v3.26.1
Other operating expenses - Summary of Detailed Information of Other Operating Expense (Detail) - EUR (€)
€ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Disclosure Of Other Operating Expense [Line Items]      
Employee expenses € (1,852) € (1,818) € (1,711)
Insurance related [member]      
Disclosure Of Other Operating Expense [Line Items]      
Policyholder claims and benefits (6,258) (6,520) (6,965)
Onerous contract losses (and reversals) (1,132) (1,111) (1,081)
Commissions (1,533) (1,449) (1,403)
Handling and clearing fees 0   0
Employee expenses (567) (620) (604)
Administration expenses (523) (500) (551)
Deferred transaction expenses 0    
Amortization of deferred expenses 0    
Amortization of other intangibles 0    
Total (10,012) (10,200) (10,604)
Amounts attributed to acquisition cash flows 1,151 983 956
Amortization of acquisition cash flows (538) (553) (558)
Amortization of acquisition cash flows PAA (24) (20) (19)
Total other operating expenses (9,423) (9,790) (10,226)
Non-Insurance related [member]      
Disclosure Of Other Operating Expense [Line Items]      
Policyholder claims and benefits 0    
Onerous contract losses (and reversals) 0    
Commissions (928) (937) (1,069)
Handling and clearing fees (27) (30) (32)
Right of use assets – interest expense (6) (6) (7)
Employee expenses (1,285) (1,198) (1,107)
Administration expenses (684) (785) (780)
Deferred transaction expenses 43 35 29
Amortization of deferred expenses (23) (22) (21)
Amortization of other intangibles (18) (17) (13)
Total (2,928) (2,961) (3,000)
Total other operating expenses € (2,928) € (2,961) € (3,000)