21.PROCESSING AND SERVICING COSTS | | | | | | | | | Year ended December 31, | | | 2023 | | 2024 | | 2025 | | | | (HK$ in thousands) | Cloud service fee | | 181,241 | | 209,573 | | 259,483 | Market information and data fee | | 82,026 | | 125,068 | | 155,351 | System cost | | 58,709 | | 75,812 | | 69,768 | Data transmission fee | | 44,718 | | 57,365 | | 60,306 | Others | | 9,210 | | 18,965 | | 33,551 | Total | | 375,904 | | 486,783 | | 578,459 |
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