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lincolnva:C000256058Member 2026-04-21 2026-04-21 0001093278 lincolnva:LivingBenefitsMember lincolnva:C000256058Member 2026-04-21 2026-04-21 0001093278 lincolnva:i4LifeAdvantageGuaranteedIncomeBenefitMember lincolnva:C000256058Member 2026-04-21 2026-04-21 pure iso4217:USD utr:Y 0001093278 false 2026-04-21 N-4 N-4 Lincoln New York Account N for Variable Annuities 0.0150 0.0160 <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Protected Annual Income Rates</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protected Annual Income amount is calculated when you elect the rider. Upon the first Protected Annual Income withdrawal, the Protected Annual Income rate will be based on your age (or the younger of you and your spouse under the joint life option) as of the date of that withdrawal, and thereafter may not change unless an Account Value Step-up occurs.</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;margin-left:150.62pt;width:226.76pt;"> <tbody><tr style="height:10.05pt;"> <td colspan="2" style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:114.83pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:15.68%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Single Life PAI Rate</span></div></div></div></td> <td colspan="2" style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:111.93pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:16.08%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Joint Life PAI Rate</span></div></div></div></td></tr> <tr style="height:14.1pt;"> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:37.50%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:66.83pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:26.93%;margin-right:26.93%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">PAI Rate</span></div></div></div></td> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:27.27%;margin-right:27.27%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div></div></div></td> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:39.19%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">PAI Rate</span></div></div></div></td></tr> <tr style="height:13.85pt;"> <td style="padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">59</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:66.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.50%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">59</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.50%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">60 – 64</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.75%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">60 – 64</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.00%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.90%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.20%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">6.35%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.65%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">6.90%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">6.15%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80 – 84</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">7.55%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80 – 84</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">6.80%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">85 – 89</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">8.35%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">85 – 89</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">7.55%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">90 – 94</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">9.40%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">90 – 94</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">8.50%</span></div></div></td></tr> <tr style="height:11.8pt;"> <td style="padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">95+</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:66.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">10.75%</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">95+</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">9.70%</span></div></div></td></tr></tbody></table><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Guaranteed Income Benefit Percentages</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Guaranteed Income Benefit will be an amount equal to a specified percentage of your Account Value or Protected Income Base, based on your age (or the age of the youngest life under a joint life option) at the time the Guaranteed Income Benefit is elected. The rates listed below are for </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Select Guaranteed Income Benefit elections for Contractowners who transition from Lincoln</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Market Select</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage.</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;margin-left:147.79pt;width:232.42pt;"> <tbody><tr style="height:10.05pt;"> <td colspan="2" style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:116.21pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:15.49%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Single Life GIB %</span></div></div></div></td> <td colspan="2" style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:116.21pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:15.49%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Joint Life GIB %</span></div></div></div></td></tr> <tr style="height:14.1pt;"> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:33.10%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:29.11%;margin-right:29.11%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">GIB %</span></div></div></div></td> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:24.87%;margin-right:24.87%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div></div></div></td> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:41.07%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">GIB %</span></div></div></div></td></tr> <tr style="height:13.85pt;"> <td style="padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Under 40</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2.25%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Under 40</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2.00%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">40 – 54</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.00%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">40 – 54</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2.50%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">55 – 58</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.25%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">55 – 58</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2.75%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">59 – 64</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.00%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">59 – 64</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.50%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.00%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.50%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.25%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.75%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.25%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.75%</span></div></div></td></tr> <tr style="height:11.8pt;"> <td style="padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80+</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.25%</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80+</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.75%</span></div></div></td></tr></tbody></table><span style="font-family:Arial Narrow;font-size:18pt;font-weight:bold;">Appendix C — Protected Annual Income Rates for Previous Rider Elections</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;line-height:12pt;">Lincoln Market Select</span><span style="font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;line-height:12pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;">Advantage Protected Annual Income Rates by Ages:</span> <span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Lincoln </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Market Select</span><span style="font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Advantage applications or rider election forms signed between September 8, 2025 and April 30, 2026</span><span style="font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;margin-left:106.89pt;width:314.21pt;"> <tr style="height:10.05pt;"> <td colspan="2" style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:139.78pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:12.88%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Single Life Option</span></div></div></div></td> <td colspan="2" style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:174.43pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:10.32%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Joint Life Option</span></div></div></div></td></tr> <tr style="height:32.1pt;"> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:37.50%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:91.78pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:19.61%;margin-right:19.61%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Protected Annual</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Income rate*</span></div></div></div></td> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:17.88%;margin-right:17.88%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">(younger of you and</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">your spouse’s age)</span></div></div></div></td> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.78pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:24.40%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Protected Annual</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Income rate*</span></div></div></div></td></tr> <tr style="height:13.85pt;"> <td style="padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">59</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:91.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">4.50%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">59</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:73.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">3.50%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">60 – 64</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:91.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">4.75%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">60 – 64</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:73.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">4.00%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:91.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">5.90%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:73.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">5.20%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:91.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">6.35%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:73.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">5.65%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:91.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">6.90%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:73.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">6.15%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">80 – 84</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:91.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">7.55%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">80 – 84</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:73.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">6.80%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">85 – 89</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:91.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">8.35%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">85 – 89</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:73.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">7.55%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">90 – 94</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:91.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">9.40%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">90 – 94</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:73.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">8.50%</span></div></div></td></tr> <tr style="height:11.8pt;"> <td style="padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">95+</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:91.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">10.75%</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">95+</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:73.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">9.70%</span></div></div></td></tr></table><span style="font-family:Arial Narrow;font-size:8pt;">*For additional Rate Sheet information see Living Benefit Riders – Rate Sheets.</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Lincoln </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Market Select</span><span style="font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Advantage applications or rider election forms signed between May 19, 2025 and September 7, 2025</span><span style="font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;margin-left:106.89pt;width:314.21pt;"> <tr style="height:10.05pt;"> <td colspan="2" style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:139.78pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:12.88%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Single Life Option</span></div></div></div></td> <td colspan="2" style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:174.43pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:10.32%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Joint Life Option</span></div></div></div></td></tr> <tr style="height:32.1pt;"> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:37.50%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:91.78pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:19.61%;margin-right:19.61%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Protected Annual</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Income rate*</span></div></div></div></td> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:17.88%;margin-right:17.88%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">(younger of you and</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">your spouse’s age)</span></div></div></div></td> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.78pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:24.40%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Protected Annual</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Income rate*</span></div></div></div></td></tr> <tr style="height:13.85pt;"> <td style="padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">59</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:91.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">4.00%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">59</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:73.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">3.50%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">60 – 64</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:91.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">4.50%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">60 – 64</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:73.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">4.00%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:91.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">5.70%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:73.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">5.20%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:91.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">6.15%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:73.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">5.65%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:91.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">6.65%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:73.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">6.15%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">80 – 84</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:91.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">7.25%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">80 – 84</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:73.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">6.80%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">85 – 89</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:91.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">8.00%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">85 – 89</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:73.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">7.55%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">90 – 94</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:91.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">9.00%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">90 – 94</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:73.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">8.50%</span></div></div></td></tr> <tr style="height:11.8pt;"> <td style="padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">95+</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:91.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">10.30%</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">95+</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:73.78pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">9.70%</span></div></div></td></tr></table><span style="font-family:Arial Narrow;font-size:8pt;">*For additional Rate Sheet information see Living Benefit Riders – Rate Sheets. </span><span style="font-family:Arial Narrow;font-size:18pt;font-weight:bold;">Appendix D — Guaranteed Income Benefit Percentages for Previous Rider Elections</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;line-height:12pt;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;font-style:italic;font-weight:bold;line-height:12pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;">Advantage Select Guaranteed Income BenefitGuaranteed Income Benefit Percentages by Ages:</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;margin-left:0%;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Advantage Select Guaranteed Income Benefit for prior purchasers of Lincoln </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Market Select</span><span style="font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Advantage with applications and/or rider election forms signed between May 19, 2025 and April 30, 2026</span><span style="font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;margin-left:96.85pt;width:334.29pt;"> <tr style="height:10.05pt;"> <td colspan="2" style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:161.20pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:11.17%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Single Life Option</span></div></div></div></td> <td colspan="2" style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:173.09pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:10.40%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Joint Life Option</span></div></div></div></td></tr> <tr style="height:32.1pt;"> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:70.76pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:25.44%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:90.44pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:19.90%;margin-right:19.90%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">GIB Percentage*</span></div></div></div></td> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:17.88%;margin-right:17.88%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">(younger of you and</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">your spouse’s age)</span></div></div></div></td> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:72.44pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:24.85%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">GIB Percentage*</span></div></div></div></td></tr> <tr style="height:13.85pt;"> <td style="padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:70.76pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">Under age 40</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:90.44pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">2.25%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">Under age 40</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:72.44pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">2.00%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:70.76pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">40 – 54</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:90.44pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">3.00%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">40 – 54</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:72.44pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">2.50%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:70.76pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">55 – 58</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:90.44pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">3.25%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">55 – 58</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:72.44pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">2.75%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:70.76pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">59 – 64</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:90.44pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">4.00%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">59 – 64</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:72.44pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">3.50%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:70.76pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:90.44pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">5.00%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:72.44pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">4.50%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:70.76pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:90.44pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">5.25%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:72.44pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">4.75%</span></div></div></td></tr> <tr style="height:12.6pt;"> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:70.76pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:90.44pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">5.25%</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div></div></td> <td style="padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:72.44pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">4.75%</span></div></div></td></tr> <tr style="height:11.8pt;"> <td style="padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:70.76pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">80+</span></div></div></td> <td style="border-right:1pt solid #000000;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:90.44pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">5.25%</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:100.65pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">80+</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:72.44pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">4.75%</span></div></div></td></tr></table><span style="font-family:Arial Narrow;font-size:8pt;">*In order to have received the percentage indicated, your application or rider election form must have been signed or dated on or before the last day of the effective period noted above. Purchasers of Lincoln</span><span style="font-family:Arial Narrow;font-size:8pt;font-style:italic;"> Market Select</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> Advantage may use any remaining Protected Income Base reduced by all Protected Annual Income payments since the last Account Value Step-up, if any, or the rider’s effective date (if there have not been any Account Value Step-ups) if greater than the Account Value to establish the initial Guaranteed Income Benefit. </span><span style="font-family:Arial Narrow;font-size:18pt;font-weight:bold;">Appendix E — Enhancement Rates for Previous Rider Elections</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;line-height:12pt;">Lincoln Market Select</span><span style="font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;line-height:12pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;">Advantage Enhancement Rates:</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:528pt;"> <tr style="height:28pt;"> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:208.5pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">If your rider was purchased:</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:210pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">The Enhancement is based on the…</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:109.5pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">…multiplied by the </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">Enhancement Rate of…</span></div></div></td></tr> <tr style="height:15pt;"> <td style="padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:208.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Between May 19, 2025 and April 30, 2026</span></div></div></td> <td style="padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:210pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Enhancement Base</span></div></div></td> <td style="padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:109.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">5%</span></div></div></td></tr></table> 0.0150 0.0160 <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:23.5pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="3" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:360pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.00pt;">FEES, EXPENSES, AND ADJUSTMENTS</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Location in</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Prospectus</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:119pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Charges or </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Adjustments for </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Early </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Withdrawals?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:360pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes:</span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A surrender charge may apply to a surrender or withdrawal of a Purchase Payment prior </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">to the </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">1</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">st</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> anniversary since the Purchase Payment was invested, up to </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">1</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">% of the </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">amount withdrawn, declining to 0% over that time period. For example, if you make a </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">withdrawal of $100,000 during the first year after your Purchase Payment, you could be </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">assessed a charge of up to $</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">1,000</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> on the Purchase Payment withdrawn. This loss will </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">be greater if there are taxes or tax penalties. A surrender charge will not apply if your </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">withdrawal is made after the 1</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">st</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> anniversary since a Purchase Payment was invested.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables – </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Examples</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges, Other </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Deductions, </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments – </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Surrender </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Charge</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:95pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Transaction </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Charges?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:360pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes: </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Each Purchase Payment is subject to its own Premium Based Charge that will be </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">deducted quarterly for seven years after the Purchase Payment is received. The </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Premium Based Charge rate for new Purchase Payments decreases as the total amount </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">of Purchase Payments increase. </span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">There is currently no charge for a transfer. We reserve the right to charge a $25 fee for </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">each transfer if you make more than 12 transfers in one Contract Year.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges, Other </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Deductions, </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments – </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Premium </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Based Charge</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:77pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:84pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Ongoing Fees and </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Expenses?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:360pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes:</span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Minimum and Maximum Annual Fee Table. </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The table below describes the fees and </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">expenses that you may pay </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">each year</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">, depending on the investment options and </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">optional benefits you choose. Please refer to your contract specifications page in your </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contract for information about the specific fees and expenses you will pay each year </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">based on the options you have elected.</span></div></div></td> <td rowspan="5" style="padding-bottom:4pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables – </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Examples</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges, Other </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Deductions, </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Appendix A – </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Investment </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Options </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Available </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Under the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Contract</span></div></div></td></tr> <tr style="height:17pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Annual Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:90pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Minimum</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:90pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Maximum</span></div></div></td></tr> <tr style="height:29pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Base Contract – Account Value Death </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:90pt;"> <div style="line-height:13.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:78pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:normal;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.92</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:90pt;"> <div style="line-height:13.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:78pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:normal;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.92</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">1</span></div></div></div></td></tr> <tr style="height:29pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Base Contract – Guarantee of Principal </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Death Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:90pt;"> <div style="line-height:13.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:78pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:normal;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.97</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:90pt;"> <div style="line-height:13.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:78pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:normal;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.97</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">1</span></div></div></div></td></tr> <tr style="height:29pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Base Contract – Enhanced Guaranteed </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Minimum Death Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:90pt;"> <div style="line-height:13.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:78pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:normal;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.22</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:90pt;"> <div style="line-height:13.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:78pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:normal;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.22</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">1</span></div></div></div></td></tr> <tr style="height:17pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund fees and expenses</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:90pt;"> <div style="line-height:13.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:78pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:normal;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.48</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:90pt;"> <div style="line-height:13.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:78pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:normal;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">2.76</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:41pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Optional benefits available for an </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">additional charge (for a single optional </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">benefit, if elected)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:90pt;"> <div style="line-height:13.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:78pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:normal;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.40</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:90pt;"> <div style="line-height:13.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:78pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:normal;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">2.45</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">3</span></div></div></div></td> <td style="padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:28pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:360pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;margin-top:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">1</span><span style="font-family:Arial Narrow;font-size:8pt;margin-left:0.0pt;"> As a percentage of average Contract Value. For the base contract, also includes an amount attributable </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:8pt;margin-left:0.0pt;">to the Annual Account Fee.</span></div></div></td> <td style="padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:18pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:360pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;margin-top:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">2</span><span style="font-family:Arial Narrow;font-size:8pt;margin-left:0.0pt;"> As a percentage of fund net assets, before expense reimbursements or fee waiver arrangements.</span></div></div></td> <td style="padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:18pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:360pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;margin-top:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">3</span><span style="font-family:Arial Narrow;font-size:8pt;margin-left:0.0pt;"> As an annualized percentage of the Protected Income Base.</span></div></div></td> <td style="padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:75.5pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:360pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Lowest and Highest Annual Cost Table. </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Because your Contract is customizable, the </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">choices you make affect how much you will pay. To help you understand the cost of </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">owning your Contract, the following table shows the lowest and highest cost you could </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">pay </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">each year</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">, based on current charges. This estimate assumes that you do not take </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">withdrawals from the Contract, </span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">which could add surrender charges and Premium </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Based Charges that substantially increase costs</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">.</span></div></div></td> <td style="padding-bottom:2pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:17pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Lowest Annual Cost: $</span><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">4,656</span></div></div></td> <td colspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Highest Annual Cost: $</span><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">9,354</span></div></div></td> <td style="padding-bottom:4pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:17pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div></div></td> <td style="padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:131pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Investment of $100,000</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">5% annual appreciation</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Least expensive fund fees and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">expenses</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">No optional benefits</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">No surrender charges</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">No Premium Based Charges</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">No additional Purchase Payments, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">transfers, or withdrawals</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Investment of $100,000</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">5% annual appreciation</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Most expensive combination of </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">optional benefits, fund fees and </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">expenses</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">No surrender charges</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">No Premium Based Charges</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">No additional Purchase Payments, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">transfers, or withdrawals</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:119pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Charges or </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Adjustments for </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Early </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Withdrawals?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:360pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes:</span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A surrender charge may apply to a surrender or withdrawal of a Purchase Payment prior </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">to the </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">1</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">st</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> anniversary since the Purchase Payment was invested, up to </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">1</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">% of the </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">amount withdrawn, declining to 0% over that time period. For example, if you make a </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">withdrawal of $100,000 during the first year after your Purchase Payment, you could be </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">assessed a charge of up to $</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">1,000</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> on the Purchase Payment withdrawn. This loss will </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">be greater if there are taxes or tax penalties. A surrender charge will not apply if your </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">withdrawal is made after the 1</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">st</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> anniversary since a Purchase Payment was invested.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables – </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Examples</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges, Other </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Deductions, </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments – </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Surrender </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Charge</span></div></div></td></tr></table> 1 0.01 1000 <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:95pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Transaction </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Charges?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:360pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes: </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Each Purchase Payment is subject to its own Premium Based Charge that will be </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">deducted quarterly for seven years after the Purchase Payment is received. The </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Premium Based Charge rate for new Purchase Payments decreases as the total amount </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">of Purchase Payments increase. </span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">There is currently no charge for a transfer. We reserve the right to charge a $25 fee for </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">each transfer if you make more than 12 transfers in one Contract Year.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges, Other </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Deductions, </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments – </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Premium </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Based Charge</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:77pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:84pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Ongoing Fees and </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Expenses?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:360pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes:</span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Minimum and Maximum Annual Fee Table. </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The table below describes the fees and </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">expenses that you may pay </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">each year</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">, depending on the investment options and </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">optional benefits you choose. Please refer to your contract specifications page in your </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contract for information about the specific fees and expenses you will pay each year </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">based on the options you have elected.</span></div></div></td> <td rowspan="5" style="padding-bottom:4pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables – </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Examples</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges, Other </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Deductions, </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Appendix A – </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Investment </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Options </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Available </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Under the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Contract</span></div></div></td></tr> <tr style="height:17pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Annual Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:90pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Minimum</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:90pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Maximum</span></div></div></td></tr> <tr style="height:29pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Base Contract – Account Value Death </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:90pt;"> <div style="line-height:13.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:78pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:normal;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.92</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:90pt;"> <div style="line-height:13.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:78pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:normal;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.92</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">1</span></div></div></div></td></tr> <tr style="height:29pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Base Contract – Guarantee of Principal </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Death Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:90pt;"> <div style="line-height:13.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:78pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:normal;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.97</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:90pt;"> <div style="line-height:13.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:78pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:normal;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.97</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">1</span></div></div></div></td></tr> <tr style="height:29pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Base Contract – Enhanced Guaranteed </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Minimum Death Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:90pt;"> <div style="line-height:13.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:78pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:normal;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.22</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:90pt;"> <div style="line-height:13.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:78pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:normal;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.22</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">1</span></div></div></div></td></tr> <tr style="height:17pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund fees and expenses</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:90pt;"> <div style="line-height:13.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:78pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:normal;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.48</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:90pt;"> <div style="line-height:13.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:78pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:normal;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">2.76</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:41pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Optional benefits available for an </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">additional charge (for a single optional </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">benefit, if elected)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:90pt;"> <div style="line-height:13.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:78pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:normal;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.40</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:90pt;"> <div style="line-height:13.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:78pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:normal;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">2.45</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">3</span></div></div></div></td> <td style="padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:28pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:360pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;margin-top:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">1</span><span style="font-family:Arial Narrow;font-size:8pt;margin-left:0.0pt;"> As a percentage of average Contract Value. For the base contract, also includes an amount attributable </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:8pt;margin-left:0.0pt;">to the Annual Account Fee.</span></div></div></td> <td style="padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:18pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:360pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;margin-top:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">2</span><span style="font-family:Arial Narrow;font-size:8pt;margin-left:0.0pt;"> As a percentage of fund net assets, before expense reimbursements or fee waiver arrangements.</span></div></div></td> <td style="padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:18pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:360pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;margin-top:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">3</span><span style="font-family:Arial Narrow;font-size:8pt;margin-left:0.0pt;"> As an annualized percentage of the Protected Income Base.</span></div></div></td> <td style="padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:75.5pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:360pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Lowest and Highest Annual Cost Table. </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Because your Contract is customizable, the </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">choices you make affect how much you will pay. To help you understand the cost of </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">owning your Contract, the following table shows the lowest and highest cost you could </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">pay </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">each year</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">, based on current charges. This estimate assumes that you do not take </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">withdrawals from the Contract, </span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">which could add surrender charges and Premium </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Based Charges that substantially increase costs</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">.</span></div></div></td> <td style="padding-bottom:2pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:17pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Lowest Annual Cost: $</span><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">4,656</span></div></div></td> <td colspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Highest Annual Cost: $</span><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">9,354</span></div></div></td> <td style="padding-bottom:4pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:17pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div></div></td> <td style="padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:131pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Investment of $100,000</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">5% annual appreciation</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Least expensive fund fees and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">expenses</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">No optional benefits</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">No surrender charges</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">No Premium Based Charges</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">No additional Purchase Payments, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">transfers, or withdrawals</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Investment of $100,000</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">5% annual appreciation</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Most expensive combination of </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">optional benefits, fund fees and </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">expenses</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">No surrender charges</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">No Premium Based Charges</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">No additional Purchase Payments, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">transfers, or withdrawals</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr></table> 0.0092 0.0092 0.0097 0.0097 0.0122 0.0122 0.0048 0.0276 0.0040 0.0245 <span style="font-family:Arial Narrow;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">1</span><span style="font-family:Arial Narrow;font-size:8pt;margin-left:0.0pt;"> As a percentage of average Contract Value. For the base contract, also includes an amount attributable </span><span style="font-family:Arial Narrow;font-size:8pt;margin-left:0.0pt;">to the Annual Account Fee.</span> <span style="font-family:Arial Narrow;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">2</span><span style="font-family:Arial Narrow;font-size:8pt;margin-left:0.0pt;"> As a percentage of fund net assets, before expense reimbursements or fee waiver arrangements.</span> <span style="font-family:Arial Narrow;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">3</span><span style="font-family:Arial Narrow;font-size:8pt;margin-left:0.0pt;"> As an annualized percentage of the Protected Income Base.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:75.5pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:360pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Lowest and Highest Annual Cost Table. </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Because your Contract is customizable, the </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">choices you make affect how much you will pay. To help you understand the cost of </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">owning your Contract, the following table shows the lowest and highest cost you could </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">pay </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">each year</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">, based on current charges. This estimate assumes that you do not take </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">withdrawals from the Contract, </span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">which could add surrender charges and Premium </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Based Charges that substantially increase costs</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">.</span></div></div></td> <td style="padding-bottom:2pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:17pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Lowest Annual Cost: $</span><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">4,656</span></div></div></td> <td colspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Highest Annual Cost: $</span><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">9,354</span></div></div></td> <td style="padding-bottom:4pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:17pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div></div></td> <td style="padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:131pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Investment of $100,000</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">5% annual appreciation</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Least expensive fund fees and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">expenses</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">No optional benefits</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">No surrender charges</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">No Premium Based Charges</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">No additional Purchase Payments, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">transfers, or withdrawals</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Investment of $100,000</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">5% annual appreciation</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Most expensive combination of </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">optional benefits, fund fees and </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">expenses</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">No surrender charges</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">No Premium Based Charges</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">No additional Purchase Payments, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">transfers, or withdrawals</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr></table> 4656 4656 9354 9354 <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:24pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="3" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:360pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.00pt;">RISKS</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Location in</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Prospectus</span></div></div></td></tr> <tr style="height:68pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Is There a Risk of </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Loss From Poor </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Performance?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:360pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes:</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">You can lose money by investing in this Contract, including loss of principal.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Principal Risks</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Investments of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">the Variable </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Annuity </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Account</span></div></div></td></tr> <tr style="height:188pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Is This a Short-</span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Term Investment?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:360pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No:</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">This Contract is not designed for short-term investing and is not appropriate for the </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">investor who needs ready access to cash.</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">A surrender or Excess Withdrawal may result in surrender charges and Premium </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Based Charges. Any surrender charge or Premium Based Charge will reduce the </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">value of your Contract or the amount of money that you actually receive.</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">The benefits of tax deferral, long-term income, and living benefit protections mean </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the Contract is more beneficial to investors with a long-term investment horizon.</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Surrenders and withdrawals are subject to ordinary income tax and may be subject </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">to tax penalties.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Principal Risks</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges, Other </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Deductions, </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Surrenders and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Withdrawals</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Benefits </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Available </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Under the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Contract</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fixed Side of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">the Contract</span></div></div></td></tr> <tr style="height:83pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">What are the </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Risks Associated </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">With the </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Investment </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Options?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:360pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">An investment in this Contract is subject to the risk of poor investment performance </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">of the investment options you choose. Performance can vary depending on the </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">performance of the investment options available under the Contract.</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Each investment option has its own unique risks.</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">You should review the available investment options before making an investment </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">decision.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Principal Risks</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Investments of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">the Variable </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Annuity </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Account</span></div></div></td></tr> <tr style="height:75.5pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:84pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">What are the </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Risks Related to </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">the Insurance </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Company?</span></div></div></td> <td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:360pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">An investment in the Contract is subject to the risks related to Lincoln New York. Any </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">obligations, guarantees, or benefits of the Contract are subject to our claims-paying </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">ability. If we experience financial distress, we may not be able to meet our obligations </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">to you. More information about Lincoln New York, including our financial strength </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">ratings, is available upon request by calling 1-888-868-2583 or visiting </span></div> <div style="margin-left:5.75pt;margin-right:3.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">www.LincolnFinancial.com.</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:84pt;border-right:0.5pt solid #000000;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Principal Risks </span></div></div></td></tr></table> <span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes:</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">You can lose money by investing in this Contract, including loss of principal.</span> <span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No:</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">This Contract is not designed for short-term investing and is not appropriate for the </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">investor who needs ready access to cash.</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">A surrender or Excess Withdrawal may result in surrender charges and Premium </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Based Charges. Any surrender charge or Premium Based Charge will reduce the </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">value of your Contract or the amount of money that you actually receive.</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">The benefits of tax deferral, long-term income, and living benefit protections mean </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the Contract is more beneficial to investors with a long-term investment horizon.</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Surrenders and withdrawals are subject to ordinary income tax and may be subject </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">to tax penalties.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">An investment in this Contract is subject to the risk of poor investment performance </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">of the investment options you choose. Performance can vary depending on the </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">performance of the investment options available under the Contract.</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Each investment option has its own unique risks.</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">You should review the available investment options before making an investment </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">decision.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">An investment in the Contract is subject to the risks related to Lincoln New York. Any </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">obligations, guarantees, or benefits of the Contract are subject to our claims-paying </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">ability. If we experience financial distress, we may not be able to meet our obligations </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">to you. More information about Lincoln New York, including our financial strength </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">ratings, is available upon request by calling 1-888-868-2583 or visiting </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">www.LincolnFinancial.com.</span> <span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes:</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Not all investment options may be available for investment under your Contract.</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">The frequency of transfers between investment options is restricted. There are also </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">restrictions on the minimum amount that may be transferred from a variable option.</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">We reserve the right to charge a $25 fee for each transfer if you make more than 12 </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">transfers in one Contract Year.</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">We reserve the right to remove or substitute any funds as investment options that </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">are available under the Contract.</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Your ability to transfer between investment options may also be restricted as a result </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">of Investment Requirements if you have elected an optional benefit.</span> <span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes:</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Additional Purchase Payments are not allowed after 90 days from the date the </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">application is received by us.</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Optional benefits may have limitations or restrictions, including the investment </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">options that you may select under the Contract. We may change these restrictions in </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the future.</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Excess Withdrawals may reduce the value of an optional benefit by an amount </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">greater than the value withdrawn or result in termination of the benefit.</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">You are required to have a certain level of Contract Value for some new benefit </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">elections.</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">We may modify or stop offering an optional benefit that is currently available at any </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">time.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Consult with a tax professional to determine the tax implications of an investment in </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">and payments received under this Contract.</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">If you purchase the Contract through a tax-qualified plan or IRA, you do not get any </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">additional tax benefit under the Contract.</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Earnings on your Contract may be taxed at ordinary income tax rates when you </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">withdraw them, and you may have to pay a penalty if you take a withdrawal before </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">age 59½.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Your registered representative may receive compensation for selling this Contract to </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">you, both in the form of commissions and because we may share the revenue it </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">earns with the professional’s firm. (Your investment professional may be your broker, </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">investment adviser, insurance agent, or someone else.)</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">This potential conflict of interest may influence your investment professional to </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">recommend this Contract over another investment.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">If you already own a contract, some investment professionals may have a financial </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">incentive to offer you a new contract in place of the one you own. You should only </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">exchange your contract if you determine, after comparing the features, fees, and </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">risks of both contracts, that it is better for you to purchase the new contract rather </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">than continue to own your existing contract.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:18pt;font-weight:bold;">Fee Tables </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The following tables describe the fees and expenses that you will pay when buying, owning, and surrendering or making withdrawals from the Contract. Please refer to your Contract Specifications page for information about the specific fees you will pay each year based on the options you have elected. </span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The first table describes the fees and expenses that you will pay at the time that you buy the Contract, surrender or make withdrawals from the Contract, or transfer Contract Value between investment options, and/or the fixed account (if available). State premium taxes may also be deducted. Currently there is no premium tax levied for New York residents.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;">TRANSACTION EXPENSES</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:523.5pt;"> <tr style="height:16pt;"> <td style="vertical-align:Bottom;width:484.67pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:10pt;">Premium Based Charge (as a percentage of Purchase Payments):</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1, 2</span></div></div></td> <td style="vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">4.90</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:azure;vertical-align:Bottom;width:484.67pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:10pt;">Maximum Surrender charge (as a percentage of Purchase Payments surrendered/withdrawn):</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">3</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">1.00</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span></div></div></td></tr> <tr style="height:10pt;"> <td style="vertical-align:Bottom;width:484.67pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:10pt;">Transfer charge:</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">4</span></div></div></td> <td style="vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:10.83pt;">$</span><span style="font-family:Arial Narrow;font-size:10pt;">25</span></div></div></td></tr></table><span style="font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="font-family:Arial Narrow;font-size:8pt;">The Premium Based Charge is payable for seven years and is deducted quarterly (0.1750%). We will deduct this charge beginning on the first quarterly contract anniversary after the Purchase Payment is paid into the Contract, continuing for a total of 28 quarterly contract anniversaries. The charge reflected is the maximum charge rate. The Premium Based Charge rate may decrease as total purchase payments increase. See Charges,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">Other Deductions,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">and Adjustments — Premium Based Charge for further information.</span><span style="font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">2</span><span style="font-family:Arial Narrow;font-size:8pt;">If you surrender the Contract, the total remaining Premium Based Charge (if any) will be deducted from your surrender value. If you make a withdrawal above the Premium Based Charge Free Amount, a portion of the total remaining Premium Based Charge will be deducted from your Contract Value at the time of the withdrawal. See Charges,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">Other Deductions,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">and Adjustments — Premium Based Charge for further information.</span><span style="font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">3</span><span style="font-family:Arial Narrow;font-size:8pt;">There is a surrender charge associated with each Purchase Payment. The surrender charge percentage is in effect until the first year after any Purchase Payment. After the first year after a Purchase Payment, the surrender charge is reduced to zero. We may reduce or waive this charge in certain situations. See Charges, Other Deductions,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">and Adjustments — Surrender Charge.</span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">4</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The transfer charge will not be imposed on the first 12 transfers during a Contract Year. We reserve the right to charge a $25 fee for the 13</span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">th</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> and each additional </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">transfer during any Contract Year, excluding automatic dollar cost averaging, portfolio rebalancing and cross reinvestment transfers.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:11pt;">  </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The next table describes the fees and expenses that you will pay </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">each year</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> during the time that you own the Contract (not including fund fees and expenses). If you choose to purchase an optional benefit, you will pay additional charges, as shown below. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;">ANNUAL CONTRACT EXPENSES</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:523.5pt;"> <tr style="height:16pt;"> <td style="vertical-align:Bottom;width:466.67pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Administrative Expense (Annual Account Fee):</span><span style="font-family:Arial Narrow;font-size:6.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></td> <td style="vertical-align:Bottom;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td> <td style="vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:10.83pt;">$</span><span style="font-family:Arial Narrow;font-size:10pt;">50</span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:azure;vertical-align:Bottom;width:466.67pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:38.83pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td></tr> <tr style="height:13pt;"> <td style="vertical-align:Bottom;width:466.67pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Base Contract Expenses </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">(as a percentage of average Contract Value)</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div></div></td> <td style="vertical-align:Bottom;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td> <td style="vertical-align:Bottom;width:38.83pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:azure;vertical-align:Bottom;width:466.67pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Account Value Death Benefit</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">0.90</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="vertical-align:Bottom;width:466.67pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Guarantee of Principal Death Benefit</span></div></div></td> <td style="vertical-align:Bottom;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td> <td style="vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">0.95</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span></div></div></td></tr> <tr style="height:10pt;"> <td style="background-color:azure;vertical-align:Bottom;width:466.67pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Enhanced Guaranteed Minimum Death Benefit (EGMDB)</span><span style="font-family:Arial Narrow;font-size:6.5pt;line-height:10pt;margin-left:0.0pt;position:relative;top:-4.25pt;"> </span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">1.20</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:523.5pt;"> <tr style="height:26pt;"> <td style="vertical-align:Bottom;width:440.56pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Optional Benefit Expenses (Protected Lifetime Income Fees)</span><span style="font-family:Arial Narrow;font-size:6.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-4.25pt;">3</span></div></div></td> <td style="vertical-align:Bottom;width:44.11pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Single</span></div> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Life</span></div></div></td> <td style="vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Joint</span></div> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Life</span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:azure;vertical-align:Bottom;width:440.56pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Lincoln </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Market Select</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:10pt;margin-left:0.0pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Advantage:</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">4, 5</span> <div style="clear:right;"> </div></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:44.11pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:38.83pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td></tr> <tr style="height:13pt;"> <td style="vertical-align:Bottom;width:440.56pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:10pt;">Guaranteed Maximum Annual Charge</span></div></div></td> <td style="vertical-align:Bottom;width:44.11pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">2.25</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span></div></div></td> <td style="vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">2.45</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:azure;vertical-align:Bottom;width:440.56pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Advantage:</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">6</span> <div style="clear:right;"> </div></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:44.11pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:38.83pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td></tr> <tr style="height:10pt;"> <td style="vertical-align:Bottom;width:440.56pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:10pt;">Current Charge</span></div></div></td> <td style="vertical-align:Bottom;width:44.11pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">0.40</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span></div></div></td> <td style="vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">0.40</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">During the accumulation phase, the account fee will be deducted from your Contract Value on each contract anniversary, or upon surrender of the Contract. The account fee will be waived if your Contract Value is $50,000 or more on the contract anniversary (or date of surrender). This account fee will be waived after the fifteenth Contract Year, regardless of your Contract Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">2</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">Each base contract expense includes an administrative charge of 0.10%. For contracts purchased prior to June 16, 2025, the base contract expenses were: Account Value Death Benefit 0.80%; Guarantee of Principal Death Benefit 0.85%; and EGMDB 1.10%.</span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">3</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> Advantage cannot be held concurrently with another Living Benefit Rider.</span><span style="font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">4</span><span style="font-family:Arial Narrow;font-size:8pt;">The current charge for new elections of this rider is disclosed in a Rate Sheet. The rates and/or percentages from previous effective periods are included in an Appendix to this prospectus. </span><span style="font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">5</span><span style="font-family:Arial Narrow;font-size:8pt;">As an annualized percentage of the Protected Income Base, as increased for subsequent Purchase Payments, Account Value Step-ups and Enhancements, and decreased by Excess Withdrawals. This fee is deducted from the Contract Value proportionately on a quarterly basis. This same fee applies when transitioning to the </span><span style="font-family:Arial Narrow;font-size:8pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> Advantage Select Guaranteed Income Benefit. See Charges,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">Other Deductions,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">and Adjustments — Protected Lifetime Income Fees for more information about your Living Benefit Rider.</span><span style="font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">6</span><span style="font-family:Arial Narrow;font-size:8pt;">As an annualized percentage of average Account Value, computed daily. This charge is assessed only on and after the effective date of </span><span style="font-family:Arial Narrow;font-size:8pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> Advantage and is added to your base contract expense. These charges continue during the Access Period. During the Lifetime Income Period, the </span><span style="font-family:Arial Narrow;font-size:8pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> Advantage charge rate of 0.40% is added to the Account Value Death Benefit base contract expense. See Charges,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">Other Deductions,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">and Adjustments — </span><span style="font-family:Arial Narrow;font-size:8pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> Advantage Charge for </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">more information.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:11pt;">  </span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The next item shows the minimum and maximum total annual operating expenses charged by the funds that you may pay periodically during the time that you own the Contract. Expenses shown may change over time and may be higher or lower in the future. A complete list of funds available under the Contract, including their annual expenses, may be found in an appendix to this prospectus. See Appendix A</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">–</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Investment Options Available Under the Contract.</span><span style="font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:480pt;"> <tr style="height:20.75pt;"> <td style="vertical-align:Bottom;width:350.43pt;"> <div style="line-height:15.0pt;text-align:left;"> <div style="margin-left:48pt;margin-right:6pt;margin-top:8pt;text-align:Left;white-space:nowrap;"><span style="border-bottom:0.5pt groove #000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;margin-left:0.0pt;">Annual Fund Expenses</span></div></div></td> <td style="vertical-align:Bottom;width:43.12pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:13.91%;margin-right:13.91%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Minimum</span></div></div></div></td> <td style="vertical-align:Bottom;width:86.45pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:6.94%;margin-right:27.76%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Maximum</span></div></div></div></td></tr> <tr style="height:37.25pt;"> <td style="background-color:azure;vertical-align:Bottom;width:350.43pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:48pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:10pt;">Expenses that are deducted from the fund assets, including </span></div> <div style="margin-left:48pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:20pt;">management fees, distribution and/or service (12b-1) fees, and other </span></div> <div style="margin-left:48pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:20pt;">expenses before any fee waivers or expense reimbursements.</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:43.12pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:6pt;text-align:right;width:31.12pt;"> <div style="display:flex;margin:auto;width:19.5pt;"> <div style="display:flex;white-space:nowrap;width:19.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:19.5pt;">0.48</span></div> <div style="display:flex;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">%</span></div></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:86.45pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:24pt;text-align:right;width:32.45pt;"> <div style="display:flex;margin:auto;width:19.5pt;"> <div style="display:flex;white-space:nowrap;width:19.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:19.5pt;">2.76</span></div> <div style="display:flex;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">%</span></div></div></div></td></tr> <tr style="height:35.5pt;"> <td style="vertical-align:Bottom;width:350.43pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:48pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:10pt;">Expenses that are deducted from the fund assets, including </span></div> <div style="margin-left:48pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:20pt;">management fees, distribution and/or service (12b-1) fees, and other </span></div> <div style="margin-left:48pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:20pt;">expenses after any fee waivers or expense reimbursements.</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:43.12pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:6pt;text-align:right;width:31.12pt;"> <div style="display:flex;margin:auto;width:19.5pt;"> <div style="display:flex;white-space:nowrap;width:19.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:19.5pt;">0.48</span></div> <div style="display:flex;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">%</span></div></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:86.45pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:24pt;text-align:right;width:32.45pt;"> <div style="display:flex;margin:auto;width:19.5pt;"> <div style="display:flex;white-space:nowrap;width:19.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:19.5pt;">1.46</span></div> <div style="display:flex;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">%</span></div></div></div></td></tr></table><span style="font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="font-family:Arial Narrow;font-size:8pt;">Any fee waivers or expense reimbursements will remain in effect until at least April 30, 2027, and can only be terminated early with approval by the fund’s board of directors.</span><span style="font-family:Arial Narrow;font-size:18pt;font-weight:bold;">Appendix F — Current Rider Charges for Previous Elections </span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The following tables reflect the current charge for optional Living Benefit Riders by election date. The current charges for new elections are disclosed in a Rate Sheet supplement. </span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Optional Protected Lifetime Income Fees:</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;">Lincoln</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;line-height:12pt;"> Market Select</span><span style="font-family:Arial Narrow;font-size:4.5pt;font-style:italic;font-weight:bold;line-height:12pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;">Advantage</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:523.5pt;"> <tr style="height:26pt;"> <td style="vertical-align:Bottom;width:440.56pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td> <td style="vertical-align:Bottom;width:44.11pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Single</span></div> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Life</span></div></div></td> <td style="vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Joint</span></div> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Life</span></div></div></td></tr> <tr style="height:10pt;"> <td style="background-color:azure;vertical-align:Bottom;width:440.56pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Riders elected between May 19, 2025 and April 30, 2026</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:44.11pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">1.50%</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">1.60%</span></div></div></td></tr></table><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;line-height:12pt;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;font-style:italic;font-weight:bold;line-height:12pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;">Advantage Guaranteed Income Benefit for Contractowners who Transition from Lincoln </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;line-height:12pt;">Market Select</span><span style="font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;line-height:12pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> Advantage</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:523.5pt;"> <tr style="height:26pt;"> <td style="vertical-align:Bottom;width:440.56pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td> <td style="vertical-align:Bottom;width:44.11pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Single</span></div> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Life</span></div></div></td> <td style="vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Joint</span></div> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Life</span></div></div></td></tr> <tr style="height:20pt;"> <td style="background-color:azure;vertical-align:Bottom;width:440.56pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:10pt;margin-left:0.0pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Advantage Select Guaranteed Income Benefit for Lincoln </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Market Select</span><span style="font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Advantage riders elected </span></div> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">between May 19, 2025 and April 30, 2026</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:44.11pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">1.50%</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">1.60%</span></div></div></td></tr></table> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;">TRANSACTION EXPENSES</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:523.5pt;"> <tr style="height:16pt;"> <td style="vertical-align:Bottom;width:484.67pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:10pt;">Premium Based Charge (as a percentage of Purchase Payments):</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1, 2</span></div></div></td> <td style="vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">4.90</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:azure;vertical-align:Bottom;width:484.67pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:10pt;">Maximum Surrender charge (as a percentage of Purchase Payments surrendered/withdrawn):</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">3</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">1.00</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span></div></div></td></tr> <tr style="height:10pt;"> <td style="vertical-align:Bottom;width:484.67pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:10pt;">Transfer charge:</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">4</span></div></div></td> <td style="vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:10.83pt;">$</span><span style="font-family:Arial Narrow;font-size:10pt;">25</span></div></div></td></tr></table><span style="font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="font-family:Arial Narrow;font-size:8pt;">The Premium Based Charge is payable for seven years and is deducted quarterly (0.1750%). We will deduct this charge beginning on the first quarterly contract anniversary after the Purchase Payment is paid into the Contract, continuing for a total of 28 quarterly contract anniversaries. The charge reflected is the maximum charge rate. The Premium Based Charge rate may decrease as total purchase payments increase. See Charges,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">Other Deductions,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">and Adjustments — Premium Based Charge for further information.</span><span style="font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">2</span><span style="font-family:Arial Narrow;font-size:8pt;">If you surrender the Contract, the total remaining Premium Based Charge (if any) will be deducted from your surrender value. If you make a withdrawal above the Premium Based Charge Free Amount, a portion of the total remaining Premium Based Charge will be deducted from your Contract Value at the time of the withdrawal. See Charges,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">Other Deductions,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">and Adjustments — Premium Based Charge for further information.</span><span style="font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">3</span><span style="font-family:Arial Narrow;font-size:8pt;">There is a surrender charge associated with each Purchase Payment. The surrender charge percentage is in effect until the first year after any Purchase Payment. After the first year after a Purchase Payment, the surrender charge is reduced to zero. We may reduce or waive this charge in certain situations. See Charges, Other Deductions,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">and Adjustments — Surrender Charge.</span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">4</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The transfer charge will not be imposed on the first 12 transfers during a Contract Year. We reserve the right to charge a $25 fee for the 13</span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">th</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> and each additional </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">transfer during any Contract Year, excluding automatic dollar cost averaging, portfolio rebalancing and cross reinvestment transfers.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:11pt;">  </span> 0.0490 0.0100 25 <span style="font-family:Arial Narrow;font-size:8pt;">The Premium Based Charge is payable for seven years and is deducted quarterly (0.1750%). We will deduct this charge beginning on the first quarterly contract anniversary after the Purchase Payment is paid into the Contract, continuing for a total of 28 quarterly contract anniversaries. The charge reflected is the maximum charge rate. The Premium Based Charge rate may decrease as total purchase payments increase. See Charges,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">Other Deductions,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">and Adjustments — Premium Based Charge for further information.</span><span style="font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">2</span><span style="font-family:Arial Narrow;font-size:8pt;">If you surrender the Contract, the total remaining Premium Based Charge (if any) will be deducted from your surrender value. If you make a withdrawal above the Premium Based Charge Free Amount, a portion of the total remaining Premium Based Charge will be deducted from your Contract Value at the time of the withdrawal. See Charges,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">Other Deductions,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">and Adjustments — Premium Based Charge for further information.</span> <span style="font-family:Arial Narrow;font-size:8pt;">There is a surrender charge associated with each Purchase Payment. The surrender charge percentage is in effect until the first year after any Purchase Payment. After the first year after a Purchase Payment, the surrender charge is reduced to zero. We may reduce or waive this charge in certain situations. See Charges, Other Deductions,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">and Adjustments — Surrender Charge.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The transfer charge will not be imposed on the first 12 transfers during a Contract Year. We reserve the right to charge a $25 fee for the 13</span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">th</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> and each additional </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">transfer during any Contract Year, excluding automatic dollar cost averaging, portfolio rebalancing and cross reinvestment transfers.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:11pt;">  </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;">ANNUAL CONTRACT EXPENSES</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:523.5pt;"> <tr style="height:16pt;"> <td style="vertical-align:Bottom;width:466.67pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Administrative Expense (Annual Account Fee):</span><span style="font-family:Arial Narrow;font-size:6.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></td> <td style="vertical-align:Bottom;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td> <td style="vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:10.83pt;">$</span><span style="font-family:Arial Narrow;font-size:10pt;">50</span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:azure;vertical-align:Bottom;width:466.67pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:38.83pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td></tr> <tr style="height:13pt;"> <td style="vertical-align:Bottom;width:466.67pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Base Contract Expenses </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">(as a percentage of average Contract Value)</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div></div></td> <td style="vertical-align:Bottom;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td> <td style="vertical-align:Bottom;width:38.83pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:azure;vertical-align:Bottom;width:466.67pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Account Value Death Benefit</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">0.90</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="vertical-align:Bottom;width:466.67pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Guarantee of Principal Death Benefit</span></div></div></td> <td style="vertical-align:Bottom;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td> <td style="vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">0.95</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span></div></div></td></tr> <tr style="height:10pt;"> <td style="background-color:azure;vertical-align:Bottom;width:466.67pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Enhanced Guaranteed Minimum Death Benefit (EGMDB)</span><span style="font-family:Arial Narrow;font-size:6.5pt;line-height:10pt;margin-left:0.0pt;position:relative;top:-4.25pt;"> </span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">1.20</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:523.5pt;"> <tr style="height:26pt;"> <td style="vertical-align:Bottom;width:440.56pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Optional Benefit Expenses (Protected Lifetime Income Fees)</span><span style="font-family:Arial Narrow;font-size:6.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-4.25pt;">3</span></div></div></td> <td style="vertical-align:Bottom;width:44.11pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Single</span></div> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Life</span></div></div></td> <td style="vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Joint</span></div> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Life</span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:azure;vertical-align:Bottom;width:440.56pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Lincoln </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Market Select</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:10pt;margin-left:0.0pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Advantage:</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">4, 5</span> <div style="clear:right;"> </div></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:44.11pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:38.83pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td></tr> <tr style="height:13pt;"> <td style="vertical-align:Bottom;width:440.56pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:10pt;">Guaranteed Maximum Annual Charge</span></div></div></td> <td style="vertical-align:Bottom;width:44.11pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">2.25</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span></div></div></td> <td style="vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">2.45</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:azure;vertical-align:Bottom;width:440.56pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Advantage:</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">6</span> <div style="clear:right;"> </div></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:44.11pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:38.83pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td></tr> <tr style="height:10pt;"> <td style="vertical-align:Bottom;width:440.56pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:10pt;">Current Charge</span></div></div></td> <td style="vertical-align:Bottom;width:44.11pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">0.40</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span></div></div></td> <td style="vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;">0.40</span><span style="font-family:Arial Narrow;font-size:10pt;">%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">During the accumulation phase, the account fee will be deducted from your Contract Value on each contract anniversary, or upon surrender of the Contract. The account fee will be waived if your Contract Value is $50,000 or more on the contract anniversary (or date of surrender). This account fee will be waived after the fifteenth Contract Year, regardless of your Contract Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">2</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">Each base contract expense includes an administrative charge of 0.10%. For contracts purchased prior to June 16, 2025, the base contract expenses were: Account Value Death Benefit 0.80%; Guarantee of Principal Death Benefit 0.85%; and EGMDB 1.10%.</span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">3</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> Advantage cannot be held concurrently with another Living Benefit Rider.</span><span style="font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">4</span><span style="font-family:Arial Narrow;font-size:8pt;">The current charge for new elections of this rider is disclosed in a Rate Sheet. The rates and/or percentages from previous effective periods are included in an Appendix to this prospectus. </span><span style="font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">5</span><span style="font-family:Arial Narrow;font-size:8pt;">As an annualized percentage of the Protected Income Base, as increased for subsequent Purchase Payments, Account Value Step-ups and Enhancements, and decreased by Excess Withdrawals. This fee is deducted from the Contract Value proportionately on a quarterly basis. This same fee applies when transitioning to the </span><span style="font-family:Arial Narrow;font-size:8pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> Advantage Select Guaranteed Income Benefit. See Charges,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">Other Deductions,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">and Adjustments — Protected Lifetime Income Fees for more information about your Living Benefit Rider.</span><span style="font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">6</span><span style="font-family:Arial Narrow;font-size:8pt;">As an annualized percentage of average Account Value, computed daily. This charge is assessed only on and after the effective date of </span><span style="font-family:Arial Narrow;font-size:8pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> Advantage and is added to your base contract expense. These charges continue during the Access Period. During the Lifetime Income Period, the </span><span style="font-family:Arial Narrow;font-size:8pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> Advantage charge rate of 0.40% is added to the Account Value Death Benefit base contract expense. See Charges,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">Other Deductions,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">and Adjustments — </span><span style="font-family:Arial Narrow;font-size:8pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> Advantage Charge for </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">more information.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:11pt;">  </span> 50 0.0090 0.0095 0.0120 0.0225 0.0245 0.0040 0.0040 <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">During the accumulation phase, the account fee will be deducted from your Contract Value on each contract anniversary, or upon surrender of the Contract. The account fee will be waived if your Contract Value is $50,000 or more on the contract anniversary (or date of surrender). This account fee will be waived after the fifteenth Contract Year, regardless of your Contract Value.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">Each base contract expense includes an administrative charge of 0.10%. For contracts purchased prior to June 16, 2025, the base contract expenses were: Account Value Death Benefit 0.80%; Guarantee of Principal Death Benefit 0.85%; and EGMDB 1.10%.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> Advantage cannot be held concurrently with another Living Benefit Rider.</span> <span style="font-family:Arial Narrow;font-size:8pt;">The current charge for new elections of this rider is disclosed in a Rate Sheet. The rates and/or percentages from previous effective periods are included in an Appendix to this prospectus. </span><span style="font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">5</span><span style="font-family:Arial Narrow;font-size:8pt;">As an annualized percentage of the Protected Income Base, as increased for subsequent Purchase Payments, Account Value Step-ups and Enhancements, and decreased by Excess Withdrawals. This fee is deducted from the Contract Value proportionately on a quarterly basis. This same fee applies when transitioning to the </span><span style="font-family:Arial Narrow;font-size:8pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> Advantage Select Guaranteed Income Benefit. See Charges,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">Other Deductions,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">and Adjustments — Protected Lifetime Income Fees for more information about your Living Benefit Rider.</span> <span style="font-family:Arial Narrow;font-size:8pt;">As an annualized percentage of average Account Value, computed daily. This charge is assessed only on and after the effective date of </span><span style="font-family:Arial Narrow;font-size:8pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> Advantage and is added to your base contract expense. These charges continue during the Access Period. During the Lifetime Income Period, the </span><span style="font-family:Arial Narrow;font-size:8pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> Advantage charge rate of 0.40% is added to the Account Value Death Benefit base contract expense. See Charges,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">Other Deductions,</span><span style="font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="font-family:Arial Narrow;font-size:8pt;">and Adjustments — </span><span style="font-family:Arial Narrow;font-size:8pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> Advantage Charge for </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">more information.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:11pt;">  </span> <span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The next item shows the minimum and maximum total annual operating expenses charged by the funds that you may pay periodically during the time that you own the Contract. Expenses shown may change over time and may be higher or lower in the future. A complete list of funds available under the Contract, including their annual expenses, may be found in an appendix to this prospectus. See Appendix A</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">–</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Investment Options Available Under the Contract.</span><span style="font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:480pt;"> <tr style="height:20.75pt;"> <td style="vertical-align:Bottom;width:350.43pt;"> <div style="line-height:15.0pt;text-align:left;"> <div style="margin-left:48pt;margin-right:6pt;margin-top:8pt;text-align:Left;white-space:nowrap;"><span style="border-bottom:0.5pt groove #000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;margin-left:0.0pt;">Annual Fund Expenses</span></div></div></td> <td style="vertical-align:Bottom;width:43.12pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:13.91%;margin-right:13.91%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Minimum</span></div></div></div></td> <td style="vertical-align:Bottom;width:86.45pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:6.94%;margin-right:27.76%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Maximum</span></div></div></div></td></tr> <tr style="height:37.25pt;"> <td style="background-color:azure;vertical-align:Bottom;width:350.43pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:48pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:10pt;">Expenses that are deducted from the fund assets, including </span></div> <div style="margin-left:48pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:20pt;">management fees, distribution and/or service (12b-1) fees, and other </span></div> <div style="margin-left:48pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:20pt;">expenses before any fee waivers or expense reimbursements.</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:43.12pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:6pt;text-align:right;width:31.12pt;"> <div style="display:flex;margin:auto;width:19.5pt;"> <div style="display:flex;white-space:nowrap;width:19.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:19.5pt;">0.48</span></div> <div style="display:flex;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">%</span></div></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:86.45pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:24pt;text-align:right;width:32.45pt;"> <div style="display:flex;margin:auto;width:19.5pt;"> <div style="display:flex;white-space:nowrap;width:19.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:19.5pt;">2.76</span></div> <div style="display:flex;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">%</span></div></div></div></td></tr> <tr style="height:35.5pt;"> <td style="vertical-align:Bottom;width:350.43pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:48pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:10pt;">Expenses that are deducted from the fund assets, including </span></div> <div style="margin-left:48pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:20pt;">management fees, distribution and/or service (12b-1) fees, and other </span></div> <div style="margin-left:48pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:20pt;">expenses after any fee waivers or expense reimbursements.</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:43.12pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:6pt;text-align:right;width:31.12pt;"> <div style="display:flex;margin:auto;width:19.5pt;"> <div style="display:flex;white-space:nowrap;width:19.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:19.5pt;">0.48</span></div> <div style="display:flex;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">%</span></div></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:86.45pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:24pt;text-align:right;width:32.45pt;"> <div style="display:flex;margin:auto;width:19.5pt;"> <div style="display:flex;white-space:nowrap;width:19.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:19.5pt;">1.46</span></div> <div style="display:flex;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">%</span></div></div></div></td></tr></table><span style="font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="font-family:Arial Narrow;font-size:8pt;">Any fee waivers or expense reimbursements will remain in effect until at least April 30, 2027, and can only be terminated early with approval by the fund’s board of directors.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:10pt;">Expenses that are deducted from the fund assets, including </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:20pt;">management fees, distribution and/or service (12b-1) fees, and other </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:20pt;">expenses before any fee waivers or expense reimbursements.</span> 0.0048 0.0276 <span style="font-family:Arial Narrow;font-size:8pt;">Any fee waivers or expense reimbursements will remain in effect until at least April 30, 2027, and can only be terminated early with approval by the fund’s board of directors.</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;margin-left:163pt;width:202pt;"> <tr style="height:8.5pt;"> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:44.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:26.97%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">1 year</span></div></div></div></td> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:56.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:21.24%;margin-right:21.24%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">3 years</span></div></div></div></td> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:56.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:21.24%;margin-right:21.24%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">5 years</span></div></div></div></td> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:44.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:26.97%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">10 years</span></div></div></div></td></tr> <tr style="height:11.5pt;"> <td style="padding-bottom:6.5pt;padding-top:1.25pt;vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:12pt;margin-left:-2pt;margin-right:10pt;text-align:right;width:32.5pt;"> <div style="display:flex;margin:auto;width:34.5pt;"> <div style="display:flex;white-space:nowrap;width:34.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:34.5pt;">41,621</span></div></div></div></td> <td style="padding-bottom:6.5pt;padding-top:1.25pt;vertical-align:Bottom;white-space:nowrap;width:56.5pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:32.5pt;"> <div style="display:flex;margin:auto;width:34.5pt;"> <div style="display:flex;white-space:nowrap;width:34.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:34.5pt;">53,004</span></div></div></div></td> <td style="padding-bottom:6.5pt;padding-top:1.25pt;vertical-align:Bottom;white-space:nowrap;width:56.5pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:32.5pt;"> <div style="display:flex;margin:auto;width:34.5pt;"> <div style="display:flex;white-space:nowrap;width:34.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:34.5pt;">64,976</span></div></div></div></td> <td style="padding-bottom:6.5pt;padding-top:1.25pt;vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:12pt;margin-left:12pt;text-align:right;width:32.5pt;"> <div style="display:flex;margin:auto;width:34.5pt;"> <div style="display:flex;white-space:nowrap;width:34.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:34.5pt;">93,540</span></div></div></div></td></tr></table> 41621 53004 64976 93540 <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2) If you annuitize or do not surrender your Contract at the end of the applicable time period:</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;margin-left:163pt;width:202pt;"> <tr style="height:8.5pt;"> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:44.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:26.97%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">1 year</span></div></div></div></td> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:56.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:21.24%;margin-right:21.24%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">3 years</span></div></div></div></td> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:56.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:21.24%;margin-right:21.24%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">5 years</span></div></div></div></td> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:44.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:26.97%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">10 years</span></div></div></div></td></tr> <tr style="height:11.5pt;"> <td style="padding-bottom:6.5pt;padding-top:1.25pt;vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:12pt;margin-left:-2pt;margin-right:10pt;text-align:right;width:32.5pt;"> <div style="display:flex;margin:auto;width:34.5pt;"> <div style="display:flex;white-space:nowrap;width:34.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:34.5pt;">11,221</span></div></div></div></td> <td style="padding-bottom:6.5pt;padding-top:1.25pt;vertical-align:Bottom;white-space:nowrap;width:56.5pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:32.5pt;"> <div style="display:flex;margin:auto;width:34.5pt;"> <div style="display:flex;white-space:nowrap;width:34.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:34.5pt;">33,404</span></div></div></div></td> <td style="padding-bottom:6.5pt;padding-top:1.25pt;vertical-align:Bottom;white-space:nowrap;width:56.5pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:32.5pt;"> <div style="display:flex;margin:auto;width:34.5pt;"> <div style="display:flex;white-space:nowrap;width:34.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:34.5pt;">55,176</span></div></div></div></td> <td style="padding-bottom:6.5pt;padding-top:1.25pt;vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:12pt;margin-left:12pt;text-align:right;width:32.5pt;"> <div style="display:flex;margin:auto;width:34.5pt;"> <div style="display:flex;white-space:nowrap;width:34.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:34.5pt;">93,540</span></div></div></div></td></tr></table> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2) If you annuitize or do not surrender your Contract at the end of the applicable time period:</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;margin-left:163pt;width:202pt;"> <tr style="height:8.5pt;"> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:44.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:26.97%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">1 year</span></div></div></div></td> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:56.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:21.24%;margin-right:21.24%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">3 years</span></div></div></div></td> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:56.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:21.24%;margin-right:21.24%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">5 years</span></div></div></div></td> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:44.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:26.97%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">10 years</span></div></div></div></td></tr> <tr style="height:11.5pt;"> <td style="padding-bottom:6.5pt;padding-top:1.25pt;vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:12pt;margin-left:-2pt;margin-right:10pt;text-align:right;width:32.5pt;"> <div style="display:flex;margin:auto;width:34.5pt;"> <div style="display:flex;white-space:nowrap;width:34.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:34.5pt;">11,221</span></div></div></div></td> <td style="padding-bottom:6.5pt;padding-top:1.25pt;vertical-align:Bottom;white-space:nowrap;width:56.5pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:32.5pt;"> <div style="display:flex;margin:auto;width:34.5pt;"> <div style="display:flex;white-space:nowrap;width:34.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:34.5pt;">33,404</span></div></div></div></td> <td style="padding-bottom:6.5pt;padding-top:1.25pt;vertical-align:Bottom;white-space:nowrap;width:56.5pt;"> <div style="line-height:12pt;margin-left:12pt;margin-right:12pt;text-align:right;width:32.5pt;"> <div style="display:flex;margin:auto;width:34.5pt;"> <div style="display:flex;white-space:nowrap;width:34.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:34.5pt;">55,176</span></div></div></div></td> <td style="padding-bottom:6.5pt;padding-top:1.25pt;vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:12pt;margin-left:12pt;text-align:right;width:32.5pt;"> <div style="display:flex;margin:auto;width:34.5pt;"> <div style="display:flex;white-space:nowrap;width:34.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:34.5pt;">93,540</span></div></div></div></td></tr></table> 11221 11221 33404 33404 55176 55176 93540 93540 <span style="color:#000000;font-family:Arial Narrow;font-size:18pt;font-weight:bold;">Principal Risks </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The principal risks of investing in the Contract include:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Risk of Loss.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> You can lose money by investing in this Contract, including loss of principal. Neither the U.S. Government nor any federal agency insures or guarantees your investment in the Contract.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Short-Term Investment Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> This Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. The benefits of tax deferral, long-term income, and living benefit protections also mean that the Contract is more beneficial to investors with a long-term horizon.</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Variable Option Risk.</span><span style="font-family:Arial Narrow;font-size:10pt;"> You take all the investment risk on the Contract Value and the retirement income for amounts placed into one or more of the Subaccounts, which invest in corresponding underlying funds. If the Subaccounts you select make money, your Contract Value goes up; if they lose money, your Contract Value goes down. How much it goes up or down depends on the performance of the Subaccounts you select. Each underlying fund is subject to its own investment risks. When you invest in a Subaccount, you are exposed to the investment risks of the underlying fund. We reserve the right to remove or substitute any funds as investment options that are available under the Contract.</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Investment Requirements Risk.</span><span style="font-family:Arial Narrow;font-size:10pt;"> If you elect an optional benefit, you may be subject to Investment Requirements.</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">This means you may not be permitted to invest in certain investment options or you may be permitted to invest in certain investment options only to a limited extent. Failing to satisfy applicable Investment Requirements may result in the termination of your optional benefit. We impose Investment Requirements to reduce the risk of investment losses that may require us to use our own assets to make guaranteed payments under an optional benefit. In turn, your compliance with the Investment Requirements could limit your participation in market gains. This may conflict with your investment objectives by limiting your ability to maximize potential growth of your Contract Value and the value of your guaranteed benefits.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Managed Volatility Fund Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Certain underlying funds may employ risk management strategies to provide for downside protection during sharp downward movements in equity markets. These funds usually, but not always, have “Managed Risk” or “Managed Volatility” in the name of the fund. These strategies could limit the upside participation of the fund in rising equity markets relative to other funds. The optional Death Benefits and Living Benefit Riders offered under the Contract also provide protection in the event of a market downturn. Likewise, there are additional costs associated with these Death Benefits and Living Benefit Riders, which can limit the Contract’s upside participation in the markets. Many of these funds are included in the Investment Requirements associated with certain Living Benefit Riders that have “Managed Risk” in the name. Risk management strategies, in periods of high market volatility, could limit your participation in market gains. This may conflict with your investment objectives by limiting your ability to maximize potential growth of your Contract Value and the value of your guaranteed benefits. For more information on these funds and their risk management strategies, please see the funds’ prospectuses.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Withdrawal Risk (Illiquidity Risk).</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> You should carefully consider the risks associated with taking a withdrawal or surrender under the Contract. If you take a withdrawal or surrender the Contract, any applicable surrender charges will reduce the value of your Contract or the amount of money that you ultimately receive. The proceeds of your withdrawal or surrender may be subject to ordinary income taxes, including a tax penalty if you are younger than age 59½. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should also consider the impact that a withdrawal may have on the standard and optional benefits under your Contract. For example, under certain Living Benefit Riders, excess or early withdrawals may reduce the value of the guaranteed benefit by an amount greater than the amount withdrawn and could result in termination of the benefit.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Transfer Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Your ability to transfer amounts between investment options is subject to restrictions. You are generally restricted to no more than 12 transfers per Contract Year. There are also restrictions on the minimum amount that may be transferred from a variable option. If permitted by your Contract, we may discontinue accepting transfers into the fixed side of the contract at any time. Your ability to transfer between investment options may also be restricted as a result of Investment Requirements if you have elected an optional benefit.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Purchase Payment Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">No Purchase Payments will be accepted after 90 days from the date the application is received.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> After that time, you will be unable to increase your Contract Value or Death Benefit by making subsequent Purchase Payments. </span><span style="font-family:Arial Narrow;font-size:10pt;">You must obtain</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">our</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">approval for Purchase Payments totaling $5 million or more where the only optional benefits elected are the Account Value Death Benefit and/or </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;"> Advantage without the Guaranteed Income Benefit and $1 million or more for all other contracts. At the Company’s discretion,</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">either amount may consider total Purchase Payments for all annuity contracts issued by the Company (or its affiliates)</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">for the same Contractowner, joint owner, and/or Annuitant. </span><span style="font-family:Arial Narrow;font-size:10pt;">For more information about these restrictions and limitations, see The Contracts – Purchase Payments.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Election of Optional Benefit Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> There are a variety of optional benefits under the Contract that are designed for different financial goals and to protect against different financial risks. There is a risk that you may not choose the benefit or benefits that are best suited for you based on your present or future needs and circumstances. In addition, if you elect an optional benefit and do not use it, or if the contingencies upon which the benefit depend never occur, you will have paid for a benefit that did not provide a financial return. There is also a risk that a financial return of an optional benefit, if any, will ultimately be less than the amount you paid for the benefit. You should consult with your registered representative to determine which optional benefits (if any) are appropriate for you.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Fee and Expense Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> You are subject to the risk that we may increase certain contract fees and charges, and that underlying fund expenses may increase.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Financial Strength and Claims-Paying Ability Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> An investment in the Contract is subject to the risks related to us, Lincoln New York. Any obligations, guarantees, or benefits of the Contract are subject to our claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Cybersecurity and Business Interruption Risks.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> We rely heavily on our computer systems and those of our business partners and service providers to conduct our business. As such, our business is vulnerable to cybersecurity risks and business interruption risks. These risks include, among other things, the theft, loss, misuse, corruption and destruction of data; interference with or denial of service; attacks on websites or systems; operational disruptions; and unauthorized release of confidential customer or business information. Cybersecurity risks affecting us, any third-party administrators, underlying funds, index providers, intermediaries, and service providers may adversely affect us and/or your Contract. For instance, systems failures and cyberattacks may interfere with our processing of Contract transactions, including order processing; impact our ability to calculate Accumulation Unit values or other Contract values; cause the release and possible destruction of confidential customer or business information; and/or subject us to regulatory fines, litigation, financial losses or reputational damage. Cybersecurity risks may also impact the issuers of securities in which the underlying funds invest (or the securities that compose an Index), which may cause your Contract to lose value. There can be no assurance that systems disruptions, cyberattacks and information security breaches will always be detected, prevented, or avoided in the future. </span><span style="font-family:Arial Narrow;font-size:10pt;">In addition to cybersecurity risks, we are exposed to risks related to natural and man-made disasters, such as (but not limited to) storms, fires, floods, earthquakes, public health crises, malicious acts, and terrorist acts. Any such disasters could interfere with our business and our ability to administer the Contract. For example, they could lead to delays in our processing of Contract transactions, including orders from Contractowners, or could negatively impact our ability to calculate Accumulation Unit values or other Contract Values. They may also impact the issuers of securities in which the underlying funds invest (or the securities that compose an Index), which may cause your Contract to lose value. There can be no assurance that negative impacts associated with natural and man-made disasters will always be avoided.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Risk of Loss.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> You can lose money by investing in this Contract, including loss of principal. Neither the U.S. Government nor any federal agency insures or guarantees your investment in the Contract.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Short-Term Investment Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> This Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. The benefits of tax deferral, long-term income, and living benefit protections also mean that the Contract is more beneficial to investors with a long-term horizon.</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Variable Option Risk.</span><span style="font-family:Arial Narrow;font-size:10pt;"> You take all the investment risk on the Contract Value and the retirement income for amounts placed into one or more of the Subaccounts, which invest in corresponding underlying funds. If the Subaccounts you select make money, your Contract Value goes up; if they lose money, your Contract Value goes down. How much it goes up or down depends on the performance of the Subaccounts you select. Each underlying fund is subject to its own investment risks. When you invest in a Subaccount, you are exposed to the investment risks of the underlying fund. We reserve the right to remove or substitute any funds as investment options that are available under the Contract.</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Investment Requirements Risk.</span><span style="font-family:Arial Narrow;font-size:10pt;"> If you elect an optional benefit, you may be subject to Investment Requirements.</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">This means you may not be permitted to invest in certain investment options or you may be permitted to invest in certain investment options only to a limited extent. Failing to satisfy applicable Investment Requirements may result in the termination of your optional benefit. We impose Investment Requirements to reduce the risk of investment losses that may require us to use our own assets to make guaranteed payments under an optional benefit. In turn, your compliance with the Investment Requirements could limit your participation in market gains. This may conflict with your investment objectives by limiting your ability to maximize potential growth of your Contract Value and the value of your guaranteed benefits.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Managed Volatility Fund Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Certain underlying funds may employ risk management strategies to provide for downside protection during sharp downward movements in equity markets. These funds usually, but not always, have “Managed Risk” or “Managed Volatility” in the name of the fund. These strategies could limit the upside participation of the fund in rising equity markets relative to other funds. The optional Death Benefits and Living Benefit Riders offered under the Contract also provide protection in the event of a market downturn. Likewise, there are additional costs associated with these Death Benefits and Living Benefit Riders, which can limit the Contract’s upside participation in the markets. Many of these funds are included in the Investment Requirements associated with certain Living Benefit Riders that have “Managed Risk” in the name. Risk management strategies, in periods of high market volatility, could limit your participation in market gains. This may conflict with your investment objectives by limiting your ability to maximize potential growth of your Contract Value and the value of your guaranteed benefits. For more information on these funds and their risk management strategies, please see the funds’ prospectuses.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Withdrawal Risk (Illiquidity Risk).</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> You should carefully consider the risks associated with taking a withdrawal or surrender under the Contract. If you take a withdrawal or surrender the Contract, any applicable surrender charges will reduce the value of your Contract or the amount of money that you ultimately receive. The proceeds of your withdrawal or surrender may be subject to ordinary income taxes, including a tax penalty if you are younger than age 59½. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should also consider the impact that a withdrawal may have on the standard and optional benefits under your Contract. For example, under certain Living Benefit Riders, excess or early withdrawals may reduce the value of the guaranteed benefit by an amount greater than the amount withdrawn and could result in termination of the benefit.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Transfer Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Your ability to transfer amounts between investment options is subject to restrictions. You are generally restricted to no more than 12 transfers per Contract Year. There are also restrictions on the minimum amount that may be transferred from a variable option. If permitted by your Contract, we may discontinue accepting transfers into the fixed side of the contract at any time. Your ability to transfer between investment options may also be restricted as a result of Investment Requirements if you have elected an optional benefit.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Purchase Payment Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">No Purchase Payments will be accepted after 90 days from the date the application is received.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> After that time, you will be unable to increase your Contract Value or Death Benefit by making subsequent Purchase Payments. </span><span style="font-family:Arial Narrow;font-size:10pt;">You must obtain</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">our</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">approval for Purchase Payments totaling $5 million or more where the only optional benefits elected are the Account Value Death Benefit and/or </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;"> Advantage without the Guaranteed Income Benefit and $1 million or more for all other contracts. At the Company’s discretion,</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">either amount may consider total Purchase Payments for all annuity contracts issued by the Company (or its affiliates)</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">for the same Contractowner, joint owner, and/or Annuitant. </span><span style="font-family:Arial Narrow;font-size:10pt;">For more information about these restrictions and limitations, see The Contracts – Purchase Payments.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Election of Optional Benefit Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> There are a variety of optional benefits under the Contract that are designed for different financial goals and to protect against different financial risks. There is a risk that you may not choose the benefit or benefits that are best suited for you based on your present or future needs and circumstances. In addition, if you elect an optional benefit and do not use it, or if the contingencies upon which the benefit depend never occur, you will have paid for a benefit that did not provide a financial return. There is also a risk that a financial return of an optional benefit, if any, will ultimately be less than the amount you paid for the benefit. You should consult with your registered representative to determine which optional benefits (if any) are appropriate for you.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Fee and Expense Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> You are subject to the risk that we may increase certain contract fees and charges, and that underlying fund expenses may increase.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Financial Strength and Claims-Paying Ability Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> An investment in the Contract is subject to the risks related to us, Lincoln New York. Any obligations, guarantees, or benefits of the Contract are subject to our claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Cybersecurity and Business Interruption Risks.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> We rely heavily on our computer systems and those of our business partners and service providers to conduct our business. As such, our business is vulnerable to cybersecurity risks and business interruption risks. These risks include, among other things, the theft, loss, misuse, corruption and destruction of data; interference with or denial of service; attacks on websites or systems; operational disruptions; and unauthorized release of confidential customer or business information. Cybersecurity risks affecting us, any third-party administrators, underlying funds, index providers, intermediaries, and service providers may adversely affect us and/or your Contract. For instance, systems failures and cyberattacks may interfere with our processing of Contract transactions, including order processing; impact our ability to calculate Accumulation Unit values or other Contract values; cause the release and possible destruction of confidential customer or business information; and/or subject us to regulatory fines, litigation, financial losses or reputational damage. Cybersecurity risks may also impact the issuers of securities in which the underlying funds invest (or the securities that compose an Index), which may cause your Contract to lose value. There can be no assurance that systems disruptions, cyberattacks and information security breaches will always be detected, prevented, or avoided in the future. </span><span style="font-family:Arial Narrow;font-size:10pt;">In addition to cybersecurity risks, we are exposed to risks related to natural and man-made disasters, such as (but not limited to) storms, fires, floods, earthquakes, public health crises, malicious acts, and terrorist acts. Any such disasters could interfere with our business and our ability to administer the Contract. For example, they could lead to delays in our processing of Contract transactions, including orders from Contractowners, or could negatively impact our ability to calculate Accumulation Unit values or other Contract Values. They may also impact the issuers of securities in which the underlying funds invest (or the securities that compose an Index), which may cause your Contract to lose value. There can be no assurance that negative impacts associated with natural and man-made disasters will always be avoided.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:18pt;font-weight:bold;">Benefits Available Under the Contract </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The following tables summarize information about the benefits available under the Contract.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> A detailed description of each benefit follows the table.</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:14.5pt;"> <td colspan="4" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:528.0pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Standard Benefits</span></div></div></td></tr> <tr style="height:24pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:93.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">Name of Benefit</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:170.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Purpose</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:96pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Maximum Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:168pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions / </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:56pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Account Value Death </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides a Death Benefit equal to the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Contract Value.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">0.90</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">%</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">(as a percentage of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">average Contract </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Value)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Poor investment performance could </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">significantly reduce the benefit.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals could significantly reduce </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">the benefit.</span></div></div></td></tr> <tr style="height:56pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Guarantee of Principal </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Death Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides a Death Benefit equal to the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">greatest of (1) Contract Value; (2) all </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Purchase Payments, adjusted for </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">withdrawals.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">0.95</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">%</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">(as a percentage of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">average Contract </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Value)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals could significantly reduce </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">the benefit.</span></div></div></td></tr> <tr style="height:89pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Enhanced Guaranteed </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Minimum Death </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Benefit (EGMDB)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides a Death Benefit equal to the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">greatest of (1) Contract Value; (2) all </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Purchase Payments, adjusted for </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">withdrawals; (3) the highest Contract Value </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">on any contract anniversary prior to age 81 </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">as adjusted for withdrawals.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">1.20</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">%</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">(as a percentage of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">average Contract </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Value)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Not available if age 80 or older at the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">time of issuance.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals could significantly reduce </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">the benefit.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Poor investment performance could </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">significantly reduce and limit potential </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">increases to the highest Contract Value.</span></div></div></td></tr> <tr style="height:75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Dollar-Cost Averaging </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">(DCA)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Allows you to automatically transfer </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">amounts between certain investment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">options on a monthly basis.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Minimum amount to be dollar cost </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">averaged is $1,500 over any time period </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">between 3 and 60 months.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Cannot be used simultaneously with </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">portfolio rebalancing or cross </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">reinvestment.</span></div></div></td></tr> <tr style="height:89pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Portfolio Rebalancing</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Allows you to automatically reallocate your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Contract Value among investment options </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">on a periodic basis based on your standing </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">allocation instructions.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Cannot be used simultaneously with </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">dollar cost averaging or cross </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">reinvestment.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Only available for the Subaccounts.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Rebalancing may take place on a </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">monthly, quarterly, semi-annual, or </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">annual basis.</span></div></div></td></tr> <tr style="height:50pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Cross-Reinvestment</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">When the amount invested in an investment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">option exceeds a baseline amount, allows </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">you to automatically transfer the excess </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">amount to another investment option.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Cannot be used simultaneously with </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">dollar cost averaging or portfolio </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">rebalancing.</span></div></div></td></tr> <tr style="height:87.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Automatic Withdrawal </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Service (AWS)</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Allows you to take periodic withdrawals </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">from your Contract automatically.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">None</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Automatically terminates once </span><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;margin-left:0.0pt;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">® </span> <div style="clear:right;"> </div></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Advantage begins.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals are subject to applicable </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">surrender charges, taxes, and tax </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">penalties.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">May result in Excess Withdrawals under </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">certain optional benefits.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:14.5pt;"> <td colspan="4" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:528.0pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Optional Benefits – Available for Election</span></div></div></td></tr> <tr style="height:24pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:93.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">Name of Benefit</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:170.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Purpose</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:96pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Maximum Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:168pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions / </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:128pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Lincoln </span><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">Market </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">Select</span><span style="font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> Advantage</span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:11pt;margin-left:0.0pt;"> </span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">Beginning May 18, </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">2026, this rider will </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">only be available for </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">election at the time </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">the Contract is </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">purchased.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides:</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Guaranteed lifetime periodic withdrawals </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">up to the Protected Annual Income </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">amount;</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">An Enhancement to the Protected </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Income Base;</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Account Value Step-ups of the Protected </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Income Base; and</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Age-based increases to the Protected </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Annual Income amount.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">2.25</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">% Single Life </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Option</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">2.45</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">% Joint Life </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Option</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">(as a percentage of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">the Protected </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Income Base)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Investment Requirements apply.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Excess Withdrawals could significantly </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">reduce or terminate the benefit.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Any withdrawal may negatively impact or </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">eliminate the potential for enhancements </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">or step-ups.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Subject to a $10 million maximum, </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">which includes the total guaranteed </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">amounts across all Living Benefit Riders.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Step-ups may increase fee rate.</span></div></div></td></tr> <tr style="height:87.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> Advantage</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides:</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Variable periodic Regular Income </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Payments for life.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">The ability to make additional </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">withdrawals and surrender the Contract </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">during the Access Period.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">0.40%</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">(as an annualized </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">percentage of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">average Account </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Value)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals could significantly reduce or </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">terminate the benefit.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Restrictions apply to the length of the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Access Period. </span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Guaranteed Income Benefit is only </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">available when transitioning from a Prior </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Rider.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:14.5pt;"> <td colspan="4" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:528.0pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Standard Benefits</span></div></div></td></tr> <tr style="height:24pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:93.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">Name of Benefit</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:170.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Purpose</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:96pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Maximum Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:168pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions / </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:56pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Account Value Death </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides a Death Benefit equal to the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Contract Value.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">0.90</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">%</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">(as a percentage of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">average Contract </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Value)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Poor investment performance could </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">significantly reduce the benefit.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals could significantly reduce </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">the benefit.</span></div></div></td></tr> <tr style="height:56pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Guarantee of Principal </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Death Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides a Death Benefit equal to the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">greatest of (1) Contract Value; (2) all </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Purchase Payments, adjusted for </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">withdrawals.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">0.95</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">%</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">(as a percentage of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">average Contract </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Value)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals could significantly reduce </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">the benefit.</span></div></div></td></tr> <tr style="height:89pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Enhanced Guaranteed </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Minimum Death </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Benefit (EGMDB)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides a Death Benefit equal to the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">greatest of (1) Contract Value; (2) all </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Purchase Payments, adjusted for </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">withdrawals; (3) the highest Contract Value </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">on any contract anniversary prior to age 81 </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">as adjusted for withdrawals.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">1.20</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">%</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">(as a percentage of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">average Contract </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Value)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Not available if age 80 or older at the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">time of issuance.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals could significantly reduce </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">the benefit.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Poor investment performance could </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">significantly reduce and limit potential </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">increases to the highest Contract Value.</span></div></div></td></tr> <tr style="height:75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Dollar-Cost Averaging </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">(DCA)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Allows you to automatically transfer </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">amounts between certain investment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">options on a monthly basis.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Minimum amount to be dollar cost </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">averaged is $1,500 over any time period </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">between 3 and 60 months.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Cannot be used simultaneously with </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">portfolio rebalancing or cross </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">reinvestment.</span></div></div></td></tr> <tr style="height:89pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Portfolio Rebalancing</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Allows you to automatically reallocate your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Contract Value among investment options </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">on a periodic basis based on your standing </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">allocation instructions.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Cannot be used simultaneously with </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">dollar cost averaging or cross </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">reinvestment.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Only available for the Subaccounts.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Rebalancing may take place on a </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">monthly, quarterly, semi-annual, or </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">annual basis.</span></div></div></td></tr> <tr style="height:50pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Cross-Reinvestment</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">When the amount invested in an investment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">option exceeds a baseline amount, allows </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">you to automatically transfer the excess </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">amount to another investment option.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Cannot be used simultaneously with </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">dollar cost averaging or portfolio </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">rebalancing.</span></div></div></td></tr> <tr style="height:87.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Automatic Withdrawal </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Service (AWS)</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Allows you to take periodic withdrawals </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">from your Contract automatically.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">None</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Automatically terminates once </span><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;margin-left:0.0pt;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">® </span> <div style="clear:right;"> </div></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Advantage begins.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals are subject to applicable </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">surrender charges, taxes, and tax </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">penalties.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">May result in Excess Withdrawals under </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">certain optional benefits.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:14.5pt;"> <td colspan="4" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:528.0pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Optional Benefits – Available for Election</span></div></div></td></tr> <tr style="height:24pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:93.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">Name of Benefit</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:170.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Purpose</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:96pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Maximum Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:168pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions / </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:128pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Lincoln </span><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">Market </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">Select</span><span style="font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> Advantage</span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:11pt;margin-left:0.0pt;"> </span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">Beginning May 18, </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">2026, this rider will </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">only be available for </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">election at the time </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">the Contract is </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">purchased.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides:</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Guaranteed lifetime periodic withdrawals </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">up to the Protected Annual Income </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">amount;</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">An Enhancement to the Protected </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Income Base;</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Account Value Step-ups of the Protected </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Income Base; and</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Age-based increases to the Protected </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Annual Income amount.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">2.25</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">% Single Life </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Option</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">2.45</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">% Joint Life </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Option</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">(as a percentage of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">the Protected </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Income Base)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Investment Requirements apply.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Excess Withdrawals could significantly </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">reduce or terminate the benefit.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Any withdrawal may negatively impact or </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">eliminate the potential for enhancements </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">or step-ups.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Subject to a $10 million maximum, </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">which includes the total guaranteed </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">amounts across all Living Benefit Riders.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Step-ups may increase fee rate.</span></div></div></td></tr> <tr style="height:87.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> Advantage</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides:</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Variable periodic Regular Income </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Payments for life.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">The ability to make additional </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">withdrawals and surrender the Contract </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">during the Access Period.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">0.40%</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">(as an annualized </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">percentage of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">average Account </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Value)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals could significantly reduce or </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">terminate the benefit.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Restrictions apply to the length of the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Access Period. </span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Guaranteed Income Benefit is only </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">available when transitioning from a Prior </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Rider.</span></div></div></td></tr></table> <span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Account Value Death </span><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Benefit</span> <span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides a Death Benefit equal to the </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Contract Value.</span> <span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides a Death Benefit equal to the </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Contract Value.</span> 0.0090 <span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Poor investment performance could </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">significantly reduce the benefit.</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals could significantly reduce </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">the benefit.</span> <span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Guarantee of Principal </span><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Death Benefit</span> <span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides a Death Benefit equal to the </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">greatest of (1) Contract Value; (2) all </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Purchase Payments, adjusted for </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">withdrawals.</span> <span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides a Death Benefit equal to the </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">greatest of (1) Contract Value; (2) all </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Purchase Payments, adjusted for </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">withdrawals.</span> 0.0095 <span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals could significantly reduce </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">the benefit.</span> <span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Enhanced Guaranteed </span><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Minimum Death </span><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Benefit (EGMDB)</span> <span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides a Death Benefit equal to the </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">greatest of (1) Contract Value; (2) all </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Purchase Payments, adjusted for </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">withdrawals; (3) the highest Contract Value </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">on any contract anniversary prior to age 81 </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">as adjusted for withdrawals.</span> 0.0120 <span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Not available if age 80 or older at the </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">time of issuance.</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals could significantly reduce </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">the benefit.</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Poor investment performance could </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">significantly reduce and limit potential </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">increases to the highest Contract Value.</span> <span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Dollar-Cost Averaging </span><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">(DCA)</span> <span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Allows you to automatically transfer </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">amounts between certain investment </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">options on a monthly basis.</span> 0 <span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Minimum amount to be dollar cost </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">averaged is $1,500 over any time period </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">between 3 and 60 months.</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Cannot be used simultaneously with </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">portfolio rebalancing or cross </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">reinvestment.</span> <span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Portfolio Rebalancing</span> <span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Allows you to automatically reallocate your </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Contract Value among investment options </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">on a periodic basis based on your standing </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">allocation instructions.</span> 0 <span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Cannot be used simultaneously with </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">dollar cost averaging or cross </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">reinvestment.</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Only available for the Subaccounts.</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Rebalancing may take place on a </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">monthly, quarterly, semi-annual, or </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">annual basis.</span> <span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Cross-Reinvestment</span> <span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">When the amount invested in an investment </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">option exceeds a baseline amount, allows </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">you to automatically transfer the excess </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">amount to another investment option.</span> 0 <span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Cannot be used simultaneously with </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">dollar cost averaging or portfolio </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">rebalancing.</span> <span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Automatic Withdrawal </span><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Service (AWS)</span> <span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Allows you to take periodic withdrawals </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">from your Contract automatically.</span> 0 <span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Automatically terminates once </span><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;margin-left:0.0pt;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">® </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Advantage begins.</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals are subject to applicable </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">surrender charges, taxes, and tax </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">penalties.</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">May result in Excess Withdrawals under </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">certain optional benefits.</span> <span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Lincoln </span><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">Market </span><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">Select</span><span style="font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> Advantage</span><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">Beginning May 18, </span><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">2026, this rider will </span><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">only be available for </span><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">election at the time </span><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">the Contract is </span><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">purchased.</span> <span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides:</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Guaranteed lifetime periodic withdrawals </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">up to the Protected Annual Income </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">amount;</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">An Enhancement to the Protected </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Income Base;</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Account Value Step-ups of the Protected </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Income Base; and</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Age-based increases to the Protected </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Annual Income amount.</span> 0.0225 0.0245 <span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Investment Requirements apply.</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Excess Withdrawals could significantly </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">reduce or terminate the benefit.</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Any withdrawal may negatively impact or </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">eliminate the potential for enhancements </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">or step-ups.</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Subject to a $10 million maximum, </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">which includes the total guaranteed </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">amounts across all Living Benefit Riders.</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Step-ups may increase fee rate.</span> <span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;font-weight:bold;margin-left:0.0pt;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> Advantage</span> <span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides:</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Variable periodic Regular Income </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Payments for life.</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">The ability to make additional </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">withdrawals and surrender the Contract </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">during the Access Period.</span> 0.0040 <span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals could significantly reduce or </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">terminate the benefit.</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Restrictions apply to the length of the </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Access Period. </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Guaranteed Income Benefit is only </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">available when transitioning from a Prior </span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Rider.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">Death Benefits </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The chart below provides a brief overview of how the Death Benefit proceeds will be distributed if death occurs prior to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">® </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Advantage elections or prior to the selection of an Annuity Payout option. Refer to your Contract for the specific provisions applicable upon death.</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:528pt;"> <tr style="height:20pt;"> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:67.5pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">upon death of:</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:154pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">and...</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:154pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">and...</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:152.5pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">Death Benefit proceeds pass to:</span></div></div></td></tr> <tr style="height:19pt;"> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:67.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contractowner</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">There is a surviving joint owner</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Annuitant is living or deceased</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:152.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Joint owner</span></div></div></td></tr> <tr style="height:19pt;"> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:67.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contractowner</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">There is no surviving joint owner</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Annuitant is living or deceased</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:152.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Designated Beneficiary</span></div></div></td></tr> <tr style="height:43pt;"> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:67.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contractowner</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">There is no surviving joint owner </span></div> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">and the Beneficiary predeceases the </span></div> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contractowner</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Annuitant is living or deceased</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:152.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contractowner's estate</span></div></div></td></tr> <tr style="height:79pt;"> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:67.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Annuitant</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Contractowner is living</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">There is no contingent Annuitant</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:152.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The youngest Contractowner </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">becomes the contingent Annuitant </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">and the Contract continues. The </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contractowner may waive* this </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">continuation and receive the Death </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Benefit proceeds.</span></div></div></td></tr> <tr style="height:43pt;"> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:67.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Annuitant</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Contractowner is living</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The contingent Annuitant is living</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:152.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contingent Annuitant becomes the </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Annuitant and the Contract </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">continues</span></div></div></td></tr> <tr style="height:27pt;"> <td style="background-color:#E5E5E5;padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:67.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Annuitant</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Contractowner is a trust or </span></div> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">other non-natural person**</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">No contingent Annuitant allowed </span></div> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">with non-natural Contractowner</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:152.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Designated Beneficiary</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">*</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">Notification from the Contractowner to receive the Death Benefit proceeds must be received within 75 days of the death of the Annuitant. </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">**</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">Death of Annuitant is treated like death of the Contractowner. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">A Death Benefit may be payable if the Contractowner (or a joint owner) or Annuitant dies prior to the selection of an Annuity Payout option. You can choose the Death Benefit. Only one Death Benefit may be in effect at any one time and this Death Benefit terminates if you elect </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage or elect any other annuitization option. Generally, the more expensive the Death Benefit is, the greater the protection. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">While utilizing an Automatic Withdrawal Service to satisfy the requirements of the Annuity Commencement Date, the Death Benefit continues until otherwise terminated as noted in the discussion below. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should consider the following provisions carefully when designating the Beneficiary, Annuitant, any contingent Annuitant and any joint owner, as well as before changing any of these parties. The identity of these parties under the Contract may significantly affect the amount and timing of the Death Benefit or other amount paid upon a Contractowner's or Annuitant's death. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You may designate a Beneficiary during your lifetime and change the Beneficiary by filing a written request with our Servicing Office. Each change of Beneficiary revokes any previous designation. We reserve the right to request that you send us the Contract for endorsement of a change of Beneficiary. </span><span style="font-family:Arial Narrow;font-size:10pt;">Upon the death of the Contractowner, a Death Benefit will be paid to the Beneficiary. Upon the death of a joint owner, the Death Benefit will be paid to the surviving joint owner. If the Contractowner is a corporation or other non-individual (non-natural person), the death of the Annuitant will be treated as the death of the Contractowner. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If an Annuitant who is not the Contractowner or joint owner dies, then the contingent Annuitant, if named, becomes the Annuitant and no Death Benefit is payable on the death of the Annuitant. If no contingent Annuitant is named, the Contractowner (or younger of joint owners) becomes the Annuitant. Alternatively, a Death Benefit may be paid to the Contractowner (and joint owner, if applicable, in equal shares). Notification of the election of this Death Benefit must be received by us within 75 days of the death of the Annuitant. The Contract terminates when any Death Benefit is paid due to the death of the Annuitant.</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">If a Contractowner, joint owner, or Annuitant was added or changed subsequent to the effective date of the Contract (unless the change occurred because of the death of a prior Contractowner, joint owner, or Annuitant), upon death, we will only pay the Contract Value as of the Valuation Date we approve the payment of the death claim. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If your Contract Value equals zero, no Death Benefit will be paid.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Account Value Death Benefit.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The Account Value Death Benefit provides a Death Benefit equal to the Contract Value on the Valuation Date the Death Benefit is approved by us for payment. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">No additional Death Benefit is provided. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Once you have selected this Death Benefit option, it cannot be changed. (Your Contract may refer to this benefit as the Contract Value Death Benefit.) For example, assume an initial deposit into the Contract of $10,000. The Contract Value increases and equals $12,000 on the Valuation Date the death claim is approved. The amount of Death Benefit paid equals $12,000.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Enhanced Guaranteed Minimum Death Benefit (EGMDB). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The EGMDB is available for an additional charge and may only be elected when the Contract is issued.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The EGMDB is not available under contracts issued to a Contractowner, or joint owner or Annuitant, who is age 80 or older at the time of issuance. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">There is an additional charge for this Death Benefit. You may discontinue the EGMDB at any time by completing the Change of Death Benefit form and sending it to our Servicing Office. The benefit will be discontinued as of the Valuation Date we receive the request, </span><span style="font-family:Arial Narrow;font-size:10pt;">and the Guarantee of Principal Death Benefit or the Account Value Death Benefit will apply. We will begin deducting the applicable charge for the new Death Benefit as of that date. See Charges,</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">Other Deductions, and Adjustments.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The EGMDB provides a Death Benefit equal to the greatest of: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the current Contract Value as of the Valuation Date we approve the payment of the claim; or </span><span style="font-family:Arial Narrow;font-size:10pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;">the sum of all Purchase Payments decreased by withdrawals in the same proportion that withdrawals reduced the Contract Value. Withdrawals less than or equal to the Protected Annual Income amount under applicable Living Benefit Riders may reduce the sum of all Purchase Payments amount on a dollar-for-dollar basis. See Benefits Available Under the Contract – Lincoln</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;"> Market Select</span><span style="font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">Advantage; or </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the highest Contract Value on any contract anniversary (including the inception date) (determined before the allocation of any Purchase Payments on that contract anniversary) prior to the 81</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">st</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> birthday of the deceased Contractowner, joint owner (if applicable), or Annuitant and prior to the death of the Contractowner, joint owner (if applicable) or Annuitant for whom a death claim is approved for payment. The highest Contract Value is increased by Purchase Payments and is decreased by withdrawals subsequent to that anniversary date in the same proportion that withdrawals reduced the Contract Value. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following example shows how the Death Benefit amount is calculated under the EGMDB:</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:528pt;"> <tr style="height:12.5pt;"> <td style="vertical-align:Top;width:489.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">7/3/2026 Initial Deposit / Contract Value</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:38.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:32.5pt;"> <div style="display:flex;margin:auto;width:34.5pt;"> <div style="display:flex;white-space:nowrap;width:34.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:34.5pt;">10,000</span></div></div></div></td></tr> <tr style="height:14pt;"> <td style="background-color:azure;vertical-align:Top;width:489.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">7/3/2030 Contract Value</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:38.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:32.5pt;"> <div style="display:flex;margin:auto;width:34.5pt;"> <div style="display:flex;white-space:nowrap;width:34.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:34.5pt;">25,000</span></div></div></div></td></tr> <tr style="height:12.5pt;"> <td style="vertical-align:Top;width:489.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">7/3/2031 Contract Value</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:38.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:32.5pt;"> <div style="display:flex;margin:auto;width:34.5pt;"> <div style="display:flex;white-space:nowrap;width:34.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:34.5pt;">23,500</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The EGMDB provides a Death Benefit equal to the highest Contract Value on any contract anniversary, so the amount of Death Benefit paid equals $25,000 on the date the death claim is approved. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">In a declining market, withdrawals reduce the Death Benefit in the same proportion the Contract Value is reduced, which has a magnified effect on the reduction of the Death Benefit payable. This is because the reduction in the benefit may be more than the dollar amount withdrawn from the Contract Value. All references to withdrawals include deductions for any applicable charges associated with those withdrawals(Premium Based Charges and surrender charges for example) and premium taxes, if any.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Guarantee of Principal Death Benefit.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The Guarantee of Principal Death Benefit is the default Death Benefit under this Contract; this means that if you do not select a Death Benefit, the Guarantee of Principal Death Benefit will be automatically selected for you at contract issue. There is an additional charge for this Death Benefit, and it may only be elected when the contract is issued.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Guarantee of Principal Death Benefit may be discontinued by completing the Change of Death Benefit form and sending it to our Servicing Office. The benefit will be discontinued as of the valuation date we receive the request and the Account Value Death Benefit will apply. We will begin deducting the charge for the Account Value Death Benefit as of that date. See Charges and Other Deductions.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Guarantee of Principal Death Benefit provides a Death Benefit equal to the greater of: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the current Contract Value as of the Valuation Date we approve the payment of the claim; or </span><span style="font-family:Arial Narrow;font-size:10pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;">the sum of all Purchase Payments decreased by withdrawals in the same proportion that withdrawals reduced the Contract Value. Withdrawals less than or equal to the Protected Annual Income amount under applicable Living Benefit Riders may reduce the sum of all Purchase Payments amount on a dollar-for-dollar basis. See Benefits Available Under the Contract – Lincoln</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;"> Market Select</span><span style="font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">Advantage. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example, assume an initial deposit into the Contract of $10,000. The Contract Value decreases and equals $8,000 on the Valuation Date the death claim is approved. Since your principal is guaranteed, the amount of Death Benefit paid equals $10,000. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">In a declining market, withdrawals reduce the Death Benefit in the same proportion the Contract Value is reduced, which has a magnified effect on the reduction of the Death Benefit payable. This is because the reduction in the benefit may be more than the dollar amount withdrawn from the Contract Value. All references to withdrawals include deductions for any applicable charges associated with those withdrawals (Premium Based Charges and surrender charges for example) and premium taxes, if any.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">General Death Benefit Information </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Only one of these Death Benefits may be in effect at any one time. Your Death Benefit terminates on and after the selection of an Annuity Payout option. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Advantage only provides Death Benefit options during the Access Period. There are no Death Benefits during the Lifetime Income Period. Please see the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Advantage – </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Advantage Death Benefit section of this prospectus for more information. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If there are joint owners, upon the death of the first Contractowner, we will pay a Death Benefit to the surviving joint owner. The surviving joint owner will be treated as the primary, designated Beneficiary. Any other Beneficiary designation on record at the time of death will be treated as a contingent Beneficiary. If the surviving joint owner is the spouse of the deceased joint owner, he/she may continue the Contract as sole Contractowner. Upon the death of the spouse who continues the Contract, we will pay a Death Benefit to the designated Beneficiary(s). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If the Beneficiary is the spouse of the Contractowner, then the spouse may elect to continue the Contract as the new Contractowner. All Contract provisions relating to spousal continuation are available only to a person who meets the definition of “spouse” under federal law. The U.S. Supreme Court has held that same-sex marriages must be permitted under state law and that marriages recognized under state law will be recognized for federal law purposes. Domestic partnerships and civil unions that are not recognized as legal marriages under state law, however, will not be treated as marriages under federal law. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">You are strongly encouraged to consult a tax advisor before electing spousal rights under the Contract. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Should the surviving spouse elect to continue the Contract, a portion of the Death Benefit may be credited to the Contract. Any portion of the Death Benefit that would have been payable (if the Contract had not been continued) that exceeds the current Contract Value on the Valuation Date we approve the claim will be added to the Contract Value. If the Contract is continued in this way, the Death Benefit in effect at the time the Beneficiary elected to continue the Contract will remain as the Death Benefit. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The value of the Death Benefit will be determined as of the Valuation Date we approve the payment of the claim. Approval of payment will occur upon our receipt of a claim submitted in Good Order. To be in Good Order, we require all the following: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">1.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">an original certified death certificate or other proof of death satisfactory to us; and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">written authorization for payment; and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">all required claim forms, fully completed (including selection of a settlement option). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Notwithstanding any provision of this Contract to the contrary, the payment of Death Benefits provided under this Contract must be made in compliance with Code Section 72(s) or 401(a)(9) as applicable, as amended from time to time. Death Benefits may be taxable. See Federal Tax Matters. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Unless otherwise provided in the Beneficiary designation, one of the following procedures will take place on the death of a Beneficiary: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">if any Beneficiary dies before the Contractowner, that Beneficiary’s interest will go to any other Beneficiaries named, according to their respective interests; and/or </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">if no Beneficiary survives the Contractowner, the proceeds will be paid to the Contractowner’s estate. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If the Beneficiary is a minor, court documents appointing the guardian/custodian may be required. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Beneficiary may choose the method of payment of the Death Benefit unless the Contractowner has already selected the settlement option. If the Contract is a nonqualified contract, the Death Benefit payable to the Beneficiary or joint owner must be distributed within five years of the Contractowner’s date of death unless the Beneficiary begins receiving, within one year of the Contractowner’s death, the distribution in the form of a life annuity or an annuity for a designated period not extending beyond the Beneficiary’s life expectancy. If the Contract is a qualified contract or IRA, then the Death Benefit payable to the Beneficiary or joint owner must be distributed within ten years of the Contractowner’s date of death unless the Beneficiary is an “eligible designated beneficiary”. An eligible designated beneficiary may take the Death Benefit distribution in the form of a life annuity or an annuity for a designated period not extending beyond the Beneficiary’s life expectancy, subject to certain additional exceptions. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Upon the death of the Annuitant, Federal tax law requires that an annuity election be made no later than 60 days after we have approved the death claim for payment. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The recipient of a Death Benefit may elect to receive payment either in the form of a lump sum settlement or an Annuity Payout. If a lump sum settlement is elected, the proceeds will be mailed within seven days of approval by us of the claim subject to the laws, regulations and tax code governing payment of Death Benefits. This payment may be postponed as permitted by the Investment Company Act of 1940.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Dollar-Cost Averaging. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Dollar-cost averaging allows you to transfer amounts between Subaccounts on a monthly basis or in accordance with other terms we make available. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You may elect to participate in the DCA program at the time of application or at any time before the selection of an Annuity Payout option by completing our election form, by calling our Servicing Office, or by other electronic means. The minimum amount to be dollar cost averaged (DCA’d) is $1,500 over any time period between three and 60 months. Once elected, the program will remain in effect until the earlier of: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the selection of an Annuity Payout option;</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the value of the amount being DCA’d is depleted; or</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">you cancel the program by written request or by telephone if we have your telephone authorization on file. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We reserve the right to limit certain time periods or to restrict access to this program at any time. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">A transfer made as part of this program is not considered a transfer for purposes of limiting the number of transfers that may be made, or assessing any charges which may apply to transfers. If you cancel the DCA program, your remaining Contract Value in the DCA program will be allocated to the Subaccounts according to your allocation instructions. We reserve the right to discontinue or modify this program at any time. If you have chosen DCA from one of the Subaccounts, only the amount allocated to that DCA program will be transferred. Investment gain, if any, will remain in </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;text-decoration:underline;">that</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Subaccount unless you reallocate it to one of the other Subaccounts. If you are enrolled in automatic rebalancing, this amount may be automatically rebalanced based on your allocation instructions in effect at the time of rebalancing. DCA does not assure a profit or protect against loss.</span> <span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Automatic Withdrawal Service. </span><span style="font-family:Arial Narrow;font-size:10pt;">The automatic withdrawal service (AWS) provides for an automatic periodic withdrawal of your Contract Value. Withdrawals under AWS are subject to applicable Premium Based Charge deductions and surrender charges. See Charges,</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">Other Deductions,</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">and Adjustments — Surrender Charge. Withdrawals under AWS will be noted on your quarterly statement.</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Cross-Reinvestment Service. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The cross-reinvestment service automatically transfers the Contract Value in a designated Subaccount that exceeds a baseline amount to another specific Subaccount at specific intervals. You specify the applicable Subaccounts, the baseline amount and the interval period. For example, you can specify, at the beginning of each calendar quarter, that any amount in excess of $50,000 in a particular Subaccount will be transferred to a different Subaccount.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Portfolio Rebalancing. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Portfolio rebalancing is an option that restores to a pre-determined level the percentage of Contract Value allocated to each Subaccount. The rebalancing may take place monthly, quarterly, semi-annually or annually. Rebalancing events will be noted on your quarterly statement. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Only one of the three additional services (DCA, cross-reinvestment and portfolio rebalancing) may be used at one time. For example, you cannot have DCA and cross-reinvestment running simultaneously. We reserve the right to discontinue any or all of these administrative services at any time.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">Living Benefit Riders </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Living Benefit Riders described in this section provide different methods to take income from your Contract Value or receive lifetime payments and provide certain guarantees, regardless of the investment performance of the Contract. These guarantees are subject to certain conditions, as set forth below. There are differences between the riders in the features provided, income rates, investment options, charge rates, and charge structure. Additionally, the age at which you may begin receiving a benefit from your rider may vary between riders. In addition, the purchase of one rider may impact the availability of another rider. Not all riders will be available at all times. Before you elect a rider, or terminate your existing rider to elect a new rider, you should carefully review the terms and conditions of each rider. Riders elected at contract issue will be effective on the Contract’s effective date. Riders elected after the Contract is issued will be effective on the next Valuation Date following approval by us. You cannot elect more than one Living Benefit Rider or payout option offered in your Contract at any one time. Your registered representative will help you determine which Living Benefit Rider best suits your financial goals. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The benefits and features of the optional Living Benefit Riders are separate and distinct from the downside protection strategies that may be employed by the funds offered under the Contract. The riders do not guarantee the investment results of the funds. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">There is no guarantee that any Living Benefit Rider (except </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Advantage) will be available in the future, as we reserve the right to discontinue them at any time. In addition, we may make different versions of a rider available to new purchasers. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Excess Withdrawals under certain Living Benefit Riders may result in a reduction or premature termination of those benefits or of those riders. If you are not certain how an Excess Withdrawal will reduce your future guaranteed amounts, you should contact either your registered representative or us prior to requesting a withdrawal to find out what impact, if any, the Excess Withdrawal will have on any guarantees under the Living Benefit Rider. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">If you purchase a Living Benefit Rider (except </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Advantage), you will be required to adhere to Investment Requirements, which will limit your ability to invest in certain Subaccounts offered in your Contract. . See Appendix B – Investment Requirements for more information.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">From time to time, we relax our rules that apply to dropping certain riders and subsequently adding certain new ones. For example, we may waive the waiting period and instead permit you to add a new rider immediately after dropping your old one. We may also let you drop a rider before it has been in effect for the required holding period. When you drop your old rider, your old rider and charge will be terminated. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you drop a rider for a new one during a period of time when we do not have an offer in place or have a different offer, you will not be eligible for any future offers related to the rider you previously dropped, even if such future offer would have included a greater or different benefit.</span><span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">Rate Sheets </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The current Enhancement rate, Protected Annual Income rates, and Guaranteed Income Benefit percentages available under certain Living Benefit Riders are declared in a Rate Sheet prospectus supplement. The Rate Sheet indicates the current rates and/or current percentages and the date by which your application or rider election form must be signed and dated for a rider to be issued with those rates and/or percentages. The rates and/or percentages may be superseded at any time, in our sole discretion, and may be higher or lower than the rates and/or percentages on the previous Rate Sheet. </span><span style="font-family:Arial Narrow;font-size:10pt;">The effective date of a subsequent Rate Sheet will be at least 10 days after it is filed. In order to get the rate and/or percentage indicated in a Rate Sheet, your application or rider election form must be sent to us, and must be signed and dated on or after the effective date of the Rate Sheet. Current Rate Sheets will be included with the prospectus. You can also obtain the most current Rate Sheet by contacting your registered representative, online at www.lfg.com/VAprospectus or by calling us at 1-888-868-2583. The rates and/or percentages from previous effective periods are included in Appendix C, D and E to this prospectus. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">Lincoln </span><span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-style:italic;font-weight:bold;">Market Select</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-8.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;"> Advantage </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Lincoln </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Market Select</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage is a Living Benefit Rider available for purchase beginning May 19, 2025, that provides: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Guaranteed lifetime periodic withdrawals for you (and the Secondary Life if the joint life option is selected) up to the Protected Annual Income amount which is based upon a Protected Income Base; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">An Enhancement amount added to the Protected Income Base if certain criteria are met, as set forth below; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Account Value Step-ups of the Protected Income Base to the Contract Value if the Contract Value is equal to or greater than the Protected Income Base after the Enhancement; and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Age-based increases to the Protected Annual Income amount (after reaching a higher age-band and after an Account Value Step-up). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Protected Annual Income payments are based upon specified percentages of the Protected Income Base which are age-based and may increase over time. You may consider purchasing Lincoln </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Market Select</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage if you want a guaranteed income payment that may grow as you get older and may increase through the Account Value Step-up and Enhancement. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Please note any withdrawals made prior to the youngest age on the Rate Sheet, withdrawals that exceed the Protected Annual Income amount, or amounts that are payable to any assignee or assignee’s bank account are considered Excess Withdrawals. Excess Withdrawals may significantly reduce your Protected Income Base and Enhancement Base by an amount greater than the dollar amount of the Excess Withdrawal, and will terminate the rider if the Protected Income Base if reduced to zero. As a result, the Protected Income Amount would be reduced as well. Withdrawals will also negatively impact the availability of an Enhancement.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Contractowner, Annuitant or Secondary Life may not be changed while this rider is in effect (except if the Secondary Life assumes ownership of the Contract upon death of the Contractowner), including any sale or assignment of the Contract as collateral. Under the Lincoln </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Market Select</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage rider, the Secondary Life must be the spouse. </span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Availability. </span><span style="font-family:Arial Narrow;font-size:10pt;">The Lincoln </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;">Market Select</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;"> Advantage rider is available for election on all new contracts and all existing contracts. Beginning</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">May 18, 2026, this rider will only be available for election at the time the Contract is purchased. If you elect the rider at contract issue, it will be effective on the Contract's effective date. If you elected the rider after the Contract is issued, the rider will be effective on the next Valuation Date following approval by us and will be the rider version available at that time. The Contract Value at the time of election must be at least $25,000. Rider elections are subject to Servicing Office approval if your Contract Value totals $1 million or more. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Lincoln </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Market Select</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage is available with nonqualified and qualified (IRAs and Roth IRAs) annuity contracts. The Contractowner/Annuitant (as well as the spouse if the joint life option is in effect) must under age 86 at the time the Contract is issued. This rider is not available to non-spouse beneficiaries of IRAs or nonqualified contracts.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Benefit Year. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Benefit Year is the 12-month period starting with the effective date of the rider and starting with each anniversary of the rider effective date after that. If your Benefit Year anniversary falls on a day that the New York Stock Exchange is closed, any benefit calculations scheduled to occur on that anniversary will occur on the next Valuation Date.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Withdrawal Amount. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Protected Annual Income withdrawals are available at the youngest age on the Rate Sheet. The Protected Annual Income amount may be withdrawn from the Contract each Benefit Year. As long as the Protected Annual Income amount is not reduced to zero, these withdrawals may be taken for your lifetime (single life option) or the lifetimes of you and the Secondary Life (joint life option). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protected Annual Income amount is determined by multiplying the Protected Income Base by the applicable rate, based on your age and whether the single or joint life option has been elected. Under the joint life option, the younger age of you or the Secondary Life will be used. The Protected Annual Income amount will change upon an Account Value Step-up, an Enhancement, additional Purchase Payments, and Excess Withdrawals, as described below. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protected Annual Income rates applicable to new rider elections are set forth in a supplement to this prospectus, called a Rate Sheet. The Rate Sheet indicates the Protected Annual Income rates and the date by which your application or rider election form must be signed and dated for a rider to be issued with those rates. The rates may be superseded at any time, in our sole discretion, and may be higher or lower than the rates on the previous Rate Sheet. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The effective date of a subsequent Rate Sheet will be at least 10 days after it is filed. In order to get the rates indicated in a Rate Sheet, your application or rider election form must be sent to us, and must be signed and dated on or after the effective date of the Rate Sheet. Current Rate Sheets will be included with the prospectus. You can also obtain the most current Rate Sheet by contacting your registered representative, online at www.lfg.com/VAprospectus or by calling us at 1-888-868-2583. </span><span style="font-family:Arial Narrow;font-size:10pt;">After your first Protected Annual Income withdrawal, the Protected Annual Income rate will only increase on a Benefit Year anniversary on or after you have reached an applicable higher age band and after there has also been an Account Value Step-up. If you have reached an applicable higher age band and there has </span><span style="font-family:Arial Narrow;font-size:10pt;text-decoration:underline;">not</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">been a subsequent Account Value Step-up, then the Protected Annual Income rate will not increase until the next Account Value Step-up occurs. </span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">If you do not withdraw the entire Protected Annual Income amount during a Benefit Year, there is no carryover of the remaining amount into the next Benefit Year. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If your Contract Value is reduced to zero for any reason other than for an Excess Withdrawal, the remaining Protected Annual Income amounts for that Benefit Year will be paid in a lump sum. On the next rider anniversary, the scheduled amount will automatically resume and continue for your life (and the Secondary Life’s life if the joint life option is chosen) under the Protected Annual Income Payout Option. You may not withdraw the remaining Protected Income Base or Enhancement Base in a lump sum. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">You will not be entitled to the Protected Annual Income amount if the Protected Income Base is reduced to zero as a result of an Excess Withdrawal. If either the Contract Value or the Protected Income Base is reduced to zero due to an Excess Withdrawal, the rider will terminate. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Cumulative withdrawals during a Benefit Year that are equal to or less than the Protected Annual Income amount will not reduce the Protected Income Base or Enhancement Base. All withdrawals will decrease the Contract Value. Premium Based Charge deductions and surrender charges are waived on cumulative withdrawals less than or equal to the Protected Annual Income amount.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Excess Withdrawals. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Excess Withdrawals are: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">1.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the cumulative amounts withdrawn from the Contract during the Benefit Year (including the current withdrawal) that exceed the Protected Annual Income amount at the time of the withdrawal; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">withdrawals made prior to the youngest age on the Rate Sheet; or </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">withdrawals that are payable to any assignee or assignee’s bank account. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">When an Excess Withdrawal occurs: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">1.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the Protected Income Base and Enhancement Base are reduced by the same proportion that the Excess Withdrawal reduces the Contract Value. This means that the reduction in the Protected Income Base and Enhancement Base could be more than the dollar amount of the withdrawal; and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the Protected Annual Income amount will be recalculated to equal the applicable Protected Annual Income rate multiplied by the new (reduced) Protected Income Base (after the proportionate reduction for the Excess Withdrawal). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Your quarterly statements will include the Protected Annual Income amount (as adjusted for Protected Annual Income amount payments in a Benefit Year and Excess Withdrawals) available to you for the Benefit Year, if applicable, in order for you to determine whether a withdrawal may be an Excess Withdrawal. We encourage you to either consult with your registered representative or call us at the number provided in this prospectus if you have any questions about Excess Withdrawals.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Withdrawals from IRA contracts will not be considered Excess Withdrawals (even if they exceed the Protected Annual Income amount) only if the withdrawals are taken as systematic installments of the amount needed to satisfy the required minimum distribution (RMD) rules under Internal Revenue Code Section 401(a)(9). In addition, in order for this exception for RMDs to apply, the following must occur: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">1.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Lincoln’s automatic withdrawal service is used to calculate and pay the RMD; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The RMD calculation must be based only on the value in this Contract; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">No withdrawals other than the RMD are made within the Benefit Year (except as described in the next paragraph); </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">This Contract is not a beneficiary IRA; and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The younger of you or the Secondary Life (joint life option) reach the youngest age on the Rate Sheet. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If your RMD withdrawals during a Benefit Year are less than the Protected Annual Income amount, an additional amount up to the Protected Annual Income amount may be withdrawn and will not be subject to Premium Based Charged deductions or surrender charges. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">If a withdrawal, other than an RMD is made during the Benefit Year, then all amounts withdrawn in excess of the Protected Annual Income amount, including amounts attributable to the RMD, will be treated as Excess Withdrawals. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Distributions from qualified contracts are generally taxed as ordinary income. Distributions from nonqualified contracts that are includable in gross income are also generally taxed as ordinary income. See Federal Tax Matters for information on determining what amounts are includable in gross income. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Protected Annual Income Payout Option. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protected Annual Income Payout Option (“PAIPO”) is an Annuity Payout option under which the Contractowner (and joint life if applicable) will receive annuity payments equal to the Protected Annual Income amount for life. This option is different from other Annuity Payout options, including </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage, which are based on your Contract Value. If you are required to take annuity payments because you have reached the Annuity Commencement Date, you have the option of electing the PAIPO. If the Contract Value is reduced to zero and you have a remaining Protected Income Base, you will receive the PAIPO. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Contractowners may decide to choose the PAIPO over </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage if they feel this may provide a higher final payment over time and they place more importance on this payment over access to the Account Value. Payment frequencies other than annual may be available. You will have no other contract features other than the right to receive annuity payments equal to the Protected Annual Income amount for your life or the life of you and the Secondary Life for the joint life option. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you are receiving the PAIPO, the Beneficiary may be eligible to receive final payment upon death of the single life or surviving joint life. If the Account Value Death Benefit option was in effect immediately prior to electing the PAIPO, the Beneficiary will not be eligible to receive the final payment(s). The final payment is a one-time lump-sum payment and will be equal to the Contract Value on the effective date of the rider increased for Purchase Payments received after the rider effective date and decreased by withdrawals. Excess Withdrawals reduce the final payment in the same proportion as the withdrawals reduce the Contract Value; withdrawals less than or equal to the Protected Annual Income amount and payments under the PAIPO will reduce the final payment dollar for dollar. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Death Prior to the Selection of an Annuity Payout Option. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Lincoln </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Market Select</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage has no provision for a payout of the Protected Income Base or Enhancement Base upon death of the Contractowner or Annuitant and provides no increase in the Death Benefit value over and above what the Death Benefit provides in the base contract. At the time of death, if the Contract Value equals zero, no Death Benefit options (as described earlier in this prospectus) will be in effect. Election of Lincoln </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Market Select</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage does not impact the Death Benefit options available for purchase with your annuity contract. All Death Benefit payments must be made in compliance with Internal Revenue Code Sections 72(s) or 401(a)(9) as applicable as amended from time to time. See Benefits Available Under the Contract – Death Benefit. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Upon the death of the single life, this rider will end and no further Protected Annual Income amounts are available (even if there was a Protected Income Base in effect at the time of the death). Upon the first death under the joint life option, withdrawals up to the Protected Annual Income amount continue to be available for the life of the surviving spouse. The Enhancement and Account Value Step-up will continue, if applicable, as discussed above. Upon the death of the surviving spouse, Lincoln </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Market Select</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage will end and no further Protected Annual Income amounts are available (even if there was a Protected Income Base in effect at the time of the death). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">As an alternative, after the first death, the surviving spouse, if under age 86, may choose to terminate the joint life option and purchase a new single life option, if available, under the terms and charge in effect at the time for a new purchase (depending on rider availability). In deciding whether to make this change, the surviving spouse should consider whether the change will cause the Protected Income Base and the Protected Annual Income amount to decrease. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Termination. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">After the fifth Benefit Year anniversary, the Contractowner may terminate the rider by notifying us in writing of the request to terminate or by failing to adhere to Investment Requirements. Lincoln </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Market Select</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage will automatically terminate:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">on the selection of an Annuity Payout option (except payments under the Protected Annual Income Payout Option will continue if applicable); </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">upon death under the single life option or the death of the Secondary Life under the joint life option; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">when the Protected Income Base or Contract Value is reduced to zero due to an Excess Withdrawal; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">if the Contractowner or Annuitant is changed (except if the surviving Secondary Life assumes ownership of the Contract upon death of the Contractowner) including any sale or assignment of the Contract or any pledge of the Contract as collateral; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">on the date the Contractowner is changed pursuant to an enforceable divorce agreement or decree; or </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">upon surrender or termination of the underlying annuity contract. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The termination will not result in any increase in Contract Value equal to the Protected Income Base or Enhancement Base. Upon effective termination of this rider, the benefits and charges within this rider will terminate. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">If you terminate the rider, we reserve the right to require a 12-month wait after this termination before you can elect any Living Benefit Rider available for purchase at that time. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Advantage Guaranteed Income Benefit option. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Contractowners who elect Lincoln </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Market Select</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage may decide to later transition to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Select Guaranteed Income Benefit. This transition must be made prior to the maximum age limit </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">and prior to the selection of an Annuity Payout option. You cannot have both </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage and another Living Benefit Rider in effect on your Contract at the same time. See </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Guaranteed Income Benefit Transitions for a discussion of this transition.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Protected Income Base and Enhancement Base.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The Protected Income Base is a value used to calculate your Protected Annual Income amount. The initial Protected Income Base varies based on when you elect the rider. If you elect the rider at the time you purchase the Contract, the initial Protected Income Base will equal your initial Purchase Payment. If you elect the rider after we issue the Contract, the initial Protected Income Base will equal the Contract Value on the effective date of the rider. The Protected Income Base is increased by subsequent Purchase Payments, Enhancements, and Account Value Step-ups, and decreased by Excess Withdrawals in accordance with the provisions set forth below. The maximum Protected Income Base is $10 million, which includes the total guaranteed amounts under the Living Benefit Riders of all Lincoln New York contracts (or contracts issued by our affiliates) in which you (and/or Secondary Life if joint life option) are the covered lives. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Enhancement Base is the value used to calculate the amount that may be added to the Protected Income Base upon an Enhancement. The Enhancement Base is equal to the Protected Income Base on the effective date of the rider, increased by subsequent Purchase Payments and Account Value Step-ups, and decreased by Excess Withdrawals in accordance with the provisions set forth below. The Enhancement Base is </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">not</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> increased by an Enhancement. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Neither the Protected Income Base nor the Enhancement Base is available to you as a lump sum withdrawal or as a Death Benefit. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Additional Purchase Payments received after the rider effective date automatically increase the Protected Income Base (not to exceed the maximum Protected Income Base) and Enhancement Base by the amount of the Purchase Payment. For example, a $10,000 additional Purchase Payment will increase the Protected Income Base and Enhancement Base by $10,000. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">No Purchase Payments will be accepted after 90 days from the date the application is received. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Excess Withdrawals reduce the Protected Income Base and Enhancement Base as discussed below. The reduction to the Protected Income Base and the Enhancement Base could be more than the dollar amount of the withdrawal. Withdrawals less than or equal to the Protected Annual Income amount will not reduce the Protected Income Base or Enhancement Base. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Enhancement.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> You are eligible for an increase in the Protected Income Base through an Enhancement on each Benefit Year anniversary if: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">a. the Contractowner/Annuitant (as well as the Secondary Life if the joint life option is in effect) is under age 86; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">b. there were no withdrawals in the preceding Benefit Year and the first Protected Annual Income withdrawal has not occurred; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">c. the rider is within the Enhancement Period (described below); </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">d. the Protected Income Base after the Enhancement amount is added would be greater than the Contract Value on the same Benefit Year anniversary; and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">e. the Enhancement Base, if applicable, is greater than zero. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Enhancement equals the Enhancement Base multiplied by the Enhancement Rate. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The current Enhancement rate applicable to new rider elections is determined in our sole discretion based on current economic factors including interest rates and equity market volatility. Generally, the rate may increase or decrease based on changes in equity market volatility, prevailing interest rates, or as a result of other economic conditions. The rate structure is intended to help us provide the guarantees under the rider. The Enhancement rate for new rider elections may be higher or lower than prior rates, but for existing Contractowners that have elected the rider, your rate will not change as a result. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Enhancement rate applicable to new rider elections is set forth in a Rate Sheet prospectus supplement. The Rate Sheet indicates the Enhancement rate and the date by which your application or rider election form must be signed and dated for a rider to be issued with this rate. The rate may be superseded at any time, in our sole discretion, and may be higher or lower than the rate on the previous Rate Sheet. </span><span style="font-family:Arial Narrow;font-size:10pt;">The effective date of a subsequent Rate Sheet will be at least 10 days after it is filed. In order to get the rate indicated in a Rate Sheet, your application or rider election form must be sent to us, and must be signed and dated on or after the effective date of the Rate Sheet. Current Rate Sheets will be included with the prospectus. You can also obtain the most current Rate Sheet by contacting your registered representative, online at www.lfg.com/VAprospectus or by calling us at 1-888-868-2583. Enhancement rates for previous effective periods are included in Appendix E to this prospectus. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">During the first ten Benefit Years, an increase in the Protected Income Base as a result of the Enhancement will not cause an increase in the annual protected lifetime income fee rate but will increase the dollar amount of the fee. After the tenth Benefit Year anniversary, if the Enhancement Period has renewed, the annual rate may increase each time the Protected Income Base increases as a result of the Enhancement. If you decline an Enhancement, you will continue to be eligible for an Enhancement starting on the next Benefit Year anniversary as long as you meet the conditions listed above. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Note: The Enhancement is not available on any Benefit Year anniversary if an Account Value Step-up to the Protected Income Base occurs, or where there has been a withdrawal of Contract Value (including a Protected Annual Income payment) in the preceding Benefit Year. If you are eligible (as defined above) for the Enhancement in the next Benefit Year, the Enhancement will not occur until the Benefit Year anniversary of that year. Enhancements are not available once the first Protected Annual Income withdrawal occurs. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following is an example of the impact of a 5% Enhancement on the Protected Income Base and assumes that no withdrawals have been made: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Initial Purchase Payment = $100,000; Protected Income Base = $100,000; Enhancement Base = $100,000</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Additional Purchase Payment on day 30 = $15,000; Protected Income Base = $115,000; Enhancement Base = $115,000 </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">On the first Benefit Year anniversary the Protected Income Base will not be less than $120,750 (= $100,000 x 1.05 + $15,000 x 1.05). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">As explained below, an Enhancement and Account Value Step-up will not occur in the same year. If the Account Value Step-up provides an increase equal to or greater than what the Enhancement provides, you will not receive the Enhancement. It is possible that this could happen each Benefit Year (because the Account Value Step-up provided a larger increase each year), and therefore the Enhancement would not apply. The Enhancement or the Account Value Step-up cannot increase the Protected Income Base above the maximum Protected Income Base of $10 million. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">An example of the impact of a withdrawal on the Enhancement is included in the Withdrawal Amount section below.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Enhancement Period. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The original Enhancement Period is up to a 10-year period that begins on the effective date of the rider. A new Enhancement Period begins immediately following an Account Value Step-up. If during any Enhancement Period there are no Account Value Step-ups, the Enhancements will stop at the end of the Enhancement Period and will not restart until the next Benefit Year anniversary following the Benefit Year anniversary upon which an Account Value Step-up occurs. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Account Value Step-ups. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protected Income Base and Enhancement Base will automatically step up to the Contract Value on each Benefit Year anniversary if: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">a.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the Contractowner/Annuitant (single life option), or the Contractowner/Annuitant and Secondary Life (joint life option) are under age 86; and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">b.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the Contract Value on that Benefit Year anniversary, after the deduction of any withdrawals (including Premium Based Charges and/or surrender charges, the protected lifetime income fee and account fee), is equal to or greater than the Protected Income Base after an Enhancement (if any). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Each time the Account Value Step-up occurs, a new Enhancement Period begins. The Account Value Step-up is available even in those years when a withdrawal has occurred. </span><span style="font-family:Arial Narrow;font-size:10pt;">The fee rate can change each time there is an Account Value Step-up. That means if the current fee rate has increased, this would cause an increase in your annual fee rate for this rider. If your fee rate is increased, you may opt out of the Account Value Step-up. See Charges,</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">Other Deductions,</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">and Adjustments – Protected Lifetime Income Fees for details. If you decline an Account Value Step-up, you will continue to be eligible for an Enhancement through the end of the Enhancement Period, including in the year you declined the Account Value Step-up, as long as you meet the conditions listed above. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Following is an example of how the Account Value Step-up and the 5% Enhancements impact the Protected Income Base (assuming no withdrawals):</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:480pt;"> <tr style="height:19.75pt;"> <td style="vertical-align:Bottom;width:306.39pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:48pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="vertical-align:Bottom;width:44.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:13.48%;margin-right:13.48%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Contract</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Value</span></div></div></div></td> <td style="vertical-align:Bottom;width:129.11pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:4.65%;margin-right:18.59%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Protected Income Base</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:azure;vertical-align:Bottom;width:306.39pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:48pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">At issue</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:6pt;text-align:right;width:32.5pt;"> <div style="display:flex;margin:auto;width:34.5pt;"> <div style="display:flex;white-space:nowrap;width:34.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:34.5pt;">50,000</span></div></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:129.11pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:24pt;text-align:right;width:75.11pt;"> <div style="display:flex;margin:auto;width:34.5pt;"> <div style="display:flex;white-space:nowrap;width:34.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:34.5pt;">50,000</span></div></div></div></td></tr> <tr style="height:12pt;"> <td style="vertical-align:Bottom;width:306.39pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:48pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">1</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">st</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Benefit Year anniversary</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:6pt;text-align:right;width:32.5pt;"> <div style="display:flex;margin:auto;width:34.5pt;"> <div style="display:flex;white-space:nowrap;width:34.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:34.5pt;">54,000</span></div></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:129.11pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:24pt;text-align:right;width:75.11pt;"> <div style="display:flex;margin:auto;width:34.5pt;"> <div style="display:flex;white-space:nowrap;width:34.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:34.5pt;">54,000</span></div></div></div></td></tr> <tr style="height:11.5pt;"> <td style="background-color:azure;vertical-align:Bottom;width:306.39pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:48pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">2</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">nd</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Benefit Year anniversary</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:6pt;text-align:right;width:32.5pt;"> <div style="display:flex;margin:auto;width:34.5pt;"> <div style="display:flex;white-space:nowrap;width:34.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:34.5pt;">53,900</span></div></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:129.11pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:24pt;text-align:right;width:75.11pt;"> <div style="display:flex;margin:auto;width:34.5pt;"> <div style="display:flex;white-space:nowrap;width:34.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:34.5pt;">56,700</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">On the first Benefit Year anniversary, the Account Value Step-up increased the Protected Income Base to the Contract Value of $54,000 since the increase in the Contract Value is greater than the 5% Enhancement amount of $2,500 (5% of $50,000). On the second Benefit Year anniversary, the 5% Enhancement provided a larger increase (5% of $54,000 = $2,700). The 5% Enhancement or an Account Value Step-up cannot increase the Protected Income Base beyond the maximum Protected Income Base of $10 million.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Withdrawal Amount. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Protected Annual Income withdrawals are available at the youngest age on the Rate Sheet. The Protected Annual Income amount may be withdrawn from the Contract each Benefit Year. As long as the Protected Annual Income amount is not reduced to zero, these withdrawals may be taken for your lifetime (single life option) or the lifetimes of you and the Secondary Life (joint life option). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protected Annual Income amount is determined by multiplying the Protected Income Base by the applicable rate, based on your age and whether the single or joint life option has been elected. Under the joint life option, the younger age of you or the Secondary Life will be used. The Protected Annual Income amount will change upon an Account Value Step-up, an Enhancement, additional Purchase Payments, and Excess Withdrawals, as described below. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protected Annual Income rates applicable to new rider elections are set forth in a supplement to this prospectus, called a Rate Sheet. The Rate Sheet indicates the Protected Annual Income rates and the date by which your application or rider election form must be signed and dated for a rider to be issued with those rates. The rates may be superseded at any time, in our sole discretion, and may be higher or lower than the rates on the previous Rate Sheet. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The effective date of a subsequent Rate Sheet will be at least 10 days after it is filed. In order to get the rates indicated in a Rate Sheet, your application or rider election form must be sent to us, and must be signed and dated on or after the effective date of the Rate Sheet. Current Rate Sheets will be included with the prospectus. You can also obtain the most current Rate Sheet by contacting your registered representative, online at www.lfg.com/VAprospectus or by calling us at 1-888-868-2583. </span><span style="font-family:Arial Narrow;font-size:10pt;">After your first Protected Annual Income withdrawal, the Protected Annual Income rate will only increase on a Benefit Year anniversary on or after you have reached an applicable higher age band and after there has also been an Account Value Step-up. If you have reached an applicable higher age band and there has </span><span style="font-family:Arial Narrow;font-size:10pt;text-decoration:underline;">not</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">been a subsequent Account Value Step-up, then the Protected Annual Income rate will not increase until the next Account Value Step-up occurs. </span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">If you do not withdraw the entire Protected Annual Income amount during a Benefit Year, there is no carryover of the remaining amount into the next Benefit Year. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If your Contract Value is reduced to zero for any reason other than for an Excess Withdrawal, the remaining Protected Annual Income amounts for that Benefit Year will be paid in a lump sum. On the next rider anniversary, the scheduled amount will automatically resume and continue for your life (and the Secondary Life’s life if the joint life option is chosen) under the Protected Annual Income Payout Option. You may not withdraw the remaining Protected Income Base or Enhancement Base in a lump sum. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">You will not be entitled to the Protected Annual Income amount if the Protected Income Base is reduced to zero as a result of an Excess Withdrawal. If either the Contract Value or the Protected Income Base is reduced to zero due to an Excess Withdrawal, the rider will terminate. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Cumulative withdrawals during a Benefit Year that are equal to or less than the Protected Annual Income amount will not reduce the Protected Income Base or Enhancement Base. All withdrawals will decrease the Contract Value. Premium Based Charge deductions and surrender charges are waived on cumulative withdrawals less than or equal to the Protected Annual Income amount.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following example shows the calculation of the Protected Annual Income amount and how withdrawals less than or equal to the Protected Annual Income amount impact the Protected Income Base, the Enhancement Base and the Contract Value. The example assumes a 5% Enhancement, a 4% Protected Annual Income rate, and a Contract Value of $200,000:</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;margin-left:107.25pt;width:313.5pt;"> <tr style="height:12.5pt;"> <td style="vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contract Value on the rider’s effective date</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:43.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">200,000</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="background-color:azure;vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Protected Income Base and Enhancement Base on the rider’s </span></div> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:10.00pt;">effective date</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:43.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">200,000</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Initial Protected Annual Income amount on the rider’s effective </span></div> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:10.00pt;">date ($200,000 x 4%)</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:43.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">8,000</span></div></div></div></td></tr> <tr style="height:12pt;"> <td style="background-color:azure;vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contract Value six months after rider’s effective date</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:43.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">210,000</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Protected Income Base and Enhancement Base six months after </span></div> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:10.00pt;">rider’s effective date</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:43.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">200,000</span></div></div></div></td></tr> <tr style="height:12pt;"> <td style="background-color:azure;vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Withdrawal six months after the rider’s effective date</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:43.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">8,000</span></div></div></div></td></tr> <tr style="height:12pt;"> <td style="vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contract Value after withdrawal ($210,000 - $8,000)</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:43.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">202,000</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="background-color:azure;vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Protected Income Base and Enhancement Base after withdrawal </span></div> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:10.00pt;">($200,000 - $0)</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:43.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">200,000</span></div></div></div></td></tr> <tr style="height:12pt;"> <td style="vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contract Value on the first Benefit Year anniversary</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:43.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">205,000</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="background-color:azure;vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Protected Income Base and Enhancement Base on the first Benefit </span></div> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:10.00pt;">Year anniversary</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:43.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">205,000</span></div></div></div></td></tr> <tr style="height:23.5pt;"> <td style="vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Protected Annual Income amount on the first Benefit Year </span></div> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:10.00pt;">anniversary ($205,000 x 4%)</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:43.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">8,200</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Since there was a withdrawal during the first year, an Enhancement is not available, but the Account Value Step-up was available and increased the Protected Income Base and the Enhancement Base to the Contract Value of $205,000. On the first Benefit Year anniversary, the Protected Annual Income amount is $8,200 (4% x $205,000). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Purchase Payments added to the Contract subsequent to the initial Purchase Payment will increase the Protected Annual Income amount by an amount equal to the applicable Protected Annual Income rate multiplied by the amount of the subsequent Purchase Payment. For example, assuming a Contractowner has a Protected Annual Income amount of $8,000 (4% of $200,000 Protected Income Base), an additional Purchase Payment of $10,000 increases the Protected Annual Income amount that Benefit Year to $8,400 ($8,000 + 4% of $10,000). The Protected Annual Income payment amount will be recalculated immediately after a Purchase Payment is added to the Contract. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Enhancements and Account Value Step-ups will increase the Protected Income Base and thus the Protected Annual Income amount. The Protected Annual Income amount, after the Protected Income Base is adjusted by an Enhancement or an Account Value Step-up will be equal to the adjusted Protected Income Base multiplied by the applicable Protected Annual Income rate.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Excess Withdrawals. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Excess Withdrawals are: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">1.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the cumulative amounts withdrawn from the Contract during the Benefit Year (including the current withdrawal) that exceed the Protected Annual Income amount at the time of the withdrawal; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">withdrawals made prior to the youngest age on the Rate Sheet; or </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">withdrawals that are payable to any assignee or assignee’s bank account. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">When an Excess Withdrawal occurs: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">1.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the Protected Income Base and Enhancement Base are reduced by the same proportion that the Excess Withdrawal reduces the Contract Value. This means that the reduction in the Protected Income Base and Enhancement Base could be more than the dollar amount of the withdrawal; and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the Protected Annual Income amount will be recalculated to equal the applicable Protected Annual Income rate multiplied by the new (reduced) Protected Income Base (after the proportionate reduction for the Excess Withdrawal). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Your quarterly statements will include the Protected Annual Income amount (as adjusted for Protected Annual Income amount payments in a Benefit Year and Excess Withdrawals) available to you for the Benefit Year, if applicable, in order for you to determine whether a withdrawal may be an Excess Withdrawal. We encourage you to either consult with your registered representative or call us at the number provided in this prospectus if you have any questions about Excess Withdrawals.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following example demonstrates the impact of an Excess Withdrawal on the Protected Income Base, the Enhancement Base, the Protected Annual Income amount, and the Contract Value. The example assumes a 5% Protected Annual Income rate and a $10,940 withdrawal, which causes a $10,200 reduction in the Protected Income Base and Enhancement Base. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Prior to Excess Withdrawal:</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Contract Value = $60,000</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Protected Income Base = $85,000</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Enhancement Base = $85,000</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Protected Annual Income amount = $4,250 (5% of the Protected Income Base of $85,000) </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">After a $10,940 withdrawal ($4,250 is within the Protected Annual Income amount, $6,690 is the Excess Withdrawal):</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Contract Value is reduced by the amount of the Protected Annual Income amount of $4,250 and the Protected Income Base and Enhancement Base are not reduced:</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Contract Value = $55,750 ($60,000 - $4,250)</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Protected Income Base = $85,000</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Enhancement Base = $85,000 </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Contract Value is also reduced by the $6,690 Excess Withdrawal and the Protected Income Base and Enhancement Base are reduced by approximately 12%, the same proportion by which the Excess Withdrawal reduced the $55,750 Contract Value ($6,690 / $55,750). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Contract Value = $49,060 ($55,750 - $6,690)</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Protected Income Base = $74,800 ($85,000 x 12% = $10,200; $85,000 - $10,200 = $74,800)</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Enhancement Base = $74,800 ($85,000 x 12% = $10,200; $85,000 - $10,200 = $74,800)</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Protected Annual Income amount = $3,740 (5% of $74,800 Protected Income Base) </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">On the following Benefit Year anniversary, the Contract Value has been reduced due to a declining market, but the Protected Income Base and Enhancement Base are unchanged: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Contract Value = $48,000</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Protected Income Base = $74,800</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Enhancement Base = $74,800</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Protected Annual Income amount = $3,740 (5% x $74,800)</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">In a declining market, Excess Withdrawals may significantly reduce your Protected Income Base, Enhancement Base, and Protected Annual Income amount. This is because the reduction in the benefit may be more than the dollar amount withdrawn from the Contract Value. If the Protected Income Base is reduced to zero due to an Excess Withdrawal, the rider will terminate. If the Contract Value is reduced to zero due to an Excess Withdrawal, the rider and Contract will terminate. </span><span style="font-family:Arial Narrow;font-size:10pt;">Premium Based Charge deductions and surrender charges are waived on cumulative withdrawals less than or equal to the Protected Annual Income amount. Excess Withdrawals will be subject to surrender charges unless one of the waivers of surrender charge provisions set forth in this prospectus is applicable. Continuing with the prior example of the $12,000 withdrawal: the $4,250 Protected Annual Income amount is not subject to surrender charges: the $7,750 Excess Withdrawal may be subject to deductions of the Premium Based Charge and surrender charges. See the Premium Based Charge and Surrender Charge sections under Charges,</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">Other Deductions,</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">and Adjustments for more information.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-style:italic;font-weight:bold;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-8.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;"> Advantage </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage (the Variable Annuity Payout Option Rider in your Contract) is an optional Annuity Payout rider you may purchase at an additional cost and is separate and distinct from other Annuity Payout options offered under your Contract and described later in this prospectus. See Charges and Other Deductions – </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Charge. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage provides variable, periodic Regular Income Payments for life subject to certain conditions. The optional Guaranteed Income Benefit, if available, provides a minimum payout floor for those Regular Income Payments. These payments are made during two time periods; an Access Period and a Lifetime Income Period, which are discussed in further detail below. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage is different from other Annuity Payout options provided by Lincoln because with </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage, you have the ability to make additional withdrawals or surrender the Contract during the Access Period. The Guaranteed Income Benefit is described in further detail below. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">When you elect </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage, you must choose the Annuitant and Secondary Life (if applicable). The Annuitant and Secondary Life may not be changed after </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage is elected. For qualified contracts, the Secondary Life must be the spouse. See </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Death Benefits regarding the impact of a change to the Annuitant prior to the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage election. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage is selected, the applicable transfer provisions among Subaccounts will continue to be those specified in your annuity contract for transfers on or before the selection of an Annuity Payout option. However, once </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage begins, any automatic withdrawal service will terminate. See The Contracts – Transfers on or Before the Selection of an Annuity Payout Option. </span><span style="font-family:Arial Narrow;font-size:10pt;">Additional Purchase Payments may be made during the Access Period for an IRA annuity contract, Additional Purchase Payments will not be accepted after the Periodic Income Commencement Date for a nonqualified annuity contract. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Availability. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage is available for contracts with a Contract Value of at least $50,000 and may be elected after the effective date of the Contract and before any other Annuity Payout option under this Contract is elected by sending a completed </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">® </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Advantage election form to our Servicing Office. Additionally, if you previously elected Lincoln </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Market Select</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage, you may transition to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Select Guaranteed Income Benefit. See </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Guaranteed Income Benefit Transitions below. If you intend to use the Protected Income Base from your Lincoln </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Market Select</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage rider to establish the Guaranteed Income Benefit, you must elect the Guaranteed Income Benefit at the time you elect </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage. </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;"> Advantage</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">is available on nonqualified annuities, IRAs and Roth IRAs (check with the Servicing Office or your registered representative regarding availability in the SEP market).</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;"> i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;"> Advantage for IRA contracts is only available if the Annuitant and Secondary Life, if applicable, are age 59½ or older at the time the rider is elected. </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;"> Advantage </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;"> Advantage is not available to beneficiaries of IRA contracts. Guaranteed Income Benefit is currently unavailable. Additional limitations on issue ages and features may be necessary to comply with the IRC provisions for required minimum distributions. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Access Period.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The Access Period begins on the Periodic Income Commencement Date and is a defined period of time during which we pay variable, periodic Regular Income Payments and provide a Death Benefit. During this period, you may surrender the Contract and make withdrawals from your Account Value (defined below). The Lifetime Income Period begins immediately at the end of the Access Period and the remaining Account Value is used to make Regular Income Payments for the rest of your life (or the Secondary Life if applicable). During the Lifetime Income Period, you will no longer be able to make withdrawals or surrenders or receive a Death Benefit. If your Account Value is reduced to zero because of Regular Income Payments or market loss, your Access Period ends. </span><span style="font-family:Arial Narrow;font-size:10pt;">The minimum and maximum Access Periods are established at the time you elect </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;"> Advantage. The current Access Period requirements are outlined in the following chart:</span><span style="font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:528pt;"> <tr style="height:20pt;"> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:208.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;"> </span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:210pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">Minimum Access Period</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:109.5pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">Maximum Access Period</span></div></div></td></tr> <tr style="height:37pt;"> <td style="padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:208.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-style:italic;margin-left:0.0pt;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Advantage (without a Guaranteed Income </span></div> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Benefit)</span></div></div></td> <td style="padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:210pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">10 years</span></div></div></td> <td style="padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:109.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">To age 115 for nonqualified </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">contracts; to age 100 for </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">qualified contracts</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The minimum Access Period requirements may vary if you transition to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Guaranteed Income Benefit from another rider. See </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Guaranteed Income Benefit Transitions below. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Generally, shorter Access Periods will produce a higher initial Regular Income Payment than longer Access Periods. At any time during the Access Period, you may extend or shorten the length of the Access Period subject to Servicing Office approval. Additional restrictions may apply if you are under age 59½ when you request a change to the Access Period. Currently, if you extend the Access Period, it must be extended at least 5 years. If you change the Access Period, subsequent Regular Income Payments will be adjusted </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">accordingly, and the Account Value remaining at the end of the new Access Period will be applied to continue Regular Income Payments for your life. Currently, changes to the Access Period can only be made on Periodic Income Commencement Date anniversaries.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Additional limitations on issue ages and features may be necessary to comply with the IRC provisions for required minimum distributions. We may reduce or terminate the Access Period for IRA </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage contracts in order to keep the Regular Income Payments in compliance with IRC provisions for required minimum distributions. If we lower the Access Period to comply with IRC provisions, there is no impact to the Guaranteed Income Benefit. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Account Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The initial Account Value is the Contract Value on the Valuation Date </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage is effective, less any applicable premium taxes. During the Access Period, the Account Value on a Valuation Date will equal the total value of all of the Contractowner's Accumulation Units and will be reduced by Regular Income Payments made as well as any withdrawals taken. You will have access to your Account Value during the Access Period. After the Access Period ends, the remaining Account Value will be applied to continue Regular Income Payments for your life (and the Secondary Life under the joint life option) and the Account Value will be reduced to zero.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Regular Income Payments during the Access Period.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage provides for variable, periodic Regular Income Payments for as long as an Annuitant (or Secondary Life, if applicable) is living. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">When you elect </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage, you will make several choices that will impact the amount of your Regular Income Payments: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">single or joint life option; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the date you will receive the initial Regular Income Payment; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the frequency of the payments (monthly, quarterly, semi-annually or annually); </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the frequency the payment is recalculated; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the assumed investment return (AIR); and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the date the Access Period ends and the Lifetime Income Period begins. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Some of the choices will not be available if you elect the Guaranteed Income Benefit. </span><span style="font-family:Arial Narrow;font-size:10pt;">If you do not choose a payment frequency, the default is a monthly payment frequency. You may not change your payment frequency during the Lifetime Income Period. You may also elect to have Regular Income Payments from nonqualified contracts recalculated only once each year rather than recalculated at the time of each payment. This results in level Regular Income Payments between recalculation dates. Qualified contracts are only recalculated once per year, on December 31</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">st</span><span style="font-family:Arial Narrow;font-size:10pt;"> (if not a Valuation Date, then on the first Valuation Date of the calendar year). For nonqualified contracts, the Contractowner must elect the levelized option for Regular Income Payments if Guaranteed Income Benefit is elected. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">AIR rates of 3% or 4% may be available for Regular Income Payments under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage. The higher the AIR you choose, the higher your initial Regular Income Payment will be and the higher the return must be to increase subsequent Regular Income Payments.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">A 4% AIR will be used to calculate the Regular Income Payments under Select Guaranteed Income Benefit. </span><span style="font-family:Arial Narrow;font-size:10pt;">The AIR used to calculate the Regular Income Payments if transitioning from a Prior Rider may be different. See </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;"> Advantage Guaranteed Income Benefit Transitions below. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Regular Income Payments must begin within one year of the date you elect </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage and will continue until the death of the Annuitant or Secondary Life, if applicable, or surrender. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For information regarding income tax consequences of Regular Income Payments, see Federal Tax Matters. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The initial Regular Income Payment is calculated from the Account Value on a date no more than 14 days prior to the date you select to begin receiving Regular Income Payments. This calculation date is called the Periodic Income Commencement Date, and is the same date the Access Period begins. The amount of the initial Regular Income Payment is determined by dividing the Contract Value, less applicable premium taxes by 1,000 and multiplying the result by an annuity factor. The annuity factor is based upon: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the age of the Annuitant and Secondary Life, if applicable; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the length of the Access Period selected; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the frequency of the payments; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the AIR selected; and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the Individual Annuity Mortality table. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The annuity factor used to determine the Regular Income Payments reflects the fact that, during the Access Period, you have the ability to withdraw the entire Account Value and that a Death Benefit will be paid to your Beneficiary upon your death. These benefits during the Access Period result in a slightly lower Regular Income Payment, during both the Access Period and the Lifetime Income Period, than would be payable if this access was not permitted and no lump-sum Death Benefit was payable. (The Contractowner must elect an Access Period of no less than the minimum Access Period which is currently set at 10 years.) The annuity factor also </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">reflects the requirement that there be sufficient Account Value at the end of the Access Period to continue your Regular Income Payments for the remainder of your life (and/or the Secondary Life if applicable), during the Lifetime Income Period, with no further access or Death Benefit. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The amount of your Regular Income Payment will be impacted by the length of the Access Period you have chosen. For example, if a 70-year old makes a $100,000 initial Purchase Payment, elects monthly payments, a 4% AIR, and a 20-year Access Period, the initial Regular Income Payment will be $502.46 per month ($6,029.60 annually). Using the same assumptions, but with a 30-year Access Period, the initial Regular Income Payment will be $447.09 per month ($5,365.10 annually). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Account Value will vary with the actual net investment return of the Subaccounts selected, which then determines the subsequent Regular Income Payments during the Access Period. Each subsequent Regular Income Payment (unless the levelized option is selected) is determined by dividing the Account Value on the applicable Valuation Date by 1,000 and multiplying this result by an annuity factor revised to reflect the declining length of the Access Period. As a result of this calculation, the actual net returns in the Account Value are measured against the AIR to determine subsequent Regular Income Payments. If the actual net investment return (annualized) for the Contract exceeds the AIR, the Regular Income Payment will increase at a rate approximately equal to the amount of such excess. Conversely, if the actual net investment return for the Contract is less than the AIR, the Regular Income Payment will decrease. For example, if net investment return is 3% higher (annualized) than the AIR, the Regular Income Payment for the next year will increase by approximately 3%. Conversely, if actual net investment return is 3% lower than the AIR, the Regular Income Payment will decrease by approximately 3%. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Withdrawals made during the Access Period will also reduce the Account Value that is available for Regular Income Payments, and subsequent Regular Income Payments will be recalculated and could be increased or reduced, based on the Account Value following the withdrawal. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For a joint life option, if either the Annuitant or Secondary Life dies during the Access Period, Regular Income Payments will be recalculated using a revised annuity factor based on the single surviving life, if doing so provides a higher Regular Income Payment. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">On a joint life option, the Secondary Life must be either the primary Beneficiary or joint owner in order to receive the remaining payments after the first life’s death. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For nonqualified contracts, if the Annuitant and Secondary Life, if applicable, both die during the Access Period, the Guaranteed Income Benefit (if any) will terminate and the annuity factor will be revised for a non-life contingent Regular Income Payment and Regular Income Payments will continue until the Account Value is fully paid out and the Access Period ends. For qualified contracts, if the Annuitant and Secondary Life, if applicable, both die during the Access Period, </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage (and any Guaranteed Income Benefit) will terminate. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Regular Income Payments during the Lifetime Income Period.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The Lifetime Income Period begins at the end of the Access Period if either the Annuitant or Secondary Life is living. Your earlier elections regarding the frequency of Regular Income Payments, AIR and the frequency of the recalculation do not change. The initial Regular Income Payment during the Lifetime Income Period is determined by dividing the Account Value on the last Valuation Date of the Access Period by 1,000 and multiplying the result by an annuity factor revised to reflect that the Access Period has ended. The annuity factor is based upon: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the age of the Annuitant and Secondary Life (if living); </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the frequency of the Regular Income Payments; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the AIR selected; and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the Individual Annuity Mortality table. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The impact of the length of the Access Period and any withdrawals made during the Access Period will continue to be reflected in the Regular Income Payments during the Lifetime Income Period. To determine subsequent Regular Income Payments, the Contract is credited with a fixed number of Annuity Units equal to the initial Regular Income Payment (during the Lifetime Income Period) divided by the Annuity Unit value (by Subaccount). Subsequent Regular Income Payments are determined by multiplying the number of Annuity Units per Subaccount by the Annuity Unit value. Your Regular Income Payments will vary based on the value of your Annuity Units. If your Regular Income Payments are adjusted on an annual basis, the total of the annual payment is transferred to Lincoln New York's general account to be paid out based on the payment mode you selected. Your payment(s) will not be affected by market performance during that year. Your Regular Income Payment(s) for the following year will be recalculated at the beginning of the following year based on the current value of the Annuity Units. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Regular Income Payments will continue for as long as the Annuitant or Secondary Life, if applicable, is living, and will continue to be adjusted for investment performance of the Subaccounts your Annuity Units are invested in. Regular Income Payments vary with investment performance. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">During the Lifetime Income Period, there is no longer an Account Value; therefore, no withdrawals are available and no Death Benefit is payable. In addition, transfers are not allowed from a fixed annuity payment to a variable annuity payment.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Advantage Credit.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> A quarterly </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Credit is available if you select a minimum Access Period that is the longer of 20 years or the difference between your age and age 85, and you maintain a minimum threshold value. The threshold values and </span><span style="font-family:Arial Narrow;font-size:10pt;">applicable credit percentages are outlined in the chart below. The </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;"> Advantage Credit is only available if you elect </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">® </span><span style="font-family:Arial Narrow;font-size:10pt;">Advantage on or after May 19, 2025, and is not applied to Contracts with the Guaranteed Income Benefit. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The first </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Credit will apply three months from the first Regular Income Payment. Thereafter, it will apply every three months, if all conditions are met. The </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Credit will end at the end of the Access Period. If the Contract is terminated for any reason, including death, no further </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Credit will be paid. Proportionate credits will not be applied.</span><span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-style:italic;font-weight:bold;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-8.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;"> Advantage Guaranteed Income Benefit Transitions </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Certain Living Benefit Riders (“Prior Rider”) allow you to transition to the applicable version of </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Guaranteed Income Benefit.</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:528pt;"> <tr style="height:20pt;"> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:264pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">If your Prior Rider is...</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:264pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">you will transition to…</span></div></div></td></tr> <tr style="height:15pt;"> <td style="padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:264pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.52pt;">Lincoln </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-style:italic;margin-left:0.0pt;">Market Select</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Advantage</span></div></div></td> <td style="padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:264pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Select Guaranteed Income Benefit</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following discussion applies to all of these transitions. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you have elected one of the Prior Riders listed above, you are guaranteed the right to transition to the applicable version of the Guaranteed Income Benefit even if that version is no longer available for purchase. You are also guaranteed that the Guaranteed Income Benefit percentage and Access Period requirements will be at least as favorable as those in effect at the time you purchased your Prior Rider. The Investment Requirements under your Prior Rider continue to apply after you transition to the Guaranteed Income Benefit. See Appendix B – Investment Requirements for a description of these investment requirements. The initial Guaranteed Income Benefit will be an amount equal to a specified percentage of the greater of your Account Value or Protected Income Base or Guaranteed Amount, as applicable, based on your age (or the younger life under a joint life option) at the time of the first Regular Income Payment. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Your decision to transition to the Guaranteed Income Benefit must be made prior to the Annuity Commencement Date, and by the maximum age to elect </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Guaranteed Income Benefit, which is age 95 for nonqualified contracts and age 80 for qualified contracts. Purchasers of Lincoln </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Market Select</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage who have waited until after the fifth Benefit Year anniversary may elect the appropriate version of </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Guaranteed Income Benefit until age 99 for nonqualified contracts and age 85 for qualified contracts. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you have the single life option under your Prior Rider, you must transition to the single life option under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Guaranteed Income Benefit; joint life option must transition to the joint life option. The minimum Access Period requirements are specifically listed in the chart below. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">While </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Guaranteed Income Benefit is in effect, the Contractowner cannot change the payment mode elected or decrease the length of the Access Period.</span><span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-style:italic;font-weight:bold;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-8.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;"> Advantage Death Benefits </span><span style="font-family:Arial Narrow;font-size:10pt;">When you elect </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;"> Advantage, the Death Benefit option that you previously elected will become the Death Benefit election under </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;"> Advantage, unless you elect a less expensive Death Benefit. Existing Contractowners with the Account Value Death Benefit, who elect </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;"> Advantage must choose the </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;"> Advantage Account Value Death Benefit. The amount paid under the new Death Benefit may be less than the amount that would have been paid under the Death Benefit provided before </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;"> Advantage began (if premium taxes have been deducted from the Contract Value). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Advantage Account Value Death Benefit.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Account Value Death Benefit is only available during the Access Period and is equal to the Account Value as of the Valuation Date on which we approve the payment of the death claim. You may not change this Death Benefit once it is elected. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Advantage Guarantee of Principal Death Benefit.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Guarantee of Principal Death Benefit is only available during the Access Period and is equal to the greater of: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the Account Value as of the Valuation Date we approve the payment of the claim; or </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the sum of all Purchase Payments, less the sum of Regular Income Payments and other withdrawals where: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Regular Income Payments, including withdrawals to provide the Guaranteed Income Benefit and withdrawals under a Prior Rider that are not Excess Withdrawals, reduce the Death Benefit by the dollar amount of the payment; and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">all other withdrawals, if any, reduce the Death Benefit in the same proportion that withdrawals reduce the Contract Value or Account Value. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">References to Purchase Payments and withdrawals include Purchase Payments and withdrawals made prior to the election of </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">® </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Advantage if your Contract was in force with the Guarantee of Principal or greater Death Benefit option prior to that election. Withdrawals that were not treated as Excess Withdrawals under a Prior Rider will reduce the Death Benefit by the dollar amount of the withdrawal.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">During the Access Period, contracts with the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Guarantee of Principal Death Benefit may elect to change to the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Account Value Death Benefit by contacting us in writing at our Servicing Office. This change will be effective on the Valuation Date we receive the request, at our Servicing Office, and we will begin deducting the lower </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage charge at that time. Once the change is effective, you may not elect to return to the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Guarantee of Principal Death Benefit. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Advantage EGMDB.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage EGMDB is only available during the Access Period and is the greatest of: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the Account Value as of the Valuation Date on which we approve the payment of the claim; or </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the sum of all Purchase Payments, less the sum of Regular Income Payments and other withdrawals where: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Regular Income Payments, including withdrawals to provide the Guaranteed Income Benefit and withdrawals under a Prior Rider that are not Excess Withdrawals, reduce the Death Benefit by the dollar amount of the payment; and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">all other withdrawals, if any, reduce the Death Benefit in the same proportion that withdrawals reduce the Contract Value or Account Value. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">References to Purchase Payments and withdrawals include Purchase Payments and withdrawals made prior to the election of </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">® </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Advantage if your Contract was in force with the Guarantee of Principal or greater Death Benefit option prior to that election; or </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the highest Account Value or Contract Value on any contract anniversary date (including the inception date of the Contract) after the EGMDB is effective prior to the 81</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">st</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> birthday of the deceased and prior to the date of death. The highest Account Value or Contract Value is increased by Purchase Payments and is decreased by Regular Income Payments, including withdrawals to provide the Guaranteed Income Benefit and all other withdrawals subsequent to the anniversary date on which the highest Account Value or Contract Value is obtained. Regular Income Payments, including Guaranteed Income Benefit payments, and withdrawals are deducted in the same proportion that Regular Income Payments, Guaranteed Income Benefit payments, and withdrawals reduce the Contract Value or Account Value. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">When determining the highest anniversary value, if you elected the EGMDB in the base contract and this Death Benefit was in effect when you purchased </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage, we will look at the Contract Value before </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage and the Account Value after the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage election to determine the highest anniversary value. We will look at such values on the contract annual anniversary date. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">In a declining market, withdrawals which are deducted in the same proportion that withdrawals reduce the Account Value, may have a magnified effect on the reduction of the Death Benefit payable. This is because the reduction in the benefit may be more than the dollar amount withdrawn from the Contract Value. All references to withdrawals include deductions for any applicable charges associated with those withdrawals (Premium Based Charges and surrender charges for example) and premium taxes, if any. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Contracts with the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage EGMDB may elect to change to the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Guarantee of Principal or the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">® </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Advantage Account Value Death Benefit by contacting us in writing at the Servicing Office. This change will be effective on the Valuation Date we receive the request, at our Servicing Office, and we will begin deducting the lower </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage charge at that time. Once the change is effective, you may not elect to return to the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage EGMDB.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">General Death Benefit Provisions.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> These Death Benefit options are only available during the Access Period and will terminate when the Account Value equals zero, because the Access Period terminates. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">If there is a change in the Contractowner, joint owner or Annuitant during the life of the Contract, for any reason other than death, the only Death Benefit payable for the new person will be the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Advantage Account Value Death Benefit. On a joint life option, the Secondary Life must be either the primary Beneficiary or joint owner in order to receive the remaining payments after the first life’s death. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For nonqualified contracts, upon the death of the Contractowner, joint owner or Annuitant, the Contractowner (or Beneficiary) may elect to terminate the Contract and receive full payment of the Death Benefit or may elect to continue the Contract and receive Regular Income Payments. Upon the death of the Secondary Life, who is not also an owner, only the surrender value is paid. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you are the owner of an IRA annuity contract, and there is no Secondary Life, and you die during the Access Period, the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">® </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Advantage will terminate. A spouse Beneficiary may start a new </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage program. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If a death occurs during the Access Period, the value of the Death Benefit will be determined as of the Valuation Date we approve the payment of the claim. Approval of payment will occur upon our receipt of all the following: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">1.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">an original certified death certificate or any other proof of death satisfactory to us; and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">written authorization for payment; and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">all required claim forms, fully completed (including selection of a settlement option). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Notwithstanding any provision of this Contract to the contrary, the payment of Death Benefits provided under this Contract must be made in compliance with Code Section 72(s) or 401(a)(9) as applicable, as amended from time to time. Death Benefits may be taxable. See Federal Tax Matters. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Upon notification to us of the death, Regular Income Payments may be suspended until the death claim is approved by us. Upon approval, a lump sum payment for the value of any suspended payments will be made as of the date the death claim is approved, and Regular Income Payments will continue, if applicable. The excess, if any, of the Death Benefit over the Account Value will be credited into the Contract at that time. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If a lump sum settlement is elected, the proceeds will be mailed within seven days of approval by us of the claim subject to the laws, regulations and tax code governing payment of Death Benefits. This payment may be postponed as permitted by the Investment Company Act of 1940. </span><span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-style:italic;font-weight:bold;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-8.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;"> Advantage General Provisions </span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Withdrawals.</span><span style="font-family:Arial Narrow;font-size:10pt;"> You may request a withdrawal at any time during the Access Period. We reduce the Account Value by the amount of the withdrawal, and all subsequent Regular Income Payments and Guaranteed Income Benefit payments, if applicable, will be recalculated. The Guaranteed Income Benefit is reduced proportionately. Withdrawals may have tax consequences. See Federal Tax Matters. Withdrawals are subject to any applicable Premium Based Charges and/or surrender charges. See Charges,</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">Other Deductions, and Adjustments.</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Surrender.</span><span style="font-family:Arial Narrow;font-size:10pt;"> At any time during the Access Period, you may surrender the Contract by withdrawing the surrender value. If the Contract is surrendered, the Contract terminates and no further Regular Income Payments will be made. Withdrawals are subject to any applicable Premium Based Charges and/or surrender charges. See Charges,</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">Other Deductions, and Adjustments. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Termination.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> You may terminate </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage prior to the end of the Access Period by notifying us in writing. The termination will be effective on the next Valuation Date after we receive the notice. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For IRA annuity contracts, upon termination, the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage charge will end and your base contract expense will resume. Your Contract Value upon termination will be equal to the Account Value on the Valuation Date we terminate </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For nonqualified contracts, your </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Death Benefit will terminate, and the Account Value Death Benefit will be in effect. The </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage charge will end, and the charge for the Account Value Death Benefit will begin. All earnings in the Contract will be subject to income taxation in the year of the termination. A termination will be treated as a surrender for income tax purposes. If you choose to keep your underlying contract in force, this transaction will be treated as a repurchase for purposes of calculating future income taxes. Your Contract Value upon termination will be equal to the Account Value on the Valuation Date we terminate </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage will terminate due to any of the following events: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the death of the Annuitant (or the later of the death of the Annuitant or Secondary Life if a joint payout was elected); or </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">a Contractowner requested a decrease in the Access Period or a change to the Regular Income Payment frequency; or </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">upon written notice from the Contractowner to us; or </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">assignment of the Contract; or </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">failure to comply with Investment Requirements. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">A termination of </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Guaranteed Income Benefit due to a decrease in the Access Period, a change in the Regular Income Payment frequency, or upon written notice from the Contractowner will be effective as of the Valuation Date on the next Periodic Income Commencement Date anniversary. Termination will be only for the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Guaranteed Income Benefit and not the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage election, unless otherwise specified. However, if you used the greater of the Account Value, Protected Income Base, or Guaranteed Amount under a previously held Living Benefit Rider to establish the Guaranteed Income Benefit, any termination of the Guaranteed Income Benefit will also result in a termination of the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage election. If you terminate the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">® </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Advantage Guaranteed Income Benefit you may be able to re-elect it, if available, after one year. The election will be treated as a new purchase, subject to the terms and charges in effect at the time of election and the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Regular Income Payment will be recalculated. The </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Advantage Guaranteed Income Benefit will be based on the Account Value at the time of the election.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The amount of the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Credit is calculated on each quarterly Valuation Date by multiplying: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the variable Account Value on that date; by </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the quarterly </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Credit percentage (determined by the applicable tier).</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:480pt;"> <tr style="height:9.75pt;"> <td style="vertical-align:Bottom;width:331.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:48pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="vertical-align:Bottom;width:49.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:12.12%;margin-right:12.12%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Tier 1</span></div></div></div></td> <td style="vertical-align:Bottom;width:99pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:6.06%;margin-right:24.24%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Tier 2</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:azure;vertical-align:Bottom;width:331.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:48pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Minimum Threshold Value</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:49.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">$500,000</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:99pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:48pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">$1,000,000</span></div></div></td></tr> <tr style="height:12pt;"> <td style="vertical-align:Bottom;width:331.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:48pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Credit Percentage (Annually)</span></div></div></td> <td style="vertical-align:Bottom;width:49.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">0.10%</span></div></div></td> <td style="vertical-align:Bottom;width:99pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:48pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">0.20%</span></div></div></td></tr> <tr style="height:11.5pt;"> <td style="background-color:azure;vertical-align:Bottom;width:331.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:48pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Credit Percentage (Quarterly)</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:49.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">0.025%</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:99pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:48pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">0.050%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The initial threshold value equals the Account Value on the first Regular Income Payment date. The threshold value will be increased by additional Purchase Payments (qualified contracts only), which may cause your Contract to move into a Tier 1 threshold, or to move from a Tier 1 to a Tier 2 threshold and receive the applicable credit. Conversely, additional withdrawals (exclusive of </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">® </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Advantage payments and required minimum distributions) will reduce your threshold value on a dollar-for-dollar basis, potentially dropping a Tier 2 contract to a Tier 1 contract, or to become ineligible for the credit. The </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Credit will not be applied when the minimum threshold value is not met at the time of the quarterly evaluation. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you shorten the Access Period so that it no longer meets the stated requirement, the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Credit will end. However, if you subsequently extend the Access Period to meet the requirement, the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Credit will resume if the minimum threshold value requirement is met. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Credit will be allocated to the Subaccounts in proportion to the Contract Value in each variable Subaccount on the quarterly Valuation Date. There is no additional charge to receive this </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Credit, and in no case will the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">® </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Advantage Credit be less than zero. The amount of any </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Credit received will be noted on your quarterly statement. Confirmation statements for each individual transaction will not be issued. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Credits are not considered Purchase Payments.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">In a declining market, withdrawals which are deducted in the same proportion that withdrawals reduce the Contract Value or Account Value, may have a magnified effect on the reduction of the Death Benefit payable. This is because the reduction in the benefit may be more than the dollar amount withdrawn from the Contract Value. All references to withdrawals include deductions for any applicable charges associated with those withdrawals(Premium Based Charges and surrender charges for example) and premium taxes, if any. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following example demonstrates the impact of a proportionate withdrawal on your Death Benefit:</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;margin-left:32.24pt;width:463.53pt;"> <tr style="height:12.5pt;"> <td style="vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Advantage Guarantee of Principal Death Benefit</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:1pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">200,000</span></div></div></div></td> <td style="vertical-align:Top;width:149.03pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:12pt;"> <td style="background-color:azure;vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Regular Income Payment</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:1pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">25,000</span></div></div></div></td> <td style="background-color:azure;vertical-align:Top;width:149.03pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:12pt;"> <td style="vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Account Value at the time of additional withdrawal</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:1pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">150,000</span></div></div></div></td> <td style="vertical-align:Top;width:149.03pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:12pt;"> <td style="background-color:azure;vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Additional withdrawal</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:1pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">15,000</span></div></div></div></td> <td style="background-color:azure;vertical-align:Top;width:149.03pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:1pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">($15,000/$150,000=10% withdrawal)</span></div></div></td></tr> <tr style="height:12pt;"> <td style="vertical-align:Bottom;width:270pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:1pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"> </div></div></div></td> <td style="vertical-align:Top;width:149.03pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:12pt;"> <td colspan="3" style="background-color:azure;vertical-align:Bottom;width:463.53pt;"> <div style="line-height:12pt;text-align:left;"> <div style="text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Death Benefit Value after Regular Income Payment = $200,000 - $25,000 = $175,000</span></div></div></td></tr> <tr style="height:12pt;"> <td colspan="3" style="vertical-align:Bottom;width:463.53pt;"> <div style="line-height:12pt;text-align:left;"> <div style="text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Reduction in Death Benefit value for withdrawal = $175,000 x 10% = $17,500</span></div></div></td></tr> <tr style="height:23.5pt;"> <td colspan="3" style="background-color:azure;vertical-align:Bottom;width:463.53pt;"> <div style="line-height:12pt;text-align:left;"> <div style="text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Death Benefit Value after additional withdrawal = $175,000 - $17,500 = $157,500</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Regular Income Payment reduced the Death Benefit by $25,000 and the additional withdrawal caused a 10% reduction in the Death Benefit, the same percentage that the withdrawal reduced the Account Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following example demonstrates the impact of a withdrawal on the Guaranteed Income Benefit payments:</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;margin-left:67.65pt;width:392.69pt;"> <tr style="height:12.5pt;"> <td style="vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Regular Income Payment before additional withdrawal</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:1pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">1,200</span></div></div></div></td> <td style="vertical-align:Top;width:78.19pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:12pt;"> <td style="background-color:azure;vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Guaranteed Income Benefit before additional withdrawal</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:1pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">900</span></div></div></div></td> <td style="background-color:azure;vertical-align:Top;width:78.19pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:12pt;"> <td style="vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Account Value at time of additional withdrawal</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:1pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">150,000</span></div></div></div></td> <td style="vertical-align:Top;width:78.19pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:12pt;"> <td style="background-color:azure;vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Additional withdrawal</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:1pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">15,000</span></div></div></div></td> <td style="background-color:azure;vertical-align:Top;width:78.19pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:1pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">(a 10% withdrawal)</span></div></div></td></tr> <tr style="height:12pt;"> <td style="vertical-align:Bottom;width:270pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:1pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"> </div></div></div></td> <td style="vertical-align:Top;width:78.19pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:12pt;"> <td colspan="3" style="background-color:azure;vertical-align:Bottom;width:392.69pt;"> <div style="line-height:12pt;text-align:left;"> <div style="text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Reduction in Guaranteed Income Benefit for additional withdrawal = $900 x 10% = $90</span></div></div></td></tr> <tr style="height:23.5pt;"> <td colspan="3" style="vertical-align:Bottom;width:392.69pt;"> <div style="line-height:12pt;text-align:left;"> <div style="text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Guaranteed Income Benefit after additional withdrawal = $900 - $90 = $810</span></div></div></td></tr></table> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">Guaranteed Income Benefit </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Guaranteed Income Benefit is an optional benefit that provides that your Regular Income Payments will never be less than a minimum payout floor, regardless of the actual investment performance of your Contract. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">If you have elected Lincoln </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Market Select</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">® </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Advantage, you are guaranteed the right to transition to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Advantage Select Guaranteed Income Benefit even if it is no longer available for purchase. </span> <br/><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">You</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">will be required to adhere to Investment Requirements, which will limit your ability to invest in certain Subaccounts offered in your Contract. See Appendix B – Investment Requirements for more information. </span><span style="font-family:Arial Narrow;font-size:10pt;">You will be subject to those Investment Requirements for the entire time you own the rider. Failure to comply with the Investment Requirements will result in the termination of the rider. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">We may make different versions of the Guaranteed Income Benefit available to new purchasers or may create different versions for use with various Living Benefit Riders.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> However, certain Living Benefit Riders may guarantee a Contractowner the right to transition from that Prior Rider to a version of </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Guaranteed Income Benefit that may no longer be offered. The transition rules are set forth below. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The total annual Guaranteed Income Benefit that would otherwise be payable may be subject to a maximum amount. Please refer to your Contract or contact your registered representative for more information.</span><span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">Guaranteed Income Benefit General Provisions </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If the amount of your </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Regular Income Payment has fallen below the Guaranteed Income Benefit, because of poor investment results, a payment equal to the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Guaranteed Income Benefit is the minimum payment you will receive. If the market performance in your Contract is sufficient to provide Regular Income Payments at a level that exceeds the Guaranteed Income Benefit, the Guaranteed Income Benefit will never come into effect. If the Guaranteed Income Benefit is paid, it will be paid with the same frequency as your Regular Income Payment. If your Regular Income Payment is less than the Guaranteed Income Benefit, we will reduce the Account Value by the Regular Income Payment plus an additional amount equal to the difference between your Regular Income Payment and the Guaranteed Income Benefit (in other words, Guaranteed Income Benefit payments reduce the Account Value by the entire amount of the Guaranteed Income Benefit payment). This payment will be made from the variable Subaccounts proportionately, according to your investment allocations. </span><span style="font-family:Arial Narrow;font-size:10pt;">If your Account Value reaches zero as a result of payments to provide the Guaranteed Income Benefit, we will continue to pay you an amount equal to the Guaranteed Income Benefit. If your Account Value reaches zero, your Access Period will end and your Lifetime Income Period will begin. Additional amounts withdrawn from the Account Value to provide the Guaranteed Income Benefit may terminate your Access Period earlier than originally scheduled, and will reduce your Death Benefit. If your Account Value equals zero, no Death Benefit will be paid. See </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;"> Advantage Death Benefits below. After the Access Period ends, we will continue to pay the Guaranteed Income Benefit for as long as the Annuitant (or the Secondary Life, if applicable) is living. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following example illustrates how poor investment performance, which results in a Guaranteed Income Benefit payment, affects the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Account Value:</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;margin-left:107.25pt;width:313.5pt;"> <tr style="height:12.5pt;"> <td style="vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Account Value before market decline</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:43.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">135,000</span></div></div></div></td></tr> <tr style="height:12pt;"> <td style="background-color:azure;vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Account Value after market decline</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:43.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">100,000</span></div></div></div></td></tr> <tr style="height:12pt;"> <td style="vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Monthly Guaranteed Income Benefit</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:43.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">810</span></div></div></div></td></tr> <tr style="height:12pt;"> <td style="background-color:azure;vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Monthly Regular Income Payment after market decline</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:43.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">769</span></div></div></div></td></tr> <tr style="height:23.5pt;"> <td style="vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Account Value after market decline and Guaranteed Income Benefit </span></div> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:10.00pt;">payment</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:43.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;width:39.5pt;">99,190</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Contractowner receives an amount equal to the Guaranteed Income Benefit. The entire amount of the Guaranteed Income Benefit is deducted from the Account Value. </span><span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">Guaranteed Income Benefit Step-ups </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Select Guaranteed Income Benefit. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Guaranteed Income Benefit will automatically step up every year to 65% of the current Regular Income Payment, if that result is greater than the immediately prior Guaranteed Income Benefit. For nonqualified contracts, the step-up will occur annually on the first Valuation Date on or after each Periodic Income Commencement Date anniversary starting on the first Periodic Income Commencement Date anniversary. For qualified contracts, the step-up will occur annually on the first Valuation Date of the first periodic income payment of each calendar year. </span><span style="font-family:Arial Narrow;font-size:10pt;">The following example illustrates how the initial Guaranteed Income Benefit is calculated for a Contractowner with a nonqualified contract, and how a step-up would increase the Guaranteed Income Benefit in a subsequent year. The example assumes a 4% percentage was used to calculate the Guaranteed Income Benefit, and that the Account Value has increased due to positive investment returns resulting in a higher recalculated Regular Income Payment. See “Regular Income Payments during the Access Period”</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">in this prospectus</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">for a discussion of recalculation of the Regular Income Payment.</span><span style="font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:528pt;"> <tr style="height:12.5pt;"> <td style="vertical-align:Top;width:484.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">8/1/2026 Amount of initial Regular Income Payment</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:43.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:39.5pt;">4,801</span></div></div></div></td></tr> <tr style="height:14pt;"> <td style="background-color:azure;vertical-align:Top;width:484.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">8/1/2026 Account Value at election of Guaranteed Income Benefit</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:43.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:39.5pt;">100,000</span></div></div></div></td></tr> <tr style="height:14pt;"> <td style="vertical-align:Top;width:484.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">8/1/2026 Initial Guaranteed Income Benefit (4% x $100,000 Account Value)</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:43.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:39.5pt;">4,000</span></div></div></div></td></tr> <tr style="height:14pt;"> <td style="background-color:azure;vertical-align:Top;width:484.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">8/1/2027 Recalculated Regular Income Payment</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:43.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:39.5pt;">7,000</span></div></div></div></td></tr> <tr style="height:12.5pt;"> <td style="vertical-align:Top;width:484.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">8/1/2027 Guaranteed Income Benefit after step-up (65% of $7,000)</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:43.5pt;"> <div style="line-height:12pt;margin-left:6pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:39.5pt;">4,550</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Guaranteed Income Benefit was increased to 65% of the recalculated Regular Income Payment.</span> <span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Guaranteed Income Benefit Amount. </span><span style="font-family:Arial Narrow;font-size:10pt;">The Guaranteed Income Benefit</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">will be based on the greater of A and B: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">A.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the Account Value immediately prior to electing Guaranteed Income Benefit; or </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">B.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">the Protected Income Base under the Prior Rider reduced by all Protected Annual Income payments since the last Account Value Step-up (or inception date if no step-ups have occurred). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The initial Guaranteed Income Benefit will be an amount equal to a specified percentage of the above, based on your age (or the age of the younger life under a joint life option) at the time the Guaranteed Income Benefit is elected or, if transitioning from a Prior Rider, the date of the first Regular Income Payment. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following is an example of how the Protected Income Base from another Living Benefit Rider may be used to calculate the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">® </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Advantage Guaranteed Income Benefit. The example assumes that a 4.5% Guaranteed Income Benefit percentage is used to calculate the initial Guaranteed Income Benefit.</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;margin-left:106.25pt;width:315.5pt;"> <tr style="height:24.5pt;"> <td style="vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Account Value (equals Contract Value on the date </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">® </span> <div style="clear:right;"> </div></div> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:10.00pt;">Advantage Guaranteed Income Benefit is elected)</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:1pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:39.5pt;">100,000</span></div></div></div></td> <td style="vertical-align:Top;width:1pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:24pt;"> <td style="background-color:azure;vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Protected Income Base on the date </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Advantage Guaranteed </span></div> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:10.00pt;">Income Benefit is elected:</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:1pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:39.5pt;">140,000</span></div></div></div></td> <td style="background-color:azure;vertical-align:Top;width:1pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:12pt;"> <td style="vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Initial Regular Income Payment</span></div></div></td> <td style="vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:1pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:39.5pt;">5,411</span></div></div></div></td> <td style="vertical-align:Top;width:1pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:23.5pt;"> <td style="background-color:azure;vertical-align:Bottom;width:270pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Initial Guaranteed Income Benefit (4.5% x $140,000 Protected </span></div> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:10.00pt;">Income Base which is greater than $100,000 Account Value)</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;white-space:nowrap;width:44.5pt;"> <div style="line-height:12pt;margin-left:6pt;margin-right:1pt;text-align:right;width:37.5pt;"> <div style="display:flex;margin:auto;width:39.5pt;"> <div style="display:flex;white-space:nowrap;width:39.5pt;"><span style="font-family:Arial Narrow;font-size:10pt;width:auto;">$</span><span style="font-family:Arial Narrow;font-size:10pt;width:39.5pt;">6,300</span></div></div></div></td> <td style="background-color:azure;vertical-align:Top;width:1pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Guaranteed Income Benefit Percentages and Age-Bands. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The specific percentages and applicable age-bands for calculating the initial Guaranteed Income Benefit are discussed below. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The initial Guaranteed Income Benefit percentages applicable to new rider elections are determined in our sole discretion based on current economic factors including interest rates and equity market volatility. Generally, the percentages may increase or decrease based on changes in equity market volatility, prevailing interest rates, or as a result of other economic conditions. This percentage structure is intended to help us provide the guarantees under the rider. The initial Guaranteed Income Benefit percentages for new rider elections may be higher or lower than prior percentages, but for existing Contractowners that have elected the rider, your Guaranteed Income Benefit percentages will not change as a result. </span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Select Guaranteed Income Benefit.</span><span style="font-family:Arial Narrow;font-size:10pt;"> The initial Guaranteed Income Benefit percentages applicable to transitions from a Prior Rider are set forth in a supplement to this prospectus, called a Rate Sheet. The Rate Sheet indicates the Guaranteed Income Benefit percentages, its effective period, and the date by which your application or rider election form must be signed and dated for a Contract to be issued with those percentages. The percentages may change periodically,</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">at our sole discretion, and may be higher or lower than the percentages on the previous Rate Sheet. </span><span style="font-family:Arial Narrow;font-size:10pt;">The Guaranteed Income Benefit percentages in the Rate Sheet can be superseded. The effective date of a subsequent Rate Sheet will be at least 10 days after it is filed. In order to get the percentage indicated in a Rate Sheet,</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial Narrow;font-size:10pt;">your application or rider election form must be sent to us, and must be signed and dated on or after the effective date of the Rate Sheet. Current Rate Sheets will be included with the prospectus. You can also obtain the most current Rate Sheet by contacting your registered representative, online at www.lfg.com/VAprospectus or by calling us at 1-888-868-2583. Guaranteed Income Benefit percentages for previous effective periods are included in an Appendix to this prospectus.</span> <span style="font-family:Arial Narrow;font-size:18pt;font-weight:bold;">Appendix A — Investment Options Available Under The Contract</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following is a list of funds currently available under the Contract. Depending on the optional benefits you choose, you may not be able to invest in certain funds. Current performance of the Subaccounts can be found at www.lfg.com/VAprospectus. More information about the funds is available in the prospectuses for the Funds, which may be amended from time to time and can be found online at www.lfg.com/VAprospectus. You can also request this information and current fund performance at no cost by calling 1-888-868-2583 or by sending an email request to CustServSupportTeam@lfg.com. </span><span style="font-family:Arial Narrow;font-size:10pt;">The current expenses and performance information below reflect fees and expenses of the Fund, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each fund’s past performance is not necessarily an indication of future performance.</span><span style="font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:21.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Investment Objective</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Fund and</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Adviser/Sub-adviser</span><span style="font-family:Arial Narrow;font-size:5pt;font-weight:bold;position:relative;top:-3.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Current</span></div> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:123.32pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Returns (as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:43.16pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.83pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:41pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">AB VPS Discovery Value Portfolio - Class B</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">2.64%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.48%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.27%</span></div></div></div></td></tr> <tr style="height:41pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">AB VPS Sustainable Global Thematic </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Portfolio - Class B</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.19%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">6.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">3.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.80%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> IS Global Growth Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class 4</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Capital Research and </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Management Company</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.90%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">21.34%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.97%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.89%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> IS Global Small </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capitalization Fund - Class 4</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Capital Research and </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Management Company</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.15%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">14.33%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">0.23%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.96%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Growth of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> IS Growth Fund - Class 4</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Capital Research and </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Management Company</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">19.93%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">13.09%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">17.67%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital and income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> IS Growth-Income Fund </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">- Class 4</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Capital Research and </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Management Company</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.78%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">17.77%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">13.62%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">13.63%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> IS International Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class 4</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Capital Research and </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Management Company</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.97%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">26.41%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">3.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.73%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">ClearBridge Variable Mid Cap Portfolio - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class II</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Franklin Templeton Fund </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Adviser, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">4.08%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">4.23%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.24%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation. A fund of funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">DWS Alternative Asset Allocation VIP </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Portfolio - Class B</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">DWS Investment Management </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Americas, Inc.</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.31%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">10.03%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">4.88%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">4.52%</span></div></div></div></td></tr> <tr style="height:27.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Income and capital growth consistent with </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">reasonable risk.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> VIP Balanced Portfolio - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class 2</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.66%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">14.96%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.24%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">10.84%</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:21.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Investment Objective</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Fund and</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Adviser/Sub-adviser</span><span style="font-family:Arial Narrow;font-size:5pt;font-weight:bold;position:relative;top:-3.25pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Current</span></div> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:123.32pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Returns (as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:43.16pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.83pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:29pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> VIP Contrafund</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Portfolio - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class 2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">21.24%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">15.08%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">15.49%</span></div></div></div></td></tr> <tr style="height:29pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To achieve capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> VIP Growth Portfolio - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class 2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">14.63%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">13.42%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">17.16%</span></div></div></div></td></tr> <tr style="height:29pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> VIP Mid Cap Portfolio - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class 2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">11.49%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">10.31%</span></div></div></div></td></tr> <tr style="height:41pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To provide capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">First Trust Capital Strength Portfolio - Class </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">I</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">5.70%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td></tr> <tr style="height:41pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To provide long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">First Trust Growth Strength Portfolio - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class I</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.20%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">11.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td></tr> <tr style="height:41pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To provide capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">First Trust International Developed Capital </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Strength Portfolio - Class I</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.20%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">19.53%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.45%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td></tr> <tr style="height:29pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation with income as a </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">secondary objective.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Franklin Allocation VIP Fund - Class 4</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.92%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">12.53%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.59%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.19%</span></div></div></div></td></tr> <tr style="height:29pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize income while maintaining </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">prospects for capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Franklin Income VIP Fund - Class 4</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.82%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">12.43%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.54%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.19%</span></div></div></div></td></tr> <tr style="height:29pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation; income is a secondary </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">consideration.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Franklin Mutual Shares VIP Fund - Class 4</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.04%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">11.45%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.11%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.43%</span></div></div></div></td></tr> <tr style="height:29pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Goldman Sachs VIT Large Cap Value Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Shares</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.93%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">10.60%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.34%</span></div></div></div></td></tr> <tr style="height:29pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Invesco V.I. EQV International Equity Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Series II Shares</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">16.23%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">3.42%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.95%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP AllianceBernstein Large Cap Growth </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.88%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">13.72%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.18%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">13.37%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital growth and current </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">income by investing approximately 60% of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">its assets in equity securities and the </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">remainder in bonds and other fixed-income </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">securities.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Century Balanced Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.02%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">9.33%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.23%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital growth.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Century Capital Appreciation </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.94%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">6.56%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.31%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term total return using a strategy that </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">seeks to protect against U.S. inflation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Century Inflation Protection </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.72%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">6.33%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">0.62%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">2.61%</span></div></div></div></td></tr> <tr style="height:63.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital growth.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Century International Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.10%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">15.81%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">1.71%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.27%</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:21.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Investment Objective</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Fund and</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Adviser/Sub-adviser</span><span style="font-family:Arial Narrow;font-size:5pt;font-weight:bold;position:relative;top:-3.25pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Current</span></div> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:123.32pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Returns (as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:43.16pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.83pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital growth, income is </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">secondary consideration.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Century Mid Cap Value Fund </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">- Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.01%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">8.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.72%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.96%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital growth.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Century Ultra</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.90%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">12.67%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">17.00%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital growth; income is a </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">secondary consideration.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Century Value Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.86%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">15.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.47%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">10.07%</span></div></div></div></td></tr> <tr style="height:89pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation. A fund of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Funds Vanguard Active </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Passive Growth Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund will be available on or about May </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">18, 2026. Please consult your registered </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">representative.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.02%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.38pt;">N/A</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital growth; income is a secondary </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">consideration.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Avantis Large Cap Value Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">(formerly LVIP American Century </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Disciplined Core Value Fund)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.96%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">14.56%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.51%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">10.12%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Baron Growth Opportunities Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.15%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;">-10.08%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:1.67pt;">-0.33%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.78%</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Reasonable income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP BlackRock Dividend Value Managed </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Volatility Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund is not available in contracts </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">issued on or after May 19, 2025.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.88%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">11.56%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">10.13%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.70%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP BlackRock Equity Dividend Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.96%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">13.09%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.97%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.27%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">High total investment return.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP BlackRock Global Allocation Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.97%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">18.41%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td></tr> <tr style="height:51.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize real return, consistent with </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">preservation of real capital and prudent </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">investment management.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP BlackRock Inflation Protected Bond </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.10%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">5.49%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">2.36%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">2.76%</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:21.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Investment Objective</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Fund and</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Adviser/Sub-adviser</span><span style="font-family:Arial Narrow;font-size:5pt;font-weight:bold;position:relative;top:-3.25pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Current</span></div> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:123.32pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Returns (as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:43.16pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.83pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Total return through a combination of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">current income and long-term capital </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP BlackRock Real Estate Fund - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.11%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">8.63%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">2.45%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">3.42%</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital in a manner </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">consistent with the preservation of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Blended Large Cap Growth Managed </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Volatility Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund is not available in contracts </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">issued on or after May 19, 2025.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.91%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">5.26%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.82%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.81%</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Blended Mid Cap Managed Volatility </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund is not available in contracts </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">issued on or after May 19, 2025.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.97%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">2.65%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">4.32%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.63%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Channing Small Cap Value Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.13%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">7.67%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation. A fund of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Dimensional International Equity </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Managed Volatility Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund is not available in contracts </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">issued on or after May 19, 2025.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">34.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">10.81%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.89%</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation. A fund of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Dimensional U.S. Equity Managed </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Volatility Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund is not available in contracts </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">issued on or after May 19, 2025.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.87%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">8.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.53%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.12%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Maximum long-term total return consistent </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">with reasonable risk.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Fidelity Institutional AM</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Total Bond </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.81%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">6.40%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:1.67pt;">-0.65%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">2.25%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Maximum current income (yield) consistent </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">with a prudent investment strategy.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Franklin Templeton Core Bond Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.72%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">6.87%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:1.67pt;">-0.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">1.88%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Franklin Templeton Multi-Factor </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Emerging Markets Equity Fund - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.71%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">33.98%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.62%</span></div></div></div></td></tr> <tr style="height:51.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize long-term capital appreciation.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Franklin Templeton Multi-Factor </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">International Equity Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.65%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">35.26%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.70%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.13%</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:21.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Investment Objective</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Fund and</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Adviser/Sub-adviser</span><span style="font-family:Arial Narrow;font-size:5pt;font-weight:bold;position:relative;top:-3.25pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Current</span></div> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:123.32pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Returns (as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:43.16pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.83pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Franklin Templeton Multi-Factor Large </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Cap Equity Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.61%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">18.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">15.89%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">13.26%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Franklin Templeton Multi-Factor SMID </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Cap Equity Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.62%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">13.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.41%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.93%</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation. A fund of funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Global Aggressive Growth Allocation </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Managed Risk Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund is not available in contracts </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">issued on or after May 19, 2025.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.09%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">14.64%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A high level of current income with some </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">consideration given to growth of capital. A </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fund of funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Global Conservative Allocation </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Managed Risk Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund is not available in contracts </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">issued on and after May 19, 2025.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.05%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">9.51%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">3.13%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">4.64%</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital growth.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Global Equity Managed Volatility Fund </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">- Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund is not available in contracts </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">issued on or after May 19, 2025.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.95%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">13.22%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.82%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.02%</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A balance between a high level of current </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">income and growth of capital, with an </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">emphasis on growth of capital. A fund of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Global Moderate Allocation Managed </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Risk Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund is not available in contracts </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">issued on or after May 19, 2025.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.05%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">11.24%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">4.44%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.38%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Current income while maintaining a stable </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">value of the investors' shares and </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">preserving the value of the investors' initial </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">investment.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Government Money Market Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.63%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">3.71%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">2.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">1.70%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize total return by investing </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">primarily in a diversified portfolio of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">intermediate- and long-term debt </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">securities.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP JPMorgan Core Bond Fund - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.71%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">7.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:1.67pt;">-0.29%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">1.85%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A high level of current income; capital </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">appreciation is the secondary objective.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP JPMorgan High Yield Fund - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.93%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">8.59%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">4.41%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.55%</span></div></div></div></td></tr> <tr style="height:63.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation with the secondary </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">goal of achieving current income by </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">investing in equity securities.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP JPMorgan Mid Cap Value Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.99%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">4.45%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:21.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Investment Objective</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Fund and</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Adviser/Sub-adviser</span><span style="font-family:Arial Narrow;font-size:5pt;font-weight:bold;position:relative;top:-3.25pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Current</span></div> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:123.32pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Returns (as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:43.16pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.83pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP JPMorgan Select Mid Cap Value </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Managed Volatility Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund is not available in contracts </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">issued on or after May 19, 2025.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.03%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">1.26%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.74%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.06%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Maximum total return, consistent with </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">reasonable risk.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP JPMorgan Short Duration Bond Fund </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">- Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.77%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">4.87%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">1.55%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">2.03%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital growth over the long term.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP JPMorgan Small Cap Core Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">10.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.13%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.66%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">High total return.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP JPMorgan U.S. Equity Fund - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.88%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">14.26%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">13.40%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">14.56%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP MFS International Growth Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.04%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">18.81%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.82%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.46%</span></div></div></div></td></tr> <tr style="height:41pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP MFS Value Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.86%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">12.78%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.72%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.82%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Current income consistent with the </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">preservation of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Mondrian Global Income Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.91%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">6.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:1.67pt;">-3.54%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">0.11%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation as </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">measured by the change in the value of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fund shares over a period of three years or </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">longer.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Mondrian International Value Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.99%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">36.05%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">10.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.63%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Total return.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Nomura Diversified Floating Rate Fund </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">- Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.89%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">4.51%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">3.09%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">2.51%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Total return and, as a secondary objective, </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">high current income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Nomura High Yield Fund - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.02%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">8.94%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">3.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.58%</span></div></div></div></td></tr> <tr style="height:63.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize long-term capital appreciation.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Nomura Mid Cap Value Fund - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.77%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">12.95%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.33%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">10.29%</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:21.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Investment Objective</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Fund and</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Adviser/Sub-adviser</span><span style="font-family:Arial Narrow;font-size:5pt;font-weight:bold;position:relative;top:-3.25pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Current</span></div> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:123.32pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Returns (as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:43.16pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.83pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Nomura SMID Cap Core Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.10%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">8.53%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.77%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.34%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Nomura Social Awareness Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">14.65%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">12.58%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">13.13%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Nomura U.S. Growth Fund - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">22.24%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">15.46%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">15.92%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Maximum long-term total return, with </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">capital appreciation as a secondary </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">objective.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Nomura U.S. REIT Fund - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.13%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">0.72%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.24%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">3.74%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To seek a high level of current income </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">consistent with preservation of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP PIMCO Low Duration Bond Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.85%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">5.21%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">1.65%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">1.99%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To match as closely as practicable, before </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fees and expenses, the performance of the </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Bloomberg U.S. Aggregate Index.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Bond Index Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">(formerly LVIP SSGA Bond Index Fund)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.62%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">6.53%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:1.67pt;">-0.97%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">1.42%</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A high level of current income, with some </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">consideration given to growth of capital. A </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fund of funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Conservative Index </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Allocation Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">(formerly LVIP SSGA Conservative Index </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Allocation Fund)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.75%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">12.51%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">3.45%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.30%</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To provide investment results that, before </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fees and expenses, correspond generally to </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">the total return of the MSCI Emerging </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Markets Index that tracks performance of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">emerging market equity securities.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Emerging Markets Equity </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Index Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">(formerly LVIP SSGA Emerging Markets </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Equity Index Fund)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.75%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">33.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">3.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td></tr> <tr style="height:101pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital. A fund of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Global Tactical Allocation </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Managed Volatility Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">(formerly LVIP SSGA Global Tactical </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Allocation Managed Volatility Fund) This </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">fund is not available in contracts issued on </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">or after May 19, 2025.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.86%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">14.09%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.34%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.36%</span></div></div></div></td></tr> <tr style="height:75.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To approximate as closely as practicable, </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">before fees and expenses, the performance </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">of a broad market index of non-U.S. foreign </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">securities.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street International Index Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">(formerly LVIP SSGA International Index </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Fund)</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.63%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">30.85%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.39%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.73%</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:21.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Investment Objective</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Fund and</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Adviser/Sub-adviser</span><span style="font-family:Arial Narrow;font-size:5pt;font-weight:bold;position:relative;top:-3.25pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Current</span></div> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:123.32pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Returns (as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:43.16pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.83pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A balance between a high level of current </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">income and growth of capital, with a </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">greater emphasis on growth of capital. A </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fund of funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Moderate Index Allocation </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">(formerly LVIP SSGA Moderate Index </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Allocation Fund)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">15.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.59%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.16%</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A balance between high level of current </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">income and growth of capital, with a </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">greater emphasis on growth of capital. A </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fund of funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Moderately Aggressive </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Index Allocation Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">(formerly LVIP SSGA Moderately </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Aggressive Index Allocation Fund)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">17.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.91%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To approximate as closely as practicable, </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">before fees and expenses, the total rate of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">return of common stocks publicly traded in </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">the United States, as represented by the </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">S&amp;P 500 Index.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street S&amp;P 500 Index Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">3</span> <div style="clear:right;"> </div></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">(formerly LVIP SSGA S&amp;P 500 Index Fund)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.48%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">17.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">13.88%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">14.26%</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To provide investment results that, before </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fees and expenses, correspond generally to </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">the price and yield performance of an index </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">that tracks the short-term U.S. corporate </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">bond market.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Short-Term Bond Index </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">(formerly LVIP SSGA Short-Term Bond </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Index Fund)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.61%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">5.25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">2.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To approximate as closely as practicable, </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">before fees and expenses, the performance </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">of the Russell 2000</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Index, which </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">emphasizes stocks of small U.S. </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">companies.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Small-Cap Index Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">(formerly LVIP SSGA Small-Cap Index </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Fund)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.63%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">12.18%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.47%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.90%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A high level of current income, with some </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">consideration given to growth of capital. A </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fund of funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Structured Conservative Allocation </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">13.44%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">4.19%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.34%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A balance between a high level of current </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">income and growth of capital, with an </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">emphasis on growth of capital. A fund of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Structured Moderate Allocation Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.81%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">16.98%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.90%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.32%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A balance between high level of current </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">income and growth of capital, with a </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">greater emphasis on growth of capital. A </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fund of funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Structured Moderately Aggressive </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Allocation Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">19.03%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.05%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP T. Rowe Price Structured Mid-Cap </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Growth Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.96%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">10.76%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">12.62%</span></div></div></div></td></tr> <tr style="height:75.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">High level of current income and growth of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">capital, with an emphasis on growth of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">capital. A fund of funds.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP U.S. Growth Allocation Managed Risk </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund is not available in contracts </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">issued on or after May 19, 2025.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.06%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">8.28%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.23%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.36%</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:21.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Investment Objective</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Fund and</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Adviser/Sub-adviser</span><span style="font-family:Arial Narrow;font-size:5pt;font-weight:bold;position:relative;top:-3.25pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Current</span></div> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:123.32pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Returns (as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:43.16pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.83pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Total return consistent with the </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">preservation of capital. A fund of funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Vanguard Bond Allocation Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.61%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">6.06%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:1.67pt;">-0.70%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">1.29%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation. A fund of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Vanguard Domestic Equity ETF Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.55%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">16.18%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">12.43%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">13.50%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation. A fund of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Vanguard International Equity ETF </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.57%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">31.23%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.87%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Wellington SMID Cap Value Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.03%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">2.16%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.97%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.26%</span></div></div></div></td></tr> <tr style="height:41pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> VIT Growth Series - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.98%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">11.90%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">10.82%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">15.31%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Total return.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> VIT Total Return Series - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.86%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">10.91%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.16%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.36%</span></div></div></div></td></tr> <tr style="height:41pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Total return.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> VIT Utilities Series - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.03%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">14.76%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.38%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.22%</span></div></div></div></td></tr> <tr style="height:29pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Nomura VIP Emerging Markets Series - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.46%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">80.77%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.48%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.85%</span></div></div></div></td></tr> <tr style="height:29pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Nomura VIP Small Cap Value Series - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.04%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">7.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.93%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.84%</span></div></div></div></td></tr> <tr style="height:17pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital growth and current income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Putnam VT Large Cap Value Fund - Class IB</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">20.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">15.38%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">13.30%</span></div></div></div></td></tr> <tr style="height:41pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Putnam VT Sustainable Future Fund - Class </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">IB</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.05%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">2.66%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">1.19%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.60%</span></div></div></div></td></tr> <tr style="height:39.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Putnam VT Sustainable Leaders Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class IB</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.88%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">10.69%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">10.34%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">14.69%</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The name of the adviser or sub-adviser is not listed if the name is incorporated into the name of the fund or the fund company. </span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">2</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">This fund is subject to an expense reimbursement or fee waiver arrangement. As a result, this fund’s annual expenses reflect temporary expense reductions. See the fund prospectus for additional information.</span><span style="font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">3</span><span style="font-family:Arial Narrow;font-size:8pt;">The Index to which this fund is managed to is a product of S&amp;P Dow Jones Indices LLC (SPDJI) and has been licensed for use by one or more of the portfolio’s service providers (licensee). Standard &amp; Poor’s</span><span style="font-family:Arial Narrow;font-size:5pt;margin-left:1pt;position:relative;top:-3.25pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;">, S&amp;P</span><span style="font-family:Arial Narrow;font-size:5pt;margin-left:1pt;position:relative;top:-3.25pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;">, S&amp;P GSCI</span><span style="font-family:Arial Narrow;font-size:5pt;margin-left:1pt;position:relative;top:-3.25pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> and S&amp;P 500</span><span style="font-family:Arial Narrow;font-size:5pt;margin-left:1pt;position:relative;top:-3.25pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> are registered trademarks of S&amp;P Global, Inc. or its affiliates (S&amp;P) and Dow Jones</span><span style="font-family:Arial Narrow;font-size:5pt;margin-left:1pt;position:relative;top:-3.25pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones). The trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by the licensee. The licensee’s products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&amp;P, their respective affiliates, or their third party licensors, and none of these parties or their respective affiliates or third party licensors make any representation regarding the advisability of investing in such products, nor do they have liability for any errors, omissions, or interruptions of the Index. </span><span style="font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">4</span><span style="font-family:Arial Narrow;font-size:8pt;">“Standard &amp; Poor’s</span><span style="font-family:Arial Narrow;font-size:5pt;margin-left:1pt;position:relative;top:-3.25pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;">,” “S&amp;P</span><span style="font-family:Arial Narrow;font-size:5pt;margin-left:1pt;position:relative;top:-3.25pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;">,” “Standard &amp; Poor’s Equal Weight Index,” “S&amp;P EWI,” “S&amp;P 500</span><span style="font-family:Arial Narrow;font-size:5pt;margin-left:1pt;position:relative;top:-3.25pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;">,” “Standard &amp; Poor’s 500” and “500” are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by the Invesco V.I. Equally-Weighted S&amp;P 500 Fund. The fund is not sponsored, endorsed, sold or promoted by S&amp;P, and S&amp;P makes no representation regarding the advisability of investing in the fund. </span><span style="font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">5</span><span style="font-family:Arial Narrow;font-size:8pt;">Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). The trademark has been licensed to S&amp;P Dow Jones Indices LLC and has been sublicensed for use for certain purposes by First Trust Advisors L.P. The product is not sponsored, endorsed, sold or promoted by Standard &amp; Poor's and Standard &amp; Poor's makes no representation regarding the advisability of purchasing the product. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following is a list of funds currently available under the Contract. Depending on the optional benefits you choose, you may not be able to invest in certain funds. Current performance of the Subaccounts can be found at www.lfg.com/VAprospectus. More information about the funds is available in the prospectuses for the Funds, which may be amended from time to time and can be found online at www.lfg.com/VAprospectus. You can also request this information and current fund performance at no cost by calling 1-888-868-2583 or by sending an email request to CustServSupportTeam@lfg.com. </span><span style="font-family:Arial Narrow;font-size:10pt;">The current expenses and performance information below reflect fees and expenses of the Fund, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each fund’s past performance is not necessarily an indication of future performance.</span><span style="font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:21.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Investment Objective</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Fund and</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Adviser/Sub-adviser</span><span style="font-family:Arial Narrow;font-size:5pt;font-weight:bold;position:relative;top:-3.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Current</span></div> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:123.32pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Returns (as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:43.16pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.83pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:41pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">AB VPS Discovery Value Portfolio - Class B</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">2.64%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.48%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.27%</span></div></div></div></td></tr> <tr style="height:41pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">AB VPS Sustainable Global Thematic </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Portfolio - Class B</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.19%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">6.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">3.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.80%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> IS Global Growth Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class 4</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Capital Research and </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Management Company</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.90%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">21.34%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.97%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.89%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> IS Global Small </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capitalization Fund - Class 4</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Capital Research and </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Management Company</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.15%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">14.33%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">0.23%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.96%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Growth of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> IS Growth Fund - Class 4</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Capital Research and </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Management Company</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">19.93%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">13.09%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">17.67%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital and income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> IS Growth-Income Fund </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">- Class 4</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Capital Research and </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Management Company</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.78%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">17.77%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">13.62%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">13.63%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> IS International Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class 4</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Capital Research and </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Management Company</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.97%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">26.41%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">3.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.73%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">ClearBridge Variable Mid Cap Portfolio - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class II</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Franklin Templeton Fund </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Adviser, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">4.08%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">4.23%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.24%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation. A fund of funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">DWS Alternative Asset Allocation VIP </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Portfolio - Class B</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">DWS Investment Management </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Americas, Inc.</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.31%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">10.03%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">4.88%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">4.52%</span></div></div></div></td></tr> <tr style="height:27.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Income and capital growth consistent with </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">reasonable risk.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> VIP Balanced Portfolio - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class 2</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.66%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">14.96%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.24%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">10.84%</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:21.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Investment Objective</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Fund and</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Adviser/Sub-adviser</span><span style="font-family:Arial Narrow;font-size:5pt;font-weight:bold;position:relative;top:-3.25pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Current</span></div> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:123.32pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Returns (as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:43.16pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.83pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:29pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> VIP Contrafund</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Portfolio - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class 2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">21.24%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">15.08%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">15.49%</span></div></div></div></td></tr> <tr style="height:29pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To achieve capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> VIP Growth Portfolio - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class 2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">14.63%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">13.42%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">17.16%</span></div></div></div></td></tr> <tr style="height:29pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> VIP Mid Cap Portfolio - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class 2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">11.49%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">10.31%</span></div></div></div></td></tr> <tr style="height:41pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To provide capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">First Trust Capital Strength Portfolio - Class </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">I</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">5.70%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td></tr> <tr style="height:41pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To provide long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">First Trust Growth Strength Portfolio - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class I</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.20%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">11.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td></tr> <tr style="height:41pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To provide capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">First Trust International Developed Capital </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Strength Portfolio - Class I</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.20%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">19.53%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.45%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td></tr> <tr style="height:29pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation with income as a </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">secondary objective.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Franklin Allocation VIP Fund - Class 4</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.92%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">12.53%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.59%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.19%</span></div></div></div></td></tr> <tr style="height:29pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize income while maintaining </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">prospects for capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Franklin Income VIP Fund - Class 4</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.82%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">12.43%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.54%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.19%</span></div></div></div></td></tr> <tr style="height:29pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation; income is a secondary </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">consideration.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Franklin Mutual Shares VIP Fund - Class 4</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.04%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">11.45%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.11%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.43%</span></div></div></div></td></tr> <tr style="height:29pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Goldman Sachs VIT Large Cap Value Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Shares</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.93%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">10.60%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.34%</span></div></div></div></td></tr> <tr style="height:29pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Invesco V.I. EQV International Equity Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Series II Shares</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">16.23%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">3.42%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.95%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP AllianceBernstein Large Cap Growth </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.88%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">13.72%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.18%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">13.37%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital growth and current </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">income by investing approximately 60% of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">its assets in equity securities and the </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">remainder in bonds and other fixed-income </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">securities.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Century Balanced Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.02%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">9.33%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.23%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital growth.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Century Capital Appreciation </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.94%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">6.56%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.31%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term total return using a strategy that </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">seeks to protect against U.S. inflation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Century Inflation Protection </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.72%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">6.33%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">0.62%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">2.61%</span></div></div></div></td></tr> <tr style="height:63.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital growth.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Century International Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.10%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">15.81%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">1.71%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.27%</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:21.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Investment Objective</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Fund and</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Adviser/Sub-adviser</span><span style="font-family:Arial Narrow;font-size:5pt;font-weight:bold;position:relative;top:-3.25pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Current</span></div> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:123.32pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Returns (as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:43.16pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.83pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital growth, income is </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">secondary consideration.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Century Mid Cap Value Fund </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">- Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.01%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">8.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.72%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.96%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital growth.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Century Ultra</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.90%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">12.67%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">17.00%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital growth; income is a </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">secondary consideration.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Century Value Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.86%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">15.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.47%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">10.07%</span></div></div></div></td></tr> <tr style="height:89pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation. A fund of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Funds Vanguard Active </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Passive Growth Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund will be available on or about May </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">18, 2026. Please consult your registered </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">representative.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.02%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:11.38pt;">N/A</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital growth; income is a secondary </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">consideration.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Avantis Large Cap Value Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">(formerly LVIP American Century </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Disciplined Core Value Fund)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.96%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">14.56%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.51%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">10.12%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Baron Growth Opportunities Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.15%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;">-10.08%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:1.67pt;">-0.33%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.78%</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Reasonable income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP BlackRock Dividend Value Managed </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Volatility Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund is not available in contracts </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">issued on or after May 19, 2025.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.88%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">11.56%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">10.13%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.70%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP BlackRock Equity Dividend Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.96%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">13.09%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.97%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.27%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">High total investment return.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP BlackRock Global Allocation Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.97%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">18.41%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td></tr> <tr style="height:51.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize real return, consistent with </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">preservation of real capital and prudent </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">investment management.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP BlackRock Inflation Protected Bond </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.10%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">5.49%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">2.36%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">2.76%</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:21.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Investment Objective</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Fund and</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Adviser/Sub-adviser</span><span style="font-family:Arial Narrow;font-size:5pt;font-weight:bold;position:relative;top:-3.25pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Current</span></div> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:123.32pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Returns (as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:43.16pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.83pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Total return through a combination of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">current income and long-term capital </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP BlackRock Real Estate Fund - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.11%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">8.63%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">2.45%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">3.42%</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital in a manner </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">consistent with the preservation of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Blended Large Cap Growth Managed </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Volatility Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund is not available in contracts </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">issued on or after May 19, 2025.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.91%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">5.26%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.82%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.81%</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Blended Mid Cap Managed Volatility </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund is not available in contracts </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">issued on or after May 19, 2025.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.97%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">2.65%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">4.32%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.63%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Channing Small Cap Value Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.13%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">7.67%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation. A fund of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Dimensional International Equity </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Managed Volatility Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund is not available in contracts </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">issued on or after May 19, 2025.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">34.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">10.81%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.89%</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation. A fund of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Dimensional U.S. Equity Managed </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Volatility Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund is not available in contracts </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">issued on or after May 19, 2025.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.87%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">8.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.53%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.12%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Maximum long-term total return consistent </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">with reasonable risk.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Fidelity Institutional AM</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Total Bond </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.81%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">6.40%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:1.67pt;">-0.65%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">2.25%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Maximum current income (yield) consistent </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">with a prudent investment strategy.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Franklin Templeton Core Bond Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.72%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">6.87%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:1.67pt;">-0.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">1.88%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Franklin Templeton Multi-Factor </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Emerging Markets Equity Fund - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.71%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">33.98%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.62%</span></div></div></div></td></tr> <tr style="height:51.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize long-term capital appreciation.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Franklin Templeton Multi-Factor </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">International Equity Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.65%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">35.26%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.70%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.13%</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:21.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Investment Objective</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Fund and</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Adviser/Sub-adviser</span><span style="font-family:Arial Narrow;font-size:5pt;font-weight:bold;position:relative;top:-3.25pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Current</span></div> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:123.32pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Returns (as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:43.16pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.83pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Franklin Templeton Multi-Factor Large </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Cap Equity Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.61%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">18.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">15.89%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">13.26%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Franklin Templeton Multi-Factor SMID </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Cap Equity Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.62%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">13.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.41%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.93%</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation. A fund of funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Global Aggressive Growth Allocation </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Managed Risk Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund is not available in contracts </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">issued on or after May 19, 2025.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.09%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">14.64%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A high level of current income with some </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">consideration given to growth of capital. A </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fund of funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Global Conservative Allocation </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Managed Risk Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund is not available in contracts </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">issued on and after May 19, 2025.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.05%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">9.51%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">3.13%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">4.64%</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital growth.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Global Equity Managed Volatility Fund </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">- Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund is not available in contracts </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">issued on or after May 19, 2025.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.95%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">13.22%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.82%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.02%</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A balance between a high level of current </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">income and growth of capital, with an </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">emphasis on growth of capital. A fund of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Global Moderate Allocation Managed </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Risk Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund is not available in contracts </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">issued on or after May 19, 2025.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.05%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">11.24%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">4.44%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.38%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Current income while maintaining a stable </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">value of the investors' shares and </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">preserving the value of the investors' initial </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">investment.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Government Money Market Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.63%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">3.71%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">2.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">1.70%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize total return by investing </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">primarily in a diversified portfolio of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">intermediate- and long-term debt </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">securities.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP JPMorgan Core Bond Fund - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.71%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">7.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:1.67pt;">-0.29%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">1.85%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A high level of current income; capital </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">appreciation is the secondary objective.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP JPMorgan High Yield Fund - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.93%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">8.59%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">4.41%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.55%</span></div></div></div></td></tr> <tr style="height:63.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation with the secondary </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">goal of achieving current income by </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">investing in equity securities.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP JPMorgan Mid Cap Value Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.99%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">4.45%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:21.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Investment Objective</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Fund and</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Adviser/Sub-adviser</span><span style="font-family:Arial Narrow;font-size:5pt;font-weight:bold;position:relative;top:-3.25pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Current</span></div> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:123.32pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Returns (as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:43.16pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.83pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP JPMorgan Select Mid Cap Value </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Managed Volatility Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund is not available in contracts </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">issued on or after May 19, 2025.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.03%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">1.26%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.74%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.06%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Maximum total return, consistent with </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">reasonable risk.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP JPMorgan Short Duration Bond Fund </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">- Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.77%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">4.87%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">1.55%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">2.03%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital growth over the long term.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP JPMorgan Small Cap Core Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">10.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.13%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.66%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">High total return.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP JPMorgan U.S. Equity Fund - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.88%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">14.26%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">13.40%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">14.56%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP MFS International Growth Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.04%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">18.81%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.82%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.46%</span></div></div></div></td></tr> <tr style="height:41pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP MFS Value Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.86%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">12.78%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.72%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.82%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Current income consistent with the </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">preservation of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Mondrian Global Income Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.91%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">6.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:1.67pt;">-3.54%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">0.11%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation as </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">measured by the change in the value of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fund shares over a period of three years or </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">longer.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Mondrian International Value Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.99%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">36.05%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">10.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.63%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Total return.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Nomura Diversified Floating Rate Fund </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">- Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.89%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">4.51%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">3.09%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">2.51%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Total return and, as a secondary objective, </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">high current income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Nomura High Yield Fund - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.02%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">8.94%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">3.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.58%</span></div></div></div></td></tr> <tr style="height:63.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize long-term capital appreciation.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Nomura Mid Cap Value Fund - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.77%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">12.95%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.33%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">10.29%</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:21.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Investment Objective</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Fund and</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Adviser/Sub-adviser</span><span style="font-family:Arial Narrow;font-size:5pt;font-weight:bold;position:relative;top:-3.25pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Current</span></div> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:123.32pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Returns (as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:43.16pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.83pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Nomura SMID Cap Core Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.10%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">8.53%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.77%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.34%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Nomura Social Awareness Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">14.65%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">12.58%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">13.13%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Nomura U.S. Growth Fund - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">22.24%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">15.46%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">15.92%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Maximum long-term total return, with </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">capital appreciation as a secondary </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">objective.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Nomura U.S. REIT Fund - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.13%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">0.72%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.24%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">3.74%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To seek a high level of current income </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">consistent with preservation of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP PIMCO Low Duration Bond Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.85%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">5.21%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">1.65%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">1.99%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To match as closely as practicable, before </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fees and expenses, the performance of the </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Bloomberg U.S. Aggregate Index.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Bond Index Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">(formerly LVIP SSGA Bond Index Fund)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.62%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">6.53%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:1.67pt;">-0.97%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">1.42%</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A high level of current income, with some </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">consideration given to growth of capital. A </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fund of funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Conservative Index </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Allocation Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">(formerly LVIP SSGA Conservative Index </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Allocation Fund)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.75%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">12.51%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">3.45%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.30%</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To provide investment results that, before </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fees and expenses, correspond generally to </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">the total return of the MSCI Emerging </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Markets Index that tracks performance of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">emerging market equity securities.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Emerging Markets Equity </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Index Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">(formerly LVIP SSGA Emerging Markets </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Equity Index Fund)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.75%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">33.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">3.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td></tr> <tr style="height:101pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital. A fund of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Global Tactical Allocation </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Managed Volatility Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">(formerly LVIP SSGA Global Tactical </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Allocation Managed Volatility Fund) This </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">fund is not available in contracts issued on </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">or after May 19, 2025.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.86%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">14.09%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.34%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.36%</span></div></div></div></td></tr> <tr style="height:75.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To approximate as closely as practicable, </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">before fees and expenses, the performance </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">of a broad market index of non-U.S. foreign </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">securities.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street International Index Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">(formerly LVIP SSGA International Index </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Fund)</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.63%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">30.85%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.39%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.73%</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:21.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Investment Objective</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Fund and</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Adviser/Sub-adviser</span><span style="font-family:Arial Narrow;font-size:5pt;font-weight:bold;position:relative;top:-3.25pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Current</span></div> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:123.32pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Returns (as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:43.16pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.83pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A balance between a high level of current </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">income and growth of capital, with a </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">greater emphasis on growth of capital. A </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fund of funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Moderate Index Allocation </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">(formerly LVIP SSGA Moderate Index </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Allocation Fund)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">15.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.59%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.16%</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A balance between high level of current </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">income and growth of capital, with a </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">greater emphasis on growth of capital. A </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fund of funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Moderately Aggressive </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Index Allocation Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">(formerly LVIP SSGA Moderately </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Aggressive Index Allocation Fund)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">17.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.91%</span></div></div></div></td></tr> <tr style="height:65pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To approximate as closely as practicable, </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">before fees and expenses, the total rate of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">return of common stocks publicly traded in </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">the United States, as represented by the </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">S&amp;P 500 Index.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street S&amp;P 500 Index Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">3</span> <div style="clear:right;"> </div></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">(formerly LVIP SSGA S&amp;P 500 Index Fund)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.48%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">17.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">13.88%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">14.26%</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To provide investment results that, before </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fees and expenses, correspond generally to </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">the price and yield performance of an index </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">that tracks the short-term U.S. corporate </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">bond market.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Short-Term Bond Index </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">(formerly LVIP SSGA Short-Term Bond </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Index Fund)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.61%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">5.25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">2.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.05pt;">N/A</span></div></div></div></td></tr> <tr style="height:77pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To approximate as closely as practicable, </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">before fees and expenses, the performance </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">of the Russell 2000</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Index, which </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">emphasizes stocks of small U.S. </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">companies.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Small-Cap Index Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">(formerly LVIP SSGA Small-Cap Index </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Fund)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.63%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">12.18%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.47%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.90%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A high level of current income, with some </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">consideration given to growth of capital. A </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fund of funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Structured Conservative Allocation </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">13.44%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">4.19%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.34%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A balance between a high level of current </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">income and growth of capital, with an </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">emphasis on growth of capital. A fund of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Structured Moderate Allocation Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.81%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">16.98%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.90%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.32%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A balance between high level of current </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">income and growth of capital, with a </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">greater emphasis on growth of capital. A </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fund of funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Structured Moderately Aggressive </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Allocation Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">19.03%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.05%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP T. Rowe Price Structured Mid-Cap </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Growth Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.96%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">10.76%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">12.62%</span></div></div></div></td></tr> <tr style="height:75.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">High level of current income and growth of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">capital, with an emphasis on growth of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">capital. A fund of funds.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP U.S. Growth Allocation Managed Risk </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">This fund is not available in contracts </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">issued on or after May 19, 2025.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.06%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">8.28%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">5.23%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.36%</span><span style="font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:21.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Investment Objective</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Fund and</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Adviser/Sub-adviser</span><span style="font-family:Arial Narrow;font-size:5pt;font-weight:bold;position:relative;top:-3.25pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Current</span></div> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:123.32pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Returns (as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:183.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:181.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.65pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:43.16pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.83pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.25pt;margin-right:2.5pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:8pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Total return consistent with the </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">preservation of capital. A fund of funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Vanguard Bond Allocation Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.61%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">6.06%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:1.67pt;">-0.70%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">1.29%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation. A fund of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Vanguard Domestic Equity ETF Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.55%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">16.18%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">12.43%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">13.50%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation. A fund of </span></div> <div style="margin-left:6pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Vanguard International Equity ETF </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.57%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">31.23%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.87%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Wellington SMID Cap Value Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.03%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">2.16%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.97%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.26%</span></div></div></div></td></tr> <tr style="height:41pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> VIT Growth Series - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.98%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">11.90%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">10.82%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">15.31%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Total return.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> VIT Total Return Series - Service </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.86%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">10.91%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">6.16%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.36%</span></div></div></div></td></tr> <tr style="height:41pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Total return.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> VIT Utilities Series - Service Class</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">advised by </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.03%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">14.76%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">7.38%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.22%</span></div></div></div></td></tr> <tr style="height:29pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Nomura VIP Emerging Markets Series - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.46%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">80.77%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.48%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">11.85%</span></div></div></div></td></tr> <tr style="height:29pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Nomura VIP Small Cap Value Series - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.04%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">7.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.93%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">8.84%</span></div></div></div></td></tr> <tr style="height:17pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital growth and current income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Putnam VT Large Cap Value Fund - Class IB</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">20.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">15.38%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">13.30%</span></div></div></div></td></tr> <tr style="height:41pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Putnam VT Sustainable Future Fund - Class </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">IB</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">1.05%</span><span style="font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">2</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:8.33pt;">2.66%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">1.19%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:13.0pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:5pt;">9.60%</span></div></div></div></td></tr> <tr style="height:39.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:183.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:181.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Putnam VT Sustainable Leaders Fund - </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class IB</span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"> </div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.65pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.65pt;"> <div style="display:flex;margin:auto;width:31.58pt;"> <div style="display:flex;white-space:nowrap;width:31.58pt;"><span style="font-family:Arial Narrow;font-size:10pt;">0.88%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:43.16pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:34.16pt;"> <div style="display:flex;margin:auto;width:36.16pt;"> <div style="display:flex;white-space:nowrap;width:36.16pt;"><span style="font-family:Arial Narrow;font-size:10pt;margin-left:3.33pt;">10.69%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:39.83pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:4.5pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">10.34%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:40.33pt;"> <div style="line-height:12pt;margin-left:4.5pt;margin-right:2.25pt;text-align:right;width:30.83pt;"> <div style="display:flex;margin:auto;width:32.83pt;"> <div style="display:flex;white-space:nowrap;width:32.83pt;"><span style="font-family:Arial Narrow;font-size:10pt;">14.69%</span></div></div></div></td></tr></table> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">AB VPS Discovery Value Portfolio - Class B</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span> 0.0107 0.0264 0.0848 0.0827 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">AB VPS Sustainable Global Thematic </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Portfolio - Class B</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span> 0.0119 0.0602 0.0302 0.0980 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> IS Global Growth Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class 4</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Capital Research and </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Management Company</span> 0.0090 0.2134 0.0797 0.1189 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> IS Global Small </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capitalization Fund - Class 4</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Capital Research and </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Management Company</span> 0.0115 0.1433 0.0023 0.0696 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Growth of capital.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> IS Growth Fund - Class 4</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Capital Research and </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Management Company</span> 0.0083 0.1993 0.1309 0.1767 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital and income.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> IS Growth-Income Fund </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">- Class 4</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Capital Research and </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Management Company</span> 0.0078 0.1777 0.1362 0.1363 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> IS International Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class 4</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Capital Research and </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Management Company</span> 0.0097 0.2641 0.0314 0.0673 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">ClearBridge Variable Mid Cap Portfolio - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class II</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Franklin Templeton Fund </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Adviser, LLC</span> 0.0107 0.0408 0.0423 0.0724 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation. A fund of funds.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">DWS Alternative Asset Allocation VIP </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Portfolio - Class B</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">DWS Investment Management </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Americas, Inc.</span> 0.0131 0.1003 0.0488 0.0452 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Income and capital growth consistent with </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">reasonable risk.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> VIP Balanced Portfolio - Service </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class 2</span> 0.0066 0.1496 0.0924 0.1084 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> VIP Contrafund</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Portfolio - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class 2</span> 0.0079 0.2124 0.1508 0.1549 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To achieve capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> VIP Growth Portfolio - Service </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class 2</span> 0.0080 0.1463 0.1342 0.1716 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> VIP Mid Cap Portfolio - Service </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class 2</span> 0.0080 0.1149 0.0983 0.1031 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To provide capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">First Trust Capital Strength Portfolio - Class </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">I</span> 0.0110 0.0570 0.0707 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To provide long-term capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">First Trust Growth Strength Portfolio - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class I</span> 0.0120 0.1175 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To provide capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">First Trust International Developed Capital </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Strength Portfolio - Class I</span> 0.0120 0.1953 0.0645 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation with income as a </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">secondary objective.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Franklin Allocation VIP Fund - Class 4</span> 0.0092 0.1253 0.0559 0.0719 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize income while maintaining </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">prospects for capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Franklin Income VIP Fund - Class 4</span> 0.0082 0.1243 0.0754 0.0719 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation; income is a secondary </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">consideration.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Franklin Mutual Shares VIP Fund - Class 4</span> 0.0104 0.1145 0.0911 0.0743 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Goldman Sachs VIT Large Cap Value Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Shares</span> 0.0093 0.1060 0.1100 0.0934 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Invesco V.I. EQV International Equity Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Series II Shares</span> 0.0115 0.1623 0.0342 0.0595 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP AllianceBernstein Large Cap Growth </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0088 0.1372 0.0818 0.1337 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital growth and current </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">income by investing approximately 60% of </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">its assets in equity securities and the </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">remainder in bonds and other fixed-income </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">securities.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Century Balanced Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0102 0.0933 0.0623 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital growth.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Century Capital Appreciation </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0094 0.0656 0.0502 0.1131 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term total return using a strategy that </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">seeks to protect against U.S. inflation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Century Inflation Protection </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0072 0.0633 0.0062 0.0261 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital growth.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Century International Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0110 0.1581 0.0171 0.0627 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital growth, income is </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">secondary consideration.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Century Mid Cap Value Fund </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">- Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0101 0.0883 0.0872 0.0896 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital growth.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Century Ultra</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0090 0.1267 0.1152 0.1700 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital growth; income is a </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">secondary consideration.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Century Value Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0086 0.1585 0.1147 0.1007 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation. A fund of </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP American Funds Vanguard Active </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Passive Growth Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0102 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital growth; income is a secondary </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">consideration.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Avantis Large Cap Value Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0096 0.1456 0.0851 0.1012 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Baron Growth Opportunities Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0115 -0.1008 -0.0033 0.0878 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Reasonable income.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP BlackRock Dividend Value Managed </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Volatility Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0088 0.1156 0.1013 0.0870 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP BlackRock Equity Dividend Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0096 0.1309 0.0797 0.0827 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">High total investment return.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP BlackRock Global Allocation Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0097 0.1841 0.0584 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize real return, consistent with </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">preservation of real capital and prudent </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">investment management.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP BlackRock Inflation Protected Bond </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0110 0.0549 0.0236 0.0276 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Total return through a combination of </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">current income and long-term capital </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP BlackRock Real Estate Fund - Service </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0111 0.0863 0.0245 0.0342 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital in a manner </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">consistent with the preservation of capital.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Blended Large Cap Growth Managed </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Volatility Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0091 0.0526 0.1182 0.1181 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Blended Mid Cap Managed Volatility </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0097 0.0265 0.0432 0.0963 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Channing Small Cap Value Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0113 0.0767 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation. A fund of </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Dimensional International Equity </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Managed Volatility Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0100 0.3475 0.1081 0.0689 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation. A fund of </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Dimensional U.S. Equity Managed </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Volatility Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0087 0.0875 0.1153 0.1112 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Maximum long-term total return consistent </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">with reasonable risk.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Fidelity Institutional AM</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Total Bond </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0081 0.0640 -0.0065 0.0225 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Maximum current income (yield) consistent </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">with a prudent investment strategy.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Franklin Templeton Core Bond Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0072 0.0687 -0.0079 0.0188 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize long-term capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Franklin Templeton Multi-Factor </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Emerging Markets Equity Fund - Service </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0071 0.3398 0.0880 0.0762 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize long-term capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Franklin Templeton Multi-Factor </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">International Equity Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0065 0.3526 0.1170 0.0813 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize long-term capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Franklin Templeton Multi-Factor Large </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Cap Equity Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0061 0.1839 0.1589 0.1326 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize long-term capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Franklin Templeton Multi-Factor SMID </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Cap Equity Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0062 0.1330 0.1141 0.0993 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation. A fund of funds.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Global Aggressive Growth Allocation </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Managed Risk Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0109 0.1464 0.0602 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A high level of current income with some </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">consideration given to growth of capital. A </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fund of funds.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Global Conservative Allocation </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Managed Risk Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0105 0.0951 0.0313 0.0464 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital growth.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Global Equity Managed Volatility Fund </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">- Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0095 0.1322 0.0882 0.0802 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A balance between a high level of current </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">income and growth of capital, with an </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">emphasis on growth of capital. A fund of </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Global Moderate Allocation Managed </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Risk Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0105 0.1124 0.0444 0.0538 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Current income while maintaining a stable </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">value of the investors' shares and </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">preserving the value of the investors' initial </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">investment.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Government Money Market Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0063 0.0371 0.0279 0.0170 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize total return by investing </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">primarily in a diversified portfolio of </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">intermediate- and long-term debt </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">securities.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP JPMorgan Core Bond Fund - Service </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0071 0.0715 -0.0029 0.0185 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A high level of current income; capital </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">appreciation is the secondary objective.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP JPMorgan High Yield Fund - Service </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0093 0.0859 0.0441 0.0555 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation with the secondary </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">goal of achieving current income by </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">investing in equity securities.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP JPMorgan Mid Cap Value Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0099 0.0445 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP JPMorgan Select Mid Cap Value </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Managed Volatility Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0103 0.0126 0.0874 0.0706 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Maximum total return, consistent with </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">reasonable risk.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP JPMorgan Short Duration Bond Fund </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">- Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0077 0.0487 0.0155 0.0203 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital growth over the long term.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP JPMorgan Small Cap Core Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0102 0.1000 0.0613 0.0866 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">High total return.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP JPMorgan U.S. Equity Fund - Service </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0088 0.1426 0.1340 0.1456 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP MFS International Growth Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0104 0.1881 0.0682 0.0946 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP MFS Value Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0086 0.1278 0.0972 0.0982 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Current income consistent with the </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">preservation of capital.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Mondrian Global Income Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0091 0.0614 -0.0354 0.0011 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation as </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">measured by the change in the value of </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fund shares over a period of three years or </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">longer.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Mondrian International Value Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0099 0.3605 0.1096 0.0763 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Total return.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Nomura Diversified Floating Rate Fund </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">- Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0089 0.0451 0.0309 0.0251 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Total return and, as a secondary objective, </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">high current income.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Nomura High Yield Fund - Service </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0102 0.0894 0.0375 0.0558 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize long-term capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Nomura Mid Cap Value Fund - Service </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0077 0.1295 0.1133 0.1029 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Nomura SMID Cap Core Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0110 0.0853 0.0877 0.0934 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize long-term capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Nomura Social Awareness Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0079 0.1465 0.1258 0.1313 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Nomura U.S. Growth Fund - Service </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0102 0.2224 0.1546 0.1592 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Maximum long-term total return, with </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">capital appreciation as a secondary </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">objective.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Nomura U.S. REIT Fund - Service </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0113 0.0072 0.0524 0.0374 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To seek a high level of current income </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">consistent with preservation of capital.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP PIMCO Low Duration Bond Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0085 0.0521 0.0165 0.0199 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To match as closely as practicable, before </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fees and expenses, the performance of the </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Bloomberg U.S. Aggregate Index.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Bond Index Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0062 0.0653 -0.0097 0.0142 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A high level of current income, with some </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">consideration given to growth of capital. A </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fund of funds.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Conservative Index </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Allocation Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0075 0.1251 0.0345 0.0530 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To provide investment results that, before </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fees and expenses, correspond generally to </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">the total return of the MSCI Emerging </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Markets Index that tracks performance of </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">emerging market equity securities.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Emerging Markets Equity </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Index Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0075 0.3315 0.0315 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term growth of capital. A fund of </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Global Tactical Allocation </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Managed Volatility Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0086 0.1409 0.0634 0.0636 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To approximate as closely as practicable, </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">before fees and expenses, the performance </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">of a broad market index of non-U.S. foreign </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">securities.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street International Index Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0063 0.3085 0.0839 0.0773 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A balance between a high level of current </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">income and growth of capital, with a </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">greater emphasis on growth of capital. A </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fund of funds.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Moderate Index Allocation </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0075 0.1535 0.0559 0.0716 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A balance between high level of current </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">income and growth of capital, with a </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">greater emphasis on growth of capital. A </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fund of funds.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Moderately Aggressive </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Index Allocation Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0075 0.1714 0.0639 0.0791 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To approximate as closely as practicable, </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">before fees and expenses, the total rate of </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">return of common stocks publicly traded in </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">the United States, as represented by the </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">S&amp;P 500 Index.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street S&amp;P 500 Index Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0048 0.1730 0.1388 0.1426 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To provide investment results that, before </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fees and expenses, correspond generally to </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">the price and yield performance of an index </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">that tracks the short-term U.S. corporate </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">bond market.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Short-Term Bond Index </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0061 0.0525 0.0200 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To approximate as closely as practicable, </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">before fees and expenses, the performance </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">of the Russell 2000</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Index, which </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">emphasizes stocks of small U.S. </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">companies.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP State Street Small-Cap Index Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0063 0.1218 0.0547 0.0890 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A high level of current income, with some </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">consideration given to growth of capital. A </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fund of funds.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Structured Conservative Allocation </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0084 0.1344 0.0419 0.0534 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A balance between a high level of current </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">income and growth of capital, with an </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">emphasis on growth of capital. A fund of </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Structured Moderate Allocation Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0081 0.1698 0.0690 0.0732 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A balance between high level of current </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">income and growth of capital, with a </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">greater emphasis on growth of capital. A </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fund of funds.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Structured Moderately Aggressive </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Allocation Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0084 0.1903 0.0800 0.0805 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">To maximize capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP T. Rowe Price Structured Mid-Cap </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Growth Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0096 0.1076 0.0714 0.1262 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">High level of current income and growth of </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">capital, with an emphasis on growth of </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">capital. A fund of funds.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP U.S. Growth Allocation Managed Risk </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0106 0.0828 0.0523 0.0636 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Total return consistent with the </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">preservation of capital. A fund of funds.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Vanguard Bond Allocation Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0061 0.0606 -0.0070 0.0129 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation. A fund of </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Vanguard Domestic Equity ETF Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0055 0.1618 0.1243 0.1350 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation. A fund of </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">funds.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Vanguard International Equity ETF </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Fund - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0057 0.3123 0.0702 0.0787 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">LVIP Wellington SMID Cap Value Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Corporation</span> 0.0103 0.0216 0.0897 0.0826 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> VIT Growth Series - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Services Company</span> 0.0098 0.1190 0.1082 0.1531 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Total return.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> VIT Total Return Series - Service </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Services Company</span> 0.0086 0.1091 0.0616 0.0736 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Total return.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial Narrow;font-size:6.5pt;margin-left:1.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> VIT Utilities Series - Service Class</span> <span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Services Company</span> 0.0103 0.1476 0.0738 0.0922 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Nomura VIP Emerging Markets Series - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> 0.0146 0.8077 0.0848 0.1185 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Nomura VIP Small Cap Value Series - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Service Class</span> 0.0104 0.0783 0.0893 0.0884 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Capital growth and current income.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Putnam VT Large Cap Value Fund - Class IB</span> 0.0079 0.2035 0.1538 0.1330 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Putnam VT Sustainable Future Fund - Class </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">IB</span> 0.0105 0.0266 0.0119 0.0960 <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Long-term capital appreciation.</span> <span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Putnam VT Sustainable Leaders Fund - </span><span style="font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Class IB</span> 0.0088 0.1069 0.1034 0.1469 <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">This fund is subject to an expense reimbursement or fee waiver arrangement. As a result, this fund’s annual expenses reflect temporary expense reductions. See the fund prospectus for additional information.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:18pt;font-weight:bold;">Appendix B — Investment Requirements </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you purchase a Living Benefit Rider (except </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Advantage without the Guaranteed Income Benefit), you will be subject to Investment Requirements. This means you will be limited in your choice of Subaccount investments and may be limited in how much you can invest in certain Subaccounts. This also means you will not be able to allocate Contract Value to all of the Subaccounts that are available to Contractowners who have not elected a Living Benefit Rider. We impose Investment Requirements to reduce the risk of investment losses that may require us to use our own assets to make guaranteed payments under a Living Benefit Rider. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you elect a Living Benefit Rider, you must allocate your Contract Value or Account Value among one or more of the Subaccounts listed in the Investment Requirements the Living Benefit Riders section below. Currently, if you purchase </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Advantage without the Guaranteed Income Benefit, you will not be subject to any Investment Requirements, although we reserve the right to impose Investment Requirements for this rider in the future. If we do exercise our right to do so, you will have to reallocate your Account Value subject to such requirements. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you elect a Living Benefit Rider, Investment Requirements apply whether you purchase the rider at contract issue, or add it to an existing Contract. You must hold the rider for a minimum period of time after election (the minimum time is specified under the Termination section of each rider). During this time, you will be required to adhere to the Investment Requirements. After this time, failure to adhere to the Investment Requirements will result in termination of the rider. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Certain Living Benefit Riders guarantee you the right to transition to a version of </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Guaranteed Income Benefit even if that version is no longer available for purchase. If you transition to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Guaranteed Income Benefit, the Investment Requirements under your Prior Living Benefit Rider continue to apply. See </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage – </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Guaranteed Income Benefit Transitions for a discussion of this transition. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Certain underlying funds that are included in the Investment Requirements, including funds managed by an adviser affiliated with us, employ risk management strategies that are intended to control the funds’ overall volatility, and for some funds, to also reduce the downside exposure of the funds during significant market downturns. These funds are included under Investment Requirements (particularly in the Investment Requirements for the Managed Risk riders) in part because the reduction in volatility helps us to reduce the risk of investment losses that may require us to use our own assets to make guaranteed payments under a Living Benefit Rider. At the same time, risk management strategies in periods of high market volatility or other market conditions, could limit your participation in market gains. This may conflict with your investment objectives by limiting your ability to maximize potential growth of your Contract Value and, in turn, the value of any guaranteed benefit that is tied to investment performance. You should consult with your registered representative to determine whether these funds align with your investment objectives. For more information about the funds and the investment strategies they employ, please refer to the funds’ current prospectuses. Fund prospectuses are available by contacting us. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you purchase a Living Benefit Rider (except </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage without the Guaranteed Income Benefit), you agree to be automatically enrolled in the portfolio rebalancing option under your Contract and thereby authorize us to automatically rebalance your Contract Value on a periodic basis. (This portfolio rebalancing will continue while a death claim is being settled, if the Living Benefit Rider could continue on an additional measuring life.) On each quarterly anniversary of the effective date of the rider, we will rebalance your Contract Value in accordance with your allocation instructions in effect at the time of the rebalancing. Any reallocation of Contract Value among the Subaccounts made by you prior to a rebalancing date will become your allocation instructions for rebalancing purposes. Confirmation of the rebalancing will appear on your quarterly statement. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Some investment options are not available to you if you purchase certain riders. The Investment Requirements may not be consistent with an aggressive investment strategy. You should consult with your registered representative to determine if the Investment Requirements are consistent with your investment objectives.</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Investment Requirements for Lincoln </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Market Select</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Advantage.</span><span style="font-family:Arial Narrow;font-size:10pt;"> If you elect Lincoln </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;">Market Select</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;"> Advantage, or if you are transitioning from this rider to </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;"> Advantage Select Guaranteed Income Benefit, you must currently allocate your Contract Value among one or more of the following Subaccounts only. Not all funds may be available; refer to Appendix A – Investment Options Available Under The Contract for more information.</span><span style="font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:auto;"> <td style="background-color:#E5E5E5;padding-bottom:3pt;padding-top:3pt;vertical-align:Top;width:528pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Group 1</span></div> <div style="margin-left:6pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Investments must be at least 20% of Contract Value or Account Value</span></div></div></td></tr></table><span style="font-family:Arial Narrow;font-size:8pt;">LVIP American Century Inflation Protection Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP BlackRock Inflation Protected Bond Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Fidelity Institutional AM</span><span style="font-family:Arial Narrow;font-size:5pt;margin-left:1pt;position:relative;top:-3.25pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> Total Bond Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Franklin Templeton Core Bond Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP JPMorgan Core Bond Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP JPMorgan Short Duration Bond Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Nomura Diversified Floating Rate Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP PIMCO Low Duration Bond Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP State Street Bond Index Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP State Street Short-Term Bond Index Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Vanguard Bond Allocation Fund</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:auto;"> <td style="background-color:#E5E5E5;padding-bottom:3pt;padding-top:3pt;vertical-align:Top;width:528pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Group 2</span></div> <div style="margin-left:6pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Investments cannot exceed 80% of Contract Value or Account Value</span></div></div></td></tr></table><span style="font-family:Arial Narrow;font-size:8pt;">AB VPS Discovery Value Portfolio </span><span style="font-family:Arial Narrow;font-size:8pt;">American Funds</span><span style="font-family:Arial Narrow;font-size:5pt;margin-left:1pt;position:relative;top:-3.25pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> IS Global Growth Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">American Funds</span><span style="font-family:Arial Narrow;font-size:5pt;margin-left:1pt;position:relative;top:-3.25pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> IS Growth Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">American Funds</span><span style="font-family:Arial Narrow;font-size:5pt;margin-left:1pt;position:relative;top:-3.25pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> IS Growth-Income Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">American Funds</span><span style="font-family:Arial Narrow;font-size:5pt;margin-left:1pt;position:relative;top:-3.25pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> IS International Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">Fidelity</span><span style="font-family:Arial Narrow;font-size:5pt;margin-left:1pt;position:relative;top:-3.25pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> VIP Balanced Portfolio </span><span style="font-family:Arial Narrow;font-size:8pt;">Fidelity</span><span style="font-family:Arial Narrow;font-size:5pt;margin-left:1pt;position:relative;top:-3.25pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> VIP Contrafund</span><span style="font-family:Arial Narrow;font-size:5pt;margin-left:1pt;position:relative;top:-3.25pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> Portfolio </span><span style="font-family:Arial Narrow;font-size:8pt;">Fidelity</span><span style="font-family:Arial Narrow;font-size:5pt;margin-left:1pt;position:relative;top:-3.25pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> VIP Mid Cap Portfolio </span><span style="font-family:Arial Narrow;font-size:8pt;">First Trust Capital Strength Portfolio </span><span style="font-family:Arial Narrow;font-size:8pt;">First Trust Growth Strength Portfolio </span><span style="font-family:Arial Narrow;font-size:8pt;">First Trust International Developed Capital Strength Portfolio </span><span style="font-family:Arial Narrow;font-size:8pt;">Franklin Allocation VIP Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">Franklin Income VIP Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">Franklin Mutual Shares VIP Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">Goldman Sachs VIT Large Cap Value Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">Invesco V.I. EQV International Equity Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP AllianceBernstein Large Cap Growth Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP American Century Balanced Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP American Century Capital Appreciation Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP American Century International Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP American Century Mid Cap Value Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP American Century Ultra</span><span style="font-family:Arial Narrow;font-size:5pt;margin-left:1pt;position:relative;top:-3.25pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP American Century Value Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP American Funds Vanguard Active Passive Growth Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Avantis Large Cap Value Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Baron Growth Opportunities Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP BlackRock Equity Dividend Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP BlackRock Global Allocation Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Channing Small Cap Value Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Franklin Templeton Multi-Factor International Equity Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Franklin Templeton Multi-Factor Large Cap Equity Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Franklin Templeton Multi-Factor SMID Cap Equity Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Government Money Market Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP JPMorgan High Yield Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP JPMorgan Mid Cap Value Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP JPMorgan Small Cap Core Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP JPMorgan U.S. Equity Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP MFS International Growth Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP MFS Value Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Mondrian International Value Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Nomura High Yield Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Nomura Mid Cap Value Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Nomura SMID Cap Core Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Nomura Social Awareness Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Nomura U.S. Growth Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP State Street Conservative Index Allocation Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP State Street International Index Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP State Street Moderate Index Allocation Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP State Street Moderately Aggressive Index Allocation Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP State Street S&amp;P 500 Index Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP State Street Small-Cap Index Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Structured Conservative Allocation Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Structured Moderate Allocation Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Structured Moderately Aggressive Allocation Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP T. Rowe Price Structured Mid-Cap Growth Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Vanguard Domestic Equity ETF Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Vanguard International Equity ETF Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Wellington SMID Cap Value Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">MFS</span><span style="font-family:Arial Narrow;font-size:5pt;margin-left:1pt;position:relative;top:-3.25pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> VIT Growth Series </span><span style="font-family:Arial Narrow;font-size:8pt;">MFS</span><span style="font-family:Arial Narrow;font-size:5pt;margin-left:1pt;position:relative;top:-3.25pt;">®</span><span style="font-family:Arial Narrow;font-size:8pt;"> VIT Total Return Series </span><span style="font-family:Arial Narrow;font-size:8pt;">Nomura VIP Small Cap Value Series </span><span style="font-family:Arial Narrow;font-size:8pt;">Putnam VT Large Cap Value Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">Putnam VT Sustainable Leaders Fund</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The fixed account is only available for dollar cost averaging. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">As an alternative to satisfy these Investment Requirements, you may allocate 100% of your Contract Value or </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Account Value among the Subaccounts listed below. If you allocate less than 100% of Contract Value or </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Account Value among these Subaccounts, then the Subaccounts listed below that are also listed in Group 1 will be subject to Group 1 restrictions. Any remaining Subaccounts listed below that are not listed in Group 1 will fall into Group 2 and will be subject to Group 2 </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">restrictions. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:11pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">Fidelity</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> VIP Balanced Portfolio </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">Franklin Allocation VIP Fund </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">LVIP American Century Balanced Fund </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">LVIP American Century Inflation Protection Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP American Funds Vanguard Active Passive Growth Fund </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">LVIP BlackRock Global Allocation Fund </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">LVIP BlackRock Inflation Protected Bond Fund </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">LVIP Fidelity Institutional AM</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> Total Bond Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP Franklin Templeton Core Bond Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP JPMorgan Core Bond Fund </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">LVIP JPMorgan Short Duration Bond Fund</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">LVIP Macquarie Diversified Floating Rate Fund </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">LVIP PIMCO Low Duration Bond Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP State Street Bond Index Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP State Street Conservative Index Allocation Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP State Street Moderate Index Allocation Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP State Street Moderately Aggressive Index Allocation Fund </span><span style="font-family:Arial Narrow;font-size:8pt;">LVIP State Street Short-Term Bond Index Fund </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">LVIP Structured Conservative Allocation Fund </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">LVIP Structured Moderate Allocation Fund </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">LVIP Structured Moderately Aggressive Allocation Fund </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">LVIP Vanguard Bond Allocation Fund </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">MFS</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> VIT Total Return Series</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Additionally, Contract Value or </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Account Value may be allocated in accordance with certain asset allocation models made available to you by your broker-dealer. If so, currently 100% of the Contract Value or </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Account Value can be allocated to one of the following models, if available:</span><span style="font-family:Arial Narrow;font-size:10pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;">60/40 Elite Moderate Model </span><span style="font-family:Arial Narrow;font-size:10pt;">●</span><span style="font-family:Arial Narrow;font-size:10pt;">70/30 Elite Moderate Growth Model </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80/20 Elite Growth Model </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">American Century Diversified Growth Model</span><span style="font-family:Arial Narrow;font-size:10pt;">You may choose only one asset allocation model at a time, though you may change to a different asset allocation model available in your Contract that meets the Investment Requirements or reallocate Contract Value or </span><span style="font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="font-family:Arial Narrow;font-size:10pt;"> Advantage Account Value according to the Investment Requirements listed above. If you terminate an asset allocation model, you must follow the Investment Requirements applicable to your rider. We may exclude an asset allocation model from being available for investment at any time, in our sole discretion. You will be notified prior to the date of such a change. </span>