Insurance revenue (Tables)

12 Months Ended

Dec. 31, 2025

Text block 1 [Abstract]

Summary of Amounts Related to Changes in Liability for Remaining Coverage



		2025								2024								2023

			Insurance contracts				Investment contracts with DPF				Insurance contracts				Investment contracts with DPF				Insurance contracts				Investment contracts with DPF

Expected insurance claims and expenses			7,194				26				7,870				32				8,383				32

Earnings released from CSM			930				37				958				33				952				17

Release of risk adjustment			265				14				295				14				340				15

Recovery of acquisition cash flows			538				-				553				-				558				-

Other			(20	)			-				(19	)			-				(39	)			-

Contracts measured under Non-PAA 1			8,906				77				9,656				80				10,195				64

Contracts measured under the PAA			114				-				104				-				127				-

Total Insurance revenue			9,020				77				9,761				80				10,322				64

1	This includes contracts measured under the General model and Variable fee approach.

Summary of Revenue Recognized on Insurance and Investments Contracts



Revenue recognized on contracts in-force			2025				2024				2023

Insurance contracts

Transitioned under the modified retrospective approach			441				529				514

Transitioned under the fair value approach			7,280				8,053				8,707

Other contracts			1,299				1,178				1,101

Total revenue recognized on insurance contracts			9,020				9,761				10,322

Investment contracts with DPF

Transitioned under the fair value approach			77				80				64

Total revenue recognized on investment contracts with DPF			77				80				64