v3.26.1
N-4
May 01, 2026
USD ($)
Prospectus:  
Document Type N-4
Entity Registrant Name JNLNY Separate Account I
Entity Central Index Key 0001045032
Entity Investment Company Type N-4
Document Period End Date Apr. 21, 2026
Amendment Flag false
C000190627 [Member]  
Item 3. Key Information [Line Items]  
Fees and Expenses [Text Block]
FEES, EXPENSES, AND ADJUSTMENTS
LOCATION IN PROSPECTUS
Are There Charges or Adjustments for Early Withdrawals?
Yes. If all or a portion of Contract Value is removed from a Fixed Account Option before the end of the Fixed Account Option term, we will apply a Market Value Adjustment, which may be negative. The Market Value Adjustment applies to partial or total withdrawals, transfers, or annuitizations from a Fixed Account Option prior to the end of the specified Fixed Account Option term. You could lose up to 100% of any credited interest due to this Market Value Adjustment. However, a negative Market Value Adjustment will never cause you to lose any of your original investment. For example, if you allocate $100,000 to a 3-year Fixed Account Option, and earn 2.5% interest annually, after one year your investment has grown to $102,500. If you then withdraw the entire amount after only one year, you could lose up to $2,500 of your credited interest. This loss will be greater if you also have to pay a Withdrawal Charge, taxes, and tax penalties.
Charges and Adjustments-Contract Adjustments
Are There Transaction Charges?
Yes. In addition to contract adjustments, you may be charged for other transactions, such as when you transfer cash value between investment options more than 25 times a year, or if you request expedited delivery or wire transfer of funds.
Charges and Adjustments- Transaction Expenses
Are There Ongoing Fees and Expenses?
(annual charges)
Yes. The table below describes the fees and expenses that you may pay each year, depending on the options you choose. Please refer to your Contract Data Pages for information about the specific fees you will pay each year based on the options you have elected. The fees and expenses disclosed below do not reflect any advisory fees paid to third-party financial professionals from your Contract Value or other assets. If such advisory fees were reflected, the fees and expenses disclosed below would be higher.
Charges and Adjustments- Add-On Benefit Expenses
ANNUAL FEEMINIMUMMAXIMUM
1. Base Contract1
0.46%0.46%
Charges and Adjustments- Annual Contract Expenses: Core Contract Charge
2. Fund fees and expenses2
0.26%2.08%
Charges and Adjustments- Fund Expenses
3. Optional benefits available for an additional charge (for a single add-on benefit, if elected)3
See current Rate Sheet Prospectus Supplement
See current Rate Sheet Prospectus Supplement
Charges and Adjustments- Add-On Benefit Expenses

Rate Sheet Prospectus Supplement
1.As a percentage of average daily Contract Value of the Investment Divisions.
2.As a percentage of average Fund net assets.
3.This prospectus utilizes Rate Sheet Prospectus Supplements to describe the current minimum and maximum charges you would pay for a single optional benefit, if elected. To obtain a copy of the most recent Rate Sheet Prospectus Supplement(s), please visit www.jackson.com/product-literature-5.html.
Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year, based on current charges.
LOWEST ANNUAL COST: See Current Rate Sheet Prospectus SupplementHIGHEST ANNUAL COST: See Current Rate Sheet Prospectus SupplementRate Sheet Prospectus Supplement
Assumes:
•Investment of $100,000
•5% annual appreciation
•Least expensive combination of Fund fees and expenses
•No add-on benefits
•No sales charges
•No additional purchase payments, transfers or withdrawals
Assumes:
•Investment of $100,000
•5% annual appreciation
•Most expensive combination of add-on benefits and Fund fees and expenses
•No sales charges
•No additional purchase payments, transfers or withdrawals
RISKSLocation in Prospectus
Is There a Risk of Loss from Poor Performance?
Yes. You can lose money by investing in this Contract.
Principal Risks
Is this a Short-Term Investment?
No. This Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. The benefits of tax deferral also mean the Contract is more beneficial to investors with a long time horizon. Amounts removed from a Fixed Account Option prior to the end of a Fixed Account Option term may also result in a negative Market Value Adjustment.
Principal Risks
What Are the Risks Associated with the Investment Options?
An investment in this Contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options you choose. Each investment option (Investment Divisions and Fixed Account Options) has its own unique risks. Early withdrawals from a Fixed Account Option may be subject to a Market Value Adjustment. You should review the investment options before making an investment decision.
Principal Risks
What Are the Risks Related to the Insurance Company?
Any obligations (including under the Fixed Account Options), guarantees, and benefits of the Contract are subject to the claims-paying ability of Jackson of NY. More information about Jackson of NY is available upon request by visiting our website at www.jackson.com or by calling 1-800-599-5651.
Principal Risks
RESTRICTIONS
Are There Restrictions on the Investment Options?
Yes.

Premium Payments.
•The minimum initial Premium payment must be at least $25,000 for both non-qualified and qualified plan Contracts
•The minimum subsequent Premium payment must be at least $500 ($50 for an automatic payment plan).
•The maximum aggregate Premium payments you may make without our prior approval is $1 million.
•There is a minimum allocation requirement of $100.
•We reserve the right, in our discretion, to limit, restrict, suspend or reject any or all initial or subsequent Premium payments and to limit the amount, frequency or timing of Premium payments, at any time on a non-discriminatory basis.

Transfers.
•We reserve the right to charge $25 for each transfer when you transfer money between Investment Divisions in excess of 25 times in a Contract Year.

Investment Restrictions.
•Jackson of NY may remove or substitute Funds as investment options available under the Contract, and may limit or suspend availability of the Fixed Account Options.
•The availability of investment options may vary depending on the broker-dealer or financial intermediary through which the Contract is sold. You should discuss with your financial professional any limitations or restrictions on investment options that apply through their broker-dealer.
Purchases

Principal Risks

Appendix J: Financial Intermediary Variations
Are There any Restrictions on Contract Benefits?
Yes. Not all optional benefits are available through all broker-dealers and may vary date of purchase. We may modify or discontinue an add-on benefit at any time. The availability of Contract benefits may vary depending on the broker-dealer or financial intermediary through which the Contract is sold. You should discuss with your financial professional any limitations or restrictions on Contract benefits that apply through their broker-dealer.
Benefits Available Under the Contracts

Appendix J: Financial Intermediary Variations
TAXES
What Are the Contract's Tax Implications?
•Consult with a tax professional to determine the tax implications of an investment in and purchase payments received under this Contract.
•If you purchase the Contract through a tax-qualified plan or individual retirement account (IRA), you do not get any additional tax deferral.
•Earnings on your Contract are taxed at ordinary income tax rates when you withdraw them, and you may have to pay a penalty if you take a withdrawal before age 59 ½.
Taxes
CONFLICTS OF INTEREST
How Are Investment
Professionals
Compensated?
Your financial professional or other investment professionals may receive compensation for selling this Contract to you in the form of advisory fees, revenue sharing, and other compensation programs. Accordingly, investment professionals may have a financial incentive to offer or recommend this Contract over another investment.Distribution of Contracts
Should I Exchange My Contract?
Some investment professionals may have a financial incentive to offer you a new contract in place of the one you own. You should only consider exchanging your Contract if you determine, after comparing the features, fees, and risks of both contracts, that it is in your best interest to purchase the new contract rather than continue to own your existing Contract.Non-Qualified Contracts - 1035 Exchanges
Charges for Early Withdrawals [Text Block]
Are There Charges or Adjustments for Early Withdrawals?
Yes. If all or a portion of Contract Value is removed from a Fixed Account Option before the end of the Fixed Account Option term, we will apply a Market Value Adjustment, which may be negative. The Market Value Adjustment applies to partial or total withdrawals, transfers, or annuitizations from a Fixed Account Option prior to the end of the specified Fixed Account Option term. You could lose up to 100% of any credited interest due to this Market Value Adjustment. However, a negative Market Value Adjustment will never cause you to lose any of your original investment. For example, if you allocate $100,000 to a 3-year Fixed Account Option, and earn 2.5% interest annually, after one year your investment has grown to $102,500. If you then withdraw the entire amount after only one year, you could lose up to $2,500 of your credited interest. This loss will be greater if you also have to pay a Withdrawal Charge, taxes, and tax penalties.
Charges and Adjustments-Contract Adjustments
Transaction Charges [Text Block]
Are There Transaction Charges?
Yes. In addition to contract adjustments, you may be charged for other transactions, such as when you transfer cash value between investment options more than 25 times a year, or if you request expedited delivery or wire transfer of funds.
Charges and Adjustments- Transaction Expenses
Ongoing Fees and Expenses [Table Text Block]
FEES, EXPENSES, AND ADJUSTMENTS
LOCATION IN PROSPECTUS
Are There Charges or Adjustments for Early Withdrawals?
Yes. If all or a portion of Contract Value is removed from a Fixed Account Option before the end of the Fixed Account Option term, we will apply a Market Value Adjustment, which may be negative. The Market Value Adjustment applies to partial or total withdrawals, transfers, or annuitizations from a Fixed Account Option prior to the end of the specified Fixed Account Option term. You could lose up to 100% of any credited interest due to this Market Value Adjustment. However, a negative Market Value Adjustment will never cause you to lose any of your original investment. For example, if you allocate $100,000 to a 3-year Fixed Account Option, and earn 2.5% interest annually, after one year your investment has grown to $102,500. If you then withdraw the entire amount after only one year, you could lose up to $2,500 of your credited interest. This loss will be greater if you also have to pay a Withdrawal Charge, taxes, and tax penalties.
Charges and Adjustments-Contract Adjustments
Are There Transaction Charges?
Yes. In addition to contract adjustments, you may be charged for other transactions, such as when you transfer cash value between investment options more than 25 times a year, or if you request expedited delivery or wire transfer of funds.
Charges and Adjustments- Transaction Expenses
Are There Ongoing Fees and Expenses?
(annual charges)
Yes. The table below describes the fees and expenses that you may pay each year, depending on the options you choose. Please refer to your Contract Data Pages for information about the specific fees you will pay each year based on the options you have elected. The fees and expenses disclosed below do not reflect any advisory fees paid to third-party financial professionals from your Contract Value or other assets. If such advisory fees were reflected, the fees and expenses disclosed below would be higher.
Charges and Adjustments- Add-On Benefit Expenses
ANNUAL FEEMINIMUMMAXIMUM
1. Base Contract1
0.46%0.46%
Charges and Adjustments- Annual Contract Expenses: Core Contract Charge
2. Fund fees and expenses2
0.26%2.08%
Charges and Adjustments- Fund Expenses
3. Optional benefits available for an additional charge (for a single add-on benefit, if elected)3
See current Rate Sheet Prospectus Supplement
See current Rate Sheet Prospectus Supplement
Charges and Adjustments- Add-On Benefit Expenses

Rate Sheet Prospectus Supplement
1.As a percentage of average daily Contract Value of the Investment Divisions.
2.As a percentage of average Fund net assets.
3.This prospectus utilizes Rate Sheet Prospectus Supplements to describe the current minimum and maximum charges you would pay for a single optional benefit, if elected. To obtain a copy of the most recent Rate Sheet Prospectus Supplement(s), please visit www.jackson.com/product-literature-5.html.
Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year, based on current charges.
LOWEST ANNUAL COST: See Current Rate Sheet Prospectus SupplementHIGHEST ANNUAL COST: See Current Rate Sheet Prospectus SupplementRate Sheet Prospectus Supplement
Assumes:
•Investment of $100,000
•5% annual appreciation
•Least expensive combination of Fund fees and expenses
•No add-on benefits
•No sales charges
•No additional purchase payments, transfers or withdrawals
Assumes:
•Investment of $100,000
•5% annual appreciation
•Most expensive combination of add-on benefits and Fund fees and expenses
•No sales charges
•No additional purchase payments, transfers or withdrawals
RISKSLocation in Prospectus
Is There a Risk of Loss from Poor Performance?
Yes. You can lose money by investing in this Contract.
Principal Risks
Is this a Short-Term Investment?
No. This Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. The benefits of tax deferral also mean the Contract is more beneficial to investors with a long time horizon. Amounts removed from a Fixed Account Option prior to the end of a Fixed Account Option term may also result in a negative Market Value Adjustment.
Principal Risks
What Are the Risks Associated with the Investment Options?
An investment in this Contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options you choose. Each investment option (Investment Divisions and Fixed Account Options) has its own unique risks. Early withdrawals from a Fixed Account Option may be subject to a Market Value Adjustment. You should review the investment options before making an investment decision.
Principal Risks
What Are the Risks Related to the Insurance Company?
Any obligations (including under the Fixed Account Options), guarantees, and benefits of the Contract are subject to the claims-paying ability of Jackson of NY. More information about Jackson of NY is available upon request by visiting our website at www.jackson.com or by calling 1-800-599-5651.
Principal Risks
RESTRICTIONS
Are There Restrictions on the Investment Options?
Yes.

Premium Payments.
•The minimum initial Premium payment must be at least $25,000 for both non-qualified and qualified plan Contracts
•The minimum subsequent Premium payment must be at least $500 ($50 for an automatic payment plan).
•The maximum aggregate Premium payments you may make without our prior approval is $1 million.
•There is a minimum allocation requirement of $100.
•We reserve the right, in our discretion, to limit, restrict, suspend or reject any or all initial or subsequent Premium payments and to limit the amount, frequency or timing of Premium payments, at any time on a non-discriminatory basis.

Transfers.
•We reserve the right to charge $25 for each transfer when you transfer money between Investment Divisions in excess of 25 times in a Contract Year.

Investment Restrictions.
•Jackson of NY may remove or substitute Funds as investment options available under the Contract, and may limit or suspend availability of the Fixed Account Options.
•The availability of investment options may vary depending on the broker-dealer or financial intermediary through which the Contract is sold. You should discuss with your financial professional any limitations or restrictions on investment options that apply through their broker-dealer.
Purchases

Principal Risks

Appendix J: Financial Intermediary Variations
Are There any Restrictions on Contract Benefits?
Yes. Not all optional benefits are available through all broker-dealers and may vary date of purchase. We may modify or discontinue an add-on benefit at any time. The availability of Contract benefits may vary depending on the broker-dealer or financial intermediary through which the Contract is sold. You should discuss with your financial professional any limitations or restrictions on Contract benefits that apply through their broker-dealer.
Benefits Available Under the Contracts

Appendix J: Financial Intermediary Variations
TAXES
What Are the Contract's Tax Implications?
•Consult with a tax professional to determine the tax implications of an investment in and purchase payments received under this Contract.
•If you purchase the Contract through a tax-qualified plan or individual retirement account (IRA), you do not get any additional tax deferral.
•Earnings on your Contract are taxed at ordinary income tax rates when you withdraw them, and you may have to pay a penalty if you take a withdrawal before age 59 ½.
Taxes
CONFLICTS OF INTEREST
How Are Investment
Professionals
Compensated?
Your financial professional or other investment professionals may receive compensation for selling this Contract to you in the form of advisory fees, revenue sharing, and other compensation programs. Accordingly, investment professionals may have a financial incentive to offer or recommend this Contract over another investment.Distribution of Contracts
Should I Exchange My Contract?
Some investment professionals may have a financial incentive to offer you a new contract in place of the one you own. You should only consider exchanging your Contract if you determine, after comparing the features, fees, and risks of both contracts, that it is in your best interest to purchase the new contract rather than continue to own your existing Contract.Non-Qualified Contracts - 1035 Exchanges
Base Contract (of Other Amount) (N-4) Minimum [Percent] 0.46%
Base Contract (of Other Amount) (N-4) Maximum [Percent] 0.46%
Investment Options (of Average Annual Net Assets) Minimum [Percent] 0.26%
Investment Options (of Average Annual Net Assets) Maximum [Percent] 2.08%
Base Contract (N-4) Footnotes [Text Block] As a percentage of average daily Contract Value of the Investment Divisions.
Optional Benefits Footnotes [Text Block] This prospectus utilizes Rate Sheet Prospectus Supplements to describe the current minimum and maximum charges you would pay for a single optional benefit, if elected. To obtain a copy of the most recent Rate Sheet Prospectus Supplement(s), please visit www.jackson.com/product-literature-5.html.
Investment Options Footnotes [Text Block] As a percentage of average Fund net assets.
Lowest and Highest Annual Cost [Table Text Block]
FEES, EXPENSES, AND ADJUSTMENTS
LOCATION IN PROSPECTUS
Are There Charges or Adjustments for Early Withdrawals?
Yes. If all or a portion of Contract Value is removed from a Fixed Account Option before the end of the Fixed Account Option term, we will apply a Market Value Adjustment, which may be negative. The Market Value Adjustment applies to partial or total withdrawals, transfers, or annuitizations from a Fixed Account Option prior to the end of the specified Fixed Account Option term. You could lose up to 100% of any credited interest due to this Market Value Adjustment. However, a negative Market Value Adjustment will never cause you to lose any of your original investment. For example, if you allocate $100,000 to a 3-year Fixed Account Option, and earn 2.5% interest annually, after one year your investment has grown to $102,500. If you then withdraw the entire amount after only one year, you could lose up to $2,500 of your credited interest. This loss will be greater if you also have to pay a Withdrawal Charge, taxes, and tax penalties.
Charges and Adjustments-Contract Adjustments
Are There Transaction Charges?
Yes. In addition to contract adjustments, you may be charged for other transactions, such as when you transfer cash value between investment options more than 25 times a year, or if you request expedited delivery or wire transfer of funds.
Charges and Adjustments- Transaction Expenses
Are There Ongoing Fees and Expenses?
(annual charges)
Yes. The table below describes the fees and expenses that you may pay each year, depending on the options you choose. Please refer to your Contract Data Pages for information about the specific fees you will pay each year based on the options you have elected. The fees and expenses disclosed below do not reflect any advisory fees paid to third-party financial professionals from your Contract Value or other assets. If such advisory fees were reflected, the fees and expenses disclosed below would be higher.
Charges and Adjustments- Add-On Benefit Expenses
ANNUAL FEEMINIMUMMAXIMUM
1. Base Contract1
0.46%0.46%
Charges and Adjustments- Annual Contract Expenses: Core Contract Charge
2. Fund fees and expenses2
0.26%2.08%
Charges and Adjustments- Fund Expenses
3. Optional benefits available for an additional charge (for a single add-on benefit, if elected)3
See current Rate Sheet Prospectus Supplement
See current Rate Sheet Prospectus Supplement
Charges and Adjustments- Add-On Benefit Expenses

Rate Sheet Prospectus Supplement
1.As a percentage of average daily Contract Value of the Investment Divisions.
2.As a percentage of average Fund net assets.
3.This prospectus utilizes Rate Sheet Prospectus Supplements to describe the current minimum and maximum charges you would pay for a single optional benefit, if elected. To obtain a copy of the most recent Rate Sheet Prospectus Supplement(s), please visit www.jackson.com/product-literature-5.html.
Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year, based on current charges.
LOWEST ANNUAL COST: See Current Rate Sheet Prospectus SupplementHIGHEST ANNUAL COST: See Current Rate Sheet Prospectus SupplementRate Sheet Prospectus Supplement
Assumes:
•Investment of $100,000
•5% annual appreciation
•Least expensive combination of Fund fees and expenses
•No add-on benefits
•No sales charges
•No additional purchase payments, transfers or withdrawals
Assumes:
•Investment of $100,000
•5% annual appreciation
•Most expensive combination of add-on benefits and Fund fees and expenses
•No sales charges
•No additional purchase payments, transfers or withdrawals
RISKSLocation in Prospectus
Is There a Risk of Loss from Poor Performance?
Yes. You can lose money by investing in this Contract.
Principal Risks
Is this a Short-Term Investment?
No. This Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. The benefits of tax deferral also mean the Contract is more beneficial to investors with a long time horizon. Amounts removed from a Fixed Account Option prior to the end of a Fixed Account Option term may also result in a negative Market Value Adjustment.
Principal Risks
What Are the Risks Associated with the Investment Options?
An investment in this Contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options you choose. Each investment option (Investment Divisions and Fixed Account Options) has its own unique risks. Early withdrawals from a Fixed Account Option may be subject to a Market Value Adjustment. You should review the investment options before making an investment decision.
Principal Risks
What Are the Risks Related to the Insurance Company?
Any obligations (including under the Fixed Account Options), guarantees, and benefits of the Contract are subject to the claims-paying ability of Jackson of NY. More information about Jackson of NY is available upon request by visiting our website at www.jackson.com or by calling 1-800-599-5651.
Principal Risks
RESTRICTIONS
Are There Restrictions on the Investment Options?
Yes.

Premium Payments.
•The minimum initial Premium payment must be at least $25,000 for both non-qualified and qualified plan Contracts
•The minimum subsequent Premium payment must be at least $500 ($50 for an automatic payment plan).
•The maximum aggregate Premium payments you may make without our prior approval is $1 million.
•There is a minimum allocation requirement of $100.
•We reserve the right, in our discretion, to limit, restrict, suspend or reject any or all initial or subsequent Premium payments and to limit the amount, frequency or timing of Premium payments, at any time on a non-discriminatory basis.

Transfers.
•We reserve the right to charge $25 for each transfer when you transfer money between Investment Divisions in excess of 25 times in a Contract Year.

Investment Restrictions.
•Jackson of NY may remove or substitute Funds as investment options available under the Contract, and may limit or suspend availability of the Fixed Account Options.
•The availability of investment options may vary depending on the broker-dealer or financial intermediary through which the Contract is sold. You should discuss with your financial professional any limitations or restrictions on investment options that apply through their broker-dealer.
Purchases

Principal Risks

Appendix J: Financial Intermediary Variations
Are There any Restrictions on Contract Benefits?
Yes. Not all optional benefits are available through all broker-dealers and may vary date of purchase. We may modify or discontinue an add-on benefit at any time. The availability of Contract benefits may vary depending on the broker-dealer or financial intermediary through which the Contract is sold. You should discuss with your financial professional any limitations or restrictions on Contract benefits that apply through their broker-dealer.
Benefits Available Under the Contracts

Appendix J: Financial Intermediary Variations
TAXES
What Are the Contract's Tax Implications?
•Consult with a tax professional to determine the tax implications of an investment in and purchase payments received under this Contract.
•If you purchase the Contract through a tax-qualified plan or individual retirement account (IRA), you do not get any additional tax deferral.
•Earnings on your Contract are taxed at ordinary income tax rates when you withdraw them, and you may have to pay a penalty if you take a withdrawal before age 59 ½.
Taxes
CONFLICTS OF INTEREST
How Are Investment
Professionals
Compensated?
Your financial professional or other investment professionals may receive compensation for selling this Contract to you in the form of advisory fees, revenue sharing, and other compensation programs. Accordingly, investment professionals may have a financial incentive to offer or recommend this Contract over another investment.Distribution of Contracts
Should I Exchange My Contract?
Some investment professionals may have a financial incentive to offer you a new contract in place of the one you own. You should only consider exchanging your Contract if you determine, after comparing the features, fees, and risks of both contracts, that it is in your best interest to purchase the new contract rather than continue to own your existing Contract.Non-Qualified Contracts - 1035 Exchanges
Lowest Annual Cost Footnotes [Text Block]
Assumes:
•Investment of $100,000
•5% annual appreciation
•Least expensive combination of Fund fees and expenses
•No add-on benefits
•No sales charges
•No additional purchase payments, transfers or withdrawals
Highest Annual Cost Footnotes [Text Block]
Assumes:
•Investment of $100,000
•5% annual appreciation
•Most expensive combination of add-on benefits and Fund fees and expenses
•No sales charges
•No additional purchase payments, transfers or withdrawals
Risks [Table Text Block]
FEES, EXPENSES, AND ADJUSTMENTS
LOCATION IN PROSPECTUS
Are There Charges or Adjustments for Early Withdrawals?
Yes. If all or a portion of Contract Value is removed from a Fixed Account Option before the end of the Fixed Account Option term, we will apply a Market Value Adjustment, which may be negative. The Market Value Adjustment applies to partial or total withdrawals, transfers, or annuitizations from a Fixed Account Option prior to the end of the specified Fixed Account Option term. You could lose up to 100% of any credited interest due to this Market Value Adjustment. However, a negative Market Value Adjustment will never cause you to lose any of your original investment. For example, if you allocate $100,000 to a 3-year Fixed Account Option, and earn 2.5% interest annually, after one year your investment has grown to $102,500. If you then withdraw the entire amount after only one year, you could lose up to $2,500 of your credited interest. This loss will be greater if you also have to pay a Withdrawal Charge, taxes, and tax penalties.
Charges and Adjustments-Contract Adjustments
Are There Transaction Charges?
Yes. In addition to contract adjustments, you may be charged for other transactions, such as when you transfer cash value between investment options more than 25 times a year, or if you request expedited delivery or wire transfer of funds.
Charges and Adjustments- Transaction Expenses
Are There Ongoing Fees and Expenses?
(annual charges)
Yes. The table below describes the fees and expenses that you may pay each year, depending on the options you choose. Please refer to your Contract Data Pages for information about the specific fees you will pay each year based on the options you have elected. The fees and expenses disclosed below do not reflect any advisory fees paid to third-party financial professionals from your Contract Value or other assets. If such advisory fees were reflected, the fees and expenses disclosed below would be higher.
Charges and Adjustments- Add-On Benefit Expenses
ANNUAL FEEMINIMUMMAXIMUM
1. Base Contract1
0.46%0.46%
Charges and Adjustments- Annual Contract Expenses: Core Contract Charge
2. Fund fees and expenses2
0.26%2.08%
Charges and Adjustments- Fund Expenses
3. Optional benefits available for an additional charge (for a single add-on benefit, if elected)3
See current Rate Sheet Prospectus Supplement
See current Rate Sheet Prospectus Supplement
Charges and Adjustments- Add-On Benefit Expenses

Rate Sheet Prospectus Supplement
1.As a percentage of average daily Contract Value of the Investment Divisions.
2.As a percentage of average Fund net assets.
3.This prospectus utilizes Rate Sheet Prospectus Supplements to describe the current minimum and maximum charges you would pay for a single optional benefit, if elected. To obtain a copy of the most recent Rate Sheet Prospectus Supplement(s), please visit www.jackson.com/product-literature-5.html.
Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year, based on current charges.
LOWEST ANNUAL COST: See Current Rate Sheet Prospectus SupplementHIGHEST ANNUAL COST: See Current Rate Sheet Prospectus SupplementRate Sheet Prospectus Supplement
Assumes:
•Investment of $100,000
•5% annual appreciation
•Least expensive combination of Fund fees and expenses
•No add-on benefits
•No sales charges
•No additional purchase payments, transfers or withdrawals
Assumes:
•Investment of $100,000
•5% annual appreciation
•Most expensive combination of add-on benefits and Fund fees and expenses
•No sales charges
•No additional purchase payments, transfers or withdrawals
RISKSLocation in Prospectus
Is There a Risk of Loss from Poor Performance?
Yes. You can lose money by investing in this Contract.
Principal Risks
Is this a Short-Term Investment?
No. This Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. The benefits of tax deferral also mean the Contract is more beneficial to investors with a long time horizon. Amounts removed from a Fixed Account Option prior to the end of a Fixed Account Option term may also result in a negative Market Value Adjustment.
Principal Risks
What Are the Risks Associated with the Investment Options?
An investment in this Contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options you choose. Each investment option (Investment Divisions and Fixed Account Options) has its own unique risks. Early withdrawals from a Fixed Account Option may be subject to a Market Value Adjustment. You should review the investment options before making an investment decision.
Principal Risks
What Are the Risks Related to the Insurance Company?
Any obligations (including under the Fixed Account Options), guarantees, and benefits of the Contract are subject to the claims-paying ability of Jackson of NY. More information about Jackson of NY is available upon request by visiting our website at www.jackson.com or by calling 1-800-599-5651.
Principal Risks
RESTRICTIONS
Are There Restrictions on the Investment Options?
Yes.

Premium Payments.
•The minimum initial Premium payment must be at least $25,000 for both non-qualified and qualified plan Contracts
•The minimum subsequent Premium payment must be at least $500 ($50 for an automatic payment plan).
•The maximum aggregate Premium payments you may make without our prior approval is $1 million.
•There is a minimum allocation requirement of $100.
•We reserve the right, in our discretion, to limit, restrict, suspend or reject any or all initial or subsequent Premium payments and to limit the amount, frequency or timing of Premium payments, at any time on a non-discriminatory basis.

Transfers.
•We reserve the right to charge $25 for each transfer when you transfer money between Investment Divisions in excess of 25 times in a Contract Year.

Investment Restrictions.
•Jackson of NY may remove or substitute Funds as investment options available under the Contract, and may limit or suspend availability of the Fixed Account Options.
•The availability of investment options may vary depending on the broker-dealer or financial intermediary through which the Contract is sold. You should discuss with your financial professional any limitations or restrictions on investment options that apply through their broker-dealer.
Purchases

Principal Risks

Appendix J: Financial Intermediary Variations
Are There any Restrictions on Contract Benefits?
Yes. Not all optional benefits are available through all broker-dealers and may vary date of purchase. We may modify or discontinue an add-on benefit at any time. The availability of Contract benefits may vary depending on the broker-dealer or financial intermediary through which the Contract is sold. You should discuss with your financial professional any limitations or restrictions on Contract benefits that apply through their broker-dealer.
Benefits Available Under the Contracts

Appendix J: Financial Intermediary Variations
TAXES
What Are the Contract's Tax Implications?
•Consult with a tax professional to determine the tax implications of an investment in and purchase payments received under this Contract.
•If you purchase the Contract through a tax-qualified plan or individual retirement account (IRA), you do not get any additional tax deferral.
•Earnings on your Contract are taxed at ordinary income tax rates when you withdraw them, and you may have to pay a penalty if you take a withdrawal before age 59 ½.
Taxes
CONFLICTS OF INTEREST
How Are Investment
Professionals
Compensated?
Your financial professional or other investment professionals may receive compensation for selling this Contract to you in the form of advisory fees, revenue sharing, and other compensation programs. Accordingly, investment professionals may have a financial incentive to offer or recommend this Contract over another investment.Distribution of Contracts
Should I Exchange My Contract?
Some investment professionals may have a financial incentive to offer you a new contract in place of the one you own. You should only consider exchanging your Contract if you determine, after comparing the features, fees, and risks of both contracts, that it is in your best interest to purchase the new contract rather than continue to own your existing Contract.Non-Qualified Contracts - 1035 Exchanges
Investment Restrictions [Text Block]
Yes.

Premium Payments.
•The minimum initial Premium payment must be at least $25,000 for both non-qualified and qualified plan Contracts
•The minimum subsequent Premium payment must be at least $500 ($50 for an automatic payment plan).
•The maximum aggregate Premium payments you may make without our prior approval is $1 million.
•There is a minimum allocation requirement of $100.
•We reserve the right, in our discretion, to limit, restrict, suspend or reject any or all initial or subsequent Premium payments and to limit the amount, frequency or timing of Premium payments, at any time on a non-discriminatory basis.

Transfers.
•We reserve the right to charge $25 for each transfer when you transfer money between Investment Divisions in excess of 25 times in a Contract Year.

Investment Restrictions.
•Jackson of NY may remove or substitute Funds as investment options available under the Contract, and may limit or suspend availability of the Fixed Account Options.
•The availability of investment options may vary depending on the broker-dealer or financial intermediary through which the Contract is sold. You should discuss with your financial professional any limitations or restrictions on investment options that apply through their broker-dealer.
Key Information, Benefit Restrictions [Text Block] Yes. Not all optional benefits are available through all broker-dealers and may vary date of purchase. We may modify or discontinue an add-on benefit at any time. The availability of Contract benefits may vary depending on the broker-dealer or financial intermediary through which the Contract is sold. You should discuss with your financial professional any limitations or restrictions on Contract benefits that apply through their broker-dealer.
Tax Implications [Text Block]
•Consult with a tax professional to determine the tax implications of an investment in and purchase payments received under this Contract.
•If you purchase the Contract through a tax-qualified plan or individual retirement account (IRA), you do not get any additional tax deferral.
•Earnings on your Contract are taxed at ordinary income tax rates when you withdraw them, and you may have to pay a penalty if you take a withdrawal before age 59 ½.
Investment Professional Compensation [Text Block] Your financial professional or other investment professionals may receive compensation for selling this Contract to you in the form of advisory fees, revenue sharing, and other compensation programs. Accordingly, investment professionals may have a financial incentive to offer or recommend this Contract over another investment.
Exchanges [Text Block] Some investment professionals may have a financial incentive to offer you a new contract in place of the one you own. You should only consider exchanging your Contract if you determine, after comparing the features, fees, and risks of both contracts, that it is in your best interest to purchase the new contract rather than continue to own your existing Contract.
Item 4. Fee Table [Line Items]  
Item 4. Fee Table [Text Block]
FEES, EXPENSES, AND ADJUSTMENTS TABLES

The following tables describe the fees, expenses, and adjustments that you will pay when purchasing, owning, and making partial or total withdrawals from the Investment Option or from the Contract. Please refer to your Contract Data Pages for information about the specific fees you will pay each year based on the options you have elected.

Fees and expenses also may apply after the Income Date. For more information, please see “INCOME PAYMENTS (THE INCOME PHASE)” beginning on page 117.

The first table (and footnotes) describes the fees and expenses that you will pay at the time that you purchase the Contract, take withdrawals from an Investment Option or from the Contract or transfer Contract Value between investment options.
Transaction Expenses

Maximum Withdrawal ChargeNone
Transfer Charge (per transfer after 25 in a Contract Year)$25
Premium Taxes (Percentage of each Premium)1
Minimum0.0%
Maximum3.5%
Expedited Delivery Charge2
Highest Current Charge
$38
Wire Transfers (for withdrawals)3
Highest Current Charge
$25

1. Currently, Premium taxes do not apply.

2. We pass the current charges for requested expedited delivery services through to you directly, with no added fees or profits to us. This means these charges are subject to change and are not subject to a maximum. Between Monday and Friday, the current Expedited Delivery Charge is $23. On Saturday, the current Expedited Delivery Charge is $38.

3. We pass the current charges for requested wire transfer services through to you directly, with no added fees or profits to us. This means these charges are subject to change and are not subject to a maximum. Currently, standard wire fees are $20 and international wire fees are $25.
Adjustments

The next table describes the adjustments, in addition to any transaction expenses, that apply if all or a portion of the Contract Value is removed from an Index Account Option or from the Contract before the expiration of a specified period.

Adjustments
Maximum Adjustment
Market Value Adjustment Maximum Potential Loss1 (as a percentage of credited interest)
100%

1.A Market Value Adjustment may apply to amounts withdrawn or transferred from the Fixed Account prior to the end of the selected Fixed Account Option period. For more information, please see "Market Value Adjustment" beginning on page 33.
The next table describes the fees and expenses that you will pay each year during the time that you own the Contract (not including Fund fees and expenses). If you choose to purchase an add-on benefit, you will pay additional charges, as shown below.
Annual Contract Expenses

Administrative Charges
Maximum
Charge
Annual Contract Maintenance Charge1
$30
Base Contract Charges
(% of average daily account value of Investment Divisions)
Maximum
Charge
Core Contract Charge2
0.45%

1.    This charge is waived on Contract Value of $50,000 or more. This charge is deducted proportionally from your allocations to the Investment Divisions and the Fixed Account either annually (on your Contract Anniversary) or in conjunction with a total withdrawal, as applicable.

2.    This charge is reduced to 0.40% if the Contract Value on the later of the Issue Date or the most recent Contract Quarterly Anniversary is greater than or equal to $1 million. If your Contract Value subsequently drops below $1 million on the most recent Contract Quarterly Anniversary, we will reinstate the charge of 0.45%.
Optional Benefit Charges
Maximum Charge
Return of Premium Guaranteed Minimum Death Benefit (“GMDB”)1
0.40%
Highest Anniversary Value Guaranteed Minimum Death Benefit1, 2
0.90%
Flex DB10 NY (only available with specified benefit options on the Flex® GMWB)3, 4
1.44%
LifeGuard Freedom Accelerator DBSM NY (only available with the LifeGuard Freedom Accelerator GMWB) (no longer offered as of August 28, 2023)3
1.26%
GMWB With Annual Step-Up (“AutoGuard”) 3, 5
1.74%
For Life GMWB With Bonus, Annual Step-Up to the Highest Quarterly Contract Value, and Earnings-Sensitive Withdrawal Amount (“Flex Net® GMWB”)3, 5, 6, 12, 15
3.00%
Joint For Life GMWB With Bonus, Annual Step-Up to the Highest Quarterly Contract Value, and Earnings-Sensitive Withdrawal Amount (“Flex Net With Joint Option GMWB”)3, 5, 7, 13
3.00%
For Life GMWB With Bonus and Step-Up to the Highest Quarterly Contract Value (“Flex GMWB”)3, 5, 8, 11
3.00%
Joint For Life GMWB With Bonus and Step-Up to the Highest Quarterly Contract Value (“Flex With Joint Option GMWB”)3, 5, 9, 14
3.00%
For Life Guaranteed Minimum Withdrawal Benefit With Deferral Credit And Annual Step-Up (“LifeGuard Freedom Accelerator® GMWB”) (no longer offered as of August 28, 2023)3, 5

2.34%
Joint For Life Guaranteed Minimum Withdrawal Benefit With Deferral Credit And Annual Step-Up (“LifeGuard Freedom Accelerator® with Joint Option GMWB”) (no longer offered as of August 28, 2023)3, 5
2.52%
Guaranteed Minimum Withdrawal Benefit For Stretch RMDs (“MarketGuard Stretch® GMWB”)3, 5
2.22%

1.    This add-on benefit charge is expressed as a percentage of average daily account value in the Investment Divisions.

2.    The current and maximum annual charges used in the table are based on the average daily net asset value of your allocations to the Investment Divisions.

3.    This add-on benefit charge is expressed as a percentage of benefit base.

4.    The charge for Flex DB NY is calculated based on the applicable percentage of the GMWB Death Benefit.

5.    Some optional endorsements are only available to select when purchasing the Contract and once purchased cannot be canceled. For more information, please see the applicable optional endorsement disclosures under “Access To Your Money” and “Death Benefits”.

6.    For more information about the charges for this endorsement, including applicable charges for each of the benefit options, please see “For Life Guaranteed Minimum Withdrawal Benefit With Bonus, Annual Step-Up and Earnings-Sensitive Withdrawal Amount (“Flex Net GMWB”) Charge”.

7.    For more information about the charges for this endorsement, including applicable charges for each of the benefit options, please see “Joint For Life Guaranteed Minimum Withdrawal Benefit With Bonus, Annual Step-Up and Earnings-Sensitive Withdrawal Amount (“Flex Net with Joint Option GMWB”) Charge”.

8.    The maximum annual charges used in the table are based on election of the most expensive benefit options under Flex GMWB The Flex GMWB includes different options you may elect, and each benefit option results in different charges.

9.    The maximum annual charges used in the table are based on election of the most expensive benefit option under Flex with Joint Option. The Flex with Joint Option GMWB includes different benefit options you may elect, and each benefit option results in different charges.

10.    Prior to August 28, 2023, Flex DB NY was called LifeGuard Freedom Flex DB NY.

11.    Prior to August 28, 2023, Flex GMWB was called LifeGuard Freedom Flex GMWB.

12.    Prior to August 28, 2023, Flex Net GMWB was called LifeGuard Freedom Net GMWB.

13.    Prior to August 28, 2023, Flex Net With Joint Option GMWB was called LifeGuard Freedom Net With Joint Option GMWB.

14.    Prior to August 28, 2023, Flex With Joint Option GMWB was called LifeGuard Freedom Flex With Joint Option GMWB.

15.    The maximum annual charges used in the table are based on election of the most expensive benefit option under the Flex Net GMWB. The Flex Net GMWB includes different benefit options you may elect, and each benefit option results in different charges.
The next table shows the minimum and maximum total operating expenses charged by the Funds that you may pay periodically during the time that you own the Contract (before any fee waiver or expense reimbursement). The expenses are expressed as a percentage of average net assets of the Funds and may be higher or lower in the future. A complete list of Funds available under the Contract, including their annual expenses, may be found in Appendix A.

Annual Fund Expenses

MinimumMaximum
Expenses that are deducted from the Fund assets, including management and administration fees, distribution and/or service (12b-1) fees, and other expenses as of December 31, 2025.0.26%2.08%
EXAMPLE

The table below is intended to help you compare the cost of investing in the Investment Divisions with the cost of investing in other annuity contracts that offer variable options. These costs include transaction expenses, annual Contract expenses and annual Fund expenses.

The Example assumes all Contract Value is allocated to the Investment Divisions. The Example does not reflect any Contract Adjustment. Your costs could differ from those shown below if you invest in Fixed Account Options.

The Example assumes that you invest $100,000 in the Investment Divisions for the time periods indicated. The Example also assumes that your investment has a 5% return each year, and assumes the most expensive combination of annual Fund expenses and add-on benefits available for an additional charge (using the maximum possible charge). The Example does not include any advisory fees paid to third-party financial professionals. Although your actual costs may be higher or lower, based on these assumptions your costs would be:

If you take a total withdrawal of your Contract Value at the end of the applicable time periodIf you annuitize at the end of the applicable time period
If you do not take a total withdrawal of your Contract Value
1 Year3 Years5 Years10 Years1 Year*3 Years5 Years10 Years1 Year3 Years5 Years10 Years
$6,907$20,288$33,111$62,844$6,907$20,288$33,111$62,844$6,907$20,288$33,111$62,844

*Please be aware that, although we show this cost for comparison purposes, you are not allowed to annuitize this Contract within 13 months of the Contract’s Issue Date.

The example does not represent past or future expenses. Your actual costs may be higher or lower.
Transaction Expenses [Table Text Block]
Transaction Expenses

Maximum Withdrawal ChargeNone
Transfer Charge (per transfer after 25 in a Contract Year)$25
Premium Taxes (Percentage of each Premium)1
Minimum0.0%
Maximum3.5%
Expedited Delivery Charge2
Highest Current Charge
$38
Wire Transfers (for withdrawals)3
Highest Current Charge
$25

1. Currently, Premium taxes do not apply.

2. We pass the current charges for requested expedited delivery services through to you directly, with no added fees or profits to us. This means these charges are subject to change and are not subject to a maximum. Between Monday and Friday, the current Expedited Delivery Charge is $23. On Saturday, the current Expedited Delivery Charge is $38.

3. We pass the current charges for requested wire transfer services through to you directly, with no added fees or profits to us. This means these charges are subject to change and are not subject to a maximum. Currently, standard wire fees are $20 and international wire fees are $25.
Deferred Sales Load (of Other Amount), Maximum [Percent] 0.00%
Transfer Fee, Current [Dollars] $ 25
Contract Adjustments, Fee Table [Table Text Block]
Adjustments

The next table describes the adjustments, in addition to any transaction expenses, that apply if all or a portion of the Contract Value is removed from an Index Account Option or from the Contract before the expiration of a specified period.

Adjustments
Maximum Adjustment
Market Value Adjustment Maximum Potential Loss1 (as a percentage of credited interest)
100%

1.A Market Value Adjustment may apply to amounts withdrawn or transferred from the Fixed Account prior to the end of the selected Fixed Account Option period. For more information, please see "Market Value Adjustment" beginning on page 33.
Contract Adjustment, Maximum Potential Loss Over Value at Start of Crediting Period [Percent] 100.00%
Annual Contract Expenses [Table Text Block]
Annual Contract Expenses

Administrative Charges
Maximum
Charge
Annual Contract Maintenance Charge1
$30
Base Contract Charges
(% of average daily account value of Investment Divisions)
Maximum
Charge
Core Contract Charge2
0.45%

1.    This charge is waived on Contract Value of $50,000 or more. This charge is deducted proportionally from your allocations to the Investment Divisions and the Fixed Account either annually (on your Contract Anniversary) or in conjunction with a total withdrawal, as applicable.

2.    This charge is reduced to 0.40% if the Contract Value on the later of the Issue Date or the most recent Contract Quarterly Anniversary is greater than or equal to $1 million. If your Contract Value subsequently drops below $1 million on the most recent Contract Quarterly Anniversary, we will reinstate the charge of 0.45%.
Optional Benefit Charges
Maximum Charge
Return of Premium Guaranteed Minimum Death Benefit (“GMDB”)1
0.40%
Highest Anniversary Value Guaranteed Minimum Death Benefit1, 2
0.90%
Flex DB10 NY (only available with specified benefit options on the Flex® GMWB)3, 4
1.44%
LifeGuard Freedom Accelerator DBSM NY (only available with the LifeGuard Freedom Accelerator GMWB) (no longer offered as of August 28, 2023)3
1.26%
GMWB With Annual Step-Up (“AutoGuard”) 3, 5
1.74%
For Life GMWB With Bonus, Annual Step-Up to the Highest Quarterly Contract Value, and Earnings-Sensitive Withdrawal Amount (“Flex Net® GMWB”)3, 5, 6, 12, 15
3.00%
Joint For Life GMWB With Bonus, Annual Step-Up to the Highest Quarterly Contract Value, and Earnings-Sensitive Withdrawal Amount (“Flex Net With Joint Option GMWB”)3, 5, 7, 13
3.00%
For Life GMWB With Bonus and Step-Up to the Highest Quarterly Contract Value (“Flex GMWB”)3, 5, 8, 11
3.00%
Joint For Life GMWB With Bonus and Step-Up to the Highest Quarterly Contract Value (“Flex With Joint Option GMWB”)3, 5, 9, 14
3.00%
For Life Guaranteed Minimum Withdrawal Benefit With Deferral Credit And Annual Step-Up (“LifeGuard Freedom Accelerator® GMWB”) (no longer offered as of August 28, 2023)3, 5

2.34%
Joint For Life Guaranteed Minimum Withdrawal Benefit With Deferral Credit And Annual Step-Up (“LifeGuard Freedom Accelerator® with Joint Option GMWB”) (no longer offered as of August 28, 2023)3, 5
2.52%
Guaranteed Minimum Withdrawal Benefit For Stretch RMDs (“MarketGuard Stretch® GMWB”)3, 5
2.22%

1.    This add-on benefit charge is expressed as a percentage of average daily account value in the Investment Divisions.

2.    The current and maximum annual charges used in the table are based on the average daily net asset value of your allocations to the Investment Divisions.

3.    This add-on benefit charge is expressed as a percentage of benefit base.

4.    The charge for Flex DB NY is calculated based on the applicable percentage of the GMWB Death Benefit.

5.    Some optional endorsements are only available to select when purchasing the Contract and once purchased cannot be canceled. For more information, please see the applicable optional endorsement disclosures under “Access To Your Money” and “Death Benefits”.

6.    For more information about the charges for this endorsement, including applicable charges for each of the benefit options, please see “For Life Guaranteed Minimum Withdrawal Benefit With Bonus, Annual Step-Up and Earnings-Sensitive Withdrawal Amount (“Flex Net GMWB”) Charge”.

7.    For more information about the charges for this endorsement, including applicable charges for each of the benefit options, please see “Joint For Life Guaranteed Minimum Withdrawal Benefit With Bonus, Annual Step-Up and Earnings-Sensitive Withdrawal Amount (“Flex Net with Joint Option GMWB”) Charge”.

8.    The maximum annual charges used in the table are based on election of the most expensive benefit options under Flex GMWB The Flex GMWB includes different options you may elect, and each benefit option results in different charges.

9.    The maximum annual charges used in the table are based on election of the most expensive benefit option under Flex with Joint Option. The Flex with Joint Option GMWB includes different benefit options you may elect, and each benefit option results in different charges.

10.    Prior to August 28, 2023, Flex DB NY was called LifeGuard Freedom Flex DB NY.

11.    Prior to August 28, 2023, Flex GMWB was called LifeGuard Freedom Flex GMWB.

12.    Prior to August 28, 2023, Flex Net GMWB was called LifeGuard Freedom Net GMWB.

13.    Prior to August 28, 2023, Flex Net With Joint Option GMWB was called LifeGuard Freedom Net With Joint Option GMWB.

14.    Prior to August 28, 2023, Flex With Joint Option GMWB was called LifeGuard Freedom Flex With Joint Option GMWB.

15.    The maximum annual charges used in the table are based on election of the most expensive benefit option under the Flex Net GMWB. The Flex Net GMWB includes different benefit options you may elect, and each benefit option results in different charges.
Administrative Expense, Maximum [Dollars] $ 30
Administrative Expense, Footnotes [Text Block] This charge is waived on Contract Value of $50,000 or more. This charge is deducted proportionally from your allocations to the Investment Divisions and the Fixed Account either annually (on your Contract Anniversary) or in conjunction with a total withdrawal, as applicable.
Base Contract Expense (of Average Account Value), Maximum [Percent] 0.45%
Base Contract Expense, Footnotes [Text Block] This charge is reduced to 0.40% if the Contract Value on the later of the Issue Date or the most recent Contract Quarterly Anniversary is greater than or equal to $1 million. If your Contract Value subsequently drops below $1 million on the most recent Contract Quarterly Anniversary, we will reinstate the charge of 0.45%.
Optional Benefit Expense, Footnotes [Text Block] This add-on benefit charge is expressed as a percentage of benefit base.Some optional endorsements are only available to select when purchasing the Contract and once purchased cannot be canceled. For more information, please see the applicable optional endorsement disclosures under “Access To Your Money” and “Death Benefits”.
Annual Portfolio Company Expenses [Table Text Block]
Annual Fund Expenses

MinimumMaximum
Expenses that are deducted from the Fund assets, including management and administration fees, distribution and/or service (12b-1) fees, and other expenses as of December 31, 2025.0.26%2.08%
Portfolio Company Expenses [Text Block] Expenses that are deducted from the Fund assets, including management and administration fees, distribution and/or service (12b-1) fees, and other expenses as of December 31, 2025.
Portfolio Company Expenses Minimum [Percent] 0.26%
Portfolio Company Expenses Maximum [Percent] 2.08%
Surrender Example [Table Text Block]
If you take a total withdrawal of your Contract Value at the end of the applicable time periodIf you annuitize at the end of the applicable time period
If you do not take a total withdrawal of your Contract Value
1 Year3 Years5 Years10 Years1 Year*3 Years5 Years10 Years1 Year3 Years5 Years10 Years
$6,907$20,288$33,111$62,844$6,907$20,288$33,111$62,844$6,907$20,288$33,111$62,844

*Please be aware that, although we show this cost for comparison purposes, you are not allowed to annuitize this Contract within 13 months of the Contract’s Issue Date.
Surrender Expense, 1 Year, Maximum [Dollars] $ 6,907
Surrender Expense, 3 Years, Maximum [Dollars] 20,288
Surrender Expense, 5 Years, Maximum [Dollars] 33,111
Surrender Expense, 10 Years, Maximum [Dollars] $ 62,844
Annuitize Example [Table Text Block]
If you take a total withdrawal of your Contract Value at the end of the applicable time periodIf you annuitize at the end of the applicable time period
If you do not take a total withdrawal of your Contract Value
1 Year3 Years5 Years10 Years1 Year*3 Years5 Years10 Years1 Year3 Years5 Years10 Years
$6,907$20,288$33,111$62,844$6,907$20,288$33,111$62,844$6,907$20,288$33,111$62,844

*Please be aware that, although we show this cost for comparison purposes, you are not allowed to annuitize this Contract within 13 months of the Contract’s Issue Date.
Annuitized Expense, 1 Year, Maximum [Dollars] $ 6,907
Annuitized Expense, 3 Years, Maximum [Dollars] 20,288
Annuitized Expense, 5 Years, Maximum [Dollars] 33,111
Annuitized Expense, 10 Years, Maximum [Dollars] $ 62,844
No Surrender Example [Table Text Block]
If you take a total withdrawal of your Contract Value at the end of the applicable time periodIf you annuitize at the end of the applicable time period
If you do not take a total withdrawal of your Contract Value
1 Year3 Years5 Years10 Years1 Year*3 Years5 Years10 Years1 Year3 Years5 Years10 Years
$6,907$20,288$33,111$62,844$6,907$20,288$33,111$62,844$6,907$20,288$33,111$62,844

*Please be aware that, although we show this cost for comparison purposes, you are not allowed to annuitize this Contract within 13 months of the Contract’s Issue Date.
No Surrender Expense, 1 Year, Maximum [Dollars] $ 6,907
No Surrender Expense, 3 Years, Maximum [Dollars] 20,288
No Surrender Expense, 5 Years, Maximum [Dollars] 33,111
No Surrender Expense, 10 Years, Maximum [Dollars] $ 62,844
Item 5. Principal Risks [Line Items]  
Item 5. Principal Risks [Table Text Block]
PRINCIPAL RISKS

This section is intended to summarize the principal risks of investing in the Contract. Additional risks and details regarding various risks and benefits of investing in the Contract are described in the relevant sections of the prospectus and SAI..
Risk of Loss. You can lose money by investing in the Contract, including loss of principal. Neither the U.S. Government nor any federal agency insures or guarantees your investment in the Contract.
Risks Associated with Variable Investment Options. You bear all the investment risk for amounts allocated to one or more of the Investment Divisions, which invest in underlying Funds. If the Investment Divisions you select increase in value, then your Contract Value goes up; if they decrease in value, your Contract Value goes down. How much your Contract Value goes up or down depends on the performance of the Funds in which your Investment Divisions invest. We do not guarantee the investment results of any Fund. An investment in the Contract is subject to the risk of poor investment performance, and the value of your investment can vary depending on the performance of the selected underlying Fund(s), each of which has its own unique risks. You should review the Funds before making an investment decision.
Short-Term Investment Risk. The Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. The benefits of tax deferral, long-term income, and living benefit protections also mean that the Contract is more beneficial to investors with a long time horizon.
Liquidity and Early Withdrawal Risk. This Contract is designed as a long-term investment for retirement or other long-term financial goals.If you withdraw amounts from the Fixed Account before the end of your selected Fixed Account Option term, we will apply a Market Value Adjustment, which, if negative, could result in a loss of up to 100% of credited interest. However, a negative Market Value Adjustment will never cause you to lose any of your original investment. If you need to make early or excess withdrawals, they could substantially reduce or even terminate the benefits available under the Contract. There may be adverse tax consequences if you make early withdrawals under the Contract.
Insurance Company Risks. An investment in the Contract is subject to the risks related to us, Jackson of NY. Any obligations (including those of the Fixed Account), guarantees, and benefits of the Contract are subject to the claims-paying ability of Jackson of NY. If Jackson of NY experiences financial distress, it may not be able to meet its obligations to you.
Investment Restrictions. We reserve the right to limit transfers, and there is a $25 charge per transfer when you transfer your Contract Value between the investment options more than 25 times in a Contract Year. We also reserve the right to terminate certain Contract features such as the Dollar Cost Averaging, Dollar Cost Averaging Plus (DCA+), Earnings Sweep, Rebalancing programs and/or add-on benefits.

We may impose limits on the minimum and maximum amounts that you may invest or other transaction limits that may limit your use of the Contract.

In addition, we reserve the right to remove Investment Divisions or substitute Funds as investment options that are available under the Contract.
Premium Payment Risk. Your ability to make additional Premium payments may be restricted under the Contract, depending on the version of the Contract that you own, the add-on benefits that you have elected, and other factors. The maximum aggregate Premiums you may make without our prior approval is $1 million. The payment of subsequent Premiums, depending on market conditions at the time they are made, may or may not contribute to the various benefits under your Contract, including the add-on death benefits or any GMWB. Our right to restrict Premiums to a lesser maximum amount may also affect the benefits under your Contract.
Fees and Charges. Deduction of Contract fees, charges, and add-on benefit fees, may result in loss of principal. We reserve the right to increase the fees and charges under the Contract and add-on benefits up to the maximum guaranteed fees and charges stated in your Contract or add-on benefit endorsement and disclosed in the fee table.
Possible Adverse Tax Consequences. The Contract is not designed for frequent transfers by anyone. Frequent transfers between and among Investment Divisions may disrupt the underlying Funds and could negatively impact performance, by interfering with efficient management and reducing long-term returns, and increasing administrative costs. Frequent transfers may also dilute the value of shares of an underlying Fund. Neither the Contracts nor the underlying Funds are meant to promote any active trading strategy, like market timing. Allowing frequent transfers by one or some Owners could be at the expense of other Owners of the Contract. To protect Owners and the underlying Funds, we have policies and procedures to deter frequent transfers between and among the Investment Divisions. (See “Transfers and Frequent Transfer Restrictions—Restrictions on Transfers: Market Timing” for more information.) We cannot guarantee that these policies and procedures will be effective in detecting and preventing all transfer activity that could potentially disadvantage or hurt the rights or interests of other Owners.
Add-On Benefits. You may never need or use certain features provided by the Contract. In that case, you may pay for a feature for which you never realize any benefits.

Certain benefits are subject to conditions including waiting periods. You may die before you are able to access certain benefits under the Contract. Alternatively, you may not live long enough to receive enough benefit from the add-on benefits to exceed the amount of the fees you pay for those benefits. You may need to make early or excess withdrawals, which have the potential to substantially reduce or even terminate the benefits available under the Contract from the add-on benefits.

The Investment Divisions may perform well enough that you may not need the guarantee that may otherwise be provided by the Contract or by one of the Contract’s add-on benefits available for an additional charge.

Certain benefits may limit withdrawals or other rights under the Contract. If your Contract includes one of the add-on benefits, withdrawals will reduce the value of the benefits in proportion to the amount of the withdrawal relative to the total Contract Value at the time of withdrawal. Accordingly, under certain circumstances, a withdrawal could reduce the value of a benefit by more than the dollar amount of the withdrawal.
Add-on benefits are available at issue or on your Contract Anniversary. If you do not elect an add-on benefit at issue, it is likely that the rates associated with your add-on benefit, including the Bonus percentages, Guaranteed Withdrawal Balance Adjustment percentages, Guaranteed Annual Withdrawal Amount percentages, and Deferral Credit percentages may be lower than the rates you would have received if you had elected the add-on benefit at issue. It is also possible that the charge for the add-on benefit elected on your Contract Anniversary may be higher than the charge that would have been applicable if you had elected the add-on benefit at issue. Please note that we may make changes to which add-on benefits are available for election on your Contract Anniversary. For current availability of add-on benefits available for election post-issue, please see the most recent Post-Issue Rate Sheet Prospectus Supplement(s) at www.jackson.com/product-literature-5.html.
Conditions to Contract Benefits. Certain benefits under the Contract are contingent on several conditions being met. If those conditions are not met, you may not realize a benefit from the Contract or add-on benefit for which you have been charged a fee.
Alternatives to the Contract. Other contracts or investments may provide more favorable returns or benefits than the Contract.
Potentially Harmful Transfer Activity. The Contract is not designed for frequent transfers by anyone. Frequent transfers between and among Investment Divisions may disrupt the underlying Funds and could negatively impact performance, by interfering with efficient management and reducing long-term returns, and increasing administrative costs. Frequent transfers may also dilute the value of shares of an underlying Fund. Neither the Contracts nor the underlying Funds are meant to promote any active trading strategy, like market timing. Allowing frequent transfers by one or some Owners could be at the expense of other Owners of the Contract. To protect Owners and the underlying Funds, we have policies and procedures to deter frequent transfers between and among the Investment Divisions. (See “Transfers and Frequent Transfer Restrictions—Restrictions on Transfers: Market Timing” for more information.) We cannot guarantee that these policies and procedures will be effective in detecting and preventing all transfer activity that could potentially disadvantage or hurt the rights or interests of other Owners.
Fixed Account Option Rates. The rates we declare for the Fixed Account Options may be lower than you would find acceptable.
Deduction of Advisory Fees from Contract Value. Currently, we permit you to deduct advisory fees directly from your Contract Value in order to pay third-party financial professionals. This advisory fee is in addition to Contract fees and expenses disclosed in this prospectus. If you elect to pay the advisory fee from your Contract Value, this deduction may reduce the basic death benefit and may be subject to federal and state income taxes and a 10% federal penalty tax. In order to avoid negatively impacting your add-on benefits, we do not permit the deduction of advisory fees from your Contract Value if you have elected any of the available add-on benefits.
Business Continuity and Cybersecurity Risk. We and our service providers and business partners are subject to certain risks, including those resulting from information system failures, cybersecurity incidents, public heath crises such as the coronavirus (COVID-19) pandemic, and other disaster events. Such events can adversely impact us and our operations. These risks are common to all insurers and financial service providers. These risks include, among other things, the theft, misuse, corruption and destruction of electronic information, interference with or denial of service, attacks on systems or websites, and other operational disruptions that could severely impede our ability to conduct our business or administer the Contract.
Such events could also adversely affect us by resulting in regulatory fines, litigation, financial losses, and reputational damage. Cybersecurity incidents may also impact the issuers of securities in which the underlying funds invest, which may cause the funds underlying your Contract to lose value. Although we take efforts to protect our systems from cybersecurity incidents, there can be no assurance that we or our service providers will be able to avoid cybersecurity incidents affecting Contract owners in the future. It is also possible that a cybersecurity incident could persist for an extended period of time without detection.
Additionally, our third-party service providers and other third-parties related to our business (such as financial intermediaries or, in the case of our variable products, underlying funds) are subject to similar risks. Successful implementation and execution of their business continuity policies and procedures are largely beyond our control. Disruptions to their business operations may impair our own business operations.
Item 10. Benefits Available [Line Items]  
Benefits Available (N-4) [Text Block]
BENEFITS AVAILABLE UNDER THE CONTRACTS

The following tables summarize information about the benefits available under the Contract. The availability of Contract benefits may vary depending on the broker-dealer or financial intermediary through which the Contract is sold. See Appendix J: Financial Intermediary Variations.

The current annual charges for the add-on benefits are disclosed in a Rate Sheet Prospectus Supplement. To obtain a copy, please visit www.jackson.com/product-literature-5.html. For a list of historical add-on benefit charges, please see “Appendix F (Historical Add-On Benefit Charges).”
Basic Death Benefit (automatically included with the Contract)

NAME OF BENEFITPURPOSEMAXIMUM FEEBRIEF DESCRIPTION OF RESTRICTIONS/LIMITATIONS
Basic Death Benefit
Guarantees your Beneficiaries will receive a benefit of at least your Contract Value on the date Jackson of NY receives all required documentation from your Beneficiary.
No additional charge
•Withdrawals could significantly reduce the benefit.
•Benefit terminates on annuitization.


Add-On Death Benefits Available For a Fee

NAME OF BENEFITPURPOSEMAXIMUM FEEBRIEF DESCRIPTION OF RESTRICTIONS/LIMITATIONS
Return of Premium Guaranteed Minimum Death Benefit
Changes your basic death benefit during the accumulation phase of your Contract to the greater of: (i) Contract Value as of the end of the Business Day on which we receive all required documentation from your Beneficiary; or (ii) all Premiums paid into the Contract (net of any applicable premium taxes and charges), reduced for withdrawals (including any applicable adjustments) in proportion to the reduction in the Contract Value at the time of the withdrawal.

Maximum: 0.40%

(as a percentage of the average daily Contract Value in the Investment Divisions)
•Available to Owners age 80 or younger (85 years or younger for Contracts issued before April 27, 2026).
•Withdrawals may significantly reduce the value of this Return of Premium Death Benefit.
•Withdrawals may reduce the value of this benefit by more than the dollar amount of the withdrawal.
•On each fifth Contract Anniversary, the GMDB charge may be increased.
•Ownership changes are allowed, but Covered Lives cannot be changed.
•Only one add-on death benefit may be elected.
Highest Anniversary Value GMDB

Provides a new locked-in higher death benefit on each Contract anniversary (prior to the oldest Covered Life’s 81st birthday) if your investments increase in value
Maximum 0.90%

(as a percentage of the average daily Contract Value in the Investment Divisions)
•Withdrawals could significantly reduce or terminate the benefit.
•Fee may be increased on each 5th Contract Anniversary (opting out will affect the benefit and the Contract).
•May provide value after the Income Date.
•Availability of all add-on death benefits are subject to age limitations.
•Only one add-on death benefit may be elected.
NAME OF BENEFITPURPOSEMAXIMUM FEEBRIEF DESCRIPTION OF RESTRICTIONS/LIMITATIONS
Flex DB NY (previously called LifeGuard Freedom Flex DB NY)
This death benefit works in connection with the Flex GMWB and provides a minimum death benefit equal to the Flex GMWB Guaranteed Withdrawal Balance (GWB), that is reduced for your allowed annual withdrawals.
Maximum 1.44%

(as a percentage of the GMWB Death Benefit)
•Available only at issue and only with the certain benefit option under the LifeGuard Freedom Flex GMWB (previously called the LifeGuard Freedom Flex GMWB).
•Withdrawal percentages depend on age and date of election.
•Withdrawals could significantly reduce or terminate the benefit.
•Fee may be increased on each 5th Contract Anniversary (opting out will affect the benefit and the Contract).
•May provide value after the Income Date.
•Availability of all add-on death benefits are subject to age limitations.
•Only one add-on death benefit may be elected.
LifeGuard Freedom Accelerator DB NY
This benefit is a way to compliment your lifetime income with an enhanced death benefit. It provides a minimum death benefit equal, upon election, to the LifeGuard Freedom Accelerator Guaranteed Withdrawal Balance (GWB), and subsequently increased for net Premiums (subject to a maximum), and reduced by allowed withdrawals.
Maximum 1.26%

(as a percentage of the GMWB Death Benefit)
•Effective August 28, 2023, this benefit is no longer available for election.
•Available only at issue and in conjunction with the LifeGuard Freedom Accelerator GMWB.
•Withdrawal and deferral credit percentages depend on age and date of election.
•Withdrawals could significantly reduce or terminate the benefit.
•Fee may be increased on each 5th Contract Anniversary (opting out will affect the benefit and the Contract).
•May provide value after the Income Date.
•Availability of all add-on death benefits are subject to age limitations.
•Only one add-on death benefit may be elected.

Add-On Living Benefits Available For a Fee

Availability of all add-on living benefits are subject to age limitations and other eligibility conditions. Only one add-on living benefit may be elected. The current annual charges for the add-on benefits are disclosed in a Rate Sheet Prospectus Supplement. To obtain a copy, please visit www.jackson.com/product-literature-5.html. For a list of historical add-on benefit charges, please see “Appendix F (Historical Add-On Benefit Charges).” All add-on living benefits:

•may be added on the Issue Date or a Contract Anniversary (with advance notice, subject to availability). The MarketGuard Stretch GMWB is subject to different election requirements;

•are subject to fee increases on each 5th Contract Anniversary (opting out will affect the benefit and the Contract);
•are subject to a maximum guaranteed withdrawal balance (“GWB”) of $10 million;

•terminate on the Income Date; and

•cannot be cancelled by you (except upon spousal continuation).

NAME OF BENEFITPURPOSEMAXIMUM
FEE		BRIEF DESCRIPTION OF RESTRICTIONS/LIMITATIONS
AutoGuard
Enables you to make partial withdrawals prior to the Income Date that, in total, are guaranteed to equal the GWB regardless of your Contract Value.
Maximum 1.74%

(as a percentage of benefit base)
•Withdrawals could reduce or terminate step ups.
•Excess withdrawals could significantly reduce or terminate the benefit.
•Available to add to a Contract on the Contract’s Issue Date, or on any Contract Anniversary, subject to availability.
•Not available on a contract that already has a GMWB.
Flex Net GMWB (Single) and (Joint) (previously called LifeGuard Freedom Net GMWB)
This benefit provides a feature that allows you to have guaranteed income for life (or joint lives under the Joint for Life option) plus greater access to your earnings. It uses an annual bonus and step-ups to help increase your Guaranteed Withdrawal Balance (“GWB”), the “protected balance” from which you take income. The features of this benefit provide more flexibility so you can plan for your unique needs. The primary features are the Guaranteed Annual Withdrawal Amount (“GAWA”) and the Earnings Sensitive Adjustment (ESA). Your GAWA is the minimum amount of income you’ll be able to count on annually and is based on your age at the time of your first withdrawal. The ESA allows you to take more income when you have earnings over your previous year’s Contract Value (GMWB earnings).
Single Life Option:
Maximum: 3.00%

Joint Life Option:
Maximum: 3.00%

(The maximum annual charges are based on election of the highest cost benefit option)

(as a percentage of benefit base)
•GAWA% depends on age and income stream included with selected benefit option at time of first withdrawal.
•Bonus applies for limited period and requires no withdrawals.
•Jackson of NY may prospectively change the GAWA%, including the age bands, on new GMWB endorsements (via rate sheet).
•Withdrawals prior to start of For Life Guarantee and excess withdrawals could significantly reduce or terminate the benefit.
NAME OF BENEFITPURPOSEMAXIMUM
FEE		BRIEF DESCRIPTION OF RESTRICTIONS/LIMITATIONS
Flex GMWB (Single) and (Joint) (previously called LifeGuard Freedom Flex GMWB)
Offers a unique level of flexibility because you can choose from a range of bonus options to increase your Guaranteed Withdrawal Balance (“GWB”). In down or flat market years, you can receive a bonus in years you don’t take withdrawals, when your contract does well, you can lock in investment gains with step-ups, and as your protected GWB steps up, your bonus amount can also grow.
Single Life Option:
Maximum: 3.00%

Joint Life Option:
Maximum: 3.00%

(The maximum annual charges are based on election of the most expensive combination of options.)

(as a percentage of benefit base)
•GAWA% depends on age and income stream level included with selected benefit option at time of first withdrawal.
•Bonus applies for limited period and requires no withdrawals.
•Amount of guaranteed withdrawals depends on the benefit option and specified combination of optional features under the benefit.
•Jackson of NY may prospectively change the GAWA%, including the age bands, on new GMWB endorsements (via rate sheet).
•Withdrawals prior to start of For Life Guarantee and excess withdrawals could significantly reduce or terminate the benefit.
LifeGuard Freedom Accelerator GMWB (Single) and (Joint)
This benefit is a way to provide you with protected lifetime income (or provide you and a joint Owner with protected lifetime income under the joint option). Annual step-ups in years in which the market performs well increase the Guaranteed Withdrawal Balance (“GWB”). In addition, annual Deferral Credits combine with the Guaranteed Annual Withdrawal Amount (“GAWA”) percentage and grow in years you wait to take income, regardless of what is happening in the market. May be appropriate for those individuals looking for opportunities for growth to increase the annual withdrawal amount and who are seeking flexibility to start and stop withdrawals, without negatively impacting the guarantees.
Single Life Option:
Maximum: 2.34%

Joint Life Option:
Maximum: 2.52%

(as a percentage of benefit base)
•Effective August 28, 2023, this benefit is no longer available for election.
•Initial GAWA% and deferral credit % depend on age on benefit effective date.
•Deferral credits apply for limited period and require no withdrawals.
•Jackson of NY may prospectively change the GAWA%, including the age bands, on new GMWB endorsements (via rate sheet).
•Withdrawals prior to start of For Life Guarantee and excess withdrawals could significantly reduce or terminate the benefit.
•Additional premiums limited.
MarketGuard Stretch GMWB
GMWB guarantees partial withdrawals during the Contract’s accumulation phase until the earliest of (i) the Owner’s death, (ii) until all withdrawals under the Contract equal the Guaranteed Withdrawal Balance (GWB), without regard to Contract Value, or (iii) the Contract Anniversary occurring in the GMWB Maturity Year.
Maximum: 2.22%

(as a percentage of benefit base)
•GAWA% depends on age and selected income stream at time of first withdrawal.
•The GWB can never be more than $10 million, and the GWB is reduced by each withdrawal.This GMWB is not available on a Contract that already has a GMWB.
•Effective April 27, 2020, this add-on benefit is no longer available on tax-qualified contracts.
Other Add-On Benefits Included With All Contracts At No Additional Cost

NAME OF BENEFITPURPOSEFEEBRIEF DESCRIPTION OF RESTRICTIONS/LIMITATIONS
RebalancingAutomatically reallocates your Contract Value among Investment Divisions and the one-year Fixed Account Option (if currently available) periodically to maintain your selected allocation percentages.None
•Rebalancing will terminate if your rebalancing program includes the one-year Fixed Account Option and we impose any transfer restrictions or requirements on the one-year Fixed Account Option.
Dollar Cost AveragingAutomatically transfers a dollar amount or percentage of money periodically from the one-year Fixed Account Option or any of the Investment Divisions into the Investment Divisions and other Fixed Account Options.None
•Restrictions may apply if we impose any transfer restrictions on the one-year Fixed Account Option You may cancel your Dollar Cost Averaging program using whatever methods you use to change your allocation instructions.
Dollar Cost Averaging Plus (DCA+)If available, offers a fixed interest rate that we guarantee for a period of up to one year in connection with systematic transfers from the DCA+ Fixed Account Option to one or more of the Investment Divisions or other Fixed Account Options. From time to time, we will offer special enhanced rates on the DCA+ Fixed Account Option.None
•Restrictions may apply if we impose any transfer restrictions on the one-year Fixed Account Option.
•The DCA+ Fixed Account Option is only available for new Premiums.
•A Contract Value of $15,000 is required to participate.
Earnings Sweep
Allows you to choose to move your earnings from the source accounts (only applicable from the one-year Fixed Account Option, if currently available, and the JNL/Dreyfus Government Money Market Investment Division).
None
•May only be added within 30 days of the issue date of your Contract.
•You may cancel your Earnings Sweep program using whatever methods you use to change your allocation instructions.

Capital Protection Program
Allocates enough of your Premium to the Fixed Account Option you select to assure that the amount so allocated will equal, at the end of your selected Fixed Account Option period , your total original Premium paid. You may allocate the rest of your Premium to any Investment Division(s).
None
•Effective August 28, 2023, this benefit is no longer available for election.
•If any part of the Fixed Account value is withdrawn or transferred before the end of the selected period, the value at the end of that period will not equal the original Premium.
•This program is available only if Fixed Account Options are available.
•Only available at issue.
Benefits Available [Table Text Block]
Basic Death Benefit (automatically included with the Contract)

NAME OF BENEFITPURPOSEMAXIMUM FEEBRIEF DESCRIPTION OF RESTRICTIONS/LIMITATIONS
Basic Death Benefit
Guarantees your Beneficiaries will receive a benefit of at least your Contract Value on the date Jackson of NY receives all required documentation from your Beneficiary.
No additional charge
•Withdrawals could significantly reduce the benefit.
•Benefit terminates on annuitization.


Add-On Death Benefits Available For a Fee

NAME OF BENEFITPURPOSEMAXIMUM FEEBRIEF DESCRIPTION OF RESTRICTIONS/LIMITATIONS
Return of Premium Guaranteed Minimum Death Benefit
Changes your basic death benefit during the accumulation phase of your Contract to the greater of: (i) Contract Value as of the end of the Business Day on which we receive all required documentation from your Beneficiary; or (ii) all Premiums paid into the Contract (net of any applicable premium taxes and charges), reduced for withdrawals (including any applicable adjustments) in proportion to the reduction in the Contract Value at the time of the withdrawal.

Maximum: 0.40%

(as a percentage of the average daily Contract Value in the Investment Divisions)
•Available to Owners age 80 or younger (85 years or younger for Contracts issued before April 27, 2026).
•Withdrawals may significantly reduce the value of this Return of Premium Death Benefit.
•Withdrawals may reduce the value of this benefit by more than the dollar amount of the withdrawal.
•On each fifth Contract Anniversary, the GMDB charge may be increased.
•Ownership changes are allowed, but Covered Lives cannot be changed.
•Only one add-on death benefit may be elected.
Highest Anniversary Value GMDB

Provides a new locked-in higher death benefit on each Contract anniversary (prior to the oldest Covered Life’s 81st birthday) if your investments increase in value
Maximum 0.90%

(as a percentage of the average daily Contract Value in the Investment Divisions)
•Withdrawals could significantly reduce or terminate the benefit.
•Fee may be increased on each 5th Contract Anniversary (opting out will affect the benefit and the Contract).
•May provide value after the Income Date.
•Availability of all add-on death benefits are subject to age limitations.
•Only one add-on death benefit may be elected.
NAME OF BENEFITPURPOSEMAXIMUM FEEBRIEF DESCRIPTION OF RESTRICTIONS/LIMITATIONS
Flex DB NY (previously called LifeGuard Freedom Flex DB NY)
This death benefit works in connection with the Flex GMWB and provides a minimum death benefit equal to the Flex GMWB Guaranteed Withdrawal Balance (GWB), that is reduced for your allowed annual withdrawals.
Maximum 1.44%

(as a percentage of the GMWB Death Benefit)
•Available only at issue and only with the certain benefit option under the LifeGuard Freedom Flex GMWB (previously called the LifeGuard Freedom Flex GMWB).
•Withdrawal percentages depend on age and date of election.
•Withdrawals could significantly reduce or terminate the benefit.
•Fee may be increased on each 5th Contract Anniversary (opting out will affect the benefit and the Contract).
•May provide value after the Income Date.
•Availability of all add-on death benefits are subject to age limitations.
•Only one add-on death benefit may be elected.
LifeGuard Freedom Accelerator DB NY
This benefit is a way to compliment your lifetime income with an enhanced death benefit. It provides a minimum death benefit equal, upon election, to the LifeGuard Freedom Accelerator Guaranteed Withdrawal Balance (GWB), and subsequently increased for net Premiums (subject to a maximum), and reduced by allowed withdrawals.
Maximum 1.26%

(as a percentage of the GMWB Death Benefit)
•Effective August 28, 2023, this benefit is no longer available for election.
•Available only at issue and in conjunction with the LifeGuard Freedom Accelerator GMWB.
•Withdrawal and deferral credit percentages depend on age and date of election.
•Withdrawals could significantly reduce or terminate the benefit.
•Fee may be increased on each 5th Contract Anniversary (opting out will affect the benefit and the Contract).
•May provide value after the Income Date.
•Availability of all add-on death benefits are subject to age limitations.
•Only one add-on death benefit may be elected.

Add-On Living Benefits Available For a Fee

Availability of all add-on living benefits are subject to age limitations and other eligibility conditions. Only one add-on living benefit may be elected. The current annual charges for the add-on benefits are disclosed in a Rate Sheet Prospectus Supplement. To obtain a copy, please visit www.jackson.com/product-literature-5.html. For a list of historical add-on benefit charges, please see “Appendix F (Historical Add-On Benefit Charges).” All add-on living benefits:

•may be added on the Issue Date or a Contract Anniversary (with advance notice, subject to availability). The MarketGuard Stretch GMWB is subject to different election requirements;

•are subject to fee increases on each 5th Contract Anniversary (opting out will affect the benefit and the Contract);
•are subject to a maximum guaranteed withdrawal balance (“GWB”) of $10 million;

•terminate on the Income Date; and

•cannot be cancelled by you (except upon spousal continuation).

NAME OF BENEFITPURPOSEMAXIMUM
FEE		BRIEF DESCRIPTION OF RESTRICTIONS/LIMITATIONS
AutoGuard
Enables you to make partial withdrawals prior to the Income Date that, in total, are guaranteed to equal the GWB regardless of your Contract Value.
Maximum 1.74%

(as a percentage of benefit base)
•Withdrawals could reduce or terminate step ups.
•Excess withdrawals could significantly reduce or terminate the benefit.
•Available to add to a Contract on the Contract’s Issue Date, or on any Contract Anniversary, subject to availability.
•Not available on a contract that already has a GMWB.
Flex Net GMWB (Single) and (Joint) (previously called LifeGuard Freedom Net GMWB)
This benefit provides a feature that allows you to have guaranteed income for life (or joint lives under the Joint for Life option) plus greater access to your earnings. It uses an annual bonus and step-ups to help increase your Guaranteed Withdrawal Balance (“GWB”), the “protected balance” from which you take income. The features of this benefit provide more flexibility so you can plan for your unique needs. The primary features are the Guaranteed Annual Withdrawal Amount (“GAWA”) and the Earnings Sensitive Adjustment (ESA). Your GAWA is the minimum amount of income you’ll be able to count on annually and is based on your age at the time of your first withdrawal. The ESA allows you to take more income when you have earnings over your previous year’s Contract Value (GMWB earnings).
Single Life Option:
Maximum: 3.00%

Joint Life Option:
Maximum: 3.00%

(The maximum annual charges are based on election of the highest cost benefit option)

(as a percentage of benefit base)
•GAWA% depends on age and income stream included with selected benefit option at time of first withdrawal.
•Bonus applies for limited period and requires no withdrawals.
•Jackson of NY may prospectively change the GAWA%, including the age bands, on new GMWB endorsements (via rate sheet).
•Withdrawals prior to start of For Life Guarantee and excess withdrawals could significantly reduce or terminate the benefit.
NAME OF BENEFITPURPOSEMAXIMUM
FEE		BRIEF DESCRIPTION OF RESTRICTIONS/LIMITATIONS
Flex GMWB (Single) and (Joint) (previously called LifeGuard Freedom Flex GMWB)
Offers a unique level of flexibility because you can choose from a range of bonus options to increase your Guaranteed Withdrawal Balance (“GWB”). In down or flat market years, you can receive a bonus in years you don’t take withdrawals, when your contract does well, you can lock in investment gains with step-ups, and as your protected GWB steps up, your bonus amount can also grow.
Single Life Option:
Maximum: 3.00%

Joint Life Option:
Maximum: 3.00%

(The maximum annual charges are based on election of the most expensive combination of options.)

(as a percentage of benefit base)
•GAWA% depends on age and income stream level included with selected benefit option at time of first withdrawal.
•Bonus applies for limited period and requires no withdrawals.
•Amount of guaranteed withdrawals depends on the benefit option and specified combination of optional features under the benefit.
•Jackson of NY may prospectively change the GAWA%, including the age bands, on new GMWB endorsements (via rate sheet).
•Withdrawals prior to start of For Life Guarantee and excess withdrawals could significantly reduce or terminate the benefit.
LifeGuard Freedom Accelerator GMWB (Single) and (Joint)
This benefit is a way to provide you with protected lifetime income (or provide you and a joint Owner with protected lifetime income under the joint option). Annual step-ups in years in which the market performs well increase the Guaranteed Withdrawal Balance (“GWB”). In addition, annual Deferral Credits combine with the Guaranteed Annual Withdrawal Amount (“GAWA”) percentage and grow in years you wait to take income, regardless of what is happening in the market. May be appropriate for those individuals looking for opportunities for growth to increase the annual withdrawal amount and who are seeking flexibility to start and stop withdrawals, without negatively impacting the guarantees.
Single Life Option:
Maximum: 2.34%

Joint Life Option:
Maximum: 2.52%

(as a percentage of benefit base)
•Effective August 28, 2023, this benefit is no longer available for election.
•Initial GAWA% and deferral credit % depend on age on benefit effective date.
•Deferral credits apply for limited period and require no withdrawals.
•Jackson of NY may prospectively change the GAWA%, including the age bands, on new GMWB endorsements (via rate sheet).
•Withdrawals prior to start of For Life Guarantee and excess withdrawals could significantly reduce or terminate the benefit.
•Additional premiums limited.
MarketGuard Stretch GMWB
GMWB guarantees partial withdrawals during the Contract’s accumulation phase until the earliest of (i) the Owner’s death, (ii) until all withdrawals under the Contract equal the Guaranteed Withdrawal Balance (GWB), without regard to Contract Value, or (iii) the Contract Anniversary occurring in the GMWB Maturity Year.
Maximum: 2.22%

(as a percentage of benefit base)
•GAWA% depends on age and selected income stream at time of first withdrawal.
•The GWB can never be more than $10 million, and the GWB is reduced by each withdrawal.This GMWB is not available on a Contract that already has a GMWB.
•Effective April 27, 2020, this add-on benefit is no longer available on tax-qualified contracts.
Other Add-On Benefits Included With All Contracts At No Additional Cost

NAME OF BENEFITPURPOSEFEEBRIEF DESCRIPTION OF RESTRICTIONS/LIMITATIONS
RebalancingAutomatically reallocates your Contract Value among Investment Divisions and the one-year Fixed Account Option (if currently available) periodically to maintain your selected allocation percentages.None
•Rebalancing will terminate if your rebalancing program includes the one-year Fixed Account Option and we impose any transfer restrictions or requirements on the one-year Fixed Account Option.
Dollar Cost AveragingAutomatically transfers a dollar amount or percentage of money periodically from the one-year Fixed Account Option or any of the Investment Divisions into the Investment Divisions and other Fixed Account Options.None
•Restrictions may apply if we impose any transfer restrictions on the one-year Fixed Account Option You may cancel your Dollar Cost Averaging program using whatever methods you use to change your allocation instructions.
Dollar Cost Averaging Plus (DCA+)If available, offers a fixed interest rate that we guarantee for a period of up to one year in connection with systematic transfers from the DCA+ Fixed Account Option to one or more of the Investment Divisions or other Fixed Account Options. From time to time, we will offer special enhanced rates on the DCA+ Fixed Account Option.None
•Restrictions may apply if we impose any transfer restrictions on the one-year Fixed Account Option.
•The DCA+ Fixed Account Option is only available for new Premiums.
•A Contract Value of $15,000 is required to participate.
Earnings Sweep
Allows you to choose to move your earnings from the source accounts (only applicable from the one-year Fixed Account Option, if currently available, and the JNL/Dreyfus Government Money Market Investment Division).
None
•May only be added within 30 days of the issue date of your Contract.
•You may cancel your Earnings Sweep program using whatever methods you use to change your allocation instructions.

Capital Protection Program
Allocates enough of your Premium to the Fixed Account Option you select to assure that the amount so allocated will equal, at the end of your selected Fixed Account Option period , your total original Premium paid. You may allocate the rest of your Premium to any Investment Division(s).
None
•Effective August 28, 2023, this benefit is no longer available for election.
•If any part of the Fixed Account value is withdrawn or transferred before the end of the selected period, the value at the end of that period will not equal the original Premium.
•This program is available only if Fixed Account Options are available.
•Only available at issue.
Optional Benefit Expense, Footnotes [Text Block] This add-on benefit charge is expressed as a percentage of benefit base.Some optional endorsements are only available to select when purchasing the Contract and once purchased cannot be canceled. For more information, please see the applicable optional endorsement disclosures under “Access To Your Money” and “Death Benefits”.
Item 17. Investment Options [Line Items]  
Investment Options (N-4) [Text Block]
APPENDIX A

INVESTMENT OPTIONS AVAILABLE UNDER THE CONTRACT

The availability of investment options may vary depending on the broker-dealer or financial intermediary through which the Contract is sold. See: Appendix J: Financial Intermediary Variations.

The following is a list of Funds (all Class I shares) available under the Contract, which is subject to change, as discussed in the prospectus. Certain broker-dealers selling the Contracts may limit the Investment Divisions that are available to their customers. You can find the prospectuses and other information about the Funds online at https://www.jackson.com/fund-literature.html. You can also request this information at no cost by calling 1-800-599-5651 or by sending an email request to ProspectusRequest@jackson.com.

The current expenses and performance information below reflects fees and expenses of the Funds, but does not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these charges were included. Each Fund’s past performance is not necessarily an indication of future performance.

Fund Type
Fund and Manager*
(and Sub-Adviser, if applicable)

*The investment manager for each Fund is Jackson National Asset Management, LLC
Current Expenses
Average Annual Total Returns (as of 12/31/25)
1 year
5 year
10 year
Allocation
JNL/American Funds Balanced Fund1
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
0.60%²15.83%8.91%9.45%
Fixed Income
JNL/American Funds Bond Fund of America Fund1
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
0.52%²7.13%
N/A
N/A
Allocation
JNL/American Funds Capital Income Builder Fund1
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
0.65%²20.22%8.95%
N/A
International/Global Equity
JNL/American Funds Global Growth Fund1
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
0.75%²21.55%8.16%
N/A
U.S. Equity
JNL/American Funds Growth Fund1
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
0.59%²20.23%13.36%
N/A
U.S. Equity
JNL/American Funds Growth-Income Fund1
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
0.61%²17.99%13.82%13.80%
International/Global Equity
JNL/American Funds International Fund1
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
0.81%²26.62%3.30%6.89%
International/Global Equity
JNL/American Funds New World Fund1
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
0.96%²28.12%5.19%9.11%
U.S. Equity
JNL/American Funds® Washington Mutual Investors Fund1
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
0.61%²17.09%13.77%12.27%
AlternativeJNL Multi-Manager Alternative Fund
(Boston Partners Global Investors, Inc.; DoubleLine Capital LP; First Pacific Advisors, LP; Kayne Anderson Rudnick Investment Management, LLC; Lazard Asset Management LLC; Loomis, Sayles & Company, L.P.; and Westchester Capital Management, LLC)2.00%²9.79%4.52%
N/A
Fund Type
Fund and Manager*
(and Sub-Adviser, if applicable)

*The investment manager for each Fund is Jackson National Asset Management, LLC
Current Expenses
Average Annual Total Returns (as of 12/31/25)
1 year
5 year
10 year
International/Global EquityJNL Multi-Manager Emerging Markets Equity Fund
(GQG Partners LLC, Kayne Anderson Rudnick Investment Management, LLC; T. Rowe Price Associates, Inc. (Sub-Sub-Adviser: T. Rowe Price Hong Kong Limited); and WCM Investment Management, LLC)0.92%24.59%1.97%6.02%
Fixed Income
JNL Multi-Manager Floating Rate Income Fund
(PPM America, Inc; FIAM LLC)
0.65%4.13%4.99%
N/A
Allocation
JNL Multi-Manager Global Small Cap Fund
0.86%14.57%0.44%7.19%
International/
Global Equity
JNL Multi-Manager International Equity Fund
(Causeway Capital Management LLC; Lazard Asset Management LLC; WCM Investment Management, LLC; William Blair Investment Management, LLC)
0.67%23.78%2.20%5.47%
International/Global Equity
JNL Multi-Manager International Small Cap Fund4
(Baillie Gifford Overseas Limited; Causeway Capital Management LLC; and WCM Investment Management, LLC)0.90%25.88%5.66%
N/A
U.S. EquityJNL Multi-Manager Mid Cap Fund
(Champlain Investment Partners, LLC; LLC; Kayne Anderson Rudnick Investment Management, LLC; Nuance Investments, LLC; and Victory Capital Management Inc.)
0.76%2.13%5.21%
N/A
U.S. Equity
JNL Multi-Manager Select Equity Fund
(GQG Partners, LLC; River Road Asset Management, LLC; WCM Investment Management, LLC)
0.69%²16.39%
N/A
N/A
U.S. EquityJNL Multi-Manager Small Cap Growth Fund
(BAMCO, Inc.; Driehaus Capital Management LLC; Granahan Investment Management, Inc.; Kayne Anderson Rudnick Investment Management, LLC; Segall Bryant & Hamill, LLC; Victory Capital Management Inc.; and WCM Investment Management, LLC)
0.68%3.87%-0.99%9.71%
U.S. EquityJNL Multi-Manager Small Cap Value Fund
(Congress Asset Management Company, LLP; Cooke & Bieler, L.P.; Reinhart Partners, Inc.; River Road Asset Management, LLC; and WCM Investment Management, LLC)0.77%3.01%8.32%8.90%
Allocation
JNL Moderate ETF Allocation Fund
(Mellon Investments Corporation)0.53%12.48%4.50%
N/A
Allocation
JNL Moderate Growth ETF Allocation Fund
(Mellon Investments Corporation)0.53%15.01%6.22%
N/A
Allocation
JNL Growth ETF Allocation Fund
(Mellon Investments Corporation)0.55%16.97%7.91%
N/A
Allocation
JNL/American Funds Moderate Allocation Fund
0.67%13.54%
N/A
N/A
AllocationJNL/American Funds Moderate Growth Allocation Fund
0.68%16.63%6.04%
N/A
AllocationJNL/American Funds Growth Allocation Fund
0.69%18.86%7.84%
N/A
AllocationJNL/BlackRock Global Allocation Fund
(BlackRock Investment Management, LLC; Sub-Sub-Adviser BlackRock International Limited)0.76%19.08%6.39%7.77%
Fund Type
Fund and Manager*
(and Sub-Adviser, if applicable)

*The investment manager for each Fund is Jackson National Asset Management, LLC
Current Expenses
Average Annual Total Returns (as of 12/31/25)
1 year
5 year
10 year
U.S. EquityJNL/BlackRock Large Cap Select Growth Fund
(BlackRock Investment Management, LLC)0.53%²11.74%10.74%15.51%
International/Global EquityJNL/Causeway International Value Select Fund
(Causeway Capital Management LLC)0.66%43.44%14.46%10.26%
Sector Equity
JNL/Cohen & Steers U.S. Realty Fund4
(Cohen & Steers Capital Management, Inc.)
0.74%3.06%5.04%
N/A
International/Global EquityJNL/DFA International Core Equity Fund
(Dimensional Fund Advisors LP)0.56%²35.75%10.11%
N/A
U.S. EquityJNL/DFA U.S. Core Equity Fund
(Dimensional Fund Advisors LP)0.45%²15.55%13.05%13.54%
U.S. EquityJNL/DFA U.S. Small Cap Fund
(Dimensional Fund Advisors LP)0.64%²7.41%8.85%
N/A
Fixed Income
JNL/DoubleLine® Core Fixed Income Fund
(DoubleLine Capital LP)0.48%7.52%0.38%2.34%
Fixed Income
JNL/DoubleLine® Emerging Markets Fixed Income Fund
(DoubleLine Capital LP)0.78%8.84%1.98%
N/A
U.S. Equity
JNL/DoubleLine® Shiller Enhanced CAPE® Fund
(DoubleLine Capital LP)0.69%9.29%8.56%
N/A
Fixed Income
JNL/DoubleLine® Total Return Fund
(DoubleLine Capital LP)0.53%7.92%0.39%
N/A
Fixed IncomeJNL/Dreyfus Government Money Market Fund
(Mellon Investments Corporation)
0.26%4.09%3.05%1.95%
U.S. Equity
JNL/Fidelity Institutional AM® & JPMorgan Large Cap Growth Fund
(FIAM LLC; J.P. Morgan Investment Management Inc.)
0.64%9.39%10.79%
N/A
Fixed Income
JNL/Fidelity Institutional AM® Total Bond Fund
(FIAM LLC)
0.46%7.72%0.36%2.37%
Alternative
JNL/First Sentier Global Infrastructure Fund4
(First Sentier Investors (Australia) IM Ltd)0.86%17.97%7.04%7.25%
AllocationJNL/Franklin Templeton Income Fund
(Franklin Advisers, Inc.)0.62%12.26%7.50%7.40%
U.S. EquityJNL/Goldman Sachs 4 Fund
(Goldman Sachs Asset Management, L.P)0.40%17.05%14.29%
N/A
International/Global EquityJNL/GQG Emerging Markets Equity Fund
(GQG Partners LLC)1.04%10.63%2.95%
N/A
U.S. EquityJNL/Invesco Small Cap Growth Fund
(Invesco Advisers, Inc.)0.72%6.48%-0.43%9.36%
AlternativeJNL/JPMorgan Hedged Equity Fund
(J.P. Morgan Investment Management Inc.)0.66%7.41%8.91%
N/A
U.S. EquityJNL/JPMorgan MidCap Growth Fund
(J.P. Morgan Investment Management Inc.)0.59%8.41%4.54%12.47%
Alternative
JNL/JPMorgan Nasdaq® Hedged Equity Fund
(J.P. Morgan Investment Management Inc.)
0.69%9.02%
N/A
N/A
Fixed IncomeJNL/JPMorgan U.S. Government & Quality Bond Fund
(J.P. Morgan Investment Management Inc.)0.39%6.95%-0.29%1.73%
Fund Type
Fund and Manager*
(and Sub-Adviser, if applicable)

*The investment manager for each Fund is Jackson National Asset Management, LLC
Current Expenses
Average Annual Total Returns (as of 12/31/25)
1 year
5 year
10 year
U.S. EquityJNL/JPMorgan U.S. Value Fund
(J.P. Morgan Investment Management Inc.)0.59%14.21%12.32%9.31%
International/Global EquityJNL/Loomis Sayles Global Growth Fund
(Loomis, Sayles & Company, L.P.)0.69%17.83%9.17%
N/A
Fixed IncomeJNL/Lord Abbett Short Duration Income Fund
(Lord, Abbett & Co. LLC)0.50%6.28%2.57%
N/A
U.S. Equity
JNL/Mellon DowSM Index Fund
(Mellon Investments Corporation)0.30%²14.57%11.24%
N/A
International/Global Equity
JNL/Mellon Emerging Markets Index Fund3
(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)0.40%²31.39%3.75%7.89%
International/Global EquityJNL/Mellon World Index Fund
(Mellon Investments Corporation)0.30%²21.20%12.19%
N/A
U.S. Equity
JNL/Mellon Nasdaq® 100 Index Fund
(Mellon Investments Corporation)0.28%²20.70%14.99%19.48%
U.S. Equity
JNL/Mellon S&P 400 MidCap Index Fund3
(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)0.26%²7.26%8.87%10.44%
U.S. Equity
JNL/Mellon Small Cap Index Fund3
(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)0.26%²5.90%7.06%9.58%
International/Global Equity
JNL/Mellon International Index Fund3
(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)0.31%²31.86%8.83%8.17%
Fixed Income
JNL/Mellon Bond Index Fund3
(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)0.27%²6.98%-0.63%1.70%
U.S. EquityJNL/Mellon U.S. Stock Market Index Fund
(Mellon Investments Corporation)0.31%16.98%13.01%
N/A
Sector EquityJNL/Mellon Communication Services Sector Fund
(Mellon Investments Corporation)0.29%²33.47%14.31%14.21%
Sector EquityJNL/Mellon Consumer Discretionary Sector Fund
(Mellon Investments Corporation)0.29%²5.43%7.72%13.39%
Sector EquityJNL/Mellon Consumer Staples Sector Fund
(Mellon Investments Corporation)0.30%²0.78%5.83%
N/A
Sector EquityJNL/Mellon Energy Sector Fund
(Mellon Investments Corporation)0.29%²7.24%23.21%7.39%
Sector EquityJNL/Mellon Financial Sector Fund
(Mellon Investments Corporation)0.29%²16.58%14.92%12.70%
Sector EquityJNL/Mellon Healthcare Sector Fund
(Mellon Investments Corporation)0.28%²14.87%6.46%9.37%
Sector EquityJNL/Mellon Industrials Sector Fund
(Mellon Investments Corporation)0.30%²18.49%13.02%
N/A
Sector EquityJNL/Mellon Information Technology Sector Fund
(Mellon Investments Corporation)0.26%²21.15%18.96%23.04%
Sector EquityJNL/Mellon Materials Sector Fund
(Mellon Investments Corporation)0.32%²14.89%7.99%
N/A
Fund Type
Fund and Manager*
(and Sub-Adviser, if applicable)

*The investment manager for each Fund is Jackson National Asset Management, LLC
Current Expenses
Average Annual Total Returns (as of 12/31/25)
1 year
5 year
10 year
Sector EquityJNL/Mellon Real Estate Sector Fund
(Mellon Investments Corporation)0.31%²3.72%4.56%
N/A
U.S. EquityJNL S&P 500 Index Fund
(Mellon Investments Corporation)0.09%²17.79%14.31%
N/A
Sector EquityJNL/Mellon Utilities Sector Fund
(Mellon Investments Corporation)0.30%²19.02%10.51%
N/A
U.S. Equity
JNL/MFS Equity Income Fund
(Massachusetts Financial Services Company (d/b/a MFS Investment Management))
0.62%15.64%10.72%
N/A
U.S. EquityJNL/MFS Mid Cap Value Fund
(Massachusetts Financial Services Company (d/b/a MFS Investment Management))0.65%6.33%10.33%9.82%
U.S. Equity
JNL/Morningstar SMID Moat Focus Index Fund
(Mellon Investments Corporation)0.46%6.59%
N/A
N/A
U.S. EquityJNL/Morningstar U.S. Sustainability Index Fund
(Mellon Investments Corporation)0.36%²13.81%12.84%
N/A
U.S. EquityJNL/Morningstar Wide Moat Index Fund
(Mellon Investments Corporation)0.46%13.23%12.22%
N/A
Fixed IncomeJNL/Neuberger Berman Strategic Income Fund
(Neuberger Berman Investment Advisers LLC)0.65%9.54%3.32%4.39%
U.S. EquityJNL/Newton Equity Income Fund
(Newton Investment Management North America, LLC)0.56%19.32%16.54%
N/A
Fixed IncomeJNL/PIMCO Income Fund
(Pacific Investment Management Company LLC)0.69%11.43%3.72%
N/A
Fixed IncomeJNL/PIMCO Investment Grade Credit Bond Fund
(Pacific Investment Management Company LLC)0.55%8.71%-0.01%
N/A
Fixed IncomeJNL/PIMCO Real Return Fund
(Pacific Investment Management Company LLC)1.38%8.10%1.55%3.43%
Fixed Income
JNL/PPM America Emerging Markets Debt Fund
(PPM America, Inc.)
0.63%²
N/A
N/A
N/A
Fixed IncomeJNL/PPM America High Yield Bond Fund
(PPM America, Inc.)0.46%8.78%4.60%6.18%
Fixed Income
JNL/PPM America Investment Grade Credit Fund
(PPM America, Inc.)
0.53%7.57%
N/A
N/A
Fixed IncomeJNL/PPM America Total Return Fund
(PPM America, Inc.)0.49%7.10%0.04%
N/A
U.S. Equity
JNL/RAFI® Fundamental U.S. Small Cap Fund
(Mellon Investments Corporation)0.32%²7.17%9.59%7.19%
U.S. Equity
JNL/RAFI® Multi-Factor U.S. Equity Fund
(Mellon Investments Corporation)0.37%16.53%12.77%11.13%
AllocationJNL/T. Rowe Price Capital Appreciation Fund
(T. Rowe Price Associates, Inc.; Sub-Sub-Adviser: T. Rowe Price Investment Management, Inc.)0.65%²11.79%9.33%
N/A
U.S. Equity
JNL/T. Rowe Price Capital Appreciation Equity Fund
(T. Rowe Price Associates, Inc.; Sub-Sub-Adviser: T. Rowe Price Investment Management, Inc.)
0.67%²14.92%
N/A
N/A
Fund Type
Fund and Manager*
(and Sub-Adviser, if applicable)

*The investment manager for each Fund is Jackson National Asset Management, LLC
Current Expenses
Average Annual Total Returns (as of 12/31/25)
1 year
5 year
10 year
U.S. Equity
JNL/T. Rowe Price Growth Stock Fund
(T. Rowe Price Associates, Inc.)0.53%²15.61%9.52%14.38%
U.S. EquityJNL/T. Rowe Price Mid-Cap Growth Fund
(T. Rowe Price Associates, Inc.; Sub-Sub-Adviser: T. Rowe Price Investment Management, Inc.)0.65%²3.46%3.83%9.85%
Fixed IncomeJNL/T. Rowe Price Short-Term Bond Fund
(T. Rowe Price Associates, Inc.)0.42%²5.64%2.21%2.41%
U.S. EquityJNL/T. Rowe Price Value Fund
(T. Rowe Price Associates, Inc.)0.55%²12.35%10.87%10.88%
AllocationJNL/Vanguard Moderate ETF Allocation Fund
(Mellon Investments Corporation)0.26%²12.18%4.26%
N/A
AllocationJNL/Vanguard Moderate Growth ETF Allocation Fund
(Mellon Investments Corporation)0.27%²14.62%6.02%
N/A
AllocationJNL/Vanguard Growth ETF Allocation Fund
(Mellon Investments Corporation)0.26%²16.58%7.63%
N/A
International/Global EquityJNL/WCM Focused International Equity Fund
(WCM Investment Management, LLC)0.80%21.85%5.12%
N/A
AlternativeJNL/Westchester Capital Event Driven Fund
(Westchester Capital Management, LLC)1.36%7.69%3.89%
N/A
AllocationJNL/WMC Balanced Fund
(Wellington Management Company LLP)0.41%16.04%9.22%9.57%
U.S. EquityJNL/WMC Equity Income Fund
(Wellington Management Company LLP)0.59%17.11%12.42%
N/A
U.S. EquityJNL/WMC Value Fund
(Wellington Management Company LLP)0.49%14.99%11.24%10.11%
Allocation
JNL/JPMorgan Managed Conservative Fund
(J.P. Morgan Investment Management Inc.)
0.86%9.59%2.24%
N/A
Allocation
JNL/JPMorgan Managed Moderate Fund
(J.P. Morgan Investment Management Inc.)
0.83%11.17%3.79%
N/A
Allocation
JNL/JPMorgan Managed Moderate Growth Fund
(J.P. Morgan Investment Management Inc.)
0.82%12.59%5.44%
N/A
Allocation
JNL/JPMorgan Managed Growth Fund
(J.P. Morgan Investment Management Inc.)
0.83%14.26%7.09%
N/A
Allocation
JNL/JPMorgan Managed Aggressive Growth Fund
(J.P. Morgan Investment Management Inc.)
0.85%15.07%7.93%
N/A
AllocationJNL Conservative Allocation Fund
0.93%9.57%2.88%
N/A
AllocationJNL Moderate Allocation Fund
0.92%11.07%4.42%
N/A
AllocationJNL Moderate Growth Allocation Fund
0.91%12.99%5.68%
N/A
AllocationJNL Growth Allocation Fund
0.89%15.19%6.71%
N/A
AllocationJNL Aggressive Growth Allocation Fund
0.86%15.94%7.56%
N/A
 
1
Capital Research and Management Company is the investment adviser of the master fund in which this feeder fund invests. Under the master-feeder fund structure, the feeder fund does not buy individual securities directly. Rather, the feeder fund invests all of its investment assets in a corresponding master fund, which invests directly in individual securities.
2
The Fund’s current expenses reflect temporary fee reductions.
3
Mellon Investments Corporation is the investment sub-adviser of the master fund in which this feeder fund invests. Under the master-feeder fund structure, the feeder fund does not buy individual securities directly. Rather, the feeder fund invests all of its investment assets in a corresponding master fund, which invests directly in individual securities.
4
This Fund is no longer available for new allocations or transfers.

The following is a list of Fixed Account Options currently available under the Contract. We may change the features of the Fixed Account Options listed below, offer new Fixed Account Options, and terminate existing Fixed Account Options. We will provide you with written notice before doing so.

Note: If amounts are withdrawn from a Fixed Account Option before the end of its term, we may apply a Contract Adjustment. This may result in a significant reduction in your Contract Value.

Name
Term
Minimum Guaranteed Interest Rate
1-year Fixed Account Option
1 year2.40%
Variable Option [Line Items]  
Prospectuses Available [Text Block]
The availability of investment options may vary depending on the broker-dealer or financial intermediary through which the Contract is sold. See: Appendix J: Financial Intermediary Variations.

The following is a list of Funds (all Class I shares) available under the Contract, which is subject to change, as discussed in the prospectus. Certain broker-dealers selling the Contracts may limit the Investment Divisions that are available to their customers. You can find the prospectuses and other information about the Funds online at https://www.jackson.com/fund-literature.html. You can also request this information at no cost by calling 1-800-599-5651 or by sending an email request to ProspectusRequest@jackson.com.
The current expenses and performance information below reflects fees and expenses of the Funds, but does not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these charges were included. Each Fund’s past performance is not necessarily an indication of future performance.
Portfolio Companies [Table Text Block]
Fund Type
Fund and Manager*
(and Sub-Adviser, if applicable)

*The investment manager for each Fund is Jackson National Asset Management, LLC
Current Expenses
Average Annual Total Returns (as of 12/31/25)
1 year
5 year
10 year
Allocation
JNL/American Funds Balanced Fund1
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
0.60%²15.83%8.91%9.45%
Fixed Income
JNL/American Funds Bond Fund of America Fund1
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
0.52%²7.13%
N/A
N/A
Allocation
JNL/American Funds Capital Income Builder Fund1
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
0.65%²20.22%8.95%
N/A
International/Global Equity
JNL/American Funds Global Growth Fund1
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
0.75%²21.55%8.16%
N/A
U.S. Equity
JNL/American Funds Growth Fund1
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
0.59%²20.23%13.36%
N/A
U.S. Equity
JNL/American Funds Growth-Income Fund1
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
0.61%²17.99%13.82%13.80%
International/Global Equity
JNL/American Funds International Fund1
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
0.81%²26.62%3.30%6.89%
International/Global Equity
JNL/American Funds New World Fund1
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
0.96%²28.12%5.19%9.11%
U.S. Equity
JNL/American Funds® Washington Mutual Investors Fund1
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
0.61%²17.09%13.77%12.27%
AlternativeJNL Multi-Manager Alternative Fund
(Boston Partners Global Investors, Inc.; DoubleLine Capital LP; First Pacific Advisors, LP; Kayne Anderson Rudnick Investment Management, LLC; Lazard Asset Management LLC; Loomis, Sayles & Company, L.P.; and Westchester Capital Management, LLC)2.00%²9.79%4.52%
N/A
Fund Type
Fund and Manager*
(and Sub-Adviser, if applicable)

*The investment manager for each Fund is Jackson National Asset Management, LLC
Current Expenses
Average Annual Total Returns (as of 12/31/25)
1 year
5 year
10 year
International/Global EquityJNL Multi-Manager Emerging Markets Equity Fund
(GQG Partners LLC, Kayne Anderson Rudnick Investment Management, LLC; T. Rowe Price Associates, Inc. (Sub-Sub-Adviser: T. Rowe Price Hong Kong Limited); and WCM Investment Management, LLC)0.92%24.59%1.97%6.02%
Fixed Income
JNL Multi-Manager Floating Rate Income Fund
(PPM America, Inc; FIAM LLC)
0.65%4.13%4.99%
N/A
Allocation
JNL Multi-Manager Global Small Cap Fund
0.86%14.57%0.44%7.19%
International/
Global Equity
JNL Multi-Manager International Equity Fund
(Causeway Capital Management LLC; Lazard Asset Management LLC; WCM Investment Management, LLC; William Blair Investment Management, LLC)
0.67%23.78%2.20%5.47%
International/Global Equity
JNL Multi-Manager International Small Cap Fund4
(Baillie Gifford Overseas Limited; Causeway Capital Management LLC; and WCM Investment Management, LLC)0.90%25.88%5.66%
N/A
U.S. EquityJNL Multi-Manager Mid Cap Fund
(Champlain Investment Partners, LLC; LLC; Kayne Anderson Rudnick Investment Management, LLC; Nuance Investments, LLC; and Victory Capital Management Inc.)
0.76%2.13%5.21%
N/A
U.S. Equity
JNL Multi-Manager Select Equity Fund
(GQG Partners, LLC; River Road Asset Management, LLC; WCM Investment Management, LLC)
0.69%²16.39%
N/A
N/A
U.S. EquityJNL Multi-Manager Small Cap Growth Fund
(BAMCO, Inc.; Driehaus Capital Management LLC; Granahan Investment Management, Inc.; Kayne Anderson Rudnick Investment Management, LLC; Segall Bryant & Hamill, LLC; Victory Capital Management Inc.; and WCM Investment Management, LLC)
0.68%3.87%-0.99%9.71%
U.S. EquityJNL Multi-Manager Small Cap Value Fund
(Congress Asset Management Company, LLP; Cooke & Bieler, L.P.; Reinhart Partners, Inc.; River Road Asset Management, LLC; and WCM Investment Management, LLC)0.77%3.01%8.32%8.90%
Allocation
JNL Moderate ETF Allocation Fund
(Mellon Investments Corporation)0.53%12.48%4.50%
N/A
Allocation
JNL Moderate Growth ETF Allocation Fund
(Mellon Investments Corporation)0.53%15.01%6.22%
N/A
Allocation
JNL Growth ETF Allocation Fund
(Mellon Investments Corporation)0.55%16.97%7.91%
N/A
Allocation
JNL/American Funds Moderate Allocation Fund
0.67%13.54%
N/A
N/A
AllocationJNL/American Funds Moderate Growth Allocation Fund
0.68%16.63%6.04%
N/A
AllocationJNL/American Funds Growth Allocation Fund
0.69%18.86%7.84%
N/A
AllocationJNL/BlackRock Global Allocation Fund
(BlackRock Investment Management, LLC; Sub-Sub-Adviser BlackRock International Limited)0.76%19.08%6.39%7.77%
Fund Type
Fund and Manager*
(and Sub-Adviser, if applicable)

*The investment manager for each Fund is Jackson National Asset Management, LLC
Current Expenses
Average Annual Total Returns (as of 12/31/25)
1 year
5 year
10 year
U.S. EquityJNL/BlackRock Large Cap Select Growth Fund
(BlackRock Investment Management, LLC)0.53%²11.74%10.74%15.51%
International/Global EquityJNL/Causeway International Value Select Fund
(Causeway Capital Management LLC)0.66%43.44%14.46%10.26%
Sector Equity
JNL/Cohen & Steers U.S. Realty Fund4
(Cohen & Steers Capital Management, Inc.)
0.74%3.06%5.04%
N/A
International/Global EquityJNL/DFA International Core Equity Fund
(Dimensional Fund Advisors LP)0.56%²35.75%10.11%
N/A
U.S. EquityJNL/DFA U.S. Core Equity Fund
(Dimensional Fund Advisors LP)0.45%²15.55%13.05%13.54%
U.S. EquityJNL/DFA U.S. Small Cap Fund
(Dimensional Fund Advisors LP)0.64%²7.41%8.85%
N/A
Fixed Income
JNL/DoubleLine® Core Fixed Income Fund
(DoubleLine Capital LP)0.48%7.52%0.38%2.34%
Fixed Income
JNL/DoubleLine® Emerging Markets Fixed Income Fund
(DoubleLine Capital LP)0.78%8.84%1.98%
N/A
U.S. Equity
JNL/DoubleLine® Shiller Enhanced CAPE® Fund
(DoubleLine Capital LP)0.69%9.29%8.56%
N/A
Fixed Income
JNL/DoubleLine® Total Return Fund
(DoubleLine Capital LP)0.53%7.92%0.39%
N/A
Fixed IncomeJNL/Dreyfus Government Money Market Fund
(Mellon Investments Corporation)
0.26%4.09%3.05%1.95%
U.S. Equity
JNL/Fidelity Institutional AM® & JPMorgan Large Cap Growth Fund
(FIAM LLC; J.P. Morgan Investment Management Inc.)
0.64%9.39%10.79%
N/A
Fixed Income
JNL/Fidelity Institutional AM® Total Bond Fund
(FIAM LLC)
0.46%7.72%0.36%2.37%
Alternative
JNL/First Sentier Global Infrastructure Fund4
(First Sentier Investors (Australia) IM Ltd)0.86%17.97%7.04%7.25%
AllocationJNL/Franklin Templeton Income Fund
(Franklin Advisers, Inc.)0.62%12.26%7.50%7.40%
U.S. EquityJNL/Goldman Sachs 4 Fund
(Goldman Sachs Asset Management, L.P)0.40%17.05%14.29%
N/A
International/Global EquityJNL/GQG Emerging Markets Equity Fund
(GQG Partners LLC)1.04%10.63%2.95%
N/A
U.S. EquityJNL/Invesco Small Cap Growth Fund
(Invesco Advisers, Inc.)0.72%6.48%-0.43%9.36%
AlternativeJNL/JPMorgan Hedged Equity Fund
(J.P. Morgan Investment Management Inc.)0.66%7.41%8.91%
N/A
U.S. EquityJNL/JPMorgan MidCap Growth Fund
(J.P. Morgan Investment Management Inc.)0.59%8.41%4.54%12.47%
Alternative
JNL/JPMorgan Nasdaq® Hedged Equity Fund
(J.P. Morgan Investment Management Inc.)
0.69%9.02%
N/A
N/A
Fixed IncomeJNL/JPMorgan U.S. Government & Quality Bond Fund
(J.P. Morgan Investment Management Inc.)0.39%6.95%-0.29%1.73%
Fund Type
Fund and Manager*
(and Sub-Adviser, if applicable)

*The investment manager for each Fund is Jackson National Asset Management, LLC
Current Expenses
Average Annual Total Returns (as of 12/31/25)
1 year
5 year
10 year
U.S. EquityJNL/JPMorgan U.S. Value Fund
(J.P. Morgan Investment Management Inc.)0.59%14.21%12.32%9.31%
International/Global EquityJNL/Loomis Sayles Global Growth Fund
(Loomis, Sayles & Company, L.P.)0.69%17.83%9.17%
N/A
Fixed IncomeJNL/Lord Abbett Short Duration Income Fund
(Lord, Abbett & Co. LLC)0.50%6.28%2.57%
N/A
U.S. Equity
JNL/Mellon DowSM Index Fund
(Mellon Investments Corporation)0.30%²14.57%11.24%
N/A
International/Global Equity
JNL/Mellon Emerging Markets Index Fund3
(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)0.40%²31.39%3.75%7.89%
International/Global EquityJNL/Mellon World Index Fund
(Mellon Investments Corporation)0.30%²21.20%12.19%
N/A
U.S. Equity
JNL/Mellon Nasdaq® 100 Index Fund
(Mellon Investments Corporation)0.28%²20.70%14.99%19.48%
U.S. Equity
JNL/Mellon S&P 400 MidCap Index Fund3
(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)0.26%²7.26%8.87%10.44%
U.S. Equity
JNL/Mellon Small Cap Index Fund3
(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)0.26%²5.90%7.06%9.58%
International/Global Equity
JNL/Mellon International Index Fund3
(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)0.31%²31.86%8.83%8.17%
Fixed Income
JNL/Mellon Bond Index Fund3
(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)0.27%²6.98%-0.63%1.70%
U.S. EquityJNL/Mellon U.S. Stock Market Index Fund
(Mellon Investments Corporation)0.31%16.98%13.01%
N/A
Sector EquityJNL/Mellon Communication Services Sector Fund
(Mellon Investments Corporation)0.29%²33.47%14.31%14.21%
Sector EquityJNL/Mellon Consumer Discretionary Sector Fund
(Mellon Investments Corporation)0.29%²5.43%7.72%13.39%
Sector EquityJNL/Mellon Consumer Staples Sector Fund
(Mellon Investments Corporation)0.30%²0.78%5.83%
N/A
Sector EquityJNL/Mellon Energy Sector Fund
(Mellon Investments Corporation)0.29%²7.24%23.21%7.39%
Sector EquityJNL/Mellon Financial Sector Fund
(Mellon Investments Corporation)0.29%²16.58%14.92%12.70%
Sector EquityJNL/Mellon Healthcare Sector Fund
(Mellon Investments Corporation)0.28%²14.87%6.46%9.37%
Sector EquityJNL/Mellon Industrials Sector Fund
(Mellon Investments Corporation)0.30%²18.49%13.02%
N/A
Sector EquityJNL/Mellon Information Technology Sector Fund
(Mellon Investments Corporation)0.26%²21.15%18.96%23.04%
Sector EquityJNL/Mellon Materials Sector Fund
(Mellon Investments Corporation)0.32%²14.89%7.99%
N/A
Fund Type
Fund and Manager*
(and Sub-Adviser, if applicable)

*The investment manager for each Fund is Jackson National Asset Management, LLC
Current Expenses
Average Annual Total Returns (as of 12/31/25)
1 year
5 year
10 year
Sector EquityJNL/Mellon Real Estate Sector Fund
(Mellon Investments Corporation)0.31%²3.72%4.56%
N/A
U.S. EquityJNL S&P 500 Index Fund
(Mellon Investments Corporation)0.09%²17.79%14.31%
N/A
Sector EquityJNL/Mellon Utilities Sector Fund
(Mellon Investments Corporation)0.30%²19.02%10.51%
N/A
U.S. Equity
JNL/MFS Equity Income Fund
(Massachusetts Financial Services Company (d/b/a MFS Investment Management))
0.62%15.64%10.72%
N/A
U.S. EquityJNL/MFS Mid Cap Value Fund
(Massachusetts Financial Services Company (d/b/a MFS Investment Management))0.65%6.33%10.33%9.82%
U.S. Equity
JNL/Morningstar SMID Moat Focus Index Fund
(Mellon Investments Corporation)0.46%6.59%
N/A
N/A
U.S. EquityJNL/Morningstar U.S. Sustainability Index Fund
(Mellon Investments Corporation)0.36%²13.81%12.84%
N/A
U.S. EquityJNL/Morningstar Wide Moat Index Fund
(Mellon Investments Corporation)0.46%13.23%12.22%
N/A
Fixed IncomeJNL/Neuberger Berman Strategic Income Fund
(Neuberger Berman Investment Advisers LLC)0.65%9.54%3.32%4.39%
U.S. EquityJNL/Newton Equity Income Fund
(Newton Investment Management North America, LLC)0.56%19.32%16.54%
N/A
Fixed IncomeJNL/PIMCO Income Fund
(Pacific Investment Management Company LLC)0.69%11.43%3.72%
N/A
Fixed IncomeJNL/PIMCO Investment Grade Credit Bond Fund
(Pacific Investment Management Company LLC)0.55%8.71%-0.01%
N/A
Fixed IncomeJNL/PIMCO Real Return Fund
(Pacific Investment Management Company LLC)1.38%8.10%1.55%3.43%
Fixed Income
JNL/PPM America Emerging Markets Debt Fund
(PPM America, Inc.)
0.63%²
N/A
N/A
N/A
Fixed IncomeJNL/PPM America High Yield Bond Fund
(PPM America, Inc.)0.46%8.78%4.60%6.18%
Fixed Income
JNL/PPM America Investment Grade Credit Fund
(PPM America, Inc.)
0.53%7.57%
N/A
N/A
Fixed IncomeJNL/PPM America Total Return Fund
(PPM America, Inc.)0.49%7.10%0.04%
N/A
U.S. Equity
JNL/RAFI® Fundamental U.S. Small Cap Fund
(Mellon Investments Corporation)0.32%²7.17%9.59%7.19%
U.S. Equity
JNL/RAFI® Multi-Factor U.S. Equity Fund
(Mellon Investments Corporation)0.37%16.53%12.77%11.13%
AllocationJNL/T. Rowe Price Capital Appreciation Fund
(T. Rowe Price Associates, Inc.; Sub-Sub-Adviser: T. Rowe Price Investment Management, Inc.)0.65%²11.79%9.33%
N/A
U.S. Equity
JNL/T. Rowe Price Capital Appreciation Equity Fund
(T. Rowe Price Associates, Inc.; Sub-Sub-Adviser: T. Rowe Price Investment Management, Inc.)
0.67%²14.92%
N/A
N/A
Fund Type
Fund and Manager*
(and Sub-Adviser, if applicable)

*The investment manager for each Fund is Jackson National Asset Management, LLC
Current Expenses
Average Annual Total Returns (as of 12/31/25)
1 year
5 year
10 year
U.S. Equity
JNL/T. Rowe Price Growth Stock Fund
(T. Rowe Price Associates, Inc.)0.53%²15.61%9.52%14.38%
U.S. EquityJNL/T. Rowe Price Mid-Cap Growth Fund
(T. Rowe Price Associates, Inc.; Sub-Sub-Adviser: T. Rowe Price Investment Management, Inc.)0.65%²3.46%3.83%9.85%
Fixed IncomeJNL/T. Rowe Price Short-Term Bond Fund
(T. Rowe Price Associates, Inc.)0.42%²5.64%2.21%2.41%
U.S. EquityJNL/T. Rowe Price Value Fund
(T. Rowe Price Associates, Inc.)0.55%²12.35%10.87%10.88%
AllocationJNL/Vanguard Moderate ETF Allocation Fund
(Mellon Investments Corporation)0.26%²12.18%4.26%
N/A
AllocationJNL/Vanguard Moderate Growth ETF Allocation Fund
(Mellon Investments Corporation)0.27%²14.62%6.02%
N/A
AllocationJNL/Vanguard Growth ETF Allocation Fund
(Mellon Investments Corporation)0.26%²16.58%7.63%
N/A
International/Global EquityJNL/WCM Focused International Equity Fund
(WCM Investment Management, LLC)0.80%21.85%5.12%
N/A
AlternativeJNL/Westchester Capital Event Driven Fund
(Westchester Capital Management, LLC)1.36%7.69%3.89%
N/A
AllocationJNL/WMC Balanced Fund
(Wellington Management Company LLP)0.41%16.04%9.22%9.57%
U.S. EquityJNL/WMC Equity Income Fund
(Wellington Management Company LLP)0.59%17.11%12.42%
N/A
U.S. EquityJNL/WMC Value Fund
(Wellington Management Company LLP)0.49%14.99%11.24%10.11%
Allocation
JNL/JPMorgan Managed Conservative Fund
(J.P. Morgan Investment Management Inc.)
0.86%9.59%2.24%
N/A
Allocation
JNL/JPMorgan Managed Moderate Fund
(J.P. Morgan Investment Management Inc.)
0.83%11.17%3.79%
N/A
Allocation
JNL/JPMorgan Managed Moderate Growth Fund
(J.P. Morgan Investment Management Inc.)
0.82%12.59%5.44%
N/A
Allocation
JNL/JPMorgan Managed Growth Fund
(J.P. Morgan Investment Management Inc.)
0.83%14.26%7.09%
N/A
Allocation
JNL/JPMorgan Managed Aggressive Growth Fund
(J.P. Morgan Investment Management Inc.)
0.85%15.07%7.93%
N/A
AllocationJNL Conservative Allocation Fund
0.93%9.57%2.88%
N/A
AllocationJNL Moderate Allocation Fund
0.92%11.07%4.42%
N/A
AllocationJNL Moderate Growth Allocation Fund
0.91%12.99%5.68%
N/A
AllocationJNL Growth Allocation Fund
0.89%15.19%6.71%
N/A
AllocationJNL Aggressive Growth Allocation Fund
0.86%15.94%7.56%
N/A
 
1
Capital Research and Management Company is the investment adviser of the master fund in which this feeder fund invests. Under the master-feeder fund structure, the feeder fund does not buy individual securities directly. Rather, the feeder fund invests all of its investment assets in a corresponding master fund, which invests directly in individual securities.
2
The Fund’s current expenses reflect temporary fee reductions.
3
Mellon Investments Corporation is the investment sub-adviser of the master fund in which this feeder fund invests. Under the master-feeder fund structure, the feeder fund does not buy individual securities directly. Rather, the feeder fund invests all of its investment assets in a corresponding master fund, which invests directly in individual securities.
4
This Fund is no longer available for new allocations or transfers.
Portfolio Company Adviser [Text Block] Jackson National Asset Management, LLC
Temporary Fee Reductions, Current Expenses [Text Block] The Fund’s current expenses reflect temporary fee reductions.
Fixed Option [Line Items]  
Fixed Options Available Legend [Text Block]
The following is a list of Fixed Account Options currently available under the Contract. We may change the features of the Fixed Account Options listed below, offer new Fixed Account Options, and terminate existing Fixed Account Options. We will provide you with written notice before doing so.
Note: If amounts are withdrawn from a Fixed Account Option before the end of its term, we may apply a Contract Adjustment. This may result in a significant reduction in your Contract Value.
Fixed Options Available [Table Text Block]
Name
Term
Minimum Guaranteed Interest Rate
1-year Fixed Account Option
1 year2.40%
Fixed Option Available, Name 1-year Fixed Account Option
Fixed Option Available, Term 1 year
Fixed Option Available, Minimum Guaranteed Interest Rate [Percent] 2.40%
C000190627 [Member] | C000067992 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block]
JNL/American Funds Balanced Fund1
Portfolio Company Subadviser [Text Block]
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
Current Expenses [Percent] 0.60%
Average Annual Total Returns, 1 Year [Percent] 15.83%
Average Annual Total Returns, 5 Years [Percent] 8.91%
Average Annual Total Returns, 10 Years [Percent] 9.45%
C000190627 [Member] | C000225793 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Fixed Income
Portfolio Company Name [Text Block]
JNL/American Funds Bond Fund of America Fund1
Portfolio Company Subadviser [Text Block]
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
Current Expenses [Percent] 0.52%
Average Annual Total Returns, 1 Year [Percent] 7.13%
C000190627 [Member] | C000202636 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block]
JNL/American Funds Capital Income Builder Fund1
Portfolio Company Subadviser [Text Block]
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
Current Expenses [Percent] 0.65%
Average Annual Total Returns, 1 Year [Percent] 20.22%
Average Annual Total Returns, 5 Years [Percent] 8.95%
C000190627 [Member] | C000218223 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] International/Global Equity
Portfolio Company Name [Text Block]
JNL/American Funds Global Growth Fund1
Portfolio Company Subadviser [Text Block]
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
Current Expenses [Percent] 0.75%
Average Annual Total Returns, 1 Year [Percent] 21.55%
Average Annual Total Returns, 5 Years [Percent] 8.16%
C000190627 [Member] | C000218224 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block]
JNL/American Funds Growth Fund1
Portfolio Company Subadviser [Text Block]
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
Current Expenses [Percent] 0.59%
Average Annual Total Returns, 1 Year [Percent] 20.23%
Average Annual Total Returns, 5 Years [Percent] 13.36%
C000190627 [Member] | C000085352 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block]
JNL/American Funds Growth-Income Fund1
Portfolio Company Subadviser [Text Block]
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
Current Expenses [Percent] 0.61%
Average Annual Total Returns, 1 Year [Percent] 17.99%
Average Annual Total Returns, 5 Years [Percent] 13.82%
Average Annual Total Returns, 10 Years [Percent] 13.80%
C000190627 [Member] | C000085353 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] International/Global Equity
Portfolio Company Name [Text Block]
JNL/American Funds International Fund1
Portfolio Company Subadviser [Text Block]
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
Current Expenses [Percent] 0.81%
Average Annual Total Returns, 1 Year [Percent] 26.62%
Average Annual Total Returns, 5 Years [Percent] 3.30%
Average Annual Total Returns, 10 Years [Percent] 6.89%
C000190627 [Member] | C000085356 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] International/Global Equity
Portfolio Company Name [Text Block]
JNL/American Funds New World Fund1
Portfolio Company Subadviser [Text Block]
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
Current Expenses [Percent] 0.96%
Average Annual Total Returns, 1 Year [Percent] 28.12%
Average Annual Total Returns, 5 Years [Percent] 5.19%
Average Annual Total Returns, 10 Years [Percent] 9.11%
C000190627 [Member] | C000085346 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block]
JNL/American Funds® Washington Mutual Investors Fund1
Portfolio Company Subadviser [Text Block]
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)
Current Expenses [Percent] 0.61%
Average Annual Total Returns, 1 Year [Percent] 17.09%
Average Annual Total Returns, 5 Years [Percent] 13.77%
Average Annual Total Returns, 10 Years [Percent] 12.27%
C000190627 [Member] | C000192217 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Alternative
Portfolio Company Name [Text Block] JNL Multi-Manager Alternative Fund
Portfolio Company Subadviser [Text Block] (Boston Partners Global Investors, Inc.; DoubleLine Capital LP; First Pacific Advisors, LP; Kayne Anderson Rudnick Investment Management, LLC; Lazard Asset Management LLC; Loomis, Sayles & Company, L.P.; and Westchester Capital Management, LLC)
Current Expenses [Percent] 2.00%
Average Annual Total Returns, 1 Year [Percent] 9.79%
Average Annual Total Returns, 5 Years [Percent] 4.52%
C000190627 [Member] | C000067997 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] International/Global Equity
Portfolio Company Name [Text Block] JNL Multi-Manager Emerging Markets Equity Fund
Portfolio Company Subadviser [Text Block] (GQG Partners LLC, Kayne Anderson Rudnick Investment Management, LLC; T. Rowe Price Associates, Inc. (Sub-Sub-Adviser: T. Rowe Price Hong Kong Limited); and WCM Investment Management, LLC)
Current Expenses [Percent] 0.92%
Average Annual Total Returns, 1 Year [Percent] 24.59%
Average Annual Total Returns, 5 Years [Percent] 1.97%
Average Annual Total Returns, 10 Years [Percent] 6.02%
C000190627 [Member] | C000192211 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block]
Fixed Income
Portfolio Company Name [Text Block]
JNL Multi-Manager Floating Rate Income Fund
Portfolio Company Subadviser [Text Block]
(PPM America, Inc; FIAM LLC)
Current Expenses [Percent] 0.65%
Average Annual Total Returns, 1 Year [Percent] 4.13%
Average Annual Total Returns, 5 Years [Percent] 4.99%
C000190627 [Member] | C000085350 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block]
JNL Multi-Manager Global Small Cap Fund
Current Expenses [Percent] 0.86%
Average Annual Total Returns, 1 Year [Percent] 14.57%
Average Annual Total Returns, 5 Years [Percent] 0.44%
Average Annual Total Returns, 10 Years [Percent] 7.19%
C000190627 [Member] | C000067964 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] International/
Global Equity
Portfolio Company Name [Text Block]
JNL Multi-Manager International Equity Fund
Portfolio Company Subadviser [Text Block]
(Causeway Capital Management LLC; Lazard Asset Management LLC; WCM Investment Management, LLC; William Blair Investment Management, LLC)
Current Expenses [Percent] 0.67%
Average Annual Total Returns, 1 Year [Percent] 23.78%
Average Annual Total Returns, 5 Years [Percent] 2.20%
Average Annual Total Returns, 10 Years [Percent] 5.47%
C000190627 [Member] | C000202638 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] International/Global Equity
Portfolio Company Name [Text Block]
JNL Multi-Manager International Small Cap Fund4
Portfolio Company Subadviser [Text Block] (Baillie Gifford Overseas Limited; Causeway Capital Management LLC; and WCM Investment Management, LLC)
Current Expenses [Percent] 0.90%
Average Annual Total Returns, 1 Year [Percent] 25.88%
Average Annual Total Returns, 5 Years [Percent] 5.66%
C000190627 [Member] | C000192221 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block] JNL Multi-Manager Mid Cap Fund
Portfolio Company Subadviser [Text Block]
(Champlain Investment Partners, LLC; LLC; Kayne Anderson Rudnick Investment Management, LLC; Nuance Investments, LLC; and Victory Capital Management Inc.)
Current Expenses [Percent] 0.76%
Average Annual Total Returns, 1 Year [Percent] 2.13%
Average Annual Total Returns, 5 Years [Percent] 5.21%
C000190627 [Member] | C000239074 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block]
JNL Multi-Manager Select Equity Fund
Portfolio Company Subadviser [Text Block]
(GQG Partners, LLC; River Road Asset Management, LLC; WCM Investment Management, LLC)
Current Expenses [Percent] 0.69%
Average Annual Total Returns, 1 Year [Percent] 16.39%
C000190627 [Member] | C000067991 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block] JNL Multi-Manager Small Cap Growth Fund
Portfolio Company Subadviser [Text Block]
(BAMCO, Inc.; Driehaus Capital Management LLC; Granahan Investment Management, Inc.; Kayne Anderson Rudnick Investment Management, LLC; Segall Bryant & Hamill, LLC; Victory Capital Management Inc.; and WCM Investment Management, LLC)
Current Expenses [Percent] 0.68%
Average Annual Total Returns, 1 Year [Percent] 3.87%
Average Annual Total Returns, 5 Years [Percent] (0.99%)
Average Annual Total Returns, 10 Years [Percent] 9.71%
C000190627 [Member] | C000067994 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block] JNL Multi-Manager Small Cap Value Fund
Portfolio Company Subadviser [Text Block] (Congress Asset Management Company, LLP; Cooke & Bieler, L.P.; Reinhart Partners, Inc.; River Road Asset Management, LLC; and WCM Investment Management, LLC)
Current Expenses [Percent] 0.77%
Average Annual Total Returns, 1 Year [Percent] 3.01%
Average Annual Total Returns, 5 Years [Percent] 8.32%
Average Annual Total Returns, 10 Years [Percent] 8.90%
C000190627 [Member] | C000218215 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block]
JNL Moderate ETF Allocation Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.53%
Average Annual Total Returns, 1 Year [Percent] 12.48%
Average Annual Total Returns, 5 Years [Percent] 4.50%
C000190627 [Member] | C000218216 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block]
JNL Moderate Growth ETF Allocation Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.53%
Average Annual Total Returns, 1 Year [Percent] 15.01%
Average Annual Total Returns, 5 Years [Percent] 6.22%
C000190627 [Member] | C000218219 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block]
JNL Growth ETF Allocation Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.55%
Average Annual Total Returns, 1 Year [Percent] 16.97%
Average Annual Total Returns, 5 Years [Percent] 7.91%
C000190627 [Member] | C000252140 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block]
JNL/American Funds Moderate Allocation Fund
Current Expenses [Percent] 0.67%
Average Annual Total Returns, 1 Year [Percent] 13.54%
C000190627 [Member] | C000192212 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block] JNL/American Funds Moderate Growth Allocation Fund
Current Expenses [Percent] 0.68%
Average Annual Total Returns, 1 Year [Percent] 16.63%
Average Annual Total Returns, 5 Years [Percent] 6.04%
C000190627 [Member] | C000192213 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block] JNL/American Funds Growth Allocation Fund
Current Expenses [Percent] 0.69%
Average Annual Total Returns, 1 Year [Percent] 18.86%
Average Annual Total Returns, 5 Years [Percent] 7.84%
C000190627 [Member] | C000090918 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block] JNL/BlackRock Global Allocation Fund
Portfolio Company Subadviser [Text Block] (BlackRock Investment Management, LLC; Sub-Sub-Adviser BlackRock International Limited)
Current Expenses [Percent] 0.76%
Average Annual Total Returns, 1 Year [Percent] 19.08%
Average Annual Total Returns, 5 Years [Percent] 6.39%
Average Annual Total Returns, 10 Years [Percent] 7.77%
C000190627 [Member] | C000067984 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block] JNL/BlackRock Large Cap Select Growth Fund
Portfolio Company Subadviser [Text Block] (BlackRock Investment Management, LLC)
Current Expenses [Percent] 0.53%
Average Annual Total Returns, 1 Year [Percent] 11.74%
Average Annual Total Returns, 5 Years [Percent] 10.74%
Average Annual Total Returns, 10 Years [Percent] 15.51%
C000190627 [Member] | C000067965 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] International/Global Equity
Portfolio Company Name [Text Block] JNL/Causeway International Value Select Fund
Portfolio Company Subadviser [Text Block] (Causeway Capital Management LLC)
Current Expenses [Percent] 0.66%
Average Annual Total Returns, 1 Year [Percent] 43.44%
Average Annual Total Returns, 5 Years [Percent] 14.46%
Average Annual Total Returns, 10 Years [Percent] 10.26%
C000190627 [Member] | C000202640 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block]
Sector Equity
Portfolio Company Name [Text Block]
JNL/Cohen & Steers U.S. Realty Fund4
Portfolio Company Subadviser [Text Block]
(Cohen & Steers Capital Management, Inc.)
Current Expenses [Percent] 0.74%
Average Annual Total Returns, 1 Year [Percent] 3.06%
Average Annual Total Returns, 5 Years [Percent] 5.04%
C000190627 [Member] | C000210330 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] International/Global Equity
Portfolio Company Name [Text Block] JNL/DFA International Core Equity Fund
Portfolio Company Subadviser [Text Block] (Dimensional Fund Advisors LP)
Current Expenses [Percent] 0.56%
Average Annual Total Returns, 1 Year [Percent] 35.75%
Average Annual Total Returns, 5 Years [Percent] 10.11%
C000190627 [Member] | C000067990 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block] JNL/DFA U.S. Core Equity Fund
Portfolio Company Subadviser [Text Block] (Dimensional Fund Advisors LP)
Current Expenses [Percent] 0.45%
Average Annual Total Returns, 1 Year [Percent] 15.55%
Average Annual Total Returns, 5 Years [Percent] 13.05%
Average Annual Total Returns, 10 Years [Percent] 13.54%
C000190627 [Member] | C000218179 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block] JNL/DFA U.S. Small Cap Fund
Portfolio Company Subadviser [Text Block] (Dimensional Fund Advisors LP)
Current Expenses [Percent] 0.64%
Average Annual Total Returns, 1 Year [Percent] 7.41%
Average Annual Total Returns, 5 Years [Percent] 8.85%
C000190627 [Member] | C000067976 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Fixed Income
Portfolio Company Name [Text Block]
JNL/DoubleLine® Core Fixed Income Fund
Portfolio Company Subadviser [Text Block] (DoubleLine Capital LP)
Current Expenses [Percent] 0.48%
Average Annual Total Returns, 1 Year [Percent] 7.52%
Average Annual Total Returns, 5 Years [Percent] 0.38%
Average Annual Total Returns, 10 Years [Percent] 2.34%
C000190627 [Member] | C000192219 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Fixed Income
Portfolio Company Name [Text Block]
JNL/DoubleLine® Emerging Markets Fixed Income Fund
Portfolio Company Subadviser [Text Block] (DoubleLine Capital LP)
Current Expenses [Percent] 0.78%
Average Annual Total Returns, 1 Year [Percent] 8.84%
Average Annual Total Returns, 5 Years [Percent] 1.98%
C000190627 [Member] | C000159264 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block]
JNL/DoubleLine® Shiller Enhanced CAPE® Fund
Portfolio Company Subadviser [Text Block] (DoubleLine Capital LP)
Current Expenses [Percent] 0.69%
Average Annual Total Returns, 1 Year [Percent] 9.29%
Average Annual Total Returns, 5 Years [Percent] 8.56%
C000190627 [Member] | C000218181 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Fixed Income
Portfolio Company Name [Text Block]
JNL/DoubleLine® Total Return Fund
Portfolio Company Subadviser [Text Block] (DoubleLine Capital LP)
Current Expenses [Percent] 0.53%
Average Annual Total Returns, 1 Year [Percent] 7.92%
Average Annual Total Returns, 5 Years [Percent] 0.39%
C000190627 [Member] | C000067985 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Fixed Income
Portfolio Company Name [Text Block] JNL/Dreyfus Government Money Market Fund
Portfolio Company Subadviser [Text Block]
(Mellon Investments Corporation)
Current Expenses [Percent] 0.26%
Average Annual Total Returns, 1 Year [Percent] 4.09%
Average Annual Total Returns, 5 Years [Percent] 3.05%
Average Annual Total Returns, 10 Years [Percent] 1.95%
C000190627 [Member] | C000192057 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block]
JNL/Fidelity Institutional AM® & JPMorgan Large Cap Growth Fund
Portfolio Company Subadviser [Text Block]
(FIAM LLC; J.P. Morgan Investment Management Inc.)
Current Expenses [Percent] 0.64%
Average Annual Total Returns, 1 Year [Percent] 9.39%
Average Annual Total Returns, 5 Years [Percent] 10.79%
C000190627 [Member] | C000067979 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block]
Fixed Income
Portfolio Company Name [Text Block]
JNL/Fidelity Institutional AM® Total Bond Fund
Portfolio Company Subadviser [Text Block]
(FIAM LLC)
Current Expenses [Percent] 0.46%
Average Annual Total Returns, 1 Year [Percent] 7.72%
Average Annual Total Returns, 5 Years [Percent] 0.36%
Average Annual Total Returns, 10 Years [Percent] 2.37%
C000190627 [Member] | C000106864 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Alternative
Portfolio Company Name [Text Block]
JNL/First Sentier Global Infrastructure Fund4
Portfolio Company Subadviser [Text Block] (First Sentier Investors (Australia) IM Ltd)
Current Expenses [Percent] 0.86%
Average Annual Total Returns, 1 Year [Percent] 17.97%
Average Annual Total Returns, 5 Years [Percent] 7.04%
Average Annual Total Returns, 10 Years [Percent] 7.25%
C000190627 [Member] | C000067995 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block] JNL/Franklin Templeton Income Fund
Portfolio Company Subadviser [Text Block] (Franklin Advisers, Inc.)
Current Expenses [Percent] 0.62%
Average Annual Total Returns, 1 Year [Percent] 12.26%
Average Annual Total Returns, 5 Years [Percent] 7.50%
Average Annual Total Returns, 10 Years [Percent] 7.40%
C000190627 [Member] | C000192208 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block] JNL/Goldman Sachs 4 Fund
Portfolio Company Subadviser [Text Block] (Goldman Sachs Asset Management, L.P)
Current Expenses [Percent] 0.40%
Average Annual Total Returns, 1 Year [Percent] 17.05%
Average Annual Total Returns, 5 Years [Percent] 14.29%
C000190627 [Member] | C000192059 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] International/Global Equity
Portfolio Company Name [Text Block] JNL/GQG Emerging Markets Equity Fund
Portfolio Company Subadviser [Text Block] (GQG Partners LLC)
Current Expenses [Percent] 1.04%
Average Annual Total Returns, 1 Year [Percent] 10.63%
Average Annual Total Returns, 5 Years [Percent] 2.95%
C000190627 [Member] | C000067981 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block] JNL/Invesco Small Cap Growth Fund
Portfolio Company Subadviser [Text Block] (Invesco Advisers, Inc.)
Current Expenses [Percent] 0.72%
Average Annual Total Returns, 1 Year [Percent] 6.48%
Average Annual Total Returns, 5 Years [Percent] (0.43%)
Average Annual Total Returns, 10 Years [Percent] 9.36%
C000190627 [Member] | C000202642 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Alternative
Portfolio Company Name [Text Block] JNL/JPMorgan Hedged Equity Fund
Portfolio Company Subadviser [Text Block] (J.P. Morgan Investment Management Inc.)
Current Expenses [Percent] 0.66%
Average Annual Total Returns, 1 Year [Percent] 7.41%
Average Annual Total Returns, 5 Years [Percent] 8.91%
C000190627 [Member] | C000067993 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block] JNL/JPMorgan MidCap Growth Fund
Portfolio Company Subadviser [Text Block] (J.P. Morgan Investment Management Inc.)
Current Expenses [Percent] 0.59%
Average Annual Total Returns, 1 Year [Percent] 8.41%
Average Annual Total Returns, 5 Years [Percent] 4.54%
Average Annual Total Returns, 10 Years [Percent] 12.47%
C000190627 [Member] | C000252144 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block]
Alternative
Portfolio Company Name [Text Block] JNL/JPMorgan Nasdaq® Hedged Equity Fund
Portfolio Company Subadviser [Text Block]
(J.P. Morgan Investment Management Inc.)
Current Expenses [Percent] 0.69%
Average Annual Total Returns, 1 Year [Percent] 9.02%
C000190627 [Member] | C000067980 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Fixed Income
Portfolio Company Name [Text Block] JNL/JPMorgan U.S. Government & Quality Bond Fund
Portfolio Company Subadviser [Text Block] (J.P. Morgan Investment Management Inc.)
Current Expenses [Percent] 0.39%
Average Annual Total Returns, 1 Year [Percent] 6.95%
Average Annual Total Returns, 5 Years [Percent] (0.29%)
Average Annual Total Returns, 10 Years [Percent] 1.73%
C000190627 [Member] | C000068003 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block] JNL/JPMorgan U.S. Value Fund
Portfolio Company Subadviser [Text Block] (J.P. Morgan Investment Management Inc.)
Current Expenses [Percent] 0.59%
Average Annual Total Returns, 1 Year [Percent] 14.21%
Average Annual Total Returns, 5 Years [Percent] 12.32%
Average Annual Total Returns, 10 Years [Percent] 9.31%
C000190627 [Member] | C000202643 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] International/Global Equity
Portfolio Company Name [Text Block] JNL/Loomis Sayles Global Growth Fund
Portfolio Company Subadviser [Text Block] (Loomis, Sayles & Company, L.P.)
Current Expenses [Percent] 0.69%
Average Annual Total Returns, 1 Year [Percent] 17.83%
Average Annual Total Returns, 5 Years [Percent] 9.17%
C000190627 [Member] | C000218176 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Fixed Income
Portfolio Company Name [Text Block] JNL/Lord Abbett Short Duration Income Fund
Portfolio Company Subadviser [Text Block] (Lord, Abbett & Co. LLC)
Current Expenses [Percent] 0.50%
Average Annual Total Returns, 1 Year [Percent] 6.28%
Average Annual Total Returns, 5 Years [Percent] 2.57%
C000190627 [Member] | C000218192 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block]
JNL/Mellon DowSM Index Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.30%
Average Annual Total Returns, 1 Year [Percent] 14.57%
Average Annual Total Returns, 5 Years [Percent] 11.24%
C000190627 [Member] | C000102954 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] International/Global Equity
Portfolio Company Name [Text Block]
JNL/Mellon Emerging Markets Index Fund3
Portfolio Company Subadviser [Text Block] (Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)
Current Expenses [Percent] 0.40%
Average Annual Total Returns, 1 Year [Percent] 31.39%
Average Annual Total Returns, 5 Years [Percent] 3.75%
Average Annual Total Returns, 10 Years [Percent] 7.89%
C000190627 [Member] | C000218194 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] International/Global Equity
Portfolio Company Name [Text Block] JNL/Mellon World Index Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.30%
Average Annual Total Returns, 1 Year [Percent] 21.20%
Average Annual Total Returns, 5 Years [Percent] 12.19%
C000190627 [Member] | C000218196 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block]
JNL/Mellon Nasdaq® 100 Index Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.28%
Average Annual Total Returns, 1 Year [Percent] 20.70%
Average Annual Total Returns, 5 Years [Percent] 14.99%
Average Annual Total Returns, 10 Years [Percent] 19.48%
C000190627 [Member] | C000067969 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block]
JNL/Mellon S&P 400 MidCap Index Fund3
Portfolio Company Subadviser [Text Block] (Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)
Current Expenses [Percent] 0.26%
Average Annual Total Returns, 1 Year [Percent] 7.26%
Average Annual Total Returns, 5 Years [Percent] 8.87%
Average Annual Total Returns, 10 Years [Percent] 10.44%
C000190627 [Member] | C000067970 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block]
JNL/Mellon Small Cap Index Fund3
Portfolio Company Subadviser [Text Block] (Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)
Current Expenses [Percent] 0.26%
Average Annual Total Returns, 1 Year [Percent] 5.90%
Average Annual Total Returns, 5 Years [Percent] 7.06%
Average Annual Total Returns, 10 Years [Percent] 9.58%
C000190627 [Member] | C000067971 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] International/Global Equity
Portfolio Company Name [Text Block]
JNL/Mellon International Index Fund3
Portfolio Company Subadviser [Text Block] (Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)
Current Expenses [Percent] 0.31%
Average Annual Total Returns, 1 Year [Percent] 31.86%
Average Annual Total Returns, 5 Years [Percent] 8.83%
Average Annual Total Returns, 10 Years [Percent] 8.17%
C000190627 [Member] | C000067972 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Fixed Income
Portfolio Company Name [Text Block]
JNL/Mellon Bond Index Fund3
Portfolio Company Subadviser [Text Block] (Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)
Current Expenses [Percent] 0.27%
Average Annual Total Returns, 1 Year [Percent] 6.98%
Average Annual Total Returns, 5 Years [Percent] (0.63%)
Average Annual Total Returns, 10 Years [Percent] 1.70%
C000190627 [Member] | C000192074 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block] JNL/Mellon U.S. Stock Market Index Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.31%
Average Annual Total Returns, 1 Year [Percent] 16.98%
Average Annual Total Returns, 5 Years [Percent] 13.01%
C000190627 [Member] | C000218200 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Sector Equity
Portfolio Company Name [Text Block] JNL/Mellon Communication Services Sector Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.29%
Average Annual Total Returns, 1 Year [Percent] 33.47%
Average Annual Total Returns, 5 Years [Percent] 14.31%
Average Annual Total Returns, 10 Years [Percent] 14.21%
C000190627 [Member] | C000218203 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Sector Equity
Portfolio Company Name [Text Block] JNL/Mellon Consumer Discretionary Sector Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.29%
Average Annual Total Returns, 1 Year [Percent] 5.43%
Average Annual Total Returns, 5 Years [Percent] 7.72%
Average Annual Total Returns, 10 Years [Percent] 13.39%
C000190627 [Member] | C000192049 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Sector Equity
Portfolio Company Name [Text Block] JNL/Mellon Consumer Staples Sector Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.30%
Average Annual Total Returns, 1 Year [Percent] 0.78%
Average Annual Total Returns, 5 Years [Percent] 5.83%
C000190627 [Member] | C000218205 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Sector Equity
Portfolio Company Name [Text Block] JNL/Mellon Energy Sector Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.29%
Average Annual Total Returns, 1 Year [Percent] 7.24%
Average Annual Total Returns, 5 Years [Percent] 23.21%
Average Annual Total Returns, 10 Years [Percent] 7.39%
C000190627 [Member] | C000218206 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Sector Equity
Portfolio Company Name [Text Block] JNL/Mellon Financial Sector Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.29%
Average Annual Total Returns, 1 Year [Percent] 16.58%
Average Annual Total Returns, 5 Years [Percent] 14.92%
Average Annual Total Returns, 10 Years [Percent] 12.70%
C000190627 [Member] | C000218208 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Sector Equity
Portfolio Company Name [Text Block] JNL/Mellon Healthcare Sector Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.28%
Average Annual Total Returns, 1 Year [Percent] 14.87%
Average Annual Total Returns, 5 Years [Percent] 6.46%
Average Annual Total Returns, 10 Years [Percent] 9.37%
C000190627 [Member] | C000192053 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Sector Equity
Portfolio Company Name [Text Block] JNL/Mellon Industrials Sector Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.30%
Average Annual Total Returns, 1 Year [Percent] 18.49%
Average Annual Total Returns, 5 Years [Percent] 13.02%
C000190627 [Member] | C000218211 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Sector Equity
Portfolio Company Name [Text Block] JNL/Mellon Information Technology Sector Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.26%
Average Annual Total Returns, 1 Year [Percent] 21.15%
Average Annual Total Returns, 5 Years [Percent] 18.96%
Average Annual Total Returns, 10 Years [Percent] 23.04%
C000190627 [Member] | C000192051 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Sector Equity
Portfolio Company Name [Text Block] JNL/Mellon Materials Sector Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.32%
Average Annual Total Returns, 1 Year [Percent] 14.89%
Average Annual Total Returns, 5 Years [Percent] 7.99%
C000190627 [Member] | C000192055 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Sector Equity
Portfolio Company Name [Text Block] JNL/Mellon Real Estate Sector Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.31%
Average Annual Total Returns, 1 Year [Percent] 3.72%
Average Annual Total Returns, 5 Years [Percent] 4.56%
C000190627 [Member] | C000192047 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block] JNL S&P 500 Index Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.09%
Average Annual Total Returns, 1 Year [Percent] 17.79%
Average Annual Total Returns, 5 Years [Percent] 14.31%
C000190627 [Member] | C000124096 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Sector Equity
Portfolio Company Name [Text Block] JNL/Mellon Utilities Sector Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.30%
Average Annual Total Returns, 1 Year [Percent] 19.02%
Average Annual Total Returns, 5 Years [Percent] 10.51%
C000190627 [Member] | C000192061 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block]
JNL/MFS Equity Income Fund
Portfolio Company Subadviser [Text Block]
(Massachusetts Financial Services Company (d/b/a MFS Investment Management))
Current Expenses [Percent] 0.62%
Average Annual Total Returns, 1 Year [Percent] 15.64%
Average Annual Total Returns, 5 Years [Percent] 10.72%
C000190627 [Member] | C000067963 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block] JNL/MFS Mid Cap Value Fund
Portfolio Company Subadviser [Text Block] (Massachusetts Financial Services Company (d/b/a MFS Investment Management))
Current Expenses [Percent] 0.65%
Average Annual Total Returns, 1 Year [Percent] 6.33%
Average Annual Total Returns, 5 Years [Percent] 10.33%
Average Annual Total Returns, 10 Years [Percent] 9.82%
C000190627 [Member] | C000248333 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block]
U.S. Equity
Portfolio Company Name [Text Block] JNL/Morningstar SMID Moat Focus Index Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.46%
Average Annual Total Returns, 1 Year [Percent] 6.59%
C000190627 [Member] | C000192222 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block] JNL/Morningstar U.S. Sustainability Index Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.36%
Average Annual Total Returns, 1 Year [Percent] 13.81%
Average Annual Total Returns, 5 Years [Percent] 12.84%
C000190627 [Member] | C000202646 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block] JNL/Morningstar Wide Moat Index Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.46%
Average Annual Total Returns, 1 Year [Percent] 13.23%
Average Annual Total Returns, 5 Years [Percent] 12.22%
C000190627 [Member] | C000111250 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Fixed Income
Portfolio Company Name [Text Block] JNL/Neuberger Berman Strategic Income Fund
Portfolio Company Subadviser [Text Block] (Neuberger Berman Investment Advisers LLC)
Current Expenses [Percent] 0.65%
Average Annual Total Returns, 1 Year [Percent] 9.54%
Average Annual Total Returns, 5 Years [Percent] 3.32%
Average Annual Total Returns, 10 Years [Percent] 4.39%
C000190627 [Member] | C000218221 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block] JNL/Newton Equity Income Fund
Portfolio Company Subadviser [Text Block] (Newton Investment Management North America, LLC)
Current Expenses [Percent] 0.56%
Average Annual Total Returns, 1 Year [Percent] 19.32%
Average Annual Total Returns, 5 Years [Percent] 16.54%
C000190627 [Member] | C000192063 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Fixed Income
Portfolio Company Name [Text Block] JNL/PIMCO Income Fund
Portfolio Company Subadviser [Text Block] (Pacific Investment Management Company LLC)
Current Expenses [Percent] 0.69%
Average Annual Total Returns, 1 Year [Percent] 11.43%
Average Annual Total Returns, 5 Years [Percent] 3.72%
C000190627 [Member] | C000218186 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Fixed Income
Portfolio Company Name [Text Block] JNL/PIMCO Investment Grade Credit Bond Fund
Portfolio Company Subadviser [Text Block] (Pacific Investment Management Company LLC)
Current Expenses [Percent] 0.55%
Average Annual Total Returns, 1 Year [Percent] 8.71%
Average Annual Total Returns, 5 Years [Percent] (0.01%)
C000190627 [Member] | C000067998 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Fixed Income
Portfolio Company Name [Text Block] JNL/PIMCO Real Return Fund
Portfolio Company Subadviser [Text Block] (Pacific Investment Management Company LLC)
Current Expenses [Percent] 1.38%
Average Annual Total Returns, 1 Year [Percent] 8.10%
Average Annual Total Returns, 5 Years [Percent] 1.55%
Average Annual Total Returns, 10 Years [Percent] 3.43%
C000190627 [Member] | C000271897 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Fixed Income
Portfolio Company Name [Text Block]
JNL/PPM America Emerging Markets Debt Fund
Portfolio Company Subadviser [Text Block]
(PPM America, Inc.)
Current Expenses [Percent] 0.63%
C000190627 [Member] | C000067978 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Fixed Income
Portfolio Company Name [Text Block] JNL/PPM America High Yield Bond Fund
Portfolio Company Subadviser [Text Block] (PPM America, Inc.)
Current Expenses [Percent] 0.46%
Average Annual Total Returns, 1 Year [Percent] 8.78%
Average Annual Total Returns, 5 Years [Percent] 4.60%
Average Annual Total Returns, 10 Years [Percent] 6.18%
C000190627 [Member] | C000248335 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block]
Fixed Income
Portfolio Company Name [Text Block] JNL/PPM America Investment Grade Credit Fund
Portfolio Company Subadviser [Text Block]
(PPM America, Inc.)
Current Expenses [Percent] 0.53%
Average Annual Total Returns, 1 Year [Percent] 7.57%
C000190627 [Member] | C000192220 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Fixed Income
Portfolio Company Name [Text Block] JNL/PPM America Total Return Fund
Portfolio Company Subadviser [Text Block] (PPM America, Inc.)
Current Expenses [Percent] 0.49%
Average Annual Total Returns, 1 Year [Percent] 7.10%
Average Annual Total Returns, 5 Years [Percent] 0.04%
C000190627 [Member] | C000210335 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block]
JNL/RAFI® Fundamental U.S. Small Cap Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.32%
Average Annual Total Returns, 1 Year [Percent] 7.17%
Average Annual Total Returns, 5 Years [Percent] 9.59%
Average Annual Total Returns, 10 Years [Percent] 7.19%
C000190627 [Member] | C000210332 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block]
JNL/RAFI® Multi-Factor U.S. Equity Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.37%
Average Annual Total Returns, 1 Year [Percent] 16.53%
Average Annual Total Returns, 5 Years [Percent] 12.77%
Average Annual Total Returns, 10 Years [Percent] 11.13%
C000190627 [Member] | C000218188 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block] JNL/T. Rowe Price Capital Appreciation Fund
Portfolio Company Subadviser [Text Block] (T. Rowe Price Associates, Inc.; Sub-Sub-Adviser: T. Rowe Price Investment Management, Inc.)
Current Expenses [Percent] 0.65%
Average Annual Total Returns, 1 Year [Percent] 11.79%
Average Annual Total Returns, 5 Years [Percent] 9.33%
C000190627 [Member] | C000252142 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block]
U.S. Equity
Portfolio Company Name [Text Block] JNL/T. Rowe Price Capital Appreciation Equity Fund
Portfolio Company Subadviser [Text Block]
(T. Rowe Price Associates, Inc.; Sub-Sub-Adviser: T. Rowe Price Investment Management, Inc.)
Current Expenses [Percent] 0.67%
Average Annual Total Returns, 1 Year [Percent] 14.92%
C000190627 [Member] | C000067987 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block]
JNL/T. Rowe Price Growth Stock Fund
Portfolio Company Subadviser [Text Block] (T. Rowe Price Associates, Inc.)
Current Expenses [Percent] 0.53%
Average Annual Total Returns, 1 Year [Percent] 15.61%
Average Annual Total Returns, 5 Years [Percent] 9.52%
Average Annual Total Returns, 10 Years [Percent] 14.38%
C000190627 [Member] | C000067988 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block] JNL/T. Rowe Price Mid-Cap Growth Fund
Portfolio Company Subadviser [Text Block] (T. Rowe Price Associates, Inc.; Sub-Sub-Adviser: T. Rowe Price Investment Management, Inc.)
Current Expenses [Percent] 0.65%
Average Annual Total Returns, 1 Year [Percent] 3.46%
Average Annual Total Returns, 5 Years [Percent] 3.83%
Average Annual Total Returns, 10 Years [Percent] 9.85%
C000190627 [Member] | C000067996 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Fixed Income
Portfolio Company Name [Text Block] JNL/T. Rowe Price Short-Term Bond Fund
Portfolio Company Subadviser [Text Block] (T. Rowe Price Associates, Inc.)
Current Expenses [Percent] 0.42%
Average Annual Total Returns, 1 Year [Percent] 5.64%
Average Annual Total Returns, 5 Years [Percent] 2.21%
Average Annual Total Returns, 10 Years [Percent] 2.41%
C000190627 [Member] | C000067989 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block] JNL/T. Rowe Price Value Fund
Portfolio Company Subadviser [Text Block] (T. Rowe Price Associates, Inc.)
Current Expenses [Percent] 0.55%
Average Annual Total Returns, 1 Year [Percent] 12.35%
Average Annual Total Returns, 5 Years [Percent] 10.87%
Average Annual Total Returns, 10 Years [Percent] 10.88%
C000190627 [Member] | C000192069 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block] JNL/Vanguard Moderate ETF Allocation Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.26%
Average Annual Total Returns, 1 Year [Percent] 12.18%
Average Annual Total Returns, 5 Years [Percent] 4.26%
C000190627 [Member] | C000192079 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block] JNL/Vanguard Moderate Growth ETF Allocation Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.27%
Average Annual Total Returns, 1 Year [Percent] 14.62%
Average Annual Total Returns, 5 Years [Percent] 6.02%
C000190627 [Member] | C000192081 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block] JNL/Vanguard Growth ETF Allocation Fund
Portfolio Company Subadviser [Text Block] (Mellon Investments Corporation)
Current Expenses [Percent] 0.26%
Average Annual Total Returns, 1 Year [Percent] 16.58%
Average Annual Total Returns, 5 Years [Percent] 7.63%
C000190627 [Member] | C000218190 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] International/Global Equity
Portfolio Company Name [Text Block] JNL/WCM Focused International Equity Fund
Portfolio Company Subadviser [Text Block] (WCM Investment Management, LLC)
Current Expenses [Percent] 0.80%
Average Annual Total Returns, 1 Year [Percent] 21.85%
Average Annual Total Returns, 5 Years [Percent] 5.12%
C000190627 [Member] | C000153493 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Alternative
Portfolio Company Name [Text Block] JNL/Westchester Capital Event Driven Fund
Portfolio Company Subadviser [Text Block] (Westchester Capital Management, LLC)
Current Expenses [Percent] 1.36%
Average Annual Total Returns, 1 Year [Percent] 7.69%
Average Annual Total Returns, 5 Years [Percent] 3.89%
C000190627 [Member] | C000067982 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block] JNL/WMC Balanced Fund
Portfolio Company Subadviser [Text Block] (Wellington Management Company LLP)
Current Expenses [Percent] 0.41%
Average Annual Total Returns, 1 Year [Percent] 16.04%
Average Annual Total Returns, 5 Years [Percent] 9.22%
Average Annual Total Returns, 10 Years [Percent] 9.57%
C000190627 [Member] | C000192065 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block] JNL/WMC Equity Income Fund
Portfolio Company Subadviser [Text Block] (Wellington Management Company LLP)
Current Expenses [Percent] 0.59%
Average Annual Total Returns, 1 Year [Percent] 17.11%
Average Annual Total Returns, 5 Years [Percent] 12.42%
C000190627 [Member] | C000067986 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] U.S. Equity
Portfolio Company Name [Text Block] JNL/WMC Value Fund
Portfolio Company Subadviser [Text Block] (Wellington Management Company LLP)
Current Expenses [Percent] 0.49%
Average Annual Total Returns, 1 Year [Percent] 14.99%
Average Annual Total Returns, 5 Years [Percent] 11.24%
Average Annual Total Returns, 10 Years [Percent] 10.11%
C000190627 [Member] | C000192197 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block]
JNL/JPMorgan Managed Conservative Fund
Portfolio Company Subadviser [Text Block]
(J.P. Morgan Investment Management Inc.)
Current Expenses [Percent] 0.86%
Average Annual Total Returns, 1 Year [Percent] 9.59%
Average Annual Total Returns, 5 Years [Percent] 2.24%
C000190627 [Member] | C000192198 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block]
JNL/JPMorgan Managed Moderate Fund
Portfolio Company Subadviser [Text Block]
(J.P. Morgan Investment Management Inc.)
Current Expenses [Percent] 0.83%
Average Annual Total Returns, 1 Year [Percent] 11.17%
Average Annual Total Returns, 5 Years [Percent] 3.79%
C000190627 [Member] | C000192199 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block]
JNL/JPMorgan Managed Moderate Growth Fund
Portfolio Company Subadviser [Text Block]
(J.P. Morgan Investment Management Inc.)
Current Expenses [Percent] 0.82%
Average Annual Total Returns, 1 Year [Percent] 12.59%
Average Annual Total Returns, 5 Years [Percent] 5.44%
C000190627 [Member] | C000192200 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block]
JNL/JPMorgan Managed Growth Fund
Portfolio Company Subadviser [Text Block]
(J.P. Morgan Investment Management Inc.)
Current Expenses [Percent] 0.83%
Average Annual Total Returns, 1 Year [Percent] 14.26%
Average Annual Total Returns, 5 Years [Percent] 7.09%
C000190627 [Member] | C000192201 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block]
JNL/JPMorgan Managed Aggressive Growth Fund
Portfolio Company Subadviser [Text Block]
(J.P. Morgan Investment Management Inc.)
Current Expenses [Percent] 0.85%
Average Annual Total Returns, 1 Year [Percent] 15.07%
Average Annual Total Returns, 5 Years [Percent] 7.93%
C000190627 [Member] | C000218199 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block] JNL Conservative Allocation Fund
Current Expenses [Percent] 0.93%
Average Annual Total Returns, 1 Year [Percent] 9.57%
Average Annual Total Returns, 5 Years [Percent] 2.88%
C000190627 [Member] | C000218213 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block] JNL Moderate Allocation Fund
Current Expenses [Percent] 0.92%
Average Annual Total Returns, 1 Year [Percent] 11.07%
Average Annual Total Returns, 5 Years [Percent] 4.42%
C000190627 [Member] | C000192203 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block] JNL Moderate Growth Allocation Fund
Current Expenses [Percent] 0.91%
Average Annual Total Returns, 1 Year [Percent] 12.99%
Average Annual Total Returns, 5 Years [Percent] 5.68%
C000190627 [Member] | C000192204 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block] JNL Growth Allocation Fund
Current Expenses [Percent] 0.89%
Average Annual Total Returns, 1 Year [Percent] 15.19%
Average Annual Total Returns, 5 Years [Percent] 6.71%
C000190627 [Member] | C000192205 [Member]  
Variable Option [Line Items]  
Portfolio Company Objective [Text Block] Allocation
Portfolio Company Name [Text Block] JNL Aggressive Growth Allocation Fund
Current Expenses [Percent] 0.86%
Average Annual Total Returns, 1 Year [Percent] 15.94%
Average Annual Total Returns, 5 Years [Percent] 7.56%
C000190627 [Member] | Standard Death Benefit [Member]  
Item 10. Benefits Available [Line Items]  
Name of Benefit [Text Block] Basic Death Benefit
Purpose of Benefit [Text Block]
Guarantees your Beneficiaries will receive a benefit of at least your Contract Value on the date Jackson of NY receives all required documentation from your Beneficiary.
Standard Benefit Expense (of Other Amount), Maximum [Percent] 0.00%
Brief Restrictions / Limitations [Text Block]
•Withdrawals could significantly reduce the benefit.
•Benefit terminates on annuitization.
Name of Benefit [Text Block] Basic Death Benefit
C000190627 [Member] | Premium Taxes [Member]  
Item 4. Fee Table [Line Items]  
Other Transaction Fee (of Other Amount), Maximum [Percent] 3.50%
Other Transaction Fee (of Other Amount), Minimum [Percent] 0.00%
Other Transaction Fee (of Other Amount), Footnotes [Text Block] Currently, Premium taxes do not apply.
C000190627 [Member] | Expedited Delivery Charge [Member]  
Item 4. Fee Table [Line Items]  
Other Transaction Fee, Maximum [Dollars] $ 38
Other Transaction Fee (of Other Amount), Footnotes [Text Block] We pass the current charges for requested expedited delivery services through to you directly, with no added fees or profits to us. This means these charges are subject to change and are not subject to a maximum. Between Monday and Friday, the current Expedited Delivery Charge is $23. On Saturday, the current Expedited Delivery Charge is $38.
C000190627 [Member] | Wire Transfers [Member]  
Item 4. Fee Table [Line Items]  
Other Transaction Fee, Maximum [Dollars] $ 25
Other Transaction Fee (of Other Amount), Footnotes [Text Block] We pass the current charges for requested wire transfer services through to you directly, with no added fees or profits to us. This means these charges are subject to change and are not subject to a maximum. Currently, standard wire fees are $20 and international wire fees are $25.
C000190627 [Member] | Return Of Premium Guaranteed Minimum Death Benefit [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Other Amount), Maximum [Percent] 0.40%
Optional Benefit Expense, Footnotes [Text Block] This add-on benefit charge is expressed as a percentage of average daily account value in the Investment Divisions.
Other Annual Expense (of Average Account Value), Maximum [Percent] 0.40%
Item 10. Benefits Available [Line Items]  
Name of Benefit [Text Block] Return of Premium Guaranteed Minimum Death Benefit
Purpose of Benefit [Text Block]
Changes your basic death benefit during the accumulation phase of your Contract to the greater of: (i) Contract Value as of the end of the Business Day on which we receive all required documentation from your Beneficiary; or (ii) all Premiums paid into the Contract (net of any applicable premium taxes and charges), reduced for withdrawals (including any applicable adjustments) in proportion to the reduction in the Contract Value at the time of the withdrawal.
Optional Benefit Expense (of Other Amount), Maximum [Percent] 0.40%
Optional Benefit Expense, Footnotes [Text Block] This add-on benefit charge is expressed as a percentage of average daily account value in the Investment Divisions.
Brief Restrictions / Limitations [Text Block]
•Available to Owners age 80 or younger (85 years or younger for Contracts issued before April 27, 2026).
•Withdrawals may significantly reduce the value of this Return of Premium Death Benefit.
•Withdrawals may reduce the value of this benefit by more than the dollar amount of the withdrawal.
•On each fifth Contract Anniversary, the GMDB charge may be increased.
•Ownership changes are allowed, but Covered Lives cannot be changed.
•Only one add-on death benefit may be elected.
Name of Benefit [Text Block] Return of Premium Guaranteed Minimum Death Benefit
C000190627 [Member] | Highest Anniversary Value GMDB [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Other Amount), Maximum [Percent] 0.90%
Optional Benefit Expense, Footnotes [Text Block] This add-on benefit charge is expressed as a percentage of average daily account value in the Investment Divisions.The current and maximum annual charges used in the table are based on the average daily net asset value of your allocations to the Investment Divisions.
Other Annual Expense (of Average Account Value), Maximum [Percent] 0.90%
Item 10. Benefits Available [Line Items]  
Name of Benefit [Text Block]
Highest Anniversary Value GMDB
Purpose of Benefit [Text Block] Provides a new locked-in higher death benefit on each Contract anniversary (prior to the oldest Covered Life’s 81st birthday) if your investments increase in value
Optional Benefit Expense (of Other Amount), Maximum [Percent] 0.90%
Optional Benefit Expense, Footnotes [Text Block] This add-on benefit charge is expressed as a percentage of average daily account value in the Investment Divisions.The current and maximum annual charges used in the table are based on the average daily net asset value of your allocations to the Investment Divisions.
Brief Restrictions / Limitations [Text Block]
•Withdrawals could significantly reduce or terminate the benefit.
•Fee may be increased on each 5th Contract Anniversary (opting out will affect the benefit and the Contract).
•May provide value after the Income Date.
•Availability of all add-on death benefits are subject to age limitations.
•Only one add-on death benefit may be elected.
Name of Benefit [Text Block]
Highest Anniversary Value GMDB
C000190627 [Member] | Flex DB NY [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 1.44%
Optional Benefit Expense, Footnotes [Text Block] The charge for Flex DB NY is calculated based on the applicable percentage of the GMWB Death Benefit. Prior to August 28, 2023, Flex DB NY was called LifeGuard Freedom Flex DB NY.
Item 10. Benefits Available [Line Items]  
Name of Benefit [Text Block] Flex DB NY (previously called LifeGuard Freedom Flex DB NY)
Purpose of Benefit [Text Block]
This death benefit works in connection with the Flex GMWB and provides a minimum death benefit equal to the Flex GMWB Guaranteed Withdrawal Balance (GWB), that is reduced for your allowed annual withdrawals.
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 1.44%
Optional Benefit Expense, Footnotes [Text Block] The charge for Flex DB NY is calculated based on the applicable percentage of the GMWB Death Benefit. Prior to August 28, 2023, Flex DB NY was called LifeGuard Freedom Flex DB NY.
Brief Restrictions / Limitations [Text Block]
•Available only at issue and only with the certain benefit option under the LifeGuard Freedom Flex GMWB (previously called the LifeGuard Freedom Flex GMWB).
•Withdrawal percentages depend on age and date of election.
•Withdrawals could significantly reduce or terminate the benefit.
•Fee may be increased on each 5th Contract Anniversary (opting out will affect the benefit and the Contract).
•May provide value after the Income Date.
•Availability of all add-on death benefits are subject to age limitations.
•Only one add-on death benefit may be elected.
Name of Benefit [Text Block] Flex DB NY (previously called LifeGuard Freedom Flex DB NY)
C000190627 [Member] | LifeGuard Freedom Accelerator DB NY [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 1.26%
Item 10. Benefits Available [Line Items]  
Name of Benefit [Text Block]
LifeGuard Freedom Accelerator DB NY
Purpose of Benefit [Text Block]
This benefit is a way to compliment your lifetime income with an enhanced death benefit. It provides a minimum death benefit equal, upon election, to the LifeGuard Freedom Accelerator Guaranteed Withdrawal Balance (GWB), and subsequently increased for net Premiums (subject to a maximum), and reduced by allowed withdrawals.
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 1.26%
Brief Restrictions / Limitations [Text Block]
•Effective August 28, 2023, this benefit is no longer available for election.
•Available only at issue and in conjunction with the LifeGuard Freedom Accelerator GMWB.
•Withdrawal and deferral credit percentages depend on age and date of election.
•Withdrawals could significantly reduce or terminate the benefit.
•Fee may be increased on each 5th Contract Anniversary (opting out will affect the benefit and the Contract).
•May provide value after the Income Date.
•Availability of all add-on death benefits are subject to age limitations.
•Only one add-on death benefit may be elected.
Name of Benefit [Text Block]
LifeGuard Freedom Accelerator DB NY
C000190627 [Member] | GMWB With Annual Step-Up (“AutoGuard”) [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 1.74%
Item 10. Benefits Available [Line Items]  
Name of Benefit [Text Block]
AutoGuard
Purpose of Benefit [Text Block]
Enables you to make partial withdrawals prior to the Income Date that, in total, are guaranteed to equal the GWB regardless of your Contract Value.
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 1.74%
Brief Restrictions / Limitations [Text Block]
•Withdrawals could reduce or terminate step ups.
•Excess withdrawals could significantly reduce or terminate the benefit.
•Available to add to a Contract on the Contract’s Issue Date, or on any Contract Anniversary, subject to availability.
•Not available on a contract that already has a GMWB.
Name of Benefit [Text Block]
AutoGuard
C000190627 [Member] | For Life GMWB With Bonus, Annual Step-Up To The Highest Quarterly Contract Value, And Earnings-Sensitive Withdrawal Amount [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 3.00%
Optional Benefit Expense, Footnotes [Text Block] For more information about the charges for this endorsement, including applicable charges for each of the benefit options, please see “For Life Guaranteed Minimum Withdrawal Benefit With Bonus, Annual Step-Up and Earnings-Sensitive Withdrawal Amount (“Flex Net GMWB”) Charge”.Prior to August 28, 2023, Flex Net GMWB was called LifeGuard Freedom Net GMWB.The maximum annual charges used in the table are based on election of the most expensive benefit option under the Flex Net GMWB. The Flex Net GMWB includes different benefit options you may elect, and each benefit option results in different charges.
Item 10. Benefits Available [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 3.00%
Optional Benefit Expense, Footnotes [Text Block] For more information about the charges for this endorsement, including applicable charges for each of the benefit options, please see “For Life Guaranteed Minimum Withdrawal Benefit With Bonus, Annual Step-Up and Earnings-Sensitive Withdrawal Amount (“Flex Net GMWB”) Charge”.Prior to August 28, 2023, Flex Net GMWB was called LifeGuard Freedom Net GMWB.The maximum annual charges used in the table are based on election of the most expensive benefit option under the Flex Net GMWB. The Flex Net GMWB includes different benefit options you may elect, and each benefit option results in different charges.
C000190627 [Member] | Joint For Life GMWB With Bonus, Annual Step-Up To The Highest Quarterly Contract Value, And Earnings-Sensitive Withdrawal Amount [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 3.00%
Optional Benefit Expense, Footnotes [Text Block] For more information about the charges for this endorsement, including applicable charges for each of the benefit options, please see “Joint For Life Guaranteed Minimum Withdrawal Benefit With Bonus, Annual Step-Up and Earnings-Sensitive Withdrawal Amount (“Flex Net with Joint Option GMWB”) Charge”.Prior to August 28, 2023, Flex Net With Joint Option GMWB was called LifeGuard Freedom Net With Joint Option GMWB.
Item 10. Benefits Available [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 3.00%
Optional Benefit Expense, Footnotes [Text Block] For more information about the charges for this endorsement, including applicable charges for each of the benefit options, please see “Joint For Life Guaranteed Minimum Withdrawal Benefit With Bonus, Annual Step-Up and Earnings-Sensitive Withdrawal Amount (“Flex Net with Joint Option GMWB”) Charge”.Prior to August 28, 2023, Flex Net With Joint Option GMWB was called LifeGuard Freedom Net With Joint Option GMWB.
C000190627 [Member] | For Life GMWB With Bonus And Step-Up To The Highest Quarterly Contract Value [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 3.00%
Optional Benefit Expense, Footnotes [Text Block] The maximum annual charges used in the table are based on election of the most expensive benefit options under Flex GMWB The Flex GMWB includes different options you may elect, and each benefit option results in different charges.Prior to August 28, 2023, Flex GMWB was called LifeGuard Freedom Flex GMWB.
Item 10. Benefits Available [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 3.00%
Optional Benefit Expense, Footnotes [Text Block] The maximum annual charges used in the table are based on election of the most expensive benefit options under Flex GMWB The Flex GMWB includes different options you may elect, and each benefit option results in different charges.Prior to August 28, 2023, Flex GMWB was called LifeGuard Freedom Flex GMWB.
C000190627 [Member] | Joint For Life GMWB With Bonus And Step-Up To The Highest Quarterly Contract Value [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 3.00%
Optional Benefit Expense, Footnotes [Text Block] The maximum annual charges used in the table are based on election of the most expensive benefit option under Flex with Joint Option. The Flex with Joint Option GMWB includes different benefit options you may elect, and each benefit option results in different charges.Prior to August 28, 2023, Flex With Joint Option GMWB was called LifeGuard Freedom Flex With Joint Option GMWB.
Item 10. Benefits Available [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 3.00%
Optional Benefit Expense, Footnotes [Text Block] The maximum annual charges used in the table are based on election of the most expensive benefit option under Flex with Joint Option. The Flex with Joint Option GMWB includes different benefit options you may elect, and each benefit option results in different charges.Prior to August 28, 2023, Flex With Joint Option GMWB was called LifeGuard Freedom Flex With Joint Option GMWB.
C000190627 [Member] | For Life Guaranteed Minimum Withdrawal Benefit With Deferral Credit And Annual Step-Up [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 2.34%
Item 10. Benefits Available [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 2.34%
C000190627 [Member] | Joint For Life Guaranteed Minimum Withdrawal Benefit With Deferral Credit And Annual Step-Up [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 2.52%
Item 10. Benefits Available [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 2.52%
C000190627 [Member] | Guaranteed Minimum Withdrawal Benefit For Stretch RMDs (“MarketGuard Stretch GMWB”) [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 2.22%
Item 10. Benefits Available [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 2.22%
C000190627 [Member] | Flex Net GMWB [Member]  
Item 10. Benefits Available [Line Items]  
Name of Benefit [Text Block]
Flex Net GMWB (Single) and (Joint) (previously called LifeGuard Freedom Net GMWB)
Purpose of Benefit [Text Block]
This benefit provides a feature that allows you to have guaranteed income for life (or joint lives under the Joint for Life option) plus greater access to your earnings. It uses an annual bonus and step-ups to help increase your Guaranteed Withdrawal Balance (“GWB”), the “protected balance” from which you take income. The features of this benefit provide more flexibility so you can plan for your unique needs. The primary features are the Guaranteed Annual Withdrawal Amount (“GAWA”) and the Earnings Sensitive Adjustment (ESA). Your GAWA is the minimum amount of income you’ll be able to count on annually and is based on your age at the time of your first withdrawal. The ESA allows you to take more income when you have earnings over your previous year’s Contract Value (GMWB earnings).
Brief Restrictions / Limitations [Text Block]
•GAWA% depends on age and income stream included with selected benefit option at time of first withdrawal.
•Bonus applies for limited period and requires no withdrawals.
•Jackson of NY may prospectively change the GAWA%, including the age bands, on new GMWB endorsements (via rate sheet).
•Withdrawals prior to start of For Life Guarantee and excess withdrawals could significantly reduce or terminate the benefit.
Name of Benefit [Text Block]
Flex Net GMWB (Single) and (Joint) (previously called LifeGuard Freedom Net GMWB)
C000190627 [Member] | Flex Net GMWB - Single Life Option [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 3.00%
Item 10. Benefits Available [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 3.00%
C000190627 [Member] | Flex Net GMWB - Joint Life Option [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 3.00%
Item 10. Benefits Available [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 3.00%
C000190627 [Member] | Flex GMWB [Member]  
Item 10. Benefits Available [Line Items]  
Name of Benefit [Text Block]
Flex GMWB (Single) and (Joint) (previously called LifeGuard Freedom Flex GMWB)
Purpose of Benefit [Text Block]
Offers a unique level of flexibility because you can choose from a range of bonus options to increase your Guaranteed Withdrawal Balance (“GWB”). In down or flat market years, you can receive a bonus in years you don’t take withdrawals, when your contract does well, you can lock in investment gains with step-ups, and as your protected GWB steps up, your bonus amount can also grow.
Brief Restrictions / Limitations [Text Block]
•GAWA% depends on age and income stream level included with selected benefit option at time of first withdrawal.
•Bonus applies for limited period and requires no withdrawals.
•Amount of guaranteed withdrawals depends on the benefit option and specified combination of optional features under the benefit.
•Jackson of NY may prospectively change the GAWA%, including the age bands, on new GMWB endorsements (via rate sheet).
•Withdrawals prior to start of For Life Guarantee and excess withdrawals could significantly reduce or terminate the benefit.
Name of Benefit [Text Block]
Flex GMWB (Single) and (Joint) (previously called LifeGuard Freedom Flex GMWB)
C000190627 [Member] | Flex GMWB - Single Life Option [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 3.00%
Item 10. Benefits Available [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 3.00%
C000190627 [Member] | Flex GMWB - Joint Life Option [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 3.00%
Item 10. Benefits Available [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 3.00%
C000190627 [Member] | LifeGuard Freedom Accelerator GMWB [Member]  
Item 10. Benefits Available [Line Items]  
Name of Benefit [Text Block]
LifeGuard Freedom Accelerator GMWB (Single) and (Joint)
Purpose of Benefit [Text Block]
This benefit is a way to provide you with protected lifetime income (or provide you and a joint Owner with protected lifetime income under the joint option). Annual step-ups in years in which the market performs well increase the Guaranteed Withdrawal Balance (“GWB”). In addition, annual Deferral Credits combine with the Guaranteed Annual Withdrawal Amount (“GAWA”) percentage and grow in years you wait to take income, regardless of what is happening in the market. May be appropriate for those individuals looking for opportunities for growth to increase the annual withdrawal amount and who are seeking flexibility to start and stop withdrawals, without negatively impacting the guarantees.
Brief Restrictions / Limitations [Text Block]
•Effective August 28, 2023, this benefit is no longer available for election.
•Initial GAWA% and deferral credit % depend on age on benefit effective date.
•Deferral credits apply for limited period and require no withdrawals.
•Jackson of NY may prospectively change the GAWA%, including the age bands, on new GMWB endorsements (via rate sheet).
•Withdrawals prior to start of For Life Guarantee and excess withdrawals could significantly reduce or terminate the benefit.
•Additional premiums limited.
Name of Benefit [Text Block]
LifeGuard Freedom Accelerator GMWB (Single) and (Joint)
C000190627 [Member] | LifeGuard Freedom Accelerator GMWB - Single Life Option [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 2.34%
Item 10. Benefits Available [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 2.34%
C000190627 [Member] | LifeGuard Freedom Accelerator GMWB - Joint Life Option [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 2.52%
Item 10. Benefits Available [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 2.52%
C000190627 [Member] | MarketGuard Stretch GMWB [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 2.22%
Item 10. Benefits Available [Line Items]  
Name of Benefit [Text Block] MarketGuard Stretch GMWB
Purpose of Benefit [Text Block] GMWB guarantees partial withdrawals during the Contract’s accumulation phase until the earliest of (i) the Owner’s death, (ii) until all withdrawals under the Contract equal the Guaranteed Withdrawal Balance (GWB), without regard to Contract Value, or (iii) the Contract Anniversary occurring in the GMWB Maturity Year.
Optional Benefit Expense (of Benefit Base), Maximum [Percent] 2.22%
Brief Restrictions / Limitations [Text Block]
•GAWA% depends on age and selected income stream at time of first withdrawal.
•The GWB can never be more than $10 million, and the GWB is reduced by each withdrawal.This GMWB is not available on a Contract that already has a GMWB.
•Effective April 27, 2020, this add-on benefit is no longer available on tax-qualified contracts.
Name of Benefit [Text Block] MarketGuard Stretch GMWB
C000190627 [Member] | Rebalancing [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Other Amount), Maximum [Percent] 0.00%
Item 10. Benefits Available [Line Items]  
Name of Benefit [Text Block] Rebalancing
Purpose of Benefit [Text Block] Automatically reallocates your Contract Value among Investment Divisions and the one-year Fixed Account Option (if currently available) periodically to maintain your selected allocation percentages.
Optional Benefit Expense (of Other Amount), Maximum [Percent] 0.00%
Brief Restrictions / Limitations [Text Block]
•Rebalancing will terminate if your rebalancing program includes the one-year Fixed Account Option and we impose any transfer restrictions or requirements on the one-year Fixed Account Option.
Name of Benefit [Text Block] Rebalancing
C000190627 [Member] | Dollar Cost Averaging [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Other Amount), Maximum [Percent] 0.00%
Item 10. Benefits Available [Line Items]  
Name of Benefit [Text Block] Dollar Cost Averaging
Purpose of Benefit [Text Block] Automatically transfers a dollar amount or percentage of money periodically from the one-year Fixed Account Option or any of the Investment Divisions into the Investment Divisions and other Fixed Account Options.
Optional Benefit Expense (of Other Amount), Maximum [Percent] 0.00%
Brief Restrictions / Limitations [Text Block]
•Restrictions may apply if we impose any transfer restrictions on the one-year Fixed Account Option You may cancel your Dollar Cost Averaging program using whatever methods you use to change your allocation instructions.
Name of Benefit [Text Block] Dollar Cost Averaging
C000190627 [Member] | Dollar Cost Averaging Plus (DCA+) [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Other Amount), Maximum [Percent] 0.00%
Item 10. Benefits Available [Line Items]  
Name of Benefit [Text Block] Dollar Cost Averaging Plus (DCA+)
Purpose of Benefit [Text Block] If available, offers a fixed interest rate that we guarantee for a period of up to one year in connection with systematic transfers from the DCA+ Fixed Account Option to one or more of the Investment Divisions or other Fixed Account Options. From time to time, we will offer special enhanced rates on the DCA+ Fixed Account Option.
Optional Benefit Expense (of Other Amount), Maximum [Percent] 0.00%
Brief Restrictions / Limitations [Text Block]
•Restrictions may apply if we impose any transfer restrictions on the one-year Fixed Account Option.
•The DCA+ Fixed Account Option is only available for new Premiums.
•A Contract Value of $15,000 is required to participate.
Name of Benefit [Text Block] Dollar Cost Averaging Plus (DCA+)
C000190627 [Member] | Earnings Sweep [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Other Amount), Maximum [Percent] 0.00%
Item 10. Benefits Available [Line Items]  
Name of Benefit [Text Block] Earnings Sweep
Purpose of Benefit [Text Block]
Allows you to choose to move your earnings from the source accounts (only applicable from the one-year Fixed Account Option, if currently available, and the JNL/Dreyfus Government Money Market Investment Division).
Optional Benefit Expense (of Other Amount), Maximum [Percent] 0.00%
Brief Restrictions / Limitations [Text Block]
•May only be added within 30 days of the issue date of your Contract.
•You may cancel your Earnings Sweep program using whatever methods you use to change your allocation instructions.
Name of Benefit [Text Block] Earnings Sweep
C000190627 [Member] | Capital Protection Program [Member]  
Item 4. Fee Table [Line Items]  
Optional Benefit Expense (of Other Amount), Maximum [Percent] 0.00%
Item 10. Benefits Available [Line Items]  
Name of Benefit [Text Block] Capital Protection Program
Purpose of Benefit [Text Block]
Allocates enough of your Premium to the Fixed Account Option you select to assure that the amount so allocated will equal, at the end of your selected Fixed Account Option period , your total original Premium paid. You may allocate the rest of your Premium to any Investment Division(s).
Optional Benefit Expense (of Other Amount), Maximum [Percent] 0.00%
Brief Restrictions / Limitations [Text Block]
•Effective August 28, 2023, this benefit is no longer available for election.
•If any part of the Fixed Account value is withdrawn or transferred before the end of the selected period, the value at the end of that period will not equal the original Premium.
•This program is available only if Fixed Account Options are available.
•Only available at issue.
Name of Benefit [Text Block] Capital Protection Program
C000190627 [Member] | Risk of Loss [Member]  
Item 3. Key Information [Line Items]  
Risk [Text Block]
Yes. You can lose money by investing in this Contract.
Item 5. Principal Risks [Line Items]  
Principal Risk [Text Block]
Risk of Loss. You can lose money by investing in the Contract, including loss of principal. Neither the U.S. Government nor any federal agency insures or guarantees your investment in the Contract.
C000190627 [Member] | Not Short Term Investment Risk [Member]  
Item 3. Key Information [Line Items]  
Risk [Text Block] No. This Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. The benefits of tax deferral also mean the Contract is more beneficial to investors with a long time horizon. Amounts removed from a Fixed Account Option prior to the end of a Fixed Account Option term may also result in a negative Market Value Adjustment.
Item 5. Principal Risks [Line Items]  
Principal Risk [Text Block]
Short-Term Investment Risk. The Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. The benefits of tax deferral, long-term income, and living benefit protections also mean that the Contract is more beneficial to investors with a long time horizon.
C000190627 [Member] | Investment Options Risk [Member]  
Item 3. Key Information [Line Items]  
Risk [Text Block]
An investment in this Contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options you choose. Each investment option (Investment Divisions and Fixed Account Options) has its own unique risks. Early withdrawals from a Fixed Account Option may be subject to a Market Value Adjustment. You should review the investment options before making an investment decision.
Item 5. Principal Risks [Line Items]  
Principal Risk [Text Block]
Risks Associated with Variable Investment Options. You bear all the investment risk for amounts allocated to one or more of the Investment Divisions, which invest in underlying Funds. If the Investment Divisions you select increase in value, then your Contract Value goes up; if they decrease in value, your Contract Value goes down. How much your Contract Value goes up or down depends on the performance of the Funds in which your Investment Divisions invest. We do not guarantee the investment results of any Fund. An investment in the Contract is subject to the risk of poor investment performance, and the value of your investment can vary depending on the performance of the selected underlying Fund(s), each of which has its own unique risks. You should review the Funds before making an investment decision.
C000190627 [Member] | Insurance Company Risk [Member]  
Item 3. Key Information [Line Items]  
Risk [Text Block]
Any obligations (including under the Fixed Account Options), guarantees, and benefits of the Contract are subject to the claims-paying ability of Jackson of NY. More information about Jackson of NY is available upon request by visiting our website at www.jackson.com or by calling 1-800-599-5651.
Item 5. Principal Risks [Line Items]  
Principal Risk [Text Block] Insurance Company Risks. An investment in the Contract is subject to the risks related to us, Jackson of NY. Any obligations (including those of the Fixed Account), guarantees, and benefits of the Contract are subject to the claims-paying ability of Jackson of NY. If Jackson of NY experiences financial distress, it may not be able to meet its obligations to you.
C000190627 [Member] | Liquidity And Early Withdrawal Risk [Member]  
Item 5. Principal Risks [Line Items]  
Principal Risk [Text Block]
Liquidity and Early Withdrawal Risk. This Contract is designed as a long-term investment for retirement or other long-term financial goals.If you withdraw amounts from the Fixed Account before the end of your selected Fixed Account Option term, we will apply a Market Value Adjustment, which, if negative, could result in a loss of up to 100% of credited interest. However, a negative Market Value Adjustment will never cause you to lose any of your original investment. If you need to make early or excess withdrawals, they could substantially reduce or even terminate the benefits available under the Contract. There may be adverse tax consequences if you make early withdrawals under the Contract.
C000190627 [Member] | Investment Restrictions Risk [Member]  
Item 5. Principal Risks [Line Items]  
Principal Risk [Text Block]
Investment Restrictions. We reserve the right to limit transfers, and there is a $25 charge per transfer when you transfer your Contract Value between the investment options more than 25 times in a Contract Year. We also reserve the right to terminate certain Contract features such as the Dollar Cost Averaging, Dollar Cost Averaging Plus (DCA+), Earnings Sweep, Rebalancing programs and/or add-on benefits.

We may impose limits on the minimum and maximum amounts that you may invest or other transaction limits that may limit your use of the Contract.

In addition, we reserve the right to remove Investment Divisions or substitute Funds as investment options that are available under the Contract.
C000190627 [Member] | Premium Payment Risk [Member]  
Item 5. Principal Risks [Line Items]  
Principal Risk [Text Block]
Premium Payment Risk. Your ability to make additional Premium payments may be restricted under the Contract, depending on the version of the Contract that you own, the add-on benefits that you have elected, and other factors. The maximum aggregate Premiums you may make without our prior approval is $1 million. The payment of subsequent Premiums, depending on market conditions at the time they are made, may or may not contribute to the various benefits under your Contract, including the add-on death benefits or any GMWB. Our right to restrict Premiums to a lesser maximum amount may also affect the benefits under your Contract.
C000190627 [Member] | Fees And Charges Risk [Member]  
Item 5. Principal Risks [Line Items]  
Principal Risk [Text Block]
Fees and Charges. Deduction of Contract fees, charges, and add-on benefit fees, may result in loss of principal. We reserve the right to increase the fees and charges under the Contract and add-on benefits up to the maximum guaranteed fees and charges stated in your Contract or add-on benefit endorsement and disclosed in the fee table.
C000190627 [Member] | Possible Adverse Tax Consequences Risk [Member]  
Item 5. Principal Risks [Line Items]  
Principal Risk [Text Block] Possible Adverse Tax Consequences. The Contract is not designed for frequent transfers by anyone. Frequent transfers between and among Investment Divisions may disrupt the underlying Funds and could negatively impact performance, by interfering with efficient management and reducing long-term returns, and increasing administrative costs. Frequent transfers may also dilute the value of shares of an underlying Fund. Neither the Contracts nor the underlying Funds are meant to promote any active trading strategy, like market timing. Allowing frequent transfers by one or some Owners could be at the expense of other Owners of the Contract. To protect Owners and the underlying Funds, we have policies and procedures to deter frequent transfers between and among the Investment Divisions. (See “Transfers and Frequent Transfer Restrictions—Restrictions on Transfers: Market Timing” for more information.) We cannot guarantee that these policies and procedures will be effective in detecting and preventing all transfer activity that could potentially disadvantage or hurt the rights or interests of other Owners.
C000190627 [Member] | Add-On Benefits Risk [Member]  
Item 5. Principal Risks [Line Items]  
Principal Risk [Text Block]
Add-On Benefits. You may never need or use certain features provided by the Contract. In that case, you may pay for a feature for which you never realize any benefits.

Certain benefits are subject to conditions including waiting periods. You may die before you are able to access certain benefits under the Contract. Alternatively, you may not live long enough to receive enough benefit from the add-on benefits to exceed the amount of the fees you pay for those benefits. You may need to make early or excess withdrawals, which have the potential to substantially reduce or even terminate the benefits available under the Contract from the add-on benefits.

The Investment Divisions may perform well enough that you may not need the guarantee that may otherwise be provided by the Contract or by one of the Contract’s add-on benefits available for an additional charge.

Certain benefits may limit withdrawals or other rights under the Contract. If your Contract includes one of the add-on benefits, withdrawals will reduce the value of the benefits in proportion to the amount of the withdrawal relative to the total Contract Value at the time of withdrawal. Accordingly, under certain circumstances, a withdrawal could reduce the value of a benefit by more than the dollar amount of the withdrawal.
Add-on benefits are available at issue or on your Contract Anniversary. If you do not elect an add-on benefit at issue, it is likely that the rates associated with your add-on benefit, including the Bonus percentages, Guaranteed Withdrawal Balance Adjustment percentages, Guaranteed Annual Withdrawal Amount percentages, and Deferral Credit percentages may be lower than the rates you would have received if you had elected the add-on benefit at issue. It is also possible that the charge for the add-on benefit elected on your Contract Anniversary may be higher than the charge that would have been applicable if you had elected the add-on benefit at issue. Please note that we may make changes to which add-on benefits are available for election on your Contract Anniversary. For current availability of add-on benefits available for election post-issue, please see the most recent Post-Issue Rate Sheet Prospectus Supplement(s) at www.jackson.com/product-literature-5.html.
C000190627 [Member] | Conditions To Contract Benefits Risk [Member]  
Item 5. Principal Risks [Line Items]  
Principal Risk [Text Block] Conditions to Contract Benefits. Certain benefits under the Contract are contingent on several conditions being met. If those conditions are not met, you may not realize a benefit from the Contract or add-on benefit for which you have been charged a fee.
C000190627 [Member] | Alternatives To The Contract Risk [Member]  
Item 5. Principal Risks [Line Items]  
Principal Risk [Text Block]
Alternatives to the Contract. Other contracts or investments may provide more favorable returns or benefits than the Contract.
C000190627 [Member] | Potentially Harmful Transfer Activity Risk [Member]  
Item 5. Principal Risks [Line Items]  
Principal Risk [Text Block] Potentially Harmful Transfer Activity. The Contract is not designed for frequent transfers by anyone. Frequent transfers between and among Investment Divisions may disrupt the underlying Funds and could negatively impact performance, by interfering with efficient management and reducing long-term returns, and increasing administrative costs. Frequent transfers may also dilute the value of shares of an underlying Fund. Neither the Contracts nor the underlying Funds are meant to promote any active trading strategy, like market timing. Allowing frequent transfers by one or some Owners could be at the expense of other Owners of the Contract. To protect Owners and the underlying Funds, we have policies and procedures to deter frequent transfers between and among the Investment Divisions. (See “Transfers and Frequent Transfer Restrictions—Restrictions on Transfers: Market Timing” for more information.) We cannot guarantee that these policies and procedures will be effective in detecting and preventing all transfer activity that could potentially disadvantage or hurt the rights or interests of other Owners.
C000190627 [Member] | Fixed Account Option Rates Risk [Member]  
Item 5. Principal Risks [Line Items]  
Principal Risk [Text Block]
Fixed Account Option Rates. The rates we declare for the Fixed Account Options may be lower than you would find acceptable.
C000190627 [Member] | Deduction Of Advisory Fees From Contract Value Risk [Member]  
Item 5. Principal Risks [Line Items]  
Principal Risk [Text Block]
Deduction of Advisory Fees from Contract Value. Currently, we permit you to deduct advisory fees directly from your Contract Value in order to pay third-party financial professionals. This advisory fee is in addition to Contract fees and expenses disclosed in this prospectus. If you elect to pay the advisory fee from your Contract Value, this deduction may reduce the basic death benefit and may be subject to federal and state income taxes and a 10% federal penalty tax. In order to avoid negatively impacting your add-on benefits, we do not permit the deduction of advisory fees from your Contract Value if you have elected any of the available add-on benefits.
C000190627 [Member] | Business Continuity And Cybersecurity Risk [Member]  
Item 5. Principal Risks [Line Items]  
Principal Risk [Text Block]
Business Continuity and Cybersecurity Risk. We and our service providers and business partners are subject to certain risks, including those resulting from information system failures, cybersecurity incidents, public heath crises such as the coronavirus (COVID-19) pandemic, and other disaster events. Such events can adversely impact us and our operations. These risks are common to all insurers and financial service providers. These risks include, among other things, the theft, misuse, corruption and destruction of electronic information, interference with or denial of service, attacks on systems or websites, and other operational disruptions that could severely impede our ability to conduct our business or administer the Contract.
Such events could also adversely affect us by resulting in regulatory fines, litigation, financial losses, and reputational damage. Cybersecurity incidents may also impact the issuers of securities in which the underlying funds invest, which may cause the funds underlying your Contract to lose value. Although we take efforts to protect our systems from cybersecurity incidents, there can be no assurance that we or our service providers will be able to avoid cybersecurity incidents affecting Contract owners in the future. It is also possible that a cybersecurity incident could persist for an extended period of time without detection.
Additionally, our third-party service providers and other third-parties related to our business (such as financial intermediaries or, in the case of our variable products, underlying funds) are subject to similar risks. Successful implementation and execution of their business continuity policies and procedures are largely beyond our control. Disruptions to their business operations may impair our own business operations.