Schedule of balance of liabilities for employee benefits


		December 31, 2025 ⁽¹⁾			December 31, 2024
Short term		Ps.	445,826		Ps.	441,644
Post-employment			362,588			405,240
Long term			181,082			180,545
Total		Ps.	989,496		Ps.	1,027,429

Plan Asset		Ps.	(1,744)		Ps.	(24,126)
Net employee benefits		Ps.	987,752		Ps.	1,003,303

(1) As of December 2025, the liabilities related to Multi Financial Group (MFG) were no longer presented line-by-line on the Consolidated Statements of Financial Position and were instead reported in a single line item within “Liabilities directly associated with non-current assets held for sale”, see note 13.A.

Schedule of post-employment and long-term benefits movements


	Post-employment benefits						Long-term benefits
	December 31, 2025		December 31, 2024		December 31, 2023		December 31, 2025		December 31, 2024		December 31, 2023
Balance at the beginning of the year	Ps.	405,240	Ps.	380,207	Ps.	349,587	Ps.	180,545	Ps.	159,329	Ps.	133,085
Service costs		2,278		1,260		1,494		17,676		15,905		14,765
Interests cost		36,365		39,008		41,076		16,318		15,439		16,699
Past Service Costs		—		—		(2,079)		—		4,795		10,063
	Ps.	443,883	Ps.	420,475	Ps.	390,078	Ps.	214,539	Ps.	195,468	Ps.	174,612
Actuarial Loss (Gain) arising from changes in demographic assumptions		—		95		(753)		—		1,010		(7,342)
Actuarial (Gain) Loss arising from changes in financial assumptions		(18,314)		2,309		26,832		(7,932)		2,036		473
Actuarial Loss arising from changes in the experience		8,294		40,293		27,472		5,105		9,812		17,313
	Ps.	(10,020)	Ps.	42,697	Ps.	53,551	Ps.	(2,827)	Ps.	12,858	Ps.	10,444
Payments to employees		(54,308)		(63,202)		(61,589)		(30,630)		(27,781)		(25,727)
Reclassification MFG operation ⁽¹⁾		(15,909)		—		—		—		—		—
Discontinued operations ⁽²⁾		2,558		2,640		1,856		—		—		—
Effect of movements in exchange rates		(3,616)		2,630		(3,689)		—		—		—
Liability balance at the end of the year	Ps.	362,588	Ps.	405,240	Ps.	380,207	Ps.	181,082	Ps.	180,545	Ps.	159,329

Plan Assets
Balance at the beginning of the year plan assets	Ps.	(24,126)	Ps.	(17,024)	Ps.	(18,176)	Ps.	—	Ps.	—	Ps.	—
Interests income		(72)		(68)		(58)		—		—		—
Remeasurements on plan assets		3,773		(3,385)		(1,788)		—		—		—
Reclassification MFG operation ⁽¹⁾		15,909		—		—		—		—		—


	Post-employment benefits						Long-term benefits
	December 31, 2025		December 31, 2024		December 31, 2023		December 31, 2025		December 31, 2024		December 31, 2023
Discontinued operations ⁽²⁾		(843)		(984)		(736)		—		—		—
Effect of movements in exchange rates		3,615		(2,665)		3,734		—		—		—
Balance at the end of the year plan assets	Ps.	(1,744)	Ps.	(24,126)	Ps.	(17,024)	Ps.	—	Ps.	—	Ps.	—
Net Balance at the end of the year	Ps.	360,844	Ps.	381,114	Ps.	363,183	Ps.	181,082	Ps.	180,545	Ps.	159,329

(1) This corresponds to the reclassification to liabilities directly associated with non-current assets classified as held for sale of Multi Financial Group operation as of December 31, 2025, see note 13.A.

(2) See note 13.B., "Discontinued operation related to Multi Financial Group".

Schedule of sensitivity analysis for post-employment and long-term benefits liabilities due to defined benefits plans to different actuarial and financial variables


		-0.50 basic points					+0.50 basic points
At December 31, 2025		Post-employment benefits			Long-term benefits		Post-employment benefits			Long-term benefits
Discount interest rate		Ps.	10,207		Ps.	3,683	Ps.	(9,676)		Ps.	(3,534)
Salaries growth rate			(1,323)			(4,497)		1,383			4,661
Retirement growth rate			(12,903)			N/A		8,082			N/A


		-0.50 basic points					+0.50 basic points
At December 31, 2024		Post-employment benefits			Long-term benefits		Post-employment benefits			Long-term benefits
Discount interest rate		Ps.	12,270		Ps.	3,815	Ps.	(11,583)		Ps.	(3,642)
Salaries growth rate			(2,568)			(4,483)		2,693			4,759
Retirement growth rate			(11,323)			N/A		11,923			N/A