| Fee and commission income |
| 34. | Fee and commission income |
The "Fee and Commission Income" line item
includes all fees and commissions accrued to the Bank's benefit during the year, excluding those that are incorporated into the effective
interest rate on financial instruments.
The breakdown of the balance for this line item is
presented below:
| Schedule of breakdown of fee and commission |
|
|
|
| Thousand of Reais |
2025 |
2024 |
2023 |
| Collection and payment services: |
|
|
|
| Bills |
882,398 |
961,360 |
1,040,113 |
| Demand accounts |
2,821,608 |
2,965,171 |
2,940,423 |
| Cards (Credit and Debit) and Acquiring Services |
7,396,239 |
6,663,921 |
6,528,718 |
| Checks and other |
79,829 |
87,459 |
98,884 |
| Orders |
1,129,938 |
1,095,150 |
905,907 |
| Total |
12,310,012 |
11,773,061 |
11,514,045 |
| |
|
|
|
| Marketing of non-Banking financial products: |
|
|
|
| Investment funds |
628,939 |
573,929 |
510,695 |
| Insurance and brokerage commissions |
4,540,439 |
4,183,116 |
3,646,974 |
| Capitalization plans |
996,108 |
622,573 |
712,660 |
| Total |
6,165,486 |
5,379,618 |
4,870,329 |
| Securities services: |
|
|
|
| Securities underwriting and placement |
1,156,528 |
1,077,297 |
1,167,677 |
| Securities trading |
234,863 |
329,009 |
291,167 |
| Administration and custody |
1,214,251 |
984,656 |
898,058 |
| Asset management |
1,899 |
418 |
1,645 |
| Total |
2,607,541 |
2,391,380 |
2,358,547 |
| |
|
|
|
| Other: |
|
|
|
| Foreign exchange |
1,896,397 |
1,835,203 |
1,856,492 |
| Financial guarantees |
911,072 |
884,711 |
757,770 |
| Other fees and commissions |
1,631,339 |
1,401,014 |
1,097,595 |
| Total |
4,438,808 |
4,120,928 |
3,711,857 |
| Total |
25,521,847 |
23,664,987 |
22,454,778 |
|