APPENDIX II - STATEMENT OF VALUE ADDED (Details) - BRL (R$) R$ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Statement Of Value Added | |||
| Interest and similar income | R$ 162,494,639 | R$ 137,183,478 | R$ 128,282,707 |
| Net fee and commission income | 17,495,456 | 17,205,209 | 15,639,965 |
| Impairment losses on financial assets (net) | (29,539,862) | (28,484,030) | (28,008,086) |
| Other income and expense | (1,052,939) | (2,705,149) | 5,260,422 |
| Interest expense and similar charges | (104,860,321) | (80,504,918) | (81,398,673) |
| Third-party input | (9,305,934) | (8,682,746) | (8,677,366) |
| Materials, energy and others | (818,329) | (878,393) | (896,232) |
| Third-party services | (6,650,285) | (6,165,611) | (6,329,546) |
| Loss/Recovery of Asset Values | (396,946) | (252,487) | (250,173) |
| Other | (1,440,374) | (1,386,255) | (1,201,415) |
| Gross added value | 35,231,039 | 34,011,844 | 31,098,969 |
| Depreciation and amortization | (2,625,783) | (2,731,018) | (2,740,950) |
| Added value produced | 32,605,256 | 31,280,826 | 28,358,019 |
| Investments in affiliates and subsidiaries | 458,313 | 312,986 | 239,236 |
| Added value to distribute | 33,063,569 | 31,593,812 | 28,597,255 |
| Added value distribution | |||
| Employee | R$ 10,324,608 | R$ 10,304,959 | R$ 9,567,687 |
| Employee Percent | 31.20% | 32.60% | 33.50% |
| Compensation | R$ 7,453,413 | R$ 7,381,229 | R$ 6,804,098 |
| Benefits | 2,017,686 | 1,975,443 | 1,843,988 |
| Government severance indemnity funds for employees - FGTS | 582,444 | 569,555 | 549,538 |
| Other | 271,065 | 378,732 | 370,063 |
| Taxes | R$ 9,585,502 | R$ 7,640,888 | R$ 9,382,381 |
| Taxes Percent | 29.00% | 24.20% | 32.80% |
| Federal | R$ 9,576,426 | R$ 7,632,666 | R$ 9,375,150 |
| Municipal | 9,076 | 8,222 | 7,231 |
| Compensation of third-party capital - rental | R$ 188,336 | R$ 234,202 | R$ 148,375 |
| Compensation of third party capital rental percent | 0.60% | 0.70% | 0.50% |
| Remuneration of interest on capital | R$ 12,965,123 | R$ 13,413,763 | R$ 9,498,812 |
| Remuneration of interest on capital percent | 39.20% | 42.50% | 33.20% |
| Dividends and interest on capital | R$ 7,620,000 | R$ 6,000,000 | R$ 6,200,000 |
| Profit Reinvestment | 5,146,035 | 7,365,506 | 3,249,313 |
| Profit (loss) attributable to non-controlling interests | 199,088 | 48,257 | 49,499 |
| Total | R$ 33,063,569 | R$ 31,593,812 | R$ 28,597,255 |
| Total percentage | 100.00% | 100.00% | 100.00% |