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Expenses (annual charges)</b></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; ">The table below describes the fees and expenses that you may pay <i>each year</i>, depending on the options you choose. Please refer to your Contract specifications page for information about the specific fees you will pay <i>each year</i> based on the options you have elected.</p><table cellpadding="0" style="width: 80%; font: 12pt Times New Roman, Times, Serif; border-collapse: collapse; margin-left: auto; margin-right: auto; border-spacing: 0px;"> <tr> <td style="font-size: 10pt; border: black 1pt solid; padding: 10pt 3pt 2pt; vertical-align: top; width: 70%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Annual Fee</b></span></td> <td style="font-size: 10pt; border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 10pt 3pt 2pt; vertical-align: top; width: 15%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Minimum     </b></span></td> <td style="font-size: 10pt; border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 10pt 3pt 2pt; vertical-align: bottom; width: 15%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Maximum</b></span></td></tr> <tr style="font-size: 10pt"> <td style="font-size: 10pt; border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 10pt 3pt 2pt; vertical-align: top"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Base Contract </span><span style="font-size: 10pt"><sup>(1)</sup></span></td> <td style="font-size: 10pt; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 10pt 3pt 2pt; vertical-align: bottom"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.21% </span></td> <td style="font-size: 10pt; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 10pt 3pt 2pt; vertical-align: bottom"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.21%</span></td></tr> <tr style="font-size: 10pt; vertical-align: bottom"> <td style="font-size: 10pt; border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Investment Options (Fund fees and expenses) </span><span style="font-size: 10pt"><sup>(2)</sup></span></td> <td style="font-size: 10pt; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.34%  </span></td> <td style="font-size: 10pt; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.575%</span></td></tr> <tr style="font-size: 10pt"> <td style="font-size: 10pt; border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 10pt 3pt 2pt; vertical-align: top"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Optional benefits available for an additional charge (for a single optional benefit, if elected)</span></td> <td style="font-size: 10pt; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 10pt 3pt 2pt; vertical-align: bottom"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.20% </span><span style="font-size: 10pt"><sup>(3)</sup></span></td> <td style="font-size: 10pt; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 10pt 3pt 2pt; vertical-align: bottom"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.60% </span><span style="font-size: 10pt"><sup>(4)</sup></span></td></tr> </table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; "><i>(1) We calculate the Base Contract fee by dividing the total amount we receive from the annual contract maintenance fee, the mortality and expense risk charge and the administration charge for the last fiscal year by the total average net assets attributable to the Contracts for that year.</i></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; "><i>(2) As a percentage of Fund assets.</i></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; "><i>(3) As an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date. This charge is the current charge for the Return of Purchase Payments Death Benefit, the least expensive optional benefit available for an additional charge.</i></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; "><i>(4) As an annualized percentage of the Benefit Base on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date following election of the rider. This charge is the current charge for the SecurePay Protector Rider under the RightTime Option, the most expensive optional benefit available for an additional charge.</i></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; border-left-width: 0in; border-left-color: Black">Because your Contract is customizable, the options and benefits you choose can affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay <i>each year</i>, based on current charges. These estimates assume that you do not take any withdrawals from the Contract, <b>which could add surrender charges that substantially increase costs.</b></p><table cellpadding="0" style="font: 12pt Calibri, Helvetica, Sans-Serif; width: 80%; border-collapse: collapse; margin-left: auto; margin-right: auto; border-spacing: 0px;"> <tr style="background-color: #CCCCCC"> <td style="padding: 10pt 6.4pt 1pt 4.75pt; vertical-align: top; width: 52%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Lowest Annual Cost: $1,596</b></span></td> <td style="padding: 10pt 1.25pt 1.25pt; vertical-align: bottom; width: 48%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Highest Annual Cost: $5,732</b></span></td></tr> <tr style="vertical-align: top"> <td style="padding: 1pt 6.4pt 1pt 4.75pt"><span style="font-size: 10pt"> </span></td> <td style="padding: 1pt 6.4pt 1pt 4.75pt"><span style="font-size: 10pt"> </span></td></tr> <tr style="vertical-align: top"> <td style="padding: 1pt 6.4pt 1pt 4.75pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Assumes:</span></td> <td style="padding: 1pt 6.4pt 1pt 4.75pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Assumes:</span></td></tr> <tr style="vertical-align: top"> <td style="padding: 1.75pt 1.75pt 1.75pt 1.25pt"> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><span>●</span><span style="font-family: Times New Roman, Times, Serif">      Investment of $100,000</span></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><span>●</span><span style="font-family: Times New Roman, Times, Serif">      5% annual appreciation</span></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><span>●</span><span style="font-family: Times New Roman, Times, Serif">      Least expensive combination of Fund fees and expenses</span></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><span>●</span><span style="font-family: Times New Roman, Times, Serif">      No optional benefits</span></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><span>●</span><span style="font-family: Times New Roman, Times, Serif">      No additional Purchase Payments, transfers or withdrawals</span></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><span>●</span><span style="font-family: Times New Roman, Times, Serif">      No sales charges</span></p></td> <td style="padding: 1.25pt"> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><span>●</span><span style="font-family: Times New Roman, Times, Serif">      Investment of $100,000</span></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><span>●</span><span style="font-family: Times New Roman, Times, Serif">      5% annual appreciation</span></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><span>●</span><span style="font-family: Times New Roman, Times, Serif">      Most expensive combination of optional benefits and Fund fees and expenses</span></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><span>●</span><span style="font-family: Times New Roman, Times, Serif">      No additional Purchase Payments, transfers or withdrawals</span></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><span>●</span><span style="font-family: Times New Roman, Times, Serif">      No sales charges</span></p></td></tr> </table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; ">For additional information about annual charges, see “FEE TABLE” and “CHARGES AND DEDUCTIONS” in the Prospectus. </p> 0.0121 0.0121 0.0034 0.02575 0.002 0.016 We calculate the Base Contract fee by dividing the total amount we receive from the annual contract maintenance fee, the mortality and expense risk charge and the administration charge for the last fiscal year by the total average net assets attributable to the Contracts for that year. As a percentage of Fund assets. As an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date. This charge is the current charge for the Return of Purchase Payments Death Benefit, the least expensive optional benefit available for an additional charge.As an annualized percentage of the Benefit Base on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date following election of the rider. This charge is the current charge for the SecurePay Protector Rider under the RightTime Option, the most expensive optional benefit available for an additional charge. <table cellpadding="0" style="font: 12pt Calibri, Helvetica, Sans-Serif; width: 80%; border-collapse: collapse; margin-left: auto; margin-right: auto; border-spacing: 0px;"> <tr style="background-color: #CCCCCC"> <td style="padding: 10pt 6.4pt 1pt 4.75pt; vertical-align: top; width: 52%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Lowest Annual Cost: $1,596</b></span></td> <td style="padding: 10pt 1.25pt 1.25pt; vertical-align: bottom; width: 48%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Highest Annual Cost: $5,732</b></span></td></tr> <tr style="vertical-align: top"> <td style="padding: 1pt 6.4pt 1pt 4.75pt"><span style="font-size: 10pt"> </span></td> <td style="padding: 1pt 6.4pt 1pt 4.75pt"><span style="font-size: 10pt"> </span></td></tr> <tr style="vertical-align: top"> <td style="padding: 1pt 6.4pt 1pt 4.75pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Assumes:</span></td> <td style="padding: 1pt 6.4pt 1pt 4.75pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Assumes:</span></td></tr> <tr style="vertical-align: top"> <td style="padding: 1.75pt 1.75pt 1.75pt 1.25pt"> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><span>●</span><span style="font-family: Times New Roman, Times, Serif">      Investment of $100,000</span></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><span>●</span><span style="font-family: Times New Roman, Times, Serif">      5% annual appreciation</span></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><span>●</span><span style="font-family: Times New Roman, Times, Serif">      Least expensive combination of Fund fees and expenses</span></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><span>●</span><span style="font-family: Times New Roman, Times, Serif">      No optional benefits</span></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><span>●</span><span style="font-family: Times New Roman, Times, Serif">      No additional Purchase Payments, transfers or withdrawals</span></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><span>●</span><span style="font-family: Times New Roman, Times, Serif">      No sales charges</span></p></td> <td style="padding: 1.25pt"> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><span>●</span><span style="font-family: Times New Roman, Times, Serif">      Investment of $100,000</span></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><span>●</span><span style="font-family: Times New Roman, Times, Serif">      5% annual appreciation</span></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><span>●</span><span style="font-family: Times New Roman, Times, Serif">      Most expensive combination of optional benefits and Fund fees and expenses</span></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><span>●</span><span style="font-family: Times New Roman, Times, Serif">      No additional Purchase Payments, transfers or withdrawals</span></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><span>●</span><span style="font-family: Times New Roman, Times, Serif">      No sales charges</span></p></td></tr> </table> 1596 5732 <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; "><b>OPTIONAL DEATH BENEFIT FEES</b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; "> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; ">The current fee for each of the four optional death benefits available under your Contract are as follows:</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; "> </p> <table cellpadding="0" style="width: 80%; font: 12pt Calibri, Helvetica, Sans-Serif; border-collapse: collapse; margin-left: auto; margin-right: auto; border-spacing: 0px;"> <tr> <td style="border: black 1pt solid; padding: 10pt 3pt 2pt; vertical-align: top; width: 85%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Return of Purchase Payments Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)  </span></td> <td style="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 10pt 3pt 2pt; vertical-align: bottom; width: 15%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.20% </span></td></tr> <tr> <td style="border-right: black 1pt solid; vertical-align: top; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maximum Anniversary Value Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)</span></td> <td style="border-right: black 1pt solid; vertical-align: bottom; border-bottom: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.35% </span></td></tr> <tr> <td style="border-right: black 1pt solid; vertical-align: top; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maximum Quarterly Value Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)</span></td> <td style="border-right: black 1pt solid; vertical-align: bottom; border-bottom: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.40%</span></td></tr> <tr> <td style="border-right: black 1pt solid; vertical-align: top; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maximum Daily Value Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)</span></td> <td style="border-right: black 1pt solid; vertical-align: bottom; border-bottom: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.50%</span></td></tr> </table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>SECUREPAY FEE</b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The current SecurePay Fee applicable to your Contract is as follows:</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p> <table cellpadding="0" style="width: 80%; font: 12pt Calibri, Helvetica, Sans-Serif; border-collapse: collapse; margin-left: auto; margin-right: auto; border-spacing: 0px;"> <tr style="vertical-align: top"> <td style="border: black 1pt solid; padding: 10pt 3pt 2pt; width: 85%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Purchase of SecurePay Investor rider at Contract Purchase (as an annualized percentage of the Benefit Base)</span></td> <td style="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; width: 15%; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.50% </span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Purchase of SecurePay Investor rider under RightTime (as an annualized percentage of the Benefit Base) </span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.60% </span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Purchase of SecurePay Protector rider at Contract Purchase (as an annualized percentage of the Benefit Base)</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.50%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Purchase of SecurePay Protector rider under RightTime (as an annualized percentage of the Benefit Base)</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.60%</span></td></tr> </table><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">FEE TABLE</div> <div style="margin-top:4pt; width:523pt; line-height:12pt;font-weight:bold;">The following tables describe the fees and expenses that you will pay when buying, owning, and surrendering or making withdrawals from the Contract. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">The first table describes the fees and charges that you will pay at the time you buy the Contract, surrender or make withdrawals from the Contract, or transfer Contract Value between Investment Options. State premium taxes may also be deducted.<span style="font-weight:normal;"> </span></div> <div style="margin-top:2pt; width:523pt; line-height:10pt;"> </div> </div> <div style="border:1pt #000 solid;margin-top:0pt;min-height:162pt;padding-bottom:-8.5pt;margin-left:36pt;width:522.5pt;"> <div style="margin-top:6pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">TRANSACTION EXPENSES</div> <table style="width:499pt;min-height:30pt;margin-left:12pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:3.5pt 0pt 2.5pt 0pt; width:455pt;"> <div style="white-space:nowrap;">Maximum Surrender Charge (as % of amount surrendered) <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(1)</span></div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:3.5pt 0.5pt 2.5pt 0pt; width:36pt;text-align:right;"> <div style="text-align:right;">7%</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:0pt;">​</td> <td style="background:#E5E5E5;padding:2.5pt 0pt 1.5pt 0pt; width:455pt;"> <div style="white-space:nowrap;">Transfer Fee <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(2)</span></div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.5pt 0.5pt 1.5pt 0pt; width:36pt;text-align:right;"> <div style="text-align:right;">$25</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> <div style="margin-left:12pt; margin-top:13.5pt; width:511pt;"> <div style="margin-left: 0pt; width: 108pt; margin-top: 0pt; font-size: 1pt; line-height: 0pt; border-bottom: 1pt solid #000000; ">​</div> </div> <div style=" float:left; margin-left:12pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(1)</span> <br/> </div> <div style=" margin-top:7pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;font-style:italic;">The surrender charge is based upon cumulative Purchase Payments as of the date each Purchase Payment is applied to the Contract, and decreases over time. The total of surrender charges assessed will not exceed 9% of aggregate Purchase Payments. (See “Surrender Charge, Determining the Surrender Charge” in the Prospectus.)</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:12pt; line-height:12pt; margin-top:2pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(2)</span> <br/> </div> <div style=" margin-top:2pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;font-style:italic;">Protective Life currently does not charge this Transfer Fee, but reserves the right to do so in the future for each transfer after the first 12 transfers in any Contract Year. We will give written notice thirty (30) days before we impose a Transfer Fee. (See “CHARGES AND DEDUCTIONS, Transfer Fee” in the Prospectus.)</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </div> <div style="margin-top:6pt;margin-left:36pt;width:523pt;"> <div style="width:523pt; line-height:12pt;font-weight:bold;">The next table describes the fees and expenses that you will pay <span style="font-style:italic;">each year</span> during the time that you own the Contract, not including Fund fees and expenses. If you choose to purchase an optional benefit, you will pay additional charges, as shown below.</div> <div style="margin-top:2pt; width:523pt; line-height:10pt;"> </div> </div> <div style="border:1pt #000 solid;margin-top:0pt;min-height:292.5pt;padding-bottom:4.5pt;margin-left:36pt;width:522.5pt;"> <div style="margin-top:6pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">ANNUAL CONTRACT EXPENSES</div> <div style="margin-top:2pt; text-align:center; width:523pt; line-height:10pt;font-style:italic;font-weight:bold;font-size:8pt;">(other than Fund expenses)</div> <table style="width:499pt;min-height:30pt;margin-left:12pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:3.5pt 0pt 2.5pt 0pt; width:455pt;"> <div style="white-space:nowrap;">Administrative Expenses<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(1)</span></div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:3.5pt 0.5pt 2.5pt 0pt; width:36pt;text-align:right;"> <div style="text-align:right;">$35</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:0pt;">​</td> <td style="background:#E5E5E5;padding:2.5pt 0pt 1.5pt 0pt; width:455pt;"> <div style="white-space:nowrap;">Base Contract Expenses (as a percentage of average Variable Account value)<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(2)</span></div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.5pt 0.5pt 1.5pt 0pt; width:36pt;text-align:right;"> <div style="text-align:right;">1.20%</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> <div style="margin-left:12pt; margin-top:6pt; width:499pt; line-height:12pt;">Optional Benefit Charges</div> <table style="width:499pt;min-height:217.5pt;margin-left:12pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:8pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="border-bottom:1px solid #FFFFFF;padding:0pt 0pt 0.5pt 0pt; width:265.97pt;text-align:left;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:3.5pt 0pt 2.5pt 0pt; width:37.5pt;"> <div style="white-space:nowrap; text-align:center;">Maximum</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:3.5pt 0pt 2.5pt 0pt; width:179.53pt;"> <div style="white-space:nowrap; text-align:center;">Current</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:12pt;white-space:nowrap;text-align:right;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:1.917pt 0pt 0.5pt 0pt; width:265.97pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Return of Purchase Payments Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(3)</span></div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0.5pt 0.5pt 0pt; width:37.5pt;"> <div style="text-align:right;">1.00%<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(7)</span></div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0.5pt 0.5pt 0pt; width:179.53pt;"> <div style="white-space:nowrap; text-align:right;">See Rate Sheet Prospectus Supplement</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:12pt;white-space:nowrap;text-align:right;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:265.97pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Maximum Anniversary Value Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(4)</span></div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0.5pt 0.833pt 0pt; width:37.5pt;"> <div style="text-align:right;">1.00%<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(7)</span></div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0.5pt 0.833pt 0pt; width:179.53pt;"> <div style="white-space:nowrap; text-align:right;">See Rate Sheet Prospectus Supplement</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:12pt;white-space:nowrap;text-align:right;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:2.167pt 0pt 0.5pt 0pt; width:265.97pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Maximum Quarterly Value Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(5)</span></div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0.5pt 0.5pt 0pt; width:37.5pt;"> <div style="text-align:right;">1.00%<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(7)</span></div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0.5pt 0.5pt 0pt; width:179.53pt;"> <div style="white-space:nowrap; text-align:right;">See Rate Sheet Prospectus Supplement</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:12pt;white-space:nowrap;text-align:right;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:265.97pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Maximum Daily Value Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(6)</span></div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0.5pt 0.833pt 0pt; width:37.5pt;"> <div style="text-align:right;">1.00%</div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0.5pt 0.833pt 0pt; width:179.53pt;"> <div style="white-space:nowrap; text-align:right;">See Rate Sheet Prospectus Supplement</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> </div><div style="margin-left:12pt; width:499pt; line-height:12pt;font-style:normal;">Protected Lifetime Income Benefits<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(8)</span></div> <div style="margin-left:12pt; margin-top:6pt; width:499pt; line-height:12pt;font-style:normal;">SecurePay Rider Fee<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(9)</span> (as an annualized percentage of the Benefit Base<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(10)</span> on each Monthly Anniversary Date, beginning with the 1st Monthly Anniversary Date following election of the rider)</div> <table style="width:499pt;min-height:85.5pt;margin-left:12pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="border-bottom:1px solid #FFFFFF;padding:0pt 0pt 0.5pt 0pt; width:266.59pt;text-align:left;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">Maximum<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt; width:179.53pt;"> <div style="white-space:nowrap; text-align:center;">Current<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:12pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:266.59pt;white-space:normal;"> <div style="margin-left:10pt; text-indent:-10pt;">Purchase of SecurePay Protector rider at Contract Purchase </div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:8.72pt;width:0pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; min-width:17.25pt; text-align:right; white-space:nowrap;">2.00<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:8.72pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:179.53pt;"> <div style="white-space:nowrap;">See Rate Sheet Prospectus Supplement</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; width:266.59pt;"> <div style="white-space:nowrap;">Purchase of SecurePay Protector rider under RightTime </div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:8.72pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:17.25pt; text-align:right; white-space:nowrap;">2.20<span style="position:absolute;">%</span></td> <td style="padding:0pt;background:#E5E5E5;padding-left:8.72pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; width:179.53pt;"> <div style="white-space:nowrap;">See Rate Sheet Prospectus Supplement</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:3.5pt 0pt 1.5pt 0pt; width:266.59pt;"> <div style="white-space:nowrap;">Purchase of SecurePay Investor rider at Contract Purchase</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:8.72pt;width:0pt;">​</td> <td style="padding:3.5pt 0pt 1.5pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:3.5pt 0pt 1.5pt 0pt; min-width:17.25pt; text-align:right; white-space:nowrap;">2.00<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:8.72pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:3.5pt 0pt 1.5pt 0pt; width:179.53pt;"> <div style="white-space:nowrap;">See Rate Sheet Prospectus Supplement</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; width:266.59pt;"> <div style="white-space:nowrap;">Purchase of SecurePay Investor rider under RightTime</div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:8.72pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:17.25pt; text-align:right; white-space:nowrap;">2.20<span style="position:absolute;">%</span></td> <td style="padding:0pt;background:#E5E5E5;padding-left:8.72pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; width:179.53pt;"> <div style="white-space:nowrap;">See Rate Sheet Prospectus Supplement</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:12pt; line-height:12pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(1)</span> <br/> </div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">Includes the annual contract maintenance fee. We will waive the annual contract maintenance fee if your Contract Value or aggregate Purchase Payments, reduced by surrenders and surrender charges, is $100,000 or more. (See “CHARGES AND DEDUCTIONS” in the Prospectus.)</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:12pt; line-height:12pt; margin-top:0pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(2)</span> <br/> </div> <div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">Base Contract Expenses include a mortality and expense risk charge equal on an annual basis to 1.10% of the average daily net assets of the Variable Account attributable to your Contract and an administration charge equal on an annual basis to 0.10% of average daily net assets of the Variable Account attributable to your Contract.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:12pt; line-height:12pt; margin-top:0pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(3)</span> <br/> </div> <div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">The Return of Purchase Payments Death Benefit is equal to the greatest of  (i) your Contract Value, or (ii) your Purchase Payments less an adjustment for withdrawals. For more information on these death benefit values and fees, and how they are calculated, please see the “DEATH BENEFIT” and “CHARGES AND DEDUCTIONS, Death Benefit Fee” sections in the Prospectus.<span style="font-style:normal;"> </span></div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:12pt; line-height:12pt; margin-top:0pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(4)</span> <br/> </div> <div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">The Maximum Anniversary Value Death Benefit is equal to the greatest of  (i) your Contract Value, (ii) your Purchase Payments less an adjustment for withdrawals, or (iii) the highest anniversary value of the Contract before the Owner’s 83<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">rd</span> birthday. For more information on these death benefit values and fees, and how they are calculated, please see the “DEATH BENEFIT” and “CHARGES AND DEDUCTIONS, Death Benefit Fee” sections in the Prospectus.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:12pt; line-height:12pt; margin-top:0pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(5)</span> <br/> </div> <div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">The Maximum Quarterly Value Death Benefit is equal to the greatest of  (i) your Contract Value, (ii) your Purchase Payments less an adjustment for withdrawals, or (iii) the highest quarterly value of the Contract before the Owner’s 83<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">rd</span> birthday. For more information on these death benefit values and fees, and how they are calculated, please see the “DEATH BENEFIT” and “CHARGES AND DEDUCTIONS, Death Benefit Fee” sections in the Prospectus.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:12pt; line-height:12pt; margin-top:0pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(6)</span> <br/> </div> <div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">The Maximum Daily Value Death Benefit is equal to the greatest of  (i) your Contract Value, (ii) aggregate Purchase Payments less an adjustment for each withdrawal, or (iii) the maximum death benefit daily value of the Contract before the Owner’s 83<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">rd</span> birthday. For more information on these death benefit values and fees, and how they are calculated, please see the “DEATH BENEFIT” and “CHARGES AND DEDUCTIONS, Death Benefit Fee” sections in the Prospectus<span style="font-style:normal;">.</span></div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:12pt; line-height:12pt; margin-top:0pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(7)</span> <br/> </div> <div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">For Contracts issued from July 7, 2022, to April 30, 2023, the maximum charges for the Return of Purchase Payments Death Benefit Fee, the Maximum Anniversary Value Death Benefit Fee, and the Maximum Quarterly Value Death Benefit Fee were 0.20%, 0.35%, and 0.40%, respectively.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:12pt; line-height:12pt; margin-top:0pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-size:7.5pt;"> <span style=" position:relative; bottom:4.25pt;">(8)</span> <br/> </div> <div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;font-size:7.5pt;"> <span style="font-size:10pt;">You may not purchase both the SecurePay Investor and the SecurePay Protector rider.</span> </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:12pt; line-height:12pt; margin-top:0pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(9)</span> <br/> </div> <div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">We will give you at least 30 days’ written notice before any increase in the SecurePay Fee. You may elect not to pay the increase in your SecurePay Fee. If you do, your SecurePay rider will not terminate, but your current Benefit Base will be capped at its then current value. You will continue to be assessed your current SecurePay Fee, however, even though you will have given up the opportunity for any future increases in your SecurePay Benefit Base. See “THE SECUREPAY RIDERS” in the Prospectus.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:12pt; line-height:12pt; margin-top:0pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(10)</span> <br/> </div> <div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">The Benefit Base is a value used to calculate the Annual Withdrawal Amounts, and the fees charged under the SecurePay rider. If the rider is purchased at issue, your initial Benefit Base is equal to your initial purchase payments. If the rider is added through RightTime, your initial Benefit Base is equal to your Contract Value on the Rider Issue Date. For more information on the SecurePay rider, the Benefit Base and how it is calculated, please see “THE SECUREPAY RIDERS” in the Prospectus. <br/></div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="width:523pt; line-height:12pt;font-weight:bold;">The next table shows the minimum and maximum total operating expenses charged by the Funds that you may pay periodically during the time that you own the Contract. A complete list of Funds available under the Contract, including their annual expenses, can be found in an Appendix to this Prospectus. (See “APPENDIX: INVESTMENT OPTIONS AVAILABLE UNDER THE CONTRACT.”)</div> <div style="margin-top:2pt; width:523pt; line-height:10pt;"> </div> </div> <div style="border:1pt #000 solid;margin-top:0pt;min-height:173.5pt;padding-bottom:-8.5pt;margin-left:36pt;width:522.5pt;"> <div style="margin-top:6pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">ANNUAL FUND EXPENSES</div> <div style="-keep: true"> <table style="width:499pt;min-height:67.5pt;margin-left:12pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="border-bottom:1px solid #FFFFFF;padding:0pt 0pt 0.5pt 0pt; width:410.11pt;text-align:left;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">Minimum<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">Maximum<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:12pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:410.11pt;white-space:normal;"> <div style="margin-left:10pt; text-indent:-10pt;">Annual Fund Expenses <span style="font-weight:bold;">before</span> any waivers or expense reimbursements (expenses that are deducted from Fund assets, including management fees, distribution and/or service (12b-1) fees, and other expenses) </div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:8.275pt;width:0pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; min-width:17.25pt; text-align:right; white-space:nowrap;">0.34<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:8.275pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:5.94pt;width:0pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; min-width:21.75pt; text-align:right; white-space:nowrap;">2.575<span style="position:absolute;">% </span></td> <td style="padding:0pt;padding-left:5.94pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:3.5pt 0pt 0.833pt 0pt; width:410.11pt;"> <div style="white-space:nowrap;">Annual Fund Expenses <span style="font-weight:bold;">after</span> any waivers or expense reimbursements <span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(1)</span></div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:8.275pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 0.833pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 0.833pt 0pt; min-width:17.25pt; text-align:right; white-space:nowrap;">0.34<span style="position:absolute;">%</span></td> <td style="padding:0pt;background:#E5E5E5;padding-left:8.275pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:5.94pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 0.833pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 0.833pt 0pt; min-width:21.75pt; text-align:right; white-space:nowrap;">2.575<span style="position:absolute;">%</span></td> <td style="padding:0pt;background:#E5E5E5;padding-left:5.94pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> </div> <div style="margin-left:12pt; margin-top:13.5pt; width:511pt;"> <div style="margin-left: 0pt; width: 108pt; margin-top: 0pt; font-size: 1pt; line-height: 0pt; border-bottom: 1pt solid #000000; ">​</div> </div> <div style=" float:left; margin-left:12pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(1)</span> <br/> </div> <div style=" margin-top:7pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;font-style:italic;">The “Annual Fund Expenses <span style="font-weight:bold;">after</span> any waivers or expense reimbursements” line in the above table shows the range of minimum and maximum fees and expenses based on the expenses of all Funds after taking into account contractual fee waiver or expense reimbursement arrangements in place. Those contractual arrangements are designed to reduce total annual Fund operating expenses for Contract Owners and will continue past the current year. <br/></div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </div> <div style="margin-top:12pt;height:410pt;margin-left:36pt;width:523pt;"> <div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Example<span style="font-weight:normal;"> </span></div> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">The following examples are intended to help you compare the cost of investing in the Contract with the cost of investing in other variable annuity contracts. The examples show the costs of investing in the Contract, including transaction expenses, the annual contract maintenance fee, mortality and expense risk charge, administration charge, and any optional rider charges, and Annual Fund Expenses.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">The examples assume that you invest $100,000 in the Contract for the periods indicated. The examples also assume that your investment has a 5% return each year and assumes the most expensive and least expensive combination of Annual Fund Expenses.</div> <div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">The first example assumes that you purchased the SecurePay Protector rider with RightTime at the maximum and current rider fees.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">The second example assumes that you have not purchased either the SecurePay Protector or the SecurePay Investor rider.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">The examples also assume that the Maximum Daily Value Death Benefit is in effect, and that all Contract Value is allocated to the Variable Account. The examples do not reflect transfer fees.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:8pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">The examples do not reflect premium taxes, which may range up to 3.5% depending on the jurisdiction.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">Although your actual costs may be higher or lower, based on these assumptions, your costs would be:</div> <div style=" float:left; line-height:10pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div> <div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:20pt;">If you purchased the SecurePay Protector rider under RightTime: </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div> <div style=" margin-top:8pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:40pt;">If you surrender the Contract at the end of the applicable time period: </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:40pt; line-height:10pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">i.<br/></div> <div style=" margin-top:8pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:60pt;">reflecting the maximum charge:</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="-keep: true"> <table style="width:443pt;min-height:43.5pt;margin-left:40pt;margin-top:3.5pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="border-bottom:1px solid #FFFFFF;padding:0pt 0pt 0.5pt 0pt; width:266.52pt;text-align:left;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">1 year<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">3 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">5 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">10 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:3.25pt 0pt 1.5pt 0pt; width:266.52pt;"> <div style="white-space:nowrap;">Maximum Fund Expense </div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">12,633</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">24,571</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">35,938</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">66,669</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; width:266.52pt;"> <div style="white-space:nowrap;">Minimum Fund Expense </div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">10,640</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">18,760</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">26,445</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">48,995</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:40pt; line-height:10pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">ii.<br/></div> <div style=" margin-top:8pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:60pt;">reflecting the current charge:</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="-keep: true"> <table style="width:443pt;min-height:43.5pt;margin-left:40pt;margin-top:3.5pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="border-bottom:1px solid #FFFFFF;padding:0pt 0pt 0.5pt 0pt; width:266.52pt;text-align:left;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">1 year<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">3 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">5 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">10 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:3.25pt 0pt 0.5pt 0pt; width:266.52pt;"> <div style="white-space:nowrap;">Maximum Fund Expense </div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 0.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 0.5pt 0pt; min-width:25.5pt; text-align:right; white-space:nowrap;">11,978</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 0.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 0.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">22,569</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 0.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 0.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">32,499</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 0.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 0.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">59,281</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:3.5pt 0pt 1pt 0pt; width:266.52pt;"> <div style="white-space:nowrap;">Minimum Fund Expense </div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1pt 0pt; min-width:25.5pt; text-align:right; white-space:nowrap;">9,981</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">16,709</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">22,860</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">40,941</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> </div> </div><div style="margin-top:28pt;margin-bottom:6pt;margin-left:36pt;width:523pt;"> <div style=" float:left; margin-left:20pt; line-height:10pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div> <div style=" line-height:10pt; text-align:left; margin-left:40pt;">If you annuitize<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(1)</span> or remain invested in the Contract at the end of the applicable time period: </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:40pt; line-height:10pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">i.<br/></div> <div style=" margin-top:8pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:60pt;">reflecting the maximum charge:</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="-keep: true"> <table style="width:443pt;min-height:43.5pt;margin-left:40pt;margin-top:3.5pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="border-bottom:1px solid #FFFFFF;padding:0pt 0pt 0.5pt 0pt; width:272.08pt;text-align:left;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">1 year<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">3 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">5 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">10 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:3.25pt 0pt 1.5pt 0pt; width:272.08pt;"> <div style="white-space:nowrap;">Maximum Fund Expense </div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:21.75pt; text-align:right; white-space:nowrap;">6,432</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">19,448</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">32,672</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">66,669</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; width:272.08pt;"> <div style="white-space:nowrap;">Minimum Fund Expense </div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:21.75pt; text-align:right; white-space:nowrap;">4,303</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">13,279</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">22,774</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">48,995</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:40pt; line-height:10pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">ii.<br/></div> <div style=" margin-top:8pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:60pt;">reflecting the current charge:</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="-keep: true"> <table style="width:443pt;min-height:43.5pt;margin-left:40pt;margin-top:3.5pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="border-bottom:1px solid #FFFFFF;padding:0pt 0pt 0.5pt 0pt; width:272.08pt;text-align:left;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">1 year<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">3 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">5 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">10 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:3.25pt 0pt 1.5pt 0pt; width:272.08pt;"> <div style="white-space:nowrap;">Maximum Fund Expense </div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:21.75pt; text-align:right; white-space:nowrap;">5,732</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">17,323</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">29,087</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">59,281</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; width:272.08pt;"> <div style="white-space:nowrap;">Minimum Fund Expense </div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:21.75pt; text-align:right; white-space:nowrap;">3,597</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">11,101</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">19,038</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">40,941</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:10pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div> <div style=" margin-top:8pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:20pt;">If you have not purchased either the SecurePay Protector rider or the SecurePay Investor rider: </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div> <div style=" margin-top:8pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:40pt;">If you surrender the Contract at the end of the applicable time period:</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="-keep: true"> <table style="width:443pt;min-height:43.5pt;margin-left:40pt;margin-top:3.5pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="border-bottom:1px solid #FFFFFF;padding:0pt 0pt 0.5pt 0pt; width:266.52pt;text-align:left;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">1 year<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">3 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">5 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">10 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:3.25pt 0pt 1.5pt 0pt; width:266.52pt;"> <div style="white-space:nowrap;">Maximum Fund Expense </div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">10,591</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">18,338</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">25,244</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">43,759</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; width:266.52pt;"> <div style="white-space:nowrap;">Minimum Fund Expense </div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">8,581</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">12,357</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">15,256</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">23,878</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div> <div style=" margin-top:8pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:40pt;">If you annuitize<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(1)</span> or remain invested in the Contract at the end of the applicable time period: </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="-keep: true"> <table style="width:443pt;min-height:43.5pt;margin-left:40pt;margin-top:3.5pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="border-bottom:1px solid #FFFFFF;padding:0pt 0pt 0.5pt 0pt; width:272.08pt;text-align:left;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">1 year<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">3 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">5 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">10 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:3.25pt 0pt 1.5pt 0pt; width:272.08pt;"> <div style="white-space:nowrap;">Maximum Fund Expense </div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:21.75pt; text-align:right; white-space:nowrap;">4,249</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">12,831</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">21,525</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">43,759</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; width:272.08pt;"> <div style="white-space:nowrap;">Minimum Fund Expense </div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:21.75pt; text-align:right; white-space:nowrap;">2,101</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">6,482</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">11,112</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">23,878</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> </div> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Please remember that the examples are an illustration and do not guarantee the amount of future expenses. Your actual expenses may be higher or lower than those shown. Similarly, your rate of return may be more or less than the 5% rate of return assumed in the examples.</div> </div> <div style="margin-top:329.5pt;border-top:.01px #FFFFFF dotted;margin-left:36pt;width:523pt;"> <div style="width:523pt;"> <div style="margin-left: 0pt; width: 53pt; margin-top: 0pt; font-size: 1pt; line-height: 0pt; border-bottom: 1pt solid #000000; ">​</div> </div> <div style=" float:left; margin-top:6pt; margin-bottom:0pt; text-align:left; width:14.6pt;white-space:nowrap;font-style:italic;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(1)</span> <br/> </div> <div style=" margin-top:5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:14.6pt;font-style:italic;">You may not annuitize your Contract within 3 years after we accept your most recent Purchase Payment. For more information, see “ANNUITY PAYMENTS, Annuity Date, Changing the Annuity Date.” Neither the death benefit fee nor the SecurePay Fee apply after the Annuity Date.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </div> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; "><b>OPTIONAL DEATH BENEFIT FEES</b></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; ">The current fee for each of the four optional death benefits available under your Contract are as follows:</p><table cellpadding="0" style="width: 80%; font: 12pt Calibri, Helvetica, Sans-Serif; border-collapse: collapse; margin-left: auto; margin-right: auto; border-spacing: 0px;"> <tr> <td style="border: black 1pt solid; padding: 10pt 3pt 2pt; vertical-align: top; width: 85%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Return of Purchase Payments Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)  </span></td> <td style="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 10pt 3pt 2pt; vertical-align: bottom; width: 15%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.20% </span></td></tr> <tr> <td style="border-right: black 1pt solid; vertical-align: top; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maximum Anniversary Value Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)</span></td> <td style="border-right: black 1pt solid; vertical-align: bottom; border-bottom: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.35% </span></td></tr> <tr> <td style="border-right: black 1pt solid; vertical-align: top; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maximum Quarterly Value Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)</span></td> <td style="border-right: black 1pt solid; vertical-align: bottom; border-bottom: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.40%</span></td></tr> <tr> <td style="border-right: black 1pt solid; vertical-align: top; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maximum Daily Value Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)</span></td> <td style="border-right: black 1pt solid; vertical-align: bottom; border-bottom: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.50%</span></td></tr> </table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>SECUREPAY FEE</b></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The current SecurePay Fee applicable to your Contract is as follows:</p><table cellpadding="0" style="width: 80%; font: 12pt Calibri, Helvetica, Sans-Serif; border-collapse: collapse; margin-left: auto; margin-right: auto; border-spacing: 0px;"> <tr style="vertical-align: top"> <td style="border: black 1pt solid; padding: 10pt 3pt 2pt; width: 85%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Purchase of SecurePay Investor rider at Contract Purchase (as an annualized percentage of the Benefit Base)</span></td> <td style="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; width: 15%; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.50% </span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Purchase of SecurePay Investor rider under RightTime (as an annualized percentage of the Benefit Base) </span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.60% </span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Purchase of SecurePay Protector rider at Contract Purchase (as an annualized percentage of the Benefit Base)</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.50%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Purchase of SecurePay Protector rider under RightTime (as an annualized percentage of the Benefit Base)</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 10pt 3pt 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.60%</span></td></tr> </table> 0.002 0.0035 0.004 0.005 0.005 0.006 0.015 0.016 <table style="width:523pt;margin-top:10pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#A5A5A5; width:8pt;">​</td> <td colspan="4" style="background:#A5A5A5;padding:2.75pt 0pt 2.5pt 0pt; width:0pt;"> <div style="white-space:nowrap; text-align:center;">FEES, EXPENSES, AND ADJUSTMENTS</div> </td> <td style="padding:0pt;background:#A5A5A5; width:8pt;">​</td> </tr> <tr style="line-height:11pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:8pt;">​</td> <td style="padding:2.583pt 0pt 2.167pt 0pt; width:120pt;"> <div style="font-weight:bold;">Are There Charges or Adjustments for Early Withdrawals?</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.583pt 0pt 2.167pt 0pt; width:379pt;"> <div> <span style="font-weight:bold;">Yes. </span>If you surrender or make a withdrawal from your Contract within seven (7) years following your last Purchase Payment and before the Annuity Date, you will be assessed a surrender charge of up to 7% on the amount of the withdrawal minus the annual free withdrawal amount. The surrender charge starts at 7% and declines to 0% over seven (7) years.</div> <div style="margin-top:4pt;">For example, assume you purchased a Contract with a single Purchase Payment of $100,000 and surrender the Contract during the first Contract Year. Your free withdrawal amount is $10,000 (10% x $100,000) and is not subject to a surrender charge. You will be assessed a surrender charge of up to $6,300 (7% x $90,000) on the remaining amount of your surrender request.</div> <div style="margin-top:4pt;">For additional information about charges for surrenders and early withdrawals, see “CHARGES AND DEDUCTIONS – Surrender Charge (Contingent Deferred Sales Charge)” in the Prospectus.</div> </td> <td style="padding:0pt; width:8pt;">​</td> </tr> <tr style="line-height:11pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:8pt;">​</td> <td style="background:#E5E5E5;padding:2.833pt 0pt 2.167pt 0pt; width:120pt;"> <div style="font-weight:bold;">Are There Transaction Charges?</div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.833pt 0pt 2.167pt 0pt; width:379pt;"> <div> <span style="font-weight:bold;">Yes. </span>In addition to surrender charges, you may also be charged $25 per transfer for each transfer after the first 12 transfers in a Contract Year. Currently, we do not assess this charge.</div> <div style="margin-top:4pt;">For additional information about transaction charges, see “FEE TABLE – Transaction Expenses” and “CHARGES AND DEDUCTIONS” in the Prospectus.</div> </td> <td style="padding:0pt;background:#E5E5E5; width:8pt;">​</td> </tr> <tr style="line-height:11pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:8pt;">​</td> <td style="padding:2.833pt 0pt 0.5pt 0pt; width:120pt;">Are ThereOngoing Fees and Expenses (annual charges)?</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.833pt 0pt 0.5pt 0pt; width:379pt;"> <div style="font-weight:normal;"> <span style="font-weight:bold;">Yes. </span>The table below describes the fees and expenses that you may pay <span style="font-style:italic;">each year</span>, depending on the options you choose. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected.</div> </td> <td style="padding:0pt; width:8pt;">​</td> </tr> </table><table style="width:391pt;height:83.5pt;margin-left:132pt;margin-top:0pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> <td style="background:#E5E5E5;border-bottom:1px solid #000000;padding:2.75pt 0pt 1.5pt 0pt; width:241pt;text-align:left;"> <div style="white-space:nowrap;">Annual Fee</div> </td> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> <td style="background:#E5E5E5;border-bottom:1px solid #000000;padding:2.75pt 0pt 1.5pt 0pt; width:63pt;"> <div style="white-space:nowrap; text-align:center;">Minimum</div> </td> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> <td style="background:#E5E5E5;border-bottom:1px solid #000000;padding:2.75pt 0pt 1.5pt 0pt; width:63pt;"> <div style="white-space:nowrap; text-align:center;">Maximum</div> </td> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:right;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.25pt 0pt 1.5pt 0pt; width:241pt;text-align:left;">Base contract <span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(1)</span></td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.25pt 0.5pt 1.5pt 0pt; width:63pt;"> <div style="text-align:right;">1.21%</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.25pt 0.5pt 1.5pt 0pt; width:63pt;"> <div style="text-align:right;">1.21%</div> </td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:right;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.25pt 0pt 1.5pt 0pt; width:241pt;text-align:left;">Investment options (Fund fees and expenses) <span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(2)</span></td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.25pt 0.5pt 1.5pt 0pt; width:63pt;"> <div style="text-align:right;">0.34%</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.25pt 0.5pt 1.5pt 0pt; width:63pt;"> <div style="text-align:right;">2.575%</div> </td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:11pt;white-space:nowrap;text-align:right;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.583pt 0pt 1.5pt 0pt; width:241pt;white-space:normal;text-align:left;">Optional benefits available for an additional charge (for a single optional benefit, if elected)</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.583pt 0.5pt 1.5pt 0pt; width:63pt;"> <div style="text-align:right;">See Rate <br/>Sheet <br/>Prospectus <br/>Supplement<span style="position:absolute;"> <span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(3)</span></span></div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.583pt 0.5pt 1.5pt 0pt; width:63pt;"> <div style="text-align:right;">See Rate <br/>Sheet <br/>Prospectus <br/>Supplement<span style="position:absolute;"> <span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(4)</span></span></div> </td> <td style="padding:0pt; width:4pt;">​</td> </tr> </table><div style=" float:left; margin-left:136pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;font-size:8pt;"> <span style=" position:relative; bottom:3.25pt;font-size:6pt;">(1)</span> <br/> </div><div style=" margin-top:6.5pt; margin-bottom:0pt; line-height:9.5pt; text-align:left; margin-left:156pt;font-style:italic;font-size:8pt;">We calculate the Base Contract fee by dividing the total amount we receive from the annual contract maintenance fee, the mortality and expense risk charge and the administration charge for the last fiscal year by the total average net assets attributable to the Contracts for that year.</div><div style=" float:left; margin-left:136pt; line-height:9.5pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;font-size:6pt;"> <span style=" position:relative; bottom:3.25pt;">(2)</span> <br/> </div><div style=" margin-top:4pt; margin-bottom:0pt; line-height:9.5pt; text-align:left; margin-left:156pt;font-style:italic;font-size:6pt;"> <span style="font-size:8pt;">As a percentage of Fund assets.</span> </div><div style=" float:left; margin-left:136pt; line-height:9.5pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;font-size:8pt;"> <span style=" position:relative; bottom:3.25pt;font-size:6pt;">(3)</span> <br/> </div><div style=" margin-top:4pt; margin-bottom:0pt; line-height:9.5pt; text-align:left; margin-left:156pt;font-style:italic;font-size:8pt;">As an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date. This charge is the current charge for the Return of Purchase Payments Death Benefit, the least expensive optional benefit available for an additional charge.</div><div style=" float:left; margin-left:136pt; line-height:9.5pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;font-size:8pt;"> <span style=" position:relative; bottom:3.25pt;font-size:6pt;">(4)</span> <br/> </div><div style=" margin-top:4pt; margin-bottom:0pt; line-height:9.5pt; text-align:left; margin-left:156pt;font-style:italic;font-size:8pt;">As an annualized percentage of the Benefit Base on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date following election of the rider. This charge is the current charge for the SecurePay Protector Rider under the RightTime Option, the most expensive optional benefit available for an additional charge.</div><div style="margin-left:136pt; margin-top:6pt; width:387pt; line-height:12.5pt;">Because your Contract is customizable, the options and benefits you choose can affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay <span style="font-style:italic;">each year</span>, based </div><div style="margin-left:136pt; width:387pt; line-height:12.5pt;">on current charges. These estimates assume that you do not take any withdrawals from the Contract, <span style="font-weight:bold;">which could add surrender charges that substantially increase costs.</span></div><table style="width:391pt;margin-left:132pt;margin-top:2pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <tr style="line-height:12pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> <td style="background:#E5E5E5;border-bottom:1px solid #000000;padding:2.167pt 0pt 1.833pt 0pt; width:187.5pt;"> <div style="text-align:center;">Lowest Annual Cost: <br/>See Rate Sheet Prospectus <br/>Supplement</div> </td> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> <td style="background:#E5E5E5;border-bottom:1px solid #000000;padding:2.167pt 0pt 1.833pt 0pt; width:187.5pt;"> <div style="text-align:center;">Highest Annual Cost: <br/>See Rate Sheet Prospectus <br/>Supplement</div> </td> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> </tr> <tr style="line-height:11pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.583pt 0pt 1pt 0pt; width:187.5pt;"> <div>Assumes:</div> <div style=" float:left; line-height:10pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:10pt;">Investment of  $100,000 </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:10pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:10pt;">5% annual appreciation</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Least expensive combination of Fund fees and expenses</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:10pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:10pt;">No optional benefits</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">No additional Purchase Payments, transfers or withdrawals </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:10pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:10pt;">No sales charges</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.583pt 0pt 1pt 0pt; width:187.5pt;"> <div>Assumes:</div> <div style=" float:left; line-height:10pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:10pt;">Investment of  $100,000</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:10pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:10pt;">5% annual appreciation</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Most expensive combination of optional benefits and Fund fees and expenses</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">No additional Purchase Payments, transfers, or withdrawals</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:10pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:10pt;">No sales charges</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </td> <td style="padding:0pt; width:4pt;">​</td> </tr> </table><div style="margin-left:136pt; margin-top:8pt; width:387pt; line-height:12.5pt;">For additional information about annual charges, see “FEE TABLE” AND “CHARGES AND DEDUCTIONS” in the Prospectus.</div> <div style="font-weight:bold;">Are There Charges or Adjustments for Early Withdrawals?</div> ​​ <div> <span style="font-weight:bold;">Yes. </span>If you surrender or make a withdrawal from your Contract within seven (7) years following your last Purchase Payment and before the Annuity Date, you will be assessed a surrender charge of up to 7% on the amount of the withdrawal minus the annual free withdrawal amount. The surrender charge starts at 7% and declines to 0% over seven (7) years.</div> <div style="margin-top:4pt;">For example, assume you purchased a Contract with a single Purchase Payment of $100,000 and surrender the Contract during the first Contract Year. Your free withdrawal amount is $10,000 (10% x $100,000) and is not subject to a surrender charge. You will be assessed a surrender charge of up to $6,300 (7% x $90,000) on the remaining amount of your surrender request.</div> <div style="margin-top:4pt;">For additional information about charges for surrenders and early withdrawals, see “CHARGES AND DEDUCTIONS – Surrender Charge (Contingent Deferred Sales Charge)” in the Prospectus.</div> 7 0.07 6300 <div style="font-weight:bold;">Are There Transaction Charges?</div> ​​ <div> <span style="font-weight:bold;">Yes. </span>In addition to surrender charges, you may also be charged $25 per transfer for each transfer after the first 12 transfers in a Contract Year. Currently, we do not assess this charge.</div> <div style="margin-top:4pt;">For additional information about transaction charges, see “FEE TABLE – Transaction Expenses” and “CHARGES AND DEDUCTIONS” in the Prospectus.</div> 25 Are ThereOngoing Fees and Expenses (annual charges)?​​ <div style="font-weight:normal;"> <span style="font-weight:bold;">Yes. </span>The table below describes the fees and expenses that you may pay <span style="font-style:italic;">each year</span>, depending on the options you choose. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected.</div> ​<table style="width:391pt;height:83.5pt;margin-left:132pt;margin-top:0pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> <td style="background:#E5E5E5;border-bottom:1px solid #000000;padding:2.75pt 0pt 1.5pt 0pt; width:241pt;text-align:left;"> <div style="white-space:nowrap;">Annual Fee</div> </td> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> <td style="background:#E5E5E5;border-bottom:1px solid #000000;padding:2.75pt 0pt 1.5pt 0pt; width:63pt;"> <div style="white-space:nowrap; text-align:center;">Minimum</div> </td> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> <td style="background:#E5E5E5;border-bottom:1px solid #000000;padding:2.75pt 0pt 1.5pt 0pt; width:63pt;"> <div style="white-space:nowrap; text-align:center;">Maximum</div> </td> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:right;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.25pt 0pt 1.5pt 0pt; width:241pt;text-align:left;">Base contract <span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(1)</span></td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.25pt 0.5pt 1.5pt 0pt; width:63pt;"> <div style="text-align:right;">1.21%</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.25pt 0.5pt 1.5pt 0pt; width:63pt;"> <div style="text-align:right;">1.21%</div> </td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:right;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.25pt 0pt 1.5pt 0pt; width:241pt;text-align:left;">Investment options (Fund fees and expenses) <span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(2)</span></td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.25pt 0.5pt 1.5pt 0pt; width:63pt;"> <div style="text-align:right;">0.34%</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.25pt 0.5pt 1.5pt 0pt; width:63pt;"> <div style="text-align:right;">2.575%</div> </td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:11pt;white-space:nowrap;text-align:right;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.583pt 0pt 1.5pt 0pt; width:241pt;white-space:normal;text-align:left;">Optional benefits available for an additional charge (for a single optional benefit, if elected)</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.583pt 0.5pt 1.5pt 0pt; width:63pt;"> <div style="text-align:right;">See Rate <br/>Sheet <br/>Prospectus <br/>Supplement<span style="position:absolute;"> <span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(3)</span></span></div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.583pt 0.5pt 1.5pt 0pt; width:63pt;"> <div style="text-align:right;">See Rate <br/>Sheet <br/>Prospectus <br/>Supplement<span style="position:absolute;"> <span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(4)</span></span></div> </td> <td style="padding:0pt; width:4pt;">​</td> </tr> </table><div style=" float:left; margin-left:136pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;font-size:8pt;"> <span style=" position:relative; bottom:3.25pt;font-size:6pt;">(1)</span> <br/> </div><div style=" margin-top:6.5pt; margin-bottom:0pt; line-height:9.5pt; text-align:left; margin-left:156pt;font-style:italic;font-size:8pt;">We calculate the Base Contract fee by dividing the total amount we receive from the annual contract maintenance fee, the mortality and expense risk charge and the administration charge for the last fiscal year by the total average net assets attributable to the Contracts for that year.</div><div style=" float:left; margin-left:136pt; line-height:9.5pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;font-size:6pt;"> <span style=" position:relative; bottom:3.25pt;">(2)</span> <br/> </div><div style=" margin-top:4pt; margin-bottom:0pt; line-height:9.5pt; text-align:left; margin-left:156pt;font-style:italic;font-size:6pt;"> <span style="font-size:8pt;">As a percentage of Fund assets.</span> </div><div style=" float:left; margin-left:136pt; line-height:9.5pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;font-size:8pt;"> <span style=" position:relative; bottom:3.25pt;font-size:6pt;">(3)</span> <br/> </div><div style=" margin-top:4pt; margin-bottom:0pt; line-height:9.5pt; text-align:left; margin-left:156pt;font-style:italic;font-size:8pt;">As an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date. This charge is the current charge for the Return of Purchase Payments Death Benefit, the least expensive optional benefit available for an additional charge.</div><div style=" float:left; margin-left:136pt; line-height:9.5pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;font-size:8pt;"> <span style=" position:relative; bottom:3.25pt;font-size:6pt;">(4)</span> <br/> </div><div style=" margin-top:4pt; margin-bottom:0pt; line-height:9.5pt; text-align:left; margin-left:156pt;font-style:italic;font-size:8pt;">As an annualized percentage of the Benefit Base on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date following election of the rider. This charge is the current charge for the SecurePay Protector Rider under the RightTime Option, the most expensive optional benefit available for an additional charge.</div><div style="margin-left:136pt; margin-top:6pt; width:387pt; line-height:12.5pt;">Because your Contract is customizable, the options and benefits you choose can affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay <span style="font-style:italic;">each year</span>, based </div><div style="margin-left:136pt; width:387pt; line-height:12.5pt;">on current charges. These estimates assume that you do not take any withdrawals from the Contract, <span style="font-weight:bold;">which could add surrender charges that substantially increase costs.</span></div><table style="width:391pt;margin-left:132pt;margin-top:2pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <tr style="line-height:12pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> <td style="background:#E5E5E5;border-bottom:1px solid #000000;padding:2.167pt 0pt 1.833pt 0pt; width:187.5pt;"> <div style="text-align:center;">Lowest Annual Cost: <br/>See Rate Sheet Prospectus <br/>Supplement</div> </td> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> <td style="background:#E5E5E5;border-bottom:1px solid #000000;padding:2.167pt 0pt 1.833pt 0pt; width:187.5pt;"> <div style="text-align:center;">Highest Annual Cost: <br/>See Rate Sheet Prospectus <br/>Supplement</div> </td> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> </tr> <tr style="line-height:11pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.583pt 0pt 1pt 0pt; width:187.5pt;"> <div>Assumes:</div> <div style=" float:left; line-height:10pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:10pt;">Investment of  $100,000 </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:10pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:10pt;">5% annual appreciation</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Least expensive combination of Fund fees and expenses</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:10pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:10pt;">No optional benefits</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">No additional Purchase Payments, transfers or withdrawals </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:10pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:10pt;">No sales charges</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.583pt 0pt 1pt 0pt; width:187.5pt;"> <div>Assumes:</div> <div style=" float:left; line-height:10pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:10pt;">Investment of  $100,000</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:10pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:10pt;">5% annual appreciation</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Most expensive combination of optional benefits and Fund fees and expenses</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">No additional Purchase Payments, transfers, or withdrawals</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:10pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:10pt;">No sales charges</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </td> <td style="padding:0pt; width:4pt;">​</td> </tr> </table><div style="margin-left:136pt; margin-top:8pt; width:387pt; line-height:12.5pt;">For additional information about annual charges, see “FEE TABLE” AND “CHARGES AND DEDUCTIONS” in the Prospectus.</div> 0.0121 0.0121 0.0034 0.02575 <div style=" margin-top:6.5pt; margin-bottom:0pt; line-height:9.5pt; text-align:left; margin-left:156pt;font-style:italic;font-size:8pt;">We calculate the Base Contract fee by dividing the total amount we receive from the annual contract maintenance fee, the mortality and expense risk charge and the administration charge for the last fiscal year by the total average net assets attributable to the Contracts for that year.</div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:9.5pt; text-align:left; margin-left:156pt;font-style:italic;font-size:6pt;"> <span style="font-size:8pt;">As a percentage of Fund assets.</span> </div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:9.5pt; text-align:left; margin-left:156pt;font-style:italic;font-size:8pt;">As an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date. This charge is the current charge for the Return of Purchase Payments Death Benefit, the least expensive optional benefit available for an additional charge.</div><div style=" margin-top:4pt; margin-bottom:0pt; line-height:9.5pt; text-align:left; margin-left:156pt;font-style:italic;font-size:8pt;">As an annualized percentage of the Benefit Base on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date following election of the rider. This charge is the current charge for the SecurePay Protector Rider under the RightTime Option, the most expensive optional benefit available for an additional charge.</div> <table style="width:391pt;margin-left:132pt;margin-top:2pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <tr style="line-height:12pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> <td style="background:#E5E5E5;border-bottom:1px solid #000000;padding:2.167pt 0pt 1.833pt 0pt; width:187.5pt;"> <div style="text-align:center;">Lowest Annual Cost: <br/>See Rate Sheet Prospectus <br/>Supplement</div> </td> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> <td style="background:#E5E5E5;border-bottom:1px solid #000000;padding:2.167pt 0pt 1.833pt 0pt; width:187.5pt;"> <div style="text-align:center;">Highest Annual Cost: <br/>See Rate Sheet Prospectus <br/>Supplement</div> </td> <td style="padding:0pt;background:#E5E5E5;border-bottom:1px solid #000000; width:4pt;">​</td> </tr> <tr style="line-height:11pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.583pt 0pt 1pt 0pt; width:187.5pt;"> <div>Assumes:</div> <div style=" float:left; line-height:10pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:10pt;">Investment of  $100,000 </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:10pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:10pt;">5% annual appreciation</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Least expensive combination of Fund fees and expenses</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:10pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:10pt;">No optional benefits</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">No additional Purchase Payments, transfers or withdrawals </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:10pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:10pt;">No sales charges</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.583pt 0pt 1pt 0pt; width:187.5pt;"> <div>Assumes:</div> <div style=" float:left; line-height:10pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:10pt;">Investment of  $100,000</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:10pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:10pt;">5% annual appreciation</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Most expensive combination of optional benefits and Fund fees and expenses</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">No additional Purchase Payments, transfers, or withdrawals</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:10pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:10pt;">No sales charges</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </td> <td style="padding:0pt; width:4pt;">​</td> </tr> </table><div style="margin-left:136pt; margin-top:8pt; width:387pt; line-height:12.5pt;">For additional information about annual charges, see “FEE TABLE” AND “CHARGES AND DEDUCTIONS” in the Prospectus.</div> <table style="width:523pt;min-height:417.5pt;margin-top:10pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#A5A5A5; width:8pt;">​</td> <td colspan="4" style="background:#A5A5A5;padding:2.75pt 0pt 2.5pt 0pt; width:0pt;"> <div style="white-space:nowrap; text-align:center;">RISKS</div> </td> <td style="padding:0pt;background:#A5A5A5; width:8pt;">​</td> </tr> <tr style="line-height:11pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:8pt;">​</td> <td style="padding:2.583pt 0pt 2.167pt 0pt; width:120pt;">Is There a Risk of Loss from Poor Performance?</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.583pt 0pt 2.167pt 0pt; width:379pt;"> <div>Yes. <span style="font-weight:normal;">You can lose money by investing in this Contract, including loss of principal.</span></div> <div style="margin-top:4pt;font-weight:normal;">For additional information about the risk of loss, see “PRINCIPAL RISKS OF INVESTING IN THE CONTRACT” in the Prospectus.</div> </td> <td style="padding:0pt; width:8pt;">​</td> </tr> <tr style="line-height:11pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:8pt;">​</td> <td style="background:#E5E5E5;padding:2.833pt 0pt 2.167pt 0pt; width:120pt;"> <div style="font-weight:bold;">Is this a Short-Term Investment?</div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.833pt 0pt 2.167pt 0pt; width:379pt;"> <div> <span style="font-weight:bold;">No. </span>This Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash. Although you are permitted to take withdrawals or surrender the Contract, surrender charges and federal and state income taxes may apply.</div> <div style="margin-top:4pt;">Surrender charges may apply for up to seven (7) years following your last Purchase Payment. Withdrawals will reduce your Contract Value and death benefit. </div> <div style="margin-top:4pt;">The benefits of tax deferral and living benefit protections also mean the Contract is less beneficial to investors with a short time horizon.</div> <div style="margin-top:4pt;">For additional information about the investment profile of the Contract, see “PRINCIPAL RISKS OF INVESTING IN THE CONTRACT,” “CHARGES AND DEDUCTIONS,” ”FEDERAL TAX MATTERS,” and “TAXATION OF ANNUITIES IN GENERAL” in the Prospectus.</div> </td> <td style="padding:0pt;background:#E5E5E5; width:8pt;">​</td> </tr> <tr style="line-height:11pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:8pt;">​</td> <td style="padding:2.833pt 0pt 2.167pt 0pt; width:120pt;"> <div style="font-weight:bold;">What Are the Risks Associated with the Investment Options?</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.833pt 0pt 2.167pt 0pt; width:379pt;"> <div>An investment in this Contract is subject to the risk of poor investment performance and can vary depending on the performance of the Investment Options available under the Contract.</div> <div style="margin-top:4pt;">Each Investment Option (including the Guaranteed Account) has its own unique risks.</div> <div style="margin-top:4pt;">You should review the prospectuses for the available Funds and consult with your financial professional before making an investment decision.</div> <div style="margin-top:4pt;">For additional information about the risks associated with Investment Options, see “PRINCIPAL RISKS OF INVESTING IN THE CONTRACT” in the Prospectus.</div> </td> <td style="padding:0pt; width:8pt;">​</td> </tr> <tr style="line-height:11pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:8pt;">​</td> <td style="background:#E5E5E5;padding:2.833pt 0pt 73pt 0pt; width:120pt;"> <div style="font-weight:bold;">What Are the Risks Related to the Insurance Company?</div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.833pt 0pt 3pt 0pt; width:379pt;"> <div>An investment in the Contract is subject to the risks related to the Company. Any obligations (including under the Guaranteed Account), guarantees, or benefits under the Contract are subject to the claims-paying ability of the Company. More information about the Company, including its financial strength ratings, is available upon request at no charge by calling us at <span style="white-space:nowrap;">1-800-456-6330</span> or writing us at the address shown on the cover page.</div> <div style="margin-top:4pt;">For additional information about Company risks, see “PRINCIPAL RISKS OF INVESTING IN THE CONTRACT,” and “THE COMPANY, VARIABLE ACCOUNT AND FUNDS” in the Prospectus.</div> </td> <td style="padding:0pt;background:#E5E5E5; width:8pt;">​</td> </tr> </table> Is There a Risk of Loss from Poor Performance?​​ <div>Yes. <span style="font-weight:normal;">You can lose money by investing in this Contract, including loss of principal.</span></div> <div style="margin-top:4pt;font-weight:normal;">For additional information about the risk of loss, see “PRINCIPAL RISKS OF INVESTING IN THE CONTRACT” in the Prospectus.</div> <div style="font-weight:bold;">Is this a Short-Term Investment?</div> ​​ <div> <span style="font-weight:bold;">No. </span>This Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash. Although you are permitted to take withdrawals or surrender the Contract, surrender charges and federal and state income taxes may apply.</div> <div style="margin-top:4pt;">Surrender charges may apply for up to seven (7) years following your last Purchase Payment. Withdrawals will reduce your Contract Value and death benefit. </div> <div style="margin-top:4pt;">The benefits of tax deferral and living benefit protections also mean the Contract is less beneficial to investors with a short time horizon.</div> <div style="margin-top:4pt;">For additional information about the investment profile of the Contract, see “PRINCIPAL RISKS OF INVESTING IN THE CONTRACT,” “CHARGES AND DEDUCTIONS,” ”FEDERAL TAX MATTERS,” and “TAXATION OF ANNUITIES IN GENERAL” in the Prospectus.</div> <div style="font-weight:bold;">What Are the Risks Associated with the Investment Options?</div> ​​ <div>An investment in this Contract is subject to the risk of poor investment performance and can vary depending on the performance of the Investment Options available under the Contract.</div> <div style="margin-top:4pt;">Each Investment Option (including the Guaranteed Account) has its own unique risks.</div> <div style="margin-top:4pt;">You should review the prospectuses for the available Funds and consult with your financial professional before making an investment decision.</div> <div style="margin-top:4pt;">For additional information about the risks associated with Investment Options, see “PRINCIPAL RISKS OF INVESTING IN THE CONTRACT” in the Prospectus.</div> <div style="font-weight:bold;">What Are the Risks Related to the Insurance Company?</div> ​​ <div>An investment in the Contract is subject to the risks related to the Company. Any obligations (including under the Guaranteed Account), guarantees, or benefits under the Contract are subject to the claims-paying ability of the Company. More information about the Company, including its financial strength ratings, is available upon request at no charge by calling us at <span style="white-space:nowrap;">1-800-456-6330</span> or writing us at the address shown on the cover page.</div> <div style="margin-top:4pt;">For additional information about Company risks, see “PRINCIPAL RISKS OF INVESTING IN THE CONTRACT,” and “THE COMPANY, VARIABLE ACCOUNT AND FUNDS” in the Prospectus.</div> <div style="font-weight:bold;">Are There Restrictions on theInvestment Options?</div> ​​ <div> <span style="font-weight:bold;">Yes. </span>Currently, there is no charge when you transfer Contract Value among Investment Options. However, we reserve the right to charge $25 for each transfer after the first 12 transfers in any Contract Year in the future.</div> <div style="margin-top:4pt;">We reserve the right to remove or substitute Funds as Investment Options that are available under the Contract. We also reserve the right to restrict the allocation of additional Purchase Payments and/or transfers of Contract Value to a Fund if we determine the Fund no longer meets one or more of our Fund selection criteria and/or if a Fund has not attracted significant contract owner assets.</div> <div style="margin-top:4pt;">For additional information about Investment Options, see “CHARGES AND DEDUCTIONS – Transfer Fee” and “THE COMPANY, VARIABLE ACCOUNT AND FUNDS – Selection of Funds – Addition, Deletion or Substitution of Investments” in the Prospectus.</div> <div style="font-weight:bold;">Are there any Restrictions on Contract Benefits?</div> ​​ <div style="font-weight:bold;">Yes. <span style="font-weight:normal;">If you select a Protected Lifetime Income Benefit rider:</span></div> <div style=" float:left; line-height:10pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:10pt;">The Investment Options available to you under the Contract will be limited.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:4pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">You may not make additional Purchase Payments two years or more after the Rider Issue Date or on or after the Benefit Election Date, whichever comes first.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="width:379pt;"> <div style="margin-top:3pt;">•</div> </div> <div style="margin-left:10pt; margin-top:-11.75pt;">Withdrawals from Contract Value that exceed the Annual Withdrawal Amount under the rider may significantly reduce or eliminate the rider benefits.</div> <div style="margin-top:5pt;">We may stop offering an optional benefit rider at any time, and the availability of certain optional benefit riders may vary by state.</div> <div style="margin-top:5pt;">If you purchase an optional death benefit, withdrawals may reduce the benefit by an amount greater than the value withdrawn.</div> <div style="margin-top:5pt;">For additional information about the optional benefits, see “PROTECTED LIFETIME INCOME BENEFITS” and “DEATH BENEFIT - Selecting a Death Benefit” in the Prospectus.</div> <div style="font-weight:bold;">What Are the Contract’s Tax Implications?</div> ​​ <div>You should consult with a qualified tax advisor regarding the federal tax implications of an investment in, payments received under, and other transactions in connection with this Contract.</div> <div style="margin-top:4pt;">If you purchase the Contract through a tax-qualified plan or individual retirement arrangement (IRA), you do not get any additional tax deferral. Generally, all earnings on the investments underlying the Contract are tax-deferred until distributed or deemed distributed. A distribution from a non-Qualified Contract, which includes a surrender, withdrawal, payment of a death benefit, or annuity income payments, will generally result in taxable income if there has been an increase in the Contract Value. In the case of a Qualified Contract, a distribution generally will result in taxable income even if there has not been an increase in the Contract Value. In certain circumstances, a 10% additional tax may also apply if the Owner takes a withdrawal before age 59½. All amounts includable in income with respect to the Contract are taxed as ordinary income; no amounts are taxed at the special lower rates applicable to long term capital gains and corporate dividends. </div> <div style="margin-top:4pt;">For additional information about tax implications, see “FEDERAL TAX MATTERS” and “TAXATION OF ANNUITIES IN GENERAL” in the Prospectus.</div> 0.10 <div style="font-weight:bold;">How Are Investment Professionals Compensated?</div> ​​ <div>We pay compensation, in the form of commissions, non-cash compensation, and asset-based compensation, to broker-dealers in connection with the promotion and sale of the Contracts. A portion of any payments made to the broker-dealers may be passed on to their registered representatives in accordance with their internal compensation programs. The prospect of receiving, or the receipt of, asset-based compensation may provide broker-dealers and/or their registered representatives with an incentive to recommend initial or continued investment in the Contracts over other variable insurance products (or other investments). You may wish to take such compensation arrangements into account when considering and evaluating any recommendation relating to the Contracts.</div> <div style="margin-top:4pt;">For additional information about compensation, see “DISTRIBUTION OF THE CONTRACTS” in the Prospectus.</div> <div style="font-weight:bold;">Should I Exchange My Contract?</div> ​​ <div>Some investment professionals may have a financial incentive to offer you a new contract in place of the contract you already own. You should only exchange your current contract if you determine, after comparing the features, fees, and risks of both contracts, that it is better for you to purchase the new contract rather than continue to own your existing contract.</div> <div style="margin-top:4pt;">For additional information about exchanges, see “TAXATION OF ANNUITIES IN GENERAL – Exchanges of Annuity Contracts” in the Prospectus.</div> <div style="margin-top:6pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">TRANSACTION EXPENSES</div><table style="width:499pt;min-height:30pt;margin-left:12pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:3.5pt 0pt 2.5pt 0pt; width:455pt;"> <div style="white-space:nowrap;">Maximum Surrender Charge (as % of amount surrendered) <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(1)</span></div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:3.5pt 0.5pt 2.5pt 0pt; width:36pt;text-align:right;"> <div style="text-align:right;">7%</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:0pt;">​</td> <td style="background:#E5E5E5;padding:2.5pt 0pt 1.5pt 0pt; width:455pt;"> <div style="white-space:nowrap;">Transfer Fee <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(2)</span></div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.5pt 0.5pt 1.5pt 0pt; width:36pt;text-align:right;"> <div style="text-align:right;">$25</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table><div style="margin-left: 0pt; width: 108pt; margin-top: 0pt; font-size: 1pt; line-height: 0pt; border-bottom: 1pt solid #000000; ">​</div><div style=" float:left; margin-left:12pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(1)</span> <br/> </div><div style=" margin-top:7pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;font-style:italic;">The surrender charge is based upon cumulative Purchase Payments as of the date each Purchase Payment is applied to the Contract, and decreases over time. The total of surrender charges assessed will not exceed 9% of aggregate Purchase Payments. (See “Surrender Charge, Determining the Surrender Charge” in the Prospectus.)</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:12pt; line-height:12pt; margin-top:2pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(2)</span> <br/> </div><div style=" margin-top:2pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;font-style:italic;">Protective Life currently does not charge this Transfer Fee, but reserves the right to do so in the future for each transfer after the first 12 transfers in any Contract Year. We will give written notice thirty (30) days before we impose a Transfer Fee. (See “CHARGES AND DEDUCTIONS, Transfer Fee” in the Prospectus.)</div> 0.07 25 <div style=" margin-top:7pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;font-style:italic;">The surrender charge is based upon cumulative Purchase Payments as of the date each Purchase Payment is applied to the Contract, and decreases over time. The total of surrender charges assessed will not exceed 9% of aggregate Purchase Payments. (See “Surrender Charge, Determining the Surrender Charge” in the Prospectus.)</div> 0.09 <div style=" margin-top:2pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;font-style:italic;">Protective Life currently does not charge this Transfer Fee, but reserves the right to do so in the future for each transfer after the first 12 transfers in any Contract Year. We will give written notice thirty (30) days before we impose a Transfer Fee. (See “CHARGES AND DEDUCTIONS, Transfer Fee” in the Prospectus.)</div> <div style="margin-top:6pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">ANNUAL CONTRACT EXPENSES</div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:10pt;font-style:italic;font-weight:bold;font-size:8pt;">(other than Fund expenses)</div><table style="width:499pt;min-height:30pt;margin-left:12pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:3.5pt 0pt 2.5pt 0pt; width:455pt;"> <div style="white-space:nowrap;">Administrative Expenses<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(1)</span></div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:3.5pt 0.5pt 2.5pt 0pt; width:36pt;text-align:right;"> <div style="text-align:right;">$35</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:0pt;">​</td> <td style="background:#E5E5E5;padding:2.5pt 0pt 1.5pt 0pt; width:455pt;"> <div style="white-space:nowrap;">Base Contract Expenses (as a percentage of average Variable Account value)<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(2)</span></div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.5pt 0.5pt 1.5pt 0pt; width:36pt;text-align:right;"> <div style="text-align:right;">1.20%</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table><div style="margin-left:12pt; margin-top:6pt; width:499pt; line-height:12pt;">Optional Benefit Charges</div><table style="width:499pt;min-height:217.5pt;margin-left:12pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:8pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="border-bottom:1px solid #FFFFFF;padding:0pt 0pt 0.5pt 0pt; width:265.97pt;text-align:left;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:3.5pt 0pt 2.5pt 0pt; width:37.5pt;"> <div style="white-space:nowrap; text-align:center;">Maximum</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:3.5pt 0pt 2.5pt 0pt; width:179.53pt;"> <div style="white-space:nowrap; text-align:center;">Current</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:12pt;white-space:nowrap;text-align:right;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:1.917pt 0pt 0.5pt 0pt; width:265.97pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Return of Purchase Payments Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(3)</span></div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0.5pt 0.5pt 0pt; width:37.5pt;"> <div style="text-align:right;">1.00%<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(7)</span></div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0.5pt 0.5pt 0pt; width:179.53pt;"> <div style="white-space:nowrap; text-align:right;">See Rate Sheet Prospectus Supplement</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:12pt;white-space:nowrap;text-align:right;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:265.97pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Maximum Anniversary Value Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(4)</span></div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0.5pt 0.833pt 0pt; width:37.5pt;"> <div style="text-align:right;">1.00%<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(7)</span></div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0.5pt 0.833pt 0pt; width:179.53pt;"> <div style="white-space:nowrap; text-align:right;">See Rate Sheet Prospectus Supplement</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:12pt;white-space:nowrap;text-align:right;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:2.167pt 0pt 0.5pt 0pt; width:265.97pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Maximum Quarterly Value Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(5)</span></div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0.5pt 0.5pt 0pt; width:37.5pt;"> <div style="text-align:right;">1.00%<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(7)</span></div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0.5pt 0.5pt 0pt; width:179.53pt;"> <div style="white-space:nowrap; text-align:right;">See Rate Sheet Prospectus Supplement</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:12pt;white-space:nowrap;text-align:right;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:265.97pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Maximum Daily Value Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(6)</span></div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0.5pt 0.833pt 0pt; width:37.5pt;"> <div style="text-align:right;">1.00%</div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0.5pt 0.833pt 0pt; width:179.53pt;"> <div style="white-space:nowrap; text-align:right;">See Rate Sheet Prospectus Supplement</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table><div style="margin-left:12pt; width:499pt; line-height:12pt;font-style:normal;">Protected Lifetime Income Benefits<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(8)</span></div><div style="margin-left:12pt; margin-top:6pt; width:499pt; line-height:12pt;font-style:normal;">SecurePay Rider Fee<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(9)</span> (as an annualized percentage of the Benefit Base<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(10)</span> on each Monthly Anniversary Date, beginning with the 1st Monthly Anniversary Date following election of the rider)</div><table style="width:499pt;min-height:85.5pt;margin-left:12pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="border-bottom:1px solid #FFFFFF;padding:0pt 0pt 0.5pt 0pt; width:266.59pt;text-align:left;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">Maximum<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt; width:179.53pt;"> <div style="white-space:nowrap; text-align:center;">Current<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:12pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:266.59pt;white-space:normal;"> <div style="margin-left:10pt; text-indent:-10pt;">Purchase of SecurePay Protector rider at Contract Purchase </div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:8.72pt;width:0pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; min-width:17.25pt; text-align:right; white-space:nowrap;">2.00<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:8.72pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:179.53pt;"> <div style="white-space:nowrap;">See Rate Sheet Prospectus Supplement</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; width:266.59pt;"> <div style="white-space:nowrap;">Purchase of SecurePay Protector rider under RightTime </div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:8.72pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:17.25pt; text-align:right; white-space:nowrap;">2.20<span style="position:absolute;">%</span></td> <td style="padding:0pt;background:#E5E5E5;padding-left:8.72pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; width:179.53pt;"> <div style="white-space:nowrap;">See Rate Sheet Prospectus Supplement</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:3.5pt 0pt 1.5pt 0pt; width:266.59pt;"> <div style="white-space:nowrap;">Purchase of SecurePay Investor rider at Contract Purchase</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:8.72pt;width:0pt;">​</td> <td style="padding:3.5pt 0pt 1.5pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:3.5pt 0pt 1.5pt 0pt; min-width:17.25pt; text-align:right; white-space:nowrap;">2.00<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:8.72pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:3.5pt 0pt 1.5pt 0pt; width:179.53pt;"> <div style="white-space:nowrap;">See Rate Sheet Prospectus Supplement</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; width:266.59pt;"> <div style="white-space:nowrap;">Purchase of SecurePay Investor rider under RightTime</div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:8.72pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:17.25pt; text-align:right; white-space:nowrap;">2.20<span style="position:absolute;">%</span></td> <td style="padding:0pt;background:#E5E5E5;padding-left:8.72pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; width:179.53pt;"> <div style="white-space:nowrap;">See Rate Sheet Prospectus Supplement</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:12pt; line-height:12pt; margin-top:4pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(1)</span> <br/> </div><div style=" margin-top:4pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">Includes the annual contract maintenance fee. We will waive the annual contract maintenance fee if your Contract Value or aggregate Purchase Payments, reduced by surrenders and surrender charges, is $100,000 or more. (See “CHARGES AND DEDUCTIONS” in the Prospectus.)</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:12pt; line-height:12pt; margin-top:0pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(2)</span> <br/> </div><div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">Base Contract Expenses include a mortality and expense risk charge equal on an annual basis to 1.10% of the average daily net assets of the Variable Account attributable to your Contract and an administration charge equal on an annual basis to 0.10% of average daily net assets of the Variable Account attributable to your Contract.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:12pt; line-height:12pt; margin-top:0pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(3)</span> <br/> </div><div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">The Return of Purchase Payments Death Benefit is equal to the greatest of  (i) your Contract Value, or (ii) your Purchase Payments less an adjustment for withdrawals. For more information on these death benefit values and fees, and how they are calculated, please see the “DEATH BENEFIT” and “CHARGES AND DEDUCTIONS, Death Benefit Fee” sections in the Prospectus.<span style="font-style:normal;"> </span></div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:12pt; line-height:12pt; margin-top:0pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(4)</span> <br/> </div><div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">The Maximum Anniversary Value Death Benefit is equal to the greatest of  (i) your Contract Value, (ii) your Purchase Payments less an adjustment for withdrawals, or (iii) the highest anniversary value of the Contract before the Owner’s 83<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">rd</span> birthday. For more information on these death benefit values and fees, and how they are calculated, please see the “DEATH BENEFIT” and “CHARGES AND DEDUCTIONS, Death Benefit Fee” sections in the Prospectus.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:12pt; line-height:12pt; margin-top:0pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(5)</span> <br/> </div><div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">The Maximum Quarterly Value Death Benefit is equal to the greatest of  (i) your Contract Value, (ii) your Purchase Payments less an adjustment for withdrawals, or (iii) the highest quarterly value of the Contract before the Owner’s 83<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">rd</span> birthday. For more information on these death benefit values and fees, and how they are calculated, please see the “DEATH BENEFIT” and “CHARGES AND DEDUCTIONS, Death Benefit Fee” sections in the Prospectus.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:12pt; line-height:12pt; margin-top:0pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(6)</span> <br/> </div><div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">The Maximum Daily Value Death Benefit is equal to the greatest of  (i) your Contract Value, (ii) aggregate Purchase Payments less an adjustment for each withdrawal, or (iii) the maximum death benefit daily value of the Contract before the Owner’s 83<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">rd</span> birthday. For more information on these death benefit values and fees, and how they are calculated, please see the “DEATH BENEFIT” and “CHARGES AND DEDUCTIONS, Death Benefit Fee” sections in the Prospectus<span style="font-style:normal;">.</span></div><div style=" float:left; margin-left:12pt; line-height:12pt; margin-top:0pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(7)</span> <br/> </div><div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">For Contracts issued from July 7, 2022, to April 30, 2023, the maximum charges for the Return of Purchase Payments Death Benefit Fee, the Maximum Anniversary Value Death Benefit Fee, and the Maximum Quarterly Value Death Benefit Fee were 0.20%, 0.35%, and 0.40%, respectively.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:12pt; line-height:12pt; margin-top:0pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-size:7.5pt;"> <span style=" position:relative; bottom:4.25pt;">(8)</span> <br/> </div><div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;font-size:7.5pt;"> <span style="font-size:10pt;">You may not purchase both the SecurePay Investor and the SecurePay Protector rider.</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:12pt; line-height:12pt; margin-top:0pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(9)</span> <br/> </div><div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">We will give you at least 30 days’ written notice before any increase in the SecurePay Fee. You may elect not to pay the increase in your SecurePay Fee. If you do, your SecurePay rider will not terminate, but your current Benefit Base will be capped at its then current value. You will continue to be assessed your current SecurePay Fee, however, even though you will have given up the opportunity for any future increases in your SecurePay Benefit Base. See “THE SECUREPAY RIDERS” in the Prospectus.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:12pt; line-height:12pt; margin-top:0pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(10)</span> <br/> </div><div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">The Benefit Base is a value used to calculate the Annual Withdrawal Amounts, and the fees charged under the SecurePay rider. If the rider is purchased at issue, your initial Benefit Base is equal to your initial purchase payments. If the rider is added through RightTime, your initial Benefit Base is equal to your Contract Value on the Rider Issue Date. For more information on the SecurePay rider, the Benefit Base and how it is calculated, please see “THE SECUREPAY RIDERS” in the Prospectus. <br/></div> 35 0.012 0.01 0.01 0.01 0.01 0.02 0.022 0.02 0.022 <div style=" margin-top:4pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">Includes the annual contract maintenance fee. We will waive the annual contract maintenance fee if your Contract Value or aggregate Purchase Payments, reduced by surrenders and surrender charges, is $100,000 or more. (See “CHARGES AND DEDUCTIONS” in the Prospectus.)</div> <div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">Base Contract Expenses include a mortality and expense risk charge equal on an annual basis to 1.10% of the average daily net assets of the Variable Account attributable to your Contract and an administration charge equal on an annual basis to 0.10% of average daily net assets of the Variable Account attributable to your Contract.</div> 0.011 0.001 <div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">The Return of Purchase Payments Death Benefit is equal to the greatest of  (i) your Contract Value, or (ii) your Purchase Payments less an adjustment for withdrawals. For more information on these death benefit values and fees, and how they are calculated, please see the “DEATH BENEFIT” and “CHARGES AND DEDUCTIONS, Death Benefit Fee” sections in the Prospectus.<span style="font-style:normal;"> </span></div> <div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">The Maximum Anniversary Value Death Benefit is equal to the greatest of  (i) your Contract Value, (ii) your Purchase Payments less an adjustment for withdrawals, or (iii) the highest anniversary value of the Contract before the Owner’s 83<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">rd</span> birthday. For more information on these death benefit values and fees, and how they are calculated, please see the “DEATH BENEFIT” and “CHARGES AND DEDUCTIONS, Death Benefit Fee” sections in the Prospectus.</div> <div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">The Maximum Quarterly Value Death Benefit is equal to the greatest of  (i) your Contract Value, (ii) your Purchase Payments less an adjustment for withdrawals, or (iii) the highest quarterly value of the Contract before the Owner’s 83<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">rd</span> birthday. For more information on these death benefit values and fees, and how they are calculated, please see the “DEATH BENEFIT” and “CHARGES AND DEDUCTIONS, Death Benefit Fee” sections in the Prospectus.</div> <div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;">The Maximum Daily Value Death Benefit is equal to the greatest of  (i) your Contract Value, (ii) aggregate Purchase Payments less an adjustment for each withdrawal, or (iii) the maximum death benefit daily value of the Contract before the Owner’s 83<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">rd</span> birthday. For more information on these death benefit values and fees, and how they are calculated, please see the “DEATH BENEFIT” and “CHARGES AND DEDUCTIONS, Death Benefit Fee” sections in the Prospectus<span style="font-style:normal;">.</span></div> <div style="margin-top:6pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">ANNUAL FUND EXPENSES</div><table style="width:499pt;min-height:67.5pt;margin-left:12pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="border-bottom:1px solid #FFFFFF;padding:0pt 0pt 0.5pt 0pt; width:410.11pt;text-align:left;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">Minimum<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">Maximum<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:12pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:410.11pt;white-space:normal;"> <div style="margin-left:10pt; text-indent:-10pt;">Annual Fund Expenses <span style="font-weight:bold;">before</span> any waivers or expense reimbursements (expenses that are deducted from Fund assets, including management fees, distribution and/or service (12b-1) fees, and other expenses) </div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:8.275pt;width:0pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; min-width:17.25pt; text-align:right; white-space:nowrap;">0.34<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:8.275pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:5.94pt;width:0pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; min-width:21.75pt; text-align:right; white-space:nowrap;">2.575<span style="position:absolute;">% </span></td> <td style="padding:0pt;padding-left:5.94pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:3.5pt 0pt 0.833pt 0pt; width:410.11pt;"> <div style="white-space:nowrap;">Annual Fund Expenses <span style="font-weight:bold;">after</span> any waivers or expense reimbursements <span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">(1)</span></div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:8.275pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 0.833pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 0.833pt 0pt; min-width:17.25pt; text-align:right; white-space:nowrap;">0.34<span style="position:absolute;">%</span></td> <td style="padding:0pt;background:#E5E5E5;padding-left:8.275pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:5.94pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 0.833pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 0.833pt 0pt; min-width:21.75pt; text-align:right; white-space:nowrap;">2.575<span style="position:absolute;">%</span></td> <td style="padding:0pt;background:#E5E5E5;padding-left:5.94pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table><div style="margin-left: 0pt; width: 108pt; margin-top: 0pt; font-size: 1pt; line-height: 0pt; border-bottom: 1pt solid #000000; ">​</div><div style=" float:left; margin-left:12pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(1)</span> <br/> </div><div style=" margin-top:7pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;font-style:italic;">The “Annual Fund Expenses <span style="font-weight:bold;">after</span> any waivers or expense reimbursements” line in the above table shows the range of minimum and maximum fees and expenses based on the expenses of all Funds after taking into account contractual fee waiver or expense reimbursement arrangements in place. Those contractual arrangements are designed to reduce total annual Fund operating expenses for Contract Owners and will continue past the current year. <br/></div> 0.0034 0.02575 0.0034 0.02575 <div style=" margin-top:7pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:32pt;font-style:italic;">The “Annual Fund Expenses <span style="font-weight:bold;">after</span> any waivers or expense reimbursements” line in the above table shows the range of minimum and maximum fees and expenses based on the expenses of all Funds after taking into account contractual fee waiver or expense reimbursement arrangements in place. Those contractual arrangements are designed to reduce total annual Fund operating expenses for Contract Owners and will continue past the current year. <br/></div> <table style="width:443pt;min-height:43.5pt;margin-left:40pt;margin-top:3.5pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="border-bottom:1px solid #FFFFFF;padding:0pt 0pt 0.5pt 0pt; width:266.52pt;text-align:left;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">1 year<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">3 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">5 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">10 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:3.25pt 0pt 1.5pt 0pt; width:266.52pt;"> <div style="white-space:nowrap;">Maximum Fund Expense </div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">12,633</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">24,571</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">35,938</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">66,669</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; width:266.52pt;"> <div style="white-space:nowrap;">Minimum Fund Expense </div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">10,640</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">18,760</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">26,445</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">48,995</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> 12633 24571 35938 66669 10640 18760 26445 48995 <table style="width:443pt;min-height:43.5pt;margin-left:40pt;margin-top:3.5pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="border-bottom:1px solid #FFFFFF;padding:0pt 0pt 0.5pt 0pt; width:266.52pt;text-align:left;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">1 year<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">3 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">5 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">10 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:3.25pt 0pt 0.5pt 0pt; width:266.52pt;"> <div style="white-space:nowrap;">Maximum Fund Expense </div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 0.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 0.5pt 0pt; min-width:25.5pt; text-align:right; white-space:nowrap;">11,978</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 0.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 0.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">22,569</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 0.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 0.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">32,499</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 0.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 0.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">59,281</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:3.5pt 0pt 1pt 0pt; width:266.52pt;"> <div style="white-space:nowrap;">Minimum Fund Expense </div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1pt 0pt; min-width:25.5pt; text-align:right; white-space:nowrap;">9,981</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">16,709</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">22,860</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">40,941</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> 11978 22569 32499 59281 9981 16709 22860 40941 <table style="width:443pt;min-height:43.5pt;margin-left:40pt;margin-top:3.5pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="border-bottom:1px solid #FFFFFF;padding:0pt 0pt 0.5pt 0pt; width:272.08pt;text-align:left;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">1 year<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">3 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">5 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">10 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:3.25pt 0pt 1.5pt 0pt; width:272.08pt;"> <div style="white-space:nowrap;">Maximum Fund Expense </div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:21.75pt; text-align:right; white-space:nowrap;">6,432</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">19,448</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">32,672</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">66,669</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; width:272.08pt;"> <div style="white-space:nowrap;">Minimum Fund Expense </div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:21.75pt; text-align:right; white-space:nowrap;">4,303</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">13,279</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">22,774</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">48,995</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> <table style="width:443pt;min-height:43.5pt;margin-left:40pt;margin-top:3.5pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="border-bottom:1px solid #FFFFFF;padding:0pt 0pt 0.5pt 0pt; width:272.08pt;text-align:left;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">1 year<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">3 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">5 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">10 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:3.25pt 0pt 1.5pt 0pt; width:272.08pt;"> <div style="white-space:nowrap;">Maximum Fund Expense </div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:21.75pt; text-align:right; white-space:nowrap;">6,432</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">19,448</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">32,672</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">66,669</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; width:272.08pt;"> <div style="white-space:nowrap;">Minimum Fund Expense </div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:21.75pt; text-align:right; white-space:nowrap;">4,303</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">13,279</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">22,774</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">48,995</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> 6432 6432 19448 19448 32672 32672 66669 66669 4303 4303 13279 13279 22774 22774 48995 48995 <table style="width:443pt;min-height:43.5pt;margin-left:40pt;margin-top:3.5pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="border-bottom:1px solid #FFFFFF;padding:0pt 0pt 0.5pt 0pt; width:272.08pt;text-align:left;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">1 year<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">3 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">5 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">10 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:3.25pt 0pt 1.5pt 0pt; width:272.08pt;"> <div style="white-space:nowrap;">Maximum Fund Expense </div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:21.75pt; text-align:right; white-space:nowrap;">5,732</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">17,323</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">29,087</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">59,281</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; width:272.08pt;"> <div style="white-space:nowrap;">Minimum Fund Expense </div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:21.75pt; text-align:right; white-space:nowrap;">3,597</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">11,101</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">19,038</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">40,941</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> <table style="width:443pt;min-height:43.5pt;margin-left:40pt;margin-top:3.5pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="border-bottom:1px solid #FFFFFF;padding:0pt 0pt 0.5pt 0pt; width:272.08pt;text-align:left;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">1 year<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">3 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">5 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">10 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:3.25pt 0pt 1.5pt 0pt; width:272.08pt;"> <div style="white-space:nowrap;">Maximum Fund Expense </div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:21.75pt; text-align:right; white-space:nowrap;">5,732</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">17,323</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">29,087</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">59,281</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; width:272.08pt;"> <div style="white-space:nowrap;">Minimum Fund Expense </div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:21.75pt; text-align:right; white-space:nowrap;">3,597</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">11,101</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">19,038</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">40,941</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> 5732 5732 17323 17323 29087 29087 59281 59281 3597 3597 11101 11101 19038 19038 40941 40941 <table style="width:443pt;min-height:43.5pt;margin-left:40pt;margin-top:3.5pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="border-bottom:1px solid #FFFFFF;padding:0pt 0pt 0.5pt 0pt; width:266.52pt;text-align:left;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">1 year<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">3 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">5 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">10 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:3.25pt 0pt 1.5pt 0pt; width:266.52pt;"> <div style="white-space:nowrap;">Maximum Fund Expense </div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">10,591</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">18,338</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">25,244</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">43,759</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; width:266.52pt;"> <div style="white-space:nowrap;">Minimum Fund Expense </div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">8,581</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">12,357</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">15,256</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">23,878</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> 10591 18338 25244 43759 8581 12357 15256 23878 <table style="width:443pt;min-height:43.5pt;margin-left:40pt;margin-top:3.5pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="border-bottom:1px solid #FFFFFF;padding:0pt 0pt 0.5pt 0pt; width:272.08pt;text-align:left;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">1 year<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">3 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">5 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">10 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:3.25pt 0pt 1.5pt 0pt; width:272.08pt;"> <div style="white-space:nowrap;">Maximum Fund Expense </div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:21.75pt; text-align:right; white-space:nowrap;">4,249</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">12,831</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">21,525</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">43,759</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; width:272.08pt;"> <div style="white-space:nowrap;">Minimum Fund Expense </div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:21.75pt; text-align:right; white-space:nowrap;">2,101</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">6,482</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">11,112</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">23,878</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> <table style="width:443pt;min-height:43.5pt;margin-left:40pt;margin-top:3.5pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="border-bottom:1px solid #FFFFFF;padding:0pt 0pt 0.5pt 0pt; width:272.08pt;text-align:left;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">1 year<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">3 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">5 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt;"> <div style="white-space:nowrap; text-align:center;">10 years<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:3.25pt 0pt 1.5pt 0pt; width:272.08pt;"> <div style="white-space:nowrap;">Maximum Fund Expense </div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:21.75pt; text-align:right; white-space:nowrap;">4,249</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">12,831</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">21,525</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">43,759</td> <td style="padding:0pt;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; width:272.08pt;"> <div style="white-space:nowrap;">Minimum Fund Expense </div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:21.75pt; text-align:right; white-space:nowrap;">2,101</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">6,482</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">11,112</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:6pt; text-align:right; ">$</td> <td style="background:#E5E5E5;padding:3.5pt 0pt 1.5pt 0pt; min-width:26.25pt; text-align:right; white-space:nowrap;">23,878</td> <td style="padding:0pt;background:#E5E5E5;padding-left:0pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> 4249 4249 12831 12831 21525 21525 43759 43759 2101 2101 6482 6482 11112 11112 23878 23878 <div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">PRINCIPAL RISKS OF INVESTING IN THE CONTRACT</div> <div style="margin-top:4pt; width:523pt; line-height:11.5pt;"> <span style="font-weight:bold;">Unsuitable as Short-Term Savings Vehicle.</span> The Contract is intended for retirement savings or other long-term investment purposes. It is not suitable as a short-term savings vehicle. This means if you plan to withdraw money or surrender the Contract for short-term needs, it may not be the right investment for you. A charge may be assessed on withdrawals and surrenders, and it could be substantial. Withdrawals can reduce the value of the optional Return of Purchase Payments Death Benefit, Maximum Anniversary Value Death Benefit, Maximum Quarterly Value Death Benefit, or Maximum Daily Value Death Benefit by more than the amount withdrawn. In addition, if you purchase a Protected Lifetime Income Benefit rider and your withdrawals from Contract Value exceed the annual withdrawal amount under the rider, your rider benefits may be significantly reduced or eliminated. <span style="font-weight:bold;">Please discuss your insurance needs and financial objectives with your financial professional.</span></div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-weight:bold;">Investment Risk.</span> You bear the risk of any decline in the Contract Value of your Contract resulting from the performance of the Funds you have chosen. The Contract Value could decline very significantly, and there is a risk of loss of the entire amount invested. This risk varies with each Fund. This risk could have a significant negative impact on certain benefits and guarantees under the Contract as well as the Benefit Base if you select a Protected Lifetime Income Benefit rider under the RightTime option and your ability to increase the Benefit Base if you select a Protected Lifetime Income Benefit rider either at Contract Issue or later under the RightTime option. The investment risks are described in the prospectuses for the Funds.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-weight:bold;">Tax Consequences.</span> Generally all earnings are tax-deferred until withdrawn or until annuity income payments begin. If you purchase the Contract through a tax-qualified plan or IRA, you do not get any additional tax deferred benefit. Distributions (which include surrenders, withdrawals, or payment of death benefits) from non-Qualified Contracts will generally result in taxable income if Contract Value has increased. Distributions from Qualified Contracts will generally result in taxable income even if Contract Value has not increased. All amounts includable in income with respect to the Contract are taxed at ordinary income tax rates. In certain circumstances, a 10% additional tax may also apply if the Owner takes a withdrawal before age 59½. See “Federal Tax Matters.”</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-weight:bold;">Protected Lifetime Income Benefit Risk.</span> If you select either the SecurePay Investor rider or the SecurePay Protector rider, you must allocate your Purchase Payments and Contract Value in accordance with certain guidelines and restrictions, which will limit or restrict the Investment Options available to you under the Contract. If you fail to allocate your Purchase Payments and Contract Value in accordance with the guidelines and restrictions, the optional benefit rider will terminate. If the optional benefit terminates and you have not made any additional Purchase Payments after termination of the rider, within 30 days you may instruct us to reinstate the rider subject to certain conditions we require. Your ability to make additional Purchase Payments after the Rider Issue Date will be limited. If you purchase either the SecurePay Investor rider or the SecurePay Protector rider and your withdrawals from Contract Value exceed the Annual Withdrawal Amount under the rider, your rider benefits may be significantly reduced or eliminated. We may stop offering an optional benefit rider at any time. For additional information about the optional benefits, see “PROTECTED LIFETIME INCOME BENEFIT” in the Prospectus.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-weight:bold;">Company Risk.</span> An investment in the Contract is subject to the risks related to Protective Life. Any obligations (including under the Guaranteed Account, death benefits, and any Protected Lifetime Income Benefit), guarantees, or benefits are subject to the claims-paying ability of Protective Life. More information about Protective Life, including its financial strength ratings, is available upon request at no charge by calling us at <span style="white-space:nowrap;">1-800-456-6330</span> or writing to us at the address shown on the cover page of this Prospectus.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-weight:bold;">Business Disruption and Cyber-Security Risks.</span> We rely heavily on interconnected computer systems and digital data to conduct our variable product business activities. Because our variable product business is highly dependent upon the effective operation of our computer systems and those of our business partners, our business is vulnerable to disruptions from utility outages, and susceptible to operational and information security risks resulting from information systems failure (<span style="font-style:italic;">e.g.</span>, hardware and software malfunctions), and cyber-attacks. These risks include, among other things, the theft, misuse, corruption and destruction of data maintained online or digitally, interference with or denial of service, attacks on websites and other operational disruption and unauthorized release of confidential Owner information. Such systems failures and cyber-attacks affecting us, the Funds, intermediaries and other affiliated or third-party service providers may adversely affect us and your Contract Value. For instance, systems failures and cyber-attacks may interfere with our processing of Contract transactions, including the processing of orders from our website or with the Funds, impact our ability to calculate Contract Value, or the Funds’ ability to calculate share values, cause the release and possible destruction of confidential customer or business information, impede order processing, subject us and/or our service providers and intermediaries to regulatory fines and financial losses and/or cause reputational damage. Cyber security risks may also impact the issuers of securities in which the Funds invest, which may cause the Funds underlying your Contract to lose value. In addition, the risk of cyber-attacks may be higher during periods of geopolitical turmoil. Due to increasing sophistication of cyber-attacks, a cybersecurity breach could occur and persist for an extended period of time without detection. There can be no assurance that we or the Funds or our service providers will avoid losses affecting your Contract due to cyber-attacks or information security breaches in the future.</div> </div><div style="width:523pt; line-height:11.5pt;">We are also exposed to risks related to natural and man-made disasters and catastrophes, such as storms, fires, floods, earthquakes, epidemics, pandemics, malicious acts, and terrorist acts, which could adversely affect our ability to conduct business. A natural or man-made disaster or catastrophe, including a pandemic (such as the coronavirus COVID-19), could affect the ability, or willingness, of our workforce and employees of service providers and third party administrators to perform their job responsibilities. Catastrophic events may negatively affect the computer and other systems on which we rely and may interfere with our processing of Contract-related transactions, including processing of orders from Owners and orders with the Funds, impact our ability to calculate Contract Value, or have other possible negative impacts. These events may also impact the issuers of securities in which the Funds invest, which may cause the Funds underlying your Contract to lose value. There can be no assurance that we, the Funds or our service providers will avoid losses affecting your Contract due to a natural disaster or catastrophe.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-weight:bold;">Purchase Payment Risk.</span> We reserve the right to refuse any Purchase Payment and to further limit your ability to make subsequent Purchase Payments. If we exercise our right to suspend, reject, and/or place limitations on the acceptance of subsequent Purchase Payments, you may be unable to, or limited in your ability to, increase your Contract Value through subsequent Purchase Payments and therefore likewise limited in your ability to increase your death benefits and the values of a Protected Lifetime Income Benefit rider. This could also prevent you from making future contributions to a Qualified Contract, including periodic contributions to an employer-sponsored retirement plan or an IRA. The Company restricts Purchase Payments in connection with the Protected Lifetime Income Benefit riders. We will also not accept Purchase Payments (i) on or after the earlier of the oldest Owner’s and Annuitant’s 86<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> birthday or (ii) within 3 years of the Annuity Date. For additional information about Purchase Payments, see “PURCHASE PAYMENTS” in the Prospectus.</div> <div style="margin-top:4pt; width:523pt; line-height:11.5pt;"> <span style="font-weight:bold;">Unsuitable as Short-Term Savings Vehicle.</span> The Contract is intended for retirement savings or other long-term investment purposes. It is not suitable as a short-term savings vehicle. This means if you plan to withdraw money or surrender the Contract for short-term needs, it may not be the right investment for you. A charge may be assessed on withdrawals and surrenders, and it could be substantial. Withdrawals can reduce the value of the optional Return of Purchase Payments Death Benefit, Maximum Anniversary Value Death Benefit, Maximum Quarterly Value Death Benefit, or Maximum Daily Value Death Benefit by more than the amount withdrawn. In addition, if you purchase a Protected Lifetime Income Benefit rider and your withdrawals from Contract Value exceed the annual withdrawal amount under the rider, your rider benefits may be significantly reduced or eliminated. <span style="font-weight:bold;">Please discuss your insurance needs and financial objectives with your financial professional.</span></div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-weight:bold;">Investment Risk.</span> You bear the risk of any decline in the Contract Value of your Contract resulting from the performance of the Funds you have chosen. The Contract Value could decline very significantly, and there is a risk of loss of the entire amount invested. This risk varies with each Fund. This risk could have a significant negative impact on certain benefits and guarantees under the Contract as well as the Benefit Base if you select a Protected Lifetime Income Benefit rider under the RightTime option and your ability to increase the Benefit Base if you select a Protected Lifetime Income Benefit rider either at Contract Issue or later under the RightTime option. The investment risks are described in the prospectuses for the Funds.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-weight:bold;">Tax Consequences.</span> Generally all earnings are tax-deferred until withdrawn or until annuity income payments begin. If you purchase the Contract through a tax-qualified plan or IRA, you do not get any additional tax deferred benefit. Distributions (which include surrenders, withdrawals, or payment of death benefits) from non-Qualified Contracts will generally result in taxable income if Contract Value has increased. Distributions from Qualified Contracts will generally result in taxable income even if Contract Value has not increased. All amounts includable in income with respect to the Contract are taxed at ordinary income tax rates. In certain circumstances, a 10% additional tax may also apply if the Owner takes a withdrawal before age 59½. See “Federal Tax Matters.”</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-weight:bold;">Protected Lifetime Income Benefit Risk.</span> If you select either the SecurePay Investor rider or the SecurePay Protector rider, you must allocate your Purchase Payments and Contract Value in accordance with certain guidelines and restrictions, which will limit or restrict the Investment Options available to you under the Contract. If you fail to allocate your Purchase Payments and Contract Value in accordance with the guidelines and restrictions, the optional benefit rider will terminate. If the optional benefit terminates and you have not made any additional Purchase Payments after termination of the rider, within 30 days you may instruct us to reinstate the rider subject to certain conditions we require. Your ability to make additional Purchase Payments after the Rider Issue Date will be limited. If you purchase either the SecurePay Investor rider or the SecurePay Protector rider and your withdrawals from Contract Value exceed the Annual Withdrawal Amount under the rider, your rider benefits may be significantly reduced or eliminated. We may stop offering an optional benefit rider at any time. For additional information about the optional benefits, see “PROTECTED LIFETIME INCOME BENEFIT” in the Prospectus.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-weight:bold;">Company Risk.</span> An investment in the Contract is subject to the risks related to Protective Life. Any obligations (including under the Guaranteed Account, death benefits, and any Protected Lifetime Income Benefit), guarantees, or benefits are subject to the claims-paying ability of Protective Life. More information about Protective Life, including its financial strength ratings, is available upon request at no charge by calling us at <span style="white-space:nowrap;">1-800-456-6330</span> or writing to us at the address shown on the cover page of this Prospectus.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-weight:bold;">Business Disruption and Cyber-Security Risks.</span> We rely heavily on interconnected computer systems and digital data to conduct our variable product business activities. Because our variable product business is highly dependent upon the effective operation of our computer systems and those of our business partners, our business is vulnerable to disruptions from utility outages, and susceptible to operational and information security risks resulting from information systems failure (<span style="font-style:italic;">e.g.</span>, hardware and software malfunctions), and cyber-attacks. These risks include, among other things, the theft, misuse, corruption and destruction of data maintained online or digitally, interference with or denial of service, attacks on websites and other operational disruption and unauthorized release of confidential Owner information. Such systems failures and cyber-attacks affecting us, the Funds, intermediaries and other affiliated or third-party service providers may adversely affect us and your Contract Value. For instance, systems failures and cyber-attacks may interfere with our processing of Contract transactions, including the processing of orders from our website or with the Funds, impact our ability to calculate Contract Value, or the Funds’ ability to calculate share values, cause the release and possible destruction of confidential customer or business information, impede order processing, subject us and/or our service providers and intermediaries to regulatory fines and financial losses and/or cause reputational damage. Cyber security risks may also impact the issuers of securities in which the Funds invest, which may cause the Funds underlying your Contract to lose value. In addition, the risk of cyber-attacks may be higher during periods of geopolitical turmoil. Due to increasing sophistication of cyber-attacks, a cybersecurity breach could occur and persist for an extended period of time without detection. There can be no assurance that we or the Funds or our service providers will avoid losses affecting your Contract due to cyber-attacks or information security breaches in the future.</div><div style="width:523pt; line-height:11.5pt;">We are also exposed to risks related to natural and man-made disasters and catastrophes, such as storms, fires, floods, earthquakes, epidemics, pandemics, malicious acts, and terrorist acts, which could adversely affect our ability to conduct business. A natural or man-made disaster or catastrophe, including a pandemic (such as the coronavirus COVID-19), could affect the ability, or willingness, of our workforce and employees of service providers and third party administrators to perform their job responsibilities. Catastrophic events may negatively affect the computer and other systems on which we rely and may interfere with our processing of Contract-related transactions, including processing of orders from Owners and orders with the Funds, impact our ability to calculate Contract Value, or have other possible negative impacts. These events may also impact the issuers of securities in which the Funds invest, which may cause the Funds underlying your Contract to lose value. There can be no assurance that we, the Funds or our service providers will avoid losses affecting your Contract due to a natural disaster or catastrophe.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-weight:bold;">Purchase Payment Risk.</span> We reserve the right to refuse any Purchase Payment and to further limit your ability to make subsequent Purchase Payments. If we exercise our right to suspend, reject, and/or place limitations on the acceptance of subsequent Purchase Payments, you may be unable to, or limited in your ability to, increase your Contract Value through subsequent Purchase Payments and therefore likewise limited in your ability to increase your death benefits and the values of a Protected Lifetime Income Benefit rider. This could also prevent you from making future contributions to a Qualified Contract, including periodic contributions to an employer-sponsored retirement plan or an IRA. The Company restricts Purchase Payments in connection with the Protected Lifetime Income Benefit riders. We will also not accept Purchase Payments (i) on or after the earlier of the oldest Owner’s and Annuitant’s 86<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> birthday or (ii) within 3 years of the Annuity Date. For additional information about Purchase Payments, see “PURCHASE PAYMENTS” in the Prospectus.</div> <div style="margin-top:12pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">DEATH BENEFIT</div> <div style="margin-top:4pt; width:523pt; line-height:12.5pt;">If any Owner dies before the Annuity Date and while the Contract is in force, we will pay a death benefit, less any applicable premium tax, to the Beneficiary. The death benefit terminates on the Annuity Date.</div> <div style="margin-top:6pt; width:523pt; line-height:12.5pt;">We will determine the death benefit as of the end of the Valuation Period during which we receive at our Administrative Office Due Proof of Death of the Owner, either by certified death certificate or by judicial order from a court of competent jurisdiction or similar tribunal. If we receive Due Proof of Death of the Owner after the end of the Valuation Period, we will determine the death benefit on the next Valuation Date. Only one death benefit is payable under the Contract, even though the Contract may, in some circumstances, continue beyond the time of an Owner’s death. If any Owner is not a natural person, the death of the Annuitant is treated as the death of an Owner. In the case of certain Qualified Contracts, Treasury Department regulations prescribe certain limitations on the designation of a Beneficiary. The following discussion generally applies to Qualified Contracts and Non-Qualified Contracts, except where noted otherwise. In that regard, the post-death distribution requirements for Qualified Contracts and Non-Qualified Contracts are similar, but there are some significant differences. For a discussion of the post-death distribution requirements for Qualified Contracts, see “QUALIFIED RETIREMENT PLANS, Required Minimum Distributions.”</div> <div style="margin-top:6pt; width:523pt; line-height:12.5pt;">The death benefit provisions of this Contract shall be interpreted to comply with the requirements of Section 72(s) of the Code in the case of a Non-Qualified Contract, and Section 401(a)(9) of the Code in the case of a Qualified Contract. We reserve the right to endorse the Contract, as necessary, to conform with regulatory requirements. We will send you a copy of any endorsement containing such Contract modifications. </div> <div style="margin-top:6pt; width:523pt; line-height:12.5pt;">Please note that any death benefit payment we make in excess of the Variable Account value is subject to our financial strength and claims-paying ability.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Payment of the Death Benefit</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">The Beneficiary may take the death benefit in one sum immediately, in which event the Contract will terminate.</div><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="width:523pt; line-height:11.5pt;">If the death benefit is not taken in one sum immediately, the death benefit will become the new Contract Value as of the end of the Valuation Period during which we receive Due Proof of Death of the Owner, and the entire Contract Value must be distributed under one of the following options:</div> <div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8.3pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div> <div style=" margin-top:8.3pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the entire Contract Value must be distributed over the life of the Beneficiary, or over a period not extending beyond the life expectancy of the Beneficiary, with distributions beginning within one year of the Owner’s death, and subject to certain further limits in the case of a Qualified Contract; or,</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.79pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div> <div style=" margin-top:7.79pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the entire Contract Value must be distributed (i) within 5 years of the Owner’s death if the Contract is a Non-Qualified Contract or, in some cases, a Qualified Contract, or (ii) within 10 years of the Owner’s death if the Contract is a Qualified Contract and the 5-year requirement does not apply under applicable federal tax rules.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The tax rules for Qualified Contracts differ in some material respects from the tax rules for Non-Qualified Contracts, including by limiting the types of beneficiaries who can elect the first option above and the circumstances in which a 5-year or 10-year distribution requirement will apply. See “QUALIFIED RETIREMENT PLANS, Required Minimum Distributions.”</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If there is more than one Beneficiary, each Beneficiary must submit instructions in Good Order specifying the manner in which the Beneficiary wishes to receive his or her portion of the death benefit, and the value of each Beneficiary’s portion of the claim is established as of date we receive that Beneficiary’s claim. Until the death benefit is fully distributed, however, the undistributed portion of the death benefit will remain invested in accordance with the Owner’s allocation instructions. Accordingly, if we do not receive instructions in Good Order from the Beneficiary (or Beneficiaries) to make an immediate distribution or transfer all or part of the Beneficiary’s portion of the death benefit to the Fixed Account, the value of the portion of the death benefit that remains invested in the Sub-Accounts will be subject to the investment performance of the underlying Funds, and may increase or decrease in value.</div> <div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Automatic Transfers Upon the Death of an Owner.</span>   Regardless of whether your Contract is Qualified or non-Qualified, in the event of the Owner’s death, all automatic transfers under the Contract, such as dollar cost averaging and portfolio rebalancing will cease upon receipt of Due Proof of Death of the Owner at our Administrative Office. If the surviving spouse elects to continue the Contract as the new Owner, they may also elect to participate in the dollar cost averaging and portfolio rebalancing programs by sending us new instructions, subject to the requirements governing those programs described in this Prospectus. Any eligible Beneficiary who elects a Death Benefit payment option that provides for the payment of Death Benefit proceeds either over the lifetime of the Beneficiary or within 5 or 10 years following the Owner’s death (as applicable under federal tax rules) may transfer Contract Value among the Sub-Accounts and participate in the portfolio rebalancing program. Because that Beneficiary may not make additional premium payments, however, the Beneficiary may not participate in dollar cost averaging. See, “DEATH BENEFIT — Payment of the Death Benefit.”</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">Continuation of the Contract by a Surviving Spouse</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">In the case of non-Qualified Contracts and Contracts that are individual retirement annuities within the meaning of Code Section 408(b), if the deceased Owner’s spouse is the sole Beneficiary, the surviving spouse may elect, in lieu of receiving a death benefit, to continue the Contract and become the new Owner. This election is only available, however, if:</div> <div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8.31pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div> <div style=" margin-top:8.31pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the surviving spouse’s age on the Contract Issue Date would not have prevented her or his purchase of the Contract on that date;</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.81pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div> <div style=" margin-top:7.81pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the surviving spouse’s age on <span style="font-style:italic;">either</span> the Contract Issue Date <span style="font-style:italic;">or</span> any date prior to the date on which we accept the request for continuation, would not have prevented the purchase of any optional benefit associated with the Contract on the requested continuation date; and</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">c.<br/></div> <div style=" margin-top:7.8pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the Maximum Annuity Date on the requested continuation date is on or after the Annuity Date in effect on the deceased spouse’s date of death, unless we agree otherwise.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Contract will continue with the value of the death benefit having become the new Contract Value as of the end of the Valuation Period during which we received Due Proof of Death. The death benefit is not terminated by a surviving spouse’s continuation of the Contract. The surviving spouse may select a new Beneficiary. Upon this spouse’s death, the death benefit may be taken in one sum immediately and the Contract will terminate. If the death benefit is not taken in one sum immediately, the death benefit will become the new Contract Value as of the end of the Valuation Period during which we receive Due Proof of Death and must be distributed to the new Beneficiary according to option (a) or (b) described above under “Payment of the Death Benefit.”</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">A Contract may be continued by a surviving spouse only once. This benefit will not be available to any subsequent surviving spouse under the continued Contract.</div> </div><div style="width:523pt; line-height:12.5pt;">The rights of a Beneficiary under an annuity contract depend in part upon whether the Beneficiary is recognized as a “spouse” under federal tax law. A Beneficiary who is recognized as a spouse is treated more favorably than a Beneficiary who is not a spouse for federal tax purposes. Specifically, a Beneficiary who is the spouse of the deceased Owner may continue the Contract and become the new Owner, as described above. In contrast, a Beneficiary who is not recognized as a spouse of the deceased Owner generally must surrender the Contract within 5 or 10 years of the Owner’s death, or take distributions from the Contract over the Beneficiary’s life or life expectancy, beginning within one year of the deceased Owner’s death, with the applicable rules different depending on whether the Contract is a Non-Qualified Contract or a Qualified Contract.</div> <div style="margin-top:6pt; width:523pt; line-height:12.5pt;">U.S. Treasury Department regulations provide that for federal tax purposes, the term “spouse” does not include individuals (whether of the opposite sex or the same sex) who have entered into a registered domestic partnership, civil union, or other similar formal relationship that is not denominated as a marriage under the laws of the state where the relationship was entered into, regardless of domicile. In addition, if the Owner and the Beneficiary are no longer married as of the date of death, such individuals are no longer treated as spouses for federal tax law purposes. As a result, if a Beneficiary of a deceased Owner and the Owner were parties to a civil union or domestic partnership, or if the Beneficiary and the deceased Owner were no longer married as of the date of death, the Beneficiary will be required by federal tax law to take distributions from the Contract in the manner applicable to non-spouse Beneficiaries and will not be able to continue the Contract.</div> <div style="margin-top:6pt; width:523pt; line-height:12.5pt;font-style:italic;font-weight:bold;">If you have questions concerning your status as a spouse for federal tax purposes and how that status might affect your rights under the Contract, you should consult your legal adviser.</div> <div style="margin-top:6pt; width:523pt; line-height:12.5pt;">Whether a beneficiary continues the Contract as a spouse could also affect the rights and benefits under the Protected Lifetime Income Benefit rider. If state law affords legal recognition to domestic partnerships or civil unions, the rider will treat individuals who are in a bona fide civil union or domestic partnership as married and spouses for purposes of the rider. However, as described above, for federal tax law purposes such individuals are not treated as “spouses.” In addition, if the Owner and the Beneficiary are no longer married as of the date of death, such individuals are no longer treated as spouses for federal tax law purposes. As a result, if a beneficiary of a deceased owner and the owner were parties to a civil union or domestic partnership, or if the Beneficiary and the deceased Owner were no longer married as of the date of death, the beneficiary will be required by federal tax law to take distributions from the Contract in the manner applicable to non-spouse beneficiaries and will not be able to continue the Contract. In some circumstances, these required distributions could substantially reduce or eliminate the rider’s benefit while the surviving Beneficiary is still alive.</div> <div style="margin-top:6pt; width:523pt; line-height:12.5pt;">In addition, if the rider allows the surviving spouse of a deceased owner who continues the Contract and becomes the new owner to either continue the rider or purchase a new rider (depending on the date of death and whether the rider provides single or joint life coverage), this right is only available to an individual who was the spouse of the deceased owner within the meaning of federal tax law because only such a spouse is eligible to continue the Contract under federal tax law.</div> <div style="margin-top:6pt; width:523pt; line-height:12.5pt;font-style:italic;font-weight:bold;">An individual who is a party to a civil union or a domestic partnership should not purchase a Protected Lifetime Income Benefit rider before consulting legal and financial advisers and carefully evaluating whether the Protected Lifetime Income Benefit rider is suitable for his or her needs.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Selecting a Death Benefit</div> <div style="margin-top:6pt; width:523pt; line-height:12.5pt;">This Contract offers a standard death benefit, the Contract Value Death Benefit, and four optional death benefits, the Return of Purchase Payments Death Benefit, the Maximum Anniversary Value Death Benefit, the Maximum Quarterly Value Death Benefit, and the Maximum Daily Value Death Benefit. The following table summarizes information about the death benefits available under the Contract.</div><table style="width:526pt;height:74.7pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:9.6pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:90pt;"> <div style="white-space:nowrap; text-align:center;">Name of Benefit</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:114pt;"> <div style="white-space:nowrap; text-align:center;">Purpose</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:54pt;"> <div style="text-align:center;">Is Benefit <br/>Standard or <br/>Optional?</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:78pt;"> <div style="white-space:nowrap; text-align:center;">Maximum Fee</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:150pt;"> <div style="text-align:center;">Brief Description of <br/>Restrictions/Limitations</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:11pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:9pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:90pt;"> <div style="font-weight:bold;">Contract Value Death Benefit</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:114pt;">Guarantees beneficiaries will receive a benefit at least equal to your Contract Value.</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:54pt;white-space:nowrap;">Standard</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:78pt;white-space:nowrap;">No charge</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:150pt;"> <div style=" float:left; line-height:11pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" line-height:11pt; text-align:left; margin-left:10pt;">None.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </td> <td style="padding:0pt; width:4pt;">​</td> </tr> </table><table style="width:526pt;margin-top:0pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:9.6pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:90pt;"> <div style="white-space:nowrap; text-align:center;">Name of Benefit</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:114pt;"> <div style="white-space:nowrap; text-align:center;">Purpose</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:54pt;"> <div style="text-align:center;">Is Benefit <br/>Standard or <br/>Optional?</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:78pt;"> <div style="white-space:nowrap; text-align:center;">Maximum Fee</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:150pt;"> <div style="text-align:center;">Brief Description of <br/>Restrictions/Limitations</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:11pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:9pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:1.917pt 0pt 2.833pt 0pt; width:90pt;"> <div style="font-weight:bold;">Return of Purchase Payments Death Benefit</div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:1.917pt 0pt 2.833pt 0pt; width:114pt;"> <div>Equal to the greatest of:</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:20pt;">the Contract Value, or</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:20pt;">the aggregate Purchase Payments less an adjustment for each withdrawal (adjustment for each withdrawal is the amount that reduces the Return of Purchase Payments Death Benefit at the time of the withdrawal in the same proportion that the amount withdrawn, including any associated surrender charges, reduces the Contract Value.)</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:1.917pt 0pt 2.833pt 0pt; width:54pt;white-space:nowrap;">Optional</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:1.917pt 0pt 2.833pt 0pt; width:78pt;">1.00% (as an annualized percentage of the death benefit value on each Monthly Anniversary Date) <span style=" position:relative; bottom:3.75pt;font-size:5.5pt;">(1)</span></td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:1.917pt 0pt 2.833pt 0pt; width:150pt;"> <div style=" float:left; line-height:11pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" line-height:11pt; text-align:left; margin-left:10pt;">Available only at purchase.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">It is possible that this Death Benefit will be no greater than the Contract Value Death Benefit, for which we do not assess a fee.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Withdrawals can reduce the value of the Death Benefit by more than the amount withdrawn.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> <tr style="line-height:11pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:9pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 1pt 0pt; width:90pt;"> <div style="font-weight:bold;">Maximum Anniversary Value Death Benefit</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 1pt 0pt; width:114pt;"> <div>Equal to the greatest of:</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:20pt;">the Contract Value,</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:20pt;">the aggregate Purchase Payments less an adjustment for each withdrawal (adjustment reduces the Maximum Anniversary Value Death Benefit at the time of the withdrawal in the same proportion that the amount withdrawn, including any surrender charges, reduces the Contract Value), or</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11.0000000000001pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11.0000000000001pt; text-align:left; margin-left:20pt;">the greatest anniversary value attained prior to the older Owner’s 83<span style=" position:relative; bottom:3.75pt;font-size:5.5pt;">rd</span> birthday.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 1pt 0pt; width:54pt;white-space:nowrap;">Optional</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 1pt 0pt; width:78pt;">1.00% (as an annualized percentage of the death benefit value on each Monthly Anniversary Date) <span style=" position:relative; bottom:3.75pt;font-size:5.5pt;">(1)</span></td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 1pt 0pt; width:150pt;"> <div style=" float:left; line-height:11pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" line-height:11pt; text-align:left; margin-left:10pt;">Available only at purchase.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">It is possible that this Death Benefit will be no greater than the Contract Value Death Benefit, for which we do not assess a fee.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Cannot be elected if the oldest Owner is 78 or older.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Withdrawals reduce the value of the Death Benefit by more than the amount withdrawn.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </td> <td style="padding:0pt; width:4pt;">​</td> </tr> </table><table style="width:526pt;margin-top:0pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:9.6pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:90pt;"> <div style="white-space:nowrap; text-align:center;">Name of Benefit</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:114pt;"> <div style="white-space:nowrap; text-align:center;">Purpose</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:54pt;"> <div style="text-align:center;">Is Benefit <br/>Standard or <br/>Optional?</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:78pt;"> <div style="white-space:nowrap; text-align:center;">Maximum Fee</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:150pt;"> <div style="text-align:center;">Brief Description of <br/>Restrictions/Limitations</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:11pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:9pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:1.917pt 0pt 2.833pt 0pt; width:90pt;"> <div style="font-weight:bold;">Maximum Quarterly Value Death Benefit</div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:1.917pt 0pt 2.833pt 0pt; width:114pt;"> <div>Equal to the greatest of:</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:20pt;">the Contract Value,</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:20pt;">the aggregate Purchase Payments less an adjustment for each withdrawal (adjustment reduces the Maximum Quarterly Value Death Benefit at the time of the withdrawal in the same proportion that the amount withdrawn, including any surrender charges, reduces the Contract Value), or</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:20pt;">the greatest Quarterly Anniversary value attained prior to the older Owner’s 83<span style=" position:relative; bottom:3.75pt;font-size:5.5pt;">rd</span> birthday.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:1.917pt 0pt 2.833pt 0pt; width:54pt;white-space:nowrap;">Optional</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:1.917pt 0pt 2.833pt 0pt; width:78pt;">1.00% (as an annualized percentage of the death benefit value on each Monthly Anniversary Date) <span style=" position:relative; bottom:3.75pt;font-size:5.5pt;">(1)</span></td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:1.917pt 0pt 2.833pt 0pt; width:150pt;"> <div style=" float:left; line-height:11pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" line-height:11pt; text-align:left; margin-left:10pt;">Available only at purchase.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">It is possible that this Death Benefit will be no greater than the Contract Value Death Benefit, for which we do not assess a fee.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Cannot be elected if the oldest Owner is 78 or older.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Withdrawals can reduce the value of the Death Benefit by more than the amount withdrawn.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> <tr style="line-height:11pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:9pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 1pt 0pt; width:90pt;"> <div style="font-weight:bold;">Maximum Daily Value Death Benefit</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 1pt 0pt; width:114pt;"> <div>Equal to the greatest of:</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:20pt;">the Contract Value,</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:20pt;">the aggregate Purchase Payments less an adjustment for each withdrawal (adjustment reduced the Maximum Daily Value Death Benefit at the time of the withdrawal in the same proportion that the amount withdrawn, including any surrender charges, reduces the Contract Value), or</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11.0000000000001pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11.0000000000001pt; text-align:left; margin-left:20pt;">the greatest Daily Value attained prior to the older Owner’s 83<span style=" position:relative; bottom:3.75pt;font-size:5.5pt;">rd</span> birthday.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 1pt 0pt; width:54pt;white-space:nowrap;">Optional</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 1pt 0pt; width:78pt;">1.00% (as an annualized percentage of the death benefit value on each Monthly Anniversary Date)</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 1pt 0pt; width:150pt;"> <div style=" float:left; line-height:11pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" line-height:11pt; text-align:left; margin-left:10pt;">Available only at purchase, starting October 7, 2024.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">It is possible that this Death Benefit will be no greater than the Contract Value Death Benefit, for which we do not assess a fee.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Cannot be elected if the oldest Owner is 78 or older.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Withdrawals can reduce the value of the Death Benefit by more than the amount withdrawn.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </td> <td style="padding:0pt; width:4pt;">​</td> </tr> </table><div style="margin-top:13.5pt; width:523pt;"> <div style="margin-left: 0pt; width: 108pt; margin-top: 0pt; font-size: 1pt; line-height: 0pt; border-bottom: 1pt solid #000000; ">​</div> </div> <div style=" float:left; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;font-size:10pt;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(1)</span> <br/> </div> <div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:12.5pt; text-align:left; margin-left:20pt;font-style:italic;font-size:10pt;">For Contracts issued between July 7, 2022 and April 30, 2023, the maximum fees for the Return of Purchase Payments Death Benefit Fee, the Maximum Anniversary Value Death Benefit Fee, and the Maximum Quarterly Value Death Benefit Fee were 0.20%, 0.35%, and 0.40%, respectively.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-top:6pt; width:523pt; line-height:12.5pt;font-weight:bold;font-size:10pt;"> <span style="font-weight:normal;">You must determine the type of death benefit you want when you apply for your Contract. </span>You may not change your death benefit selection after your Contract is issued.</div> <div style="margin-top:6pt; width:523pt; line-height:12.5pt;font-size:10pt;">The <span style="font-style:italic;">Contract Value</span> Death Benefit is included with your Contract at no additional charge. You may select the optional Return of Purchase Payments Death Benefit, the Maximum Anniversary Value Death Benefit, the Maximum Quarterly Value Death Benefit, or the Maximum Daily Value Death Benefit for an additional fee but, with respect to the Maximum Anniversary Value Death Benefit, the Maximum Quarterly Value Death Benefit, and the Maximum Daily Value Death Benefit, only if the oldest Owner is younger than 78 on the Issue Date of the Contract.</div><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="width:523pt; line-height:11.5pt;">You should carefully consider each of these death benefits and consult a qualified financial adviser to help you carefully consider the four optional death benefits offered with the Contract, and if you select the Return of Purchase Payments Death Benefit, the Maximum Anniversary Death Benefit, the Maximum Quarterly Value Death Benefit, or the Maximum Daily Value Death, the relative costs, benefits and risks of the fee options in your particular situation.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Contract Value Death Benefit</div> <div style="margin-top:4pt; width:523pt; line-height:12pt;">The Contract Value Death Benefit will equal the Contract Value.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Optional Return of Purchase Payments Death Benefit</div> <div style="-keep: true"> <div style="margin-top:4pt; width:523pt; line-height:11.5pt;">The Return of Purchase Payments Death Benefit will equal the greater of  (1) the Contract Value, or (2) the aggregate Purchase Payments less an adjustment for each withdrawal (including a withdrawal made under the SecurePay Protector rider or the SecurePay Investor rider). The adjustment for each withdrawal in item (2) is the amount that reduces the Return of Purchase Payments Death Benefit at the time of the withdrawal in the same proportion that the amount withdrawn, including any associated surrender charges, reduces the Contract Value. <span style="font-weight:bold;">If the value of the Return of Purchase Payments Death Benefit is greater than the Contract Value at the time of the withdrawal, the downward adjustment to the death benefit will be larger than the amount withdrawn. </span>See Appendix: Example of Death Benefit Calculations for an example of the calculation of the Return of Purchase Payments Death Benefit.</div> </div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">It is possible that, at the time of an Owner’s death, the Return of Purchase Payments Death Benefit will be no greater than the Contract Value Death Benefit, for which we do not assess a fee. You should consult a qualified financial advisor to carefully consider this possibility and the cost of the Return of Purchase Payments Death Benefit before you decide whether the Return of Purchase Payments Death Benefit is right for you.</div> <div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Suspension of Return of Purchase Payments Death Benefit.</span>   For a period of one year after any change of ownership involving a natural person, the death benefit will equal the Contract Value. During the one-year suspension period, we will continue to calculate the Return of Purchase Payments Death Benefit; however, if any Owner dies during this period we will only pay the Contract Value as of the end of the Valuation Period during which we receive Due Proof of Death at our Administrative Office. If death occurs after the one-year period has ended, we will include Purchase Payments received and withdrawals made during the one-year suspension when calculating the Return of Purchase Payments Death Benefit.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Return of Purchase Payments Death Benefit Fee</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We assess a fee for the Return of Purchase Payments Death Benefit. If you select this death benefit, you must pay a fee based on the value of the death benefit on the day the fee is assessed. This fee is assessed on a monthly basis. (See “CHARGES AND DEDUCTIONS, Death Benefit Fees.”) </div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Optional Maximum Anniversary Value Death Benefit</div> <div style="margin-top:4pt; width:523pt; line-height:11.5pt;">At the time of application, you may select the Maximum Anniversary Value Death Benefit if the Issue Date of the Contract is before the oldest Owner’s 78<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> birthday.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We will determine an anniversary value for each Contract Anniversary occurring before the earlier of the older Owner’s 83<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">rd</span> birthday or the deceased Owner’s date of death. Each anniversary value is equal to the sum of:</div> <div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.98pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.98pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">the Contract Value on that Contract Anniversary; plus</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.97pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.97pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">all Purchase Payments since that Contract Anniversary; minus</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.98pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.98pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">an adjustment for each withdrawal (including any withdrawal made under the SecurePay Protector rider or the SecurePay Investor rider) since that Contract Anniversary.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The adjustment for each withdrawal since the relevant Contract Anniversary is the amount that reduces the Maximum Anniversary Value Death Benefit at the time of the withdrawal in the same proportion that the amount withdrawn, including any associated surrender charges, reduces the Contract Value. <span style="font-weight:bold;">If the value of the Maximum Anniversary Value Death Benefit is greater than the Contract Value at the time of the withdrawal, the downward adjustment to the death benefit will be larger than the amount withdrawn.</span></div> <div style="-keep: true"> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Maximum Anniversary Value Death Benefit will equal the greatest of  (1) the Contract Value, (2) the aggregate Purchase Payments less an adjustment for each withdrawal; or (3) the greatest anniversary value attained prior to the older Owner’s 83<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">rd </span>birthday. The adjustment for each withdrawal in item (2) is the amount that reduces the Maximum Anniversary Value Death Benefit at the time of surrender in the same proportion that the amount withdrawn, including any associated surrender charges, reduces the Contract Value. <span style="font-weight:bold;">If the Contract Value is lower than the Maximum </span></div> </div> </div><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="-keep: true"> <div style="width:523pt; line-height:11.5pt;font-weight:bold;">Anniversary Value Death Benefit at the time of the withdrawal, the adjustment will be larger than the amount withdrawn.<span style="font-weight:normal;"> See Appendix: Example of Death Benefit Calculations for an example of the calculation of the Maximum Anniversary Value Death Benefit.</span></div> </div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">It is possible that, at the time of an Owner’s death, the Maximum Anniversary Value Death Benefit will be no greater than the Contract Value Death Benefit, for which we do not assess a fee. You should consult a qualified financial advisor to carefully consider this possibility and the cost of the Maximum Anniversary Value Death Benefit before you decide whether the Maximum Anniversary Value Death Benefit is right for you.</div> <div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Suspension of Maximum Anniversary Value Death Benefit.</span>   For a period of one year after any change of ownership involving a natural person, the death benefit will equal the Contract Value. We will, however, continue to assess the death benefit fee during this period. During the one-year suspension period, we will continue to calculate the Maximum Anniversary Value Death Benefit; however, if any Owner dies during this period we will only pay the Contract Value as of the end of the Valuation Period during which we receive Due Proof of Death at our Administrative Office. If death occurs after the one-year period has ended, we will include the Contract Value on the Contract Anniversary occurring during the one-year suspension as well as Purchase Payments received and withdrawals made during the one-year suspension when calculating the Maximum Anniversary Value Death Benefit.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Maximum Anniversary Value Death Benefit Fee</div> <div style="margin-top:4pt; width:523pt; line-height:11.5pt;">We assess a fee for the Maximum Anniversary Value Death Benefit. If you select this death benefit, you must pay a fee based on the value of the death benefit on the day the fee is assessed. This fee is assessed on a monthly basis. (See “Charges and Deductions, Death Benefit Fees.”) It is possible that this fee (or some portion thereof) could be treated for federal tax purposes as a withdrawal from the Contract. (See “TAXATION OF ANNUITIES IN GENERAL, Taxation of Withdrawals and Surrenders.”)</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Optional Maximum Quarterly Value Death Benefit</div> <div style="margin-top:4pt; width:523pt; line-height:11.5pt;">At the time of application, you may select the Maximum Quarterly Value Death Benefit if the Issue Date of the Contract is before the oldest Owner’s 78<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> birthday.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We will determine a quarterly value for each Quarterly Anniversary occurring before the earlier of the older Owner’s 83<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">rd</span> birthday or the deceased Owner’s date of death. Each quarterly value is equal to the sum of:</div> <div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.8pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.8pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">the Contract Value on that Quarterly Anniversary; plus</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.82pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">all Purchase Payments since that Quarterly Anniversary; minus</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.82pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">an adjustment for each withdrawal (including any withdrawal made under the SecurePayProtector rider or the SecurePay Investor rider) since that Quarterly Anniversary.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The adjustment for each withdrawal since the relevant Quarterly Anniversary is the amount that reduces the Maximum Quarterly Value Death Benefit at the time of the withdrawal in the same proportion that the amount withdrawn, including any associated surrender charges, reduces the Contract Value. <span style="font-weight:bold;">If the value of the Maximum Quarterly Value Death Benefit is greater than the Contract Value at the time of the withdrawal, the downward adjustment to the death benefit will be larger than the amount withdrawn.</span></div> <div style="-keep: true"> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Maximum Quarterly Value Death Benefit will equal the greatest of  (1) the Contract Value, (2) the aggregate Purchase Payments less an adjustment for each withdrawal; or (3) the greatest Quarterly Anniversary value attained prior to the older Owner’s 83<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">rd</span> birthday. The adjustment for each withdrawal in item (2) is the amount that reduces the Maximum Quarterly Value Death Benefit at the time of surrender in the same proportion that the amount withdrawn, including any associated surrender charges, reduces the Contract Value. <span style="font-weight:bold;">If the Contract Value is lower than the Maximum Quarterly Value Death Benefit at the time of the withdrawal, the adjustment will be larger than the amount withdrawn.</span> See Appendix: Example of Death Benefit Calculations for an example of the calculation of the Maximum Quarterly Value Death Benefit.</div> </div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">It is possible that, at the time of an Owner’s death, the Maximum Quarterly Value Death Benefit will be no greater than the Contract Value Death Benefit, for which we do not assess a fee. You should consult a qualified financial advisor to carefully consider this possibility and the cost of the Maximum Quarterly Value Death Benefit before you decide whether the Maximum Quarterly Value Death Benefit is right for you.</div> <div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Suspension of Maximum Quarterly Value Death Benefit.</span>   For a period of one year after any change of ownership involving a natural person, the death benefit will equal the Contract Value. We will, however, continue to assess the death benefit fee during this period. During the one-year suspension period, we will continue to calculate the Maximum Quarterly Value Death Benefit; however, if any Owner dies during this period we will only pay the Contract Value as </div> </div><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="width:523pt; line-height:11.5pt;">of the end of the Valuation Period during which we receive Due Proof of Death at our Administrative Office. If death occurs after the one-year period has ended, we will include the Contract Value on the Quarterly Anniversary occurring during the one-year suspension as well as Purchase Payments received and withdrawals made during the one-year suspension when calculating the Maximum Quarterly Value Death Benefit.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Maximum Quarterly Value Death Benefit Fee</div> <div style="margin-top:4pt; width:523pt; line-height:11.5pt;">We assess a fee for the Maximum Quarterly Value Death Benefit. If you select this death benefit, you must pay a fee based on the value of the death benefit on the day the fee is assessed. This fee is assessed on a monthly basis. (See “CHARGES AND DEDUCTIONS, Death Benefit Fees.”) It is possible that this fee (or some portion thereof) could be treated for federal tax purposes as a withdrawal from the Contract. (See “TAXATION OF ANNUITIES IN GENERAL, Taxation of Withdrawals and Surrenders.”)</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Optional Maximum Daily Value Death Benefit</div> <div style="margin-top:4pt; width:523pt; line-height:11.5pt;">At the time of application, you may select the Maximum Daily Value Death Benefit if the Issue Date of the Contract is before the oldest Owner’s 78<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> birthday.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We will determine a daily value for each Valuation Date occurring before the earlier of the older Owner’s 83<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">rd</span> birthday or the deceased Owner’s date of death. Each daily value is equal to the sum of:</div> <div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.75pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.75pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">the Contract Value on that Valuation Date; plus</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.75pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.75pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">all Purchase Payments since the last Valuation Date; minus</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.75pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.75pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">an adjustment for each withdrawal (including any withdrawal made under the SecurePayProtector rider or the SecurePay Investor rider) since the last Valuation Date.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The adjustment for each withdrawal reduces the Maximum Daily Value Death Benefit at the time of the withdrawal in the same proportion that the amount withdrawn, including any associated surrender charges, reduces the Contract Value. <span style="font-weight:bold;">If the value of the Maximum Daily Value Death Benefit is greater than the Contract Value at the time of the withdrawal, the downward adjustment to the death benefit will be larger than the amount withdrawn.</span></div> <div style="-keep: true"> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Maximum Daily Value Death Benefit will equal the greatest of  (1) the Contract Value, (2) the aggregate Purchase Payments less an adjustment for each withdrawal; or (3) the greatest Maximum Daily Value death benefit attained prior to the older Owner’s 83<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">rd</span> birthday. The adjustment for each withdrawal in item (2) is the amount that reduces the Maximum Daily Value Death Benefit at the time of surrender in the same proportion that the amount withdrawn, including any associated surrender charges, reduces the Contract Value. <span style="font-weight:bold;">If the Contract Value is lower than the Maximum Daily Value Death Benefit at the time of the withdrawal, the adjustment will be larger than the amount withdrawn.</span> See Appendix: Example of Death Benefit Calculations for an example of the calculation of the Maximum Daily Value Death Benefit.</div> </div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">It is possible that, at the time of an Owner’s death, the Maximum Daily Value Death Benefit will be no greater than the Contract Value Death Benefit, for which we do not assess a fee. You should consult a qualified financial advisor to carefully consider this possibility and the cost of the Maximum Daily Value Death Benefit before you decide whether the Maximum Daily Value Death Benefit is right for you.</div> <div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Suspension of Maximum Daily Value Death Benefit.</span>   For a period of one year after any change of ownership involving a natural person, the death benefit will equal the Contract Value. We will, however, continue to assess the death benefit fee during this period. During the one-year suspension period, we will continue to calculate the Maximum Daily Value Death Benefit; however, if any Owner dies during this period we will only pay the Contract Value as of the end of the Valuation Period during which we receive Due Proof of Death at our Administrative Office.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Maximum Daily Value Death Benefit Fee</div> <div style="margin-top:4pt; width:523pt; line-height:11.5pt;">We assess a fee for the Maximum Daily Value Death Benefit. If you select this death benefit, you must pay a fee based on the value of the death benefit on the day the fee is assessed. This fee is assessed on a monthly basis. (See “CHARGES AND DEDUCTIONS, Death Benefit Fee.”) It is possible that this fee (or some portion thereof) could be treated for federal tax purposes as a withdrawal from the Contract. (See “TAXATION OF ANNUITIES IN GENERAL, Taxation of Withdrawals and Surrenders.”)</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Considerations for Choosing a Death Benefit</div> <div style="margin-top:4pt; width:523pt; line-height:11.5pt;">Under the Optional Maximum Daily Value Death Benefit, we calculate the death benefit values used in determining the greatest daily value on each Valuation Date prior to the older Owner’s 83rd birthday. As noted above, the death benefit equals the greatest of: (1) the Contract Value, (2) aggregate Purchase Payments less adjustment for each withdrawal or (3) the greatest Maximum Daily Value.</div> </div><div style="margin-top:28pt;height:702pt;margin-left:36pt;width:523pt;"> <div style="width:523pt; line-height:12.5pt;">We use a substantially similar formula to calculate the death benefit under the Maximum Quarterly Value Death Benefit and the Maximum Anniversary Value Death Benefit. However, the frequency used in determining the Maximum Quarterly Value Death Benefit and the Maximum Anniversary Value Death Benefit are calculated less frequently, on each Quarterly Anniversary or Contract Anniversary, respectively.</div> <div style="margin-top:6pt; width:523pt; line-height:12.5pt;">By choosing the Optional Maximum Quarterly Value Death Benefit or the Maximum Daily Value Death Benefit, an Owner will increase the number of times per Contract Year that the value of the death benefit payable under the Contract is calculated. As a result, the value of the death benefit may be less affected by a large short term decline in Contract Value. Owners who are concerned about short term downward volatility in their Contract Value may therefore want to consider selecting one of these optional death benefits. By calculating death benefit values quaterly or daily, rather than annually, a larger number of values are used to determine the death benefit. This increases the potential for a higher value, and in turn, the potential for a higher death benefit. At the same time, it may limit the impact of a lower Contract Anniversary value and corresponding lower death benefit. </div> <div style="margin-top:6pt; width:523pt; line-height:12.5pt;">The optional death benefits are each subject to a withdrawal adjustment that can reduce the value of the Death Benefit by more than the amount withdrawn. Your SecurePay Withdrawals may cause the value of these optional death benefits to be no greater than the Contract Value Death Benefit, for which we do not assess a fee.</div> <div style="margin-top:6pt; width:523pt; line-height:12.5pt;">You should also consider the effect of the optional SecurePay rider on your choice of death benefit options. If you purchase one of the SecurePay riders, you may not make any additional Purchase Payments two years or more after the Rider Issue Date or on or after the Benefit Election Date, whichever comes first. This will limit your ability to increase your death benefit value by making additional Purchase Payments, particularly under the Return of Purchase Payments Death Benefit. In addition, your SecurePay Withdrawals will reduce your Contract Value and any death benefit that is based on your Contract Value. Your SecurePay Withdrawals may be higher under the SecurePay Protector rider than under the SecurePay Investor rider due to the operation of the “Roll-up” feature Higher withdrawals will reduce the value of your death benefit more quickly.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Escheatment of Death Benefit</div> <div style="margin-top:6pt; width:523pt; line-height:12.5pt;">Every state has unclaimed property laws which generally declare annuity contracts to be abandoned after a period of inactivity of 3 to 5 years from the contract’s annuity commencement date or date the death benefit is due and payable. For example, if the payment of a death benefit has been triggered, but, if after a thorough search, we are still unable to locate the Contract beneficiary of the death benefit, or the beneficiary does not come forward to claim the death benefit in a timely manner, the death benefit will be paid to the abandoned property division or unclaimed property office of the state in which the beneficiary or the Owner last resided, as shown on our books and records, or to our state of domicile. We will withhold tax and tax report on the amount that escheats to the state. This “escheatment” is revocable, however, and the state is obligated to pay the death benefit (without interest) if your beneficiary steps forward to claim the death benefit with the proper documentation. To prevent such escheatment, it is important that you update your beneficiary designations, including addresses, if and as they change. Such updates should be communicated in writing, by telephone, or other approved electronic means to our Administrative Office. </div> <div style="margin-top:12pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">PROTECTED LIFETIME INCOME BENEFITS</div> <div style="margin-top:4pt; width:523pt; line-height:12.5pt;">If you are concerned that poor investment performance or market volatility in the Sub-Accounts may adversely impact the amount of money you can withdraw from your Contract, we offer for an additional charge two optional protected lifetime income benefit riders — the SecurePay Protector and the SecurePay Investor riders (the “SecurePay riders”). Under these riders, we guarantee the right to make withdrawals each Contract Year for life (subject to certain conditions) — even if your Contract Value declines, or reduces to zero, due to poor market performance.</div> <div style="margin-top:6pt; width:523pt; line-height:12.5pt;">The features and guarantees these riders provide differ. These riders include different allocation guidelines and restrictions and impose different fees. In addition, if you purchase one protected lifetime income rider, the other rider will no longer be available to you, even if the rider you purchase later terminates.</div> </div><div style="margin-top:28pt;border-top:.01px #FFFFFF dotted;margin-left:36pt;width:523pt;"> <div style="width:523pt; line-height:11.5pt;font-size:10pt;">The following table summarizes information about the optional Protected Lifetime Income Benefits available under the Contract.</div> <table style="width:526pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:9.6pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:90pt;"> <div style="white-space:nowrap; text-align:center;">Name of Benefit</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:114pt;"> <div style="white-space:nowrap; text-align:center;">Purpose</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:54pt;"> <div style="white-space:nowrap; text-align:center;">Maximum Fee</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:78pt;"> <div style="white-space:nowrap; text-align:center;">Current Fee</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:150pt;"> <div style="text-align:center;">Brief Description of <br/>Restrictions/Limitations</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:11pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:9pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 2.833pt 0pt; width:90pt;"> <span style="font-weight:bold;">SecurePay Protector rider </span>(for riders issued on or after October 7, 2024)</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 2.833pt 0pt; width:114pt;">Provides several options to determine the Annual Withdrawal Amount. The Standard Option provides an Annual Withdrawal Amount that is guaranteed for life and the Advance Options provide for an Annual Withdrawal Amount that is guaranteed for a certain period then is a reduced Annual Withdrawal Amount that is guaranteed for life. All options will provide an Annual Withdrawal Amount, even if the Contract Value is reduced to zero, as well as the ability to rollover unused Annual Withdrawal Amount. This rider also includes a “roll-up” feature that may increase your Annual Withdrawal Amount. </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 2.833pt 0pt; width:54pt;"> <div>2.00% <span style=" position:relative; bottom:3.75pt;font-size:5.5pt;">(a)</span> (if selected at Contract purchase) </div> <div style="margin-top:4pt;">2.20% <span style=" position:relative; bottom:3.75pt;font-size:5.5pt;">(a)</span> (under RightTime option) </div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 2.833pt 0pt; width:78pt;">See Rate Sheet Prospectus Supplement </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 2.833pt 0pt; width:150pt;"> <div style=" float:left; line-height:11pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" line-height:11pt; text-align:left; margin-left:10pt;">Benefit limits available Investment Options during accumulation phase and withdrawal phase</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Allocation of Purchase Payments or Contract Value to the Fixed Account is not permitted. </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">No Purchase Payments two years or more after Rider Issue Date or on or after Benefit Election Date, whichever comes first</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">If an Advance option is elected, the withdrawal percentage will be reduced after the guaranteed period.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Excess Withdrawals may significantly reduce or eliminate value of benefit</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Available to Contract Owners age 55 to 85.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:11pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:9pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 2.833pt 0pt; width:90pt;"> <span style="font-weight:bold;">SecurePay Protector rider </span>(for riders issued before October 7, 2024)</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 2.833pt 0pt; width:114pt;">Provides an Annual Withdrawal Amount that is guaranteed for life, even if Contract Value is reduced to zero, as well as the ability to rollover unused Annual Withdrawal Amount to accumulate a Reserve Amount. This rider also includes a “roll-up” feature that may increase your Annual Withdrawal Amount.</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 2.833pt 0pt; width:54pt;"> <div>2.00% <span style=" position:relative; bottom:3.75pt;font-size:5.5pt;">(a)</span> (if selected at Contract purchase)</div> <div style="margin-top:4pt;">2.20% <span style=" position:relative; bottom:3.75pt;font-size:5.5pt;">(a)</span> (under RightTime option)</div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 2.833pt 0pt; width:78pt;">See Rate Sheet Prospectus Supplement</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 2.833pt 0pt; width:150pt;"> <div style=" float:left; line-height:11pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" line-height:11pt; text-align:left; margin-left:10pt;">Benefit limits available Investment Options during accumulation phase and withdrawal phase</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Allocation of Purchase Payments or Contract Value to the Fixed Account is not permitted. </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">No Purchase Payments two years or more after Rider Issue Date or on or after Benefit Election Date, whichever comes first</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Excess Withdrawals may significantly reduce or eliminate value of benefit</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:10.9999999999999pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:10.9999999999999pt; text-align:left; margin-left:10pt;">Available to Contract Owners age 55 to 85.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> <tr style="line-height:11pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:9pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 1pt 0pt; width:90pt;"> <div style="font-weight:bold;">SecurePay Investor rider</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 1pt 0pt; width:114pt;">Provides an Annual Withdrawal Amount that is guaranteed for life, even if Contract Value is reduced to zero, as well as the ability to rollover unused Annual Withdrawal Amount to accumulate a Reserve Amount.</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 1pt 0pt; width:54pt;"> <div>2.00% <span style=" position:relative; bottom:3.75pt;font-size:5.5pt;">(a)</span> (if selected at Contract purchase)</div> <div style="margin-top:4pt;">2.20% <span style=" position:relative; bottom:3.75pt;font-size:5.5pt;">(a)</span> (under RightTime option)</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 1pt 0pt; width:78pt;">See Rate Sheet Prospectus Supplement</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 1pt 0pt; width:150pt;"> <div style=" float:left; line-height:11pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" line-height:11pt; text-align:left; margin-left:10pt;">Allocation of Purchase Payments or Contract Value to the Fixed Account is not permitted.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">No Purchase Payments two years or more after Rider Issue Date or on or after Benefit Election Date, whichever comes first</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Excess Withdrawals may significantly reduce or eliminate value of benefit</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Available to Contract Owners age 55 to 85.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </td> <td style="padding:0pt; width:4pt;">​</td> </tr> </table> <div style="margin-top:13.5pt; width:523pt;"> <div style="margin-left: 0pt; width: 108pt; margin-top: 0pt; font-size: 1pt; line-height: 0pt; border-bottom: 1pt solid #000000; ">​</div> </div> <div style=" float:left; margin-top:7.96pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;font-size:7.5pt;"> <span style=" position:relative; bottom:4.25pt;">(a)</span> <br/> </div> <div style=" margin-top:6.96pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:20pt;font-style:italic;font-size:7.5pt;"> <span style="font-size:10pt;">Fee is calculated as a percentage of the Benefit Base.</span> </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </div><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="width:523pt; line-height:12pt;">Please note that any amounts in excess of the Variable Account value that we make available through withdrawals, lifetime payments, or guaranteed values under these riders are subject to our financial strength and claims-paying ability.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">THE SECUREPAY RIDERS</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">In general, the SecurePay riders guarantee the right to make withdrawals (“SecurePay Withdrawals”) based upon the value of a protected lifetime income benefit base (“Benefit Base”) if your Contract Value has declined due to poor market performance, provided you comply with the terms and conditions of the rider. Withdrawals from your Contract before the Benefit Election Date, and Excess Withdrawals on or after the Benefit Election Date, reduce the Benefit Base. (For more information regarding the effect of withdrawals and Excess Withdrawals on the Benefit Base, see “Calculating the Benefit Base Before the Benefit Election Date” and “Calculating the Benefit Base On or After the Benefit Election Date.”) In order to maintain your SecurePay Protector rider, you must allocate Purchase Payments and Contract Value in accordance with specific Allocation Guidelines and Restrictions that are designed to limit our risk under the rider. Both of the SecurePay riders provide for increases in your Benefit Base on your Contract Anniversary if your Contract Value has increased. SecurePay Protector also provides for potential increases in your Benefit Base of up to a certain percentage each Contract Anniversary during a specified period, even if your Contract Value has not increased. Current rates may be found in the Rate Sheet Prospectus Supplement and historical rates may be found in the appendix titled Superceded Rate Sheet Prospectus Information.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">Under the SecurePay riders, the Owner or Owner(s) may designate certain persons as “Covered Persons” under the Contract. See “Selecting Your Coverage Option.” These Covered Persons will be eligible to make SecurePay Withdrawals each Contract Year up to a specified amount — the Annual Withdrawal Amount (“AWA”) — during the life of the Covered Person(s). The SecurePay riders also provide a Reserve Amount feature. The Reserve Amount is equal to the sum of the portions of previous Contract Year’s AWA not withdrawn in a Contract Year and permitted to accumulate up to the maximum Reserve Amount. For the maximum Reserve Amount, see your Rate Sheet Prospectus Supplement. Annual aggregate withdrawals that exceed the AWA and the Reserve Amount, if any, will result in a reduction of rider benefits (and may even significantly reduce or eliminate such benefits) because we will reduce the Benefit Base and corresponding AWA. SecurePay Withdrawals are guaranteed, even if the Contract Value falls to zero after the Benefit Election Date (which is the earliest date you may begin taking SecurePay Withdrawals), if you satisfy the SecurePay rider requirements.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">You may purchase the SecurePay riders when you purchase your Contract, or later, under the RightTime option, provided you satisfy the rider’s age requirements. See “Purchasing the Optional SecurePay Rider.”</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">SecurePay does not guarantee Contract Value or the performance of any Investment Option.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Considerations</div> <div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">If you purchase the SecurePay Protector rider, your options for allocating Purchase Payments and Contract Value are restricted. See “Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits”. The Allocation Guidelines and Restrictions do not apply to the SecurePay Investor rider.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">You may not make any additional Purchase Payments (i) two years or more after the date the rider is issued (the “Rider Issue Date”), or (ii) on or after the Benefit Election Date, whichever comes first. Such restrictions on Purchase Payments after the Benefit Election Date or two years following the Rider Issue Date may limit the ability to increase the Benefit Base, and therefore the AWA, through higher Contract Values on Contract Anniversaries, as well as limit the ability for increase in Contract Value and death benefit values (particularly the Return of Purchase Payments Death Benefit). In most cases, if the Company receives a Purchase Payment two years or more after the Rider Issue Date or on or after the Benefit Election Date, the Company will return it to the address on file. If the amount of the Purchase Payment would be sufficient to purchase another variable annuity contract we offer, however, you will be given the option of purchasing a new contract.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">Any change in a Covered Person following the Benefit Election Date (the “Benefit Period”), other than a spousal continuation under a Joint Life Coverage option, will cause the rider to terminate without any refund of SecurePay Fees. A change in a Covered Person includes changing and/or adding Owners, Beneficiaries, and Annuitants under your Contract.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">On the Benefit Election Date, we will cancel any existing automatic withdrawal plan that you have established.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:8.05pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:8.05pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">The SecurePay riders may not be available in all states, and we may otherwise limit its availability.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-top:4pt; width:523pt; line-height:12pt;">The ways to purchase the SecurePay riders, conditions for continuation of the benefit, process for beginning SecurePay Withdrawals, and the manner in which your AWA is calculated are discussed below.</div> </div><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="width:523pt; line-height:12pt;">You should not purchase a SecurePay rider if:</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">you expect to take annual withdrawals on or after the Benefit Election Date in excess of the AWA and the Reserve Amount (“Excess Withdrawals”) because such Excess Withdrawals may significantly reduce or eliminate the value of the benefit. See “Calculating the Benefit Base On or After the Benefit Election Date, <span style="font-style:italic;">Excess Withdrawals</span>”; or</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">you are primarily interested in maximizing the Contract’s potential for long-term accumulation rather than building a Benefit Base that will provide guaranteed withdrawals; or</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">you do not expect to take SecurePay Withdrawals (especially before the age of 95).</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Appendix: Example of SecurePay Rider demonstrates the operation of the SecurePay riders using hypothetical examples. You should review Appendix: Example of SecurePay Rider and consult your sales representative to discuss whether a SecurePay rider suits your needs.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Purchasing the Optional SecurePay Riders</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">You may purchase one of the SecurePay riders when you purchase your Contract, or later, under the RightTime option, provided you satisfy the rider’s age requirements. The Owner (or older Owner) or Annuitant must be age 85 or younger and the youngest Owner and Annuitant must be age 55 or older on the Rider Issue Date. Where the Owner is a corporation, partnership, company, trust, or other “non-natural person,” eligibility is determined by the age of the Annuitant. Once you purchase one of the SecurePay riders, you may not purchase the other rider, even if the rider you purchased is later terminated. These riders are not available for purchase with Inherited IRA Contracts, see <span style="font-weight:bold;">QUALIFIED RETIREMENT PLANS</span> for additional information.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Considerations:</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You will begin paying the SecurePay Fee as of the Rider Issue Date, even if you do not begin taking SecurePay Withdrawals for many years.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">You may not cancel the SecurePay rider during the ten years following the Rider Issue Date.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">We do not refund any SecurePay Fees if a rider terminates for any reason or if you choose not to take SecurePay Withdrawals after the Benefit Election Date.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You must comply with our Allocation Guidelines and Restrictions after the Rider Issue Date (see “Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits”) under the SecurePay Protector rider. You may not allocate Purchase Payments or Contract Value to the Fixed Account under either of the SecurePay riders.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Prior to the Benefit Election Date, you may take withdrawals according to the terms of your Contract but withdrawals will proportionally reduce the Benefit Base, and ultimately the value of the SecurePay Withdrawals available to you.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You (or your investment professional submitted online) must submit a SecurePay Benefit Election Form to establish the Benefit Election Date and begin taking SecurePay Withdrawals. Withdrawals taken before the Benefit Election Date <span style="font-style:italic;">are not</span> SecurePay Withdrawals.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">Allocation Guidelines and Restrictions</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">In order to maintain your SecurePay Protector rider, you must allocate your Purchase Payments and Contract Value in accordance with the Allocation Guidelines and Restrictions that we have established. The Allocation Guidelines and Restrictions are designed to limit our risk under the SecurePay Protector rider. Please see “Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits.” You may not allocate Purchase Payments or Contract Value to the Fixed Account under either of the SecurePay riders. </div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Designating the Covered Person(s)</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Covered Person is the person upon whose life the SecurePay rider benefit is based. You may designate one Covered Person (Single Life Coverage) or two Covered Persons (Joint Life Coverage).</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">If Single Life Coverage is elected, then the Owner will be the Covered Person (if there are two Owners, then the older Owner will be the Covered Person).</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Joint Life Coverage may be elected if there are two Owners under the Contract who are spouses or if there is one Owner and his or her spouse is the sole Primary Beneficiary under the Contract. If Joint Life Coverage is elected, then the Owner and the Owner’s spouse will be the Covered Persons.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </div><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style=" float:left; margin-left:20pt; line-height:11.5pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" line-height:11.5pt; text-align:left; margin-left:30pt;">Where the Owner is a corporation, partnership, company, trust, or other “non-natural person,” the Annuitant (under Single Life Coverage) or Annuitant and Annuitant’s spouse who is the sole primary beneficiary (under Joint Life Coverage) will be the Covered Person(s).</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.72pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.72pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">The Covered Person (or, if Joint Life Coverage is selected, one of the two Covered Persons) must be designated as the Annuitant under the Contract as of the Benefit Election Date.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: A change of Covered Persons after the Benefit Election Date will cause your SecurePay rider to terminate and any scheduled SecurePay Withdrawals to cease. If you remove a Covered Person (which may occur, for example, if you remove a spouse Beneficiary or add additional Primary Beneficiaries or change the Owner or Annuitant), or if you add a Covered Person (which may occur, for example, if you add a spouse as a sole Primary Beneficiary), then this would constitute a change of Covered Persons. If we terminate your rider due to a change in Covered Person, you may reinstate the rider subject to certain conditions. See “Reinstating Your SecurePay Rider Within 30 Days of Termination.” In addition, whether a spouse continues the Contract could affect the rights and benefits under the SecurePay rider and could have tax consequences. (See “Spousal Continuation” and “Tax Consequences — Treatment of Civil Unions, Domestic Partners, and Divorce.”)</div> <div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Selecting Your Coverage Option.</span>   If both Owners of the Contract are spouses, or if there is one Owner and a spouse who is the sole Primary Beneficiary, you must indicate on the SecurePay Benefit Election Form whether there will be one or two Covered Persons. Please pay careful attention to this designation, as it will impact the Maximum Withdrawal Percentage and whether the SecurePay Withdrawals will continue for the life of the surviving spouse. The various coverage options are illustrated in the following table:</div> <table style="width:523pt;min-height:397.5pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 2.5pt 0pt; width:166.34pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt; width:166.33pt;"> <div style="white-space:nowrap; text-align:center;">Single Life Coverage<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt; width:166.33pt;"> <div style="white-space:nowrap; text-align:center;">Joint Life Coverage<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:166.34pt;">Single Owner/Non-spouse Beneficiary </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:166.33pt;">Covered Person is the Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:166.33pt;white-space:nowrap;">Not applicable. </td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.34pt;white-space:nowrap;">Single Owner/Spouse Beneficiary </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Covered Person is the Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. Upon death of Covered Person following the Benefit Election Date, the surviving spouse may purchase a new SecurePay rider if he or she continues the Contract under the spousal continuation provisions and certain conditions are met. (See, “Continuation of the Contract by a Surviving Spouse.”) </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Both are Covered Persons. SecurePay rider expires upon death of last surviving Covered Person following the Benefit Election Date. </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:nowrap;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:166.34pt;">Joint Owner/Non-spouse 2<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">nd</span> Owner </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;white-space:normal;">Covered Person is older Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Not applicable. </td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.34pt;white-space:nowrap;">Joint Owner/ Spouse 2<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">nd</span> Owner </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Covered Person is older Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. Upon death of older Owner, the surviving spouse may purchase a new SecurePay rider if he or she continues the Contract under the spousal continuation provisions and certain conditions are met. (See, “Continuation of the Contract by a Surviving Spouse.”) </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Both are Covered Persons. SecurePay rider expires upon death of last surviving Covered Person following the Benefit Election Date.</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> </table> <div style="margin-top:11.58pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Changing Beneficiaries — Single Owner with Joint Life Coverage.</span>   After selecting Joint Life Coverage, a single Owner may decide to remove a spouse Beneficiary or add additional Primary Beneficiaries. This would constitute a change of Covered Persons after the Benefit Election Date, and upon notification of the change, we will terminate </div> </div><div style="width:523pt; line-height:11.5pt;">the SecurePay rider. If we terminate your rider due to a change in Covered Person, you may reinstate the rider subject to certain conditions. See “Reinstating Your SecurePay Rider Within 30 Days of Termination.” In addition, whether a spouse continues the Contract could affect the rights and benefits under the SecurePay rider and could have tax consequences. (See “Spousal Continuation” and “Tax Consequences — Treatment of Civil Unions, Domestic Partners, and Divorce.”) </div> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">Beginning Your SecurePay Withdrawals</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">You (or your investment professional submitted online) must submit a completed SecurePay Benefit Election Form to our Administrative Office to establish the Benefit Election Date and begin taking SecurePay Withdrawals under the SecurePay Protector or SecurePay Investor rider.</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Even though your SecurePay rider is in effect as of the Rider Issue Date and we begin the SecurePay Fee deductions on that date, any withdrawals made before we receive your SecurePay Benefit Election Form will not qualify as SecurePay Withdrawals.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You should carefully consider when to establish the Benefit Election Date and begin taking SecurePay Withdrawals.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.88pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.88pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">For SecurePay Protector: </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">For riders issued on or after October 7, 2024:</span> </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:40pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:50pt;">You must elect which withdrawal option you are selecting on the Benefit Election Form. There are several options available. The Standard Option provides for a fixed annual withdrawal percentage for the life of the rider. The Advance Options (with guarantee periods of 3, 5, 8, and 10 years) provide for a higher guaranteed annual withdrawal percentage, then after the guaranteed period ends, the annual withdrawal percentage is changed to a lower lifetime annual withdrawal percentage. The lower lifetime annual withdrawal percentages under the Advance Options are lower than the withdrawal rates under the Standard Option, for the corresponding age, on the Benefit Election Date. See the Rate Sheet Percentage Supplement for current withdrawal percentages for all options.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:40pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:50pt;">If an Advance Option is selected, the Reserve Amount is based on the lower lifetime withdrawal percentage and corresponding Annual Withdrawal Amount.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">For riders issued before October 7, 2024:</span> </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:40pt; line-height:10pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:50pt;">A fixed annual withdrawal percentage is offered for the life of the rider.</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">All Contract withdrawals taken on or after the Benefit Election Date are considered either SecurePay Withdrawals or Excess Withdrawals and are subject to the Annual Withdrawal Amount and the Reserve Amount, if any.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You may not make additional Purchase Payments two years or more after the Rider Issue Date, or on or after the Benefit Election Date, whichever comes first. In most cases, if the Company receives a Purchase Payment on or after the Benefit Election Date, the Company will return it to the address on file. If the amount of the Purchase Payment would be sufficient to purchase another variable annuity contract we offer, however, you will be given the option of purchasing a new contract.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">We do not calculate the “roll-up” feature of the SecurePay Protector rider — the SecurePay Roll-up Value — on or after the Benefit Election Date. See “Calculating the Benefit Base Before the Benefit Election Date” and “Calculating the Benefit Base On or After the Benefit Election Date.”</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You may limit the value of the benefit if you begin taking SecurePay Withdrawals too soon. For example, SecurePay Withdrawals reduce your Contract Value (but not the Benefit Base) and may limit the potential for increasing the Benefit Base through higher Contract Values on Contract Anniversaries. Also, if your Benefit Election Date is within the two years of the Rider Issue Date, you will shorten the period of time during which you could increase your Benefit Base because you may not make additional Purchase Payments on or after the Benefit Election Date.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">There may be limitations on the minimum age you may begin taking SecurePay Withdrawals. Please refer to the Rate Sheet Prospectus Supplement for details. </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Conversely, if you delay establishing the Benefit Election Date, you may shorten the Benefit Period due to life expectancy, thereby limiting the time during which you may take SecurePay Withdrawals, so you may be paying for a benefit you are not using.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="width:523pt; line-height:11.5pt;">Please consult your investment professional regarding the appropriate time for you to establish the Benefit Election Date and begin taking SecurePay Withdrawals.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Considerations</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.77pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">All</span> withdrawals, including SecurePay Withdrawals, reduce your Contract Value and death benefit. Surrender charges and federal and state income taxes may apply, as well as a 10% federal additional tax if a withdrawal occurs before the Owner reaches age 59½. See “CHARGES AND DEDUCTIONS, Surrender Charge” and “TAXATION OF ANNUITIES IN GENERAL, Taxation of Withdrawals and Surrenders.”</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">All</span> withdrawals, including SecurePay Withdrawals, count towards the free withdrawal amount under the Contract. However, we do not assess the surrender charge on SecurePay Withdrawals, even when surrender charges would apply if the withdrawal was not a SecurePay Withdrawal. We do impose a surrender charge on Excess Withdrawals and Excess Withdrawals are subject to the minimum Contract Value limitation. See “CHARGES AND DEDUCTIONS, Surrender Charge,” and “Surrenders and Withdrawals, Withdrawals.”</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-left:30pt; margin-top:8pt; width:493pt; line-height:11.5pt;font-weight:bold;">The SecurePay rider is designed for you to take SecurePay Withdrawals each Contract Year. SecurePay Withdrawals are aggregate withdrawals during any Contract Year on or after the Benefit Election Date that do not exceed the Annual Withdrawal Amount and the Reserve Amount, if any. Aggregate withdrawals during any Contract Year on or after the Benefit Election Date that exceed the Annual Withdrawal Amount and the Reserve Amount are “Excess Withdrawals.” You should not purchase the SecurePay rider if you intend to take Excess Withdrawals.</div> <div style=" float:left; margin-left:40pt; line-height:11.5pt; margin-top:7.77pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;font-weight:bold;"> <span style="font-weight:normal;">•</span> <br/> </div> <div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:50pt;font-weight:bold;">Excess Withdrawals could reduce your Benefit Base by substantially more than the actual amount of the withdrawal (described below).</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:50pt;"> <span style="font-weight:bold;">Excess Withdrawals may result in a significantly lower AWA in the future.</span> </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.78pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:50pt;"> <span style="font-weight:bold;">Excess Withdrawals may significantly reduce or eliminate the value of the SecurePay benefit.</span> </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-top:4pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">If you would like to make an Excess Withdrawal and are uncertain how an Excess Withdrawal will reduce your future guaranteed withdrawal amounts, then you may contact us prior to requesting the withdrawal to obtain a personalized, transaction-specific calculation showing the effect of the Excess Withdrawal.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Rate Sheet Prospectus Supplement Information</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Rate Sheet Prospectus Supplement contains the Maximum Withdrawal Percentage(s), the maximum Reserve Amount, the current fees for the available Optional Death Benefits, and the current fee for the SecurePay Protector rider or the SecurePay Investor rider applicable to Contracts applied for while that Rate Sheet Prospectus Supplement remains in effect (the “Effective Period”). The Effective Period is described in each Rate Sheet Prospectus Supplement. See “Maximum Withdrawal Percentage”. The Rate Sheet Prospectus Supplement also updates the Ongoing Fees and Expenses (annual charges) for the Contract provided in the “IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT” section of the Prospectus and Initial Summary Prospectus, respectively, taking into account the current fees for the optional benefits disclosed in the Rate Sheet Prospectus Supplement.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">In order for us to use the percentages, maximum Reserve Amount and fees in any particular Rate Sheet Prospectus Supplement, your necessary application information must be signed during it’s Effective Period. We must receive your necessary application information and payment of at least the minimum initial Purchase Payment ($5,000) within ten calendar days of the end of the Effective Period. If you plan to pay the initial Purchase Payment by exchanging another annuity contract that you own, we must receive your necessary application information within ten calendar days of the end of the Effective Period and the exchanged amount within 90 calendar days of the end of the Effective Period. If those conditions (the “Rate Sheet Eligibility Conditions”) are met, or if the then current Rate Sheet Prospectus Supplement percentages, maximum Reserve Amount and fees are identical to those <span style="font-weight:bold;">set forth in the Rate Sheet Prospectus Supplement</span> attached to your prospectus, we will follow our established procedures for issuing the Contract. See “Issuance of a Contract.”</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If any of these conditions are not met, we will consider your application not to be in Good Order. In that case, we will inform your financial adviser and request instructions as whether to apply the initial Purchase Payment and issue the Contract with the percentages, maximum Reserve Amount and fees in effect under the current Rate Sheet Prospectus Supplement or cancel the application and return your Purchase Payment. If your financial adviser instructs us to issue the Contract, we will provide you with the Rate Sheet Prospectus Supplement that applies to your Contract and an amendment to your application upon delivery of the Contract. If we are unable to contact your financial adviser within five business days after we determine the application is not in Good Order, we will return your Purchase Payment. You, or your financial adviser may also instruct us to issue the Contract without the SecurePay Protector rider or the </div><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="width:523pt; line-height:11.5pt;">SecurePay Investor rider. Once we receive both the necessary application information and at least the minimum initial Purchase Payment, we will follow our established procedures for issuing the Contract.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If any of the Rate Sheet Eligibility Conditions are not met because of reasons reasonably beyond your control, Protective Life may, in its sole discretion, modify, terminate, suspend or waive the Rate Sheet Eligibility Conditions on such terms and conditions as it deems advisable (each a “Rate Sheet Eligibility Condition Change”). Any such Rate Sheet Eligibility Condition Change shall be effected by the Company on a basis that is not unfairly discriminatory.</div> <div style="-keep: true"> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Since the Optional Death Benefits can only be purchased at Contract Issue, the fee for a particular Optional Death Benefit will be disclosed in the Rate Sheet Prospectus Supplement in effect when you signed your Contract. If you purchase a SecurePay rider under the RightTime option, the Rate Sheet Prospectus Supplement containing the applicable SecurePay rider fee, Maximum Withdrawal Percentage(s), maximum Reserve Amount, and roll-up percentage will be the Rate Sheet Prospectus Supplement with an Effective Period that includes your Rider Issue Date. You should not purchase the SecurePay Protector rider or the SecurePay Investor rider without first obtaining the applicable Rate Sheet Prospectus Supplement. Please contact us at <span style="white-space:nowrap;">1-800-456-6330</span> to obtain the current Rate Sheet Prospectus Supplement. The current Rate Sheet Prospectus Supplement is also available online at https://​protective.onlineprospectus.net/protective/ProtectiveAspirations/index.html and www.sec.gov under File Number 333-261426. No new Rate Sheet Prospectus Supplement that supersedes a prior Rate Sheet Prospectus Supplement will become effective unless written notice of effectiveness of the new Rate Sheet Prospectus Supplement is given at least 10 business days in advance. The relevant information from all superseded Rate Sheet Prospectus Supplements can be found in Appendix: Example of SecurePay Rider to the Prospectus. </div> </div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Determining the Amount of Your SecurePay Withdrawals</div> <div style="margin-top:4pt; width:523pt; line-height:11.5pt;">Any SecurePay Withdrawal will first come from any Reserve Amount that has been accumulated. After any Reserve Amount has been depleted, or if no Reserve Amount exists, the AWA is the maximum amount of SecurePay Withdrawals permitted each Contract Year. We determine your initial AWA as of the end of the Valuation Period during which we receive your completed SecurePay Benefit Election form at our Administrative Office in “good order” by multiplying your Benefit Base on that date by the “Maximum Withdrawal Percentage” applicable to your Contract and determined according to the Rate Sheet Prospectus Supplement effective when you purchase the SecurePay Protector or the SecurePay Investor rider. The Benefit Election form will be deemed in “good order” if it is fully and accurately completed and signed by the Owner(s) and received by us at our Administrative Office. Alternatively, your investment professional may complete the Benefit Election form online, submit electronically, and will be in good order if it is fully and accurately completed. </div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Maximum Withdrawal Percentage</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The current Maximum Withdrawal Percentage is set forth in the Rate Sheet Prospectus Supplement attached to your prospectus. See “Rate Sheet Prospectus Supplement Information.”</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Under certain circumstances, we may increase your AWA. See “SecurePay NH: Increased AWA Because of Confinement in Nursing Home,” and “Required Minimum Distributions.” In no event will the AWA increase once the Contract Value is reduced to zero and an Annuity Date is established. (See “Reduction of Contract Value to Zero.”)</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Calculating the Benefit Base Before the Benefit Election Date</div> <div style="-keep: true"> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Benefit Base is used to calculate the AWA and determine the SecurePay Fee. As the Benefit Base increases, both the AWA and the amount of the SecurePay Fee increase. </div> </div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: The Benefit Base is <span style="font-style:italic;">only</span> used to calculate the AWA and the SecurePay Fee; it is not a cash value, surrender value, or death benefit, it is not available to Owners, it is not a minimum return for any Sub-Account, and it is not a guarantee of any Contract Value.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">Under the SecurePay rider, your initial Benefit Base is equal to your initial Purchase Payment.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-weight:bold;"> <span style="font-weight:normal;">Thereafter, we increase the Benefit Base dollar-for-dollar for each Purchase Payment made within 2 years of the Rider Issue Date. </span>We reduce the Benefit Base for each withdrawal from the Contract prior to the Benefit Period in the same proportion that each withdrawal reduces the Contract Value as of the date we process the withdrawal request.</div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">Example: Assume your Benefit Base is $100,000, but because of poor Sub-Account performance your Contract Value has fallen to $90,000. If you make a $9,000 withdrawal, thereby reducing your Contract Value by 10% to $81,000, we would reduce your Benefit Base also by 10%, or $10,000, to $90,000.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">On each Contract Anniversary following the Rider Issue Date, we also will increase the Benefit Base to equal the “SecurePay Anniversary Value” if that value is higher than the Benefit Base. On each Contract Anniversary, the </div> </div><div style="width:523pt; line-height:11.5pt;">“SecurePay Anniversary Value” is equal to your Contract Value on that Contract Anniversary. If we receive a withdrawal request on a Contract Anniversary, we will deduct the withdrawal from Contract Value before calculating the SecurePay Anniversary Value.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">The SecurePay Protector “Roll-up”.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;">The SecurePay “Roll-up” feature is not available on the SecurePay Investor rider.<span style="font-style:normal;"> </span></div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The SecurePay Protector rider is also designed to provide for potential increases in your Benefit Base (the “roll-up percentage”) each Contract Anniversary during a specified period (“Roll-up Period”), even if your Contract Value has not increased. The roll-up percentage applicable to your Contract is identified in the Rate Sheet Prospectus Supplement in effect when you purchase your Contract.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-weight:bold;">For SecurePay Protector riders issued before October 7, 2024, your Contract Value must be at least 50% (<span style="font-style:italic;">i.e.</span>, half) of your Benefit Base to be eligible for an increase in Benefit Base equal to the “roll-up” amount (described below) on any Contract Anniversary during the Roll-up Period. For SecurePay Protector riders issued on or after October 7, 2024, this limitation does not apply.<span style="font-weight:normal;"> </span></div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">This means that when calculating the Benefit Base before the Benefit Election Date, we will recalculate your Benefit Base on each Contract Anniversary during the Roll-up Period to equal the greatest of:</div> <div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8.4pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div> <div style=" margin-top:8.4pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the Benefit Base on that Contract Anniversary;</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div> <div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Anniversary Value on that Contract Anniversary; or</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div> <div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Roll-up Value, which is equal to:</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:40pt; line-height:11pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div> <div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:60pt;">the most recently calculated Benefit Base prior to that Contract Anniversary; <span style="font-style:italic;">plus</span></div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:40pt; line-height:11pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div> <div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:60pt;">the “roll-up” amount, which is equal to: </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-left:60pt; margin-top:8pt; width:463pt; line-height:11.5pt;font-style:italic;">For SecurePay Protector riders issued on or after October 7, 2024:</div> <div style=" float:left; margin-left:60pt; line-height:11pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">i.<br/></div> <div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:80pt;">the roll-up amount is equal to a percentage of the Benefit Base on the previous Contract Anniversary, reduced proportionately for withdrawals made since that anniversary. This means that we will reduce the “roll-up” amount for each withdrawal made since the previous Contract Anniversary in the same proportion that each withdrawal reduced the Contract Value as of the date we processed the withdrawal request.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-left:80pt; margin-top:8pt; width:443pt; line-height:11pt;">We will also include Purchase Payments made within the first 120 days following the Contract Issue Date when calculating the roll-up amount on the first Contract Anniversary. For example, using a hypothetical 5.0% Roll-up percentage, if your initial Purchase Payment on the Contract Issue Date is $50,000 and we receive an additional $100,000 Purchase Payment 90 days later, then assuming you do not take any withdrawals during the first Contract Year, the roll-up amount on the first Contract Anniversary will be $7,500 (($50,000 + $100,000) x 5.0%).</div> <div style="margin-left:60pt; margin-top:8pt; width:463pt; line-height:11.5pt;font-style:italic;">For SecurePay Protector riders issued before October 7, 2024:</div><div style=" margin-top:7.91pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:80pt;">if your Contract Value on that Contract Anniversary is at least 50% (<span style="font-style:italic;">i.e.,</span> half) of the most recently calculated Benefit Base prior to that Contract Anniversary, then the roll-up amount is equal to a percentage of the Benefit Base on the previous Contract Anniversary, reduced proportionately for withdrawals made since that anniversary. This means that we will reduce the “roll-up” amount for each withdrawal made since the previous Contract Anniversary in the same proportion that each withdrawal reduced the Contract Value as of the date we processed the withdrawal request.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-left:80pt; margin-top:8pt; width:443pt; line-height:11pt;">We will also include Purchase Payments made within the first 120 days following the Contract Issue Date when calculating the roll-up amount on the first Contract Anniversary. For example, using a hypothetical 5.0% Roll-up percentage, if your initial Purchase Payment on the Contract Issue Date is $50,000 and we receive an additional $100,000 Purchase Payment 90 days later, then assuming you do not take any withdrawals during the first Contract Year, the roll-up amount on the first Contract Anniversary will be $7,500 (($50,000 + $100,000) x 5.0%).</div> <div style=" float:left; margin-left:60pt; line-height:11pt; margin-top:7.91pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">ii.<br/></div> <div style=" margin-top:7.91pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:80pt;">if your Contract Value on that Contract Anniversary is less than 50% (i.e., half) of the most recently calculated Benefit Base prior to that Contract Anniversary, then the roll-up amount is equal to $0.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-left:80pt; margin-top:8pt; width:443pt; line-height:11pt;">We will only recalculate your Benefit Base on each Contract Anniversary during the Roll-up Period if your Contract Value is at least 50% (i.e., half) of your Benefit Base as of that Contract Anniversary. </div><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="margin-left:80pt; width:443pt; line-height:11pt;">For example, if on a Contract Anniversary your Contract Value is $65,000 and the most recently calculated Benefit Base prior to that anniversary is $150,000, you will not be eligible for an increase on that anniversary equal to the “roll-up” amount because your Contract Value ($65,000) is less than 50% of your Benefit Base ($150,000 x 0.5 = $75,000). </div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-weight:bold;">Note: If the SecurePay Anniversary Value is consistently higher than the SecurePay Roll-up Value (because your Contract Value is generally increasing by more than the Roll-up percentage each Contract Year), the SecurePay Roll-up Value may never be used to increase your Benefit Base.</div> <div style="-keep: true"> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">When we calculate the SecurePay Roll-up Value on the first Contract Anniversary following the Rider Issue Date, we will apply the Roll-up percentage (if applicable) to the Benefit Base on the Rider Issue Date to determine the “roll-up” amount, and then reduce the “roll-up” amount proportionately for withdrawals made since the Rider Issue Date. We will then add the reduced “roll-up” amount to the most recently calculated Benefit Base prior to the first Contract Anniversary to determine the SecurePay Roll-up Value. </div> </div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">Example: Assume on the Rider Issue Date your Benefit Base is $100,000. Three months later, assume your Contract Value is $103,000 and you take a withdrawal of  $10,300, reducing your current Contract Value to $92,700, which results in a decrease of 10% (($103,000 – $92,700)/$103,000). Because of the withdrawal, we will reduce your Benefit Base by 10% as well, to $90,000. Also assume that one month later your Contract Value increased from $92,700 to $94,000 due to favorable market performance and you do not make any additional Purchase Payments or withdrawals.</div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">Using a hypothetical 5.0% Roll-up percentage, on the first Contract Anniversary, we will determine the SecurePay Roll-up Value by adding the most recently calculated Benefit Base ($90,000) to 5.0% of the Benefit Base on the previous Contract Anniversary (the Rider Issue Date), increased by any Purchase Payments made within 120 days of the Contract Issue Date and reduced proportionately for withdrawals made since that anniversary. The Benefit Base on the Rider Issue Date was $100,000, and 5.0% of  $100,000 = $5,000. However, because a withdrawal was made during the year, we will reduce this “roll-up” amount in the same proportion that the withdrawal reduced the Contract Value, which was 10%. Because 10% of the “roll-up” amount is $500, the reduced “roll-up” amount is $4,500 ($5,000 – $500). We then calculate the SecurePay Roll-up Value by adding the “roll-up” amount of  $4,500 to $90,000 (the most recently calculated Benefit Base), and determine that the SecurePay Roll-up Value is $94,500.</div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">We will then recalculate your Benefit Base on the first Contract Anniversary to equal the greatest of:</div> <div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8.31pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div> <div style=" margin-top:8.31pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the Benefit Base on that Contract Anniversary ($90,000);</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.82pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div> <div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Anniversary Value on that Contract Anniversary ($94,000); or</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.82pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div> <div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Roll-up Value ($94,500)</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">We will set your Benefit Base equal to $94,500 because the SecurePay Roll-up Value is greater than the Benefit Base on that Contract Anniversary and the SecurePay Anniversary Value on that Contract Anniversary.</div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: Withdrawals could reduce your SecurePay Roll-up Value by substantially more than the actual amount of the withdrawal. For example, assume your Benefit Base at the beginning of the Contract Year is $100,000. Assuming that you do not make any additional Purchase Payments or withdrawals and assuming your Contract Value remains at 50% or more of your Benefit Base (for SecurePay Protector riders issued before October 7, 2024), the SecurePay Roll-up Value on the next Contract Anniversary would be $105,000 ($100,000 + $5,000 (a 5.0% “roll-up” amount)).</div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Assume instead, however, that during the Contract Year you make a withdrawal of  $45,000 and your Contract Value at that time is $90,000 (i.e., the withdrawal is 50% of your Contract Value). Both the Benefit Base and the “roll-up” amount are also reduced by 50%, to $50,000 and $2,500, respectively. This would result in a SecurePay Roll-up Value of  $52,500 on the next Contract Anniversary ($50,000 + $2,500), rather than $105,000. Thus, the $45,000 withdrawal would reduce the SecurePay Roll-up Value by more than $45,000 — it would reduce it by $52,500 ($105,000 – $52,500).</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Roll-up Period begins on the Rider Issue Date and generally lasts for up to ten Contract Anniversaries where there has been an increase of the Benefit Base. The Roll-up Period will end on the next Valuation Date following the 10th Contract Anniversary on which we increase your Benefit Base to equal either the SecurePay Anniversary Value or the SecurePay Roll-up Value. This means that when determining the ten Contract Anniversaries that make up your Roll-up Period, we will not count Contract Anniversaries on which your Benefit Base does not increase.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">However, your Roll-up Period will end sooner — on either the Benefit Election Date or the date the SecurePay Protector rider terminates (see “Terminating the SecurePay Rider”) — if either of these dates occur while your Roll-up Period is in effect. If the Roll-up Period ends, the SecurePay Protector rider may not terminate. We will continue to assess the </div> </div><div style="width:523pt; line-height:12pt;">SecurePay Fee for the SecurePay Protector rider until the SecurePay Protector rider terminates. Also, we will only include the SecurePay Roll-up Value when calculating your Benefit Base while the Roll-up Period is in effect.</div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">Note: This means that if the Roll-up Period ends because you have established the Benefit Election Date, we will still continue to assess the SecurePay Fee until termination of the SecurePay Protector rider. We also will assess the SecurePay Fee during times when the Roll-up Period has expired.</div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">Note: Once you establish your Benefit Election Date, we no longer calculate the SecurePay Roll-up Value. See “Calculating the Benefit Base On or After the Benefit Election Date.” Therefore, once you reach your Benefit Election Date you will no longer receive any additional value from the “Roll-up” feature of the SecurePay Protector rider. On the other hand, delaying the Benefit Election Date may limit the time during which you may take SecurePay Withdrawals, due to life expectancy. See “Beginning Your SecurePay Withdrawals”. You should carefully weigh the advantages of the SecurePay Roll-up Value with the disadvantages of delaying taking SecurePay Withdrawals.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Calculating the Benefit Base On or After the Benefit Election Date</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">We continue calculating the Benefit Base after the Benefit Election Date in the same manner as we did prior to the Benefit Election Date, <span style="font-style:italic;">except withdrawals are treated differently.</span> The effect of a withdrawal on the Benefit Base depends on whether the withdrawal is a SecurePay Withdrawal or an Excess Withdrawal. An Excess Withdrawal is any withdrawal after the Benefit Election Date which, when aggregated with all prior withdrawals during that Contract Year, exceeds the Contract Year’s Annual Withdrawal Amount and Reserve Amount.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">We will not calculate the SecurePay Roll-up Value on or after the Benefit Election Date.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">SecurePay Withdrawals</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">SecurePay Withdrawals do not reduce the Benefit Base. Therefore, if all your withdrawals during the Benefit Period are SecurePay Withdrawals, your Annual Withdrawal Amount under the Standard Option will never decrease and under an Advance Option, the Annual Withdrawal Amount will remain the same for the applicable guarantee period then change to a reduced withdrawal percentage and will never decrease, and you may continue to withdraw at least that amount under all Advance Options for the lifetime of the Covered Person (or the last surviving Covered Person, if you selected Joint Life Coverage).</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">If your Benefit Base increases on a Contract Anniversary because the SecurePay Anniversary Value exceeds the Benefit Base on that date, your Annual Withdrawal Amount and therefore SecurePay Withdrawals available to you in subsequent Contract Years will also increase.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">Your Annual Withdrawal Amount is cumulative. If you choose to receive only a part of, or none of, your AWA in any given Contract Year, the remaining portion may carry forward to future Contract Years as your Reserve Amount. The AWA and maximum Reserve Amount are calculated annually on the Contract Anniversary. You may accumulate up to several times your AWA in your Reserve Amount. To determine the maximum Reserve Amount, see your Rate Sheet Prospectus Supplement. When you take SecurePay Withdrawals in the future, the withdrawals will be taken first from any available Reserve Amount and then from your AWA without reducing your Benefit Base. </div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Consideration</div> <div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.07pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:8.07pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">Once the maximum Reserve Amount is accumulated, you should understand that any additional portions of your AWA that you choose not to receive in a given Contract Year will not carry over to future Contract Years.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">If your Reserve Amount is greater than your Contract Value in a Valuation Period, your Reserve Amount will be limited to the Contract Value. Once the Contract Value is zero, the Reserve Amount will not be available to you. For more information on the SecurePay Withdrawal following the depletion of Contract Value, please see the “Reduction of Contract Value to Zero” section.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-top:4pt; width:523pt; line-height:12pt;">We do not impose a surrender charge on any SecurePay Withdrawals.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Excess Withdrawals</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">During the Benefit Period any portion of a withdrawal that, when aggregated with all prior withdrawals during that Contract Year, exceeds first the Reserve Amount, if any, and then the Annual Withdrawal Amount constitutes an Excess Withdrawal. Therefore, a withdrawal during the Benefit Period that causes the aggregate withdrawals for that Contract Year to exceed the Reserve Amount and the Annual Withdrawal Amount may include amounts that qualify as a SecurePay Withdrawal as well as amounts that are Excess Withdrawals.</div><div style="width:523pt; line-height:11.5pt;">An Excess Withdrawal will reduce the Benefit Base. The effect of the Excess Withdrawal on the Benefit Base depends, in part, on the relationship of the Benefit Base to the Contract Value at that time.</div> <div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div> <div style=" margin-top:8pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">If, at the time of the Excess Withdrawal, your Contract Value minus the non-excess portion of the withdrawal (the portion of the withdrawal that qualifies as a SecurePay Withdrawal) is greater than the Benefit Base, we will reduce the Benefit Base by the amount of the Excess Withdrawal plus any applicable surrender charge.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div> <div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">If, at the time of Excess Withdrawal, your Contract Value minus the non-excess portion of the withdrawal (the portion of the withdrawal that qualifies as a SecurePay Withdrawal) is less than or equal to the Benefit Base, we will reduce the Benefit Base in the same proportion that the Excess Withdrawal, plus any applicable surrender charge, bears to the Contract Value minus the SecurePay Withdrawal.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">For example, suppose your Benefit Base is $100,000, your Maximum Withdrawal Percentage is 5.0% (<span style="font-style:italic;">i.e.</span>, your AWA is $5,000), your Contract Value is $110,000, and Reserve Amount equals zero. No surrender charges apply to this calculation because the gross withdrawal amount is used. If you have already taken $3,000 of SecurePay Withdrawals in the Contract Year and then request another $3,000 withdrawal you will exceed your AWA by $1,000, and we will consider $2,000 of that withdrawal to be a SecurePay Withdrawal and $1,000 to be an Excess Withdrawal. In this case, rule (a) above applies because the Contract Value less the SecurePay Withdrawal ($110,000 – $2,000 = $108,000) is greater than your Benefit Base ($100,000). We will therefore reduce your Benefit Base by the Excess Withdrawal and your new Benefit Base will be $99,000 ($100,000 – $1,000).</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">However, if in the example above your Contract Value is $70,000 then rule (b) applies. In this case, we determine the reduction in your Benefit Base first by determining the proportion that the Excess Withdrawal bears to the Contract Value less SecurePay Withdrawal. We calculate this by dividing the $1,000 Excess Withdrawal by the Contract Value less the $2,000 SecurePay Withdrawal ($1,000 ÷ ($70,000 – $2,000) = 1.4706%). We will then apply this same percentage to reduce your Benefit Base. Thus your new Benefit Base will be equal to $98,529 ($100,000 – ($100,000 * 0.014706)).</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">The examples above do not include the effect of any surrender charges that may be applicable.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We will recalculate the Annual Withdrawal Amount on the next Contract Anniversary by multiplying the Benefit Base on that date by the Maximum Withdrawal Percentage. We also will apply a surrender charge to the Excess Withdrawal, if a surrender charge would otherwise be applicable.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Reduction of Contract Value to Zero</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If the Contract Value is reduced to zero due to the deduction of fees or a SecurePay Withdrawal, the Contract will terminate, the Reserve Amount will terminate, and we will settle the benefit under your SecurePay rider as follows:</div> <div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">We will pay the remaining AWA not yet withdrawn in the current Contract Year, if any, in a lump sum;</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">We will establish an Annuity Date that is the Contract Anniversary following the date of the transaction that reduced the Contract Value to zero; and</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">On the Annuity Date we will pay a monthly payment equal to the AWA divided by 12 until the death of the Owner, or if the rider covers two spouses, the death of the second spouse.If benefits are being paid under the SecurePay NH benefit on the Annuity Date, the amount of your annuity payments will be determined in accordance with the terms of the SecurePay NH endorsement. (See “Availability of SecurePay NH Benefit after Annuitization.”) Please note that we may accept different payment intervals.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If you request a surrender and your Contract Value at the time of the request is less than your remaining Reserve Amount and AWA for that Contract Year, we will pay you a lump sum equal to such remaining Reserve Amount and AWA.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">If your Contract Value reduces to zero due to an Excess Withdrawal, we will terminate your Contract and the SecurePay rider. You will not be entitled to receive any further benefits under the SecurePay rider.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">As with any distribution from the Contract, there may be tax consequences. In this regard, we intend to treat any amounts that you receive before the Annuity Date is established as described above and that are in the form of SecurePay Withdrawals as withdrawals. We intend to treat any amounts that you receive after the Annuity Date is established as described above and that are a settlement of the benefit under your SecurePay rider as annuity payments for tax purposes. See “TAXATION OF ANNUITIES IN GENERAL, Taxation of Consequences of Protected Lifetime Income Benefits.” </div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Benefit Available on Maximum Annuity Date (oldest Owner’s or Annuitant’s 95<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> birthday)</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">You must annuitize the Contract no later than the oldest Owner’s or Annuitant’s 95<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> birthday (“Maximum Annuity Date”). The SecurePay rider will terminate on the Annuity Date, whether or not you have begun your SecurePay Withdrawals.</div><div style="width:523pt; line-height:11.5pt;">If your SecurePay rider is in effect on the Maximum Annuity Date, in addition to the other Annuity Options available to you under your Contract, one of your Annuity Options will be to receive monthly annuity payments equal to the AWA divided by 12 for the life of the Covered Person (or the last surviving Covered Person if Joint Life Coverage was selected). If benefits are being paid under the SecurePay NH benefit on the Maximum Annuity Date, the amount of your annuity payments will be determined in accordance with the terms of the SecurePay NH endorsement. (See “Availability of SecurePay NH Benefit after Annuitization.”) If you do not select an Annuity Option, your monthly annuity payments will be the greater of  (i) the AWA divided by 12 or (ii) payments based upon the Contract Value for the life of the Annuitant with a 10-year Certain Period. We must receive written notification of your election of such annuity payments at least three days but no earlier than 90 days before the Maximum Annuity Date. For more information regarding Annuity Options, including Certain Period options, see “ANNUITY PAYMENTS, Annuity Options.”</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Consideration</div> <div style="margin-top:4pt; width:523pt; line-height:11.5pt;">On the Maximum Annuity Date, the SecurePay rider will terminate and any Reserve Amount you have accumulated will no longer be available. The Reserve Amount is not included in the AWA Annuity Option. You should be aware that if you choose not to use your Reserve Amount prior to the Maximum Annuity Date, you will not receive the benefit of your accumulated Reserve Amount.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">SecurePay Fee</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We deduct a fee for the SecurePay rider that compensates us for the costs and risks we assume in providing this benefit. This SecurePay Fee is a percentage of the Benefit Base. We deduct this fee from your Contract Value on the Valuation Date that occurs after each Valuation Period containing a Monthly Anniversary Date. The SecurePay Fee is deducted from the Sub-Accounts of the Variable Account only; it is not deducted from the assets in the DCA Account. The monthly fee is deducted from the Sub-Accounts in the same proportion that the value of each Sub-Account bears to the total Contract Value in the Variable Account on that date. Accordingly, you must have transferred some assets from your DCA Account to Sub-Accounts in accordance with our Allocation Guidelines and Restrictions before the fee is charged. The monthly fee is deducted from a Sub-Account in the same proportion that the Sub-Account value bears to the total Contract Value in the Variable Account on that date.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Information regarding the current fees for the SecurePay riders can be found in the Rate Sheet Prospectus Supplement that accompanies your Prospectus. See “Rate Sheet Prospectus Supplement Information.” We may increase the SecurePay Fee. However, we will not increase the SecurePay Fee for the SecurePay riders above a maximum 2.00% (2.20% under RightTime) of the Benefit Base.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We reserve the right to increase the SecurePay fee up to the maximum stated above if, in our sole discretion, the increase is necessary or appropriate to cover the costs Protective Life incurs to mitigate the risks associated with offering the rider. If we increase the SecurePay Fee, we will give you at least 30 days’ written notice prior to the increase which notice will identify the date the increase in the SecurePay Fee will take place and provide instructions on how to accept or decline the increase. You may elect not to pay the increase in your SecurePay Fee. If you elect not to pay the increased SecurePay Fee, your SecurePay rider will not terminate, but your Benefit Base will be capped at its then current value and you will give up the opportunity for any future increases in the Benefit Base if your Contract Value exceeds your Benefit Base on subsequent Contract Anniversaries. You will continue to be assessed your current SecurePay Fee. We also will no longer calculate the SecurePay Roll-up Value when determining your Benefit Base if you elect not to pay the increase in your SecurePay Fee. You will continue to be assessed your current SecurePay Fee, even though you will no longer be entitled to additional SecurePay Roll-up Values. See “SecurePay Riders.”</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Terminating the SecurePay Rider</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">The SecurePay rider will terminate upon the earliest of:</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.81pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.81pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date you terminate your SecurePay rider (permitted after the rider has been in effect for at least ten years);</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">the Valuation Date the Contract is surrendered or terminated;</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">the Valuation Date your Contract Value reduces to zero due to an Excess Withdrawal;</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date your Contract Value reduces to zero due to poor Sub-Account performance, the deduction of fees, and/or a SecurePay Withdrawal (subject to our obligation to make monthly payments to you, as set forth above under “Reduction of Contract Value to Zero”);</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date on or after the Benefit Election Date we receive instructions from you that results in a change in Covered Person(s);</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" line-height:11.5pt; text-align:left; margin-left:30pt;">for a SecurePay rider with one Covered Person, the date of the Covered Person’s death before the Annuity Date (even if the surviving spouse of the deceased Covered Person elects to continue the Contract);</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.6pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">for a SecurePay rider with two Covered Persons, the date of death of the last surviving Covered Person before the Annuity Date;</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.6pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Maximum Annuity Date (being the Owner’s choice of the options outlined under “Benefit Available on Maximum Annuity Date (Oldest Owner’s or Annuitant’s 95<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> Birthday)”); or</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.6pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date we receive instructions that are not in compliance with our Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.61pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Deduction of the monthly fee for the SecurePay rider ceases upon termination. We will not refund the SecurePay fees you have paid if your SecurePay rider terminates for any reason. If your SecurePay rider terminates, you may not reinstate it or purchase a new rider except as described below under “Spousal Continuation” and “Reinstating Your SecurePay Rider Within 30 Days of Termination.”</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Spousal Continuation</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Upon the death of the Owner <span style="font-style:italic;">before</span> the Benefit Election Date, if the surviving spouse elects to continue the Contract and become the new Owner, the surviving spouse may also continue the SecurePay rider, provided the surviving spouse meets the rider’s issue age requirements as of the Rider Issue Date or as of any date prior to the date we receive the written request to continue the Contract. On the next Contract Anniversary, the Benefit Base will be the greater of  (1) the Contract Value (which will reflect the Death Benefit), or (2) the current Benefit Base.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If the SecurePay Benefit Election Form indicates Single Life Coverage and the SecurePay rider terminates due to the death of the Covered Person <span style="font-style:italic;">following</span> the Benefit Election Date, and if the surviving spouse elects to continue the Contract and become the new sole Owner, then the surviving spouse may purchase a new SecurePay rider before the Annuity Date if we are offering the rider at that time. If all the conditions to purchase a new SecurePay rider have been met, we will issue the rider upon our receipt of the surviving spouse’s written request. The new rider will be subject to the terms and conditions of the SecurePay rider in effect at the time it is issued. This means:</div> <div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.62pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.62pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">The initial Benefit Base will be equal to the Contract Value as of the new Rider Issue Date.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.61pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">We will impose the current SecurePay Fee under RightTime in effect on the new Rider Issue Date.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The surviving spouse may not purchase a new SecurePay rider if he or she does not meet the rider’s issue age requirements as of the Rider Issue Date or the date we receive the written request to continue the Contract. Only the surviving spouse is eligible to be a Covered Person under the new rider, and the rider will terminate upon the death of that Covered Person. Please note that the SecurePay riders may not be available in all states and that we may limit the availability of the SecurePay riders at any time.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If the SecurePay Benefit Election Form indicates Joint Life Coverage and a Covered Person dies <span style="font-style:italic;">following</span> the Benefit Election Date, and if the surviving spouse elects to continue the Contract and the SecurePay rider, the Annual Withdrawal Amount remains the same until the next Contract Anniversary. On the next Contract Anniversary, the Benefit Base will be the greater of the Contract Value (which will reflect the addition of the Death Benefit) or the current Benefit Base and we will recalculate the Annual Withdrawal Amount, if necessary, using the Maximum Withdrawal Percentage associated with Joint Life Coverage.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Reinstating Your SecurePay Rider Within 30 Days of Termination</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If your SecurePay rider terminated due to a Prohibited Allocation instruction (see “ALLOCATION GUIDELINES AND RESTRICTIONS FOR PROTECTED LIFETIME INCOME BENEFITS”) or due to a change in Covered Person after the Benefit Election Date (see “Designating the Covered Person(s)”), and you made no additional Purchase Payment after the termination, you may request that we reinstate the rider.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If termination occurred due to a Prohibited Allocation instruction, your written reinstatement request must correct the previous Prohibited Allocation instruction by either directing us to allocate your Contract Value in accordance with the rider’s Allocation Guidelines and Restrictions and/or resume portfolio rebalancing. If termination occurred due to a change in Covered Person after the Benefit Election Date, your written reinstatement request must correct the change in Covered Person by directing us to designate under the reinstated rider the original Covered Person(s) that had been selected on the Benefit Election Date. </div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We must receive your written reinstatement request within 30 days of the date the rider terminated. The reinstated rider will have the same terms and conditions, including the same SecurePay Rider Issue Date, Benefit Base, Reserve Amount, AWA, SecurePay Fee and Maximum Withdrawal Percentage as it had prior to termination.</div><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="width:523pt; line-height:12pt;font-weight:bold;">Tax Consequences</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Treatment of Civil Unions, Domestic Partners, and Divorce.</span>   If state law affords legal recognition to domestic partnerships or civil unions, the Rider will treat individuals who are in a bona fide civil union or domestic partnership as married and spouses for purposes of the Rider. However, as described above in “Death Benefit — Continuation of the Contract by a Surviving Spouse,” for federal tax law purposes such individuals are not treated as “spouses.” Likewise, if the Covered Persons are no longer married as of the date of death, such individuals are no longer treated as spouses for federal tax law purposes. As a result, if a beneficiary of a deceased owner and the owner were parties to a civil union or domestic partnership, or if the beneficiary and the deceased owner were no longer married as of the date of death, the beneficiary will be required by federal tax law to take distributions from the Contract in the manner applicable to non-spouse beneficiaries and will not be able to continue the Contract. In some circumstances, these required distributions could substantially reduce or eliminate the SecurePay rider benefit while the surviving Beneficiary is still alive.</div> <div style="margin-top:4pt; width:523pt; line-height:11.5pt;">In addition, the rider allows the surviving spouse of a deceased owner who continues the Contract and becomes the new owner to either continue the SecurePay rider or purchase a new rider (depending on the date of death and whether the rider provides single or joint life coverage). This right is only available to an individual who was the spouse of the deceased owner within the meaning of federal tax law because only such a spouse is eligible to continue the Contract under federal tax law.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">An individual who is a party to a civil union or a domestic partnership should not purchase the SecurePay rider before consulting legal and financial advisors and carefully evaluating whether the SecurePay rider is suitable for his or her needs.</div> <div style="margin-top:11.6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Other Tax Matters.</span>   For a discussion of other tax consequences specific to your SecurePay rider, please see “TAXATION OF ANNUITIES IN GENERAL, Tax Consequences of Protected Lifetime Income Benefits” and “QUALIFIED RETIREMENT PLANS, Protected Lifetime Income Benefits.” </div> <div style="-keep: true"> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">SecurePay NH: Increased AWA Because of Confinement in Nursing Home</div> </div> <div style="margin-top:1.5pt; width:523pt; line-height:9.5pt;font-size:8pt;">If you are confined to a nursing home, you may be eligible for an increased Annual Withdrawal Amount (“AWA”) with our SecurePay NH (Nursing Home Enhancement) feature. This feature is included at no additional charge with the SecurePay Protector rider or SecurePay Investor rider.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">The SecurePay NH benefit may not be available in all states and may not be available with new contracts in the future. Please check with your financial advisor to determine availability.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">What is the SecurePay NH benefit?</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">If your rider was issued on or after October 7, 2024, (for sole Covered Person or both Covered Persons in a nursing home) we will double the AWA to which you are currently entitled for that year, not to exceed 15% of your Benefit Base; (if only one of two Covered Persons in a nursing home) we will multiply the AWA by 125% to which you are currently entitled for that year, not to exceed 15% of your Benefit Base. Not applicable to riders issued in California.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">If your rider was issued before October 7, 2024, (for sole Covered Person or both Covered Persons in a nursing home) we will double the AWA to which you are currently entitled for that year, not to exceed 10% of your Benefit Base. For all riders issued in California, regardless of rider issue date.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Nursing Home Benefit Period</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Nursing Home Benefit Period is the period of time during which the increased SecurePay withdrawal percentage is used to calculate the AWA. Any Contract Year or portion thereof during which the increased SecurePay withdrawal percentage is used to calculate the AWA will be a full Contract Year for the purpose of determining the Nursing Home Benefit Period.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Nursing Home Benefit Period will extend for a maximum of five (5) Contract years in which you qualify for the SecurePay NH benefit or until the SecurePay Rider terminates, whichever occurs first. The qualifying Contract years need not be consecutive. </div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Eligibility for the SecurePay NH Benefits</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">To qualify for the increased AWA under the SecurePay NH benefit, the Covered Person must:</div> <div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div> <div style=" margin-top:8pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">have established the Benefit Election Date or establish the Benefit Election Date when he or she applies for the SecurePay NH benefit;</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div> <div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">(a) be currently confined to a Nursing Home, as defined below; (b) have been confined to a Nursing Home for at least 90-days immediately preceding your application for the SecurePay NH benefit; and (c) have a reasonable expectation that he or she will continue to be confined to a Nursing Home; and</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </div><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style=" float:left; margin-left:20pt; line-height:11pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div> <div style=" line-height:11pt; text-align:left; margin-left:40pt;">be unable to perform at least two of the six Activities of Daily Living described below, or be diagnosed with a Severe Cognitive Impairment.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Nursing Home: For purposes of determining your eligibility for the SecurePay NH benefit, a “Nursing Home” is defined as a facility (or portion of a facility) primarily engaged in providing continuous, 24 hour per day nursing care to its residents and is under the supervision of a physician and has as its main function to provide skilled, intermediate, or custodial care. The facility must be granted a license by the State in which it operated and be compliant with all regulations and laws in accordance with the grant of such license. A “Nursing Home” does not include: a hospital or clinic; a facility operated primarily for the treatment of alcoholism or drug addiction; a communal living facility or retirement home, or facilities primarily affording custodial, educational or rehabilitative care.</div> <div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Ineligibility.</span>   You are not eligible for the SecurePay NH benefit if you were in a nursing home during the one year preceding your purchase of the SecurePay Protector or SecurePay Investor rider, or you are confined to a nursing home during the year following your purchase of the Rider. </div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Activities of Daily Living (ADL).</span>   Under the SecurePay NH benefit, “Activities of Daily Living” refer to the following functions relating to the Covered Person’s ability to live independently:</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Bathing — The ability to wash oneself by sponge bath or in either a tub or shower, including the task of getting into or out of the tub or shower.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.63pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.63pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Continence — The ability to maintain control of bowel and bladder function, or when unable to maintain control of bowel or bladder function, the ability to perform associated personal hygiene, including caring for the catheter or colostomy bag.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Dressing — The ability to put on and take off all items of clothing and any necessary braces, fasteners or artificial limbs.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.63pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.63pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Eating — The ability to feed oneself by getting food into the body from a receptacle, such as a plate, cup, or table, or by feeding tube or intravenously.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Toileting — The ability to get to and from the toilet, getting on and off the toilet, and performing associated personal hygiene.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">Transferring — The ability to move into or out of a bed, chair or wheelchair.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Severe Cognitive Impairment.</span>   For purposes of determining eligibility for the SecurePay NH benefit, Severe Cognitive Impairment is a loss or deterioration of intellectual capacity that is comparable to (and includes) Alzheimer’s disease and similar forms of irreversible dementia.</div> <div style="-keep: true"> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">Two Covered Persons.<span style="font-style:normal;font-weight:normal;">   </span> If your rider was issued on or after October 7, 2024, if you selected the Joint Life Coverage Option when you established your Benefit Election Date, then either Covered Person may satisfy the eligibility requirements for the increased SecurePay NH benefit. If your rider was issued before October 7, 2024, if you selected the Joint Life Coverage Option when you established your Benefit Election Date, both Covered Persons must satisfy the eligibility requirements for the increased SecurePay NH benefit.</div> </div> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Applying for Increased AWA under the SecurePay NH Benefit</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Initial Application.</span>   To apply for an increased AWA under the SecurePay NH benefit, you must submit an application certifying that the Covered Person meets the conditions for qualification under the SecurePay NH benefit. This certification must be signed by the Covered Person’s Physician. If the Owner is unable to submit an application for an increased AWA on his or her own behalf, we will accept an application on behalf of an Owner from a person who provides satisfactory proof that they have legally assumed care, custody, and representation of the incapacitated Owner. Typically, this would be a valid power of attorney or an order of conservatorship from a court of competent jurisdiction.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The certifying Physician must be a medical doctor currently licensed by a state Board of Medical Examiners, or similar authority in the United States, acting within the scope of his or her license. Physician does not include: (a) the Covered Person(s) or Covered Person(s) spouse; or (b) the brother, sister, parent, or child of the Covered Person(s). We may require an examination of the Covered Person by a Physician of our choice at our expense. In the event of a conflict between the medical opinions, the opinion of our Physician shall prevail.</div> <div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Re-Certification of Eligibility.</span>   Beginning with the second Contract Anniversary following the end of a Valuation Period during which we determine that the Covered Person qualifies for the increased AWA under SecurePay NH (the “Qualification Date”), you must submit a re-certification of eligibility not less than 10, nor more than 30 days prior to each applicable Contract Anniversary. We will notify you at least 30 days before this re-certification is due.</div> </div><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="width:523pt; line-height:12pt;">The re-certification must certify that the Covered Person continues to meet the conditions for eligibility under the SecurePay NH benefit, and must be signed by the Covered Person’s physician. We may require an examination by a physician of our choice at our expense. In the event of a conflict between the medical opinions, the opinion of our physician will prevail.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">We will notify you if you fail to qualify for continued eligibility for the SecurePay NH benefit. For any Contract Year during which the Covered Person fails to qualify for the Nursing Home Enhancement, we calculate the Annual Withdrawal Amount according to the terms of the SecurePay rider you purchased.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">If you have questions about applying for an increased AWA under the SecurePay NH benefit, or to obtain a copy of the SecurePay NH application and other forms required to apply, you can call us at <span style="white-space:nowrap;">1-800-456-6330</span> or write to us at Protective Life Insurance Company, P.O. Box 1928, Birmingham, Alabama 35202-1928.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Determining Your Increased AWA under the SecurePay NH Benefit</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Initial Qualifying Year.</span>   Qualification for an increased AWA under the SecurePay NH benefit may increase the Annual Withdrawal Amount available for the Contract Year during which you qualify. An increase in the Annual Withdrawal Amount will not change the effect of any withdrawal that occurred prior to the Qualification Date. Thus, if you took an Excess Withdrawal during the Contract Year before you were notified that you qualify for the SecurePay NH increased AWA, your earlier withdrawal would still be treated as an Excess Withdrawal under SecurePay.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">If your aggregate withdrawals during the qualifying Contract Year are less than or equal to the Reserve Amount and the Annual Withdrawal Amount in effect prior to the Qualification Date, we will recalculate the remaining Annual Withdrawal Amount for that Contract Year as of the Qualification Date by multiplying the Benefit Base on that date by the enhanced Maximum Withdrawal Percentage, and subtracting all prior non-Excess Withdrawals taken since the later of the Benefit Election Date or the most recent Contract Anniversary.</div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-style:italic;">For riders issued on or after October 7, 2024:</div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;"> <span style="font-style:italic;">Example</span>: Five years ago, after turning age 75, Elisabeth elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000).</div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">Sole Covered Person - In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of $5,000. Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $10,000 ($100,000 * 10%) and her remaining AWA for the current Contract Year is $5,000 ($10,000 – $5,000).This would be the same calculation if both Covered Persons are in a nursing home.</div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">One of two Covered Persons - In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of  $5,000. Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage that is 125% of the Maximum Withdrawal Percentage under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $6,250 ($100,000 * (5% x 125%); $100,000 * 6.25%) and her remaining AWA for the current Contract Year is $1,250 ($6,250 – $5,000).</div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-style:italic;">For riders issued before October 7, 2024:</div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">Example: Five years ago, after turning age 75, Elisabeth, elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000).</div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of  $5,000. Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $10,000 ($100,000 * 10%) and her remaining AWA for the current Contract Year is $5,000 ($10,000 – $5,000).</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">If you have taken an Excess Withdrawal during the qualifying Contract Year prior to the Qualification Date, we will recalculate the remaining Annual Withdrawal Amount for that Contract Year as of the Qualification Date by subtracting the Maximum Withdrawal Percentage identified on the Benefit Election Date from the enhanced Maximum Withdrawal Percentage provided by this endorsement, and multiplying the difference in those percentages by the Benefit Base on the Qualification Date.</div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;"> <span style="font-style:italic;">Example</span>: Five years ago, after turning age 75, Elisabeth elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000).</div> </div><div style="margin-left:20pt; width:503pt; line-height:12pt;">In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of  $5,000 and an Excess Withdrawal of  $4,000. Her new Benefit Base after the Excess Withdrawal is $95,789 ($100,000 – $4,000/$95,000 * $100,000). Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $95,789. Her new AWA is $9,579 ($95,789 * 10%) and her remaining AWA for the current Contract Year is $4,789 ((10% – 5%) * $95,789).</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">Please note that your maximum Reserve Amount under the SecurePay riders will not increase as a result of the increased AWA under the SecurePay NH Benefit. </div> <div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;">Example</span>: Five years ago, after turning age 75, Elisabeth elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000). Her maximum Reserve Amount is $25,000 (5 * $5,000). </div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">Assume that Elisabeth now qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $10,000 ($100,000 * 10%). However, her maximum Reserve Amount remains $25,000.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Notice of Qualification.</span>   We will include the amount of the increase in the AWA for the qualifying year in the notice that confirms the Covered Person’s qualification for the Nursing Home Enhancement.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Subsequent Contract Years.</span>   In subsequent Contract Years in which you are eligible for the Nursing Home Enhancement, we multiply the Benefit Base on the Contract Anniversary by the enhanced Maximum Withdrawal Percentage to determine the Annual Withdrawal Amount for that Contract Year. For any year in which you are not eligible for the Nursing Home Enhancement, we determine the Annual Withdrawal Amount, if any, according to the terms of the SecurePay rider you purchased. </div> <div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Non-Qualifying Years.</span>   For any Contract Year during which the Covered Person fails to qualify for the increased AWA under the SecurePay NH benefit, we calculate the AWA using the SecurePay withdrawal percentage established on the Benefit Election Date according to the terms of the SecurePay rider you purchased and that Contract Year will not be included in the Nursing Home Benefit Period. </div> <div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Availability of SecurePay NH Benefit after Annuitization.</span>   Once the Contract has been annuitized, the SecurePay NH benefit is no longer available. Thus, the SecurePay NH benefit is not available after — </div> <div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">you choose to apply your Annuity Value to an Annuity Option under the Contract;</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">the Maximum Annuity Date under the Contract is reached; or</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">the Contract Value is reduced to zero due to the deduction of fees or a SecurePay Withdrawal and an Annuity Date is established.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">Thus, if you have not qualified for, and have not begun receiving, an increased AWA under the SecurePay NH benefit when the Contract is annuitized, you will not be able to receive an increased annuity payment even if you would have later qualified for the SecurePay NH Benefit. If you have already qualified for, and are receiving, an increased AWA under SecurePay NH when the Contract is annuitized because the Maximum Annuity Date is reached or the Contract Value is reduced to zero due to the deduction of fees or a SecurePay Withdrawal, you will continue to receive the increased annuity payment according to the terms of your rider. Specifically, you will receive the increased payments for the remainder of the 5-Contract Year Maximum Aggregate Nursing Home Benefit Period. You will not need to recertify your eligibility for the increased payments under the SecurePay NH benefit after your annuity payments begin.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Termination and Reinstatement of the SecurePay NH Benefit.</span>   The SecurePay NH benefit terminates when your SecurePay Protector or SecurePay Investor rider terminates, including when the Contract is annuitized. If your SecurePay Protector or SecurePay Investor rider is reinstated, your SecurePay NH benefit will also be reinstated. </div> <div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Tax Considerations for the SecurePay NH Benefit.</span>   The tax treatment of the SecurePay NH benefit is uncertain in several respects. Please see “FEDERAL TAX MATTERS, Tax Consequences of Protected Lifetime Income Benefits” and “QUALIFIED RETIREMENT PLANS, Protected Lifetime Income Benefits.” If you are considering purchasing a </div><div style="margin-top:28pt;height:702pt;margin-left:36pt;width:523pt;"> <div style="width:523pt; line-height:12pt;">Qualified Contract with the SecurePay Protector or SecurePay Investor rider, you should consult a tax adviser because the addition of the SecurePay rider could affect the qualification of your Contract and/or the Qualified Plan associated with your Contract. </div> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">Required Minimum Distributions</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">If the SecurePay rider is purchased for use with a Qualified Contract, the Qualified Contract must comply with the required minimum distribution (RMD) rules under the Code Section 401(a)(9). The SecurePay rider, and certain other benefits that the IRS may characterize as “other benefits” for purposes of the regulations under Code Section 401(a)(9), may increase the amount of the RMD that must be taken from your Qualified Contract. See “QUALIFIED RETIREMENT PLANS.”</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">After the Benefit Election Date, we permit withdrawals from a Qualified Contract that exceed the Reserve Amount and AWA in order to satisfy the RMD for the Qualified Contract without compromising the SecurePay guarantees. In particular, if you provide us with Written Notice of an RMD at the time you request a SecurePay Withdrawal from your Qualified Contract, we will compute an amount that is treated under the SecurePay rider as the RMD for the calendar year with respect to your Qualified Contract. Note that although the tax law may permit you in certain circumstances to take distributions from your Qualified Contract to satisfy the RMDs with respect to other retirement plans established for your benefit, only the amount computed by us as the RMD with respect to your Qualified Contract is treated as an RMD for purposes of the SecurePay rider. Also, if you do not provide us with Written Notice of an RMD at the time you request a SecurePay Withdrawal, the entire amount by which the withdrawal exceeds any remaining Reserve Amount and AWA for the Contract Year will reduce the amount of your future AWA and could reduce your Benefit Base.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">In the future, we may institute certain procedures, including requiring that RMD be established as automatic, periodic distributions, in order to ensure that RMDs for a calendar year do not exceed the Reserve Amount and AWA for the corresponding Contract Year.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">In general, under the SecurePay rider, you may withdraw the greater of  (i) your Reserve Amount plus the AWA for a contract year or (ii) the RMD attributable to your Contract that is determined as of December 31<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">st</span> immediately preceding the beginning of your contract year. RMDs may prevent you from taking advantage of the Reserve Amount feature of the SecurePay riders. </div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">Note: If the Benefit Election Form is submitted before the first RMD under Code Section 401(a)(9) is due, we may adjust the amount of your maximum SecurePay Withdrawal for the contract year that includes the due date for the first RMD so that the maximum amount of your withdrawal under the SecurePay rider will be the greater of your first RMD or Reserve Amount plus the AWA plus the greater of your second RMD or Reserve Amount plus the AWA minus your actual withdrawals in the previous contract year. Thereafter, the maximum allowed is the greater of the Reserve Amount plus the AWA or the RMD determined as of the preceding December 31<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">st</span>.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">ALLOCATION GUIDELINES AND RESTRICTIONS FOR SECUREPAY PROTECTOR RIDER</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;">These Allocation Guidelines and Restrictions are not applicable to the SecurePay Investor rider.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">In order to maintain the SecurePay Protector rider, you must allocate your Purchase Payments and Contract Value in accordance with the Allocation Guidelines and Restrictions that we have established. The Allocation Guidelines and Restrictions are designed to limit our risk under this rider and are divided into two phases- the rider accumulation phase and the rider withdrawal phase. These phases are discussed in more detail below. </div> </div><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <table style="width:523pt;min-height:197.1pt;margin-top:0pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:9.6pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 1.967pt 0pt; width:122.75pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Allocation by <br/>Investment Category (“AIC”)</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Benefit Allocation <br/>Model Portfolios</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Permissible Single <br/>Investment Options</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;white-space:nowrap;"> <div style="white-space:nowrap;">Rider Accumulation Phase</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Categories 1-3 are available at designated percentages as described below (which are different from the Rider Withdrawal Phase); Category 4 is not allowed</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, Balanced toward Growth, Moderate Growth, and Growth Focus</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Protective Life Dynamic Allocation Series ‑ Conservative and <br/>Protective Life Dynamic Allocation Series ‑ Moderate</td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;white-space:nowrap;">Rider Withdrawal Phase</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;">Categories 1-3 are available at designated percentages as described below (which are different from the Rider Accumulation Phase); Category 4 is not allowed</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, and Balanced toward Growth</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;">Protective Life Dynamic Allocation Series - Conservative</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> </table> <div style="margin-top:5.53pt; width:523pt; line-height:11.5pt;">From time to time Portfolio Company Models may be made available. For more information on the Allocation Guidelines and Restrictions applicable to Portfolio Company Models, contact your financial adviser.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">The Rider Accumulation Phase</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The rider accumulation phase of your Contract begins when you purchase the SecurePay Protector rider, either at Contract Issue or under RightTime. </div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Specifically, you must: (1) allocate all of your Purchase Payments and Contract Value in accordance with the Allocation by Investment Category guidelines (described below), (2) allocate all of your Purchase Payments and Contract Value in accordance with one of the three eligible Benefit Allocation Model Portfolios (described below) or (3) allocate all of your Purchase Payments and Contract Value to one of the permissible single investment options. All of the investment options available under the Allocation Guidelines and Restrictions are described below. You may also allocate your Purchase Payments to the dollar cost averaging (“DCA”) Account(s), provided that transfers from the DCA Account are allocated to the Sub-Accounts in accordance with the Allocation Guidelines and Restrictions described above.</div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: The Allocation Guidelines and Restrictions, as well as the inclusion of Funds that employ volatility management strategies in the Investment Options available under your Contract, are intended in part to reduce risks of investment losses that would require us to use our own assets to make payments in connection with the guarantees provided by the SecurePay Protector rider. The Allocation Guidelines and Restrictions, and the inclusion of Funds that employ volatility management strategies are designed to reduce the overall volatility of your Contract Value. During rising markets, the Allocation Guidelines and Restrictions and the Funds that employ volatility management strategies could cause Contract Value to rise less than would have been the case had you been invested in Funds with more aggressive investment strategies. Conversely, investing according to the Allocation Guidelines and Restrictions, and in Funds that employ volatility management strategies, may be helpful in a declining market when high market volatility triggers a reduction in the Funds’ equity exposure, because during these periods of high volatility, the risk of losses from investing in equity securities may increase. In these instances, your Contract Value may decline less than would have been the case had you not been invested in a Fund or Funds that feature volatility management strategies.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">There is no guarantee that the Allocation Guidelines and Restrictions, or Funds with volatility management strategies, can limit volatility in your investment portfolio, and you may lose principal.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">To the extent that the Allocation Guidelines and Restrictions and the Funds with managed volatility strategies are successful in reducing overall volatility, we will benefit from a reduction of the risk arising from our guarantee obligations under the riders and we will have less risk to hedge under the riders than would be the case if Owners did not invest in accordance with the Allocation Guidelines and Restrictions and in the Funds with managed volatility strategies. The Allocation Guidelines and Restrictions and investment in Funds with managed volatility strategies may not be consistent with an aggressive investment strategy. You should consult with your registered representative to determine if they are consistent with your investment objectives.</div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">NOTE: You may not allocate any of your Purchase Payments or Contract Value to the Fixed Account.</div> <div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Allocation by Investment Category.</span>   The following Allocation by Investment Category guidelines specify the minimum and maximum percentages of your Contract Value that must be allocated to each of the four categories of Sub-Accounts listed below in order for you to remain eligible for benefits under the SecurePay Protector rider (unless you </div> </div><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="width:523pt; line-height:12pt;">are fully invested in a Benefit Allocation Model or a permissible single investment option, as described above). You can select the percentage of Contract Value to allocate to individual Sub-Accounts within each group, but the total investment for all Sub-Accounts in a group must comply with the specified minimum and maximum percentages for that group. The Allocation by Investment Category is also available during the rider withdrawal phase. There are different allocation percentages between the rider accumulation phase and the rider withdrawal phase under the SecurePay Protector rider and are outlined below. </div> <div style="margin-top:4pt; width:523pt; line-height:12pt;">These Allocation by Investment Category guidelines may not be consistent with an aggressive investment strategy. You should consult with your registered representative to determine if they are consistent with your investment objectives.</div> <div style="margin-top:12pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Allocation by Investment Category</div> <div style="margin-top:6pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Rider Accumulation Phase <br/>Category 1 Minimum Allocation: 10% <br/>Maximum Allocation: 100% <br/>Rider Withdrawal Phase <br/>Category 1 Minimum Allocation: 35% </div> <div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Maximum Allocation: 100%</div> </div> <div style="margin-top:5pt"> <div style="margin-left:36pt;width:255.5pt;float:left;"> <div style="text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> The Bond Fund of America<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> U.S. Government Securities Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Intermediate Bond Fund</div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Columbia Variable Portfolio Select Short Corporate Income Fund (formerly, Columbia Variable Portfolio Limited Duration Credit Fund)</div> </div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Bond Index Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP FundsManager 20% Portfolio</div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Investment Grade Bond Portfolio</div> </div> </div> <div style="margin-left:12pt;width:255.5pt;float:left;"> <div style="text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Core Fixed Income Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Government Securities Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. U.S. Government Money Portfolio</div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Short Duration Income Portfolio</div> </div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Low Duration Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Real Return Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Short-Term Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Total Return Portfolio</div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Western Asset Core Plus VIT Portfolio</div> </div> </div> </div> <div style="clear:both;font-size:0pt;">​</div><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Rider Accumulation Phase <br/>Category 2 Minimum Allocation: 0% <br/>Maximum Allocation: 90% <br/>Rider Withdrawal Phase <br/>Category 2 Minimum Allocation: 0% </div> <div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Maximum Allocation: 65%</div> </div> <div style="margin-top:7pt"> <div style="margin-left:36pt;width:255.5pt;float:left;"> <div style="-keep: true"> <div style="text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Balanced Hedged Allocation Portfolio</div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> American Funds<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Global Balanced Fund</div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Asset Allocation Fund </div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Capital Income Builder<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div> </div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock 60/40 Target Allocation ETF V.I. Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock Global Allocation V.I. Fund</div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Balanced Fund</div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Strategic Income Fund</div> </div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Asset Manager 50% Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Asset Manager 70% Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Balanced Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP High Income Portfolio</div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Strategic Income Portfolio</div> </div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">First Trust Multi Income Allocation Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">First Trust/Dow Jones Dividend &amp; Income Allocation Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Income VIP Fund</div> </div> <div style="margin-left:12pt;width:255.5pt;float:left;"> <div style="text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Trend Driven Allocation Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Balanced-Risk Allocation Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Balanced Portfolio</div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Bond Debenture Portfolio</div> </div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">LVIP American Century Balanced Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Morgan Stanley VIF Global Strategist Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT All Asset Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Global Diversified Allocation Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT High Yield Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Income Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Long-Term U.S. Government Portfolio</div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12.5pt;">Protective Life Dynamic Allocation Series Conservative Portfolio</div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12.5pt;">Protective Life Dynamic Allocation Series Moderate Portfolio</div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT George Putnam Balanced Fund</div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Templeton Global Bond VIP Fund</div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Moderate Allocation Portfolio</div> </div> </div> </div><div style="padding:0pt;margin:0pt;font-family:calibri, arial, sans-serif;font-weight:normal;font-style:normal;font-size:8pt;line-height:8pt;"> <a href="#TOC" style="text-decoration:none;color:#003366;">TABLE OF CONTENTS</a> </div> <div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Rider Accumulation Phase <br/>Category 3 Minimum Allocation: 0% <br/>Maximum Allocation: 40% <br/>Rider Withdrawal Phase <br/>Category 3 Minimum Allocation: 0% </div> <div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Maximum Allocation: 25%</div> </div> <div style="margin-top:7pt"> <div style="margin-left:36pt;width:255.5pt;float:left;"> <div style="-keep: true"> <div style="text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Large Cap Growth Portfolio</div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Relative Value Portfolio</div> </div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Capital World Growth and Income Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Global Growth Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Growth Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Growth-Income Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> International Growth and Income Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Washington Mutual Investors Fund<span style=" position:relative; bottom:3pt;font-size:6.5pt;">SM</span></div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock Advantage SMID Cap V.I. Fund</div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock International V.I. Fund</div> </div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Contrafund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP FundsManager 85% Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Growth &amp; Income Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Growth Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Health Care Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Index 500 Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Mid Cap Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Rising Dividends VIP Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Mid Cap Growth Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Mid Cap Value Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Strategic Growth Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Comstock Fund</div> </div> <div style="margin-left:12pt;width:255.5pt;float:left;"> <div style="text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Equity and Income Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Growth and Income Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Main Street Mid Cap Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Enterprise Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Forty Portfolio</div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Dividend Growth Portfolio</div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Fundamental Equity Portfolio</div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Growth and Income Portfolio</div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">LVIP ClearBridge Dividend Strategy Fund (formerly, ClearBridge Variable Dividend Strategy Portfolio)</div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">LVIP ClearBridge Large Cap Growth Fund (formerly, ClearBridge Variable Large Cap Growth Portfolio)</div> </div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Growth Series</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II Core Equity Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II International Growth Portfolio</div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II International Intrinsic Equity Portfolio (formerly, MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II International Intrinsic Value Portfolio)</div> </div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II Massachusetts Investors Growth Stock Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Total Return Series</div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Protective Life Dynamic Allocation Series Growth Portfolio</div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT Core Equity Fund</div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT Large Cap Value Fund</div> </div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Blue Chip Growth Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Mid-Cap Growth Portfolio</div> </div> </div> <div style="clear:both;font-size:0pt;">​</div><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Category 4 <br/>No Allocation Permitted if SecurePay Protector is Selected </div> <div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">(applies to both Rider Accumulation Phase and Rider Withdrawal Phase)</div> </div> <div style="margin-top:7pt"> <div style="margin-left:36pt;width:255.5pt;float:left;"> <div style="-keep: true"> <div style="text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Discovery Value Portfolio</div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Small Cap Growth Portfolio</div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> EUPAC Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">™</span>(formerly, American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> International Fund)</div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> New World Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> SMALLCAP World Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> (formerly, American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Global Small Capitalization Fund)</div> </div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">ClearBridge Variable Mid Cap Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">ClearBridge Variable Small Cap Growth Portfolio</div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Select Mid Cap Value Fund</div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Columbia Variable Portfolio Seligman Global Technology Fund</div> </div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Disciplined Small Cap Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Emerging Markets Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Energy Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP FundsManager 70%<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP International Capital Appreciation Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Technology Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Value Strategies Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin DynaTech VIP Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Small Cap Value VIP Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Small-Mid Cap Growth VIP Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Small Cap Equity Insights Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Discovery Mid Cap Growth Fund</div> </div> <div style="margin-left:12pt;width:255.5pt;float:left;"> <div style="text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Global Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Global Real Estate Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Main Street Small Cap Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Small Cap Equity Fund</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Global Sustainable Equity Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Janus Henderson Global Technology and Innovation Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Overseas Portfolio</div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Growth Opportunities Portfolio</div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">LVIP American Century Ultra<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Fund</div> </div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">LVIP American Century International Fund</div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">LVIP Avantis Large Cap Value Fund (formerly, LVIP American Century Disciplined Core Value Fund)</div> </div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Mid Cap Growth Series</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT New Discovery Series</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Utilities Series</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II Research International Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT III Blended Research<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Small Cap Equity Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT III Global Real Estate Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT III Mid Cap Value Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Morgan Stanley VIF Growth Portfolio</div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT International Value Fund</div> </div> <div style="-keep: true"> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Templeton Emerging Markets VIP Fund (formerly, Templeton Developing Markets VIP Fund)</div> </div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> All-Cap Opportunities Portfolio</div> <div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Health Sciences Portfolio</div> </div> </div> <div style="clear:both;font-size:0pt;">​</div> <div style="margin-top:6.99000000000001pt;margin-left:36pt;width:523pt;"> <div style="width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">The Benefit Allocation Model Portfolios.</span>   The Model Portfolios (the “Benefit Allocation Model Portfolios”), may or may not satisfy our Allocation Guidelines and Restrictions, but some are still approved for use with the SecurePay Riders. See “Asset Allocation Model Portfolios.”</div> <div style="margin-top:4pt; width:523pt; line-height:11.5pt;">In general, the investment strategies employed by the Benefit Allocation Model Portfolios all include allocations that focus on conservative, high quality bond funds, that combine bond funds and blended stock funds, or that emphasize blended stock funds while including a significant weighting of bond funds. Each of these allocation models seeks to provide income and/or capital appreciation while avoiding excessive risk. If you are seeking a more aggressive growth strategy, the Benefit Allocation Model Portfolios are probably not appropriate for you.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Benefit Allocation Model Portfolios may include Funds that employ volatility management strategies. For more information on how Funds with volatility management strategies may affect your Contract Value, and how such Funds may benefit us, see “ALLOCATION GUIDELINES AND RESTRICTIONS FOR PROTECTED LIFETIME INCOME BENEFITS” above.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If you allocate your Purchase Payments and Contract Value in accordance with one of the eligible Benefit Allocation Model Portfolios, we will allocate your Purchase Payments and transfers out of the DCA Accounts, as the case may be, in accordance with the Benefit Allocation Model Portfolio you selected. Although you may allocate all or part of your Purchase Payments and Contract Value to a Benefit Allocation Model Portfolio, you may only select one Benefit Allocation Model Portfolio at a time. You may, however, change your Benefit Allocation Model Portfolio selection provided the new portfolio is one specifically permitted for use with the SecurePay Protector rider.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Other asset allocation model portfolios composed of underlying Sub-Accounts made available from time to time as Investment Options under your Contract may also satisfy our Allocation Guidelines and Restrictions. For more information on the Allocation Guidelines and Restrictions applicable to Portfolio Company Models, contact your financial adviser.</div> </div><div style="width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Permissible Single Investment Options.</span>   You may also satisfy the Allocation Guidelines and Restrictions by allocating 100% of your Purchase Payments and Contract Value to one of the following permissible single investment options:</div> <div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.92pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:7.92pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">Protective Life Dynamic Allocation Series — Conservative Portfolio</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.92pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">Protective Life Dynamic Allocation Series — Moderate Portfolio</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-top:4pt; width:523pt; line-height:11.5pt;">If more than one single investment option is available, you must allocate your Purchase Payments and Contract Value to only one of these options.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">The Rider Withdrawal Phase</div> <div style="margin-top:4pt; width:523pt; line-height:11.5pt;">The rider withdrawal phase of your Contract begins on your Benefit Election Date. During the rider withdrawal phase, your Allocation Guidelines and Restrictions are more limited. The table below outlines your options during the rider withdrawal phase. For more information regarding these options, see “Benefit Allocation Model Portfolios” and “Permissible Single Investment Options” described above. </div> <table style="width:523pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:9.6pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 1.967pt 0pt; width:122.75pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Allocation by <br/>Investment Category (“AIC”)</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Benefit Allocation <br/>Model Portfolios</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Permissible Single <br/>Investment Options</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;white-space:nowrap;">Rider Withdrawal Phase</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Categories 1-3 are available at designated percentages as described above, Category 4 is not allowed</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, and Balanced toward Growth</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Protective Life Dynamic Allocation Series -Conservative</td> <td style="padding:0pt; width:4pt;">​</td> </tr> </table> <div style="margin-top:11.92pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Additional Information Regarding Allocation Guidelines and Restrictions</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Changes to the Allocation Guidelines and Restrictions.</span>   For purposes of the Allocation by Investment Category guidelines, we determine in our sole discretion whether a Sub-Account is classified as Category 1, Category 2, Category 3, or Category 4. We will provide you with at least five business days prior written notice of any changes in classification of Investment Options. We may change the list of Sub-Accounts in a group, change the number of groups, change the minimum or maximum percentages of Contract Value allowed in a group, or change the Investment Options that are or are not available to you, at any time, in our sole discretion. We may make such modifications at any time when we believe the modifications are necessary to protect our ability to provide the guarantees under the SecurePay Protector rider.</div> <div style="margin-top:4pt; width:523pt; line-height:11.5pt;">With respect to the Benefit Allocation Model Portfolios, we determine in our sole discretion whether a Benefit Allocation Model Portfolio will continue to be available with the SecurePay Protector rider. We may offer additional Benefit Allocation Model Portfolios or discontinue existing Benefit Allocation Model Portfolios at any time in our sole discretion. We may make such modifications at any time when we believe the modifications are necessary to protect our ability to provide the guarantees under the SecurePay Protector rider. We will provide you with written notice at least five business days before any changes to the Benefit Allocation Model Portfolios take effect.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We may add to, or remove from, the list of single investment options available to satisfy the Allocation Guidelines and Restrictions in our sole discretion at any time.</div> <div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If you receive notice of a change to the Allocation Guidelines and Restrictions (including changes to your Benefit Allocation Model Portfolio), you are not required to take any action. We will continue to apply Purchase Payments you submit without allocation instructions, and process automatic DCA and portfolio rebalancing transfers, according to your Contract allocation established before the Allocation Guidelines and Restrictions changed. We will only apply the new Allocation Guidelines and Restrictions to additional Purchase Payments submitted with new allocation instructions or to future transfers of Contract Value (not including DCA transfers or transfers made to reallocate your Contract Value under the portfolio rebalancing program) because allocation instructions that accompany a Purchase Payment and instructions to transfer Contract Value change your current Contract allocation. This means you will not be able to make additional Purchase Payments submitted with new allocation instructions or transfers of Contract Value until your current allocation instructions meet the Allocation Guidelines and Restrictions in effect at that time (although you will still be required to participate in the portfolio rebalancing program).</div> <div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Portfolio Rebalancing.</span>   You must elect portfolio rebalancing if you select the SecurePay Protector rider. Under this program, we will “re-balance” your Variable Account value based on your allocation instructions in effect at the time of the rebalancing. You may specify rebalancing on a quarterly, semi-annual, or annual basis. If you do not specify the period, we will rebalance your Variable Account value semi-annually based on the Rider Issue Date. We will also rebalance your Variable Account value each time your Contract allocation is changed, for example, when we receive a </div><div style="margin-top:28pt;height:702pt;margin-left:36pt;width:523pt;"> <div style="width:523pt; line-height:12.5pt;">request to transfer Contract Value (not including DCA or portfolio rebalancing transfers) or when we receive a subsequent Purchase Payment that is accompanied by new allocation instructions. (See “Portfolio Rebalancing.”)</div> <div style="margin-top:4pt; width:523pt; line-height:12.5pt;">Confirmation of the rebalancing will appear on your quarterly statement and you will not receive an individual confirmation after each reallocation. We reserve the right to change the rebalancing frequency, at any time if, in our sole discretion, such change is necessary or appropriate to mitigate the risks and costs Protective Life assumes in offering the riders. We will not make changes more than once per calendar year. You will be notified at least 30 days prior to the date of any change in frequency.</div> <div style="margin-top:6pt; width:523pt; line-height:12.5pt;font-weight:bold;">If you terminate the rebalancing of your Variable Account value, we will consider this to be a Prohibited Allocation Instruction and we will terminate your SecurePay Protector rider (see below).</div> <div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12.5pt;font-weight:bold;">Note: Changes to the Allocation Guidelines and Restrictions, to the frequency of portfolio rebalancing or to the composition of the Model Portfolios, when and if applied to your Contract Value allocations, may negatively affect the overall performance of the Investment Options in the affected Sub-Accounts.</div> <div style="margin-top:16pt; width:523pt; line-height:12.5pt;"> <span style="font-style:italic;font-weight:bold;">Prohibited Allocation Instructions.</span>   If you instruct us to allocate Purchase Payments or Contract Value, or to take withdrawals, in a manner that is not consistent with our Allocation Guidelines and Restrictions (a “Prohibited Allocation instruction”), we will terminate your SecurePay Protector rider, but only after receiving confirmation from you of your intention for us to process the Prohibited Allocation instruction and thereby terminate the SecurePay Protector rider. For example, if you are following the Allocation by Investment Category guidelines and you provide new instructions allocating 30% of your Contract Value to the Fidelity VIP Contrafund Sub-Account, we will consider this to be a Prohibited Allocation Instruction because the maximum allocation you may make to the Sub-Accounts in Category 3 is 25% of your Contract Value.</div> <div style="margin-top:4pt; width:523pt; line-height:12pt;">For purposes of allocating your Purchase Payments and Contract Value, a Prohibited Allocation Instruction includes:</div> <div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div> <div style=" margin-top:9pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">allocating a Purchase Payment so that the allocation of your Contract Value following the Purchase Payment is inconsistent with the Allocation Guidelines and Restrictions;</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div> <div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">directing a dollar cost averaging transfer so that the allocation of your Contract Value following the transfer is inconsistent with the Allocation Guidelines and Restrictions;</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">c.<br/></div> <div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">transferring any Contract Value so that the allocation of your Contract Value following the transfer is inconsistent with the Allocation Guidelines and Restrictions;</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">d.<br/></div> <div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">deducting the proceeds of a withdrawal from an Investment Option so that the allocation of your Contract Value following the withdrawal is inconsistent with the Allocation Guidelines and Restrictions; or</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">e.<br/></div> <div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">terminating the rebalancing of your Contract Value.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style="margin-top:9.5pt; width:523pt; line-height:12.5pt;">If we terminate your SecurePay Protector rider due to a Prohibited Allocation instruction, you may reinstate the rider subject to certain conditions. See “Reinstating Your SecurePay Rider Within 30 Days of Termination.” </div> </div><div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">OTHER OPTIONAL BENEFITS</div> <div style="margin-top:4pt; width:523pt; line-height:12.5pt;">In addition to the death benefits and the SecurePay riders discussed elsewhere in the Prospectus, other optional benefits are available under the Contract. The following benefits table summarizes information about these other benefits.</div> <table style="width:523pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:9.6pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="white-space:nowrap; text-align:center;">Name of Benefit</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="white-space:nowrap; text-align:center;">Purpose</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Maximum <br/>Fee</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Brief Description of <br/>Restrictions/Limitations</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:nowrap;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;"> <div style="font-weight:bold;">Portfolio Rebalancing</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;white-space:normal;">Automatically rebalances the Sub-Accounts you select (either quarterly, semi-annually or annually) to maintain your chosen percentage allocation of Variable Account value among the Sub-Accounts.</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;text-align:center;"> <div style="text-align:center;font-weight:bold;">None</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;white-space:normal;">Required under the SecurePay Protector rider.</td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:nowrap;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;"> <div style="font-weight:bold;">Dollar Cost Averaging</div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;white-space:normal;">Automatically transfers a specific amount of money from the DCA Account or the Fixed Account to the Sub-Accounts you select, on a monthly basis over a specific period of time.</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;text-align:center;"> <div style="text-align:center;font-weight:bold;">None</div> </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;">None</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:nowrap;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;"> <div style="font-weight:bold;">Automatic Withdrawal <br/>Plan (“AWP”)</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;white-space:normal;">Automatically withdraws a level dollar amount from the Contract on a monthly or quarterly basis before the Annuity Date.</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;text-align:center;"> <div style="text-align:center;font-weight:bold;">None</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;white-space:normal;">Income taxes, including an additional tax if you are younger than age 59½, may apply</td> <td style="padding:0pt; width:4pt;">​</td> </tr> </table> Contract Value Death Benefit Guarantees beneficiaries will receive a benefit at least equal to your Contract Value. Standard 0 None Return of Purchase Payments Death Benefit <div>Equal to the greatest of:</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:20pt;">the Contract Value, or</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:20pt;">the aggregate Purchase Payments less an adjustment for each withdrawal (adjustment for each withdrawal is the amount that reduces the Return of Purchase Payments Death Benefit at the time of the withdrawal in the same proportion that the amount withdrawn, including any associated surrender charges, reduces the Contract Value.)</div> Optional 0.01 <div style=" float:left; line-height:11pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" line-height:11pt; text-align:left; margin-left:10pt;">Available only at purchase.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">It is possible that this Death Benefit will be no greater than the Contract Value Death Benefit, for which we do not assess a fee.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Withdrawals can reduce the value of the Death Benefit by more than the amount withdrawn.</div> Maximum Anniversary Value Death Benefit <div>Equal to the greatest of:</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:20pt;">the Contract Value,</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:20pt;">the aggregate Purchase Payments less an adjustment for each withdrawal (adjustment reduces the Maximum Anniversary Value Death Benefit at the time of the withdrawal in the same proportion that the amount withdrawn, including any surrender charges, reduces the Contract Value), or</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11.0000000000001pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11.0000000000001pt; text-align:left; margin-left:20pt;">the greatest anniversary value attained prior to the older Owner’s 83<span style=" position:relative; bottom:3.75pt;font-size:5.5pt;">rd</span> birthday.</div> Optional 0.01 <div style=" float:left; line-height:11pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" line-height:11pt; text-align:left; margin-left:10pt;">Available only at purchase.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">It is possible that this Death Benefit will be no greater than the Contract Value Death Benefit, for which we do not assess a fee.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Cannot be elected if the oldest Owner is 78 or older.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Withdrawals reduce the value of the Death Benefit by more than the amount withdrawn.</div> Maximum Quarterly Value Death Benefit <div>Equal to the greatest of:</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:20pt;">the Contract Value,</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:20pt;">the aggregate Purchase Payments less an adjustment for each withdrawal (adjustment reduces the Maximum Quarterly Value Death Benefit at the time of the withdrawal in the same proportion that the amount withdrawn, including any surrender charges, reduces the Contract Value), or</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:20pt;">the greatest Quarterly Anniversary value attained prior to the older Owner’s 83<span style=" position:relative; bottom:3.75pt;font-size:5.5pt;">rd</span> birthday.</div> Optional 0.01 <div style=" float:left; line-height:11pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" line-height:11pt; text-align:left; margin-left:10pt;">Available only at purchase.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">It is possible that this Death Benefit will be no greater than the Contract Value Death Benefit, for which we do not assess a fee.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Cannot be elected if the oldest Owner is 78 or older.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Withdrawals can reduce the value of the Death Benefit by more than the amount withdrawn.</div> Maximum Daily Value Death Benefit <div>Equal to the greatest of:</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:20pt;">the Contract Value,</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:20pt;">the aggregate Purchase Payments less an adjustment for each withdrawal (adjustment reduced the Maximum Daily Value Death Benefit at the time of the withdrawal in the same proportion that the amount withdrawn, including any surrender charges, reduces the Contract Value), or</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11.0000000000001pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11.0000000000001pt; text-align:left; margin-left:20pt;">the greatest Daily Value attained prior to the older Owner’s 83<span style=" position:relative; bottom:3.75pt;font-size:5.5pt;">rd</span> birthday.</div> Optional 0.01 <div style=" float:left; line-height:11pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" line-height:11pt; text-align:left; margin-left:10pt;">Available only at purchase, starting October 7, 2024.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">It is possible that this Death Benefit will be no greater than the Contract Value Death Benefit, for which we do not assess a fee.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Cannot be elected if the oldest Owner is 78 or older.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Withdrawals can reduce the value of the Death Benefit by more than the amount withdrawn.</div> <div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:12.5pt; text-align:left; margin-left:20pt;font-style:italic;font-size:10pt;">For Contracts issued between July 7, 2022 and April 30, 2023, the maximum fees for the Return of Purchase Payments Death Benefit Fee, the Maximum Anniversary Value Death Benefit Fee, and the Maximum Quarterly Value Death Benefit Fee were 0.20%, 0.35%, and 0.40%, respectively.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Contract Value Death Benefit</div><div style="margin-top:4pt; width:523pt; line-height:12pt;">The Contract Value Death Benefit will equal the Contract Value.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Optional Return of Purchase Payments Death Benefit</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">The Return of Purchase Payments Death Benefit will equal the greater of  (1) the Contract Value, or (2) the aggregate Purchase Payments less an adjustment for each withdrawal (including a withdrawal made under the SecurePay Protector rider or the SecurePay Investor rider). The adjustment for each withdrawal in item (2) is the amount that reduces the Return of Purchase Payments Death Benefit at the time of the withdrawal in the same proportion that the amount withdrawn, including any associated surrender charges, reduces the Contract Value. <span style="font-weight:bold;">If the value of the Return of Purchase Payments Death Benefit is greater than the Contract Value at the time of the withdrawal, the downward adjustment to the death benefit will be larger than the amount withdrawn. </span>See Appendix: Example of Death Benefit Calculations for an example of the calculation of the Return of Purchase Payments Death Benefit.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">It is possible that, at the time of an Owner’s death, the Return of Purchase Payments Death Benefit will be no greater than the Contract Value Death Benefit, for which we do not assess a fee. You should consult a qualified financial advisor to carefully consider this possibility and the cost of the Return of Purchase Payments Death Benefit before you decide whether the Return of Purchase Payments Death Benefit is right for you.</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Suspension of Return of Purchase Payments Death Benefit.</span>   For a period of one year after any change of ownership involving a natural person, the death benefit will equal the Contract Value. During the one-year suspension period, we will continue to calculate the Return of Purchase Payments Death Benefit; however, if any Owner dies during this period we will only pay the Contract Value as of the end of the Valuation Period during which we receive Due Proof of Death at our Administrative Office. If death occurs after the one-year period has ended, we will include Purchase Payments received and withdrawals made during the one-year suspension when calculating the Return of Purchase Payments Death Benefit.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Return of Purchase Payments Death Benefit Fee</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We assess a fee for the Return of Purchase Payments Death Benefit. If you select this death benefit, you must pay a fee based on the value of the death benefit on the day the fee is assessed. This fee is assessed on a monthly basis. (See “CHARGES AND DEDUCTIONS, Death Benefit Fees.”) </div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Optional Maximum Anniversary Value Death Benefit</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">At the time of application, you may select the Maximum Anniversary Value Death Benefit if the Issue Date of the Contract is before the oldest Owner’s 78<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> birthday.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We will determine an anniversary value for each Contract Anniversary occurring before the earlier of the older Owner’s 83<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">rd</span> birthday or the deceased Owner’s date of death. Each anniversary value is equal to the sum of:</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.98pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.98pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">the Contract Value on that Contract Anniversary; plus</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.97pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.97pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">all Purchase Payments since that Contract Anniversary; minus</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.98pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.98pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">an adjustment for each withdrawal (including any withdrawal made under the SecurePay Protector rider or the SecurePay Investor rider) since that Contract Anniversary.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The adjustment for each withdrawal since the relevant Contract Anniversary is the amount that reduces the Maximum Anniversary Value Death Benefit at the time of the withdrawal in the same proportion that the amount withdrawn, including any associated surrender charges, reduces the Contract Value. <span style="font-weight:bold;">If the value of the Maximum Anniversary Value Death Benefit is greater than the Contract Value at the time of the withdrawal, the downward adjustment to the death benefit will be larger than the amount withdrawn.</span></div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Maximum Anniversary Value Death Benefit will equal the greatest of  (1) the Contract Value, (2) the aggregate Purchase Payments less an adjustment for each withdrawal; or (3) the greatest anniversary value attained prior to the older Owner’s 83<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">rd </span>birthday. The adjustment for each withdrawal in item (2) is the amount that reduces the Maximum Anniversary Value Death Benefit at the time of surrender in the same proportion that the amount withdrawn, including any associated surrender charges, reduces the Contract Value. <span style="font-weight:bold;">If the Contract Value is lower than the Maximum </span></div><div style="width:523pt; line-height:11.5pt;font-weight:bold;">Anniversary Value Death Benefit at the time of the withdrawal, the adjustment will be larger than the amount withdrawn.<span style="font-weight:normal;"> See Appendix: Example of Death Benefit Calculations for an example of the calculation of the Maximum Anniversary Value Death Benefit.</span></div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">It is possible that, at the time of an Owner’s death, the Maximum Anniversary Value Death Benefit will be no greater than the Contract Value Death Benefit, for which we do not assess a fee. You should consult a qualified financial advisor to carefully consider this possibility and the cost of the Maximum Anniversary Value Death Benefit before you decide whether the Maximum Anniversary Value Death Benefit is right for you.</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Suspension of Maximum Anniversary Value Death Benefit.</span>   For a period of one year after any change of ownership involving a natural person, the death benefit will equal the Contract Value. We will, however, continue to assess the death benefit fee during this period. During the one-year suspension period, we will continue to calculate the Maximum Anniversary Value Death Benefit; however, if any Owner dies during this period we will only pay the Contract Value as of the end of the Valuation Period during which we receive Due Proof of Death at our Administrative Office. If death occurs after the one-year period has ended, we will include the Contract Value on the Contract Anniversary occurring during the one-year suspension as well as Purchase Payments received and withdrawals made during the one-year suspension when calculating the Maximum Anniversary Value Death Benefit.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Maximum Anniversary Value Death Benefit Fee</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">We assess a fee for the Maximum Anniversary Value Death Benefit. If you select this death benefit, you must pay a fee based on the value of the death benefit on the day the fee is assessed. This fee is assessed on a monthly basis. (See “Charges and Deductions, Death Benefit Fees.”) It is possible that this fee (or some portion thereof) could be treated for federal tax purposes as a withdrawal from the Contract. (See “TAXATION OF ANNUITIES IN GENERAL, Taxation of Withdrawals and Surrenders.”)</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Optional Maximum Quarterly Value Death Benefit</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">At the time of application, you may select the Maximum Quarterly Value Death Benefit if the Issue Date of the Contract is before the oldest Owner’s 78<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> birthday.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We will determine a quarterly value for each Quarterly Anniversary occurring before the earlier of the older Owner’s 83<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">rd</span> birthday or the deceased Owner’s date of death. Each quarterly value is equal to the sum of:</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.8pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.8pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">the Contract Value on that Quarterly Anniversary; plus</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.82pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">all Purchase Payments since that Quarterly Anniversary; minus</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.82pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">an adjustment for each withdrawal (including any withdrawal made under the SecurePayProtector rider or the SecurePay Investor rider) since that Quarterly Anniversary.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The adjustment for each withdrawal since the relevant Quarterly Anniversary is the amount that reduces the Maximum Quarterly Value Death Benefit at the time of the withdrawal in the same proportion that the amount withdrawn, including any associated surrender charges, reduces the Contract Value. <span style="font-weight:bold;">If the value of the Maximum Quarterly Value Death Benefit is greater than the Contract Value at the time of the withdrawal, the downward adjustment to the death benefit will be larger than the amount withdrawn.</span></div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Maximum Quarterly Value Death Benefit will equal the greatest of  (1) the Contract Value, (2) the aggregate Purchase Payments less an adjustment for each withdrawal; or (3) the greatest Quarterly Anniversary value attained prior to the older Owner’s 83<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">rd</span> birthday. The adjustment for each withdrawal in item (2) is the amount that reduces the Maximum Quarterly Value Death Benefit at the time of surrender in the same proportion that the amount withdrawn, including any associated surrender charges, reduces the Contract Value. <span style="font-weight:bold;">If the Contract Value is lower than the Maximum Quarterly Value Death Benefit at the time of the withdrawal, the adjustment will be larger than the amount withdrawn.</span> See Appendix: Example of Death Benefit Calculations for an example of the calculation of the Maximum Quarterly Value Death Benefit.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">It is possible that, at the time of an Owner’s death, the Maximum Quarterly Value Death Benefit will be no greater than the Contract Value Death Benefit, for which we do not assess a fee. You should consult a qualified financial advisor to carefully consider this possibility and the cost of the Maximum Quarterly Value Death Benefit before you decide whether the Maximum Quarterly Value Death Benefit is right for you.</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Suspension of Maximum Quarterly Value Death Benefit.</span>   For a period of one year after any change of ownership involving a natural person, the death benefit will equal the Contract Value. We will, however, continue to assess the death benefit fee during this period. During the one-year suspension period, we will continue to calculate the Maximum Quarterly Value Death Benefit; however, if any Owner dies during this period we will only pay the Contract Value as </div><div style="width:523pt; line-height:11.5pt;">of the end of the Valuation Period during which we receive Due Proof of Death at our Administrative Office. If death occurs after the one-year period has ended, we will include the Contract Value on the Quarterly Anniversary occurring during the one-year suspension as well as Purchase Payments received and withdrawals made during the one-year suspension when calculating the Maximum Quarterly Value Death Benefit.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Maximum Quarterly Value Death Benefit Fee</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">We assess a fee for the Maximum Quarterly Value Death Benefit. If you select this death benefit, you must pay a fee based on the value of the death benefit on the day the fee is assessed. This fee is assessed on a monthly basis. (See “CHARGES AND DEDUCTIONS, Death Benefit Fees.”) It is possible that this fee (or some portion thereof) could be treated for federal tax purposes as a withdrawal from the Contract. (See “TAXATION OF ANNUITIES IN GENERAL, Taxation of Withdrawals and Surrenders.”)</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Optional Maximum Daily Value Death Benefit</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">At the time of application, you may select the Maximum Daily Value Death Benefit if the Issue Date of the Contract is before the oldest Owner’s 78<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> birthday.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We will determine a daily value for each Valuation Date occurring before the earlier of the older Owner’s 83<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">rd</span> birthday or the deceased Owner’s date of death. Each daily value is equal to the sum of:</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.75pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.75pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">the Contract Value on that Valuation Date; plus</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.75pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.75pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">all Purchase Payments since the last Valuation Date; minus</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.75pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.75pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">an adjustment for each withdrawal (including any withdrawal made under the SecurePayProtector rider or the SecurePay Investor rider) since the last Valuation Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The adjustment for each withdrawal reduces the Maximum Daily Value Death Benefit at the time of the withdrawal in the same proportion that the amount withdrawn, including any associated surrender charges, reduces the Contract Value. <span style="font-weight:bold;">If the value of the Maximum Daily Value Death Benefit is greater than the Contract Value at the time of the withdrawal, the downward adjustment to the death benefit will be larger than the amount withdrawn.</span></div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Maximum Daily Value Death Benefit will equal the greatest of  (1) the Contract Value, (2) the aggregate Purchase Payments less an adjustment for each withdrawal; or (3) the greatest Maximum Daily Value death benefit attained prior to the older Owner’s 83<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">rd</span> birthday. The adjustment for each withdrawal in item (2) is the amount that reduces the Maximum Daily Value Death Benefit at the time of surrender in the same proportion that the amount withdrawn, including any associated surrender charges, reduces the Contract Value. <span style="font-weight:bold;">If the Contract Value is lower than the Maximum Daily Value Death Benefit at the time of the withdrawal, the adjustment will be larger than the amount withdrawn.</span> See Appendix: Example of Death Benefit Calculations for an example of the calculation of the Maximum Daily Value Death Benefit.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">It is possible that, at the time of an Owner’s death, the Maximum Daily Value Death Benefit will be no greater than the Contract Value Death Benefit, for which we do not assess a fee. You should consult a qualified financial advisor to carefully consider this possibility and the cost of the Maximum Daily Value Death Benefit before you decide whether the Maximum Daily Value Death Benefit is right for you.</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Suspension of Maximum Daily Value Death Benefit.</span>   For a period of one year after any change of ownership involving a natural person, the death benefit will equal the Contract Value. We will, however, continue to assess the death benefit fee during this period. During the one-year suspension period, we will continue to calculate the Maximum Daily Value Death Benefit; however, if any Owner dies during this period we will only pay the Contract Value as of the end of the Valuation Period during which we receive Due Proof of Death at our Administrative Office.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Maximum Daily Value Death Benefit Fee</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">We assess a fee for the Maximum Daily Value Death Benefit. If you select this death benefit, you must pay a fee based on the value of the death benefit on the day the fee is assessed. This fee is assessed on a monthly basis. (See “CHARGES AND DEDUCTIONS, Death Benefit Fee.”) It is possible that this fee (or some portion thereof) could be treated for federal tax purposes as a withdrawal from the Contract. (See “TAXATION OF ANNUITIES IN GENERAL, Taxation of Withdrawals and Surrenders.”)</div> <span style="font-weight:bold;">SecurePay Protector rider </span>(for riders issued on or after October 7, 2024) <span style="font-weight:bold;">SecurePay Protector rider </span>(for riders issued on or after October 7, 2024) Provides several options to determine the Annual Withdrawal Amount. The Standard Option provides an Annual Withdrawal Amount that is guaranteed for life and the Advance Options provide for an Annual Withdrawal Amount that is guaranteed for a certain period then is a reduced Annual Withdrawal Amount that is guaranteed for life. All options will provide an Annual Withdrawal Amount, even if the Contract Value is reduced to zero, as well as the ability to rollover unused Annual Withdrawal Amount. This rider also includes a “roll-up” feature that may increase your Annual Withdrawal Amount. Provides several options to determine the Annual Withdrawal Amount. The Standard Option provides an Annual Withdrawal Amount that is guaranteed for life and the Advance Options provide for an Annual Withdrawal Amount that is guaranteed for a certain period then is a reduced Annual Withdrawal Amount that is guaranteed for life. All options will provide an Annual Withdrawal Amount, even if the Contract Value is reduced to zero, as well as the ability to rollover unused Annual Withdrawal Amount. This rider also includes a “roll-up” feature that may increase your Annual Withdrawal Amount. 0.02 0.022 <div style=" float:left; line-height:11pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" line-height:11pt; text-align:left; margin-left:10pt;">Benefit limits available Investment Options during accumulation phase and withdrawal phase</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Allocation of Purchase Payments or Contract Value to the Fixed Account is not permitted. </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">No Purchase Payments two years or more after Rider Issue Date or on or after Benefit Election Date, whichever comes first</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">If an Advance option is elected, the withdrawal percentage will be reduced after the guaranteed period.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Excess Withdrawals may significantly reduce or eliminate value of benefit</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Available to Contract Owners age 55 to 85.</div> <div style=" float:left; line-height:11pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" line-height:11pt; text-align:left; margin-left:10pt;">Benefit limits available Investment Options during accumulation phase and withdrawal phase</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Allocation of Purchase Payments or Contract Value to the Fixed Account is not permitted. </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">No Purchase Payments two years or more after Rider Issue Date or on or after Benefit Election Date, whichever comes first</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">If an Advance option is elected, the withdrawal percentage will be reduced after the guaranteed period.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Excess Withdrawals may significantly reduce or eliminate value of benefit</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Available to Contract Owners age 55 to 85.</div> <span style="font-weight:bold;">SecurePay Protector rider </span>(for riders issued before October 7, 2024) <span style="font-weight:bold;">SecurePay Protector rider </span>(for riders issued before October 7, 2024) Provides an Annual Withdrawal Amount that is guaranteed for life, even if Contract Value is reduced to zero, as well as the ability to rollover unused Annual Withdrawal Amount to accumulate a Reserve Amount. Provides an Annual Withdrawal Amount that is guaranteed for life, even if Contract Value is reduced to zero, as well as the ability to rollover unused Annual Withdrawal Amount to accumulate a Reserve Amount. 0.02 0.022 <div style=" float:left; line-height:11pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" line-height:11pt; text-align:left; margin-left:10pt;">Benefit limits available Investment Options during accumulation phase and withdrawal phase</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Allocation of Purchase Payments or Contract Value to the Fixed Account is not permitted. </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">No Purchase Payments two years or more after Rider Issue Date or on or after Benefit Election Date, whichever comes first</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Excess Withdrawals may significantly reduce or eliminate value of benefit</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:10.9999999999999pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:10.9999999999999pt; text-align:left; margin-left:10pt;">Available to Contract Owners age 55 to 85.</div> <div style=" float:left; line-height:11pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" line-height:11pt; text-align:left; margin-left:10pt;">Benefit limits available Investment Options during accumulation phase and withdrawal phase</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Allocation of Purchase Payments or Contract Value to the Fixed Account is not permitted. </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">No Purchase Payments two years or more after Rider Issue Date or on or after Benefit Election Date, whichever comes first</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Excess Withdrawals may significantly reduce or eliminate value of benefit</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:10.9999999999999pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:10.9999999999999pt; text-align:left; margin-left:10pt;">Available to Contract Owners age 55 to 85.</div> SecurePay Investor rider SecurePay Investor rider Provides an Annual Withdrawal Amount that is guaranteed for life, even if Contract Value is reduced to zero, as well as the ability to rollover unused Annual Withdrawal Amount to accumulate a Reserve Amount. Provides an Annual Withdrawal Amount that is guaranteed for life, even if Contract Value is reduced to zero, as well as the ability to rollover unused Annual Withdrawal Amount to accumulate a Reserve Amount. 0.02 0.022 <div style=" float:left; line-height:11pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" line-height:11pt; text-align:left; margin-left:10pt;">Allocation of Purchase Payments or Contract Value to the Fixed Account is not permitted.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">No Purchase Payments two years or more after Rider Issue Date or on or after Benefit Election Date, whichever comes first</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Excess Withdrawals may significantly reduce or eliminate value of benefit</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Available to Contract Owners age 55 to 85.</div> <div style=" float:left; line-height:11pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" line-height:11pt; text-align:left; margin-left:10pt;">Allocation of Purchase Payments or Contract Value to the Fixed Account is not permitted.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">No Purchase Payments two years or more after Rider Issue Date or on or after Benefit Election Date, whichever comes first</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Excess Withdrawals may significantly reduce or eliminate value of benefit</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:11pt; margin-top:10pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div> <div style=" margin-top:10pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:10pt;">Available to Contract Owners age 55 to 85.</div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">THE SECUREPAY RIDERS</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In general, the SecurePay riders guarantee the right to make withdrawals (“SecurePay Withdrawals”) based upon the value of a protected lifetime income benefit base (“Benefit Base”) if your Contract Value has declined due to poor market performance, provided you comply with the terms and conditions of the rider. Withdrawals from your Contract before the Benefit Election Date, and Excess Withdrawals on or after the Benefit Election Date, reduce the Benefit Base. (For more information regarding the effect of withdrawals and Excess Withdrawals on the Benefit Base, see “Calculating the Benefit Base Before the Benefit Election Date” and “Calculating the Benefit Base On or After the Benefit Election Date.”) In order to maintain your SecurePay Protector rider, you must allocate Purchase Payments and Contract Value in accordance with specific Allocation Guidelines and Restrictions that are designed to limit our risk under the rider. Both of the SecurePay riders provide for increases in your Benefit Base on your Contract Anniversary if your Contract Value has increased. SecurePay Protector also provides for potential increases in your Benefit Base of up to a certain percentage each Contract Anniversary during a specified period, even if your Contract Value has not increased. Current rates may be found in the Rate Sheet Prospectus Supplement and historical rates may be found in the appendix titled Superceded Rate Sheet Prospectus Information.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Under the SecurePay riders, the Owner or Owner(s) may designate certain persons as “Covered Persons” under the Contract. See “Selecting Your Coverage Option.” These Covered Persons will be eligible to make SecurePay Withdrawals each Contract Year up to a specified amount — the Annual Withdrawal Amount (“AWA”) — during the life of the Covered Person(s). The SecurePay riders also provide a Reserve Amount feature. The Reserve Amount is equal to the sum of the portions of previous Contract Year’s AWA not withdrawn in a Contract Year and permitted to accumulate up to the maximum Reserve Amount. For the maximum Reserve Amount, see your Rate Sheet Prospectus Supplement. Annual aggregate withdrawals that exceed the AWA and the Reserve Amount, if any, will result in a reduction of rider benefits (and may even significantly reduce or eliminate such benefits) because we will reduce the Benefit Base and corresponding AWA. SecurePay Withdrawals are guaranteed, even if the Contract Value falls to zero after the Benefit Election Date (which is the earliest date you may begin taking SecurePay Withdrawals), if you satisfy the SecurePay rider requirements.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">You may purchase the SecurePay riders when you purchase your Contract, or later, under the RightTime option, provided you satisfy the rider’s age requirements. See “Purchasing the Optional SecurePay Rider.”</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">SecurePay does not guarantee Contract Value or the performance of any Investment Option.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Considerations</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">If you purchase the SecurePay Protector rider, your options for allocating Purchase Payments and Contract Value are restricted. See “Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits”. The Allocation Guidelines and Restrictions do not apply to the SecurePay Investor rider.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">You may not make any additional Purchase Payments (i) two years or more after the date the rider is issued (the “Rider Issue Date”), or (ii) on or after the Benefit Election Date, whichever comes first. Such restrictions on Purchase Payments after the Benefit Election Date or two years following the Rider Issue Date may limit the ability to increase the Benefit Base, and therefore the AWA, through higher Contract Values on Contract Anniversaries, as well as limit the ability for increase in Contract Value and death benefit values (particularly the Return of Purchase Payments Death Benefit). In most cases, if the Company receives a Purchase Payment two years or more after the Rider Issue Date or on or after the Benefit Election Date, the Company will return it to the address on file. If the amount of the Purchase Payment would be sufficient to purchase another variable annuity contract we offer, however, you will be given the option of purchasing a new contract.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">Any change in a Covered Person following the Benefit Election Date (the “Benefit Period”), other than a spousal continuation under a Joint Life Coverage option, will cause the rider to terminate without any refund of SecurePay Fees. A change in a Covered Person includes changing and/or adding Owners, Beneficiaries, and Annuitants under your Contract.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">On the Benefit Election Date, we will cancel any existing automatic withdrawal plan that you have established.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:8.05pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.05pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">The SecurePay riders may not be available in all states, and we may otherwise limit its availability.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:12pt;">The ways to purchase the SecurePay riders, conditions for continuation of the benefit, process for beginning SecurePay Withdrawals, and the manner in which your AWA is calculated are discussed below.</div><div style="width:523pt; line-height:12pt;">You should not purchase a SecurePay rider if:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">you expect to take annual withdrawals on or after the Benefit Election Date in excess of the AWA and the Reserve Amount (“Excess Withdrawals”) because such Excess Withdrawals may significantly reduce or eliminate the value of the benefit. See “Calculating the Benefit Base On or After the Benefit Election Date, <span style="font-style:italic;">Excess Withdrawals</span>”; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">you are primarily interested in maximizing the Contract’s potential for long-term accumulation rather than building a Benefit Base that will provide guaranteed withdrawals; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">you do not expect to take SecurePay Withdrawals (especially before the age of 95).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Appendix: Example of SecurePay Rider demonstrates the operation of the SecurePay riders using hypothetical examples. You should review Appendix: Example of SecurePay Rider and consult your sales representative to discuss whether a SecurePay rider suits your needs.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Purchasing the Optional SecurePay Riders</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">You may purchase one of the SecurePay riders when you purchase your Contract, or later, under the RightTime option, provided you satisfy the rider’s age requirements. The Owner (or older Owner) or Annuitant must be age 85 or younger and the youngest Owner and Annuitant must be age 55 or older on the Rider Issue Date. Where the Owner is a corporation, partnership, company, trust, or other “non-natural person,” eligibility is determined by the age of the Annuitant. Once you purchase one of the SecurePay riders, you may not purchase the other rider, even if the rider you purchased is later terminated. These riders are not available for purchase with Inherited IRA Contracts, see <span style="font-weight:bold;">QUALIFIED RETIREMENT PLANS</span> for additional information.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Considerations:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You will begin paying the SecurePay Fee as of the Rider Issue Date, even if you do not begin taking SecurePay Withdrawals for many years.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">You may not cancel the SecurePay rider during the ten years following the Rider Issue Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">We do not refund any SecurePay Fees if a rider terminates for any reason or if you choose not to take SecurePay Withdrawals after the Benefit Election Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You must comply with our Allocation Guidelines and Restrictions after the Rider Issue Date (see “Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits”) under the SecurePay Protector rider. You may not allocate Purchase Payments or Contract Value to the Fixed Account under either of the SecurePay riders.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Prior to the Benefit Election Date, you may take withdrawals according to the terms of your Contract but withdrawals will proportionally reduce the Benefit Base, and ultimately the value of the SecurePay Withdrawals available to you.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You (or your investment professional submitted online) must submit a SecurePay Benefit Election Form to establish the Benefit Election Date and begin taking SecurePay Withdrawals. Withdrawals taken before the Benefit Election Date <span style="font-style:italic;">are not</span> SecurePay Withdrawals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">Allocation Guidelines and Restrictions</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">In order to maintain your SecurePay Protector rider, you must allocate your Purchase Payments and Contract Value in accordance with the Allocation Guidelines and Restrictions that we have established. The Allocation Guidelines and Restrictions are designed to limit our risk under the SecurePay Protector rider. Please see “Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits.” You may not allocate Purchase Payments or Contract Value to the Fixed Account under either of the SecurePay riders. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Designating the Covered Person(s)</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Covered Person is the person upon whose life the SecurePay rider benefit is based. You may designate one Covered Person (Single Life Coverage) or two Covered Persons (Joint Life Coverage).</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">If Single Life Coverage is elected, then the Owner will be the Covered Person (if there are two Owners, then the older Owner will be the Covered Person).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Joint Life Coverage may be elected if there are two Owners under the Contract who are spouses or if there is one Owner and his or her spouse is the sole Primary Beneficiary under the Contract. If Joint Life Coverage is elected, then the Owner and the Owner’s spouse will be the Covered Persons.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" line-height:11.5pt; text-align:left; margin-left:30pt;">Where the Owner is a corporation, partnership, company, trust, or other “non-natural person,” the Annuitant (under Single Life Coverage) or Annuitant and Annuitant’s spouse who is the sole primary beneficiary (under Joint Life Coverage) will be the Covered Person(s).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.72pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.72pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">The Covered Person (or, if Joint Life Coverage is selected, one of the two Covered Persons) must be designated as the Annuitant under the Contract as of the Benefit Election Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: A change of Covered Persons after the Benefit Election Date will cause your SecurePay rider to terminate and any scheduled SecurePay Withdrawals to cease. If you remove a Covered Person (which may occur, for example, if you remove a spouse Beneficiary or add additional Primary Beneficiaries or change the Owner or Annuitant), or if you add a Covered Person (which may occur, for example, if you add a spouse as a sole Primary Beneficiary), then this would constitute a change of Covered Persons. If we terminate your rider due to a change in Covered Person, you may reinstate the rider subject to certain conditions. See “Reinstating Your SecurePay Rider Within 30 Days of Termination.” In addition, whether a spouse continues the Contract could affect the rights and benefits under the SecurePay rider and could have tax consequences. (See “Spousal Continuation” and “Tax Consequences — Treatment of Civil Unions, Domestic Partners, and Divorce.”)</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Selecting Your Coverage Option.</span>   If both Owners of the Contract are spouses, or if there is one Owner and a spouse who is the sole Primary Beneficiary, you must indicate on the SecurePay Benefit Election Form whether there will be one or two Covered Persons. Please pay careful attention to this designation, as it will impact the Maximum Withdrawal Percentage and whether the SecurePay Withdrawals will continue for the life of the surviving spouse. The various coverage options are illustrated in the following table:</div><table style="width:523pt;min-height:397.5pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 2.5pt 0pt; width:166.34pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt; width:166.33pt;"> <div style="white-space:nowrap; text-align:center;">Single Life Coverage<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt; width:166.33pt;"> <div style="white-space:nowrap; text-align:center;">Joint Life Coverage<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:166.34pt;">Single Owner/Non-spouse Beneficiary </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:166.33pt;">Covered Person is the Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:166.33pt;white-space:nowrap;">Not applicable. </td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.34pt;white-space:nowrap;">Single Owner/Spouse Beneficiary </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Covered Person is the Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. Upon death of Covered Person following the Benefit Election Date, the surviving spouse may purchase a new SecurePay rider if he or she continues the Contract under the spousal continuation provisions and certain conditions are met. (See, “Continuation of the Contract by a Surviving Spouse.”) </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Both are Covered Persons. SecurePay rider expires upon death of last surviving Covered Person following the Benefit Election Date. </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:nowrap;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:166.34pt;">Joint Owner/Non-spouse 2<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">nd</span> Owner </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;white-space:normal;">Covered Person is older Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Not applicable. </td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.34pt;white-space:nowrap;">Joint Owner/ Spouse 2<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">nd</span> Owner </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Covered Person is older Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. Upon death of older Owner, the surviving spouse may purchase a new SecurePay rider if he or she continues the Contract under the spousal continuation provisions and certain conditions are met. (See, “Continuation of the Contract by a Surviving Spouse.”) </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Both are Covered Persons. SecurePay rider expires upon death of last surviving Covered Person following the Benefit Election Date.</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> </table><div style="margin-top:11.58pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Changing Beneficiaries — Single Owner with Joint Life Coverage.</span>   After selecting Joint Life Coverage, a single Owner may decide to remove a spouse Beneficiary or add additional Primary Beneficiaries. This would constitute a change of Covered Persons after the Benefit Election Date, and upon notification of the change, we will terminate </div><div style="width:523pt; line-height:11.5pt;">the SecurePay rider. If we terminate your rider due to a change in Covered Person, you may reinstate the rider subject to certain conditions. See “Reinstating Your SecurePay Rider Within 30 Days of Termination.” In addition, whether a spouse continues the Contract could affect the rights and benefits under the SecurePay rider and could have tax consequences. (See “Spousal Continuation” and “Tax Consequences — Treatment of Civil Unions, Domestic Partners, and Divorce.”) </div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">Beginning Your SecurePay Withdrawals</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">You (or your investment professional submitted online) must submit a completed SecurePay Benefit Election Form to our Administrative Office to establish the Benefit Election Date and begin taking SecurePay Withdrawals under the SecurePay Protector or SecurePay Investor rider.</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Even though your SecurePay rider is in effect as of the Rider Issue Date and we begin the SecurePay Fee deductions on that date, any withdrawals made before we receive your SecurePay Benefit Election Form will not qualify as SecurePay Withdrawals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You should carefully consider when to establish the Benefit Election Date and begin taking SecurePay Withdrawals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.88pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.88pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">For SecurePay Protector: </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">For riders issued on or after October 7, 2024:</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:50pt;">You must elect which withdrawal option you are selecting on the Benefit Election Form. There are several options available. The Standard Option provides for a fixed annual withdrawal percentage for the life of the rider. The Advance Options (with guarantee periods of 3, 5, 8, and 10 years) provide for a higher guaranteed annual withdrawal percentage, then after the guaranteed period ends, the annual withdrawal percentage is changed to a lower lifetime annual withdrawal percentage. The lower lifetime annual withdrawal percentages under the Advance Options are lower than the withdrawal rates under the Standard Option, for the corresponding age, on the Benefit Election Date. See the Rate Sheet Percentage Supplement for current withdrawal percentages for all options.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:50pt;">If an Advance Option is selected, the Reserve Amount is based on the lower lifetime withdrawal percentage and corresponding Annual Withdrawal Amount.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">For riders issued before October 7, 2024:</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:10pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:50pt;">A fixed annual withdrawal percentage is offered for the life of the rider.</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">All Contract withdrawals taken on or after the Benefit Election Date are considered either SecurePay Withdrawals or Excess Withdrawals and are subject to the Annual Withdrawal Amount and the Reserve Amount, if any.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You may not make additional Purchase Payments two years or more after the Rider Issue Date, or on or after the Benefit Election Date, whichever comes first. In most cases, if the Company receives a Purchase Payment on or after the Benefit Election Date, the Company will return it to the address on file. If the amount of the Purchase Payment would be sufficient to purchase another variable annuity contract we offer, however, you will be given the option of purchasing a new contract.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">We do not calculate the “roll-up” feature of the SecurePay Protector rider — the SecurePay Roll-up Value — on or after the Benefit Election Date. See “Calculating the Benefit Base Before the Benefit Election Date” and “Calculating the Benefit Base On or After the Benefit Election Date.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You may limit the value of the benefit if you begin taking SecurePay Withdrawals too soon. For example, SecurePay Withdrawals reduce your Contract Value (but not the Benefit Base) and may limit the potential for increasing the Benefit Base through higher Contract Values on Contract Anniversaries. Also, if your Benefit Election Date is within the two years of the Rider Issue Date, you will shorten the period of time during which you could increase your Benefit Base because you may not make additional Purchase Payments on or after the Benefit Election Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">There may be limitations on the minimum age you may begin taking SecurePay Withdrawals. Please refer to the Rate Sheet Prospectus Supplement for details. </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Conversely, if you delay establishing the Benefit Election Date, you may shorten the Benefit Period due to life expectancy, thereby limiting the time during which you may take SecurePay Withdrawals, so you may be paying for a benefit you are not using.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="width:523pt; line-height:11.5pt;">Please consult your investment professional regarding the appropriate time for you to establish the Benefit Election Date and begin taking SecurePay Withdrawals.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Considerations</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.77pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">All</span> withdrawals, including SecurePay Withdrawals, reduce your Contract Value and death benefit. Surrender charges and federal and state income taxes may apply, as well as a 10% federal additional tax if a withdrawal occurs before the Owner reaches age 59½. See “CHARGES AND DEDUCTIONS, Surrender Charge” and “TAXATION OF ANNUITIES IN GENERAL, Taxation of Withdrawals and Surrenders.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">All</span> withdrawals, including SecurePay Withdrawals, count towards the free withdrawal amount under the Contract. However, we do not assess the surrender charge on SecurePay Withdrawals, even when surrender charges would apply if the withdrawal was not a SecurePay Withdrawal. We do impose a surrender charge on Excess Withdrawals and Excess Withdrawals are subject to the minimum Contract Value limitation. See “CHARGES AND DEDUCTIONS, Surrender Charge,” and “Surrenders and Withdrawals, Withdrawals.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:30pt; margin-top:8pt; width:493pt; line-height:11.5pt;font-weight:bold;">The SecurePay rider is designed for you to take SecurePay Withdrawals each Contract Year. SecurePay Withdrawals are aggregate withdrawals during any Contract Year on or after the Benefit Election Date that do not exceed the Annual Withdrawal Amount and the Reserve Amount, if any. Aggregate withdrawals during any Contract Year on or after the Benefit Election Date that exceed the Annual Withdrawal Amount and the Reserve Amount are “Excess Withdrawals.” You should not purchase the SecurePay rider if you intend to take Excess Withdrawals.</div><div style=" float:left; margin-left:40pt; line-height:11.5pt; margin-top:7.77pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;font-weight:bold;"> <span style="font-weight:normal;">•</span> <br/> </div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:50pt;font-weight:bold;">Excess Withdrawals could reduce your Benefit Base by substantially more than the actual amount of the withdrawal (described below).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:50pt;"> <span style="font-weight:bold;">Excess Withdrawals may result in a significantly lower AWA in the future.</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.78pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:50pt;"> <span style="font-weight:bold;">Excess Withdrawals may significantly reduce or eliminate the value of the SecurePay benefit.</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">If you would like to make an Excess Withdrawal and are uncertain how an Excess Withdrawal will reduce your future guaranteed withdrawal amounts, then you may contact us prior to requesting the withdrawal to obtain a personalized, transaction-specific calculation showing the effect of the Excess Withdrawal.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Rate Sheet Prospectus Supplement Information</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Rate Sheet Prospectus Supplement contains the Maximum Withdrawal Percentage(s), the maximum Reserve Amount, the current fees for the available Optional Death Benefits, and the current fee for the SecurePay Protector rider or the SecurePay Investor rider applicable to Contracts applied for while that Rate Sheet Prospectus Supplement remains in effect (the “Effective Period”). The Effective Period is described in each Rate Sheet Prospectus Supplement. See “Maximum Withdrawal Percentage”. The Rate Sheet Prospectus Supplement also updates the Ongoing Fees and Expenses (annual charges) for the Contract provided in the “IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT” section of the Prospectus and Initial Summary Prospectus, respectively, taking into account the current fees for the optional benefits disclosed in the Rate Sheet Prospectus Supplement.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">In order for us to use the percentages, maximum Reserve Amount and fees in any particular Rate Sheet Prospectus Supplement, your necessary application information must be signed during it’s Effective Period. We must receive your necessary application information and payment of at least the minimum initial Purchase Payment ($5,000) within ten calendar days of the end of the Effective Period. If you plan to pay the initial Purchase Payment by exchanging another annuity contract that you own, we must receive your necessary application information within ten calendar days of the end of the Effective Period and the exchanged amount within 90 calendar days of the end of the Effective Period. If those conditions (the “Rate Sheet Eligibility Conditions”) are met, or if the then current Rate Sheet Prospectus Supplement percentages, maximum Reserve Amount and fees are identical to those <span style="font-weight:bold;">set forth in the Rate Sheet Prospectus Supplement</span> attached to your prospectus, we will follow our established procedures for issuing the Contract. See “Issuance of a Contract.”</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If any of these conditions are not met, we will consider your application not to be in Good Order. In that case, we will inform your financial adviser and request instructions as whether to apply the initial Purchase Payment and issue the Contract with the percentages, maximum Reserve Amount and fees in effect under the current Rate Sheet Prospectus Supplement or cancel the application and return your Purchase Payment. If your financial adviser instructs us to issue the Contract, we will provide you with the Rate Sheet Prospectus Supplement that applies to your Contract and an amendment to your application upon delivery of the Contract. If we are unable to contact your financial adviser within five business days after we determine the application is not in Good Order, we will return your Purchase Payment. You, or your financial adviser may also instruct us to issue the Contract without the SecurePay Protector rider or the </div><div style="width:523pt; line-height:11.5pt;">SecurePay Investor rider. Once we receive both the necessary application information and at least the minimum initial Purchase Payment, we will follow our established procedures for issuing the Contract.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If any of the Rate Sheet Eligibility Conditions are not met because of reasons reasonably beyond your control, Protective Life may, in its sole discretion, modify, terminate, suspend or waive the Rate Sheet Eligibility Conditions on such terms and conditions as it deems advisable (each a “Rate Sheet Eligibility Condition Change”). Any such Rate Sheet Eligibility Condition Change shall be effected by the Company on a basis that is not unfairly discriminatory.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Since the Optional Death Benefits can only be purchased at Contract Issue, the fee for a particular Optional Death Benefit will be disclosed in the Rate Sheet Prospectus Supplement in effect when you signed your Contract. If you purchase a SecurePay rider under the RightTime option, the Rate Sheet Prospectus Supplement containing the applicable SecurePay rider fee, Maximum Withdrawal Percentage(s), maximum Reserve Amount, and roll-up percentage will be the Rate Sheet Prospectus Supplement with an Effective Period that includes your Rider Issue Date. You should not purchase the SecurePay Protector rider or the SecurePay Investor rider without first obtaining the applicable Rate Sheet Prospectus Supplement. Please contact us at <span style="white-space:nowrap;">1-800-456-6330</span> to obtain the current Rate Sheet Prospectus Supplement. The current Rate Sheet Prospectus Supplement is also available online at https://​protective.onlineprospectus.net/protective/ProtectiveAspirations/index.html and www.sec.gov under File Number 333-261426. No new Rate Sheet Prospectus Supplement that supersedes a prior Rate Sheet Prospectus Supplement will become effective unless written notice of effectiveness of the new Rate Sheet Prospectus Supplement is given at least 10 business days in advance. The relevant information from all superseded Rate Sheet Prospectus Supplements can be found in Appendix: Example of SecurePay Rider to the Prospectus. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Determining the Amount of Your SecurePay Withdrawals</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">Any SecurePay Withdrawal will first come from any Reserve Amount that has been accumulated. After any Reserve Amount has been depleted, or if no Reserve Amount exists, the AWA is the maximum amount of SecurePay Withdrawals permitted each Contract Year. We determine your initial AWA as of the end of the Valuation Period during which we receive your completed SecurePay Benefit Election form at our Administrative Office in “good order” by multiplying your Benefit Base on that date by the “Maximum Withdrawal Percentage” applicable to your Contract and determined according to the Rate Sheet Prospectus Supplement effective when you purchase the SecurePay Protector or the SecurePay Investor rider. The Benefit Election form will be deemed in “good order” if it is fully and accurately completed and signed by the Owner(s) and received by us at our Administrative Office. Alternatively, your investment professional may complete the Benefit Election form online, submit electronically, and will be in good order if it is fully and accurately completed. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Maximum Withdrawal Percentage</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The current Maximum Withdrawal Percentage is set forth in the Rate Sheet Prospectus Supplement attached to your prospectus. See “Rate Sheet Prospectus Supplement Information.”</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Under certain circumstances, we may increase your AWA. See “SecurePay NH: Increased AWA Because of Confinement in Nursing Home,” and “Required Minimum Distributions.” In no event will the AWA increase once the Contract Value is reduced to zero and an Annuity Date is established. (See “Reduction of Contract Value to Zero.”)</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Calculating the Benefit Base Before the Benefit Election Date</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Benefit Base is used to calculate the AWA and determine the SecurePay Fee. As the Benefit Base increases, both the AWA and the amount of the SecurePay Fee increase. </div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: The Benefit Base is <span style="font-style:italic;">only</span> used to calculate the AWA and the SecurePay Fee; it is not a cash value, surrender value, or death benefit, it is not available to Owners, it is not a minimum return for any Sub-Account, and it is not a guarantee of any Contract Value.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Under the SecurePay rider, your initial Benefit Base is equal to your initial Purchase Payment.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-weight:bold;"> <span style="font-weight:normal;">Thereafter, we increase the Benefit Base dollar-for-dollar for each Purchase Payment made within 2 years of the Rider Issue Date. </span>We reduce the Benefit Base for each withdrawal from the Contract prior to the Benefit Period in the same proportion that each withdrawal reduces the Contract Value as of the date we process the withdrawal request.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">Example: Assume your Benefit Base is $100,000, but because of poor Sub-Account performance your Contract Value has fallen to $90,000. If you make a $9,000 withdrawal, thereby reducing your Contract Value by 10% to $81,000, we would reduce your Benefit Base also by 10%, or $10,000, to $90,000.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">On each Contract Anniversary following the Rider Issue Date, we also will increase the Benefit Base to equal the “SecurePay Anniversary Value” if that value is higher than the Benefit Base. On each Contract Anniversary, the </div><div style="width:523pt; line-height:11.5pt;">“SecurePay Anniversary Value” is equal to your Contract Value on that Contract Anniversary. If we receive a withdrawal request on a Contract Anniversary, we will deduct the withdrawal from Contract Value before calculating the SecurePay Anniversary Value.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">The SecurePay Protector “Roll-up”.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;">The SecurePay “Roll-up” feature is not available on the SecurePay Investor rider.<span style="font-style:normal;"> </span></div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The SecurePay Protector rider is also designed to provide for potential increases in your Benefit Base (the “roll-up percentage”) each Contract Anniversary during a specified period (“Roll-up Period”), even if your Contract Value has not increased. The roll-up percentage applicable to your Contract is identified in the Rate Sheet Prospectus Supplement in effect when you purchase your Contract.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-weight:bold;">For SecurePay Protector riders issued before October 7, 2024, your Contract Value must be at least 50% (<span style="font-style:italic;">i.e.</span>, half) of your Benefit Base to be eligible for an increase in Benefit Base equal to the “roll-up” amount (described below) on any Contract Anniversary during the Roll-up Period. For SecurePay Protector riders issued on or after October 7, 2024, this limitation does not apply.<span style="font-weight:normal;"> </span></div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">This means that when calculating the Benefit Base before the Benefit Election Date, we will recalculate your Benefit Base on each Contract Anniversary during the Roll-up Period to equal the greatest of:</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8.4pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div><div style=" margin-top:8.4pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the Benefit Base on that Contract Anniversary;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Anniversary Value on that Contract Anniversary; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Roll-up Value, which is equal to:</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:60pt;">the most recently calculated Benefit Base prior to that Contract Anniversary; <span style="font-style:italic;">plus</span></div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:60pt;">the “roll-up” amount, which is equal to: </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:60pt; margin-top:8pt; width:463pt; line-height:11.5pt;font-style:italic;">For SecurePay Protector riders issued on or after October 7, 2024:</div><div style=" float:left; margin-left:60pt; line-height:11pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">i.<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:80pt;">the roll-up amount is equal to a percentage of the Benefit Base on the previous Contract Anniversary, reduced proportionately for withdrawals made since that anniversary. This means that we will reduce the “roll-up” amount for each withdrawal made since the previous Contract Anniversary in the same proportion that each withdrawal reduced the Contract Value as of the date we processed the withdrawal request.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:80pt; margin-top:8pt; width:443pt; line-height:11pt;">We will also include Purchase Payments made within the first 120 days following the Contract Issue Date when calculating the roll-up amount on the first Contract Anniversary. For example, using a hypothetical 5.0% Roll-up percentage, if your initial Purchase Payment on the Contract Issue Date is $50,000 and we receive an additional $100,000 Purchase Payment 90 days later, then assuming you do not take any withdrawals during the first Contract Year, the roll-up amount on the first Contract Anniversary will be $7,500 (($50,000 + $100,000) x 5.0%).</div><div style="margin-left:60pt; margin-top:8pt; width:463pt; line-height:11.5pt;font-style:italic;">For SecurePay Protector riders issued before October 7, 2024:</div><div style=" margin-top:7.91pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:80pt;">if your Contract Value on that Contract Anniversary is at least 50% (<span style="font-style:italic;">i.e.,</span> half) of the most recently calculated Benefit Base prior to that Contract Anniversary, then the roll-up amount is equal to a percentage of the Benefit Base on the previous Contract Anniversary, reduced proportionately for withdrawals made since that anniversary. This means that we will reduce the “roll-up” amount for each withdrawal made since the previous Contract Anniversary in the same proportion that each withdrawal reduced the Contract Value as of the date we processed the withdrawal request.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:80pt; margin-top:8pt; width:443pt; line-height:11pt;">We will also include Purchase Payments made within the first 120 days following the Contract Issue Date when calculating the roll-up amount on the first Contract Anniversary. For example, using a hypothetical 5.0% Roll-up percentage, if your initial Purchase Payment on the Contract Issue Date is $50,000 and we receive an additional $100,000 Purchase Payment 90 days later, then assuming you do not take any withdrawals during the first Contract Year, the roll-up amount on the first Contract Anniversary will be $7,500 (($50,000 + $100,000) x 5.0%).</div><div style=" float:left; margin-left:60pt; line-height:11pt; margin-top:7.91pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">ii.<br/></div><div style=" margin-top:7.91pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:80pt;">if your Contract Value on that Contract Anniversary is less than 50% (i.e., half) of the most recently calculated Benefit Base prior to that Contract Anniversary, then the roll-up amount is equal to $0.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:80pt; margin-top:8pt; width:443pt; line-height:11pt;">We will only recalculate your Benefit Base on each Contract Anniversary during the Roll-up Period if your Contract Value is at least 50% (i.e., half) of your Benefit Base as of that Contract Anniversary. </div><div style="margin-left:80pt; width:443pt; line-height:11pt;">For example, if on a Contract Anniversary your Contract Value is $65,000 and the most recently calculated Benefit Base prior to that anniversary is $150,000, you will not be eligible for an increase on that anniversary equal to the “roll-up” amount because your Contract Value ($65,000) is less than 50% of your Benefit Base ($150,000 x 0.5 = $75,000). </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-weight:bold;">Note: If the SecurePay Anniversary Value is consistently higher than the SecurePay Roll-up Value (because your Contract Value is generally increasing by more than the Roll-up percentage each Contract Year), the SecurePay Roll-up Value may never be used to increase your Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">When we calculate the SecurePay Roll-up Value on the first Contract Anniversary following the Rider Issue Date, we will apply the Roll-up percentage (if applicable) to the Benefit Base on the Rider Issue Date to determine the “roll-up” amount, and then reduce the “roll-up” amount proportionately for withdrawals made since the Rider Issue Date. We will then add the reduced “roll-up” amount to the most recently calculated Benefit Base prior to the first Contract Anniversary to determine the SecurePay Roll-up Value. </div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">Example: Assume on the Rider Issue Date your Benefit Base is $100,000. Three months later, assume your Contract Value is $103,000 and you take a withdrawal of  $10,300, reducing your current Contract Value to $92,700, which results in a decrease of 10% (($103,000 – $92,700)/$103,000). Because of the withdrawal, we will reduce your Benefit Base by 10% as well, to $90,000. Also assume that one month later your Contract Value increased from $92,700 to $94,000 due to favorable market performance and you do not make any additional Purchase Payments or withdrawals.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">Using a hypothetical 5.0% Roll-up percentage, on the first Contract Anniversary, we will determine the SecurePay Roll-up Value by adding the most recently calculated Benefit Base ($90,000) to 5.0% of the Benefit Base on the previous Contract Anniversary (the Rider Issue Date), increased by any Purchase Payments made within 120 days of the Contract Issue Date and reduced proportionately for withdrawals made since that anniversary. The Benefit Base on the Rider Issue Date was $100,000, and 5.0% of  $100,000 = $5,000. However, because a withdrawal was made during the year, we will reduce this “roll-up” amount in the same proportion that the withdrawal reduced the Contract Value, which was 10%. Because 10% of the “roll-up” amount is $500, the reduced “roll-up” amount is $4,500 ($5,000 – $500). We then calculate the SecurePay Roll-up Value by adding the “roll-up” amount of  $4,500 to $90,000 (the most recently calculated Benefit Base), and determine that the SecurePay Roll-up Value is $94,500.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">We will then recalculate your Benefit Base on the first Contract Anniversary to equal the greatest of:</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8.31pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div><div style=" margin-top:8.31pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the Benefit Base on that Contract Anniversary ($90,000);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.82pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Anniversary Value on that Contract Anniversary ($94,000); or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.82pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Roll-up Value ($94,500)</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">We will set your Benefit Base equal to $94,500 because the SecurePay Roll-up Value is greater than the Benefit Base on that Contract Anniversary and the SecurePay Anniversary Value on that Contract Anniversary.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: Withdrawals could reduce your SecurePay Roll-up Value by substantially more than the actual amount of the withdrawal. For example, assume your Benefit Base at the beginning of the Contract Year is $100,000. Assuming that you do not make any additional Purchase Payments or withdrawals and assuming your Contract Value remains at 50% or more of your Benefit Base (for SecurePay Protector riders issued before October 7, 2024), the SecurePay Roll-up Value on the next Contract Anniversary would be $105,000 ($100,000 + $5,000 (a 5.0% “roll-up” amount)).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Assume instead, however, that during the Contract Year you make a withdrawal of  $45,000 and your Contract Value at that time is $90,000 (i.e., the withdrawal is 50% of your Contract Value). Both the Benefit Base and the “roll-up” amount are also reduced by 50%, to $50,000 and $2,500, respectively. This would result in a SecurePay Roll-up Value of  $52,500 on the next Contract Anniversary ($50,000 + $2,500), rather than $105,000. Thus, the $45,000 withdrawal would reduce the SecurePay Roll-up Value by more than $45,000 — it would reduce it by $52,500 ($105,000 – $52,500).</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Roll-up Period begins on the Rider Issue Date and generally lasts for up to ten Contract Anniversaries where there has been an increase of the Benefit Base. The Roll-up Period will end on the next Valuation Date following the 10th Contract Anniversary on which we increase your Benefit Base to equal either the SecurePay Anniversary Value or the SecurePay Roll-up Value. This means that when determining the ten Contract Anniversaries that make up your Roll-up Period, we will not count Contract Anniversaries on which your Benefit Base does not increase.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">However, your Roll-up Period will end sooner — on either the Benefit Election Date or the date the SecurePay Protector rider terminates (see “Terminating the SecurePay Rider”) — if either of these dates occur while your Roll-up Period is in effect. If the Roll-up Period ends, the SecurePay Protector rider may not terminate. We will continue to assess the </div><div style="width:523pt; line-height:12pt;">SecurePay Fee for the SecurePay Protector rider until the SecurePay Protector rider terminates. Also, we will only include the SecurePay Roll-up Value when calculating your Benefit Base while the Roll-up Period is in effect.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">Note: This means that if the Roll-up Period ends because you have established the Benefit Election Date, we will still continue to assess the SecurePay Fee until termination of the SecurePay Protector rider. We also will assess the SecurePay Fee during times when the Roll-up Period has expired.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">Note: Once you establish your Benefit Election Date, we no longer calculate the SecurePay Roll-up Value. See “Calculating the Benefit Base On or After the Benefit Election Date.” Therefore, once you reach your Benefit Election Date you will no longer receive any additional value from the “Roll-up” feature of the SecurePay Protector rider. On the other hand, delaying the Benefit Election Date may limit the time during which you may take SecurePay Withdrawals, due to life expectancy. See “Beginning Your SecurePay Withdrawals”. You should carefully weigh the advantages of the SecurePay Roll-up Value with the disadvantages of delaying taking SecurePay Withdrawals.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Calculating the Benefit Base On or After the Benefit Election Date</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">We continue calculating the Benefit Base after the Benefit Election Date in the same manner as we did prior to the Benefit Election Date, <span style="font-style:italic;">except withdrawals are treated differently.</span> The effect of a withdrawal on the Benefit Base depends on whether the withdrawal is a SecurePay Withdrawal or an Excess Withdrawal. An Excess Withdrawal is any withdrawal after the Benefit Election Date which, when aggregated with all prior withdrawals during that Contract Year, exceeds the Contract Year’s Annual Withdrawal Amount and Reserve Amount.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">We will not calculate the SecurePay Roll-up Value on or after the Benefit Election Date.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">SecurePay Withdrawals</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">SecurePay Withdrawals do not reduce the Benefit Base. Therefore, if all your withdrawals during the Benefit Period are SecurePay Withdrawals, your Annual Withdrawal Amount under the Standard Option will never decrease and under an Advance Option, the Annual Withdrawal Amount will remain the same for the applicable guarantee period then change to a reduced withdrawal percentage and will never decrease, and you may continue to withdraw at least that amount under all Advance Options for the lifetime of the Covered Person (or the last surviving Covered Person, if you selected Joint Life Coverage).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If your Benefit Base increases on a Contract Anniversary because the SecurePay Anniversary Value exceeds the Benefit Base on that date, your Annual Withdrawal Amount and therefore SecurePay Withdrawals available to you in subsequent Contract Years will also increase.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Your Annual Withdrawal Amount is cumulative. If you choose to receive only a part of, or none of, your AWA in any given Contract Year, the remaining portion may carry forward to future Contract Years as your Reserve Amount. The AWA and maximum Reserve Amount are calculated annually on the Contract Anniversary. You may accumulate up to several times your AWA in your Reserve Amount. To determine the maximum Reserve Amount, see your Rate Sheet Prospectus Supplement. When you take SecurePay Withdrawals in the future, the withdrawals will be taken first from any available Reserve Amount and then from your AWA without reducing your Benefit Base. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Consideration</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.07pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.07pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">Once the maximum Reserve Amount is accumulated, you should understand that any additional portions of your AWA that you choose not to receive in a given Contract Year will not carry over to future Contract Years.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">If your Reserve Amount is greater than your Contract Value in a Valuation Period, your Reserve Amount will be limited to the Contract Value. Once the Contract Value is zero, the Reserve Amount will not be available to you. For more information on the SecurePay Withdrawal following the depletion of Contract Value, please see the “Reduction of Contract Value to Zero” section.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:12pt;">We do not impose a surrender charge on any SecurePay Withdrawals.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Excess Withdrawals</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">During the Benefit Period any portion of a withdrawal that, when aggregated with all prior withdrawals during that Contract Year, exceeds first the Reserve Amount, if any, and then the Annual Withdrawal Amount constitutes an Excess Withdrawal. Therefore, a withdrawal during the Benefit Period that causes the aggregate withdrawals for that Contract Year to exceed the Reserve Amount and the Annual Withdrawal Amount may include amounts that qualify as a SecurePay Withdrawal as well as amounts that are Excess Withdrawals.</div><div style="width:523pt; line-height:11.5pt;">An Excess Withdrawal will reduce the Benefit Base. The effect of the Excess Withdrawal on the Benefit Base depends, in part, on the relationship of the Benefit Base to the Contract Value at that time.</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">If, at the time of the Excess Withdrawal, your Contract Value minus the non-excess portion of the withdrawal (the portion of the withdrawal that qualifies as a SecurePay Withdrawal) is greater than the Benefit Base, we will reduce the Benefit Base by the amount of the Excess Withdrawal plus any applicable surrender charge.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">If, at the time of Excess Withdrawal, your Contract Value minus the non-excess portion of the withdrawal (the portion of the withdrawal that qualifies as a SecurePay Withdrawal) is less than or equal to the Benefit Base, we will reduce the Benefit Base in the same proportion that the Excess Withdrawal, plus any applicable surrender charge, bears to the Contract Value minus the SecurePay Withdrawal.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">For example, suppose your Benefit Base is $100,000, your Maximum Withdrawal Percentage is 5.0% (<span style="font-style:italic;">i.e.</span>, your AWA is $5,000), your Contract Value is $110,000, and Reserve Amount equals zero. No surrender charges apply to this calculation because the gross withdrawal amount is used. If you have already taken $3,000 of SecurePay Withdrawals in the Contract Year and then request another $3,000 withdrawal you will exceed your AWA by $1,000, and we will consider $2,000 of that withdrawal to be a SecurePay Withdrawal and $1,000 to be an Excess Withdrawal. In this case, rule (a) above applies because the Contract Value less the SecurePay Withdrawal ($110,000 – $2,000 = $108,000) is greater than your Benefit Base ($100,000). We will therefore reduce your Benefit Base by the Excess Withdrawal and your new Benefit Base will be $99,000 ($100,000 – $1,000).</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">However, if in the example above your Contract Value is $70,000 then rule (b) applies. In this case, we determine the reduction in your Benefit Base first by determining the proportion that the Excess Withdrawal bears to the Contract Value less SecurePay Withdrawal. We calculate this by dividing the $1,000 Excess Withdrawal by the Contract Value less the $2,000 SecurePay Withdrawal ($1,000 ÷ ($70,000 – $2,000) = 1.4706%). We will then apply this same percentage to reduce your Benefit Base. Thus your new Benefit Base will be equal to $98,529 ($100,000 – ($100,000 * 0.014706)).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">The examples above do not include the effect of any surrender charges that may be applicable.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We will recalculate the Annual Withdrawal Amount on the next Contract Anniversary by multiplying the Benefit Base on that date by the Maximum Withdrawal Percentage. We also will apply a surrender charge to the Excess Withdrawal, if a surrender charge would otherwise be applicable.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Reduction of Contract Value to Zero</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If the Contract Value is reduced to zero due to the deduction of fees or a SecurePay Withdrawal, the Contract will terminate, the Reserve Amount will terminate, and we will settle the benefit under your SecurePay rider as follows:</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">We will pay the remaining AWA not yet withdrawn in the current Contract Year, if any, in a lump sum;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">We will establish an Annuity Date that is the Contract Anniversary following the date of the transaction that reduced the Contract Value to zero; and</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">On the Annuity Date we will pay a monthly payment equal to the AWA divided by 12 until the death of the Owner, or if the rider covers two spouses, the death of the second spouse.If benefits are being paid under the SecurePay NH benefit on the Annuity Date, the amount of your annuity payments will be determined in accordance with the terms of the SecurePay NH endorsement. (See “Availability of SecurePay NH Benefit after Annuitization.”) Please note that we may accept different payment intervals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If you request a surrender and your Contract Value at the time of the request is less than your remaining Reserve Amount and AWA for that Contract Year, we will pay you a lump sum equal to such remaining Reserve Amount and AWA.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">If your Contract Value reduces to zero due to an Excess Withdrawal, we will terminate your Contract and the SecurePay rider. You will not be entitled to receive any further benefits under the SecurePay rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">As with any distribution from the Contract, there may be tax consequences. In this regard, we intend to treat any amounts that you receive before the Annuity Date is established as described above and that are in the form of SecurePay Withdrawals as withdrawals. We intend to treat any amounts that you receive after the Annuity Date is established as described above and that are a settlement of the benefit under your SecurePay rider as annuity payments for tax purposes. See “TAXATION OF ANNUITIES IN GENERAL, Taxation of Consequences of Protected Lifetime Income Benefits.” </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Benefit Available on Maximum Annuity Date (oldest Owner’s or Annuitant’s 95<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> birthday)</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">You must annuitize the Contract no later than the oldest Owner’s or Annuitant’s 95<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> birthday (“Maximum Annuity Date”). The SecurePay rider will terminate on the Annuity Date, whether or not you have begun your SecurePay Withdrawals.</div><div style="width:523pt; line-height:11.5pt;">If your SecurePay rider is in effect on the Maximum Annuity Date, in addition to the other Annuity Options available to you under your Contract, one of your Annuity Options will be to receive monthly annuity payments equal to the AWA divided by 12 for the life of the Covered Person (or the last surviving Covered Person if Joint Life Coverage was selected). If benefits are being paid under the SecurePay NH benefit on the Maximum Annuity Date, the amount of your annuity payments will be determined in accordance with the terms of the SecurePay NH endorsement. (See “Availability of SecurePay NH Benefit after Annuitization.”) If you do not select an Annuity Option, your monthly annuity payments will be the greater of  (i) the AWA divided by 12 or (ii) payments based upon the Contract Value for the life of the Annuitant with a 10-year Certain Period. We must receive written notification of your election of such annuity payments at least three days but no earlier than 90 days before the Maximum Annuity Date. For more information regarding Annuity Options, including Certain Period options, see “ANNUITY PAYMENTS, Annuity Options.”</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Consideration</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">On the Maximum Annuity Date, the SecurePay rider will terminate and any Reserve Amount you have accumulated will no longer be available. The Reserve Amount is not included in the AWA Annuity Option. You should be aware that if you choose not to use your Reserve Amount prior to the Maximum Annuity Date, you will not receive the benefit of your accumulated Reserve Amount.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">SecurePay Fee</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We deduct a fee for the SecurePay rider that compensates us for the costs and risks we assume in providing this benefit. This SecurePay Fee is a percentage of the Benefit Base. We deduct this fee from your Contract Value on the Valuation Date that occurs after each Valuation Period containing a Monthly Anniversary Date. The SecurePay Fee is deducted from the Sub-Accounts of the Variable Account only; it is not deducted from the assets in the DCA Account. The monthly fee is deducted from the Sub-Accounts in the same proportion that the value of each Sub-Account bears to the total Contract Value in the Variable Account on that date. Accordingly, you must have transferred some assets from your DCA Account to Sub-Accounts in accordance with our Allocation Guidelines and Restrictions before the fee is charged. The monthly fee is deducted from a Sub-Account in the same proportion that the Sub-Account value bears to the total Contract Value in the Variable Account on that date.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Information regarding the current fees for the SecurePay riders can be found in the Rate Sheet Prospectus Supplement that accompanies your Prospectus. See “Rate Sheet Prospectus Supplement Information.” We may increase the SecurePay Fee. However, we will not increase the SecurePay Fee for the SecurePay riders above a maximum 2.00% (2.20% under RightTime) of the Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We reserve the right to increase the SecurePay fee up to the maximum stated above if, in our sole discretion, the increase is necessary or appropriate to cover the costs Protective Life incurs to mitigate the risks associated with offering the rider. If we increase the SecurePay Fee, we will give you at least 30 days’ written notice prior to the increase which notice will identify the date the increase in the SecurePay Fee will take place and provide instructions on how to accept or decline the increase. You may elect not to pay the increase in your SecurePay Fee. If you elect not to pay the increased SecurePay Fee, your SecurePay rider will not terminate, but your Benefit Base will be capped at its then current value and you will give up the opportunity for any future increases in the Benefit Base if your Contract Value exceeds your Benefit Base on subsequent Contract Anniversaries. You will continue to be assessed your current SecurePay Fee. We also will no longer calculate the SecurePay Roll-up Value when determining your Benefit Base if you elect not to pay the increase in your SecurePay Fee. You will continue to be assessed your current SecurePay Fee, even though you will no longer be entitled to additional SecurePay Roll-up Values. See “SecurePay Riders.”</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Terminating the SecurePay Rider</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">The SecurePay rider will terminate upon the earliest of:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.81pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.81pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date you terminate your SecurePay rider (permitted after the rider has been in effect for at least ten years);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">the Valuation Date the Contract is surrendered or terminated;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">the Valuation Date your Contract Value reduces to zero due to an Excess Withdrawal;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date your Contract Value reduces to zero due to poor Sub-Account performance, the deduction of fees, and/or a SecurePay Withdrawal (subject to our obligation to make monthly payments to you, as set forth above under “Reduction of Contract Value to Zero”);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date on or after the Benefit Election Date we receive instructions from you that results in a change in Covered Person(s);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" line-height:11.5pt; text-align:left; margin-left:30pt;">for a SecurePay rider with one Covered Person, the date of the Covered Person’s death before the Annuity Date (even if the surviving spouse of the deceased Covered Person elects to continue the Contract);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.6pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">for a SecurePay rider with two Covered Persons, the date of death of the last surviving Covered Person before the Annuity Date;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.6pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Maximum Annuity Date (being the Owner’s choice of the options outlined under “Benefit Available on Maximum Annuity Date (Oldest Owner’s or Annuitant’s 95<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> Birthday)”); or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.6pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date we receive instructions that are not in compliance with our Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.61pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Deduction of the monthly fee for the SecurePay rider ceases upon termination. We will not refund the SecurePay fees you have paid if your SecurePay rider terminates for any reason. If your SecurePay rider terminates, you may not reinstate it or purchase a new rider except as described below under “Spousal Continuation” and “Reinstating Your SecurePay Rider Within 30 Days of Termination.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Spousal Continuation</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Upon the death of the Owner <span style="font-style:italic;">before</span> the Benefit Election Date, if the surviving spouse elects to continue the Contract and become the new Owner, the surviving spouse may also continue the SecurePay rider, provided the surviving spouse meets the rider’s issue age requirements as of the Rider Issue Date or as of any date prior to the date we receive the written request to continue the Contract. On the next Contract Anniversary, the Benefit Base will be the greater of  (1) the Contract Value (which will reflect the Death Benefit), or (2) the current Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If the SecurePay Benefit Election Form indicates Single Life Coverage and the SecurePay rider terminates due to the death of the Covered Person <span style="font-style:italic;">following</span> the Benefit Election Date, and if the surviving spouse elects to continue the Contract and become the new sole Owner, then the surviving spouse may purchase a new SecurePay rider before the Annuity Date if we are offering the rider at that time. If all the conditions to purchase a new SecurePay rider have been met, we will issue the rider upon our receipt of the surviving spouse’s written request. The new rider will be subject to the terms and conditions of the SecurePay rider in effect at the time it is issued. This means:</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.62pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.62pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">The initial Benefit Base will be equal to the Contract Value as of the new Rider Issue Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.61pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">We will impose the current SecurePay Fee under RightTime in effect on the new Rider Issue Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The surviving spouse may not purchase a new SecurePay rider if he or she does not meet the rider’s issue age requirements as of the Rider Issue Date or the date we receive the written request to continue the Contract. Only the surviving spouse is eligible to be a Covered Person under the new rider, and the rider will terminate upon the death of that Covered Person. Please note that the SecurePay riders may not be available in all states and that we may limit the availability of the SecurePay riders at any time.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If the SecurePay Benefit Election Form indicates Joint Life Coverage and a Covered Person dies <span style="font-style:italic;">following</span> the Benefit Election Date, and if the surviving spouse elects to continue the Contract and the SecurePay rider, the Annual Withdrawal Amount remains the same until the next Contract Anniversary. On the next Contract Anniversary, the Benefit Base will be the greater of the Contract Value (which will reflect the addition of the Death Benefit) or the current Benefit Base and we will recalculate the Annual Withdrawal Amount, if necessary, using the Maximum Withdrawal Percentage associated with Joint Life Coverage.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Reinstating Your SecurePay Rider Within 30 Days of Termination</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If your SecurePay rider terminated due to a Prohibited Allocation instruction (see “ALLOCATION GUIDELINES AND RESTRICTIONS FOR PROTECTED LIFETIME INCOME BENEFITS”) or due to a change in Covered Person after the Benefit Election Date (see “Designating the Covered Person(s)”), and you made no additional Purchase Payment after the termination, you may request that we reinstate the rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If termination occurred due to a Prohibited Allocation instruction, your written reinstatement request must correct the previous Prohibited Allocation instruction by either directing us to allocate your Contract Value in accordance with the rider’s Allocation Guidelines and Restrictions and/or resume portfolio rebalancing. If termination occurred due to a change in Covered Person after the Benefit Election Date, your written reinstatement request must correct the change in Covered Person by directing us to designate under the reinstated rider the original Covered Person(s) that had been selected on the Benefit Election Date. </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We must receive your written reinstatement request within 30 days of the date the rider terminated. The reinstated rider will have the same terms and conditions, including the same SecurePay Rider Issue Date, Benefit Base, Reserve Amount, AWA, SecurePay Fee and Maximum Withdrawal Percentage as it had prior to termination.</div><div style="width:523pt; line-height:12pt;font-weight:bold;">Tax Consequences</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Treatment of Civil Unions, Domestic Partners, and Divorce.</span>   If state law affords legal recognition to domestic partnerships or civil unions, the Rider will treat individuals who are in a bona fide civil union or domestic partnership as married and spouses for purposes of the Rider. However, as described above in “Death Benefit — Continuation of the Contract by a Surviving Spouse,” for federal tax law purposes such individuals are not treated as “spouses.” Likewise, if the Covered Persons are no longer married as of the date of death, such individuals are no longer treated as spouses for federal tax law purposes. As a result, if a beneficiary of a deceased owner and the owner were parties to a civil union or domestic partnership, or if the beneficiary and the deceased owner were no longer married as of the date of death, the beneficiary will be required by federal tax law to take distributions from the Contract in the manner applicable to non-spouse beneficiaries and will not be able to continue the Contract. In some circumstances, these required distributions could substantially reduce or eliminate the SecurePay rider benefit while the surviving Beneficiary is still alive.</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">In addition, the rider allows the surviving spouse of a deceased owner who continues the Contract and becomes the new owner to either continue the SecurePay rider or purchase a new rider (depending on the date of death and whether the rider provides single or joint life coverage). This right is only available to an individual who was the spouse of the deceased owner within the meaning of federal tax law because only such a spouse is eligible to continue the Contract under federal tax law.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">An individual who is a party to a civil union or a domestic partnership should not purchase the SecurePay rider before consulting legal and financial advisors and carefully evaluating whether the SecurePay rider is suitable for his or her needs.</div><div style="margin-top:11.6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Other Tax Matters.</span>   For a discussion of other tax consequences specific to your SecurePay rider, please see “TAXATION OF ANNUITIES IN GENERAL, Tax Consequences of Protected Lifetime Income Benefits” and “QUALIFIED RETIREMENT PLANS, Protected Lifetime Income Benefits.” </div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">SecurePay NH: Increased AWA Because of Confinement in Nursing Home</div><div style="margin-top:1.5pt; width:523pt; line-height:9.5pt;font-size:8pt;">If you are confined to a nursing home, you may be eligible for an increased Annual Withdrawal Amount (“AWA”) with our SecurePay NH (Nursing Home Enhancement) feature. This feature is included at no additional charge with the SecurePay Protector rider or SecurePay Investor rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">The SecurePay NH benefit may not be available in all states and may not be available with new contracts in the future. Please check with your financial advisor to determine availability.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">What is the SecurePay NH benefit?</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">If your rider was issued on or after October 7, 2024, (for sole Covered Person or both Covered Persons in a nursing home) we will double the AWA to which you are currently entitled for that year, not to exceed 15% of your Benefit Base; (if only one of two Covered Persons in a nursing home) we will multiply the AWA by 125% to which you are currently entitled for that year, not to exceed 15% of your Benefit Base. Not applicable to riders issued in California.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">If your rider was issued before October 7, 2024, (for sole Covered Person or both Covered Persons in a nursing home) we will double the AWA to which you are currently entitled for that year, not to exceed 10% of your Benefit Base. For all riders issued in California, regardless of rider issue date.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Nursing Home Benefit Period</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Nursing Home Benefit Period is the period of time during which the increased SecurePay withdrawal percentage is used to calculate the AWA. Any Contract Year or portion thereof during which the increased SecurePay withdrawal percentage is used to calculate the AWA will be a full Contract Year for the purpose of determining the Nursing Home Benefit Period.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Nursing Home Benefit Period will extend for a maximum of five (5) Contract years in which you qualify for the SecurePay NH benefit or until the SecurePay Rider terminates, whichever occurs first. The qualifying Contract years need not be consecutive. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Eligibility for the SecurePay NH Benefits</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">To qualify for the increased AWA under the SecurePay NH benefit, the Covered Person must:</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">have established the Benefit Election Date or establish the Benefit Election Date when he or she applies for the SecurePay NH benefit;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">(a) be currently confined to a Nursing Home, as defined below; (b) have been confined to a Nursing Home for at least 90-days immediately preceding your application for the SecurePay NH benefit; and (c) have a reasonable expectation that he or she will continue to be confined to a Nursing Home; and</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div><div style=" line-height:11pt; text-align:left; margin-left:40pt;">be unable to perform at least two of the six Activities of Daily Living described below, or be diagnosed with a Severe Cognitive Impairment.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Nursing Home: For purposes of determining your eligibility for the SecurePay NH benefit, a “Nursing Home” is defined as a facility (or portion of a facility) primarily engaged in providing continuous, 24 hour per day nursing care to its residents and is under the supervision of a physician and has as its main function to provide skilled, intermediate, or custodial care. The facility must be granted a license by the State in which it operated and be compliant with all regulations and laws in accordance with the grant of such license. A “Nursing Home” does not include: a hospital or clinic; a facility operated primarily for the treatment of alcoholism or drug addiction; a communal living facility or retirement home, or facilities primarily affording custodial, educational or rehabilitative care.</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Ineligibility.</span>   You are not eligible for the SecurePay NH benefit if you were in a nursing home during the one year preceding your purchase of the SecurePay Protector or SecurePay Investor rider, or you are confined to a nursing home during the year following your purchase of the Rider. </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Activities of Daily Living (ADL).</span>   Under the SecurePay NH benefit, “Activities of Daily Living” refer to the following functions relating to the Covered Person’s ability to live independently:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Bathing — The ability to wash oneself by sponge bath or in either a tub or shower, including the task of getting into or out of the tub or shower.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.63pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.63pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Continence — The ability to maintain control of bowel and bladder function, or when unable to maintain control of bowel or bladder function, the ability to perform associated personal hygiene, including caring for the catheter or colostomy bag.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Dressing — The ability to put on and take off all items of clothing and any necessary braces, fasteners or artificial limbs.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.63pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.63pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Eating — The ability to feed oneself by getting food into the body from a receptacle, such as a plate, cup, or table, or by feeding tube or intravenously.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Toileting — The ability to get to and from the toilet, getting on and off the toilet, and performing associated personal hygiene.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">Transferring — The ability to move into or out of a bed, chair or wheelchair.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Severe Cognitive Impairment.</span>   For purposes of determining eligibility for the SecurePay NH benefit, Severe Cognitive Impairment is a loss or deterioration of intellectual capacity that is comparable to (and includes) Alzheimer’s disease and similar forms of irreversible dementia.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">Two Covered Persons.<span style="font-style:normal;font-weight:normal;">   </span> If your rider was issued on or after October 7, 2024, if you selected the Joint Life Coverage Option when you established your Benefit Election Date, then either Covered Person may satisfy the eligibility requirements for the increased SecurePay NH benefit. If your rider was issued before October 7, 2024, if you selected the Joint Life Coverage Option when you established your Benefit Election Date, both Covered Persons must satisfy the eligibility requirements for the increased SecurePay NH benefit.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Applying for Increased AWA under the SecurePay NH Benefit</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Initial Application.</span>   To apply for an increased AWA under the SecurePay NH benefit, you must submit an application certifying that the Covered Person meets the conditions for qualification under the SecurePay NH benefit. This certification must be signed by the Covered Person’s Physician. If the Owner is unable to submit an application for an increased AWA on his or her own behalf, we will accept an application on behalf of an Owner from a person who provides satisfactory proof that they have legally assumed care, custody, and representation of the incapacitated Owner. Typically, this would be a valid power of attorney or an order of conservatorship from a court of competent jurisdiction.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The certifying Physician must be a medical doctor currently licensed by a state Board of Medical Examiners, or similar authority in the United States, acting within the scope of his or her license. Physician does not include: (a) the Covered Person(s) or Covered Person(s) spouse; or (b) the brother, sister, parent, or child of the Covered Person(s). We may require an examination of the Covered Person by a Physician of our choice at our expense. In the event of a conflict between the medical opinions, the opinion of our Physician shall prevail.</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Re-Certification of Eligibility.</span>   Beginning with the second Contract Anniversary following the end of a Valuation Period during which we determine that the Covered Person qualifies for the increased AWA under SecurePay NH (the “Qualification Date”), you must submit a re-certification of eligibility not less than 10, nor more than 30 days prior to each applicable Contract Anniversary. We will notify you at least 30 days before this re-certification is due.</div><div style="width:523pt; line-height:12pt;">The re-certification must certify that the Covered Person continues to meet the conditions for eligibility under the SecurePay NH benefit, and must be signed by the Covered Person’s physician. We may require an examination by a physician of our choice at our expense. In the event of a conflict between the medical opinions, the opinion of our physician will prevail.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">We will notify you if you fail to qualify for continued eligibility for the SecurePay NH benefit. For any Contract Year during which the Covered Person fails to qualify for the Nursing Home Enhancement, we calculate the Annual Withdrawal Amount according to the terms of the SecurePay rider you purchased.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If you have questions about applying for an increased AWA under the SecurePay NH benefit, or to obtain a copy of the SecurePay NH application and other forms required to apply, you can call us at <span style="white-space:nowrap;">1-800-456-6330</span> or write to us at Protective Life Insurance Company, P.O. Box 1928, Birmingham, Alabama 35202-1928.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Determining Your Increased AWA under the SecurePay NH Benefit</div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Initial Qualifying Year.</span>   Qualification for an increased AWA under the SecurePay NH benefit may increase the Annual Withdrawal Amount available for the Contract Year during which you qualify. An increase in the Annual Withdrawal Amount will not change the effect of any withdrawal that occurred prior to the Qualification Date. Thus, if you took an Excess Withdrawal during the Contract Year before you were notified that you qualify for the SecurePay NH increased AWA, your earlier withdrawal would still be treated as an Excess Withdrawal under SecurePay.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If your aggregate withdrawals during the qualifying Contract Year are less than or equal to the Reserve Amount and the Annual Withdrawal Amount in effect prior to the Qualification Date, we will recalculate the remaining Annual Withdrawal Amount for that Contract Year as of the Qualification Date by multiplying the Benefit Base on that date by the enhanced Maximum Withdrawal Percentage, and subtracting all prior non-Excess Withdrawals taken since the later of the Benefit Election Date or the most recent Contract Anniversary.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-style:italic;">For riders issued on or after October 7, 2024:</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;"> <span style="font-style:italic;">Example</span>: Five years ago, after turning age 75, Elisabeth elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">Sole Covered Person - In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of $5,000. Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $10,000 ($100,000 * 10%) and her remaining AWA for the current Contract Year is $5,000 ($10,000 – $5,000).This would be the same calculation if both Covered Persons are in a nursing home.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">One of two Covered Persons - In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of  $5,000. Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage that is 125% of the Maximum Withdrawal Percentage under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $6,250 ($100,000 * (5% x 125%); $100,000 * 6.25%) and her remaining AWA for the current Contract Year is $1,250 ($6,250 – $5,000).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-style:italic;">For riders issued before October 7, 2024:</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">Example: Five years ago, after turning age 75, Elisabeth, elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of  $5,000. Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $10,000 ($100,000 * 10%) and her remaining AWA for the current Contract Year is $5,000 ($10,000 – $5,000).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If you have taken an Excess Withdrawal during the qualifying Contract Year prior to the Qualification Date, we will recalculate the remaining Annual Withdrawal Amount for that Contract Year as of the Qualification Date by subtracting the Maximum Withdrawal Percentage identified on the Benefit Election Date from the enhanced Maximum Withdrawal Percentage provided by this endorsement, and multiplying the difference in those percentages by the Benefit Base on the Qualification Date.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;"> <span style="font-style:italic;">Example</span>: Five years ago, after turning age 75, Elisabeth elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000).</div><div style="margin-left:20pt; width:503pt; line-height:12pt;">In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of  $5,000 and an Excess Withdrawal of  $4,000. Her new Benefit Base after the Excess Withdrawal is $95,789 ($100,000 – $4,000/$95,000 * $100,000). Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $95,789. Her new AWA is $9,579 ($95,789 * 10%) and her remaining AWA for the current Contract Year is $4,789 ((10% – 5%) * $95,789).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Please note that your maximum Reserve Amount under the SecurePay riders will not increase as a result of the increased AWA under the SecurePay NH Benefit. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;">Example</span>: Five years ago, after turning age 75, Elisabeth elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000). Her maximum Reserve Amount is $25,000 (5 * $5,000). </div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Assume that Elisabeth now qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $10,000 ($100,000 * 10%). However, her maximum Reserve Amount remains $25,000.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Notice of Qualification.</span>   We will include the amount of the increase in the AWA for the qualifying year in the notice that confirms the Covered Person’s qualification for the Nursing Home Enhancement.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Subsequent Contract Years.</span>   In subsequent Contract Years in which you are eligible for the Nursing Home Enhancement, we multiply the Benefit Base on the Contract Anniversary by the enhanced Maximum Withdrawal Percentage to determine the Annual Withdrawal Amount for that Contract Year. For any year in which you are not eligible for the Nursing Home Enhancement, we determine the Annual Withdrawal Amount, if any, according to the terms of the SecurePay rider you purchased. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Non-Qualifying Years.</span>   For any Contract Year during which the Covered Person fails to qualify for the increased AWA under the SecurePay NH benefit, we calculate the AWA using the SecurePay withdrawal percentage established on the Benefit Election Date according to the terms of the SecurePay rider you purchased and that Contract Year will not be included in the Nursing Home Benefit Period. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Availability of SecurePay NH Benefit after Annuitization.</span>   Once the Contract has been annuitized, the SecurePay NH benefit is no longer available. Thus, the SecurePay NH benefit is not available after — </div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">you choose to apply your Annuity Value to an Annuity Option under the Contract;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">the Maximum Annuity Date under the Contract is reached; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">the Contract Value is reduced to zero due to the deduction of fees or a SecurePay Withdrawal and an Annuity Date is established.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Thus, if you have not qualified for, and have not begun receiving, an increased AWA under the SecurePay NH benefit when the Contract is annuitized, you will not be able to receive an increased annuity payment even if you would have later qualified for the SecurePay NH Benefit. If you have already qualified for, and are receiving, an increased AWA under SecurePay NH when the Contract is annuitized because the Maximum Annuity Date is reached or the Contract Value is reduced to zero due to the deduction of fees or a SecurePay Withdrawal, you will continue to receive the increased annuity payment according to the terms of your rider. Specifically, you will receive the increased payments for the remainder of the 5-Contract Year Maximum Aggregate Nursing Home Benefit Period. You will not need to recertify your eligibility for the increased payments under the SecurePay NH benefit after your annuity payments begin.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Termination and Reinstatement of the SecurePay NH Benefit.</span>   The SecurePay NH benefit terminates when your SecurePay Protector or SecurePay Investor rider terminates, including when the Contract is annuitized. If your SecurePay Protector or SecurePay Investor rider is reinstated, your SecurePay NH benefit will also be reinstated. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Tax Considerations for the SecurePay NH Benefit.</span>   The tax treatment of the SecurePay NH benefit is uncertain in several respects. Please see “FEDERAL TAX MATTERS, Tax Consequences of Protected Lifetime Income Benefits” and “QUALIFIED RETIREMENT PLANS, Protected Lifetime Income Benefits.” If you are considering purchasing a </div><div style="width:523pt; line-height:12pt;">Qualified Contract with the SecurePay Protector or SecurePay Investor rider, you should consult a tax adviser because the addition of the SecurePay rider could affect the qualification of your Contract and/or the Qualified Plan associated with your Contract. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">Required Minimum Distributions</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If the SecurePay rider is purchased for use with a Qualified Contract, the Qualified Contract must comply with the required minimum distribution (RMD) rules under the Code Section 401(a)(9). The SecurePay rider, and certain other benefits that the IRS may characterize as “other benefits” for purposes of the regulations under Code Section 401(a)(9), may increase the amount of the RMD that must be taken from your Qualified Contract. See “QUALIFIED RETIREMENT PLANS.”</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">After the Benefit Election Date, we permit withdrawals from a Qualified Contract that exceed the Reserve Amount and AWA in order to satisfy the RMD for the Qualified Contract without compromising the SecurePay guarantees. In particular, if you provide us with Written Notice of an RMD at the time you request a SecurePay Withdrawal from your Qualified Contract, we will compute an amount that is treated under the SecurePay rider as the RMD for the calendar year with respect to your Qualified Contract. Note that although the tax law may permit you in certain circumstances to take distributions from your Qualified Contract to satisfy the RMDs with respect to other retirement plans established for your benefit, only the amount computed by us as the RMD with respect to your Qualified Contract is treated as an RMD for purposes of the SecurePay rider. Also, if you do not provide us with Written Notice of an RMD at the time you request a SecurePay Withdrawal, the entire amount by which the withdrawal exceeds any remaining Reserve Amount and AWA for the Contract Year will reduce the amount of your future AWA and could reduce your Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In the future, we may institute certain procedures, including requiring that RMD be established as automatic, periodic distributions, in order to ensure that RMDs for a calendar year do not exceed the Reserve Amount and AWA for the corresponding Contract Year.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In general, under the SecurePay rider, you may withdraw the greater of  (i) your Reserve Amount plus the AWA for a contract year or (ii) the RMD attributable to your Contract that is determined as of December 31<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">st</span> immediately preceding the beginning of your contract year. RMDs may prevent you from taking advantage of the Reserve Amount feature of the SecurePay riders. </div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">Note: If the Benefit Election Form is submitted before the first RMD under Code Section 401(a)(9) is due, we may adjust the amount of your maximum SecurePay Withdrawal for the contract year that includes the due date for the first RMD so that the maximum amount of your withdrawal under the SecurePay rider will be the greater of your first RMD or Reserve Amount plus the AWA plus the greater of your second RMD or Reserve Amount plus the AWA minus your actual withdrawals in the previous contract year. Thereafter, the maximum allowed is the greater of the Reserve Amount plus the AWA or the RMD determined as of the preceding December 31<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">st</span>.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">ALLOCATION GUIDELINES AND RESTRICTIONS FOR SECUREPAY PROTECTOR RIDER</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;">These Allocation Guidelines and Restrictions are not applicable to the SecurePay Investor rider.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In order to maintain the SecurePay Protector rider, you must allocate your Purchase Payments and Contract Value in accordance with the Allocation Guidelines and Restrictions that we have established. The Allocation Guidelines and Restrictions are designed to limit our risk under this rider and are divided into two phases- the rider accumulation phase and the rider withdrawal phase. These phases are discussed in more detail below. </div><table style="width:523pt;min-height:197.1pt;margin-top:0pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:9.6pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 1.967pt 0pt; width:122.75pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Allocation by <br/>Investment Category (“AIC”)</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Benefit Allocation <br/>Model Portfolios</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Permissible Single <br/>Investment Options</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;white-space:nowrap;"> <div style="white-space:nowrap;">Rider Accumulation Phase</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Categories 1-3 are available at designated percentages as described below (which are different from the Rider Withdrawal Phase); Category 4 is not allowed</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, Balanced toward Growth, Moderate Growth, and Growth Focus</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Protective Life Dynamic Allocation Series ‑ Conservative and <br/>Protective Life Dynamic Allocation Series ‑ Moderate</td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;white-space:nowrap;">Rider Withdrawal Phase</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;">Categories 1-3 are available at designated percentages as described below (which are different from the Rider Accumulation Phase); Category 4 is not allowed</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, and Balanced toward Growth</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;">Protective Life Dynamic Allocation Series - Conservative</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> </table><div style="margin-top:5.53pt; width:523pt; line-height:11.5pt;">From time to time Portfolio Company Models may be made available. For more information on the Allocation Guidelines and Restrictions applicable to Portfolio Company Models, contact your financial adviser.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">The Rider Accumulation Phase</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The rider accumulation phase of your Contract begins when you purchase the SecurePay Protector rider, either at Contract Issue or under RightTime. </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Specifically, you must: (1) allocate all of your Purchase Payments and Contract Value in accordance with the Allocation by Investment Category guidelines (described below), (2) allocate all of your Purchase Payments and Contract Value in accordance with one of the three eligible Benefit Allocation Model Portfolios (described below) or (3) allocate all of your Purchase Payments and Contract Value to one of the permissible single investment options. All of the investment options available under the Allocation Guidelines and Restrictions are described below. You may also allocate your Purchase Payments to the dollar cost averaging (“DCA”) Account(s), provided that transfers from the DCA Account are allocated to the Sub-Accounts in accordance with the Allocation Guidelines and Restrictions described above.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: The Allocation Guidelines and Restrictions, as well as the inclusion of Funds that employ volatility management strategies in the Investment Options available under your Contract, are intended in part to reduce risks of investment losses that would require us to use our own assets to make payments in connection with the guarantees provided by the SecurePay Protector rider. The Allocation Guidelines and Restrictions, and the inclusion of Funds that employ volatility management strategies are designed to reduce the overall volatility of your Contract Value. During rising markets, the Allocation Guidelines and Restrictions and the Funds that employ volatility management strategies could cause Contract Value to rise less than would have been the case had you been invested in Funds with more aggressive investment strategies. Conversely, investing according to the Allocation Guidelines and Restrictions, and in Funds that employ volatility management strategies, may be helpful in a declining market when high market volatility triggers a reduction in the Funds’ equity exposure, because during these periods of high volatility, the risk of losses from investing in equity securities may increase. In these instances, your Contract Value may decline less than would have been the case had you not been invested in a Fund or Funds that feature volatility management strategies.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">There is no guarantee that the Allocation Guidelines and Restrictions, or Funds with volatility management strategies, can limit volatility in your investment portfolio, and you may lose principal.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">To the extent that the Allocation Guidelines and Restrictions and the Funds with managed volatility strategies are successful in reducing overall volatility, we will benefit from a reduction of the risk arising from our guarantee obligations under the riders and we will have less risk to hedge under the riders than would be the case if Owners did not invest in accordance with the Allocation Guidelines and Restrictions and in the Funds with managed volatility strategies. The Allocation Guidelines and Restrictions and investment in Funds with managed volatility strategies may not be consistent with an aggressive investment strategy. You should consult with your registered representative to determine if they are consistent with your investment objectives.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">NOTE: You may not allocate any of your Purchase Payments or Contract Value to the Fixed Account.</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Allocation by Investment Category.</span>   The following Allocation by Investment Category guidelines specify the minimum and maximum percentages of your Contract Value that must be allocated to each of the four categories of Sub-Accounts listed below in order for you to remain eligible for benefits under the SecurePay Protector rider (unless you </div><div style="width:523pt; line-height:12pt;">are fully invested in a Benefit Allocation Model or a permissible single investment option, as described above). You can select the percentage of Contract Value to allocate to individual Sub-Accounts within each group, but the total investment for all Sub-Accounts in a group must comply with the specified minimum and maximum percentages for that group. The Allocation by Investment Category is also available during the rider withdrawal phase. There are different allocation percentages between the rider accumulation phase and the rider withdrawal phase under the SecurePay Protector rider and are outlined below. </div><div style="margin-top:4pt; width:523pt; line-height:12pt;">These Allocation by Investment Category guidelines may not be consistent with an aggressive investment strategy. You should consult with your registered representative to determine if they are consistent with your investment objectives.</div><div style="margin-top:12pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Allocation by Investment Category</div><div style="margin-top:6pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Rider Accumulation Phase <br/>Category 1 Minimum Allocation: 10% <br/>Maximum Allocation: 100% <br/>Rider Withdrawal Phase <br/>Category 1 Minimum Allocation: 35% </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Maximum Allocation: 100%</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> The Bond Fund of America<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> U.S. Government Securities Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Intermediate Bond Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Columbia Variable Portfolio Select Short Corporate Income Fund (formerly, Columbia Variable Portfolio Limited Duration Credit Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Bond Index Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP FundsManager 20% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Investment Grade Bond Portfolio</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Core Fixed Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Government Securities Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. U.S. Government Money Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Short Duration Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Low Duration Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Real Return Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Short-Term Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Total Return Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Western Asset Core Plus VIT Portfolio</div><div style="clear:both;font-size:0pt;">​</div><div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Rider Accumulation Phase <br/>Category 2 Minimum Allocation: 0% <br/>Maximum Allocation: 90% <br/>Rider Withdrawal Phase <br/>Category 2 Minimum Allocation: 0% </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Maximum Allocation: 65%</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Balanced Hedged Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> American Funds<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Global Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Asset Allocation Fund </div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Capital Income Builder<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock 60/40 Target Allocation ETF V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock Global Allocation V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Strategic Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Asset Manager 50% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Asset Manager 70% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Balanced Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP High Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Strategic Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">First Trust Multi Income Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">First Trust/Dow Jones Dividend &amp; Income Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Income VIP Fund</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Trend Driven Allocation Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Balanced-Risk Allocation Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Balanced Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Bond Debenture Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">LVIP American Century Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Morgan Stanley VIF Global Strategist Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT All Asset Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Global Diversified Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT High Yield Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Long-Term U.S. Government Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12.5pt;">Protective Life Dynamic Allocation Series Conservative Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12.5pt;">Protective Life Dynamic Allocation Series Moderate Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT George Putnam Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Templeton Global Bond VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Moderate Allocation Portfolio</div><div style="padding:0pt;margin:0pt;font-family:calibri, arial, sans-serif;font-weight:normal;font-style:normal;font-size:8pt;line-height:8pt;"> <a href="#TOC" style="text-decoration:none;color:#003366;">TABLE OF CONTENTS</a> </div><div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Rider Accumulation Phase <br/>Category 3 Minimum Allocation: 0% <br/>Maximum Allocation: 40% <br/>Rider Withdrawal Phase <br/>Category 3 Minimum Allocation: 0% </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Maximum Allocation: 25%</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Large Cap Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Relative Value Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Capital World Growth and Income Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Global Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Growth-Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> International Growth and Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Washington Mutual Investors Fund<span style=" position:relative; bottom:3pt;font-size:6.5pt;">SM</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock Advantage SMID Cap V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock International V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Contrafund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP FundsManager 85% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Growth &amp; Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Health Care Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Index 500 Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Mid Cap Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Rising Dividends VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Mid Cap Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Mid Cap Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Strategic Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Comstock Fund</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Equity and Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Growth and Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Main Street Mid Cap Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Enterprise Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Forty Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Dividend Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Fundamental Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Growth and Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">LVIP ClearBridge Dividend Strategy Fund (formerly, ClearBridge Variable Dividend Strategy Portfolio)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">LVIP ClearBridge Large Cap Growth Fund (formerly, ClearBridge Variable Large Cap Growth Portfolio)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Growth Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II Core Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II International Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II International Intrinsic Equity Portfolio (formerly, MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II International Intrinsic Value Portfolio)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II Massachusetts Investors Growth Stock Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Total Return Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Protective Life Dynamic Allocation Series Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT Core Equity Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT Large Cap Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Blue Chip Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Mid-Cap Growth Portfolio</div><div style="clear:both;font-size:0pt;">​</div><div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Category 4 <br/>No Allocation Permitted if SecurePay Protector is Selected </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">(applies to both Rider Accumulation Phase and Rider Withdrawal Phase)</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Discovery Value Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Small Cap Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> EUPAC Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">™</span>(formerly, American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> International Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> New World Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> SMALLCAP World Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> (formerly, American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Global Small Capitalization Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">ClearBridge Variable Mid Cap Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">ClearBridge Variable Small Cap Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Select Mid Cap Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Columbia Variable Portfolio Seligman Global Technology Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Disciplined Small Cap Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Emerging Markets Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Energy Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP FundsManager 70%<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP International Capital Appreciation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Technology Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Value Strategies Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin DynaTech VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Small Cap Value VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Small-Mid Cap Growth VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Small Cap Equity Insights Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Discovery Mid Cap Growth Fund</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Global Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Global Real Estate Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Main Street Small Cap Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Small Cap Equity Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Global Sustainable Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Janus Henderson Global Technology and Innovation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Overseas Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Growth Opportunities Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">LVIP American Century Ultra<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">LVIP American Century International Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">LVIP Avantis Large Cap Value Fund (formerly, LVIP American Century Disciplined Core Value Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Mid Cap Growth Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT New Discovery Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Utilities Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II Research International Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT III Blended Research<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Small Cap Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT III Global Real Estate Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT III Mid Cap Value Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Morgan Stanley VIF Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT International Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Templeton Emerging Markets VIP Fund (formerly, Templeton Developing Markets VIP Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> All-Cap Opportunities Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Health Sciences Portfolio</div><div style="clear:both;font-size:0pt;">​</div><div style="width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">The Benefit Allocation Model Portfolios.</span>   The Model Portfolios (the “Benefit Allocation Model Portfolios”), may or may not satisfy our Allocation Guidelines and Restrictions, but some are still approved for use with the SecurePay Riders. See “Asset Allocation Model Portfolios.”</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">In general, the investment strategies employed by the Benefit Allocation Model Portfolios all include allocations that focus on conservative, high quality bond funds, that combine bond funds and blended stock funds, or that emphasize blended stock funds while including a significant weighting of bond funds. Each of these allocation models seeks to provide income and/or capital appreciation while avoiding excessive risk. If you are seeking a more aggressive growth strategy, the Benefit Allocation Model Portfolios are probably not appropriate for you.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Benefit Allocation Model Portfolios may include Funds that employ volatility management strategies. For more information on how Funds with volatility management strategies may affect your Contract Value, and how such Funds may benefit us, see “ALLOCATION GUIDELINES AND RESTRICTIONS FOR PROTECTED LIFETIME INCOME BENEFITS” above.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If you allocate your Purchase Payments and Contract Value in accordance with one of the eligible Benefit Allocation Model Portfolios, we will allocate your Purchase Payments and transfers out of the DCA Accounts, as the case may be, in accordance with the Benefit Allocation Model Portfolio you selected. Although you may allocate all or part of your Purchase Payments and Contract Value to a Benefit Allocation Model Portfolio, you may only select one Benefit Allocation Model Portfolio at a time. You may, however, change your Benefit Allocation Model Portfolio selection provided the new portfolio is one specifically permitted for use with the SecurePay Protector rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Other asset allocation model portfolios composed of underlying Sub-Accounts made available from time to time as Investment Options under your Contract may also satisfy our Allocation Guidelines and Restrictions. For more information on the Allocation Guidelines and Restrictions applicable to Portfolio Company Models, contact your financial adviser.</div><div style="width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Permissible Single Investment Options.</span>   You may also satisfy the Allocation Guidelines and Restrictions by allocating 100% of your Purchase Payments and Contract Value to one of the following permissible single investment options:</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.92pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.92pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">Protective Life Dynamic Allocation Series — Conservative Portfolio</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.92pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">Protective Life Dynamic Allocation Series — Moderate Portfolio</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">If more than one single investment option is available, you must allocate your Purchase Payments and Contract Value to only one of these options.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">The Rider Withdrawal Phase</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">The rider withdrawal phase of your Contract begins on your Benefit Election Date. During the rider withdrawal phase, your Allocation Guidelines and Restrictions are more limited. The table below outlines your options during the rider withdrawal phase. For more information regarding these options, see “Benefit Allocation Model Portfolios” and “Permissible Single Investment Options” described above. </div><table style="width:523pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:9.6pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 1.967pt 0pt; width:122.75pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Allocation by <br/>Investment Category (“AIC”)</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Benefit Allocation <br/>Model Portfolios</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Permissible Single <br/>Investment Options</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;white-space:nowrap;">Rider Withdrawal Phase</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Categories 1-3 are available at designated percentages as described above, Category 4 is not allowed</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, and Balanced toward Growth</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Protective Life Dynamic Allocation Series -Conservative</td> <td style="padding:0pt; width:4pt;">​</td> </tr> </table><div style="margin-top:11.92pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Additional Information Regarding Allocation Guidelines and Restrictions</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Changes to the Allocation Guidelines and Restrictions.</span>   For purposes of the Allocation by Investment Category guidelines, we determine in our sole discretion whether a Sub-Account is classified as Category 1, Category 2, Category 3, or Category 4. We will provide you with at least five business days prior written notice of any changes in classification of Investment Options. We may change the list of Sub-Accounts in a group, change the number of groups, change the minimum or maximum percentages of Contract Value allowed in a group, or change the Investment Options that are or are not available to you, at any time, in our sole discretion. We may make such modifications at any time when we believe the modifications are necessary to protect our ability to provide the guarantees under the SecurePay Protector rider.</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">With respect to the Benefit Allocation Model Portfolios, we determine in our sole discretion whether a Benefit Allocation Model Portfolio will continue to be available with the SecurePay Protector rider. We may offer additional Benefit Allocation Model Portfolios or discontinue existing Benefit Allocation Model Portfolios at any time in our sole discretion. We may make such modifications at any time when we believe the modifications are necessary to protect our ability to provide the guarantees under the SecurePay Protector rider. We will provide you with written notice at least five business days before any changes to the Benefit Allocation Model Portfolios take effect.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We may add to, or remove from, the list of single investment options available to satisfy the Allocation Guidelines and Restrictions in our sole discretion at any time.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If you receive notice of a change to the Allocation Guidelines and Restrictions (including changes to your Benefit Allocation Model Portfolio), you are not required to take any action. We will continue to apply Purchase Payments you submit without allocation instructions, and process automatic DCA and portfolio rebalancing transfers, according to your Contract allocation established before the Allocation Guidelines and Restrictions changed. We will only apply the new Allocation Guidelines and Restrictions to additional Purchase Payments submitted with new allocation instructions or to future transfers of Contract Value (not including DCA transfers or transfers made to reallocate your Contract Value under the portfolio rebalancing program) because allocation instructions that accompany a Purchase Payment and instructions to transfer Contract Value change your current Contract allocation. This means you will not be able to make additional Purchase Payments submitted with new allocation instructions or transfers of Contract Value until your current allocation instructions meet the Allocation Guidelines and Restrictions in effect at that time (although you will still be required to participate in the portfolio rebalancing program).</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Portfolio Rebalancing.</span>   You must elect portfolio rebalancing if you select the SecurePay Protector rider. Under this program, we will “re-balance” your Variable Account value based on your allocation instructions in effect at the time of the rebalancing. You may specify rebalancing on a quarterly, semi-annual, or annual basis. If you do not specify the period, we will rebalance your Variable Account value semi-annually based on the Rider Issue Date. We will also rebalance your Variable Account value each time your Contract allocation is changed, for example, when we receive a </div><div style="width:523pt; line-height:12.5pt;">request to transfer Contract Value (not including DCA or portfolio rebalancing transfers) or when we receive a subsequent Purchase Payment that is accompanied by new allocation instructions. (See “Portfolio Rebalancing.”)</div><div style="margin-top:4pt; width:523pt; line-height:12.5pt;">Confirmation of the rebalancing will appear on your quarterly statement and you will not receive an individual confirmation after each reallocation. We reserve the right to change the rebalancing frequency, at any time if, in our sole discretion, such change is necessary or appropriate to mitigate the risks and costs Protective Life assumes in offering the riders. We will not make changes more than once per calendar year. You will be notified at least 30 days prior to the date of any change in frequency.</div><div style="margin-top:6pt; width:523pt; line-height:12.5pt;font-weight:bold;">If you terminate the rebalancing of your Variable Account value, we will consider this to be a Prohibited Allocation Instruction and we will terminate your SecurePay Protector rider (see below).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12.5pt;font-weight:bold;">Note: Changes to the Allocation Guidelines and Restrictions, to the frequency of portfolio rebalancing or to the composition of the Model Portfolios, when and if applied to your Contract Value allocations, may negatively affect the overall performance of the Investment Options in the affected Sub-Accounts.</div><div style="margin-top:16pt; width:523pt; line-height:12.5pt;"> <span style="font-style:italic;font-weight:bold;">Prohibited Allocation Instructions.</span>   If you instruct us to allocate Purchase Payments or Contract Value, or to take withdrawals, in a manner that is not consistent with our Allocation Guidelines and Restrictions (a “Prohibited Allocation instruction”), we will terminate your SecurePay Protector rider, but only after receiving confirmation from you of your intention for us to process the Prohibited Allocation instruction and thereby terminate the SecurePay Protector rider. For example, if you are following the Allocation by Investment Category guidelines and you provide new instructions allocating 30% of your Contract Value to the Fidelity VIP Contrafund Sub-Account, we will consider this to be a Prohibited Allocation Instruction because the maximum allocation you may make to the Sub-Accounts in Category 3 is 25% of your Contract Value.</div><div style="margin-top:4pt; width:523pt; line-height:12pt;">For purposes of allocating your Purchase Payments and Contract Value, a Prohibited Allocation Instruction includes:</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div><div style=" margin-top:9pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">allocating a Purchase Payment so that the allocation of your Contract Value following the Purchase Payment is inconsistent with the Allocation Guidelines and Restrictions;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">directing a dollar cost averaging transfer so that the allocation of your Contract Value following the transfer is inconsistent with the Allocation Guidelines and Restrictions;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">c.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">transferring any Contract Value so that the allocation of your Contract Value following the transfer is inconsistent with the Allocation Guidelines and Restrictions;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">d.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">deducting the proceeds of a withdrawal from an Investment Option so that the allocation of your Contract Value following the withdrawal is inconsistent with the Allocation Guidelines and Restrictions; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">e.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">terminating the rebalancing of your Contract Value.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:9.5pt; width:523pt; line-height:12.5pt;">If we terminate your SecurePay Protector rider due to a Prohibited Allocation instruction, you may reinstate the rider subject to certain conditions. See “Reinstating Your SecurePay Rider Within 30 Days of Termination.” </div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">THE SECUREPAY RIDERS</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In general, the SecurePay riders guarantee the right to make withdrawals (“SecurePay Withdrawals”) based upon the value of a protected lifetime income benefit base (“Benefit Base”) if your Contract Value has declined due to poor market performance, provided you comply with the terms and conditions of the rider. Withdrawals from your Contract before the Benefit Election Date, and Excess Withdrawals on or after the Benefit Election Date, reduce the Benefit Base. (For more information regarding the effect of withdrawals and Excess Withdrawals on the Benefit Base, see “Calculating the Benefit Base Before the Benefit Election Date” and “Calculating the Benefit Base On or After the Benefit Election Date.”) In order to maintain your SecurePay Protector rider, you must allocate Purchase Payments and Contract Value in accordance with specific Allocation Guidelines and Restrictions that are designed to limit our risk under the rider. Both of the SecurePay riders provide for increases in your Benefit Base on your Contract Anniversary if your Contract Value has increased. SecurePay Protector also provides for potential increases in your Benefit Base of up to a certain percentage each Contract Anniversary during a specified period, even if your Contract Value has not increased. Current rates may be found in the Rate Sheet Prospectus Supplement and historical rates may be found in the appendix titled Superceded Rate Sheet Prospectus Information.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Under the SecurePay riders, the Owner or Owner(s) may designate certain persons as “Covered Persons” under the Contract. See “Selecting Your Coverage Option.” These Covered Persons will be eligible to make SecurePay Withdrawals each Contract Year up to a specified amount — the Annual Withdrawal Amount (“AWA”) — during the life of the Covered Person(s). The SecurePay riders also provide a Reserve Amount feature. The Reserve Amount is equal to the sum of the portions of previous Contract Year’s AWA not withdrawn in a Contract Year and permitted to accumulate up to the maximum Reserve Amount. For the maximum Reserve Amount, see your Rate Sheet Prospectus Supplement. Annual aggregate withdrawals that exceed the AWA and the Reserve Amount, if any, will result in a reduction of rider benefits (and may even significantly reduce or eliminate such benefits) because we will reduce the Benefit Base and corresponding AWA. SecurePay Withdrawals are guaranteed, even if the Contract Value falls to zero after the Benefit Election Date (which is the earliest date you may begin taking SecurePay Withdrawals), if you satisfy the SecurePay rider requirements.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">You may purchase the SecurePay riders when you purchase your Contract, or later, under the RightTime option, provided you satisfy the rider’s age requirements. See “Purchasing the Optional SecurePay Rider.”</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">SecurePay does not guarantee Contract Value or the performance of any Investment Option.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Considerations</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">If you purchase the SecurePay Protector rider, your options for allocating Purchase Payments and Contract Value are restricted. See “Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits”. The Allocation Guidelines and Restrictions do not apply to the SecurePay Investor rider.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">You may not make any additional Purchase Payments (i) two years or more after the date the rider is issued (the “Rider Issue Date”), or (ii) on or after the Benefit Election Date, whichever comes first. Such restrictions on Purchase Payments after the Benefit Election Date or two years following the Rider Issue Date may limit the ability to increase the Benefit Base, and therefore the AWA, through higher Contract Values on Contract Anniversaries, as well as limit the ability for increase in Contract Value and death benefit values (particularly the Return of Purchase Payments Death Benefit). In most cases, if the Company receives a Purchase Payment two years or more after the Rider Issue Date or on or after the Benefit Election Date, the Company will return it to the address on file. If the amount of the Purchase Payment would be sufficient to purchase another variable annuity contract we offer, however, you will be given the option of purchasing a new contract.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">Any change in a Covered Person following the Benefit Election Date (the “Benefit Period”), other than a spousal continuation under a Joint Life Coverage option, will cause the rider to terminate without any refund of SecurePay Fees. A change in a Covered Person includes changing and/or adding Owners, Beneficiaries, and Annuitants under your Contract.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">On the Benefit Election Date, we will cancel any existing automatic withdrawal plan that you have established.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:8.05pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.05pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">The SecurePay riders may not be available in all states, and we may otherwise limit its availability.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:12pt;">The ways to purchase the SecurePay riders, conditions for continuation of the benefit, process for beginning SecurePay Withdrawals, and the manner in which your AWA is calculated are discussed below.</div><div style="width:523pt; line-height:12pt;">You should not purchase a SecurePay rider if:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">you expect to take annual withdrawals on or after the Benefit Election Date in excess of the AWA and the Reserve Amount (“Excess Withdrawals”) because such Excess Withdrawals may significantly reduce or eliminate the value of the benefit. See “Calculating the Benefit Base On or After the Benefit Election Date, <span style="font-style:italic;">Excess Withdrawals</span>”; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">you are primarily interested in maximizing the Contract’s potential for long-term accumulation rather than building a Benefit Base that will provide guaranteed withdrawals; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">you do not expect to take SecurePay Withdrawals (especially before the age of 95).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Appendix: Example of SecurePay Rider demonstrates the operation of the SecurePay riders using hypothetical examples. You should review Appendix: Example of SecurePay Rider and consult your sales representative to discuss whether a SecurePay rider suits your needs.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Purchasing the Optional SecurePay Riders</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">You may purchase one of the SecurePay riders when you purchase your Contract, or later, under the RightTime option, provided you satisfy the rider’s age requirements. The Owner (or older Owner) or Annuitant must be age 85 or younger and the youngest Owner and Annuitant must be age 55 or older on the Rider Issue Date. Where the Owner is a corporation, partnership, company, trust, or other “non-natural person,” eligibility is determined by the age of the Annuitant. Once you purchase one of the SecurePay riders, you may not purchase the other rider, even if the rider you purchased is later terminated. These riders are not available for purchase with Inherited IRA Contracts, see <span style="font-weight:bold;">QUALIFIED RETIREMENT PLANS</span> for additional information.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Considerations:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You will begin paying the SecurePay Fee as of the Rider Issue Date, even if you do not begin taking SecurePay Withdrawals for many years.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">You may not cancel the SecurePay rider during the ten years following the Rider Issue Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">We do not refund any SecurePay Fees if a rider terminates for any reason or if you choose not to take SecurePay Withdrawals after the Benefit Election Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You must comply with our Allocation Guidelines and Restrictions after the Rider Issue Date (see “Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits”) under the SecurePay Protector rider. You may not allocate Purchase Payments or Contract Value to the Fixed Account under either of the SecurePay riders.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Prior to the Benefit Election Date, you may take withdrawals according to the terms of your Contract but withdrawals will proportionally reduce the Benefit Base, and ultimately the value of the SecurePay Withdrawals available to you.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You (or your investment professional submitted online) must submit a SecurePay Benefit Election Form to establish the Benefit Election Date and begin taking SecurePay Withdrawals. Withdrawals taken before the Benefit Election Date <span style="font-style:italic;">are not</span> SecurePay Withdrawals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">Allocation Guidelines and Restrictions</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">In order to maintain your SecurePay Protector rider, you must allocate your Purchase Payments and Contract Value in accordance with the Allocation Guidelines and Restrictions that we have established. The Allocation Guidelines and Restrictions are designed to limit our risk under the SecurePay Protector rider. Please see “Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits.” You may not allocate Purchase Payments or Contract Value to the Fixed Account under either of the SecurePay riders. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Designating the Covered Person(s)</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Covered Person is the person upon whose life the SecurePay rider benefit is based. You may designate one Covered Person (Single Life Coverage) or two Covered Persons (Joint Life Coverage).</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">If Single Life Coverage is elected, then the Owner will be the Covered Person (if there are two Owners, then the older Owner will be the Covered Person).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Joint Life Coverage may be elected if there are two Owners under the Contract who are spouses or if there is one Owner and his or her spouse is the sole Primary Beneficiary under the Contract. If Joint Life Coverage is elected, then the Owner and the Owner’s spouse will be the Covered Persons.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" line-height:11.5pt; text-align:left; margin-left:30pt;">Where the Owner is a corporation, partnership, company, trust, or other “non-natural person,” the Annuitant (under Single Life Coverage) or Annuitant and Annuitant’s spouse who is the sole primary beneficiary (under Joint Life Coverage) will be the Covered Person(s).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.72pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.72pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">The Covered Person (or, if Joint Life Coverage is selected, one of the two Covered Persons) must be designated as the Annuitant under the Contract as of the Benefit Election Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: A change of Covered Persons after the Benefit Election Date will cause your SecurePay rider to terminate and any scheduled SecurePay Withdrawals to cease. If you remove a Covered Person (which may occur, for example, if you remove a spouse Beneficiary or add additional Primary Beneficiaries or change the Owner or Annuitant), or if you add a Covered Person (which may occur, for example, if you add a spouse as a sole Primary Beneficiary), then this would constitute a change of Covered Persons. If we terminate your rider due to a change in Covered Person, you may reinstate the rider subject to certain conditions. See “Reinstating Your SecurePay Rider Within 30 Days of Termination.” In addition, whether a spouse continues the Contract could affect the rights and benefits under the SecurePay rider and could have tax consequences. (See “Spousal Continuation” and “Tax Consequences — Treatment of Civil Unions, Domestic Partners, and Divorce.”)</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Selecting Your Coverage Option.</span>   If both Owners of the Contract are spouses, or if there is one Owner and a spouse who is the sole Primary Beneficiary, you must indicate on the SecurePay Benefit Election Form whether there will be one or two Covered Persons. Please pay careful attention to this designation, as it will impact the Maximum Withdrawal Percentage and whether the SecurePay Withdrawals will continue for the life of the surviving spouse. The various coverage options are illustrated in the following table:</div><table style="width:523pt;min-height:397.5pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 2.5pt 0pt; width:166.34pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt; width:166.33pt;"> <div style="white-space:nowrap; text-align:center;">Single Life Coverage<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt; width:166.33pt;"> <div style="white-space:nowrap; text-align:center;">Joint Life Coverage<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:166.34pt;">Single Owner/Non-spouse Beneficiary </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:166.33pt;">Covered Person is the Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:166.33pt;white-space:nowrap;">Not applicable. </td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.34pt;white-space:nowrap;">Single Owner/Spouse Beneficiary </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Covered Person is the Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. Upon death of Covered Person following the Benefit Election Date, the surviving spouse may purchase a new SecurePay rider if he or she continues the Contract under the spousal continuation provisions and certain conditions are met. (See, “Continuation of the Contract by a Surviving Spouse.”) </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Both are Covered Persons. SecurePay rider expires upon death of last surviving Covered Person following the Benefit Election Date. </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:nowrap;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:166.34pt;">Joint Owner/Non-spouse 2<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">nd</span> Owner </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;white-space:normal;">Covered Person is older Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Not applicable. </td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.34pt;white-space:nowrap;">Joint Owner/ Spouse 2<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">nd</span> Owner </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Covered Person is older Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. Upon death of older Owner, the surviving spouse may purchase a new SecurePay rider if he or she continues the Contract under the spousal continuation provisions and certain conditions are met. (See, “Continuation of the Contract by a Surviving Spouse.”) </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Both are Covered Persons. SecurePay rider expires upon death of last surviving Covered Person following the Benefit Election Date.</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> </table><div style="margin-top:11.58pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Changing Beneficiaries — Single Owner with Joint Life Coverage.</span>   After selecting Joint Life Coverage, a single Owner may decide to remove a spouse Beneficiary or add additional Primary Beneficiaries. This would constitute a change of Covered Persons after the Benefit Election Date, and upon notification of the change, we will terminate </div><div style="width:523pt; line-height:11.5pt;">the SecurePay rider. If we terminate your rider due to a change in Covered Person, you may reinstate the rider subject to certain conditions. See “Reinstating Your SecurePay Rider Within 30 Days of Termination.” In addition, whether a spouse continues the Contract could affect the rights and benefits under the SecurePay rider and could have tax consequences. (See “Spousal Continuation” and “Tax Consequences — Treatment of Civil Unions, Domestic Partners, and Divorce.”) </div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">Beginning Your SecurePay Withdrawals</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">You (or your investment professional submitted online) must submit a completed SecurePay Benefit Election Form to our Administrative Office to establish the Benefit Election Date and begin taking SecurePay Withdrawals under the SecurePay Protector or SecurePay Investor rider.</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Even though your SecurePay rider is in effect as of the Rider Issue Date and we begin the SecurePay Fee deductions on that date, any withdrawals made before we receive your SecurePay Benefit Election Form will not qualify as SecurePay Withdrawals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You should carefully consider when to establish the Benefit Election Date and begin taking SecurePay Withdrawals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.88pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.88pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">For SecurePay Protector: </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">For riders issued on or after October 7, 2024:</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:50pt;">You must elect which withdrawal option you are selecting on the Benefit Election Form. There are several options available. The Standard Option provides for a fixed annual withdrawal percentage for the life of the rider. The Advance Options (with guarantee periods of 3, 5, 8, and 10 years) provide for a higher guaranteed annual withdrawal percentage, then after the guaranteed period ends, the annual withdrawal percentage is changed to a lower lifetime annual withdrawal percentage. The lower lifetime annual withdrawal percentages under the Advance Options are lower than the withdrawal rates under the Standard Option, for the corresponding age, on the Benefit Election Date. See the Rate Sheet Percentage Supplement for current withdrawal percentages for all options.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:50pt;">If an Advance Option is selected, the Reserve Amount is based on the lower lifetime withdrawal percentage and corresponding Annual Withdrawal Amount.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">For riders issued before October 7, 2024:</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:10pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:50pt;">A fixed annual withdrawal percentage is offered for the life of the rider.</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">All Contract withdrawals taken on or after the Benefit Election Date are considered either SecurePay Withdrawals or Excess Withdrawals and are subject to the Annual Withdrawal Amount and the Reserve Amount, if any.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You may not make additional Purchase Payments two years or more after the Rider Issue Date, or on or after the Benefit Election Date, whichever comes first. In most cases, if the Company receives a Purchase Payment on or after the Benefit Election Date, the Company will return it to the address on file. If the amount of the Purchase Payment would be sufficient to purchase another variable annuity contract we offer, however, you will be given the option of purchasing a new contract.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">We do not calculate the “roll-up” feature of the SecurePay Protector rider — the SecurePay Roll-up Value — on or after the Benefit Election Date. See “Calculating the Benefit Base Before the Benefit Election Date” and “Calculating the Benefit Base On or After the Benefit Election Date.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You may limit the value of the benefit if you begin taking SecurePay Withdrawals too soon. For example, SecurePay Withdrawals reduce your Contract Value (but not the Benefit Base) and may limit the potential for increasing the Benefit Base through higher Contract Values on Contract Anniversaries. Also, if your Benefit Election Date is within the two years of the Rider Issue Date, you will shorten the period of time during which you could increase your Benefit Base because you may not make additional Purchase Payments on or after the Benefit Election Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">There may be limitations on the minimum age you may begin taking SecurePay Withdrawals. Please refer to the Rate Sheet Prospectus Supplement for details. </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Conversely, if you delay establishing the Benefit Election Date, you may shorten the Benefit Period due to life expectancy, thereby limiting the time during which you may take SecurePay Withdrawals, so you may be paying for a benefit you are not using.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="width:523pt; line-height:11.5pt;">Please consult your investment professional regarding the appropriate time for you to establish the Benefit Election Date and begin taking SecurePay Withdrawals.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Considerations</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.77pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">All</span> withdrawals, including SecurePay Withdrawals, reduce your Contract Value and death benefit. Surrender charges and federal and state income taxes may apply, as well as a 10% federal additional tax if a withdrawal occurs before the Owner reaches age 59½. See “CHARGES AND DEDUCTIONS, Surrender Charge” and “TAXATION OF ANNUITIES IN GENERAL, Taxation of Withdrawals and Surrenders.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">All</span> withdrawals, including SecurePay Withdrawals, count towards the free withdrawal amount under the Contract. However, we do not assess the surrender charge on SecurePay Withdrawals, even when surrender charges would apply if the withdrawal was not a SecurePay Withdrawal. We do impose a surrender charge on Excess Withdrawals and Excess Withdrawals are subject to the minimum Contract Value limitation. See “CHARGES AND DEDUCTIONS, Surrender Charge,” and “Surrenders and Withdrawals, Withdrawals.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:30pt; margin-top:8pt; width:493pt; line-height:11.5pt;font-weight:bold;">The SecurePay rider is designed for you to take SecurePay Withdrawals each Contract Year. SecurePay Withdrawals are aggregate withdrawals during any Contract Year on or after the Benefit Election Date that do not exceed the Annual Withdrawal Amount and the Reserve Amount, if any. Aggregate withdrawals during any Contract Year on or after the Benefit Election Date that exceed the Annual Withdrawal Amount and the Reserve Amount are “Excess Withdrawals.” You should not purchase the SecurePay rider if you intend to take Excess Withdrawals.</div><div style=" float:left; margin-left:40pt; line-height:11.5pt; margin-top:7.77pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;font-weight:bold;"> <span style="font-weight:normal;">•</span> <br/> </div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:50pt;font-weight:bold;">Excess Withdrawals could reduce your Benefit Base by substantially more than the actual amount of the withdrawal (described below).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:50pt;"> <span style="font-weight:bold;">Excess Withdrawals may result in a significantly lower AWA in the future.</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.78pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:50pt;"> <span style="font-weight:bold;">Excess Withdrawals may significantly reduce or eliminate the value of the SecurePay benefit.</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">If you would like to make an Excess Withdrawal and are uncertain how an Excess Withdrawal will reduce your future guaranteed withdrawal amounts, then you may contact us prior to requesting the withdrawal to obtain a personalized, transaction-specific calculation showing the effect of the Excess Withdrawal.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Rate Sheet Prospectus Supplement Information</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Rate Sheet Prospectus Supplement contains the Maximum Withdrawal Percentage(s), the maximum Reserve Amount, the current fees for the available Optional Death Benefits, and the current fee for the SecurePay Protector rider or the SecurePay Investor rider applicable to Contracts applied for while that Rate Sheet Prospectus Supplement remains in effect (the “Effective Period”). The Effective Period is described in each Rate Sheet Prospectus Supplement. See “Maximum Withdrawal Percentage”. The Rate Sheet Prospectus Supplement also updates the Ongoing Fees and Expenses (annual charges) for the Contract provided in the “IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT” section of the Prospectus and Initial Summary Prospectus, respectively, taking into account the current fees for the optional benefits disclosed in the Rate Sheet Prospectus Supplement.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">In order for us to use the percentages, maximum Reserve Amount and fees in any particular Rate Sheet Prospectus Supplement, your necessary application information must be signed during it’s Effective Period. We must receive your necessary application information and payment of at least the minimum initial Purchase Payment ($5,000) within ten calendar days of the end of the Effective Period. If you plan to pay the initial Purchase Payment by exchanging another annuity contract that you own, we must receive your necessary application information within ten calendar days of the end of the Effective Period and the exchanged amount within 90 calendar days of the end of the Effective Period. If those conditions (the “Rate Sheet Eligibility Conditions”) are met, or if the then current Rate Sheet Prospectus Supplement percentages, maximum Reserve Amount and fees are identical to those <span style="font-weight:bold;">set forth in the Rate Sheet Prospectus Supplement</span> attached to your prospectus, we will follow our established procedures for issuing the Contract. See “Issuance of a Contract.”</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If any of these conditions are not met, we will consider your application not to be in Good Order. In that case, we will inform your financial adviser and request instructions as whether to apply the initial Purchase Payment and issue the Contract with the percentages, maximum Reserve Amount and fees in effect under the current Rate Sheet Prospectus Supplement or cancel the application and return your Purchase Payment. If your financial adviser instructs us to issue the Contract, we will provide you with the Rate Sheet Prospectus Supplement that applies to your Contract and an amendment to your application upon delivery of the Contract. If we are unable to contact your financial adviser within five business days after we determine the application is not in Good Order, we will return your Purchase Payment. You, or your financial adviser may also instruct us to issue the Contract without the SecurePay Protector rider or the </div><div style="width:523pt; line-height:11.5pt;">SecurePay Investor rider. Once we receive both the necessary application information and at least the minimum initial Purchase Payment, we will follow our established procedures for issuing the Contract.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If any of the Rate Sheet Eligibility Conditions are not met because of reasons reasonably beyond your control, Protective Life may, in its sole discretion, modify, terminate, suspend or waive the Rate Sheet Eligibility Conditions on such terms and conditions as it deems advisable (each a “Rate Sheet Eligibility Condition Change”). Any such Rate Sheet Eligibility Condition Change shall be effected by the Company on a basis that is not unfairly discriminatory.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Since the Optional Death Benefits can only be purchased at Contract Issue, the fee for a particular Optional Death Benefit will be disclosed in the Rate Sheet Prospectus Supplement in effect when you signed your Contract. If you purchase a SecurePay rider under the RightTime option, the Rate Sheet Prospectus Supplement containing the applicable SecurePay rider fee, Maximum Withdrawal Percentage(s), maximum Reserve Amount, and roll-up percentage will be the Rate Sheet Prospectus Supplement with an Effective Period that includes your Rider Issue Date. You should not purchase the SecurePay Protector rider or the SecurePay Investor rider without first obtaining the applicable Rate Sheet Prospectus Supplement. Please contact us at <span style="white-space:nowrap;">1-800-456-6330</span> to obtain the current Rate Sheet Prospectus Supplement. The current Rate Sheet Prospectus Supplement is also available online at https://​protective.onlineprospectus.net/protective/ProtectiveAspirations/index.html and www.sec.gov under File Number 333-261426. No new Rate Sheet Prospectus Supplement that supersedes a prior Rate Sheet Prospectus Supplement will become effective unless written notice of effectiveness of the new Rate Sheet Prospectus Supplement is given at least 10 business days in advance. The relevant information from all superseded Rate Sheet Prospectus Supplements can be found in Appendix: Example of SecurePay Rider to the Prospectus. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Determining the Amount of Your SecurePay Withdrawals</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">Any SecurePay Withdrawal will first come from any Reserve Amount that has been accumulated. After any Reserve Amount has been depleted, or if no Reserve Amount exists, the AWA is the maximum amount of SecurePay Withdrawals permitted each Contract Year. We determine your initial AWA as of the end of the Valuation Period during which we receive your completed SecurePay Benefit Election form at our Administrative Office in “good order” by multiplying your Benefit Base on that date by the “Maximum Withdrawal Percentage” applicable to your Contract and determined according to the Rate Sheet Prospectus Supplement effective when you purchase the SecurePay Protector or the SecurePay Investor rider. The Benefit Election form will be deemed in “good order” if it is fully and accurately completed and signed by the Owner(s) and received by us at our Administrative Office. Alternatively, your investment professional may complete the Benefit Election form online, submit electronically, and will be in good order if it is fully and accurately completed. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Maximum Withdrawal Percentage</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The current Maximum Withdrawal Percentage is set forth in the Rate Sheet Prospectus Supplement attached to your prospectus. See “Rate Sheet Prospectus Supplement Information.”</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Under certain circumstances, we may increase your AWA. See “SecurePay NH: Increased AWA Because of Confinement in Nursing Home,” and “Required Minimum Distributions.” In no event will the AWA increase once the Contract Value is reduced to zero and an Annuity Date is established. (See “Reduction of Contract Value to Zero.”)</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Calculating the Benefit Base Before the Benefit Election Date</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Benefit Base is used to calculate the AWA and determine the SecurePay Fee. As the Benefit Base increases, both the AWA and the amount of the SecurePay Fee increase. </div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: The Benefit Base is <span style="font-style:italic;">only</span> used to calculate the AWA and the SecurePay Fee; it is not a cash value, surrender value, or death benefit, it is not available to Owners, it is not a minimum return for any Sub-Account, and it is not a guarantee of any Contract Value.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Under the SecurePay rider, your initial Benefit Base is equal to your initial Purchase Payment.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-weight:bold;"> <span style="font-weight:normal;">Thereafter, we increase the Benefit Base dollar-for-dollar for each Purchase Payment made within 2 years of the Rider Issue Date. </span>We reduce the Benefit Base for each withdrawal from the Contract prior to the Benefit Period in the same proportion that each withdrawal reduces the Contract Value as of the date we process the withdrawal request.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">Example: Assume your Benefit Base is $100,000, but because of poor Sub-Account performance your Contract Value has fallen to $90,000. If you make a $9,000 withdrawal, thereby reducing your Contract Value by 10% to $81,000, we would reduce your Benefit Base also by 10%, or $10,000, to $90,000.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">On each Contract Anniversary following the Rider Issue Date, we also will increase the Benefit Base to equal the “SecurePay Anniversary Value” if that value is higher than the Benefit Base. On each Contract Anniversary, the </div><div style="width:523pt; line-height:11.5pt;">“SecurePay Anniversary Value” is equal to your Contract Value on that Contract Anniversary. If we receive a withdrawal request on a Contract Anniversary, we will deduct the withdrawal from Contract Value before calculating the SecurePay Anniversary Value.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">The SecurePay Protector “Roll-up”.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;">The SecurePay “Roll-up” feature is not available on the SecurePay Investor rider.<span style="font-style:normal;"> </span></div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The SecurePay Protector rider is also designed to provide for potential increases in your Benefit Base (the “roll-up percentage”) each Contract Anniversary during a specified period (“Roll-up Period”), even if your Contract Value has not increased. The roll-up percentage applicable to your Contract is identified in the Rate Sheet Prospectus Supplement in effect when you purchase your Contract.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-weight:bold;">For SecurePay Protector riders issued before October 7, 2024, your Contract Value must be at least 50% (<span style="font-style:italic;">i.e.</span>, half) of your Benefit Base to be eligible for an increase in Benefit Base equal to the “roll-up” amount (described below) on any Contract Anniversary during the Roll-up Period. For SecurePay Protector riders issued on or after October 7, 2024, this limitation does not apply.<span style="font-weight:normal;"> </span></div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">This means that when calculating the Benefit Base before the Benefit Election Date, we will recalculate your Benefit Base on each Contract Anniversary during the Roll-up Period to equal the greatest of:</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8.4pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div><div style=" margin-top:8.4pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the Benefit Base on that Contract Anniversary;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Anniversary Value on that Contract Anniversary; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Roll-up Value, which is equal to:</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:60pt;">the most recently calculated Benefit Base prior to that Contract Anniversary; <span style="font-style:italic;">plus</span></div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:60pt;">the “roll-up” amount, which is equal to: </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:60pt; margin-top:8pt; width:463pt; line-height:11.5pt;font-style:italic;">For SecurePay Protector riders issued on or after October 7, 2024:</div><div style=" float:left; margin-left:60pt; line-height:11pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">i.<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:80pt;">the roll-up amount is equal to a percentage of the Benefit Base on the previous Contract Anniversary, reduced proportionately for withdrawals made since that anniversary. This means that we will reduce the “roll-up” amount for each withdrawal made since the previous Contract Anniversary in the same proportion that each withdrawal reduced the Contract Value as of the date we processed the withdrawal request.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:80pt; margin-top:8pt; width:443pt; line-height:11pt;">We will also include Purchase Payments made within the first 120 days following the Contract Issue Date when calculating the roll-up amount on the first Contract Anniversary. For example, using a hypothetical 5.0% Roll-up percentage, if your initial Purchase Payment on the Contract Issue Date is $50,000 and we receive an additional $100,000 Purchase Payment 90 days later, then assuming you do not take any withdrawals during the first Contract Year, the roll-up amount on the first Contract Anniversary will be $7,500 (($50,000 + $100,000) x 5.0%).</div><div style="margin-left:60pt; margin-top:8pt; width:463pt; line-height:11.5pt;font-style:italic;">For SecurePay Protector riders issued before October 7, 2024:</div><div style=" margin-top:7.91pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:80pt;">if your Contract Value on that Contract Anniversary is at least 50% (<span style="font-style:italic;">i.e.,</span> half) of the most recently calculated Benefit Base prior to that Contract Anniversary, then the roll-up amount is equal to a percentage of the Benefit Base on the previous Contract Anniversary, reduced proportionately for withdrawals made since that anniversary. This means that we will reduce the “roll-up” amount for each withdrawal made since the previous Contract Anniversary in the same proportion that each withdrawal reduced the Contract Value as of the date we processed the withdrawal request.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:80pt; margin-top:8pt; width:443pt; line-height:11pt;">We will also include Purchase Payments made within the first 120 days following the Contract Issue Date when calculating the roll-up amount on the first Contract Anniversary. For example, using a hypothetical 5.0% Roll-up percentage, if your initial Purchase Payment on the Contract Issue Date is $50,000 and we receive an additional $100,000 Purchase Payment 90 days later, then assuming you do not take any withdrawals during the first Contract Year, the roll-up amount on the first Contract Anniversary will be $7,500 (($50,000 + $100,000) x 5.0%).</div><div style=" float:left; margin-left:60pt; line-height:11pt; margin-top:7.91pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">ii.<br/></div><div style=" margin-top:7.91pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:80pt;">if your Contract Value on that Contract Anniversary is less than 50% (i.e., half) of the most recently calculated Benefit Base prior to that Contract Anniversary, then the roll-up amount is equal to $0.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:80pt; margin-top:8pt; width:443pt; line-height:11pt;">We will only recalculate your Benefit Base on each Contract Anniversary during the Roll-up Period if your Contract Value is at least 50% (i.e., half) of your Benefit Base as of that Contract Anniversary. </div><div style="margin-left:80pt; width:443pt; line-height:11pt;">For example, if on a Contract Anniversary your Contract Value is $65,000 and the most recently calculated Benefit Base prior to that anniversary is $150,000, you will not be eligible for an increase on that anniversary equal to the “roll-up” amount because your Contract Value ($65,000) is less than 50% of your Benefit Base ($150,000 x 0.5 = $75,000). </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-weight:bold;">Note: If the SecurePay Anniversary Value is consistently higher than the SecurePay Roll-up Value (because your Contract Value is generally increasing by more than the Roll-up percentage each Contract Year), the SecurePay Roll-up Value may never be used to increase your Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">When we calculate the SecurePay Roll-up Value on the first Contract Anniversary following the Rider Issue Date, we will apply the Roll-up percentage (if applicable) to the Benefit Base on the Rider Issue Date to determine the “roll-up” amount, and then reduce the “roll-up” amount proportionately for withdrawals made since the Rider Issue Date. We will then add the reduced “roll-up” amount to the most recently calculated Benefit Base prior to the first Contract Anniversary to determine the SecurePay Roll-up Value. </div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">Example: Assume on the Rider Issue Date your Benefit Base is $100,000. Three months later, assume your Contract Value is $103,000 and you take a withdrawal of  $10,300, reducing your current Contract Value to $92,700, which results in a decrease of 10% (($103,000 – $92,700)/$103,000). Because of the withdrawal, we will reduce your Benefit Base by 10% as well, to $90,000. Also assume that one month later your Contract Value increased from $92,700 to $94,000 due to favorable market performance and you do not make any additional Purchase Payments or withdrawals.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">Using a hypothetical 5.0% Roll-up percentage, on the first Contract Anniversary, we will determine the SecurePay Roll-up Value by adding the most recently calculated Benefit Base ($90,000) to 5.0% of the Benefit Base on the previous Contract Anniversary (the Rider Issue Date), increased by any Purchase Payments made within 120 days of the Contract Issue Date and reduced proportionately for withdrawals made since that anniversary. The Benefit Base on the Rider Issue Date was $100,000, and 5.0% of  $100,000 = $5,000. However, because a withdrawal was made during the year, we will reduce this “roll-up” amount in the same proportion that the withdrawal reduced the Contract Value, which was 10%. Because 10% of the “roll-up” amount is $500, the reduced “roll-up” amount is $4,500 ($5,000 – $500). We then calculate the SecurePay Roll-up Value by adding the “roll-up” amount of  $4,500 to $90,000 (the most recently calculated Benefit Base), and determine that the SecurePay Roll-up Value is $94,500.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">We will then recalculate your Benefit Base on the first Contract Anniversary to equal the greatest of:</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8.31pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div><div style=" margin-top:8.31pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the Benefit Base on that Contract Anniversary ($90,000);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.82pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Anniversary Value on that Contract Anniversary ($94,000); or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.82pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Roll-up Value ($94,500)</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">We will set your Benefit Base equal to $94,500 because the SecurePay Roll-up Value is greater than the Benefit Base on that Contract Anniversary and the SecurePay Anniversary Value on that Contract Anniversary.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: Withdrawals could reduce your SecurePay Roll-up Value by substantially more than the actual amount of the withdrawal. For example, assume your Benefit Base at the beginning of the Contract Year is $100,000. Assuming that you do not make any additional Purchase Payments or withdrawals and assuming your Contract Value remains at 50% or more of your Benefit Base (for SecurePay Protector riders issued before October 7, 2024), the SecurePay Roll-up Value on the next Contract Anniversary would be $105,000 ($100,000 + $5,000 (a 5.0% “roll-up” amount)).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Assume instead, however, that during the Contract Year you make a withdrawal of  $45,000 and your Contract Value at that time is $90,000 (i.e., the withdrawal is 50% of your Contract Value). Both the Benefit Base and the “roll-up” amount are also reduced by 50%, to $50,000 and $2,500, respectively. This would result in a SecurePay Roll-up Value of  $52,500 on the next Contract Anniversary ($50,000 + $2,500), rather than $105,000. Thus, the $45,000 withdrawal would reduce the SecurePay Roll-up Value by more than $45,000 — it would reduce it by $52,500 ($105,000 – $52,500).</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Roll-up Period begins on the Rider Issue Date and generally lasts for up to ten Contract Anniversaries where there has been an increase of the Benefit Base. The Roll-up Period will end on the next Valuation Date following the 10th Contract Anniversary on which we increase your Benefit Base to equal either the SecurePay Anniversary Value or the SecurePay Roll-up Value. This means that when determining the ten Contract Anniversaries that make up your Roll-up Period, we will not count Contract Anniversaries on which your Benefit Base does not increase.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">However, your Roll-up Period will end sooner — on either the Benefit Election Date or the date the SecurePay Protector rider terminates (see “Terminating the SecurePay Rider”) — if either of these dates occur while your Roll-up Period is in effect. If the Roll-up Period ends, the SecurePay Protector rider may not terminate. We will continue to assess the </div><div style="width:523pt; line-height:12pt;">SecurePay Fee for the SecurePay Protector rider until the SecurePay Protector rider terminates. Also, we will only include the SecurePay Roll-up Value when calculating your Benefit Base while the Roll-up Period is in effect.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">Note: This means that if the Roll-up Period ends because you have established the Benefit Election Date, we will still continue to assess the SecurePay Fee until termination of the SecurePay Protector rider. We also will assess the SecurePay Fee during times when the Roll-up Period has expired.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">Note: Once you establish your Benefit Election Date, we no longer calculate the SecurePay Roll-up Value. See “Calculating the Benefit Base On or After the Benefit Election Date.” Therefore, once you reach your Benefit Election Date you will no longer receive any additional value from the “Roll-up” feature of the SecurePay Protector rider. On the other hand, delaying the Benefit Election Date may limit the time during which you may take SecurePay Withdrawals, due to life expectancy. See “Beginning Your SecurePay Withdrawals”. You should carefully weigh the advantages of the SecurePay Roll-up Value with the disadvantages of delaying taking SecurePay Withdrawals.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Calculating the Benefit Base On or After the Benefit Election Date</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">We continue calculating the Benefit Base after the Benefit Election Date in the same manner as we did prior to the Benefit Election Date, <span style="font-style:italic;">except withdrawals are treated differently.</span> The effect of a withdrawal on the Benefit Base depends on whether the withdrawal is a SecurePay Withdrawal or an Excess Withdrawal. An Excess Withdrawal is any withdrawal after the Benefit Election Date which, when aggregated with all prior withdrawals during that Contract Year, exceeds the Contract Year’s Annual Withdrawal Amount and Reserve Amount.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">We will not calculate the SecurePay Roll-up Value on or after the Benefit Election Date.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">SecurePay Withdrawals</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">SecurePay Withdrawals do not reduce the Benefit Base. Therefore, if all your withdrawals during the Benefit Period are SecurePay Withdrawals, your Annual Withdrawal Amount under the Standard Option will never decrease and under an Advance Option, the Annual Withdrawal Amount will remain the same for the applicable guarantee period then change to a reduced withdrawal percentage and will never decrease, and you may continue to withdraw at least that amount under all Advance Options for the lifetime of the Covered Person (or the last surviving Covered Person, if you selected Joint Life Coverage).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If your Benefit Base increases on a Contract Anniversary because the SecurePay Anniversary Value exceeds the Benefit Base on that date, your Annual Withdrawal Amount and therefore SecurePay Withdrawals available to you in subsequent Contract Years will also increase.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Your Annual Withdrawal Amount is cumulative. If you choose to receive only a part of, or none of, your AWA in any given Contract Year, the remaining portion may carry forward to future Contract Years as your Reserve Amount. The AWA and maximum Reserve Amount are calculated annually on the Contract Anniversary. You may accumulate up to several times your AWA in your Reserve Amount. To determine the maximum Reserve Amount, see your Rate Sheet Prospectus Supplement. When you take SecurePay Withdrawals in the future, the withdrawals will be taken first from any available Reserve Amount and then from your AWA without reducing your Benefit Base. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Consideration</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.07pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.07pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">Once the maximum Reserve Amount is accumulated, you should understand that any additional portions of your AWA that you choose not to receive in a given Contract Year will not carry over to future Contract Years.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">If your Reserve Amount is greater than your Contract Value in a Valuation Period, your Reserve Amount will be limited to the Contract Value. Once the Contract Value is zero, the Reserve Amount will not be available to you. For more information on the SecurePay Withdrawal following the depletion of Contract Value, please see the “Reduction of Contract Value to Zero” section.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:12pt;">We do not impose a surrender charge on any SecurePay Withdrawals.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Excess Withdrawals</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">During the Benefit Period any portion of a withdrawal that, when aggregated with all prior withdrawals during that Contract Year, exceeds first the Reserve Amount, if any, and then the Annual Withdrawal Amount constitutes an Excess Withdrawal. Therefore, a withdrawal during the Benefit Period that causes the aggregate withdrawals for that Contract Year to exceed the Reserve Amount and the Annual Withdrawal Amount may include amounts that qualify as a SecurePay Withdrawal as well as amounts that are Excess Withdrawals.</div><div style="width:523pt; line-height:11.5pt;">An Excess Withdrawal will reduce the Benefit Base. The effect of the Excess Withdrawal on the Benefit Base depends, in part, on the relationship of the Benefit Base to the Contract Value at that time.</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">If, at the time of the Excess Withdrawal, your Contract Value minus the non-excess portion of the withdrawal (the portion of the withdrawal that qualifies as a SecurePay Withdrawal) is greater than the Benefit Base, we will reduce the Benefit Base by the amount of the Excess Withdrawal plus any applicable surrender charge.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">If, at the time of Excess Withdrawal, your Contract Value minus the non-excess portion of the withdrawal (the portion of the withdrawal that qualifies as a SecurePay Withdrawal) is less than or equal to the Benefit Base, we will reduce the Benefit Base in the same proportion that the Excess Withdrawal, plus any applicable surrender charge, bears to the Contract Value minus the SecurePay Withdrawal.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">For example, suppose your Benefit Base is $100,000, your Maximum Withdrawal Percentage is 5.0% (<span style="font-style:italic;">i.e.</span>, your AWA is $5,000), your Contract Value is $110,000, and Reserve Amount equals zero. No surrender charges apply to this calculation because the gross withdrawal amount is used. If you have already taken $3,000 of SecurePay Withdrawals in the Contract Year and then request another $3,000 withdrawal you will exceed your AWA by $1,000, and we will consider $2,000 of that withdrawal to be a SecurePay Withdrawal and $1,000 to be an Excess Withdrawal. In this case, rule (a) above applies because the Contract Value less the SecurePay Withdrawal ($110,000 – $2,000 = $108,000) is greater than your Benefit Base ($100,000). We will therefore reduce your Benefit Base by the Excess Withdrawal and your new Benefit Base will be $99,000 ($100,000 – $1,000).</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">However, if in the example above your Contract Value is $70,000 then rule (b) applies. In this case, we determine the reduction in your Benefit Base first by determining the proportion that the Excess Withdrawal bears to the Contract Value less SecurePay Withdrawal. We calculate this by dividing the $1,000 Excess Withdrawal by the Contract Value less the $2,000 SecurePay Withdrawal ($1,000 ÷ ($70,000 – $2,000) = 1.4706%). We will then apply this same percentage to reduce your Benefit Base. Thus your new Benefit Base will be equal to $98,529 ($100,000 – ($100,000 * 0.014706)).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">The examples above do not include the effect of any surrender charges that may be applicable.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We will recalculate the Annual Withdrawal Amount on the next Contract Anniversary by multiplying the Benefit Base on that date by the Maximum Withdrawal Percentage. We also will apply a surrender charge to the Excess Withdrawal, if a surrender charge would otherwise be applicable.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Reduction of Contract Value to Zero</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If the Contract Value is reduced to zero due to the deduction of fees or a SecurePay Withdrawal, the Contract will terminate, the Reserve Amount will terminate, and we will settle the benefit under your SecurePay rider as follows:</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">We will pay the remaining AWA not yet withdrawn in the current Contract Year, if any, in a lump sum;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">We will establish an Annuity Date that is the Contract Anniversary following the date of the transaction that reduced the Contract Value to zero; and</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">On the Annuity Date we will pay a monthly payment equal to the AWA divided by 12 until the death of the Owner, or if the rider covers two spouses, the death of the second spouse.If benefits are being paid under the SecurePay NH benefit on the Annuity Date, the amount of your annuity payments will be determined in accordance with the terms of the SecurePay NH endorsement. (See “Availability of SecurePay NH Benefit after Annuitization.”) Please note that we may accept different payment intervals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If you request a surrender and your Contract Value at the time of the request is less than your remaining Reserve Amount and AWA for that Contract Year, we will pay you a lump sum equal to such remaining Reserve Amount and AWA.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">If your Contract Value reduces to zero due to an Excess Withdrawal, we will terminate your Contract and the SecurePay rider. You will not be entitled to receive any further benefits under the SecurePay rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">As with any distribution from the Contract, there may be tax consequences. In this regard, we intend to treat any amounts that you receive before the Annuity Date is established as described above and that are in the form of SecurePay Withdrawals as withdrawals. We intend to treat any amounts that you receive after the Annuity Date is established as described above and that are a settlement of the benefit under your SecurePay rider as annuity payments for tax purposes. See “TAXATION OF ANNUITIES IN GENERAL, Taxation of Consequences of Protected Lifetime Income Benefits.” </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Benefit Available on Maximum Annuity Date (oldest Owner’s or Annuitant’s 95<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> birthday)</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">You must annuitize the Contract no later than the oldest Owner’s or Annuitant’s 95<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> birthday (“Maximum Annuity Date”). The SecurePay rider will terminate on the Annuity Date, whether or not you have begun your SecurePay Withdrawals.</div><div style="width:523pt; line-height:11.5pt;">If your SecurePay rider is in effect on the Maximum Annuity Date, in addition to the other Annuity Options available to you under your Contract, one of your Annuity Options will be to receive monthly annuity payments equal to the AWA divided by 12 for the life of the Covered Person (or the last surviving Covered Person if Joint Life Coverage was selected). If benefits are being paid under the SecurePay NH benefit on the Maximum Annuity Date, the amount of your annuity payments will be determined in accordance with the terms of the SecurePay NH endorsement. (See “Availability of SecurePay NH Benefit after Annuitization.”) If you do not select an Annuity Option, your monthly annuity payments will be the greater of  (i) the AWA divided by 12 or (ii) payments based upon the Contract Value for the life of the Annuitant with a 10-year Certain Period. We must receive written notification of your election of such annuity payments at least three days but no earlier than 90 days before the Maximum Annuity Date. For more information regarding Annuity Options, including Certain Period options, see “ANNUITY PAYMENTS, Annuity Options.”</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Consideration</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">On the Maximum Annuity Date, the SecurePay rider will terminate and any Reserve Amount you have accumulated will no longer be available. The Reserve Amount is not included in the AWA Annuity Option. You should be aware that if you choose not to use your Reserve Amount prior to the Maximum Annuity Date, you will not receive the benefit of your accumulated Reserve Amount.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">SecurePay Fee</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We deduct a fee for the SecurePay rider that compensates us for the costs and risks we assume in providing this benefit. This SecurePay Fee is a percentage of the Benefit Base. We deduct this fee from your Contract Value on the Valuation Date that occurs after each Valuation Period containing a Monthly Anniversary Date. The SecurePay Fee is deducted from the Sub-Accounts of the Variable Account only; it is not deducted from the assets in the DCA Account. The monthly fee is deducted from the Sub-Accounts in the same proportion that the value of each Sub-Account bears to the total Contract Value in the Variable Account on that date. Accordingly, you must have transferred some assets from your DCA Account to Sub-Accounts in accordance with our Allocation Guidelines and Restrictions before the fee is charged. The monthly fee is deducted from a Sub-Account in the same proportion that the Sub-Account value bears to the total Contract Value in the Variable Account on that date.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Information regarding the current fees for the SecurePay riders can be found in the Rate Sheet Prospectus Supplement that accompanies your Prospectus. See “Rate Sheet Prospectus Supplement Information.” We may increase the SecurePay Fee. However, we will not increase the SecurePay Fee for the SecurePay riders above a maximum 2.00% (2.20% under RightTime) of the Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We reserve the right to increase the SecurePay fee up to the maximum stated above if, in our sole discretion, the increase is necessary or appropriate to cover the costs Protective Life incurs to mitigate the risks associated with offering the rider. If we increase the SecurePay Fee, we will give you at least 30 days’ written notice prior to the increase which notice will identify the date the increase in the SecurePay Fee will take place and provide instructions on how to accept or decline the increase. You may elect not to pay the increase in your SecurePay Fee. If you elect not to pay the increased SecurePay Fee, your SecurePay rider will not terminate, but your Benefit Base will be capped at its then current value and you will give up the opportunity for any future increases in the Benefit Base if your Contract Value exceeds your Benefit Base on subsequent Contract Anniversaries. You will continue to be assessed your current SecurePay Fee. We also will no longer calculate the SecurePay Roll-up Value when determining your Benefit Base if you elect not to pay the increase in your SecurePay Fee. You will continue to be assessed your current SecurePay Fee, even though you will no longer be entitled to additional SecurePay Roll-up Values. See “SecurePay Riders.”</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Terminating the SecurePay Rider</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">The SecurePay rider will terminate upon the earliest of:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.81pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.81pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date you terminate your SecurePay rider (permitted after the rider has been in effect for at least ten years);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">the Valuation Date the Contract is surrendered or terminated;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">the Valuation Date your Contract Value reduces to zero due to an Excess Withdrawal;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date your Contract Value reduces to zero due to poor Sub-Account performance, the deduction of fees, and/or a SecurePay Withdrawal (subject to our obligation to make monthly payments to you, as set forth above under “Reduction of Contract Value to Zero”);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date on or after the Benefit Election Date we receive instructions from you that results in a change in Covered Person(s);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" line-height:11.5pt; text-align:left; margin-left:30pt;">for a SecurePay rider with one Covered Person, the date of the Covered Person’s death before the Annuity Date (even if the surviving spouse of the deceased Covered Person elects to continue the Contract);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.6pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">for a SecurePay rider with two Covered Persons, the date of death of the last surviving Covered Person before the Annuity Date;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.6pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Maximum Annuity Date (being the Owner’s choice of the options outlined under “Benefit Available on Maximum Annuity Date (Oldest Owner’s or Annuitant’s 95<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> Birthday)”); or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.6pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date we receive instructions that are not in compliance with our Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.61pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Deduction of the monthly fee for the SecurePay rider ceases upon termination. We will not refund the SecurePay fees you have paid if your SecurePay rider terminates for any reason. If your SecurePay rider terminates, you may not reinstate it or purchase a new rider except as described below under “Spousal Continuation” and “Reinstating Your SecurePay Rider Within 30 Days of Termination.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Spousal Continuation</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Upon the death of the Owner <span style="font-style:italic;">before</span> the Benefit Election Date, if the surviving spouse elects to continue the Contract and become the new Owner, the surviving spouse may also continue the SecurePay rider, provided the surviving spouse meets the rider’s issue age requirements as of the Rider Issue Date or as of any date prior to the date we receive the written request to continue the Contract. On the next Contract Anniversary, the Benefit Base will be the greater of  (1) the Contract Value (which will reflect the Death Benefit), or (2) the current Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If the SecurePay Benefit Election Form indicates Single Life Coverage and the SecurePay rider terminates due to the death of the Covered Person <span style="font-style:italic;">following</span> the Benefit Election Date, and if the surviving spouse elects to continue the Contract and become the new sole Owner, then the surviving spouse may purchase a new SecurePay rider before the Annuity Date if we are offering the rider at that time. If all the conditions to purchase a new SecurePay rider have been met, we will issue the rider upon our receipt of the surviving spouse’s written request. The new rider will be subject to the terms and conditions of the SecurePay rider in effect at the time it is issued. This means:</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.62pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.62pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">The initial Benefit Base will be equal to the Contract Value as of the new Rider Issue Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.61pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">We will impose the current SecurePay Fee under RightTime in effect on the new Rider Issue Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The surviving spouse may not purchase a new SecurePay rider if he or she does not meet the rider’s issue age requirements as of the Rider Issue Date or the date we receive the written request to continue the Contract. Only the surviving spouse is eligible to be a Covered Person under the new rider, and the rider will terminate upon the death of that Covered Person. Please note that the SecurePay riders may not be available in all states and that we may limit the availability of the SecurePay riders at any time.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If the SecurePay Benefit Election Form indicates Joint Life Coverage and a Covered Person dies <span style="font-style:italic;">following</span> the Benefit Election Date, and if the surviving spouse elects to continue the Contract and the SecurePay rider, the Annual Withdrawal Amount remains the same until the next Contract Anniversary. On the next Contract Anniversary, the Benefit Base will be the greater of the Contract Value (which will reflect the addition of the Death Benefit) or the current Benefit Base and we will recalculate the Annual Withdrawal Amount, if necessary, using the Maximum Withdrawal Percentage associated with Joint Life Coverage.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Reinstating Your SecurePay Rider Within 30 Days of Termination</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If your SecurePay rider terminated due to a Prohibited Allocation instruction (see “ALLOCATION GUIDELINES AND RESTRICTIONS FOR PROTECTED LIFETIME INCOME BENEFITS”) or due to a change in Covered Person after the Benefit Election Date (see “Designating the Covered Person(s)”), and you made no additional Purchase Payment after the termination, you may request that we reinstate the rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If termination occurred due to a Prohibited Allocation instruction, your written reinstatement request must correct the previous Prohibited Allocation instruction by either directing us to allocate your Contract Value in accordance with the rider’s Allocation Guidelines and Restrictions and/or resume portfolio rebalancing. If termination occurred due to a change in Covered Person after the Benefit Election Date, your written reinstatement request must correct the change in Covered Person by directing us to designate under the reinstated rider the original Covered Person(s) that had been selected on the Benefit Election Date. </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We must receive your written reinstatement request within 30 days of the date the rider terminated. The reinstated rider will have the same terms and conditions, including the same SecurePay Rider Issue Date, Benefit Base, Reserve Amount, AWA, SecurePay Fee and Maximum Withdrawal Percentage as it had prior to termination.</div><div style="width:523pt; line-height:12pt;font-weight:bold;">Tax Consequences</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Treatment of Civil Unions, Domestic Partners, and Divorce.</span>   If state law affords legal recognition to domestic partnerships or civil unions, the Rider will treat individuals who are in a bona fide civil union or domestic partnership as married and spouses for purposes of the Rider. However, as described above in “Death Benefit — Continuation of the Contract by a Surviving Spouse,” for federal tax law purposes such individuals are not treated as “spouses.” Likewise, if the Covered Persons are no longer married as of the date of death, such individuals are no longer treated as spouses for federal tax law purposes. As a result, if a beneficiary of a deceased owner and the owner were parties to a civil union or domestic partnership, or if the beneficiary and the deceased owner were no longer married as of the date of death, the beneficiary will be required by federal tax law to take distributions from the Contract in the manner applicable to non-spouse beneficiaries and will not be able to continue the Contract. In some circumstances, these required distributions could substantially reduce or eliminate the SecurePay rider benefit while the surviving Beneficiary is still alive.</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">In addition, the rider allows the surviving spouse of a deceased owner who continues the Contract and becomes the new owner to either continue the SecurePay rider or purchase a new rider (depending on the date of death and whether the rider provides single or joint life coverage). This right is only available to an individual who was the spouse of the deceased owner within the meaning of federal tax law because only such a spouse is eligible to continue the Contract under federal tax law.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">An individual who is a party to a civil union or a domestic partnership should not purchase the SecurePay rider before consulting legal and financial advisors and carefully evaluating whether the SecurePay rider is suitable for his or her needs.</div><div style="margin-top:11.6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Other Tax Matters.</span>   For a discussion of other tax consequences specific to your SecurePay rider, please see “TAXATION OF ANNUITIES IN GENERAL, Tax Consequences of Protected Lifetime Income Benefits” and “QUALIFIED RETIREMENT PLANS, Protected Lifetime Income Benefits.” </div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">SecurePay NH: Increased AWA Because of Confinement in Nursing Home</div><div style="margin-top:1.5pt; width:523pt; line-height:9.5pt;font-size:8pt;">If you are confined to a nursing home, you may be eligible for an increased Annual Withdrawal Amount (“AWA”) with our SecurePay NH (Nursing Home Enhancement) feature. This feature is included at no additional charge with the SecurePay Protector rider or SecurePay Investor rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">The SecurePay NH benefit may not be available in all states and may not be available with new contracts in the future. Please check with your financial advisor to determine availability.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">What is the SecurePay NH benefit?</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">If your rider was issued on or after October 7, 2024, (for sole Covered Person or both Covered Persons in a nursing home) we will double the AWA to which you are currently entitled for that year, not to exceed 15% of your Benefit Base; (if only one of two Covered Persons in a nursing home) we will multiply the AWA by 125% to which you are currently entitled for that year, not to exceed 15% of your Benefit Base. Not applicable to riders issued in California.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">If your rider was issued before October 7, 2024, (for sole Covered Person or both Covered Persons in a nursing home) we will double the AWA to which you are currently entitled for that year, not to exceed 10% of your Benefit Base. For all riders issued in California, regardless of rider issue date.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Nursing Home Benefit Period</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Nursing Home Benefit Period is the period of time during which the increased SecurePay withdrawal percentage is used to calculate the AWA. Any Contract Year or portion thereof during which the increased SecurePay withdrawal percentage is used to calculate the AWA will be a full Contract Year for the purpose of determining the Nursing Home Benefit Period.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Nursing Home Benefit Period will extend for a maximum of five (5) Contract years in which you qualify for the SecurePay NH benefit or until the SecurePay Rider terminates, whichever occurs first. The qualifying Contract years need not be consecutive. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Eligibility for the SecurePay NH Benefits</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">To qualify for the increased AWA under the SecurePay NH benefit, the Covered Person must:</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">have established the Benefit Election Date or establish the Benefit Election Date when he or she applies for the SecurePay NH benefit;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">(a) be currently confined to a Nursing Home, as defined below; (b) have been confined to a Nursing Home for at least 90-days immediately preceding your application for the SecurePay NH benefit; and (c) have a reasonable expectation that he or she will continue to be confined to a Nursing Home; and</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div><div style=" line-height:11pt; text-align:left; margin-left:40pt;">be unable to perform at least two of the six Activities of Daily Living described below, or be diagnosed with a Severe Cognitive Impairment.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Nursing Home: For purposes of determining your eligibility for the SecurePay NH benefit, a “Nursing Home” is defined as a facility (or portion of a facility) primarily engaged in providing continuous, 24 hour per day nursing care to its residents and is under the supervision of a physician and has as its main function to provide skilled, intermediate, or custodial care. The facility must be granted a license by the State in which it operated and be compliant with all regulations and laws in accordance with the grant of such license. A “Nursing Home” does not include: a hospital or clinic; a facility operated primarily for the treatment of alcoholism or drug addiction; a communal living facility or retirement home, or facilities primarily affording custodial, educational or rehabilitative care.</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Ineligibility.</span>   You are not eligible for the SecurePay NH benefit if you were in a nursing home during the one year preceding your purchase of the SecurePay Protector or SecurePay Investor rider, or you are confined to a nursing home during the year following your purchase of the Rider. </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Activities of Daily Living (ADL).</span>   Under the SecurePay NH benefit, “Activities of Daily Living” refer to the following functions relating to the Covered Person’s ability to live independently:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Bathing — The ability to wash oneself by sponge bath or in either a tub or shower, including the task of getting into or out of the tub or shower.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.63pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.63pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Continence — The ability to maintain control of bowel and bladder function, or when unable to maintain control of bowel or bladder function, the ability to perform associated personal hygiene, including caring for the catheter or colostomy bag.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Dressing — The ability to put on and take off all items of clothing and any necessary braces, fasteners or artificial limbs.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.63pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.63pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Eating — The ability to feed oneself by getting food into the body from a receptacle, such as a plate, cup, or table, or by feeding tube or intravenously.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Toileting — The ability to get to and from the toilet, getting on and off the toilet, and performing associated personal hygiene.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">Transferring — The ability to move into or out of a bed, chair or wheelchair.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Severe Cognitive Impairment.</span>   For purposes of determining eligibility for the SecurePay NH benefit, Severe Cognitive Impairment is a loss or deterioration of intellectual capacity that is comparable to (and includes) Alzheimer’s disease and similar forms of irreversible dementia.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">Two Covered Persons.<span style="font-style:normal;font-weight:normal;">   </span> If your rider was issued on or after October 7, 2024, if you selected the Joint Life Coverage Option when you established your Benefit Election Date, then either Covered Person may satisfy the eligibility requirements for the increased SecurePay NH benefit. If your rider was issued before October 7, 2024, if you selected the Joint Life Coverage Option when you established your Benefit Election Date, both Covered Persons must satisfy the eligibility requirements for the increased SecurePay NH benefit.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Applying for Increased AWA under the SecurePay NH Benefit</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Initial Application.</span>   To apply for an increased AWA under the SecurePay NH benefit, you must submit an application certifying that the Covered Person meets the conditions for qualification under the SecurePay NH benefit. This certification must be signed by the Covered Person’s Physician. If the Owner is unable to submit an application for an increased AWA on his or her own behalf, we will accept an application on behalf of an Owner from a person who provides satisfactory proof that they have legally assumed care, custody, and representation of the incapacitated Owner. Typically, this would be a valid power of attorney or an order of conservatorship from a court of competent jurisdiction.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The certifying Physician must be a medical doctor currently licensed by a state Board of Medical Examiners, or similar authority in the United States, acting within the scope of his or her license. Physician does not include: (a) the Covered Person(s) or Covered Person(s) spouse; or (b) the brother, sister, parent, or child of the Covered Person(s). We may require an examination of the Covered Person by a Physician of our choice at our expense. In the event of a conflict between the medical opinions, the opinion of our Physician shall prevail.</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Re-Certification of Eligibility.</span>   Beginning with the second Contract Anniversary following the end of a Valuation Period during which we determine that the Covered Person qualifies for the increased AWA under SecurePay NH (the “Qualification Date”), you must submit a re-certification of eligibility not less than 10, nor more than 30 days prior to each applicable Contract Anniversary. We will notify you at least 30 days before this re-certification is due.</div><div style="width:523pt; line-height:12pt;">The re-certification must certify that the Covered Person continues to meet the conditions for eligibility under the SecurePay NH benefit, and must be signed by the Covered Person’s physician. We may require an examination by a physician of our choice at our expense. In the event of a conflict between the medical opinions, the opinion of our physician will prevail.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">We will notify you if you fail to qualify for continued eligibility for the SecurePay NH benefit. For any Contract Year during which the Covered Person fails to qualify for the Nursing Home Enhancement, we calculate the Annual Withdrawal Amount according to the terms of the SecurePay rider you purchased.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If you have questions about applying for an increased AWA under the SecurePay NH benefit, or to obtain a copy of the SecurePay NH application and other forms required to apply, you can call us at <span style="white-space:nowrap;">1-800-456-6330</span> or write to us at Protective Life Insurance Company, P.O. Box 1928, Birmingham, Alabama 35202-1928.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Determining Your Increased AWA under the SecurePay NH Benefit</div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Initial Qualifying Year.</span>   Qualification for an increased AWA under the SecurePay NH benefit may increase the Annual Withdrawal Amount available for the Contract Year during which you qualify. An increase in the Annual Withdrawal Amount will not change the effect of any withdrawal that occurred prior to the Qualification Date. Thus, if you took an Excess Withdrawal during the Contract Year before you were notified that you qualify for the SecurePay NH increased AWA, your earlier withdrawal would still be treated as an Excess Withdrawal under SecurePay.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If your aggregate withdrawals during the qualifying Contract Year are less than or equal to the Reserve Amount and the Annual Withdrawal Amount in effect prior to the Qualification Date, we will recalculate the remaining Annual Withdrawal Amount for that Contract Year as of the Qualification Date by multiplying the Benefit Base on that date by the enhanced Maximum Withdrawal Percentage, and subtracting all prior non-Excess Withdrawals taken since the later of the Benefit Election Date or the most recent Contract Anniversary.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-style:italic;">For riders issued on or after October 7, 2024:</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;"> <span style="font-style:italic;">Example</span>: Five years ago, after turning age 75, Elisabeth elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">Sole Covered Person - In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of $5,000. Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $10,000 ($100,000 * 10%) and her remaining AWA for the current Contract Year is $5,000 ($10,000 – $5,000).This would be the same calculation if both Covered Persons are in a nursing home.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">One of two Covered Persons - In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of  $5,000. Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage that is 125% of the Maximum Withdrawal Percentage under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $6,250 ($100,000 * (5% x 125%); $100,000 * 6.25%) and her remaining AWA for the current Contract Year is $1,250 ($6,250 – $5,000).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-style:italic;">For riders issued before October 7, 2024:</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">Example: Five years ago, after turning age 75, Elisabeth, elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of  $5,000. Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $10,000 ($100,000 * 10%) and her remaining AWA for the current Contract Year is $5,000 ($10,000 – $5,000).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If you have taken an Excess Withdrawal during the qualifying Contract Year prior to the Qualification Date, we will recalculate the remaining Annual Withdrawal Amount for that Contract Year as of the Qualification Date by subtracting the Maximum Withdrawal Percentage identified on the Benefit Election Date from the enhanced Maximum Withdrawal Percentage provided by this endorsement, and multiplying the difference in those percentages by the Benefit Base on the Qualification Date.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;"> <span style="font-style:italic;">Example</span>: Five years ago, after turning age 75, Elisabeth elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000).</div><div style="margin-left:20pt; width:503pt; line-height:12pt;">In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of  $5,000 and an Excess Withdrawal of  $4,000. Her new Benefit Base after the Excess Withdrawal is $95,789 ($100,000 – $4,000/$95,000 * $100,000). Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $95,789. Her new AWA is $9,579 ($95,789 * 10%) and her remaining AWA for the current Contract Year is $4,789 ((10% – 5%) * $95,789).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Please note that your maximum Reserve Amount under the SecurePay riders will not increase as a result of the increased AWA under the SecurePay NH Benefit. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;">Example</span>: Five years ago, after turning age 75, Elisabeth elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000). Her maximum Reserve Amount is $25,000 (5 * $5,000). </div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Assume that Elisabeth now qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $10,000 ($100,000 * 10%). However, her maximum Reserve Amount remains $25,000.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Notice of Qualification.</span>   We will include the amount of the increase in the AWA for the qualifying year in the notice that confirms the Covered Person’s qualification for the Nursing Home Enhancement.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Subsequent Contract Years.</span>   In subsequent Contract Years in which you are eligible for the Nursing Home Enhancement, we multiply the Benefit Base on the Contract Anniversary by the enhanced Maximum Withdrawal Percentage to determine the Annual Withdrawal Amount for that Contract Year. For any year in which you are not eligible for the Nursing Home Enhancement, we determine the Annual Withdrawal Amount, if any, according to the terms of the SecurePay rider you purchased. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Non-Qualifying Years.</span>   For any Contract Year during which the Covered Person fails to qualify for the increased AWA under the SecurePay NH benefit, we calculate the AWA using the SecurePay withdrawal percentage established on the Benefit Election Date according to the terms of the SecurePay rider you purchased and that Contract Year will not be included in the Nursing Home Benefit Period. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Availability of SecurePay NH Benefit after Annuitization.</span>   Once the Contract has been annuitized, the SecurePay NH benefit is no longer available. Thus, the SecurePay NH benefit is not available after — </div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">you choose to apply your Annuity Value to an Annuity Option under the Contract;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">the Maximum Annuity Date under the Contract is reached; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">the Contract Value is reduced to zero due to the deduction of fees or a SecurePay Withdrawal and an Annuity Date is established.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Thus, if you have not qualified for, and have not begun receiving, an increased AWA under the SecurePay NH benefit when the Contract is annuitized, you will not be able to receive an increased annuity payment even if you would have later qualified for the SecurePay NH Benefit. If you have already qualified for, and are receiving, an increased AWA under SecurePay NH when the Contract is annuitized because the Maximum Annuity Date is reached or the Contract Value is reduced to zero due to the deduction of fees or a SecurePay Withdrawal, you will continue to receive the increased annuity payment according to the terms of your rider. Specifically, you will receive the increased payments for the remainder of the 5-Contract Year Maximum Aggregate Nursing Home Benefit Period. You will not need to recertify your eligibility for the increased payments under the SecurePay NH benefit after your annuity payments begin.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Termination and Reinstatement of the SecurePay NH Benefit.</span>   The SecurePay NH benefit terminates when your SecurePay Protector or SecurePay Investor rider terminates, including when the Contract is annuitized. If your SecurePay Protector or SecurePay Investor rider is reinstated, your SecurePay NH benefit will also be reinstated. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Tax Considerations for the SecurePay NH Benefit.</span>   The tax treatment of the SecurePay NH benefit is uncertain in several respects. Please see “FEDERAL TAX MATTERS, Tax Consequences of Protected Lifetime Income Benefits” and “QUALIFIED RETIREMENT PLANS, Protected Lifetime Income Benefits.” If you are considering purchasing a </div><div style="width:523pt; line-height:12pt;">Qualified Contract with the SecurePay Protector or SecurePay Investor rider, you should consult a tax adviser because the addition of the SecurePay rider could affect the qualification of your Contract and/or the Qualified Plan associated with your Contract. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">Required Minimum Distributions</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If the SecurePay rider is purchased for use with a Qualified Contract, the Qualified Contract must comply with the required minimum distribution (RMD) rules under the Code Section 401(a)(9). The SecurePay rider, and certain other benefits that the IRS may characterize as “other benefits” for purposes of the regulations under Code Section 401(a)(9), may increase the amount of the RMD that must be taken from your Qualified Contract. See “QUALIFIED RETIREMENT PLANS.”</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">After the Benefit Election Date, we permit withdrawals from a Qualified Contract that exceed the Reserve Amount and AWA in order to satisfy the RMD for the Qualified Contract without compromising the SecurePay guarantees. In particular, if you provide us with Written Notice of an RMD at the time you request a SecurePay Withdrawal from your Qualified Contract, we will compute an amount that is treated under the SecurePay rider as the RMD for the calendar year with respect to your Qualified Contract. Note that although the tax law may permit you in certain circumstances to take distributions from your Qualified Contract to satisfy the RMDs with respect to other retirement plans established for your benefit, only the amount computed by us as the RMD with respect to your Qualified Contract is treated as an RMD for purposes of the SecurePay rider. Also, if you do not provide us with Written Notice of an RMD at the time you request a SecurePay Withdrawal, the entire amount by which the withdrawal exceeds any remaining Reserve Amount and AWA for the Contract Year will reduce the amount of your future AWA and could reduce your Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In the future, we may institute certain procedures, including requiring that RMD be established as automatic, periodic distributions, in order to ensure that RMDs for a calendar year do not exceed the Reserve Amount and AWA for the corresponding Contract Year.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In general, under the SecurePay rider, you may withdraw the greater of  (i) your Reserve Amount plus the AWA for a contract year or (ii) the RMD attributable to your Contract that is determined as of December 31<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">st</span> immediately preceding the beginning of your contract year. RMDs may prevent you from taking advantage of the Reserve Amount feature of the SecurePay riders. </div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">Note: If the Benefit Election Form is submitted before the first RMD under Code Section 401(a)(9) is due, we may adjust the amount of your maximum SecurePay Withdrawal for the contract year that includes the due date for the first RMD so that the maximum amount of your withdrawal under the SecurePay rider will be the greater of your first RMD or Reserve Amount plus the AWA plus the greater of your second RMD or Reserve Amount plus the AWA minus your actual withdrawals in the previous contract year. Thereafter, the maximum allowed is the greater of the Reserve Amount plus the AWA or the RMD determined as of the preceding December 31<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">st</span>.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">ALLOCATION GUIDELINES AND RESTRICTIONS FOR SECUREPAY PROTECTOR RIDER</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;">These Allocation Guidelines and Restrictions are not applicable to the SecurePay Investor rider.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In order to maintain the SecurePay Protector rider, you must allocate your Purchase Payments and Contract Value in accordance with the Allocation Guidelines and Restrictions that we have established. The Allocation Guidelines and Restrictions are designed to limit our risk under this rider and are divided into two phases- the rider accumulation phase and the rider withdrawal phase. These phases are discussed in more detail below. </div><table style="width:523pt;min-height:197.1pt;margin-top:0pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:9.6pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 1.967pt 0pt; width:122.75pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Allocation by <br/>Investment Category (“AIC”)</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Benefit Allocation <br/>Model Portfolios</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Permissible Single <br/>Investment Options</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;white-space:nowrap;"> <div style="white-space:nowrap;">Rider Accumulation Phase</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Categories 1-3 are available at designated percentages as described below (which are different from the Rider Withdrawal Phase); Category 4 is not allowed</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, Balanced toward Growth, Moderate Growth, and Growth Focus</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Protective Life Dynamic Allocation Series ‑ Conservative and <br/>Protective Life Dynamic Allocation Series ‑ Moderate</td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;white-space:nowrap;">Rider Withdrawal Phase</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;">Categories 1-3 are available at designated percentages as described below (which are different from the Rider Accumulation Phase); Category 4 is not allowed</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, and Balanced toward Growth</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;">Protective Life Dynamic Allocation Series - Conservative</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> </table><div style="margin-top:5.53pt; width:523pt; line-height:11.5pt;">From time to time Portfolio Company Models may be made available. For more information on the Allocation Guidelines and Restrictions applicable to Portfolio Company Models, contact your financial adviser.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">The Rider Accumulation Phase</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The rider accumulation phase of your Contract begins when you purchase the SecurePay Protector rider, either at Contract Issue or under RightTime. </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Specifically, you must: (1) allocate all of your Purchase Payments and Contract Value in accordance with the Allocation by Investment Category guidelines (described below), (2) allocate all of your Purchase Payments and Contract Value in accordance with one of the three eligible Benefit Allocation Model Portfolios (described below) or (3) allocate all of your Purchase Payments and Contract Value to one of the permissible single investment options. All of the investment options available under the Allocation Guidelines and Restrictions are described below. You may also allocate your Purchase Payments to the dollar cost averaging (“DCA”) Account(s), provided that transfers from the DCA Account are allocated to the Sub-Accounts in accordance with the Allocation Guidelines and Restrictions described above.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: The Allocation Guidelines and Restrictions, as well as the inclusion of Funds that employ volatility management strategies in the Investment Options available under your Contract, are intended in part to reduce risks of investment losses that would require us to use our own assets to make payments in connection with the guarantees provided by the SecurePay Protector rider. The Allocation Guidelines and Restrictions, and the inclusion of Funds that employ volatility management strategies are designed to reduce the overall volatility of your Contract Value. During rising markets, the Allocation Guidelines and Restrictions and the Funds that employ volatility management strategies could cause Contract Value to rise less than would have been the case had you been invested in Funds with more aggressive investment strategies. Conversely, investing according to the Allocation Guidelines and Restrictions, and in Funds that employ volatility management strategies, may be helpful in a declining market when high market volatility triggers a reduction in the Funds’ equity exposure, because during these periods of high volatility, the risk of losses from investing in equity securities may increase. In these instances, your Contract Value may decline less than would have been the case had you not been invested in a Fund or Funds that feature volatility management strategies.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">There is no guarantee that the Allocation Guidelines and Restrictions, or Funds with volatility management strategies, can limit volatility in your investment portfolio, and you may lose principal.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">To the extent that the Allocation Guidelines and Restrictions and the Funds with managed volatility strategies are successful in reducing overall volatility, we will benefit from a reduction of the risk arising from our guarantee obligations under the riders and we will have less risk to hedge under the riders than would be the case if Owners did not invest in accordance with the Allocation Guidelines and Restrictions and in the Funds with managed volatility strategies. The Allocation Guidelines and Restrictions and investment in Funds with managed volatility strategies may not be consistent with an aggressive investment strategy. You should consult with your registered representative to determine if they are consistent with your investment objectives.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">NOTE: You may not allocate any of your Purchase Payments or Contract Value to the Fixed Account.</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Allocation by Investment Category.</span>   The following Allocation by Investment Category guidelines specify the minimum and maximum percentages of your Contract Value that must be allocated to each of the four categories of Sub-Accounts listed below in order for you to remain eligible for benefits under the SecurePay Protector rider (unless you </div><div style="width:523pt; line-height:12pt;">are fully invested in a Benefit Allocation Model or a permissible single investment option, as described above). You can select the percentage of Contract Value to allocate to individual Sub-Accounts within each group, but the total investment for all Sub-Accounts in a group must comply with the specified minimum and maximum percentages for that group. The Allocation by Investment Category is also available during the rider withdrawal phase. There are different allocation percentages between the rider accumulation phase and the rider withdrawal phase under the SecurePay Protector rider and are outlined below. </div><div style="margin-top:4pt; width:523pt; line-height:12pt;">These Allocation by Investment Category guidelines may not be consistent with an aggressive investment strategy. You should consult with your registered representative to determine if they are consistent with your investment objectives.</div><div style="margin-top:12pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Allocation by Investment Category</div><div style="margin-top:6pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Rider Accumulation Phase <br/>Category 1 Minimum Allocation: 10% <br/>Maximum Allocation: 100% <br/>Rider Withdrawal Phase <br/>Category 1 Minimum Allocation: 35% </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Maximum Allocation: 100%</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> The Bond Fund of America<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> U.S. Government Securities Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Intermediate Bond Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Columbia Variable Portfolio Select Short Corporate Income Fund (formerly, Columbia Variable Portfolio Limited Duration Credit Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Bond Index Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP FundsManager 20% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Investment Grade Bond Portfolio</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Core Fixed Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Government Securities Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. U.S. Government Money Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Short Duration Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Low Duration Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Real Return Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Short-Term Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Total Return Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Western Asset Core Plus VIT Portfolio</div><div style="clear:both;font-size:0pt;">​</div><div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Rider Accumulation Phase <br/>Category 2 Minimum Allocation: 0% <br/>Maximum Allocation: 90% <br/>Rider Withdrawal Phase <br/>Category 2 Minimum Allocation: 0% </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Maximum Allocation: 65%</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Balanced Hedged Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> American Funds<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Global Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Asset Allocation Fund </div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Capital Income Builder<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock 60/40 Target Allocation ETF V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock Global Allocation V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Strategic Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Asset Manager 50% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Asset Manager 70% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Balanced Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP High Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Strategic Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">First Trust Multi Income Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">First Trust/Dow Jones Dividend &amp; Income Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Income VIP Fund</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Trend Driven Allocation Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Balanced-Risk Allocation Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Balanced Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Bond Debenture Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">LVIP American Century Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Morgan Stanley VIF Global Strategist Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT All Asset Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Global Diversified Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT High Yield Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Long-Term U.S. Government Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12.5pt;">Protective Life Dynamic Allocation Series Conservative Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12.5pt;">Protective Life Dynamic Allocation Series Moderate Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT George Putnam Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Templeton Global Bond VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Moderate Allocation Portfolio</div><div style="padding:0pt;margin:0pt;font-family:calibri, arial, sans-serif;font-weight:normal;font-style:normal;font-size:8pt;line-height:8pt;"> <a href="#TOC" style="text-decoration:none;color:#003366;">TABLE OF CONTENTS</a> </div><div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Rider Accumulation Phase <br/>Category 3 Minimum Allocation: 0% <br/>Maximum Allocation: 40% <br/>Rider Withdrawal Phase <br/>Category 3 Minimum Allocation: 0% </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Maximum Allocation: 25%</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Large Cap Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Relative Value Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Capital World Growth and Income Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Global Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Growth-Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> International Growth and Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Washington Mutual Investors Fund<span style=" position:relative; bottom:3pt;font-size:6.5pt;">SM</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock Advantage SMID Cap V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock International V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Contrafund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP FundsManager 85% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Growth &amp; Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Health Care Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Index 500 Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Mid Cap Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Rising Dividends VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Mid Cap Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Mid Cap Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Strategic Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Comstock Fund</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Equity and Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Growth and Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Main Street Mid Cap Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Enterprise Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Forty Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Dividend Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Fundamental Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Growth and Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">LVIP ClearBridge Dividend Strategy Fund (formerly, ClearBridge Variable Dividend Strategy Portfolio)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">LVIP ClearBridge Large Cap Growth Fund (formerly, ClearBridge Variable Large Cap Growth Portfolio)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Growth Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II Core Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II International Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II International Intrinsic Equity Portfolio (formerly, MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II International Intrinsic Value Portfolio)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II Massachusetts Investors Growth Stock Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Total Return Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Protective Life Dynamic Allocation Series Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT Core Equity Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT Large Cap Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Blue Chip Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Mid-Cap Growth Portfolio</div><div style="clear:both;font-size:0pt;">​</div><div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Category 4 <br/>No Allocation Permitted if SecurePay Protector is Selected </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">(applies to both Rider Accumulation Phase and Rider Withdrawal Phase)</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Discovery Value Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Small Cap Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> EUPAC Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">™</span>(formerly, American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> International Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> New World Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> SMALLCAP World Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> (formerly, American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Global Small Capitalization Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">ClearBridge Variable Mid Cap Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">ClearBridge Variable Small Cap Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Select Mid Cap Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Columbia Variable Portfolio Seligman Global Technology Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Disciplined Small Cap Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Emerging Markets Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Energy Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP FundsManager 70%<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP International Capital Appreciation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Technology Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Value Strategies Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin DynaTech VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Small Cap Value VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Small-Mid Cap Growth VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Small Cap Equity Insights Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Discovery Mid Cap Growth Fund</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Global Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Global Real Estate Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Main Street Small Cap Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Small Cap Equity Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Global Sustainable Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Janus Henderson Global Technology and Innovation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Overseas Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Growth Opportunities Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">LVIP American Century Ultra<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">LVIP American Century International Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">LVIP Avantis Large Cap Value Fund (formerly, LVIP American Century Disciplined Core Value Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Mid Cap Growth Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT New Discovery Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Utilities Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II Research International Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT III Blended Research<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Small Cap Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT III Global Real Estate Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT III Mid Cap Value Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Morgan Stanley VIF Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT International Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Templeton Emerging Markets VIP Fund (formerly, Templeton Developing Markets VIP Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> All-Cap Opportunities Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Health Sciences Portfolio</div><div style="clear:both;font-size:0pt;">​</div><div style="width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">The Benefit Allocation Model Portfolios.</span>   The Model Portfolios (the “Benefit Allocation Model Portfolios”), may or may not satisfy our Allocation Guidelines and Restrictions, but some are still approved for use with the SecurePay Riders. See “Asset Allocation Model Portfolios.”</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">In general, the investment strategies employed by the Benefit Allocation Model Portfolios all include allocations that focus on conservative, high quality bond funds, that combine bond funds and blended stock funds, or that emphasize blended stock funds while including a significant weighting of bond funds. Each of these allocation models seeks to provide income and/or capital appreciation while avoiding excessive risk. If you are seeking a more aggressive growth strategy, the Benefit Allocation Model Portfolios are probably not appropriate for you.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Benefit Allocation Model Portfolios may include Funds that employ volatility management strategies. For more information on how Funds with volatility management strategies may affect your Contract Value, and how such Funds may benefit us, see “ALLOCATION GUIDELINES AND RESTRICTIONS FOR PROTECTED LIFETIME INCOME BENEFITS” above.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If you allocate your Purchase Payments and Contract Value in accordance with one of the eligible Benefit Allocation Model Portfolios, we will allocate your Purchase Payments and transfers out of the DCA Accounts, as the case may be, in accordance with the Benefit Allocation Model Portfolio you selected. Although you may allocate all or part of your Purchase Payments and Contract Value to a Benefit Allocation Model Portfolio, you may only select one Benefit Allocation Model Portfolio at a time. You may, however, change your Benefit Allocation Model Portfolio selection provided the new portfolio is one specifically permitted for use with the SecurePay Protector rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Other asset allocation model portfolios composed of underlying Sub-Accounts made available from time to time as Investment Options under your Contract may also satisfy our Allocation Guidelines and Restrictions. For more information on the Allocation Guidelines and Restrictions applicable to Portfolio Company Models, contact your financial adviser.</div><div style="width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Permissible Single Investment Options.</span>   You may also satisfy the Allocation Guidelines and Restrictions by allocating 100% of your Purchase Payments and Contract Value to one of the following permissible single investment options:</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.92pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.92pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">Protective Life Dynamic Allocation Series — Conservative Portfolio</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.92pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">Protective Life Dynamic Allocation Series — Moderate Portfolio</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">If more than one single investment option is available, you must allocate your Purchase Payments and Contract Value to only one of these options.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">The Rider Withdrawal Phase</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">The rider withdrawal phase of your Contract begins on your Benefit Election Date. During the rider withdrawal phase, your Allocation Guidelines and Restrictions are more limited. The table below outlines your options during the rider withdrawal phase. For more information regarding these options, see “Benefit Allocation Model Portfolios” and “Permissible Single Investment Options” described above. </div><table style="width:523pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:9.6pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 1.967pt 0pt; width:122.75pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Allocation by <br/>Investment Category (“AIC”)</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Benefit Allocation <br/>Model Portfolios</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Permissible Single <br/>Investment Options</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;white-space:nowrap;">Rider Withdrawal Phase</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Categories 1-3 are available at designated percentages as described above, Category 4 is not allowed</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, and Balanced toward Growth</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Protective Life Dynamic Allocation Series -Conservative</td> <td style="padding:0pt; width:4pt;">​</td> </tr> </table><div style="margin-top:11.92pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Additional Information Regarding Allocation Guidelines and Restrictions</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Changes to the Allocation Guidelines and Restrictions.</span>   For purposes of the Allocation by Investment Category guidelines, we determine in our sole discretion whether a Sub-Account is classified as Category 1, Category 2, Category 3, or Category 4. We will provide you with at least five business days prior written notice of any changes in classification of Investment Options. We may change the list of Sub-Accounts in a group, change the number of groups, change the minimum or maximum percentages of Contract Value allowed in a group, or change the Investment Options that are or are not available to you, at any time, in our sole discretion. We may make such modifications at any time when we believe the modifications are necessary to protect our ability to provide the guarantees under the SecurePay Protector rider.</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">With respect to the Benefit Allocation Model Portfolios, we determine in our sole discretion whether a Benefit Allocation Model Portfolio will continue to be available with the SecurePay Protector rider. We may offer additional Benefit Allocation Model Portfolios or discontinue existing Benefit Allocation Model Portfolios at any time in our sole discretion. We may make such modifications at any time when we believe the modifications are necessary to protect our ability to provide the guarantees under the SecurePay Protector rider. We will provide you with written notice at least five business days before any changes to the Benefit Allocation Model Portfolios take effect.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We may add to, or remove from, the list of single investment options available to satisfy the Allocation Guidelines and Restrictions in our sole discretion at any time.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If you receive notice of a change to the Allocation Guidelines and Restrictions (including changes to your Benefit Allocation Model Portfolio), you are not required to take any action. We will continue to apply Purchase Payments you submit without allocation instructions, and process automatic DCA and portfolio rebalancing transfers, according to your Contract allocation established before the Allocation Guidelines and Restrictions changed. We will only apply the new Allocation Guidelines and Restrictions to additional Purchase Payments submitted with new allocation instructions or to future transfers of Contract Value (not including DCA transfers or transfers made to reallocate your Contract Value under the portfolio rebalancing program) because allocation instructions that accompany a Purchase Payment and instructions to transfer Contract Value change your current Contract allocation. This means you will not be able to make additional Purchase Payments submitted with new allocation instructions or transfers of Contract Value until your current allocation instructions meet the Allocation Guidelines and Restrictions in effect at that time (although you will still be required to participate in the portfolio rebalancing program).</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Portfolio Rebalancing.</span>   You must elect portfolio rebalancing if you select the SecurePay Protector rider. Under this program, we will “re-balance” your Variable Account value based on your allocation instructions in effect at the time of the rebalancing. You may specify rebalancing on a quarterly, semi-annual, or annual basis. If you do not specify the period, we will rebalance your Variable Account value semi-annually based on the Rider Issue Date. We will also rebalance your Variable Account value each time your Contract allocation is changed, for example, when we receive a </div><div style="width:523pt; line-height:12.5pt;">request to transfer Contract Value (not including DCA or portfolio rebalancing transfers) or when we receive a subsequent Purchase Payment that is accompanied by new allocation instructions. (See “Portfolio Rebalancing.”)</div><div style="margin-top:4pt; width:523pt; line-height:12.5pt;">Confirmation of the rebalancing will appear on your quarterly statement and you will not receive an individual confirmation after each reallocation. We reserve the right to change the rebalancing frequency, at any time if, in our sole discretion, such change is necessary or appropriate to mitigate the risks and costs Protective Life assumes in offering the riders. We will not make changes more than once per calendar year. You will be notified at least 30 days prior to the date of any change in frequency.</div><div style="margin-top:6pt; width:523pt; line-height:12.5pt;font-weight:bold;">If you terminate the rebalancing of your Variable Account value, we will consider this to be a Prohibited Allocation Instruction and we will terminate your SecurePay Protector rider (see below).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12.5pt;font-weight:bold;">Note: Changes to the Allocation Guidelines and Restrictions, to the frequency of portfolio rebalancing or to the composition of the Model Portfolios, when and if applied to your Contract Value allocations, may negatively affect the overall performance of the Investment Options in the affected Sub-Accounts.</div><div style="margin-top:16pt; width:523pt; line-height:12.5pt;"> <span style="font-style:italic;font-weight:bold;">Prohibited Allocation Instructions.</span>   If you instruct us to allocate Purchase Payments or Contract Value, or to take withdrawals, in a manner that is not consistent with our Allocation Guidelines and Restrictions (a “Prohibited Allocation instruction”), we will terminate your SecurePay Protector rider, but only after receiving confirmation from you of your intention for us to process the Prohibited Allocation instruction and thereby terminate the SecurePay Protector rider. For example, if you are following the Allocation by Investment Category guidelines and you provide new instructions allocating 30% of your Contract Value to the Fidelity VIP Contrafund Sub-Account, we will consider this to be a Prohibited Allocation Instruction because the maximum allocation you may make to the Sub-Accounts in Category 3 is 25% of your Contract Value.</div><div style="margin-top:4pt; width:523pt; line-height:12pt;">For purposes of allocating your Purchase Payments and Contract Value, a Prohibited Allocation Instruction includes:</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div><div style=" margin-top:9pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">allocating a Purchase Payment so that the allocation of your Contract Value following the Purchase Payment is inconsistent with the Allocation Guidelines and Restrictions;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">directing a dollar cost averaging transfer so that the allocation of your Contract Value following the transfer is inconsistent with the Allocation Guidelines and Restrictions;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">c.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">transferring any Contract Value so that the allocation of your Contract Value following the transfer is inconsistent with the Allocation Guidelines and Restrictions;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">d.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">deducting the proceeds of a withdrawal from an Investment Option so that the allocation of your Contract Value following the withdrawal is inconsistent with the Allocation Guidelines and Restrictions; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">e.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">terminating the rebalancing of your Contract Value.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:9.5pt; width:523pt; line-height:12.5pt;">If we terminate your SecurePay Protector rider due to a Prohibited Allocation instruction, you may reinstate the rider subject to certain conditions. See “Reinstating Your SecurePay Rider Within 30 Days of Termination.” </div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">THE SECUREPAY RIDERS</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In general, the SecurePay riders guarantee the right to make withdrawals (“SecurePay Withdrawals”) based upon the value of a protected lifetime income benefit base (“Benefit Base”) if your Contract Value has declined due to poor market performance, provided you comply with the terms and conditions of the rider. Withdrawals from your Contract before the Benefit Election Date, and Excess Withdrawals on or after the Benefit Election Date, reduce the Benefit Base. (For more information regarding the effect of withdrawals and Excess Withdrawals on the Benefit Base, see “Calculating the Benefit Base Before the Benefit Election Date” and “Calculating the Benefit Base On or After the Benefit Election Date.”) In order to maintain your SecurePay Protector rider, you must allocate Purchase Payments and Contract Value in accordance with specific Allocation Guidelines and Restrictions that are designed to limit our risk under the rider. Both of the SecurePay riders provide for increases in your Benefit Base on your Contract Anniversary if your Contract Value has increased. SecurePay Protector also provides for potential increases in your Benefit Base of up to a certain percentage each Contract Anniversary during a specified period, even if your Contract Value has not increased. Current rates may be found in the Rate Sheet Prospectus Supplement and historical rates may be found in the appendix titled Superceded Rate Sheet Prospectus Information.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Under the SecurePay riders, the Owner or Owner(s) may designate certain persons as “Covered Persons” under the Contract. See “Selecting Your Coverage Option.” These Covered Persons will be eligible to make SecurePay Withdrawals each Contract Year up to a specified amount — the Annual Withdrawal Amount (“AWA”) — during the life of the Covered Person(s). The SecurePay riders also provide a Reserve Amount feature. The Reserve Amount is equal to the sum of the portions of previous Contract Year’s AWA not withdrawn in a Contract Year and permitted to accumulate up to the maximum Reserve Amount. For the maximum Reserve Amount, see your Rate Sheet Prospectus Supplement. Annual aggregate withdrawals that exceed the AWA and the Reserve Amount, if any, will result in a reduction of rider benefits (and may even significantly reduce or eliminate such benefits) because we will reduce the Benefit Base and corresponding AWA. SecurePay Withdrawals are guaranteed, even if the Contract Value falls to zero after the Benefit Election Date (which is the earliest date you may begin taking SecurePay Withdrawals), if you satisfy the SecurePay rider requirements.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">You may purchase the SecurePay riders when you purchase your Contract, or later, under the RightTime option, provided you satisfy the rider’s age requirements. See “Purchasing the Optional SecurePay Rider.”</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">SecurePay does not guarantee Contract Value or the performance of any Investment Option.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Considerations</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">If you purchase the SecurePay Protector rider, your options for allocating Purchase Payments and Contract Value are restricted. See “Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits”. The Allocation Guidelines and Restrictions do not apply to the SecurePay Investor rider.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">You may not make any additional Purchase Payments (i) two years or more after the date the rider is issued (the “Rider Issue Date”), or (ii) on or after the Benefit Election Date, whichever comes first. Such restrictions on Purchase Payments after the Benefit Election Date or two years following the Rider Issue Date may limit the ability to increase the Benefit Base, and therefore the AWA, through higher Contract Values on Contract Anniversaries, as well as limit the ability for increase in Contract Value and death benefit values (particularly the Return of Purchase Payments Death Benefit). In most cases, if the Company receives a Purchase Payment two years or more after the Rider Issue Date or on or after the Benefit Election Date, the Company will return it to the address on file. If the amount of the Purchase Payment would be sufficient to purchase another variable annuity contract we offer, however, you will be given the option of purchasing a new contract.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">Any change in a Covered Person following the Benefit Election Date (the “Benefit Period”), other than a spousal continuation under a Joint Life Coverage option, will cause the rider to terminate without any refund of SecurePay Fees. A change in a Covered Person includes changing and/or adding Owners, Beneficiaries, and Annuitants under your Contract.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">On the Benefit Election Date, we will cancel any existing automatic withdrawal plan that you have established.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:8.05pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.05pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">The SecurePay riders may not be available in all states, and we may otherwise limit its availability.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:12pt;">The ways to purchase the SecurePay riders, conditions for continuation of the benefit, process for beginning SecurePay Withdrawals, and the manner in which your AWA is calculated are discussed below.</div><div style="width:523pt; line-height:12pt;">You should not purchase a SecurePay rider if:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">you expect to take annual withdrawals on or after the Benefit Election Date in excess of the AWA and the Reserve Amount (“Excess Withdrawals”) because such Excess Withdrawals may significantly reduce or eliminate the value of the benefit. See “Calculating the Benefit Base On or After the Benefit Election Date, <span style="font-style:italic;">Excess Withdrawals</span>”; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">you are primarily interested in maximizing the Contract’s potential for long-term accumulation rather than building a Benefit Base that will provide guaranteed withdrawals; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">you do not expect to take SecurePay Withdrawals (especially before the age of 95).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Appendix: Example of SecurePay Rider demonstrates the operation of the SecurePay riders using hypothetical examples. You should review Appendix: Example of SecurePay Rider and consult your sales representative to discuss whether a SecurePay rider suits your needs.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Purchasing the Optional SecurePay Riders</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">You may purchase one of the SecurePay riders when you purchase your Contract, or later, under the RightTime option, provided you satisfy the rider’s age requirements. The Owner (or older Owner) or Annuitant must be age 85 or younger and the youngest Owner and Annuitant must be age 55 or older on the Rider Issue Date. Where the Owner is a corporation, partnership, company, trust, or other “non-natural person,” eligibility is determined by the age of the Annuitant. Once you purchase one of the SecurePay riders, you may not purchase the other rider, even if the rider you purchased is later terminated. These riders are not available for purchase with Inherited IRA Contracts, see <span style="font-weight:bold;">QUALIFIED RETIREMENT PLANS</span> for additional information.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Considerations:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You will begin paying the SecurePay Fee as of the Rider Issue Date, even if you do not begin taking SecurePay Withdrawals for many years.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">You may not cancel the SecurePay rider during the ten years following the Rider Issue Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">We do not refund any SecurePay Fees if a rider terminates for any reason or if you choose not to take SecurePay Withdrawals after the Benefit Election Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You must comply with our Allocation Guidelines and Restrictions after the Rider Issue Date (see “Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits”) under the SecurePay Protector rider. You may not allocate Purchase Payments or Contract Value to the Fixed Account under either of the SecurePay riders.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Prior to the Benefit Election Date, you may take withdrawals according to the terms of your Contract but withdrawals will proportionally reduce the Benefit Base, and ultimately the value of the SecurePay Withdrawals available to you.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You (or your investment professional submitted online) must submit a SecurePay Benefit Election Form to establish the Benefit Election Date and begin taking SecurePay Withdrawals. Withdrawals taken before the Benefit Election Date <span style="font-style:italic;">are not</span> SecurePay Withdrawals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">Allocation Guidelines and Restrictions</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">In order to maintain your SecurePay Protector rider, you must allocate your Purchase Payments and Contract Value in accordance with the Allocation Guidelines and Restrictions that we have established. The Allocation Guidelines and Restrictions are designed to limit our risk under the SecurePay Protector rider. Please see “Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits.” You may not allocate Purchase Payments or Contract Value to the Fixed Account under either of the SecurePay riders. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Designating the Covered Person(s)</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Covered Person is the person upon whose life the SecurePay rider benefit is based. You may designate one Covered Person (Single Life Coverage) or two Covered Persons (Joint Life Coverage).</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">If Single Life Coverage is elected, then the Owner will be the Covered Person (if there are two Owners, then the older Owner will be the Covered Person).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Joint Life Coverage may be elected if there are two Owners under the Contract who are spouses or if there is one Owner and his or her spouse is the sole Primary Beneficiary under the Contract. If Joint Life Coverage is elected, then the Owner and the Owner’s spouse will be the Covered Persons.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" line-height:11.5pt; text-align:left; margin-left:30pt;">Where the Owner is a corporation, partnership, company, trust, or other “non-natural person,” the Annuitant (under Single Life Coverage) or Annuitant and Annuitant’s spouse who is the sole primary beneficiary (under Joint Life Coverage) will be the Covered Person(s).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.72pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.72pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">The Covered Person (or, if Joint Life Coverage is selected, one of the two Covered Persons) must be designated as the Annuitant under the Contract as of the Benefit Election Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: A change of Covered Persons after the Benefit Election Date will cause your SecurePay rider to terminate and any scheduled SecurePay Withdrawals to cease. If you remove a Covered Person (which may occur, for example, if you remove a spouse Beneficiary or add additional Primary Beneficiaries or change the Owner or Annuitant), or if you add a Covered Person (which may occur, for example, if you add a spouse as a sole Primary Beneficiary), then this would constitute a change of Covered Persons. If we terminate your rider due to a change in Covered Person, you may reinstate the rider subject to certain conditions. See “Reinstating Your SecurePay Rider Within 30 Days of Termination.” In addition, whether a spouse continues the Contract could affect the rights and benefits under the SecurePay rider and could have tax consequences. (See “Spousal Continuation” and “Tax Consequences — Treatment of Civil Unions, Domestic Partners, and Divorce.”)</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Selecting Your Coverage Option.</span>   If both Owners of the Contract are spouses, or if there is one Owner and a spouse who is the sole Primary Beneficiary, you must indicate on the SecurePay Benefit Election Form whether there will be one or two Covered Persons. Please pay careful attention to this designation, as it will impact the Maximum Withdrawal Percentage and whether the SecurePay Withdrawals will continue for the life of the surviving spouse. The various coverage options are illustrated in the following table:</div><table style="width:523pt;min-height:397.5pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 2.5pt 0pt; width:166.34pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt; width:166.33pt;"> <div style="white-space:nowrap; text-align:center;">Single Life Coverage<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt; width:166.33pt;"> <div style="white-space:nowrap; text-align:center;">Joint Life Coverage<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:166.34pt;">Single Owner/Non-spouse Beneficiary </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:166.33pt;">Covered Person is the Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:166.33pt;white-space:nowrap;">Not applicable. </td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.34pt;white-space:nowrap;">Single Owner/Spouse Beneficiary </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Covered Person is the Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. Upon death of Covered Person following the Benefit Election Date, the surviving spouse may purchase a new SecurePay rider if he or she continues the Contract under the spousal continuation provisions and certain conditions are met. (See, “Continuation of the Contract by a Surviving Spouse.”) </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Both are Covered Persons. SecurePay rider expires upon death of last surviving Covered Person following the Benefit Election Date. </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:nowrap;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:166.34pt;">Joint Owner/Non-spouse 2<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">nd</span> Owner </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;white-space:normal;">Covered Person is older Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Not applicable. </td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.34pt;white-space:nowrap;">Joint Owner/ Spouse 2<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">nd</span> Owner </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Covered Person is older Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. Upon death of older Owner, the surviving spouse may purchase a new SecurePay rider if he or she continues the Contract under the spousal continuation provisions and certain conditions are met. (See, “Continuation of the Contract by a Surviving Spouse.”) </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Both are Covered Persons. SecurePay rider expires upon death of last surviving Covered Person following the Benefit Election Date.</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> </table><div style="margin-top:11.58pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Changing Beneficiaries — Single Owner with Joint Life Coverage.</span>   After selecting Joint Life Coverage, a single Owner may decide to remove a spouse Beneficiary or add additional Primary Beneficiaries. This would constitute a change of Covered Persons after the Benefit Election Date, and upon notification of the change, we will terminate </div><div style="width:523pt; line-height:11.5pt;">the SecurePay rider. If we terminate your rider due to a change in Covered Person, you may reinstate the rider subject to certain conditions. See “Reinstating Your SecurePay Rider Within 30 Days of Termination.” In addition, whether a spouse continues the Contract could affect the rights and benefits under the SecurePay rider and could have tax consequences. (See “Spousal Continuation” and “Tax Consequences — Treatment of Civil Unions, Domestic Partners, and Divorce.”) </div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">Beginning Your SecurePay Withdrawals</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">You (or your investment professional submitted online) must submit a completed SecurePay Benefit Election Form to our Administrative Office to establish the Benefit Election Date and begin taking SecurePay Withdrawals under the SecurePay Protector or SecurePay Investor rider.</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Even though your SecurePay rider is in effect as of the Rider Issue Date and we begin the SecurePay Fee deductions on that date, any withdrawals made before we receive your SecurePay Benefit Election Form will not qualify as SecurePay Withdrawals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You should carefully consider when to establish the Benefit Election Date and begin taking SecurePay Withdrawals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.88pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.88pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">For SecurePay Protector: </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">For riders issued on or after October 7, 2024:</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:50pt;">You must elect which withdrawal option you are selecting on the Benefit Election Form. There are several options available. The Standard Option provides for a fixed annual withdrawal percentage for the life of the rider. The Advance Options (with guarantee periods of 3, 5, 8, and 10 years) provide for a higher guaranteed annual withdrawal percentage, then after the guaranteed period ends, the annual withdrawal percentage is changed to a lower lifetime annual withdrawal percentage. The lower lifetime annual withdrawal percentages under the Advance Options are lower than the withdrawal rates under the Standard Option, for the corresponding age, on the Benefit Election Date. See the Rate Sheet Percentage Supplement for current withdrawal percentages for all options.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:50pt;">If an Advance Option is selected, the Reserve Amount is based on the lower lifetime withdrawal percentage and corresponding Annual Withdrawal Amount.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">For riders issued before October 7, 2024:</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:10pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:50pt;">A fixed annual withdrawal percentage is offered for the life of the rider.</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">All Contract withdrawals taken on or after the Benefit Election Date are considered either SecurePay Withdrawals or Excess Withdrawals and are subject to the Annual Withdrawal Amount and the Reserve Amount, if any.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You may not make additional Purchase Payments two years or more after the Rider Issue Date, or on or after the Benefit Election Date, whichever comes first. In most cases, if the Company receives a Purchase Payment on or after the Benefit Election Date, the Company will return it to the address on file. If the amount of the Purchase Payment would be sufficient to purchase another variable annuity contract we offer, however, you will be given the option of purchasing a new contract.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">We do not calculate the “roll-up” feature of the SecurePay Protector rider — the SecurePay Roll-up Value — on or after the Benefit Election Date. See “Calculating the Benefit Base Before the Benefit Election Date” and “Calculating the Benefit Base On or After the Benefit Election Date.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You may limit the value of the benefit if you begin taking SecurePay Withdrawals too soon. For example, SecurePay Withdrawals reduce your Contract Value (but not the Benefit Base) and may limit the potential for increasing the Benefit Base through higher Contract Values on Contract Anniversaries. Also, if your Benefit Election Date is within the two years of the Rider Issue Date, you will shorten the period of time during which you could increase your Benefit Base because you may not make additional Purchase Payments on or after the Benefit Election Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">There may be limitations on the minimum age you may begin taking SecurePay Withdrawals. Please refer to the Rate Sheet Prospectus Supplement for details. </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Conversely, if you delay establishing the Benefit Election Date, you may shorten the Benefit Period due to life expectancy, thereby limiting the time during which you may take SecurePay Withdrawals, so you may be paying for a benefit you are not using.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="width:523pt; line-height:11.5pt;">Please consult your investment professional regarding the appropriate time for you to establish the Benefit Election Date and begin taking SecurePay Withdrawals.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Considerations</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.77pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">All</span> withdrawals, including SecurePay Withdrawals, reduce your Contract Value and death benefit. Surrender charges and federal and state income taxes may apply, as well as a 10% federal additional tax if a withdrawal occurs before the Owner reaches age 59½. See “CHARGES AND DEDUCTIONS, Surrender Charge” and “TAXATION OF ANNUITIES IN GENERAL, Taxation of Withdrawals and Surrenders.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">All</span> withdrawals, including SecurePay Withdrawals, count towards the free withdrawal amount under the Contract. However, we do not assess the surrender charge on SecurePay Withdrawals, even when surrender charges would apply if the withdrawal was not a SecurePay Withdrawal. We do impose a surrender charge on Excess Withdrawals and Excess Withdrawals are subject to the minimum Contract Value limitation. See “CHARGES AND DEDUCTIONS, Surrender Charge,” and “Surrenders and Withdrawals, Withdrawals.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:30pt; margin-top:8pt; width:493pt; line-height:11.5pt;font-weight:bold;">The SecurePay rider is designed for you to take SecurePay Withdrawals each Contract Year. SecurePay Withdrawals are aggregate withdrawals during any Contract Year on or after the Benefit Election Date that do not exceed the Annual Withdrawal Amount and the Reserve Amount, if any. Aggregate withdrawals during any Contract Year on or after the Benefit Election Date that exceed the Annual Withdrawal Amount and the Reserve Amount are “Excess Withdrawals.” You should not purchase the SecurePay rider if you intend to take Excess Withdrawals.</div><div style=" float:left; margin-left:40pt; line-height:11.5pt; margin-top:7.77pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;font-weight:bold;"> <span style="font-weight:normal;">•</span> <br/> </div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:50pt;font-weight:bold;">Excess Withdrawals could reduce your Benefit Base by substantially more than the actual amount of the withdrawal (described below).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:50pt;"> <span style="font-weight:bold;">Excess Withdrawals may result in a significantly lower AWA in the future.</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.78pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:50pt;"> <span style="font-weight:bold;">Excess Withdrawals may significantly reduce or eliminate the value of the SecurePay benefit.</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">If you would like to make an Excess Withdrawal and are uncertain how an Excess Withdrawal will reduce your future guaranteed withdrawal amounts, then you may contact us prior to requesting the withdrawal to obtain a personalized, transaction-specific calculation showing the effect of the Excess Withdrawal.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Rate Sheet Prospectus Supplement Information</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Rate Sheet Prospectus Supplement contains the Maximum Withdrawal Percentage(s), the maximum Reserve Amount, the current fees for the available Optional Death Benefits, and the current fee for the SecurePay Protector rider or the SecurePay Investor rider applicable to Contracts applied for while that Rate Sheet Prospectus Supplement remains in effect (the “Effective Period”). The Effective Period is described in each Rate Sheet Prospectus Supplement. See “Maximum Withdrawal Percentage”. The Rate Sheet Prospectus Supplement also updates the Ongoing Fees and Expenses (annual charges) for the Contract provided in the “IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT” section of the Prospectus and Initial Summary Prospectus, respectively, taking into account the current fees for the optional benefits disclosed in the Rate Sheet Prospectus Supplement.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">In order for us to use the percentages, maximum Reserve Amount and fees in any particular Rate Sheet Prospectus Supplement, your necessary application information must be signed during it’s Effective Period. We must receive your necessary application information and payment of at least the minimum initial Purchase Payment ($5,000) within ten calendar days of the end of the Effective Period. If you plan to pay the initial Purchase Payment by exchanging another annuity contract that you own, we must receive your necessary application information within ten calendar days of the end of the Effective Period and the exchanged amount within 90 calendar days of the end of the Effective Period. If those conditions (the “Rate Sheet Eligibility Conditions”) are met, or if the then current Rate Sheet Prospectus Supplement percentages, maximum Reserve Amount and fees are identical to those <span style="font-weight:bold;">set forth in the Rate Sheet Prospectus Supplement</span> attached to your prospectus, we will follow our established procedures for issuing the Contract. See “Issuance of a Contract.”</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If any of these conditions are not met, we will consider your application not to be in Good Order. In that case, we will inform your financial adviser and request instructions as whether to apply the initial Purchase Payment and issue the Contract with the percentages, maximum Reserve Amount and fees in effect under the current Rate Sheet Prospectus Supplement or cancel the application and return your Purchase Payment. If your financial adviser instructs us to issue the Contract, we will provide you with the Rate Sheet Prospectus Supplement that applies to your Contract and an amendment to your application upon delivery of the Contract. If we are unable to contact your financial adviser within five business days after we determine the application is not in Good Order, we will return your Purchase Payment. You, or your financial adviser may also instruct us to issue the Contract without the SecurePay Protector rider or the </div><div style="width:523pt; line-height:11.5pt;">SecurePay Investor rider. Once we receive both the necessary application information and at least the minimum initial Purchase Payment, we will follow our established procedures for issuing the Contract.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If any of the Rate Sheet Eligibility Conditions are not met because of reasons reasonably beyond your control, Protective Life may, in its sole discretion, modify, terminate, suspend or waive the Rate Sheet Eligibility Conditions on such terms and conditions as it deems advisable (each a “Rate Sheet Eligibility Condition Change”). Any such Rate Sheet Eligibility Condition Change shall be effected by the Company on a basis that is not unfairly discriminatory.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Since the Optional Death Benefits can only be purchased at Contract Issue, the fee for a particular Optional Death Benefit will be disclosed in the Rate Sheet Prospectus Supplement in effect when you signed your Contract. If you purchase a SecurePay rider under the RightTime option, the Rate Sheet Prospectus Supplement containing the applicable SecurePay rider fee, Maximum Withdrawal Percentage(s), maximum Reserve Amount, and roll-up percentage will be the Rate Sheet Prospectus Supplement with an Effective Period that includes your Rider Issue Date. You should not purchase the SecurePay Protector rider or the SecurePay Investor rider without first obtaining the applicable Rate Sheet Prospectus Supplement. Please contact us at <span style="white-space:nowrap;">1-800-456-6330</span> to obtain the current Rate Sheet Prospectus Supplement. The current Rate Sheet Prospectus Supplement is also available online at https://​protective.onlineprospectus.net/protective/ProtectiveAspirations/index.html and www.sec.gov under File Number 333-261426. No new Rate Sheet Prospectus Supplement that supersedes a prior Rate Sheet Prospectus Supplement will become effective unless written notice of effectiveness of the new Rate Sheet Prospectus Supplement is given at least 10 business days in advance. The relevant information from all superseded Rate Sheet Prospectus Supplements can be found in Appendix: Example of SecurePay Rider to the Prospectus. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Determining the Amount of Your SecurePay Withdrawals</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">Any SecurePay Withdrawal will first come from any Reserve Amount that has been accumulated. After any Reserve Amount has been depleted, or if no Reserve Amount exists, the AWA is the maximum amount of SecurePay Withdrawals permitted each Contract Year. We determine your initial AWA as of the end of the Valuation Period during which we receive your completed SecurePay Benefit Election form at our Administrative Office in “good order” by multiplying your Benefit Base on that date by the “Maximum Withdrawal Percentage” applicable to your Contract and determined according to the Rate Sheet Prospectus Supplement effective when you purchase the SecurePay Protector or the SecurePay Investor rider. The Benefit Election form will be deemed in “good order” if it is fully and accurately completed and signed by the Owner(s) and received by us at our Administrative Office. Alternatively, your investment professional may complete the Benefit Election form online, submit electronically, and will be in good order if it is fully and accurately completed. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Maximum Withdrawal Percentage</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The current Maximum Withdrawal Percentage is set forth in the Rate Sheet Prospectus Supplement attached to your prospectus. See “Rate Sheet Prospectus Supplement Information.”</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Under certain circumstances, we may increase your AWA. See “SecurePay NH: Increased AWA Because of Confinement in Nursing Home,” and “Required Minimum Distributions.” In no event will the AWA increase once the Contract Value is reduced to zero and an Annuity Date is established. (See “Reduction of Contract Value to Zero.”)</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Calculating the Benefit Base Before the Benefit Election Date</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Benefit Base is used to calculate the AWA and determine the SecurePay Fee. As the Benefit Base increases, both the AWA and the amount of the SecurePay Fee increase. </div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: The Benefit Base is <span style="font-style:italic;">only</span> used to calculate the AWA and the SecurePay Fee; it is not a cash value, surrender value, or death benefit, it is not available to Owners, it is not a minimum return for any Sub-Account, and it is not a guarantee of any Contract Value.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Under the SecurePay rider, your initial Benefit Base is equal to your initial Purchase Payment.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-weight:bold;"> <span style="font-weight:normal;">Thereafter, we increase the Benefit Base dollar-for-dollar for each Purchase Payment made within 2 years of the Rider Issue Date. </span>We reduce the Benefit Base for each withdrawal from the Contract prior to the Benefit Period in the same proportion that each withdrawal reduces the Contract Value as of the date we process the withdrawal request.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">Example: Assume your Benefit Base is $100,000, but because of poor Sub-Account performance your Contract Value has fallen to $90,000. If you make a $9,000 withdrawal, thereby reducing your Contract Value by 10% to $81,000, we would reduce your Benefit Base also by 10%, or $10,000, to $90,000.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">On each Contract Anniversary following the Rider Issue Date, we also will increase the Benefit Base to equal the “SecurePay Anniversary Value” if that value is higher than the Benefit Base. On each Contract Anniversary, the </div><div style="width:523pt; line-height:11.5pt;">“SecurePay Anniversary Value” is equal to your Contract Value on that Contract Anniversary. If we receive a withdrawal request on a Contract Anniversary, we will deduct the withdrawal from Contract Value before calculating the SecurePay Anniversary Value.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">The SecurePay Protector “Roll-up”.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;">The SecurePay “Roll-up” feature is not available on the SecurePay Investor rider.<span style="font-style:normal;"> </span></div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The SecurePay Protector rider is also designed to provide for potential increases in your Benefit Base (the “roll-up percentage”) each Contract Anniversary during a specified period (“Roll-up Period”), even if your Contract Value has not increased. The roll-up percentage applicable to your Contract is identified in the Rate Sheet Prospectus Supplement in effect when you purchase your Contract.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-weight:bold;">For SecurePay Protector riders issued before October 7, 2024, your Contract Value must be at least 50% (<span style="font-style:italic;">i.e.</span>, half) of your Benefit Base to be eligible for an increase in Benefit Base equal to the “roll-up” amount (described below) on any Contract Anniversary during the Roll-up Period. For SecurePay Protector riders issued on or after October 7, 2024, this limitation does not apply.<span style="font-weight:normal;"> </span></div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">This means that when calculating the Benefit Base before the Benefit Election Date, we will recalculate your Benefit Base on each Contract Anniversary during the Roll-up Period to equal the greatest of:</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8.4pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div><div style=" margin-top:8.4pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the Benefit Base on that Contract Anniversary;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Anniversary Value on that Contract Anniversary; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Roll-up Value, which is equal to:</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:60pt;">the most recently calculated Benefit Base prior to that Contract Anniversary; <span style="font-style:italic;">plus</span></div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:60pt;">the “roll-up” amount, which is equal to: </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:60pt; margin-top:8pt; width:463pt; line-height:11.5pt;font-style:italic;">For SecurePay Protector riders issued on or after October 7, 2024:</div><div style=" float:left; margin-left:60pt; line-height:11pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">i.<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:80pt;">the roll-up amount is equal to a percentage of the Benefit Base on the previous Contract Anniversary, reduced proportionately for withdrawals made since that anniversary. This means that we will reduce the “roll-up” amount for each withdrawal made since the previous Contract Anniversary in the same proportion that each withdrawal reduced the Contract Value as of the date we processed the withdrawal request.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:80pt; margin-top:8pt; width:443pt; line-height:11pt;">We will also include Purchase Payments made within the first 120 days following the Contract Issue Date when calculating the roll-up amount on the first Contract Anniversary. For example, using a hypothetical 5.0% Roll-up percentage, if your initial Purchase Payment on the Contract Issue Date is $50,000 and we receive an additional $100,000 Purchase Payment 90 days later, then assuming you do not take any withdrawals during the first Contract Year, the roll-up amount on the first Contract Anniversary will be $7,500 (($50,000 + $100,000) x 5.0%).</div><div style="margin-left:60pt; margin-top:8pt; width:463pt; line-height:11.5pt;font-style:italic;">For SecurePay Protector riders issued before October 7, 2024:</div><div style=" margin-top:7.91pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:80pt;">if your Contract Value on that Contract Anniversary is at least 50% (<span style="font-style:italic;">i.e.,</span> half) of the most recently calculated Benefit Base prior to that Contract Anniversary, then the roll-up amount is equal to a percentage of the Benefit Base on the previous Contract Anniversary, reduced proportionately for withdrawals made since that anniversary. This means that we will reduce the “roll-up” amount for each withdrawal made since the previous Contract Anniversary in the same proportion that each withdrawal reduced the Contract Value as of the date we processed the withdrawal request.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:80pt; margin-top:8pt; width:443pt; line-height:11pt;">We will also include Purchase Payments made within the first 120 days following the Contract Issue Date when calculating the roll-up amount on the first Contract Anniversary. For example, using a hypothetical 5.0% Roll-up percentage, if your initial Purchase Payment on the Contract Issue Date is $50,000 and we receive an additional $100,000 Purchase Payment 90 days later, then assuming you do not take any withdrawals during the first Contract Year, the roll-up amount on the first Contract Anniversary will be $7,500 (($50,000 + $100,000) x 5.0%).</div><div style=" float:left; margin-left:60pt; line-height:11pt; margin-top:7.91pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">ii.<br/></div><div style=" margin-top:7.91pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:80pt;">if your Contract Value on that Contract Anniversary is less than 50% (i.e., half) of the most recently calculated Benefit Base prior to that Contract Anniversary, then the roll-up amount is equal to $0.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:80pt; margin-top:8pt; width:443pt; line-height:11pt;">We will only recalculate your Benefit Base on each Contract Anniversary during the Roll-up Period if your Contract Value is at least 50% (i.e., half) of your Benefit Base as of that Contract Anniversary. </div><div style="margin-left:80pt; width:443pt; line-height:11pt;">For example, if on a Contract Anniversary your Contract Value is $65,000 and the most recently calculated Benefit Base prior to that anniversary is $150,000, you will not be eligible for an increase on that anniversary equal to the “roll-up” amount because your Contract Value ($65,000) is less than 50% of your Benefit Base ($150,000 x 0.5 = $75,000). </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-weight:bold;">Note: If the SecurePay Anniversary Value is consistently higher than the SecurePay Roll-up Value (because your Contract Value is generally increasing by more than the Roll-up percentage each Contract Year), the SecurePay Roll-up Value may never be used to increase your Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">When we calculate the SecurePay Roll-up Value on the first Contract Anniversary following the Rider Issue Date, we will apply the Roll-up percentage (if applicable) to the Benefit Base on the Rider Issue Date to determine the “roll-up” amount, and then reduce the “roll-up” amount proportionately for withdrawals made since the Rider Issue Date. We will then add the reduced “roll-up” amount to the most recently calculated Benefit Base prior to the first Contract Anniversary to determine the SecurePay Roll-up Value. </div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">Example: Assume on the Rider Issue Date your Benefit Base is $100,000. Three months later, assume your Contract Value is $103,000 and you take a withdrawal of  $10,300, reducing your current Contract Value to $92,700, which results in a decrease of 10% (($103,000 – $92,700)/$103,000). Because of the withdrawal, we will reduce your Benefit Base by 10% as well, to $90,000. Also assume that one month later your Contract Value increased from $92,700 to $94,000 due to favorable market performance and you do not make any additional Purchase Payments or withdrawals.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">Using a hypothetical 5.0% Roll-up percentage, on the first Contract Anniversary, we will determine the SecurePay Roll-up Value by adding the most recently calculated Benefit Base ($90,000) to 5.0% of the Benefit Base on the previous Contract Anniversary (the Rider Issue Date), increased by any Purchase Payments made within 120 days of the Contract Issue Date and reduced proportionately for withdrawals made since that anniversary. The Benefit Base on the Rider Issue Date was $100,000, and 5.0% of  $100,000 = $5,000. However, because a withdrawal was made during the year, we will reduce this “roll-up” amount in the same proportion that the withdrawal reduced the Contract Value, which was 10%. Because 10% of the “roll-up” amount is $500, the reduced “roll-up” amount is $4,500 ($5,000 – $500). We then calculate the SecurePay Roll-up Value by adding the “roll-up” amount of  $4,500 to $90,000 (the most recently calculated Benefit Base), and determine that the SecurePay Roll-up Value is $94,500.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">We will then recalculate your Benefit Base on the first Contract Anniversary to equal the greatest of:</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8.31pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div><div style=" margin-top:8.31pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the Benefit Base on that Contract Anniversary ($90,000);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.82pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Anniversary Value on that Contract Anniversary ($94,000); or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.82pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Roll-up Value ($94,500)</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">We will set your Benefit Base equal to $94,500 because the SecurePay Roll-up Value is greater than the Benefit Base on that Contract Anniversary and the SecurePay Anniversary Value on that Contract Anniversary.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: Withdrawals could reduce your SecurePay Roll-up Value by substantially more than the actual amount of the withdrawal. For example, assume your Benefit Base at the beginning of the Contract Year is $100,000. Assuming that you do not make any additional Purchase Payments or withdrawals and assuming your Contract Value remains at 50% or more of your Benefit Base (for SecurePay Protector riders issued before October 7, 2024), the SecurePay Roll-up Value on the next Contract Anniversary would be $105,000 ($100,000 + $5,000 (a 5.0% “roll-up” amount)).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Assume instead, however, that during the Contract Year you make a withdrawal of  $45,000 and your Contract Value at that time is $90,000 (i.e., the withdrawal is 50% of your Contract Value). Both the Benefit Base and the “roll-up” amount are also reduced by 50%, to $50,000 and $2,500, respectively. This would result in a SecurePay Roll-up Value of  $52,500 on the next Contract Anniversary ($50,000 + $2,500), rather than $105,000. Thus, the $45,000 withdrawal would reduce the SecurePay Roll-up Value by more than $45,000 — it would reduce it by $52,500 ($105,000 – $52,500).</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Roll-up Period begins on the Rider Issue Date and generally lasts for up to ten Contract Anniversaries where there has been an increase of the Benefit Base. The Roll-up Period will end on the next Valuation Date following the 10th Contract Anniversary on which we increase your Benefit Base to equal either the SecurePay Anniversary Value or the SecurePay Roll-up Value. This means that when determining the ten Contract Anniversaries that make up your Roll-up Period, we will not count Contract Anniversaries on which your Benefit Base does not increase.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">However, your Roll-up Period will end sooner — on either the Benefit Election Date or the date the SecurePay Protector rider terminates (see “Terminating the SecurePay Rider”) — if either of these dates occur while your Roll-up Period is in effect. If the Roll-up Period ends, the SecurePay Protector rider may not terminate. We will continue to assess the </div><div style="width:523pt; line-height:12pt;">SecurePay Fee for the SecurePay Protector rider until the SecurePay Protector rider terminates. Also, we will only include the SecurePay Roll-up Value when calculating your Benefit Base while the Roll-up Period is in effect.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">Note: This means that if the Roll-up Period ends because you have established the Benefit Election Date, we will still continue to assess the SecurePay Fee until termination of the SecurePay Protector rider. We also will assess the SecurePay Fee during times when the Roll-up Period has expired.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">Note: Once you establish your Benefit Election Date, we no longer calculate the SecurePay Roll-up Value. See “Calculating the Benefit Base On or After the Benefit Election Date.” Therefore, once you reach your Benefit Election Date you will no longer receive any additional value from the “Roll-up” feature of the SecurePay Protector rider. On the other hand, delaying the Benefit Election Date may limit the time during which you may take SecurePay Withdrawals, due to life expectancy. See “Beginning Your SecurePay Withdrawals”. You should carefully weigh the advantages of the SecurePay Roll-up Value with the disadvantages of delaying taking SecurePay Withdrawals.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Calculating the Benefit Base On or After the Benefit Election Date</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">We continue calculating the Benefit Base after the Benefit Election Date in the same manner as we did prior to the Benefit Election Date, <span style="font-style:italic;">except withdrawals are treated differently.</span> The effect of a withdrawal on the Benefit Base depends on whether the withdrawal is a SecurePay Withdrawal or an Excess Withdrawal. An Excess Withdrawal is any withdrawal after the Benefit Election Date which, when aggregated with all prior withdrawals during that Contract Year, exceeds the Contract Year’s Annual Withdrawal Amount and Reserve Amount.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">We will not calculate the SecurePay Roll-up Value on or after the Benefit Election Date.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">SecurePay Withdrawals</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">SecurePay Withdrawals do not reduce the Benefit Base. Therefore, if all your withdrawals during the Benefit Period are SecurePay Withdrawals, your Annual Withdrawal Amount under the Standard Option will never decrease and under an Advance Option, the Annual Withdrawal Amount will remain the same for the applicable guarantee period then change to a reduced withdrawal percentage and will never decrease, and you may continue to withdraw at least that amount under all Advance Options for the lifetime of the Covered Person (or the last surviving Covered Person, if you selected Joint Life Coverage).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If your Benefit Base increases on a Contract Anniversary because the SecurePay Anniversary Value exceeds the Benefit Base on that date, your Annual Withdrawal Amount and therefore SecurePay Withdrawals available to you in subsequent Contract Years will also increase.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Your Annual Withdrawal Amount is cumulative. If you choose to receive only a part of, or none of, your AWA in any given Contract Year, the remaining portion may carry forward to future Contract Years as your Reserve Amount. The AWA and maximum Reserve Amount are calculated annually on the Contract Anniversary. You may accumulate up to several times your AWA in your Reserve Amount. To determine the maximum Reserve Amount, see your Rate Sheet Prospectus Supplement. When you take SecurePay Withdrawals in the future, the withdrawals will be taken first from any available Reserve Amount and then from your AWA without reducing your Benefit Base. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Consideration</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.07pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.07pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">Once the maximum Reserve Amount is accumulated, you should understand that any additional portions of your AWA that you choose not to receive in a given Contract Year will not carry over to future Contract Years.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">If your Reserve Amount is greater than your Contract Value in a Valuation Period, your Reserve Amount will be limited to the Contract Value. Once the Contract Value is zero, the Reserve Amount will not be available to you. For more information on the SecurePay Withdrawal following the depletion of Contract Value, please see the “Reduction of Contract Value to Zero” section.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:12pt;">We do not impose a surrender charge on any SecurePay Withdrawals.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Excess Withdrawals</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">During the Benefit Period any portion of a withdrawal that, when aggregated with all prior withdrawals during that Contract Year, exceeds first the Reserve Amount, if any, and then the Annual Withdrawal Amount constitutes an Excess Withdrawal. Therefore, a withdrawal during the Benefit Period that causes the aggregate withdrawals for that Contract Year to exceed the Reserve Amount and the Annual Withdrawal Amount may include amounts that qualify as a SecurePay Withdrawal as well as amounts that are Excess Withdrawals.</div><div style="width:523pt; line-height:11.5pt;">An Excess Withdrawal will reduce the Benefit Base. The effect of the Excess Withdrawal on the Benefit Base depends, in part, on the relationship of the Benefit Base to the Contract Value at that time.</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">If, at the time of the Excess Withdrawal, your Contract Value minus the non-excess portion of the withdrawal (the portion of the withdrawal that qualifies as a SecurePay Withdrawal) is greater than the Benefit Base, we will reduce the Benefit Base by the amount of the Excess Withdrawal plus any applicable surrender charge.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">If, at the time of Excess Withdrawal, your Contract Value minus the non-excess portion of the withdrawal (the portion of the withdrawal that qualifies as a SecurePay Withdrawal) is less than or equal to the Benefit Base, we will reduce the Benefit Base in the same proportion that the Excess Withdrawal, plus any applicable surrender charge, bears to the Contract Value minus the SecurePay Withdrawal.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">For example, suppose your Benefit Base is $100,000, your Maximum Withdrawal Percentage is 5.0% (<span style="font-style:italic;">i.e.</span>, your AWA is $5,000), your Contract Value is $110,000, and Reserve Amount equals zero. No surrender charges apply to this calculation because the gross withdrawal amount is used. If you have already taken $3,000 of SecurePay Withdrawals in the Contract Year and then request another $3,000 withdrawal you will exceed your AWA by $1,000, and we will consider $2,000 of that withdrawal to be a SecurePay Withdrawal and $1,000 to be an Excess Withdrawal. In this case, rule (a) above applies because the Contract Value less the SecurePay Withdrawal ($110,000 – $2,000 = $108,000) is greater than your Benefit Base ($100,000). We will therefore reduce your Benefit Base by the Excess Withdrawal and your new Benefit Base will be $99,000 ($100,000 – $1,000).</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">However, if in the example above your Contract Value is $70,000 then rule (b) applies. In this case, we determine the reduction in your Benefit Base first by determining the proportion that the Excess Withdrawal bears to the Contract Value less SecurePay Withdrawal. We calculate this by dividing the $1,000 Excess Withdrawal by the Contract Value less the $2,000 SecurePay Withdrawal ($1,000 ÷ ($70,000 – $2,000) = 1.4706%). We will then apply this same percentage to reduce your Benefit Base. Thus your new Benefit Base will be equal to $98,529 ($100,000 – ($100,000 * 0.014706)).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">The examples above do not include the effect of any surrender charges that may be applicable.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We will recalculate the Annual Withdrawal Amount on the next Contract Anniversary by multiplying the Benefit Base on that date by the Maximum Withdrawal Percentage. We also will apply a surrender charge to the Excess Withdrawal, if a surrender charge would otherwise be applicable.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Reduction of Contract Value to Zero</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If the Contract Value is reduced to zero due to the deduction of fees or a SecurePay Withdrawal, the Contract will terminate, the Reserve Amount will terminate, and we will settle the benefit under your SecurePay rider as follows:</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">We will pay the remaining AWA not yet withdrawn in the current Contract Year, if any, in a lump sum;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">We will establish an Annuity Date that is the Contract Anniversary following the date of the transaction that reduced the Contract Value to zero; and</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">On the Annuity Date we will pay a monthly payment equal to the AWA divided by 12 until the death of the Owner, or if the rider covers two spouses, the death of the second spouse.If benefits are being paid under the SecurePay NH benefit on the Annuity Date, the amount of your annuity payments will be determined in accordance with the terms of the SecurePay NH endorsement. (See “Availability of SecurePay NH Benefit after Annuitization.”) Please note that we may accept different payment intervals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If you request a surrender and your Contract Value at the time of the request is less than your remaining Reserve Amount and AWA for that Contract Year, we will pay you a lump sum equal to such remaining Reserve Amount and AWA.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">If your Contract Value reduces to zero due to an Excess Withdrawal, we will terminate your Contract and the SecurePay rider. You will not be entitled to receive any further benefits under the SecurePay rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">As with any distribution from the Contract, there may be tax consequences. In this regard, we intend to treat any amounts that you receive before the Annuity Date is established as described above and that are in the form of SecurePay Withdrawals as withdrawals. We intend to treat any amounts that you receive after the Annuity Date is established as described above and that are a settlement of the benefit under your SecurePay rider as annuity payments for tax purposes. See “TAXATION OF ANNUITIES IN GENERAL, Taxation of Consequences of Protected Lifetime Income Benefits.” </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Benefit Available on Maximum Annuity Date (oldest Owner’s or Annuitant’s 95<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> birthday)</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">You must annuitize the Contract no later than the oldest Owner’s or Annuitant’s 95<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> birthday (“Maximum Annuity Date”). The SecurePay rider will terminate on the Annuity Date, whether or not you have begun your SecurePay Withdrawals.</div><div style="width:523pt; line-height:11.5pt;">If your SecurePay rider is in effect on the Maximum Annuity Date, in addition to the other Annuity Options available to you under your Contract, one of your Annuity Options will be to receive monthly annuity payments equal to the AWA divided by 12 for the life of the Covered Person (or the last surviving Covered Person if Joint Life Coverage was selected). If benefits are being paid under the SecurePay NH benefit on the Maximum Annuity Date, the amount of your annuity payments will be determined in accordance with the terms of the SecurePay NH endorsement. (See “Availability of SecurePay NH Benefit after Annuitization.”) If you do not select an Annuity Option, your monthly annuity payments will be the greater of  (i) the AWA divided by 12 or (ii) payments based upon the Contract Value for the life of the Annuitant with a 10-year Certain Period. We must receive written notification of your election of such annuity payments at least three days but no earlier than 90 days before the Maximum Annuity Date. For more information regarding Annuity Options, including Certain Period options, see “ANNUITY PAYMENTS, Annuity Options.”</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Consideration</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">On the Maximum Annuity Date, the SecurePay rider will terminate and any Reserve Amount you have accumulated will no longer be available. The Reserve Amount is not included in the AWA Annuity Option. You should be aware that if you choose not to use your Reserve Amount prior to the Maximum Annuity Date, you will not receive the benefit of your accumulated Reserve Amount.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">SecurePay Fee</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We deduct a fee for the SecurePay rider that compensates us for the costs and risks we assume in providing this benefit. This SecurePay Fee is a percentage of the Benefit Base. We deduct this fee from your Contract Value on the Valuation Date that occurs after each Valuation Period containing a Monthly Anniversary Date. The SecurePay Fee is deducted from the Sub-Accounts of the Variable Account only; it is not deducted from the assets in the DCA Account. The monthly fee is deducted from the Sub-Accounts in the same proportion that the value of each Sub-Account bears to the total Contract Value in the Variable Account on that date. Accordingly, you must have transferred some assets from your DCA Account to Sub-Accounts in accordance with our Allocation Guidelines and Restrictions before the fee is charged. The monthly fee is deducted from a Sub-Account in the same proportion that the Sub-Account value bears to the total Contract Value in the Variable Account on that date.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Information regarding the current fees for the SecurePay riders can be found in the Rate Sheet Prospectus Supplement that accompanies your Prospectus. See “Rate Sheet Prospectus Supplement Information.” We may increase the SecurePay Fee. However, we will not increase the SecurePay Fee for the SecurePay riders above a maximum 2.00% (2.20% under RightTime) of the Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We reserve the right to increase the SecurePay fee up to the maximum stated above if, in our sole discretion, the increase is necessary or appropriate to cover the costs Protective Life incurs to mitigate the risks associated with offering the rider. If we increase the SecurePay Fee, we will give you at least 30 days’ written notice prior to the increase which notice will identify the date the increase in the SecurePay Fee will take place and provide instructions on how to accept or decline the increase. You may elect not to pay the increase in your SecurePay Fee. If you elect not to pay the increased SecurePay Fee, your SecurePay rider will not terminate, but your Benefit Base will be capped at its then current value and you will give up the opportunity for any future increases in the Benefit Base if your Contract Value exceeds your Benefit Base on subsequent Contract Anniversaries. You will continue to be assessed your current SecurePay Fee. We also will no longer calculate the SecurePay Roll-up Value when determining your Benefit Base if you elect not to pay the increase in your SecurePay Fee. You will continue to be assessed your current SecurePay Fee, even though you will no longer be entitled to additional SecurePay Roll-up Values. See “SecurePay Riders.”</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Terminating the SecurePay Rider</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">The SecurePay rider will terminate upon the earliest of:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.81pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.81pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date you terminate your SecurePay rider (permitted after the rider has been in effect for at least ten years);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">the Valuation Date the Contract is surrendered or terminated;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">the Valuation Date your Contract Value reduces to zero due to an Excess Withdrawal;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date your Contract Value reduces to zero due to poor Sub-Account performance, the deduction of fees, and/or a SecurePay Withdrawal (subject to our obligation to make monthly payments to you, as set forth above under “Reduction of Contract Value to Zero”);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date on or after the Benefit Election Date we receive instructions from you that results in a change in Covered Person(s);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" line-height:11.5pt; text-align:left; margin-left:30pt;">for a SecurePay rider with one Covered Person, the date of the Covered Person’s death before the Annuity Date (even if the surviving spouse of the deceased Covered Person elects to continue the Contract);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.6pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">for a SecurePay rider with two Covered Persons, the date of death of the last surviving Covered Person before the Annuity Date;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.6pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Maximum Annuity Date (being the Owner’s choice of the options outlined under “Benefit Available on Maximum Annuity Date (Oldest Owner’s or Annuitant’s 95<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> Birthday)”); or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.6pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date we receive instructions that are not in compliance with our Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.61pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Deduction of the monthly fee for the SecurePay rider ceases upon termination. We will not refund the SecurePay fees you have paid if your SecurePay rider terminates for any reason. If your SecurePay rider terminates, you may not reinstate it or purchase a new rider except as described below under “Spousal Continuation” and “Reinstating Your SecurePay Rider Within 30 Days of Termination.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Spousal Continuation</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Upon the death of the Owner <span style="font-style:italic;">before</span> the Benefit Election Date, if the surviving spouse elects to continue the Contract and become the new Owner, the surviving spouse may also continue the SecurePay rider, provided the surviving spouse meets the rider’s issue age requirements as of the Rider Issue Date or as of any date prior to the date we receive the written request to continue the Contract. On the next Contract Anniversary, the Benefit Base will be the greater of  (1) the Contract Value (which will reflect the Death Benefit), or (2) the current Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If the SecurePay Benefit Election Form indicates Single Life Coverage and the SecurePay rider terminates due to the death of the Covered Person <span style="font-style:italic;">following</span> the Benefit Election Date, and if the surviving spouse elects to continue the Contract and become the new sole Owner, then the surviving spouse may purchase a new SecurePay rider before the Annuity Date if we are offering the rider at that time. If all the conditions to purchase a new SecurePay rider have been met, we will issue the rider upon our receipt of the surviving spouse’s written request. The new rider will be subject to the terms and conditions of the SecurePay rider in effect at the time it is issued. This means:</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.62pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.62pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">The initial Benefit Base will be equal to the Contract Value as of the new Rider Issue Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.61pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">We will impose the current SecurePay Fee under RightTime in effect on the new Rider Issue Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The surviving spouse may not purchase a new SecurePay rider if he or she does not meet the rider’s issue age requirements as of the Rider Issue Date or the date we receive the written request to continue the Contract. Only the surviving spouse is eligible to be a Covered Person under the new rider, and the rider will terminate upon the death of that Covered Person. Please note that the SecurePay riders may not be available in all states and that we may limit the availability of the SecurePay riders at any time.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If the SecurePay Benefit Election Form indicates Joint Life Coverage and a Covered Person dies <span style="font-style:italic;">following</span> the Benefit Election Date, and if the surviving spouse elects to continue the Contract and the SecurePay rider, the Annual Withdrawal Amount remains the same until the next Contract Anniversary. On the next Contract Anniversary, the Benefit Base will be the greater of the Contract Value (which will reflect the addition of the Death Benefit) or the current Benefit Base and we will recalculate the Annual Withdrawal Amount, if necessary, using the Maximum Withdrawal Percentage associated with Joint Life Coverage.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Reinstating Your SecurePay Rider Within 30 Days of Termination</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If your SecurePay rider terminated due to a Prohibited Allocation instruction (see “ALLOCATION GUIDELINES AND RESTRICTIONS FOR PROTECTED LIFETIME INCOME BENEFITS”) or due to a change in Covered Person after the Benefit Election Date (see “Designating the Covered Person(s)”), and you made no additional Purchase Payment after the termination, you may request that we reinstate the rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If termination occurred due to a Prohibited Allocation instruction, your written reinstatement request must correct the previous Prohibited Allocation instruction by either directing us to allocate your Contract Value in accordance with the rider’s Allocation Guidelines and Restrictions and/or resume portfolio rebalancing. If termination occurred due to a change in Covered Person after the Benefit Election Date, your written reinstatement request must correct the change in Covered Person by directing us to designate under the reinstated rider the original Covered Person(s) that had been selected on the Benefit Election Date. </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We must receive your written reinstatement request within 30 days of the date the rider terminated. The reinstated rider will have the same terms and conditions, including the same SecurePay Rider Issue Date, Benefit Base, Reserve Amount, AWA, SecurePay Fee and Maximum Withdrawal Percentage as it had prior to termination.</div><div style="width:523pt; line-height:12pt;font-weight:bold;">Tax Consequences</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Treatment of Civil Unions, Domestic Partners, and Divorce.</span>   If state law affords legal recognition to domestic partnerships or civil unions, the Rider will treat individuals who are in a bona fide civil union or domestic partnership as married and spouses for purposes of the Rider. However, as described above in “Death Benefit — Continuation of the Contract by a Surviving Spouse,” for federal tax law purposes such individuals are not treated as “spouses.” Likewise, if the Covered Persons are no longer married as of the date of death, such individuals are no longer treated as spouses for federal tax law purposes. As a result, if a beneficiary of a deceased owner and the owner were parties to a civil union or domestic partnership, or if the beneficiary and the deceased owner were no longer married as of the date of death, the beneficiary will be required by federal tax law to take distributions from the Contract in the manner applicable to non-spouse beneficiaries and will not be able to continue the Contract. In some circumstances, these required distributions could substantially reduce or eliminate the SecurePay rider benefit while the surviving Beneficiary is still alive.</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">In addition, the rider allows the surviving spouse of a deceased owner who continues the Contract and becomes the new owner to either continue the SecurePay rider or purchase a new rider (depending on the date of death and whether the rider provides single or joint life coverage). This right is only available to an individual who was the spouse of the deceased owner within the meaning of federal tax law because only such a spouse is eligible to continue the Contract under federal tax law.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">An individual who is a party to a civil union or a domestic partnership should not purchase the SecurePay rider before consulting legal and financial advisors and carefully evaluating whether the SecurePay rider is suitable for his or her needs.</div><div style="margin-top:11.6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Other Tax Matters.</span>   For a discussion of other tax consequences specific to your SecurePay rider, please see “TAXATION OF ANNUITIES IN GENERAL, Tax Consequences of Protected Lifetime Income Benefits” and “QUALIFIED RETIREMENT PLANS, Protected Lifetime Income Benefits.” </div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">SecurePay NH: Increased AWA Because of Confinement in Nursing Home</div><div style="margin-top:1.5pt; width:523pt; line-height:9.5pt;font-size:8pt;">If you are confined to a nursing home, you may be eligible for an increased Annual Withdrawal Amount (“AWA”) with our SecurePay NH (Nursing Home Enhancement) feature. This feature is included at no additional charge with the SecurePay Protector rider or SecurePay Investor rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">The SecurePay NH benefit may not be available in all states and may not be available with new contracts in the future. Please check with your financial advisor to determine availability.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">What is the SecurePay NH benefit?</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">If your rider was issued on or after October 7, 2024, (for sole Covered Person or both Covered Persons in a nursing home) we will double the AWA to which you are currently entitled for that year, not to exceed 15% of your Benefit Base; (if only one of two Covered Persons in a nursing home) we will multiply the AWA by 125% to which you are currently entitled for that year, not to exceed 15% of your Benefit Base. Not applicable to riders issued in California.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">If your rider was issued before October 7, 2024, (for sole Covered Person or both Covered Persons in a nursing home) we will double the AWA to which you are currently entitled for that year, not to exceed 10% of your Benefit Base. For all riders issued in California, regardless of rider issue date.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Nursing Home Benefit Period</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Nursing Home Benefit Period is the period of time during which the increased SecurePay withdrawal percentage is used to calculate the AWA. Any Contract Year or portion thereof during which the increased SecurePay withdrawal percentage is used to calculate the AWA will be a full Contract Year for the purpose of determining the Nursing Home Benefit Period.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Nursing Home Benefit Period will extend for a maximum of five (5) Contract years in which you qualify for the SecurePay NH benefit or until the SecurePay Rider terminates, whichever occurs first. The qualifying Contract years need not be consecutive. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Eligibility for the SecurePay NH Benefits</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">To qualify for the increased AWA under the SecurePay NH benefit, the Covered Person must:</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">have established the Benefit Election Date or establish the Benefit Election Date when he or she applies for the SecurePay NH benefit;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">(a) be currently confined to a Nursing Home, as defined below; (b) have been confined to a Nursing Home for at least 90-days immediately preceding your application for the SecurePay NH benefit; and (c) have a reasonable expectation that he or she will continue to be confined to a Nursing Home; and</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div><div style=" line-height:11pt; text-align:left; margin-left:40pt;">be unable to perform at least two of the six Activities of Daily Living described below, or be diagnosed with a Severe Cognitive Impairment.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Nursing Home: For purposes of determining your eligibility for the SecurePay NH benefit, a “Nursing Home” is defined as a facility (or portion of a facility) primarily engaged in providing continuous, 24 hour per day nursing care to its residents and is under the supervision of a physician and has as its main function to provide skilled, intermediate, or custodial care. The facility must be granted a license by the State in which it operated and be compliant with all regulations and laws in accordance with the grant of such license. A “Nursing Home” does not include: a hospital or clinic; a facility operated primarily for the treatment of alcoholism or drug addiction; a communal living facility or retirement home, or facilities primarily affording custodial, educational or rehabilitative care.</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Ineligibility.</span>   You are not eligible for the SecurePay NH benefit if you were in a nursing home during the one year preceding your purchase of the SecurePay Protector or SecurePay Investor rider, or you are confined to a nursing home during the year following your purchase of the Rider. </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Activities of Daily Living (ADL).</span>   Under the SecurePay NH benefit, “Activities of Daily Living” refer to the following functions relating to the Covered Person’s ability to live independently:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Bathing — The ability to wash oneself by sponge bath or in either a tub or shower, including the task of getting into or out of the tub or shower.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.63pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.63pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Continence — The ability to maintain control of bowel and bladder function, or when unable to maintain control of bowel or bladder function, the ability to perform associated personal hygiene, including caring for the catheter or colostomy bag.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Dressing — The ability to put on and take off all items of clothing and any necessary braces, fasteners or artificial limbs.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.63pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.63pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Eating — The ability to feed oneself by getting food into the body from a receptacle, such as a plate, cup, or table, or by feeding tube or intravenously.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Toileting — The ability to get to and from the toilet, getting on and off the toilet, and performing associated personal hygiene.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">Transferring — The ability to move into or out of a bed, chair or wheelchair.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Severe Cognitive Impairment.</span>   For purposes of determining eligibility for the SecurePay NH benefit, Severe Cognitive Impairment is a loss or deterioration of intellectual capacity that is comparable to (and includes) Alzheimer’s disease and similar forms of irreversible dementia.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">Two Covered Persons.<span style="font-style:normal;font-weight:normal;">   </span> If your rider was issued on or after October 7, 2024, if you selected the Joint Life Coverage Option when you established your Benefit Election Date, then either Covered Person may satisfy the eligibility requirements for the increased SecurePay NH benefit. If your rider was issued before October 7, 2024, if you selected the Joint Life Coverage Option when you established your Benefit Election Date, both Covered Persons must satisfy the eligibility requirements for the increased SecurePay NH benefit.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Applying for Increased AWA under the SecurePay NH Benefit</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Initial Application.</span>   To apply for an increased AWA under the SecurePay NH benefit, you must submit an application certifying that the Covered Person meets the conditions for qualification under the SecurePay NH benefit. This certification must be signed by the Covered Person’s Physician. If the Owner is unable to submit an application for an increased AWA on his or her own behalf, we will accept an application on behalf of an Owner from a person who provides satisfactory proof that they have legally assumed care, custody, and representation of the incapacitated Owner. Typically, this would be a valid power of attorney or an order of conservatorship from a court of competent jurisdiction.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The certifying Physician must be a medical doctor currently licensed by a state Board of Medical Examiners, or similar authority in the United States, acting within the scope of his or her license. Physician does not include: (a) the Covered Person(s) or Covered Person(s) spouse; or (b) the brother, sister, parent, or child of the Covered Person(s). We may require an examination of the Covered Person by a Physician of our choice at our expense. In the event of a conflict between the medical opinions, the opinion of our Physician shall prevail.</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Re-Certification of Eligibility.</span>   Beginning with the second Contract Anniversary following the end of a Valuation Period during which we determine that the Covered Person qualifies for the increased AWA under SecurePay NH (the “Qualification Date”), you must submit a re-certification of eligibility not less than 10, nor more than 30 days prior to each applicable Contract Anniversary. We will notify you at least 30 days before this re-certification is due.</div><div style="width:523pt; line-height:12pt;">The re-certification must certify that the Covered Person continues to meet the conditions for eligibility under the SecurePay NH benefit, and must be signed by the Covered Person’s physician. We may require an examination by a physician of our choice at our expense. In the event of a conflict between the medical opinions, the opinion of our physician will prevail.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">We will notify you if you fail to qualify for continued eligibility for the SecurePay NH benefit. For any Contract Year during which the Covered Person fails to qualify for the Nursing Home Enhancement, we calculate the Annual Withdrawal Amount according to the terms of the SecurePay rider you purchased.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If you have questions about applying for an increased AWA under the SecurePay NH benefit, or to obtain a copy of the SecurePay NH application and other forms required to apply, you can call us at <span style="white-space:nowrap;">1-800-456-6330</span> or write to us at Protective Life Insurance Company, P.O. Box 1928, Birmingham, Alabama 35202-1928.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Determining Your Increased AWA under the SecurePay NH Benefit</div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Initial Qualifying Year.</span>   Qualification for an increased AWA under the SecurePay NH benefit may increase the Annual Withdrawal Amount available for the Contract Year during which you qualify. An increase in the Annual Withdrawal Amount will not change the effect of any withdrawal that occurred prior to the Qualification Date. Thus, if you took an Excess Withdrawal during the Contract Year before you were notified that you qualify for the SecurePay NH increased AWA, your earlier withdrawal would still be treated as an Excess Withdrawal under SecurePay.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If your aggregate withdrawals during the qualifying Contract Year are less than or equal to the Reserve Amount and the Annual Withdrawal Amount in effect prior to the Qualification Date, we will recalculate the remaining Annual Withdrawal Amount for that Contract Year as of the Qualification Date by multiplying the Benefit Base on that date by the enhanced Maximum Withdrawal Percentage, and subtracting all prior non-Excess Withdrawals taken since the later of the Benefit Election Date or the most recent Contract Anniversary.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-style:italic;">For riders issued on or after October 7, 2024:</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;"> <span style="font-style:italic;">Example</span>: Five years ago, after turning age 75, Elisabeth elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">Sole Covered Person - In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of $5,000. Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $10,000 ($100,000 * 10%) and her remaining AWA for the current Contract Year is $5,000 ($10,000 – $5,000).This would be the same calculation if both Covered Persons are in a nursing home.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">One of two Covered Persons - In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of  $5,000. Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage that is 125% of the Maximum Withdrawal Percentage under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $6,250 ($100,000 * (5% x 125%); $100,000 * 6.25%) and her remaining AWA for the current Contract Year is $1,250 ($6,250 – $5,000).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-style:italic;">For riders issued before October 7, 2024:</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">Example: Five years ago, after turning age 75, Elisabeth, elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of  $5,000. Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $10,000 ($100,000 * 10%) and her remaining AWA for the current Contract Year is $5,000 ($10,000 – $5,000).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If you have taken an Excess Withdrawal during the qualifying Contract Year prior to the Qualification Date, we will recalculate the remaining Annual Withdrawal Amount for that Contract Year as of the Qualification Date by subtracting the Maximum Withdrawal Percentage identified on the Benefit Election Date from the enhanced Maximum Withdrawal Percentage provided by this endorsement, and multiplying the difference in those percentages by the Benefit Base on the Qualification Date.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;"> <span style="font-style:italic;">Example</span>: Five years ago, after turning age 75, Elisabeth elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000).</div><div style="margin-left:20pt; width:503pt; line-height:12pt;">In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of  $5,000 and an Excess Withdrawal of  $4,000. Her new Benefit Base after the Excess Withdrawal is $95,789 ($100,000 – $4,000/$95,000 * $100,000). Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $95,789. Her new AWA is $9,579 ($95,789 * 10%) and her remaining AWA for the current Contract Year is $4,789 ((10% – 5%) * $95,789).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Please note that your maximum Reserve Amount under the SecurePay riders will not increase as a result of the increased AWA under the SecurePay NH Benefit. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;">Example</span>: Five years ago, after turning age 75, Elisabeth elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000). Her maximum Reserve Amount is $25,000 (5 * $5,000). </div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Assume that Elisabeth now qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $10,000 ($100,000 * 10%). However, her maximum Reserve Amount remains $25,000.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Notice of Qualification.</span>   We will include the amount of the increase in the AWA for the qualifying year in the notice that confirms the Covered Person’s qualification for the Nursing Home Enhancement.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Subsequent Contract Years.</span>   In subsequent Contract Years in which you are eligible for the Nursing Home Enhancement, we multiply the Benefit Base on the Contract Anniversary by the enhanced Maximum Withdrawal Percentage to determine the Annual Withdrawal Amount for that Contract Year. For any year in which you are not eligible for the Nursing Home Enhancement, we determine the Annual Withdrawal Amount, if any, according to the terms of the SecurePay rider you purchased. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Non-Qualifying Years.</span>   For any Contract Year during which the Covered Person fails to qualify for the increased AWA under the SecurePay NH benefit, we calculate the AWA using the SecurePay withdrawal percentage established on the Benefit Election Date according to the terms of the SecurePay rider you purchased and that Contract Year will not be included in the Nursing Home Benefit Period. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Availability of SecurePay NH Benefit after Annuitization.</span>   Once the Contract has been annuitized, the SecurePay NH benefit is no longer available. Thus, the SecurePay NH benefit is not available after — </div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">you choose to apply your Annuity Value to an Annuity Option under the Contract;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">the Maximum Annuity Date under the Contract is reached; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">the Contract Value is reduced to zero due to the deduction of fees or a SecurePay Withdrawal and an Annuity Date is established.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Thus, if you have not qualified for, and have not begun receiving, an increased AWA under the SecurePay NH benefit when the Contract is annuitized, you will not be able to receive an increased annuity payment even if you would have later qualified for the SecurePay NH Benefit. If you have already qualified for, and are receiving, an increased AWA under SecurePay NH when the Contract is annuitized because the Maximum Annuity Date is reached or the Contract Value is reduced to zero due to the deduction of fees or a SecurePay Withdrawal, you will continue to receive the increased annuity payment according to the terms of your rider. Specifically, you will receive the increased payments for the remainder of the 5-Contract Year Maximum Aggregate Nursing Home Benefit Period. You will not need to recertify your eligibility for the increased payments under the SecurePay NH benefit after your annuity payments begin.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Termination and Reinstatement of the SecurePay NH Benefit.</span>   The SecurePay NH benefit terminates when your SecurePay Protector or SecurePay Investor rider terminates, including when the Contract is annuitized. If your SecurePay Protector or SecurePay Investor rider is reinstated, your SecurePay NH benefit will also be reinstated. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Tax Considerations for the SecurePay NH Benefit.</span>   The tax treatment of the SecurePay NH benefit is uncertain in several respects. Please see “FEDERAL TAX MATTERS, Tax Consequences of Protected Lifetime Income Benefits” and “QUALIFIED RETIREMENT PLANS, Protected Lifetime Income Benefits.” If you are considering purchasing a </div><div style="width:523pt; line-height:12pt;">Qualified Contract with the SecurePay Protector or SecurePay Investor rider, you should consult a tax adviser because the addition of the SecurePay rider could affect the qualification of your Contract and/or the Qualified Plan associated with your Contract. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">Required Minimum Distributions</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If the SecurePay rider is purchased for use with a Qualified Contract, the Qualified Contract must comply with the required minimum distribution (RMD) rules under the Code Section 401(a)(9). The SecurePay rider, and certain other benefits that the IRS may characterize as “other benefits” for purposes of the regulations under Code Section 401(a)(9), may increase the amount of the RMD that must be taken from your Qualified Contract. See “QUALIFIED RETIREMENT PLANS.”</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">After the Benefit Election Date, we permit withdrawals from a Qualified Contract that exceed the Reserve Amount and AWA in order to satisfy the RMD for the Qualified Contract without compromising the SecurePay guarantees. In particular, if you provide us with Written Notice of an RMD at the time you request a SecurePay Withdrawal from your Qualified Contract, we will compute an amount that is treated under the SecurePay rider as the RMD for the calendar year with respect to your Qualified Contract. Note that although the tax law may permit you in certain circumstances to take distributions from your Qualified Contract to satisfy the RMDs with respect to other retirement plans established for your benefit, only the amount computed by us as the RMD with respect to your Qualified Contract is treated as an RMD for purposes of the SecurePay rider. Also, if you do not provide us with Written Notice of an RMD at the time you request a SecurePay Withdrawal, the entire amount by which the withdrawal exceeds any remaining Reserve Amount and AWA for the Contract Year will reduce the amount of your future AWA and could reduce your Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In the future, we may institute certain procedures, including requiring that RMD be established as automatic, periodic distributions, in order to ensure that RMDs for a calendar year do not exceed the Reserve Amount and AWA for the corresponding Contract Year.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In general, under the SecurePay rider, you may withdraw the greater of  (i) your Reserve Amount plus the AWA for a contract year or (ii) the RMD attributable to your Contract that is determined as of December 31<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">st</span> immediately preceding the beginning of your contract year. RMDs may prevent you from taking advantage of the Reserve Amount feature of the SecurePay riders. </div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">Note: If the Benefit Election Form is submitted before the first RMD under Code Section 401(a)(9) is due, we may adjust the amount of your maximum SecurePay Withdrawal for the contract year that includes the due date for the first RMD so that the maximum amount of your withdrawal under the SecurePay rider will be the greater of your first RMD or Reserve Amount plus the AWA plus the greater of your second RMD or Reserve Amount plus the AWA minus your actual withdrawals in the previous contract year. Thereafter, the maximum allowed is the greater of the Reserve Amount plus the AWA or the RMD determined as of the preceding December 31<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">st</span>.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">ALLOCATION GUIDELINES AND RESTRICTIONS FOR SECUREPAY PROTECTOR RIDER</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;">These Allocation Guidelines and Restrictions are not applicable to the SecurePay Investor rider.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In order to maintain the SecurePay Protector rider, you must allocate your Purchase Payments and Contract Value in accordance with the Allocation Guidelines and Restrictions that we have established. The Allocation Guidelines and Restrictions are designed to limit our risk under this rider and are divided into two phases- the rider accumulation phase and the rider withdrawal phase. These phases are discussed in more detail below. </div><table style="width:523pt;min-height:197.1pt;margin-top:0pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:9.6pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 1.967pt 0pt; width:122.75pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Allocation by <br/>Investment Category (“AIC”)</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Benefit Allocation <br/>Model Portfolios</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Permissible Single <br/>Investment Options</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;white-space:nowrap;"> <div style="white-space:nowrap;">Rider Accumulation Phase</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Categories 1-3 are available at designated percentages as described below (which are different from the Rider Withdrawal Phase); Category 4 is not allowed</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, Balanced toward Growth, Moderate Growth, and Growth Focus</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Protective Life Dynamic Allocation Series ‑ Conservative and <br/>Protective Life Dynamic Allocation Series ‑ Moderate</td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;white-space:nowrap;">Rider Withdrawal Phase</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;">Categories 1-3 are available at designated percentages as described below (which are different from the Rider Accumulation Phase); Category 4 is not allowed</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, and Balanced toward Growth</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;">Protective Life Dynamic Allocation Series - Conservative</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> </table><div style="margin-top:5.53pt; width:523pt; line-height:11.5pt;">From time to time Portfolio Company Models may be made available. For more information on the Allocation Guidelines and Restrictions applicable to Portfolio Company Models, contact your financial adviser.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">The Rider Accumulation Phase</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The rider accumulation phase of your Contract begins when you purchase the SecurePay Protector rider, either at Contract Issue or under RightTime. </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Specifically, you must: (1) allocate all of your Purchase Payments and Contract Value in accordance with the Allocation by Investment Category guidelines (described below), (2) allocate all of your Purchase Payments and Contract Value in accordance with one of the three eligible Benefit Allocation Model Portfolios (described below) or (3) allocate all of your Purchase Payments and Contract Value to one of the permissible single investment options. All of the investment options available under the Allocation Guidelines and Restrictions are described below. You may also allocate your Purchase Payments to the dollar cost averaging (“DCA”) Account(s), provided that transfers from the DCA Account are allocated to the Sub-Accounts in accordance with the Allocation Guidelines and Restrictions described above.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: The Allocation Guidelines and Restrictions, as well as the inclusion of Funds that employ volatility management strategies in the Investment Options available under your Contract, are intended in part to reduce risks of investment losses that would require us to use our own assets to make payments in connection with the guarantees provided by the SecurePay Protector rider. The Allocation Guidelines and Restrictions, and the inclusion of Funds that employ volatility management strategies are designed to reduce the overall volatility of your Contract Value. During rising markets, the Allocation Guidelines and Restrictions and the Funds that employ volatility management strategies could cause Contract Value to rise less than would have been the case had you been invested in Funds with more aggressive investment strategies. Conversely, investing according to the Allocation Guidelines and Restrictions, and in Funds that employ volatility management strategies, may be helpful in a declining market when high market volatility triggers a reduction in the Funds’ equity exposure, because during these periods of high volatility, the risk of losses from investing in equity securities may increase. In these instances, your Contract Value may decline less than would have been the case had you not been invested in a Fund or Funds that feature volatility management strategies.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">There is no guarantee that the Allocation Guidelines and Restrictions, or Funds with volatility management strategies, can limit volatility in your investment portfolio, and you may lose principal.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">To the extent that the Allocation Guidelines and Restrictions and the Funds with managed volatility strategies are successful in reducing overall volatility, we will benefit from a reduction of the risk arising from our guarantee obligations under the riders and we will have less risk to hedge under the riders than would be the case if Owners did not invest in accordance with the Allocation Guidelines and Restrictions and in the Funds with managed volatility strategies. The Allocation Guidelines and Restrictions and investment in Funds with managed volatility strategies may not be consistent with an aggressive investment strategy. You should consult with your registered representative to determine if they are consistent with your investment objectives.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">NOTE: You may not allocate any of your Purchase Payments or Contract Value to the Fixed Account.</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Allocation by Investment Category.</span>   The following Allocation by Investment Category guidelines specify the minimum and maximum percentages of your Contract Value that must be allocated to each of the four categories of Sub-Accounts listed below in order for you to remain eligible for benefits under the SecurePay Protector rider (unless you </div><div style="width:523pt; line-height:12pt;">are fully invested in a Benefit Allocation Model or a permissible single investment option, as described above). You can select the percentage of Contract Value to allocate to individual Sub-Accounts within each group, but the total investment for all Sub-Accounts in a group must comply with the specified minimum and maximum percentages for that group. The Allocation by Investment Category is also available during the rider withdrawal phase. There are different allocation percentages between the rider accumulation phase and the rider withdrawal phase under the SecurePay Protector rider and are outlined below. </div><div style="margin-top:4pt; width:523pt; line-height:12pt;">These Allocation by Investment Category guidelines may not be consistent with an aggressive investment strategy. You should consult with your registered representative to determine if they are consistent with your investment objectives.</div><div style="margin-top:12pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Allocation by Investment Category</div><div style="margin-top:6pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Rider Accumulation Phase <br/>Category 1 Minimum Allocation: 10% <br/>Maximum Allocation: 100% <br/>Rider Withdrawal Phase <br/>Category 1 Minimum Allocation: 35% </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Maximum Allocation: 100%</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> The Bond Fund of America<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> U.S. Government Securities Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Intermediate Bond Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Columbia Variable Portfolio Select Short Corporate Income Fund (formerly, Columbia Variable Portfolio Limited Duration Credit Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Bond Index Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP FundsManager 20% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Investment Grade Bond Portfolio</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Core Fixed Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Government Securities Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. U.S. Government Money Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Short Duration Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Low Duration Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Real Return Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Short-Term Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Total Return Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Western Asset Core Plus VIT Portfolio</div><div style="clear:both;font-size:0pt;">​</div><div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Rider Accumulation Phase <br/>Category 2 Minimum Allocation: 0% <br/>Maximum Allocation: 90% <br/>Rider Withdrawal Phase <br/>Category 2 Minimum Allocation: 0% </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Maximum Allocation: 65%</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Balanced Hedged Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> American Funds<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Global Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Asset Allocation Fund </div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Capital Income Builder<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock 60/40 Target Allocation ETF V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock Global Allocation V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Strategic Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Asset Manager 50% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Asset Manager 70% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Balanced Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP High Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Strategic Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">First Trust Multi Income Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">First Trust/Dow Jones Dividend &amp; Income Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Income VIP Fund</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Trend Driven Allocation Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Balanced-Risk Allocation Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Balanced Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Bond Debenture Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">LVIP American Century Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Morgan Stanley VIF Global Strategist Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT All Asset Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Global Diversified Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT High Yield Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Long-Term U.S. Government Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12.5pt;">Protective Life Dynamic Allocation Series Conservative Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12.5pt;">Protective Life Dynamic Allocation Series Moderate Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT George Putnam Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Templeton Global Bond VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Moderate Allocation Portfolio</div><div style="padding:0pt;margin:0pt;font-family:calibri, arial, sans-serif;font-weight:normal;font-style:normal;font-size:8pt;line-height:8pt;"> <a href="#TOC" style="text-decoration:none;color:#003366;">TABLE OF CONTENTS</a> </div><div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Rider Accumulation Phase <br/>Category 3 Minimum Allocation: 0% <br/>Maximum Allocation: 40% <br/>Rider Withdrawal Phase <br/>Category 3 Minimum Allocation: 0% </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Maximum Allocation: 25%</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Large Cap Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Relative Value Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Capital World Growth and Income Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Global Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Growth-Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> International Growth and Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Washington Mutual Investors Fund<span style=" position:relative; bottom:3pt;font-size:6.5pt;">SM</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock Advantage SMID Cap V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock International V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Contrafund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP FundsManager 85% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Growth &amp; Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Health Care Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Index 500 Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Mid Cap Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Rising Dividends VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Mid Cap Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Mid Cap Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Strategic Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Comstock Fund</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Equity and Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Growth and Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Main Street Mid Cap Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Enterprise Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Forty Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Dividend Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Fundamental Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Growth and Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">LVIP ClearBridge Dividend Strategy Fund (formerly, ClearBridge Variable Dividend Strategy Portfolio)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">LVIP ClearBridge Large Cap Growth Fund (formerly, ClearBridge Variable Large Cap Growth Portfolio)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Growth Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II Core Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II International Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II International Intrinsic Equity Portfolio (formerly, MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II International Intrinsic Value Portfolio)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II Massachusetts Investors Growth Stock Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Total Return Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Protective Life Dynamic Allocation Series Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT Core Equity Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT Large Cap Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Blue Chip Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Mid-Cap Growth Portfolio</div><div style="clear:both;font-size:0pt;">​</div><div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Category 4 <br/>No Allocation Permitted if SecurePay Protector is Selected </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">(applies to both Rider Accumulation Phase and Rider Withdrawal Phase)</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Discovery Value Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Small Cap Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> EUPAC Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">™</span>(formerly, American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> International Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> New World Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> SMALLCAP World Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> (formerly, American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Global Small Capitalization Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">ClearBridge Variable Mid Cap Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">ClearBridge Variable Small Cap Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Select Mid Cap Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Columbia Variable Portfolio Seligman Global Technology Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Disciplined Small Cap Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Emerging Markets Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Energy Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP FundsManager 70%<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP International Capital Appreciation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Technology Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Value Strategies Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin DynaTech VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Small Cap Value VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Small-Mid Cap Growth VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Small Cap Equity Insights Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Discovery Mid Cap Growth Fund</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Global Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Global Real Estate Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Main Street Small Cap Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Small Cap Equity Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Global Sustainable Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Janus Henderson Global Technology and Innovation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Overseas Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Growth Opportunities Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">LVIP American Century Ultra<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">LVIP American Century International Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">LVIP Avantis Large Cap Value Fund (formerly, LVIP American Century Disciplined Core Value Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Mid Cap Growth Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT New Discovery Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Utilities Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II Research International Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT III Blended Research<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Small Cap Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT III Global Real Estate Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT III Mid Cap Value Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Morgan Stanley VIF Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT International Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Templeton Emerging Markets VIP Fund (formerly, Templeton Developing Markets VIP Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> All-Cap Opportunities Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Health Sciences Portfolio</div><div style="clear:both;font-size:0pt;">​</div><div style="width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">The Benefit Allocation Model Portfolios.</span>   The Model Portfolios (the “Benefit Allocation Model Portfolios”), may or may not satisfy our Allocation Guidelines and Restrictions, but some are still approved for use with the SecurePay Riders. See “Asset Allocation Model Portfolios.”</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">In general, the investment strategies employed by the Benefit Allocation Model Portfolios all include allocations that focus on conservative, high quality bond funds, that combine bond funds and blended stock funds, or that emphasize blended stock funds while including a significant weighting of bond funds. Each of these allocation models seeks to provide income and/or capital appreciation while avoiding excessive risk. If you are seeking a more aggressive growth strategy, the Benefit Allocation Model Portfolios are probably not appropriate for you.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Benefit Allocation Model Portfolios may include Funds that employ volatility management strategies. For more information on how Funds with volatility management strategies may affect your Contract Value, and how such Funds may benefit us, see “ALLOCATION GUIDELINES AND RESTRICTIONS FOR PROTECTED LIFETIME INCOME BENEFITS” above.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If you allocate your Purchase Payments and Contract Value in accordance with one of the eligible Benefit Allocation Model Portfolios, we will allocate your Purchase Payments and transfers out of the DCA Accounts, as the case may be, in accordance with the Benefit Allocation Model Portfolio you selected. Although you may allocate all or part of your Purchase Payments and Contract Value to a Benefit Allocation Model Portfolio, you may only select one Benefit Allocation Model Portfolio at a time. You may, however, change your Benefit Allocation Model Portfolio selection provided the new portfolio is one specifically permitted for use with the SecurePay Protector rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Other asset allocation model portfolios composed of underlying Sub-Accounts made available from time to time as Investment Options under your Contract may also satisfy our Allocation Guidelines and Restrictions. For more information on the Allocation Guidelines and Restrictions applicable to Portfolio Company Models, contact your financial adviser.</div><div style="width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Permissible Single Investment Options.</span>   You may also satisfy the Allocation Guidelines and Restrictions by allocating 100% of your Purchase Payments and Contract Value to one of the following permissible single investment options:</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.92pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.92pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">Protective Life Dynamic Allocation Series — Conservative Portfolio</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.92pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">Protective Life Dynamic Allocation Series — Moderate Portfolio</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">If more than one single investment option is available, you must allocate your Purchase Payments and Contract Value to only one of these options.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">The Rider Withdrawal Phase</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">The rider withdrawal phase of your Contract begins on your Benefit Election Date. During the rider withdrawal phase, your Allocation Guidelines and Restrictions are more limited. The table below outlines your options during the rider withdrawal phase. For more information regarding these options, see “Benefit Allocation Model Portfolios” and “Permissible Single Investment Options” described above. </div><table style="width:523pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:9.6pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 1.967pt 0pt; width:122.75pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Allocation by <br/>Investment Category (“AIC”)</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Benefit Allocation <br/>Model Portfolios</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Permissible Single <br/>Investment Options</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;white-space:nowrap;">Rider Withdrawal Phase</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Categories 1-3 are available at designated percentages as described above, Category 4 is not allowed</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, and Balanced toward Growth</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Protective Life Dynamic Allocation Series -Conservative</td> <td style="padding:0pt; width:4pt;">​</td> </tr> </table><div style="margin-top:11.92pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Additional Information Regarding Allocation Guidelines and Restrictions</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Changes to the Allocation Guidelines and Restrictions.</span>   For purposes of the Allocation by Investment Category guidelines, we determine in our sole discretion whether a Sub-Account is classified as Category 1, Category 2, Category 3, or Category 4. We will provide you with at least five business days prior written notice of any changes in classification of Investment Options. We may change the list of Sub-Accounts in a group, change the number of groups, change the minimum or maximum percentages of Contract Value allowed in a group, or change the Investment Options that are or are not available to you, at any time, in our sole discretion. We may make such modifications at any time when we believe the modifications are necessary to protect our ability to provide the guarantees under the SecurePay Protector rider.</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">With respect to the Benefit Allocation Model Portfolios, we determine in our sole discretion whether a Benefit Allocation Model Portfolio will continue to be available with the SecurePay Protector rider. We may offer additional Benefit Allocation Model Portfolios or discontinue existing Benefit Allocation Model Portfolios at any time in our sole discretion. We may make such modifications at any time when we believe the modifications are necessary to protect our ability to provide the guarantees under the SecurePay Protector rider. We will provide you with written notice at least five business days before any changes to the Benefit Allocation Model Portfolios take effect.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We may add to, or remove from, the list of single investment options available to satisfy the Allocation Guidelines and Restrictions in our sole discretion at any time.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If you receive notice of a change to the Allocation Guidelines and Restrictions (including changes to your Benefit Allocation Model Portfolio), you are not required to take any action. We will continue to apply Purchase Payments you submit without allocation instructions, and process automatic DCA and portfolio rebalancing transfers, according to your Contract allocation established before the Allocation Guidelines and Restrictions changed. We will only apply the new Allocation Guidelines and Restrictions to additional Purchase Payments submitted with new allocation instructions or to future transfers of Contract Value (not including DCA transfers or transfers made to reallocate your Contract Value under the portfolio rebalancing program) because allocation instructions that accompany a Purchase Payment and instructions to transfer Contract Value change your current Contract allocation. This means you will not be able to make additional Purchase Payments submitted with new allocation instructions or transfers of Contract Value until your current allocation instructions meet the Allocation Guidelines and Restrictions in effect at that time (although you will still be required to participate in the portfolio rebalancing program).</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Portfolio Rebalancing.</span>   You must elect portfolio rebalancing if you select the SecurePay Protector rider. Under this program, we will “re-balance” your Variable Account value based on your allocation instructions in effect at the time of the rebalancing. You may specify rebalancing on a quarterly, semi-annual, or annual basis. If you do not specify the period, we will rebalance your Variable Account value semi-annually based on the Rider Issue Date. We will also rebalance your Variable Account value each time your Contract allocation is changed, for example, when we receive a </div><div style="width:523pt; line-height:12.5pt;">request to transfer Contract Value (not including DCA or portfolio rebalancing transfers) or when we receive a subsequent Purchase Payment that is accompanied by new allocation instructions. (See “Portfolio Rebalancing.”)</div><div style="margin-top:4pt; width:523pt; line-height:12.5pt;">Confirmation of the rebalancing will appear on your quarterly statement and you will not receive an individual confirmation after each reallocation. We reserve the right to change the rebalancing frequency, at any time if, in our sole discretion, such change is necessary or appropriate to mitigate the risks and costs Protective Life assumes in offering the riders. We will not make changes more than once per calendar year. You will be notified at least 30 days prior to the date of any change in frequency.</div><div style="margin-top:6pt; width:523pt; line-height:12.5pt;font-weight:bold;">If you terminate the rebalancing of your Variable Account value, we will consider this to be a Prohibited Allocation Instruction and we will terminate your SecurePay Protector rider (see below).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12.5pt;font-weight:bold;">Note: Changes to the Allocation Guidelines and Restrictions, to the frequency of portfolio rebalancing or to the composition of the Model Portfolios, when and if applied to your Contract Value allocations, may negatively affect the overall performance of the Investment Options in the affected Sub-Accounts.</div><div style="margin-top:16pt; width:523pt; line-height:12.5pt;"> <span style="font-style:italic;font-weight:bold;">Prohibited Allocation Instructions.</span>   If you instruct us to allocate Purchase Payments or Contract Value, or to take withdrawals, in a manner that is not consistent with our Allocation Guidelines and Restrictions (a “Prohibited Allocation instruction”), we will terminate your SecurePay Protector rider, but only after receiving confirmation from you of your intention for us to process the Prohibited Allocation instruction and thereby terminate the SecurePay Protector rider. For example, if you are following the Allocation by Investment Category guidelines and you provide new instructions allocating 30% of your Contract Value to the Fidelity VIP Contrafund Sub-Account, we will consider this to be a Prohibited Allocation Instruction because the maximum allocation you may make to the Sub-Accounts in Category 3 is 25% of your Contract Value.</div><div style="margin-top:4pt; width:523pt; line-height:12pt;">For purposes of allocating your Purchase Payments and Contract Value, a Prohibited Allocation Instruction includes:</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div><div style=" margin-top:9pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">allocating a Purchase Payment so that the allocation of your Contract Value following the Purchase Payment is inconsistent with the Allocation Guidelines and Restrictions;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">directing a dollar cost averaging transfer so that the allocation of your Contract Value following the transfer is inconsistent with the Allocation Guidelines and Restrictions;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">c.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">transferring any Contract Value so that the allocation of your Contract Value following the transfer is inconsistent with the Allocation Guidelines and Restrictions;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">d.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">deducting the proceeds of a withdrawal from an Investment Option so that the allocation of your Contract Value following the withdrawal is inconsistent with the Allocation Guidelines and Restrictions; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">e.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">terminating the rebalancing of your Contract Value.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:9.5pt; width:523pt; line-height:12.5pt;">If we terminate your SecurePay Protector rider due to a Prohibited Allocation instruction, you may reinstate the rider subject to certain conditions. See “Reinstating Your SecurePay Rider Within 30 Days of Termination.” </div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">THE SECUREPAY RIDERS</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In general, the SecurePay riders guarantee the right to make withdrawals (“SecurePay Withdrawals”) based upon the value of a protected lifetime income benefit base (“Benefit Base”) if your Contract Value has declined due to poor market performance, provided you comply with the terms and conditions of the rider. Withdrawals from your Contract before the Benefit Election Date, and Excess Withdrawals on or after the Benefit Election Date, reduce the Benefit Base. (For more information regarding the effect of withdrawals and Excess Withdrawals on the Benefit Base, see “Calculating the Benefit Base Before the Benefit Election Date” and “Calculating the Benefit Base On or After the Benefit Election Date.”) In order to maintain your SecurePay Protector rider, you must allocate Purchase Payments and Contract Value in accordance with specific Allocation Guidelines and Restrictions that are designed to limit our risk under the rider. Both of the SecurePay riders provide for increases in your Benefit Base on your Contract Anniversary if your Contract Value has increased. SecurePay Protector also provides for potential increases in your Benefit Base of up to a certain percentage each Contract Anniversary during a specified period, even if your Contract Value has not increased. Current rates may be found in the Rate Sheet Prospectus Supplement and historical rates may be found in the appendix titled Superceded Rate Sheet Prospectus Information.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Under the SecurePay riders, the Owner or Owner(s) may designate certain persons as “Covered Persons” under the Contract. See “Selecting Your Coverage Option.” These Covered Persons will be eligible to make SecurePay Withdrawals each Contract Year up to a specified amount — the Annual Withdrawal Amount (“AWA”) — during the life of the Covered Person(s). The SecurePay riders also provide a Reserve Amount feature. The Reserve Amount is equal to the sum of the portions of previous Contract Year’s AWA not withdrawn in a Contract Year and permitted to accumulate up to the maximum Reserve Amount. For the maximum Reserve Amount, see your Rate Sheet Prospectus Supplement. Annual aggregate withdrawals that exceed the AWA and the Reserve Amount, if any, will result in a reduction of rider benefits (and may even significantly reduce or eliminate such benefits) because we will reduce the Benefit Base and corresponding AWA. SecurePay Withdrawals are guaranteed, even if the Contract Value falls to zero after the Benefit Election Date (which is the earliest date you may begin taking SecurePay Withdrawals), if you satisfy the SecurePay rider requirements.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">You may purchase the SecurePay riders when you purchase your Contract, or later, under the RightTime option, provided you satisfy the rider’s age requirements. See “Purchasing the Optional SecurePay Rider.”</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">SecurePay does not guarantee Contract Value or the performance of any Investment Option.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Considerations</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">If you purchase the SecurePay Protector rider, your options for allocating Purchase Payments and Contract Value are restricted. See “Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits”. The Allocation Guidelines and Restrictions do not apply to the SecurePay Investor rider.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">You may not make any additional Purchase Payments (i) two years or more after the date the rider is issued (the “Rider Issue Date”), or (ii) on or after the Benefit Election Date, whichever comes first. Such restrictions on Purchase Payments after the Benefit Election Date or two years following the Rider Issue Date may limit the ability to increase the Benefit Base, and therefore the AWA, through higher Contract Values on Contract Anniversaries, as well as limit the ability for increase in Contract Value and death benefit values (particularly the Return of Purchase Payments Death Benefit). In most cases, if the Company receives a Purchase Payment two years or more after the Rider Issue Date or on or after the Benefit Election Date, the Company will return it to the address on file. If the amount of the Purchase Payment would be sufficient to purchase another variable annuity contract we offer, however, you will be given the option of purchasing a new contract.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">Any change in a Covered Person following the Benefit Election Date (the “Benefit Period”), other than a spousal continuation under a Joint Life Coverage option, will cause the rider to terminate without any refund of SecurePay Fees. A change in a Covered Person includes changing and/or adding Owners, Beneficiaries, and Annuitants under your Contract.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">On the Benefit Election Date, we will cancel any existing automatic withdrawal plan that you have established.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:8.05pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.05pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">The SecurePay riders may not be available in all states, and we may otherwise limit its availability.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:12pt;">The ways to purchase the SecurePay riders, conditions for continuation of the benefit, process for beginning SecurePay Withdrawals, and the manner in which your AWA is calculated are discussed below.</div><div style="width:523pt; line-height:12pt;">You should not purchase a SecurePay rider if:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">you expect to take annual withdrawals on or after the Benefit Election Date in excess of the AWA and the Reserve Amount (“Excess Withdrawals”) because such Excess Withdrawals may significantly reduce or eliminate the value of the benefit. See “Calculating the Benefit Base On or After the Benefit Election Date, <span style="font-style:italic;">Excess Withdrawals</span>”; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">you are primarily interested in maximizing the Contract’s potential for long-term accumulation rather than building a Benefit Base that will provide guaranteed withdrawals; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">you do not expect to take SecurePay Withdrawals (especially before the age of 95).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Appendix: Example of SecurePay Rider demonstrates the operation of the SecurePay riders using hypothetical examples. You should review Appendix: Example of SecurePay Rider and consult your sales representative to discuss whether a SecurePay rider suits your needs.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Purchasing the Optional SecurePay Riders</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">You may purchase one of the SecurePay riders when you purchase your Contract, or later, under the RightTime option, provided you satisfy the rider’s age requirements. The Owner (or older Owner) or Annuitant must be age 85 or younger and the youngest Owner and Annuitant must be age 55 or older on the Rider Issue Date. Where the Owner is a corporation, partnership, company, trust, or other “non-natural person,” eligibility is determined by the age of the Annuitant. Once you purchase one of the SecurePay riders, you may not purchase the other rider, even if the rider you purchased is later terminated. These riders are not available for purchase with Inherited IRA Contracts, see <span style="font-weight:bold;">QUALIFIED RETIREMENT PLANS</span> for additional information.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Considerations:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You will begin paying the SecurePay Fee as of the Rider Issue Date, even if you do not begin taking SecurePay Withdrawals for many years.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">You may not cancel the SecurePay rider during the ten years following the Rider Issue Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">We do not refund any SecurePay Fees if a rider terminates for any reason or if you choose not to take SecurePay Withdrawals after the Benefit Election Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You must comply with our Allocation Guidelines and Restrictions after the Rider Issue Date (see “Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits”) under the SecurePay Protector rider. You may not allocate Purchase Payments or Contract Value to the Fixed Account under either of the SecurePay riders.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Prior to the Benefit Election Date, you may take withdrawals according to the terms of your Contract but withdrawals will proportionally reduce the Benefit Base, and ultimately the value of the SecurePay Withdrawals available to you.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You (or your investment professional submitted online) must submit a SecurePay Benefit Election Form to establish the Benefit Election Date and begin taking SecurePay Withdrawals. Withdrawals taken before the Benefit Election Date <span style="font-style:italic;">are not</span> SecurePay Withdrawals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">Allocation Guidelines and Restrictions</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">In order to maintain your SecurePay Protector rider, you must allocate your Purchase Payments and Contract Value in accordance with the Allocation Guidelines and Restrictions that we have established. The Allocation Guidelines and Restrictions are designed to limit our risk under the SecurePay Protector rider. Please see “Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits.” You may not allocate Purchase Payments or Contract Value to the Fixed Account under either of the SecurePay riders. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Designating the Covered Person(s)</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Covered Person is the person upon whose life the SecurePay rider benefit is based. You may designate one Covered Person (Single Life Coverage) or two Covered Persons (Joint Life Coverage).</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">If Single Life Coverage is elected, then the Owner will be the Covered Person (if there are two Owners, then the older Owner will be the Covered Person).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Joint Life Coverage may be elected if there are two Owners under the Contract who are spouses or if there is one Owner and his or her spouse is the sole Primary Beneficiary under the Contract. If Joint Life Coverage is elected, then the Owner and the Owner’s spouse will be the Covered Persons.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" line-height:11.5pt; text-align:left; margin-left:30pt;">Where the Owner is a corporation, partnership, company, trust, or other “non-natural person,” the Annuitant (under Single Life Coverage) or Annuitant and Annuitant’s spouse who is the sole primary beneficiary (under Joint Life Coverage) will be the Covered Person(s).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.72pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.72pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">The Covered Person (or, if Joint Life Coverage is selected, one of the two Covered Persons) must be designated as the Annuitant under the Contract as of the Benefit Election Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: A change of Covered Persons after the Benefit Election Date will cause your SecurePay rider to terminate and any scheduled SecurePay Withdrawals to cease. If you remove a Covered Person (which may occur, for example, if you remove a spouse Beneficiary or add additional Primary Beneficiaries or change the Owner or Annuitant), or if you add a Covered Person (which may occur, for example, if you add a spouse as a sole Primary Beneficiary), then this would constitute a change of Covered Persons. If we terminate your rider due to a change in Covered Person, you may reinstate the rider subject to certain conditions. See “Reinstating Your SecurePay Rider Within 30 Days of Termination.” In addition, whether a spouse continues the Contract could affect the rights and benefits under the SecurePay rider and could have tax consequences. (See “Spousal Continuation” and “Tax Consequences — Treatment of Civil Unions, Domestic Partners, and Divorce.”)</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Selecting Your Coverage Option.</span>   If both Owners of the Contract are spouses, or if there is one Owner and a spouse who is the sole Primary Beneficiary, you must indicate on the SecurePay Benefit Election Form whether there will be one or two Covered Persons. Please pay careful attention to this designation, as it will impact the Maximum Withdrawal Percentage and whether the SecurePay Withdrawals will continue for the life of the surviving spouse. The various coverage options are illustrated in the following table:</div><table style="width:523pt;min-height:397.5pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 2.5pt 0pt; width:166.34pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt; width:166.33pt;"> <div style="white-space:nowrap; text-align:center;">Single Life Coverage<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt; width:166.33pt;"> <div style="white-space:nowrap; text-align:center;">Joint Life Coverage<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:166.34pt;">Single Owner/Non-spouse Beneficiary </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:166.33pt;">Covered Person is the Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:166.33pt;white-space:nowrap;">Not applicable. </td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.34pt;white-space:nowrap;">Single Owner/Spouse Beneficiary </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Covered Person is the Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. Upon death of Covered Person following the Benefit Election Date, the surviving spouse may purchase a new SecurePay rider if he or she continues the Contract under the spousal continuation provisions and certain conditions are met. (See, “Continuation of the Contract by a Surviving Spouse.”) </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Both are Covered Persons. SecurePay rider expires upon death of last surviving Covered Person following the Benefit Election Date. </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:nowrap;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:166.34pt;">Joint Owner/Non-spouse 2<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">nd</span> Owner </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;white-space:normal;">Covered Person is older Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Not applicable. </td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.34pt;white-space:nowrap;">Joint Owner/ Spouse 2<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">nd</span> Owner </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Covered Person is older Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. Upon death of older Owner, the surviving spouse may purchase a new SecurePay rider if he or she continues the Contract under the spousal continuation provisions and certain conditions are met. (See, “Continuation of the Contract by a Surviving Spouse.”) </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Both are Covered Persons. SecurePay rider expires upon death of last surviving Covered Person following the Benefit Election Date.</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> </table><div style="margin-top:11.58pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Changing Beneficiaries — Single Owner with Joint Life Coverage.</span>   After selecting Joint Life Coverage, a single Owner may decide to remove a spouse Beneficiary or add additional Primary Beneficiaries. This would constitute a change of Covered Persons after the Benefit Election Date, and upon notification of the change, we will terminate </div><div style="width:523pt; line-height:11.5pt;">the SecurePay rider. If we terminate your rider due to a change in Covered Person, you may reinstate the rider subject to certain conditions. See “Reinstating Your SecurePay Rider Within 30 Days of Termination.” In addition, whether a spouse continues the Contract could affect the rights and benefits under the SecurePay rider and could have tax consequences. (See “Spousal Continuation” and “Tax Consequences — Treatment of Civil Unions, Domestic Partners, and Divorce.”) </div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">Beginning Your SecurePay Withdrawals</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">You (or your investment professional submitted online) must submit a completed SecurePay Benefit Election Form to our Administrative Office to establish the Benefit Election Date and begin taking SecurePay Withdrawals under the SecurePay Protector or SecurePay Investor rider.</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Even though your SecurePay rider is in effect as of the Rider Issue Date and we begin the SecurePay Fee deductions on that date, any withdrawals made before we receive your SecurePay Benefit Election Form will not qualify as SecurePay Withdrawals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You should carefully consider when to establish the Benefit Election Date and begin taking SecurePay Withdrawals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.88pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.88pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">For SecurePay Protector: </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">For riders issued on or after October 7, 2024:</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:50pt;">You must elect which withdrawal option you are selecting on the Benefit Election Form. There are several options available. The Standard Option provides for a fixed annual withdrawal percentage for the life of the rider. The Advance Options (with guarantee periods of 3, 5, 8, and 10 years) provide for a higher guaranteed annual withdrawal percentage, then after the guaranteed period ends, the annual withdrawal percentage is changed to a lower lifetime annual withdrawal percentage. The lower lifetime annual withdrawal percentages under the Advance Options are lower than the withdrawal rates under the Standard Option, for the corresponding age, on the Benefit Election Date. See the Rate Sheet Percentage Supplement for current withdrawal percentages for all options.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:50pt;">If an Advance Option is selected, the Reserve Amount is based on the lower lifetime withdrawal percentage and corresponding Annual Withdrawal Amount.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">For riders issued before October 7, 2024:</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:10pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:50pt;">A fixed annual withdrawal percentage is offered for the life of the rider.</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">All Contract withdrawals taken on or after the Benefit Election Date are considered either SecurePay Withdrawals or Excess Withdrawals and are subject to the Annual Withdrawal Amount and the Reserve Amount, if any.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You may not make additional Purchase Payments two years or more after the Rider Issue Date, or on or after the Benefit Election Date, whichever comes first. In most cases, if the Company receives a Purchase Payment on or after the Benefit Election Date, the Company will return it to the address on file. If the amount of the Purchase Payment would be sufficient to purchase another variable annuity contract we offer, however, you will be given the option of purchasing a new contract.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">We do not calculate the “roll-up” feature of the SecurePay Protector rider — the SecurePay Roll-up Value — on or after the Benefit Election Date. See “Calculating the Benefit Base Before the Benefit Election Date” and “Calculating the Benefit Base On or After the Benefit Election Date.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You may limit the value of the benefit if you begin taking SecurePay Withdrawals too soon. For example, SecurePay Withdrawals reduce your Contract Value (but not the Benefit Base) and may limit the potential for increasing the Benefit Base through higher Contract Values on Contract Anniversaries. Also, if your Benefit Election Date is within the two years of the Rider Issue Date, you will shorten the period of time during which you could increase your Benefit Base because you may not make additional Purchase Payments on or after the Benefit Election Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">There may be limitations on the minimum age you may begin taking SecurePay Withdrawals. Please refer to the Rate Sheet Prospectus Supplement for details. </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Conversely, if you delay establishing the Benefit Election Date, you may shorten the Benefit Period due to life expectancy, thereby limiting the time during which you may take SecurePay Withdrawals, so you may be paying for a benefit you are not using.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="width:523pt; line-height:11.5pt;">Please consult your investment professional regarding the appropriate time for you to establish the Benefit Election Date and begin taking SecurePay Withdrawals.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Considerations</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.77pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">All</span> withdrawals, including SecurePay Withdrawals, reduce your Contract Value and death benefit. Surrender charges and federal and state income taxes may apply, as well as a 10% federal additional tax if a withdrawal occurs before the Owner reaches age 59½. See “CHARGES AND DEDUCTIONS, Surrender Charge” and “TAXATION OF ANNUITIES IN GENERAL, Taxation of Withdrawals and Surrenders.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">All</span> withdrawals, including SecurePay Withdrawals, count towards the free withdrawal amount under the Contract. However, we do not assess the surrender charge on SecurePay Withdrawals, even when surrender charges would apply if the withdrawal was not a SecurePay Withdrawal. We do impose a surrender charge on Excess Withdrawals and Excess Withdrawals are subject to the minimum Contract Value limitation. See “CHARGES AND DEDUCTIONS, Surrender Charge,” and “Surrenders and Withdrawals, Withdrawals.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:30pt; margin-top:8pt; width:493pt; line-height:11.5pt;font-weight:bold;">The SecurePay rider is designed for you to take SecurePay Withdrawals each Contract Year. SecurePay Withdrawals are aggregate withdrawals during any Contract Year on or after the Benefit Election Date that do not exceed the Annual Withdrawal Amount and the Reserve Amount, if any. Aggregate withdrawals during any Contract Year on or after the Benefit Election Date that exceed the Annual Withdrawal Amount and the Reserve Amount are “Excess Withdrawals.” You should not purchase the SecurePay rider if you intend to take Excess Withdrawals.</div><div style=" float:left; margin-left:40pt; line-height:11.5pt; margin-top:7.77pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;font-weight:bold;"> <span style="font-weight:normal;">•</span> <br/> </div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:50pt;font-weight:bold;">Excess Withdrawals could reduce your Benefit Base by substantially more than the actual amount of the withdrawal (described below).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:50pt;"> <span style="font-weight:bold;">Excess Withdrawals may result in a significantly lower AWA in the future.</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.78pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:50pt;"> <span style="font-weight:bold;">Excess Withdrawals may significantly reduce or eliminate the value of the SecurePay benefit.</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">If you would like to make an Excess Withdrawal and are uncertain how an Excess Withdrawal will reduce your future guaranteed withdrawal amounts, then you may contact us prior to requesting the withdrawal to obtain a personalized, transaction-specific calculation showing the effect of the Excess Withdrawal.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Rate Sheet Prospectus Supplement Information</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Rate Sheet Prospectus Supplement contains the Maximum Withdrawal Percentage(s), the maximum Reserve Amount, the current fees for the available Optional Death Benefits, and the current fee for the SecurePay Protector rider or the SecurePay Investor rider applicable to Contracts applied for while that Rate Sheet Prospectus Supplement remains in effect (the “Effective Period”). The Effective Period is described in each Rate Sheet Prospectus Supplement. See “Maximum Withdrawal Percentage”. The Rate Sheet Prospectus Supplement also updates the Ongoing Fees and Expenses (annual charges) for the Contract provided in the “IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT” section of the Prospectus and Initial Summary Prospectus, respectively, taking into account the current fees for the optional benefits disclosed in the Rate Sheet Prospectus Supplement.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">In order for us to use the percentages, maximum Reserve Amount and fees in any particular Rate Sheet Prospectus Supplement, your necessary application information must be signed during it’s Effective Period. We must receive your necessary application information and payment of at least the minimum initial Purchase Payment ($5,000) within ten calendar days of the end of the Effective Period. If you plan to pay the initial Purchase Payment by exchanging another annuity contract that you own, we must receive your necessary application information within ten calendar days of the end of the Effective Period and the exchanged amount within 90 calendar days of the end of the Effective Period. If those conditions (the “Rate Sheet Eligibility Conditions”) are met, or if the then current Rate Sheet Prospectus Supplement percentages, maximum Reserve Amount and fees are identical to those <span style="font-weight:bold;">set forth in the Rate Sheet Prospectus Supplement</span> attached to your prospectus, we will follow our established procedures for issuing the Contract. See “Issuance of a Contract.”</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If any of these conditions are not met, we will consider your application not to be in Good Order. In that case, we will inform your financial adviser and request instructions as whether to apply the initial Purchase Payment and issue the Contract with the percentages, maximum Reserve Amount and fees in effect under the current Rate Sheet Prospectus Supplement or cancel the application and return your Purchase Payment. If your financial adviser instructs us to issue the Contract, we will provide you with the Rate Sheet Prospectus Supplement that applies to your Contract and an amendment to your application upon delivery of the Contract. If we are unable to contact your financial adviser within five business days after we determine the application is not in Good Order, we will return your Purchase Payment. You, or your financial adviser may also instruct us to issue the Contract without the SecurePay Protector rider or the </div><div style="width:523pt; line-height:11.5pt;">SecurePay Investor rider. Once we receive both the necessary application information and at least the minimum initial Purchase Payment, we will follow our established procedures for issuing the Contract.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If any of the Rate Sheet Eligibility Conditions are not met because of reasons reasonably beyond your control, Protective Life may, in its sole discretion, modify, terminate, suspend or waive the Rate Sheet Eligibility Conditions on such terms and conditions as it deems advisable (each a “Rate Sheet Eligibility Condition Change”). Any such Rate Sheet Eligibility Condition Change shall be effected by the Company on a basis that is not unfairly discriminatory.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Since the Optional Death Benefits can only be purchased at Contract Issue, the fee for a particular Optional Death Benefit will be disclosed in the Rate Sheet Prospectus Supplement in effect when you signed your Contract. If you purchase a SecurePay rider under the RightTime option, the Rate Sheet Prospectus Supplement containing the applicable SecurePay rider fee, Maximum Withdrawal Percentage(s), maximum Reserve Amount, and roll-up percentage will be the Rate Sheet Prospectus Supplement with an Effective Period that includes your Rider Issue Date. You should not purchase the SecurePay Protector rider or the SecurePay Investor rider without first obtaining the applicable Rate Sheet Prospectus Supplement. Please contact us at <span style="white-space:nowrap;">1-800-456-6330</span> to obtain the current Rate Sheet Prospectus Supplement. The current Rate Sheet Prospectus Supplement is also available online at https://​protective.onlineprospectus.net/protective/ProtectiveAspirations/index.html and www.sec.gov under File Number 333-261426. No new Rate Sheet Prospectus Supplement that supersedes a prior Rate Sheet Prospectus Supplement will become effective unless written notice of effectiveness of the new Rate Sheet Prospectus Supplement is given at least 10 business days in advance. The relevant information from all superseded Rate Sheet Prospectus Supplements can be found in Appendix: Example of SecurePay Rider to the Prospectus. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Determining the Amount of Your SecurePay Withdrawals</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">Any SecurePay Withdrawal will first come from any Reserve Amount that has been accumulated. After any Reserve Amount has been depleted, or if no Reserve Amount exists, the AWA is the maximum amount of SecurePay Withdrawals permitted each Contract Year. We determine your initial AWA as of the end of the Valuation Period during which we receive your completed SecurePay Benefit Election form at our Administrative Office in “good order” by multiplying your Benefit Base on that date by the “Maximum Withdrawal Percentage” applicable to your Contract and determined according to the Rate Sheet Prospectus Supplement effective when you purchase the SecurePay Protector or the SecurePay Investor rider. The Benefit Election form will be deemed in “good order” if it is fully and accurately completed and signed by the Owner(s) and received by us at our Administrative Office. Alternatively, your investment professional may complete the Benefit Election form online, submit electronically, and will be in good order if it is fully and accurately completed. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Maximum Withdrawal Percentage</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The current Maximum Withdrawal Percentage is set forth in the Rate Sheet Prospectus Supplement attached to your prospectus. See “Rate Sheet Prospectus Supplement Information.”</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Under certain circumstances, we may increase your AWA. See “SecurePay NH: Increased AWA Because of Confinement in Nursing Home,” and “Required Minimum Distributions.” In no event will the AWA increase once the Contract Value is reduced to zero and an Annuity Date is established. (See “Reduction of Contract Value to Zero.”)</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Calculating the Benefit Base Before the Benefit Election Date</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Benefit Base is used to calculate the AWA and determine the SecurePay Fee. As the Benefit Base increases, both the AWA and the amount of the SecurePay Fee increase. </div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: The Benefit Base is <span style="font-style:italic;">only</span> used to calculate the AWA and the SecurePay Fee; it is not a cash value, surrender value, or death benefit, it is not available to Owners, it is not a minimum return for any Sub-Account, and it is not a guarantee of any Contract Value.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Under the SecurePay rider, your initial Benefit Base is equal to your initial Purchase Payment.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-weight:bold;"> <span style="font-weight:normal;">Thereafter, we increase the Benefit Base dollar-for-dollar for each Purchase Payment made within 2 years of the Rider Issue Date. </span>We reduce the Benefit Base for each withdrawal from the Contract prior to the Benefit Period in the same proportion that each withdrawal reduces the Contract Value as of the date we process the withdrawal request.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">Example: Assume your Benefit Base is $100,000, but because of poor Sub-Account performance your Contract Value has fallen to $90,000. If you make a $9,000 withdrawal, thereby reducing your Contract Value by 10% to $81,000, we would reduce your Benefit Base also by 10%, or $10,000, to $90,000.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">On each Contract Anniversary following the Rider Issue Date, we also will increase the Benefit Base to equal the “SecurePay Anniversary Value” if that value is higher than the Benefit Base. On each Contract Anniversary, the </div><div style="width:523pt; line-height:11.5pt;">“SecurePay Anniversary Value” is equal to your Contract Value on that Contract Anniversary. If we receive a withdrawal request on a Contract Anniversary, we will deduct the withdrawal from Contract Value before calculating the SecurePay Anniversary Value.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">The SecurePay Protector “Roll-up”.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;">The SecurePay “Roll-up” feature is not available on the SecurePay Investor rider.<span style="font-style:normal;"> </span></div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The SecurePay Protector rider is also designed to provide for potential increases in your Benefit Base (the “roll-up percentage”) each Contract Anniversary during a specified period (“Roll-up Period”), even if your Contract Value has not increased. The roll-up percentage applicable to your Contract is identified in the Rate Sheet Prospectus Supplement in effect when you purchase your Contract.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-weight:bold;">For SecurePay Protector riders issued before October 7, 2024, your Contract Value must be at least 50% (<span style="font-style:italic;">i.e.</span>, half) of your Benefit Base to be eligible for an increase in Benefit Base equal to the “roll-up” amount (described below) on any Contract Anniversary during the Roll-up Period. For SecurePay Protector riders issued on or after October 7, 2024, this limitation does not apply.<span style="font-weight:normal;"> </span></div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">This means that when calculating the Benefit Base before the Benefit Election Date, we will recalculate your Benefit Base on each Contract Anniversary during the Roll-up Period to equal the greatest of:</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8.4pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div><div style=" margin-top:8.4pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the Benefit Base on that Contract Anniversary;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Anniversary Value on that Contract Anniversary; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Roll-up Value, which is equal to:</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:60pt;">the most recently calculated Benefit Base prior to that Contract Anniversary; <span style="font-style:italic;">plus</span></div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:60pt;">the “roll-up” amount, which is equal to: </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:60pt; margin-top:8pt; width:463pt; line-height:11.5pt;font-style:italic;">For SecurePay Protector riders issued on or after October 7, 2024:</div><div style=" float:left; margin-left:60pt; line-height:11pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">i.<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:80pt;">the roll-up amount is equal to a percentage of the Benefit Base on the previous Contract Anniversary, reduced proportionately for withdrawals made since that anniversary. This means that we will reduce the “roll-up” amount for each withdrawal made since the previous Contract Anniversary in the same proportion that each withdrawal reduced the Contract Value as of the date we processed the withdrawal request.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:80pt; margin-top:8pt; width:443pt; line-height:11pt;">We will also include Purchase Payments made within the first 120 days following the Contract Issue Date when calculating the roll-up amount on the first Contract Anniversary. For example, using a hypothetical 5.0% Roll-up percentage, if your initial Purchase Payment on the Contract Issue Date is $50,000 and we receive an additional $100,000 Purchase Payment 90 days later, then assuming you do not take any withdrawals during the first Contract Year, the roll-up amount on the first Contract Anniversary will be $7,500 (($50,000 + $100,000) x 5.0%).</div><div style="margin-left:60pt; margin-top:8pt; width:463pt; line-height:11.5pt;font-style:italic;">For SecurePay Protector riders issued before October 7, 2024:</div><div style=" margin-top:7.91pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:80pt;">if your Contract Value on that Contract Anniversary is at least 50% (<span style="font-style:italic;">i.e.,</span> half) of the most recently calculated Benefit Base prior to that Contract Anniversary, then the roll-up amount is equal to a percentage of the Benefit Base on the previous Contract Anniversary, reduced proportionately for withdrawals made since that anniversary. This means that we will reduce the “roll-up” amount for each withdrawal made since the previous Contract Anniversary in the same proportion that each withdrawal reduced the Contract Value as of the date we processed the withdrawal request.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:80pt; margin-top:8pt; width:443pt; line-height:11pt;">We will also include Purchase Payments made within the first 120 days following the Contract Issue Date when calculating the roll-up amount on the first Contract Anniversary. For example, using a hypothetical 5.0% Roll-up percentage, if your initial Purchase Payment on the Contract Issue Date is $50,000 and we receive an additional $100,000 Purchase Payment 90 days later, then assuming you do not take any withdrawals during the first Contract Year, the roll-up amount on the first Contract Anniversary will be $7,500 (($50,000 + $100,000) x 5.0%).</div><div style=" float:left; margin-left:60pt; line-height:11pt; margin-top:7.91pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">ii.<br/></div><div style=" margin-top:7.91pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:80pt;">if your Contract Value on that Contract Anniversary is less than 50% (i.e., half) of the most recently calculated Benefit Base prior to that Contract Anniversary, then the roll-up amount is equal to $0.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:80pt; margin-top:8pt; width:443pt; line-height:11pt;">We will only recalculate your Benefit Base on each Contract Anniversary during the Roll-up Period if your Contract Value is at least 50% (i.e., half) of your Benefit Base as of that Contract Anniversary. </div><div style="margin-left:80pt; width:443pt; line-height:11pt;">For example, if on a Contract Anniversary your Contract Value is $65,000 and the most recently calculated Benefit Base prior to that anniversary is $150,000, you will not be eligible for an increase on that anniversary equal to the “roll-up” amount because your Contract Value ($65,000) is less than 50% of your Benefit Base ($150,000 x 0.5 = $75,000). </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-weight:bold;">Note: If the SecurePay Anniversary Value is consistently higher than the SecurePay Roll-up Value (because your Contract Value is generally increasing by more than the Roll-up percentage each Contract Year), the SecurePay Roll-up Value may never be used to increase your Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">When we calculate the SecurePay Roll-up Value on the first Contract Anniversary following the Rider Issue Date, we will apply the Roll-up percentage (if applicable) to the Benefit Base on the Rider Issue Date to determine the “roll-up” amount, and then reduce the “roll-up” amount proportionately for withdrawals made since the Rider Issue Date. We will then add the reduced “roll-up” amount to the most recently calculated Benefit Base prior to the first Contract Anniversary to determine the SecurePay Roll-up Value. </div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">Example: Assume on the Rider Issue Date your Benefit Base is $100,000. Three months later, assume your Contract Value is $103,000 and you take a withdrawal of  $10,300, reducing your current Contract Value to $92,700, which results in a decrease of 10% (($103,000 – $92,700)/$103,000). Because of the withdrawal, we will reduce your Benefit Base by 10% as well, to $90,000. Also assume that one month later your Contract Value increased from $92,700 to $94,000 due to favorable market performance and you do not make any additional Purchase Payments or withdrawals.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">Using a hypothetical 5.0% Roll-up percentage, on the first Contract Anniversary, we will determine the SecurePay Roll-up Value by adding the most recently calculated Benefit Base ($90,000) to 5.0% of the Benefit Base on the previous Contract Anniversary (the Rider Issue Date), increased by any Purchase Payments made within 120 days of the Contract Issue Date and reduced proportionately for withdrawals made since that anniversary. The Benefit Base on the Rider Issue Date was $100,000, and 5.0% of  $100,000 = $5,000. However, because a withdrawal was made during the year, we will reduce this “roll-up” amount in the same proportion that the withdrawal reduced the Contract Value, which was 10%. Because 10% of the “roll-up” amount is $500, the reduced “roll-up” amount is $4,500 ($5,000 – $500). We then calculate the SecurePay Roll-up Value by adding the “roll-up” amount of  $4,500 to $90,000 (the most recently calculated Benefit Base), and determine that the SecurePay Roll-up Value is $94,500.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">We will then recalculate your Benefit Base on the first Contract Anniversary to equal the greatest of:</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8.31pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div><div style=" margin-top:8.31pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the Benefit Base on that Contract Anniversary ($90,000);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.82pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Anniversary Value on that Contract Anniversary ($94,000); or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.82pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Roll-up Value ($94,500)</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">We will set your Benefit Base equal to $94,500 because the SecurePay Roll-up Value is greater than the Benefit Base on that Contract Anniversary and the SecurePay Anniversary Value on that Contract Anniversary.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: Withdrawals could reduce your SecurePay Roll-up Value by substantially more than the actual amount of the withdrawal. For example, assume your Benefit Base at the beginning of the Contract Year is $100,000. Assuming that you do not make any additional Purchase Payments or withdrawals and assuming your Contract Value remains at 50% or more of your Benefit Base (for SecurePay Protector riders issued before October 7, 2024), the SecurePay Roll-up Value on the next Contract Anniversary would be $105,000 ($100,000 + $5,000 (a 5.0% “roll-up” amount)).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Assume instead, however, that during the Contract Year you make a withdrawal of  $45,000 and your Contract Value at that time is $90,000 (i.e., the withdrawal is 50% of your Contract Value). Both the Benefit Base and the “roll-up” amount are also reduced by 50%, to $50,000 and $2,500, respectively. This would result in a SecurePay Roll-up Value of  $52,500 on the next Contract Anniversary ($50,000 + $2,500), rather than $105,000. Thus, the $45,000 withdrawal would reduce the SecurePay Roll-up Value by more than $45,000 — it would reduce it by $52,500 ($105,000 – $52,500).</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Roll-up Period begins on the Rider Issue Date and generally lasts for up to ten Contract Anniversaries where there has been an increase of the Benefit Base. The Roll-up Period will end on the next Valuation Date following the 10th Contract Anniversary on which we increase your Benefit Base to equal either the SecurePay Anniversary Value or the SecurePay Roll-up Value. This means that when determining the ten Contract Anniversaries that make up your Roll-up Period, we will not count Contract Anniversaries on which your Benefit Base does not increase.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">However, your Roll-up Period will end sooner — on either the Benefit Election Date or the date the SecurePay Protector rider terminates (see “Terminating the SecurePay Rider”) — if either of these dates occur while your Roll-up Period is in effect. If the Roll-up Period ends, the SecurePay Protector rider may not terminate. We will continue to assess the </div><div style="width:523pt; line-height:12pt;">SecurePay Fee for the SecurePay Protector rider until the SecurePay Protector rider terminates. Also, we will only include the SecurePay Roll-up Value when calculating your Benefit Base while the Roll-up Period is in effect.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">Note: This means that if the Roll-up Period ends because you have established the Benefit Election Date, we will still continue to assess the SecurePay Fee until termination of the SecurePay Protector rider. We also will assess the SecurePay Fee during times when the Roll-up Period has expired.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">Note: Once you establish your Benefit Election Date, we no longer calculate the SecurePay Roll-up Value. See “Calculating the Benefit Base On or After the Benefit Election Date.” Therefore, once you reach your Benefit Election Date you will no longer receive any additional value from the “Roll-up” feature of the SecurePay Protector rider. On the other hand, delaying the Benefit Election Date may limit the time during which you may take SecurePay Withdrawals, due to life expectancy. See “Beginning Your SecurePay Withdrawals”. You should carefully weigh the advantages of the SecurePay Roll-up Value with the disadvantages of delaying taking SecurePay Withdrawals.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Calculating the Benefit Base On or After the Benefit Election Date</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">We continue calculating the Benefit Base after the Benefit Election Date in the same manner as we did prior to the Benefit Election Date, <span style="font-style:italic;">except withdrawals are treated differently.</span> The effect of a withdrawal on the Benefit Base depends on whether the withdrawal is a SecurePay Withdrawal or an Excess Withdrawal. An Excess Withdrawal is any withdrawal after the Benefit Election Date which, when aggregated with all prior withdrawals during that Contract Year, exceeds the Contract Year’s Annual Withdrawal Amount and Reserve Amount.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">We will not calculate the SecurePay Roll-up Value on or after the Benefit Election Date.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">SecurePay Withdrawals</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">SecurePay Withdrawals do not reduce the Benefit Base. Therefore, if all your withdrawals during the Benefit Period are SecurePay Withdrawals, your Annual Withdrawal Amount under the Standard Option will never decrease and under an Advance Option, the Annual Withdrawal Amount will remain the same for the applicable guarantee period then change to a reduced withdrawal percentage and will never decrease, and you may continue to withdraw at least that amount under all Advance Options for the lifetime of the Covered Person (or the last surviving Covered Person, if you selected Joint Life Coverage).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If your Benefit Base increases on a Contract Anniversary because the SecurePay Anniversary Value exceeds the Benefit Base on that date, your Annual Withdrawal Amount and therefore SecurePay Withdrawals available to you in subsequent Contract Years will also increase.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Your Annual Withdrawal Amount is cumulative. If you choose to receive only a part of, or none of, your AWA in any given Contract Year, the remaining portion may carry forward to future Contract Years as your Reserve Amount. The AWA and maximum Reserve Amount are calculated annually on the Contract Anniversary. You may accumulate up to several times your AWA in your Reserve Amount. To determine the maximum Reserve Amount, see your Rate Sheet Prospectus Supplement. When you take SecurePay Withdrawals in the future, the withdrawals will be taken first from any available Reserve Amount and then from your AWA without reducing your Benefit Base. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Consideration</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.07pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.07pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">Once the maximum Reserve Amount is accumulated, you should understand that any additional portions of your AWA that you choose not to receive in a given Contract Year will not carry over to future Contract Years.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">If your Reserve Amount is greater than your Contract Value in a Valuation Period, your Reserve Amount will be limited to the Contract Value. Once the Contract Value is zero, the Reserve Amount will not be available to you. For more information on the SecurePay Withdrawal following the depletion of Contract Value, please see the “Reduction of Contract Value to Zero” section.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:12pt;">We do not impose a surrender charge on any SecurePay Withdrawals.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Excess Withdrawals</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">During the Benefit Period any portion of a withdrawal that, when aggregated with all prior withdrawals during that Contract Year, exceeds first the Reserve Amount, if any, and then the Annual Withdrawal Amount constitutes an Excess Withdrawal. Therefore, a withdrawal during the Benefit Period that causes the aggregate withdrawals for that Contract Year to exceed the Reserve Amount and the Annual Withdrawal Amount may include amounts that qualify as a SecurePay Withdrawal as well as amounts that are Excess Withdrawals.</div><div style="width:523pt; line-height:11.5pt;">An Excess Withdrawal will reduce the Benefit Base. The effect of the Excess Withdrawal on the Benefit Base depends, in part, on the relationship of the Benefit Base to the Contract Value at that time.</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">If, at the time of the Excess Withdrawal, your Contract Value minus the non-excess portion of the withdrawal (the portion of the withdrawal that qualifies as a SecurePay Withdrawal) is greater than the Benefit Base, we will reduce the Benefit Base by the amount of the Excess Withdrawal plus any applicable surrender charge.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">If, at the time of Excess Withdrawal, your Contract Value minus the non-excess portion of the withdrawal (the portion of the withdrawal that qualifies as a SecurePay Withdrawal) is less than or equal to the Benefit Base, we will reduce the Benefit Base in the same proportion that the Excess Withdrawal, plus any applicable surrender charge, bears to the Contract Value minus the SecurePay Withdrawal.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">For example, suppose your Benefit Base is $100,000, your Maximum Withdrawal Percentage is 5.0% (<span style="font-style:italic;">i.e.</span>, your AWA is $5,000), your Contract Value is $110,000, and Reserve Amount equals zero. No surrender charges apply to this calculation because the gross withdrawal amount is used. If you have already taken $3,000 of SecurePay Withdrawals in the Contract Year and then request another $3,000 withdrawal you will exceed your AWA by $1,000, and we will consider $2,000 of that withdrawal to be a SecurePay Withdrawal and $1,000 to be an Excess Withdrawal. In this case, rule (a) above applies because the Contract Value less the SecurePay Withdrawal ($110,000 – $2,000 = $108,000) is greater than your Benefit Base ($100,000). We will therefore reduce your Benefit Base by the Excess Withdrawal and your new Benefit Base will be $99,000 ($100,000 – $1,000).</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">However, if in the example above your Contract Value is $70,000 then rule (b) applies. In this case, we determine the reduction in your Benefit Base first by determining the proportion that the Excess Withdrawal bears to the Contract Value less SecurePay Withdrawal. We calculate this by dividing the $1,000 Excess Withdrawal by the Contract Value less the $2,000 SecurePay Withdrawal ($1,000 ÷ ($70,000 – $2,000) = 1.4706%). We will then apply this same percentage to reduce your Benefit Base. Thus your new Benefit Base will be equal to $98,529 ($100,000 – ($100,000 * 0.014706)).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">The examples above do not include the effect of any surrender charges that may be applicable.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We will recalculate the Annual Withdrawal Amount on the next Contract Anniversary by multiplying the Benefit Base on that date by the Maximum Withdrawal Percentage. We also will apply a surrender charge to the Excess Withdrawal, if a surrender charge would otherwise be applicable.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Reduction of Contract Value to Zero</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If the Contract Value is reduced to zero due to the deduction of fees or a SecurePay Withdrawal, the Contract will terminate, the Reserve Amount will terminate, and we will settle the benefit under your SecurePay rider as follows:</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">We will pay the remaining AWA not yet withdrawn in the current Contract Year, if any, in a lump sum;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">We will establish an Annuity Date that is the Contract Anniversary following the date of the transaction that reduced the Contract Value to zero; and</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">On the Annuity Date we will pay a monthly payment equal to the AWA divided by 12 until the death of the Owner, or if the rider covers two spouses, the death of the second spouse.If benefits are being paid under the SecurePay NH benefit on the Annuity Date, the amount of your annuity payments will be determined in accordance with the terms of the SecurePay NH endorsement. (See “Availability of SecurePay NH Benefit after Annuitization.”) Please note that we may accept different payment intervals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If you request a surrender and your Contract Value at the time of the request is less than your remaining Reserve Amount and AWA for that Contract Year, we will pay you a lump sum equal to such remaining Reserve Amount and AWA.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">If your Contract Value reduces to zero due to an Excess Withdrawal, we will terminate your Contract and the SecurePay rider. You will not be entitled to receive any further benefits under the SecurePay rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">As with any distribution from the Contract, there may be tax consequences. In this regard, we intend to treat any amounts that you receive before the Annuity Date is established as described above and that are in the form of SecurePay Withdrawals as withdrawals. We intend to treat any amounts that you receive after the Annuity Date is established as described above and that are a settlement of the benefit under your SecurePay rider as annuity payments for tax purposes. See “TAXATION OF ANNUITIES IN GENERAL, Taxation of Consequences of Protected Lifetime Income Benefits.” </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Benefit Available on Maximum Annuity Date (oldest Owner’s or Annuitant’s 95<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> birthday)</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">You must annuitize the Contract no later than the oldest Owner’s or Annuitant’s 95<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> birthday (“Maximum Annuity Date”). The SecurePay rider will terminate on the Annuity Date, whether or not you have begun your SecurePay Withdrawals.</div><div style="width:523pt; line-height:11.5pt;">If your SecurePay rider is in effect on the Maximum Annuity Date, in addition to the other Annuity Options available to you under your Contract, one of your Annuity Options will be to receive monthly annuity payments equal to the AWA divided by 12 for the life of the Covered Person (or the last surviving Covered Person if Joint Life Coverage was selected). If benefits are being paid under the SecurePay NH benefit on the Maximum Annuity Date, the amount of your annuity payments will be determined in accordance with the terms of the SecurePay NH endorsement. (See “Availability of SecurePay NH Benefit after Annuitization.”) If you do not select an Annuity Option, your monthly annuity payments will be the greater of  (i) the AWA divided by 12 or (ii) payments based upon the Contract Value for the life of the Annuitant with a 10-year Certain Period. We must receive written notification of your election of such annuity payments at least three days but no earlier than 90 days before the Maximum Annuity Date. For more information regarding Annuity Options, including Certain Period options, see “ANNUITY PAYMENTS, Annuity Options.”</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Consideration</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">On the Maximum Annuity Date, the SecurePay rider will terminate and any Reserve Amount you have accumulated will no longer be available. The Reserve Amount is not included in the AWA Annuity Option. You should be aware that if you choose not to use your Reserve Amount prior to the Maximum Annuity Date, you will not receive the benefit of your accumulated Reserve Amount.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">SecurePay Fee</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We deduct a fee for the SecurePay rider that compensates us for the costs and risks we assume in providing this benefit. This SecurePay Fee is a percentage of the Benefit Base. We deduct this fee from your Contract Value on the Valuation Date that occurs after each Valuation Period containing a Monthly Anniversary Date. The SecurePay Fee is deducted from the Sub-Accounts of the Variable Account only; it is not deducted from the assets in the DCA Account. The monthly fee is deducted from the Sub-Accounts in the same proportion that the value of each Sub-Account bears to the total Contract Value in the Variable Account on that date. Accordingly, you must have transferred some assets from your DCA Account to Sub-Accounts in accordance with our Allocation Guidelines and Restrictions before the fee is charged. The monthly fee is deducted from a Sub-Account in the same proportion that the Sub-Account value bears to the total Contract Value in the Variable Account on that date.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Information regarding the current fees for the SecurePay riders can be found in the Rate Sheet Prospectus Supplement that accompanies your Prospectus. See “Rate Sheet Prospectus Supplement Information.” We may increase the SecurePay Fee. However, we will not increase the SecurePay Fee for the SecurePay riders above a maximum 2.00% (2.20% under RightTime) of the Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We reserve the right to increase the SecurePay fee up to the maximum stated above if, in our sole discretion, the increase is necessary or appropriate to cover the costs Protective Life incurs to mitigate the risks associated with offering the rider. If we increase the SecurePay Fee, we will give you at least 30 days’ written notice prior to the increase which notice will identify the date the increase in the SecurePay Fee will take place and provide instructions on how to accept or decline the increase. You may elect not to pay the increase in your SecurePay Fee. If you elect not to pay the increased SecurePay Fee, your SecurePay rider will not terminate, but your Benefit Base will be capped at its then current value and you will give up the opportunity for any future increases in the Benefit Base if your Contract Value exceeds your Benefit Base on subsequent Contract Anniversaries. You will continue to be assessed your current SecurePay Fee. We also will no longer calculate the SecurePay Roll-up Value when determining your Benefit Base if you elect not to pay the increase in your SecurePay Fee. You will continue to be assessed your current SecurePay Fee, even though you will no longer be entitled to additional SecurePay Roll-up Values. See “SecurePay Riders.”</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Terminating the SecurePay Rider</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">The SecurePay rider will terminate upon the earliest of:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.81pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.81pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date you terminate your SecurePay rider (permitted after the rider has been in effect for at least ten years);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">the Valuation Date the Contract is surrendered or terminated;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">the Valuation Date your Contract Value reduces to zero due to an Excess Withdrawal;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date your Contract Value reduces to zero due to poor Sub-Account performance, the deduction of fees, and/or a SecurePay Withdrawal (subject to our obligation to make monthly payments to you, as set forth above under “Reduction of Contract Value to Zero”);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date on or after the Benefit Election Date we receive instructions from you that results in a change in Covered Person(s);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" line-height:11.5pt; text-align:left; margin-left:30pt;">for a SecurePay rider with one Covered Person, the date of the Covered Person’s death before the Annuity Date (even if the surviving spouse of the deceased Covered Person elects to continue the Contract);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.6pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">for a SecurePay rider with two Covered Persons, the date of death of the last surviving Covered Person before the Annuity Date;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.6pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Maximum Annuity Date (being the Owner’s choice of the options outlined under “Benefit Available on Maximum Annuity Date (Oldest Owner’s or Annuitant’s 95<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> Birthday)”); or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.6pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date we receive instructions that are not in compliance with our Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.61pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Deduction of the monthly fee for the SecurePay rider ceases upon termination. We will not refund the SecurePay fees you have paid if your SecurePay rider terminates for any reason. If your SecurePay rider terminates, you may not reinstate it or purchase a new rider except as described below under “Spousal Continuation” and “Reinstating Your SecurePay Rider Within 30 Days of Termination.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Spousal Continuation</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Upon the death of the Owner <span style="font-style:italic;">before</span> the Benefit Election Date, if the surviving spouse elects to continue the Contract and become the new Owner, the surviving spouse may also continue the SecurePay rider, provided the surviving spouse meets the rider’s issue age requirements as of the Rider Issue Date or as of any date prior to the date we receive the written request to continue the Contract. On the next Contract Anniversary, the Benefit Base will be the greater of  (1) the Contract Value (which will reflect the Death Benefit), or (2) the current Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If the SecurePay Benefit Election Form indicates Single Life Coverage and the SecurePay rider terminates due to the death of the Covered Person <span style="font-style:italic;">following</span> the Benefit Election Date, and if the surviving spouse elects to continue the Contract and become the new sole Owner, then the surviving spouse may purchase a new SecurePay rider before the Annuity Date if we are offering the rider at that time. If all the conditions to purchase a new SecurePay rider have been met, we will issue the rider upon our receipt of the surviving spouse’s written request. The new rider will be subject to the terms and conditions of the SecurePay rider in effect at the time it is issued. This means:</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.62pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.62pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">The initial Benefit Base will be equal to the Contract Value as of the new Rider Issue Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.61pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">We will impose the current SecurePay Fee under RightTime in effect on the new Rider Issue Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The surviving spouse may not purchase a new SecurePay rider if he or she does not meet the rider’s issue age requirements as of the Rider Issue Date or the date we receive the written request to continue the Contract. Only the surviving spouse is eligible to be a Covered Person under the new rider, and the rider will terminate upon the death of that Covered Person. Please note that the SecurePay riders may not be available in all states and that we may limit the availability of the SecurePay riders at any time.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If the SecurePay Benefit Election Form indicates Joint Life Coverage and a Covered Person dies <span style="font-style:italic;">following</span> the Benefit Election Date, and if the surviving spouse elects to continue the Contract and the SecurePay rider, the Annual Withdrawal Amount remains the same until the next Contract Anniversary. On the next Contract Anniversary, the Benefit Base will be the greater of the Contract Value (which will reflect the addition of the Death Benefit) or the current Benefit Base and we will recalculate the Annual Withdrawal Amount, if necessary, using the Maximum Withdrawal Percentage associated with Joint Life Coverage.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Reinstating Your SecurePay Rider Within 30 Days of Termination</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If your SecurePay rider terminated due to a Prohibited Allocation instruction (see “ALLOCATION GUIDELINES AND RESTRICTIONS FOR PROTECTED LIFETIME INCOME BENEFITS”) or due to a change in Covered Person after the Benefit Election Date (see “Designating the Covered Person(s)”), and you made no additional Purchase Payment after the termination, you may request that we reinstate the rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If termination occurred due to a Prohibited Allocation instruction, your written reinstatement request must correct the previous Prohibited Allocation instruction by either directing us to allocate your Contract Value in accordance with the rider’s Allocation Guidelines and Restrictions and/or resume portfolio rebalancing. If termination occurred due to a change in Covered Person after the Benefit Election Date, your written reinstatement request must correct the change in Covered Person by directing us to designate under the reinstated rider the original Covered Person(s) that had been selected on the Benefit Election Date. </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We must receive your written reinstatement request within 30 days of the date the rider terminated. The reinstated rider will have the same terms and conditions, including the same SecurePay Rider Issue Date, Benefit Base, Reserve Amount, AWA, SecurePay Fee and Maximum Withdrawal Percentage as it had prior to termination.</div><div style="width:523pt; line-height:12pt;font-weight:bold;">Tax Consequences</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Treatment of Civil Unions, Domestic Partners, and Divorce.</span>   If state law affords legal recognition to domestic partnerships or civil unions, the Rider will treat individuals who are in a bona fide civil union or domestic partnership as married and spouses for purposes of the Rider. However, as described above in “Death Benefit — Continuation of the Contract by a Surviving Spouse,” for federal tax law purposes such individuals are not treated as “spouses.” Likewise, if the Covered Persons are no longer married as of the date of death, such individuals are no longer treated as spouses for federal tax law purposes. As a result, if a beneficiary of a deceased owner and the owner were parties to a civil union or domestic partnership, or if the beneficiary and the deceased owner were no longer married as of the date of death, the beneficiary will be required by federal tax law to take distributions from the Contract in the manner applicable to non-spouse beneficiaries and will not be able to continue the Contract. In some circumstances, these required distributions could substantially reduce or eliminate the SecurePay rider benefit while the surviving Beneficiary is still alive.</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">In addition, the rider allows the surviving spouse of a deceased owner who continues the Contract and becomes the new owner to either continue the SecurePay rider or purchase a new rider (depending on the date of death and whether the rider provides single or joint life coverage). This right is only available to an individual who was the spouse of the deceased owner within the meaning of federal tax law because only such a spouse is eligible to continue the Contract under federal tax law.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">An individual who is a party to a civil union or a domestic partnership should not purchase the SecurePay rider before consulting legal and financial advisors and carefully evaluating whether the SecurePay rider is suitable for his or her needs.</div><div style="margin-top:11.6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Other Tax Matters.</span>   For a discussion of other tax consequences specific to your SecurePay rider, please see “TAXATION OF ANNUITIES IN GENERAL, Tax Consequences of Protected Lifetime Income Benefits” and “QUALIFIED RETIREMENT PLANS, Protected Lifetime Income Benefits.” </div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">SecurePay NH: Increased AWA Because of Confinement in Nursing Home</div><div style="margin-top:1.5pt; width:523pt; line-height:9.5pt;font-size:8pt;">If you are confined to a nursing home, you may be eligible for an increased Annual Withdrawal Amount (“AWA”) with our SecurePay NH (Nursing Home Enhancement) feature. This feature is included at no additional charge with the SecurePay Protector rider or SecurePay Investor rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">The SecurePay NH benefit may not be available in all states and may not be available with new contracts in the future. Please check with your financial advisor to determine availability.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">What is the SecurePay NH benefit?</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">If your rider was issued on or after October 7, 2024, (for sole Covered Person or both Covered Persons in a nursing home) we will double the AWA to which you are currently entitled for that year, not to exceed 15% of your Benefit Base; (if only one of two Covered Persons in a nursing home) we will multiply the AWA by 125% to which you are currently entitled for that year, not to exceed 15% of your Benefit Base. Not applicable to riders issued in California.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">If your rider was issued before October 7, 2024, (for sole Covered Person or both Covered Persons in a nursing home) we will double the AWA to which you are currently entitled for that year, not to exceed 10% of your Benefit Base. For all riders issued in California, regardless of rider issue date.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Nursing Home Benefit Period</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Nursing Home Benefit Period is the period of time during which the increased SecurePay withdrawal percentage is used to calculate the AWA. Any Contract Year or portion thereof during which the increased SecurePay withdrawal percentage is used to calculate the AWA will be a full Contract Year for the purpose of determining the Nursing Home Benefit Period.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Nursing Home Benefit Period will extend for a maximum of five (5) Contract years in which you qualify for the SecurePay NH benefit or until the SecurePay Rider terminates, whichever occurs first. The qualifying Contract years need not be consecutive. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Eligibility for the SecurePay NH Benefits</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">To qualify for the increased AWA under the SecurePay NH benefit, the Covered Person must:</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">have established the Benefit Election Date or establish the Benefit Election Date when he or she applies for the SecurePay NH benefit;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">(a) be currently confined to a Nursing Home, as defined below; (b) have been confined to a Nursing Home for at least 90-days immediately preceding your application for the SecurePay NH benefit; and (c) have a reasonable expectation that he or she will continue to be confined to a Nursing Home; and</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div><div style=" line-height:11pt; text-align:left; margin-left:40pt;">be unable to perform at least two of the six Activities of Daily Living described below, or be diagnosed with a Severe Cognitive Impairment.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Nursing Home: For purposes of determining your eligibility for the SecurePay NH benefit, a “Nursing Home” is defined as a facility (or portion of a facility) primarily engaged in providing continuous, 24 hour per day nursing care to its residents and is under the supervision of a physician and has as its main function to provide skilled, intermediate, or custodial care. The facility must be granted a license by the State in which it operated and be compliant with all regulations and laws in accordance with the grant of such license. A “Nursing Home” does not include: a hospital or clinic; a facility operated primarily for the treatment of alcoholism or drug addiction; a communal living facility or retirement home, or facilities primarily affording custodial, educational or rehabilitative care.</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Ineligibility.</span>   You are not eligible for the SecurePay NH benefit if you were in a nursing home during the one year preceding your purchase of the SecurePay Protector or SecurePay Investor rider, or you are confined to a nursing home during the year following your purchase of the Rider. </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Activities of Daily Living (ADL).</span>   Under the SecurePay NH benefit, “Activities of Daily Living” refer to the following functions relating to the Covered Person’s ability to live independently:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Bathing — The ability to wash oneself by sponge bath or in either a tub or shower, including the task of getting into or out of the tub or shower.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.63pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.63pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Continence — The ability to maintain control of bowel and bladder function, or when unable to maintain control of bowel or bladder function, the ability to perform associated personal hygiene, including caring for the catheter or colostomy bag.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Dressing — The ability to put on and take off all items of clothing and any necessary braces, fasteners or artificial limbs.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.63pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.63pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Eating — The ability to feed oneself by getting food into the body from a receptacle, such as a plate, cup, or table, or by feeding tube or intravenously.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Toileting — The ability to get to and from the toilet, getting on and off the toilet, and performing associated personal hygiene.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">Transferring — The ability to move into or out of a bed, chair or wheelchair.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Severe Cognitive Impairment.</span>   For purposes of determining eligibility for the SecurePay NH benefit, Severe Cognitive Impairment is a loss or deterioration of intellectual capacity that is comparable to (and includes) Alzheimer’s disease and similar forms of irreversible dementia.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">Two Covered Persons.<span style="font-style:normal;font-weight:normal;">   </span> If your rider was issued on or after October 7, 2024, if you selected the Joint Life Coverage Option when you established your Benefit Election Date, then either Covered Person may satisfy the eligibility requirements for the increased SecurePay NH benefit. If your rider was issued before October 7, 2024, if you selected the Joint Life Coverage Option when you established your Benefit Election Date, both Covered Persons must satisfy the eligibility requirements for the increased SecurePay NH benefit.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Applying for Increased AWA under the SecurePay NH Benefit</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Initial Application.</span>   To apply for an increased AWA under the SecurePay NH benefit, you must submit an application certifying that the Covered Person meets the conditions for qualification under the SecurePay NH benefit. This certification must be signed by the Covered Person’s Physician. If the Owner is unable to submit an application for an increased AWA on his or her own behalf, we will accept an application on behalf of an Owner from a person who provides satisfactory proof that they have legally assumed care, custody, and representation of the incapacitated Owner. Typically, this would be a valid power of attorney or an order of conservatorship from a court of competent jurisdiction.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The certifying Physician must be a medical doctor currently licensed by a state Board of Medical Examiners, or similar authority in the United States, acting within the scope of his or her license. Physician does not include: (a) the Covered Person(s) or Covered Person(s) spouse; or (b) the brother, sister, parent, or child of the Covered Person(s). We may require an examination of the Covered Person by a Physician of our choice at our expense. In the event of a conflict between the medical opinions, the opinion of our Physician shall prevail.</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Re-Certification of Eligibility.</span>   Beginning with the second Contract Anniversary following the end of a Valuation Period during which we determine that the Covered Person qualifies for the increased AWA under SecurePay NH (the “Qualification Date”), you must submit a re-certification of eligibility not less than 10, nor more than 30 days prior to each applicable Contract Anniversary. We will notify you at least 30 days before this re-certification is due.</div><div style="width:523pt; line-height:12pt;">The re-certification must certify that the Covered Person continues to meet the conditions for eligibility under the SecurePay NH benefit, and must be signed by the Covered Person’s physician. We may require an examination by a physician of our choice at our expense. In the event of a conflict between the medical opinions, the opinion of our physician will prevail.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">We will notify you if you fail to qualify for continued eligibility for the SecurePay NH benefit. For any Contract Year during which the Covered Person fails to qualify for the Nursing Home Enhancement, we calculate the Annual Withdrawal Amount according to the terms of the SecurePay rider you purchased.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If you have questions about applying for an increased AWA under the SecurePay NH benefit, or to obtain a copy of the SecurePay NH application and other forms required to apply, you can call us at <span style="white-space:nowrap;">1-800-456-6330</span> or write to us at Protective Life Insurance Company, P.O. Box 1928, Birmingham, Alabama 35202-1928.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Determining Your Increased AWA under the SecurePay NH Benefit</div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Initial Qualifying Year.</span>   Qualification for an increased AWA under the SecurePay NH benefit may increase the Annual Withdrawal Amount available for the Contract Year during which you qualify. An increase in the Annual Withdrawal Amount will not change the effect of any withdrawal that occurred prior to the Qualification Date. Thus, if you took an Excess Withdrawal during the Contract Year before you were notified that you qualify for the SecurePay NH increased AWA, your earlier withdrawal would still be treated as an Excess Withdrawal under SecurePay.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If your aggregate withdrawals during the qualifying Contract Year are less than or equal to the Reserve Amount and the Annual Withdrawal Amount in effect prior to the Qualification Date, we will recalculate the remaining Annual Withdrawal Amount for that Contract Year as of the Qualification Date by multiplying the Benefit Base on that date by the enhanced Maximum Withdrawal Percentage, and subtracting all prior non-Excess Withdrawals taken since the later of the Benefit Election Date or the most recent Contract Anniversary.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-style:italic;">For riders issued on or after October 7, 2024:</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;"> <span style="font-style:italic;">Example</span>: Five years ago, after turning age 75, Elisabeth elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">Sole Covered Person - In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of $5,000. Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $10,000 ($100,000 * 10%) and her remaining AWA for the current Contract Year is $5,000 ($10,000 – $5,000).This would be the same calculation if both Covered Persons are in a nursing home.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">One of two Covered Persons - In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of  $5,000. Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage that is 125% of the Maximum Withdrawal Percentage under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $6,250 ($100,000 * (5% x 125%); $100,000 * 6.25%) and her remaining AWA for the current Contract Year is $1,250 ($6,250 – $5,000).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-style:italic;">For riders issued before October 7, 2024:</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">Example: Five years ago, after turning age 75, Elisabeth, elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of  $5,000. Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $10,000 ($100,000 * 10%) and her remaining AWA for the current Contract Year is $5,000 ($10,000 – $5,000).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If you have taken an Excess Withdrawal during the qualifying Contract Year prior to the Qualification Date, we will recalculate the remaining Annual Withdrawal Amount for that Contract Year as of the Qualification Date by subtracting the Maximum Withdrawal Percentage identified on the Benefit Election Date from the enhanced Maximum Withdrawal Percentage provided by this endorsement, and multiplying the difference in those percentages by the Benefit Base on the Qualification Date.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;"> <span style="font-style:italic;">Example</span>: Five years ago, after turning age 75, Elisabeth elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000).</div><div style="margin-left:20pt; width:503pt; line-height:12pt;">In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of  $5,000 and an Excess Withdrawal of  $4,000. Her new Benefit Base after the Excess Withdrawal is $95,789 ($100,000 – $4,000/$95,000 * $100,000). Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $95,789. Her new AWA is $9,579 ($95,789 * 10%) and her remaining AWA for the current Contract Year is $4,789 ((10% – 5%) * $95,789).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Please note that your maximum Reserve Amount under the SecurePay riders will not increase as a result of the increased AWA under the SecurePay NH Benefit. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;">Example</span>: Five years ago, after turning age 75, Elisabeth elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000). Her maximum Reserve Amount is $25,000 (5 * $5,000). </div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Assume that Elisabeth now qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $10,000 ($100,000 * 10%). However, her maximum Reserve Amount remains $25,000.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Notice of Qualification.</span>   We will include the amount of the increase in the AWA for the qualifying year in the notice that confirms the Covered Person’s qualification for the Nursing Home Enhancement.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Subsequent Contract Years.</span>   In subsequent Contract Years in which you are eligible for the Nursing Home Enhancement, we multiply the Benefit Base on the Contract Anniversary by the enhanced Maximum Withdrawal Percentage to determine the Annual Withdrawal Amount for that Contract Year. For any year in which you are not eligible for the Nursing Home Enhancement, we determine the Annual Withdrawal Amount, if any, according to the terms of the SecurePay rider you purchased. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Non-Qualifying Years.</span>   For any Contract Year during which the Covered Person fails to qualify for the increased AWA under the SecurePay NH benefit, we calculate the AWA using the SecurePay withdrawal percentage established on the Benefit Election Date according to the terms of the SecurePay rider you purchased and that Contract Year will not be included in the Nursing Home Benefit Period. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Availability of SecurePay NH Benefit after Annuitization.</span>   Once the Contract has been annuitized, the SecurePay NH benefit is no longer available. Thus, the SecurePay NH benefit is not available after — </div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">you choose to apply your Annuity Value to an Annuity Option under the Contract;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">the Maximum Annuity Date under the Contract is reached; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">the Contract Value is reduced to zero due to the deduction of fees or a SecurePay Withdrawal and an Annuity Date is established.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Thus, if you have not qualified for, and have not begun receiving, an increased AWA under the SecurePay NH benefit when the Contract is annuitized, you will not be able to receive an increased annuity payment even if you would have later qualified for the SecurePay NH Benefit. If you have already qualified for, and are receiving, an increased AWA under SecurePay NH when the Contract is annuitized because the Maximum Annuity Date is reached or the Contract Value is reduced to zero due to the deduction of fees or a SecurePay Withdrawal, you will continue to receive the increased annuity payment according to the terms of your rider. Specifically, you will receive the increased payments for the remainder of the 5-Contract Year Maximum Aggregate Nursing Home Benefit Period. You will not need to recertify your eligibility for the increased payments under the SecurePay NH benefit after your annuity payments begin.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Termination and Reinstatement of the SecurePay NH Benefit.</span>   The SecurePay NH benefit terminates when your SecurePay Protector or SecurePay Investor rider terminates, including when the Contract is annuitized. If your SecurePay Protector or SecurePay Investor rider is reinstated, your SecurePay NH benefit will also be reinstated. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Tax Considerations for the SecurePay NH Benefit.</span>   The tax treatment of the SecurePay NH benefit is uncertain in several respects. Please see “FEDERAL TAX MATTERS, Tax Consequences of Protected Lifetime Income Benefits” and “QUALIFIED RETIREMENT PLANS, Protected Lifetime Income Benefits.” If you are considering purchasing a </div><div style="width:523pt; line-height:12pt;">Qualified Contract with the SecurePay Protector or SecurePay Investor rider, you should consult a tax adviser because the addition of the SecurePay rider could affect the qualification of your Contract and/or the Qualified Plan associated with your Contract. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">Required Minimum Distributions</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If the SecurePay rider is purchased for use with a Qualified Contract, the Qualified Contract must comply with the required minimum distribution (RMD) rules under the Code Section 401(a)(9). The SecurePay rider, and certain other benefits that the IRS may characterize as “other benefits” for purposes of the regulations under Code Section 401(a)(9), may increase the amount of the RMD that must be taken from your Qualified Contract. See “QUALIFIED RETIREMENT PLANS.”</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">After the Benefit Election Date, we permit withdrawals from a Qualified Contract that exceed the Reserve Amount and AWA in order to satisfy the RMD for the Qualified Contract without compromising the SecurePay guarantees. In particular, if you provide us with Written Notice of an RMD at the time you request a SecurePay Withdrawal from your Qualified Contract, we will compute an amount that is treated under the SecurePay rider as the RMD for the calendar year with respect to your Qualified Contract. Note that although the tax law may permit you in certain circumstances to take distributions from your Qualified Contract to satisfy the RMDs with respect to other retirement plans established for your benefit, only the amount computed by us as the RMD with respect to your Qualified Contract is treated as an RMD for purposes of the SecurePay rider. Also, if you do not provide us with Written Notice of an RMD at the time you request a SecurePay Withdrawal, the entire amount by which the withdrawal exceeds any remaining Reserve Amount and AWA for the Contract Year will reduce the amount of your future AWA and could reduce your Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In the future, we may institute certain procedures, including requiring that RMD be established as automatic, periodic distributions, in order to ensure that RMDs for a calendar year do not exceed the Reserve Amount and AWA for the corresponding Contract Year.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In general, under the SecurePay rider, you may withdraw the greater of  (i) your Reserve Amount plus the AWA for a contract year or (ii) the RMD attributable to your Contract that is determined as of December 31<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">st</span> immediately preceding the beginning of your contract year. RMDs may prevent you from taking advantage of the Reserve Amount feature of the SecurePay riders. </div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">Note: If the Benefit Election Form is submitted before the first RMD under Code Section 401(a)(9) is due, we may adjust the amount of your maximum SecurePay Withdrawal for the contract year that includes the due date for the first RMD so that the maximum amount of your withdrawal under the SecurePay rider will be the greater of your first RMD or Reserve Amount plus the AWA plus the greater of your second RMD or Reserve Amount plus the AWA minus your actual withdrawals in the previous contract year. Thereafter, the maximum allowed is the greater of the Reserve Amount plus the AWA or the RMD determined as of the preceding December 31<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">st</span>.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">ALLOCATION GUIDELINES AND RESTRICTIONS FOR SECUREPAY PROTECTOR RIDER</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;">These Allocation Guidelines and Restrictions are not applicable to the SecurePay Investor rider.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In order to maintain the SecurePay Protector rider, you must allocate your Purchase Payments and Contract Value in accordance with the Allocation Guidelines and Restrictions that we have established. The Allocation Guidelines and Restrictions are designed to limit our risk under this rider and are divided into two phases- the rider accumulation phase and the rider withdrawal phase. These phases are discussed in more detail below. </div><table style="width:523pt;min-height:197.1pt;margin-top:0pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:9.6pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 1.967pt 0pt; width:122.75pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Allocation by <br/>Investment Category (“AIC”)</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Benefit Allocation <br/>Model Portfolios</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Permissible Single <br/>Investment Options</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;white-space:nowrap;"> <div style="white-space:nowrap;">Rider Accumulation Phase</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Categories 1-3 are available at designated percentages as described below (which are different from the Rider Withdrawal Phase); Category 4 is not allowed</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, Balanced toward Growth, Moderate Growth, and Growth Focus</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Protective Life Dynamic Allocation Series ‑ Conservative and <br/>Protective Life Dynamic Allocation Series ‑ Moderate</td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;white-space:nowrap;">Rider Withdrawal Phase</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;">Categories 1-3 are available at designated percentages as described below (which are different from the Rider Accumulation Phase); Category 4 is not allowed</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, and Balanced toward Growth</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;">Protective Life Dynamic Allocation Series - Conservative</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> </table><div style="margin-top:5.53pt; width:523pt; line-height:11.5pt;">From time to time Portfolio Company Models may be made available. For more information on the Allocation Guidelines and Restrictions applicable to Portfolio Company Models, contact your financial adviser.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">The Rider Accumulation Phase</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The rider accumulation phase of your Contract begins when you purchase the SecurePay Protector rider, either at Contract Issue or under RightTime. </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Specifically, you must: (1) allocate all of your Purchase Payments and Contract Value in accordance with the Allocation by Investment Category guidelines (described below), (2) allocate all of your Purchase Payments and Contract Value in accordance with one of the three eligible Benefit Allocation Model Portfolios (described below) or (3) allocate all of your Purchase Payments and Contract Value to one of the permissible single investment options. All of the investment options available under the Allocation Guidelines and Restrictions are described below. You may also allocate your Purchase Payments to the dollar cost averaging (“DCA”) Account(s), provided that transfers from the DCA Account are allocated to the Sub-Accounts in accordance with the Allocation Guidelines and Restrictions described above.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: The Allocation Guidelines and Restrictions, as well as the inclusion of Funds that employ volatility management strategies in the Investment Options available under your Contract, are intended in part to reduce risks of investment losses that would require us to use our own assets to make payments in connection with the guarantees provided by the SecurePay Protector rider. The Allocation Guidelines and Restrictions, and the inclusion of Funds that employ volatility management strategies are designed to reduce the overall volatility of your Contract Value. During rising markets, the Allocation Guidelines and Restrictions and the Funds that employ volatility management strategies could cause Contract Value to rise less than would have been the case had you been invested in Funds with more aggressive investment strategies. Conversely, investing according to the Allocation Guidelines and Restrictions, and in Funds that employ volatility management strategies, may be helpful in a declining market when high market volatility triggers a reduction in the Funds’ equity exposure, because during these periods of high volatility, the risk of losses from investing in equity securities may increase. In these instances, your Contract Value may decline less than would have been the case had you not been invested in a Fund or Funds that feature volatility management strategies.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">There is no guarantee that the Allocation Guidelines and Restrictions, or Funds with volatility management strategies, can limit volatility in your investment portfolio, and you may lose principal.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">To the extent that the Allocation Guidelines and Restrictions and the Funds with managed volatility strategies are successful in reducing overall volatility, we will benefit from a reduction of the risk arising from our guarantee obligations under the riders and we will have less risk to hedge under the riders than would be the case if Owners did not invest in accordance with the Allocation Guidelines and Restrictions and in the Funds with managed volatility strategies. The Allocation Guidelines and Restrictions and investment in Funds with managed volatility strategies may not be consistent with an aggressive investment strategy. You should consult with your registered representative to determine if they are consistent with your investment objectives.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">NOTE: You may not allocate any of your Purchase Payments or Contract Value to the Fixed Account.</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Allocation by Investment Category.</span>   The following Allocation by Investment Category guidelines specify the minimum and maximum percentages of your Contract Value that must be allocated to each of the four categories of Sub-Accounts listed below in order for you to remain eligible for benefits under the SecurePay Protector rider (unless you </div><div style="width:523pt; line-height:12pt;">are fully invested in a Benefit Allocation Model or a permissible single investment option, as described above). You can select the percentage of Contract Value to allocate to individual Sub-Accounts within each group, but the total investment for all Sub-Accounts in a group must comply with the specified minimum and maximum percentages for that group. The Allocation by Investment Category is also available during the rider withdrawal phase. There are different allocation percentages between the rider accumulation phase and the rider withdrawal phase under the SecurePay Protector rider and are outlined below. </div><div style="margin-top:4pt; width:523pt; line-height:12pt;">These Allocation by Investment Category guidelines may not be consistent with an aggressive investment strategy. You should consult with your registered representative to determine if they are consistent with your investment objectives.</div><div style="margin-top:12pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Allocation by Investment Category</div><div style="margin-top:6pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Rider Accumulation Phase <br/>Category 1 Minimum Allocation: 10% <br/>Maximum Allocation: 100% <br/>Rider Withdrawal Phase <br/>Category 1 Minimum Allocation: 35% </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Maximum Allocation: 100%</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> The Bond Fund of America<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> U.S. Government Securities Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Intermediate Bond Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Columbia Variable Portfolio Select Short Corporate Income Fund (formerly, Columbia Variable Portfolio Limited Duration Credit Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Bond Index Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP FundsManager 20% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Investment Grade Bond Portfolio</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Core Fixed Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Government Securities Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. U.S. Government Money Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Short Duration Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Low Duration Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Real Return Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Short-Term Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Total Return Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Western Asset Core Plus VIT Portfolio</div><div style="clear:both;font-size:0pt;">​</div><div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Rider Accumulation Phase <br/>Category 2 Minimum Allocation: 0% <br/>Maximum Allocation: 90% <br/>Rider Withdrawal Phase <br/>Category 2 Minimum Allocation: 0% </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Maximum Allocation: 65%</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Balanced Hedged Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> American Funds<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Global Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Asset Allocation Fund </div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Capital Income Builder<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock 60/40 Target Allocation ETF V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock Global Allocation V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Strategic Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Asset Manager 50% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Asset Manager 70% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Balanced Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP High Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Strategic Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">First Trust Multi Income Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">First Trust/Dow Jones Dividend &amp; Income Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Income VIP Fund</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Trend Driven Allocation Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Balanced-Risk Allocation Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Balanced Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Bond Debenture Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">LVIP American Century Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Morgan Stanley VIF Global Strategist Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT All Asset Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Global Diversified Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT High Yield Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Long-Term U.S. Government Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12.5pt;">Protective Life Dynamic Allocation Series Conservative Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12.5pt;">Protective Life Dynamic Allocation Series Moderate Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT George Putnam Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Templeton Global Bond VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Moderate Allocation Portfolio</div><div style="padding:0pt;margin:0pt;font-family:calibri, arial, sans-serif;font-weight:normal;font-style:normal;font-size:8pt;line-height:8pt;"> <a href="#TOC" style="text-decoration:none;color:#003366;">TABLE OF CONTENTS</a> </div><div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Rider Accumulation Phase <br/>Category 3 Minimum Allocation: 0% <br/>Maximum Allocation: 40% <br/>Rider Withdrawal Phase <br/>Category 3 Minimum Allocation: 0% </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Maximum Allocation: 25%</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Large Cap Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Relative Value Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Capital World Growth and Income Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Global Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Growth-Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> International Growth and Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Washington Mutual Investors Fund<span style=" position:relative; bottom:3pt;font-size:6.5pt;">SM</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock Advantage SMID Cap V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock International V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Contrafund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP FundsManager 85% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Growth &amp; Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Health Care Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Index 500 Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Mid Cap Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Rising Dividends VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Mid Cap Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Mid Cap Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Strategic Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Comstock Fund</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Equity and Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Growth and Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Main Street Mid Cap Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Enterprise Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Forty Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Dividend Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Fundamental Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Growth and Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">LVIP ClearBridge Dividend Strategy Fund (formerly, ClearBridge Variable Dividend Strategy Portfolio)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">LVIP ClearBridge Large Cap Growth Fund (formerly, ClearBridge Variable Large Cap Growth Portfolio)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Growth Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II Core Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II International Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II International Intrinsic Equity Portfolio (formerly, MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II International Intrinsic Value Portfolio)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II Massachusetts Investors Growth Stock Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Total Return Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Protective Life Dynamic Allocation Series Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT Core Equity Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT Large Cap Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Blue Chip Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Mid-Cap Growth Portfolio</div><div style="clear:both;font-size:0pt;">​</div><div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Category 4 <br/>No Allocation Permitted if SecurePay Protector is Selected </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">(applies to both Rider Accumulation Phase and Rider Withdrawal Phase)</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Discovery Value Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Small Cap Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> EUPAC Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">™</span>(formerly, American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> International Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> New World Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> SMALLCAP World Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> (formerly, American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Global Small Capitalization Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">ClearBridge Variable Mid Cap Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">ClearBridge Variable Small Cap Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Select Mid Cap Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Columbia Variable Portfolio Seligman Global Technology Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Disciplined Small Cap Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Emerging Markets Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Energy Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP FundsManager 70%<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP International Capital Appreciation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Technology Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Value Strategies Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin DynaTech VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Small Cap Value VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Small-Mid Cap Growth VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Small Cap Equity Insights Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Discovery Mid Cap Growth Fund</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Global Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Global Real Estate Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Main Street Small Cap Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Small Cap Equity Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Global Sustainable Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Janus Henderson Global Technology and Innovation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Overseas Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Growth Opportunities Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">LVIP American Century Ultra<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">LVIP American Century International Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">LVIP Avantis Large Cap Value Fund (formerly, LVIP American Century Disciplined Core Value Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Mid Cap Growth Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT New Discovery Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Utilities Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II Research International Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT III Blended Research<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Small Cap Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT III Global Real Estate Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT III Mid Cap Value Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Morgan Stanley VIF Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT International Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Templeton Emerging Markets VIP Fund (formerly, Templeton Developing Markets VIP Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> All-Cap Opportunities Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Health Sciences Portfolio</div><div style="clear:both;font-size:0pt;">​</div><div style="width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">The Benefit Allocation Model Portfolios.</span>   The Model Portfolios (the “Benefit Allocation Model Portfolios”), may or may not satisfy our Allocation Guidelines and Restrictions, but some are still approved for use with the SecurePay Riders. See “Asset Allocation Model Portfolios.”</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">In general, the investment strategies employed by the Benefit Allocation Model Portfolios all include allocations that focus on conservative, high quality bond funds, that combine bond funds and blended stock funds, or that emphasize blended stock funds while including a significant weighting of bond funds. Each of these allocation models seeks to provide income and/or capital appreciation while avoiding excessive risk. If you are seeking a more aggressive growth strategy, the Benefit Allocation Model Portfolios are probably not appropriate for you.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Benefit Allocation Model Portfolios may include Funds that employ volatility management strategies. For more information on how Funds with volatility management strategies may affect your Contract Value, and how such Funds may benefit us, see “ALLOCATION GUIDELINES AND RESTRICTIONS FOR PROTECTED LIFETIME INCOME BENEFITS” above.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If you allocate your Purchase Payments and Contract Value in accordance with one of the eligible Benefit Allocation Model Portfolios, we will allocate your Purchase Payments and transfers out of the DCA Accounts, as the case may be, in accordance with the Benefit Allocation Model Portfolio you selected. Although you may allocate all or part of your Purchase Payments and Contract Value to a Benefit Allocation Model Portfolio, you may only select one Benefit Allocation Model Portfolio at a time. You may, however, change your Benefit Allocation Model Portfolio selection provided the new portfolio is one specifically permitted for use with the SecurePay Protector rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Other asset allocation model portfolios composed of underlying Sub-Accounts made available from time to time as Investment Options under your Contract may also satisfy our Allocation Guidelines and Restrictions. For more information on the Allocation Guidelines and Restrictions applicable to Portfolio Company Models, contact your financial adviser.</div><div style="width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Permissible Single Investment Options.</span>   You may also satisfy the Allocation Guidelines and Restrictions by allocating 100% of your Purchase Payments and Contract Value to one of the following permissible single investment options:</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.92pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.92pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">Protective Life Dynamic Allocation Series — Conservative Portfolio</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.92pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">Protective Life Dynamic Allocation Series — Moderate Portfolio</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">If more than one single investment option is available, you must allocate your Purchase Payments and Contract Value to only one of these options.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">The Rider Withdrawal Phase</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">The rider withdrawal phase of your Contract begins on your Benefit Election Date. During the rider withdrawal phase, your Allocation Guidelines and Restrictions are more limited. The table below outlines your options during the rider withdrawal phase. For more information regarding these options, see “Benefit Allocation Model Portfolios” and “Permissible Single Investment Options” described above. </div><table style="width:523pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:9.6pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 1.967pt 0pt; width:122.75pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Allocation by <br/>Investment Category (“AIC”)</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Benefit Allocation <br/>Model Portfolios</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Permissible Single <br/>Investment Options</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;white-space:nowrap;">Rider Withdrawal Phase</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Categories 1-3 are available at designated percentages as described above, Category 4 is not allowed</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, and Balanced toward Growth</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Protective Life Dynamic Allocation Series -Conservative</td> <td style="padding:0pt; width:4pt;">​</td> </tr> </table><div style="margin-top:11.92pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Additional Information Regarding Allocation Guidelines and Restrictions</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Changes to the Allocation Guidelines and Restrictions.</span>   For purposes of the Allocation by Investment Category guidelines, we determine in our sole discretion whether a Sub-Account is classified as Category 1, Category 2, Category 3, or Category 4. We will provide you with at least five business days prior written notice of any changes in classification of Investment Options. We may change the list of Sub-Accounts in a group, change the number of groups, change the minimum or maximum percentages of Contract Value allowed in a group, or change the Investment Options that are or are not available to you, at any time, in our sole discretion. We may make such modifications at any time when we believe the modifications are necessary to protect our ability to provide the guarantees under the SecurePay Protector rider.</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">With respect to the Benefit Allocation Model Portfolios, we determine in our sole discretion whether a Benefit Allocation Model Portfolio will continue to be available with the SecurePay Protector rider. We may offer additional Benefit Allocation Model Portfolios or discontinue existing Benefit Allocation Model Portfolios at any time in our sole discretion. We may make such modifications at any time when we believe the modifications are necessary to protect our ability to provide the guarantees under the SecurePay Protector rider. We will provide you with written notice at least five business days before any changes to the Benefit Allocation Model Portfolios take effect.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We may add to, or remove from, the list of single investment options available to satisfy the Allocation Guidelines and Restrictions in our sole discretion at any time.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If you receive notice of a change to the Allocation Guidelines and Restrictions (including changes to your Benefit Allocation Model Portfolio), you are not required to take any action. We will continue to apply Purchase Payments you submit without allocation instructions, and process automatic DCA and portfolio rebalancing transfers, according to your Contract allocation established before the Allocation Guidelines and Restrictions changed. We will only apply the new Allocation Guidelines and Restrictions to additional Purchase Payments submitted with new allocation instructions or to future transfers of Contract Value (not including DCA transfers or transfers made to reallocate your Contract Value under the portfolio rebalancing program) because allocation instructions that accompany a Purchase Payment and instructions to transfer Contract Value change your current Contract allocation. This means you will not be able to make additional Purchase Payments submitted with new allocation instructions or transfers of Contract Value until your current allocation instructions meet the Allocation Guidelines and Restrictions in effect at that time (although you will still be required to participate in the portfolio rebalancing program).</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Portfolio Rebalancing.</span>   You must elect portfolio rebalancing if you select the SecurePay Protector rider. Under this program, we will “re-balance” your Variable Account value based on your allocation instructions in effect at the time of the rebalancing. You may specify rebalancing on a quarterly, semi-annual, or annual basis. If you do not specify the period, we will rebalance your Variable Account value semi-annually based on the Rider Issue Date. We will also rebalance your Variable Account value each time your Contract allocation is changed, for example, when we receive a </div><div style="width:523pt; line-height:12.5pt;">request to transfer Contract Value (not including DCA or portfolio rebalancing transfers) or when we receive a subsequent Purchase Payment that is accompanied by new allocation instructions. (See “Portfolio Rebalancing.”)</div><div style="margin-top:4pt; width:523pt; line-height:12.5pt;">Confirmation of the rebalancing will appear on your quarterly statement and you will not receive an individual confirmation after each reallocation. We reserve the right to change the rebalancing frequency, at any time if, in our sole discretion, such change is necessary or appropriate to mitigate the risks and costs Protective Life assumes in offering the riders. We will not make changes more than once per calendar year. You will be notified at least 30 days prior to the date of any change in frequency.</div><div style="margin-top:6pt; width:523pt; line-height:12.5pt;font-weight:bold;">If you terminate the rebalancing of your Variable Account value, we will consider this to be a Prohibited Allocation Instruction and we will terminate your SecurePay Protector rider (see below).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12.5pt;font-weight:bold;">Note: Changes to the Allocation Guidelines and Restrictions, to the frequency of portfolio rebalancing or to the composition of the Model Portfolios, when and if applied to your Contract Value allocations, may negatively affect the overall performance of the Investment Options in the affected Sub-Accounts.</div><div style="margin-top:16pt; width:523pt; line-height:12.5pt;"> <span style="font-style:italic;font-weight:bold;">Prohibited Allocation Instructions.</span>   If you instruct us to allocate Purchase Payments or Contract Value, or to take withdrawals, in a manner that is not consistent with our Allocation Guidelines and Restrictions (a “Prohibited Allocation instruction”), we will terminate your SecurePay Protector rider, but only after receiving confirmation from you of your intention for us to process the Prohibited Allocation instruction and thereby terminate the SecurePay Protector rider. For example, if you are following the Allocation by Investment Category guidelines and you provide new instructions allocating 30% of your Contract Value to the Fidelity VIP Contrafund Sub-Account, we will consider this to be a Prohibited Allocation Instruction because the maximum allocation you may make to the Sub-Accounts in Category 3 is 25% of your Contract Value.</div><div style="margin-top:4pt; width:523pt; line-height:12pt;">For purposes of allocating your Purchase Payments and Contract Value, a Prohibited Allocation Instruction includes:</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div><div style=" margin-top:9pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">allocating a Purchase Payment so that the allocation of your Contract Value following the Purchase Payment is inconsistent with the Allocation Guidelines and Restrictions;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">directing a dollar cost averaging transfer so that the allocation of your Contract Value following the transfer is inconsistent with the Allocation Guidelines and Restrictions;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">c.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">transferring any Contract Value so that the allocation of your Contract Value following the transfer is inconsistent with the Allocation Guidelines and Restrictions;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">d.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">deducting the proceeds of a withdrawal from an Investment Option so that the allocation of your Contract Value following the withdrawal is inconsistent with the Allocation Guidelines and Restrictions; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">e.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">terminating the rebalancing of your Contract Value.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:9.5pt; width:523pt; line-height:12.5pt;">If we terminate your SecurePay Protector rider due to a Prohibited Allocation instruction, you may reinstate the rider subject to certain conditions. See “Reinstating Your SecurePay Rider Within 30 Days of Termination.” </div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">THE SECUREPAY RIDERS</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In general, the SecurePay riders guarantee the right to make withdrawals (“SecurePay Withdrawals”) based upon the value of a protected lifetime income benefit base (“Benefit Base”) if your Contract Value has declined due to poor market performance, provided you comply with the terms and conditions of the rider. Withdrawals from your Contract before the Benefit Election Date, and Excess Withdrawals on or after the Benefit Election Date, reduce the Benefit Base. (For more information regarding the effect of withdrawals and Excess Withdrawals on the Benefit Base, see “Calculating the Benefit Base Before the Benefit Election Date” and “Calculating the Benefit Base On or After the Benefit Election Date.”) In order to maintain your SecurePay Protector rider, you must allocate Purchase Payments and Contract Value in accordance with specific Allocation Guidelines and Restrictions that are designed to limit our risk under the rider. Both of the SecurePay riders provide for increases in your Benefit Base on your Contract Anniversary if your Contract Value has increased. SecurePay Protector also provides for potential increases in your Benefit Base of up to a certain percentage each Contract Anniversary during a specified period, even if your Contract Value has not increased. Current rates may be found in the Rate Sheet Prospectus Supplement and historical rates may be found in the appendix titled Superceded Rate Sheet Prospectus Information.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Under the SecurePay riders, the Owner or Owner(s) may designate certain persons as “Covered Persons” under the Contract. See “Selecting Your Coverage Option.” These Covered Persons will be eligible to make SecurePay Withdrawals each Contract Year up to a specified amount — the Annual Withdrawal Amount (“AWA”) — during the life of the Covered Person(s). The SecurePay riders also provide a Reserve Amount feature. The Reserve Amount is equal to the sum of the portions of previous Contract Year’s AWA not withdrawn in a Contract Year and permitted to accumulate up to the maximum Reserve Amount. For the maximum Reserve Amount, see your Rate Sheet Prospectus Supplement. Annual aggregate withdrawals that exceed the AWA and the Reserve Amount, if any, will result in a reduction of rider benefits (and may even significantly reduce or eliminate such benefits) because we will reduce the Benefit Base and corresponding AWA. SecurePay Withdrawals are guaranteed, even if the Contract Value falls to zero after the Benefit Election Date (which is the earliest date you may begin taking SecurePay Withdrawals), if you satisfy the SecurePay rider requirements.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">You may purchase the SecurePay riders when you purchase your Contract, or later, under the RightTime option, provided you satisfy the rider’s age requirements. See “Purchasing the Optional SecurePay Rider.”</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">SecurePay does not guarantee Contract Value or the performance of any Investment Option.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Considerations</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">If you purchase the SecurePay Protector rider, your options for allocating Purchase Payments and Contract Value are restricted. See “Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits”. The Allocation Guidelines and Restrictions do not apply to the SecurePay Investor rider.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">You may not make any additional Purchase Payments (i) two years or more after the date the rider is issued (the “Rider Issue Date”), or (ii) on or after the Benefit Election Date, whichever comes first. Such restrictions on Purchase Payments after the Benefit Election Date or two years following the Rider Issue Date may limit the ability to increase the Benefit Base, and therefore the AWA, through higher Contract Values on Contract Anniversaries, as well as limit the ability for increase in Contract Value and death benefit values (particularly the Return of Purchase Payments Death Benefit). In most cases, if the Company receives a Purchase Payment two years or more after the Rider Issue Date or on or after the Benefit Election Date, the Company will return it to the address on file. If the amount of the Purchase Payment would be sufficient to purchase another variable annuity contract we offer, however, you will be given the option of purchasing a new contract.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">Any change in a Covered Person following the Benefit Election Date (the “Benefit Period”), other than a spousal continuation under a Joint Life Coverage option, will cause the rider to terminate without any refund of SecurePay Fees. A change in a Covered Person includes changing and/or adding Owners, Beneficiaries, and Annuitants under your Contract.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">On the Benefit Election Date, we will cancel any existing automatic withdrawal plan that you have established.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:8.05pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.05pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">The SecurePay riders may not be available in all states, and we may otherwise limit its availability.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:12pt;">The ways to purchase the SecurePay riders, conditions for continuation of the benefit, process for beginning SecurePay Withdrawals, and the manner in which your AWA is calculated are discussed below.</div><div style="width:523pt; line-height:12pt;">You should not purchase a SecurePay rider if:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">you expect to take annual withdrawals on or after the Benefit Election Date in excess of the AWA and the Reserve Amount (“Excess Withdrawals”) because such Excess Withdrawals may significantly reduce or eliminate the value of the benefit. See “Calculating the Benefit Base On or After the Benefit Election Date, <span style="font-style:italic;">Excess Withdrawals</span>”; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">you are primarily interested in maximizing the Contract’s potential for long-term accumulation rather than building a Benefit Base that will provide guaranteed withdrawals; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">you do not expect to take SecurePay Withdrawals (especially before the age of 95).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Appendix: Example of SecurePay Rider demonstrates the operation of the SecurePay riders using hypothetical examples. You should review Appendix: Example of SecurePay Rider and consult your sales representative to discuss whether a SecurePay rider suits your needs.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Purchasing the Optional SecurePay Riders</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">You may purchase one of the SecurePay riders when you purchase your Contract, or later, under the RightTime option, provided you satisfy the rider’s age requirements. The Owner (or older Owner) or Annuitant must be age 85 or younger and the youngest Owner and Annuitant must be age 55 or older on the Rider Issue Date. Where the Owner is a corporation, partnership, company, trust, or other “non-natural person,” eligibility is determined by the age of the Annuitant. Once you purchase one of the SecurePay riders, you may not purchase the other rider, even if the rider you purchased is later terminated. These riders are not available for purchase with Inherited IRA Contracts, see <span style="font-weight:bold;">QUALIFIED RETIREMENT PLANS</span> for additional information.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Considerations:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You will begin paying the SecurePay Fee as of the Rider Issue Date, even if you do not begin taking SecurePay Withdrawals for many years.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">You may not cancel the SecurePay rider during the ten years following the Rider Issue Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">We do not refund any SecurePay Fees if a rider terminates for any reason or if you choose not to take SecurePay Withdrawals after the Benefit Election Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You must comply with our Allocation Guidelines and Restrictions after the Rider Issue Date (see “Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits”) under the SecurePay Protector rider. You may not allocate Purchase Payments or Contract Value to the Fixed Account under either of the SecurePay riders.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Prior to the Benefit Election Date, you may take withdrawals according to the terms of your Contract but withdrawals will proportionally reduce the Benefit Base, and ultimately the value of the SecurePay Withdrawals available to you.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You (or your investment professional submitted online) must submit a SecurePay Benefit Election Form to establish the Benefit Election Date and begin taking SecurePay Withdrawals. Withdrawals taken before the Benefit Election Date <span style="font-style:italic;">are not</span> SecurePay Withdrawals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">Allocation Guidelines and Restrictions</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">In order to maintain your SecurePay Protector rider, you must allocate your Purchase Payments and Contract Value in accordance with the Allocation Guidelines and Restrictions that we have established. The Allocation Guidelines and Restrictions are designed to limit our risk under the SecurePay Protector rider. Please see “Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits.” You may not allocate Purchase Payments or Contract Value to the Fixed Account under either of the SecurePay riders. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Designating the Covered Person(s)</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Covered Person is the person upon whose life the SecurePay rider benefit is based. You may designate one Covered Person (Single Life Coverage) or two Covered Persons (Joint Life Coverage).</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">If Single Life Coverage is elected, then the Owner will be the Covered Person (if there are two Owners, then the older Owner will be the Covered Person).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Joint Life Coverage may be elected if there are two Owners under the Contract who are spouses or if there is one Owner and his or her spouse is the sole Primary Beneficiary under the Contract. If Joint Life Coverage is elected, then the Owner and the Owner’s spouse will be the Covered Persons.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" line-height:11.5pt; text-align:left; margin-left:30pt;">Where the Owner is a corporation, partnership, company, trust, or other “non-natural person,” the Annuitant (under Single Life Coverage) or Annuitant and Annuitant’s spouse who is the sole primary beneficiary (under Joint Life Coverage) will be the Covered Person(s).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.72pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.72pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">The Covered Person (or, if Joint Life Coverage is selected, one of the two Covered Persons) must be designated as the Annuitant under the Contract as of the Benefit Election Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: A change of Covered Persons after the Benefit Election Date will cause your SecurePay rider to terminate and any scheduled SecurePay Withdrawals to cease. If you remove a Covered Person (which may occur, for example, if you remove a spouse Beneficiary or add additional Primary Beneficiaries or change the Owner or Annuitant), or if you add a Covered Person (which may occur, for example, if you add a spouse as a sole Primary Beneficiary), then this would constitute a change of Covered Persons. If we terminate your rider due to a change in Covered Person, you may reinstate the rider subject to certain conditions. See “Reinstating Your SecurePay Rider Within 30 Days of Termination.” In addition, whether a spouse continues the Contract could affect the rights and benefits under the SecurePay rider and could have tax consequences. (See “Spousal Continuation” and “Tax Consequences — Treatment of Civil Unions, Domestic Partners, and Divorce.”)</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Selecting Your Coverage Option.</span>   If both Owners of the Contract are spouses, or if there is one Owner and a spouse who is the sole Primary Beneficiary, you must indicate on the SecurePay Benefit Election Form whether there will be one or two Covered Persons. Please pay careful attention to this designation, as it will impact the Maximum Withdrawal Percentage and whether the SecurePay Withdrawals will continue for the life of the surviving spouse. The various coverage options are illustrated in the following table:</div><table style="width:523pt;min-height:397.5pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 2.5pt 0pt; width:166.34pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt; width:166.33pt;"> <div style="white-space:nowrap; text-align:center;">Single Life Coverage<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt; width:166.33pt;"> <div style="white-space:nowrap; text-align:center;">Joint Life Coverage<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:166.34pt;">Single Owner/Non-spouse Beneficiary </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:166.33pt;">Covered Person is the Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:166.33pt;white-space:nowrap;">Not applicable. </td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.34pt;white-space:nowrap;">Single Owner/Spouse Beneficiary </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Covered Person is the Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. Upon death of Covered Person following the Benefit Election Date, the surviving spouse may purchase a new SecurePay rider if he or she continues the Contract under the spousal continuation provisions and certain conditions are met. (See, “Continuation of the Contract by a Surviving Spouse.”) </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Both are Covered Persons. SecurePay rider expires upon death of last surviving Covered Person following the Benefit Election Date. </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:nowrap;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:166.34pt;">Joint Owner/Non-spouse 2<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">nd</span> Owner </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;white-space:normal;">Covered Person is older Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Not applicable. </td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.34pt;white-space:nowrap;">Joint Owner/ Spouse 2<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">nd</span> Owner </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Covered Person is older Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. Upon death of older Owner, the surviving spouse may purchase a new SecurePay rider if he or she continues the Contract under the spousal continuation provisions and certain conditions are met. (See, “Continuation of the Contract by a Surviving Spouse.”) </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Both are Covered Persons. SecurePay rider expires upon death of last surviving Covered Person following the Benefit Election Date.</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> </table><div style="margin-top:11.58pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Changing Beneficiaries — Single Owner with Joint Life Coverage.</span>   After selecting Joint Life Coverage, a single Owner may decide to remove a spouse Beneficiary or add additional Primary Beneficiaries. This would constitute a change of Covered Persons after the Benefit Election Date, and upon notification of the change, we will terminate </div><div style="width:523pt; line-height:11.5pt;">the SecurePay rider. If we terminate your rider due to a change in Covered Person, you may reinstate the rider subject to certain conditions. See “Reinstating Your SecurePay Rider Within 30 Days of Termination.” In addition, whether a spouse continues the Contract could affect the rights and benefits under the SecurePay rider and could have tax consequences. (See “Spousal Continuation” and “Tax Consequences — Treatment of Civil Unions, Domestic Partners, and Divorce.”) </div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">Beginning Your SecurePay Withdrawals</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">You (or your investment professional submitted online) must submit a completed SecurePay Benefit Election Form to our Administrative Office to establish the Benefit Election Date and begin taking SecurePay Withdrawals under the SecurePay Protector or SecurePay Investor rider.</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Even though your SecurePay rider is in effect as of the Rider Issue Date and we begin the SecurePay Fee deductions on that date, any withdrawals made before we receive your SecurePay Benefit Election Form will not qualify as SecurePay Withdrawals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You should carefully consider when to establish the Benefit Election Date and begin taking SecurePay Withdrawals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.88pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.88pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">For SecurePay Protector: </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">For riders issued on or after October 7, 2024:</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:50pt;">You must elect which withdrawal option you are selecting on the Benefit Election Form. There are several options available. The Standard Option provides for a fixed annual withdrawal percentage for the life of the rider. The Advance Options (with guarantee periods of 3, 5, 8, and 10 years) provide for a higher guaranteed annual withdrawal percentage, then after the guaranteed period ends, the annual withdrawal percentage is changed to a lower lifetime annual withdrawal percentage. The lower lifetime annual withdrawal percentages under the Advance Options are lower than the withdrawal rates under the Standard Option, for the corresponding age, on the Benefit Election Date. See the Rate Sheet Percentage Supplement for current withdrawal percentages for all options.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:50pt;">If an Advance Option is selected, the Reserve Amount is based on the lower lifetime withdrawal percentage and corresponding Annual Withdrawal Amount.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">For riders issued before October 7, 2024:</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:10pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:50pt;">A fixed annual withdrawal percentage is offered for the life of the rider.</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">All Contract withdrawals taken on or after the Benefit Election Date are considered either SecurePay Withdrawals or Excess Withdrawals and are subject to the Annual Withdrawal Amount and the Reserve Amount, if any.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You may not make additional Purchase Payments two years or more after the Rider Issue Date, or on or after the Benefit Election Date, whichever comes first. In most cases, if the Company receives a Purchase Payment on or after the Benefit Election Date, the Company will return it to the address on file. If the amount of the Purchase Payment would be sufficient to purchase another variable annuity contract we offer, however, you will be given the option of purchasing a new contract.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">We do not calculate the “roll-up” feature of the SecurePay Protector rider — the SecurePay Roll-up Value — on or after the Benefit Election Date. See “Calculating the Benefit Base Before the Benefit Election Date” and “Calculating the Benefit Base On or After the Benefit Election Date.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You may limit the value of the benefit if you begin taking SecurePay Withdrawals too soon. For example, SecurePay Withdrawals reduce your Contract Value (but not the Benefit Base) and may limit the potential for increasing the Benefit Base through higher Contract Values on Contract Anniversaries. Also, if your Benefit Election Date is within the two years of the Rider Issue Date, you will shorten the period of time during which you could increase your Benefit Base because you may not make additional Purchase Payments on or after the Benefit Election Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">There may be limitations on the minimum age you may begin taking SecurePay Withdrawals. Please refer to the Rate Sheet Prospectus Supplement for details. </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Conversely, if you delay establishing the Benefit Election Date, you may shorten the Benefit Period due to life expectancy, thereby limiting the time during which you may take SecurePay Withdrawals, so you may be paying for a benefit you are not using.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="width:523pt; line-height:11.5pt;">Please consult your investment professional regarding the appropriate time for you to establish the Benefit Election Date and begin taking SecurePay Withdrawals.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Considerations</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.77pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">All</span> withdrawals, including SecurePay Withdrawals, reduce your Contract Value and death benefit. Surrender charges and federal and state income taxes may apply, as well as a 10% federal additional tax if a withdrawal occurs before the Owner reaches age 59½. See “CHARGES AND DEDUCTIONS, Surrender Charge” and “TAXATION OF ANNUITIES IN GENERAL, Taxation of Withdrawals and Surrenders.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">All</span> withdrawals, including SecurePay Withdrawals, count towards the free withdrawal amount under the Contract. However, we do not assess the surrender charge on SecurePay Withdrawals, even when surrender charges would apply if the withdrawal was not a SecurePay Withdrawal. We do impose a surrender charge on Excess Withdrawals and Excess Withdrawals are subject to the minimum Contract Value limitation. See “CHARGES AND DEDUCTIONS, Surrender Charge,” and “Surrenders and Withdrawals, Withdrawals.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:30pt; margin-top:8pt; width:493pt; line-height:11.5pt;font-weight:bold;">The SecurePay rider is designed for you to take SecurePay Withdrawals each Contract Year. SecurePay Withdrawals are aggregate withdrawals during any Contract Year on or after the Benefit Election Date that do not exceed the Annual Withdrawal Amount and the Reserve Amount, if any. Aggregate withdrawals during any Contract Year on or after the Benefit Election Date that exceed the Annual Withdrawal Amount and the Reserve Amount are “Excess Withdrawals.” You should not purchase the SecurePay rider if you intend to take Excess Withdrawals.</div><div style=" float:left; margin-left:40pt; line-height:11.5pt; margin-top:7.77pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;font-weight:bold;"> <span style="font-weight:normal;">•</span> <br/> </div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:50pt;font-weight:bold;">Excess Withdrawals could reduce your Benefit Base by substantially more than the actual amount of the withdrawal (described below).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:50pt;"> <span style="font-weight:bold;">Excess Withdrawals may result in a significantly lower AWA in the future.</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.78pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:50pt;"> <span style="font-weight:bold;">Excess Withdrawals may significantly reduce or eliminate the value of the SecurePay benefit.</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">If you would like to make an Excess Withdrawal and are uncertain how an Excess Withdrawal will reduce your future guaranteed withdrawal amounts, then you may contact us prior to requesting the withdrawal to obtain a personalized, transaction-specific calculation showing the effect of the Excess Withdrawal.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Rate Sheet Prospectus Supplement Information</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Rate Sheet Prospectus Supplement contains the Maximum Withdrawal Percentage(s), the maximum Reserve Amount, the current fees for the available Optional Death Benefits, and the current fee for the SecurePay Protector rider or the SecurePay Investor rider applicable to Contracts applied for while that Rate Sheet Prospectus Supplement remains in effect (the “Effective Period”). The Effective Period is described in each Rate Sheet Prospectus Supplement. See “Maximum Withdrawal Percentage”. The Rate Sheet Prospectus Supplement also updates the Ongoing Fees and Expenses (annual charges) for the Contract provided in the “IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT” section of the Prospectus and Initial Summary Prospectus, respectively, taking into account the current fees for the optional benefits disclosed in the Rate Sheet Prospectus Supplement.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">In order for us to use the percentages, maximum Reserve Amount and fees in any particular Rate Sheet Prospectus Supplement, your necessary application information must be signed during it’s Effective Period. We must receive your necessary application information and payment of at least the minimum initial Purchase Payment ($5,000) within ten calendar days of the end of the Effective Period. If you plan to pay the initial Purchase Payment by exchanging another annuity contract that you own, we must receive your necessary application information within ten calendar days of the end of the Effective Period and the exchanged amount within 90 calendar days of the end of the Effective Period. If those conditions (the “Rate Sheet Eligibility Conditions”) are met, or if the then current Rate Sheet Prospectus Supplement percentages, maximum Reserve Amount and fees are identical to those <span style="font-weight:bold;">set forth in the Rate Sheet Prospectus Supplement</span> attached to your prospectus, we will follow our established procedures for issuing the Contract. See “Issuance of a Contract.”</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If any of these conditions are not met, we will consider your application not to be in Good Order. In that case, we will inform your financial adviser and request instructions as whether to apply the initial Purchase Payment and issue the Contract with the percentages, maximum Reserve Amount and fees in effect under the current Rate Sheet Prospectus Supplement or cancel the application and return your Purchase Payment. If your financial adviser instructs us to issue the Contract, we will provide you with the Rate Sheet Prospectus Supplement that applies to your Contract and an amendment to your application upon delivery of the Contract. If we are unable to contact your financial adviser within five business days after we determine the application is not in Good Order, we will return your Purchase Payment. You, or your financial adviser may also instruct us to issue the Contract without the SecurePay Protector rider or the </div><div style="width:523pt; line-height:11.5pt;">SecurePay Investor rider. Once we receive both the necessary application information and at least the minimum initial Purchase Payment, we will follow our established procedures for issuing the Contract.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If any of the Rate Sheet Eligibility Conditions are not met because of reasons reasonably beyond your control, Protective Life may, in its sole discretion, modify, terminate, suspend or waive the Rate Sheet Eligibility Conditions on such terms and conditions as it deems advisable (each a “Rate Sheet Eligibility Condition Change”). Any such Rate Sheet Eligibility Condition Change shall be effected by the Company on a basis that is not unfairly discriminatory.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Since the Optional Death Benefits can only be purchased at Contract Issue, the fee for a particular Optional Death Benefit will be disclosed in the Rate Sheet Prospectus Supplement in effect when you signed your Contract. If you purchase a SecurePay rider under the RightTime option, the Rate Sheet Prospectus Supplement containing the applicable SecurePay rider fee, Maximum Withdrawal Percentage(s), maximum Reserve Amount, and roll-up percentage will be the Rate Sheet Prospectus Supplement with an Effective Period that includes your Rider Issue Date. You should not purchase the SecurePay Protector rider or the SecurePay Investor rider without first obtaining the applicable Rate Sheet Prospectus Supplement. Please contact us at <span style="white-space:nowrap;">1-800-456-6330</span> to obtain the current Rate Sheet Prospectus Supplement. The current Rate Sheet Prospectus Supplement is also available online at https://​protective.onlineprospectus.net/protective/ProtectiveAspirations/index.html and www.sec.gov under File Number 333-261426. No new Rate Sheet Prospectus Supplement that supersedes a prior Rate Sheet Prospectus Supplement will become effective unless written notice of effectiveness of the new Rate Sheet Prospectus Supplement is given at least 10 business days in advance. The relevant information from all superseded Rate Sheet Prospectus Supplements can be found in Appendix: Example of SecurePay Rider to the Prospectus. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Determining the Amount of Your SecurePay Withdrawals</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">Any SecurePay Withdrawal will first come from any Reserve Amount that has been accumulated. After any Reserve Amount has been depleted, or if no Reserve Amount exists, the AWA is the maximum amount of SecurePay Withdrawals permitted each Contract Year. We determine your initial AWA as of the end of the Valuation Period during which we receive your completed SecurePay Benefit Election form at our Administrative Office in “good order” by multiplying your Benefit Base on that date by the “Maximum Withdrawal Percentage” applicable to your Contract and determined according to the Rate Sheet Prospectus Supplement effective when you purchase the SecurePay Protector or the SecurePay Investor rider. The Benefit Election form will be deemed in “good order” if it is fully and accurately completed and signed by the Owner(s) and received by us at our Administrative Office. Alternatively, your investment professional may complete the Benefit Election form online, submit electronically, and will be in good order if it is fully and accurately completed. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Maximum Withdrawal Percentage</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The current Maximum Withdrawal Percentage is set forth in the Rate Sheet Prospectus Supplement attached to your prospectus. See “Rate Sheet Prospectus Supplement Information.”</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Under certain circumstances, we may increase your AWA. See “SecurePay NH: Increased AWA Because of Confinement in Nursing Home,” and “Required Minimum Distributions.” In no event will the AWA increase once the Contract Value is reduced to zero and an Annuity Date is established. (See “Reduction of Contract Value to Zero.”)</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Calculating the Benefit Base Before the Benefit Election Date</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Benefit Base is used to calculate the AWA and determine the SecurePay Fee. As the Benefit Base increases, both the AWA and the amount of the SecurePay Fee increase. </div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: The Benefit Base is <span style="font-style:italic;">only</span> used to calculate the AWA and the SecurePay Fee; it is not a cash value, surrender value, or death benefit, it is not available to Owners, it is not a minimum return for any Sub-Account, and it is not a guarantee of any Contract Value.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Under the SecurePay rider, your initial Benefit Base is equal to your initial Purchase Payment.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-weight:bold;"> <span style="font-weight:normal;">Thereafter, we increase the Benefit Base dollar-for-dollar for each Purchase Payment made within 2 years of the Rider Issue Date. </span>We reduce the Benefit Base for each withdrawal from the Contract prior to the Benefit Period in the same proportion that each withdrawal reduces the Contract Value as of the date we process the withdrawal request.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">Example: Assume your Benefit Base is $100,000, but because of poor Sub-Account performance your Contract Value has fallen to $90,000. If you make a $9,000 withdrawal, thereby reducing your Contract Value by 10% to $81,000, we would reduce your Benefit Base also by 10%, or $10,000, to $90,000.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">On each Contract Anniversary following the Rider Issue Date, we also will increase the Benefit Base to equal the “SecurePay Anniversary Value” if that value is higher than the Benefit Base. On each Contract Anniversary, the </div><div style="width:523pt; line-height:11.5pt;">“SecurePay Anniversary Value” is equal to your Contract Value on that Contract Anniversary. If we receive a withdrawal request on a Contract Anniversary, we will deduct the withdrawal from Contract Value before calculating the SecurePay Anniversary Value.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">The SecurePay Protector “Roll-up”.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;">The SecurePay “Roll-up” feature is not available on the SecurePay Investor rider.<span style="font-style:normal;"> </span></div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The SecurePay Protector rider is also designed to provide for potential increases in your Benefit Base (the “roll-up percentage”) each Contract Anniversary during a specified period (“Roll-up Period”), even if your Contract Value has not increased. The roll-up percentage applicable to your Contract is identified in the Rate Sheet Prospectus Supplement in effect when you purchase your Contract.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-weight:bold;">For SecurePay Protector riders issued before October 7, 2024, your Contract Value must be at least 50% (<span style="font-style:italic;">i.e.</span>, half) of your Benefit Base to be eligible for an increase in Benefit Base equal to the “roll-up” amount (described below) on any Contract Anniversary during the Roll-up Period. For SecurePay Protector riders issued on or after October 7, 2024, this limitation does not apply.<span style="font-weight:normal;"> </span></div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">This means that when calculating the Benefit Base before the Benefit Election Date, we will recalculate your Benefit Base on each Contract Anniversary during the Roll-up Period to equal the greatest of:</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8.4pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div><div style=" margin-top:8.4pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the Benefit Base on that Contract Anniversary;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Anniversary Value on that Contract Anniversary; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Roll-up Value, which is equal to:</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:60pt;">the most recently calculated Benefit Base prior to that Contract Anniversary; <span style="font-style:italic;">plus</span></div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:60pt;">the “roll-up” amount, which is equal to: </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:60pt; margin-top:8pt; width:463pt; line-height:11.5pt;font-style:italic;">For SecurePay Protector riders issued on or after October 7, 2024:</div><div style=" float:left; margin-left:60pt; line-height:11pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">i.<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:80pt;">the roll-up amount is equal to a percentage of the Benefit Base on the previous Contract Anniversary, reduced proportionately for withdrawals made since that anniversary. This means that we will reduce the “roll-up” amount for each withdrawal made since the previous Contract Anniversary in the same proportion that each withdrawal reduced the Contract Value as of the date we processed the withdrawal request.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:80pt; margin-top:8pt; width:443pt; line-height:11pt;">We will also include Purchase Payments made within the first 120 days following the Contract Issue Date when calculating the roll-up amount on the first Contract Anniversary. For example, using a hypothetical 5.0% Roll-up percentage, if your initial Purchase Payment on the Contract Issue Date is $50,000 and we receive an additional $100,000 Purchase Payment 90 days later, then assuming you do not take any withdrawals during the first Contract Year, the roll-up amount on the first Contract Anniversary will be $7,500 (($50,000 + $100,000) x 5.0%).</div><div style="margin-left:60pt; margin-top:8pt; width:463pt; line-height:11.5pt;font-style:italic;">For SecurePay Protector riders issued before October 7, 2024:</div><div style=" margin-top:7.91pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:80pt;">if your Contract Value on that Contract Anniversary is at least 50% (<span style="font-style:italic;">i.e.,</span> half) of the most recently calculated Benefit Base prior to that Contract Anniversary, then the roll-up amount is equal to a percentage of the Benefit Base on the previous Contract Anniversary, reduced proportionately for withdrawals made since that anniversary. This means that we will reduce the “roll-up” amount for each withdrawal made since the previous Contract Anniversary in the same proportion that each withdrawal reduced the Contract Value as of the date we processed the withdrawal request.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:80pt; margin-top:8pt; width:443pt; line-height:11pt;">We will also include Purchase Payments made within the first 120 days following the Contract Issue Date when calculating the roll-up amount on the first Contract Anniversary. For example, using a hypothetical 5.0% Roll-up percentage, if your initial Purchase Payment on the Contract Issue Date is $50,000 and we receive an additional $100,000 Purchase Payment 90 days later, then assuming you do not take any withdrawals during the first Contract Year, the roll-up amount on the first Contract Anniversary will be $7,500 (($50,000 + $100,000) x 5.0%).</div><div style=" float:left; margin-left:60pt; line-height:11pt; margin-top:7.91pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">ii.<br/></div><div style=" margin-top:7.91pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:80pt;">if your Contract Value on that Contract Anniversary is less than 50% (i.e., half) of the most recently calculated Benefit Base prior to that Contract Anniversary, then the roll-up amount is equal to $0.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:80pt; margin-top:8pt; width:443pt; line-height:11pt;">We will only recalculate your Benefit Base on each Contract Anniversary during the Roll-up Period if your Contract Value is at least 50% (i.e., half) of your Benefit Base as of that Contract Anniversary. </div><div style="margin-left:80pt; width:443pt; line-height:11pt;">For example, if on a Contract Anniversary your Contract Value is $65,000 and the most recently calculated Benefit Base prior to that anniversary is $150,000, you will not be eligible for an increase on that anniversary equal to the “roll-up” amount because your Contract Value ($65,000) is less than 50% of your Benefit Base ($150,000 x 0.5 = $75,000). </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-weight:bold;">Note: If the SecurePay Anniversary Value is consistently higher than the SecurePay Roll-up Value (because your Contract Value is generally increasing by more than the Roll-up percentage each Contract Year), the SecurePay Roll-up Value may never be used to increase your Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">When we calculate the SecurePay Roll-up Value on the first Contract Anniversary following the Rider Issue Date, we will apply the Roll-up percentage (if applicable) to the Benefit Base on the Rider Issue Date to determine the “roll-up” amount, and then reduce the “roll-up” amount proportionately for withdrawals made since the Rider Issue Date. We will then add the reduced “roll-up” amount to the most recently calculated Benefit Base prior to the first Contract Anniversary to determine the SecurePay Roll-up Value. </div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">Example: Assume on the Rider Issue Date your Benefit Base is $100,000. Three months later, assume your Contract Value is $103,000 and you take a withdrawal of  $10,300, reducing your current Contract Value to $92,700, which results in a decrease of 10% (($103,000 – $92,700)/$103,000). Because of the withdrawal, we will reduce your Benefit Base by 10% as well, to $90,000. Also assume that one month later your Contract Value increased from $92,700 to $94,000 due to favorable market performance and you do not make any additional Purchase Payments or withdrawals.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">Using a hypothetical 5.0% Roll-up percentage, on the first Contract Anniversary, we will determine the SecurePay Roll-up Value by adding the most recently calculated Benefit Base ($90,000) to 5.0% of the Benefit Base on the previous Contract Anniversary (the Rider Issue Date), increased by any Purchase Payments made within 120 days of the Contract Issue Date and reduced proportionately for withdrawals made since that anniversary. The Benefit Base on the Rider Issue Date was $100,000, and 5.0% of  $100,000 = $5,000. However, because a withdrawal was made during the year, we will reduce this “roll-up” amount in the same proportion that the withdrawal reduced the Contract Value, which was 10%. Because 10% of the “roll-up” amount is $500, the reduced “roll-up” amount is $4,500 ($5,000 – $500). We then calculate the SecurePay Roll-up Value by adding the “roll-up” amount of  $4,500 to $90,000 (the most recently calculated Benefit Base), and determine that the SecurePay Roll-up Value is $94,500.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">We will then recalculate your Benefit Base on the first Contract Anniversary to equal the greatest of:</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8.31pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div><div style=" margin-top:8.31pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the Benefit Base on that Contract Anniversary ($90,000);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.82pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Anniversary Value on that Contract Anniversary ($94,000); or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.82pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Roll-up Value ($94,500)</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">We will set your Benefit Base equal to $94,500 because the SecurePay Roll-up Value is greater than the Benefit Base on that Contract Anniversary and the SecurePay Anniversary Value on that Contract Anniversary.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: Withdrawals could reduce your SecurePay Roll-up Value by substantially more than the actual amount of the withdrawal. For example, assume your Benefit Base at the beginning of the Contract Year is $100,000. Assuming that you do not make any additional Purchase Payments or withdrawals and assuming your Contract Value remains at 50% or more of your Benefit Base (for SecurePay Protector riders issued before October 7, 2024), the SecurePay Roll-up Value on the next Contract Anniversary would be $105,000 ($100,000 + $5,000 (a 5.0% “roll-up” amount)).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Assume instead, however, that during the Contract Year you make a withdrawal of  $45,000 and your Contract Value at that time is $90,000 (i.e., the withdrawal is 50% of your Contract Value). Both the Benefit Base and the “roll-up” amount are also reduced by 50%, to $50,000 and $2,500, respectively. This would result in a SecurePay Roll-up Value of  $52,500 on the next Contract Anniversary ($50,000 + $2,500), rather than $105,000. Thus, the $45,000 withdrawal would reduce the SecurePay Roll-up Value by more than $45,000 — it would reduce it by $52,500 ($105,000 – $52,500).</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Roll-up Period begins on the Rider Issue Date and generally lasts for up to ten Contract Anniversaries where there has been an increase of the Benefit Base. The Roll-up Period will end on the next Valuation Date following the 10th Contract Anniversary on which we increase your Benefit Base to equal either the SecurePay Anniversary Value or the SecurePay Roll-up Value. This means that when determining the ten Contract Anniversaries that make up your Roll-up Period, we will not count Contract Anniversaries on which your Benefit Base does not increase.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">However, your Roll-up Period will end sooner — on either the Benefit Election Date or the date the SecurePay Protector rider terminates (see “Terminating the SecurePay Rider”) — if either of these dates occur while your Roll-up Period is in effect. If the Roll-up Period ends, the SecurePay Protector rider may not terminate. We will continue to assess the </div><div style="width:523pt; line-height:12pt;">SecurePay Fee for the SecurePay Protector rider until the SecurePay Protector rider terminates. Also, we will only include the SecurePay Roll-up Value when calculating your Benefit Base while the Roll-up Period is in effect.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">Note: This means that if the Roll-up Period ends because you have established the Benefit Election Date, we will still continue to assess the SecurePay Fee until termination of the SecurePay Protector rider. We also will assess the SecurePay Fee during times when the Roll-up Period has expired.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">Note: Once you establish your Benefit Election Date, we no longer calculate the SecurePay Roll-up Value. See “Calculating the Benefit Base On or After the Benefit Election Date.” Therefore, once you reach your Benefit Election Date you will no longer receive any additional value from the “Roll-up” feature of the SecurePay Protector rider. On the other hand, delaying the Benefit Election Date may limit the time during which you may take SecurePay Withdrawals, due to life expectancy. See “Beginning Your SecurePay Withdrawals”. You should carefully weigh the advantages of the SecurePay Roll-up Value with the disadvantages of delaying taking SecurePay Withdrawals.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Calculating the Benefit Base On or After the Benefit Election Date</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">We continue calculating the Benefit Base after the Benefit Election Date in the same manner as we did prior to the Benefit Election Date, <span style="font-style:italic;">except withdrawals are treated differently.</span> The effect of a withdrawal on the Benefit Base depends on whether the withdrawal is a SecurePay Withdrawal or an Excess Withdrawal. An Excess Withdrawal is any withdrawal after the Benefit Election Date which, when aggregated with all prior withdrawals during that Contract Year, exceeds the Contract Year’s Annual Withdrawal Amount and Reserve Amount.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">We will not calculate the SecurePay Roll-up Value on or after the Benefit Election Date.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">SecurePay Withdrawals</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">SecurePay Withdrawals do not reduce the Benefit Base. Therefore, if all your withdrawals during the Benefit Period are SecurePay Withdrawals, your Annual Withdrawal Amount under the Standard Option will never decrease and under an Advance Option, the Annual Withdrawal Amount will remain the same for the applicable guarantee period then change to a reduced withdrawal percentage and will never decrease, and you may continue to withdraw at least that amount under all Advance Options for the lifetime of the Covered Person (or the last surviving Covered Person, if you selected Joint Life Coverage).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If your Benefit Base increases on a Contract Anniversary because the SecurePay Anniversary Value exceeds the Benefit Base on that date, your Annual Withdrawal Amount and therefore SecurePay Withdrawals available to you in subsequent Contract Years will also increase.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Your Annual Withdrawal Amount is cumulative. If you choose to receive only a part of, or none of, your AWA in any given Contract Year, the remaining portion may carry forward to future Contract Years as your Reserve Amount. The AWA and maximum Reserve Amount are calculated annually on the Contract Anniversary. You may accumulate up to several times your AWA in your Reserve Amount. To determine the maximum Reserve Amount, see your Rate Sheet Prospectus Supplement. When you take SecurePay Withdrawals in the future, the withdrawals will be taken first from any available Reserve Amount and then from your AWA without reducing your Benefit Base. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Consideration</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.07pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.07pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">Once the maximum Reserve Amount is accumulated, you should understand that any additional portions of your AWA that you choose not to receive in a given Contract Year will not carry over to future Contract Years.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">If your Reserve Amount is greater than your Contract Value in a Valuation Period, your Reserve Amount will be limited to the Contract Value. Once the Contract Value is zero, the Reserve Amount will not be available to you. For more information on the SecurePay Withdrawal following the depletion of Contract Value, please see the “Reduction of Contract Value to Zero” section.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:12pt;">We do not impose a surrender charge on any SecurePay Withdrawals.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Excess Withdrawals</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">During the Benefit Period any portion of a withdrawal that, when aggregated with all prior withdrawals during that Contract Year, exceeds first the Reserve Amount, if any, and then the Annual Withdrawal Amount constitutes an Excess Withdrawal. Therefore, a withdrawal during the Benefit Period that causes the aggregate withdrawals for that Contract Year to exceed the Reserve Amount and the Annual Withdrawal Amount may include amounts that qualify as a SecurePay Withdrawal as well as amounts that are Excess Withdrawals.</div><div style="width:523pt; line-height:11.5pt;">An Excess Withdrawal will reduce the Benefit Base. The effect of the Excess Withdrawal on the Benefit Base depends, in part, on the relationship of the Benefit Base to the Contract Value at that time.</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">If, at the time of the Excess Withdrawal, your Contract Value minus the non-excess portion of the withdrawal (the portion of the withdrawal that qualifies as a SecurePay Withdrawal) is greater than the Benefit Base, we will reduce the Benefit Base by the amount of the Excess Withdrawal plus any applicable surrender charge.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">If, at the time of Excess Withdrawal, your Contract Value minus the non-excess portion of the withdrawal (the portion of the withdrawal that qualifies as a SecurePay Withdrawal) is less than or equal to the Benefit Base, we will reduce the Benefit Base in the same proportion that the Excess Withdrawal, plus any applicable surrender charge, bears to the Contract Value minus the SecurePay Withdrawal.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">For example, suppose your Benefit Base is $100,000, your Maximum Withdrawal Percentage is 5.0% (<span style="font-style:italic;">i.e.</span>, your AWA is $5,000), your Contract Value is $110,000, and Reserve Amount equals zero. No surrender charges apply to this calculation because the gross withdrawal amount is used. If you have already taken $3,000 of SecurePay Withdrawals in the Contract Year and then request another $3,000 withdrawal you will exceed your AWA by $1,000, and we will consider $2,000 of that withdrawal to be a SecurePay Withdrawal and $1,000 to be an Excess Withdrawal. In this case, rule (a) above applies because the Contract Value less the SecurePay Withdrawal ($110,000 – $2,000 = $108,000) is greater than your Benefit Base ($100,000). We will therefore reduce your Benefit Base by the Excess Withdrawal and your new Benefit Base will be $99,000 ($100,000 – $1,000).</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">However, if in the example above your Contract Value is $70,000 then rule (b) applies. In this case, we determine the reduction in your Benefit Base first by determining the proportion that the Excess Withdrawal bears to the Contract Value less SecurePay Withdrawal. We calculate this by dividing the $1,000 Excess Withdrawal by the Contract Value less the $2,000 SecurePay Withdrawal ($1,000 ÷ ($70,000 – $2,000) = 1.4706%). We will then apply this same percentage to reduce your Benefit Base. Thus your new Benefit Base will be equal to $98,529 ($100,000 – ($100,000 * 0.014706)).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">The examples above do not include the effect of any surrender charges that may be applicable.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We will recalculate the Annual Withdrawal Amount on the next Contract Anniversary by multiplying the Benefit Base on that date by the Maximum Withdrawal Percentage. We also will apply a surrender charge to the Excess Withdrawal, if a surrender charge would otherwise be applicable.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Reduction of Contract Value to Zero</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If the Contract Value is reduced to zero due to the deduction of fees or a SecurePay Withdrawal, the Contract will terminate, the Reserve Amount will terminate, and we will settle the benefit under your SecurePay rider as follows:</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">We will pay the remaining AWA not yet withdrawn in the current Contract Year, if any, in a lump sum;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">We will establish an Annuity Date that is the Contract Anniversary following the date of the transaction that reduced the Contract Value to zero; and</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">On the Annuity Date we will pay a monthly payment equal to the AWA divided by 12 until the death of the Owner, or if the rider covers two spouses, the death of the second spouse.If benefits are being paid under the SecurePay NH benefit on the Annuity Date, the amount of your annuity payments will be determined in accordance with the terms of the SecurePay NH endorsement. (See “Availability of SecurePay NH Benefit after Annuitization.”) Please note that we may accept different payment intervals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If you request a surrender and your Contract Value at the time of the request is less than your remaining Reserve Amount and AWA for that Contract Year, we will pay you a lump sum equal to such remaining Reserve Amount and AWA.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">If your Contract Value reduces to zero due to an Excess Withdrawal, we will terminate your Contract and the SecurePay rider. You will not be entitled to receive any further benefits under the SecurePay rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">As with any distribution from the Contract, there may be tax consequences. In this regard, we intend to treat any amounts that you receive before the Annuity Date is established as described above and that are in the form of SecurePay Withdrawals as withdrawals. We intend to treat any amounts that you receive after the Annuity Date is established as described above and that are a settlement of the benefit under your SecurePay rider as annuity payments for tax purposes. See “TAXATION OF ANNUITIES IN GENERAL, Taxation of Consequences of Protected Lifetime Income Benefits.” </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Benefit Available on Maximum Annuity Date (oldest Owner’s or Annuitant’s 95<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> birthday)</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">You must annuitize the Contract no later than the oldest Owner’s or Annuitant’s 95<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> birthday (“Maximum Annuity Date”). The SecurePay rider will terminate on the Annuity Date, whether or not you have begun your SecurePay Withdrawals.</div><div style="width:523pt; line-height:11.5pt;">If your SecurePay rider is in effect on the Maximum Annuity Date, in addition to the other Annuity Options available to you under your Contract, one of your Annuity Options will be to receive monthly annuity payments equal to the AWA divided by 12 for the life of the Covered Person (or the last surviving Covered Person if Joint Life Coverage was selected). If benefits are being paid under the SecurePay NH benefit on the Maximum Annuity Date, the amount of your annuity payments will be determined in accordance with the terms of the SecurePay NH endorsement. (See “Availability of SecurePay NH Benefit after Annuitization.”) If you do not select an Annuity Option, your monthly annuity payments will be the greater of  (i) the AWA divided by 12 or (ii) payments based upon the Contract Value for the life of the Annuitant with a 10-year Certain Period. We must receive written notification of your election of such annuity payments at least three days but no earlier than 90 days before the Maximum Annuity Date. For more information regarding Annuity Options, including Certain Period options, see “ANNUITY PAYMENTS, Annuity Options.”</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Consideration</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">On the Maximum Annuity Date, the SecurePay rider will terminate and any Reserve Amount you have accumulated will no longer be available. The Reserve Amount is not included in the AWA Annuity Option. You should be aware that if you choose not to use your Reserve Amount prior to the Maximum Annuity Date, you will not receive the benefit of your accumulated Reserve Amount.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">SecurePay Fee</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We deduct a fee for the SecurePay rider that compensates us for the costs and risks we assume in providing this benefit. This SecurePay Fee is a percentage of the Benefit Base. We deduct this fee from your Contract Value on the Valuation Date that occurs after each Valuation Period containing a Monthly Anniversary Date. The SecurePay Fee is deducted from the Sub-Accounts of the Variable Account only; it is not deducted from the assets in the DCA Account. The monthly fee is deducted from the Sub-Accounts in the same proportion that the value of each Sub-Account bears to the total Contract Value in the Variable Account on that date. Accordingly, you must have transferred some assets from your DCA Account to Sub-Accounts in accordance with our Allocation Guidelines and Restrictions before the fee is charged. The monthly fee is deducted from a Sub-Account in the same proportion that the Sub-Account value bears to the total Contract Value in the Variable Account on that date.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Information regarding the current fees for the SecurePay riders can be found in the Rate Sheet Prospectus Supplement that accompanies your Prospectus. See “Rate Sheet Prospectus Supplement Information.” We may increase the SecurePay Fee. However, we will not increase the SecurePay Fee for the SecurePay riders above a maximum 2.00% (2.20% under RightTime) of the Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We reserve the right to increase the SecurePay fee up to the maximum stated above if, in our sole discretion, the increase is necessary or appropriate to cover the costs Protective Life incurs to mitigate the risks associated with offering the rider. If we increase the SecurePay Fee, we will give you at least 30 days’ written notice prior to the increase which notice will identify the date the increase in the SecurePay Fee will take place and provide instructions on how to accept or decline the increase. You may elect not to pay the increase in your SecurePay Fee. If you elect not to pay the increased SecurePay Fee, your SecurePay rider will not terminate, but your Benefit Base will be capped at its then current value and you will give up the opportunity for any future increases in the Benefit Base if your Contract Value exceeds your Benefit Base on subsequent Contract Anniversaries. You will continue to be assessed your current SecurePay Fee. We also will no longer calculate the SecurePay Roll-up Value when determining your Benefit Base if you elect not to pay the increase in your SecurePay Fee. You will continue to be assessed your current SecurePay Fee, even though you will no longer be entitled to additional SecurePay Roll-up Values. See “SecurePay Riders.”</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Terminating the SecurePay Rider</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">The SecurePay rider will terminate upon the earliest of:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.81pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.81pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date you terminate your SecurePay rider (permitted after the rider has been in effect for at least ten years);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">the Valuation Date the Contract is surrendered or terminated;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">the Valuation Date your Contract Value reduces to zero due to an Excess Withdrawal;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date your Contract Value reduces to zero due to poor Sub-Account performance, the deduction of fees, and/or a SecurePay Withdrawal (subject to our obligation to make monthly payments to you, as set forth above under “Reduction of Contract Value to Zero”);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date on or after the Benefit Election Date we receive instructions from you that results in a change in Covered Person(s);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" line-height:11.5pt; text-align:left; margin-left:30pt;">for a SecurePay rider with one Covered Person, the date of the Covered Person’s death before the Annuity Date (even if the surviving spouse of the deceased Covered Person elects to continue the Contract);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.6pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">for a SecurePay rider with two Covered Persons, the date of death of the last surviving Covered Person before the Annuity Date;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.6pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Maximum Annuity Date (being the Owner’s choice of the options outlined under “Benefit Available on Maximum Annuity Date (Oldest Owner’s or Annuitant’s 95<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> Birthday)”); or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.6pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date we receive instructions that are not in compliance with our Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.61pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Deduction of the monthly fee for the SecurePay rider ceases upon termination. We will not refund the SecurePay fees you have paid if your SecurePay rider terminates for any reason. If your SecurePay rider terminates, you may not reinstate it or purchase a new rider except as described below under “Spousal Continuation” and “Reinstating Your SecurePay Rider Within 30 Days of Termination.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Spousal Continuation</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Upon the death of the Owner <span style="font-style:italic;">before</span> the Benefit Election Date, if the surviving spouse elects to continue the Contract and become the new Owner, the surviving spouse may also continue the SecurePay rider, provided the surviving spouse meets the rider’s issue age requirements as of the Rider Issue Date or as of any date prior to the date we receive the written request to continue the Contract. On the next Contract Anniversary, the Benefit Base will be the greater of  (1) the Contract Value (which will reflect the Death Benefit), or (2) the current Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If the SecurePay Benefit Election Form indicates Single Life Coverage and the SecurePay rider terminates due to the death of the Covered Person <span style="font-style:italic;">following</span> the Benefit Election Date, and if the surviving spouse elects to continue the Contract and become the new sole Owner, then the surviving spouse may purchase a new SecurePay rider before the Annuity Date if we are offering the rider at that time. If all the conditions to purchase a new SecurePay rider have been met, we will issue the rider upon our receipt of the surviving spouse’s written request. The new rider will be subject to the terms and conditions of the SecurePay rider in effect at the time it is issued. This means:</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.62pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.62pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">The initial Benefit Base will be equal to the Contract Value as of the new Rider Issue Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.61pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">We will impose the current SecurePay Fee under RightTime in effect on the new Rider Issue Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The surviving spouse may not purchase a new SecurePay rider if he or she does not meet the rider’s issue age requirements as of the Rider Issue Date or the date we receive the written request to continue the Contract. Only the surviving spouse is eligible to be a Covered Person under the new rider, and the rider will terminate upon the death of that Covered Person. Please note that the SecurePay riders may not be available in all states and that we may limit the availability of the SecurePay riders at any time.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If the SecurePay Benefit Election Form indicates Joint Life Coverage and a Covered Person dies <span style="font-style:italic;">following</span> the Benefit Election Date, and if the surviving spouse elects to continue the Contract and the SecurePay rider, the Annual Withdrawal Amount remains the same until the next Contract Anniversary. On the next Contract Anniversary, the Benefit Base will be the greater of the Contract Value (which will reflect the addition of the Death Benefit) or the current Benefit Base and we will recalculate the Annual Withdrawal Amount, if necessary, using the Maximum Withdrawal Percentage associated with Joint Life Coverage.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Reinstating Your SecurePay Rider Within 30 Days of Termination</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If your SecurePay rider terminated due to a Prohibited Allocation instruction (see “ALLOCATION GUIDELINES AND RESTRICTIONS FOR PROTECTED LIFETIME INCOME BENEFITS”) or due to a change in Covered Person after the Benefit Election Date (see “Designating the Covered Person(s)”), and you made no additional Purchase Payment after the termination, you may request that we reinstate the rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If termination occurred due to a Prohibited Allocation instruction, your written reinstatement request must correct the previous Prohibited Allocation instruction by either directing us to allocate your Contract Value in accordance with the rider’s Allocation Guidelines and Restrictions and/or resume portfolio rebalancing. If termination occurred due to a change in Covered Person after the Benefit Election Date, your written reinstatement request must correct the change in Covered Person by directing us to designate under the reinstated rider the original Covered Person(s) that had been selected on the Benefit Election Date. </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We must receive your written reinstatement request within 30 days of the date the rider terminated. The reinstated rider will have the same terms and conditions, including the same SecurePay Rider Issue Date, Benefit Base, Reserve Amount, AWA, SecurePay Fee and Maximum Withdrawal Percentage as it had prior to termination.</div><div style="width:523pt; line-height:12pt;font-weight:bold;">Tax Consequences</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Treatment of Civil Unions, Domestic Partners, and Divorce.</span>   If state law affords legal recognition to domestic partnerships or civil unions, the Rider will treat individuals who are in a bona fide civil union or domestic partnership as married and spouses for purposes of the Rider. However, as described above in “Death Benefit — Continuation of the Contract by a Surviving Spouse,” for federal tax law purposes such individuals are not treated as “spouses.” Likewise, if the Covered Persons are no longer married as of the date of death, such individuals are no longer treated as spouses for federal tax law purposes. As a result, if a beneficiary of a deceased owner and the owner were parties to a civil union or domestic partnership, or if the beneficiary and the deceased owner were no longer married as of the date of death, the beneficiary will be required by federal tax law to take distributions from the Contract in the manner applicable to non-spouse beneficiaries and will not be able to continue the Contract. In some circumstances, these required distributions could substantially reduce or eliminate the SecurePay rider benefit while the surviving Beneficiary is still alive.</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">In addition, the rider allows the surviving spouse of a deceased owner who continues the Contract and becomes the new owner to either continue the SecurePay rider or purchase a new rider (depending on the date of death and whether the rider provides single or joint life coverage). This right is only available to an individual who was the spouse of the deceased owner within the meaning of federal tax law because only such a spouse is eligible to continue the Contract under federal tax law.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">An individual who is a party to a civil union or a domestic partnership should not purchase the SecurePay rider before consulting legal and financial advisors and carefully evaluating whether the SecurePay rider is suitable for his or her needs.</div><div style="margin-top:11.6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Other Tax Matters.</span>   For a discussion of other tax consequences specific to your SecurePay rider, please see “TAXATION OF ANNUITIES IN GENERAL, Tax Consequences of Protected Lifetime Income Benefits” and “QUALIFIED RETIREMENT PLANS, Protected Lifetime Income Benefits.” </div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">SecurePay NH: Increased AWA Because of Confinement in Nursing Home</div><div style="margin-top:1.5pt; width:523pt; line-height:9.5pt;font-size:8pt;">If you are confined to a nursing home, you may be eligible for an increased Annual Withdrawal Amount (“AWA”) with our SecurePay NH (Nursing Home Enhancement) feature. This feature is included at no additional charge with the SecurePay Protector rider or SecurePay Investor rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">The SecurePay NH benefit may not be available in all states and may not be available with new contracts in the future. Please check with your financial advisor to determine availability.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">What is the SecurePay NH benefit?</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">If your rider was issued on or after October 7, 2024, (for sole Covered Person or both Covered Persons in a nursing home) we will double the AWA to which you are currently entitled for that year, not to exceed 15% of your Benefit Base; (if only one of two Covered Persons in a nursing home) we will multiply the AWA by 125% to which you are currently entitled for that year, not to exceed 15% of your Benefit Base. Not applicable to riders issued in California.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">If your rider was issued before October 7, 2024, (for sole Covered Person or both Covered Persons in a nursing home) we will double the AWA to which you are currently entitled for that year, not to exceed 10% of your Benefit Base. For all riders issued in California, regardless of rider issue date.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Nursing Home Benefit Period</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Nursing Home Benefit Period is the period of time during which the increased SecurePay withdrawal percentage is used to calculate the AWA. Any Contract Year or portion thereof during which the increased SecurePay withdrawal percentage is used to calculate the AWA will be a full Contract Year for the purpose of determining the Nursing Home Benefit Period.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Nursing Home Benefit Period will extend for a maximum of five (5) Contract years in which you qualify for the SecurePay NH benefit or until the SecurePay Rider terminates, whichever occurs first. The qualifying Contract years need not be consecutive. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Eligibility for the SecurePay NH Benefits</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">To qualify for the increased AWA under the SecurePay NH benefit, the Covered Person must:</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">have established the Benefit Election Date or establish the Benefit Election Date when he or she applies for the SecurePay NH benefit;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">(a) be currently confined to a Nursing Home, as defined below; (b) have been confined to a Nursing Home for at least 90-days immediately preceding your application for the SecurePay NH benefit; and (c) have a reasonable expectation that he or she will continue to be confined to a Nursing Home; and</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div><div style=" line-height:11pt; text-align:left; margin-left:40pt;">be unable to perform at least two of the six Activities of Daily Living described below, or be diagnosed with a Severe Cognitive Impairment.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Nursing Home: For purposes of determining your eligibility for the SecurePay NH benefit, a “Nursing Home” is defined as a facility (or portion of a facility) primarily engaged in providing continuous, 24 hour per day nursing care to its residents and is under the supervision of a physician and has as its main function to provide skilled, intermediate, or custodial care. The facility must be granted a license by the State in which it operated and be compliant with all regulations and laws in accordance with the grant of such license. A “Nursing Home” does not include: a hospital or clinic; a facility operated primarily for the treatment of alcoholism or drug addiction; a communal living facility or retirement home, or facilities primarily affording custodial, educational or rehabilitative care.</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Ineligibility.</span>   You are not eligible for the SecurePay NH benefit if you were in a nursing home during the one year preceding your purchase of the SecurePay Protector or SecurePay Investor rider, or you are confined to a nursing home during the year following your purchase of the Rider. </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Activities of Daily Living (ADL).</span>   Under the SecurePay NH benefit, “Activities of Daily Living” refer to the following functions relating to the Covered Person’s ability to live independently:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Bathing — The ability to wash oneself by sponge bath or in either a tub or shower, including the task of getting into or out of the tub or shower.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.63pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.63pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Continence — The ability to maintain control of bowel and bladder function, or when unable to maintain control of bowel or bladder function, the ability to perform associated personal hygiene, including caring for the catheter or colostomy bag.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Dressing — The ability to put on and take off all items of clothing and any necessary braces, fasteners or artificial limbs.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.63pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.63pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Eating — The ability to feed oneself by getting food into the body from a receptacle, such as a plate, cup, or table, or by feeding tube or intravenously.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Toileting — The ability to get to and from the toilet, getting on and off the toilet, and performing associated personal hygiene.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">Transferring — The ability to move into or out of a bed, chair or wheelchair.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Severe Cognitive Impairment.</span>   For purposes of determining eligibility for the SecurePay NH benefit, Severe Cognitive Impairment is a loss or deterioration of intellectual capacity that is comparable to (and includes) Alzheimer’s disease and similar forms of irreversible dementia.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">Two Covered Persons.<span style="font-style:normal;font-weight:normal;">   </span> If your rider was issued on or after October 7, 2024, if you selected the Joint Life Coverage Option when you established your Benefit Election Date, then either Covered Person may satisfy the eligibility requirements for the increased SecurePay NH benefit. If your rider was issued before October 7, 2024, if you selected the Joint Life Coverage Option when you established your Benefit Election Date, both Covered Persons must satisfy the eligibility requirements for the increased SecurePay NH benefit.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Applying for Increased AWA under the SecurePay NH Benefit</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Initial Application.</span>   To apply for an increased AWA under the SecurePay NH benefit, you must submit an application certifying that the Covered Person meets the conditions for qualification under the SecurePay NH benefit. This certification must be signed by the Covered Person’s Physician. If the Owner is unable to submit an application for an increased AWA on his or her own behalf, we will accept an application on behalf of an Owner from a person who provides satisfactory proof that they have legally assumed care, custody, and representation of the incapacitated Owner. Typically, this would be a valid power of attorney or an order of conservatorship from a court of competent jurisdiction.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The certifying Physician must be a medical doctor currently licensed by a state Board of Medical Examiners, or similar authority in the United States, acting within the scope of his or her license. Physician does not include: (a) the Covered Person(s) or Covered Person(s) spouse; or (b) the brother, sister, parent, or child of the Covered Person(s). We may require an examination of the Covered Person by a Physician of our choice at our expense. In the event of a conflict between the medical opinions, the opinion of our Physician shall prevail.</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Re-Certification of Eligibility.</span>   Beginning with the second Contract Anniversary following the end of a Valuation Period during which we determine that the Covered Person qualifies for the increased AWA under SecurePay NH (the “Qualification Date”), you must submit a re-certification of eligibility not less than 10, nor more than 30 days prior to each applicable Contract Anniversary. We will notify you at least 30 days before this re-certification is due.</div><div style="width:523pt; line-height:12pt;">The re-certification must certify that the Covered Person continues to meet the conditions for eligibility under the SecurePay NH benefit, and must be signed by the Covered Person’s physician. We may require an examination by a physician of our choice at our expense. In the event of a conflict between the medical opinions, the opinion of our physician will prevail.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">We will notify you if you fail to qualify for continued eligibility for the SecurePay NH benefit. For any Contract Year during which the Covered Person fails to qualify for the Nursing Home Enhancement, we calculate the Annual Withdrawal Amount according to the terms of the SecurePay rider you purchased.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If you have questions about applying for an increased AWA under the SecurePay NH benefit, or to obtain a copy of the SecurePay NH application and other forms required to apply, you can call us at <span style="white-space:nowrap;">1-800-456-6330</span> or write to us at Protective Life Insurance Company, P.O. Box 1928, Birmingham, Alabama 35202-1928.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Determining Your Increased AWA under the SecurePay NH Benefit</div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Initial Qualifying Year.</span>   Qualification for an increased AWA under the SecurePay NH benefit may increase the Annual Withdrawal Amount available for the Contract Year during which you qualify. An increase in the Annual Withdrawal Amount will not change the effect of any withdrawal that occurred prior to the Qualification Date. Thus, if you took an Excess Withdrawal during the Contract Year before you were notified that you qualify for the SecurePay NH increased AWA, your earlier withdrawal would still be treated as an Excess Withdrawal under SecurePay.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If your aggregate withdrawals during the qualifying Contract Year are less than or equal to the Reserve Amount and the Annual Withdrawal Amount in effect prior to the Qualification Date, we will recalculate the remaining Annual Withdrawal Amount for that Contract Year as of the Qualification Date by multiplying the Benefit Base on that date by the enhanced Maximum Withdrawal Percentage, and subtracting all prior non-Excess Withdrawals taken since the later of the Benefit Election Date or the most recent Contract Anniversary.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-style:italic;">For riders issued on or after October 7, 2024:</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;"> <span style="font-style:italic;">Example</span>: Five years ago, after turning age 75, Elisabeth elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">Sole Covered Person - In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of $5,000. Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $10,000 ($100,000 * 10%) and her remaining AWA for the current Contract Year is $5,000 ($10,000 – $5,000).This would be the same calculation if both Covered Persons are in a nursing home.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">One of two Covered Persons - In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of  $5,000. Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage that is 125% of the Maximum Withdrawal Percentage under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $6,250 ($100,000 * (5% x 125%); $100,000 * 6.25%) and her remaining AWA for the current Contract Year is $1,250 ($6,250 – $5,000).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-style:italic;">For riders issued before October 7, 2024:</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">Example: Five years ago, after turning age 75, Elisabeth, elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of  $5,000. Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $10,000 ($100,000 * 10%) and her remaining AWA for the current Contract Year is $5,000 ($10,000 – $5,000).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If you have taken an Excess Withdrawal during the qualifying Contract Year prior to the Qualification Date, we will recalculate the remaining Annual Withdrawal Amount for that Contract Year as of the Qualification Date by subtracting the Maximum Withdrawal Percentage identified on the Benefit Election Date from the enhanced Maximum Withdrawal Percentage provided by this endorsement, and multiplying the difference in those percentages by the Benefit Base on the Qualification Date.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;"> <span style="font-style:italic;">Example</span>: Five years ago, after turning age 75, Elisabeth elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000).</div><div style="margin-left:20pt; width:503pt; line-height:12pt;">In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of  $5,000 and an Excess Withdrawal of  $4,000. Her new Benefit Base after the Excess Withdrawal is $95,789 ($100,000 – $4,000/$95,000 * $100,000). Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $95,789. Her new AWA is $9,579 ($95,789 * 10%) and her remaining AWA for the current Contract Year is $4,789 ((10% – 5%) * $95,789).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Please note that your maximum Reserve Amount under the SecurePay riders will not increase as a result of the increased AWA under the SecurePay NH Benefit. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;">Example</span>: Five years ago, after turning age 75, Elisabeth elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000). Her maximum Reserve Amount is $25,000 (5 * $5,000). </div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Assume that Elisabeth now qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $10,000 ($100,000 * 10%). However, her maximum Reserve Amount remains $25,000.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Notice of Qualification.</span>   We will include the amount of the increase in the AWA for the qualifying year in the notice that confirms the Covered Person’s qualification for the Nursing Home Enhancement.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Subsequent Contract Years.</span>   In subsequent Contract Years in which you are eligible for the Nursing Home Enhancement, we multiply the Benefit Base on the Contract Anniversary by the enhanced Maximum Withdrawal Percentage to determine the Annual Withdrawal Amount for that Contract Year. For any year in which you are not eligible for the Nursing Home Enhancement, we determine the Annual Withdrawal Amount, if any, according to the terms of the SecurePay rider you purchased. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Non-Qualifying Years.</span>   For any Contract Year during which the Covered Person fails to qualify for the increased AWA under the SecurePay NH benefit, we calculate the AWA using the SecurePay withdrawal percentage established on the Benefit Election Date according to the terms of the SecurePay rider you purchased and that Contract Year will not be included in the Nursing Home Benefit Period. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Availability of SecurePay NH Benefit after Annuitization.</span>   Once the Contract has been annuitized, the SecurePay NH benefit is no longer available. Thus, the SecurePay NH benefit is not available after — </div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">you choose to apply your Annuity Value to an Annuity Option under the Contract;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">the Maximum Annuity Date under the Contract is reached; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">the Contract Value is reduced to zero due to the deduction of fees or a SecurePay Withdrawal and an Annuity Date is established.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Thus, if you have not qualified for, and have not begun receiving, an increased AWA under the SecurePay NH benefit when the Contract is annuitized, you will not be able to receive an increased annuity payment even if you would have later qualified for the SecurePay NH Benefit. If you have already qualified for, and are receiving, an increased AWA under SecurePay NH when the Contract is annuitized because the Maximum Annuity Date is reached or the Contract Value is reduced to zero due to the deduction of fees or a SecurePay Withdrawal, you will continue to receive the increased annuity payment according to the terms of your rider. Specifically, you will receive the increased payments for the remainder of the 5-Contract Year Maximum Aggregate Nursing Home Benefit Period. You will not need to recertify your eligibility for the increased payments under the SecurePay NH benefit after your annuity payments begin.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Termination and Reinstatement of the SecurePay NH Benefit.</span>   The SecurePay NH benefit terminates when your SecurePay Protector or SecurePay Investor rider terminates, including when the Contract is annuitized. If your SecurePay Protector or SecurePay Investor rider is reinstated, your SecurePay NH benefit will also be reinstated. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Tax Considerations for the SecurePay NH Benefit.</span>   The tax treatment of the SecurePay NH benefit is uncertain in several respects. Please see “FEDERAL TAX MATTERS, Tax Consequences of Protected Lifetime Income Benefits” and “QUALIFIED RETIREMENT PLANS, Protected Lifetime Income Benefits.” If you are considering purchasing a </div><div style="width:523pt; line-height:12pt;">Qualified Contract with the SecurePay Protector or SecurePay Investor rider, you should consult a tax adviser because the addition of the SecurePay rider could affect the qualification of your Contract and/or the Qualified Plan associated with your Contract. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">Required Minimum Distributions</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If the SecurePay rider is purchased for use with a Qualified Contract, the Qualified Contract must comply with the required minimum distribution (RMD) rules under the Code Section 401(a)(9). The SecurePay rider, and certain other benefits that the IRS may characterize as “other benefits” for purposes of the regulations under Code Section 401(a)(9), may increase the amount of the RMD that must be taken from your Qualified Contract. See “QUALIFIED RETIREMENT PLANS.”</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">After the Benefit Election Date, we permit withdrawals from a Qualified Contract that exceed the Reserve Amount and AWA in order to satisfy the RMD for the Qualified Contract without compromising the SecurePay guarantees. In particular, if you provide us with Written Notice of an RMD at the time you request a SecurePay Withdrawal from your Qualified Contract, we will compute an amount that is treated under the SecurePay rider as the RMD for the calendar year with respect to your Qualified Contract. Note that although the tax law may permit you in certain circumstances to take distributions from your Qualified Contract to satisfy the RMDs with respect to other retirement plans established for your benefit, only the amount computed by us as the RMD with respect to your Qualified Contract is treated as an RMD for purposes of the SecurePay rider. Also, if you do not provide us with Written Notice of an RMD at the time you request a SecurePay Withdrawal, the entire amount by which the withdrawal exceeds any remaining Reserve Amount and AWA for the Contract Year will reduce the amount of your future AWA and could reduce your Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In the future, we may institute certain procedures, including requiring that RMD be established as automatic, periodic distributions, in order to ensure that RMDs for a calendar year do not exceed the Reserve Amount and AWA for the corresponding Contract Year.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In general, under the SecurePay rider, you may withdraw the greater of  (i) your Reserve Amount plus the AWA for a contract year or (ii) the RMD attributable to your Contract that is determined as of December 31<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">st</span> immediately preceding the beginning of your contract year. RMDs may prevent you from taking advantage of the Reserve Amount feature of the SecurePay riders. </div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">Note: If the Benefit Election Form is submitted before the first RMD under Code Section 401(a)(9) is due, we may adjust the amount of your maximum SecurePay Withdrawal for the contract year that includes the due date for the first RMD so that the maximum amount of your withdrawal under the SecurePay rider will be the greater of your first RMD or Reserve Amount plus the AWA plus the greater of your second RMD or Reserve Amount plus the AWA minus your actual withdrawals in the previous contract year. Thereafter, the maximum allowed is the greater of the Reserve Amount plus the AWA or the RMD determined as of the preceding December 31<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">st</span>.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">ALLOCATION GUIDELINES AND RESTRICTIONS FOR SECUREPAY PROTECTOR RIDER</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;">These Allocation Guidelines and Restrictions are not applicable to the SecurePay Investor rider.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In order to maintain the SecurePay Protector rider, you must allocate your Purchase Payments and Contract Value in accordance with the Allocation Guidelines and Restrictions that we have established. The Allocation Guidelines and Restrictions are designed to limit our risk under this rider and are divided into two phases- the rider accumulation phase and the rider withdrawal phase. These phases are discussed in more detail below. </div><table style="width:523pt;min-height:197.1pt;margin-top:0pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:9.6pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 1.967pt 0pt; width:122.75pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Allocation by <br/>Investment Category (“AIC”)</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Benefit Allocation <br/>Model Portfolios</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Permissible Single <br/>Investment Options</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;white-space:nowrap;"> <div style="white-space:nowrap;">Rider Accumulation Phase</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Categories 1-3 are available at designated percentages as described below (which are different from the Rider Withdrawal Phase); Category 4 is not allowed</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, Balanced toward Growth, Moderate Growth, and Growth Focus</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Protective Life Dynamic Allocation Series ‑ Conservative and <br/>Protective Life Dynamic Allocation Series ‑ Moderate</td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;white-space:nowrap;">Rider Withdrawal Phase</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;">Categories 1-3 are available at designated percentages as described below (which are different from the Rider Accumulation Phase); Category 4 is not allowed</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, and Balanced toward Growth</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;">Protective Life Dynamic Allocation Series - Conservative</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> </table><div style="margin-top:5.53pt; width:523pt; line-height:11.5pt;">From time to time Portfolio Company Models may be made available. For more information on the Allocation Guidelines and Restrictions applicable to Portfolio Company Models, contact your financial adviser.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">The Rider Accumulation Phase</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The rider accumulation phase of your Contract begins when you purchase the SecurePay Protector rider, either at Contract Issue or under RightTime. </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Specifically, you must: (1) allocate all of your Purchase Payments and Contract Value in accordance with the Allocation by Investment Category guidelines (described below), (2) allocate all of your Purchase Payments and Contract Value in accordance with one of the three eligible Benefit Allocation Model Portfolios (described below) or (3) allocate all of your Purchase Payments and Contract Value to one of the permissible single investment options. All of the investment options available under the Allocation Guidelines and Restrictions are described below. You may also allocate your Purchase Payments to the dollar cost averaging (“DCA”) Account(s), provided that transfers from the DCA Account are allocated to the Sub-Accounts in accordance with the Allocation Guidelines and Restrictions described above.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: The Allocation Guidelines and Restrictions, as well as the inclusion of Funds that employ volatility management strategies in the Investment Options available under your Contract, are intended in part to reduce risks of investment losses that would require us to use our own assets to make payments in connection with the guarantees provided by the SecurePay Protector rider. The Allocation Guidelines and Restrictions, and the inclusion of Funds that employ volatility management strategies are designed to reduce the overall volatility of your Contract Value. During rising markets, the Allocation Guidelines and Restrictions and the Funds that employ volatility management strategies could cause Contract Value to rise less than would have been the case had you been invested in Funds with more aggressive investment strategies. Conversely, investing according to the Allocation Guidelines and Restrictions, and in Funds that employ volatility management strategies, may be helpful in a declining market when high market volatility triggers a reduction in the Funds’ equity exposure, because during these periods of high volatility, the risk of losses from investing in equity securities may increase. In these instances, your Contract Value may decline less than would have been the case had you not been invested in a Fund or Funds that feature volatility management strategies.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">There is no guarantee that the Allocation Guidelines and Restrictions, or Funds with volatility management strategies, can limit volatility in your investment portfolio, and you may lose principal.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">To the extent that the Allocation Guidelines and Restrictions and the Funds with managed volatility strategies are successful in reducing overall volatility, we will benefit from a reduction of the risk arising from our guarantee obligations under the riders and we will have less risk to hedge under the riders than would be the case if Owners did not invest in accordance with the Allocation Guidelines and Restrictions and in the Funds with managed volatility strategies. The Allocation Guidelines and Restrictions and investment in Funds with managed volatility strategies may not be consistent with an aggressive investment strategy. You should consult with your registered representative to determine if they are consistent with your investment objectives.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">NOTE: You may not allocate any of your Purchase Payments or Contract Value to the Fixed Account.</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Allocation by Investment Category.</span>   The following Allocation by Investment Category guidelines specify the minimum and maximum percentages of your Contract Value that must be allocated to each of the four categories of Sub-Accounts listed below in order for you to remain eligible for benefits under the SecurePay Protector rider (unless you </div><div style="width:523pt; line-height:12pt;">are fully invested in a Benefit Allocation Model or a permissible single investment option, as described above). You can select the percentage of Contract Value to allocate to individual Sub-Accounts within each group, but the total investment for all Sub-Accounts in a group must comply with the specified minimum and maximum percentages for that group. The Allocation by Investment Category is also available during the rider withdrawal phase. There are different allocation percentages between the rider accumulation phase and the rider withdrawal phase under the SecurePay Protector rider and are outlined below. </div><div style="margin-top:4pt; width:523pt; line-height:12pt;">These Allocation by Investment Category guidelines may not be consistent with an aggressive investment strategy. You should consult with your registered representative to determine if they are consistent with your investment objectives.</div><div style="margin-top:12pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Allocation by Investment Category</div><div style="margin-top:6pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Rider Accumulation Phase <br/>Category 1 Minimum Allocation: 10% <br/>Maximum Allocation: 100% <br/>Rider Withdrawal Phase <br/>Category 1 Minimum Allocation: 35% </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Maximum Allocation: 100%</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> The Bond Fund of America<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> U.S. Government Securities Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Intermediate Bond Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Columbia Variable Portfolio Select Short Corporate Income Fund (formerly, Columbia Variable Portfolio Limited Duration Credit Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Bond Index Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP FundsManager 20% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Investment Grade Bond Portfolio</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Core Fixed Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Government Securities Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. U.S. Government Money Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Short Duration Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Low Duration Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Real Return Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Short-Term Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Total Return Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Western Asset Core Plus VIT Portfolio</div><div style="clear:both;font-size:0pt;">​</div><div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Rider Accumulation Phase <br/>Category 2 Minimum Allocation: 0% <br/>Maximum Allocation: 90% <br/>Rider Withdrawal Phase <br/>Category 2 Minimum Allocation: 0% </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Maximum Allocation: 65%</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Balanced Hedged Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> American Funds<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Global Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Asset Allocation Fund </div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Capital Income Builder<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock 60/40 Target Allocation ETF V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock Global Allocation V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Strategic Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Asset Manager 50% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Asset Manager 70% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Balanced Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP High Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Strategic Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">First Trust Multi Income Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">First Trust/Dow Jones Dividend &amp; Income Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Income VIP Fund</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Trend Driven Allocation Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Balanced-Risk Allocation Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Balanced Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Bond Debenture Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">LVIP American Century Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Morgan Stanley VIF Global Strategist Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT All Asset Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Global Diversified Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT High Yield Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Long-Term U.S. Government Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12.5pt;">Protective Life Dynamic Allocation Series Conservative Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12.5pt;">Protective Life Dynamic Allocation Series Moderate Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT George Putnam Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Templeton Global Bond VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Moderate Allocation Portfolio</div><div style="padding:0pt;margin:0pt;font-family:calibri, arial, sans-serif;font-weight:normal;font-style:normal;font-size:8pt;line-height:8pt;"> <a href="#TOC" style="text-decoration:none;color:#003366;">TABLE OF CONTENTS</a> </div><div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Rider Accumulation Phase <br/>Category 3 Minimum Allocation: 0% <br/>Maximum Allocation: 40% <br/>Rider Withdrawal Phase <br/>Category 3 Minimum Allocation: 0% </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Maximum Allocation: 25%</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Large Cap Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Relative Value Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Capital World Growth and Income Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Global Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Growth-Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> International Growth and Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Washington Mutual Investors Fund<span style=" position:relative; bottom:3pt;font-size:6.5pt;">SM</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock Advantage SMID Cap V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock International V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Contrafund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP FundsManager 85% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Growth &amp; Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Health Care Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Index 500 Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Mid Cap Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Rising Dividends VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Mid Cap Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Mid Cap Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Strategic Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Comstock Fund</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Equity and Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Growth and Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Main Street Mid Cap Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Enterprise Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Forty Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Dividend Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Fundamental Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Growth and Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">LVIP ClearBridge Dividend Strategy Fund (formerly, ClearBridge Variable Dividend Strategy Portfolio)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">LVIP ClearBridge Large Cap Growth Fund (formerly, ClearBridge Variable Large Cap Growth Portfolio)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Growth Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II Core Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II International Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II International Intrinsic Equity Portfolio (formerly, MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II International Intrinsic Value Portfolio)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II Massachusetts Investors Growth Stock Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Total Return Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Protective Life Dynamic Allocation Series Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT Core Equity Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT Large Cap Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Blue Chip Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Mid-Cap Growth Portfolio</div><div style="clear:both;font-size:0pt;">​</div><div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Category 4 <br/>No Allocation Permitted if SecurePay Protector is Selected </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">(applies to both Rider Accumulation Phase and Rider Withdrawal Phase)</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Discovery Value Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Small Cap Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> EUPAC Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">™</span>(formerly, American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> International Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> New World Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> SMALLCAP World Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> (formerly, American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Global Small Capitalization Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">ClearBridge Variable Mid Cap Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">ClearBridge Variable Small Cap Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Select Mid Cap Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Columbia Variable Portfolio Seligman Global Technology Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Disciplined Small Cap Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Emerging Markets Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Energy Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP FundsManager 70%<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP International Capital Appreciation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Technology Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Value Strategies Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin DynaTech VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Small Cap Value VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Small-Mid Cap Growth VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Small Cap Equity Insights Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Discovery Mid Cap Growth Fund</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Global Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Global Real Estate Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Main Street Small Cap Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Small Cap Equity Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Global Sustainable Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Janus Henderson Global Technology and Innovation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Overseas Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Growth Opportunities Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">LVIP American Century Ultra<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">LVIP American Century International Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">LVIP Avantis Large Cap Value Fund (formerly, LVIP American Century Disciplined Core Value Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Mid Cap Growth Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT New Discovery Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Utilities Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II Research International Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT III Blended Research<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Small Cap Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT III Global Real Estate Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT III Mid Cap Value Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Morgan Stanley VIF Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT International Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Templeton Emerging Markets VIP Fund (formerly, Templeton Developing Markets VIP Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> All-Cap Opportunities Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Health Sciences Portfolio</div><div style="clear:both;font-size:0pt;">​</div><div style="width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">The Benefit Allocation Model Portfolios.</span>   The Model Portfolios (the “Benefit Allocation Model Portfolios”), may or may not satisfy our Allocation Guidelines and Restrictions, but some are still approved for use with the SecurePay Riders. See “Asset Allocation Model Portfolios.”</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">In general, the investment strategies employed by the Benefit Allocation Model Portfolios all include allocations that focus on conservative, high quality bond funds, that combine bond funds and blended stock funds, or that emphasize blended stock funds while including a significant weighting of bond funds. Each of these allocation models seeks to provide income and/or capital appreciation while avoiding excessive risk. If you are seeking a more aggressive growth strategy, the Benefit Allocation Model Portfolios are probably not appropriate for you.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Benefit Allocation Model Portfolios may include Funds that employ volatility management strategies. For more information on how Funds with volatility management strategies may affect your Contract Value, and how such Funds may benefit us, see “ALLOCATION GUIDELINES AND RESTRICTIONS FOR PROTECTED LIFETIME INCOME BENEFITS” above.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If you allocate your Purchase Payments and Contract Value in accordance with one of the eligible Benefit Allocation Model Portfolios, we will allocate your Purchase Payments and transfers out of the DCA Accounts, as the case may be, in accordance with the Benefit Allocation Model Portfolio you selected. Although you may allocate all or part of your Purchase Payments and Contract Value to a Benefit Allocation Model Portfolio, you may only select one Benefit Allocation Model Portfolio at a time. You may, however, change your Benefit Allocation Model Portfolio selection provided the new portfolio is one specifically permitted for use with the SecurePay Protector rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Other asset allocation model portfolios composed of underlying Sub-Accounts made available from time to time as Investment Options under your Contract may also satisfy our Allocation Guidelines and Restrictions. For more information on the Allocation Guidelines and Restrictions applicable to Portfolio Company Models, contact your financial adviser.</div><div style="width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Permissible Single Investment Options.</span>   You may also satisfy the Allocation Guidelines and Restrictions by allocating 100% of your Purchase Payments and Contract Value to one of the following permissible single investment options:</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.92pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.92pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">Protective Life Dynamic Allocation Series — Conservative Portfolio</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.92pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">Protective Life Dynamic Allocation Series — Moderate Portfolio</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">If more than one single investment option is available, you must allocate your Purchase Payments and Contract Value to only one of these options.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">The Rider Withdrawal Phase</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">The rider withdrawal phase of your Contract begins on your Benefit Election Date. During the rider withdrawal phase, your Allocation Guidelines and Restrictions are more limited. The table below outlines your options during the rider withdrawal phase. For more information regarding these options, see “Benefit Allocation Model Portfolios” and “Permissible Single Investment Options” described above. </div><table style="width:523pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:9.6pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 1.967pt 0pt; width:122.75pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Allocation by <br/>Investment Category (“AIC”)</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Benefit Allocation <br/>Model Portfolios</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Permissible Single <br/>Investment Options</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;white-space:nowrap;">Rider Withdrawal Phase</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Categories 1-3 are available at designated percentages as described above, Category 4 is not allowed</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, and Balanced toward Growth</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Protective Life Dynamic Allocation Series -Conservative</td> <td style="padding:0pt; width:4pt;">​</td> </tr> </table><div style="margin-top:11.92pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Additional Information Regarding Allocation Guidelines and Restrictions</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Changes to the Allocation Guidelines and Restrictions.</span>   For purposes of the Allocation by Investment Category guidelines, we determine in our sole discretion whether a Sub-Account is classified as Category 1, Category 2, Category 3, or Category 4. We will provide you with at least five business days prior written notice of any changes in classification of Investment Options. We may change the list of Sub-Accounts in a group, change the number of groups, change the minimum or maximum percentages of Contract Value allowed in a group, or change the Investment Options that are or are not available to you, at any time, in our sole discretion. We may make such modifications at any time when we believe the modifications are necessary to protect our ability to provide the guarantees under the SecurePay Protector rider.</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">With respect to the Benefit Allocation Model Portfolios, we determine in our sole discretion whether a Benefit Allocation Model Portfolio will continue to be available with the SecurePay Protector rider. We may offer additional Benefit Allocation Model Portfolios or discontinue existing Benefit Allocation Model Portfolios at any time in our sole discretion. We may make such modifications at any time when we believe the modifications are necessary to protect our ability to provide the guarantees under the SecurePay Protector rider. We will provide you with written notice at least five business days before any changes to the Benefit Allocation Model Portfolios take effect.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We may add to, or remove from, the list of single investment options available to satisfy the Allocation Guidelines and Restrictions in our sole discretion at any time.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If you receive notice of a change to the Allocation Guidelines and Restrictions (including changes to your Benefit Allocation Model Portfolio), you are not required to take any action. We will continue to apply Purchase Payments you submit without allocation instructions, and process automatic DCA and portfolio rebalancing transfers, according to your Contract allocation established before the Allocation Guidelines and Restrictions changed. We will only apply the new Allocation Guidelines and Restrictions to additional Purchase Payments submitted with new allocation instructions or to future transfers of Contract Value (not including DCA transfers or transfers made to reallocate your Contract Value under the portfolio rebalancing program) because allocation instructions that accompany a Purchase Payment and instructions to transfer Contract Value change your current Contract allocation. This means you will not be able to make additional Purchase Payments submitted with new allocation instructions or transfers of Contract Value until your current allocation instructions meet the Allocation Guidelines and Restrictions in effect at that time (although you will still be required to participate in the portfolio rebalancing program).</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Portfolio Rebalancing.</span>   You must elect portfolio rebalancing if you select the SecurePay Protector rider. Under this program, we will “re-balance” your Variable Account value based on your allocation instructions in effect at the time of the rebalancing. You may specify rebalancing on a quarterly, semi-annual, or annual basis. If you do not specify the period, we will rebalance your Variable Account value semi-annually based on the Rider Issue Date. We will also rebalance your Variable Account value each time your Contract allocation is changed, for example, when we receive a </div><div style="width:523pt; line-height:12.5pt;">request to transfer Contract Value (not including DCA or portfolio rebalancing transfers) or when we receive a subsequent Purchase Payment that is accompanied by new allocation instructions. (See “Portfolio Rebalancing.”)</div><div style="margin-top:4pt; width:523pt; line-height:12.5pt;">Confirmation of the rebalancing will appear on your quarterly statement and you will not receive an individual confirmation after each reallocation. We reserve the right to change the rebalancing frequency, at any time if, in our sole discretion, such change is necessary or appropriate to mitigate the risks and costs Protective Life assumes in offering the riders. We will not make changes more than once per calendar year. You will be notified at least 30 days prior to the date of any change in frequency.</div><div style="margin-top:6pt; width:523pt; line-height:12.5pt;font-weight:bold;">If you terminate the rebalancing of your Variable Account value, we will consider this to be a Prohibited Allocation Instruction and we will terminate your SecurePay Protector rider (see below).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12.5pt;font-weight:bold;">Note: Changes to the Allocation Guidelines and Restrictions, to the frequency of portfolio rebalancing or to the composition of the Model Portfolios, when and if applied to your Contract Value allocations, may negatively affect the overall performance of the Investment Options in the affected Sub-Accounts.</div><div style="margin-top:16pt; width:523pt; line-height:12.5pt;"> <span style="font-style:italic;font-weight:bold;">Prohibited Allocation Instructions.</span>   If you instruct us to allocate Purchase Payments or Contract Value, or to take withdrawals, in a manner that is not consistent with our Allocation Guidelines and Restrictions (a “Prohibited Allocation instruction”), we will terminate your SecurePay Protector rider, but only after receiving confirmation from you of your intention for us to process the Prohibited Allocation instruction and thereby terminate the SecurePay Protector rider. For example, if you are following the Allocation by Investment Category guidelines and you provide new instructions allocating 30% of your Contract Value to the Fidelity VIP Contrafund Sub-Account, we will consider this to be a Prohibited Allocation Instruction because the maximum allocation you may make to the Sub-Accounts in Category 3 is 25% of your Contract Value.</div><div style="margin-top:4pt; width:523pt; line-height:12pt;">For purposes of allocating your Purchase Payments and Contract Value, a Prohibited Allocation Instruction includes:</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div><div style=" margin-top:9pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">allocating a Purchase Payment so that the allocation of your Contract Value following the Purchase Payment is inconsistent with the Allocation Guidelines and Restrictions;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">directing a dollar cost averaging transfer so that the allocation of your Contract Value following the transfer is inconsistent with the Allocation Guidelines and Restrictions;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">c.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">transferring any Contract Value so that the allocation of your Contract Value following the transfer is inconsistent with the Allocation Guidelines and Restrictions;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">d.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">deducting the proceeds of a withdrawal from an Investment Option so that the allocation of your Contract Value following the withdrawal is inconsistent with the Allocation Guidelines and Restrictions; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">e.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">terminating the rebalancing of your Contract Value.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:9.5pt; width:523pt; line-height:12.5pt;">If we terminate your SecurePay Protector rider due to a Prohibited Allocation instruction, you may reinstate the rider subject to certain conditions. See “Reinstating Your SecurePay Rider Within 30 Days of Termination.” </div> <div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">THE SECUREPAY RIDERS</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In general, the SecurePay riders guarantee the right to make withdrawals (“SecurePay Withdrawals”) based upon the value of a protected lifetime income benefit base (“Benefit Base”) if your Contract Value has declined due to poor market performance, provided you comply with the terms and conditions of the rider. Withdrawals from your Contract before the Benefit Election Date, and Excess Withdrawals on or after the Benefit Election Date, reduce the Benefit Base. (For more information regarding the effect of withdrawals and Excess Withdrawals on the Benefit Base, see “Calculating the Benefit Base Before the Benefit Election Date” and “Calculating the Benefit Base On or After the Benefit Election Date.”) In order to maintain your SecurePay Protector rider, you must allocate Purchase Payments and Contract Value in accordance with specific Allocation Guidelines and Restrictions that are designed to limit our risk under the rider. Both of the SecurePay riders provide for increases in your Benefit Base on your Contract Anniversary if your Contract Value has increased. SecurePay Protector also provides for potential increases in your Benefit Base of up to a certain percentage each Contract Anniversary during a specified period, even if your Contract Value has not increased. Current rates may be found in the Rate Sheet Prospectus Supplement and historical rates may be found in the appendix titled Superceded Rate Sheet Prospectus Information.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Under the SecurePay riders, the Owner or Owner(s) may designate certain persons as “Covered Persons” under the Contract. See “Selecting Your Coverage Option.” These Covered Persons will be eligible to make SecurePay Withdrawals each Contract Year up to a specified amount — the Annual Withdrawal Amount (“AWA”) — during the life of the Covered Person(s). The SecurePay riders also provide a Reserve Amount feature. The Reserve Amount is equal to the sum of the portions of previous Contract Year’s AWA not withdrawn in a Contract Year and permitted to accumulate up to the maximum Reserve Amount. For the maximum Reserve Amount, see your Rate Sheet Prospectus Supplement. Annual aggregate withdrawals that exceed the AWA and the Reserve Amount, if any, will result in a reduction of rider benefits (and may even significantly reduce or eliminate such benefits) because we will reduce the Benefit Base and corresponding AWA. SecurePay Withdrawals are guaranteed, even if the Contract Value falls to zero after the Benefit Election Date (which is the earliest date you may begin taking SecurePay Withdrawals), if you satisfy the SecurePay rider requirements.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">You may purchase the SecurePay riders when you purchase your Contract, or later, under the RightTime option, provided you satisfy the rider’s age requirements. See “Purchasing the Optional SecurePay Rider.”</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">SecurePay does not guarantee Contract Value or the performance of any Investment Option.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Considerations</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">If you purchase the SecurePay Protector rider, your options for allocating Purchase Payments and Contract Value are restricted. See “Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits”. The Allocation Guidelines and Restrictions do not apply to the SecurePay Investor rider.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">You may not make any additional Purchase Payments (i) two years or more after the date the rider is issued (the “Rider Issue Date”), or (ii) on or after the Benefit Election Date, whichever comes first. Such restrictions on Purchase Payments after the Benefit Election Date or two years following the Rider Issue Date may limit the ability to increase the Benefit Base, and therefore the AWA, through higher Contract Values on Contract Anniversaries, as well as limit the ability for increase in Contract Value and death benefit values (particularly the Return of Purchase Payments Death Benefit). In most cases, if the Company receives a Purchase Payment two years or more after the Rider Issue Date or on or after the Benefit Election Date, the Company will return it to the address on file. If the amount of the Purchase Payment would be sufficient to purchase another variable annuity contract we offer, however, you will be given the option of purchasing a new contract.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">Any change in a Covered Person following the Benefit Election Date (the “Benefit Period”), other than a spousal continuation under a Joint Life Coverage option, will cause the rider to terminate without any refund of SecurePay Fees. A change in a Covered Person includes changing and/or adding Owners, Beneficiaries, and Annuitants under your Contract.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:8.06pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">On the Benefit Election Date, we will cancel any existing automatic withdrawal plan that you have established.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:8.05pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.05pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">The SecurePay riders may not be available in all states, and we may otherwise limit its availability.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:12pt;">The ways to purchase the SecurePay riders, conditions for continuation of the benefit, process for beginning SecurePay Withdrawals, and the manner in which your AWA is calculated are discussed below.</div><div style="width:523pt; line-height:12pt;">You should not purchase a SecurePay rider if:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">you expect to take annual withdrawals on or after the Benefit Election Date in excess of the AWA and the Reserve Amount (“Excess Withdrawals”) because such Excess Withdrawals may significantly reduce or eliminate the value of the benefit. See “Calculating the Benefit Base On or After the Benefit Election Date, <span style="font-style:italic;">Excess Withdrawals</span>”; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">you are primarily interested in maximizing the Contract’s potential for long-term accumulation rather than building a Benefit Base that will provide guaranteed withdrawals; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">you do not expect to take SecurePay Withdrawals (especially before the age of 95).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Appendix: Example of SecurePay Rider demonstrates the operation of the SecurePay riders using hypothetical examples. You should review Appendix: Example of SecurePay Rider and consult your sales representative to discuss whether a SecurePay rider suits your needs.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Purchasing the Optional SecurePay Riders</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">You may purchase one of the SecurePay riders when you purchase your Contract, or later, under the RightTime option, provided you satisfy the rider’s age requirements. The Owner (or older Owner) or Annuitant must be age 85 or younger and the youngest Owner and Annuitant must be age 55 or older on the Rider Issue Date. Where the Owner is a corporation, partnership, company, trust, or other “non-natural person,” eligibility is determined by the age of the Annuitant. Once you purchase one of the SecurePay riders, you may not purchase the other rider, even if the rider you purchased is later terminated. These riders are not available for purchase with Inherited IRA Contracts, see <span style="font-weight:bold;">QUALIFIED RETIREMENT PLANS</span> for additional information.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Considerations:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You will begin paying the SecurePay Fee as of the Rider Issue Date, even if you do not begin taking SecurePay Withdrawals for many years.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">You may not cancel the SecurePay rider during the ten years following the Rider Issue Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">We do not refund any SecurePay Fees if a rider terminates for any reason or if you choose not to take SecurePay Withdrawals after the Benefit Election Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You must comply with our Allocation Guidelines and Restrictions after the Rider Issue Date (see “Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits”) under the SecurePay Protector rider. You may not allocate Purchase Payments or Contract Value to the Fixed Account under either of the SecurePay riders.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Prior to the Benefit Election Date, you may take withdrawals according to the terms of your Contract but withdrawals will proportionally reduce the Benefit Base, and ultimately the value of the SecurePay Withdrawals available to you.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You (or your investment professional submitted online) must submit a SecurePay Benefit Election Form to establish the Benefit Election Date and begin taking SecurePay Withdrawals. Withdrawals taken before the Benefit Election Date <span style="font-style:italic;">are not</span> SecurePay Withdrawals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">Allocation Guidelines and Restrictions</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">In order to maintain your SecurePay Protector rider, you must allocate your Purchase Payments and Contract Value in accordance with the Allocation Guidelines and Restrictions that we have established. The Allocation Guidelines and Restrictions are designed to limit our risk under the SecurePay Protector rider. Please see “Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits.” You may not allocate Purchase Payments or Contract Value to the Fixed Account under either of the SecurePay riders. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Designating the Covered Person(s)</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Covered Person is the person upon whose life the SecurePay rider benefit is based. You may designate one Covered Person (Single Life Coverage) or two Covered Persons (Joint Life Coverage).</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">If Single Life Coverage is elected, then the Owner will be the Covered Person (if there are two Owners, then the older Owner will be the Covered Person).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Joint Life Coverage may be elected if there are two Owners under the Contract who are spouses or if there is one Owner and his or her spouse is the sole Primary Beneficiary under the Contract. If Joint Life Coverage is elected, then the Owner and the Owner’s spouse will be the Covered Persons.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" line-height:11.5pt; text-align:left; margin-left:30pt;">Where the Owner is a corporation, partnership, company, trust, or other “non-natural person,” the Annuitant (under Single Life Coverage) or Annuitant and Annuitant’s spouse who is the sole primary beneficiary (under Joint Life Coverage) will be the Covered Person(s).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.72pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.72pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">The Covered Person (or, if Joint Life Coverage is selected, one of the two Covered Persons) must be designated as the Annuitant under the Contract as of the Benefit Election Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: A change of Covered Persons after the Benefit Election Date will cause your SecurePay rider to terminate and any scheduled SecurePay Withdrawals to cease. If you remove a Covered Person (which may occur, for example, if you remove a spouse Beneficiary or add additional Primary Beneficiaries or change the Owner or Annuitant), or if you add a Covered Person (which may occur, for example, if you add a spouse as a sole Primary Beneficiary), then this would constitute a change of Covered Persons. If we terminate your rider due to a change in Covered Person, you may reinstate the rider subject to certain conditions. See “Reinstating Your SecurePay Rider Within 30 Days of Termination.” In addition, whether a spouse continues the Contract could affect the rights and benefits under the SecurePay rider and could have tax consequences. (See “Spousal Continuation” and “Tax Consequences — Treatment of Civil Unions, Domestic Partners, and Divorce.”)</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Selecting Your Coverage Option.</span>   If both Owners of the Contract are spouses, or if there is one Owner and a spouse who is the sole Primary Beneficiary, you must indicate on the SecurePay Benefit Election Form whether there will be one or two Covered Persons. Please pay careful attention to this designation, as it will impact the Maximum Withdrawal Percentage and whether the SecurePay Withdrawals will continue for the life of the surviving spouse. The various coverage options are illustrated in the following table:</div><table style="width:523pt;min-height:397.5pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 2.5pt 0pt; width:166.34pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt; width:166.33pt;"> <div style="white-space:nowrap; text-align:center;">Single Life Coverage<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.167pt 0pt 2.5pt 0pt; width:166.33pt;"> <div style="white-space:nowrap; text-align:center;">Joint Life Coverage<span style="font-weight:normal;font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:166.34pt;">Single Owner/Non-spouse Beneficiary </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:166.33pt;">Covered Person is the Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:166.33pt;white-space:nowrap;">Not applicable. </td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.34pt;white-space:nowrap;">Single Owner/Spouse Beneficiary </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Covered Person is the Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. Upon death of Covered Person following the Benefit Election Date, the surviving spouse may purchase a new SecurePay rider if he or she continues the Contract under the spousal continuation provisions and certain conditions are met. (See, “Continuation of the Contract by a Surviving Spouse.”) </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Both are Covered Persons. SecurePay rider expires upon death of last surviving Covered Person following the Benefit Election Date. </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:nowrap;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:166.34pt;">Joint Owner/Non-spouse 2<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">nd</span> Owner </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;white-space:normal;">Covered Person is older Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Not applicable. </td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.34pt;white-space:nowrap;">Joint Owner/ Spouse 2<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">nd</span> Owner </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Covered Person is older Owner. SecurePay rider expires upon death of Covered Person following the Benefit Election Date. Upon death of older Owner, the surviving spouse may purchase a new SecurePay rider if he or she continues the Contract under the spousal continuation provisions and certain conditions are met. (See, “Continuation of the Contract by a Surviving Spouse.”) </td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:166.33pt;">Both are Covered Persons. SecurePay rider expires upon death of last surviving Covered Person following the Benefit Election Date.</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> </table><div style="margin-top:11.58pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Changing Beneficiaries — Single Owner with Joint Life Coverage.</span>   After selecting Joint Life Coverage, a single Owner may decide to remove a spouse Beneficiary or add additional Primary Beneficiaries. This would constitute a change of Covered Persons after the Benefit Election Date, and upon notification of the change, we will terminate </div><div style="width:523pt; line-height:11.5pt;">the SecurePay rider. If we terminate your rider due to a change in Covered Person, you may reinstate the rider subject to certain conditions. See “Reinstating Your SecurePay Rider Within 30 Days of Termination.” In addition, whether a spouse continues the Contract could affect the rights and benefits under the SecurePay rider and could have tax consequences. (See “Spousal Continuation” and “Tax Consequences — Treatment of Civil Unions, Domestic Partners, and Divorce.”) </div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">Beginning Your SecurePay Withdrawals</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">You (or your investment professional submitted online) must submit a completed SecurePay Benefit Election Form to our Administrative Office to establish the Benefit Election Date and begin taking SecurePay Withdrawals under the SecurePay Protector or SecurePay Investor rider.</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Even though your SecurePay rider is in effect as of the Rider Issue Date and we begin the SecurePay Fee deductions on that date, any withdrawals made before we receive your SecurePay Benefit Election Form will not qualify as SecurePay Withdrawals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You should carefully consider when to establish the Benefit Election Date and begin taking SecurePay Withdrawals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.88pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.88pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">For SecurePay Protector: </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">For riders issued on or after October 7, 2024:</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:50pt;">You must elect which withdrawal option you are selecting on the Benefit Election Form. There are several options available. The Standard Option provides for a fixed annual withdrawal percentage for the life of the rider. The Advance Options (with guarantee periods of 3, 5, 8, and 10 years) provide for a higher guaranteed annual withdrawal percentage, then after the guaranteed period ends, the annual withdrawal percentage is changed to a lower lifetime annual withdrawal percentage. The lower lifetime annual withdrawal percentages under the Advance Options are lower than the withdrawal rates under the Standard Option, for the corresponding age, on the Benefit Election Date. See the Rate Sheet Percentage Supplement for current withdrawal percentages for all options.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11.5pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:50pt;">If an Advance Option is selected, the Reserve Amount is based on the lower lifetime withdrawal percentage and corresponding Annual Withdrawal Amount.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">For riders issued before October 7, 2024:</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:10pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:50pt;">A fixed annual withdrawal percentage is offered for the life of the rider.</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">All Contract withdrawals taken on or after the Benefit Election Date are considered either SecurePay Withdrawals or Excess Withdrawals and are subject to the Annual Withdrawal Amount and the Reserve Amount, if any.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You may not make additional Purchase Payments two years or more after the Rider Issue Date, or on or after the Benefit Election Date, whichever comes first. In most cases, if the Company receives a Purchase Payment on or after the Benefit Election Date, the Company will return it to the address on file. If the amount of the Purchase Payment would be sufficient to purchase another variable annuity contract we offer, however, you will be given the option of purchasing a new contract.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">We do not calculate the “roll-up” feature of the SecurePay Protector rider — the SecurePay Roll-up Value — on or after the Benefit Election Date. See “Calculating the Benefit Base Before the Benefit Election Date” and “Calculating the Benefit Base On or After the Benefit Election Date.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">You may limit the value of the benefit if you begin taking SecurePay Withdrawals too soon. For example, SecurePay Withdrawals reduce your Contract Value (but not the Benefit Base) and may limit the potential for increasing the Benefit Base through higher Contract Values on Contract Anniversaries. Also, if your Benefit Election Date is within the two years of the Rider Issue Date, you will shorten the period of time during which you could increase your Benefit Base because you may not make additional Purchase Payments on or after the Benefit Election Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">There may be limitations on the minimum age you may begin taking SecurePay Withdrawals. Please refer to the Rate Sheet Prospectus Supplement for details. </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Conversely, if you delay establishing the Benefit Election Date, you may shorten the Benefit Period due to life expectancy, thereby limiting the time during which you may take SecurePay Withdrawals, so you may be paying for a benefit you are not using.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="width:523pt; line-height:11.5pt;">Please consult your investment professional regarding the appropriate time for you to establish the Benefit Election Date and begin taking SecurePay Withdrawals.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Considerations</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.77pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">All</span> withdrawals, including SecurePay Withdrawals, reduce your Contract Value and death benefit. Surrender charges and federal and state income taxes may apply, as well as a 10% federal additional tax if a withdrawal occurs before the Owner reaches age 59½. See “CHARGES AND DEDUCTIONS, Surrender Charge” and “TAXATION OF ANNUITIES IN GENERAL, Taxation of Withdrawals and Surrenders.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;"> <span style="font-style:italic;">All</span> withdrawals, including SecurePay Withdrawals, count towards the free withdrawal amount under the Contract. However, we do not assess the surrender charge on SecurePay Withdrawals, even when surrender charges would apply if the withdrawal was not a SecurePay Withdrawal. We do impose a surrender charge on Excess Withdrawals and Excess Withdrawals are subject to the minimum Contract Value limitation. See “CHARGES AND DEDUCTIONS, Surrender Charge,” and “Surrenders and Withdrawals, Withdrawals.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:30pt; margin-top:8pt; width:493pt; line-height:11.5pt;font-weight:bold;">The SecurePay rider is designed for you to take SecurePay Withdrawals each Contract Year. SecurePay Withdrawals are aggregate withdrawals during any Contract Year on or after the Benefit Election Date that do not exceed the Annual Withdrawal Amount and the Reserve Amount, if any. Aggregate withdrawals during any Contract Year on or after the Benefit Election Date that exceed the Annual Withdrawal Amount and the Reserve Amount are “Excess Withdrawals.” You should not purchase the SecurePay rider if you intend to take Excess Withdrawals.</div><div style=" float:left; margin-left:40pt; line-height:11.5pt; margin-top:7.77pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;font-weight:bold;"> <span style="font-weight:normal;">•</span> <br/> </div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:50pt;font-weight:bold;">Excess Withdrawals could reduce your Benefit Base by substantially more than the actual amount of the withdrawal (described below).</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.77pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:50pt;"> <span style="font-weight:bold;">Excess Withdrawals may result in a significantly lower AWA in the future.</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.78pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:50pt;"> <span style="font-weight:bold;">Excess Withdrawals may significantly reduce or eliminate the value of the SecurePay benefit.</span> </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">If you would like to make an Excess Withdrawal and are uncertain how an Excess Withdrawal will reduce your future guaranteed withdrawal amounts, then you may contact us prior to requesting the withdrawal to obtain a personalized, transaction-specific calculation showing the effect of the Excess Withdrawal.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Rate Sheet Prospectus Supplement Information</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Rate Sheet Prospectus Supplement contains the Maximum Withdrawal Percentage(s), the maximum Reserve Amount, the current fees for the available Optional Death Benefits, and the current fee for the SecurePay Protector rider or the SecurePay Investor rider applicable to Contracts applied for while that Rate Sheet Prospectus Supplement remains in effect (the “Effective Period”). The Effective Period is described in each Rate Sheet Prospectus Supplement. See “Maximum Withdrawal Percentage”. The Rate Sheet Prospectus Supplement also updates the Ongoing Fees and Expenses (annual charges) for the Contract provided in the “IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT” section of the Prospectus and Initial Summary Prospectus, respectively, taking into account the current fees for the optional benefits disclosed in the Rate Sheet Prospectus Supplement.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">In order for us to use the percentages, maximum Reserve Amount and fees in any particular Rate Sheet Prospectus Supplement, your necessary application information must be signed during it’s Effective Period. We must receive your necessary application information and payment of at least the minimum initial Purchase Payment ($5,000) within ten calendar days of the end of the Effective Period. If you plan to pay the initial Purchase Payment by exchanging another annuity contract that you own, we must receive your necessary application information within ten calendar days of the end of the Effective Period and the exchanged amount within 90 calendar days of the end of the Effective Period. If those conditions (the “Rate Sheet Eligibility Conditions”) are met, or if the then current Rate Sheet Prospectus Supplement percentages, maximum Reserve Amount and fees are identical to those <span style="font-weight:bold;">set forth in the Rate Sheet Prospectus Supplement</span> attached to your prospectus, we will follow our established procedures for issuing the Contract. See “Issuance of a Contract.”</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If any of these conditions are not met, we will consider your application not to be in Good Order. In that case, we will inform your financial adviser and request instructions as whether to apply the initial Purchase Payment and issue the Contract with the percentages, maximum Reserve Amount and fees in effect under the current Rate Sheet Prospectus Supplement or cancel the application and return your Purchase Payment. If your financial adviser instructs us to issue the Contract, we will provide you with the Rate Sheet Prospectus Supplement that applies to your Contract and an amendment to your application upon delivery of the Contract. If we are unable to contact your financial adviser within five business days after we determine the application is not in Good Order, we will return your Purchase Payment. You, or your financial adviser may also instruct us to issue the Contract without the SecurePay Protector rider or the </div><div style="width:523pt; line-height:11.5pt;">SecurePay Investor rider. Once we receive both the necessary application information and at least the minimum initial Purchase Payment, we will follow our established procedures for issuing the Contract.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If any of the Rate Sheet Eligibility Conditions are not met because of reasons reasonably beyond your control, Protective Life may, in its sole discretion, modify, terminate, suspend or waive the Rate Sheet Eligibility Conditions on such terms and conditions as it deems advisable (each a “Rate Sheet Eligibility Condition Change”). Any such Rate Sheet Eligibility Condition Change shall be effected by the Company on a basis that is not unfairly discriminatory.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Since the Optional Death Benefits can only be purchased at Contract Issue, the fee for a particular Optional Death Benefit will be disclosed in the Rate Sheet Prospectus Supplement in effect when you signed your Contract. If you purchase a SecurePay rider under the RightTime option, the Rate Sheet Prospectus Supplement containing the applicable SecurePay rider fee, Maximum Withdrawal Percentage(s), maximum Reserve Amount, and roll-up percentage will be the Rate Sheet Prospectus Supplement with an Effective Period that includes your Rider Issue Date. You should not purchase the SecurePay Protector rider or the SecurePay Investor rider without first obtaining the applicable Rate Sheet Prospectus Supplement. Please contact us at <span style="white-space:nowrap;">1-800-456-6330</span> to obtain the current Rate Sheet Prospectus Supplement. The current Rate Sheet Prospectus Supplement is also available online at https://​protective.onlineprospectus.net/protective/ProtectiveAspirations/index.html and www.sec.gov under File Number 333-261426. No new Rate Sheet Prospectus Supplement that supersedes a prior Rate Sheet Prospectus Supplement will become effective unless written notice of effectiveness of the new Rate Sheet Prospectus Supplement is given at least 10 business days in advance. The relevant information from all superseded Rate Sheet Prospectus Supplements can be found in Appendix: Example of SecurePay Rider to the Prospectus. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Determining the Amount of Your SecurePay Withdrawals</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">Any SecurePay Withdrawal will first come from any Reserve Amount that has been accumulated. After any Reserve Amount has been depleted, or if no Reserve Amount exists, the AWA is the maximum amount of SecurePay Withdrawals permitted each Contract Year. We determine your initial AWA as of the end of the Valuation Period during which we receive your completed SecurePay Benefit Election form at our Administrative Office in “good order” by multiplying your Benefit Base on that date by the “Maximum Withdrawal Percentage” applicable to your Contract and determined according to the Rate Sheet Prospectus Supplement effective when you purchase the SecurePay Protector or the SecurePay Investor rider. The Benefit Election form will be deemed in “good order” if it is fully and accurately completed and signed by the Owner(s) and received by us at our Administrative Office. Alternatively, your investment professional may complete the Benefit Election form online, submit electronically, and will be in good order if it is fully and accurately completed. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Maximum Withdrawal Percentage</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The current Maximum Withdrawal Percentage is set forth in the Rate Sheet Prospectus Supplement attached to your prospectus. See “Rate Sheet Prospectus Supplement Information.”</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Under certain circumstances, we may increase your AWA. See “SecurePay NH: Increased AWA Because of Confinement in Nursing Home,” and “Required Minimum Distributions.” In no event will the AWA increase once the Contract Value is reduced to zero and an Annuity Date is established. (See “Reduction of Contract Value to Zero.”)</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Calculating the Benefit Base Before the Benefit Election Date</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Benefit Base is used to calculate the AWA and determine the SecurePay Fee. As the Benefit Base increases, both the AWA and the amount of the SecurePay Fee increase. </div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: The Benefit Base is <span style="font-style:italic;">only</span> used to calculate the AWA and the SecurePay Fee; it is not a cash value, surrender value, or death benefit, it is not available to Owners, it is not a minimum return for any Sub-Account, and it is not a guarantee of any Contract Value.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Under the SecurePay rider, your initial Benefit Base is equal to your initial Purchase Payment.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-weight:bold;"> <span style="font-weight:normal;">Thereafter, we increase the Benefit Base dollar-for-dollar for each Purchase Payment made within 2 years of the Rider Issue Date. </span>We reduce the Benefit Base for each withdrawal from the Contract prior to the Benefit Period in the same proportion that each withdrawal reduces the Contract Value as of the date we process the withdrawal request.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">Example: Assume your Benefit Base is $100,000, but because of poor Sub-Account performance your Contract Value has fallen to $90,000. If you make a $9,000 withdrawal, thereby reducing your Contract Value by 10% to $81,000, we would reduce your Benefit Base also by 10%, or $10,000, to $90,000.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">On each Contract Anniversary following the Rider Issue Date, we also will increase the Benefit Base to equal the “SecurePay Anniversary Value” if that value is higher than the Benefit Base. On each Contract Anniversary, the </div><div style="width:523pt; line-height:11.5pt;">“SecurePay Anniversary Value” is equal to your Contract Value on that Contract Anniversary. If we receive a withdrawal request on a Contract Anniversary, we will deduct the withdrawal from Contract Value before calculating the SecurePay Anniversary Value.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">The SecurePay Protector “Roll-up”.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;">The SecurePay “Roll-up” feature is not available on the SecurePay Investor rider.<span style="font-style:normal;"> </span></div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The SecurePay Protector rider is also designed to provide for potential increases in your Benefit Base (the “roll-up percentage”) each Contract Anniversary during a specified period (“Roll-up Period”), even if your Contract Value has not increased. The roll-up percentage applicable to your Contract is identified in the Rate Sheet Prospectus Supplement in effect when you purchase your Contract.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-weight:bold;">For SecurePay Protector riders issued before October 7, 2024, your Contract Value must be at least 50% (<span style="font-style:italic;">i.e.</span>, half) of your Benefit Base to be eligible for an increase in Benefit Base equal to the “roll-up” amount (described below) on any Contract Anniversary during the Roll-up Period. For SecurePay Protector riders issued on or after October 7, 2024, this limitation does not apply.<span style="font-weight:normal;"> </span></div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">This means that when calculating the Benefit Base before the Benefit Election Date, we will recalculate your Benefit Base on each Contract Anniversary during the Roll-up Period to equal the greatest of:</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8.4pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div><div style=" margin-top:8.4pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the Benefit Base on that Contract Anniversary;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Anniversary Value on that Contract Anniversary; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Roll-up Value, which is equal to:</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:60pt;">the most recently calculated Benefit Base prior to that Contract Anniversary; <span style="font-style:italic;">plus</span></div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:40pt; line-height:11pt; margin-top:7.9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div><div style=" margin-top:7.9pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:60pt;">the “roll-up” amount, which is equal to: </div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:60pt; margin-top:8pt; width:463pt; line-height:11.5pt;font-style:italic;">For SecurePay Protector riders issued on or after October 7, 2024:</div><div style=" float:left; margin-left:60pt; line-height:11pt; margin-top:7.89pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">i.<br/></div><div style=" margin-top:7.89pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:80pt;">the roll-up amount is equal to a percentage of the Benefit Base on the previous Contract Anniversary, reduced proportionately for withdrawals made since that anniversary. This means that we will reduce the “roll-up” amount for each withdrawal made since the previous Contract Anniversary in the same proportion that each withdrawal reduced the Contract Value as of the date we processed the withdrawal request.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:80pt; margin-top:8pt; width:443pt; line-height:11pt;">We will also include Purchase Payments made within the first 120 days following the Contract Issue Date when calculating the roll-up amount on the first Contract Anniversary. For example, using a hypothetical 5.0% Roll-up percentage, if your initial Purchase Payment on the Contract Issue Date is $50,000 and we receive an additional $100,000 Purchase Payment 90 days later, then assuming you do not take any withdrawals during the first Contract Year, the roll-up amount on the first Contract Anniversary will be $7,500 (($50,000 + $100,000) x 5.0%).</div><div style="margin-left:60pt; margin-top:8pt; width:463pt; line-height:11.5pt;font-style:italic;">For SecurePay Protector riders issued before October 7, 2024:</div><div style=" margin-top:7.91pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:80pt;">if your Contract Value on that Contract Anniversary is at least 50% (<span style="font-style:italic;">i.e.,</span> half) of the most recently calculated Benefit Base prior to that Contract Anniversary, then the roll-up amount is equal to a percentage of the Benefit Base on the previous Contract Anniversary, reduced proportionately for withdrawals made since that anniversary. This means that we will reduce the “roll-up” amount for each withdrawal made since the previous Contract Anniversary in the same proportion that each withdrawal reduced the Contract Value as of the date we processed the withdrawal request.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:80pt; margin-top:8pt; width:443pt; line-height:11pt;">We will also include Purchase Payments made within the first 120 days following the Contract Issue Date when calculating the roll-up amount on the first Contract Anniversary. For example, using a hypothetical 5.0% Roll-up percentage, if your initial Purchase Payment on the Contract Issue Date is $50,000 and we receive an additional $100,000 Purchase Payment 90 days later, then assuming you do not take any withdrawals during the first Contract Year, the roll-up amount on the first Contract Anniversary will be $7,500 (($50,000 + $100,000) x 5.0%).</div><div style=" float:left; margin-left:60pt; line-height:11pt; margin-top:7.91pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">ii.<br/></div><div style=" margin-top:7.91pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:80pt;">if your Contract Value on that Contract Anniversary is less than 50% (i.e., half) of the most recently calculated Benefit Base prior to that Contract Anniversary, then the roll-up amount is equal to $0.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:80pt; margin-top:8pt; width:443pt; line-height:11pt;">We will only recalculate your Benefit Base on each Contract Anniversary during the Roll-up Period if your Contract Value is at least 50% (i.e., half) of your Benefit Base as of that Contract Anniversary. </div><div style="margin-left:80pt; width:443pt; line-height:11pt;">For example, if on a Contract Anniversary your Contract Value is $65,000 and the most recently calculated Benefit Base prior to that anniversary is $150,000, you will not be eligible for an increase on that anniversary equal to the “roll-up” amount because your Contract Value ($65,000) is less than 50% of your Benefit Base ($150,000 x 0.5 = $75,000). </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-weight:bold;">Note: If the SecurePay Anniversary Value is consistently higher than the SecurePay Roll-up Value (because your Contract Value is generally increasing by more than the Roll-up percentage each Contract Year), the SecurePay Roll-up Value may never be used to increase your Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">When we calculate the SecurePay Roll-up Value on the first Contract Anniversary following the Rider Issue Date, we will apply the Roll-up percentage (if applicable) to the Benefit Base on the Rider Issue Date to determine the “roll-up” amount, and then reduce the “roll-up” amount proportionately for withdrawals made since the Rider Issue Date. We will then add the reduced “roll-up” amount to the most recently calculated Benefit Base prior to the first Contract Anniversary to determine the SecurePay Roll-up Value. </div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">Example: Assume on the Rider Issue Date your Benefit Base is $100,000. Three months later, assume your Contract Value is $103,000 and you take a withdrawal of  $10,300, reducing your current Contract Value to $92,700, which results in a decrease of 10% (($103,000 – $92,700)/$103,000). Because of the withdrawal, we will reduce your Benefit Base by 10% as well, to $90,000. Also assume that one month later your Contract Value increased from $92,700 to $94,000 due to favorable market performance and you do not make any additional Purchase Payments or withdrawals.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">Using a hypothetical 5.0% Roll-up percentage, on the first Contract Anniversary, we will determine the SecurePay Roll-up Value by adding the most recently calculated Benefit Base ($90,000) to 5.0% of the Benefit Base on the previous Contract Anniversary (the Rider Issue Date), increased by any Purchase Payments made within 120 days of the Contract Issue Date and reduced proportionately for withdrawals made since that anniversary. The Benefit Base on the Rider Issue Date was $100,000, and 5.0% of  $100,000 = $5,000. However, because a withdrawal was made during the year, we will reduce this “roll-up” amount in the same proportion that the withdrawal reduced the Contract Value, which was 10%. Because 10% of the “roll-up” amount is $500, the reduced “roll-up” amount is $4,500 ($5,000 – $500). We then calculate the SecurePay Roll-up Value by adding the “roll-up” amount of  $4,500 to $90,000 (the most recently calculated Benefit Base), and determine that the SecurePay Roll-up Value is $94,500.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">We will then recalculate your Benefit Base on the first Contract Anniversary to equal the greatest of:</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8.31pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div><div style=" margin-top:8.31pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the Benefit Base on that Contract Anniversary ($90,000);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.82pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Anniversary Value on that Contract Anniversary ($94,000); or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.82pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">the SecurePay Roll-up Value ($94,500)</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;">We will set your Benefit Base equal to $94,500 because the SecurePay Roll-up Value is greater than the Benefit Base on that Contract Anniversary and the SecurePay Anniversary Value on that Contract Anniversary.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: Withdrawals could reduce your SecurePay Roll-up Value by substantially more than the actual amount of the withdrawal. For example, assume your Benefit Base at the beginning of the Contract Year is $100,000. Assuming that you do not make any additional Purchase Payments or withdrawals and assuming your Contract Value remains at 50% or more of your Benefit Base (for SecurePay Protector riders issued before October 7, 2024), the SecurePay Roll-up Value on the next Contract Anniversary would be $105,000 ($100,000 + $5,000 (a 5.0% “roll-up” amount)).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Assume instead, however, that during the Contract Year you make a withdrawal of  $45,000 and your Contract Value at that time is $90,000 (i.e., the withdrawal is 50% of your Contract Value). Both the Benefit Base and the “roll-up” amount are also reduced by 50%, to $50,000 and $2,500, respectively. This would result in a SecurePay Roll-up Value of  $52,500 on the next Contract Anniversary ($50,000 + $2,500), rather than $105,000. Thus, the $45,000 withdrawal would reduce the SecurePay Roll-up Value by more than $45,000 — it would reduce it by $52,500 ($105,000 – $52,500).</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Roll-up Period begins on the Rider Issue Date and generally lasts for up to ten Contract Anniversaries where there has been an increase of the Benefit Base. The Roll-up Period will end on the next Valuation Date following the 10th Contract Anniversary on which we increase your Benefit Base to equal either the SecurePay Anniversary Value or the SecurePay Roll-up Value. This means that when determining the ten Contract Anniversaries that make up your Roll-up Period, we will not count Contract Anniversaries on which your Benefit Base does not increase.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">However, your Roll-up Period will end sooner — on either the Benefit Election Date or the date the SecurePay Protector rider terminates (see “Terminating the SecurePay Rider”) — if either of these dates occur while your Roll-up Period is in effect. If the Roll-up Period ends, the SecurePay Protector rider may not terminate. We will continue to assess the </div><div style="width:523pt; line-height:12pt;">SecurePay Fee for the SecurePay Protector rider until the SecurePay Protector rider terminates. Also, we will only include the SecurePay Roll-up Value when calculating your Benefit Base while the Roll-up Period is in effect.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">Note: This means that if the Roll-up Period ends because you have established the Benefit Election Date, we will still continue to assess the SecurePay Fee until termination of the SecurePay Protector rider. We also will assess the SecurePay Fee during times when the Roll-up Period has expired.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">Note: Once you establish your Benefit Election Date, we no longer calculate the SecurePay Roll-up Value. See “Calculating the Benefit Base On or After the Benefit Election Date.” Therefore, once you reach your Benefit Election Date you will no longer receive any additional value from the “Roll-up” feature of the SecurePay Protector rider. On the other hand, delaying the Benefit Election Date may limit the time during which you may take SecurePay Withdrawals, due to life expectancy. See “Beginning Your SecurePay Withdrawals”. You should carefully weigh the advantages of the SecurePay Roll-up Value with the disadvantages of delaying taking SecurePay Withdrawals.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Calculating the Benefit Base On or After the Benefit Election Date</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">We continue calculating the Benefit Base after the Benefit Election Date in the same manner as we did prior to the Benefit Election Date, <span style="font-style:italic;">except withdrawals are treated differently.</span> The effect of a withdrawal on the Benefit Base depends on whether the withdrawal is a SecurePay Withdrawal or an Excess Withdrawal. An Excess Withdrawal is any withdrawal after the Benefit Election Date which, when aggregated with all prior withdrawals during that Contract Year, exceeds the Contract Year’s Annual Withdrawal Amount and Reserve Amount.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">We will not calculate the SecurePay Roll-up Value on or after the Benefit Election Date.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">SecurePay Withdrawals</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">SecurePay Withdrawals do not reduce the Benefit Base. Therefore, if all your withdrawals during the Benefit Period are SecurePay Withdrawals, your Annual Withdrawal Amount under the Standard Option will never decrease and under an Advance Option, the Annual Withdrawal Amount will remain the same for the applicable guarantee period then change to a reduced withdrawal percentage and will never decrease, and you may continue to withdraw at least that amount under all Advance Options for the lifetime of the Covered Person (or the last surviving Covered Person, if you selected Joint Life Coverage).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If your Benefit Base increases on a Contract Anniversary because the SecurePay Anniversary Value exceeds the Benefit Base on that date, your Annual Withdrawal Amount and therefore SecurePay Withdrawals available to you in subsequent Contract Years will also increase.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Your Annual Withdrawal Amount is cumulative. If you choose to receive only a part of, or none of, your AWA in any given Contract Year, the remaining portion may carry forward to future Contract Years as your Reserve Amount. The AWA and maximum Reserve Amount are calculated annually on the Contract Anniversary. You may accumulate up to several times your AWA in your Reserve Amount. To determine the maximum Reserve Amount, see your Rate Sheet Prospectus Supplement. When you take SecurePay Withdrawals in the future, the withdrawals will be taken first from any available Reserve Amount and then from your AWA without reducing your Benefit Base. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Consideration</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.07pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8.07pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">Once the maximum Reserve Amount is accumulated, you should understand that any additional portions of your AWA that you choose not to receive in a given Contract Year will not carry over to future Contract Years.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:8.06pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">If your Reserve Amount is greater than your Contract Value in a Valuation Period, your Reserve Amount will be limited to the Contract Value. Once the Contract Value is zero, the Reserve Amount will not be available to you. For more information on the SecurePay Withdrawal following the depletion of Contract Value, please see the “Reduction of Contract Value to Zero” section.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:12pt;">We do not impose a surrender charge on any SecurePay Withdrawals.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Excess Withdrawals</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">During the Benefit Period any portion of a withdrawal that, when aggregated with all prior withdrawals during that Contract Year, exceeds first the Reserve Amount, if any, and then the Annual Withdrawal Amount constitutes an Excess Withdrawal. Therefore, a withdrawal during the Benefit Period that causes the aggregate withdrawals for that Contract Year to exceed the Reserve Amount and the Annual Withdrawal Amount may include amounts that qualify as a SecurePay Withdrawal as well as amounts that are Excess Withdrawals.</div><div style="width:523pt; line-height:11.5pt;">An Excess Withdrawal will reduce the Benefit Base. The effect of the Excess Withdrawal on the Benefit Base depends, in part, on the relationship of the Benefit Base to the Contract Value at that time.</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">If, at the time of the Excess Withdrawal, your Contract Value minus the non-excess portion of the withdrawal (the portion of the withdrawal that qualifies as a SecurePay Withdrawal) is greater than the Benefit Base, we will reduce the Benefit Base by the amount of the Excess Withdrawal plus any applicable surrender charge.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">If, at the time of Excess Withdrawal, your Contract Value minus the non-excess portion of the withdrawal (the portion of the withdrawal that qualifies as a SecurePay Withdrawal) is less than or equal to the Benefit Base, we will reduce the Benefit Base in the same proportion that the Excess Withdrawal, plus any applicable surrender charge, bears to the Contract Value minus the SecurePay Withdrawal.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">For example, suppose your Benefit Base is $100,000, your Maximum Withdrawal Percentage is 5.0% (<span style="font-style:italic;">i.e.</span>, your AWA is $5,000), your Contract Value is $110,000, and Reserve Amount equals zero. No surrender charges apply to this calculation because the gross withdrawal amount is used. If you have already taken $3,000 of SecurePay Withdrawals in the Contract Year and then request another $3,000 withdrawal you will exceed your AWA by $1,000, and we will consider $2,000 of that withdrawal to be a SecurePay Withdrawal and $1,000 to be an Excess Withdrawal. In this case, rule (a) above applies because the Contract Value less the SecurePay Withdrawal ($110,000 – $2,000 = $108,000) is greater than your Benefit Base ($100,000). We will therefore reduce your Benefit Base by the Excess Withdrawal and your new Benefit Base will be $99,000 ($100,000 – $1,000).</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">However, if in the example above your Contract Value is $70,000 then rule (b) applies. In this case, we determine the reduction in your Benefit Base first by determining the proportion that the Excess Withdrawal bears to the Contract Value less SecurePay Withdrawal. We calculate this by dividing the $1,000 Excess Withdrawal by the Contract Value less the $2,000 SecurePay Withdrawal ($1,000 ÷ ($70,000 – $2,000) = 1.4706%). We will then apply this same percentage to reduce your Benefit Base. Thus your new Benefit Base will be equal to $98,529 ($100,000 – ($100,000 * 0.014706)).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">The examples above do not include the effect of any surrender charges that may be applicable.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We will recalculate the Annual Withdrawal Amount on the next Contract Anniversary by multiplying the Benefit Base on that date by the Maximum Withdrawal Percentage. We also will apply a surrender charge to the Excess Withdrawal, if a surrender charge would otherwise be applicable.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Reduction of Contract Value to Zero</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If the Contract Value is reduced to zero due to the deduction of fees or a SecurePay Withdrawal, the Contract will terminate, the Reserve Amount will terminate, and we will settle the benefit under your SecurePay rider as follows:</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">We will pay the remaining AWA not yet withdrawn in the current Contract Year, if any, in a lump sum;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">We will establish an Annuity Date that is the Contract Anniversary following the date of the transaction that reduced the Contract Value to zero; and</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">On the Annuity Date we will pay a monthly payment equal to the AWA divided by 12 until the death of the Owner, or if the rider covers two spouses, the death of the second spouse.If benefits are being paid under the SecurePay NH benefit on the Annuity Date, the amount of your annuity payments will be determined in accordance with the terms of the SecurePay NH endorsement. (See “Availability of SecurePay NH Benefit after Annuitization.”) Please note that we may accept different payment intervals.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If you request a surrender and your Contract Value at the time of the request is less than your remaining Reserve Amount and AWA for that Contract Year, we will pay you a lump sum equal to such remaining Reserve Amount and AWA.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">If your Contract Value reduces to zero due to an Excess Withdrawal, we will terminate your Contract and the SecurePay rider. You will not be entitled to receive any further benefits under the SecurePay rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">As with any distribution from the Contract, there may be tax consequences. In this regard, we intend to treat any amounts that you receive before the Annuity Date is established as described above and that are in the form of SecurePay Withdrawals as withdrawals. We intend to treat any amounts that you receive after the Annuity Date is established as described above and that are a settlement of the benefit under your SecurePay rider as annuity payments for tax purposes. See “TAXATION OF ANNUITIES IN GENERAL, Taxation of Consequences of Protected Lifetime Income Benefits.” </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Benefit Available on Maximum Annuity Date (oldest Owner’s or Annuitant’s 95<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> birthday)</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">You must annuitize the Contract no later than the oldest Owner’s or Annuitant’s 95<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> birthday (“Maximum Annuity Date”). The SecurePay rider will terminate on the Annuity Date, whether or not you have begun your SecurePay Withdrawals.</div><div style="width:523pt; line-height:11.5pt;">If your SecurePay rider is in effect on the Maximum Annuity Date, in addition to the other Annuity Options available to you under your Contract, one of your Annuity Options will be to receive monthly annuity payments equal to the AWA divided by 12 for the life of the Covered Person (or the last surviving Covered Person if Joint Life Coverage was selected). If benefits are being paid under the SecurePay NH benefit on the Maximum Annuity Date, the amount of your annuity payments will be determined in accordance with the terms of the SecurePay NH endorsement. (See “Availability of SecurePay NH Benefit after Annuitization.”) If you do not select an Annuity Option, your monthly annuity payments will be the greater of  (i) the AWA divided by 12 or (ii) payments based upon the Contract Value for the life of the Annuitant with a 10-year Certain Period. We must receive written notification of your election of such annuity payments at least three days but no earlier than 90 days before the Maximum Annuity Date. For more information regarding Annuity Options, including Certain Period options, see “ANNUITY PAYMENTS, Annuity Options.”</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Important Consideration</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">On the Maximum Annuity Date, the SecurePay rider will terminate and any Reserve Amount you have accumulated will no longer be available. The Reserve Amount is not included in the AWA Annuity Option. You should be aware that if you choose not to use your Reserve Amount prior to the Maximum Annuity Date, you will not receive the benefit of your accumulated Reserve Amount.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">SecurePay Fee</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We deduct a fee for the SecurePay rider that compensates us for the costs and risks we assume in providing this benefit. This SecurePay Fee is a percentage of the Benefit Base. We deduct this fee from your Contract Value on the Valuation Date that occurs after each Valuation Period containing a Monthly Anniversary Date. The SecurePay Fee is deducted from the Sub-Accounts of the Variable Account only; it is not deducted from the assets in the DCA Account. The monthly fee is deducted from the Sub-Accounts in the same proportion that the value of each Sub-Account bears to the total Contract Value in the Variable Account on that date. Accordingly, you must have transferred some assets from your DCA Account to Sub-Accounts in accordance with our Allocation Guidelines and Restrictions before the fee is charged. The monthly fee is deducted from a Sub-Account in the same proportion that the Sub-Account value bears to the total Contract Value in the Variable Account on that date.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Information regarding the current fees for the SecurePay riders can be found in the Rate Sheet Prospectus Supplement that accompanies your Prospectus. See “Rate Sheet Prospectus Supplement Information.” We may increase the SecurePay Fee. However, we will not increase the SecurePay Fee for the SecurePay riders above a maximum 2.00% (2.20% under RightTime) of the Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We reserve the right to increase the SecurePay fee up to the maximum stated above if, in our sole discretion, the increase is necessary or appropriate to cover the costs Protective Life incurs to mitigate the risks associated with offering the rider. If we increase the SecurePay Fee, we will give you at least 30 days’ written notice prior to the increase which notice will identify the date the increase in the SecurePay Fee will take place and provide instructions on how to accept or decline the increase. You may elect not to pay the increase in your SecurePay Fee. If you elect not to pay the increased SecurePay Fee, your SecurePay rider will not terminate, but your Benefit Base will be capped at its then current value and you will give up the opportunity for any future increases in the Benefit Base if your Contract Value exceeds your Benefit Base on subsequent Contract Anniversaries. You will continue to be assessed your current SecurePay Fee. We also will no longer calculate the SecurePay Roll-up Value when determining your Benefit Base if you elect not to pay the increase in your SecurePay Fee. You will continue to be assessed your current SecurePay Fee, even though you will no longer be entitled to additional SecurePay Roll-up Values. See “SecurePay Riders.”</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Terminating the SecurePay Rider</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">The SecurePay rider will terminate upon the earliest of:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.81pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.81pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date you terminate your SecurePay rider (permitted after the rider has been in effect for at least ten years);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">the Valuation Date the Contract is surrendered or terminated;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">the Valuation Date your Contract Value reduces to zero due to an Excess Withdrawal;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date your Contract Value reduces to zero due to poor Sub-Account performance, the deduction of fees, and/or a SecurePay Withdrawal (subject to our obligation to make monthly payments to you, as set forth above under “Reduction of Contract Value to Zero”);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.82pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date on or after the Benefit Election Date we receive instructions from you that results in a change in Covered Person(s);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" line-height:11.5pt; text-align:left; margin-left:30pt;">for a SecurePay rider with one Covered Person, the date of the Covered Person’s death before the Annuity Date (even if the surviving spouse of the deceased Covered Person elects to continue the Contract);</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.6pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">for a SecurePay rider with two Covered Persons, the date of death of the last surviving Covered Person before the Annuity Date;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.6pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Maximum Annuity Date (being the Owner’s choice of the options outlined under “Benefit Available on Maximum Annuity Date (Oldest Owner’s or Annuitant’s 95<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">th</span> Birthday)”); or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.6pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">the Valuation Date we receive instructions that are not in compliance with our Allocation Guidelines and Restrictions for Protected Lifetime Income Benefits.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.61pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Deduction of the monthly fee for the SecurePay rider ceases upon termination. We will not refund the SecurePay fees you have paid if your SecurePay rider terminates for any reason. If your SecurePay rider terminates, you may not reinstate it or purchase a new rider except as described below under “Spousal Continuation” and “Reinstating Your SecurePay Rider Within 30 Days of Termination.”</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Spousal Continuation</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Upon the death of the Owner <span style="font-style:italic;">before</span> the Benefit Election Date, if the surviving spouse elects to continue the Contract and become the new Owner, the surviving spouse may also continue the SecurePay rider, provided the surviving spouse meets the rider’s issue age requirements as of the Rider Issue Date or as of any date prior to the date we receive the written request to continue the Contract. On the next Contract Anniversary, the Benefit Base will be the greater of  (1) the Contract Value (which will reflect the Death Benefit), or (2) the current Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If the SecurePay Benefit Election Form indicates Single Life Coverage and the SecurePay rider terminates due to the death of the Covered Person <span style="font-style:italic;">following</span> the Benefit Election Date, and if the surviving spouse elects to continue the Contract and become the new sole Owner, then the surviving spouse may purchase a new SecurePay rider before the Annuity Date if we are offering the rider at that time. If all the conditions to purchase a new SecurePay rider have been met, we will issue the rider upon our receipt of the surviving spouse’s written request. The new rider will be subject to the terms and conditions of the SecurePay rider in effect at the time it is issued. This means:</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.62pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.62pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">The initial Benefit Base will be equal to the Contract Value as of the new Rider Issue Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.61pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">We will impose the current SecurePay Fee under RightTime in effect on the new Rider Issue Date.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The surviving spouse may not purchase a new SecurePay rider if he or she does not meet the rider’s issue age requirements as of the Rider Issue Date or the date we receive the written request to continue the Contract. Only the surviving spouse is eligible to be a Covered Person under the new rider, and the rider will terminate upon the death of that Covered Person. Please note that the SecurePay riders may not be available in all states and that we may limit the availability of the SecurePay riders at any time.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If the SecurePay Benefit Election Form indicates Joint Life Coverage and a Covered Person dies <span style="font-style:italic;">following</span> the Benefit Election Date, and if the surviving spouse elects to continue the Contract and the SecurePay rider, the Annual Withdrawal Amount remains the same until the next Contract Anniversary. On the next Contract Anniversary, the Benefit Base will be the greater of the Contract Value (which will reflect the addition of the Death Benefit) or the current Benefit Base and we will recalculate the Annual Withdrawal Amount, if necessary, using the Maximum Withdrawal Percentage associated with Joint Life Coverage.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">Reinstating Your SecurePay Rider Within 30 Days of Termination</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If your SecurePay rider terminated due to a Prohibited Allocation instruction (see “ALLOCATION GUIDELINES AND RESTRICTIONS FOR PROTECTED LIFETIME INCOME BENEFITS”) or due to a change in Covered Person after the Benefit Election Date (see “Designating the Covered Person(s)”), and you made no additional Purchase Payment after the termination, you may request that we reinstate the rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If termination occurred due to a Prohibited Allocation instruction, your written reinstatement request must correct the previous Prohibited Allocation instruction by either directing us to allocate your Contract Value in accordance with the rider’s Allocation Guidelines and Restrictions and/or resume portfolio rebalancing. If termination occurred due to a change in Covered Person after the Benefit Election Date, your written reinstatement request must correct the change in Covered Person by directing us to designate under the reinstated rider the original Covered Person(s) that had been selected on the Benefit Election Date. </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We must receive your written reinstatement request within 30 days of the date the rider terminated. The reinstated rider will have the same terms and conditions, including the same SecurePay Rider Issue Date, Benefit Base, Reserve Amount, AWA, SecurePay Fee and Maximum Withdrawal Percentage as it had prior to termination.</div><div style="width:523pt; line-height:12pt;font-weight:bold;">Tax Consequences</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Treatment of Civil Unions, Domestic Partners, and Divorce.</span>   If state law affords legal recognition to domestic partnerships or civil unions, the Rider will treat individuals who are in a bona fide civil union or domestic partnership as married and spouses for purposes of the Rider. However, as described above in “Death Benefit — Continuation of the Contract by a Surviving Spouse,” for federal tax law purposes such individuals are not treated as “spouses.” Likewise, if the Covered Persons are no longer married as of the date of death, such individuals are no longer treated as spouses for federal tax law purposes. As a result, if a beneficiary of a deceased owner and the owner were parties to a civil union or domestic partnership, or if the beneficiary and the deceased owner were no longer married as of the date of death, the beneficiary will be required by federal tax law to take distributions from the Contract in the manner applicable to non-spouse beneficiaries and will not be able to continue the Contract. In some circumstances, these required distributions could substantially reduce or eliminate the SecurePay rider benefit while the surviving Beneficiary is still alive.</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">In addition, the rider allows the surviving spouse of a deceased owner who continues the Contract and becomes the new owner to either continue the SecurePay rider or purchase a new rider (depending on the date of death and whether the rider provides single or joint life coverage). This right is only available to an individual who was the spouse of the deceased owner within the meaning of federal tax law because only such a spouse is eligible to continue the Contract under federal tax law.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">An individual who is a party to a civil union or a domestic partnership should not purchase the SecurePay rider before consulting legal and financial advisors and carefully evaluating whether the SecurePay rider is suitable for his or her needs.</div><div style="margin-top:11.6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Other Tax Matters.</span>   For a discussion of other tax consequences specific to your SecurePay rider, please see “TAXATION OF ANNUITIES IN GENERAL, Tax Consequences of Protected Lifetime Income Benefits” and “QUALIFIED RETIREMENT PLANS, Protected Lifetime Income Benefits.” </div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">SecurePay NH: Increased AWA Because of Confinement in Nursing Home</div><div style="margin-top:1.5pt; width:523pt; line-height:9.5pt;font-size:8pt;">If you are confined to a nursing home, you may be eligible for an increased Annual Withdrawal Amount (“AWA”) with our SecurePay NH (Nursing Home Enhancement) feature. This feature is included at no additional charge with the SecurePay Protector rider or SecurePay Investor rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">The SecurePay NH benefit may not be available in all states and may not be available with new contracts in the future. Please check with your financial advisor to determine availability.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">What is the SecurePay NH benefit?</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">If your rider was issued on or after October 7, 2024, (for sole Covered Person or both Covered Persons in a nursing home) we will double the AWA to which you are currently entitled for that year, not to exceed 15% of your Benefit Base; (if only one of two Covered Persons in a nursing home) we will multiply the AWA by 125% to which you are currently entitled for that year, not to exceed 15% of your Benefit Base. Not applicable to riders issued in California.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">If your rider was issued before October 7, 2024, (for sole Covered Person or both Covered Persons in a nursing home) we will double the AWA to which you are currently entitled for that year, not to exceed 10% of your Benefit Base. For all riders issued in California, regardless of rider issue date.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Nursing Home Benefit Period</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Nursing Home Benefit Period is the period of time during which the increased SecurePay withdrawal percentage is used to calculate the AWA. Any Contract Year or portion thereof during which the increased SecurePay withdrawal percentage is used to calculate the AWA will be a full Contract Year for the purpose of determining the Nursing Home Benefit Period.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Nursing Home Benefit Period will extend for a maximum of five (5) Contract years in which you qualify for the SecurePay NH benefit or until the SecurePay Rider terminates, whichever occurs first. The qualifying Contract years need not be consecutive. </div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Eligibility for the SecurePay NH Benefits</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">To qualify for the increased AWA under the SecurePay NH benefit, the Covered Person must:</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">1.<br/></div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">have established the Benefit Election Date or establish the Benefit Election Date when he or she applies for the SecurePay NH benefit;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; margin-top:7.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">2.<br/></div><div style=" margin-top:7.5pt; margin-bottom:0pt; line-height:11pt; text-align:left; margin-left:40pt;">(a) be currently confined to a Nursing Home, as defined below; (b) have been confined to a Nursing Home for at least 90-days immediately preceding your application for the SecurePay NH benefit; and (c) have a reasonable expectation that he or she will continue to be confined to a Nursing Home; and</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11pt; text-align:left; width:20pt;white-space:nowrap;">3.<br/></div><div style=" line-height:11pt; text-align:left; margin-left:40pt;">be unable to perform at least two of the six Activities of Daily Living described below, or be diagnosed with a Severe Cognitive Impairment.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Nursing Home: For purposes of determining your eligibility for the SecurePay NH benefit, a “Nursing Home” is defined as a facility (or portion of a facility) primarily engaged in providing continuous, 24 hour per day nursing care to its residents and is under the supervision of a physician and has as its main function to provide skilled, intermediate, or custodial care. The facility must be granted a license by the State in which it operated and be compliant with all regulations and laws in accordance with the grant of such license. A “Nursing Home” does not include: a hospital or clinic; a facility operated primarily for the treatment of alcoholism or drug addiction; a communal living facility or retirement home, or facilities primarily affording custodial, educational or rehabilitative care.</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Ineligibility.</span>   You are not eligible for the SecurePay NH benefit if you were in a nursing home during the one year preceding your purchase of the SecurePay Protector or SecurePay Investor rider, or you are confined to a nursing home during the year following your purchase of the Rider. </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Activities of Daily Living (ADL).</span>   Under the SecurePay NH benefit, “Activities of Daily Living” refer to the following functions relating to the Covered Person’s ability to live independently:</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Bathing — The ability to wash oneself by sponge bath or in either a tub or shower, including the task of getting into or out of the tub or shower.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.63pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.63pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Continence — The ability to maintain control of bowel and bladder function, or when unable to maintain control of bowel or bladder function, the ability to perform associated personal hygiene, including caring for the catheter or colostomy bag.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Dressing — The ability to put on and take off all items of clothing and any necessary braces, fasteners or artificial limbs.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.63pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.63pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Eating — The ability to feed oneself by getting food into the body from a receptacle, such as a plate, cup, or table, or by feeding tube or intravenously.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:11.5pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:11.5pt; text-align:left; margin-left:30pt;">Toileting — The ability to get to and from the toilet, getting on and off the toilet, and performing associated personal hygiene.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.64pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.64pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">Transferring — The ability to move into or out of a bed, chair or wheelchair.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Severe Cognitive Impairment.</span>   For purposes of determining eligibility for the SecurePay NH benefit, Severe Cognitive Impairment is a loss or deterioration of intellectual capacity that is comparable to (and includes) Alzheimer’s disease and similar forms of irreversible dementia.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;font-style:italic;font-weight:bold;">Two Covered Persons.<span style="font-style:normal;font-weight:normal;">   </span> If your rider was issued on or after October 7, 2024, if you selected the Joint Life Coverage Option when you established your Benefit Election Date, then either Covered Person may satisfy the eligibility requirements for the increased SecurePay NH benefit. If your rider was issued before October 7, 2024, if you selected the Joint Life Coverage Option when you established your Benefit Election Date, both Covered Persons must satisfy the eligibility requirements for the increased SecurePay NH benefit.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Applying for Increased AWA under the SecurePay NH Benefit</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Initial Application.</span>   To apply for an increased AWA under the SecurePay NH benefit, you must submit an application certifying that the Covered Person meets the conditions for qualification under the SecurePay NH benefit. This certification must be signed by the Covered Person’s Physician. If the Owner is unable to submit an application for an increased AWA on his or her own behalf, we will accept an application on behalf of an Owner from a person who provides satisfactory proof that they have legally assumed care, custody, and representation of the incapacitated Owner. Typically, this would be a valid power of attorney or an order of conservatorship from a court of competent jurisdiction.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The certifying Physician must be a medical doctor currently licensed by a state Board of Medical Examiners, or similar authority in the United States, acting within the scope of his or her license. Physician does not include: (a) the Covered Person(s) or Covered Person(s) spouse; or (b) the brother, sister, parent, or child of the Covered Person(s). We may require an examination of the Covered Person by a Physician of our choice at our expense. In the event of a conflict between the medical opinions, the opinion of our Physician shall prevail.</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Re-Certification of Eligibility.</span>   Beginning with the second Contract Anniversary following the end of a Valuation Period during which we determine that the Covered Person qualifies for the increased AWA under SecurePay NH (the “Qualification Date”), you must submit a re-certification of eligibility not less than 10, nor more than 30 days prior to each applicable Contract Anniversary. We will notify you at least 30 days before this re-certification is due.</div><div style="width:523pt; line-height:12pt;">The re-certification must certify that the Covered Person continues to meet the conditions for eligibility under the SecurePay NH benefit, and must be signed by the Covered Person’s physician. We may require an examination by a physician of our choice at our expense. In the event of a conflict between the medical opinions, the opinion of our physician will prevail.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">We will notify you if you fail to qualify for continued eligibility for the SecurePay NH benefit. For any Contract Year during which the Covered Person fails to qualify for the Nursing Home Enhancement, we calculate the Annual Withdrawal Amount according to the terms of the SecurePay rider you purchased.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If you have questions about applying for an increased AWA under the SecurePay NH benefit, or to obtain a copy of the SecurePay NH application and other forms required to apply, you can call us at <span style="white-space:nowrap;">1-800-456-6330</span> or write to us at Protective Life Insurance Company, P.O. Box 1928, Birmingham, Alabama 35202-1928.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Determining Your Increased AWA under the SecurePay NH Benefit</div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Initial Qualifying Year.</span>   Qualification for an increased AWA under the SecurePay NH benefit may increase the Annual Withdrawal Amount available for the Contract Year during which you qualify. An increase in the Annual Withdrawal Amount will not change the effect of any withdrawal that occurred prior to the Qualification Date. Thus, if you took an Excess Withdrawal during the Contract Year before you were notified that you qualify for the SecurePay NH increased AWA, your earlier withdrawal would still be treated as an Excess Withdrawal under SecurePay.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If your aggregate withdrawals during the qualifying Contract Year are less than or equal to the Reserve Amount and the Annual Withdrawal Amount in effect prior to the Qualification Date, we will recalculate the remaining Annual Withdrawal Amount for that Contract Year as of the Qualification Date by multiplying the Benefit Base on that date by the enhanced Maximum Withdrawal Percentage, and subtracting all prior non-Excess Withdrawals taken since the later of the Benefit Election Date or the most recent Contract Anniversary.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-style:italic;">For riders issued on or after October 7, 2024:</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;"> <span style="font-style:italic;">Example</span>: Five years ago, after turning age 75, Elisabeth elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">Sole Covered Person - In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of $5,000. Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $10,000 ($100,000 * 10%) and her remaining AWA for the current Contract Year is $5,000 ($10,000 – $5,000).This would be the same calculation if both Covered Persons are in a nursing home.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">One of two Covered Persons - In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of  $5,000. Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage that is 125% of the Maximum Withdrawal Percentage under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $6,250 ($100,000 * (5% x 125%); $100,000 * 6.25%) and her remaining AWA for the current Contract Year is $1,250 ($6,250 – $5,000).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-style:italic;">For riders issued before October 7, 2024:</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">Example: Five years ago, after turning age 75, Elisabeth, elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;">In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of  $5,000. Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $10,000 ($100,000 * 10%) and her remaining AWA for the current Contract Year is $5,000 ($10,000 – $5,000).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If you have taken an Excess Withdrawal during the qualifying Contract Year prior to the Qualification Date, we will recalculate the remaining Annual Withdrawal Amount for that Contract Year as of the Qualification Date by subtracting the Maximum Withdrawal Percentage identified on the Benefit Election Date from the enhanced Maximum Withdrawal Percentage provided by this endorsement, and multiplying the difference in those percentages by the Benefit Base on the Qualification Date.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;"> <span style="font-style:italic;">Example</span>: Five years ago, after turning age 75, Elisabeth elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000).</div><div style="margin-left:20pt; width:503pt; line-height:12pt;">In February of the current Contract Year, Elisabeth takes a SecurePay Withdrawal of  $5,000 and an Excess Withdrawal of  $4,000. Her new Benefit Base after the Excess Withdrawal is $95,789 ($100,000 – $4,000/$95,000 * $100,000). Assume that in March, Elisabeth qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $95,789. Her new AWA is $9,579 ($95,789 * 10%) and her remaining AWA for the current Contract Year is $4,789 ((10% – 5%) * $95,789).</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Please note that your maximum Reserve Amount under the SecurePay riders will not increase as a result of the increased AWA under the SecurePay NH Benefit. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;">Example</span>: Five years ago, after turning age 75, Elisabeth elected a SecurePay rider. She is now 80 years old and has a Benefit Base and Contract Value of  $100,000. She has a Maximum Withdrawal Percentage of 5%. Her AWA is $5,000 (5% * $100,000). Her maximum Reserve Amount is $25,000 (5 * $5,000). </div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Assume that Elisabeth now qualifies for an enhanced Maximum Withdrawal Percentage of 10% under SecurePay NH and her Benefit Base is still $100,000. Her new AWA is $10,000 ($100,000 * 10%). However, her maximum Reserve Amount remains $25,000.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Notice of Qualification.</span>   We will include the amount of the increase in the AWA for the qualifying year in the notice that confirms the Covered Person’s qualification for the Nursing Home Enhancement.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Subsequent Contract Years.</span>   In subsequent Contract Years in which you are eligible for the Nursing Home Enhancement, we multiply the Benefit Base on the Contract Anniversary by the enhanced Maximum Withdrawal Percentage to determine the Annual Withdrawal Amount for that Contract Year. For any year in which you are not eligible for the Nursing Home Enhancement, we determine the Annual Withdrawal Amount, if any, according to the terms of the SecurePay rider you purchased. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Non-Qualifying Years.</span>   For any Contract Year during which the Covered Person fails to qualify for the increased AWA under the SecurePay NH benefit, we calculate the AWA using the SecurePay withdrawal percentage established on the Benefit Election Date according to the terms of the SecurePay rider you purchased and that Contract Year will not be included in the Nursing Home Benefit Period. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Availability of SecurePay NH Benefit after Annuitization.</span>   Once the Contract has been annuitized, the SecurePay NH benefit is no longer available. Thus, the SecurePay NH benefit is not available after — </div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">you choose to apply your Annuity Value to an Annuity Option under the Contract;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">the Maximum Annuity Date under the Contract is reached; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:30pt;">the Contract Value is reduced to zero due to the deduction of fees or a SecurePay Withdrawal and an Annuity Date is established.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">Thus, if you have not qualified for, and have not begun receiving, an increased AWA under the SecurePay NH benefit when the Contract is annuitized, you will not be able to receive an increased annuity payment even if you would have later qualified for the SecurePay NH Benefit. If you have already qualified for, and are receiving, an increased AWA under SecurePay NH when the Contract is annuitized because the Maximum Annuity Date is reached or the Contract Value is reduced to zero due to the deduction of fees or a SecurePay Withdrawal, you will continue to receive the increased annuity payment according to the terms of your rider. Specifically, you will receive the increased payments for the remainder of the 5-Contract Year Maximum Aggregate Nursing Home Benefit Period. You will not need to recertify your eligibility for the increased payments under the SecurePay NH benefit after your annuity payments begin.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Termination and Reinstatement of the SecurePay NH Benefit.</span>   The SecurePay NH benefit terminates when your SecurePay Protector or SecurePay Investor rider terminates, including when the Contract is annuitized. If your SecurePay Protector or SecurePay Investor rider is reinstated, your SecurePay NH benefit will also be reinstated. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;"> <span style="font-style:italic;font-weight:bold;">Tax Considerations for the SecurePay NH Benefit.</span>   The tax treatment of the SecurePay NH benefit is uncertain in several respects. Please see “FEDERAL TAX MATTERS, Tax Consequences of Protected Lifetime Income Benefits” and “QUALIFIED RETIREMENT PLANS, Protected Lifetime Income Benefits.” If you are considering purchasing a </div><div style="width:523pt; line-height:12pt;">Qualified Contract with the SecurePay Protector or SecurePay Investor rider, you should consult a tax adviser because the addition of the SecurePay rider could affect the qualification of your Contract and/or the Qualified Plan associated with your Contract. </div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">Required Minimum Distributions</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">If the SecurePay rider is purchased for use with a Qualified Contract, the Qualified Contract must comply with the required minimum distribution (RMD) rules under the Code Section 401(a)(9). The SecurePay rider, and certain other benefits that the IRS may characterize as “other benefits” for purposes of the regulations under Code Section 401(a)(9), may increase the amount of the RMD that must be taken from your Qualified Contract. See “QUALIFIED RETIREMENT PLANS.”</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">After the Benefit Election Date, we permit withdrawals from a Qualified Contract that exceed the Reserve Amount and AWA in order to satisfy the RMD for the Qualified Contract without compromising the SecurePay guarantees. In particular, if you provide us with Written Notice of an RMD at the time you request a SecurePay Withdrawal from your Qualified Contract, we will compute an amount that is treated under the SecurePay rider as the RMD for the calendar year with respect to your Qualified Contract. Note that although the tax law may permit you in certain circumstances to take distributions from your Qualified Contract to satisfy the RMDs with respect to other retirement plans established for your benefit, only the amount computed by us as the RMD with respect to your Qualified Contract is treated as an RMD for purposes of the SecurePay rider. Also, if you do not provide us with Written Notice of an RMD at the time you request a SecurePay Withdrawal, the entire amount by which the withdrawal exceeds any remaining Reserve Amount and AWA for the Contract Year will reduce the amount of your future AWA and could reduce your Benefit Base.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In the future, we may institute certain procedures, including requiring that RMD be established as automatic, periodic distributions, in order to ensure that RMDs for a calendar year do not exceed the Reserve Amount and AWA for the corresponding Contract Year.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In general, under the SecurePay rider, you may withdraw the greater of  (i) your Reserve Amount plus the AWA for a contract year or (ii) the RMD attributable to your Contract that is determined as of December 31<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">st</span> immediately preceding the beginning of your contract year. RMDs may prevent you from taking advantage of the Reserve Amount feature of the SecurePay riders. </div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">Note: If the Benefit Election Form is submitted before the first RMD under Code Section 401(a)(9) is due, we may adjust the amount of your maximum SecurePay Withdrawal for the contract year that includes the due date for the first RMD so that the maximum amount of your withdrawal under the SecurePay rider will be the greater of your first RMD or Reserve Amount plus the AWA plus the greater of your second RMD or Reserve Amount plus the AWA minus your actual withdrawals in the previous contract year. Thereafter, the maximum allowed is the greater of the Reserve Amount plus the AWA or the RMD determined as of the preceding December 31<span style=" position:relative; bottom:4.25pt;font-size:6.5pt;">st</span>.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-weight:bold;">ALLOCATION GUIDELINES AND RESTRICTIONS FOR SECUREPAY PROTECTOR RIDER</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-style:italic;">These Allocation Guidelines and Restrictions are not applicable to the SecurePay Investor rider.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;">In order to maintain the SecurePay Protector rider, you must allocate your Purchase Payments and Contract Value in accordance with the Allocation Guidelines and Restrictions that we have established. The Allocation Guidelines and Restrictions are designed to limit our risk under this rider and are divided into two phases- the rider accumulation phase and the rider withdrawal phase. These phases are discussed in more detail below. </div><table style="width:523pt;min-height:197.1pt;margin-top:0pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:9.6pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 1.967pt 0pt; width:122.75pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Allocation by <br/>Investment Category (“AIC”)</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Benefit Allocation <br/>Model Portfolios</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Permissible Single <br/>Investment Options</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;white-space:nowrap;"> <div style="white-space:nowrap;">Rider Accumulation Phase</div> </td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Categories 1-3 are available at designated percentages as described below (which are different from the Rider Withdrawal Phase); Category 4 is not allowed</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, Balanced toward Growth, Moderate Growth, and Growth Focus</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Protective Life Dynamic Allocation Series ‑ Conservative and <br/>Protective Life Dynamic Allocation Series ‑ Moderate</td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;white-space:nowrap;">Rider Withdrawal Phase</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;">Categories 1-3 are available at designated percentages as described below (which are different from the Rider Accumulation Phase); Category 4 is not allowed</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, and Balanced toward Growth</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> <td style="background:#E5E5E5;padding:2.167pt 0pt 0.833pt 0pt; width:122.75pt;">Protective Life Dynamic Allocation Series - Conservative</td> <td style="padding:0pt;background:#E5E5E5; width:4pt;">​</td> </tr> </table><div style="margin-top:5.53pt; width:523pt; line-height:11.5pt;">From time to time Portfolio Company Models may be made available. For more information on the Allocation Guidelines and Restrictions applicable to Portfolio Company Models, contact your financial adviser.</div><div style="margin-top:6pt; width:523pt; line-height:12pt;font-weight:bold;">The Rider Accumulation Phase</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The rider accumulation phase of your Contract begins when you purchase the SecurePay Protector rider, either at Contract Issue or under RightTime. </div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Specifically, you must: (1) allocate all of your Purchase Payments and Contract Value in accordance with the Allocation by Investment Category guidelines (described below), (2) allocate all of your Purchase Payments and Contract Value in accordance with one of the three eligible Benefit Allocation Model Portfolios (described below) or (3) allocate all of your Purchase Payments and Contract Value to one of the permissible single investment options. All of the investment options available under the Allocation Guidelines and Restrictions are described below. You may also allocate your Purchase Payments to the dollar cost averaging (“DCA”) Account(s), provided that transfers from the DCA Account are allocated to the Sub-Accounts in accordance with the Allocation Guidelines and Restrictions described above.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:11.5pt;font-weight:bold;">Note: The Allocation Guidelines and Restrictions, as well as the inclusion of Funds that employ volatility management strategies in the Investment Options available under your Contract, are intended in part to reduce risks of investment losses that would require us to use our own assets to make payments in connection with the guarantees provided by the SecurePay Protector rider. The Allocation Guidelines and Restrictions, and the inclusion of Funds that employ volatility management strategies are designed to reduce the overall volatility of your Contract Value. During rising markets, the Allocation Guidelines and Restrictions and the Funds that employ volatility management strategies could cause Contract Value to rise less than would have been the case had you been invested in Funds with more aggressive investment strategies. Conversely, investing according to the Allocation Guidelines and Restrictions, and in Funds that employ volatility management strategies, may be helpful in a declining market when high market volatility triggers a reduction in the Funds’ equity exposure, because during these periods of high volatility, the risk of losses from investing in equity securities may increase. In these instances, your Contract Value may decline less than would have been the case had you not been invested in a Fund or Funds that feature volatility management strategies.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">There is no guarantee that the Allocation Guidelines and Restrictions, or Funds with volatility management strategies, can limit volatility in your investment portfolio, and you may lose principal.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">To the extent that the Allocation Guidelines and Restrictions and the Funds with managed volatility strategies are successful in reducing overall volatility, we will benefit from a reduction of the risk arising from our guarantee obligations under the riders and we will have less risk to hedge under the riders than would be the case if Owners did not invest in accordance with the Allocation Guidelines and Restrictions and in the Funds with managed volatility strategies. The Allocation Guidelines and Restrictions and investment in Funds with managed volatility strategies may not be consistent with an aggressive investment strategy. You should consult with your registered representative to determine if they are consistent with your investment objectives.</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12pt;font-weight:bold;">NOTE: You may not allocate any of your Purchase Payments or Contract Value to the Fixed Account.</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Allocation by Investment Category.</span>   The following Allocation by Investment Category guidelines specify the minimum and maximum percentages of your Contract Value that must be allocated to each of the four categories of Sub-Accounts listed below in order for you to remain eligible for benefits under the SecurePay Protector rider (unless you </div><div style="width:523pt; line-height:12pt;">are fully invested in a Benefit Allocation Model or a permissible single investment option, as described above). You can select the percentage of Contract Value to allocate to individual Sub-Accounts within each group, but the total investment for all Sub-Accounts in a group must comply with the specified minimum and maximum percentages for that group. The Allocation by Investment Category is also available during the rider withdrawal phase. There are different allocation percentages between the rider accumulation phase and the rider withdrawal phase under the SecurePay Protector rider and are outlined below. </div><div style="margin-top:4pt; width:523pt; line-height:12pt;">These Allocation by Investment Category guidelines may not be consistent with an aggressive investment strategy. You should consult with your registered representative to determine if they are consistent with your investment objectives.</div><div style="margin-top:12pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Allocation by Investment Category</div><div style="margin-top:6pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Rider Accumulation Phase <br/>Category 1 Minimum Allocation: 10% <br/>Maximum Allocation: 100% <br/>Rider Withdrawal Phase <br/>Category 1 Minimum Allocation: 35% </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Maximum Allocation: 100%</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> The Bond Fund of America<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> U.S. Government Securities Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Intermediate Bond Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Columbia Variable Portfolio Select Short Corporate Income Fund (formerly, Columbia Variable Portfolio Limited Duration Credit Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Bond Index Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP FundsManager 20% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Investment Grade Bond Portfolio</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Core Fixed Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Government Securities Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. U.S. Government Money Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Short Duration Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Low Duration Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Real Return Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Short-Term Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Total Return Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Western Asset Core Plus VIT Portfolio</div><div style="clear:both;font-size:0pt;">​</div><div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Rider Accumulation Phase <br/>Category 2 Minimum Allocation: 0% <br/>Maximum Allocation: 90% <br/>Rider Withdrawal Phase <br/>Category 2 Minimum Allocation: 0% </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Maximum Allocation: 65%</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Balanced Hedged Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> American Funds<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Global Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Asset Allocation Fund </div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Capital Income Builder<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock 60/40 Target Allocation ETF V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock Global Allocation V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Strategic Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Asset Manager 50% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Asset Manager 70% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Balanced Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP High Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Strategic Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">First Trust Multi Income Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">First Trust/Dow Jones Dividend &amp; Income Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Income VIP Fund</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Trend Driven Allocation Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Balanced-Risk Allocation Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Balanced Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Bond Debenture Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">LVIP American Century Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Morgan Stanley VIF Global Strategist Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT All Asset Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Global Diversified Allocation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT High Yield Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">PIMCO VIT Long-Term U.S. Government Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12.5pt;">Protective Life Dynamic Allocation Series Conservative Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12.5pt;">Protective Life Dynamic Allocation Series Moderate Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT George Putnam Balanced Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Templeton Global Bond VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Moderate Allocation Portfolio</div><div style="padding:0pt;margin:0pt;font-family:calibri, arial, sans-serif;font-weight:normal;font-style:normal;font-size:8pt;line-height:8pt;"> <a href="#TOC" style="text-decoration:none;color:#003366;">TABLE OF CONTENTS</a> </div><div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Rider Accumulation Phase <br/>Category 3 Minimum Allocation: 0% <br/>Maximum Allocation: 40% <br/>Rider Withdrawal Phase <br/>Category 3 Minimum Allocation: 0% </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Maximum Allocation: 25%</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Large Cap Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Relative Value Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Capital World Growth and Income Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Global Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Growth-Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> International Growth and Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Washington Mutual Investors Fund<span style=" position:relative; bottom:3pt;font-size:6.5pt;">SM</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock Advantage SMID Cap V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">BlackRock International V.I. Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Contrafund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP FundsManager 85% Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Growth &amp; Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Health Care Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Index 500 Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Mid Cap Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Rising Dividends VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Mid Cap Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Mid Cap Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Strategic Growth Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Comstock Fund</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Equity and Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Growth and Income Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Main Street Mid Cap Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Enterprise Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Forty Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Dividend Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Fundamental Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Growth and Income Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">LVIP ClearBridge Dividend Strategy Fund (formerly, ClearBridge Variable Dividend Strategy Portfolio)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">LVIP ClearBridge Large Cap Growth Fund (formerly, ClearBridge Variable Large Cap Growth Portfolio)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Growth Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II Core Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II International Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II International Intrinsic Equity Portfolio (formerly, MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II International Intrinsic Value Portfolio)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II Massachusetts Investors Growth Stock Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Total Return Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Protective Life Dynamic Allocation Series Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT Core Equity Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT Large Cap Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Blue Chip Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Mid-Cap Growth Portfolio</div><div style="clear:both;font-size:0pt;">​</div><div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;">Category 4 <br/>No Allocation Permitted if SecurePay Protector is Selected </div><div style="margin-top:2pt; text-align:center; width:523pt; line-height:12pt;font-weight:bold;">(applies to both Rider Accumulation Phase and Rider Withdrawal Phase)</div><div style="text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Discovery Value Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">AB Variable Products Series Fund, Inc. Small Cap Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> EUPAC Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">™</span>(formerly, American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> International Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> New World Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> SMALLCAP World Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> (formerly, American Funds Insurance Series<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Global Small Capitalization Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">ClearBridge Variable Mid Cap Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">ClearBridge Variable Small Cap Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Columbia Variable Portfolio Select Mid Cap Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Columbia Variable Portfolio Seligman Global Technology Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Disciplined Small Cap Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Emerging Markets Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Energy Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP FundsManager 70%<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP International Capital Appreciation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Technology Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Fidelity<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIP Value Strategies Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin DynaTech VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Small Cap Value VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Franklin Small-Mid Cap Growth VIP Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Goldman Sachs VIT Small Cap Equity Insights Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Discovery Mid Cap Growth Fund</div><div style="text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Global Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Global Real Estate Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Main Street Small Cap Fund<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span></div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Invesco<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> V.I. Small Cap Equity Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Global Sustainable Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Janus Henderson Global Technology and Innovation Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Janus Henderson Overseas Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Lord Abbett Series Fund Growth Opportunities Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">LVIP American Century Ultra<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">LVIP American Century International Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">LVIP Avantis Large Cap Value Fund (formerly, LVIP American Century Disciplined Core Value Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Mid Cap Growth Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT New Discovery Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT Utilities Series</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT II Research International Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT III Blended Research<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Small Cap Equity Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT III Global Real Estate Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">MFS<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> VIT III Mid Cap Value Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Morgan Stanley VIF Growth Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">Putnam VT International Value Fund</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:11.5pt;">Templeton Emerging Markets VIP Fund (formerly, Templeton Developing Markets VIP Fund)</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> All-Cap Opportunities Portfolio</div><div style="margin-top:3pt; text-align:center; width:255.5pt; line-height:12pt;">T. Rowe Price<span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">®</span> Health Sciences Portfolio</div><div style="clear:both;font-size:0pt;">​</div><div style="width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">The Benefit Allocation Model Portfolios.</span>   The Model Portfolios (the “Benefit Allocation Model Portfolios”), may or may not satisfy our Allocation Guidelines and Restrictions, but some are still approved for use with the SecurePay Riders. See “Asset Allocation Model Portfolios.”</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">In general, the investment strategies employed by the Benefit Allocation Model Portfolios all include allocations that focus on conservative, high quality bond funds, that combine bond funds and blended stock funds, or that emphasize blended stock funds while including a significant weighting of bond funds. Each of these allocation models seeks to provide income and/or capital appreciation while avoiding excessive risk. If you are seeking a more aggressive growth strategy, the Benefit Allocation Model Portfolios are probably not appropriate for you.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">The Benefit Allocation Model Portfolios may include Funds that employ volatility management strategies. For more information on how Funds with volatility management strategies may affect your Contract Value, and how such Funds may benefit us, see “ALLOCATION GUIDELINES AND RESTRICTIONS FOR PROTECTED LIFETIME INCOME BENEFITS” above.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If you allocate your Purchase Payments and Contract Value in accordance with one of the eligible Benefit Allocation Model Portfolios, we will allocate your Purchase Payments and transfers out of the DCA Accounts, as the case may be, in accordance with the Benefit Allocation Model Portfolio you selected. Although you may allocate all or part of your Purchase Payments and Contract Value to a Benefit Allocation Model Portfolio, you may only select one Benefit Allocation Model Portfolio at a time. You may, however, change your Benefit Allocation Model Portfolio selection provided the new portfolio is one specifically permitted for use with the SecurePay Protector rider.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">Other asset allocation model portfolios composed of underlying Sub-Accounts made available from time to time as Investment Options under your Contract may also satisfy our Allocation Guidelines and Restrictions. For more information on the Allocation Guidelines and Restrictions applicable to Portfolio Company Models, contact your financial adviser.</div><div style="width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Permissible Single Investment Options.</span>   You may also satisfy the Allocation Guidelines and Restrictions by allocating 100% of your Purchase Payments and Contract Value to one of the following permissible single investment options:</div><div style=" float:left; margin-left:20pt; line-height:10pt; margin-top:7.92pt; margin-bottom:0pt; text-align:left; width:10pt;white-space:nowrap;">•<br/></div><div style=" margin-top:7.92pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">Protective Life Dynamic Allocation Series — Conservative Portfolio</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" margin-top:7.92pt; margin-bottom:0pt; line-height:10pt; text-align:left; margin-left:30pt;">Protective Life Dynamic Allocation Series — Moderate Portfolio</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">If more than one single investment option is available, you must allocate your Purchase Payments and Contract Value to only one of these options.</div><div style="margin-top:12pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">The Rider Withdrawal Phase</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">The rider withdrawal phase of your Contract begins on your Benefit Election Date. During the rider withdrawal phase, your Allocation Guidelines and Restrictions are more limited. The table below outlines your options during the rider withdrawal phase. For more information regarding these options, see “Benefit Allocation Model Portfolios” and “Permissible Single Investment Options” described above. </div><table style="width:523pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:9.6pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 1.967pt 0pt; width:122.75pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Allocation by <br/>Investment Category (“AIC”)</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Benefit Allocation <br/>Model Portfolios</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.433pt 0pt 1.967pt 0pt; width:122.75pt;"> <div style="text-align:center;">Permissible Single <br/>Investment Options</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;white-space:nowrap;">Rider Withdrawal Phase</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Categories 1-3 are available at designated percentages as described above, Category 4 is not allowed</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, and Balanced toward Growth</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:122.75pt;">Protective Life Dynamic Allocation Series -Conservative</td> <td style="padding:0pt; width:4pt;">​</td> </tr> </table><div style="margin-top:11.92pt; width:523pt; line-height:12pt;font-style:italic;font-weight:bold;">Additional Information Regarding Allocation Guidelines and Restrictions</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Changes to the Allocation Guidelines and Restrictions.</span>   For purposes of the Allocation by Investment Category guidelines, we determine in our sole discretion whether a Sub-Account is classified as Category 1, Category 2, Category 3, or Category 4. We will provide you with at least five business days prior written notice of any changes in classification of Investment Options. We may change the list of Sub-Accounts in a group, change the number of groups, change the minimum or maximum percentages of Contract Value allowed in a group, or change the Investment Options that are or are not available to you, at any time, in our sole discretion. We may make such modifications at any time when we believe the modifications are necessary to protect our ability to provide the guarantees under the SecurePay Protector rider.</div><div style="margin-top:4pt; width:523pt; line-height:11.5pt;">With respect to the Benefit Allocation Model Portfolios, we determine in our sole discretion whether a Benefit Allocation Model Portfolio will continue to be available with the SecurePay Protector rider. We may offer additional Benefit Allocation Model Portfolios or discontinue existing Benefit Allocation Model Portfolios at any time in our sole discretion. We may make such modifications at any time when we believe the modifications are necessary to protect our ability to provide the guarantees under the SecurePay Protector rider. We will provide you with written notice at least five business days before any changes to the Benefit Allocation Model Portfolios take effect.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">We may add to, or remove from, the list of single investment options available to satisfy the Allocation Guidelines and Restrictions in our sole discretion at any time.</div><div style="margin-top:6pt; width:523pt; line-height:11.5pt;">If you receive notice of a change to the Allocation Guidelines and Restrictions (including changes to your Benefit Allocation Model Portfolio), you are not required to take any action. We will continue to apply Purchase Payments you submit without allocation instructions, and process automatic DCA and portfolio rebalancing transfers, according to your Contract allocation established before the Allocation Guidelines and Restrictions changed. We will only apply the new Allocation Guidelines and Restrictions to additional Purchase Payments submitted with new allocation instructions or to future transfers of Contract Value (not including DCA transfers or transfers made to reallocate your Contract Value under the portfolio rebalancing program) because allocation instructions that accompany a Purchase Payment and instructions to transfer Contract Value change your current Contract allocation. This means you will not be able to make additional Purchase Payments submitted with new allocation instructions or transfers of Contract Value until your current allocation instructions meet the Allocation Guidelines and Restrictions in effect at that time (although you will still be required to participate in the portfolio rebalancing program).</div><div style="margin-top:12pt; width:523pt; line-height:11.5pt;"> <span style="font-style:italic;font-weight:bold;">Portfolio Rebalancing.</span>   You must elect portfolio rebalancing if you select the SecurePay Protector rider. Under this program, we will “re-balance” your Variable Account value based on your allocation instructions in effect at the time of the rebalancing. You may specify rebalancing on a quarterly, semi-annual, or annual basis. If you do not specify the period, we will rebalance your Variable Account value semi-annually based on the Rider Issue Date. We will also rebalance your Variable Account value each time your Contract allocation is changed, for example, when we receive a </div><div style="width:523pt; line-height:12.5pt;">request to transfer Contract Value (not including DCA or portfolio rebalancing transfers) or when we receive a subsequent Purchase Payment that is accompanied by new allocation instructions. (See “Portfolio Rebalancing.”)</div><div style="margin-top:4pt; width:523pt; line-height:12.5pt;">Confirmation of the rebalancing will appear on your quarterly statement and you will not receive an individual confirmation after each reallocation. We reserve the right to change the rebalancing frequency, at any time if, in our sole discretion, such change is necessary or appropriate to mitigate the risks and costs Protective Life assumes in offering the riders. We will not make changes more than once per calendar year. You will be notified at least 30 days prior to the date of any change in frequency.</div><div style="margin-top:6pt; width:523pt; line-height:12.5pt;font-weight:bold;">If you terminate the rebalancing of your Variable Account value, we will consider this to be a Prohibited Allocation Instruction and we will terminate your SecurePay Protector rider (see below).</div><div style="margin-left:20pt; margin-top:6pt; width:503pt; line-height:12.5pt;font-weight:bold;">Note: Changes to the Allocation Guidelines and Restrictions, to the frequency of portfolio rebalancing or to the composition of the Model Portfolios, when and if applied to your Contract Value allocations, may negatively affect the overall performance of the Investment Options in the affected Sub-Accounts.</div><div style="margin-top:16pt; width:523pt; line-height:12.5pt;"> <span style="font-style:italic;font-weight:bold;">Prohibited Allocation Instructions.</span>   If you instruct us to allocate Purchase Payments or Contract Value, or to take withdrawals, in a manner that is not consistent with our Allocation Guidelines and Restrictions (a “Prohibited Allocation instruction”), we will terminate your SecurePay Protector rider, but only after receiving confirmation from you of your intention for us to process the Prohibited Allocation instruction and thereby terminate the SecurePay Protector rider. For example, if you are following the Allocation by Investment Category guidelines and you provide new instructions allocating 30% of your Contract Value to the Fidelity VIP Contrafund Sub-Account, we will consider this to be a Prohibited Allocation Instruction because the maximum allocation you may make to the Sub-Accounts in Category 3 is 25% of your Contract Value.</div><div style="margin-top:4pt; width:523pt; line-height:12pt;">For purposes of allocating your Purchase Payments and Contract Value, a Prohibited Allocation Instruction includes:</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:9pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">a.<br/></div><div style=" margin-top:9pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">allocating a Purchase Payment so that the allocation of your Contract Value following the Purchase Payment is inconsistent with the Allocation Guidelines and Restrictions;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">b.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">directing a dollar cost averaging transfer so that the allocation of your Contract Value following the transfer is inconsistent with the Allocation Guidelines and Restrictions;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">c.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">transferring any Contract Value so that the allocation of your Contract Value following the transfer is inconsistent with the Allocation Guidelines and Restrictions;</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">d.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">deducting the proceeds of a withdrawal from an Investment Option so that the allocation of your Contract Value following the withdrawal is inconsistent with the Allocation Guidelines and Restrictions; or</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; margin-left:20pt; line-height:12pt; margin-top:8.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">e.<br/></div><div style=" margin-top:8.5pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">terminating the rebalancing of your Contract Value.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="margin-top:9.5pt; width:523pt; line-height:12.5pt;">If we terminate your SecurePay Protector rider due to a Prohibited Allocation instruction, you may reinstate the rider subject to certain conditions. See “Reinstating Your SecurePay Rider Within 30 Days of Termination.” </div> Portfolio Rebalancing Automatically rebalances the Sub-Accounts you select (either quarterly, semi-annually or annually) to maintain your chosen percentage allocation of Variable Account value among the Sub-Accounts. 0 Required under the SecurePay Protector rider. Dollar Cost Averaging Automatically transfers a specific amount of money from the DCA Account or the Fixed Account to the Sub-Accounts you select, on a monthly basis over a specific period of time. None 0 Automatic Withdrawal <br/>Plan (“AWP”) Automatically withdraws a level dollar amount from the Contract on a monthly or quarterly basis before the Annuity Date. 0 Income taxes, including an additional tax if you are younger than age 59½, may apply <div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="text-align:center; width:523pt; line-height:12pt;font-weight:bold;font-size:10pt;">APPENDIX: INVESTMENT OPTIONS AVAILABLE UNDER THE CONTRACT</div> <div style="-keep: true"> <div style="margin-top:6pt; width:523pt; line-height:12.5pt;font-size:10pt;">The following is a list of Funds available under the Contract. More information about the Funds is available in the prospectuses for the Funds, which may be amended from time to time and can be found online at www.protective.com/​eprospectus. You can also request this information at no cost by calling <span style="white-space:nowrap;">1-800-456-6330</span> or by sending an email request to prospectus@protective.com. Depending on the optional benefits you choose, you may not be able to invest in certain Funds.</div> </div> <div style="margin-top:6pt; width:523pt; line-height:12.5pt;font-size:10pt;">The current expenses and performance information below reflects fee and expenses of the Funds, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Fund’s past performance is not necessarily an indication of future performance.</div> <div style="-keep: true"> <table style="width:523pt;margin-top:4pt;border-collapse: collapse;border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-right:0.75pt solid #000000; font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;height:47pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Asset<br/>Allocation <br/>Type</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:192.51pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;font-style:italic;"> <span style="font-style:normal;">Portfolio Company - Investment Adviser; </span>Sub-<br/>Adviser(s), as applicable</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Current <br/>Expenses</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td colspan="9" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:0pt;"> <div style="text-align:center;font-style:italic;"> <span style="font-style:normal;">Average Annual Total Returns </span> <br/>(as of 12/31/2025)</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">SecurePay <br/>Protector<br/>Rider <br/>Allocation <br/>Investment <br/>Category<span style=" position:relative; bottom:3.25pt;line-height:5pt;font-size:5pt;">(2)</span></div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;background-color:#A5A5A5;">​</td> </tr> <tr style="line-height:8pt;height:14pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:34.86pt;"> <div style="white-space:nowrap; text-align:center;">1 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:34.85pt;"> <div style="white-space:nowrap; text-align:center;">5 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:35.44pt;"> <div style="white-space:nowrap; text-align:center;">10 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Balanced</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">AB Variable Products Series Fund, Inc. - Balanced Hedged Allocation Portfolio - Class B - AllianceBernstein L.P.<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.98%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.36%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.64%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">6.74%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">AB Variable Products Series Fund, Inc. - Discovery Value Portfolio - Class B - AllianceBernstein L.P.</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.07%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">2.64%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.48%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">8.27%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">AB Variable Products Series Fund, Inc. - Large Cap Growth Portfolio - Class B - AllianceBernstein L.P.</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.90%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">12.85%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">11.76%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">15.88%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">AB Variable Products Series Fund, Inc. - Relative Value Portfolio - Class B - AllianceBernstein L.P.<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.85%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">10.20%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">11.15%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.30%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">AB Variable Products Series Fund, Inc. - Small Cap Growth Portfolio - Class B - AllianceBernstein L.P.<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.15%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">4.45%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.69%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.99%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> American Funds<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Global Balanced Fund - Class 4 - Capital Research and Management Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.01%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">16.96%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.85%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">7.43%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Asset Allocation Fund - Class 4 - Capital Research and Management Company</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.79%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">15.59%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.70%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.50%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Capital Income Builder<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> - Class 4 - Capital Research and Management Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.77%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">20.16%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.82%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">7.32%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Capital World Growth and Income Fund<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> - Class 4 - Capital Research and Management Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.91%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">24.46%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">10.01%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.74%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:72.75pt;"> <div style="white-space:nowrap; text-align:center;">International Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> EUPAC Fund<span style=" position:relative; bottom:3.25pt;font-size:5pt;">™</span> - Class 4 - Capital Research and Management Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span> (formerly, American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> International Fund)<span style="font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.97%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:34.86pt;"> <div style="text-align:center;">26.41%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.14%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:35.44pt;"> <div style="text-align:center;">6.73%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Global Growth Fund - Class 4 - Capital Research and Management Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.90%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">21.34%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">7.97%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">11.89%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Growth Fund - Class 4 - Capital Research and Management Company</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.83%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">19.93%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">13.09%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">17.67%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Growth-Income Fund - Class 4 - Capital Research and Management Company</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.78%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.77%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">13.62%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">13.63%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> International Growth and Income Fund - Class 4 - Capital Research and Management Company</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.06%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">35.09%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">7.42%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">7.54%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> New World Fund<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;"> </span>- Class 4 - Capital Research and Management Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.07%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">27.92%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.06%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">8.98%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> </table> </div> </div><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="-keep: true"> <table style="width:523pt;margin-top:0pt;border-collapse: collapse;border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-right:0.75pt solid #000000; font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;height:47pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Asset<br/>Allocation <br/>Type</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:192.51pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;font-style:italic;"> <span style="font-style:normal;">Portfolio Company - Investment Adviser; </span>Sub-<br/>Adviser(s), as applicable</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Current <br/>Expenses</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td colspan="9" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:0pt;"> <div style="text-align:center;font-style:italic;"> <span style="font-style:normal;">Average Annual Total Returns </span> <br/>(as of 12/31/2025)</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">SecurePay <br/>Protector<br/>Rider <br/>Allocation <br/>Investment <br/>Category<span style=" position:relative; bottom:3.25pt;line-height:5pt;font-size:5pt;">(2)</span></div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;background-color:#A5A5A5;">​</td> </tr> <tr style="line-height:8pt;height:14pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:34.86pt;"> <div style="white-space:nowrap; text-align:center;">1 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:34.85pt;"> <div style="white-space:nowrap; text-align:center;">5 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:35.44pt;"> <div style="white-space:nowrap; text-align:center;">10 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="white-space:nowrap; text-align:center;">International Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> SMALLCAP World Fund<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> - Class 4 - Capital Research and Management Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span> (formerly, American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Global Small Capitalization Fund)</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.15%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">14.33%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">0.23%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">6.96%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> The Bond Fund of America<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> - Class 4 - Capital Research and Management Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.72%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">6.98%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.38%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">2.11%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> U.S. Government Securities Fund<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> - Class 4 - Capital Research and Management Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.75%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">7.54%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.49%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">1.45%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Washington Mutual Investors Fund℠ - Class 4 - Capital Research and Management Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.75%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">16.90%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">13.60%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">12.08%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">BlackRock 60/40 Target Allocation ETF V.I. Fund - Class III<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.58%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">15.37%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">7.05%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">8.45%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">BlackRock Advantage SMID Cap V.I. Fund - Class III<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.80%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">10.87%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">6.77%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.85%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;text-align:left;">BlackRock Global Allocation V.I. Fund - Class III<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.01%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">19.42%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.51%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">7.33%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;text-align:left;">BlackRock International V.I. Fund - Class I<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.86%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">15.53%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">2.49%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">6.43%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">ClearBridge Variable Mid Cap Portfolio - Class II - Franklin Templeton Fund Adviser, LLC<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(4)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.07%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">4.08%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">4.23%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">7.24%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">ClearBridge Variable Small Cap Growth Portfolio - Class II - Franklin Templeton Fund Adviser, LLC</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.06%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">8.97%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.42%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.11%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;text-align:left;"> <div style="white-space:nowrap;">Columbia Variable Portfolio - Balanced Fund - Class 2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.00%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">13.75%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.45%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.48%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Columbia Variable Portfolio - Intermediate Bond Fund - Class 2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.77%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">8.84%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.68%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">2.52%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Columbia Variable Portfolio - Select Mid Cap Value Fund - Class 2<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.07%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">13.87%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">10.90%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.17%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Columbia Variable Portfolio - Select Short Corporate Income Fund - Class 2<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span> (formerly, Limited Duration Credit Fund)</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.66%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">6.00%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">1.90%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">2.94%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Sector Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Columbia Variable Portfolio - Seligman Global Technology Fund - Class 2<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.18%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">34.37%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">18.42%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">22.70%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Columbia Variable Portfolio - Strategic Income Fund - Class 2<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.94%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">6.88%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">1.87%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">3.99%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Asset Manager 50% Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited<span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.76%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">14.72%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.41%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">6.87%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Asset Manager 70% Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited<span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.86%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.96%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">7.37%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">8.59%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Balanced Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.66%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">14.96%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">9.24%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.84%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Bond Index Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.39%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">6.76%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.81%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;"><span style="-sec-ix-hidden: hidden-fact-1">—</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> </table> </div> </div><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="-keep: true"> <table style="width:523pt;margin-top:0pt;border-collapse: collapse;border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-right:0.75pt solid #000000; font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;height:47pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Asset<br/>Allocation <br/>Type</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:192.51pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;font-style:italic;"> <span style="font-style:normal;">Portfolio Company - Investment Adviser; </span>Sub-<br/>Adviser(s), as applicable</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Current <br/>Expenses</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td colspan="9" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:0pt;"> <div style="text-align:center;font-style:italic;"> <span style="font-style:normal;">Average Annual Total Returns </span> <br/>(as of 12/31/2025)</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">SecurePay <br/>Protector<br/>Rider <br/>Allocation <br/>Investment <br/>Category<span style=" position:relative; bottom:3.25pt;line-height:5pt;font-size:5pt;">(2)</span></div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;background-color:#A5A5A5;">​</td> </tr> <tr style="line-height:8pt;height:14pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:34.86pt;"> <div style="white-space:nowrap; text-align:center;">1 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:34.85pt;"> <div style="white-space:nowrap; text-align:center;">5 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:35.44pt;"> <div style="white-space:nowrap; text-align:center;">10 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Contrafund</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited; Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.79%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">21.24%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">15.08%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">15.49%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:72.75pt;"> <div style="text-align:center;">Small Blend</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Fidelity<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIP Disciplined Small Cap Portfolio - Service Class 2<span style="font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.57%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.09%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:34.85pt;"> <div style="text-align:center;">10.09%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.31%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:italic;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;font-style:normal;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Emerging Markets Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited; FIL Investment Advisors; FIL Investment Advisors (UK) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;font-style:normal;">1.12%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;font-style:normal;">40.79%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;font-style:normal;">5.62%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;font-style:normal;">10.66%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;font-style:normal;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Sector Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Energy Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.85%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">10.34%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">23.86%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">7.69%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Fidelity<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIP FundsManager 20% Portfolio - Service Class 2<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.62%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">9.03%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.00%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">4.08%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Fidelity<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIP FundsManager 70% Portfolio – Service Class 2<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.80%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">16.91%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">7.58%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">8.95%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Fidelity<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIP FundsManager 85% Portfolio - Service Class 2<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.83%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">19.26%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.93%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.34%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Growth &amp; Income Portfolio - Service Class 2 -</span> FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.72%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">21.21%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">15.83%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">13.56%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Growth Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.80%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">14.63%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">13.42%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">17.16%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Sector Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Health Care Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.84%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">14.10%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.92%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;"><span style="-sec-ix-hidden: hidden-fact-2">—</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">High Yield Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP High Income Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited<span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.06%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">10.31%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">4.00%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">5.34%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Fidelity<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIP Index 500 Portfolio - Service Class 2 - <span style="font-style:italic;">Geode Capital Management, LLC</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.34%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.48%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">14.03%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">14.42%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:italic;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;font-style:normal;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP International Capital Appreciation Portfolio - Service Class 2 -</span> FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited; FIL Investment Advisors; FIL Investment Advisors (UK) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;font-style:normal;">1.02%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;font-style:normal;">18.36%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;font-style:normal;">5.99%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;font-style:normal;">9.53%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;font-style:normal;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Investment Grade Bond Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.62%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">6.93%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.21%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">2.45%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Mid Cap Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.80%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">11.49%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">9.83%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.31%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> </table> </div> </div><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="-keep: true"> <table style="width:523pt;margin-top:0pt;border-collapse: collapse;border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-right:0.75pt solid #000000; font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;height:46.69pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.547pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Asset<br/>Allocation <br/>Type</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.547pt 0pt 1.773pt 0pt; width:192.51pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;font-style:italic;"> <span style="font-style:normal;">Portfolio Company - Investment Adviser; </span>Sub-<br/>Adviser(s), as applicable</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.547pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Current <br/>Expenses</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td colspan="9" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.547pt 0pt 1.773pt 0pt; width:0pt;"> <div style="text-align:center;font-style:italic;"> <span style="font-style:normal;">Average Annual Total Returns </span> <br/>(as of 12/31/2025)</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.547pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">SecurePay <br/>Protector<br/>Rider <br/>Allocation <br/>Investment <br/>Category<span style=" position:relative; bottom:3.25pt;line-height:5pt;font-size:5pt;">(2)</span></div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;background-color:#A5A5A5;">​</td> </tr> <tr style="line-height:8pt;height:13.38pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.69pt 0pt 2.44pt 0pt; width:34.86pt;"> <div style="white-space:nowrap; text-align:center;">1 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.69pt 0pt 2.44pt 0pt; width:34.85pt;"> <div style="white-space:nowrap; text-align:center;">5 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.69pt 0pt 2.44pt 0pt; width:35.44pt;"> <div style="white-space:nowrap; text-align:center;">10 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:italic;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;font-style:normal;">Multisector Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Strategic Income Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited; FIL Investment Advisors; FIL Investment Advisors (UK) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;font-style:normal;">0.88%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;font-style:normal;">8.58%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;font-style:normal;">2.79%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;font-style:normal;">4.40%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;font-style:normal;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">Sector Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Technology Portfolio - Initial Class - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.56%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">23.36%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">16.83%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">23.76%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Value Strategies Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.84%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">7.70%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">11.87%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.54%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">First Trust Multi Income Allocation Portfolio - Class I - <span style="font-style:italic;">Energy Income Partners, LLC; Stonebridge Advisors</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.17%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">7.71%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">6.11%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">5.91%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">First Trust/Dow Jones Dividend &amp; Income Allocation Portfolio - Class I</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.18%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">5.30%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.98%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">6.68%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Franklin DynaTech VIP Fund - Class 2<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.88%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">18.13%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">9.09%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">14.08%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Franklin Income VIP Fund - Class 2<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.72%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">12.56%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">7.66%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">7.30%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Franklin Rising Dividends VIP Fund - Class 2<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.89%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">11.80%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">9.50%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">12.10%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Franklin Small Cap Value VIP Fund - Class 2<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.91%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">7.65%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.86%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.81%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Franklin Small-Mid Cap Growth VIP Fund - Class 2<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.09%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">2.52%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">1.03%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.89%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Goldman Sachs VIT Core Fixed Income Fund - Service Class<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.67%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">7.32%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.81%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">1.86%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Goldman Sachs VIT Mid Cap Growth Fund - Service Class<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.98%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">7.36%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">4.67%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">11.58%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Goldman Sachs VIT Mid Cap Value Fund - Service Class<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.06%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">9.13%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">9.77%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.75%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Goldman Sachs VIT Small Cap Equity Insights Fund - Service Class<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.07%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">15.82%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">10.19%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.57%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Goldman Sachs VIT Strategic Growth Fund - Service Class<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.95%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.58%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">12.47%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">16.13%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Goldman Sachs VIT Trend Driven Allocation Fund - Service Class<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.96%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">9.89%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.91%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">5.77%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Balanced-Risk Allocation Fund - Series II<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.13%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">8.69%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">2.27%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">4.91%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Comstock Fund - Series II<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.00%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.14%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">15.14%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">11.67%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 2.44pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 2.44pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Discovery Mid Cap Growth Fund - Series II<span style="font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 2.44pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.11%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 2.44pt 0pt; width:34.86pt;"> <div style="text-align:center;">4.53%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 2.44pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.64%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 2.44pt 0pt; width:35.44pt;"> <div style="text-align:center;">11.10%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 2.44pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Equity and Income Fund - Series II<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.82%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">12.52%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.68%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">8.64%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Global Fund - Series II<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.06%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">15.02%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">7.01%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.72%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">Sector Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Global Real Estate Fund - Series II<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.27%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">7.61%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">1.49%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">2.18%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Government Securities Fund - Series II<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.95%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">6.95%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.22%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">1.34%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Growth and Income Fund - Series II<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.00%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">15.30%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">12.56%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.46%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Main Street Mid Cap Fund<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> - Series II<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.19%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">8.96%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.83%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.08%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;"> <div style="white-space:nowrap;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Main Street Small Cap Fund<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> - Series II<span style="font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.09%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">8.44%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.07%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.31%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Small Cap Equity Fund - Series II<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.21%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">7.83%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">7.06%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.28%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:72.75pt;"> <div style="text-align:center;">Money Market</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. U.S. Government Money Portfolio - Series I<span style="font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.67%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:34.86pt;"> <div style="text-align:center;">3.64%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:34.85pt;"> <div style="text-align:center;">2.80%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:35.44pt;"> <div style="text-align:center;">1.76%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:192.51pt;text-align:left;"> <div style="white-space:nowrap;">Janus Henderson Balanced Portfolio - Service Shares</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.87%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:34.86pt;"> <div style="text-align:center;">14.82%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.21%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.86%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> </table> </div> </div><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="-keep: true"> <table style="width:523pt;margin-top:0pt;border-collapse: collapse;border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-right:0.75pt solid #000000; font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;height:46.99pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.147pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Asset<br/>Allocation <br/>Type</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.147pt 0pt 2.073pt 0pt; width:192.51pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;font-style:italic;"> <span style="font-style:normal;">Portfolio Company - Investment Adviser; </span>Sub-<br/>Adviser(s), as applicable</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.147pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Current <br/>Expenses</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td colspan="9" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.147pt 0pt 2.073pt 0pt; width:0pt;"> <div style="text-align:center;font-style:italic;"> <span style="font-style:normal;">Average Annual Total Returns </span> <br/>(as of 12/31/2025)</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.147pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">SecurePay <br/>Protector<br/>Rider <br/>Allocation <br/>Investment <br/>Category<span style=" position:relative; bottom:3.25pt;line-height:5pt;font-size:5pt;">(2)</span></div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;background-color:#A5A5A5;">​</td> </tr> <tr style="line-height:8pt;height:13.98pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.99pt 0pt 2.74pt 0pt; width:34.86pt;"> <div style="white-space:nowrap; text-align:center;">1 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.99pt 0pt 2.74pt 0pt; width:34.85pt;"> <div style="white-space:nowrap; text-align:center;">5 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.99pt 0pt 2.74pt 0pt; width:35.44pt;"> <div style="white-space:nowrap; text-align:center;">10 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Janus Henderson Enterprise Portfolio - Service Shares</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.97%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">7.41%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">7.35%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">12.51%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:192.51pt;text-align:left;">Janus Henderson Forty Portfolio - Service Shares</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.87%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.86%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">11.37%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">15.96%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Janus Henderson Global Sustainable Equity Portfolio - Service Shares<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.99%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.26%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;"><span style="-sec-ix-hidden: hidden-fact-3">—</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;"><span style="-sec-ix-hidden: hidden-fact-4">—</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">Sector Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Janus Henderson Global Technology and Innovation Portfolio - Service Shares</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.97%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">24.84%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">13.44%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">21.18%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Janus Henderson Overseas Portfolio - Service Shares</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.96%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">28.58%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">9.17%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">8.97%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Lord Abbett Series Fund - Bond Debenture Portfolio - Class VC</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.98%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">8.33%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">2.10%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">4.72%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Lord Abbett Series Fund - Dividend Growth Portfolio - Class VC <span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.99%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">15.98%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">12.34%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">13.06%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Lord Abbett Series Fund - Fundamental Equity Portfolio - Class VC<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.08%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">14.29%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">11.36%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.75%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Lord Abbett Series Fund - Growth and Income Portfolio - Class VC</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.93%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.29%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">13.34%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">11.12%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Lord Abbett Series Fund - Growth Opportunities Portfolio - Class VC</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.15%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">12.94%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.23%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.41%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Lord Abbett Series Fund - Short Duration Income Portfolio - Class VC<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.72%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">5.90%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">2.25%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">2.62%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">LVIP American Century Balanced Fund - Standard Class II - Lincoln Financial Investments Corporation<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)(3)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.77%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">9.62%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">6.49%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">8.03%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="white-space:nowrap; text-align:center;">International Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">LVIP American Century International Fund - Standard Class II - Lincoln Financial Investments Corporation<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)(3)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.95%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">15.98%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">1.85%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">6.42%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">LVIP American Century Ultra<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Fund - Standard Class II - Lincoln Financial Investments Corporation<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)(3)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.75%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">12.84%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">11.68%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">17.16%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">LVIP Avantis Large Cap Value Fund - Standard Class II - Lincoln Financial Investments Corporation<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)(3)</span> (formerly, American Centry Disciplined Core Value Fund)</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.71%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">14.86%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.78%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.39%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">LVIP ClearBridge Dividend Strategy Fund - Service Class - Lincoln Financial Investments Corporation<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)(4)</span>(formerly, ClearBridge Variable Dividend Strategy Portfolio)</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.00%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">12.46%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">11.69%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">12.29%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">LVIP ClearBridge Large Cap Growth Fund - Service Class - Lincoln Financial Investments Corporation<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)(4)</span> (formerly, ClearBridge Variable Large Cap Growth Portfolio)</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.99%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">8.35%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">10.29%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;"><span style="-sec-ix-hidden: hidden-fact-5">—</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT Growth Series - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.98%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">11.90%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">10.82%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">15.31%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT II Core Equity Portfolio - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.03%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">12.22%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">11.26%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">13.53%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.597pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.597pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT II International Growth Portfolio - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.597pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.13%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.597pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">20.81%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.597pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">6.80%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.597pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.60%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.597pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT II International Intrinsic Equity Portfolio - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span>(formerly, MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT II International Intrinsic Value Portfolio)<span style="font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.14%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:34.86pt;"> <div style="text-align:center;">32.96%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:34.85pt;"> <div style="text-align:center;">7.02%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.68%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT II Massachusetts Investors Growth Stock Portfolio - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.97%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:34.86pt;"> <div style="text-align:center;">9.61%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:34.85pt;"> <div style="text-align:center;">9.74%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:35.44pt;"> <div style="text-align:center;">13.98%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> </table> </div> </div><div style="margin-top:28pt;margin-left:36pt;width:523pt;"> <div style="-keep: true"> <table style="width:523pt;margin-top:0pt;border-collapse: collapse;border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-right:0.75pt solid #000000; font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;height:46.63pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.417pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Asset<br/>Allocation <br/>Type</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.417pt 0pt 1.713pt 0pt; width:192.51pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;font-style:italic;"> <span style="font-style:normal;">Portfolio Company - Investment Adviser; </span>Sub-<br/>Adviser(s), as applicable</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.417pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Current <br/>Expenses</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td colspan="9" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.417pt 0pt 1.713pt 0pt; width:0pt;"> <div style="text-align:center;font-style:italic;"> <span style="font-style:normal;">Average Annual Total Returns </span> <br/>(as of 12/31/2025)</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.417pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">SecurePay <br/>Protector<br/>Rider <br/>Allocation <br/>Investment <br/>Category<span style=" position:relative; bottom:3.25pt;line-height:5pt;font-size:5pt;">(2)</span></div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;background-color:#A5A5A5;">​</td> </tr> <tr style="line-height:8pt;height:13.25pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.62pt 0pt 2.38pt 0pt; width:34.86pt;"> <div style="white-space:nowrap; text-align:center;">1 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.62pt 0pt 2.38pt 0pt; width:34.85pt;"> <div style="white-space:nowrap; text-align:center;">5 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.62pt 0pt 2.38pt 0pt; width:35.44pt;"> <div style="white-space:nowrap; text-align:center;">10 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Foreign Large <br/>Blend</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT II Research International Portfolio - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.15%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">21.75%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.25%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">7.27%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT III Blended Research<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Small Cap Equity Portfolio - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.83%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">5.49%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">6.62%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">8.82%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Global Real <br/>Estate</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT III Global Real Estate Portfolio - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.15%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">3.30%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">1.08%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">4.76%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Mid-Cap Value</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT III Mid Cap Value Portfolio - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.04%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">5.75%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">9.90%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.69%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Mid-Cap Growth</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT Mid Cap Growth Series - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.06%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">3.40%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.03%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">11.32%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT New Discovery Series - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.12%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">12.56%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.54%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.46%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT Total Return Series - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.86%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">10.91%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">6.16%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">7.36%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Sector Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT Utilities Series - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.03%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">14.76%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">7.38%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.22%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Morgan Stanley VIF Global Strategist Portfolio - Class II<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.00%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.36%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.21%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">6.75%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:192.51pt;text-align:left;">Morgan Stanley VIF Growth Portfolio - Class II<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.82%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">35.38%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.15%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">17.46%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">PIMCO VIT All Asset Portfolio - Advisor Class - Pacific Investment Management Company LLC - <span style="font-style:italic;">Research Affiliates LLC</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">2.225%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">14.19%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.49%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">6.67%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">PIMCO VIT Global Diversified Allocation Portfolio - Advisor Class - Pacific Investment Management Company LLC<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.22%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">15.07%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.23%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">6.44%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">PIMCO VIT High Yield Portfolio - Advisor Class - Pacific Investment Management Company LLC</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.91%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">8.85%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.87%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">5.47%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">PIMCO VIT Income Portfolio - Advisor Class - Pacific Investment Management Company LLC</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.02%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">10.08%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.31%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;"><span style="-sec-ix-hidden: hidden-fact-6">—</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">PIMCO VIT Long-Term U.S. Government Portfolio - Advisor Class - Pacific Investment Management Company LLC</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">2.575%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">6.04%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">-6.91%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">-0.09%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">PIMCO VIT Low Duration Portfolio - Advisor Class - Pacific Investment Management Company LLC</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.76%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">5.42%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">1.47%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">1.69%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">PIMCO VIT Real Return Portfolio - Advisor Class - Pacific Investment Management Company LLC</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.49%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">7.74%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">1.11%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">3.11%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">PIMCO VIT Short-Term Portfolio - Advisor Class - Pacific Investment Management Company LLC</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.75%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">4.57%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.14%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">2.65%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">PIMCO VIT Total Return Portfolio - Advisor Class - Pacific Investment Management Company LLC</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.83%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">8.78%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.08%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">2.26%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Protective Life Dynamic Allocation Series - Conservative Portfolio - Janus Henderson Investors US LLC<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.90%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">11.17%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.76%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;"><span style="-sec-ix-hidden: hidden-fact-7">—</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Protective Life Dynamic Allocation Series - Growth Portfolio - Janus Henderson Investors US LLC<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.90%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">16.01%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.77%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;"><span style="-sec-ix-hidden: hidden-fact-8">—</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Protective Life Dynamic Allocation Series - Moderate Portfolio - Janus Henderson Investors US LLC<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.90%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">12.70%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.28%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;"><span style="-sec-ix-hidden: hidden-fact-9">—</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Putnam VT Core Equity Fund - Class IB - </span>Franklin Advisers, Inc.; Franklin Templeton Investment Management Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.92%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">16.81%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">15.96%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">15.20%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Putnam VT George Putnam Balanced - Class IB - </span>Franklin Advisers, Inc.; Franklin Templeton Investment Management Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.88%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">13.95%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.85%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.17%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> </table> </div> </div><div style="margin-top:28pt;height:702pt;margin-left:36pt;width:523pt;"> <div style="-keep: true"> <table style="width:523pt;margin-top:0pt;border-collapse: collapse;border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-right:0.75pt solid #000000; font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;height:47pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Asset<br/>Allocation <br/>Type</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:192.51pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;font-style:italic;"> <span style="font-style:normal;">Portfolio Company - Investment Adviser; </span>Sub-<br/>Adviser(s), as applicable</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Current <br/>Expenses</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td colspan="9" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:0pt;"> <div style="text-align:center;font-style:italic;"> <span style="font-style:normal;">Average Annual Total Returns </span> <br/>(as of 12/31/2025)</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">SecurePay <br/>Protector<br/>Rider <br/>Allocation <br/>Investment <br/>Category<span style=" position:relative; bottom:3.25pt;line-height:5pt;font-size:5pt;">(2)</span></div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;background-color:#A5A5A5;">​</td> </tr> <tr style="line-height:8pt;height:14pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:34.86pt;"> <div style="white-space:nowrap; text-align:center;">1 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:34.85pt;"> <div style="white-space:nowrap; text-align:center;">5 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:35.44pt;"> <div style="white-space:nowrap; text-align:center;">10 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="white-space:nowrap; text-align:center;">International Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Putnam VT International Value Fund - Class IB - </span>Franklin Advisers, Inc.; Franklin Templeton Investment Management Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.06%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">34.68%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">12.49%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">8.86%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Putnam VT Large Cap Value - Class IB - </span>Franklin Advisers, Inc.; Franklin Templeton Investment Management Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.79%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">20.35%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">15.38%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">13.30%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;text-align:left;">T. Rowe Price<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> All-Cap Opportunities Portfolio<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.80%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">16.30%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">12.22%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">16.93%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;text-align:left;">T. Rowe Price<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Blue Chip Growth Portfolio - II Class<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.00%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">18.43%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">11.41%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">15.25%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Sector Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;text-align:left;">T. Rowe Price<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Health Sciences Portfolio - II Class<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.11%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.80%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.86%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">8.70%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;text-align:left;">T. Rowe Price<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Mid-Cap Growth Portfolio - II Class<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.09%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">3.29%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.58%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.54%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;text-align:left;">T. Rowe Price<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Moderate Allocation Portfolio<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.85%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">14.50%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.50%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">7.84%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Templeton Emerging Markets VIP Fund - Class 2 (formerly, Templeton Developing Markets VIP Fund)<span style="font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.37%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:34.86pt;"> <div style="text-align:center;">46.27%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.46%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.40%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Templeton Global Bond VIP Fund - Class 2 - Franklin Advisers, Inc.<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.75%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">15.73%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.96%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">-0.15%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Western Asset Core Plus VIT Portfolio - Class II - Franklin Templeton Fund Adviser, LLC<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)(4)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.79%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">7.69%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">-1.67%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">1.85%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> </table> </div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:12.5pt; margin-top:3.75pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;font-size:10pt;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(1)</span> <br/> </div> <div style=" margin-top:3.75pt; margin-bottom:0pt; line-height:12.5pt; text-align:left; margin-left:20pt;font-style:italic;font-size:10pt;">These Funds and their investment advisers have entered into contractual fee waivers or expense reimbursement arrangements. These temporary fee reductions are reflected in their annual expenses. Those contractual arrangements are designed to reduce total annual Fund operating expenses for Contract Owners and will continue past the current year.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:12.5pt; margin-top:0.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;font-size:10pt;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(2)</span> <br/> </div> <div style=" margin-top:0.5pt; margin-bottom:0pt; line-height:12.5pt; text-align:left; margin-left:20pt;font-style:italic;font-size:10pt;">If you have purchased the SecurePay Protector rider, you must allocate your Purchase Payments and Contract Value in accordance with the Allocation Guidelines and Restrictions that we have established. The following table specifies the minimum and maximum percentages of your Contract Value that must be allocated to each of the four Investment Categories during the rider accumulation phase and during the rider withdrawal phase in order for you to remain eligible for benefits under the SecurePay Protector rider (unless you are fully invested in a Benefit Allocation Model or a permissible single investment option – see table below). You can select the percentage of Contract Value to allocate to individual Funds within each group, but the total investment for all Funds in a group must comply with the specified minimum and maximum percentages for that group. See “ALLOCATION GUIDELINES AND RESTRICTIONS FOR PROTECTED LIFETIME INCOME BENEFITS” in the Prospectus.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <table style="width:377.17pt;height:87pt;margin-left:72.91pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:8pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt; width:0pt;">​</td> <td colspan="16" style="padding:3.5pt 0pt 3pt 0pt; width:0pt;"> <div style="white-space:nowrap; text-align:center;">RIDER ACCUMULATION PHASE</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:8pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:3.75pt 0pt 3pt 0pt; width:79.14pt;text-align:left;"> <div style="white-space:nowrap;">Investment Category</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:3.75pt 0pt 3pt 0pt; width:76.12pt;"> <div style="white-space:nowrap; text-align:center;">Minimum Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:3.75pt 0pt 3pt 0pt; width:77.9pt;"> <div style="white-space:nowrap; text-align:center;">Maximum Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:10pt;background-color:#CCEEFF;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:6pt; white-space:nowrap;text-align:right;">1</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:10.5pt; text-align:right; white-space:nowrap;">10<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:15pt; text-align:right; white-space:nowrap;">100<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:6pt; white-space:nowrap;text-align:right;">2</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:10.5pt; text-align:right; white-space:nowrap;">0<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:15pt; text-align:right; white-space:nowrap;">90<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;background-color:#CCEEFF;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:6pt; white-space:nowrap;text-align:right;">3</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:10.5pt; text-align:right; white-space:nowrap;">0<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:15pt; text-align:right; white-space:nowrap;">40<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:left;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:6pt; white-space:nowrap;text-align:right;">4</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td colspan="4" style="padding:4pt 0pt 2pt 0pt; width:76.12pt;"> <div style="text-align:center;">Not Permitted </div> </td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td colspan="4" style="padding:4pt 0pt 2pt 0pt; width:77.9pt;"> <div style="text-align:center;">Not Permitted</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> <table style="width:377.17pt;height:87pt;margin-left:72.91pt;margin-top:13pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:8pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt; width:0pt;">​</td> <td colspan="16" style="padding:0pt 0pt 3pt 0pt; width:0pt;"> <div style="white-space:nowrap; text-align:center;">RIDER WITHDRAWAL PHASE</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:8pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:3.75pt 0pt 3pt 0pt; width:79.14pt;text-align:left;"> <div style="white-space:nowrap;">Investment Category</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:3.75pt 0pt 3pt 0pt; width:76.12pt;"> <div style="white-space:nowrap; text-align:center;">Minimum Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:3.75pt 0pt 3pt 0pt; width:77.9pt;"> <div style="white-space:nowrap; text-align:center;">Maximum Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:10pt;background-color:#CCEEFF;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:6pt; white-space:nowrap;text-align:right;">1</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:10.5pt; text-align:right; white-space:nowrap;">35<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:15pt; text-align:right; white-space:nowrap;">100<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:6pt; white-space:nowrap;text-align:right;">2</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:10.5pt; text-align:right; white-space:nowrap;">0<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:15pt; text-align:right; white-space:nowrap;">65<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;background-color:#CCEEFF;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:6pt; white-space:nowrap;text-align:right;">3</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:10.5pt; text-align:right; white-space:nowrap;">0<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:15pt; text-align:right; white-space:nowrap;">25<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:left;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:6pt; white-space:nowrap;text-align:right;">4</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td colspan="4" style="padding:4pt 0pt 2pt 0pt; width:76.12pt;"> <div style="text-align:center;">Not Permitted</div> </td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td colspan="4" style="padding:4pt 0pt 2pt 0pt; width:77.9pt;"> <div style="text-align:center;">Not Permitted</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> </div><div style="margin-top:28pt;height:702pt;margin-left:36pt;width:523pt;"> <table style="width:505pt;margin-left:18pt;margin-top:0pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:8pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt; width:4pt;">​</td> <td colspan="7" style="padding:3.5pt 0pt 2.5pt 0pt; width:0pt;"> <div style="white-space:nowrap; text-align:center;">Benefit Allocation Model Portfolios and Permissible Single Investment Options</div> </td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:9.6pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 1.967pt 0pt; width:160.34pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.183pt 0pt 1.967pt 0pt; width:160.33pt;"> <div style="text-align:center;">Benefit Allocation <br/>Model Portfolios</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.183pt 0pt 1.967pt 0pt; width:160.33pt;"> <div style="text-align:center;">Permissible Single <br/>Investment Options</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:160.34pt;white-space:nowrap;">Rider Accumulation Phase</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:160.33pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, Balanced toward Growth, Moderate Growth, and Growth Focus</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:160.33pt;">Protective Life Dynamic Allocation Series - Conservative and Protective Life Dynamic Allocation Series - Moderate</td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:160.34pt;white-space:nowrap;">Rider Withdrawal Phase</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:160.33pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, and Balanced toward Growth</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:160.33pt;">Protective Life Dynamic Allocation Series - Conservative</td> <td style="padding:0pt; width:4pt;">​</td> </tr> </table> <div style="-keep: true"> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> <div style=" float:left; line-height:12pt; margin-top:2.25pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;"><span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(3)</span><br/></div> <div style=" margin-top:2.25pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:20pt;font-style:italic;">Not available to applications signed on or after April 26, 2024. If you did not have Contract Value in, or allocation instructions including this Fund on that date, you may not allocate Purchase Payments or Contract Value to this Fund. Call Us for more information.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </div> <div style="-keep: true"> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">?</div> <div style=" float:left; line-height:12pt; margin-top:0pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(4)</span> <br/> </div> <div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:20pt;font-style:italic;">Not available to applications signed on or after May 1, 2026. If you did not have Contract Value in, or allocation instructions including this Fund on that date, you may not allocate Purchase Payments or Contract Value to this Fund. Call Us for more information.</div> <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div> </div> <div style="-keep: true"> <div style="margin-top:6pt; width:523pt; line-height:12pt;">The following is information for the fixed options currently available under the Contract. We may change the features of the fixed options listed below, offer new fixed options, and terminate existing fixed options. We will provide you with written notice before doing so. Depending on the optional benefits you choose, you may not be able to invest in certain fixed options, as noted below.</div> </div> <div style="-keep: true"> <table style="width:360.14pt;height:63.5pt;margin-left:81.43pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.167pt 0pt 1.833pt 0pt; width:68.34pt;"> <div style="white-space:nowrap; text-align:center;">Name</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.167pt 0pt 1.833pt 0pt; width:66.12pt;"> <div style="white-space:nowrap; text-align:center;">Term</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.167pt 0pt 1.833pt 0pt; width:81.69pt;"> <div style="text-align:center;">Minimum Guaranteed <br/>Interest Rate</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:10pt;background-color:#CCEEFF;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; width:68.34pt;text-align:left;"> <div style="white-space:nowrap;">Fixed Account* </div> </td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; width:66.12pt;"> <div style="text-align:center;">1 Year</div> </td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; width:81.69pt;"> <div style="text-align:center;">1%</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:3.5pt 0pt 1.5pt 0pt; width:68.34pt;text-align:left;"> <div style="white-space:nowrap;">DCA Account 1</div> </td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:3.5pt 0pt 1.5pt 0pt; width:66.12pt;"> <div style="white-space:nowrap; text-align:center;">3 to 6 Months</div> </td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:3.5pt 0pt 1.5pt 0pt; width:81.69pt;"> <div style="text-align:center;">1%</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;background-color:#CCEEFF;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:3.5pt 0pt 1.5pt 0pt; width:68.34pt;text-align:left;"> <div style="white-space:nowrap;">DCA Account 2</div> </td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:3.5pt 0pt 1.5pt 0pt; width:66.12pt;"> <div style="white-space:nowrap; text-align:center;">7 to 12 Months</div> </td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:3.5pt 0pt 1.5pt 0pt; width:81.69pt;"> <div style="text-align:center;">1%</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table> </div> <div style="-keep: true"> <div style="margin-top:6pt; width:523pt; line-height:12pt;">*If you select the SecurePay rider or SecurePay Investor rider, you may not allocate any portion of your Purchase Payments or Contract Value to the Fixed Account.</div> </div> </div> <div style="margin-top:6pt; width:523pt; line-height:12.5pt;font-size:10pt;">The following is a list of Funds available under the Contract. More information about the Funds is available in the prospectuses for the Funds, which may be amended from time to time and can be found online at www.protective.com/​eprospectus. You can also request this information at no cost by calling <span style="white-space:nowrap;">1-800-456-6330</span> or by sending an email request to prospectus@protective.com. Depending on the optional benefits you choose, you may not be able to invest in certain Funds.</div><div style="margin-top:6pt; width:523pt; line-height:12.5pt;font-size:10pt;">The current expenses and performance information below reflects fee and expenses of the Funds, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Fund’s past performance is not necessarily an indication of future performance.</div> <table style="width:523pt;margin-top:4pt;border-collapse: collapse;border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-right:0.75pt solid #000000; font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;height:47pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Asset<br/>Allocation <br/>Type</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:192.51pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;font-style:italic;"> <span style="font-style:normal;">Portfolio Company - Investment Adviser; </span>Sub-<br/>Adviser(s), as applicable</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Current <br/>Expenses</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td colspan="9" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:0pt;"> <div style="text-align:center;font-style:italic;"> <span style="font-style:normal;">Average Annual Total Returns </span> <br/>(as of 12/31/2025)</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">SecurePay <br/>Protector<br/>Rider <br/>Allocation <br/>Investment <br/>Category<span style=" position:relative; bottom:3.25pt;line-height:5pt;font-size:5pt;">(2)</span></div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;background-color:#A5A5A5;">​</td> </tr> <tr style="line-height:8pt;height:14pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:34.86pt;"> <div style="white-space:nowrap; text-align:center;">1 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:34.85pt;"> <div style="white-space:nowrap; text-align:center;">5 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:35.44pt;"> <div style="white-space:nowrap; text-align:center;">10 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Balanced</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">AB Variable Products Series Fund, Inc. - Balanced Hedged Allocation Portfolio - Class B - AllianceBernstein L.P.<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.98%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.36%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.64%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">6.74%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">AB Variable Products Series Fund, Inc. - Discovery Value Portfolio - Class B - AllianceBernstein L.P.</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.07%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">2.64%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.48%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">8.27%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">AB Variable Products Series Fund, Inc. - Large Cap Growth Portfolio - Class B - AllianceBernstein L.P.</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.90%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">12.85%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">11.76%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">15.88%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">AB Variable Products Series Fund, Inc. - Relative Value Portfolio - Class B - AllianceBernstein L.P.<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.85%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">10.20%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">11.15%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.30%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">AB Variable Products Series Fund, Inc. - Small Cap Growth Portfolio - Class B - AllianceBernstein L.P.<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.15%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">4.45%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.69%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.99%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> American Funds<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Global Balanced Fund - Class 4 - Capital Research and Management Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.01%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">16.96%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.85%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">7.43%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Asset Allocation Fund - Class 4 - Capital Research and Management Company</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.79%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">15.59%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.70%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.50%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Capital Income Builder<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> - Class 4 - Capital Research and Management Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.77%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">20.16%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.82%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">7.32%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Capital World Growth and Income Fund<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> - Class 4 - Capital Research and Management Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.91%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">24.46%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">10.01%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.74%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:72.75pt;"> <div style="white-space:nowrap; text-align:center;">International Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> EUPAC Fund<span style=" position:relative; bottom:3.25pt;font-size:5pt;">™</span> - Class 4 - Capital Research and Management Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span> (formerly, American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> International Fund)<span style="font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.97%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:34.86pt;"> <div style="text-align:center;">26.41%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.14%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:35.44pt;"> <div style="text-align:center;">6.73%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Global Growth Fund - Class 4 - Capital Research and Management Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.90%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">21.34%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">7.97%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">11.89%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Growth Fund - Class 4 - Capital Research and Management Company</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.83%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">19.93%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">13.09%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">17.67%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Growth-Income Fund - Class 4 - Capital Research and Management Company</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.78%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.77%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">13.62%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">13.63%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> International Growth and Income Fund - Class 4 - Capital Research and Management Company</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.06%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">35.09%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">7.42%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">7.54%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> New World Fund<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;"> </span>- Class 4 - Capital Research and Management Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.07%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">27.92%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.06%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">8.98%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> </table><table style="width:523pt;margin-top:0pt;border-collapse: collapse;border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-right:0.75pt solid #000000; font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;height:47pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Asset<br/>Allocation <br/>Type</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:192.51pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;font-style:italic;"> <span style="font-style:normal;">Portfolio Company - Investment Adviser; </span>Sub-<br/>Adviser(s), as applicable</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Current <br/>Expenses</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td colspan="9" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:0pt;"> <div style="text-align:center;font-style:italic;"> <span style="font-style:normal;">Average Annual Total Returns </span> <br/>(as of 12/31/2025)</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">SecurePay <br/>Protector<br/>Rider <br/>Allocation <br/>Investment <br/>Category<span style=" position:relative; bottom:3.25pt;line-height:5pt;font-size:5pt;">(2)</span></div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;background-color:#A5A5A5;">​</td> </tr> <tr style="line-height:8pt;height:14pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:34.86pt;"> <div style="white-space:nowrap; text-align:center;">1 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:34.85pt;"> <div style="white-space:nowrap; text-align:center;">5 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:35.44pt;"> <div style="white-space:nowrap; text-align:center;">10 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="white-space:nowrap; text-align:center;">International Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> SMALLCAP World Fund<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> - Class 4 - Capital Research and Management Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span> (formerly, American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Global Small Capitalization Fund)</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.15%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">14.33%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">0.23%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">6.96%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> The Bond Fund of America<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> - Class 4 - Capital Research and Management Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.72%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">6.98%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.38%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">2.11%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> U.S. Government Securities Fund<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> - Class 4 - Capital Research and Management Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.75%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">7.54%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.49%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">1.45%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Washington Mutual Investors Fund℠ - Class 4 - Capital Research and Management Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.75%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">16.90%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">13.60%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">12.08%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">BlackRock 60/40 Target Allocation ETF V.I. Fund - Class III<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.58%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">15.37%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">7.05%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">8.45%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">BlackRock Advantage SMID Cap V.I. Fund - Class III<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.80%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">10.87%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">6.77%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.85%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;text-align:left;">BlackRock Global Allocation V.I. Fund - Class III<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.01%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">19.42%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.51%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">7.33%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;text-align:left;">BlackRock International V.I. Fund - Class I<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.86%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">15.53%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">2.49%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">6.43%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">ClearBridge Variable Mid Cap Portfolio - Class II - Franklin Templeton Fund Adviser, LLC<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(4)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.07%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">4.08%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">4.23%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">7.24%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">ClearBridge Variable Small Cap Growth Portfolio - Class II - Franklin Templeton Fund Adviser, LLC</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.06%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">8.97%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.42%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.11%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;text-align:left;"> <div style="white-space:nowrap;">Columbia Variable Portfolio - Balanced Fund - Class 2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.00%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">13.75%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.45%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.48%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Columbia Variable Portfolio - Intermediate Bond Fund - Class 2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.77%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">8.84%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.68%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">2.52%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Columbia Variable Portfolio - Select Mid Cap Value Fund - Class 2<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.07%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">13.87%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">10.90%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.17%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Columbia Variable Portfolio - Select Short Corporate Income Fund - Class 2<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span> (formerly, Limited Duration Credit Fund)</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.66%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">6.00%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">1.90%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">2.94%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Sector Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Columbia Variable Portfolio - Seligman Global Technology Fund - Class 2<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.18%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">34.37%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">18.42%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">22.70%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Columbia Variable Portfolio - Strategic Income Fund - Class 2<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.94%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">6.88%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">1.87%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">3.99%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Asset Manager 50% Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited<span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.76%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">14.72%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.41%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">6.87%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Asset Manager 70% Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited<span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.86%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.96%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">7.37%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">8.59%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Balanced Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.66%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">14.96%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">9.24%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.84%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Bond Index Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.39%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">6.76%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.81%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;"><span style="-sec-ix-hidden: hidden-fact-1">—</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> </table><table style="width:523pt;margin-top:0pt;border-collapse: collapse;border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-right:0.75pt solid #000000; font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;height:47pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Asset<br/>Allocation <br/>Type</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:192.51pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;font-style:italic;"> <span style="font-style:normal;">Portfolio Company - Investment Adviser; </span>Sub-<br/>Adviser(s), as applicable</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Current <br/>Expenses</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td colspan="9" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:0pt;"> <div style="text-align:center;font-style:italic;"> <span style="font-style:normal;">Average Annual Total Returns </span> <br/>(as of 12/31/2025)</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">SecurePay <br/>Protector<br/>Rider <br/>Allocation <br/>Investment <br/>Category<span style=" position:relative; bottom:3.25pt;line-height:5pt;font-size:5pt;">(2)</span></div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;background-color:#A5A5A5;">​</td> </tr> <tr style="line-height:8pt;height:14pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:34.86pt;"> <div style="white-space:nowrap; text-align:center;">1 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:34.85pt;"> <div style="white-space:nowrap; text-align:center;">5 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:35.44pt;"> <div style="white-space:nowrap; text-align:center;">10 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Contrafund</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited; Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.79%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">21.24%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">15.08%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">15.49%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:72.75pt;"> <div style="text-align:center;">Small Blend</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Fidelity<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIP Disciplined Small Cap Portfolio - Service Class 2<span style="font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.57%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.09%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:34.85pt;"> <div style="text-align:center;">10.09%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.31%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:italic;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;font-style:normal;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Emerging Markets Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited; FIL Investment Advisors; FIL Investment Advisors (UK) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;font-style:normal;">1.12%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;font-style:normal;">40.79%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;font-style:normal;">5.62%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;font-style:normal;">10.66%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;font-style:normal;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Sector Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Energy Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.85%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">10.34%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">23.86%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">7.69%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Fidelity<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIP FundsManager 20% Portfolio - Service Class 2<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.62%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">9.03%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.00%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">4.08%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Fidelity<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIP FundsManager 70% Portfolio – Service Class 2<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.80%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">16.91%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">7.58%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">8.95%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Fidelity<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIP FundsManager 85% Portfolio - Service Class 2<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.83%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">19.26%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.93%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.34%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Growth &amp; Income Portfolio - Service Class 2 -</span> FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.72%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">21.21%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">15.83%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">13.56%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Growth Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.80%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">14.63%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">13.42%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">17.16%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Sector Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Health Care Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.84%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">14.10%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.92%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;"><span style="-sec-ix-hidden: hidden-fact-2">—</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">High Yield Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP High Income Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited<span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.06%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">10.31%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">4.00%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">5.34%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Fidelity<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIP Index 500 Portfolio - Service Class 2 - <span style="font-style:italic;">Geode Capital Management, LLC</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.34%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.48%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">14.03%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">14.42%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:italic;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;font-style:normal;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP International Capital Appreciation Portfolio - Service Class 2 -</span> FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited; FIL Investment Advisors; FIL Investment Advisors (UK) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;font-style:normal;">1.02%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;font-style:normal;">18.36%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;font-style:normal;">5.99%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;font-style:normal;">9.53%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;font-style:normal;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Investment Grade Bond Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.62%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">6.93%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.21%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">2.45%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Mid Cap Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.80%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">11.49%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">9.83%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.31%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> </table><table style="width:523pt;margin-top:0pt;border-collapse: collapse;border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-right:0.75pt solid #000000; font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;height:46.69pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.547pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Asset<br/>Allocation <br/>Type</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.547pt 0pt 1.773pt 0pt; width:192.51pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;font-style:italic;"> <span style="font-style:normal;">Portfolio Company - Investment Adviser; </span>Sub-<br/>Adviser(s), as applicable</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.547pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Current <br/>Expenses</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td colspan="9" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.547pt 0pt 1.773pt 0pt; width:0pt;"> <div style="text-align:center;font-style:italic;"> <span style="font-style:normal;">Average Annual Total Returns </span> <br/>(as of 12/31/2025)</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.547pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">SecurePay <br/>Protector<br/>Rider <br/>Allocation <br/>Investment <br/>Category<span style=" position:relative; bottom:3.25pt;line-height:5pt;font-size:5pt;">(2)</span></div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;background-color:#A5A5A5;">​</td> </tr> <tr style="line-height:8pt;height:13.38pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.69pt 0pt 2.44pt 0pt; width:34.86pt;"> <div style="white-space:nowrap; text-align:center;">1 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.69pt 0pt 2.44pt 0pt; width:34.85pt;"> <div style="white-space:nowrap; text-align:center;">5 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.69pt 0pt 2.44pt 0pt; width:35.44pt;"> <div style="white-space:nowrap; text-align:center;">10 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:italic;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;font-style:normal;">Multisector Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Strategic Income Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited; FIL Investment Advisors; FIL Investment Advisors (UK) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;font-style:normal;">0.88%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;font-style:normal;">8.58%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;font-style:normal;">2.79%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;font-style:normal;">4.40%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;font-style:normal;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">Sector Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Technology Portfolio - Initial Class - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.56%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">23.36%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">16.83%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">23.76%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.347pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Value Strategies Portfolio - Service Class 2 - </span>FMR Investment Management (UK) Limited;Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.84%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">7.70%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">11.87%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.54%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">First Trust Multi Income Allocation Portfolio - Class I - <span style="font-style:italic;">Energy Income Partners, LLC; Stonebridge Advisors</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.17%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">7.71%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">6.11%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">5.91%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.337pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">First Trust/Dow Jones Dividend &amp; Income Allocation Portfolio - Class I</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.18%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">5.30%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.98%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">6.68%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Franklin DynaTech VIP Fund - Class 2<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.88%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">18.13%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">9.09%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">14.08%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Franklin Income VIP Fund - Class 2<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.72%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">12.56%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">7.66%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">7.30%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Franklin Rising Dividends VIP Fund - Class 2<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.89%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">11.80%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">9.50%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">12.10%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.327pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Franklin Small Cap Value VIP Fund - Class 2<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.91%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">7.65%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.86%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.81%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Franklin Small-Mid Cap Growth VIP Fund - Class 2<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.09%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">2.52%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">1.03%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.89%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Goldman Sachs VIT Core Fixed Income Fund - Service Class<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.67%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">7.32%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.81%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">1.86%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Goldman Sachs VIT Mid Cap Growth Fund - Service Class<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.98%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">7.36%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">4.67%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">11.58%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Goldman Sachs VIT Mid Cap Value Fund - Service Class<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.06%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">9.13%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">9.77%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.75%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Goldman Sachs VIT Small Cap Equity Insights Fund - Service Class<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.07%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">15.82%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">10.19%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.57%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Goldman Sachs VIT Strategic Growth Fund - Service Class<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.95%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.58%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">12.47%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">16.13%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Goldman Sachs VIT Trend Driven Allocation Fund - Service Class<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.96%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">9.89%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.91%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">5.77%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Balanced-Risk Allocation Fund - Series II<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.13%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">8.69%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">2.27%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">4.91%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Comstock Fund - Series II<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.00%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.14%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">15.14%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">11.67%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 2.44pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 2.44pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Discovery Mid Cap Growth Fund - Series II<span style="font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 2.44pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.11%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 2.44pt 0pt; width:34.86pt;"> <div style="text-align:center;">4.53%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 2.44pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.64%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 2.44pt 0pt; width:35.44pt;"> <div style="text-align:center;">11.10%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 2.44pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Equity and Income Fund - Series II<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.82%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">12.52%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.68%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">8.64%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Global Fund - Series II<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.06%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">15.02%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">7.01%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.72%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">Sector Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Global Real Estate Fund - Series II<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.27%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">7.61%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">1.49%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">2.18%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.277pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Government Securities Fund - Series II<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.95%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">6.95%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.22%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">1.34%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Growth and Income Fund - Series II<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.00%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">15.30%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">12.56%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.46%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.267pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Main Street Mid Cap Fund<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> - Series II<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.19%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">8.96%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.83%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.08%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;"> <div style="white-space:nowrap;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Main Street Small Cap Fund<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> - Series II<span style="font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.09%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">8.44%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.07%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.31%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:192.51pt;text-align:left;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Small Cap Equity Fund - Series II<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.21%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:34.86pt;"> <div style="text-align:center;">7.83%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:34.85pt;"> <div style="text-align:center;">7.06%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.28%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.257pt 0pt 1.773pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:72.75pt;"> <div style="text-align:center;">Money Market</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. U.S. Government Money Portfolio - Series I<span style="font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.67%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:34.86pt;"> <div style="text-align:center;">3.64%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:34.85pt;"> <div style="text-align:center;">2.80%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:35.44pt;"> <div style="text-align:center;">1.76%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:192.51pt;text-align:left;"> <div style="white-space:nowrap;">Janus Henderson Balanced Portfolio - Service Shares</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.87%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:34.86pt;"> <div style="text-align:center;">14.82%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.21%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.86%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.247pt 0pt 2.44pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> </table><table style="width:523pt;margin-top:0pt;border-collapse: collapse;border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-right:0.75pt solid #000000; font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;height:46.99pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.147pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Asset<br/>Allocation <br/>Type</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.147pt 0pt 2.073pt 0pt; width:192.51pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;font-style:italic;"> <span style="font-style:normal;">Portfolio Company - Investment Adviser; </span>Sub-<br/>Adviser(s), as applicable</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.147pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Current <br/>Expenses</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td colspan="9" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.147pt 0pt 2.073pt 0pt; width:0pt;"> <div style="text-align:center;font-style:italic;"> <span style="font-style:normal;">Average Annual Total Returns </span> <br/>(as of 12/31/2025)</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.147pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">SecurePay <br/>Protector<br/>Rider <br/>Allocation <br/>Investment <br/>Category<span style=" position:relative; bottom:3.25pt;line-height:5pt;font-size:5pt;">(2)</span></div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;background-color:#A5A5A5;">​</td> </tr> <tr style="line-height:8pt;height:13.98pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.99pt 0pt 2.74pt 0pt; width:34.86pt;"> <div style="white-space:nowrap; text-align:center;">1 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.99pt 0pt 2.74pt 0pt; width:34.85pt;"> <div style="white-space:nowrap; text-align:center;">5 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.99pt 0pt 2.74pt 0pt; width:35.44pt;"> <div style="white-space:nowrap; text-align:center;">10 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Janus Henderson Enterprise Portfolio - Service Shares</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.97%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">7.41%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">7.35%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">12.51%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:192.51pt;text-align:left;">Janus Henderson Forty Portfolio - Service Shares</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.87%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.86%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">11.37%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">15.96%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Janus Henderson Global Sustainable Equity Portfolio - Service Shares<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.99%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.26%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;"><span style="-sec-ix-hidden: hidden-fact-3">—</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;"><span style="-sec-ix-hidden: hidden-fact-4">—</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">Sector Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Janus Henderson Global Technology and Innovation Portfolio - Service Shares</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.97%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">24.84%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">13.44%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">21.18%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.647pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Janus Henderson Overseas Portfolio - Service Shares</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.96%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">28.58%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">9.17%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">8.97%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Lord Abbett Series Fund - Bond Debenture Portfolio - Class VC</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.98%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">8.33%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">2.10%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">4.72%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Lord Abbett Series Fund - Dividend Growth Portfolio - Class VC <span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.99%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">15.98%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">12.34%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">13.06%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Lord Abbett Series Fund - Fundamental Equity Portfolio - Class VC<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.08%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">14.29%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">11.36%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.75%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.637pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Lord Abbett Series Fund - Growth and Income Portfolio - Class VC</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.93%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.29%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">13.34%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">11.12%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Lord Abbett Series Fund - Growth Opportunities Portfolio - Class VC</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.15%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">12.94%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.23%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.41%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Lord Abbett Series Fund - Short Duration Income Portfolio - Class VC<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.72%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">5.90%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">2.25%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">2.62%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.627pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">LVIP American Century Balanced Fund - Standard Class II - Lincoln Financial Investments Corporation<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)(3)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.77%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">9.62%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">6.49%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">8.03%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="white-space:nowrap; text-align:center;">International Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">LVIP American Century International Fund - Standard Class II - Lincoln Financial Investments Corporation<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)(3)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.95%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">15.98%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">1.85%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">6.42%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">LVIP American Century Ultra<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Fund - Standard Class II - Lincoln Financial Investments Corporation<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)(3)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.75%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">12.84%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">11.68%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">17.16%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">LVIP Avantis Large Cap Value Fund - Standard Class II - Lincoln Financial Investments Corporation<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)(3)</span> (formerly, American Centry Disciplined Core Value Fund)</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.71%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">14.86%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.78%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.39%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.617pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">LVIP ClearBridge Dividend Strategy Fund - Service Class - Lincoln Financial Investments Corporation<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)(4)</span>(formerly, ClearBridge Variable Dividend Strategy Portfolio)</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.00%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">12.46%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">11.69%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">12.29%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">LVIP ClearBridge Large Cap Growth Fund - Service Class - Lincoln Financial Investments Corporation<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)(4)</span> (formerly, ClearBridge Variable Large Cap Growth Portfolio)</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.99%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">8.35%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">10.29%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;"><span style="-sec-ix-hidden: hidden-fact-5">—</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT Growth Series - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.98%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">11.90%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">10.82%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">15.31%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT II Core Equity Portfolio - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.03%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">12.22%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">11.26%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">13.53%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.597pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.597pt 0pt 2.073pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT II International Growth Portfolio - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.597pt 0pt 2.073pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.13%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.597pt 0pt 2.073pt 0pt; width:34.86pt;"> <div style="text-align:center;">20.81%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.597pt 0pt 2.073pt 0pt; width:34.85pt;"> <div style="text-align:center;">6.80%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.597pt 0pt 2.073pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.60%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.597pt 0pt 2.073pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT II International Intrinsic Equity Portfolio - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span>(formerly, MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT II International Intrinsic Value Portfolio)<span style="font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.14%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:34.86pt;"> <div style="text-align:center;">32.96%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:34.85pt;"> <div style="text-align:center;">7.02%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.68%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT II Massachusetts Investors Growth Stock Portfolio - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.97%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:34.86pt;"> <div style="text-align:center;">9.61%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:34.85pt;"> <div style="text-align:center;">9.74%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:35.44pt;"> <div style="text-align:center;">13.98%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.607pt 0pt 2.74pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> </table><table style="width:523pt;margin-top:0pt;border-collapse: collapse;border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-right:0.75pt solid #000000; font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;height:46.63pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.417pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Asset<br/>Allocation <br/>Type</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.417pt 0pt 1.713pt 0pt; width:192.51pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;font-style:italic;"> <span style="font-style:normal;">Portfolio Company - Investment Adviser; </span>Sub-<br/>Adviser(s), as applicable</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.417pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Current <br/>Expenses</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td colspan="9" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.417pt 0pt 1.713pt 0pt; width:0pt;"> <div style="text-align:center;font-style:italic;"> <span style="font-style:normal;">Average Annual Total Returns </span> <br/>(as of 12/31/2025)</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.417pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">SecurePay <br/>Protector<br/>Rider <br/>Allocation <br/>Investment <br/>Category<span style=" position:relative; bottom:3.25pt;line-height:5pt;font-size:5pt;">(2)</span></div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;background-color:#A5A5A5;">​</td> </tr> <tr style="line-height:8pt;height:13.25pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.62pt 0pt 2.38pt 0pt; width:34.86pt;"> <div style="white-space:nowrap; text-align:center;">1 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.62pt 0pt 2.38pt 0pt; width:34.85pt;"> <div style="white-space:nowrap; text-align:center;">5 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:2.62pt 0pt 2.38pt 0pt; width:35.44pt;"> <div style="white-space:nowrap; text-align:center;">10 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Foreign Large <br/>Blend</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT II Research International Portfolio - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.15%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">21.75%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.25%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">7.27%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT III Blended Research<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Small Cap Equity Portfolio - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.83%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">5.49%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">6.62%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">8.82%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Global Real <br/>Estate</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT III Global Real Estate Portfolio - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.15%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">3.30%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">1.08%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">4.76%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Mid-Cap Value</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT III Mid Cap Value Portfolio - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.04%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">5.75%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">9.90%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.69%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Mid-Cap Growth</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT Mid Cap Growth Series - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.06%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">3.40%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.03%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">11.32%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.287pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT New Discovery Series - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.12%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">12.56%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.54%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.46%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT Total Return Series - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.86%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">10.91%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">6.16%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">7.36%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Sector Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT Utilities Series - Service Class - Massachusetts Financial Services Company<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.03%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">14.76%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">7.38%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.22%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Morgan Stanley VIF Global Strategist Portfolio - Class II<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.00%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.36%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.21%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">6.75%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:192.51pt;text-align:left;">Morgan Stanley VIF Growth Portfolio - Class II<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.82%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">35.38%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.15%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">17.46%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">PIMCO VIT All Asset Portfolio - Advisor Class - Pacific Investment Management Company LLC - <span style="font-style:italic;">Research Affiliates LLC</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">2.225%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">14.19%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.49%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">6.67%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">PIMCO VIT Global Diversified Allocation Portfolio - Advisor Class - Pacific Investment Management Company LLC<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.22%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">15.07%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.23%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">6.44%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.297pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">PIMCO VIT High Yield Portfolio - Advisor Class - Pacific Investment Management Company LLC</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.91%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">8.85%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.87%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">5.47%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">PIMCO VIT Income Portfolio - Advisor Class - Pacific Investment Management Company LLC</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.02%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">10.08%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.31%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;"><span style="-sec-ix-hidden: hidden-fact-6">—</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">PIMCO VIT Long-Term U.S. Government Portfolio - Advisor Class - Pacific Investment Management Company LLC</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">2.575%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">6.04%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">-6.91%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">-0.09%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">PIMCO VIT Low Duration Portfolio - Advisor Class - Pacific Investment Management Company LLC</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.76%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">5.42%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">1.47%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">1.69%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">PIMCO VIT Real Return Portfolio - Advisor Class - Pacific Investment Management Company LLC</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.49%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">7.74%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">1.11%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">3.11%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">PIMCO VIT Short-Term Portfolio - Advisor Class - Pacific Investment Management Company LLC</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.75%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">4.57%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.14%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">2.65%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">PIMCO VIT Total Return Portfolio - Advisor Class - Pacific Investment Management Company LLC</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.83%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">8.78%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.08%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">2.26%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Protective Life Dynamic Allocation Series - Conservative Portfolio - Janus Henderson Investors US LLC<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.90%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">11.17%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.76%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;"><span style="-sec-ix-hidden: hidden-fact-7">—</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.307pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Protective Life Dynamic Allocation Series - Growth Portfolio - Janus Henderson Investors US LLC<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.90%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">16.01%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.77%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;"><span style="-sec-ix-hidden: hidden-fact-8">—</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Protective Life Dynamic Allocation Series - Moderate Portfolio - Janus Henderson Investors US LLC<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.90%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">12.70%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.28%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;"><span style="-sec-ix-hidden: hidden-fact-9">—</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Putnam VT Core Equity Fund - Class IB - </span>Franklin Advisers, Inc.; Franklin Templeton Investment Management Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.92%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">16.81%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">15.96%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">15.20%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Putnam VT George Putnam Balanced - Class IB - </span>Franklin Advisers, Inc.; Franklin Templeton Investment Management Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.88%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:34.86pt;"> <div style="text-align:center;">13.95%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:34.85pt;"> <div style="text-align:center;">8.85%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.17%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.317pt 0pt 1.713pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> </table><table style="width:523pt;margin-top:0pt;border-collapse: collapse;border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-right:0.75pt solid #000000; font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;height:47pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Asset<br/>Allocation <br/>Type</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:192.51pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;font-style:italic;"> <span style="font-style:normal;">Portfolio Company - Investment Adviser; </span>Sub-<br/>Adviser(s), as applicable</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">Current <br/>Expenses</div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td colspan="9" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:0pt;"> <div style="text-align:center;font-style:italic;"> <span style="font-style:normal;">Average Annual Total Returns </span> <br/>(as of 12/31/2025)</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3.167pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center; line-height:10pt; padding-bottom:0pt;">SecurePay <br/>Protector<br/>Rider <br/>Allocation <br/>Investment <br/>Category<span style=" position:relative; bottom:3.25pt;line-height:5pt;font-size:5pt;">(2)</span></div> </td> <td rowspan="2" style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td rowspan="2" style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;background-color:#A5A5A5;">​</td> </tr> <tr style="line-height:8pt;height:14pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:34.86pt;"> <div style="white-space:nowrap; text-align:center;">1 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:34.85pt;"> <div style="white-space:nowrap; text-align:center;">5 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="background:#A5A5A5;border-bottom:1px solid #000000;padding:3pt 0pt 2.75pt 0pt; width:35.44pt;"> <div style="white-space:nowrap; text-align:center;">10 Year</div> </td> <td style="padding:0pt;background:#A5A5A5;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="white-space:nowrap; text-align:center;">International Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Putnam VT International Value Fund - Class IB - </span>Franklin Advisers, Inc.; Franklin Templeton Investment Management Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.06%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">34.68%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">12.49%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">8.86%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;font-style:italic;"> <span style="font-style:normal;">Putnam VT Large Cap Value - Class IB - </span>Franklin Advisers, Inc.; Franklin Templeton Investment Management Limited</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.79%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">20.35%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">15.38%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">13.30%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;text-align:left;">T. Rowe Price<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> All-Cap Opportunities Portfolio<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.80%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">16.30%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">12.22%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">16.93%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;text-align:left;">T. Rowe Price<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Blue Chip Growth Portfolio - II Class<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.00%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">18.43%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">11.41%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">15.25%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Sector Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;text-align:left;">T. Rowe Price<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Health Sciences Portfolio - II Class<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.11%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">17.80%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.86%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">8.70%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">U.S. Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;text-align:left;">T. Rowe Price<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Mid-Cap Growth Portfolio - II Class<span style="font-size:10pt;">​ </span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.09%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">3.29%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">3.58%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">9.54%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">3</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;text-align:left;">T. Rowe Price<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Moderate Allocation Portfolio<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.85%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">14.50%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.50%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">7.84%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:72.75pt;"> <div style="text-align:center;">International <br/>Equity</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Templeton Emerging Markets VIP Fund - Class 2 (formerly, Templeton Developing Markets VIP Fund)<span style="font-size:10pt;">​ </span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:37.84pt;"> <div style="text-align:center;">1.37%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:34.86pt;"> <div style="text-align:center;">46.27%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:34.85pt;"> <div style="text-align:center;">5.46%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:35.44pt;"> <div style="text-align:center;">10.40%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.75pt 0pt; width:72.75pt;"> <div style="text-align:center;">4</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Templeton Global Bond VIP Fund - Class 2 - Franklin Advisers, Inc.<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.75%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">15.73%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">-0.96%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">-0.15%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">2</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">Taxable Bond</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:192.51pt;white-space:normal;text-align:left;"> <div style="margin-left:10pt; text-indent:-10pt;">Western Asset Core Plus VIT Portfolio - Class II - Franklin Templeton Fund Adviser, LLC<span style=" position:relative; bottom:3.25pt;font-size:5pt;">(1)(4)</span></div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:37.84pt;"> <div style="text-align:center;">0.79%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.86pt;"> <div style="text-align:center;">7.69%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:34.85pt;"> <div style="text-align:center;">-1.67%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:35.44pt;"> <div style="text-align:center;">1.85%</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0.25pt;padding:0pt;font-size:0pt;line-height:0pt;padding-left:0.75pt;background-color:#000000;border-bottom:1px solid #000000;">​</td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="border-bottom:1px solid #000000;padding:1.667pt 0pt 2.083pt 0pt; width:72.75pt;"> <div style="text-align:center;">1</div> </td> <td style="padding:0pt;border-bottom:1px solid #000000; width:3pt;">​</td> <td style="width:0pt;padding:0pt;font-size:0pt;line-height:0pt;">​</td> </tr> </table><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; line-height:12.5pt; margin-top:3.75pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;font-size:10pt;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(1)</span> <br/> </div><div style=" margin-top:3.75pt; margin-bottom:0pt; line-height:12.5pt; text-align:left; margin-left:20pt;font-style:italic;font-size:10pt;">These Funds and their investment advisers have entered into contractual fee waivers or expense reimbursement arrangements. These temporary fee reductions are reflected in their annual expenses. Those contractual arrangements are designed to reduce total annual Fund operating expenses for Contract Owners and will continue past the current year.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; line-height:12.5pt; margin-top:0.5pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;font-size:10pt;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(2)</span> <br/> </div><div style=" margin-top:0.5pt; margin-bottom:0pt; line-height:12.5pt; text-align:left; margin-left:20pt;font-style:italic;font-size:10pt;">If you have purchased the SecurePay Protector rider, you must allocate your Purchase Payments and Contract Value in accordance with the Allocation Guidelines and Restrictions that we have established. The following table specifies the minimum and maximum percentages of your Contract Value that must be allocated to each of the four Investment Categories during the rider accumulation phase and during the rider withdrawal phase in order for you to remain eligible for benefits under the SecurePay Protector rider (unless you are fully invested in a Benefit Allocation Model or a permissible single investment option – see table below). You can select the percentage of Contract Value to allocate to individual Funds within each group, but the total investment for all Funds in a group must comply with the specified minimum and maximum percentages for that group. See “ALLOCATION GUIDELINES AND RESTRICTIONS FOR PROTECTED LIFETIME INCOME BENEFITS” in the Prospectus.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><table style="width:377.17pt;height:87pt;margin-left:72.91pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:8pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt; width:0pt;">​</td> <td colspan="16" style="padding:3.5pt 0pt 3pt 0pt; width:0pt;"> <div style="white-space:nowrap; text-align:center;">RIDER ACCUMULATION PHASE</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:8pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:3.75pt 0pt 3pt 0pt; width:79.14pt;text-align:left;"> <div style="white-space:nowrap;">Investment Category</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:3.75pt 0pt 3pt 0pt; width:76.12pt;"> <div style="white-space:nowrap; text-align:center;">Minimum Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:3.75pt 0pt 3pt 0pt; width:77.9pt;"> <div style="white-space:nowrap; text-align:center;">Maximum Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:10pt;background-color:#CCEEFF;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:6pt; white-space:nowrap;text-align:right;">1</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:10.5pt; text-align:right; white-space:nowrap;">10<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:15pt; text-align:right; white-space:nowrap;">100<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:6pt; white-space:nowrap;text-align:right;">2</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:10.5pt; text-align:right; white-space:nowrap;">0<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:15pt; text-align:right; white-space:nowrap;">90<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;background-color:#CCEEFF;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:6pt; white-space:nowrap;text-align:right;">3</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:10.5pt; text-align:right; white-space:nowrap;">0<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:15pt; text-align:right; white-space:nowrap;">40<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:left;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:6pt; white-space:nowrap;text-align:right;">4</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td colspan="4" style="padding:4pt 0pt 2pt 0pt; width:76.12pt;"> <div style="text-align:center;">Not Permitted </div> </td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td colspan="4" style="padding:4pt 0pt 2pt 0pt; width:77.9pt;"> <div style="text-align:center;">Not Permitted</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table><table style="width:377.17pt;height:87pt;margin-left:72.91pt;margin-top:13pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:8pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt; width:0pt;">​</td> <td colspan="16" style="padding:0pt 0pt 3pt 0pt; width:0pt;"> <div style="white-space:nowrap; text-align:center;">RIDER WITHDRAWAL PHASE</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:8pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:3.75pt 0pt 3pt 0pt; width:79.14pt;text-align:left;"> <div style="white-space:nowrap;">Investment Category</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:3.75pt 0pt 3pt 0pt; width:76.12pt;"> <div style="white-space:nowrap; text-align:center;">Minimum Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td colspan="4" style="border-bottom:1px solid #000000;padding:3.75pt 0pt 3pt 0pt; width:77.9pt;"> <div style="white-space:nowrap; text-align:center;">Maximum Allocation</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:10pt;background-color:#CCEEFF;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:6pt; white-space:nowrap;text-align:right;">1</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:10.5pt; text-align:right; white-space:nowrap;">35<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:3.75pt 0pt 2pt 0pt; min-width:15pt; text-align:right; white-space:nowrap;">100<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:6pt; white-space:nowrap;text-align:right;">2</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:10.5pt; text-align:right; white-space:nowrap;">0<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:15pt; text-align:right; white-space:nowrap;">65<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;background-color:#CCEEFF;white-space:nowrap;text-align:left;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:6pt; white-space:nowrap;text-align:right;">3</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:10.5pt; text-align:right; white-space:nowrap;">0<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:32.505pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:right; ">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:15pt; text-align:right; white-space:nowrap;">25<span style="position:absolute;">%</span></td> <td style="padding:0pt;padding-left:30.615pt;width:0pt;">​</td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:0pt; text-align:left;">​</td> <td style="padding:4pt 0pt 2pt 0pt; min-width:6pt; white-space:nowrap;text-align:right;">4</td> <td style="padding:0pt;padding-left:36.79pt;width:0pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td colspan="4" style="padding:4pt 0pt 2pt 0pt; width:76.12pt;"> <div style="text-align:center;">Not Permitted</div> </td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td colspan="4" style="padding:4pt 0pt 2pt 0pt; width:77.9pt;"> <div style="text-align:center;">Not Permitted</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table><table style="width:505pt;margin-left:18pt;margin-top:0pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:8pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt; width:4pt;">​</td> <td colspan="7" style="padding:3.5pt 0pt 2.5pt 0pt; width:0pt;"> <div style="white-space:nowrap; text-align:center;">Benefit Allocation Model Portfolios and Permissible Single Investment Options</div> </td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:9.6pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:0pt 0pt 1.967pt 0pt; width:160.34pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.183pt 0pt 1.967pt 0pt; width:160.33pt;"> <div style="text-align:center;">Benefit Allocation <br/>Model Portfolios</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.183pt 0pt 1.967pt 0pt; width:160.33pt;"> <div style="text-align:center;">Permissible Single <br/>Investment Options</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:160.34pt;white-space:nowrap;">Rider Accumulation Phase</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:160.33pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, Balanced toward Growth, Moderate Growth, and Growth Focus</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:1.917pt 0pt 0.833pt 0pt; width:160.33pt;">Protective Life Dynamic Allocation Series - Conservative and Protective Life Dynamic Allocation Series - Moderate</td> <td style="padding:0pt; width:4pt;">​</td> </tr> <tr style="line-height:12pt;white-space:normal;text-align:left;vertical-align:top;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:160.34pt;white-space:nowrap;">Rider Withdrawal Phase</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:160.33pt;">Income Focus, Moderate Income, Balanced toward Income, Balanced Growth and Income, and Balanced toward Growth</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:0pt; width:4pt;">​</td> <td style="padding:2.167pt 0pt 0.833pt 0pt; width:160.33pt;">Protective Life Dynamic Allocation Series - Conservative</td> <td style="padding:0pt; width:4pt;">​</td> </tr> </table><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style=" float:left; line-height:12pt; margin-top:2.25pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;"><span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(3)</span><br/></div><div style=" margin-top:2.25pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:20pt;font-style:italic;">Not available to applications signed on or after April 26, 2024. If you did not have Contract Value in, or allocation instructions including this Fund on that date, you may not allocate Purchase Payments or Contract Value to this Fund. Call Us for more information.</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">​</div><div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">?</div><div style=" float:left; line-height:12pt; margin-top:0pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;font-style:italic;"> <span style=" position:relative; bottom:4.25pt;font-size:7.5pt;">(4)</span> <br/> </div><div style=" margin-top:0pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:20pt;font-style:italic;">Not available to applications signed on or after May 1, 2026. If you did not have Contract Value in, or allocation instructions including this Fund on that date, you may not allocate Purchase Payments or Contract Value to this Fund. Call Us for more information.</div> AB Variable Products Series Fund, Inc. - Balanced Hedged Allocation Portfolio - Class B AllianceBernstein L.P. 0.0098 0.1736 0.0564 0.0674 AB Variable Products Series Fund, Inc. - Discovery Value Portfolio - Class B AllianceBernstein L.P. 0.0107 0.0264 0.0848 0.0827 AB Variable Products Series Fund, Inc. - Large Cap Growth Portfolio - Class B AllianceBernstein L.P. 0.009 0.1285 0.1176 0.1588 AB Variable Products Series Fund, Inc. - Relative Value Portfolio - Class B AllianceBernstein L.P. 0.0085 0.102 0.1115 0.103 AB Variable Products Series Fund, Inc. - Small Cap Growth Portfolio - Class B AllianceBernstein L.P. 0.0115 0.0445 -0.0069 0.1099 American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> American Funds<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Global Balanced Fund - Class 4 Capital Research and Management Company 0.0101 0.1696 0.0585 0.0743 American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Asset Allocation Fund - Class 4 Capital Research and Management Company 0.0079 0.1559 0.087 0.095 American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Capital Income Builder<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> - Class 4 Capital Research and Management Company 0.0077 0.2016 0.0882 0.0732 American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Capital World Growth and Income Fund<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> - Class 4 Capital Research and Management Company 0.0091 0.2446 0.1001 0.1074 American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> EUPAC Fund<span style=" position:relative; bottom:3.25pt;font-size:5pt;">™</span> - Class 4 Capital Research and Management Company(formerly, American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> International Fund) 0.0097 0.2641 0.0314 0.0673 American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Global Growth Fund - Class 4 Capital Research and Management Company 0.009 0.2134 0.0797 0.1189 American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Growth Fund - Class 4 Capital Research and Management Company 0.0083 0.1993 0.1309 0.1767 American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Growth-Income Fund - Class 4 Capital Research and Management Company 0.0078 0.1777 0.1362 0.1363 American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> International Growth and Income Fund - Class 4 Capital Research and Management Company 0.0106 0.3509 0.0742 0.0754 American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> New World Fund<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;"> </span>- Class 4 Capital Research and Management Company 0.0107 0.2792 0.0506 0.0898 American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> SMALLCAP World Fund<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> - Class 4 Capital Research and Management Company(formerly, American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Global Small Capitalization Fund) 0.0115 0.1433 0.0023 0.0696 American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> The Bond Fund of America<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> - Class 4 Capital Research and Management Company 0.0072 0.0698 -0.0038 0.0211 American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> U.S. Government Securities Fund<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> - Class 4 Capital Research and Management Company 0.0075 0.0754 -0.0049 0.0145 American Funds Insurance Series<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Washington Mutual Investors Fund℠ - Class 4 Capital Research and Management Company 0.0075 0.169 0.136 0.1208 BlackRock 60/40 Target Allocation ETF V.I. Fund - Class III 0.0058 0.1537 0.0705 0.0845 BlackRock Advantage SMID Cap V.I. Fund - Class III 0.008 0.1087 0.0677 0.1085 BlackRock Global Allocation V.I. Fund - Class III 0.0101 0.1942 0.0551 0.0733 BlackRock International V.I. Fund - Class I 0.0086 0.1553 0.0249 0.0643 ClearBridge Variable Mid Cap Portfolio - Class II Franklin Templeton Fund Adviser, LLC 0.0107 0.0408 0.0423 0.0724 ClearBridge Variable Small Cap Growth Portfolio - Class II Franklin Templeton Fund Adviser, LLC 0.0106 0.0897 -0.0042 0.0911 Columbia Variable Portfolio - Balanced Fund - Class 2 0.01 0.1375 0.0845 0.0948 Columbia Variable Portfolio - Intermediate Bond Fund - Class 2 0.0077 0.0884 -0.0068 0.0252 Columbia Variable Portfolio - Select Mid Cap Value Fund - Class 2 0.0107 0.1387 0.109 0.1017 Columbia Variable Portfolio - Select Short Corporate Income Fund - Class 2(formerly, Limited Duration Credit Fund) 0.0066 0.06 0.019 0.0294 Columbia Variable Portfolio - Seligman Global Technology Fund - Class 2 0.0118 0.3437 0.1842 0.227 Columbia Variable Portfolio - Strategic Income Fund - Class 2 0.0094 0.0688 0.0187 0.0399 <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span> VIP Asset Manager 50% Portfolio - Service Class 2 FMR Investment Management (UK) Limited Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited 0.0076 0.1472 0.0541 0.0687 <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span> VIP Asset Manager 70% Portfolio - Service Class 2 FMR Investment Management (UK) Limited Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited 0.0086 0.1796 0.0737 0.0859 <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span> VIP Balanced Portfolio - Service Class 2 FMR Investment Management (UK) Limited Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited 0.0066 0.1496 0.0924 0.1084 <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span> VIP Bond Index Portfolio - Service Class 2 FMR Investment Management (UK) Limited Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited 0.0039 0.0676 -0.0081 <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span><span style="font-style:normal;"> VIP Contrafund</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span> Portfolio - Service Class 2 FMR Investment Management (UK) Limited Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited 0.0079 0.2124 0.1508 0.1549 Fidelity<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIP Disciplined Small Cap Portfolio - Service Class 2 0.0057 0.1709 0.1009 0.1031 <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span> VIP Emerging Markets Portfolio - Service Class 2 FMR Investment Management (UK) Limited Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited; FIL Investment Advisors; FIL Investment Advisors (UK) Limited 0.0112 0.4079 0.0562 0.1066 <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span> VIP Energy Portfolio - Service Class 2 FMR Investment Management (UK) Limited Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited 0.0085 0.1034 0.2386 0.0769 Fidelity<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIP FundsManager 20% Portfolio - Service Class 2 0.0062 0.0903 0.03 0.0408 Fidelity<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIP FundsManager 70% Portfolio – Service Class 2 0.008 0.1691 0.0758 0.0895 Fidelity<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIP FundsManager 85% Portfolio - Service Class 2 0.0083 0.1926 0.0893 0.1034 <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span> VIP Growth &amp; Income Portfolio - Service Class 2 FMR Investment Management (UK) Limited Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited 0.0072 0.2121 0.1583 0.1356 <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span> VIP Growth Portfolio - Service Class 2 FMR Investment Management (UK) Limited Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited 0.008 0.1463 0.1342 0.1716 <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span> VIP Health Care Portfolio - Service Class 2 FMR Investment Management (UK) Limited Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited 0.0084 0.141 0.0392 <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span> VIP High Income Portfolio - Service Class 2 FMR Investment Management (UK) Limited Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited 0.0106 0.1031 0.04 0.0534 Fidelity<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIP Index 500 Portfolio - Service Class 2 <span style="font-style:italic;">Geode Capital Management, LLC</span> 0.0034 0.1748 0.1403 0.1442 <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span> VIP International Capital Appreciation Portfolio - Service Class 2 FMR Investment Management (UK) Limited Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited; FIL Investment Advisors; FIL Investment Advisors (UK) Limited 0.0102 0.1836 0.0599 0.0953 <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span> VIP Investment Grade Bond Portfolio - Service Class 2 FMR Investment Management (UK) Limited Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited 0.0062 0.0693 -0.0021 0.0245 <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span> VIP Mid Cap Portfolio - Service Class 2 FMR Investment Management (UK) Limited Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited 0.008 0.1149 0.0983 0.1031 <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span> VIP Strategic Income Portfolio - Service Class 2 FMR Investment Management (UK) Limited Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited; FIL Investment Advisors; FIL Investment Advisors (UK) Limited 0.0088 0.0858 0.0279 0.044 <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span> VIP Technology Portfolio - Initial Class FMR Investment Management (UK) Limited Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited 0.0056 0.2336 0.1683 0.2376 <span style="font-style:normal;">Fidelity</span><span style=" position:relative; bottom:3.25pt;font-size:5pt;font-style:normal;">®</span> VIP Value Strategies Portfolio - Service Class 2 FMR Investment Management (UK) Limited Fidelity Management &amp; Research (Japan) Limited; Fidelity Management &amp; Research (Hong Kong) Limited 0.0084 0.077 0.1187 0.1054 First Trust Multi Income Allocation Portfolio - Class I Energy Income Partners, LLC Stonebridge Advisors 0.0117 0.0771 0.0611 0.0591 First Trust/Dow Jones Dividend &amp; Income Allocation Portfolio - Class I 0.0118 0.053 0.0398 0.0668 Franklin DynaTech VIP Fund - Class 2 0.0088 0.1813 0.0909 0.1408 Franklin Income VIP Fund - Class 2 0.0072 0.1256 0.0766 0.073 Franklin Rising Dividends VIP Fund - Class 2 0.0089 0.118 0.095 0.121 Franklin Small Cap Value VIP Fund - Class 2 0.0091 0.0765 0.0886 0.0981 Franklin Small-Mid Cap Growth VIP Fund - Class 2 0.0109 0.0252 0.0103 0.0989 Goldman Sachs VIT Core Fixed Income Fund - Service Class 0.0067 0.0732 -0.0081 0.0186 Goldman Sachs VIT Mid Cap Growth Fund - Service Class 0.0098 0.0736 0.0467 0.1158 Goldman Sachs VIT Mid Cap Value Fund - Service Class 0.0106 0.0913 0.0977 0.0975 Goldman Sachs VIT Small Cap Equity Insights Fund - Service Class 0.0107 0.1582 0.1019 0.1057 Goldman Sachs VIT Strategic Growth Fund - Service Class 0.0095 0.1758 0.1247 0.1613 Goldman Sachs VIT Trend Driven Allocation Fund - Service Class 0.0096 0.0989 0.0591 0.0577 Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Balanced-Risk Allocation Fund - Series II 0.0113 0.0869 0.0227 0.0491 Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Comstock Fund - Series II 0.01 0.1714 0.1514 0.1167 Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Discovery Mid Cap Growth Fund - Series II 0.0111 0.0453 0.0364 0.111 Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Equity and Income Fund - Series II 0.0082 0.1252 0.0868 0.0864 Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Global Fund - Series II 0.0106 0.1502 0.0701 0.1072 Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Global Real Estate Fund - Series II 0.0127 0.0761 0.0149 0.0218 Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Government Securities Fund - Series II 0.0095 0.0695 -0.0022 0.0134 Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Growth and Income Fund - Series II 0.01 0.153 0.1256 0.1046 Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Main Street Mid Cap Fund<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> - Series II 0.0119 0.0896 0.0883 0.0908 Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Main Street Small Cap Fund<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> - Series II 0.0109 0.0844 0.0807 0.1031 Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. Small Cap Equity Fund - Series II 0.0121 0.0783 0.0706 0.0928 Invesco<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> V.I. U.S. Government Money Portfolio - Series I 0.0067 0.0364 0.028 0.0176 Janus Henderson Balanced Portfolio - Service Shares 0.0087 0.1482 0.0821 0.0986 Janus Henderson Enterprise Portfolio - Service Shares 0.0097 0.0741 0.0735 0.1251 Janus Henderson Forty Portfolio - Service Shares 0.0087 0.1786 0.1137 0.1596 Janus Henderson Global Sustainable Equity Portfolio - Service Shares 0.0099 0.1726 Janus Henderson Global Technology and Innovation Portfolio - Service Shares 0.0097 0.2484 0.1344 0.2118 Janus Henderson Overseas Portfolio - Service Shares 0.0096 0.2858 0.0917 0.0897 Lord Abbett Series Fund - Bond Debenture Portfolio - Class VC 0.0098 0.0833 0.021 0.0472 Lord Abbett Series Fund - Dividend Growth Portfolio - Class VC 0.0099 0.1598 0.1234 0.1306 Lord Abbett Series Fund - Fundamental Equity Portfolio - Class VC 0.0108 0.1429 0.1136 0.0975 Lord Abbett Series Fund - Growth and Income Portfolio - Class VC 0.0093 0.1729 0.1334 0.1112 Lord Abbett Series Fund - Growth Opportunities Portfolio - Class VC 0.0115 0.1294 0.0323 0.1041 Lord Abbett Series Fund - Short Duration Income Portfolio - Class VC 0.0072 0.059 0.0225 0.0262 LVIP American Century Balanced Fund - Standard Class II Lincoln Financial Investments Corporation 0.0077 0.0962 0.0649 0.0803 LVIP American Century International Fund - Standard Class II Lincoln Financial Investments Corporation 0.0095 0.1598 0.0185 0.0642 LVIP American Century Ultra<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Fund - Standard Class II Lincoln Financial Investments Corporation 0.0075 0.1284 0.1168 0.1716 LVIP Avantis Large Cap Value Fund - Standard Class II Lincoln Financial Investments Corporation(formerly, American Centry Disciplined Core Value Fund) 0.0071 0.1486 0.0878 0.1039 LVIP ClearBridge Dividend Strategy Fund - Service Class Lincoln Financial Investments Corporation(formerly, ClearBridge Variable Dividend Strategy Portfolio) 0.01 0.1246 0.1169 0.1229 LVIP ClearBridge Large Cap Growth Fund - Service Class Lincoln Financial Investments Corporation(formerly, ClearBridge Variable Large Cap Growth Portfolio) 0.0099 0.0835 0.1029 MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT Growth Series - Service Class Massachusetts Financial Services Company 0.0098 0.119 0.1082 0.1531 MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT II Core Equity Portfolio - Service Class Massachusetts Financial Services Company 0.0103 0.1222 0.1126 0.1353 MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT II International Growth Portfolio - Service Class Massachusetts Financial Services Company 0.0113 0.2081 0.068 0.096 MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT II International Intrinsic Equity Portfolio - Service Class Massachusetts Financial Services Company(formerly, MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT II International Intrinsic Value Portfolio) 0.0114 0.3296 0.0702 0.0968 MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT II Massachusetts Investors Growth Stock Portfolio - Service Class Massachusetts Financial Services Company 0.0097 0.0961 0.0974 0.1398 MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT II Research International Portfolio - Service Class Massachusetts Financial Services Company 0.0115 0.2175 0.0525 0.0727 MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT III Blended Research<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Small Cap Equity Portfolio - Service Class Massachusetts Financial Services Company 0.0083 0.0549 0.0662 0.0882 MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT III Global Real Estate Portfolio - Service Class Massachusetts Financial Services Company 0.0115 0.033 0.0108 0.0476 MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT III Mid Cap Value Portfolio - Service Class Massachusetts Financial Services Company 0.0104 0.0575 0.099 0.0969 MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT Mid Cap Growth Series - Service Class Massachusetts Financial Services Company 0.0106 0.034 0.0303 0.1132 MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT New Discovery Series - Service Class Massachusetts Financial Services Company 0.0112 0.1256 -0.0054 0.1046 MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT Total Return Series - Service Class Massachusetts Financial Services Company 0.0086 0.1091 0.0616 0.0736 MFS<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> VIT Utilities Series - Service Class Massachusetts Financial Services Company 0.0103 0.1476 0.0738 0.0922 Morgan Stanley VIF Global Strategist Portfolio - Class II 0.01 0.1736 0.0521 0.0675 Morgan Stanley VIF Growth Portfolio - Class II 0.0082 0.3538 0.0315 0.1746 PIMCO VIT All Asset Portfolio - Advisor Class Pacific Investment Management Company LLC <span style="font-style:italic;">Research Affiliates LLC</span> 0.02225 0.1419 0.0549 0.0667 PIMCO VIT Global Diversified Allocation Portfolio - Advisor Class Pacific Investment Management Company LLC 0.0122 0.1507 0.0523 0.0644 PIMCO VIT High Yield Portfolio - Advisor Class Pacific Investment Management Company LLC 0.0091 0.0885 0.0387 0.0547 PIMCO VIT Income Portfolio - Advisor Class Pacific Investment Management Company LLC 0.0102 0.1008 0.0331 PIMCO VIT Long-Term U.S. Government Portfolio - Advisor Class Pacific Investment Management Company LLC 0.02575 0.0604 -0.0691 -0.0009 PIMCO VIT Low Duration Portfolio - Advisor Class Pacific Investment Management Company LLC 0.0076 0.0542 0.0147 0.0169 PIMCO VIT Real Return Portfolio - Advisor Class Pacific Investment Management Company LLC 0.0149 0.0774 0.0111 0.0311 PIMCO VIT Short-Term Portfolio - Advisor Class Pacific Investment Management Company LLC 0.0075 0.0457 0.0314 0.0265 PIMCO VIT Total Return Portfolio - Advisor Class Pacific Investment Management Company LLC 0.0083 0.0878 -0.0008 0.0226 Protective Life Dynamic Allocation Series - Conservative Portfolio Janus Henderson Investors US LLC 0.009 0.1117 0.0376 Protective Life Dynamic Allocation Series - Growth Portfolio Janus Henderson Investors US LLC 0.009 0.1601 0.0877 Protective Life Dynamic Allocation Series - Moderate Portfolio Janus Henderson Investors US LLC 0.009 0.127 0.0528 Putnam VT Core Equity Fund - Class IB Franklin Advisers, Inc. Franklin Templeton Investment Management Limited 0.0092 0.1681 0.1596 0.152 Putnam VT George Putnam Balanced - Class IB Franklin Advisers, Inc. Franklin Templeton Investment Management Limited 0.0088 0.1395 0.0885 0.1017 Putnam VT International Value Fund - Class IB Franklin Advisers, Inc. Franklin Templeton Investment Management Limited 0.0106 0.3468 0.1249 0.0886 Putnam VT Large Cap Value - Class IB Franklin Advisers, Inc. Franklin Templeton Investment Management Limited 0.0079 0.2035 0.1538 0.133 T. Rowe Price<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> All-Cap Opportunities Portfolio 0.008 0.163 0.1222 0.1693 T. Rowe Price<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Blue Chip Growth Portfolio - II Class 0.01 0.1843 0.1141 0.1525 T. Rowe Price<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Health Sciences Portfolio - II Class 0.0111 0.178 0.0386 0.087 T. Rowe Price<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Mid-Cap Growth Portfolio - II Class 0.0109 0.0329 0.0358 0.0954 T. Rowe Price<span style=" position:relative; bottom:3.25pt;font-size:5pt;">®</span> Moderate Allocation Portfolio 0.0085 0.145 0.055 0.0784 Templeton Emerging Markets VIP Fund - Class 2 (formerly, Templeton Developing Markets VIP Fund) 0.0137 0.4627 0.0546 0.104 Templeton Global Bond VIP Fund - Class 2 Franklin Advisers, Inc. 0.0075 0.1573 -0.0096 -0.0015 Western Asset Core Plus VIT Portfolio - Class II Franklin Templeton Fund Adviser, LLC 0.0079 0.0769 -0.0167 0.0185 <div style=" margin-top:3.75pt; margin-bottom:0pt; line-height:12.5pt; text-align:left; margin-left:20pt;font-style:italic;font-size:10pt;">These Funds and their investment advisers have entered into contractual fee waivers or expense reimbursement arrangements. These temporary fee reductions are reflected in their annual expenses. Those contractual arrangements are designed to reduce total annual Fund operating expenses for Contract Owners and will continue past the current year.</div> <div style="margin-top:6pt; width:523pt; line-height:12pt;">The following is information for the fixed options currently available under the Contract. We may change the features of the fixed options listed below, offer new fixed options, and terminate existing fixed options. We will provide you with written notice before doing so. Depending on the optional benefits you choose, you may not be able to invest in certain fixed options, as noted below.</div> <table style="width:360.14pt;height:63.5pt;margin-left:81.43pt;margin-top:4pt;border-collapse: collapse;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:bold;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:8pt;"> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.167pt 0pt 1.833pt 0pt; width:68.34pt;"> <div style="white-space:nowrap; text-align:center;">Name</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.167pt 0pt 1.833pt 0pt; width:66.12pt;"> <div style="white-space:nowrap; text-align:center;">Term</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:36pt;">​</td> <td style="border-bottom:1px solid #000000;padding:2.167pt 0pt 1.833pt 0pt; width:81.69pt;"> <div style="text-align:center;">Minimum Guaranteed <br/>Interest Rate</div> </td> <td style="padding:0pt;border-bottom:1px solid #FFFFFF; width:0pt;">​</td> </tr> <tr style="line-height:10pt;background-color:#CCEEFF;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; width:68.34pt;text-align:left;"> <div style="white-space:nowrap;">Fixed Account* </div> </td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; width:66.12pt;"> <div style="text-align:center;">1 Year</div> </td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:3.25pt 0pt 1.5pt 0pt; width:81.69pt;"> <div style="text-align:center;">1%</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:3.5pt 0pt 1.5pt 0pt; width:68.34pt;text-align:left;"> <div style="white-space:nowrap;">DCA Account 1</div> </td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:3.5pt 0pt 1.5pt 0pt; width:66.12pt;"> <div style="white-space:nowrap; text-align:center;">3 to 6 Months</div> </td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:3.5pt 0pt 1.5pt 0pt; width:81.69pt;"> <div style="text-align:center;">1%</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> <tr style="line-height:10pt;background-color:#CCEEFF;white-space:nowrap;text-align:center;vertical-align:bottom;font-style:normal;font-weight:normal;font-variant:normal;text-transform:none;color:#000000;font-family:Arial, Helvetica, sans-serif;font-size:10pt;"> <td style="padding:0pt; width:0pt;">​</td> <td style="padding:3.5pt 0pt 1.5pt 0pt; width:68.34pt;text-align:left;"> <div style="white-space:nowrap;">DCA Account 2</div> </td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:3.5pt 0pt 1.5pt 0pt; width:66.12pt;"> <div style="white-space:nowrap; text-align:center;">7 to 12 Months</div> </td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:0pt; width:36pt;">​</td> <td style="padding:3.5pt 0pt 1.5pt 0pt; width:81.69pt;"> <div style="text-align:center;">1%</div> </td> <td style="padding:0pt; width:0pt;">​</td> </tr> </table><div style="margin-top:6pt; width:523pt; line-height:12pt;">*If you select the SecurePay rider or SecurePay Investor rider, you may not allocate any portion of your Purchase Payments or Contract Value to the Fixed Account.</div> Fixed Account* P1Y 0.01 DCA Account 1 P3M P6M 0.01 DCA Account 2 P7M P12M 0.01 Protective Variable Annuity Separate Account N-4 0000914245 false As a percentage of Fund assets. As a percentage of Fund assets. We calculate the Base Contract fee by dividing the total amount we receive from the annual contract maintenance fee, the mortality and expense risk charge and the administration charge for the last fiscal year by the total average net assets attributable to the Contracts for that year. As an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date. This charge is the current charge for the Return of Purchase Payments Death Benefit, the least expensive optional benefit available for an additional charge. As an annualized percentage of the Benefit Base on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date following election of the rider. This charge is the current charge for the SecurePay Protector Rider under the RightTime Option, the most expensive optional benefit available for an additional charge. We calculate the Base Contract fee by dividing the total amount we receive from the annual contract maintenance fee, the mortality and expense risk charge and the administration charge for the last fiscal year by the total average net assets attributable to the Contracts for that year. You may not annuitize your Contract within 3 years after we accept your most recent Purchase Payment. For more information, see “ANNUITY PAYMENTS, Annuity Date, Changing the Annuity Date.” Neither the death benefit fee nor the SecurePay Fee apply after the Annuity Date. The “Annual Fund Expenses after any waivers or expense reimbursements” line in the above table shows the range of minimum and maximum fees and expenses based on the expenses of all Funds after taking into account contractual fee waiver or expense reimbursement arrangements in place. Those contractual arrangements are designed to reduce total annual Fund operating expenses for Contract Owners and will continue past the current year. Base Contract Expenses include a mortality and expense risk charge equal on an annual basis to 1.10% of the average daily net assets of the Variable Account attributable to your Contract and an administration charge equal on an annual basis to 0.10% of average daily net assets of the Variable Account attributable to your Contract. The Return of Purchase Payments Death Benefit is equal to the greatest of  (i) your Contract Value, or (ii) your Purchase Payments less an adjustment for withdrawals. For more information on these death benefit values and fees, and how they are calculated, please see the “DEATH BENEFIT” and “CHARGES AND DEDUCTIONS, Death Benefit Fee” sections in the Prospectus. For Contracts issued from July 7, 2022, to April 30, 2023, the maximum charges for the Return of Purchase Payments Death Benefit Fee, the Maximum Anniversary Value Death Benefit Fee, and the Maximum Quarterly Value Death Benefit Fee were 0.20%, 0.35%, and 0.40%, respectively. The Maximum Anniversary Value Death Benefit is equal to the greatest of  (i) your Contract Value, (ii) your Purchase Payments less an adjustment for withdrawals, or (iii) the highest anniversary value of the Contract before the Owner’s 83rd birthday. For more information on these death benefit values and fees, and how they are calculated, please see the “DEATH BENEFIT” and “CHARGES AND DEDUCTIONS, Death Benefit Fee” sections in the Prospectus. The Maximum Quarterly Value Death Benefit is equal to the greatest of  (i) your Contract Value, (ii) your Purchase Payments less an adjustment for withdrawals, or (iii) the highest quarterly value of the Contract before the Owner’s 83rd birthday. For more information on these death benefit values and fees, and how they are calculated, please see the “DEATH BENEFIT” and “CHARGES AND DEDUCTIONS, Death Benefit Fee” sections in the Prospectus. The Maximum Daily Value Death Benefit is equal to the greatest of  (i) your Contract Value, (ii) aggregate Purchase Payments less an adjustment for each withdrawal, or (iii) the maximum death benefit daily value of the Contract before the Owner’s 83rd birthday. For more information on these death benefit values and fees, and how they are calculated, please see the “DEATH BENEFIT” and “CHARGES AND DEDUCTIONS, Death Benefit Fee” sections in the Prospectus. We will give you at least 30 days’ written notice before any increase in the SecurePay Fee. You may elect not to pay the increase in your SecurePay Fee. If you do, your SecurePay rider will not terminate, but your current Benefit Base will be capped at its then current value. You will continue to be assessed your current SecurePay Fee, however, even though you will have given up the opportunity for any future increases in your SecurePay Benefit Base. See “THE SECUREPAY RIDERS” in the Prospectus. The Benefit Base is a value used to calculate the Annual Withdrawal Amounts, and the fees charged under the SecurePay rider. If the rider is purchased at issue, your initial Benefit Base is equal to your initial purchase payments. If the rider is added through RightTime, your initial Benefit Base is equal to your Contract Value on the Rider Issue Date. For more information on the SecurePay rider, the Benefit Base and how it is calculated, please see “THE SECUREPAY RIDERS” in the Prospectus. You may not purchase both the SecurePay Investor and the SecurePay Protector rider. Protective Life currently does not charge this Transfer Fee, but reserves the right to do so in the future for each transfer after the first 12 transfers in any Contract Year. We will give written notice thirty (30) days before we impose a Transfer Fee. (See “CHARGES AND DEDUCTIONS, Transfer Fee” in the Prospectus.) Includes the annual contract maintenance fee. We will waive the annual contract maintenance fee if your Contract Value or aggregate Purchase Payments, reduced by surrenders and surrender charges, is $100,000 or more. (See “CHARGES AND DEDUCTIONS” in the Prospectus.) The surrender charge is based upon cumulative Purchase Payments as of the date each Purchase Payment is applied to the Contract, and decreases over time. The total of surrender charges assessed will not exceed 9% of aggregate Purchase Payments. (See “Surrender Charge, Determining the Surrender Charge” in the Prospectus.) For Contracts issued between July 7, 2022 and April 30, 2023, the maximum fees for the Return of Purchase Payments Death Benefit Fee, the Maximum Anniversary Value Death Benefit Fee, and the Maximum Quarterly Value Death Benefit Fee were 0.20%, 0.35%, and 0.40%, respectively. Fee is calculated as a percentage of the Benefit Base. These Funds and their investment advisers have entered into contractual fee waivers or expense reimbursement arrangements. These temporary fee reductions are reflected in their annual expenses. Those contractual arrangements are designed to reduce total annual Fund operating expenses for Contract Owners and will continue past the current year. Not available to applications signed on or after May 1, 2026. If you did not have Contract Value in, or allocation instructions including this Fund on that date, you may not allocate Purchase Payments or Contract Value to this Fund. Call Us for more information. Not available to applications signed on or after April 26, 2024. If you did not have Contract Value in, or allocation instructions including this Fund on that date, you may not allocate Purchase Payments or Contract Value to this Fund. Call Us for more information. If you select the SecurePay rider or SecurePay Investor rider, you may not allocate any portion of your Purchase Payments or Contract Value to the Fixed Account.