| Summary of fair value of derivative financial instruments |
The fair value of derivative financial instruments at 31 December 2025 and 2024 are attributable to the following: | | | | | | | | | | | 31 December 2025 | | 31 December 2024 | | | Assets | | Liabilities | | Assets | | Liabilities | Held for trading | | 1,728,869 | | (1,532,645) | | 2,571,151 | | (656,192) | Net interest accrual income/ expense | | 50,410 | | - | | 103,126 | | 7,664 | | | 1,779,279 | | (1,532,645) | | 2,674,277 | | (648,528) |
| | | | | | | | | | | 31 December 2025 | Sell | | Buy | | | | | | | Notional | | | | Notional | | | | | Currency | | amount | | Currency | | amount | | Fair value | | Maturity | Cross currency swap contracts | | | | | | | | | | | TRY | | 21,774 | | RMB | | 33,696 | | 165,858 | | April 2026 | EUR | | 84,980 | | USD | | 100,000 | | 50,808 | | January 2032 | Currency Forward Contracts | | | | | | | | | | | USD | | 706,000 | | TRY | | 31,166,880 | | 585,444 | | April 2026 | Currency Swap | | | | | | | | | | | USD | | 14,110 | | RMB | | 100,000 | | 8,458 | | January 2026 | Participating cross currency swap contracts | | | | | | | | | | | TRY | | 155,335 | | EUR | | 26,169 | | 178,666 | | April 2026 | TRY | | 218,682 | | USD | | 38,247 | | 267,744 | | April 2026 | Interest swap contracts | | | | | | | | | | | USD | | 563,032 | | USD | | 563,032 | | 471,891 | | April 2026 - April 2033 | Total derivative financial assets held for trading | | | | | | | | 1,728,869 | | |
| | | | | | | | | | | 31 December 2024 | Sell | | Buy | | | | | | | Notional | | | | Notional | | | | | Currency | | amount | | Currency | | amount | | Fair value | | Maturity | Cross currency swap contracts | | | | | | | | | | | TRY | | 30,920 | | USD | | 4,000 | | 148,750 | | November 2025 | TRY | | 43,386 | | CNY | | 67,141 | | 358,574 | | April 2026 | Currency Forward Contracts | | | | | | | | | | | USD | | 107,500 | | TRY | | 5,101,275 | | 371,558 | | February 2025 - December 2025 | EUR | | 10,000 | | TRY | | 534,373 | | 45,151 | | November 2025 | Currency Swap | | | | | | | | | | | EUR | | 22,343 | | CNY | | 170,006 | | 42,143 | | February 2025 | Participating cross currency swap contracts | | | | | | | | | | | TRY | | 756,826 | | EUR | | 136,499 | | 874,329 | | October 2025 - April 2026 | TRY | | 547,821 | | USD | | 91,894 | | 634,001 | | November 2025 - April 2026 | Interest swap contracts | | | | | | | | | | | USD | | 82,171 | | USD | | 82,171 | | 96,645 | | April 2026 - April 2033 | Total derivative financial assets held for trading | | | | | | | | 2,571,151 | | |
| | | | | | | | | | | 31 December 2025 | Sell | | Buy | | | | | | | Notional | | | | Notional | | | | | Currency | | amount | | Currency | | amount | | Fair value | | Maturity | Currency Forward Contracts | | | | | | | | | | | TRY | | 29,964,478 | | USD | | 681,000 | | (501,452) | | January 2026 - April 2026 | TRY | | 1,955,265 | | EUR | | 39,000 | | (17,949) | | March 2026 - November 2026 | Currency Swap | | | | | | | | | | | TRY | | 26,137,244 | | USD | | 570,000 | | (917,163) | | January 2026 - March 2026 | Participating cross currency swap contracts | | | | | | | | | | | TRY | | 21,002 | | USD | | 3,355 | | (31,548) | | April 2026 | Options contracts | | | | | | | | | | | TRY | | 1,059,000 | | USD | | 25,000 | | (47,271) | | February 2026 | EUR | | 15,000 | | EUR | | 15,000 | | (65) | | January 2026 | Cross currency swap contracts | | | | | | | | | | | EUR | | 86,022 | | USD | | 100,000 | | (17,197) | | January 2032 | Total derivative financial liabilities held for trading | | | | | | | | (1,532,645) | | |
| | | | | | | | | | | 31 December 2024 | Sell | | Buy | | | | | | | Notional | | | | Notional | | | | | Currency | | amount | | Currency | | amount | | Fair value | | Maturity | Currency Forward Contracts | | | | | | | | | | | TRY | | 11,900,200 | | USD | | 297,500 | | (451,776) | | January 2025 - December 2025 | Currency Swap | | | | | | | | | | | USD | | 16,750 | | CNY | | 120,943 | | (7,749) | | February 2025 | USD | | 10,822 | | EUR | | 10,103 | | (12,563) | | January 2025 | Participating cross currency swap contracts | | | | | | | | | | | TRY | | 92,134 | | EUR | | 20,040 | | (137,035) | | April 2026 | Options contracts | | | | | | | | | | | TRY | | 500,000 | | EUR | | 10,000 | | (46,193) | | November 2025 | Interest swap contracts | | | | | | | | | | | USD | | 26,740 | | USD | | 26,740 | | (876) | | April 2026 | Total derivative financial liabilities held for trading | | | | | | | | (656,192) | | |
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