| Schedule of banks consolidated financial statements |
| Schedule of banks consolidated financial statements |
|
|
|
|
|
|
| |
2025 |
|
2024 |
|
2023 |
|
| Thousand of Reais |
|
|
|
|
|
|
| Interest and similar income |
162,494,639 |
|
137,183,478 |
|
128,282,707 |
|
| Net fee and commission income |
17,495,456 |
|
17,205,209 |
|
15,639,965 |
|
| Impairment losses on financial assets (net) |
(29,539,862) |
|
(28,484,030) |
|
(28,008,086) |
|
| Other income and expense |
(1,052,939) |
|
(2,705,149) |
|
5,260,422 |
|
| Interest expense and similar charges |
(104,860,321) |
|
(80,504,918) |
|
(81,398,673) |
|
| Third-party input |
(9,305,934) |
|
(8,682,746) |
|
(8,677,366) |
|
| Materials, energy and others |
(818,329) |
|
(878,393) |
|
(896,232) |
|
| Third-party services |
(6,650,285) |
|
(6,165,611) |
|
(6,329,546) |
|
| Loss/Recovery of Asset Values |
(396,946) |
|
(252,487) |
|
(250,173) |
|
| Other |
(1,440,374) |
|
(1,386,255) |
|
(1,201,415) |
|
| Gross added value |
35,231,039 |
|
34,011,844 |
|
31,098,969 |
|
| Depreciation and amortization |
(2,625,783) |
|
(2,731,018) |
|
(2,740,950) |
|
| Added value produced |
32,605,256 |
|
31,280,826 |
|
28,358,019 |
|
| Investments in affiliates and subsidiaries |
458,313 |
|
312,986 |
|
239,236 |
|
| Added value to distribute |
33,063,569 |
|
31,593,812 |
|
28,597,255 |
|
| Added value distribution |
|
|
|
|
|
|
| Employee |
10,324,608 |
31.2% |
10,304,959 |
32.6% |
9,567,687 |
33.5% |
| Compensation |
7,453,413 |
|
7,381,229 |
|
6,804,098 |
|
| Benefits |
2,017,686 |
|
1,975,443 |
|
1,843,988 |
|
| Government severance indemnity funds for employees - FGTS |
582,444 |
|
569,555 |
|
549,538 |
|
| Other |
271,065 |
|
378,732 |
|
370,063 |
|
| Taxes |
9,585,502 |
29.0% |
7,640,888 |
24.2% |
9,382,381 |
32.8% |
| Federal |
9,576,426 |
|
7,632,666 |
|
9,375,150 |
|
| Municipal |
9,076 |
|
8,222 |
|
7,231 |
|
| Compensation of third-party capital - rental |
188,336 |
0.6% |
234,202 |
0.7% |
148,375 |
0.5% |
| Remuneration of interest on capital |
12,965,123 |
39.2% |
13,413,763 |
42.5% |
9,498,812 |
33.2% |
| Dividends and interest on capital |
7,620,000 |
|
6,000,000 |
|
6,200,000 |
|
| Profit Reinvestment |
5,146,035 |
|
7,365,506 |
|
3,249,313 |
|
| Profit (loss) attributable to non-controlling interests |
199,088 |
|
48,257 |
|
49,499 |
|
| Total |
33,063,569 |
100.0% |
31,593,812 |
100.0% |
28,597,255 |
100.0% |
|