The Contract currently offers multiple Index Strategies. For each Index Strategy, we will credit positive or negative interest (i.e., Index Credit) at the end of the Index Strategy Term to amounts allocated to the Index Strategy based, in part, on the performance of the Index.

Index-Linked Option Overview, Investor Could Lose Money if Index Declines [Text Block]

An investment in an Index Strategy is not an investment in the Index or in any Index fund. You could lose a significant amount of money if the Index declines in value.

Index-Linked Option Overview, Limits the Negative Return [Text Block]

Negative Index ReturnIndex Value at Index Strategy Start Date: 1569Index Value on Index Strategy End Date: 1333Index Return: -15% ((1333-1569)/1569)

Index-Linked Option Overview, Limits Positive Return [Text Block]

Positive Index Return Index Value at Index Strategy Start Date: 1569Index Value on Index Strategy End Date: 1726Index Return: 10% ((1726-1569)/1569)

Overview, Investor Could Lose Money Due to Contract Adjustments if Amounts are Removed [Text Block]

You could also lose a significant amount of money due to an Interim Value adjustment and Market Value Adjustment, if amounts are removed from an Index Strategy prior to the end of the Index Strategy Term.

Item 3. Key Information [Line Items]

Fees and Expenses [Text Block]


Important Information You Should Consider About the Contract
Fees, Expenses, and Adjustments
Are there Charges or Adjustments for Early Withdrawals?	Yes Surrender Charges: If you withdraw money from the Contract within 6 years following your Contract Issue Date, you may be assessed a surrender charge. The maximum surrender charge is 8.0% applied against Account Value being withdrawn, and a surrender charge may be assessed up to 6 years after the Issue Date of your Contract. If you make an early withdrawal, you could pay a surrender charge of up to $8,000 on a $100,000 withdrawal. Losses from surrender charges will be greater if there are also negative Interim Value adjustments, taxes, or tax penalties. Interim Value Adjustments: If all or a portion of Account Value is removed from an Index Strategy before the end of the Index Strategy Term, we will apply an Interim Value adjustment, which may be negative. In extreme circumstances, you could lose up to 100% of your investment in an Index Strategy due to a negative Interim Value adjustment. For example, if you allocate $100,000 to an Index Strategy with a 3-year Strategy Term and later make a withdrawal before the 3 years have ended, you could lose your $100,000 investment. Losses from negative Interim Value adjustments will be greater if you also have to pay a surrender charge, taxes or tax penalties. An Interim Value adjustment will apply upon any withdrawal, death benefit payment, transfer, Annuitization, Benefit charge or surrender that occurs during an Index Strategy Term other than on the Index Strategy Start Date or Index Strategy End Date. Market Value Adjustments: If you withdraw assets in excess of the Free Withdrawal amount from an Index Strategy or the Fixed Account outside of the period beginning 30 days prior to an MVA Period end date and extending to 60 days following the MVA Period end date for the Fixed Account, we will apply a Market Value Adjustment, which may increase or decrease your initial amount invested. Losses related to the Fixed Account are limited due to the Minimum Guaranteed Surrender Value (MGSV) feature. The MGSV feature applies only to funds allocated to the Fixed Account (see ” Fixed Account - Minimum Guaranteed Surrender Value “). Losses related to investment in Index Strategies could be significant, up to 100% of your investment in extreme scenarios. For example, if you allocate $100,000 to an Index Strategy and later withdraw the entire amount outside of the permitted window, you could lose up to $100,000 of your investment. This loss will be greater if you also have to pay taxes and tax penalties. The following transactions, when they occur outside of the above mentioned window, are subject to a Market Value Adjustment: (i) partial withdrawals (including systematic withdrawals and Required Minimum Distributions), (ii) surrenders, and (iii) exercise of the right to cancel. For more information on surrender charges and Interim Value adjustments, please refer to the “Fee Table” and “Charges and Adjustments” sections of this prospectus.
Are there Transaction Charges?	Yes In addition to surrender charges, Market Value Adjustments and Interim Value adjustments, you may also be charged for additional copies of reports. For more information, please refer to the “Fee Table” and “Charges and Adjustments” sections of this prospectus.


Important Information You Should Consider About the Contract
Fees, Expenses, and Adjustments
Are there Ongoing Fees and Expenses?	Yes The table below describes the fees and expenses that you may pay each year, depending on the investment options you choose. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected. There is an implicit ongoing fee on the Index Strategies to the extent that an Index Strategy’s Cap Rate, Spread, Participation Rate, or Step Rate, as applicable, limit the positive Index Return used in calculating the Index Credit that may be applied to an Index Strategy at the end of an Index Strategy Term. This means that your returns may be lower than the Index Return. In return for accepting this limit on Index gains, you will receive some protection from Index losses. This implicit ongoing fee is not reflected in the tables below.
	Annual Fee	Minimum	Maximum
	Base Contract Fees	1.70%⁽¹⁾	1.70%⁽¹⁾
	Optional benefits available for an additional charge (for a single optional benefit, if elected)	None	None
	⁽¹⁾ Index Linked Variable Income Benefit charge. A percentage of the Account Value. The Benefit is included upon issuance of the Contract. The Benefit may be cancelled after three years. If it is cancelled the Benefit charge will no longer apply. Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the Contract, which could add surrender charges, negative Market Value Adjustments and negative Interim Value adjustments that substantially increase costs.
	Lowest Annual Cost $1,785	Highest Annual Cost $1,785
	Assumes: Investment of $100,000 5% annual appreciation Index Linked Variable Income Benefit Charge No sales charges No subsequent Purchase Payments, transfers or withdrawals	Assumes: Investment of $100,000 5% annual appreciation Index Linked Variable Income Benefit Charge No sales charges No subsequent Purchase Payments, transfers or withdrawals
	For more information on ongoing fees and expenses, please refer to the “Fee Table” and “Charges and Adjustments” sections of this prospectus.

Charges for Early Withdrawals [Text Block]

Are there Charges or Adjustments for Early Withdrawals?

Yes
Surrender Charges: If you withdraw money from the Contract within 6 years following your Contract Issue Date, you may be assessed a surrender charge. The maximum surrender charge is 8.0% applied against Account Value being withdrawn, and a surrender charge may be assessed up to 6 years after the Issue Date of your Contract. If you make an early withdrawal, you could pay a surrender charge of up to $8,000 on a $100,000 withdrawal. Losses from surrender charges will be greater if there are also negative Interim Value adjustments, taxes, or tax penalties.
Interim Value Adjustments: If all or a portion of Account Value is removed from an Index Strategy before the end of the Index Strategy Term, we will apply an Interim Value adjustment, which may be negative. In extreme circumstances, you could lose up to 100% of your investment in an Index Strategy due to a negative Interim Value adjustment. For example, if you allocate $100,000 to an Index Strategy with a 3-year Strategy Term and later make a withdrawal before the 3 years have ended, you could lose your $100,000 investment. Losses from negative Interim Value adjustments will be greater if you also have to pay a surrender charge, taxes or tax penalties. An Interim Value adjustment will apply upon any withdrawal, death benefit payment, transfer, Annuitization, Benefit charge or surrender that occurs during an Index Strategy Term other than on the Index Strategy Start Date or Index Strategy End Date.
Market Value Adjustments: If you withdraw assets in excess of the Free Withdrawal amount from an Index Strategy or the Fixed Account outside of the period beginning 30 days prior to an MVA Period end date and extending to 60 days following the MVA Period end date for the Fixed Account, we will apply a Market Value Adjustment, which may increase or decrease your initial amount invested. Losses related to the Fixed Account are limited due to the Minimum Guaranteed Surrender Value (MGSV) feature. The MGSV feature applies only to funds allocated to the Fixed Account (see ” Fixed Account - Minimum Guaranteed Surrender Value “). Losses related to investment in Index Strategies could be significant, up to 100% of your investment in extreme scenarios. For example, if you allocate $100,000 to an Index Strategy and later withdraw the entire amount outside of the permitted window, you could lose up to $100,000 of your investment. This loss will be greater if you also have to pay taxes and tax penalties. The following transactions, when they occur outside of the above mentioned window, are subject to a Market Value Adjustment: (i) partial withdrawals (including systematic withdrawals and Required Minimum Distributions), (ii) surrenders, and (iii) exercise of the right to cancel.
For more information on surrender charges and Interim Value adjustments, please refer to the “Fee Table” and “Charges and Adjustments” sections of this prospectus.

Surrender Charge Phaseout Period, Years | Years

Surrender Charge (of Purchase Payments) Maximum [Percent]

8.00%

Surrender Charge Example Maximum [Dollars]

$ 8,000

Transaction Charges [Text Block]

Are there Transaction Charges?

Yes
In addition to surrender charges, Market Value Adjustments and Interim Value adjustments, you may also be charged for additional copies of reports. For more information, please refer to the “Fee Table” and “Charges and Adjustments” sections of this prospectus.

Ongoing Fees and Expenses [Table Text Block]

Are there Ongoing Fees and Expenses?

Yes
The table below describes the fees and expenses that you may pay each year, depending on the investment options you choose. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected.
There is an implicit ongoing fee on the Index Strategies to the extent that an Index Strategy’s Cap Rate, Spread, Participation Rate, or Step Rate, as applicable, limit the positive Index Return used in calculating the Index Credit that may be applied to an Index Strategy at the end of an Index Strategy Term. This means that your returns may be lower than the Index Return. In return for accepting this limit on Index gains, you will receive some protection from Index losses. This implicit ongoing fee is not reflected in the tables below.

Annual Fee

Minimum

Maximum

Base Contract Fees

1.70%⁽¹⁾

Optional benefits available for an additional charge
(for a single optional benefit, if elected)

None

⁽¹⁾ Index Linked Variable Income Benefit charge. A percentage of the Account Value. The Benefit is included upon issuance of the Contract. The Benefit may be cancelled after three years. If it is cancelled the Benefit charge will no longer apply.
Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the Contract, which could add surrender charges, negative Market Value Adjustments and negative Interim Value adjustments that substantially increase costs.

Lowest Annual Cost
$1,785

Highest Annual Cost
$1,785

Assumes:

Investment of $100,000

5% annual appreciation

Index Linked Variable Income Benefit Charge

No sales charges

No subsequent Purchase Payments, transfers or withdrawals

Assumes:

Investment of $100,000

5% annual appreciation

Index Linked Variable Income Benefit Charge

No sales charges

No subsequent Purchase Payments, transfers or withdrawals

For more information on ongoing fees and expenses, please refer to the “Fee Table” and “Charges and Adjustments” sections of this prospectus.

Base Contract (of Average Annual Net Assets) (N-4) Minimum [Percent]

1.70%

Base Contract (of Average Annual Net Assets) (N-4) Maximum [Percent]

1.70%

Optional Benefits Minimum [Percent]

0.00%

Optional Benefits Maximum [Percent]

0.00%

Base Contract (N-4) Footnotes [Text Block]

Lowest Annual Cost [Dollars]

$ 1,785

Highest Annual Cost [Dollars]

$ 1,785

Risks [Table Text Block]

Is there a Risk of Loss from Poor Performance?

Yes
You can lose money by investing in the Contract.
Under an Index Strategy, the maximum amount of loss that you could experience from negative Index performance at the end of an Index Strategy Term, after taking into account the current limits on Index loss provided under the Contract, is: 95% loss for a 5% Buffer; 90% loss for a 10% Buffer; 85% loss for a 15% Buffer; 80% loss for a 20% Buffer; 70% loss for a 30% Buffer; or 0% loss for a 100% Buffer. The Company does not guarantee that the Contract will always offer Index Strategies that limit Index losses, which would mean a risk of loss of the entire amount invested.
For more information on the risk of loss, please refer to the “Principal Risks of Investing in the Contract” section of this prospectus.

Is this a Short-Term Investment?

No.
The Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash. The Contract is designed to provide benefits on a long-term basis. Because of the long-term nature of the Contract, you should consider whether the Contract is consistent with your financial situation and objectives.
Amounts withdrawn from the Contract may result in surrender charges, Market Value Adjustments, taxes and tax penalties. In addition, removing amounts from an Index Strategy prior to the Index Strategy End Date may result in a negative Interim Value adjustment and loss of positive Index performance.
Removing a portion of amounts in an Index Strategy prior to the Index Strategy End Date will also result in an immediate reduction to your Index Strategy Base. The Index Strategy Base will be proportionately reduced, and the proportionate reduction could be greater than the amount removed. Reductions to your Index Strategy Base will result in lower Interim Values for the remainder of the Index Strategy Term and less positive Index Credit (if any) on the Index Strategy End Date.
At the end of an Index Strategy Term, amounts in the matured Index Strategy will be reallocated, withdrawn or otherwise processed according to your instructions. You must provide instructions for reallocation by the Index Anniversary Date corresponding to the Index Strategy End Date. In the absence of instructions, if the same Index Strategy is available, amounts in the matured Index Strategy will be automatically re-invested in the same Index Strategy for a new Index Strategy Term. If the same Index Strategy is no longer available, amounts in the matured Index Strategy will be automatically transferred to the Fixed Account. Amounts in the Fixed Account may be transferred to an Index Strategy on the next Index Anniversary Date or sooner as permitted pursuant to the Flexible Allocation feature.
For more information on the short-term investment risks, please refer to the “Principal Risks of Investing in the Contract,” “Charges and Adjustments” and “General Description of Contracts - Transfer and Reallocation Guidelines” sections of this prospectus.

What are the Risks Associated with the Investment Options?

The Cap Rate, Spread, Participation Rate or Step Rate, as applicable, may limit positive Index Credits (i.e., limited upside). This may result in you earning less than the Index Return. For example:

Cap Rate Index Strategy. Assuming a Cap Rate of 5% and an Index Return of 10% (which is greater than the Cap Rate), we will apply a 5% Index Credit at the end of the Index Strategy Term.

Enhanced Cap Rate Index Strategy. Assuming a Spread of 2%, Cap Rate of 15% and Index Return of 18% (which is greater than the Cap Rate plus the Spread), we will apply a 15% Index Credit at the end of the Index Strategy Term. If the Index Return is instead 10% (which is less than the Cap Rate plus the Spread), we will deduct the Spread from the Index Return and apply an 8% Index Credit at the end of the Index Strategy Term. If the Index Return is instead 1% (which is greater than zero but less than the Spread), the Index Credit would be 0%.

Step Rate Plus Index Strategy. Assume the Step Rate is 4% and the Participation Rate is 60%. If the Index Return is 5%, we will apply the Step Rate to calculate the Index Credit because the Step Rate (4%) is greater than the Index Return multiplied by the Participation Rate (5% x 60% = 3%). The Index Credit at the end of the Index Strategy Term will be 4%. If the Index Return is instead 10%, we will apply the Participation Rate rather than the Step Rate because the Index Return multiplied by the Participation Rate (10% x 60% = 6%) will be greater than the Step Rate (4%). The Index Credit at the end of the Index Strategy Term will be 6%.

Dual Directional Index Strategy. Assuming a Cap Rate of 4% and an Index Return of 8% (which is greater than the Cap Rate), we will apply a 4% Index Credit at the end of the Index Strategy Term.

Participation Rate with Cap Index Strategy. Assuming a Cap Rate of 100%, a Participation Rate of 130% and an Index Return of 125%, the Index Credit would be 130% of 125% or 162.5% (which is greater than the Cap Rate), we will apply a 100% Index Credit at the end of the Index Strategy Term.

The Buffer may limit negative Index Credits (i.e., limited protection in the case of market decline). For example, if the Index Return is -25% and the Buffer is 10%, we will apply a -15% Index Credit (the amount of negative Index Return that exceeds the Buffer) at the end of the Index Strategy Term.

There may be losses due to surrender charges, negative Interim Value adjustments, negative Market Value Adjustments, and taxes and tax penalties.

Index performance is on a “price return” basis, not a “total return” basis, and therefore does not reflect dividends paid on the securities composing the Index. In addition, if the Index is an exchange-traded fund (ETF), the ETF deducts fees and costs that reduce Index performance. These factors will reduce the Index Return and will cause the Index to underperform a direct investment in the securities composing the Index.
For the Fixed Account:

The Fixed Account may be subject to a Market Value adjustment, which can be negative, causing you to lose money.

For more information on the risks associated with investment options, please refer to the “Principal Risks of Investing in the Contract,” “Investment Options” and “Appendix A” sections of this prospectus.

What are the Risks Related to the Insurance Company?

An investment in the Contract is subject to the risks related to the Company. Any obligations (including under the Index Strategies), guarantees, or benefits are subject to the claims-paying ability of the Company. More information about the Company, including its financial strength ratings, is available upon request. Such requests can be made toll-free at 1-888-PRU-2888.
For more information on the insurance company risks, please refer to the “Principal Risks of Investing in the Contract” section of this prospectus.

Investment Restrictions [Text Block]

Yes
There are restrictions that may limit the investment options that you may choose, and there are limitations on the transfer of Account Value among investment options.

The availability of Investment Options described in this prospectus may vary depending on the broker-dealer through which the Contract is sold. See “Appendix B-Financial Intermediary Variations.”

Account Value may be transferred to an Index Strategy, or among Index Strategies, only on an Index Strategy End Date.

Account Value in the Fixed Account may be transferred to an Index Strategy only on an Index Anniversary Date or sooner as provided pursuant to the Flexible Allocation feature.

During the Savings Stage, Account Value transferred from an Index Strategy to the Fixed Account prior to the Index Strategy End Date will result in an Interim Value adjustment, which may be negative.

During the Income Stage, no Index Strategies are available other than the following 1-year strategies: Cap Rate, Dual Directional, Enhanced Cap Rate, and Step Rate Plus, along with the Fixed Account.

We reserve the right to:

Add or remove Index Strategies (there is no guarantee that any Index Strategy will be available in the future);

Change the features of an Index Strategy from one Index Strategy Term to the next, including the Index, Cap Rate, Spread, Participation Rate, Step Rate, and Buffer, as applicable, subject to any minimum guarantees; and

Substitute the Index of an Index Strategy during its Index Strategy Term.

We will not accept any additional Purchase Payments under the Contract.
We may impose limitations on an investment professional’s or investment advisor’s ability to request financial transactions on your behalf.
Certain Investment Options may not be available through certain financial intermediaries. See Appendix B, ‘Financial Intermediary Variations’ and the Cover Page for additional information.
For more information on investment and transfer restrictions, please refer to the “Principal Risks of Investing in the Contract,” “Investment Options,” “General Description of Contracts - Transfer and Reallocation Guidelines,” “W hat are the Separate Accounts?,” “Financial Professional Permission to Forward Transaction Instructions” and “Appendix A” sections of this prospectus.

Key Information, Benefit Restrictions [Text Block]

Yes
There are restrictions and limitations relating to benefits offered under the Contract (e.g., Index Linked Variable Income Benefit, Death Benefit).
Except as otherwise provided, Contract benefits may not be modified or terminated by the Company.
For the Index Linked Variable Income Benefit:

The Contract is automatically issued with the Index Linked Variable Income Benefit, with an additional charge. You cannot voluntarily terminate the Benefit (and its charge) until after your 3rd Contract Year.

Income Withdrawals may not begin until the Income Stage. You can elect to begin the Income Stage only on an Index Anniversary Date after the Income Benefit Waiting Period.

Excess Income may affect the availability of the Benefit by reducing it by an amount greater than the value withdrawn and could terminate the Benefit and the Contract.

For the Performance Lock:

The Performance Lock is only available during the Savings Stage and is not available during the Income Stage.

We reserve the right to limit the use of the Performance Lock feature for certain Index Strategies.

We may discontinue the use of this feature for future Performance Lock requests at any time.

Withdrawals may significantly reduce the Death Benefit, perhaps by more than the amount withdrawn.
Certain Contract Benefits may not be available through certain financial intermediaries. See Appendix B, ‘Financial Intermediary Variations’ and the Cover Page for additional information.
For more information on the benefits under the Contract, please refer to the “Benefits Available Under the Contract” and “Performance Lock” sections of this prospectus.

Tax Implications [Text Block]

You should consult with a tax professional to determine the tax implications of an investment in and payments received under the Contract. There is no additional tax benefit if you purchase the Contract through a tax-qualified plan or individual retirement account “(IRA)”. Withdrawals will be subject to ordinary income tax, and may be subject to a 10% additional tax for distributions taken prior to age 59½.
For more information on tax implications, please refer to the “Taxes” section of this prospectus.

Investment Professional Compensation [Text Block]

Investment professionals may receive compensation for selling the Contract to investors and may have a financial incentive to offer or recommend the Contract over another investment. This compensation is paid in the form of commissions, based on the amount of your investment in the Contract.
For more information on investment professional compensation, please refer to the Statement of Additional Information.

Exchanges [Text Block]

Some investment professionals may have a financial incentive to offer you an annuity in place of the one you already own. You should only exchange your contract if you determine after comparing the features, fees, and risks of both contracts, and any fees or penalties to terminate the existing contract, that it is preferable to purchase the new contract, rather than continue to own your existing contract.
For more information on commissions and exchanges, please refer to the Statement of Additional Information.

Item 4. Fee Table [Line Items]

Item 4. Fee Table [Text Block]

FEE TABLE

The following tables describe the fees, expenses, and adjustments that you will pay when buying, owning, and surrendering or making withdrawals from an investment option or from the Contract. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected.

The first table describes the fees and expenses that you will pay at the time that you buy the Contract, surrender or make withdrawals from an investment option or from the Contract, or transfer Account Value between investment options. State premium taxes may also be deducted. These fees and charges are described in more detail within this prospectus in the “Charges and Adjustments” section.


Transaction Expenses	Maximum
Sales Charge Imposed on Purchases	None
Sales Charge (as a percentage applied against Account Value being withdrawn)¹	8.00%
Transfer Fee	None
Additional Copies of Reports	$50

1.	Withdrawal Charges in subsequent years*


	Annuity Year	Percentage Applied Against Account Value being Withdrawn
	Annuity Year 1	8.0%
	Annuity Year 2	8.0%
	Annuity Year 3	7.0%
	Annuity Year 4	6.0%
	Annuity Year 5	5.0%
	Annuity Year 6	4.0%
	Annuity Year 7 or later	0.0%
* The years referenced in the Surrender Charge table above refer to the years since Issue Date. During the years that a Surrender Charge may apply, you may withdraw 10% of the Purchase Payment during the first Annuity Year and 10% of the Account Value as of the previous Contract Anniversary Date after the first Annuity Year (Free Withdrawal Amount). Surrender Charges are waived on Income Withdrawals equal to or less than the Annual Income Amount under the Benefit, as well as RMD withdrawals, even if the withdrawal exceeds the Free Withdrawal Amount available. However, even if Surrender Charges do not apply, all withdrawals may be subject to negative Interim Value adjustments, taxes, and tax penalties.

The next table describes the adjustments, in addition to any transaction expenses, that apply if all or a portion of the Account Value is removed from an Index Strategy before the expiration of an Index Strategy Term.


Adjustments	Maximum
Interim Value Adjustment Maximum Potential Loss (as a percentage of your investment in an Index Strategy)¹	100%
Market Value Adjustment Potential Loss (as a percentage of your investment in an Index Strategy)²	100%

The next table describes the maximum fees and expenses that you will pay each year during the time that you own the Annuity. Your current fees and expenses may be less than the maximum.


Annual Contract Expenses	Current	Maximum
Base Contract¹ Index Linked Variable Income Benefit Charge (as a percentage of the Account Value)	0% 1.70%²	0% 1.70%²

In addition to the fees described above, we limit the amount you can earn on the Index Strategies. This means your Index Credit may be lower than the Index Return. In return for accepting this limit on Index gains, you will receive some protection from Index losses.

^{[1],[2],[3],[4],[5]}

Transaction Expenses [Table Text Block]


Transaction Expenses	Maximum
Sales Charge Imposed on Purchases	None
Sales Charge (as a percentage applied against Account Value being withdrawn)¹	8.00%
Transfer Fee	None
Additional Copies of Reports	$50

Sales Load (of Purchase Payments), Maximum [Percent]

0.00%

Deferred Sales Load (of Purchase Payments), Maximum [Percent]

8.00%

Deferred Sales Load, Footnotes [Text Block]


	Annuity Year	Percentage Applied Against Account Value being Withdrawn
	Annuity Year 1	8.0%
	Annuity Year 2	8.0%
	Annuity Year 3	7.0%
	Annuity Year 4	6.0%
	Annuity Year 5	5.0%
	Annuity Year 6	4.0%
	Annuity Year 7 or later	0.0%
* The years referenced in the Surrender Charge table above refer to the years since Issue Date. During the years that a Surrender Charge may apply, you may withdraw 10% of the Purchase Payment during the first Annuity Year and 10% of the Account Value as of the previous Contract Anniversary Date after the first Annuity Year (Free Withdrawal Amount). Surrender Charges are waived on Income Withdrawals equal to or less than the Annual Income Amount under the Benefit, as well as RMD withdrawals, even if the withdrawal exceeds the Free Withdrawal Amount available. However, even if Surrender Charges do not apply, all withdrawals may be subject to negative Interim Value adjustments, taxes, and tax penalties.

Transfer Fee, Maximum [Dollars]

$ 0

Other Transaction Fee, Maximum [Dollars]

$ 50

Contract Adjustments, Fee Table [Table Text Block]


Adjustments	Maximum
Interim Value Adjustment Maximum Potential Loss (as a percentage of your investment in an Index Strategy)¹	100%
Market Value Adjustment Potential Loss (as a percentage of your investment in an Index Strategy)²	100%

Annual Contract Expenses [Table Text Block]


Annual Contract Expenses	Current	Maximum
Base Contract¹ Index Linked Variable Income Benefit Charge (as a percentage of the Account Value)	0% 1.70%²	0% 1.70%²

Base Contract Expense (of Average Account Value), Maximum [Percent]

0.00%

Base Contract Expense (of Average Account Value), Current [Percent]

0.00%

Base Contract Expense (of Other Amount), Maximum [Percent]

1.70%

Base Contract Expense (of Other Amount), Current [Percent]

1.70%

Base Contract Expense, Footnotes [Text Block]

Mortality and expense risk charge and administration charge (as a percentage of the net assets of the Variable Option)The Benefit is included upon issuance of the Contract. The Benefit may be cancelled after three years. If it is cancelled, the Benefit charge will no longer apply.

Index-Linked Option Fee Table, Limits Positive Returns Note [Text Block]

Item 5. Principal Risks [Line Items]

Item 5. Principal Risks [Table Text Block]

PRINCIPAL RISKS OF INVESTING IN THE CONTRACT

The risks identified below are the principal risks of investing in the Annuity. The Annuity may be subject to additional risks other than those identified and described in this prospectus.

Risk of Loss

You could lose money by investing in the Annuity, including your principal investment. An investment in the Annuity is not a deposit with a bank and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency.

Buffer Risk

You take the investment risk for amounts allocated to one or more Index Strategies since the Index Credit is based upon the performance of the associated Index. You could lose a significant amount of money if the Index declines in value. We limit the negative Index Return used in calculating Index Credit applied to an Index Strategy at the end of its Index Strategy Term through a Buffer. The Buffer is the amount of protected negative Index Return. Any negative Index Return in excess of the Buffer reduces the Account Value allocated to the Index Strategy (i.e., the protection from negative Index performance is limited). You bear the risk of the negative Index Return in excess of the Buffer you choose. In the case of a multi-year Index Strategy Term, losses are measured over the entire Index Strategy Term from the Index Strategy Start Date to the Index Strategy End Date and may exceed the Buffer levels associated with the Index Strategy. Sustained negative Index Returns may result in zero or negative Index Credits over multiple Index Strategy Terms.

Under an Index Strategy, the maximum amount of loss that you could experience from negative Index performance at the end of an Index Strategy Term, after taking into account the current limits on Index loss provided under the Annuity, is: 95% loss for a 5% Buffer; 90% loss for a 10% Buffer; 85% loss for a 15% Buffer; 80% loss for a 20% Buffer; 70% loss for a 30% Buffer or 0% loss for a 100% Buffer. The Company does not guarantee that the Annuity will always offer Index Strategies that limit Index losses, which would mean risk of loss of the entire amount invested.

Cap Rate Risk

If you elect a Cap Rate or Enhanced Cap Rate Index Strategy, a positive Index Credit may be limited by the applicable Cap Rate, which means that your Index Credit could be lower than the Index Return. The Cap Rate exists for the full term of the Index Strategy. Cap Rates, upon renewal, may be higher or lower than the initial Cap Rate but will never be less than the Guaranteed Minimum Cap Rate. Renewal Cap Rates may differ from the Cap Rates used for new Annuity contracts or for other Annuity contracts issued at different times. No Index Strategy guarantees a positive Index Credit.

If you elect a Dual Directional Index Strategy, a positive Index Return may be limited by the applicable Cap Rate. However, if the Index Return is negative and is within or equal to the Buffer, then the Index Credit would not be limited by the applicable Cap Rate. Cap Rates for the Dual Directional Index Strategy will be equal to or lower than the Cap Rate in the Cap Rate Index Strategy.

Cap Rates will never be less than the Guaranteed Minimum Cap Rates. The Guaranteed Minimum Cap Rate equals 1.00% for a one-year Index Strategy Term, 5.00% for a three-year Index Strategy Term and 10.00% for a six-year Index Strategy Term. Cap Rates for new Index Strategy Terms are declared at our discretion, subject to applicable guarantees. You bear the risk that we will not declare a Cap Rate above the Guaranteed Minimum Cap Rate.

Step Rate Plus Risk

If you elect a Step Rate Plus Index Strategy, a positive Index Credit may be limited by the applicable Step Rate or Participation Rate, which means that your Index Credit could be lower than the Index Return. The Step Rate and Participation Rate exist for the full term of the Index Strategy. Step Rates and Participation Rates, upon renewal, may be higher or lower than the initial Step Rate or Participation Rate but will never be less than the Guaranteed Minimum Step Rate and Guaranteed Minimum Participation Rate, respectively. Renewal Step Rates or Participation Rates may differ from the Step Rates or Participation Rates used for new Annuity contracts or for other Annuity contracts issued at different times. No Index Strategy guarantees a positive Index Credit.

For Step Rate Plus Index Strategies, the Guaranteed Minimum Step Rate equals 1% and the Guaranteed Minimum Participation Rate equals 60%. Step Rates and Participation Rates for new Index Strategy Terms are declared at our discretion, subject to applicable guarantees. You bear the risk that we will not declare a Step Rate or Participation Rae above the guaranteed minimum.

Tiered Participation Rate Risk

If you elect a Tiered Participation Rate Index Strategy, a positive Index Credit will be calculated using the applicable 1st Tier Participation Rate, 2nd Tier Participation Rate, and Tier Level. If the Index Return does not exceed the Tier Level, the 2nd Tier Participation Rate will not apply to any portion of the Index Return. The 1st Tier Participation Rate, 2nd Tier Participation Rate, and Tier Level exist for the full term of the Index Strategy. Participation Rates and Tier Levels, upon renewal, may be higher or lower than the initial Participation Rates or Tier Level but will never be less than the Guaranteed Minimum Participation Rate or Guaranteed Maximum Tier Level, respectively. Renewal Participation Rates and Tier Levels may differ from the Participation Rates and Tier Levels used for new Annuity contracts or for other Annuity contracts issued at different times. No Index Strategy guarantees a positive Index Credit.

For Tiered Participation Rate Index Strategies, the Guaranteed Minimum Participation Rate equals 100% and the Guaranteed Maximum Tier Level equals 35%. Participation Rates for new Index Strategy Terms are declared at our discretion, subject to applicable guarantees. You bear the risk that we will not declare a Participation Rate above the guaranteed minimum, or a Tier Level below the guaranteed maximum.

Risks Associated with the Indices

Because the S&P 500^® Index, MSCI EAFE Index, Invesco QQQ ETF, iShares Russell 2000 ETF, AB 500 Plus Index and Dimensional International Equity Focus Index are each comprised of a collection of equity securities, in each case the value of the component securities is subject to market risk, or the risk that market fluctuations may cause the value of the component securities to go up or down, sometimes rapidly and unpredictably. Market fluctuations can result from disasters and other events, such as storms, earthquakes, fires, outbreaks of infectious diseases (such as COVID -19), utility failures, terrorist acts, political and social developments, and military and governmental actions. In addition, the value of equity securities may increase or decline for reasons directly related to the issuers of the securities. Equity markets are subject to the risk that the value of the securities may fall due to general market and economic conditions. Market volatility may exist with these Indices, which means that the value of the Indices can change dramatically over a short period of time in either direction. When you allocate to an Index Strategy that is linked to the performance of one of the Indices, you are not investing in the Index or in the securities composing the Index.

Each Index is subject to additional risks, including the following:

●	The S&P 500^® Index is subject to risks associated with large-capitalization U.S. companies. In general, large-capitalization companies may be unable to respond quickly to new competitive challenges and may not be able to attain the high growth rate of successful smaller companies.

●

The MSCI EAFE Index is subject to risks associated with foreign securities, including emerging markets. International investing involves special risks not found in domestic investing, including political and social differences and currency fluctuations due to economic decisions. Foreign markets can be more volatile than U.S. markets, and emerging markets can be riskier than investing in well-established foreign markets. The risks associated with investing on a worldwide basis include differences in the regulation of financial data and reporting, currency exchange differences, as well as economic and political systems differences. The Index is also subject to risks associated with large-capitalization companies (as described above) and mid-capitalization companies. Generally, the securities of mid-capitalization companies can be more volatile and riskier than the securities of large-capitalization companies.

●

The Invesco QQQ ETF is subject to risks associated with large-capitalization companies and foreign securities (each as described above). In addition, to the extent that the Index is comprised of securities issued by companies in a particular sector, those securities may not perform as well as the securities of companies in other sectors or the market as a whole.

●	The AB 500 Index is subject to risks associated with large-capitalization U.S. companies and foreign securities, including emerging markets (each as described above).

●	The Dimensional International Equity Focus Index is subject to risks associated with foreign securities, including emerging markets (as described above).

●	The iShares Russell 2000 ETF is subject to risks associated with small-capitalization companies. Generally, the securities of small-capitalization companies are more volatile and riskier than the securities of large-capitalization companies.

When you allocate to an Index Strategy that is linked to the performance of an ETF you are not investing in the ETF. Index-based ETFs seek to track the investment results of a specific market index. Due to a variety of factors, including the fees and expenses associated with an ETF, an ETF’s performance may not fully replicate or may, in certain circumstances, diverge significantly from the performance of the underlying index. This potential divergence between the ETF and the specific market index is known as tracking error. Although we believe that we will be viewed as the owner of the Index Strategy for tax purposes, there is no legal guidance to indicate how the IRS might view access to an ETF linked Index Strategy coupled with frequent transfers among investment options.

Index performance is on a “price return” basis, not a “total return” basis, and therefore does not reflect dividends paid on the securities composing the Index. Also, if the Index is an ETF, the ETF deducts fees and costs that reduce Index performance. These factors will reduce the Index Return and may cause the Index to underperform a direct investment in the securities composing the Index.

When you allocate to an Index Strategy that is linked to the performance of one of the Indices, you will not have voting rights or rights to receive dividends or other distributions that direct holders of the securities comprising the Indices have.

Early Withdrawal Risk

The Annuity is not a short-term investment vehicle and is not an appropriate investment for an investor who needs ready access to cash. The Annuity is designed to provide benefits on a long-term basis. Because of the long-term nature of the Annuity, you should consider whether the Annuity is consistent with your financial situation and objectives.

Withdrawals under the Annuity, including partial withdrawals and a full surrender, may be subject to significant risk. Withdrawals during the first six Annuity Years may result in surrender charges. Surrender charges do not apply to withdrawals of the Free Withdrawal Amount, Income Withdrawals equal to or less than the Annual Income Amount under the Benefit, or RMD withdrawals. However, even when surrender charges do not apply, withdrawals may be subject to negative Interim Value adjustments, Market Value Adjustments, and negative tax consequences. Withdrawals may also reduce the value of the Benefit, perhaps significantly. See “Index Linked Variable Income Benefit Risk.”

An Interim Value adjustment will apply to any withdrawal that occurs during an Index Strategy Term other than on the Index Strategy Start Date or Index Strategy End Date. Similarly, an Interim Value adjustment will apply to a death benefit payment, transfer, Annuitization, or Benefit charge during an Index Strategy Term other than on the Index Strategy Start Date or Index Strategy End Date. A negative Interim Value adjustment will result in loss, which could be significant. See “Interim Value Risk” below. In extreme circumstances, you could lose up to 100% of your investment in an Index Strategy due to a negative Interim Value adjustment and Market Value Adjustments.

If a portion of Account Value allocated to an Index Strategy is withdrawn or otherwise removed prior to the Index Strategy End Date, there will be an immediate reduction to your Index Strategy Base. The reduction will be in a proportion equal to the reduction in your Interim Value. The proportional reduction could be larger than the dollar amount withdrawn or otherwise removed from the Index Strategy. Reductions to your Index Strategy Base will negatively impact your Interim Values for the remainder of the Index Strategy Term and will result in a lower positive Index Credit (if any) on the Index Strategy End Date.

Withdrawals may significantly reduce the Death Benefit, perhaps by more than the amount withdrawn. If you set up scheduled withdrawals, your exposure to these risks will repeat as long as the scheduled withdrawals continue.

Interim Value Risk

To determine the Interim Value, we apply a formula which does not reflect the actual performance of the applicable Index, but rather a determination of the value of hypothetical underlying investments at the time of the Interim Value calculation. This amount could be more or less than if you had held the Index Strategy for the full Index Strategy Term. It also means that you could have a negative performance, even if the value of the Index has increased at the time of the calculation. All withdrawals from an Index Strategy, including death benefit payments, transfers, Income Withdrawals, Excess Income, annuitization, Benefit charges and surrenders paid before the Index Strategy End Date will be based on the Interim Value. Withdrawals, partial transfers, and Benefit charges before an Index Strategy End Date could have adverse impacts even if the value of the Index has increased at the time of the calculation because an early withdrawal will not allow you to participate in the Index Return for the Index Strategy Term with your entire Index Strategy Base. If you withdraw, transfer a portion out of, or we process a Benefit charge from Account Value allocated to an Index Strategy, the withdrawal, transfer, or Benefit charge will cause an immediate reduction to your Index Strategy Base in a proportion equal to the reduction in your Interim Value. A proportional reduction may be larger than the dollar amount of your withdrawal, transfer, or Benefit charge even if the value of the Index has increased. See “Withdrawal Risk” above for additional information.

Risks Associated with a Performance Lock

If a Performance Lock is executed:

●	You will no longer participate in Index Strategy performance, positive or negative, for the remainder of the existing Index Strategy Term for the “locked” Index Strategy.

●

You will not receive Index Credit on any “locked” Index Strategy on the Index Strategy End Date. As a result, you may receive less than the full Index Credit, or less than the full protection of the Buffer, than you would have received if you waited for us to apply the Index Credit on the Index Strategy End Date.

●	We use the Interim Value calculated at the end of the current Valuation Day on the Performance Lock Date to execute your Performance Lock.

●	If a Performance Lock is executed when your Interim Value has declined, you will lock in any loss. It is possible that you would have realized less of a loss or no loss if the Performance Lock occurred at a later time, or if the Index Strategy was not “locked.”

●

We will not provide advice or notify you regarding whether you should exercise a Performance Lock or the optimal time for doing so. We will not warn you if you exercise a Performance Lock at a sub-optimal time. We are not responsible for any losses related to your decision whether or not to exercise a Performance Lock.

Transfer Risk

The Annuity imposes significant limitations on the transfer of Account Value among investment options. Account Value may be transferred to an Index Strategy, or among Index Strategies, only on an Index Strategy End Date. Account Value in the Fixed Account may be transferred to an Index Strategy only on an Index Anniversary Date or sooner pursuant to the Flexible Allocation feature. These limitations restrict your ability to reallocate Account Value in reaction to changes in market conditions.

Availability of Index Strategies will vary over time

Before allocating to an Index Strategy, you should determine the Index Strategies, Buffers, Cap Rates, Spreads, Participation Rates and Step Rates available to you. We reserve the right to change the Indices, Buffers, and limits on Index Gains at any time for new Strategy Terms, subject to applicable guarantees. We reserve the right to add or remove Index Strategies. There is no guarantee that an Index Strategy will be available in the future. You should make sure the Index Strategies you select are appropriate for your investment goals. During the Income Stage, we will limit the Index Strategy allocation options available.

Reallocation of Index Strategies

At the end of an Index Strategy Term for an Index Strategy, the amount allocated to that Index Strategy will be reallocated based upon your instructions we received in Good Order, or if none has been received in Good Order, automatically renew into the same Index Strategy unless the Index Strategy End Date would be after the Maximum Annuity Date. If the same Index Strategy is no longer available, the amount will be transferred into the Fixed Account, and the amount may be transferred into another Index Strategy on the next Index Anniversary Date or sooner pursuant to the Flexible Allocation feature. You must provide instructions for reallocation by the Index Anniversary Date.

Substitution of an Index

We have the right to substitute a comparable index prior to the Index Strategy End Date if any Index is discontinued or if the calculation of an Index is substantially changed (such as a material change in the formula or method of calculating the Index). We would attempt to choose a substitute index that has a similar investment objective and risk profile to the replaced index and would notify you of any such substitutions. Upon substitution of an Index, we will calculate your Index Return on the replaced Index up until the date of substitution and the substitute Index from the date of substitution to the Index Strategy End Date. An Index substitution will not change your Index Strategy. The performance of the new Index may not be as good as the one that it substituted and as a result your Index Return may have been better if there had been no substitution. When we notify you of any substitution of an Index, we will also inform you of the potential impacts to your Index Credit.

Index Linked Variable Income Benefit Risk

The Benefit is automatically included in your Contract for an additional charge, but you cannot remove it until the Waiting Period has elapsed. If you remove the Benefit before Income Withdrawals begin, you will have paid for the Benefit without receiving any of its advantages. Additionally, if you remove the Benefit, you cannot re-elect it at any point in the future. You will begin paying Benefit charges immediately rather than the date that you begin taking Income Withdrawals. You could pay Benefit charges for many years before you begin taking Income Withdrawals. Benefit charges will reduce your returns, if any, from investing in the Index Strategies. Benefit charges deducted prior to an Index Strategy End Date will result in an Interim Value adjustment, which may be negative.

You should carefully weigh the advantages of the Benefit against its additional charge and in light of the market downside protections that are already provided by the Index Strategies. Income Withdrawals are taken from your own Account Value until it is reduced to zero. If your Account Value is never reduced to zero for a reason other than Excess Income, our payment obligations under the Benefit will never be triggered. There may be minimal chance under the Benefit of outliving your Account Value and receiving lifetime payments from us. There is no guarantee that the Benefit will meet your retirement income needs or that you will realize any financial benefit. The Benefit’s lifetime income guarantees are subject to terms and conditions that, if not followed, could result in significant reductions to or termination of the Benefit.

There are restrictions on when you can begin taking Income Withdrawals under the Benefit. Income Withdrawals may not begin until the Income Stage. You can elect to begin the Income Stage only on an Index Anniversary Date after the Waiting Period. The election is irrevocable. You should carefully consider when to enter the Income Stage. The Benefit has an Income Deferral Rate feature that increases the Income Percentage each year until the Income Stage begins. There is no way to know when you should enter the Income Stage with certainty. On one hand, the longer you wait to enter the Income Stage and begin taking Income Withdrawals, the less time you have to take advantage of the Benefit because as time passes, your life expectancy is reduced. On the other hand, the longer you wait to enter the Income Stage, the more you may benefit from the Income Deferral Rate feature. Withdrawals prior to the Income Stage (i.e., during the Savings Stage) will reduce the Benefit, perhaps significantly, because your future Annual Income Amount will be calculated using a lower Account Value upon entering the Income Stage. During the Income Stage, no Index Strategies are available other than the 1-year Cap Rate, 1-Year Dual Directional, 1-year Step Rate Plus, and 1-year Enhanced Cap Rate* Index Strategies.

Once you enter the Income Stage, all withdrawals count against your Annual Income Amount. Withdrawals up to your Annual Income Amount will not reduce your Benefit for future Annuity Years and will not be subject to surrender charges but may be subject to negative Interim Value adjustments and negative tax consequences. Any withdrawals, including any applicable surrender charges, in excess of the Annual Income Amount will be Excess Income. Excess Income will reduce the value of your Benefit for future Annuity Years, perhaps significantly. Each withdrawal of Excess Income, including any applicable surrender charges, proportionally reduces the Annual Income Amount that will be used in the recalculation of the Annual Income Amount on the next Index Anniversary Date. The proportional reduction is the ratio of the Excess Income to the Account Value immediately following the withdrawal of any applicable Income Withdrawal amount and prior to the withdrawal of the Excess Income. Withdrawals of Excess Income may also be subject to negative Interim Value adjustments and negative tax consequences. If your Account Value is reduced to zero as a result of Excess Income, the Benefit and the Annuity will terminate immediately.

On the Income Effective Date, we base your initial income payment under the Benefit on the Income Percentage you receive at issue increased by the Income Deferral Credit and your Account Value. Decreases in Account Value due to negative Index performance, deductions for Insurance Charges and expenses, withdrawals and Benefit charges prior to the Income Effective Date will decrease the initial income payment amount available to you. After the Income Effective Date, your Annual Income Amount can increase or decrease based on the Index Credits associated with your chosen Index Strategies. As such, your Annual Income Amount may fluctuate up or down from one Annuity Year to the next even if you do not take Excess Income.

All benefits from the Accumulation Period terminate once the Annuity has been Annuitized, including the Benefit. We base Income Withdrawals on the lifetime of a Protected Life or Joint Protected Lives designated at issue. If you change Owners or Beneficiary(s), we may terminate the Benefit prematurely.

Risks Associated with the Flexible Allocation Feature

There are restrictions applicable to the Flexible Allocation feature:

●	Flexible Allocation is available only during the Savings Stage.

●	We do not accept Flexible Allocation requests within 15 days of an Index Anniversary Date.

●

You are limited to 20 Flexible Allocation requests each Index Year, but each request can involve multiple Index Strategies and/or the Fixed Account. After the 20th Flexible Allocation request in an Index Year, locked Index Strategies will remain locked until the next Index Anniversary Date and unlocked Index Strategies and Fixed Account Value cannot be reallocated until the number of Flexible Allocation requests resets. These limitations mean you may not be able to take advantage of any increases to Flexible Allocation Rates, or any advantageous changes to Index Values that may become available at the optimal time. This may limit your return potential.

●	Flexible Allocation Rates you receive may be less than the Flexible Allocation Rates that become available later in an Index Year or the Renewal Rates available on the next Index Anniversary Date. This may limit your return potential.

●	We will not provide advice or notify you regarding whether you should execute a Flexible Allocation or the optimal time for doing so. We will not warn you if you execute a Flexible Allocation at a sub-optimal time.

●	We are not responsible for any losses related to your decision whether or not to execute a Flexible Allocation.

Risks Associated with the Market Value Adjustment

The Market Value Adjustment (MVA) is a separate and distinct adjustment (positive or negative) that applies to any partial withdrawal amounts that exceed the Free Withdrawal Amount for MVAs and surrenders within the MVA Period. The MVA is based on a formula designed to respond to interest rate movements. Generally, if interest rates have risen since the beginning of the MVA Period, the MVA can reduce the amount distributed. If interest rates have fallen, the MVA can increase the amount distributed. Losses related to the Fixed Account are limited due to the Minimum Guaranteed Surrender Value (MGSV) feature. The MGSV feature applies only to funds allocated to the Fixed Account (see “Fixed Account - Minimum Guaranteed Surrender Value” below). Losses related to investment in Index Strategies could be significant, up to 100% of your investment in extreme scenarios. The MVA is not applied to reallocations between the Index Strategies and the Fixed Account. The MVA also does not apply to amounts: (i) withdrawn up to the maximum Free Withdrawal Amount or Annual Income Amount (AIA) for partial withdrawals; (ii) withdrawn as Required Minimum Distributions that we calculate; (iii) paid as a Death Benefit; (iv) withdrawn from the Fixed Account for a period of 30 days before and 60 days following the end of each 6-year MVA Period; (v) withdrawn from the Index Strategies for a period of 30 days before and on the end of each MVA Period; (vi) upon Annuitization; or (vii) withdrawn upon occurrence of a Medically Related Withdrawal (see “Surrenders - Medically-Related Withdrawals” below).

Insurance Company Risk

No company other than us has any legal responsibility to pay amounts that we owe under the Annuity. You should look to our financial strength for our claims-paying ability. Amounts allocated to the Index Strategies are held in a non-registered, non-insulated Index Strategies Separate Account. These assets are subject to the claims of our creditors and the benefits provided under the Index Strategies are subject to our claims paying ability.

The Company is also subject to risks related to disasters and other events, such as storms, earthquakes, fires, outbreaks of infectious diseases (such as COVID-19), utility failures, terrorist acts, political and social developments, and military and governmental actions. These risks are often collectively referred to as “business continuity” risks. These events could adversely affect the Company and our ability to conduct business and process transactions. Although the Company has business continuity plans, it is possible that the plans may not operate as intended or required and that the Company may not be able to provide required services, process transactions, deliver documents or calculate values. It is also possible that service levels may decline as a result of such events.

Possible Adverse Tax Consequences

The tax considerations associated with the Annuity vary and can be complicated. The tax considerations discussed in this prospectus are general in nature and describe only federal income tax law (not state, local, foreign or other federal tax laws). Before making a Purchase Payment or taking other action related to your Annuity, you should consult with a qualified tax advisor for complete information and advice. For example, distributions from your Annuity are generally subject to ordinary income taxation on the amount of any investment gain unless the distribution qualifies as a non-taxable exchange or transfer. In addition, if you take a distribution prior to the taxpayer’s age 59½, you may be subject to a 10% additional tax in addition to ordinary income taxes on any gain.

No Additional Purchase Payments

The Annuity is a single premium product. After the Purchase Payment is made, no additional purchase payments will be accepted. You will be unable to increase the value of your Contract or its benefits (including the Index Linked Variable Income Benefit and the Death Benefit) with additional purchase payments.

Deliberate cyber attacks can include, but are not limited to, gaining unauthorized access (including physical break-ins) to computer systems in order to misappropriate and/or disclose sensitive or confidential information; deleting, corrupting or modifying data; and causing operational disruptions. Cyber attacks may also be carried out in a manner that does not require gaining unauthorized access, such as causing
denial-of-service attacks on websites (in order to prevent access to computer networks). In addition to deliberate breaches engineered by external actors, cyber security risks can also result from the conduct of malicious, exploited or careless insiders, whose actions may result in the destruction, release or disclosure of confidential or proprietary information stored on an organization’s systems.

Cyber security events, disasters and similar events, whether deliberate or unintentional, that could impact the Company and Contract owners could arise not only in connection with our own administration of the Annuity, but also with entities operating the Annuity’s Portfolios and with third-party service providers. Cyber security and other events affecting any of the entities involved with the offering and administration of the Annuity may cause significant disruptions in the business operations related to the Annuity. Potential impacts may include, but are not limited to, potential financial losses under the Annuity, your inability to conduct transactions under the Annuity and/or with respect to a Portfolio, an inability to calculate unit values with respect to the Annuity and/or the net asset value (“NAV”) with respect to a Portfolio, and disclosures of your personal or confidential account information.

In addition to direct impacts to you, cyber security and other events described above may result in adverse impacts to the Company, including regulatory inquiries, regulatory proceedings, regulatory and/or legal and litigation costs, and reputational damage. Costs incurred by the Company may include reimbursement and other expenses, including the costs of litigation and litigation settlements and additional compliance costs. Considerable expenses also may be incurred by the Company in enhancing and upgrading computer systems and systems security following a cyber security failure or responding to a disaster or similar event. The rapid proliferation of technologies, as well as the increased sophistication and activities of organized crime, hackers, terrorists, and others continue to pose new and significant cyber security threats. In addition, the global spread of COVID-19 has caused the Company and its service providers to implement business continuity plans, including widespread use of work-from-home arrangements. Although the Company, our service providers, and the Portfolios offered under the Annuity may have established business continuity plans and risk management systems to mitigate risks, there can be no guarantee or assurance that such plans or systems will be effective, or that all risks that exist, or may develop in the future, have been completely anticipated and identified or can be protected against. Furthermore, the Company cannot control or assure the efficacy of the cyber security and business continuity plans and systems implemented by third-party service providers, the Portfolios, and the issuers in which the Portfolios invest.

The military invasion of Ukraine initiated by Russia in February 2022 and the resulting response by the United States and other countries haveled to economic disruptions, as well as increased volatility and uncertainty in the financial markets. It is not possible to predict the ultimate duration and scope of the conflict, or the future impact on U.S. and global economies and financial markets. The performance of the Index(es) may be adversely affected.

Artificial Intelligence Risk: In addition to the cyber security risks described above, the development, adoption and use of AI, including generative artificial intelligence (“Generative AI”), by us and by third parties on whom we rely may increase existing operational risks or create new operational risks that we are not currently anticipating. AI technologies offer potential benefits in areas such as customer service personalization and process automation, and we expect to use AI and Generative AI to help deliver products and services and support critical functions. We also expect third parties on whom we rely to do the same. There are significant risks involved in developing and deploying AI, and there can be no assurance that its use will enhance our products or services or be beneficial to our business, including our efficiency or profitability. The risk that AI and Generative AI may be misused is increased by the relative newness of the technology, the speed at which it is being adopted, and the lack of laws, regulations or standards governing its use. Such misuse could expose the Company to legal or regulatory risk, damage customer relationships or cause reputational harm. Further, our ability to continue to develop and efficiently deploy AI technologies depends on access to specific third-party equipment and other physical infrastructure, such as processing hardware and network capacity, the availability and pricing of which is difficult to control, especially in a highly competitive environment. Our competitors may also adopt AI or Generative AI more quickly or more effectively than we do, which could cause competitive harm. Because the Generative AI technology is so new, some of the potential risks of Generative AI are currently unknowable.

Item 6. Description of Insurance Company, Registered Separate Account, and Investment Options [Line Items]

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Index-Linked Option Details [Line Items]

Index-Linked Option Details, Description [Text Block]

Index Strategies Separate Account

Assets supporting the Index Strategies are held in a non-insulated, non-registered, and non-unitized Index Strategies Separate Account established under Arizona law. These assets are subject to the claims of our creditors and the benefits provided under the Index Strategies are subject to our claims paying ability.

An Owner does not have any interest in or claim on the assets in the Index Strategies Separate Account. In addition, neither an Owner nor amounts allocated to the Index Strategies participate in the performance of the assets held in the Index Strategies Separate Account.

We are not obligated to invest according to specific guidelines or strategies except as may be required by Arizona and other state insurance laws. The Index Strategies Separate Account is not registered with the SEC under the Investment Company Act.

The General Account: Our general obligations and any guaranteed benefits under the Annuity are supported by our General Account and are subject to our claims paying ability. In the Payout Stage or the Insured Income Stage (if the Benefit is not terminated or cancelled), assets supporting annuity payments are held in the General Account. Assets in the General Account are not segregated for the exclusive benefit of any particular contract or obligation. General Account assets are also available to our general creditors and for conducting routine business activities, such as the payment of salaries, rent and other ordinary business expenses. The General Account is subject to regulation and supervision by the Arizona Department of Insurance and to the insurance laws and regulations of all jurisdictions where we are authorized to do business.

INVESTMENT OPTIONS

Index-Linked Options

Index Strategy Term

Index Return

We calculate the Index Return for every Index Strategy on a point-to-point basis. The Index Return will be the percentage change in the Index Value from the Index Strategy Start Date to the Index Strategy End Date. The Index Return is then used to determine the Index Credit for an Index Strategy. The Index Return is calculated by taking the Index Value on the Index Strategy End Date, minus the Index Value on the Index Strategy Start Date, and then dividing the result by the Index Value on the Index Strategy Start Date.

Examples:

1.	Negative Index Return Index Value at Index Strategy Start Date: 1569 Index Value on Index Strategy End Date: 1333 Index Return: -15% ((1333-1569)/1569)

2.	Positive Index Return Index Value at Index Strategy Start Date: 1569 Index Value on Index Strategy End Date: 1726 Index Return: 10% ((1726-1569)/1569)

Because we calculate the Index Return by comparing the value of the Index between two specific points in time, the Index Return may be negative or flat for the Index Strategy Term as a whole (including a multi-year Strategy Term) even if the Index performed positively for certain periods of time during the Index Strategy Term.

Each Index Strategy references an Index that determines the Index Return used to compute the Index Credit. When you allocate to an Index Strategy that is linked to the performance of one of the Indices, you are not investing in the Index. We currently offer Index Strategies based on the following securities indices:

S&P 500^® Index, Price Return (SPX): The S&P 500^® Index is comprised of 500 stocks considered representative of the overall market and is exclusive of dividends. An index is unmanaged and not available for direct investment.

MSCI EAFE Index, Price Return (MXEA): The MSCI EAFE Index measures the equity market performance of 22 developed market country indices located in Europe, Australasia and the Far East and is exclusive of dividends. An index is unmanaged and not available for direct investment.

Invesco QQQ ETF, Price Return (QQQ): The Invesco QQQ ETF is an exchange-traded fund that seeks to track the investment results of the NASDAQ-100 Index^®. The Index includes the 100 largest non-financial companies listed on the Nasdaq^® based on market cap.

iShares^® Russell 2000 ETF, Price Return (IWM): The iShares^® Russell 2000 ETF seeks to track the investment results of the Russell^® 2000 Index, an index composed of small-capitalization U.S. equities. The Russell^® 2000 Index measures the performance of the small capitalization sector of the U.S. equity market, as defined by FTSE Russell.

AB 500 Plus Index^SM, Price Return (ABUSPLS): The AB 500 Plus Index^SM is a rules based, allocation index that utilizes the SPDR^® S&P 500^® ETF Trust as its default allocation. The Index will tactically reallocate to additional US listed equity index ETFs: Invesco QQQ Trust^SM, SERIES 1 ETF, iShares^® Russell 2000 ETF, Shares^® MSCI EAFE ETF, and iShares^® MSCI Emerging Markets ETF when our proprietary positioning signals indicate that those other equity index ETFs have a higher expected return potential than the default allocation. At all times, the Index is fully allocated to equity index ETFs, with a significant allocation to equity index ETFs that track US listed companies. By following proprietary positioning signals, the Index aims to maintain significant exposure to the SPDR^® S&P 500^® ETF Trust, while providing differentiated returns through a tactical reallocation process.

The rules for calculating the AB 500 Plus Index^SM include an annual 0.75% reduction, which accrues daily, meaning that a small portion of that reduction is included in the published Index Value each day. The reduction is included to aid in setting the cap and participation rates and/or buffer levels of the Index Strategy with which the Index is used.

Index Returns for Index Strategies linked to an ETF are based on the closing share price of each respective Index. Because Index performance is reflective of an ETF’s closing price, Index performance is on a “price return” basis, not a “total return” basis, and therefore does not reflect dividends paid on the securities in which the ETF invests. In addition, an ETF deducts fees and costs that reduce Index performance. These factors will reduce the Index Return and may cause the ETF to underperform a direct investment in the ETF or the securities in which the ETF invests.

Index Returns for Index Strategies linked to a market index are based on the Index Value published at the close of a Valuation Day. Each such Index is a “price return index,” not a “total return index,” and therefore does not reflect dividends paid on the securities composing the Index. This will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.

If an Index is discontinued or substantially changes, we reserve the right to select an alternative Index and we will notify you of any such changes. For these purposes, an Index would be substantially changed if an index sponsor announces that it will make a material change in the formula for the Index or the method of calculating the Index or in any other way materially modifies the Index. We would attempt to choose a substitute Index that has a similar investment objective and risk profile to the replaced Index. Upon substitution of an Index, we will calculate your Index Return on the replaced Index up until the date of substitution and the substitute Index from the date of substitution to the Index Strategy End Date. An Index substitution will not change

your Index Strategy. The performance of the new Index may not be as good as the one that it substituted and as a result your Index Return may have been better if there had been no substitution. When we notify you of any substitution of an Index, we will also inform you of the potential impacts to your Index Credit.

See “Appendix D” for important information about the Indices.

Historical Index Performance

The bar charts shown below provide each Index’s annual returns for the last 10 calendar years (or for the life of the Index if less than 10 years), as well as the Index returns after applying a hypothetical 5% cap and a hypothetical -10% buffer. The charts illustrate the variability of the returns from year to year and show how hypothetical limits on Index gains and losses may affect these returns. Past performance is not necessarily an indication of future performance.

The performance below is NOT the performance of any Index Strategy. Your performance under the Annuity will differ, perhaps significantly. The performance below may reflect a different return calculation, time period, and limit on Index gains and losses than the Index Strategies, and does not reflect Annuity fees and charges, including surrender charges or negative Interim Value adjustments, which reduce performance.

Notes Regarding Examples

The Examples set forth below, as well as other Examples found throughout this prospectus, are intended to illustrate how various features of the Annuity work. These Examples should not be considered a representation of past or future performance of any Index Strategies. Actual performance may be greater or less than those shown in the Examples. Similarly, the Index Returns in the Examples are not an estimate or guarantee of future Index performance. The Caps, Spreads, Participation Rates, Step Rates, and Buffers for the Index Strategies shown in the following Examples are for illustrative purposes only and may not reflect actual declared rates. In addition, values may be rounded for display purposes only.

Limits on Index Losses: Buffers

The Buffer limits the amount of negative Index Return used in calculating the Index Credit that may be applied to an Index Strategy at the end of an Index Strategy Term. If the Index Return is negative, but less than or equal to the Buffer, the Index Credit is zero. Otherwise, the Index Credit is equal to the negative Index Return in excess of the Buffer. Negative Index Returns in excess of the Buffer will result in loss, which may be significant.

The Buffer is the amount of the protected negative return. Any negative Index Credits in excess of the Buffer reduces the Account Value allocated to the Index Strategy.

For example, if the Index Return is -25% and the Buffer is 10%, we will apply a -15% Index Credit (the amount of negative Index Return that exceeds the Buffer) at the end of the Index Strategy Term, meaning you will experience a 15% loss. If the Index Return is -5%, we will apply a 0% Index Credit, meaning you would experience no loss due to negative Index performance. Please see below for more detailed examples.

A 100% Buffer will provide complete protection from Index losses. For example, if the Index Change is -25% and the Buffer is 100%, we will apply a 0% Index Credit (i.e., no loss) at the end of the Index Strategy Term. However, like any Index Strategy, there may be losses due to surrender charges, negative Interim Value adjustments, and/or taxes and tax penalties.

We will declare Buffers that will be available on the Index Strategy Start Date for each Index Strategy. We set the Buffers at our sole discretion. We consider various factors in declaring Buffers, including our hedging costs and techniques, administrative expenses, regulatory and tax requirements, market conditions, and competitive factors.

The Annuity offers Index Strategies with 5%, 10%, 15%, 20% and 30% and 100% Buffers. The Buffer for an Index Strategy will not change during an Index Strategy Term.

The Company does not guarantee that the Annuity will always offer Index Strategies that limit Index losses, which would mean risk of loss of the entire amount invested.

Before selecting an Index Strategy for investment, you should consider in consultation with your Financial Professional which Buffer may be appropriate for you. You and your Financial Professional may want to discuss and consider your risk tolerance, investment time horizon, and financial goals. In general, assuming the same Index and Index Strategy Term length, an Index Strategy that provides more protection from Index losses will generally tend to have less potential for Index gains. Conversely, assuming the same Index and Index Strategy Term length, an Index Strategy that provides less protection from Index losses will generally tend have more potential for Index gains.

Limits on Index Gains

Examples

The following examples illustrate how we calculate and credit Index Credit, assuming hypothetical Index Returns and a hypothetical Cap, Spread and Buffer. The examples assume no withdrawals.

Index Strategy = 1-year Enhanced Cap Rate Index Strategy and a 10% Buffer
Cap = 17%
Spread 2%
Index Strategy Base at Index Strategy Start Date = $102,000
Index Strategy Base at Index Strategy End Date before Index Credit = $100,000*
*Assumes a reduction in the Index Strategy Base of $2,000 since the Index Strategy Start Date due to the daily deduction of Benefit charges and the impact of Interim Value adjustments. Reductions to your Index Strategy Base due to the deduction of Benefit charges could be higher or lower than assumed in this example and will depend on factors such as your Index Strategy Base, the dollar amount of Benefit charges, and the corresponding Interim Value adjustments.

●	Upside potential equals 100% of the Index Return minus 2% Spread up to a Cap of 17%

○	Example 1: if the Index increased by 20%, which is greater than the Cap plus Spread, the Index Credit would be 17%, which is equal to the Cap Rate. The Account Value in the Index Strategy after the Index Credit would be $117,000, less the Benefit charge due on the Index Strategy End Date.

○

Example 2: if the Index increased by 10%, an amount that is less than the Cap plus Spread, the Index Credit would be the Index Return minus the 2% Spread which is 8%. The Account Value in the Index Strategy after the Index Credit would be $108,000, less the Benefit charge due on the Index Strategy End Date.

○	Example 3: If the Index increased by 1%, an amount that is greater than zero but less than the Spread, the Index Credit would be 0%. The Account Value in the Index Strategy after the Index Credit would be $100,000, less the Benefit charge due on the Index Strategy End Date.

●	Partial downside protection is provided through the Buffer where Index losses within the Buffer are protected. Index losses that exceed the Buffer will result in a loss of Account Value.

○	Example 1: if the Index decreased by 4%, an amount within the Buffer, the Index Credit would be 0%, with no loss of Account Value. The Account Value in the Index Strategy after the Index Credit would be $100,000, less the Benefit charge due on the Index Strategy End Date.

○	Example 2: if the Index decreased by 12%, which is greater than the 10% Buffer, there would be a loss of Account Value because the Index Credit would be -2%. The Account Value in the Index Strategy after the Index Credit would be $98,000, less the Benefit charge due on the Index Strategy End Date.

Step Rate Plus Index Strategy

Examples

The following examples illustrate how we calculate and credit Index Credit, assuming hypothetical Index Returns and a hypothetical Step Rate, Participation Rate, and Buffer. The examples assume no withdrawals.

Index Strategy = 1-Year Step Rate Plus with a 5% Buffer
Step Rate = 6%
Participation Rate = 90%
Index Strategy Base at Index Strategy Start Date = $102,000
Index Strategy Base at Index Strategy End Date before Index Credit = $100,000*
*Assumes a reduction in the Index Strategy Base of $2,000 since the Index Strategy Start Date due to the daily deduction of Benefit charges and the impact of Interim Value adjustments. Reductions to your Index Strategy Base due to the deduction of Benefit charges could be higher or lower than assumed in this example and will depend on factors such as your Index Strategy Base, the dollar amount of Benefit charges, and the corresponding Interim Value adjustments.

●	Upside potential equals the Step Rate if the Index Return is between zero (including zero) and the declared Step Rate. If the Index Return is greater than the Step Rate, the Index Credit is equal to the greater of the Index Return multiplied by the Participation Rate or the Step Rate.

○	Example 1: if the Index increased by 4%, an amount that is less than the Step Rate, the Index Credit would be 6% (the Step Rate). The Account Value in the Index Strategy after the Index Credit would be $106,000, less the Benefit charge due on the Index Strategy End Date.

○

Example 2: if the Index increased by 20%, which is greater than the Step Rate, the Index Credit would be the greater of 90% (the Participation Rate) of 20%, which is 18% or the Step Rate. In this Example, the Index Credit would be 18% as it is the greater value. The Account Value in the Index Strategy after the Index Credit would be $118,000, less the Benefit charge due on the Index Strategy End Date.

○

Example 3: if the Index increased by 6.50%, which is greater than the Step Rate, the Index Credit would be the greater of 90% (the Participation Rate) of 6.50%, which is 5.85% or the Step Rate. In this Example, the Index Credit would be the Step Rate of 6% as it is the greater value. The Account Value in the Index Strategy after the Index Credit would be $106,000, less the Benefit charge due on the Index Strategy End Date.

●	Partial downside is provided through the Buffer where Index losses within the Buffer are protected. Index losses that exceed the Buffer will result in a loss of Account Value.

○	Example 1: if the Index decreased by 4%, an amount within the Buffer, the Index Credit would be 0%, with no loss of Account Value. The Account Value in the Index Strategy after the Index Credit would be $100,000, less the Benefit charge due on the Index Strategy End Date.

○	Example 2: if the Index decreased by 12%, which is greater than the 5% Buffer, there would be a loss of Account Value because the Index Credit would be -7%. The Account Value in the Index Strategy after the Index Credit would be $93,000, less the Benefit charge due on the Index Strategy End Date.

Tiered Participation Rate Index Strategy

Dual Directional Index Strategy

For a Dual Directional Index Strategy, the Cap Rate may limit the positive Index Return used in calculating the Index Credit that may be applied at the end of an Index Strategy Term. The Cap Rate is the maximum rate that may be credited to an Index Strategy for any given Index Strategy Term if the Index Return is positive. The Dual Directional Index Strategy provides an Index Credit equal to the Index Return up to a Cap Rate when the Index Return is positive and an Index Credit equal to the absolute value of the Index Return, not limited by a Cap Rate, when the Index Return is negative and equal to or within the Buffer. The absolute value of the Index Return is the value without regard to the mathematical sign (positive or negative) of the Index Return. Otherwise, if the Index Return is negative and exceeds the Buffer, then the Index Credit will be negative and equal to the Index Return in excess of the Buffer.

If the Index Return is positive and equal to or greater than the Cap Rate, then the Index Credit is equal to the Cap Rate. If the Index Return is zero or positive, but less than the Cap Rate, the Index Credit is equal to the Index Return. For example, assuming a Cap Rate of 4% and an Index Return of 8% (which is greater than the Cap Rate), we will apply a 4% Index Credit at the end of the Index Strategy Term, meaning you will experience a 4% gain. If the Index Return is negative and equal to or within the Buffer, the Index Credit will be positive and equal to the absolute value of the Index Return. For example, assuming a 10% Buffer and an Index Return of negative 8% (which is within the 10% Buffer), we will apply a positive 8% Index Credit at the end of the Index Strategy Term, meaning you will experience an 8% gain. If the Index Return is instead a negative 12% (which exceeds the 10% Buffer), we will apply a negative 2% Index Credit at the end of the Index Strategy Term, meaning you will experience a 2% loss.

The Dual Directional Index Strategy is available in 1 and 6-year Terms.

The Cap Rate may vary by Index, Index Strategy Term and Buffer. We set the Cap Rates at our sole discretion, subject to the Guaranteed Minimum Cap Rate. We consider various factors in declaring Caps, including our hedging costs and techniques, administrative expenses, regulatory and tax requirements, market conditions, and competitive factors.

For Dual Directional Index Strategies, the Guaranteed Minimum Cap Rate equals 1% for a one-year Index Strategy Term and 10% for a six-year Index Strategy Term.

The initial Cap Rate applies to the initial Index Strategy Term. We will declare a Cap Rate for each subsequent Index Strategy Term. In some cases, we may declare a Cap Rate for an Index Strategy as “uncapped” in which case the maximum Index Credit you may receive is equal to the Index Return, subject to the Buffer.

Subsequent Cap Rates may be higher or lower than the initial Cap Rate but will never be less than the Guaranteed Minimum Cap Rate. Subsequent Cap Rates may differ from the Cap Rates used for new contracts or for other contracts issued at different times. We will determine new Cap Rates on a basis that does not discriminate unfairly within any class of contracts. The Cap Rate will not change during an Index Strategy Term.

Maturity

Item 7. Charges and Adjustments [Line Items]

Contract Adjustment [Table Text Block]

CHARGES AND ADJUSTMENTS

The charges under the Annuity are designed to cover, in aggregate, our direct and indirect costs of selling, administering and providing benefits under the Annuity. They are also designed, in aggregate, to compensate us for the risks of loss we assume. If, as we expect, the charges that we collect from the Annuity exceed our total costs in connection with the Annuity, we will earn a profit. Otherwise, we will incur a loss.

The rates of certain of our charges have been set with reference to estimates of the amount of specific types of expenses or risks that we will incur. In general, a given charge under the Annuity compensates us for our costs and risks related to that charge and may provide for a profit. However, it is possible that with respect to a particular obligation we have under the Annuity, we may be compensated not only by the charge specifically tied to that obligation, but also from one or more other charges we impose.

There are no explicit charges for the Index Strategies. There is a charge for the Benefit.

Contract Adjustment, Waiver Circumstances [Text Block]

Surrender Charge is waived under the following circumstances, including but not limited to:Withdrawals equal to or less than the Annual Income Amount, even if the withdrawal exceeds the Free Withdrawal Amount available.The Free Withdrawal Amount – withdrawals equal to or less than the stated Free Withdrawal Amount.Required Minimum Distribution (RMD) – as calculated by us, even those taken during the first Annuity Year, and distributed through a program/process we support.Medically-Related Surrenders (MRS) – based on the Owner meeting the following conditions (or Annuitant if entity owned): a) fatally ill or b) confinement to a medical facility for 90 consecutive days following the Issue Date (State variations may apply).We define a medical facility as a facility recognized as a hospital or a long-term care facility or that is a nursing home facility with a 24- hour RN or LPN who controls all prescribed medications and daily medical records.We define fatal illness as a condition which death results in 2 years for 80% of diagnosed cases.We allow for partial Medically Related Surrenders – we reserve the right in the contract to cap at a cumulative maximum of $500K per life, though this is not currently enforced.There is no cap on total Payments, i.e. the amount of Purchase Payments will not cause an Owner to be eligible for the waiver.We will not discriminate unfairly between Annuity purchasers with respect to any Surrender Charge waivers.

Contract Adjustment, Manner Determined [Text Block]

The charge for the Benefit is an annual charge based on the Account Value on the Index Anniversary Date after all Index Credits have been applied but before any withdrawals that occur on that date.

Contract Adjustment, Effect on Value and Benefits [Text Block]

The charge will reduce the Index Strategy Base by the proportional reduction in the Interim Value on the day the charge is assessed.

Contract Adjustment, Purpose [Text Block]

Item 10. Benefits Available [Line Items]

Benefits Available (N-4) [Text Block]

BENEFITS AVAILABLE UNDER THE CONTRACT

The following table summarizes information about the benefits available under the Annuity. Certain Contract Benefits may not be available through certain financial intermediaries. See Appendix B, ‘Financial Intermediary Variations’ and the Cover Page for additional information.


Name of Benefit	Purpose	Standard or Optional	Maximum Fee	Brief Description of Restrictions/Limitations
Index Linked Variable Income Benefit	The built-in Benefit associated with the Annuity is a variable income benefit that allows you to receive your annual withdrawal amount over one lifetime (“Protected Life”), or over the Owner/Annuitant and their spouse’s lifetime (“Joint Protected Lives”). The Benefit provides lifetime income payments initially based on a percentage of your Account Value.	Standard	1.70% (of the Account Value on the Index Anniversary Date)	If you remove the Benefit before Income Withdrawals begin, you will have paid for the Benefit without receiving any of its advantages. If you remove the Benefit, you cannot re-elect it at any point in the future. Income Withdrawals and the Benefit may also end prematurely if you take Excess Income or you annuitize your Contract. Benefit charges deducted prior to an Index Strategy End Date will result in an Interim Value adjustment, which may be negative. Income Withdrawals may not begin until the Income Stage, and you can elect to begin the Income Stage only on an Index Anniversary Date after the Waiting Period. Withdrawals prior to the Income Stage will reduce the Benefit, perhaps significantly, because your future Annual Income Amount will be calculated using a lower Account Value. During the Income Stage, no Index Strategies are available other than the 1-year Cap Rate, 1-Year Dual Directional, 1-year Step Rate Plus, and 1-year Enhanced Cap Rate Index Strategies. Withdrawals of the Annual Income Amount may be subject to negative Interim Value adjustments and tax consequences. Excess Income may be subject to surrender charges, negative Interim Value adjustments, negative Market Value Adjustments, and tax consequences. Excess Income may significantly reduce the Annual Income Amount for future Annuity Years, potentially by more than the amount withdrawn.


Name of Benefit	Purpose	Standard or Optional	Maximum Fee	Brief Description of Restrictions/Limitations
Return of Purchase Payments Death Benefit	Provides protection for your Beneficiary(ies) by ensuring that they receive the greater of the Return of Purchase Payments Amount and Account Value.	Standard	0%	The Death Benefit may not be electively terminated. The Death Benefit will terminate upon a change of Owner or Annuitant. The Death Benefit for any changed Owner or Annuitant will be Account Value. Withdrawals may significantly reduce the benefit, potentially by more than the amount withdrawn. The Death Benefit will terminate upon entering the Insured Income Stage for a single Protected Life or if you annuitize your Annuity.
Performance Lock	Captures the Interim Value of an Index Strategy at the end of any Valuation Day during the Index Strategy Term.	Standard	0%	Only one Performance Lock may occur for any given Index Strategy during an Index Strategy Term. May not be applied retroactively and must be for the full amount of the Interim Value. Cannot be reversed. Locked Interim Value will no longer participate in the Index Strategy performance for the current Index Strategy Term. Locked Interim Value cannot be reallocated until the next Index Anniversary Date, or sooner as provided pursuant to the Flexible Allocation feature. We reserve the right to limit the use of the Performance Lock feature for certain Index Strategies. We may discontinue the use of this feature for future Performance Lock requests at any time.


Name of Benefit	Purpose	Standard or Optional	Maximum Fee	Brief Description of Restrictions/Limitations
Systematic Withdrawal Program	An administrative program designed for you to withdraw a specified amount from your Annuity on an automated basis at the frequency you select.	Standard	0%	Not available if you are receiving substantially equal periodic payments under Sections 72(t) and 72(q) of the Code or Required Minimum Distributions. Terminates upon change of ownership or assignment. Systematic withdrawals may be subject to surrender charges, negative Interim Value adjustments, and tax consequences.

Benefits Available [Table Text Block]


Name of Benefit	Purpose	Standard or Optional	Maximum Fee	Brief Description of Restrictions/Limitations
Index Linked Variable Income Benefit	The built-in Benefit associated with the Annuity is a variable income benefit that allows you to receive your annual withdrawal amount over one lifetime (“Protected Life”), or over the Owner/Annuitant and their spouse’s lifetime (“Joint Protected Lives”). The Benefit provides lifetime income payments initially based on a percentage of your Account Value.	Standard	1.70% (of the Account Value on the Index Anniversary Date)	If you remove the Benefit before Income Withdrawals begin, you will have paid for the Benefit without receiving any of its advantages. If you remove the Benefit, you cannot re-elect it at any point in the future. Income Withdrawals and the Benefit may also end prematurely if you take Excess Income or you annuitize your Contract. Benefit charges deducted prior to an Index Strategy End Date will result in an Interim Value adjustment, which may be negative. Income Withdrawals may not begin until the Income Stage, and you can elect to begin the Income Stage only on an Index Anniversary Date after the Waiting Period. Withdrawals prior to the Income Stage will reduce the Benefit, perhaps significantly, because your future Annual Income Amount will be calculated using a lower Account Value. During the Income Stage, no Index Strategies are available other than the 1-year Cap Rate, 1-Year Dual Directional, 1-year Step Rate Plus, and 1-year Enhanced Cap Rate Index Strategies. Withdrawals of the Annual Income Amount may be subject to negative Interim Value adjustments and tax consequences. Excess Income may be subject to surrender charges, negative Interim Value adjustments, negative Market Value Adjustments, and tax consequences. Excess Income may significantly reduce the Annual Income Amount for future Annuity Years, potentially by more than the amount withdrawn.


Name of Benefit	Purpose	Standard or Optional	Maximum Fee	Brief Description of Restrictions/Limitations
Return of Purchase Payments Death Benefit	Provides protection for your Beneficiary(ies) by ensuring that they receive the greater of the Return of Purchase Payments Amount and Account Value.	Standard	0%	The Death Benefit may not be electively terminated. The Death Benefit will terminate upon a change of Owner or Annuitant. The Death Benefit for any changed Owner or Annuitant will be Account Value. Withdrawals may significantly reduce the benefit, potentially by more than the amount withdrawn. The Death Benefit will terminate upon entering the Insured Income Stage for a single Protected Life or if you annuitize your Annuity.
Performance Lock	Captures the Interim Value of an Index Strategy at the end of any Valuation Day during the Index Strategy Term.	Standard	0%	Only one Performance Lock may occur for any given Index Strategy during an Index Strategy Term. May not be applied retroactively and must be for the full amount of the Interim Value. Cannot be reversed. Locked Interim Value will no longer participate in the Index Strategy performance for the current Index Strategy Term. Locked Interim Value cannot be reallocated until the next Index Anniversary Date, or sooner as provided pursuant to the Flexible Allocation feature. We reserve the right to limit the use of the Performance Lock feature for certain Index Strategies. We may discontinue the use of this feature for future Performance Lock requests at any time.


Name of Benefit	Purpose	Standard or Optional	Maximum Fee	Brief Description of Restrictions/Limitations
Systematic Withdrawal Program	An administrative program designed for you to withdraw a specified amount from your Annuity on an automated basis at the frequency you select.	Standard	0%	Not available if you are receiving substantially equal periodic payments under Sections 72(t) and 72(q) of the Code or Required Minimum Distributions. Terminates upon change of ownership or assignment. Systematic withdrawals may be subject to surrender charges, negative Interim Value adjustments, and tax consequences.

Item 17. Investment Options [Line Items]

Investment Options (N-4) [Text Block]

APPENDIX A – INVESTMENT OPTIONS AVAILABLE UNDER THE CONTRACT

Certain Investment Options may not be available through certain financial intermediaries. See Appendix B, ‘Financial Intermediary Variations’ and the Cover Page for additional information.

Index-Linked Options

The following is a list of Index Strategies currently available under the Contract. We may change the features of the Index Strategies listed below (including the Index and the current limits on Index gains and losses), offer new Index Strategies, and terminate existing Index Strategies. We will provide you with written notice before making any changes other than changes to current limits on Index gains. Information about current limits on Index gains is available at www.prudential.com/flexguard-income2-rates.

Note: If value is withdrawn from an Index Strategy before the end of its Index Strategy Term, we will apply an Interim Value adjustment. This may result in a significant reduction in the Index Strategy value that could exceed any protection from Index loss that would be in place if you waited until the end of the Strategy Term to make the withdrawal. A Market Value Adjustment may also apply.

See “Description of Insurance Company, Registered Separate Account, and Investment Options” in the prospectus for a description of the Index Strategies’ features. See “Charges and Adjustments” in the prospectus for more information about Interim Value adjustments.


Index	Type of Index	Index Strategy Term	Index Crediting Methodology	Current Limit on Index Loss (if held until end of Index Strategy Term)	Minimum Limit on Index Gain (for the life of the Index Strategy)
Cap Rate Index Strategy
S&P 500^®1	U.S. Large-Cap Equities	1-Year	Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 1%
MSCI EAFE¹	International Equities	1-Year	Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 1%
Invesco QQQ ETF²	Large-Cap Equities	1-Year	Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 1%
iShares^® Russell 2000 ETF²	U.S. Small-Cap Equities	1-Year	Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 1%
S&P 500^®1	U.S. Large-Cap Equities	1-Year	Cap Rate Index Strategy	15% Buffer	Minimum Cap Rate: 1%
MSCI EAFE¹	International Equities	1-Year	Cap Rate Index Strategy	15% Buffer	Minimum Cap Rate: 1%
Invesco QQQ ETF²	Large-Cap Equities	1-Year	Cap Rate Index Strategy	15% Buffer	Minimum Cap Rate: 1%
iShares^® Russell 2000 ETF²	U.S. Small-Cap Equities	1-Year	Cap Rate Index Strategy	15% Buffer	Minimum Cap Rate: 1%
S&P 500^®1	U.S. Large-Cap Equities	1-Year	Cap Rate Index Strategy	30% Buffer	Minimum Cap Rate: 1%
MSCI EAFE¹	International Equities	1-Year	Cap Rate Index Strategy	30% Buffer	Minimum Cap Rate: 1%
Invesco QQQ ETF²	Large-Cap Equities	1-Year	Cap Rate Index Strategy	30% Buffer	Minimum Cap Rate: 1%
iShares^® Russell 2000 ETF²	U.S. Small-Cap Equities	1-Year	Cap Rate Index Strategy	30% Buffer	Minimum Cap Rate: 1%
S&P 500^®1	U.S. Large-Cap Equities	1-Year	Cap Rate Index Strategy	100% Buffer	Minimum Cap Rate: 1%
S&P 500^®1	U.S. Large-Cap Equities	3-Year	Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 5%
MSCI EAFE¹	International Equities	3-Year	Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 5%


iShares^® Russell 2000 ETF²	U.S. Small-Cap Equities	3-Year	Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 5%
AB 500 Plus Index^SM1	U.S. Large-Cap Equities with Exposure to Global Equity Markets	3-Year	Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 5%
Invesco QQQ ETF²	Large-Cap Equities	3-Year	Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 5%
S&P 500^®1	U.S. Large-Cap Equities	3-Year	Cap Rate Index Strategy	20% Buffer	Minimum Cap Rate: 5%
iShares^® Russell 2000 ETF²	U.S. Small-Cap Equities	3-Year	Cap Rate Index Strategy	20% Buffer	Minimum Cap Rate: 5%
MSCI EAFE¹	International Equities	3-Year	Cap Rate Index Strategy	20% Buffer	Minimum Cap Rate: 5%
AB 500 Plus Index^SM1	U.S. Large-Cap Equities with Exposure to Global Equity Markets	3-Year	Cap Rate Index Strategy	20% Buffer	Minimum Cap Rate: 5%
Invesco QQQ ETF²	Large-Cap Equities	3-Year	Cap Rate Index Strategy	20% Buffer	Minimum Cap Rate: 5%
S&P 500^®1	U.S. Large-Cap Equities	6-Year	Cap Rate Index Strategy	20% Buffer	Minimum Cap Rate: 10%
MSCI EAFE¹	International Equities	6-Year	Cap Rate Index Strategy	20% Buffer	Minimum Cap Rate: 10%
iShares^® Russell 2000 ETF²	U.S. Small-Cap Equities	6-Year	Cap Rate Index Strategy	20% Buffer	Minimum Cap Rate: 10%
AB 500 Plus Index^SM1	U.S. Large-Cap Equities with Exposure to Global Equity Markets	6-Year	Cap Rate Index Strategy	20% Buffer	Minimum Cap Rate: 10%
Dimensional International Equity Focus¹	International Equities	6-Year	Cap Rate Index Strategy	20% Buffer	Minimum Cap Rate: 10%
Invesco QQQ ETF²	Large-Cap Equities	6-Year	Cap Rate Index Strategy	20% Buffer	Minimum Cap Rate: 10%
S&P 500^®1	U.S. Large-Cap Equities	6-Year	Cap Rate Index Strategy	30% Buffer	Minimum Cap Rate: 10%
MSCI EAFE¹	International Equities	6-Year	Cap Rate Index Strategy	30% Buffer	Minimum Cap Rate: 10%
iShares^® Russell 2000 ETF²	U.S. Small-Cap Equities	6-Year	Cap Rate Index Strategy	30% Buffer	Minimum Cap Rate: 10%
AB 500 Plus Index^SM1	U.S. Large-Cap Equities with Exposure to Global Equity Markets	6-Year	Cap Rate Index Strategy	30% Buffer	Minimum Cap Rate: 10%
Dimensional International Equity Focus¹	International Equities	6-Year	Cap Rate Index Strategy	30% Buffer	Minimum Cap Rate: 10%
Invesco QQQ ETF²	Large-Cap Equities	6-Year	Cap Rate Index Strategy	30% Buffer	Minimum Cap Rate: 10%


S&P 500^®1	U.S. Large-Cap Equities	6-Year	Cap Rate Index Strategy	100% Buffer	Minimum Cap Rate: 10%
Enhanced Cap Rate Index Strategy
S&P 500^®1, Spread A	U.S. Large-Cap Equities	1-Year	Enhanced Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 1% Maximum Spread: 3%
S&P 500^®1, Spread B	U.S. Large-Cap Equities	1-Year	Enhanced Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 1% Maximum Spread: 3%
MSCI EAFE¹, Spread A	International Equities	1-Year	Enhanced Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 1% Maximum Spread: 3%
MSCI EAFE¹, Spread B	International Equities	1-Year	Enhanced Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 1% Maximum Spread: 3%
S&P 500^®1, Spread A	U.S. Large-Cap Equities	1-Year	Enhanced Cap Rate Index Strategy	15% Buffer	Minimum Cap Rate: 1% Maximum Spread: 3%
S&P 500^®1, Spread B	U.S. Large-Cap Equities	1-Year	Enhanced Cap Rate Index Strategy	15% Buffer	Minimum Cap Rate: 1% Maximum Spread: 3%
MSCI EAFE¹, Spread A	International Equities	1-Year	Enhanced Cap Rate Index Strategy	15% Buffer	Minimum Cap Rate: 1% Maximum Spread: 3%
MSCI EAFE¹, Spread B	International Equities	1-Year	Enhanced Cap Rate Index Strategy	15% Buffer	Minimum Cap Rate: 1% Maximum Spread: 3%
Step Rate Plus Index Strategy
S&P 500^®1	U.S. Large-Cap Equities	1-Year	Step Rate Plus Index Strategy	5% Buffer	Minimum Step Rate: 1% Minimum Participation Rate: 60%
MSCI EAFE¹	International Equities	1-Year	Step Rate Plus Index Strategy	5% Buffer	Minimum Step Rate: 1% Minimum Participation Rate: 60%
S&P 500^®1	U.S. Large-Cap Equities	1-Year	Step Rate Plus Index Strategy	10% Buffer	Minimum Step Rate: 1% Minimum Participation Rate: 60%


Tiered Participation Rate Index Strategy
S&P 500^®1	U.S. Large-Cap Equities	6-Year	Tiered Participation Rate Index Strategy	5% Buffer	Minimum Participation Rate: 100% Maximum Tier Level: 35%
MSCI EAFE¹	International Equities	6-Year	Tiered Participation Rate Index Strategy	5% Buffer	Minimum Participation Rate: 100% Maximum Tier Level: 35%
iShares^® Russell 2000 ETF²	U.S. Small-Cap Equities	6-Year	Tiered Participation Rate Index Strategy	5% Buffer	Minimum Participation Rate: 100% Maximum Tier Level: 35%
AB 500 Plus Index^SM1	U.S. Large-Cap Equities with Exposure to Global Equity Markets	6-Year	Tiered Participation Rate Index Strategy	5% Buffer	Minimum Participation Rate: 100% Maximum Tier Level: 35%
Dimensional International Equity Focus¹	International Equities	6-Year	Tiered Participation Rate Index Strategy	5% Buffer	Minimum Participation Rate: 100% Maximum Tier Level: 35%
S&P 500^®1	U.S. Large-Cap Equities	6-Year	Tiered Participation Rate Index Strategy	10% Buffer	Minimum Participation Rate: 100% Maximum Tier Level: 35%
MSCI EAFE¹	International Equities	6-Year	Tiered Participation Rate Index Strategy	10% Buffer	Minimum Participation Rate: 100% Maximum Tier Level: 35%
AB 500 Plus Index^SM1	U.S. Large-Cap Equities with Exposure to Global Equity Markets	6-Year	Tiered Participation Rate Index Strategy	10% Buffer	Minimum Participation Rate: 100% Maximum Tier Level: 35%
Dimensional International Equity Focus¹	International Equities	6-Year	Tiered Participation Rate Index Strategy	10% Buffer	Minimum Participation Rate: 100% Maximum Tier Level: 35%


Dual Directional Index Strategy
S&P 500^®1	U.S. Large-Cap Equities	1-Year	Dual Directional Index Strategy	10% Buffer	Minimum Cap Rate: 1%
S&P 500^®1	U.S. Large-Cap Equities	1-Year	Dual Directional Index Strategy	15% Buffer	Minimum Cap Rate: 1%
S&P 500^®1	U.S. Large-Cap Equities	6-Year	Dual Directional Index Strategy	10% Buffer	Minimum Cap Rate: 10%
S&P 500^®1	U.S. Large-Cap Equities	6-Year	Dual Directional Index Strategy	15% Buffer	Minimum Cap Rate: 10%
S&P 500^®1	U.S. Large-Cap Equities	6-Year	Dual Directional Index Strategy	20% Buffer	Minimum Cap Rate: 10%


Participation Rate with Cap Strategy
S&P 500^®1	U.S. Large-Cap Equities	6-Year	Participation Rate with Cap Strategy	10% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%
MSCI EAFE¹	International Equities	6-Year	Participation Rate with Cap Strategy	10% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%
iShares® Russell 2000 ETF²	U.S. Small-Cap Equities	6-Year	Participation Rate with Cap Strategy	10% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%
AB 500 Plus Index^SM1	U.S. Large-Cap Equities with Exposure to Global Equity Markets	6-Year	Participation Rate with Cap Strategy	10% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%
Dimensional International Equity Focus¹	International Equities	6-Year	Participation Rate with Cap Strategy	10% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%
Invesco QQQ ETF²	Large-Cap Equities	6-Year	Participation Rate with Cap Strategy	10% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%
S&P 500^®1	U.S. Large-Cap Equities	6-Year	Participation Rate with Cap Strategy	20% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%
MSCI EAFE¹	International Equities	6-Year	Participation Rate with Cap Strategy	20% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%
iShares® Russell 2000 ETF²	U.S. Small-Cap Equities	6-Year	Participation Rate with Cap Strategy	20% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%
AB 500 Plus Index^SM1	U.S. Large-Cap Equities with Exposure to Global Equity Markets	6-Year	Participation Rate with Cap Strategy	20% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%
Dimensional International Equity Focus¹	International Equities	6-Year	Participation Rate with Cap Strategy	20% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%
Invesco QQQ ETF²	Large-Cap Equities	6-Year	Participation Rate with Cap Strategy	20% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%

1. This Index is a “price return index,” not a “total return index,” and therefore does not reflect the dividends paid on the securities composing the Index, which will reduce the Index Return and may cause the Index to underperform a direct investment in the securities composing the Index.
2. This Index is an ETF. Index Values are based on the ETF’s closing prices. The Index Values reflect a “price return,” not a “total return,” and therefore do not reflect the dividends paid on the securities in which the ETF invests. In addition, fees and costs are deducted from the ETF, which reduces the ETF’s performance. These factors will reduce the Index Return and may cause the Index to underperform a direct investment in the ETF or the securities which the ETF invests.

●	Depending on the Index Strategy, the maximum amount of loss that you could experience from negative Index performance, after taking into account the current limits on Index loss provided under the Annuity, ranges from 0% (with 100% Buffer) to 95% (with 5% Buffer).

●	The Company does not guarantee that the Annuity will always offer Index Strategies that limit Index losses, which would mean risk of loss of the entire amount invested.

●	The Company limits the amount you can earn on an Index Strategy.

○	For Cap Rate Index Strategies, the Guaranteed Minimum Cap Rate equals 1% for a one-year Index Strategy Term, 5% for a three-year Index Strategy Term and 10% for a six-year Index Strategy Term.

○	For Enhanced Cap Rate Index Strategies, the Guaranteed Minimum Cap Rate equals 1% and the Guaranteed Maximum Spread equals 3% for a one-year Index Strategy Term.

○	For Step Rate Plus Index Strategies, the Guaranteed Minimum Step Rate equals 1% and the Guaranteed Minimum Participation Rate equals 60%.

○	For Tiered Participation Rate Index Strategies, the Guaranteed Minimum Participation Rate equals 100% and the Guaranteed Maximum Tier Level equals 35%.

○	For Dual Directional Index Strategies, the Guaranteed Minimum Cap Rate equals 1% for a one-year Index Strategy Term and 10% for a six-year Index Strategy Term.

○	For Participation Rate with Cap Strategy, the Guaranteed Minimum Participation Rate equals 100% and the Guaranteed Minimum Cap equals 10% for a six-year Index Strategy Term.

*The Minimum Guaranteed Interest Rate is the amount shown on your Contract and can vary by state.

Index-Linked Option [Line Items]

Index-Linked Options Available, Legend [Text Block]

Index-Linked OptionsThe following is a list of Index Strategies currently available under the Contract. We may change the features of the Index Strategies listed below (including the Index and the current limits on Index gains and losses), offer new Index Strategies, and terminate existing Index Strategies. We will provide you with written notice before making any changes other than changes to current limits on Index gains. Information about current limits on Index gains is available at www.prudential.com/flexguard-income2-rates. Note: If value is withdrawn from an Index Strategy before the end of its Index Strategy Term, we will apply an Interim Value adjustment. This may result in a significant reduction in the Index Strategy value that could exceed any protection from Index loss that would be in place if you waited until the end of the Strategy Term to make the withdrawal. A Market Value Adjustment may also apply.

Index-Linked Options Available [Table Text Block]


Index	Type of Index	Index Strategy Term	Index Crediting Methodology	Current Limit on Index Loss (if held until end of Index Strategy Term)	Minimum Limit on Index Gain (for the life of the Index Strategy)
Cap Rate Index Strategy
S&P 500^®1	U.S. Large-Cap Equities	1-Year	Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 1%
MSCI EAFE¹	International Equities	1-Year	Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 1%
Invesco QQQ ETF²	Large-Cap Equities	1-Year	Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 1%
iShares^® Russell 2000 ETF²	U.S. Small-Cap Equities	1-Year	Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 1%
S&P 500^®1	U.S. Large-Cap Equities	1-Year	Cap Rate Index Strategy	15% Buffer	Minimum Cap Rate: 1%
MSCI EAFE¹	International Equities	1-Year	Cap Rate Index Strategy	15% Buffer	Minimum Cap Rate: 1%
Invesco QQQ ETF²	Large-Cap Equities	1-Year	Cap Rate Index Strategy	15% Buffer	Minimum Cap Rate: 1%
iShares^® Russell 2000 ETF²	U.S. Small-Cap Equities	1-Year	Cap Rate Index Strategy	15% Buffer	Minimum Cap Rate: 1%
S&P 500^®1	U.S. Large-Cap Equities	1-Year	Cap Rate Index Strategy	30% Buffer	Minimum Cap Rate: 1%
MSCI EAFE¹	International Equities	1-Year	Cap Rate Index Strategy	30% Buffer	Minimum Cap Rate: 1%
Invesco QQQ ETF²	Large-Cap Equities	1-Year	Cap Rate Index Strategy	30% Buffer	Minimum Cap Rate: 1%
iShares^® Russell 2000 ETF²	U.S. Small-Cap Equities	1-Year	Cap Rate Index Strategy	30% Buffer	Minimum Cap Rate: 1%
S&P 500^®1	U.S. Large-Cap Equities	1-Year	Cap Rate Index Strategy	100% Buffer	Minimum Cap Rate: 1%
S&P 500^®1	U.S. Large-Cap Equities	3-Year	Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 5%
MSCI EAFE¹	International Equities	3-Year	Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 5%


iShares^® Russell 2000 ETF²	U.S. Small-Cap Equities	3-Year	Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 5%
AB 500 Plus Index^SM1	U.S. Large-Cap Equities with Exposure to Global Equity Markets	3-Year	Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 5%
Invesco QQQ ETF²	Large-Cap Equities	3-Year	Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 5%
S&P 500^®1	U.S. Large-Cap Equities	3-Year	Cap Rate Index Strategy	20% Buffer	Minimum Cap Rate: 5%
iShares^® Russell 2000 ETF²	U.S. Small-Cap Equities	3-Year	Cap Rate Index Strategy	20% Buffer	Minimum Cap Rate: 5%
MSCI EAFE¹	International Equities	3-Year	Cap Rate Index Strategy	20% Buffer	Minimum Cap Rate: 5%
AB 500 Plus Index^SM1	U.S. Large-Cap Equities with Exposure to Global Equity Markets	3-Year	Cap Rate Index Strategy	20% Buffer	Minimum Cap Rate: 5%
Invesco QQQ ETF²	Large-Cap Equities	3-Year	Cap Rate Index Strategy	20% Buffer	Minimum Cap Rate: 5%
S&P 500^®1	U.S. Large-Cap Equities	6-Year	Cap Rate Index Strategy	20% Buffer	Minimum Cap Rate: 10%
MSCI EAFE¹	International Equities	6-Year	Cap Rate Index Strategy	20% Buffer	Minimum Cap Rate: 10%
iShares^® Russell 2000 ETF²	U.S. Small-Cap Equities	6-Year	Cap Rate Index Strategy	20% Buffer	Minimum Cap Rate: 10%
AB 500 Plus Index^SM1	U.S. Large-Cap Equities with Exposure to Global Equity Markets	6-Year	Cap Rate Index Strategy	20% Buffer	Minimum Cap Rate: 10%
Dimensional International Equity Focus¹	International Equities	6-Year	Cap Rate Index Strategy	20% Buffer	Minimum Cap Rate: 10%
Invesco QQQ ETF²	Large-Cap Equities	6-Year	Cap Rate Index Strategy	20% Buffer	Minimum Cap Rate: 10%
S&P 500^®1	U.S. Large-Cap Equities	6-Year	Cap Rate Index Strategy	30% Buffer	Minimum Cap Rate: 10%
MSCI EAFE¹	International Equities	6-Year	Cap Rate Index Strategy	30% Buffer	Minimum Cap Rate: 10%
iShares^® Russell 2000 ETF²	U.S. Small-Cap Equities	6-Year	Cap Rate Index Strategy	30% Buffer	Minimum Cap Rate: 10%
AB 500 Plus Index^SM1	U.S. Large-Cap Equities with Exposure to Global Equity Markets	6-Year	Cap Rate Index Strategy	30% Buffer	Minimum Cap Rate: 10%
Dimensional International Equity Focus¹	International Equities	6-Year	Cap Rate Index Strategy	30% Buffer	Minimum Cap Rate: 10%
Invesco QQQ ETF²	Large-Cap Equities	6-Year	Cap Rate Index Strategy	30% Buffer	Minimum Cap Rate: 10%


S&P 500^®1	U.S. Large-Cap Equities	6-Year	Cap Rate Index Strategy	100% Buffer	Minimum Cap Rate: 10%
Enhanced Cap Rate Index Strategy
S&P 500^®1, Spread A	U.S. Large-Cap Equities	1-Year	Enhanced Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 1% Maximum Spread: 3%
S&P 500^®1, Spread B	U.S. Large-Cap Equities	1-Year	Enhanced Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 1% Maximum Spread: 3%
MSCI EAFE¹, Spread A	International Equities	1-Year	Enhanced Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 1% Maximum Spread: 3%
MSCI EAFE¹, Spread B	International Equities	1-Year	Enhanced Cap Rate Index Strategy	10% Buffer	Minimum Cap Rate: 1% Maximum Spread: 3%
S&P 500^®1, Spread A	U.S. Large-Cap Equities	1-Year	Enhanced Cap Rate Index Strategy	15% Buffer	Minimum Cap Rate: 1% Maximum Spread: 3%
S&P 500^®1, Spread B	U.S. Large-Cap Equities	1-Year	Enhanced Cap Rate Index Strategy	15% Buffer	Minimum Cap Rate: 1% Maximum Spread: 3%
MSCI EAFE¹, Spread A	International Equities	1-Year	Enhanced Cap Rate Index Strategy	15% Buffer	Minimum Cap Rate: 1% Maximum Spread: 3%
MSCI EAFE¹, Spread B	International Equities	1-Year	Enhanced Cap Rate Index Strategy	15% Buffer	Minimum Cap Rate: 1% Maximum Spread: 3%
Step Rate Plus Index Strategy
S&P 500^®1	U.S. Large-Cap Equities	1-Year	Step Rate Plus Index Strategy	5% Buffer	Minimum Step Rate: 1% Minimum Participation Rate: 60%
MSCI EAFE¹	International Equities	1-Year	Step Rate Plus Index Strategy	5% Buffer	Minimum Step Rate: 1% Minimum Participation Rate: 60%
S&P 500^®1	U.S. Large-Cap Equities	1-Year	Step Rate Plus Index Strategy	10% Buffer	Minimum Step Rate: 1% Minimum Participation Rate: 60%


Tiered Participation Rate Index Strategy
S&P 500^®1	U.S. Large-Cap Equities	6-Year	Tiered Participation Rate Index Strategy	5% Buffer	Minimum Participation Rate: 100% Maximum Tier Level: 35%
MSCI EAFE¹	International Equities	6-Year	Tiered Participation Rate Index Strategy	5% Buffer	Minimum Participation Rate: 100% Maximum Tier Level: 35%
iShares^® Russell 2000 ETF²	U.S. Small-Cap Equities	6-Year	Tiered Participation Rate Index Strategy	5% Buffer	Minimum Participation Rate: 100% Maximum Tier Level: 35%
AB 500 Plus Index^SM1	U.S. Large-Cap Equities with Exposure to Global Equity Markets	6-Year	Tiered Participation Rate Index Strategy	5% Buffer	Minimum Participation Rate: 100% Maximum Tier Level: 35%
Dimensional International Equity Focus¹	International Equities	6-Year	Tiered Participation Rate Index Strategy	5% Buffer	Minimum Participation Rate: 100% Maximum Tier Level: 35%
S&P 500^®1	U.S. Large-Cap Equities	6-Year	Tiered Participation Rate Index Strategy	10% Buffer	Minimum Participation Rate: 100% Maximum Tier Level: 35%
MSCI EAFE¹	International Equities	6-Year	Tiered Participation Rate Index Strategy	10% Buffer	Minimum Participation Rate: 100% Maximum Tier Level: 35%
AB 500 Plus Index^SM1	U.S. Large-Cap Equities with Exposure to Global Equity Markets	6-Year	Tiered Participation Rate Index Strategy	10% Buffer	Minimum Participation Rate: 100% Maximum Tier Level: 35%
Dimensional International Equity Focus¹	International Equities	6-Year	Tiered Participation Rate Index Strategy	10% Buffer	Minimum Participation Rate: 100% Maximum Tier Level: 35%


Dual Directional Index Strategy
S&P 500^®1	U.S. Large-Cap Equities	1-Year	Dual Directional Index Strategy	10% Buffer	Minimum Cap Rate: 1%
S&P 500^®1	U.S. Large-Cap Equities	1-Year	Dual Directional Index Strategy	15% Buffer	Minimum Cap Rate: 1%
S&P 500^®1	U.S. Large-Cap Equities	6-Year	Dual Directional Index Strategy	10% Buffer	Minimum Cap Rate: 10%
S&P 500^®1	U.S. Large-Cap Equities	6-Year	Dual Directional Index Strategy	15% Buffer	Minimum Cap Rate: 10%
S&P 500^®1	U.S. Large-Cap Equities	6-Year	Dual Directional Index Strategy	20% Buffer	Minimum Cap Rate: 10%


Participation Rate with Cap Strategy
S&P 500^®1	U.S. Large-Cap Equities	6-Year	Participation Rate with Cap Strategy	10% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%
MSCI EAFE¹	International Equities	6-Year	Participation Rate with Cap Strategy	10% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%
iShares® Russell 2000 ETF²	U.S. Small-Cap Equities	6-Year	Participation Rate with Cap Strategy	10% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%
AB 500 Plus Index^SM1	U.S. Large-Cap Equities with Exposure to Global Equity Markets	6-Year	Participation Rate with Cap Strategy	10% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%
Dimensional International Equity Focus¹	International Equities	6-Year	Participation Rate with Cap Strategy	10% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%
Invesco QQQ ETF²	Large-Cap Equities	6-Year	Participation Rate with Cap Strategy	10% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%
S&P 500^®1	U.S. Large-Cap Equities	6-Year	Participation Rate with Cap Strategy	20% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%
MSCI EAFE¹	International Equities	6-Year	Participation Rate with Cap Strategy	20% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%
iShares® Russell 2000 ETF²	U.S. Small-Cap Equities	6-Year	Participation Rate with Cap Strategy	20% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%
AB 500 Plus Index^SM1	U.S. Large-Cap Equities with Exposure to Global Equity Markets	6-Year	Participation Rate with Cap Strategy	20% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%
Dimensional International Equity Focus¹	International Equities	6-Year	Participation Rate with Cap Strategy	20% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%
Invesco QQQ ETF²	Large-Cap Equities	6-Year	Participation Rate with Cap Strategy	20% Buffer	Minimum Participation Rate: 100% Minimum Cap Rate: 10%

Index-Linked Option Available, Price Return Index Underperforms [Text Block]

This Index is a “price return index,” not a “total return index,” and therefore does not reflect the dividends paid on the securities composing the Index, which will reduce the Index Return and may cause the Index to underperform a direct investment in the securities composing the Index.

Index-Linked Option Available, Price Return Index Deducts Costs [Text Block]

This Index is an ETF. Index Values are based on the ETF’s closing prices. The Index Values reflect a “price return,” not a “total return,” and therefore do not reflect the dividends paid on the securities in which the ETF invests. In addition, fees and costs are deducted from the ETF, which reduces the ETF’s performance. These factors will reduce the Index Return and may cause the Index to underperform a direct investment in the ETF or the securities which the ETF invests.

Fixed Option [Line Items]

Fixed Options Available Legend [Text Block]

Fixed OptionsThe following is a list of Fixed Options currently available under the Contract. We may change the features of the Fixed Options listed below, offer new Fixed Options, and terminate existing Fixed Options. We will provide you with written notice before doing so. For more information about the Fixed Options, see “Description of Insurance Company, Registered Separate Account, and Investment Options” in this prospectus.Note: If value is withdrawn from the Fixed Account, a Market Value Adjustment may apply. This may result in a significant reduction in your Fixed Account Value. For more information about Market Value Adjustments, please refer to the “Charges and Adjustments” section of this prospectus.”

Fixed Options Available [Table Text Block]


Name	Term	Minimum Guaranteed Interest Rate*
Fixed Account	1-Year	0.25%

Fixed Option Available, Name

Fixed Account

Fixed Option Available, Term

1 year

Fixed Option Available, Minimum Guaranteed Interest Rate [Percent]

0.25%

Item 31A. Non-Variable Annuities [Line Items]

Non-variable Annuities [Table Text Block]

ITEM 31A. INFORMATION ABOUT CONTRACTS WITH INDEX-LINKED OPTIONS AND FIXED OPTIONS SUBJECT TO A CONTRACT ADJUSTMENT:

(a) As of December 31, 2025:


Name of the Contract	Number of Contracts Outstanding	Total Value Attributable to the Index-Linked Option and/or Fixed Option subject to an Adjustment	Number of Contracts Sold During the Prior Calendar Year	Gross Premiums Received During the Prior Calendar Year	Amount of Contract Value Redeemed During the Prior Calendar Year	Combination Contract
FlexGuard Income 2.0	2	$611,348.00	2	$616,106.00	$0.00	No

Non-variable Annuities [Line Items]

Non-variable Annuities, Name

FlexGuard Income 2.0

Non-variable Annuities, Number Outstanding | Contracts

Non-variable Annuities, Total Value

$ 611,348

Non-variable Annuities, Number Sold | Contracts

Non-variable Annuities, Gross Premiums

$ 616,106

Non-variable Annuities, Value Redeemed

$ 0

Non-variable Annuities, Combination [Flag]

false

Index Linked Variable Income Benefit

Item 10. Benefits Available [Line Items]

Name of Benefit [Text Block]

Index Linked Variable Income Benefit

Purpose of Benefit [Text Block]

The built-in Benefit associated with the Annuity is a variable income benefit that allows you to receive your annual withdrawal amount over one lifetime (“Protected Life”), or over the Owner/Annuitant and their spouse’s lifetime (“Joint Protected Lives”). The Benefit provides lifetime income payments initially based on a percentage of your Account Value.

Standard Benefit [Flag]

true

Standard Benefit Expense (of Benefit Base), Maximum [Percent]

1.70%

Brief Restrictions / Limitations [Text Block]

If you remove the Benefit before Income Withdrawals begin, you will have paid for the Benefit without receiving any of its advantages.If you remove the Benefit, you cannot re-elect it at any point in the future.Income Withdrawals and the Benefit may also end prematurely if you take Excess Income or you annuitize your Contract.Benefit charges deducted prior to an Index Strategy End Date will result in an Interim Value adjustment, which may be negative.Income Withdrawals may not begin until the Income Stage, and you can elect to begin the Income Stage only on an Index Anniversary Date after the Waiting Period.Withdrawals prior to the Income Stage will reduce the Benefit, perhaps significantly, because your future Annual Income Amount will be calculated using a lower Account Value.During the Income Stage, no Index Strategies are available other than the 1-year Cap Rate, 1-Year Dual Directional, 1-year Step Rate Plus, and 1-year Enhanced Cap Rate Index Strategies.Withdrawals of the Annual Income Amount may be subject to negative Interim Value adjustments and tax consequences.Excess Income may be subject to surrender charges, negative Interim Value adjustments, negative Market Value Adjustments, and tax consequences.Excess Income may significantly reduce the Annual Income Amount for future Annuity Years, potentially by more than the amount withdrawn.

Name of Benefit [Text Block]

Index Linked Variable Income Benefit

Operation of Benefit [Text Block]

INDEX LINKED VARIABLE INCOME BENEFIT

The built-in Benefit associated with the Annuity is an Index-linked variable income benefit, which allows you to receive your annual withdrawal amount over one lifetime (“Protected Life”), or over the Owner/Annuitant and their spouse’s lifetime (“Joint Protected Lives”). The Benefit has three distinct stages, the Savings Stage, Income Stage and Insured Income Stage. During the Savings Stage the Annuity offers a Fixed Account and Index Strategies as opportunities for growth or loss, with levels of downside protection available when allocating to the Index Strategies. Under the Benefit, initial income payments are based on Account Value at the end of the Savings Stage which will, in part, reflect performance from investment in the Fixed Account and Index Strategies. During the Income Stage it provides lifetime income with potential for increases in income and some downside protection.

You must remain in the Savings Stage for a minimum time period known as the Waiting Period. The Waiting Period is disclosed in the Index Linked Variable Income Benefit Supplement applicable to your Contract upon purchase.

Only upon an Index Anniversary Date following the Waiting Period can you elect to begin your Income Stage, thus establishing the Income Effective Date. The election form to start Income will be part of your Reallocation Notice and follows the timing rules of the annual Reallocation Notice. During the Income Stage of the Benefit, only the 1-year Cap Rate, Step Rate Plus Enhanced Cap Rate, and Dual Directional Index Strategies are available so you may have to reallocate to those available Strategies. In addition to the Index Strategies, the Fixed Account is also available.

Election to begin the Income Stage must occur on an Index Anniversary Date following the Waiting Period regardless of when in that year you will take your first Income Withdrawal. The election to start Income is irrevocable. On this date, you must designate single Protected Life or Joint Protected Lives. The designation of single or joint is irrevocable.

The Income Percentages are disclosed in the Index Linked Variable Income Benefit Supplement applicable to your Annuity upon purchase. The applicable Income Percentage is assigned as of the Index Effective Date and will never change for the life of the Annuity. The rate applied to the Account Value to determine the Annual Income Amount is the Income Percentage. This percentage is based on the age of the Protected Life or younger of the Joint Protected Lives on the Index Effective Date. See the current Index Linked Variable Income Benefit Supplement for rate determination policies.

The Income Deferral Rate is an additional annual percentage added to the Income Percentage each year until the Income Effective Date. This percentage will be based on the age of the Protected Life or younger of the Joint Protected Lives on the Index Effective Date and will not change for the life of the Benefit. The Income Deferral Rate will continue to apply even when withdrawals are taken prior to the Income Effective Date. See the current Index Linked Variable Income Benefit Supplement for rate determination policies.

The initial Annual Income Amount (AIA) is calculated on the Income Effective Date, regardless of when the first Income Withdrawal occurs. If there is one Protected Life at the time the Income Stage begins, the AIA will be determined by applying the Single Protected Life Income Percentage on the Annuity to the Account Value. If there are Joint Protected Lives, the AIA will be determined by applying the Joint Protected Lives Income Percentage based on the youngest Protected Life on the Annuity to the Account Value. This is the only time the Account Value and Income Percentage will be directly used to calculate an AIA.

Every Index Anniversary Date thereafter will result in a recalculation of the AIA based on the Index Credit applied to the Index Strategies, gross of fees, to which you are allocated plus any interest credited to the Fixed Account. The change can be positive or negative.

To maintain the Benefit, the Owner, Annuitant and Beneficiary designations must be one of the following and meet the minimum/maximum age requirements for the Benefit:

If there is a misstatement of the age and/or sex of a Protected Life or Joint Protected Life upon whose life the guarantees under this benefit are based, we will make adjustments to any availability and any benefits payable under the benefit to conform to the facts.

For Income Withdrawals to begin on a Protected Life basis:

○	The Owner and Annuitant must be the same. Such person will be the Protected Life.

○	If two Owners are named, the Annuitant must be one of the Owners. Such person will be the Protected Life. The other Owner must be the spouse of the Protected Life. No additional Owners may be named. While both Owners are alive, each Owner must be designated as the other Owner’s primary Beneficiary.

○	If the Owner is an entity other than a custodial account that we permit, the Annuitant will be the Protected Life.

○	If the Owner is a custodial account that we permit, the Annuitant will be the Protected Life and the custodian will be the sole primary Beneficiary.

For Income Withdrawals to begin on a Joint Protected Lives basis:

A Joint Protected Life may only be named and Income Withdrawals may be made on a Joint Protected Lives basis only if the Annuity would be eligible for Spousal Continuation (as defined in the Annuity) as of the date of the Owner’s death, subject to our rules.

○	If one Owner is named, the Owner and Annuitant must be the same. Such person will be the Protected Life. The Joint Protected Life must be the spouse of the Protected Life and the sole primary Beneficiary.

○

If two Owners are named, the Annuitant must be one of the Owners. Such person will be the Protected Life. The Joint Protected Life must also be an Owner and the spouse of the Protected Life. No additional Owners may be named. While both Joint Protected Lives are alive, each must be designated as the sole primary Beneficiary.

○	If the Owner is an entity other than a custodial account that we permit, the Annuitant will be the Protected Life. The Joint Protected Life must be the spouse of the Protected Life and the sole primary Beneficiary.

○	If the Owner is a custodial account that we permit, the Annuitant will be the Protected Life and the custodian will be the sole primary Beneficiary. The Joint Protective Life must be the spouse of the Protected Life and the sole primary Beneficiary of the custodial account.

A Joint Protected Life may be named or changed at any time prior to the Income Effective Date, subject to our acceptance. The Protected Life cannot be changed except in the event of divorce as described in the circumstances below. Upon receipt of notice of the divorce, and any other documentation we require, in Good Order at our Service Center:

○

When a Protected Life is named: If the divorce occurs prior to the Income Effective Date and results in the removal of the Protected Life as an Owner (or Annuitant if entity owned) and the former spouse becomes the Owner (or Annuitant if entity owned) under the Annuity, the resulting Owner may choose to continue or terminate this Rider. If this Rider is continued, such resulting Owner (or Annuitant if entity owned) becomes the Protected Life under this Rider, however the Annual Income Amount will be determined using the applicable Joint Protected Life Income Percentage and Income Deferral Rate based on the younger of the new Protected Life and the Protected Life on the Effective Date. Additionally, a Joint Protected Life may not be named. If divorce occurs after the Income Effective Date, and results in the removal of the Protected Life as an Owner (or Annuitant if entity owned) and the former spouse becomes the Owner (or Annuitant if entity owned) under the Annuity, this Rider will terminate.

○

When Joint Protected Lives are named: If the divorce of the Joint Protected Lives results in the removal of the Protected Life as an Owner (or Annuitant if entity owned) and the Joint Protected Life becomes the Owner (or Annuitant if entity owned) under this Annuity, the resulting Owner may choose to continue or terminate this Rider. If this Rider is continued, the resulting Owner (or Annuitant if entity owned) becomes the Protected Life under this Rider. If this occurs prior to the Income Effective Date, the Annual Income Amount will be determined using the applicable Joint Protected Life Income Percentage and Income Deferral Rate based on the younger of the Joint Protected Lives named under this Rider as of the divorce. If divorce occurs after the Income Effective Date, the divorce will not result in a new Annual Income Amount and we will only make Income Payments as described below in the Income Payments section until the death of the new Protected Life. A new Joint Protected Life may not be named.

In most cases, change of ownership will trigger termination of the Benefit. The exceptions are when the beneficial Owner is not changing (e.g. ownership is transferred from an individual to a trust /entity with the same tax ID, or vice versa) or transferred from one entity to another or limited divorce circumstances. Any change of Annuitant will cause the Benefit to terminate.

You will choose Single or Joint Life on the Index Anniversary Date in which you elect to start income following the Waiting Period. You may add, change or remove a Joint Protected Life at any time prior to the Income Effective Date. If a Joint Protected Life is added or changed, the Annual Income Amount will be adjusted to equal what it would have been had the Benefit been purchased with that Joint Protected Life named.

You must request to start Income on any Index Anniversary Date following the Waiting Period on an election form which must be received by us by the Index Anniversary Date you want Income to begin and will be part of your Reallocation Notice you are sent 30 days prior to any given Index Anniversary.

Death of the Protected Life During the Savings Stage. Please also refer to the “Termination of Benefit” subsection below. Upon receipt of Due Proof of Death of the Protected Life, this Rider terminates and the Death Benefit provision of your Annuity and any Death Benefit Rider made a part of your Annuity will apply. If Spousal Continuation occurs under the terms of the Annuity, this Rider will remain in force unless we are instructed otherwise and the spouse who continues the Annuity and this Rider becomes the Joint Protected Life. If this occurs, the Income Percentage and Income Deferral Rate will be based on the applicable Joint Protected Life correlated with the age of the younger of the Joint Protected Lives.

The Annual Income Amount (AIA) is the maximum dollar amount that can be withdrawn in any given Annuity Year during the Income Stage without being considered Excess Income. The first AIA is equal to the Account Value on the Income Effective Date, prior to the deduction of any fees or withdrawals that occur on that day, multiplied by the relevant Income Percentage including any Income Deferral Credits based on the rates established as of the Index Effective Date and the Index Effective Date age of the Protected Life (or youngest of the Protected Lives if Joint).

●	Example (assuming no withdrawals or benefit charges):

○	Issue Date: 8/1/2021

○	Income Percentage at Index Effective Date: 3.75%

○	Income Deferral Rate at Index Effective Date: 0.25%

○	Purchase Payment: $50,000

○	Income Effective Date is 8/1/2026 (5 years after Issue Date)

○	Account Value on Income Effective Date: $100,000.

○	On the Income Effective Date, the Account Value will be multiplied by (3.75% + 5 × 0.25% = 5.00%), and the AIA is equal to $5,000 ($100,000 × 5.00%).

AIA will increase or decrease on each Index Anniversary Date based on the Index Credit of the Index Strategies to which your Account Value is allocated.

●	Example (assuming no withdrawals or benefit charges):

○	Account Value on Income Effective Date: $100,000

○	Allocated 100% to the 1-Year Cap Rate with a 10% Cap and a 10% Buffer

○	AIA for first year: $5,000

○	On the 1^st Index Anniversary Date following the Income Effective Date, the Index Return is 9% and thus the Index Strategy receives an 9% Index Credit

○	The AIA will increase by 9%, and your AIA is reset to $5,450 (($5,000 × (1 + 9%)).

○	On 2^nd Index Anniversary Date following the Income Effective Date, the Index Return is -15% and thus the Index Strategy receives a -5% Index Credit (-15% + 10% Buffer).

○	The AIA will decrease by 5%, and your AIA is reset to $5,177.50 (($5,450 × (1 + -5%)).

If you select multiple Index Strategies, we will use a weighted average of all Index Credits based on the percentage of Account Value in each Index Strategy to determine the AIA increase or decrease. To determine the change in the AIA, we take the sum of the Index Credit for each Index Strategy divided by the sum of the Index Strategy Base for each Index Strategy before any Index Credit, fees, or withdrawals on the Index Strategy End Date.

●	Example (assuming no withdrawals or benefit charges):

○	Account Value on Income Effective Date: $100,000

○	Allocated to:

■	1-Year Cap Rate with 10% Buffer: 80%

■	1-Year Cap Rate with 15% Buffer: 20%

○	The Index Strategy Base Values for each Index Strategy are as follows:

■	1-Year Cap Rate with 10% Buffer: $80,000

■	1-Year Cap Rate with 15% Buffer: $20,000

○	AIA for first year: $5,000

○	Account Value on 1^st Index Anniversary Date following the Income Effective Date after Index Credit, but before any other activity: $107,600. Therefore, the Index Credit is ($107,600 – $100,000) = $7,600

○	The AIA will increase by 7.60% ($7,600 / $100,000)), and your AIA will reset to $5,380 (($5,000 × (1 + 7.60%)).

○	The Index Strategy Base Values for each Index Strategy are as follows:

■	1-Year Cap Rate with 10% Buffer: $86,800

■	1-Year Cap Rate with 15% Buffer: $20,800

○	Account Value on 2^nd Index Anniversary Date following the Income Effective Date after Index Credit, but before any other activity: $93,500. Therefore, the Index Credit is equal to ($93,500 – $107,600) = - $14,100

○	The AIA will decrease by 13.10% (-$14,100 / $107,600), and your AIA will reset to $4,675 (($5,380 × (1 + -13.10%)).

AIA is available as a lump sum or systematically throughout the year. Any unused AIA in a year cannot be carried over to future years.

Surrender Charges do not apply to Income Withdrawals equal to or less than the AIA even in the case where they are greater than the Free Withdrawal Amount.

Performance Lock

Item 10. Benefits Available [Line Items]

Name of Benefit [Text Block]

Performance Lock

Purpose of Benefit [Text Block]

Captures the Interim Value of an Index Strategy at the end of any Valuation Day during the Index Strategy Term.

Standard Benefit [Flag]

true

Standard Benefit Expense (of Benefit Base), Maximum [Percent]

0.00%

Brief Restrictions / Limitations [Text Block]

Only one Performance Lock may occur for any given Index Strategy during an Index Strategy Term.May not be applied retroactively and must be for the full amount of the Interim Value.Cannot be reversed.Locked Interim Value will no longer participate in the Index Strategy performance for the current Index Strategy Term.Locked Interim Value cannot be reallocated until the next Index Anniversary Date, or sooner as provided pursuant to the Flexible Allocation feature.We reserve the right to limit the use of the Performance Lock feature for certain Index Strategies.We may discontinue the use of this feature for future Performance Lock requests at any time.

Name of Benefit [Text Block]

Performance Lock

Systematic Withdrawal Program

Item 10. Benefits Available [Line Items]

Name of Benefit [Text Block]

Systematic Withdrawal Program

Purpose of Benefit [Text Block]

An administrative program designed for you to withdraw a specified amount from your Annuity on an automated basis at the frequency you select.

Standard Benefit [Flag]

true

Standard Benefit Expense (of Benefit Base), Maximum [Percent]

0.00%

Brief Restrictions / Limitations [Text Block]

Not available if you are receiving substantially equal periodic payments under Sections 72(t) and 72(q) of the Code or Required Minimum Distributions.Terminates upon change of ownership or assignment.Systematic withdrawals may be subject to surrender charges, negative Interim Value adjustments, and tax consequences.

Name of Benefit [Text Block]

Systematic Withdrawal Program

Return of Purchase Payments Death Benefit

Item 10. Benefits Available [Line Items]

Name of Benefit [Text Block]

Return of Purchase Payments Death Benefit

Purpose of Benefit [Text Block]

Provides protection for your Beneficiary(ies) by ensuring that they receive the greater of the Return of Purchase Payments Amount and Account Value.

Standard Benefit [Flag]

true

Standard Benefit Expense (of Benefit Base), Maximum [Percent]

0.00%

Brief Restrictions / Limitations [Text Block]

The Death Benefit may not be electively terminated.The Death Benefit will terminate upon a change of Owner or Annuitant. The Death Benefit for any changed Owner or Annuitant will be Account Value.Withdrawals may significantly reduce the benefit, potentially by more than the amount withdrawn.The Death Benefit will terminate upon entering the Insured Income Stage for a single Protected Life or if you annuitize your Annuity.

Name of Benefit [Text Block]

Return of Purchase Payments Death Benefit

Operation of Benefit [Text Block]

THE RETURN OF PURCHASE PAYMENTS DEATH BENEFIT

The Annuity provides a Death Benefit called the Return of Purchase Payments Death Benefit and will be attached to your Annuity contract once issued.

The amount of the Death Benefit under the Return of Purchase Payments Death Benefit is equal to the greater of:

1.	The Return of Purchase Payments Amount, defined below; and

2.	The Account Value on the date we receive Due Proof of Death.

Calculation of the Return of Purchase Payments Amount

Initially, the Return of Purchase Payment amount is equal to the sum of all Purchase Payments allocated to the Annuity on its Issue Date. Thereafter, the Return of Purchase Payments Amount is reduced for any partial withdrawals. A withdrawal will cause a proportional reduction to the Return of Purchase Payments Amount equal to the ratio of the amount of the withdrawal to the Account Value immediately prior to the withdrawal.

The proportional reduction in the Return of Purchase Payments Amount could be less or greater than the actual withdrawal based upon the level of the Account Value. If the Account Value exceeds the Return of Purchase Payments Amount prior to the withdrawal, then the impact on the Return of Purchase Payments Amount would be less than the reduction in the Account Value. If the Return of Purchase Payments Amount exceeds the Account Value prior to the withdrawal, then the impact on the Return of Purchase Payments Amount would exceed the reduction in the Account Value. This is outlined in the below examples.

Example 1:

Return of Purchase Payments Amount: $100,000

Gross Withdrawal: $18,000

Account Value at time of Withdrawal: $118,000

Return of Purchase Payments Amount Reduction Percent for Withdrawal: 15.25% ($18,000/$118,000)

Return of Purchase Payments Amount after Withdrawal: $84,750 ($100,000 × (1- 15.25%))

Example 2:

Return of Purchase Payments Amount: $100,000

Gross Withdrawal: $18,000

Account Value at time of Withdrawal: $90,000

Return of Purchase Payments Amount Reduction Percent for Withdrawal: 20% ($18,000/$90,000)

Return of Purchase Payments Amount after Withdrawal: $80,000 ($100,000 × (1 - 20%))

Calculation Method of Benefit [Text Block]

Calculation of the Return of Purchase Payments AmountInitially, the Return of Purchase Payment amount is equal to the sum of all Purchase Payments allocated to the Annuity on its Issue Date. Thereafter, the Return of Purchase Payments Amount is reduced for any partial withdrawals. A withdrawal will cause a proportional reduction to the Return of Purchase Payments Amount equal to the ratio of the amount of the withdrawal to the Account Value immediately prior to the withdrawal.The proportional reduction in the Return of Purchase Payments Amount could be less or greater than the actual withdrawal based upon the level of the Account Value. If the Account Value exceeds the Return of Purchase Payments Amount prior to the withdrawal, then the impact on the Return of Purchase Payments Amount would be less than the reduction in the Account Value. If the Return of Purchase Payments Amount exceeds the Account Value prior to the withdrawal, then the impact on the Return of Purchase Payments Amount would exceed the reduction in the Account Value. This is outlined in the below examples.Example 1:Return of Purchase Payments Amount: $100,000Gross Withdrawal: $18,000Account Value at time of Withdrawal: $118,000Return of Purchase Payments Amount Reduction Percent for Withdrawal: 15.25% ($18,000/$118,000)Return of Purchase Payments Amount after Withdrawal: $84,750 ($100,000 × (1- 15.25%))Example 2:Return of Purchase Payments Amount: $100,000Gross Withdrawal: $18,000Account Value at time of Withdrawal: $90,000Return of Purchase Payments Amount Reduction Percent for Withdrawal: 20% ($18,000/$90,000)Return of Purchase Payments Amount after Withdrawal: $80,000 ($100,000 × (1 - 20%))

Interim Value adjustment [Member]

Item 4. Fee Table [Line Items]

Contract Adjustment, Maximum Potential Loss Over Value at Start of Crediting Period [Percent]

100.00%

Market Value Adjustment [Member]

Item 4. Fee Table [Line Items]

Contract Adjustment, Maximum Potential Loss Over Value at Start of Crediting Period [Percent]

100.00%

Risk of Loss [Member]

Item 3. Key Information [Line Items]

Risk [Text Block]

YesYou can lose money by investing in the Contract.Under an Index Strategy, the maximum amount of loss that you could experience from negative Index performance at the end of an Index Strategy Term, after taking into account the current limits on Index loss provided under the Contract, is: 95% loss for a 5% Buffer; 90% loss for a 10% Buffer; 85% loss for a 15% Buffer; 80% loss for a 20% Buffer; 70% loss for a 30% Buffer; or 0% loss for a 100% Buffer. The Company does not guarantee that the Contract will always offer Index Strategies that limit Index losses, which would mean a risk of loss of the entire amount invested.For more information on the risk of loss, please refer to the “Principal Risks of Investing in the Contract” section of this prospectus.

Item 5. Principal Risks [Line Items]

Principal Risk [Text Block]

Risk of Loss You could lose money by investing in the Annuity, including your principal investment. An investment in the Annuity is not a deposit with a bank and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency.

Not Short Term Investment Risk [Member]

Item 3. Key Information [Line Items]

Risk [Text Block]

No.The Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash. The Contract is designed to provide benefits on a long-term basis. Because of the long-term nature of the Contract, you should consider whether the Contract is consistent with your financial situation and objectives.Amounts withdrawn from the Contract may result in surrender charges, Market Value Adjustments, taxes and tax penalties. In addition, removing amounts from an Index Strategy prior to the Index Strategy End Date may result in a negative Interim Value adjustment and loss of positive Index performance. Removing a portion of amounts in an Index Strategy prior to the Index Strategy End Date will also result in an immediate reduction to your Index Strategy Base. The Index Strategy Base will be proportionately reduced, and the proportionate reduction could be greater than the amount removed. Reductions to your Index Strategy Base will result in lower Interim Values for the remainder of the Index Strategy Term and less positive Index Credit (if any) on the Index Strategy End Date.At the end of an Index Strategy Term, amounts in the matured Index Strategy will be reallocated, withdrawn or otherwise processed according to your instructions. You must provide instructions for reallocation by the Index Anniversary Date corresponding to the Index Strategy End Date. In the absence of instructions, if the same Index Strategy is available, amounts in the matured Index Strategy will be automatically re-invested in the same Index Strategy for a new Index Strategy Term. If the same Index Strategy is no longer available, amounts in the matured Index Strategy will be automatically transferred to the Fixed Account. Amounts in the Fixed Account may be transferred to an Index Strategy on the next Index Anniversary Date or sooner as permitted pursuant to the Flexible Allocation feature.For more information on the short-term investment risks, please refer to the “Principal Risks of Investing in the Contract,” “Charges and Adjustments” and “General Description of Contracts - Transfer and Reallocation Guidelines” sections of this prospectus.

Investment Options Risk [Member]

Item 3. Key Information [Line Items]

Risk [Text Block]

An investment in the Contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the Contract, including the Index Strategies. Each investment option has its own unique risks. You should review the investment options before making an investment decision.For the Index Strategies:The Cap Rate, Spread, Participation Rate or Step Rate, as applicable, may limit positive Index Credits (i.e., limited upside). This may result in you earning less than the Index Return. For example:Cap Rate Index Strategy. Assuming a Cap Rate of 5% and an Index Return of 10% (which is greater than the Cap Rate), we will apply a 5% Index Credit at the end of the Index Strategy Term. Enhanced Cap Rate Index Strategy. Assuming a Spread of 2%, Cap Rate of 15% and Index Return of 18% (which is greater than the Cap Rate plus the Spread), we will apply a 15% Index Credit at the end of the Index Strategy Term. If the Index Return is instead 10% (which is less than the Cap Rate plus the Spread), we will deduct the Spread from the Index Return and apply an 8% Index Credit at the end of the Index Strategy Term. If the Index Return is instead 1% (which is greater than zero but less than the Spread), the Index Credit would be 0%.Step Rate Plus Index Strategy. Assume the Step Rate is 4% and the Participation Rate is 60%. If the Index Return is 5%, we will apply the Step Rate to calculate the Index Credit because the Step Rate (4%) is greater than the Index Return multiplied by the Participation Rate (5% x 60% = 3%). The Index Credit at the end of the Index Strategy Term will be 4%. If the Index Return is instead 10%, we will apply the Participation Rate rather than the Step Rate because the Index Return multiplied by the Participation Rate (10% x 60% = 6%) will be greater than the Step Rate (4%). The Index Credit at the end of the Index Strategy Term will be 6%.Dual Directional Index Strategy. Assuming a Cap Rate of 4% and an Index Return of 8% (which is greater than the Cap Rate), we will apply a 4% Index Credit at the end of the Index Strategy Term.Participation Rate with Cap Index Strategy. Assuming a Cap Rate of 100%, a Participation Rate of 130% and an Index Return of 125%, the Index Credit would be 130% of 125% or 162.5% (which is greater than the Cap Rate), we will apply a 100% Index Credit at the end of the Index Strategy Term.The Buffer may limit negative Index Credits (i.e., limited protection in the case of market decline). For example, if the Index Return is -25% and the Buffer is 10%, we will apply a -15% Index Credit (the amount of negative Index Return that exceeds the Buffer) at the end of the Index Strategy Term.There may be losses due to surrender charges, negative Interim Value adjustments, negative Market Value Adjustments, and taxes and tax penalties. Index performance is on a “price return” basis, not a “total return” basis, and therefore does not reflect dividends paid on the securities composing the Index. In addition, if the Index is an exchange-traded fund (ETF), the ETF deducts fees and costs that reduce Index performance. These factors will reduce the Index Return and will cause the Index to underperform a direct investment in the securities composing the Index. For the Fixed Account:The Fixed Account may be subject to a Market Value adjustment, which can be negative, causing you to lose money.For more information on the risks associated with investment options, please refer to the “Principal Risks of Investing in the Contract,” “Investment Options” and “Appendix A” sections of this prospectus.

Early Withdrawal Risk [Member]

Item 5. Principal Risks [Line Items]

Principal Risk [Text Block]

Early Withdrawal RiskThe Annuity is not a short-term investment vehicle and is not an appropriate investment for an investor who needs ready access to cash. The Annuity is designed to provide benefits on a long-term basis. Because of the long-term nature of the Annuity, you should consider whether the Annuity is consistent with your financial situation and objectives.Withdrawals under the Annuity, including partial withdrawals and a full surrender, may be subject to significant risk. Withdrawals during the first six Annuity Years may result in surrender charges. Surrender charges do not apply to withdrawals of the Free Withdrawal Amount, Income Withdrawals equal to or less than the Annual Income Amount under the Benefit, or RMD withdrawals. However, even when surrender charges do not apply, withdrawals may be subject to negative Interim Value adjustments, Market Value Adjustments, and negative tax consequences. Withdrawals may also reduce the value of the Benefit, perhaps significantly. See “Index Linked Variable Income Benefit Risk.”An Interim Value adjustment will apply to any withdrawal that occurs during an Index Strategy Term other than on the Index Strategy Start Date or Index Strategy End Date. Similarly, an Interim Value adjustment will apply to a death benefit payment, transfer, Annuitization, or Benefit charge during an Index Strategy Term other than on the Index Strategy Start Date or Index Strategy End Date. A negative Interim Value adjustment will result in loss, which could be significant. See “Interim Value Risk” below. In extreme circumstances, you could lose up to 100% of your investment in an Index Strategy due to a negative Interim Value adjustment and Market Value Adjustments.If a portion of Account Value allocated to an Index Strategy is withdrawn or otherwise removed prior to the Index Strategy End Date, there will be an immediate reduction to your Index Strategy Base. The reduction will be in a proportion equal to the reduction in your Interim Value. The proportional reduction could be larger than the dollar amount withdrawn or otherwise removed from the Index Strategy. Reductions to your Index Strategy Base will negatively impact your Interim Values for the remainder of the Index Strategy Term and will result in a lower positive Index Credit (if any) on the Index Strategy End Date.Withdrawals may significantly reduce the Death Benefit, perhaps by more than the amount withdrawn. If you set up scheduled withdrawals, your exposure to these risks will repeat as long as the scheduled withdrawals continue.

Insurance Company Risk [Member]

Item 3. Key Information [Line Items]

Risk [Text Block]

An investment in the Contract is subject to the risks related to the Company. Any obligations (including under the Index Strategies), guarantees, or benefits are subject to the claims-paying ability of the Company. More information about the Company, including its financial strength ratings, is available upon request. Such requests can be made toll-free at 1-888-PRU-2888.For more information on the insurance company risks, please refer to the “Principal Risks of Investing in the Contract” section of this prospectus.

Item 5. Principal Risks [Line Items]

Principal Risk [Text Block]

Insurance Company RiskNo company other than us has any legal responsibility to pay amounts that we owe under the Annuity. You should look to our financial strength for our claims-paying ability. Amounts allocated to the Index Strategies are held in a non-registered, non-insulated Index Strategies Separate Account. These assets are subject to the claims of our creditors and the benefits provided under the Index Strategies are subject to our claims paying ability.The Company is also subject to risks related to disasters and other events, such as storms, earthquakes, fires, outbreaks of infectious diseases (such as COVID-19), utility failures, terrorist acts, political and social developments, and military and governmental actions. These risks are often collectively referred to as “business continuity” risks. These events could adversely affect the Company and our ability to conduct business and process transactions. Although the Company has business continuity plans, it is possible that the plans may not operate as intended or required and that the Company may not be able to provide required services, process transactions, deliver documents or calculate values. It is also possible that service levels may decline as a result of such events.

Buffer Risk [Member]

Item 5. Principal Risks [Line Items]

Principal Risk [Text Block]

Buffer RiskYou take the investment risk for amounts allocated to one or more Index Strategies since the Index Credit is based upon the performance of the associated Index. You could lose a significant amount of money if the Index declines in value. We limit the negative Index Return used in calculating Index Credit applied to an Index Strategy at the end of its Index Strategy Term through a Buffer. The Buffer is the amount of protected negative Index Return. Any negative Index Return in excess of the Buffer reduces the Account Value allocated to the Index Strategy (i.e., the protection from negative Index performance is limited). You bear the risk of the negative Index Return in excess of the Buffer you choose. In the case of a multi-year Index Strategy Term, losses are measured over the entire Index Strategy Term from the Index Strategy Start Date to the Index Strategy End Date and may exceed the Buffer levels associated with the Index Strategy. Sustained negative Index Returns may result in zero or negative Index Credits over multiple Index Strategy Terms.Under an Index Strategy, the maximum amount of loss that you could experience from negative Index performance at the end of an Index Strategy Term, after taking into account the current limits on Index loss provided under the Annuity, is: 95% loss for a 5% Buffer; 90% loss for a 10% Buffer; 85% loss for a 15% Buffer; 80% loss for a 20% Buffer; 70% loss for a 30% Buffer or 0% loss for a 100% Buffer. The Company does not guarantee that the Annuity will always offer Index Strategies that limit Index losses, which would mean risk of loss of the entire amount invested.

Cap Rate Risk [Member]

Item 5. Principal Risks [Line Items]

Principal Risk [Text Block]

Cap Rate RiskIf you elect a Cap Rate or Enhanced Cap Rate Index Strategy, a positive Index Credit may be limited by the applicable Cap Rate, which means that your Index Credit could be lower than the Index Return. The Cap Rate exists for the full term of the Index Strategy. Cap Rates, upon renewal, may be higher or lower than the initial Cap Rate but will never be less than the Guaranteed Minimum Cap Rate. Renewal Cap Rates may differ from the Cap Rates used for new Annuity contracts or for other Annuity contracts issued at different times. No Index Strategy guarantees a positive Index Credit.If you elect a Dual Directional Index Strategy, a positive Index Return may be limited by the applicable Cap Rate. However, if the Index Return is negative and is within or equal to the Buffer, then the Index Credit would not be limited by the applicable Cap Rate. Cap Rates for the Dual Directional Index Strategy will be equal to or lower than the Cap Rate in the Cap Rate Index Strategy.Cap Rates will never be less than the Guaranteed Minimum Cap Rates. The Guaranteed Minimum Cap Rate equals 1.00% for a one-year Index Strategy Term, 5.00% for a three-year Index Strategy Term and 10.00% for a six-year Index Strategy Term. Cap Rates for new Index Strategy Terms are declared at our discretion, subject to applicable guarantees. You bear the risk that we will not declare a Cap Rate above the Guaranteed Minimum Cap Rate.

Step Rate Plus Risk [Member]

Item 5. Principal Risks [Line Items]

Principal Risk [Text Block]

Step Rate Plus RiskIf you elect a Step Rate Plus Index Strategy, a positive Index Credit may be limited by the applicable Step Rate or Participation Rate, which means that your Index Credit could be lower than the Index Return. The Step Rate and Participation Rate exist for the full term of the Index Strategy. Step Rates and Participation Rates, upon renewal, may be higher or lower than the initial Step Rate or Participation Rate but will never be less than the Guaranteed Minimum Step Rate and Guaranteed Minimum Participation Rate, respectively. Renewal Step Rates or Participation Rates may differ from the Step Rates or Participation Rates used for new Annuity contracts or for other Annuity contracts issued at different times. No Index Strategy guarantees a positive Index Credit.For Step Rate Plus Index Strategies, the Guaranteed Minimum Step Rate equals 1% and the Guaranteed Minimum Participation Rate equals 60%. Step Rates and Participation Rates for new Index Strategy Terms are declared at our discretion, subject to applicable guarantees. You bear the risk that we will not declare a Step Rate or Participation Rae above the guaranteed minimum.

Tiered Participation Rate Risk [Member]

Item 5. Principal Risks [Line Items]

Principal Risk [Text Block]

Tiered Participation Rate RiskIf you elect a Tiered Participation Rate Index Strategy, a positive Index Credit will be calculated using the applicable 1st Tier Participation Rate, 2nd Tier Participation Rate, and Tier Level. If the Index Return does not exceed the Tier Level, the 2nd Tier Participation Rate will not apply to any portion of the Index Return. The 1st Tier Participation Rate, 2nd Tier Participation Rate, and Tier Level exist for the full term of the Index Strategy. Participation Rates and Tier Levels, upon renewal, may be higher or lower than the initial Participation Rates or Tier Level but will never be less than the Guaranteed Minimum Participation Rate or Guaranteed Maximum Tier Level, respectively. Renewal Participation Rates and Tier Levels may differ from the Participation Rates and Tier Levels used for new Annuity contracts or for other Annuity contracts issued at different times. No Index Strategy guarantees a positive Index Credit.For Tiered Participation Rate Index Strategies, the Guaranteed Minimum Participation Rate equals 100% and the Guaranteed Maximum Tier Level equals 35%. Participation Rates for new Index Strategy Terms are declared at our discretion, subject to applicable guarantees. You bear the risk that we will not declare a Participation Rate above the guaranteed minimum, or a Tier Level below the guaranteed maximum.

Risks Associated with the Indices [Member]

Item 5. Principal Risks [Line Items]

Principal Risk [Text Block]

Risks Associated with the IndicesBecause the S&P 500^® Index, MSCI EAFE Index, Invesco QQQ ETF, iShares Russell 2000 ETF, AB 500 Plus Index and Dimensional International Equity Focus Index are each comprised of a collection of equity securities, in each case the value of the component securities is subject to market risk, or the risk that market fluctuations may cause the value of the component securities to go up or down, sometimes rapidly and unpredictably. Market fluctuations can result from disasters and other events, such as storms, earthquakes, fires, outbreaks of infectious diseases (such as COVID -19), utility failures, terrorist acts, political and social developments, and military and governmental actions. In addition, the value of equity securities may increase or decline for reasons directly related to the issuers of the securities. Equity markets are subject to the risk that the value of the securities may fall due to general market and economic conditions. Market volatility may exist with these Indices, which means that the value of the Indices can change dramatically over a short period of time in either direction. When you allocate to an Index Strategy that is linked to the performance of one of the Indices, you are not investing in the Index or in the securities composing the Index.Each Index is subject to additional risks, including the following:The S&P 500^® Index is subject to risks associated with large-capitalization U.S. companies. In general, large-capitalization companies may be unable to respond quickly to new competitive challenges and may not be able to attain the high growth rate of successful smaller companies.The MSCI EAFE Index is subject to risks associated with foreign securities, including emerging markets. International investing involves special risks not found in domestic investing, including political and social differences and currency fluctuations due to economic decisions. Foreign markets can be more volatile than U.S. markets, and emerging markets can be riskier than investing in well-established foreign markets. The risks associated with investing on a worldwide basis include differences in the regulation of financial data and reporting, currency exchange differences, as well as economic and political systems differences. The Index is also subject to risks associated with large-capitalization companies (as described above) and mid-capitalization companies. Generally, the securities of mid-capitalization companies can be more volatile and riskier than the securities of large-capitalization companies.The Invesco QQQ ETF is subject to risks associated with large-capitalization companies and foreign securities (each as described above). In addition, to the extent that the Index is comprised of securities issued by companies in a particular sector, those securities may not perform as well as the securities of companies in other sectors or the market as a whole.The AB 500 Index is subject to risks associated with large-capitalization U.S. companies and foreign securities, including emerging markets (each as described above).The Dimensional International Equity Focus Index is subject to risks associated with foreign securities, including emerging markets (as described above).The iShares Russell 2000 ETF is subject to risks associated with small-capitalization companies. Generally, the securities of small-capitalization companies are more volatile and riskier than the securities of large-capitalization companies.When you allocate to an Index Strategy that is linked to the performance of an ETF you are not investing in the ETF. Index-based ETFs seek to track the investment results of a specific market index. Due to a variety of factors, including the fees and expenses associated with an ETF, an ETF’s performance may not fully replicate or may, in certain circumstances, diverge significantly from the performance of the underlying index. This potential divergence between the ETF and the specific market index is known as tracking error. Although we believe that we will be viewed as the owner of the Index Strategy for tax purposes, there is no legal guidance to indicate how the IRS might view access to an ETF linked Index Strategy coupled with frequent transfers among investment options.Index performance is on a “price return” basis, not a “total return” basis, and therefore does not reflect dividends paid on the securities composing the Index. Also, if the Index is an ETF, the ETF deducts fees and costs that reduce Index performance. These factors will reduce the Index Return and may cause the Index to underperform a direct investment in the securities composing the Index.When you allocate to an Index Strategy that is linked to the performance of one of the Indices, you will not have voting rights or rights to receive dividends or other distributions that direct holders of the securities comprising the Indices have.

Interim Value Risk [Member]

Item 5. Principal Risks [Line Items]

Principal Risk [Text Block]

Interim Value RiskTo determine the Interim Value, we apply a formula which does not reflect the actual performance of the applicable Index, but rather a determination of the value of hypothetical underlying investments at the time of the Interim Value calculation. This amount could be more or less than if you had held the Index Strategy for the full Index Strategy Term. It also means that you could have a negative performance, even if the value of the Index has increased at the time of the calculation. All withdrawals from an Index Strategy, including death benefit payments, transfers, Income Withdrawals, Excess Income, annuitization, Benefit charges and surrenders paid before the Index Strategy End Date will be based on the Interim Value. Withdrawals, partial transfers, and Benefit charges before an Index Strategy End Date could have adverse impacts even if the value of the Index has increased at the time of the calculation because an early withdrawal will not allow you to participate in the Index Return for the Index Strategy Term with your entire Index Strategy Base. If you withdraw, transfer a portion out of, or we process a Benefit charge from Account Value allocated to an Index Strategy, the withdrawal, transfer, or Benefit charge will cause an immediate reduction to your Index Strategy Base in a proportion equal to the reduction in your Interim Value. A proportional reduction may be larger than the dollar amount of your withdrawal, transfer, or Benefit charge even if the value of the Index has increased. See “Withdrawal Risk” above for additional information.

Risks Associated with a Performance Lock [Member]

Item 5. Principal Risks [Line Items]

Principal Risk [Text Block]

Risks Associated with a Performance LockIf a Performance Lock is executed:You will no longer participate in Index Strategy performance, positive or negative, for the remainder of the existing Index Strategy Term for the “locked” Index Strategy.You will not receive Index Credit on any “locked” Index Strategy on the Index Strategy End Date. As a result, you may receive less than the full Index Credit, or less than the full protection of the Buffer, than you would have received if you waited for us to apply the Index Credit on the Index Strategy End Date.We use the Interim Value calculated at the end of the current Valuation Day on the Performance Lock Date to execute your Performance Lock.If a Performance Lock is executed when your Interim Value has declined, you will lock in any loss. It is possible that you would have realized less of a loss or no loss if the Performance Lock occurred at a later time, or if the Index Strategy was not “locked.”We will not provide advice or notify you regarding whether you should exercise a Performance Lock or the optimal time for doing so. We will not warn you if you exercise a Performance Lock at a sub-optimal time. We are not responsible for any losses related to your decision whether or not to exercise a Performance Lock.

Cyber Security and Business Continuity Risks [Member]

Item 5. Principal Risks [Line Items]

Principal Risk [Text Block]

Cyber Security and Business Continuity Risks: With the increasing use of technology and computer systems in general and, in particular, the Internet to conduct necessary business functions, the Company is susceptible to operational, information security and related risks. These risks, which are often collectively referred to as “cyber security” risks, may include deliberate or malicious attacks, as well as unintentional events and occurrences. These risks are heightened by our offering of increasingly complex products, such as those that feature automatic asset transfer or reallocation strategies, and by our employmentof complex investment, trading and hedging programs. Cyber security is generally defined as the technology, operations and related protocol surrounding and protecting a user’s computer hardware, network, systems and applications and the data transmitted and stored therewith. These measures ensure the reliability of a user’s systems, as well as the security, availability, integrity, and confidentiality of data assets.Deliberate cyber attacks can include, but are not limited to, gaining unauthorized access (including physical break-ins) to computer systems in order to misappropriate and/or disclose sensitive or confidential information; deleting, corrupting or modifying data; and causing operational disruptions. Cyber attacks may also be carried out in a manner that does not require gaining unauthorized access, such as causingdenial-of-service attacks on websites (in order to prevent access to computer networks). In addition to deliberate breaches engineered by external actors, cyber security risks can also result from the conduct of malicious, exploited or careless insiders, whose actions may result in the destruction, release or disclosure of confidential or proprietary information stored on an organization’s systems.The Company is also subject to risks related to disasters and other events, such as storms, earthquakes, fires, outbreaks of infectious diseases (such as COVID-19), utility failures, terrorist acts, political and social developments, and military and governmental actions. These risks are often collectively referred to as “business continuity” risks. These events could adversely affect the Company and our ability to conduct business and process transactions. Although the Company has business continuity plans, it is possible that the plans may not operate as intended or required and that the Company may not be able to provide required services, process transactions, deliver documents or calculate values. It is also possible that service levels may decline as a result of such events.Cyber security events, disasters and similar events, whether deliberate or unintentional, that could impact the Company and Contract owners could arise not only in connection with our own administration of the Annuity, but also with entities operating the Annuity’s Portfolios and with third-party service providers. Cyber security and other events affecting any of the entities involved with the offering and administration of the Annuity may cause significant disruptions in the business operations related to the Annuity. Potential impacts may include, but are not limited to, potential financial losses under the Annuity, your inability to conduct transactions under the Annuity and/or with respect to a Portfolio, an inability to calculate unit values with respect to the Annuity and/or the net asset value (“NAV”) with respect to a Portfolio, and disclosures of your personal or confidential account information.In addition to direct impacts to you, cyber security and other events described above may result in adverse impacts to the Company, including regulatory inquiries, regulatory proceedings, regulatory and/or legal and litigation costs, and reputational damage. Costs incurred by the Company may include reimbursement and other expenses, including the costs of litigation and litigation settlements and additional compliance costs. Considerable expenses also may be incurred by the Company in enhancing and upgrading computer systems and systems security following a cyber security failure or responding to a disaster or similar event. The rapid proliferation of technologies, as well as the increased sophistication and activities of organized crime, hackers, terrorists, and others continue to pose new and significant cyber security threats. In addition, the global spread of COVID-19 has caused the Company and its service providers to implement business continuity plans, including widespread use of work-from-home arrangements. Although the Company, our service providers, and the Portfolios offered under the Annuity may have established business continuity plans and risk management systems to mitigate risks, there can be no guarantee or assurance that such plans or systems will be effective, or that all risks that exist, or may develop in the future, have been completely anticipated and identified or can be protected against. Furthermore, the Company cannot control or assure the efficacy of the cyber security and business continuity plans and systems implemented by third-party service providers, the Portfolios, and the issuers in which the Portfolios invest.The military invasion of Ukraine initiated by Russia in February 2022 and the resulting response by the United States and other countries haveled to economic disruptions, as well as increased volatility and uncertainty in the financial markets. It is not possible to predict the ultimate duration and scope of the conflict, or the future impact on U.S. and global economies and financial markets. The performance of the Index(es) may be adversely affected.

Transfer Risk [Member]

Item 5. Principal Risks [Line Items]

Principal Risk [Text Block]

Transfer RiskThe Annuity imposes significant limitations on the transfer of Account Value among investment options. Account Value may be transferred to an Index Strategy, or among Index Strategies, only on an Index Strategy End Date. Account Value in the Fixed Account may be transferred to an Index Strategy only on an Index Anniversary Date or sooner pursuant to the Flexible Allocation feature. These limitations restrict your ability to reallocate Account Value in reaction to changes in market conditions.

Availability of Index Strategies will vary over time [Member]

Item 5. Principal Risks [Line Items]

Principal Risk [Text Block]

Availability of Index Strategies will vary over timeBefore allocating to an Index Strategy, you should determine the Index Strategies, Buffers, Cap Rates, Spreads, Participation Rates and Step Rates available to you. We reserve the right to change the Indices, Buffers, and limits on Index Gains at any time for new Strategy Terms, subject to applicable guarantees. We reserve the right to add or remove Index Strategies. There is no guarantee that an Index Strategy will be available in the future. You should make sure the Index Strategies you select are appropriate for your investment goals. During the Income Stage, we will limit the Index Strategy allocation options available.

Reallocation of Index Strategies [Member]

Item 5. Principal Risks [Line Items]

Principal Risk [Text Block]

Reallocation of Index StrategiesAt the end of an Index Strategy Term for an Index Strategy, the amount allocated to that Index Strategy will be reallocated based upon your instructions we received in Good Order, or if none has been received in Good Order, automatically renew into the same Index Strategy unless the Index Strategy End Date would be after the Maximum Annuity Date. If the same Index Strategy is no longer available, the amount will be transferred into the Fixed Account, and the amount may be transferred into another Index Strategy on the next Index Anniversary Date or sooner pursuant to the Flexible Allocation feature. You must provide instructions for reallocation by the Index Anniversary Date.

Substitution of an Index [Member]

Item 5. Principal Risks [Line Items]

Principal Risk [Text Block]

Substitution of an IndexWe have the right to substitute a comparable index prior to the Index Strategy End Date if any Index is discontinued or if the calculation of an Index is substantially changed (such as a material change in the formula or method of calculating the Index). We would attempt to choose a substitute index that has a similar investment objective and risk profile to the replaced index and would notify you of any such substitutions. Upon substitution of an Index, we will calculate your Index Return on the replaced Index up until the date of substitution and the substitute Index from the date of substitution to the Index Strategy End Date. An Index substitution will not change your Index Strategy. The performance of the new Index may not be as good as the one that it substituted and as a result your Index Return may have been better if there had been no substitution. When we notify you of any substitution of an Index, we will also inform you of the potential impacts to your Index Credit.

Index Linked Variable Income Benefit Risk [Member]

Item 5. Principal Risks [Line Items]

Principal Risk [Text Block]

Index Linked Variable Income Benefit RiskThe Benefit is automatically included in your Contract for an additional charge, but you cannot remove it until the Waiting Period has elapsed. If you remove the Benefit before Income Withdrawals begin, you will have paid for the Benefit without receiving any of its advantages. Additionally, if you remove the Benefit, you cannot re-elect it at any point in the future. You will begin paying Benefit charges immediately rather than the date that you begin taking Income Withdrawals. You could pay Benefit charges for many years before you begin taking Income Withdrawals. Benefit charges will reduce your returns, if any, from investing in the Index Strategies. Benefit charges deducted prior to an Index Strategy End Date will result in an Interim Value adjustment, which may be negative.You should carefully weigh the advantages of the Benefit against its additional charge and in light of the market downside protections that are already provided by the Index Strategies. Income Withdrawals are taken from your own Account Value until it is reduced to zero. If your Account Value is never reduced to zero for a reason other than Excess Income, our payment obligations under the Benefit will never be triggered. There may be minimal chance under the Benefit of outliving your Account Value and receiving lifetime payments from us. There is no guarantee that the Benefit will meet your retirement income needs or that you will realize any financial benefit. The Benefit’s lifetime income guarantees are subject to terms and conditions that, if not followed, could result in significant reductions to or termination of the Benefit.There are restrictions on when you can begin taking Income Withdrawals under the Benefit. Income Withdrawals may not begin until the Income Stage. You can elect to begin the Income Stage only on an Index Anniversary Date after the Waiting Period. The election is irrevocable. You should carefully consider when to enter the Income Stage. The Benefit has an Income Deferral Rate feature that increases the Income Percentage each year until the Income Stage begins. There is no way to know when you should enter the Income Stage with certainty. On one hand, the longer you wait to enter the Income Stage and begin taking Income Withdrawals, the less time you have to take advantage of the Benefit because as time passes, your life expectancy is reduced. On the other hand, the longer you wait to enter the Income Stage, the more you may benefit from the Income Deferral Rate feature. Withdrawals prior to the Income Stage (i.e., during the Savings Stage) will reduce the Benefit, perhaps significantly, because your future Annual Income Amount will be calculated using a lower Account Value upon entering the Income Stage. During the Income Stage, no Index Strategies are available other than the 1-year Cap Rate, 1-Year Dual Directional, 1-year Step Rate Plus, and 1-year Enhanced Cap Rate* Index Strategies.Once you enter the Income Stage, all withdrawals count against your Annual Income Amount. Withdrawals up to your Annual Income Amount will not reduce your Benefit for future Annuity Years and will not be subject to surrender charges but may be subject to negative Interim Value adjustments and negative tax consequences. Any withdrawals, including any applicable surrender charges, in excess of the Annual Income Amount will be Excess Income. Excess Income will reduce the value of your Benefit for future Annuity Years, perhaps significantly. Each withdrawal of Excess Income, including any applicable surrender charges, proportionally reduces the Annual Income Amount that will be used in the recalculation of the Annual Income Amount on the next Index Anniversary Date. The proportional reduction is the ratio of the Excess Income to the Account Value immediately following the withdrawal of any applicable Income Withdrawal amount and prior to the withdrawal of the Excess Income. Withdrawals of Excess Income may also be subject to negative Interim Value adjustments and negative tax consequences. If your Account Value is reduced to zero as a result of Excess Income, the Benefit and the Annuity will terminate immediately.On the Income Effective Date, we base your initial income payment under the Benefit on the Income Percentage you receive at issue increased by the Income Deferral Credit and your Account Value. Decreases in Account Value due to negative Index performance, deductions for Insurance Charges and expenses, withdrawals and Benefit charges prior to the Income Effective Date will decrease the initial income payment amount available to you. After the Income Effective Date, your Annual Income Amount can increase or decrease based on the Index Credits associated with your chosen Index Strategies. As such, your Annual Income Amount may fluctuate up or down from one Annuity Year to the next even if you do not take Excess Income.All benefits from the Accumulation Period terminate once the Annuity has been Annuitized, including the Benefit. We base Income Withdrawals on the lifetime of a Protected Life or Joint Protected Lives designated at issue. If you change Owners or Beneficiary(s), we may terminate the Benefit prematurely.

Risks Associated with the Flexible Allocation Feature [Member]

Item 5. Principal Risks [Line Items]

Principal Risk [Text Block]

Risks Associated with the Flexible Allocation FeatureThere are restrictions applicable to the Flexible Allocation feature:Flexible Allocation is available only during the Savings Stage.We do not accept Flexible Allocation requests within 15 days of an Index Anniversary Date.You are limited to 20 Flexible Allocation requests each Index Year, but each request can involve multiple Index Strategies and/or the Fixed Account. After the 20th Flexible Allocation request in an Index Year, locked Index Strategies will remain locked until the next Index Anniversary Date and unlocked Index Strategies and Fixed Account Value cannot be reallocated until the number of Flexible Allocation requests resets. These limitations mean you may not be able to take advantage of any increases to Flexible Allocation Rates, or any advantageous changes to Index Values that may become available at the optimal time. This may limit your return potential.Flexible Allocation Rates you receive may be less than the Flexible Allocation Rates that become available later in an Index Year or the Renewal Rates available on the next Index Anniversary Date. This may limit your return potential.We will not provide advice or notify you regarding whether you should execute a Flexible Allocation or the optimal time for doing so. We will not warn you if you execute a Flexible Allocation at a sub-optimal time.We are not responsible for any losses related to your decision whether or not to execute a Flexible Allocation.

Risks Associated with the Market Value Adjustment [Member]

Item 5. Principal Risks [Line Items]

Principal Risk [Text Block]

Risks Associated with the Market Value AdjustmentThe Market Value Adjustment (MVA) is a separate and distinct adjustment (positive or negative) that applies to any partial withdrawal amounts that exceed the Free Withdrawal Amount for MVAs and surrenders within the MVA Period. The MVA is based on a formula designed to respond to interest rate movements. Generally, if interest rates have risen since the beginning of the MVA Period, the MVA can reduce the amount distributed. If interest rates have fallen, the MVA can increase the amount distributed. Losses related to the Fixed Account are limited due to the Minimum Guaranteed Surrender Value (MGSV) feature. The MGSV feature applies only to funds allocated to the Fixed Account (see “Fixed Account - Minimum Guaranteed Surrender Value” below). Losses related to investment in Index Strategies could be significant, up to 100% of your investment in extreme scenarios. The MVA is not applied to reallocations between the Index Strategies and the Fixed Account. The MVA also does not apply to amounts: (i) withdrawn up to the maximum Free Withdrawal Amount or Annual Income Amount (AIA) for partial withdrawals; (ii) withdrawn as Required Minimum Distributions that we calculate; (iii) paid as a Death Benefit; (iv) withdrawn from the Fixed Account for a period of 30 days before and 60 days following the end of each 6-year MVA Period; (v) withdrawn from the Index Strategies for a period of 30 days before and on the end of each MVA Period; (vi) upon Annuitization; or (vii) withdrawn upon occurrence of a Medically Related Withdrawal (see “Surrenders - Medically-Related Withdrawals” below).

Possible Adverse Tax Consequences [Member]

Item 5. Principal Risks [Line Items]

Principal Risk [Text Block]

Possible Adverse Tax ConsequencesThe tax considerations associated with the Annuity vary and can be complicated. The tax considerations discussed in this prospectus are general in nature and describe only federal income tax law (not state, local, foreign or other federal tax laws). Before making a Purchase Payment or taking other action related to your Annuity, you should consult with a qualified tax advisor for complete information and advice. For example, distributions from your Annuity are generally subject to ordinary income taxation on the amount of any investment gain unless the distribution qualifies as a non-taxable exchange or transfer. In addition, if you take a distribution prior to the taxpayer’s age 59½, you may be subject to a 10% additional tax in addition to ordinary income taxes on any gain.

No Additional Purchase Payments [Member]

Item 5. Principal Risks [Line Items]

Principal Risk [Text Block]

No Additional Purchase PaymentsThe Annuity is a single premium product. After the Purchase Payment is made, no additional purchase payments will be accepted. You will be unable to increase the value of your Contract or its benefits (including the Index Linked Variable Income Benefit and the Death Benefit) with additional purchase payments.

Artificial Intelligence Risk [Member]

Item 5. Principal Risks [Line Items]

Principal Risk [Text Block]

Invesco QQQ ETF | One Year, Cap Rate Index Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

Invesco QQQ ETF²

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

Invesco QQQ ETF | One Year, Cap Rate Index Strategy 15% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

Invesco QQQ ETF²

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

15.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

iShares Russell 2000 ETF | One Year, Cap Rate Index Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Small-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

iShares^® Russell 2000 ETF²

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

iShares Russell 2000 ETF | One Year, Cap Rate Index Strategy 15% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Small-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

iShares^® Russell 2000 ETF²

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

15.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

Standard and Poors 500 Index [Member] | Three Year, Cap Rate Index Strategy 20% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1

Index-Linked Option Available, Crediting Period

3 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

20.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

5.00%

MSCI EAFE [Member] | One Year, Cap Rate Index Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

International Equities

Index-Linked Option Available, Tracked Index [Text Block]

MSCI EAFE¹

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

MSCI EAFE [Member] | One Year, Cap Rate Index Strategy 15% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

International Equities

Index-Linked Option Available, Tracked Index [Text Block]

MSCI EAFE¹

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

15.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

MSCI EAFE [Member] | One Year, Cap Rate Index Strategy 30% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

International Equities

Index-Linked Option Available, Tracked Index [Text Block]

MSCI EAFE¹

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

30.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

MSCI EAFE [Member] | Three Year, Cap Rate Index Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

International Equities

Index-Linked Option Available, Tracked Index [Text Block]

MSCI EAFE¹

Index-Linked Option Available, Crediting Period

3 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

5.00%

MSCI EAFE [Member] | Three Year, Cap Rate Index Strategy 20% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

International Equities

Index-Linked Option Available, Tracked Index [Text Block]

MSCI EAFE¹

Index-Linked Option Available, Crediting Period

3 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

20.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

5.00%

MSCI EAFE [Member] | Six Year, Cap Rate Index Strategy 20% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

International Equities

Index-Linked Option Available, Tracked Index [Text Block]

MSCI EAFE¹

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

20.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

10.00%

MSCI EAFE [Member] | Six Year, Cap Rate Index Strategy 30% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

International Equities

Index-Linked Option Available, Tracked Index [Text Block]

MSCI EAFE¹

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

30.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

10.00%

MSCI EAFE [Member] | One Year, Step Rate Plus Index Strategy 5% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

International Equities

Index-Linked Option Available, Tracked Index [Text Block]

MSCI EAFE¹

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Step Rate Plus Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

5.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

MSCI EAFE [Member] | Six Year, Tiered Participation Rate Index Strategy 5% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

International Equities

Index-Linked Option Available, Tracked Index [Text Block]

MSCI EAFE¹

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Tiered Participation Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

5.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

100.00%

MSCI EAFE [Member] | Six Year, Tiered Participation Rate Index Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

International Equities

Index-Linked Option Available, Tracked Index [Text Block]

MSCI EAFE¹

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Tiered Participation Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

100.00%

MSCI EAFE [Member] | Six Year, Participation Rate with Cap Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

International Equities

Index-Linked Option Available, Tracked Index [Text Block]

MSCI EAFE¹

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Participation Rate with Cap Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

100.00%

MSCI EAFE [Member] | Six Year, Participation Rate with Cap Strategy 20% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

International Equities

Index-Linked Option Available, Tracked Index [Text Block]

MSCI EAFE¹

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Participation Rate with Cap Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

20.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

100.00%

iShares Russell 2000 ETF [Member] | One Year, Cap Rate Index Strategy 30% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Small-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

iShares^® Russell 2000 ETF²

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

30.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

iShares Russell 2000 ETF [Member] | Three Year, Cap Rate Index Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Small-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

iShares^® Russell 2000 ETF²

Index-Linked Option Available, Crediting Period

3 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

5.00%

iShares Russell 2000 ETF [Member] | Three Year, Cap Rate Index Strategy 20% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Small-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

iShares^® Russell 2000 ETF²

Index-Linked Option Available, Crediting Period

3 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

20.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

5.00%

iShares Russell 2000 ETF [Member] | Six Year, Cap Rate Index Strategy 20% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Small-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

iShares^® Russell 2000 ETF²

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

20.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

10.00%

iShares Russell 2000 ETF [Member] | Six Year, Cap Rate Index Strategy 30% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Small-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

iShares^® Russell 2000 ETF²

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

30.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

10.00%

iShares Russell 2000 ETF [Member] | Six Year, Tiered Participation Rate Index Strategy 5% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Small-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

iShares^® Russell 2000 ETF²

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Tiered Participation Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

5.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

100.00%

iShares Russell 2000 ETF [Member] | Six Year, Participation Rate with Cap Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Small-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

iShares® Russell 2000 ETF²

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Participation Rate with Cap Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

100.00%

iShares Russell 2000 ETF [Member] | Six Year, Participation Rate with Cap Strategy 20% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Small-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

iShares® Russell 2000 ETF²

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Participation Rate with Cap Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

20.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

100.00%

Invesco QQQ ETF [Member] | One Year, Cap Rate Index Strategy 30% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

Invesco QQQ ETF²

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

30.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

Invesco QQQ ETF [Member] | Three Year, Cap Rate Index Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

Invesco QQQ ETF²

Index-Linked Option Available, Crediting Period

3 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

5.00%

Invesco QQQ ETF [Member] | Three Year, Cap Rate Index Strategy 20% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

Invesco QQQ ETF²

Index-Linked Option Available, Crediting Period

3 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

20.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

5.00%

Invesco QQQ ETF [Member] | Six Year, Cap Rate Index Strategy 20% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

Invesco QQQ ETF²

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

20.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

10.00%

Invesco QQQ ETF [Member] | Six Year, Cap Rate Index Strategy 30% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

Invesco QQQ ETF²

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

30.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

10.00%

Invesco QQQ ETF [Member] | Six Year, Participation Rate with Cap Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

Invesco QQQ ETF²

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Participation Rate with Cap Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

100.00%

Invesco QQQ ETF [Member] | Six Year, Participation Rate with Cap Strategy 20% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

Invesco QQQ ETF²

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Participation Rate with Cap Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

20.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

100.00%

Standard and Poors 500 Index, Spread A [Member] | One Year, Enhanced Cap Rate Index Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1, Spread A

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Enhanced Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

Standard and Poors 500 Index, Spread A [Member] | One Year, Enhanced Cap Rate Index Strategy 15% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1, Spread A

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Enhanced Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

15.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

Standard and Poors 500 Index, Spread B [Member] | One Year, Enhanced Cap Rate Index Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1, Spread B

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Enhanced Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

Standard and Poors 500 Index, Spread B [Member] | One Year, Enhanced Cap Rate Index Strategy 15% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1, Spread B

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Enhanced Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

15.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

MSCI EAFE , Spread A | One Year, Enhanced Cap Rate Index Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

International Equities

Index-Linked Option Available, Tracked Index [Text Block]

MSCI EAFE¹, Spread A

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Enhanced Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

MSCI EAFE , Spread B | One Year, Enhanced Cap Rate Index Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

International Equities

Index-Linked Option Available, Tracked Index [Text Block]

MSCI EAFE¹, Spread B

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Enhanced Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

MSCI EAFE Index, Spread A [Member] | One Year, Enhanced Cap Rate Index Strategy 15% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

International Equities

Index-Linked Option Available, Tracked Index [Text Block]

MSCI EAFE¹, Spread A

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Enhanced Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

15.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

MSCI EAFE Index, Spread B [Member] | One Year, Enhanced Cap Rate Index Strategy 15% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

International Equities

Index-Linked Option Available, Tracked Index [Text Block]

MSCI EAFE¹, Spread B

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Enhanced Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

15.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

Standard and Poors 500 [Member] | One Year, Cap Rate Index Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

Standard and Poors 500 [Member] | One Year, Cap Rate Index Strategy 15% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

15.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

Standard and Poors 500 [Member] | One Year, Cap Rate Index Strategy 30% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

30.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

Standard and Poors 500 [Member] | One Year, Cap Rate Index Strategy 100% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

100.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

Standard and Poors 500 [Member] | Three Year, Cap Rate Index Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1

Index-Linked Option Available, Crediting Period

3 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

5.00%

Standard and Poors 500 [Member] | Six Year, Cap Rate Index Strategy 20% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

20.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

10.00%

Standard and Poors 500 [Member] | Six Year, Cap Rate Index Strategy 30% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

30.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

10.00%

Standard and Poors 500 [Member] | Six Year, Cap Rate Index Strategy 100% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

100.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

10.00%

Standard and Poors 500 [Member] | One Year, Step Rate Plus Index Strategy 5% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Step Rate Plus Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

5.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

Standard and Poors 500 [Member] | One Year, Step Rate Plus Index Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Step Rate Plus Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

Standard and Poors 500 [Member] | Six Year, Tiered Participation Rate Index Strategy 5% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Tiered Participation Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

5.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

100.00%

Standard and Poors 500 [Member] | Six Year, Tiered Participation Rate Index Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Tiered Participation Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

100.00%

Standard and Poors 500 [Member] | One Year, Dual Directional Index Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Dual Directional Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

Standard and Poors 500 [Member] | One Year, Dual Directional Index Strategy 15% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1

Index-Linked Option Available, Crediting Period

1 year

Index-Linked Option Available, Crediting Methodology

Dual Directional Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

15.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

1.00%

Standard and Poors 500 [Member] | Six Year, Dual Directional Index Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Dual Directional Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

10.00%

Standard and Poors 500 [Member] | Six Year, Dual Directional Index Strategy 15% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Dual Directional Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

15.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

10.00%

Standard and Poors 500 [Member] | Six Year, Dual Directional Index Strategy 20% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Dual Directional Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

20.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

10.00%

Standard and Poors 500 [Member] | Six Year, Participation Rate with Cap Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Participation Rate with Cap Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

100.00%

Standard and Poors 500 [Member] | Six Year, Participation Rate with Cap Strategy 20% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities

Index-Linked Option Available, Tracked Index [Text Block]

S&P 500^®1

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Participation Rate with Cap Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

20.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

100.00%

Dimensional International Equity Focus | Six Year, Cap Rate Index Strategy 20% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

International Equities

Index-Linked Option Available, Tracked Index [Text Block]

Dimensional International Equity Focus¹

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

20.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

10.00%

Dimensional International Equity Focus | Six Year, Cap Rate Index Strategy 30% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

International Equities

Index-Linked Option Available, Tracked Index [Text Block]

Dimensional International Equity Focus¹

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

30.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

10.00%

Dimensional International Equity Focus | Six Year, Tiered Participation Rate Index Strategy 5% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

International Equities

Index-Linked Option Available, Tracked Index [Text Block]

Dimensional International Equity Focus¹

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Tiered Participation Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

5.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

100.00%

Dimensional International Equity Focus | Six Year, Tiered Participation Rate Index Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

International Equities

Index-Linked Option Available, Tracked Index [Text Block]

Dimensional International Equity Focus¹

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Tiered Participation Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

100.00%

Dimensional International Equity Focus | Six Year, Participation Rate with Cap Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

International Equities

Index-Linked Option Available, Tracked Index [Text Block]

Dimensional International Equity Focus¹

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Participation Rate with Cap Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

100.00%

Dimensional International Equity Focus | Six Year, Participation Rate with Cap Strategy 20% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

International Equities

Index-Linked Option Available, Tracked Index [Text Block]

Dimensional International Equity Focus¹

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Participation Rate with Cap Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

20.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

100.00%

AB 500 Plus IndexSM [Member] | Three Year, Cap Rate Index Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities with Exposure to Global Equity Markets

Index-Linked Option Available, Tracked Index [Text Block]

AB 500 Plus Index^SM1

Index-Linked Option Available, Crediting Period

3 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

5.00%

AB 500 Plus IndexSM [Member] | Three Year, Cap Rate Index Strategy 20% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities with Exposure to Global Equity Markets

Index-Linked Option Available, Tracked Index [Text Block]

AB 500 Plus Index^SM1

Index-Linked Option Available, Crediting Period

3 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

20.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

5.00%

AB 500 Plus IndexSM [Member] | Six Year, Cap Rate Index Strategy 20% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities with Exposure to Global Equity Markets

Index-Linked Option Available, Tracked Index [Text Block]

AB 500 Plus Index^SM1

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

20.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

10.00%

AB 500 Plus IndexSM [Member] | Six Year, Cap Rate Index Strategy 30% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities with Exposure to Global Equity Markets

Index-Linked Option Available, Tracked Index [Text Block]

AB 500 Plus Index^SM1

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Cap Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

30.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

10.00%

AB 500 Plus IndexSM [Member] | Six Year, Tiered Participation Rate Index Strategy 5% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities with Exposure to Global Equity Markets

Index-Linked Option Available, Tracked Index [Text Block]

AB 500 Plus Index^SM1

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Tiered Participation Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

5.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

100.00%

AB 500 Plus IndexSM [Member] | Six Year, Tiered Participation Rate Index Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities with Exposure to Global Equity Markets

Index-Linked Option Available, Tracked Index [Text Block]

AB 500 Plus Index^SM1

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Tiered Participation Rate Index Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

100.00%

AB 500 Plus IndexSM [Member] | Six Year, Participation Rate with Cap Strategy 10% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities with Exposure to Global Equity Markets

Index-Linked Option Available, Tracked Index [Text Block]

AB 500 Plus Index^SM1

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Participation Rate with Cap Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

10.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

100.00%

AB 500 Plus IndexSM [Member] | Six Year, Participation Rate with Cap Strategy 20% Buffer [Member]

Index-Linked Option [Line Items]

Index-Linked Option Available, Type of Index

U.S. Large-Cap Equities with Exposure to Global Equity Markets

Index-Linked Option Available, Tracked Index [Text Block]

AB 500 Plus Index^SM1

Index-Linked Option Available, Crediting Period

6 years

Index-Linked Option Available, Crediting Methodology

Participation Rate with Cap Strategy

Index-Linked Option Available, Current Limit on Index Losses [Percent]

20.00%

Index-Linked Option Available, Index Loss Limit Type

Buffer

Index-Linked Option Available, Minimum Limit on Index Gain [Percent]

100.00%

[1]

An Interim Value adjustment will apply upon any withdrawal, death benefit payment, transfer, Annuitization, Benefit charge or surrender that occurs during an Index Strategy Term other than on the Index Strategy Start Date or Index Strategy End Date. An Interim Value adjustment may be positive, negative or equal to zero. A negative Interim Value adjustment will result in loss.

[2]

1.	Mortality and expense risk charge and administration charge (as a percentage of the net assets of the Variable Option)

[3]

1.	Withdrawal Charges in subsequent years*

[4]

2.	The Benefit is included upon issuance of the Contract. The Benefit may be cancelled after three years. If it is cancelled, the Benefit charge will no longer apply.

[5]

The following transactions, when they occur more than 30 days prior to an MVA Period end date for an Index Strategy are subject to a Market Value Adjustment: (i) partial withdrawals (including systematic withdrawals and Required Minimum Distributions), (ii) surrenders, and (iii) exercise of the right to cancel.