87cabffd-c12d-4975-b987-356d83cc8064" xlink:href="bsac-20251231.xsd#bsac_ExternalServiceOfCustodyOfDocumentation"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfGeneralAdministrativeExpenses_f0bbed2f-c2ec-4584-9ce8-e68609a6cf98" xlink:to="loc_bsac_ExternalServiceOfCustodyOfDocumentation_87cabffd-c12d-4975-b987-356d83cc8064" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_InsurancePayments_957b1864-6b23-4dd1-9e1e-0c8382fb1584" xlink:href="bsac-20251231.xsd#bsac_InsurancePayments"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfGeneralAdministrativeExpenses_f0bbed2f-c2ec-4584-9ce8-e68609a6cf98" xlink:to="loc_bsac_InsurancePayments_957b1864-6b23-4dd1-9e1e-0c8382fb1584" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_FeesForTechnicalReportsAndAuditing_d64dabad-c08a-4003-8c70-2681fa63c82b" xlink:href="bsac-20251231.xsd#bsac_FeesForTechnicalReportsAndAuditing"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfGeneralAdministrativeExpenses_f0bbed2f-c2ec-4584-9ce8-e68609a6cf98" xlink:to="loc_bsac_FeesForTechnicalReportsAndAuditing_d64dabad-c08a-4003-8c70-2681fa63c82b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_LegalAndNotaryExpenses_b89fd6b1-acd9-4679-95b8-2fab449fd8d7" xlink:href="bsac-20251231.xsd#bsac_LegalAndNotaryExpenses"/>
    <link:calculationArc order="12" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfGeneralAdministrativeExpenses_f0bbed2f-c2ec-4584-9ce8-e68609a6cf98" xlink:to="loc_bsac_LegalAndNotaryExpenses_b89fd6b1-acd9-4679-95b8-2fab449fd8d7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ITAndCommunicationExpenses_ff2bdb91-7e53-411e-88f9-f7b79501ed8e" xlink:href="bsac-20251231.xsd#bsac_ITAndCommunicationExpenses"/>
    <link:calculationArc order="13" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_SubtotalOfGeneralAdministrativeExpenses_f0bbed2f-c2ec-4584-9ce8-e68609a6cf98" xlink:to="loc_bsac_ITAndCommunicationExpenses_ff2bdb91-7e53-411e-88f9-f7b79501ed8e" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/DepreciationAmortisationandImpairmentDetails" xlink:type="simple" xlink:href="bsac-20251231.xsd#DepreciationAmortisationandImpairmentDetails"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/DepreciationAmortisationandImpairmentDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TotalEquipmentImpairment_b2260690-4482-4a70-bae5-0703b255818b" xlink:href="bsac-20251231.xsd#bsac_TotalEquipmentImpairment"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ImpairmentOfRightOfUseAssets_37ef12a8-6e43-42d7-a0c1-025fec665d53" xlink:href="bsac-20251231.xsd#bsac_ImpairmentOfRightOfUseAssets"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalEquipmentImpairment_b2260690-4482-4a70-bae5-0703b255818b" xlink:to="loc_bsac_ImpairmentOfRightOfUseAssets_37ef12a8-6e43-42d7-a0c1-025fec665d53" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss_bc8c9ac8-2d43-4c2e-acd6-8825d52f6edd" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalEquipmentImpairment_b2260690-4482-4a70-bae5-0703b255818b" xlink:to="loc_ifrs-full_ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss_bc8c9ac8-2d43-4c2e-acd6-8825d52f6edd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ImpairmentOfIntangibles_d24e7271-e012-49b5-8e3b-9e44539c350f" xlink:href="bsac-20251231.xsd#bsac_ImpairmentOfIntangibles"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalEquipmentImpairment_b2260690-4482-4a70-bae5-0703b255818b" xlink:to="loc_bsac_ImpairmentOfIntangibles_d24e7271-e012-49b5-8e3b-9e44539c350f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss_e9a560c0-44df-458d-9c9f-45c3e9f19bbf" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DepreciationAndAmortisationExpenses_ea6d7af0-ee85-4ef3-8a89-6f56611ee474" xlink:href="bsac-20251231.xsd#bsac_DepreciationAndAmortisationExpenses"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss_e9a560c0-44df-458d-9c9f-45c3e9f19bbf" xlink:to="loc_bsac_DepreciationAndAmortisationExpenses_ea6d7af0-ee85-4ef3-8a89-6f56611ee474" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TotalEquipmentImpairment_d58d6976-f5ff-4a2d-aeb8-09bf7a6964ae" xlink:href="bsac-20251231.xsd#bsac_TotalEquipmentImpairment"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss_e9a560c0-44df-458d-9c9f-45c3e9f19bbf" xlink:to="loc_bsac_TotalEquipmentImpairment_d58d6976-f5ff-4a2d-aeb8-09bf7a6964ae" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DepreciationAndAmortisationExpenses_fe07e0cc-57d4-42a7-a23a-e58ce7921ee6" xlink:href="bsac-20251231.xsd#bsac_DepreciationAndAmortisationExpenses"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AmortisationExpense_1cdf64a4-314c-46c5-afb9-745d48d30dde" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AmortisationExpense"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DepreciationAndAmortisationExpenses_fe07e0cc-57d4-42a7-a23a-e58ce7921ee6" xlink:to="loc_ifrs-full_AmortisationExpense_1cdf64a4-314c-46c5-afb9-745d48d30dde" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DepreciationRightOfUseAsset_e3c4e5de-a0cc-4d52-aae9-1ccc68ebcff0" xlink:href="bsac-20251231.xsd#bsac_DepreciationRightOfUseAsset"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DepreciationAndAmortisationExpenses_fe07e0cc-57d4-42a7-a23a-e58ce7921ee6" xlink:to="loc_bsac_DepreciationRightOfUseAsset_e3c4e5de-a0cc-4d52-aae9-1ccc68ebcff0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DepreciationExpenses_098c473d-faf2-4f44-8c4f-0c2a5da40426" xlink:href="bsac-20251231.xsd#bsac_DepreciationExpenses"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_DepreciationAndAmortisationExpenses_fe07e0cc-57d4-42a7-a23a-e58ce7921ee6" xlink:to="loc_bsac_DepreciationExpenses_098c473d-faf2-4f44-8c4f-0c2a5da40426" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/ExpectedCreditLossesAllowanceDetailsScheduleofAllowancebyStageRecordedatIncomeStatements" xlink:type="simple" xlink:href="bsac-20251231.xsd#ExpectedCreditLossesAllowanceDetailsScheduleofAllowancebyStageRecordedatIncomeStatements"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/ExpectedCreditLossesAllowanceDetailsScheduleofAllowancebyStageRecordedatIncomeStatements" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExpectedCreditLossAllowances_b8c36f27-4b73-474d-9f06-d496bc73a0ee" xlink:href="bsac-20251231.xsd#bsac_ExpectedCreditLossAllowances"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExpectedCreditLossAllowancesSubtotal_ba3b7839-1852-4a7e-9672-3893d4e90058" xlink:href="bsac-20251231.xsd#bsac_ExpectedCreditLossAllowancesSubtotal"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ExpectedCreditLossAllowances_b8c36f27-4b73-474d-9f06-d496bc73a0ee" xlink:to="loc_bsac_ExpectedCreditLossAllowancesSubtotal_ba3b7839-1852-4a7e-9672-3893d4e90058" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExpectedCreditLossAllowancesRecoveryOfLoansPreviouslyChargedoff_b9f599be-5d13-4506-bb63-c81fd86f2e91" xlink:href="bsac-20251231.xsd#bsac_ExpectedCreditLossAllowancesRecoveryOfLoansPreviouslyChargedoff"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ExpectedCreditLossAllowances_b8c36f27-4b73-474d-9f06-d496bc73a0ee" xlink:to="loc_bsac_ExpectedCreditLossAllowancesRecoveryOfLoansPreviouslyChargedoff_b9f599be-5d13-4506-bb63-c81fd86f2e91" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExpectedCreditLossAllowancesSubtotal_8e5b3a71-5cb6-42c5-b06e-80ffbb62b5bf" xlink:href="bsac-20251231.xsd#bsac_ExpectedCreditLossAllowancesSubtotal"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExpectedCreditLossCommercialLoans_32a3fa2f-a021-4a41-9f04-6ff2dac6f218" xlink:href="bsac-20251231.xsd#bsac_ExpectedCreditLossCommercialLoans"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ExpectedCreditLossAllowancesSubtotal_8e5b3a71-5cb6-42c5-b06e-80ffbb62b5bf" xlink:to="loc_bsac_ExpectedCreditLossCommercialLoans_32a3fa2f-a021-4a41-9f04-6ff2dac6f218" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExpectedCreditLossMortgageLoans_7d5ec627-af95-46a3-9b50-521df4d18666" xlink:href="bsac-20251231.xsd#bsac_ExpectedCreditLossMortgageLoans"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ExpectedCreditLossAllowancesSubtotal_8e5b3a71-5cb6-42c5-b06e-80ffbb62b5bf" xlink:to="loc_bsac_ExpectedCreditLossMortgageLoans_7d5ec627-af95-46a3-9b50-521df4d18666" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExpectedCreditLossConsumerLoans_1f6a5f94-976d-4e37-8e83-bd251b775788" xlink:href="bsac-20251231.xsd#bsac_ExpectedCreditLossConsumerLoans"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ExpectedCreditLossAllowancesSubtotal_8e5b3a71-5cb6-42c5-b06e-80ffbb62b5bf" xlink:to="loc_bsac_ExpectedCreditLossConsumerLoans_1f6a5f94-976d-4e37-8e83-bd251b775788" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExpectedCreditLossContingentLoans_a90fd096-dfe7-4052-9e61-d73701e213cc" xlink:href="bsac-20251231.xsd#bsac_ExpectedCreditLossContingentLoans"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ExpectedCreditLossAllowancesSubtotal_8e5b3a71-5cb6-42c5-b06e-80ffbb62b5bf" xlink:to="loc_bsac_ExpectedCreditLossContingentLoans_a90fd096-dfe7-4052-9e61-d73701e213cc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExpectedCreditLossesRepurchaseAgreements_c268b465-8fa4-4d41-af43-d55a1ec9f8f9" xlink:href="bsac-20251231.xsd#bsac_ExpectedCreditLossesRepurchaseAgreements"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ExpectedCreditLossAllowancesSubtotal_8e5b3a71-5cb6-42c5-b06e-80ffbb62b5bf" xlink:to="loc_bsac_ExpectedCreditLossesRepurchaseAgreements_c268b465-8fa4-4d41-af43-d55a1ec9f8f9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExpectedCreditLossLoansAndAccountReceivableLoans_60ae0de6-1ea8-4dc4-951a-c0b711cdb83c" xlink:href="bsac-20251231.xsd#bsac_ExpectedCreditLossLoansAndAccountReceivableLoans"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ExpectedCreditLossAllowancesSubtotal_8e5b3a71-5cb6-42c5-b06e-80ffbb62b5bf" xlink:to="loc_bsac_ExpectedCreditLossLoansAndAccountReceivableLoans_60ae0de6-1ea8-4dc4-951a-c0b711cdb83c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExpectedCreditLossDebt_4d977cda-4de6-4bae-bc1f-2c3e4aea1706" xlink:href="bsac-20251231.xsd#bsac_ExpectedCreditLossDebt"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ExpectedCreditLossAllowancesSubtotal_8e5b3a71-5cb6-42c5-b06e-80ffbb62b5bf" xlink:to="loc_bsac_ExpectedCreditLossDebt_4d977cda-4de6-4bae-bc1f-2c3e4aea1706" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExpectedDebtAtAmortizedCost_019c7780-1ed9-79cb-95f4-2ccc551366f3" xlink:href="bsac-20251231.xsd#bsac_ExpectedDebtAtAmortizedCost"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ExpectedCreditLossAllowancesSubtotal_8e5b3a71-5cb6-42c5-b06e-80ffbb62b5bf" xlink:to="loc_bsac_ExpectedDebtAtAmortizedCost_019c7780-1ed9-79cb-95f4-2ccc551366f3" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/TransactionsWithRelatedPartiesDetailsScheduleofLoansandAccountsReceivableasWellasContingentLoansthatCorrespondtoRelatedEntities" xlink:type="simple" xlink:href="bsac-20251231.xsd#TransactionsWithRelatedPartiesDetailsScheduleofLoansandAccountsReceivableasWellasContingentLoansthatCorrespondtoRelatedEntities"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/TransactionsWithRelatedPartiesDetailsScheduleofLoansandAccountsReceivableasWellasContingentLoansthatCorrespondtoRelatedEntities" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_LoansAndReceivablesRelatedPartyTransactionsNet_d13401cb-b8ee-4646-9c1c-cf7ba031c316" xlink:href="bsac-20251231.xsd#bsac_LoansAndReceivablesRelatedPartyTransactionsNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_GrossAllowanceAccountForCreditLossesOfFinancialAssets_2ece49f6-35ef-4fbc-a1d3-c32444c07b97" xlink:href="bsac-20251231.xsd#bsac_GrossAllowanceAccountForCreditLossesOfFinancialAssets"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_LoansAndReceivablesRelatedPartyTransactionsNet_d13401cb-b8ee-4646-9c1c-cf7ba031c316" xlink:to="loc_bsac_GrossAllowanceAccountForCreditLossesOfFinancialAssets_2ece49f6-35ef-4fbc-a1d3-c32444c07b97" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_GrossLoanAndReceivables_dc036cf1-529c-47c7-b823-6cb8540bde97" xlink:href="bsac-20251231.xsd#bsac_GrossLoanAndReceivables"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_LoansAndReceivablesRelatedPartyTransactionsNet_d13401cb-b8ee-4646-9c1c-cf7ba031c316" xlink:to="loc_bsac_GrossLoanAndReceivables_dc036cf1-529c-47c7-b823-6cb8540bde97" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_GrossLoanAndReceivables_323614fb-4e5d-4237-8dc0-c04ba6956b5e" xlink:href="bsac-20251231.xsd#bsac_GrossLoanAndReceivables"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_MortgageLoans_d82a816f-5486-4331-9546-eb515523b1a7" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MortgageLoans"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_GrossLoanAndReceivables_323614fb-4e5d-4237-8dc0-c04ba6956b5e" xlink:to="loc_ifrs-full_MortgageLoans_d82a816f-5486-4331-9546-eb515523b1a7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ConsumerLoansAccountReceivable_9391cfba-53d0-4f70-876b-f47bd13b7680" xlink:href="bsac-20251231.xsd#bsac_ConsumerLoansAccountReceivable"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_GrossLoanAndReceivables_323614fb-4e5d-4237-8dc0-c04ba6956b5e" xlink:to="loc_bsac_ConsumerLoansAccountReceivable_9391cfba-53d0-4f70-876b-f47bd13b7680" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CommercialLoans_5c9d07d4-c229-4c98-8101-d06cad6900d6" xlink:href="bsac-20251231.xsd#bsac_CommercialLoans"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_GrossLoanAndReceivables_323614fb-4e5d-4237-8dc0-c04ba6956b5e" xlink:to="loc_bsac_CommercialLoans_5c9d07d4-c229-4c98-8101-d06cad6900d6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition_5780c383-1332-45ff-96f9-2232ad41abca" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AllowanceForContingentLoans_4928c38d-dcb4-413d-9291-7e95ccc81ff0" xlink:href="bsac-20251231.xsd#bsac_AllowanceForContingentLoans"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition_5780c383-1332-45ff-96f9-2232ad41abca" xlink:to="loc_bsac_AllowanceForContingentLoans_4928c38d-dcb4-413d-9291-7e95ccc81ff0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_d0dc9f75-ef16-4cfb-94e3-0b5febdc6cf9" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition_5780c383-1332-45ff-96f9-2232ad41abca" xlink:to="loc_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_d0dc9f75-ef16-4cfb-94e3-0b5febdc6cf9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_bf1e6584-8c76-4a0c-a377-dc0436249df7" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_LettersOfCredit_80883ba1-a27b-42b8-bf5d-addb87ff16b3" xlink:href="bsac-20251231.xsd#bsac_LettersOfCredit"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_bf1e6584-8c76-4a0c-a377-dc0436249df7" xlink:to="loc_bsac_LettersOfCredit_80883ba1-a27b-42b8-bf5d-addb87ff16b3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_Guarantees_90e9c69b-7952-497a-9507-89ff8d99a06b" xlink:href="bsac-20251231.xsd#bsac_Guarantees"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_bf1e6584-8c76-4a0c-a377-dc0436249df7" xlink:to="loc_bsac_Guarantees_90e9c69b-7952-497a-9507-89ff8d99a06b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_PersonalGuaranteesLoan_829bebcc-d4c6-4d6a-ab1f-21250c84c5ad" xlink:href="bsac-20251231.xsd#bsac_PersonalGuaranteesLoan"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_bf1e6584-8c76-4a0c-a377-dc0436249df7" xlink:to="loc_bsac_PersonalGuaranteesLoan_829bebcc-d4c6-4d6a-ab1f-21250c84c5ad" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/TransactionsWithRelatedPartiesDetailsScheduleofPersonnelSalariesandExpenses" xlink:type="simple" xlink:href="bsac-20251231.xsd#TransactionsWithRelatedPartiesDetailsScheduleofPersonnelSalariesandExpenses"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/TransactionsWithRelatedPartiesDetailsScheduleofPersonnelSalariesandExpenses" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_KeyManagementPersonnelCompensation1_da341eaf-935d-43ca-98c5-b0472718540c" xlink:href="bsac-20251231.xsd#bsac_KeyManagementPersonnelCompensation1"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_PensionPlans_65d83bce-8119-4db8-800e-6df983b934f5" xlink:href="bsac-20251231.xsd#bsac_PensionPlans"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_KeyManagementPersonnelCompensation1_da341eaf-935d-43ca-98c5-b0472718540c" xlink:to="loc_bsac_PensionPlans_65d83bce-8119-4db8-800e-6df983b934f5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_KeyManagementPersonnelCompensationTrainingExpenses_f42b4e42-4730-4290-a539-502001860733" xlink:href="bsac-20251231.xsd#bsac_KeyManagementPersonnelCompensationTrainingExpenses"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_KeyManagementPersonnelCompensation1_da341eaf-935d-43ca-98c5-b0472718540c" xlink:to="loc_bsac_KeyManagementPersonnelCompensationTrainingExpenses_f42b4e42-4730-4290-a539-502001860733" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_KeyManagementPersonnelCompensationStockbasedBenefits_0e68f469-82a4-4203-9c19-6806ac1d9a93" xlink:href="bsac-20251231.xsd#bsac_KeyManagementPersonnelCompensationStockbasedBenefits"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_KeyManagementPersonnelCompensation1_da341eaf-935d-43ca-98c5-b0472718540c" xlink:to="loc_bsac_KeyManagementPersonnelCompensationStockbasedBenefits_0e68f469-82a4-4203-9c19-6806ac1d9a93" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_KeyManagementPersonnelCompensationOtherLongtermBenefits1_77005d09-03dd-47ae-982a-7c81b4e59777" xlink:href="bsac-20251231.xsd#bsac_KeyManagementPersonnelCompensationOtherLongtermBenefits1"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_KeyManagementPersonnelCompensation1_da341eaf-935d-43ca-98c5-b0472718540c" xlink:to="loc_bsac_KeyManagementPersonnelCompensationOtherLongtermBenefits1_77005d09-03dd-47ae-982a-7c81b4e59777" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_KeyManagementPersonnelCompensationSeniorityCompensation_9726e202-ed9a-4462-a508-b1b21dce4576" xlink:href="bsac-20251231.xsd#bsac_KeyManagementPersonnelCompensationSeniorityCompensation"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_KeyManagementPersonnelCompensation1_da341eaf-935d-43ca-98c5-b0472718540c" xlink:to="loc_bsac_KeyManagementPersonnelCompensationSeniorityCompensation_9726e202-ed9a-4462-a508-b1b21dce4576" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_KeyManagementPersonnelCompensationBonusesOrGratifications_249f4b54-d5d0-41ec-9e72-31326cd6092d" xlink:href="bsac-20251231.xsd#bsac_KeyManagementPersonnelCompensationBonusesOrGratifications"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_KeyManagementPersonnelCompensation1_da341eaf-935d-43ca-98c5-b0472718540c" xlink:to="loc_bsac_KeyManagementPersonnelCompensationBonusesOrGratifications_249f4b54-d5d0-41ec-9e72-31326cd6092d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_KeyManagementPersonnelCompensationHealthFunds_e521debc-507e-456d-bbd6-75c881d646dc" xlink:href="bsac-20251231.xsd#bsac_KeyManagementPersonnelCompensationHealthFunds"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_KeyManagementPersonnelCompensation1_da341eaf-935d-43ca-98c5-b0472718540c" xlink:to="loc_bsac_KeyManagementPersonnelCompensationHealthFunds_e521debc-507e-456d-bbd6-75c881d646dc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_KeyManagementPersonnelCompensationBoardMembersSalariesAndExpenses_f8e413af-bba5-44e8-ab40-1aae595f6ed6" xlink:href="bsac-20251231.xsd#bsac_KeyManagementPersonnelCompensationBoardMembersSalariesAndExpenses"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_KeyManagementPersonnelCompensation1_da341eaf-935d-43ca-98c5-b0472718540c" xlink:to="loc_bsac_KeyManagementPersonnelCompensationBoardMembersSalariesAndExpenses_f8e413af-bba5-44e8-ab40-1aae595f6ed6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_KeyManagementPersonnelCompensationPersonnelCompensation_06d9d5a2-40b8-41fe-bdf1-a6c095dcdbfb" xlink:href="bsac-20251231.xsd#bsac_KeyManagementPersonnelCompensationPersonnelCompensation"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_KeyManagementPersonnelCompensation1_da341eaf-935d-43ca-98c5-b0472718540c" xlink:to="loc_bsac_KeyManagementPersonnelCompensationPersonnelCompensation_06d9d5a2-40b8-41fe-bdf1-a6c095dcdbfb" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/PensionPlansDetailsScheduleofCashFlowforPostEmploymentBenefits" xlink:type="simple" xlink:href="bsac-20251231.xsd#PensionPlansDetailsScheduleofCashFlowforPostEmploymentBenefits"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/PensionPlansDetailsScheduleofCashFlowforPostEmploymentBenefits" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_3392ee5d-61ed-4c0f-9928-3a58da24007b" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LiabilityAssetOfDefinedBenefitPlans"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_FairValueOfPlanAssetsAtYearEnd_ed74869e-8ff1-460f-a085-0f27f508a66f" xlink:href="bsac-20251231.xsd#bsac_FairValueOfPlanAssetsAtYearEnd"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_3392ee5d-61ed-4c0f-9928-3a58da24007b" xlink:to="loc_bsac_FairValueOfPlanAssetsAtYearEnd_ed74869e-8ff1-460f-a085-0f27f508a66f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_PresentValueOfObligationsAtYearEnd_02414175-7452-4170-a1fd-ee9f277a424e" xlink:href="bsac-20251231.xsd#bsac_PresentValueOfObligationsAtYearEnd"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_3392ee5d-61ed-4c0f-9928-3a58da24007b" xlink:to="loc_bsac_PresentValueOfObligationsAtYearEnd_02414175-7452-4170-a1fd-ee9f277a424e" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/PensionPlansDetailsScheduleofPlanAssociatedExpenses" xlink:type="simple" xlink:href="bsac-20251231.xsd#PensionPlansDetailsScheduleofPlanAssociatedExpenses"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/PensionPlansDetailsScheduleofPlanAssociatedExpenses" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExpectedYieldOfInsuranceContracts_38631c1e-e78a-477d-933a-05c3696f2c6c" xlink:href="bsac-20251231.xsd#bsac_ExpectedYieldOfInsuranceContracts"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset_5c3adc91-c66c-41de-9321-e1b411ad2245" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ExpectedYieldOfInsuranceContracts_38631c1e-e78a-477d-933a-05c3696f2c6c" xlink:to="loc_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset_5c3adc91-c66c-41de-9321-e1b411ad2245" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExpectedYieldOfInsuranceContractsFairValueOfPlanAssets_5daf0b06-b9c9-4a33-8bc5-ab063dad9544" xlink:href="bsac-20251231.xsd#bsac_ExpectedYieldOfInsuranceContractsFairValueOfPlanAssets"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ExpectedYieldOfInsuranceContracts_38631c1e-e78a-477d-933a-05c3696f2c6c" xlink:to="loc_bsac_ExpectedYieldOfInsuranceContractsFairValueOfPlanAssets_5daf0b06-b9c9-4a33-8bc5-ab063dad9544" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CurrentPeriodServiceExpenses_92922b1f-0731-4e64-ad0b-72cf3eb94366" xlink:href="bsac-20251231.xsd#bsac_CurrentPeriodServiceExpenses"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ExpectedYieldOfInsuranceContracts_38631c1e-e78a-477d-933a-05c3696f2c6c" xlink:to="loc_bsac_CurrentPeriodServiceExpenses_92922b1f-0731-4e64-ad0b-72cf3eb94366" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExtraordinaryAllocations_cb935c6f-3b57-4fd2-9869-9d18386146e7" xlink:href="bsac-20251231.xsd#bsac_ExtraordinaryAllocations"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ExpectedYieldOfInsuranceContracts_38631c1e-e78a-477d-933a-05c3696f2c6c" xlink:to="loc_bsac_ExtraordinaryAllocations_cb935c6f-3b57-4fd2-9869-9d18386146e7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset_b42a0a59-8a08-4776-a7dc-445bbeb2260f" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset"/>
    <link:calculationArc order="5" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ExpectedYieldOfInsuranceContracts_38631c1e-e78a-477d-933a-05c3696f2c6c" xlink:to="loc_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset_b42a0a59-8a08-4776-a7dc-445bbeb2260f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ExpectedYieldOfInsuranceContractsOther_34facfd9-0e1f-4ff0-9e42-8892f5be7cee" xlink:href="bsac-20251231.xsd#bsac_ExpectedYieldOfInsuranceContractsOther"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ExpectedYieldOfInsuranceContracts_38631c1e-e78a-477d-933a-05c3696f2c6c" xlink:to="loc_bsac_ExpectedYieldOfInsuranceContractsOther_34facfd9-0e1f-4ff0-9e42-8892f5be7cee" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_d8a02c84-1c8e-453b-9179-e28f6ecfb295" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset"/>
    <link:calculationArc order="7" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_ExpectedYieldOfInsuranceContracts_38631c1e-e78a-477d-933a-05c3696f2c6c" xlink:to="loc_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_d8a02c84-1c8e-453b-9179-e28f6ecfb295" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/FairValueofFinancialAssetsandLiabilitiesDetailsScheduleofFinancialInstrumentsSubjecttoCompensation" xlink:type="simple" xlink:href="bsac-20251231.xsd#FairValueofFinancialAssetsandLiabilitiesDetailsScheduleofFinancialInstrumentsSubjecttoCompensation"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/FairValueofFinancialAssetsandLiabilitiesDetailsScheduleofFinancialInstrumentsSubjecttoCompensation" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_Assets1_9aa9003f-08cd-4991-b14f-db140dc8894e" xlink:href="bsac-20251231.xsd#bsac_Assets1"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AssetsRemainsOfUnrelatedAndUnencumberedFinancialInstruments_d4173758-1850-4c3e-8440-8ac3ddbd5830" xlink:href="bsac-20251231.xsd#bsac_AssetsRemainsOfUnrelatedAndUnencumberedFinancialInstruments"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_Assets1_9aa9003f-08cd-4991-b14f-db140dc8894e" xlink:to="loc_bsac_AssetsRemainsOfUnrelatedAndUnencumberedFinancialInstruments_d4173758-1850-4c3e-8440-8ac3ddbd5830" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AssetsNetCompensationAmount_412ff1e0-8883-450a-aec9-8267be8ab4bf" xlink:href="bsac-20251231.xsd#bsac_AssetsNetCompensationAmount"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_Assets1_9aa9003f-08cd-4991-b14f-db140dc8894e" xlink:to="loc_bsac_AssetsNetCompensationAmount_412ff1e0-8883-450a-aec9-8267be8ab4bf" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_LiabilityAmount_9d926982-bd27-4e6e-9203-b4ee3f3c38ca" xlink:href="bsac-20251231.xsd#bsac_LiabilityAmount"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_LiabilityNetAmountPresentedInBalance_f4baf43d-e453-41e9-bb9d-c2eea5ef503a" xlink:href="bsac-20251231.xsd#bsac_LiabilityNetAmountPresentedInBalance"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_LiabilityAmount_9d926982-bd27-4e6e-9203-b4ee3f3c38ca" xlink:to="loc_bsac_LiabilityNetAmountPresentedInBalance_f4baf43d-e453-41e9-bb9d-c2eea5ef503a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_LiabilityRemainingFinancialInstrumentsNotSubjectToNettingAgreements_76beb80e-32bb-4514-b316-2133e5b11b1c" xlink:href="bsac-20251231.xsd#bsac_LiabilityRemainingFinancialInstrumentsNotSubjectToNettingAgreements"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_LiabilityAmount_9d926982-bd27-4e6e-9203-b4ee3f3c38ca" xlink:to="loc_bsac_LiabilityRemainingFinancialInstrumentsNotSubjectToNettingAgreements_76beb80e-32bb-4514-b316-2133e5b11b1c" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/RiskManagementDetailsScheduleofFinancialAssetsandAssociatedCollateral" xlink:type="simple" xlink:href="bsac-20251231.xsd#RiskManagementDetailsScheduleofFinancialAssetsandAssociatedCollateral"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/RiskManagementDetailsScheduleofFinancialAssetsandAssociatedCollateral" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialAssets_0cd038df-4438-427c-9af3-ff0461f5d4b0" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssets"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_MaximumExposureToCreditRiskOfLoansOrReceivables1_1848ed36-aac9-4906-9047-6e0dc0e45995" xlink:href="bsac-20251231.xsd#bsac_MaximumExposureToCreditRiskOfLoansOrReceivables1"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FinancialAssets_0cd038df-4438-427c-9af3-ff0461f5d4b0" xlink:to="loc_bsac_MaximumExposureToCreditRiskOfLoansOrReceivables1_1848ed36-aac9-4906-9047-6e0dc0e45995" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities_30c5b454-07de-4661-bc24-6d5da1fef49d" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FinancialAssets_0cd038df-4438-427c-9af3-ff0461f5d4b0" xlink:to="loc_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities_30c5b454-07de-4661-bc24-6d5da1fef49d" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/RiskManagementDetailsScheduleofFairValueofDerivativeInstruments" xlink:type="simple" xlink:href="bsac-20251231.xsd#RiskManagementDetailsScheduleofFairValueofDerivativeInstruments"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/RiskManagementDetailsScheduleofFairValueofDerivativeInstruments" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NumberOfFinancialInstruments_c4c228e2-58c0-445e-bc1f-cab8c3aa6619" xlink:href="bsac-20251231.xsd#bsac_NumberOfFinancialInstruments"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DerivativeLoans_e1d01bed-4389-4254-be73-62836da51966" xlink:href="bsac-20251231.xsd#bsac_DerivativeLoans"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NumberOfFinancialInstruments_c4c228e2-58c0-445e-bc1f-cab8c3aa6619" xlink:to="loc_bsac_DerivativeLoans_e1d01bed-4389-4254-be73-62836da51966" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DerivativeFinancialInvestments_44c527f4-8e71-4e70-a6fb-3ae3c33ea1f8" xlink:href="bsac-20251231.xsd#bsac_DerivativeFinancialInvestments"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NumberOfFinancialInstruments_c4c228e2-58c0-445e-bc1f-cab8c3aa6619" xlink:to="loc_bsac_DerivativeFinancialInvestments_44c527f4-8e71-4e70-a6fb-3ae3c33ea1f8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DerivativeInstrumentsAdjustedMarketValue_5bea3611-2906-4c72-9f59-9cf3c9d54927" xlink:href="bsac-20251231.xsd#bsac_DerivativeInstrumentsAdjustedMarketValue"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NumberOfFinancialInstruments_c4c228e2-58c0-445e-bc1f-cab8c3aa6619" xlink:to="loc_bsac_DerivativeInstrumentsAdjustedMarketValue_5bea3611-2906-4c72-9f59-9cf3c9d54927" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DerivativeDeposits_39f7c40d-8c2b-49ef-99a3-f709926af75d" xlink:href="bsac-20251231.xsd#bsac_DerivativeDeposits"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NumberOfFinancialInstruments_c4c228e2-58c0-445e-bc1f-cab8c3aa6619" xlink:to="loc_bsac_DerivativeDeposits_39f7c40d-8c2b-49ef-99a3-f709926af75d" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/RiskManagementDetailsScheduleofBreakdownofBanksFixedIncomebyLevels" xlink:type="simple" xlink:href="bsac-20251231.xsd#RiskManagementDetailsScheduleofBreakdownofBanksFixedIncomebyLevels"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/RiskManagementDetailsScheduleofBreakdownofBanksFixedIncomebyLevels" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TotalLiquidAssets_54528c6b-5f5d-4b2a-a37f-995903e5c2f6" xlink:href="bsac-20251231.xsd#bsac_TotalLiquidAssets"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CashAndCashEquivalent_e2a967fe-4224-4f03-add4-82a9f382c989" xlink:href="bsac-20251231.xsd#bsac_CashAndCashEquivalent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalLiquidAssets_54528c6b-5f5d-4b2a-a37f-995903e5c2f6" xlink:to="loc_bsac_CashAndCashEquivalent_e2a967fe-4224-4f03-add4-82a9f382c989" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_Level2FixedIncome_096f2752-3646-4dad-aea9-92b496ded41a" xlink:href="bsac-20251231.xsd#bsac_Level2FixedIncome"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalLiquidAssets_54528c6b-5f5d-4b2a-a37f-995903e5c2f6" xlink:to="loc_bsac_Level2FixedIncome_096f2752-3646-4dad-aea9-92b496ded41a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_Level2FixedIncomeOne_7e40499d-c941-4adf-b32c-45b9dcffb22b" xlink:href="bsac-20251231.xsd#bsac_Level2FixedIncomeOne"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalLiquidAssets_54528c6b-5f5d-4b2a-a37f-995903e5c2f6" xlink:to="loc_bsac_Level2FixedIncomeOne_7e40499d-c941-4adf-b32c-45b9dcffb22b" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/RiskManagementDetailsScheduleofBreakdownbyMaturity" xlink:type="simple" xlink:href="bsac-20251231.xsd#RiskManagementDetailsScheduleofBreakdownbyMaturity"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/RiskManagementDetailsScheduleofBreakdownbyMaturity" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_MismatchAmount_ec0e01d9-94ee-4843-b685-63855a234b67" xlink:href="bsac-20251231.xsd#bsac_MismatchAmount"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CashFlowPayableLiabilitiesAndExpenses_8163379b-2234-4e70-bae7-dd53c156551a" xlink:href="bsac-20251231.xsd#bsac_CashFlowPayableLiabilitiesAndExpenses"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_MismatchAmount_ec0e01d9-94ee-4843-b685-63855a234b67" xlink:to="loc_bsac_CashFlowPayableLiabilitiesAndExpenses_8163379b-2234-4e70-bae7-dd53c156551a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CashFlowReceivableAssetsAndIncome_39f909f8-2e6e-4382-9eaf-cb82cfbc599c" xlink:href="bsac-20251231.xsd#bsac_CashFlowReceivableAssetsAndIncome"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_MismatchAmount_ec0e01d9-94ee-4843-b685-63855a234b67" xlink:to="loc_bsac_CashFlowReceivableAssetsAndIncome_39f909f8-2e6e-4382-9eaf-cb82cfbc599c" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/RiskManagementDetailsScheduleofNetLossesfromOperationalRisks" xlink:type="simple" xlink:href="bsac-20251231.xsd#RiskManagementDetailsScheduleofNetLossesfromOperationalRisks"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/RiskManagementDetailsScheduleofNetLossesfromOperationalRisks" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_NetLossFromOperationalRiskEvents_0cf7f57f-0843-46d7-ae43-04b4fbee0846" xlink:href="bsac-20251231.xsd#bsac_NetLossFromOperationalRiskEvents"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_GainLossesOnNetMonetaryPosition_72740890-119c-4336-9aa7-0e1e36e355c1" xlink:href="bsac-20251231.xsd#bsac_GainLossesOnNetMonetaryPosition"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NetLossFromOperationalRiskEvents_0cf7f57f-0843-46d7-ae43-04b4fbee0846" xlink:to="loc_bsac_GainLossesOnNetMonetaryPosition_72740890-119c-4336-9aa7-0e1e36e355c1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherExpenseByNature_c6709fea-b16c-4e1d-95ee-07531aa809dc" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherExpenseByNature"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_NetLossFromOperationalRiskEvents_0cf7f57f-0843-46d7-ae43-04b4fbee0846" xlink:to="loc_ifrs-full_OtherExpenseByNature_c6709fea-b16c-4e1d-95ee-07531aa809dc" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/RiskManagementDetailsSummaryOfTheChangesToTheMinimumBankingRegulationCapitalRequirements" xlink:type="simple" xlink:href="bsac-20251231.xsd#RiskManagementDetailsSummaryOfTheChangesToTheMinimumBankingRegulationCapitalRequirements"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/RiskManagementDetailsSummaryOfTheChangesToTheMinimumBankingRegulationCapitalRequirements" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_BankingRegulationCapitalAdequacyMinimum_ee680385-b985-404a-bff5-f51641414414" xlink:href="bsac-20251231.xsd#bsac_BankingRegulationCapitalAdequacyMinimum"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_BankingRegulationCounterCyclicalCapitalBufferCapitalAdequacyMinimum_b00d7606-556f-45f4-83e0-817f5f115901" xlink:href="bsac-20251231.xsd#bsac_BankingRegulationCounterCyclicalCapitalBufferCapitalAdequacyMinimum"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_BankingRegulationCapitalAdequacyMinimum_ee680385-b985-404a-bff5-f51641414414" xlink:to="loc_bsac_BankingRegulationCounterCyclicalCapitalBufferCapitalAdequacyMinimum_b00d7606-556f-45f4-83e0-817f5f115901" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_BankingRegulationCapitalConservationBufferCapitalAdequacyMinimum_49b2119c-b6e1-49ba-a2aa-cf4509e15968" xlink:href="bsac-20251231.xsd#bsac_BankingRegulationCapitalConservationBufferCapitalAdequacyMinimum"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_BankingRegulationCapitalAdequacyMinimum_ee680385-b985-404a-bff5-f51641414414" xlink:to="loc_bsac_BankingRegulationCapitalConservationBufferCapitalAdequacyMinimum_49b2119c-b6e1-49ba-a2aa-cf4509e15968" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_BankingRegulationSystemicChargeCapitalAdequacyMinimum_3b0221e5-8e9f-40b8-ac89-dca087fd43a0" xlink:href="bsac-20251231.xsd#bsac_BankingRegulationSystemicChargeCapitalAdequacyMinimum"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_BankingRegulationCapitalAdequacyMinimum_ee680385-b985-404a-bff5-f51641414414" xlink:to="loc_bsac_BankingRegulationSystemicChargeCapitalAdequacyMinimum_3b0221e5-8e9f-40b8-ac89-dca087fd43a0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_BankingRegulationCommonEquityEquivalentTier1CapitalAdequacyMinimum_5b186434-fc51-4428-8465-84a49fefe84c" xlink:href="bsac-20251231.xsd#bsac_BankingRegulationCommonEquityEquivalentTier1CapitalAdequacyMinimum"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_BankingRegulationCapitalAdequacyMinimum_ee680385-b985-404a-bff5-f51641414414" xlink:to="loc_bsac_BankingRegulationCommonEquityEquivalentTier1CapitalAdequacyMinimum_5b186434-fc51-4428-8465-84a49fefe84c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_BankingRegulationAdditionalTier1CapitalAdequacyMinimum_ee3409c5-9c59-405f-8522-a212b8595399" xlink:href="bsac-20251231.xsd#bsac_BankingRegulationAdditionalTier1CapitalAdequacyMinimum"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_BankingRegulationCapitalAdequacyMinimum_ee680385-b985-404a-bff5-f51641414414" xlink:to="loc_bsac_BankingRegulationAdditionalTier1CapitalAdequacyMinimum_ee3409c5-9c59-405f-8522-a212b8595399" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_BankingRegulationTier2RiskBasedCapitalRatioCapitalAdequacyMinimum_72e4de25-e95c-43c8-bff7-6b40288a20de" xlink:href="bsac-20251231.xsd#bsac_BankingRegulationTier2RiskBasedCapitalRatioCapitalAdequacyMinimum"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_BankingRegulationCapitalAdequacyMinimum_ee680385-b985-404a-bff5-f51641414414" xlink:to="loc_bsac_BankingRegulationTier2RiskBasedCapitalRatioCapitalAdequacyMinimum_72e4de25-e95c-43c8-bff7-6b40288a20de" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_BankingRegulationPillarIIChargeCapitalAdequacyMinimum_82439c64-7c8a-467d-b2c6-d3bd2e66750a" xlink:href="bsac-20251231.xsd#bsac_BankingRegulationPillarIIChargeCapitalAdequacyMinimum"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_BankingRegulationCapitalAdequacyMinimum_ee680385-b985-404a-bff5-f51641414414" xlink:to="loc_bsac_BankingRegulationPillarIIChargeCapitalAdequacyMinimum_82439c64-7c8a-467d-b2c6-d3bd2e66750a" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.bsac.com/role/RiskManagementDetailsScheduleofTotalAssetsRiskWeightedAssetsandComponentsofEffectiveEquity" xlink:type="simple" xlink:href="bsac-20251231.xsd#RiskManagementDetailsScheduleofTotalAssetsRiskWeightedAssetsandComponentsofEffectiveEquity"/>
  <link:calculationLink xlink:role="http://www.bsac.com/role/RiskManagementDetailsScheduleofTotalAssetsRiskWeightedAssetsandComponentsofEffectiveEquity" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdditionalTier1CapitalAT1_19c09a67-3125-428c-9220-2c4d8d62d9c4" xlink:href="bsac-20251231.xsd#bsac_AdditionalTier1CapitalAT1"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_PerpetualBondsAttributedToAdditionalCapitalLevel_09d9e6a4-d640-4c22-85a6-e1f48a9fd7fd" xlink:href="bsac-20251231.xsd#bsac_PerpetualBondsAttributedToAdditionalCapitalLevel"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_AdditionalTier1CapitalAT1_19c09a67-3125-428c-9220-2c4d8d62d9c4" xlink:to="loc_bsac_PerpetualBondsAttributedToAdditionalCapitalLevel_09d9e6a4-d640-4c22-85a6-e1f48a9fd7fd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_PreferredSharesAttributedToAdditionalCapitalTier_a90b38a9-0d15-4bf2-9848-af8b5f37fa40" xlink:href="bsac-20251231.xsd#bsac_PreferredSharesAttributedToAdditionalCapitalTier"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_AdditionalTier1CapitalAT1_19c09a67-3125-428c-9220-2c4d8d62d9c4" xlink:to="loc_bsac_PreferredSharesAttributedToAdditionalCapitalTier_a90b38a9-0d15-4bf2-9848-af8b5f37fa40" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_SubordinatedBondsImputedAsAdditionalCapitalLevel1_03d85123-2b80-47d8-89fc-36fdc9b24129" xlink:href="bsac-20251231.xsd#bsac_SubordinatedBondsImputedAsAdditionalCapitalLevel1"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_AdditionalTier1CapitalAT1_19c09a67-3125-428c-9220-2c4d8d62d9c4" xlink:to="loc_bsac_SubordinatedBondsImputedAsAdditionalCapitalLevel1_03d85123-2b80-47d8-89fc-36fdc9b24129" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DiscountsAppliedToAT1_6cd965e1-3a32-4c7e-b519-bc6605f7e46f" xlink:href="bsac-20251231.xsd#bsac_DiscountsAppliedToAT1"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_AdditionalTier1CapitalAT1_19c09a67-3125-428c-9220-2c4d8d62d9c4" xlink:to="loc_bsac_DiscountsAppliedToAT1_6cd965e1-3a32-4c7e-b519-bc6605f7e46f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_VoluntaryAdditionalProvisionsChargedAsAdditionalCapitalTier1AT1_48093f9a-d139-41dc-bebe-87f646ddbd52" xlink:href="bsac-20251231.xsd#bsac_VoluntaryAdditionalProvisionsChargedAsAdditionalCapitalTier1AT1"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_AdditionalTier1CapitalAT1_19c09a67-3125-428c-9220-2c4d8d62d9c4" xlink:to="loc_bsac_VoluntaryAdditionalProvisionsChargedAsAdditionalCapitalTier1AT1_48093f9a-d139-41dc-bebe-87f646ddbd52" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_RiskWeightedAssetsAfterApplyingTheOutputFloorRWA_8827388b-2633-4301-bfc7-d71a2bf51248" xlink:href="bsac-20251231.xsd#bsac_RiskWeightedAssetsAfterApplyingTheOutputFloorRWA"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AssetsWeightedForCreditRiskEstimatedAccordingToInternalMethodologiesAWCR_f65172ea-afb3-48bd-8417-ba965ecebabf" xlink:href="bsac-20251231.xsd#bsac_AssetsWeightedForCreditRiskEstimatedAccordingToInternalMethodologiesAWCR"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_RiskWeightedAssetsAfterApplyingTheOutputFloorRWA_8827388b-2633-4301-bfc7-d71a2bf51248" xlink:to="loc_bsac_AssetsWeightedForCreditRiskEstimatedAccordingToInternalMethodologiesAWCR_f65172ea-afb3-48bd-8417-ba965ecebabf" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_MarketRiskWeightedAssetsMRWA_8b3e5167-90a0-4d68-a32d-6c68acae97d2" xlink:href="bsac-20251231.xsd#bsac_MarketRiskWeightedAssetsMRWA"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_RiskWeightedAssetsAfterApplyingTheOutputFloorRWA_8827388b-2633-4301-bfc7-d71a2bf51248" xlink:to="loc_bsac_MarketRiskWeightedAssetsMRWA_8b3e5167-90a0-4d68-a32d-6c68acae97d2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AssetsWeightedForCreditRiskEstimatedAccordingToTheStandardMethodologyRAW_ce1ee956-999e-45d0-bdf6-d60e45073b91" xlink:href="bsac-20251231.xsd#bsac_AssetsWeightedForCreditRiskEstimatedAccordingToTheStandardMethodologyRAW"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_RiskWeightedAssetsAfterApplyingTheOutputFloorRWA_8827388b-2633-4301-bfc7-d71a2bf51248" xlink:to="loc_bsac_AssetsWeightedForCreditRiskEstimatedAccordingToTheStandardMethodologyRAW_ce1ee956-999e-45d0-bdf6-d60e45073b91" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OperationalRiskWeightedAssetsOPWA_69433e2c-3c03-458e-bc34-4c775df85b59" xlink:href="bsac-20251231.xsd#bsac_OperationalRiskWeightedAssetsOPWA"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_RiskWeightedAssetsAfterApplyingTheOutputFloorRWA_8827388b-2633-4301-bfc7-d71a2bf51248" xlink:to="loc_bsac_OperationalRiskWeightedAssetsOPWA_69433e2c-3c03-458e-bc34-4c775df85b59" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CapitalNivel2Equivalente_7a13653e-d993-41ec-aa86-c25feae46748" xlink:href="bsac-20251231.xsd#bsac_CapitalNivel2Equivalente"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_VoluntaryAdditionalProvisionsAllocatedAsTier2T2Capital_17186756-5208-4ac7-af75-b84b14014c79" xlink:href="bsac-20251231.xsd#bsac_VoluntaryAdditionalProvisionsAllocatedAsTier2T2Capital"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_CapitalNivel2Equivalente_7a13653e-d993-41ec-aa86-c25feae46748" xlink:to="loc_bsac_VoluntaryAdditionalProvisionsAllocatedAsTier2T2Capital_17186756-5208-4ac7-af75-b84b14014c79" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_SubordinatedBondsImputedAsTier2Capital_66b17937-92ff-4b31-a5cb-cbb4ba5f5e31" xlink:href="bsac-20251231.xsd#bsac_SubordinatedBondsImputedAsTier2Capital"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_CapitalNivel2Equivalente_7a13653e-d993-41ec-aa86-c25feae46748" xlink:to="loc_bsac_SubordinatedBondsImputedAsTier2Capital_66b17937-92ff-4b31-a5cb-cbb4ba5f5e31" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CommonEquityTier_6ff07456-9f74-481d-9039-ee1c61d6d378" xlink:href="bsac-20251231.xsd#bsac_CommonEquityTier"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdditionalDeductionsToCommonEquityTier1OtherThanItem2_a545baa2-b20d-41ca-95a0-3fcdd0ad7b3b" xlink:href="bsac-20251231.xsd#bsac_AdditionalDeductionsToCommonEquityTier1OtherThanItem2"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_CommonEquityTier_6ff07456-9f74-481d-9039-ee1c61d6d378" xlink:to="loc_bsac_AdditionalDeductionsToCommonEquityTier1OtherThanItem2_a545baa2-b20d-41ca-95a0-3fcdd0ad7b3b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CommonEquityEquivalentTier1CapitalCET1_851513d4-af92-4eec-94d2-be3dc113d08d" xlink:href="bsac-20251231.xsd#bsac_CommonEquityEquivalentTier1CapitalCET1"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_CommonEquityTier_6ff07456-9f74-481d-9039-ee1c61d6d378" xlink:to="loc_bsac_CommonEquityEquivalentTier1CapitalCET1_851513d4-af92-4eec-94d2-be3dc113d08d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_EffectiveEquity_5caf2a59-759f-4084-883c-a9c2da724cba" xlink:href="bsac-20251231.xsd#bsac_EffectiveEquity"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OtherEquity_6534d50f-1b33-416e-a072-1d6d58c51272" xlink:href="bsac-20251231.xsd#bsac_OtherEquity"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_EffectiveEquity_5caf2a59-759f-4084-883c-a9c2da724cba" xlink:to="loc_bsac_OtherEquity_6534d50f-1b33-416e-a072-1d6d58c51272" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_Tier2CapitalT2_1a1daf11-8ee2-4800-8bbd-d8e7267ae292" xlink:href="bsac-20251231.xsd#bsac_Tier2CapitalT2"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_EffectiveEquity_5caf2a59-759f-4084-883c-a9c2da724cba" xlink:to="loc_bsac_Tier2CapitalT2_1a1daf11-8ee2-4800-8bbd-d8e7267ae292" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OtherEquity_39136772-7878-48b7-a6ed-f7eab3a6deb1" xlink:href="bsac-20251231.xsd#bsac_OtherEquity"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AdditionalTier1CapitalAT1_3f6867a4-aa8e-47fa-aaf8-a246654575cd" xlink:href="bsac-20251231.xsd#bsac_AdditionalTier1CapitalAT1"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherEquity_39136772-7878-48b7-a6ed-f7eab3a6deb1" xlink:to="loc_bsac_AdditionalTier1CapitalAT1_3f6867a4-aa8e-47fa-aaf8-a246654575cd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CommonEquityTier_279e25ef-485e-4b11-870d-ecbdb0db9695" xlink:href="bsac-20251231.xsd#bsac_CommonEquityTier"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_OtherEquity_39136772-7878-48b7-a6ed-f7eab3a6deb1" xlink:to="loc_bsac_CommonEquityTier_279e25ef-485e-4b11-870d-ecbdb0db9695" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TotalAssetsForRegulatoryPurposes_a5a99db9-88fe-40b0-b199-4481820aabeb" xlink:href="bsac-20251231.xsd#bsac_TotalAssetsForRegulatoryPurposes"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AssetsGeneratedByTheIntermediationOfFinancialInstruments_3c11fdd7-e82f-4164-9abe-80cf59f31d75" xlink:href="bsac-20251231.xsd#bsac_AssetsGeneratedByTheIntermediationOfFinancialInstruments"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalAssetsForRegulatoryPurposes_a5a99db9-88fe-40b0-b199-4481820aabeb" xlink:to="loc_bsac_AssetsGeneratedByTheIntermediationOfFinancialInstruments_3c11fdd7-e82f-4164-9abe-80cf59f31d75" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CreditEquivalents_9ad4c611-caba-4f2b-96e4-bfb0bfd64e9a" xlink:href="bsac-20251231.xsd#bsac_CreditEquivalents"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalAssetsForRegulatoryPurposes_a5a99db9-88fe-40b0-b199-4481820aabeb" xlink:to="loc_bsac_CreditEquivalents_9ad4c611-caba-4f2b-96e4-bfb0bfd64e9a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_InvestmentInSubsidiariesThatAreNotConsolidated_fd61d41c-183a-4c35-ad4f-4daf5c28b150" xlink:href="bsac-20251231.xsd#bsac_InvestmentInSubsidiariesThatAreNotConsolidated"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalAssetsForRegulatoryPurposes_a5a99db9-88fe-40b0-b199-4481820aabeb" xlink:to="loc_bsac_InvestmentInSubsidiariesThatAreNotConsolidated_fd61d41c-183a-4c35-ad4f-4daf5c28b150" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_TotalAssetsAccordingToTheStatementOfFinancialPosition_7b19aa30-2170-4c6d-b6a0-564e24bb0287" xlink:href="bsac-20251231.xsd#bsac_TotalAssetsAccordingToTheStatementOfFinancialPosition"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalAssetsForRegulatoryPurposes_a5a99db9-88fe-40b0-b199-4481820aabeb" xlink:to="loc_bsac_TotalAssetsAccordingToTheStatementOfFinancialPosition_7b19aa30-2170-4c6d-b6a0-564e24bb0287" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_ContingentCredits_6694ffe3-3eed-46a3-b7e2-c9c44a6020ad" xlink:href="bsac-20251231.xsd#bsac_ContingentCredits"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalAssetsForRegulatoryPurposes_a5a99db9-88fe-40b0-b199-4481820aabeb" xlink:to="loc_bsac_ContingentCredits_6694ffe3-3eed-46a3-b7e2-c9c44a6020ad" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AssetsDiscountedFromRegulatoryCapitalOtherThanItem2_805b33bc-5eb9-48ef-8ab2-e156d8e7d6ab" xlink:href="bsac-20251231.xsd#bsac_AssetsDiscountedFromRegulatoryCapitalOtherThanItem2"/>
    <link:calculationArc order="6" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_TotalAssetsForRegulatoryPurposes_a5a99db9-88fe-40b0-b199-4481820aabeb" xlink:to="loc_bsac_AssetsDiscountedFromRegulatoryCapitalOtherThanItem2_805b33bc-5eb9-48ef-8ab2-e156d8e7d6ab" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_Tier2CapitalT2_8c3b4f7e-d7c8-42a3-ac0b-7b6d585901fa" xlink:href="bsac-20251231.xsd#bsac_Tier2CapitalT2"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_CapitalNivel2Equivalente_da51180b-5cda-45f0-a6e1-ed99ce0a76e6" xlink:href="bsac-20251231.xsd#bsac_CapitalNivel2Equivalente"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_Tier2CapitalT2_8c3b4f7e-d7c8-42a3-ac0b-7b6d585901fa" xlink:to="loc_bsac_CapitalNivel2Equivalente_da51180b-5cda-45f0-a6e1-ed99ce0a76e6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_DiscountsAppliedToT2_5a398148-0a49-43a8-858c-4158844b8b52" xlink:href="bsac-20251231.xsd#bsac_DiscountsAppliedToT2"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_Tier2CapitalT2_8c3b4f7e-d7c8-42a3-ac0b-7b6d585901fa" xlink:to="loc_bsac_DiscountsAppliedToT2_5a398148-0a49-43a8-858c-4158844b8b52" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_RiskWeightedAssetsRWA_506b1fb6-7c3f-4f6a-9cde-79555b4e0c4a" xlink:href="bsac-20251231.xsd#bsac_RiskWeightedAssetsRWA"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AssetsWeightedForCreditRiskEstimatedAccordingToInternalMethodologiesAWCR_5aa1474a-e92f-49eb-a43c-ad100853c381" xlink:href="bsac-20251231.xsd#bsac_AssetsWeightedForCreditRiskEstimatedAccordingToInternalMethodologiesAWCR"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_RiskWeightedAssetsRWA_506b1fb6-7c3f-4f6a-9cde-79555b4e0c4a" xlink:to="loc_bsac_AssetsWeightedForCreditRiskEstimatedAccordingToInternalMethodologiesAWCR_5aa1474a-e92f-49eb-a43c-ad100853c381" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_MarketRiskWeightedAssetsMRWA_fe1be492-3d98-4da9-816f-e98eac216c27" xlink:href="bsac-20251231.xsd#bsac_MarketRiskWeightedAssetsMRWA"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_RiskWeightedAssetsRWA_506b1fb6-7c3f-4f6a-9cde-79555b4e0c4a" xlink:to="loc_bsac_MarketRiskWeightedAssetsMRWA_fe1be492-3d98-4da9-816f-e98eac216c27" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_AssetsWeightedForCreditRiskEstimatedAccordingToTheStandardMethodologyRAW_cc723a8d-73ef-4f42-b75d-9173cb6c06be" xlink:href="bsac-20251231.xsd#bsac_AssetsWeightedForCreditRiskEstimatedAccordingToTheStandardMethodologyRAW"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_RiskWeightedAssetsRWA_506b1fb6-7c3f-4f6a-9cde-79555b4e0c4a" xlink:to="loc_bsac_AssetsWeightedForCreditRiskEstimatedAccordingToTheStandardMethodologyRAW_cc723a8d-73ef-4f42-b75d-9173cb6c06be" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bsac_OperationalRiskWeightedAssetsOPWA_7ff0d757-dfe1-484b-a783-b03c4d619417" xlink:href="bsac-20251231.xsd#bsac_OperationalRiskWeightedAssetsOPWA"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bsac_RiskWeightedAssetsRWA_506b1fb6-7c3f-4f6a-9cde-79555b4e0c4a" xlink:to="loc_bsac_OperationalRiskWeightedAssetsOPWA_7ff0d757-dfe1-484b-a783-b03c4d619417" xlink:type="arc"/>
  </link:calculationLink>
</link:linkbase>
