Loans and advances to clients (Details 5) - BRL (R$)
R$ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
| IfrsStatementLineItems [Line Items] |
|
|
| Balance at the beginning of the fiscal year |
R$ 35,668,907
|
R$ 35,152,071
|
| Impairment losses recognized in profit or loss |
27,492,366
|
25,973,514
|
| Transfers between stages |
23,342,141
|
18,029,403
|
| Changes during the period |
4,150,225
|
7,944,111
|
| Comprising: |
|
|
| Commercial and Industrial |
7,557,816
|
6,029,697
|
| Real Estate Credit - Construction |
289,974
|
248,238
|
| Loans to Individuals |
19,631,597
|
19,680,801
|
| Leasing |
12,980
|
14,778
|
| Changes by Stage |
|
|
| Write-off of impaired balances recognized in loss provisions |
(22,502,647)
|
(25,401,779)
|
| Comprising: |
|
|
| Commercial and Industrial |
(4,949,687)
|
(7,447,925)
|
| Real Estate Credit - Construction |
(120,837)
|
(76,697)
|
| Loans to Individuals |
(17,428,285)
|
(17,875,232)
|
| Leasing |
(3,838)
|
(1,925)
|
| Foreign Exchange Fluctuation |
35,553
|
(54,899)
|
| Balance at the end of the fiscal year |
40,694,182
|
35,668,907
|
| Comprising: |
|
|
| Loans and advances to Customers |
37,491,433
|
33,597,930
|
| Loans and other receivables from credit institutions (Note 5) |
926
|
1,421
|
| Provision for debt instruments (Note 6) |
3,201,823
|
2,069,556
|
| Recoveries of previously written-off loans |
1,415,409
|
993,906
|
| Comprising: |
|
|
| Commercial and Industrial |
520,446
|
49,838
|
| Real Estate Credit - Construction |
90,756
|
396,276
|
| Loans to Individuals |
801,882
|
542,986
|
| Leasing |
2,325
|
4,806
|
| Discount Granted |
(3,462,905)
|
(3,504,422)
|
| Balance at the beginning of the fiscal year |
35,668,907
|
35,152,071
|
| Impairment losses recognized in profit or loss |
27,492,366
|
25,973,514
|
| Comprising: |
|
|
| Commercial and Industrial |
7,557,815
|
6,029,697
|
| Real Estate Credit - Construction |
289,974
|
248,238
|
| Loans to Individuals |
19,631,597
|
19,680,801
|
| Leasing |
12,980
|
14,778
|
| Write-off of impaired balances recognized in loss provisions |
(22,502,647)
|
(25,401,779)
|
| Comprising: |
|
|
| Commercial and Industrial |
(4,949,687)
|
(7,447,925)
|
| Real Estate Credit - Construction |
(120,837)
|
(76,697)
|
| Loans to Individuals |
(17,428,285)
|
(17,875,232)
|
| Leasing |
(3,838)
|
(1,925)
|
| Foreign Exchange Fluctuation |
35,553
|
(54,899)
|
| Balance at the end of the fiscal year |
40,694,182
|
35,668,907
|
| Comprising: |
|
|
| Loans and advances to Customers |
37,491,433
|
33,597,930
|
| Loans and other receivables from credit institutions (Note 5) |
926
|
1,421
|
| Provision for debt instruments (Note 6) |
3,201,823
|
2,069,556
|
| Recoveries of previously written-off loans |
1,415,409
|
993,906
|
| Comprising: |
|
|
| Commercial and Industrial |
520,446
|
396,276
|
| Real Estate Credit - Construction |
90,756
|
49,838
|
| Loans to Individuals |
801,882
|
542,986
|
| Leasing |
2,325
|
4,806
|
| Stage 1 [Member] | Credit Losses Expected In 12 Months [Member] |
|
|
| IfrsStatementLineItems [Line Items] |
|
|
| Balance at the beginning of the fiscal year |
4,183,653
|
3,551,060
|
| Impairment losses recognized in profit or loss |
527,869
|
3,596,815
|
| Transfers between stages |
646,591
|
(1,090,735)
|
| Changes during the period |
(118,722)
|
4,687,550
|
| Comprising: |
|
|
| Commercial and Industrial |
1,532,673
|
325,319
|
| Real Estate Credit - Construction |
(195,394)
|
(153,110)
|
| Loans to Individuals |
(811,317)
|
3,423,858
|
| Leasing |
1,907
|
747
|
| Changes by Stage |
(805,984)
|
(2,941,647)
|
| Write-off of impaired balances recognized in loss provisions |
|
|
| Comprising: |
|
|
| Commercial and Industrial |
|
|
| Real Estate Credit - Construction |
|
|
| Loans to Individuals |
|
|
| Leasing |
|
|
| Foreign Exchange Fluctuation |
12,867
|
(22,575)
|
| Balance at the end of the fiscal year |
3,881,814
|
4,183,653
|
| Comprising: |
|
|
| Loans and advances to Customers |
3,610,101
|
4,047,725
|
| Loans and other receivables from credit institutions (Note 5) |
926
|
1,421
|
| Provision for debt instruments (Note 6) |
270,787
|
134,507
|
| Recoveries of previously written-off loans |
|
|
| Comprising: |
|
|
| Commercial and Industrial |
|
|
| Real Estate Credit - Construction |
|
|
| Loans to Individuals |
|
|
| Leasing |
|
|
| Discount Granted |
|
|
| Stage [Member] | Expected Credit Losses Over Useful Life Not Subject To Impairment [Member] |
|
|
| IfrsStatementLineItems [Line Items] |
|
|
| Balance at the beginning of the fiscal year |
5,424,192
|
5,809,160
|
| Impairment losses recognized in profit or loss |
4,717,689
|
4,407,546
|
| Transfers between stages |
3,857,430
|
2,055,390
|
| Changes during the period |
860,259
|
2,352,156
|
| Comprising: |
|
|
| Commercial and Industrial |
26,131
|
810,188
|
| Real Estate Credit - Construction |
28,444
|
135,523
|
| Loans to Individuals |
4,657,792
|
3,460,624
|
| Leasing |
5,322
|
1,210
|
| Changes by Stage |
(3,047,008)
|
(4,780,338)
|
| Write-off of impaired balances recognized in loss provisions |
|
|
| Comprising: |
|
|
| Commercial and Industrial |
|
|
| Real Estate Credit - Construction |
|
|
| Loans to Individuals |
|
|
| Leasing |
|
|
| Foreign Exchange Fluctuation |
6,431
|
(12,176)
|
| Balance at the end of the fiscal year |
7,082,727
|
5,424,192
|
| Comprising: |
|
|
| Loans and advances to Customers |
6,685,874
|
5,369,369
|
| Loans and other receivables from credit institutions (Note 5) |
|
|
| Provision for debt instruments (Note 6) |
396,853
|
54,823
|
| Recoveries of previously written-off loans |
|
|
| Comprising: |
|
|
| Commercial and Industrial |
|
|
| Real Estate Credit - Construction |
|
|
| Loans to Individuals |
|
|
| Leasing |
|
|
| Discount Granted |
|
|
| Stage 3 [Member] | Expected Credit Losses During The Useful Life Subject To Impairment [Member] |
|
|
| IfrsStatementLineItems [Line Items] |
|
|
| Balance at the beginning of the fiscal year |
26,061,062
|
25,791,851
|
| Impairment losses recognized in profit or loss |
22,246,808
|
17,969,153
|
| Transfers between stages |
18,838,120
|
17,064,748
|
| Changes during the period |
3,408,688
|
904,405
|
| Comprising: |
|
|
| Commercial and Industrial |
5,999,012
|
4,894,190
|
| Real Estate Credit - Construction |
456,924
|
265,825
|
| Loans to Individuals |
15,785,122
|
12,796,319
|
| Leasing |
5,751
|
12,821
|
| Changes by Stage |
3,852,992
|
7,721,985
|
| Write-off of impaired balances recognized in loss provisions |
(22,502,647)
|
(25,401,779)
|
| Comprising: |
|
|
| Commercial and Industrial |
(4,949,687)
|
(7,447,925)
|
| Real Estate Credit - Construction |
(120,837)
|
(76,697)
|
| Loans to Individuals |
(17,428,285)
|
(17,875,232)
|
| Leasing |
(3,838)
|
(1,925)
|
| Foreign Exchange Fluctuation |
16,255
|
(20,148)
|
| Balance at the end of the fiscal year |
29,729,641
|
26,061,062
|
| Comprising: |
|
|
| Loans and advances to Customers |
27,195,458
|
24,180,836
|
| Loans and other receivables from credit institutions (Note 5) |
|
|
| Provision for debt instruments (Note 6) |
2,534,183
|
1,880,226
|
| Recoveries of previously written-off loans |
1,415,408
|
993,906
|
| Comprising: |
|
|
| Commercial and Industrial |
520,446
|
49,838
|
| Real Estate Credit - Construction |
90,756
|
396,276
|
| Loans to Individuals |
801,882
|
542,986
|
| Leasing |
2,325
|
4,806
|
| Discount Granted |
R$ (3,462,905)
|
R$ (3,504,422)
|