v3.25.4
Consolidated Statement of Income - BRL (R$)
R$ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Profit or loss [abstract]      
Interest and similar income R$ 162,494,639 R$ 137,183,478 R$ 128,282,707
Interest and similar expenses (104,860,321) (80,504,918) (81,398,673)
Net Interest Income 57,634,318 56,678,560 46,884,034
Equity instrument income 85,528 83,647 22,179
Equity method income (loss) 458,313 312,986 239,236
Fee and commission income 25,521,847 23,664,987 22,454,778
Fee and commission expense (8,026,391) (6,459,778) (6,814,813)
Gains (losses) on financial assets and liabilities (net) 10,945,319 (1,358,674) 2,729,519
Financial assets measured at fair value through profit or loss 7,889,797 (641,147) 3,440,830
Financial instruments not measured at fair value through profit or loss (416,389) (180,427) (463,844)
Hedge and Other   3,471,911 (537,100) (247,467)
Foreign exchange fluctuations (net) (10,814,056) 1,487,679 1,065,167
Other operating expense (net) (808,321) (652,121) (715,790)
Total Income 74,996,557 73,757,286 65,864,310
Administrative expenses (20,938,438) (20,416,504) (19,562,641)
Personnel expenses (11,699,346) (11,597,996) (10,813,926)
Other administrative expenses (9,239,092) (8,818,508) (8,748,715)
Depreciation and amortization (2,625,783) (2,731,018) (2,740,950)
Permanent assets (1,087,034) (1,586,278) (1,841,616)
Intangible assets (1,538,749) (1,144,740) (899,334)
Provisions (net) (4,978,678) (4,595,238) (4,424,412)
Impairment losses on financial assets (net) (29,539,862) (28,484,030) (28,008,086)
Financial assets measured at amortized cost (29,539,862) (28,484,030) (28,008,086)
Impairment losses on other assets (net) (396,946) (252,487) (250,173)
Other intangible assets (67,023) (48,897) (19,473)
Other assets (329,923) (203,590) (230,700)
Gains (losses) on disposal of assets not classified as non-current assets held for sale 111,041 1,806,183 998,408
Gains (losses) on disposal and expenses on non-current assets held for sale not classified as discontinued operations 101,103 106,036 45,195
Operating Income Before Tax 16,728,994 19,190,228 11,921,651
Income taxes (3,763,871) (5,776,465) (2,422,839)
Consolidated Net Income for the Fiscal Year 12,965,123 13,413,763 9,498,812
Profit attributable to the Parent Company 12,766,035 13,365,506 9,449,313
Profit attributable to non-controlling interests 199,088 48,257 49,499
Consolidated Net Income for the Fiscal Year R$ 12,965,123 R$ 13,413,763 R$ 9,498,812