v3.25.4
Commitments and Contingencies (Tables)
12 Months Ended
Dec. 31, 2025
Commitments and Contingencies Disclosure [Abstract]  
Schedule of the Contractual Amount of Significant Commitments
The following table summarizes our off-balance sheet commitments to originate loans and letters of credit:

December 31,
20252024
Multi-family and commercial real estate(1)
$553 $2,478 
One-to-four family including interest rate locks1,031 725 
Other loan commitments9,099 9,837 
Total loan commitments$10,683 $13,040 
Stand-by letters of credit628 803 
Total commitments(2)
$11,311 $13,843 
(1)Includes ADC loans.
(2)The allowance for unfunded commitments is $55 million and $50 million as of December 31, 2025 and December 31, 2024, respectively, and is included in Other liabilities.