MetLife Financial Freedom Select e and e Bonus Class Annual Step-Up Death Benefit Guaranteed Minimum Income Benefit Lifetime Withdrawal Guarantee Benefit Waiver of Withdrawal Charge for Nursing Home or Hospital Confinement Waiver of Withdrawal Charge for Terminal Illness The Equity Generator The Rebalancer The Index Selector The Allocator Systematic Withdrawal Option American Funds Growth Fund - Class 2 American Funds Growth-Income Fund - Class 2 American Funds SMALLCAP World Fund® - Class 2 American Funds The Bond Fund of America - Class 2 American Funds Aggressive Allocation Portfolio - Class C American Funds Balanced Allocation Portfolio - Class C American Funds Moderate Allocation Portfolio - Class C BlackRock Bond Income Portfolio - Class B BlackRock Capital Appreciation Portfolio - Class B Brighthouse Asset Allocation 100 Portfolio - Class B Brighthouse Asset Allocation 20 Portfolio - Class B Brighthouse Asset Allocation 40 Portfolio - Class B Brighthouse Asset Allocation 60 Portfolio - Class B Brighthouse Asset Allocation 80 Portfolio - Class B Brighthouse Small Cap Value Portfolio - Class B BrighthouseArtisan Mid Cap Value Portfolio - Class B BrighthouseFranklin Low Duration Total Return Portfolio - Class B BrighthouseWellington Balanced Portfolio - Class A BrighthouseWellington Core Equity Opportunities Portfolio - Class B BrighthouseWellington Large Cap Research Portfolio - Class B CBRE Global Real Estate Portfolio - Class B Freedom 2025 Portfolio - Service Class 2 Freedom 2030 Portfolio - Service Class 2 Freedom 2035 Portfolio - Service Class 2 Freedom 2040 Portfolio - Service Class 2 Freedom 2045 Portfolio - Service Class 2 Freedom 2050 Portfolio - Service Class 2 Freedom 2055 Portfolio - Service Class 2 Freedom 2060 Portfolio - Service Class 2 Freedom 2065 Portfolio - Service Class 2 Freedom 2070 Portfolio - Service Class 2 Harris Oakmark International Portfolio - Class B Invesco Global Equity Portfolio - Class B Invesco Small Cap Growth Portfolio - Class B Jennison Growth Portfolio - Class B Loomis Sayles Global Allocation Portfolio - Class B Loomis Sayles Growth Portfolio - Class B Loomis Sayles Small Cap Core Portfolio - Class B Loomis Sayles Small Cap Growth Portfolio - Class B MetLife Aggregate Bond Index Portfolio - Class B MetLife Mid Cap Stock Index Portfolio - Class B MetLife MSCI EAFE Index Portfolio - Class B MetLife Russell 2000 Index Portfolio - Class B MetLife Stock Index Portfolio - Class B MFS Research International Portfolio - Class B MFS Total Return Portfolio - Class B MFS Value Portfolio - Class B Morgan Stanley Discovery Portfolio - Class B Neuberger Berman Genesis Portfolio - Class B PIMCO Inflation Protected Bond Portfolio - Class B PIMCO Total Return Portfolio - Class B State Street Moderate ETF Portfolio - Class B State Street Moderately Aggressive ETF Portfolio - Class B T Rowe Price Large Cap Growth Portfolio - Class B T Rowe Price Mid Cap Growth Portfolio - Class B T Rowe Price Small Cap Growth Portfolio - Class B Victory Sycamore Mid Cap Value Portfolio - Class B Western Asset Management Strategic Bond Opportunities Portfolio - Class B Western Asset Management US Government Portfolio - Class B Fixed Interest Account e Class e Bonus Class Premium Tax Loans C Class Optional Riders MetLife Aggregate Bond Index Portfolio - Class A MetLife Stock Index Portfolio - Class A MetLife Mid Cap Stock Index Portfolio - Class G Risks Associated with Investment Options Contract Termination Risk of Underlying Portfolios Risks Associated with the Company Conflicts of Interest Suitability Tax Risks Cybersecurity Bonus Class Risk Pandemics and Other Public Health Issues and Other Events Terrorism and Security Risk Technology Risk MetLife Financial Freedom Select B, L and C Class B Class L Class