v3.25.4
Allowance for Credit Losses on Loans and Leases - Schedule of Activity in the Allowance for Loan and Lease Losses (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of period $ 1,201 $ 992 $ 393
Adjustment for Purchased PCD Loans     13
Charge-offs (449) (938) (223)
Recoveries 98 46 15
Provision for (recovery of) credit losses on loans and leases 180 1,101 794
Balance, end of period 1,030 1,201 992
Loans held for investment | Multi-family      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of period 639 307 178
Adjustment for Purchased PCD Loans     0
Charge-offs (285) (308) (119)
Recoveries 50 5 0
Provision for (recovery of) credit losses on loans and leases 145 635 248
Balance, end of period 549 639 307
Loans held for investment | Commercial real estate      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of period 304 402 67
Adjustment for Purchased PCD Loans     0
Charge-offs (41) (466) (56)
Recoveries 8 8 0
Provision for (recovery of) credit losses on loans and leases (42) 360 391
Balance, end of period 229 304 402
Loans held for investment | One-to-four family first mortgage      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of period 39 47 46
Adjustment for Purchased PCD Loans     0
Charge-offs (4) (8) (4)
Recoveries 0 5 0
Provision for (recovery of) credit losses on loans and leases 0 (5) 5
Balance, end of period 35 39 47
Loans held for investment | Commercial and industrial      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of period 150 131 38
Adjustment for Purchased PCD Loans     13
Charge-offs (87) (136) (30)
Recoveries 28 21 10
Provision for (recovery of) credit losses on loans and leases 59 134 100
Balance, end of period 150 150 131
Commercial and industrial      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of period 69 105 64
Adjustment for Purchased PCD Loans     0
Charge-offs (32) (20) (14)
Recoveries 12 7 5
Provision for (recovery of) credit losses on loans and leases 18 (23) 50
Balance, end of period 67 $ 69 $ 105
Commercial and industrial | Commercial and industrial      
Financing Receivable, Allowance for Credit Losses      
Charge-offs $ (87)