Statutory Accounting and Regulation (Tables) |
12 Months Ended | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dec. 31, 2025 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Insurance [Abstract] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Statutory Accounting and Regulation | Our insurance subsidiary must maintain capital and surplus ratios or balances as determined by the FLOIR. At December 31, 2025, we met these requirements. The table below details the amount of surplus as regards policyholders for AmCoastal at December 31, 2025 and 2024.
Our insurance subsidiary must file with the various insurance regulatory authorities an “Annual Statement” which reports, among other items, statutory net income (loss) and surplus as regards policyholders, which is called stockholders’ equity (deficit) under GAAP. The table below details the statutory net income for AmCoastal for the years ended December 31, 2025, 2024 and 2023.
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