Accumulated Other Comprehensive Loss (Tables)

The following table summarizes the changes in AOCL, net of tax, for the periods presented:


	Securities AFS		Cash Flow Hedges		Pension and Post-retirement Plans		Total
Balance as of December 31, 2022	$	(626)	$	52	$	(46)	$	(620)
Other comprehensive income (loss) before reclassification, net of tax	45		6		12		63
Amounts reclassified from AOCL to (income)/expense, net of tax	—		(48)		6		(42)
Other comprehensive income (loss), net of tax	45		(42)		18		21
Balance as of December 31, 2023	$	(581)	$	10	$	(28)	$	(599)
Other comprehensive income (loss) before reclassification, net of tax	(72)		106		(8)		26
Amounts reclassified from AOCL to (income)/expense, net of tax	—		(69)		2		(67)
Other comprehensive income (loss), net of tax	(72)		37		(6)		(41)
Balance as of December 31, 2024	$	(653)	$	47	$	(34)	$	(640)
Other comprehensive income (loss) before reclassification, net of tax	186		—		10		196
Amounts reclassified from AOCL to (income)/expense, net of tax	—		(47)		2		(45)
Other comprehensive income (loss), net of tax	186		(47)		12		151
Balance as of December 31, 2025	$	(467)	$	—	$	(22)	$	(489)

The following table sets forth the amounts reclassified out of accumulated other comprehensive loss:


	Amount Reclassified out of AOCL						Affected Line Item in the Consolidated Statements of (Loss) Income
	2025		2024		2023



Cash Flow Hedges:
Realized gain on cash flow hedges	$	64	$	93	$	65	Interest expense - Borrowed funds
Tax benefit (expense)	(17)		(24)		(17)		Income tax (benefit)
	$	47	$	69	$	48
Pension and Post-retirement Plans:

Amortization of actuarial losses	(3)		(3)		(7)		General and administrative
Tax benefit (expense)	1		1		1		Income tax (benefit)
	$	(2)	$	(2)	$	(6)
Amounts reclassified from AOCL, net of tax	$	45	$	67	$	42