​

  ​ ​ ​

Year ended December 31, 

​

  ​ ​ ​

2023

  ​ ​ ​

2024

  ​ ​ ​

2025

​

​

(HK$ in thousands)

Employee compensation and benefits

​

2,539,858

​

2,934,035

​

3,505,373

Marketing and branding

​

461,594

​

1,032,197

​

1,616,640

Brokerage commission and handling charge expenses (Note 19)

​

249,567

​

341,238

​

606,044

Processing and servicing costs (Note 21)

​

375,904

​

486,783

​

578,459

Rental and other related expenses

​

157,898

​

175,802

​

211,374

Depreciation and amortization

​

60,849

​

69,917

​

72,313

Professional services

​

69,324

​

79,218

​

68,898

Others

​

175,182

​

231,781

​

349,338

Total

​

4,090,176

​

5,350,971

​

7,008,439