| Schedule of Regulatory Capital Ratios |
The following table sets forth our common equity tier 1, tier 1 risk-based, total risk-based, and leverage capital amounts and ratios, as well as the respective minimum regulatory capital requirements, at that date:
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Risk-Based Capital | | | | | Common Equity Tier 1 | | Tier 1 | | Total | | Leverage Capital | | December 31, 2025 | Amount | Ratio | | Amount | Ratio | | Amount | Ratio | | Amount | Ratio | Actual capital | $ | 7,845 | | 12.83 | % | | $ | 8,348 | | 13.66 | % | | $ | 9,921 | | 16.23 | % | | $ | 8,348 | | 9.22 | % | | Minimum for capital adequacy purposes | 2,751 | | 4.50 | | | 3,668 | | 6.00 | | | 4,890 | | 8.00 | | | 3,623 | | 4.00 | | | Excess | $ | 5,094 | | 8.33 | % | | $ | 4,680 | | 7.66 | % | | $ | 5,031 | | 8.23 | % | | $ | 4,725 | | 5.22 | % | | December 31, 2024 | | | | | | | | | | | | Actual capital | $ | 7,997 | | 11.83 | % | | $ | 8,501 | | 12.57 | % | | $ | 10,238 | | 15.14 | % | | $ | 8,501 | | 7.68 | % | | Minimum for capital adequacy purposes | 3,043 | | 4.50 | | | 4,057 | | 6.00 | | | 5,409 | | 8.00 | | | 4,428 | | 4.00 | | | Excess | $ | 4,954 | | 7.33 | % | | $ | 4,444 | | 6.57 | % | | $ | 4,829 | | 7.14 | % | | $ | 4,073 | | 3.68 | % |
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