| Schedule of related party balances and transactions |
| | | | | | Name of Entity or Individual | | Relationship with the Group | | | | Mr. Leaf Hua Li and his spouse | | Principal shareholder and member of his immediate families | Tencent Holdings Limited and its subsidiaries(“Tencent Group”) | | Principal shareholder | Individual directors and officers and their spouses | | Directors or officers of the Group and members of their immediate families | Airstar Bank (1) | | Significantly influenced by the Group from May 24, 2024, and became a consolidated subsidiary of the Group as of September 16, 2025. |
| (1) | Airstar Bank is a wholly owned subsidiary of Gravitation. The Group has significant influence over Airstar Bank indirectly through its equity method investment in Gravitation, which became an associate of the Group on May 24, 2024. On September 16, 2025, the Group acquired additional equity interests in Gravitation and Airstar Bank, and upon the completion of the transaction, Gravitation and Airstar Bank became consolidated subsidiary of the Group. |
| (a) | Cash and cash equivalent |
| | | | | | | As of December 31, | | | 2024 | | 2025 | | | | (HK$ in thousands) | Cash and cash equivalent | | 486,150 | | — |
| | | | | | | As of December 31, | | | 2024 | | 2025 | | | | (HK$ in thousands) | Short-term investment | | — | | 53,859 |
| (c) | Amounts Due from Related Parties |
| | | | | | | As of December 31, | | | 2024 | | 2025 | | | | (HK$ in thousands) | Deposit receivables | | — | | 6,753 | Receivables in relation to ESOP management services | | — | | 27 | Amount due from Airstar Bank | | 61,200 | | — | Total amounts due from related parties | | 61,200 | | 6,780 |
| (d) | Amounts Due to Related Parties |
| | | | | | | As of December 31, | | | 2024 | | 2025 | | | | (HK$ in thousands) | Payables in relation to cloud equipment and services from Tencent Group | | 62,377 | | 63,803 | Payables to Tencent Group in relation to ESOP management services | | 15,001 | | 1,546 | Other services from Tencent Group | | 1,712 | | 1,794 | Total amounts due to related parties | | 79,090 | | 67,143 |
| (e) | Amount earned from Related Party Transactions |
| | | | | | | | | Year ended December 31, | | | 2023 | | 2024 | | 2025 | | | | (HK$ in thousands) | Technology services income from Airstar Bank | | — | | 61,000 | | 63,300 | Others | | 565 | | 320 | | 108 | Amounts earned by the Company | | 565 | | 61,320 | | 63,408 |
| (f) | Amount incurred from Related Party Transactions |
| | | | | | | | | Year ended December 31, | | | 2023 | | 2024 | | 2025 | | | | (HK$ in thousands) | Cloud service fee | | 152,429 | | 170,291 | | 206,020 | SMS channel service fee | | 135 | | 49 | | 131 | Software purchased | | 1,300 | | 17 | | 8 | Other Services | | 5,006 | | 1,977 | | 2,189 | Amounts incurred by the Company | | 158,870 | | 172,334 | | 208,348 |
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