EX-99.4R HISTORICEQUITABLE FINANCIAL LIFE INSURANCE COMPANY0002039145N-42025-12-31false 0002039145 2026-05-01 2026-05-01
HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 B Shares
 
      01/02/2025      01/16/2025      02/06/2025      02/20/2025      03/06/2025      03/20/2025      04/03/2025      04/17/2025      05/01/2025      05/15/2025      06/05/2025      06/18/2025 
Russell 2000 Step Up 1 Yr -10% Buffer
   14    14    14    14    14    15.3    15.3    18.3    18.3    16    14.5    14.5
Russell 2000 Standard 1 Year -40% Buffer
   11    11    10.5    10.5    10.5    11    11    12    12    11    10    10
MSCI EAFE Dual Step Up 1 Yr
-10%
Buffer
   8    8    8    8    8    8    8    10.5    10.5    9    8    8
MSCI EAFE Dual Direction 1 Year -20% Buffer
   6    6    6    6    6    6    6    8    8    5.5    5.5    5.5
S&P 500 Dual Step Up 1 Yr
-20%
Buffer
   6.5    6.5    6.5    6.5    6.5    7    7    8.5    8.5    7.5    7    7
NASDAQ 100 Step Up 1 Year -15% Buffer
   11.2    11.2    11.2    11.2    11.2    12.5    12.5    15    15    13.5    12    12
Russell 2000 Dual Direction 5 Year -10% Buffer
   800    800    800    800    800    800    800    800    800    800    800    800
MSCI EAFE Dual Direction 5 Year -15% Buffer
   600    600    600    600    600    600    600    600    600    600    600    600
NASDAQ 100 Standard 1 Year -40% Buffer
   10    10    9.5    9.5    9.5    10    10    11    11    10    9.5    9.5
S&P 500 Dual Direction 1 Year -20% Buffer
   7    7    6.5    6.5    6.5    7    7    9    9    7.5    7    7
NASDAQ 100 Dual Direction 1 Year -15% Buffer
   11    11    11    11    11    12.5    12.5    15.5    15.5    14    12.5    12.5
Russell 2000 Standard 1 Year -10% Buffer
   23.5    23.5    22.5    22.5    22.5    23.5    23.5    27    27    26    24    24
Russell 2000 Step Up 5 Year
-10%
Buffer
   54    54    54    54    54    54    54    54    54    54    54    54
MSCI EAFE Standard 5 Year -10% Buffer
   Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped
S&P 500 Standard 5 Year -10% Buffer
   Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 B Shares
 
      01/02/2025      01/16/2025      02/06/2025      02/20/2025      03/06/2025      03/20/2025      04/03/2025      04/17/2025      05/01/2025      05/15/2025      06/05/2025      06/18/2025 
NASDAQ 100 Dual Direction 1 Year -20% Buffer
   7.5    7.5    7.5    7.5    7.5    8.5    8.5    10.5    10.5    9    8.5    8.5
NASDAQ 100 Standard 5 Year -20% Buffer
   110    110    110    110    110    110    110    110    110    110    110    110
S&P 500 Step Up 1 Year -15% Buffer
   9.2    9.2    9.2    9.2    9.2    10.5    10.5    13    13    11.5    10.5    10.5
S&P 500 Standard 1 Year -10% Buffer
   16    16    15.5    15.5    15.5    16.5    16.5    20    20    19    17.5    17.5
Russell 2000 Dual Direction 5 Year -15% Buffer
   600    600    600    600    600    600    600    600    600    600    600    600
S&P 500 Dual Step Up 1 Yr -10% Buffer
   8.5    8.5    8.5    8.5    8.5    9.5    9.5    12    12    11    10    10
MSCI EAFE Standard 1 Year -10% Buffer
   35    35    35    35    35    30    30    33.5    33.5    29    26    26
MSCI EM Standard 1 Year -15% Buffer
   19    19    19    19    19    15    15    17.5    17.5    17.5    17.5    17.5
S&P 500 Step Up 5 Year -10% Buffer
   45    45    45    45    45    45    45    45    45    45    45    45
NASDAQ 100 Standard 5 Year -15% Buffer
   500    500    500    500    500    500    500    500    500    500    500    500
Russell 2000 Standard 1 Year -20% Buffer
   15    15    14    14    14    15    15    17    17    16.5    15    15
MSCI EAFE Dual Direction 5 Year -10% Buffer
   800    800    800    800    800    800    800    800    800    800    800    800
MSCI EAFE Standard 1 Year -15% Buffer
   18    18    18    18    18    18    18    20.5    20.5    17.5    14.5    14.5
MSCI EAFE Dual Direction 1 Year -15% Buffer
   9    9    9    9    9    9    9    12    12    9.5    8    8
NASDAQ 100 Dual Step Up 1 Yr -15% Buffer
   8.2    8.2    8.2    8.2    8.2    9.2    9.2    11.2    11.2    10.2    9.2    9.2
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 B Shares
 
      01/02/2025      01/16/2025      02/06/2025      02/20/2025      03/06/2025      03/20/2025      04/03/2025      04/17/2025      05/01/2025      05/15/2025      06/05/2025      06/18/2025 
S&P 500 Dual Direction 5 Year -15% Buffer
   500    500    500    500    500    500    500    500    500    500    500    500
NASDAQ 100 Standard 1 Year -10% Buffer
   20    20    19    19    19    20    20    23.5    23.5    22.5    21    21
Russell 2000 Standard 1 Year -15% Buffer
   18    18    17    17    17    18    18    20.5    20.5    19.5    18    18
NASDAQ 100 Dual Direction 5 Year -10% Buffer
   270    270    270    270    270    270    270    270    270    270    270    270
NASDAQ 100 Step Up 5 Year -10% Buffer
   50    50    50    50    50    50    50    50    50    50    50    50
S&P 500 Standard 5 Year -15% Buffer
   750    750    750    750    750    750    750    750    750    750    750    750
MSCI EAFE Standard 1 Year -20% Buffer
   14    14    14    14    14    14    14    16    16    13.5    12    12
NASDAQ 100 Dual Direction 1 Year -10% Buffer
   16    16    15.5    15.5    15.5    17    17    20.5    20.5    19.5    18    18
S&P 500 Standard 5 Year -20% Buffer
   500    500    500    500    500    500    500    500    500    500    500    500
NASDAQ 100 Step Up 1 Year -10% Buffer
   12.5    12.5    12.5    12.5    12.5    13.8    13.8    16.8    16.8    15.3    13.5    13.5
Russell 2000 Dual Direction 1 Year -10% Buffer
   18    18    17    17    17    18.5    18.5    22    22    21    19    19
NASDAQ 100 Standard 5 Year -10% Buffer
   Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped
MSCI EAFE Standard 1 Year -40% Buffer
   10    10    10    10    10    10    10    11    11    9.5    8.5    8.5
S&P 500 Dual Direction 5 Year -20% Buffer
   150    150    125    100    100    100    100    100    100    100    100    100
Russell 2000 Dual Step Up 1 Yr -15% Buffer
   8.8    8.8    8.5    8.5    8.5    9.5    9.5    11.5    11.5    10    9    9
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 B Shares
 
      01/02/2025      01/16/2025      02/06/2025      02/20/2025      03/06/2025      03/20/2025      04/03/2025      04/17/2025      05/01/2025      05/15/2025      06/05/2025      06/18/2025 
Russell 2000 Dual Direction 5 Year -20% Buffer
   125    125    115    115    115    115    115    115    115    115    115    115
NASDAQ 100 Standard 1 Year -15% Buffer
   16    16    15    15    15    16    16    18.5    18.5    17.5    16.5    16.5
S&P 500 Growth Multiplier 1 Year -0% Buffer
   Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped
NASDAQ 100 Dual Direction 5 Year -20% Buffer
   85    85    85    85    85    85    85    85    85    85    85    85
S&P 500 Dual Direction 1 Year -10% Buffer
   12.5    12.5    12    12    12    13    13    16.5    16.5    15.5    14    14
S&P 500 Dual Step Up 1 Yr -15% Buffer
   7.2    7.2    7.2    7.2    7.2    8    8    10    10    9    8.5    8.5
S&P 500 Standard 1 Year -40% Buffer
   8.5    8.5    8.5    8.5    8.5    9    9    10    10    9    8.5    8.5
MSCI EAFE Dual Direction 5 Year -20% Buffer
   400    400    400    400    400    400    400    400    400    400    400    400
MSCI EAFE Dual Step Up 1 Yr -20% Buffer
   6    6    6    6    6    6    6    7.5    7.5    6    5.5    5.5
MSCI EM Standard 1 Year -10% Buffer
   28    28    28    28    28    25    25    28.5    28.5    28.5    28.5    28.5
Russell 2000 Standard 5 Year -10% Buffer
   Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped
S&P 500 Step Up 1 Yr -10% Buffer
   10.2    10.2    10.2    10.2    10.2    11.5    11.5    14.5    14.5    13    11.5    11.5
NASDAQ 100 Dual Step Up 1 Yr -20% Buffer
   7    7    7    7    7    7.5    7.5    9    9    8.5    8    8
S&P 500 Growth Multiplier 5 Year -0% Buffer
   Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped
NASDAQ 100 Standard 1 Year -20% Buffer
   13.5    13.5    13    13    13    14    14    16    16    15    14    14
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 B Shares
 
      01/02/2025      01/16/2025      02/06/2025      02/20/2025      03/06/2025      03/20/2025      04/03/2025      04/17/2025      05/01/2025      05/15/2025      06/05/2025      06/18/2025 
Russell 2000 Dual Step Up 1 Yr -20% Buffer
   7.5    7.5    7.5    7.2    7.2    7.7    7.7    9.2    9.2    8.5    8    8
NASDAQ 100 Dual Step Up 1 Yr -10% Buffer
   10    10    10    10    10    11    11    13.7    13.7    12.7    11.5    11.5
MSCI EAFE Dual Direction 1 Year -10% Buffer
   17    17    17    16    16    16    16    19.5    19.5    17    15    15
MSCI EAFE Step Up 1 Year -15% Buffer
   9    9    9    9    9    9    9    11.5    11.5    10    9    9
S&P 500 Dual Direction 5 Year -10% Buffer
   700    700    700    700    700    700    700    700    700    700    700    700
S&P 500 Standard 1 Year -15% Buffer
   13    13    12.5    12.5    12.5    13.5    13.5    16    16    15    14    14
NASDAQ 100 Dual Direction 5 Year -15% Buffer
   105    105    105    105    105    105    105    105    105    105    105    105
MSCI EAFE Dual Step Up 1 Yr -15% Buffer
   6.8    6.8    6.8    6.8    6.8    6.8    6.8    8.8    8.8    7.5    6.5    6.5
MSCI EAFE Standard 5 Year -15% Buffer
   750    750    750    750    750    750    750    750    750    750    750    750
Russell 2000 Step Up 1 Year -15% Buffer
   12    12    11.7    11.7    11.7    13    13    15.5    15.5    14    13    13
Russell 2000 Dual Direction 1 Year -20% Buffer
   7.5    7.5    7    7    7    8    8    10    10    8.5    7.5    7.5
Russell 2000 Dual Direction 1 Year -15% Buffer
   12    12    11    11    11    12.5    12.5    15.5    15.5    14    13    13
Russell 2000 Standard 5 Year -20% Buffer
   500    500    500    500    500    500    500    500    500    500    500    500
Russell 2000 Dual Step Up 1 Yr -10% Buffer
   11    11    10.5    10.5    10.5    11.5    11.5    14.2    14.2    12.5    11.5    11.5
S&P 500 Standard 1 Year -20% Buffer
   11.5    11.5    11    11    11    12    12    14    14    13    12    12
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 B Shares
 
      01/02/2025      01/16/2025      02/06/2025      02/20/2025      03/06/2025      03/20/2025      04/03/2025      04/17/2025      05/01/2025      05/15/2025      06/05/2025      06/18/2025 
MSCI EAFE Step Up 1 Yr -10% Buffer
   10.2    10.2    10.2    10.2    10.2    10.2    10.2    13.2    13.2    11.5    9.5    9.5
MSCI EAFE Step Up 5 Year -10% Buffer
   45    45    45    45    45    45    45    45    45    45    45    45
S&P 500 Dual Direction 1 Year -15% Buffer
   9    9    8.5    8.5    8.5    9.5    9.5    12.5    12.5    11    10    10
MSCI EAFE Standard 5 Year -20% Buffer
   650    650    650    650    650    650    650    650    650    650    650    650
Russell 2000 Standard 5 Year -15% Buffer
   750    750    750    750    750    750    750    750    750    750    750    750
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 B Shares
 
      07/03/2025      07/17/2025      08/07/2025      08/21/2025      09/04/2025      09/18/2025      10/02/2025      10/16/2025      11/06/2025      11/20/2025      12/04/2025 
Russell 2000 Step Up 1 Yr -10% Buffer
   14    14    14    14    14    13.5    13.5    13.5    14.5    14.5    14.5
Russell 2000 Standard 1 Year -40% Buffer
   10    10    10    10    10    10    10    10    10    10    10
MSCI EAFE Dual Step Up 1 Yr -10% Buffer
   8    8    8    8    8    8    8    8    8    7.5    7.5
MSCI EAFE Dual Direction 1 Year -20% Buffer
   5.5    5.5    5.5    5.5    5.5    5.5    5.5    5.5    5.5    5.5    5.5
S&P 500 Dual Step Up 1 Yr -20% Buffer
   7    7    7    6.5    6.5    6.5    6.5    6.5    6.5    7    7
NASDAQ 100 Step Up 1 Year -15% Buffer
   11.5    11.5    11.5    10.5    10.5    10.5    10.5    10.5    11.5    11.5    11.5
Russell 2000 Dual Direction 5 Year -10% Buffer
   800    800    800    800    800    800    800    800    800    800    800
MSCI EAFE Dual Direction 5 Year -15% Buffer
   600    600    600    600    600    600    600    600    600    600    600
NASDAQ 100 Standard 1 Year -40% Buffer
   9.5    9.5    9.5    9    9    8    8    8    9    9    9
S&P 500 Dual Direction 1 Year -20% Buffer
   7    7    7    7    7    6    6    6    6.5    7    7
NASDAQ 100 Dual Direction 1 Year -15% Buffer
   12    12    12    11    11    10.5    10.5    10.5    11    11.5    11.5
Russell 2000 Standard 1 Year -10% Buffer
   24    24    24    24    24    23    23    23    24    24    24
Russell 2000 Step Up 5 Year -10% Buffer
   54    54    54    54    54    54    54    54    54    54    54
MSCI EAFE Standard 5 Year -10% Buffer
   Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped
S&P 500 Standard 5 Year -10% Buffer
   Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 B Shares
 
      07/03/2025      07/17/2025      08/07/2025      08/21/2025      09/04/2025      09/18/2025      10/02/2025      10/16/2025      11/06/2025      11/20/2025      12/04/2025 
NASDAQ 100 Dual Direction 1 Year -20% Buffer
   8    8    8    7.5    7.5    7    7    7    7.5    8    8
NASDAQ 100 Standard 5 Year -20% Buffer
   110    110    110    110    110    110    110    110    100    100    100
S&P 500 Step Up 1 Year -15% Buffer
   10    10    10    9    9    9    9    9    9.5    10    10
S&P 500 Standard 1 Year -10% Buffer
   17    17    17    17    17    15.5    15.5    15.5    16.5    17.5    17.5
Russell 2000 Dual Direction 5 Year -15% Buffer
   600    600    600    600    600    600    600    600    600    600    600
S&P 500 Dual Step Up 1 Yr -10% Buffer
   9.5    9.5    9.5    8.5    8.5    8.5    8.5    8.5    9    9.5    9.5
MSCI EAFE Standard 1 Year -10% Buffer
   26    26    26    26    26    20    20    20    20    20    20
MSCI EM Standard 1 Year -15% Buffer
   17.5    17.5    17.5    17.5    17.5    17.5    17.5    17.5    17.5    17.5    17.5
S&P 500 Step Up 5 Year -10% Buffer
   45    45    45    45    45    45    45    45    45    45    45
NASDAQ 100 Standard 5 Year -15% Buffer
   500    500    500    500    500    500    500    500    200    200    200
Russell 2000 Standard 1 Year -20% Buffer
   15    15    15    15    15    14.5    14.5    14.5    15    15    15
MSCI EAFE Dual Direction 5 Year -10% Buffer
   800    800    800    800    800    800    800    800    800    800    800
MSCI EAFE Standard 1 Year -15% Buffer
   14.5    14.5    14.5    14.5    14.5    14.5    14.5    14.5    14.5    14.5    14.5
MSCI EAFE Dual Direction 1 Year -15% Buffer
   8    8    8    8    8    8    8    8    8    8    8
NASDAQ 100 Dual Step Up 1 Yr -15% Buffer
   8.7    8.7    8.7    8.2    8.2    8    8    8    8.5    9    9
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 B Shares
 
      07/03/2025      07/17/2025      08/07/2025      08/21/2025      09/04/2025      09/18/2025      10/02/2025      10/16/2025      11/06/2025      11/20/2025      12/04/2025 
S&P 500 Dual Direction 5 Year -15% Buffer
   500    500    500    500    500    500    500    500    300    300    300
NASDAQ 100 Standard 1 Year -10% Buffer
   20    20    20    19    19    18    18    18    19    20    20
Russell 2000 Standard 1 Year -15% Buffer
   18    18    18    18    18    17    17    17    18    18    18
NASDAQ 100 Dual Direction 5 Year -10% Buffer
   270    270    270    270    270    270    270    270    150    150    150
NASDAQ 100 Step Up 5 Year -10% Buffer
   50    50    50    50    50    50    50    50    50    50    50
S&P 500 Standard 5 Year -15% Buffer
   750    750    750    750    750    750    750    750    750    750    750
MSCI EAFE Standard 1 Year -20% Buffer
   12    12    12    12    12    12    12    12    12    12    12
NASDAQ 100 Dual Direction 1 Year -10% Buffer
   17    17    17    15.5    15.5    14.5    14.5    14.5    15.5    16.5    16.5
S&P 500 Standard 5 Year -20% Buffer
   500    500    500    500    500    500    500    500    250    250    250
NASDAQ 100 Step Up 1 Year -10% Buffer
   13    13    13    12    12    12    12    12    13    13.5    13.5
Russell 2000 Dual Direction 1 Year -10% Buffer
   18    18    18    18    18    17.5    17.5    17.5    18.5    19    19
NASDAQ 100 Standard 5 Year -10% Buffer
   Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped
MSCI EAFE Standard 1 Year -40% Buffer
   8.5    8.5    8.5    8.5    8.5    8.5    8.5    8.5    8.5    8.5    8.5
S&P 500 Dual Direction 5 Year -20% Buffer
   100    100    100    100    100    80    80    80    70    70    70
Russell 2000 Dual Step Up 1 Yr -15% Buffer
   9    9    9    9    9    8.5    8.5    8.5    9    9    9
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 B Shares
 
      07/03/2025      07/17/2025      08/07/2025      08/21/2025      09/04/2025      09/18/2025      10/02/2025      10/16/2025      11/06/2025      11/20/2025      12/04/2025 
Russell 2000 Dual Direction 5 Year -20% Buffer
   115    115    115    115    115    115    115    115    115    115    115
NASDAQ 100 Standard 1 Year -15% Buffer
   16    16    16    15    15    14    14    14    15.5    16.5    16.5
S&P 500 Growth Multiplier 1 Year -0% Buffer
   Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped
NASDAQ 100 Dual Direction 5 Year -20% Buffer
   85    85    85    85    85    85    85    85    80    80    80
S&P 500 Dual Direction 1 Year -10% Buffer
   13    13    13    13    13    12    12    12    13    14    14
S&P 500 Dual Step Up 1 Yr -15% Buffer
   8    8    8    7.5    7.5    7.5    7.5    7.5    7.5    8    8
S&P 500 Standard 1 Year -40% Buffer
   8.5    8.5    8.5    8.5    8.5    7.5    7.5    7.5    8    8    8
MSCI EAFE Dual Direction 5 Year -20% Buffer
   400    400    400    400    400    400    400    400    400    400    400
MSCI EAFE Dual Step Up 1 Yr -20% Buffer
   5.5    5.5    5.5    5.5    5.5    5.5    5.5    5.5    5.5    5.5    5.5
MSCI EM Standard 1 Year -10% Buffer
   28.5    28.5    28.5    28.5    28.5    28.5    28.5    28.5    26.5    26.5    26.5
Russell 2000 Standard 5 Year -10% Buffer
   Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped
S&P 500 Step Up 1 Yr -10% Buffer
   11    11    11    10    10    10    10    10    11    11.5    11.5
NASDAQ 100 Dual Step Up 1 Yr -20% Buffer
   7.5    7.5    7.5    7.5    7.5    7    7    7    7.5    7.5    7.5
S&P 500 Growth Multiplier 5 Year -0% Buffer
   Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped    Uncapped
NASDAQ 100 Standard 1 Year -20% Buffer
   13.5    13.5    13.5    12.5    12.5    11.5    11.5    11.5    13    14    14
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 B Shares
 
      07/03/2025      07/17/2025      08/07/2025      08/21/2025      09/04/2025      09/18/2025      10/02/2025      10/16/2025      11/06/2025      11/20/2025      12/04/2025 
Russell 2000 Dual Step Up 1 Yr -20% Buffer
   7.5    7.5    7.5    7.5    7.5    7    7    7    7.5    7.5    7.5
NASDAQ 100 Dual Step Up 1 Yr -10% Buffer
   11    11    11    10    10    10    10    10    10.5    11    11
MSCI EAFE Dual Direction 1 Year -10% Buffer
   15    15    15    15    15    13    13    13    13    13    13
MSCI EAFE Step Up 1 Year -15% Buffer
   9    9    9    8.5    8.5    8.5    8.5    8.5    9    9    9
S&P 500 Dual Direction 5 Year -10% Buffer
   700    700    700    700    700    700    700    700    700    700    700
S&P 500 Standard 1 Year -15% Buffer
   13    13    13    13    13    12    12    12    13    14    14
NASDAQ 100 Dual Direction 5 Year -15% Buffer
   105    105    105    105    105    105    105    105    100    100    100
MSCI EAFE Dual Step Up 1 Yr -15% Buffer
   6.5    6.5    6.5    6.5    6.5    6.5    6.5    6.5    6.5    6.5    6.5
MSCI EAFE Standard 5 Year -15% Buffer
   750    750    750    750    750    750    750    750    750    750    750
Russell 2000 Step Up 1 Year -15% Buffer
   12.5    12.5    12.5    12.5    12.5    11.5    11.5    11.5    12.5    13    13
Russell 2000 Dual Direction 1 Year -20% Buffer
   7.5    7.5    7.5    7.5    7.5    7    7    7    7.5    7.5    7.5
Russell 2000 Dual Direction 1 Year -15% Buffer
   12    12    12    12    12    11.5    11.5    11.5    12    12.5    12.5
Russell 2000 Standard 5 Year -20% Buffer
   500    500    500    500    500    500    500    500    500    500    500
Russell 2000 Dual Step Up 1 Yr -10% Buffer
   11    11    11    11    11    10.5    10.5    10.5    11    11    11
S&P 500 Standard 1 Year -20% Buffer
   11    11    11    11    11    10.5    10.5    10.5    11    11.5    11.5
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 B Shares
 
      07/03/2025      07/17/2025      08/07/2025      08/21/2025      09/04/2025      09/18/2025      10/02/2025      10/16/2025      11/06/2025      11/20/2025      12/04/2025 
MSCI EAFE Step Up 1 Yr -10% Buffer
   9.5    9.5    9.5    9.5    9.5    9.5    9.5    9.5    10    10    10
MSCI EAFE Step Up 5 Year -10% Buffer
   45    45    45    45    45    45    45    45    45    45    45
S&P 500 Dual Direction 1 Year -15% Buffer
   9.5    9.5    9.5    9.5    9.5    8.5    8.5    8.5    9.5    10    10
MSCI EAFE Standard 5 Year -20% Buffer
   650    650    650    650    650    650    650    650    650    650    650
Russell 2000 Standard 5 Year -15% Buffer
   750    750    750    750    750    750    750    750    750    750    750
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 C Shares
 
     01/02/2025     01/16/2025     02/06/2025     02/20/2025     03/06/2025     03/20/2025     04/03/2025     04/17/2025     05/01/2025     05/15/2025     06/05/2025     06/18/2025 
Russell 2000 Step Up 1 Yr -10% Buffer
  14   14   14   14   14   15.3   15.3   18.3   18.3   16   14.5   14.5
Russell 2000 Standard 1 Year -40% Buffer
  11   11   10.5   10.5   10.5   11   11   12   12   11   10   10
MSCI EAFE Dual Step Up 1 Yr -10% Buffer
  8   8   8   8   8   8   8   10.5   10.5   9   8   8
MSCI EAFE Dual Direction 1 Year -20% Buffer
  6   6   6   6   6   6   6   8   8   5.5   5.5   5.5
S&P 500 Dual Step Up 1 Yr -20% Buffer
  6.5   6.5   6.5   6.5   6.5   7   7   8.5   8.5   7.5   7   7
NASDAQ 100 Step Up 1 Year -15% Buffer
  11.2   11.2   11.2   11.2   11.2   12.5   12.5   15   15   13.5   12   12
Russell 2000 Dual Direction 5 Year -10% Buffer
  800   800   800   800   800   800   800   800   800   800   800   800
MSCI EAFE Dual Direction 5 Year -15% Buffer
  600   600   600   600   600   600   600   600   600   600   600   600
NASDAQ 100 Standard 1 Year -40% Buffer
  10   10   9.5   9.5   9.5   10   10   11   11   10   9.5   9.5
S&P 500 Dual Direction 1 Year -20% Buffer
  7   7   6.5   6.5   6.5   7   7   9   9   7.5   7   7
NASDAQ 100 Dual Direction 1 Year -15% Buffer
  11   11   11   11   11   12.5   12.5   15.5   15.5   14   12.5   12.5
Russell 2000 Standard 1 Year -10% Buffer
  23.5   23.5   22.5   22.5   22.5   23.5   23.5   27   27   26   24   24
Russell 2000 Step Up 5 Year -10% Buffer
  54   54   54   54   54   54   54   54   54   54   54   54
MSCI EAFE Standard 5 Year -10% Buffer
  Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped
S&P 500 Standard 5 Year -10% Buffer
  Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 C Shares
 
     01/02/2025     01/16/2025     02/06/2025     02/20/2025     03/06/2025     03/20/2025     04/03/2025     04/17/2025     05/01/2025     05/15/2025     06/05/2025     06/18/2025 
NASDAQ 100 Dual Direction 1 Year -20% Buffer
  7.5   7.5   7.5   7.5   7.5   8.5   8.5   10.5   10.5   9   8.5   8.5
NASDAQ 100 Standard 5 Year -20% Buffer
  110   110   110   110   110   110   110   110   110   110   110   110
S&P 500 Step Up 1 Year -15% Buffer
  9.2   9.2   9.2   9.2   9.2   10.5   10.5   13   13   11.5   10.5   10.5
S&P 500 Standard 1 Year -10% Buffer
  16   16   15.5   15.5   15.5   16.5   16.5   20   20   19   17.5   17.5
Russell 2000 Dual Direction 5 Year -15% Buffer
  600   600   600   600   600   600   600   600   600   600   600   600
S&P 500 Dual Step Up 1 Yr -10% Buffer
  8.5   8.5   8.5   8.5   8.5   9.5   9.5   12   12   11   10   10
MSCI EAFE Standard 1 Year -10% Buffer
  35   35   35   35   35   30   30   33.5   33.5   29   26   26
MSCI EM Standard 1 Year -15% Buffer
  19   19   19   19   19   15   15   17.5   17.5   17.5   17.5   17.5
S&P 500 Step Up 5 Year -10% Buffer
  45   45   45   45   45   45   45   45   45   45   45   45
NASDAQ 100 Standard 5 Year -15% Buffer
  Uncapped   500   500   500   500   500   500   500   500   500   500   500
Russell 2000 Standard 1 Year -20% Buffer
  15   15   14   14   14   15   15   17   17   16.5   15   15
MSCI EAFE Dual Direction 5 Year -10% Buffer
  800   800   800   800   800   800   800   800   800   800   800   800
MSCI EAFE Standard 1 Year -15% Buffer
  18   18   18   18   18   18   18   20.5   20.5   17.5   14.5   14.5
MSCI EAFE Dual Direction 1 Year -15% Buffer
  9   9   9   9   9   9   9   12   12   9.5   8   8
NASDAQ 100 Dual Step Up 1 Yr -15% Buffer
  8.2   8.2   8.2   8.2   8.2   9.2   9.2   11.2   11.2   10.2   9.2   9.2
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 C Shares
 
     01/02/2025     01/16/2025     02/06/2025     02/20/2025     03/06/2025     03/20/2025     04/03/2025     04/17/2025     05/01/2025     05/15/2025     06/05/2025     06/18/2025 
S&P 500 Dual Direction 5 Year -15% Buffer
  500   500   500   500   500   500   500   500   500   500   500   500
NASDAQ 100 Standard 1 Year -10% Buffer
  20   20   19   19   19   20   20   23.5   23.5   22.5   21   21
Russell 2000 Standard 1 Year -15% Buffer
  18   18   17   17   17   18   18   20.5   20.5   19.5   18   18
NASDAQ 100 Dual Direction 5 Year -10% Buffer
  270   270   270   270   270   270   270   270   270   270   270   270
NASDAQ 100 Step Up 5 Year -10% Buffer
  50   50   50   50   50   50   50   50   50   50   50   50
S&P 500 Standard 5 Year -15% Buffer
  750   750   750   750   750   750   750   750   750   750   750   750
MSCI EAFE Standard 1 Year -20% Buffer
  14   14   14   14   14   14   14   16   16   13.5   12   12
NASDAQ 100 Dual Direction 1 Year -10% Buffer
  16   16   15.5   15.5   15.5   17   17   20.5   20.5   19.5   18   18
S&P 500 Standard 5 Year -20% Buffer
  500   500   500   500   500   500   500   500   500   500   500   500
NASDAQ 100 Step Up 1 Year -10% Buffer
  12.5   12.5   12.5   12.5   12.5   13.8   13.8   16.8   16.8   15.3   13.5   13.5
Russell 2000 Dual Direction 1 Year -10% Buffer
  18   18   17   17   17   18.5   18.5   22   22   21   19   19
NASDAQ 100 Standard 5 Year -10% Buffer
  500   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped
MSCI EAFE Standard 1 Year -40% Buffer
  10   10   10   10   10   10   10   11   11   9.5   8.5   8.5
S&P 500 Dual Direction 5 Year -20% Buffer
  150   150   125   100   100   100   100   100   100   100   100   100
Russell 2000 Dual Step Up 1 Yr -15% Buffer
  8.8   8.8   8.5   8.5   8.5   9.5   9.5   11.5   11.5   10   9   9
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 C Shares
 
     01/02/2025     01/16/2025     02/06/2025     02/20/2025     03/06/2025     03/20/2025     04/03/2025     04/17/2025     05/01/2025     05/15/2025     06/05/2025     06/18/2025 
Russell 2000 Dual Direction 5 Year -20% Buffer
  125   125   115   115   115   115   115   115   115   115   115   115
NASDAQ 100 Standard 1 Year -15% Buffer
  16   16   15   15   15   16   16   18.5   18.5   17.5   16.5   16.5
S&P 500 Growth Multiplier 1 Year -0% Buffer
  Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped
NASDAQ 100 Dual Direction 5 Year -20% Buffer
  85   85   85   85   85   85   85   85   85   85   85   85
S&P 500 Dual Direction 1 Year -10% Buffer
  12.5   12.5   12   12   12   13   13   16.5   16.5   15.5   14   14
S&P 500 Dual Step Up 1 Yr -15% Buffer
  7.2   7.2   7.2   7.2   7.2   8   8   10   10   9   8.5   8.5
S&P 500 Standard 1 Year -40% Buffer
  8.5   8.5   8.5   8.5   8.5   9   9   10   10   9   8.5   8.5
MSCI EAFE Dual Direction 5 Year -20% Buffer
  400   400   400   400   400   400   400   400   400   400   400   400
MSCI EAFE Dual Step Up 1 Yr -20% Buffer
  6   6   6   6   6   6   6   7.5   7.5   6   5.5   5.5
MSCI EM Standard 1 Year -10% Buffer
  28   28   28   28   28   25   25   28.5   28.5   28.5   28.5   28.5
Russell 2000 Standard 5 Year -10% Buffer
  Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped
S&P 500 Step Up 1 Yr -10% Buffer
  10.2   10.2   10.2   10.2   10.2   11.5   11.5   14.5   14.5   13   11.5   11.5
NASDAQ 100 Dual Step Up 1 Yr -20% Buffer
  7   7   7   7   7   7.5   7.5   9   9   8.5   8   8
S&P 500 Growth Multiplier 5 Year -0% Buffer
  Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped
NASDAQ 100 Standard 1 Year -20% Buffer
  13.5   13.5   13   13   13   14   14   16   16   15   14   14
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 C Shares
 
     01/02/2025     01/16/2025     02/06/2025     02/20/2025     03/06/2025     03/20/2025     04/03/2025     04/17/2025     05/01/2025     05/15/2025     06/05/2025     06/18/2025 
Russell 2000 Dual Step Up 1 Yr -20% Buffer
  7.5   7.5   7.5   7.2   7.2   7.7   7.7   9.2   9.2   8.5   8   8
NASDAQ 100 Dual Step Up 1 Yr -10% Buffer
  10   10   10   10   10   11   11   13.7   13.7   12.7   11.5   11.5
MSCI EAFE Dual Direction 1 Year -10% Buffer
  17   17   17   16   16   16   16   19.5   19.5   17   15   15
MSCI EAFE Step Up 1 Year -15% Buffer
  9   9   9   9   9   9   9   11.5   11.5   10   9   9
S&P 500 Dual Direction 5 Year -10% Buffer
  700   700   700   700   700   700   700   700   700   700   700   700
S&P 500 Standard 1 Year -15% Buffer
  13   13   12.5   12.5   12.5   13.5   13.5   16   16   15   14   14
NASDAQ 100 Dual Direction 5 Year -15% Buffer
  105   105   105   105   105   105   105   105   105   105   105   105
MSCI EAFE Dual Step Up 1 Yr -15% Buffer
  6.8   6.8   6.8   6.8   6.8   6.8   6.8   8.8   8.8   7.5   6.5   6.5
MSCI EAFE Standard 5 Year -15% Buffer
  750   750   750   750   750   750   750   750   750   750   750   750
Russell 2000 Step Up 1 Year -15% Buffer
  12   12   11.7   11.7   11.7   13   13   15.5   15.5   14   13   13
Russell 2000 Dual Direction 1 Year -20% Buffer
  7.5   7.5   7   7   7   8   8   10   10   8.5   7.5   7.5
Russell 2000 Dual Direction 1 Year -15% Buffer
  12   12   11   11   11   12.5   12.5   15.5   15.5   14   13   13
Russell 2000 Standard 5 Year -20% Buffer
  500   500   500   500   500   500   500   500   500   500   500   500
Russell 2000 Dual Step Up 1 Yr -10% Buffer
  11   11   10.5   10.5   10.5   11.5   11.5   14.2   14.2   12.5   11.5   11.5
S&P 500 Standard 1 Year -20% Buffer
  11.5   11.5   11   11   11   12   12   14   14   13   12   12
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 C Shares
 
     01/02/2025     01/16/2025     02/06/2025     02/20/2025     03/06/2025     03/20/2025     04/03/2025     04/17/2025     05/01/2025     05/15/2025     06/05/2025     06/18/2025 
MSCI EAFE Step Up 1 Yr -10% Buffer
  10.2   10.2   10.2   10.2   10.2   10.2   10.2   13.2   13.2   11.5   9.5   9.5
MSCI EAFE Step Up 5 Year -10% Buffer
  45   45   45   45   45   45   45   45   45   45   45   45
S&P 500 Dual Direction 1 Year -15% Buffer
  9   9   8.5   8.5   8.5   9.5   9.5   12.5   12.5   11   10   10
MSCI EAFE Standard 5 Year -20% Buffer
  650   650   650   650   650   650   650   650   650   650   650   650
Russell 2000 Standard 5 Year -15% Buffer
  750   750   750   750   750   750   750   750   750   750   750   750
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 C Shares
 
     07/03/2025     07/17/2025     08/07/2025     08/21/2025     09/04/2025     09/18/2025     10/02/2025     10/16/2025     11/06/2025     11/20/2025     12/04/2025 
Russell 2000 Step Up 1 Yr -10% Buffer
  14   14   14   14   14   13.5   13.5   13.5   14.5   14.5   14.5
Russell 2000 Standard 1 Year -40% Buffer
  10   10   10   10   10   10   10   10   10   10   10
MSCI EAFE Dual Step Up 1 Yr -10% Buffer
  8   8   8   8   8   8   8   8   8   7.5   7.5
MSCI EAFE Dual Direction 1 Year -20% Buffer
  5.5   5.5   5.5   5.5   5.5   5.5   5.5   5.5   5.5   5.5   5.5
S&P 500 Dual Step Up 1 Yr -20% Buffer
  7   7   7   6.5   6.5   6.5   6.5   6.5   6.5   7   7
NASDAQ 100 Step Up 1 Year -15% Buffer
  11.5   11.5   11.5   10.5   10.5   10.5   10.5   10.5   11.5   11.5   11.5
Russell 2000 Dual Direction 5 Year -10% Buffer
  800   800   800   800   800   800   800   800   800   800   800
MSCI EAFE Dual Direction 5 Year -15% Buffer
  600   600   600   600   600   600   600   600   600   600   600
NASDAQ 100 Standard 1 Year -40% Buffer
  9.5   9.5   9.5   9   9   8   8   8   9   9   9
S&P 500 Dual Direction 1 Year -20% Buffer
  7   7   7   7   7   6   6   6   6.5   7   7
NASDAQ 100 Dual Direction 1 Year -15% Buffer
  12   12   12   11   11   10.5   10.5   10.5   11   11.5   11.5
Russell 2000 Standard 1 Year -10% Buffer
  24   24   24   24   24   23   23   23   24   24   24
Russell 2000 Step Up 5 Year -10% Buffer
  54   54   54   54   54   54   54   54   54   54   54
MSCI EAFE Standard 5 Year -10% Buffer
  Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped
S&P 500 Standard 5 Year -10% Buffer
  Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 C Shares
 
     07/03/2025     07/17/2025     08/07/2025     08/21/2025     09/04/2025     09/18/2025     10/02/2025     10/16/2025     11/06/2025     11/20/2025     12/04/2025 
NASDAQ 100 Dual Direction 1 Year -20% Buffer
  8   8   8   7.5   7.5   7   7   7   7.5   8   8
NASDAQ 100 Standard 5 Year -20% Buffer
  110   110   110   110   110   110   110   110   100   100   100
S&P 500 Step Up 1 Year -15% Buffer
  10   10   10   9   9   9   9   9   9.5   10   10
S&P 500 Standard 1 Year -10% Buffer
  17   17   17   17   17   15.5   15.5   15.5   16.5   17.5   17.5
Russell 2000 Dual Direction 5 Year -15% Buffer
  600   600   600   600   600   600   600   600   600   600   600
S&P 500 Dual Step Up 1 Yr -10% Buffer
  9.5   9.5   9.5   8.5   8.5   8.5   8.5   8.5   9   9.5   9.5
MSCI EAFE Standard 1 Year -10% Buffer
  26   26   26   26   26   20   20   20   20   20   20
MSCI EM Standard 1 Year -15% Buffer
  17.5   17.5   17.5   17.5   17.5   17.5   17.5   17.5   17.5   17.5   17.5
S&P 500 Step Up 5 Year -10% Buffer
  45   45   45   45   45   45   45   45   45   45   45
NASDAQ 100 Standard 5 Year -15% Buffer
  500   500   500   500   500   500   500   500   200   200   200
Russell 2000 Standard 1 Year -20% Buffer
  15   15   15   15   15   14.5   14.5   14.5   15   15   15
MSCI EAFE Dual Direction 5 Year -10% Buffer
  800   800   800   800   800   800   800   800   800   800   800
MSCI EAFE Standard 1 Year -15% Buffer
  14.5   14.5   14.5   14.5   14.5   14.5   14.5   14.5   14.5   14.5   14.5
MSCI EAFE Dual Direction 1 Year -15% Buffer
  8   8   8   8   8   8   8   8   8   8   8
NASDAQ 100 Dual Step Up 1 Yr -15% Buffer
  8.7   8.7   8.7   8.2   8.2   8   8   8   8.5   9   9
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 C Shares
 
     07/03/2025     07/17/2025     08/07/2025     08/21/2025     09/04/2025     09/18/2025     10/02/2025     10/16/2025     11/06/2025     11/20/2025     12/04/2025 
S&P 500 Dual Direction 5 Year -15% Buffer
  500   500   500   500   500   500   500   500   300   300   300
NASDAQ 100 Standard 1 Year -10% Buffer
  20   20   20   19   19   18   18   18   19   20   20
Russell 2000 Standard 1 Year -15% Buffer
  18   18   18   18   18   17   17   17   18   18   18
NASDAQ 100 Dual Direction 5 Year -10% Buffer
  270   270   270   270   270   270   270   270   150   150   150
NASDAQ 100 Step Up 5 Year -10% Buffer
  50   50   50   50   50   50   50   50   50   50   50
S&P 500 Standard 5 Year -15% Buffer
  750   750   750   750   750   750   750   750   750   750   750
MSCI EAFE Standard 1 Year -20% Buffer
  12   12   12   12   12   12   12   12   12   12   12
NASDAQ 100 Dual Direction 1 Year -10% Buffer
  17   17   17   15.5   15.5   14.5   14.5   14.5   15.5   16.5   16.5
S&P 500 Standard 5 Year -20% Buffer
  500   500   500   500   500   500   500   500   250   250   250
NASDAQ 100 Step Up 1 Year -10% Buffer
  13   13   13   12   12   12   12   12   13   13.5   13.5
Russell 2000 Dual Direction 1 Year -10% Buffer
  18   18   18   18   18   17.5   17.5   17.5   18.5   19   19
NASDAQ 100 Standard 5 Year -10% Buffer
  Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped
MSCI EAFE Standard 1 Year -40% Buffer
  8.5   8.5   8.5   8.5   8.5   8.5   8.5   8.5   8.5   8.5   8.5
S&P 500 Dual Direction 5 Year -20% Buffer
  100   100   100   100   100   80   80   80   70   70   70
Russell 2000 Dual Step Up 1 Yr -15% Buffer
  9   9   9   9   9   8.5   8.5   8.5   9   9   9
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 C Shares
 
     07/03/2025     07/17/2025     08/07/2025     08/21/2025     09/04/2025     09/18/2025     10/02/2025     10/16/2025     11/06/2025     11/20/2025     12/04/2025 
Russell 2000 Dual Direction 5 Year -20% Buffer
  115   115   115   115   115   115   115   115   115   115   115
NASDAQ 100 Standard 1 Year -15% Buffer
  16   16   16   15   15   14   14   14   15.5   16.5   16.5
S&P 500 Growth Multiplier 1 Year -0% Buffer
  Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped
NASDAQ 100 Dual Direction 5 Year -20% Buffer
  85   85   85   85   85   85   85   85   80   80   80
S&P 500 Dual Direction 1 Year -10% Buffer
  13   13   13   13   13   12   12   12   13   14   14
S&P 500 Dual Step Up 1 Yr -15% Buffer
  8   8   8   7.5   7.5   7.5   7.5   7.5   7.5   8   8
S&P 500 Standard 1 Year -40% Buffer
  8.5   8.5   8.5   8.5   8.5   7.5   7.5   7.5   8   8   8
MSCI EAFE Dual Direction 5 Year -20% Buffer
  400   400   400   400   400   400   400   400   400   400   400
MSCI EAFE Dual Step Up 1 Yr -20% Buffer
  5.5   5.5   5.5   5.5   5.5   5.5   5.5   5.5   5.5   5.5   5.5
MSCI EM Standard 1 Year -10% Buffer
  28.5   28.5   28.5   28.5   28.5   28.5   28.5   28.5   26.5   26.5   26.5
Russell 2000 Standard 5 Year -10% Buffer
  Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped
S&P 500 Step Up 1 Yr -10% Buffer
  11   11   11   10   10   10   10   10   11   11.5   11.5
NASDAQ 100 Dual Step Up 1 Yr -20% Buffer
  7.5   7.5   7.5   7.5   7.5   7   7   7   7.5   7.5   7.5
S&P 500 Growth Multiplier 5 Year -0% Buffer
  Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped
NASDAQ 100 Standard 1 Year -20% Buffer
  13.5   13.5   13.5   12.5   12.5   11.5   11.5   11.5   13   14   14
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 C Shares
 
     07/03/2025     07/17/2025     08/07/2025     08/21/2025     09/04/2025     09/18/2025     10/02/2025     10/16/2025     11/06/2025     11/20/2025     12/04/2025 
Russell 2000 Dual Step Up 1 Yr -20% Buffer
  7.5   7.5   7.5   7.5   7.5   7   7   7   7.5   7.5   7.5
NASDAQ 100 Dual Step Up 1 Yr -10% Buffer
  11   11   11   10   10   10   10   10   10.5   11   11
MSCI EAFE Dual Direction 1 Year -10% Buffer
  15   15   15   15   15   13   13   13   13   13   13
MSCI EAFE Step Up 1 Year -15% Buffer
  9   9   9   8.5   8.5   8.5   8.5   8.5   9   9   9
S&P 500 Dual Direction 5 Year -10% Buffer
  700   700   700   700   700   700   700   700   700   700   700
S&P 500 Standard 1 Year -15% Buffer
  13   13   13   13   13   12   12   12   13   14   14
NASDAQ 100 Dual Direction 5 Year -15% Buffer
  105   105   105   105   105   105   105   105   100   100   100
MSCI EAFE Dual Step Up 1 Yr -15% Buffer
  6.5   6.5   6.5   6.5   6.5   6.5   6.5   6.5   6.5   6.5   6.5
MSCI EAFE Standard 5 Year -15% Buffer
  750   750   750   750   750   750   750   750   750   750   750
Russell 2000 Step Up 1 Year -15% Buffer
  12.5   12.5   12.5   12.5   12.5   11.5   11.5   11.5   12.5   13   13
Russell 2000 Dual Direction 1 Year -20% Buffer
  7.5   7.5   7.5   7.5   7.5   7   7   7   7.5   7.5   7.5
Russell 2000 Dual Direction 1 Year -15% Buffer
  12   12   12   12   12   11.5   11.5   11.5   12   12.5   12.5
Russell 2000 Standard 5 Year -20% Buffer
  500   500   500   500   500   500   500   500   500   500   500
Russell 2000 Dual Step Up 1 Yr -10% Buffer
  11   11   11   11   11   10.5   10.5   10.5   11   11   11
S&P 500 Standard 1 Year -20% Buffer
  11   11   11   11   11   10.5   10.5   10.5   11   11.5   11.5
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 C Shares
 
     07/03/2025     07/17/2025     08/07/2025     08/21/2025     09/04/2025     09/18/2025     10/02/2025     10/16/2025     11/06/2025     11/20/2025     12/04/2025 
MSCI EAFE Step Up 1 Yr -10% Buffer
  9.5   9.5   9.5   9.5   9.5   9.5   9.5   9.5   10   10   10
MSCI EAFE Step Up 5 Year -10% Buffer
  45   45   45   45   45   45   45   45   45   45   45
S&P 500 Dual Direction 1 Year -15% Buffer
  9.5   9.5   9.5   9.5   9.5   8.5   8.5   8.5   9.5   10   10
MSCI EAFE Standard 5 Year -20% Buffer
  650   650   650   650   650   650   650   650   650   650   650
Russell 2000 Standard 5 Year -15% Buffer
  750   750   750   750   750   750   750   750   750   750   750
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 ADV Shares
 
     01/02/2025     01/16/2025     02/06/2025     02/20/2025     03/06/2025     03/20/2025     04/03/2025     04/17/2025     05/01/2025     05/15/2025     06/05/2025     06/18/2025 
Russell 2000 Step Up 1 Yr -10% Buffer
  14   14   14   14   14   15   15   17.5   17.5   16   14.5   14.5
Russell 2000 Standard 1 Year -40% Buffer
  11   11   11   11   11   11   11   11.5   11.5   11.5   10.5   10.5
MSCI EAFE Dual Step Up 1 Yr -10% Buffer
  8   8   8   8   8   8   8   10.7   10.7   8.7   7.7   7.7
MSCI EAFE Dual Direction 1 Year -20% Buffer
  6   6   6   6   6   6   6   8   8   6   5   5
S&P 500 Dual Step Up 1 Yr -20% Buffer
  6.5   6.5   6.5   6.5   6.5   7   7   8   8   7.5   7   7
NASDAQ 100 Step Up 1 Year -15% Buffer
  11   11   11   11   11   12   12   13.6   13.6   13.5   12   12
Russell 2000 Dual Direction 5 Year -10% Buffer
  300   300   300   300   300   300   300   300   300   300   300   300
MSCI EAFE Dual Direction 5 Year -15% Buffer
  600   600   600   600   600   600   600   600   600   600   600   600
NASDAQ 100 Standard 1 Year -40% Buffer
  10   10   10   10   10   10   10   10.5   10.5   10.5   9.5   9.5
S&P 500 Dual Direction 1 Year -20% Buffer
  6.5   6.5   6.5   6.5   6.5   7   7   8   8   8   7.5   7.5
NASDAQ 100 Dual Direction 1 Year -15% Buffer
  11   11   11   11   11   12   12   14   14   14   12.5   12.5
Russell 2000 Standard 1 Year -10% Buffer
  23   23   23   23   23   24   24   26.5   26.5   26.5   24.5   24.5
Russell 2000 Step Up 5 Year -10% Buffer
  50   50   50   50   50   50   50   50   50   50   50   50
MSCI EAFE Standard 5 Year -10% Buffer
  Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped
S&P 500 Standard 5 Year -10% Buffer
  Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 ADV Shares
 
     01/02/2025     01/16/2025     02/06/2025     02/20/2025     03/06/2025     03/20/2025     04/03/2025     04/17/2025     05/01/2025     05/15/2025     06/05/2025     06/18/2025 
NASDAQ 100 Dual Direction 1 Year -20% Buffer
  7.5   7.5   7.5   7.5   7.5   8   8   9.5   9.5   9.5   8.5   8.5
NASDAQ 100 Standard 5 Year -20% Buffer
  105   105   105   105   105   105   105   105   105   105   105   105
S&P 500 Step Up 1 Year -15% Buffer
  9   9   9   9   9   10   10   12   12   11   10   10
S&P 500 Standard 1 Year -10% Buffer
  15   15   15   15   15   16   16   18.5   18.5   18.5   17   17
Russell 2000 Dual Direction 5 Year -15% Buffer
  200   200   200   200   200   200   200   200   200   200   200   200
S&P 500 Dual Step Up 1 Yr -10% Buffer
  8.5   8.5   8.5   8.5   8.5   9.5   9.5   11.7   11.7   11   10   10
MSCI EAFE Standard 1 Year -10% Buffer
  30   30   30   30   30   30   30   33   33   30   25   25
MSCI EM Standard 1 Year -15% Buffer
  20   20   20   20   20   19   19   21   21   21   21   21
S&P 500 Step Up 5 Year -10% Buffer
  45   45   45   45   45   45   45   45   45   45   45   45
NASDAQ 100 Standard 5 Year -15% Buffer
  150   150   135   135   135   135   135   135   135   135   135   135
Russell 2000 Standard 1 Year -20% Buffer
  15   15   15   15   15   16   16   18   18   17.5   16   16
MSCI EAFE Dual Direction 5 Year -10% Buffer
  800   800   800   800   800   800   800   800   800   800   800   800
MSCI EAFE Standard 1 Year -15% Buffer
  17   17   17   17   17   17   17   19   19   16.5   15   15
MSCI EAFE Dual Direction 1 Year -15% Buffer
  9.5   9.5   9.5   9.5   9.5   9.5   9.5   11.5   11.5   9.5   8   8
NASDAQ 100 Dual Step Up 1 Yr -15% Buffer
  8.2   8.2   8.2   8.2   8.2   9.2   9.2   10.6   10.6   10   9   9
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 ADV Shares
 
     01/02/2025     01/16/2025     02/06/2025     02/20/2025     03/06/2025     03/20/2025     04/03/2025     04/17/2025     05/01/2025     05/15/2025     06/05/2025     06/18/2025 
S&P 500 Dual Direction 5 Year -15% Buffer
  500   500   125   125   125   125   125   125   125   125   125   125
NASDAQ 100 Standard 1 Year -10% Buffer
  20   20   20   19.5   19.5   20.5   20.5   23.5   23.5   23.5   21.5   21.5
Russell 2000 Standard 1 Year -15% Buffer
  18   18   18   18   18   19   19   21.5   21.5   21   19.5   19.5
NASDAQ 100 Dual Direction 5 Year -10% Buffer
  180   180   150   150   150   150   150   150   150   150   150   150
NASDAQ 100 Step Up 5 Year -10% Buffer
  50   50   50   50   50   50   50   50   50   50   50   50
S&P 500 Standard 5 Year -15% Buffer
  750   750   750   750   750   750   750   750   750   750   750   750
MSCI EAFE Standard 1 Year -20% Buffer
  14   14   14   14   14   14   14   16   16   13.5   12   12
NASDAQ 100 Dual Direction 1 Year -10% Buffer
  16.5   16.5   16.5   16   16   17   17   20   20   20   18   18
S&P 500 Standard 5 Year -20% Buffer
  500   500   125   125   125   125   125   125   125   125   125   125
NASDAQ 100 Step Up 1 Year -10% Buffer
  12.5   12.5   12.5   12.5   12.5   13.5   13.5   15.7   15.7   15.5   14   14
Russell 2000 Dual Direction 1 Year -10% Buffer
  18   18   18   18   18   19   19   22   22   22   19.5   19.5
NASDAQ 100 Standard 5 Year -10% Buffer
  225   225   225   225   225   225   225   225   225   225   225   225
MSCI EAFE Standard 1 Year -40% Buffer
  10   10   10   10   10   10   10   11   11   9   8   8
S&P 500 Dual Direction 5 Year -20% Buffer
  80   80   80   80   80   80   80   80   80   80   80   80
Russell 2000 Dual Step Up 1 Yr -15% Buffer
  8.5   8.5   8.5   8.5   8.5   9.5   9.5   11   11   10   9   9
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 ADV Shares
 
     01/02/2025     01/16/2025     02/06/2025     02/20/2025     03/06/2025     03/20/2025     04/03/2025     04/17/2025     05/01/2025     05/15/2025     06/05/2025     06/18/2025 
Russell 2000 Dual Direction 5 Year -20% Buffer
  115   115   100   100   100   100   100   100   100   100   100   100
NASDAQ 100 Standard 1 Year -15% Buffer
  16   16   16   16   16   17   17   19   19   19   17.5   17.5
S&P 500 Growth Multiplier 1 Year -0% Buffer
  Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped
NASDAQ 100 Dual Direction 5 Year -20% Buffer
  80   80   80   80   80   80   80   80   80   80   80   80
S&P 500 Dual Direction 1 Year -10% Buffer
  12   12   12   12   12   13   13   15.5   15.5   15.5   14   14
S&P 500 Dual Step Up 1 Yr -15% Buffer
  7.2   7.2   7.2   7.2   7.2   8.2   8.2   9.7   9.7   9   8   8
S&P 500 Standard 1 Year -40% Buffer
  8.5   8.5   8.5   8.5   8.5   9   9   9.5   9.5   9.5   9   9
MSCI EAFE Dual Direction 5 Year -20% Buffer
  400   400   400   400   400   400   400   400   400   400   400   400
MSCI EAFE Dual Step Up 1 Yr -20% Buffer
  6   6   6   6   6   6   6   7.5   7.5   5.5   5   5
MSCI EM Standard 1 Year -10% Buffer
  28   28   28   28   28   27   27   28.5   28.5   30.5   28.5   28.5
Russell 2000 Standard 5 Year -10% Buffer
  350   350   350   350   350   350   350   350   350   350   350   350
S&P 500 Step Up 1 Yr -10% Buffer
  10   10   10   10   10   11   11   14   14   13   11.5   11.5
NASDAQ 100 Dual Step Up 1 Yr -20% Buffer
  7   7   7   7   7   7.5   7.5   8.7   8.7   8.5   8   8
S&P 500 Growth Multiplier 5 Year -0% Buffer
  Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped
NASDAQ 100 Standard 1 Year -20% Buffer
  13.5   13.5   13.5   13.5   13.5   14.5   14.5   15.5   15.5   15.5   14   14
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 ADV Shares
 
     01/02/2025     01/16/2025     02/06/2025     02/20/2025     03/06/2025     03/20/2025     04/03/2025     04/17/2025     05/01/2025     05/15/2025     06/05/2025     06/18/2025 
Russell 2000 Dual Step Up 1 Yr -20% Buffer
  7.2   7.2   7.2   7.2   7.2   7.7   7.7   9.2   9.2   8.5   8   8
NASDAQ 100 Dual Step Up 1 Yr -10% Buffer
  10   10   10   10   10   11   11   13.2   13.2   12.5   11.5   11.5
MSCI EAFE Dual Direction 1 Year -10% Buffer
  16.5   16.5   16.5   16.5   16.5   16.5   16.5   19.5   19.5   17.5   15   15
MSCI EAFE Step Up 1 Year -15% Buffer
  9   9   9   9   9   9   9   11   11   9   7.5   7.5
S&P 500 Dual Direction 5 Year -10% Buffer
  700   700   700   700   700   700   700   700   700   700   700   700
S&P 500 Standard 1 Year -15% Buffer
  12.5   12.5   12.5   12.5   12.5   13.5   13.5   15   15   15   13.5   13.5
NASDAQ 100 Dual Direction 5 Year -15% Buffer
  105   105   105   105   105   105   105   105   105   105   105   105
MSCI EAFE Dual Step Up 1 Yr -15% Buffer
  6.8   6.8   6.8   6.8   6.8   6.8   6.8   8.8   8.8   6.8   5.8   5.8
MSCI EAFE Standard 5 Year -15% Buffer
  750   750   750   750   750   750   750   750   750   750   750   750
Russell 2000 Step Up 1 Year -15% Buffer
  12.2   12.2   12.2   12.2   12.2   13.2   13.2   15.2   15.2   14   12.5   12.5
Russell 2000 Dual Direction 1 Year -20% Buffer
  7.5   7.5   7.5   7.5   7.5   8   8   10.5   10.5   9.5   8.5   8.5
Russell 2000 Dual Direction 1 Year -15% Buffer
  11.5   11.5   11.5   11.5   11.5   12.5   12.5   16   16   14.5   12.5   12.5
Russell 2000 Standard 5 Year -20% Buffer
  155   155   155   155   155   155   155   155   155   155   155   155
Russell 2000 Dual Step Up 1 Yr -10% Buffer
  10.8   10.8   10.8   10.8   10.8   11.8   11.8   13.8   13.8   12.5   11.5   11.5
S&P 500 Standard 1 Year -20% Buffer
  11   11   11   11   11   12   12   13   13   13   12   12
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 ADV Shares
 
     01/02/2025     01/16/2025     02/06/2025     02/20/2025     03/06/2025     03/20/2025     04/03/2025     04/17/2025     05/01/2025     05/15/2025     06/05/2025     06/18/2025 
MSCI EAFE Step Up 1 Yr -10% Buffer
  10.3   10.3   10.3   10.3   10.3   10.3   10.3   13.3   13.3   11.3   9.8   9.8
MSCI EAFE Step Up 5 Year -10% Buffer
  45   45   45   45   45   45   45   45   45   45   45   45
S&P 500 Dual Direction 1 Year -15% Buffer
  9   9   9   9   9   10   10   11.5   11.5   11.5   10   10
MSCI EAFE Standard 5 Year -20% Buffer
  650   650   650   650   650   650   650   650   650   650   650   650
Russell 2000 Standard 5 Year -15% Buffer
  215   215   215   215   215   215   215   215   215   215   215   215
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 ADV Shares
 
     07/03/2025     07/17/2025     08/07/2025     08/21/2025     09/04/2025     09/18/2025     10/02/2025     10/16/2025     11/06/2025     11/20/2025     12/04/2025 
Russell 2000 Step Up 1 Yr -10% Buffer
  14.5   14.5   14.5   14.5   14.5   14.5   14.5   14.5   14.5   14.5   14.5
Russell 2000 Standard 1 Year -40% Buffer
  10.5   10.5   10.5   10.5   10.5   10.5   10.5   10.5   10.5   10.5   10.5
MSCI EAFE Dual Step Up 1 Yr -10% Buffer
  7.7   7.7   7.7   7.7   7.7   7.7   7.7   7.7   7.7   7.7   7.7
MSCI EAFE Dual Direction 1 Year -20% Buffer
  5   5   5   5   5   5   5   5   5   5   5
S&P 500 Dual Step Up 1 Yr -20% Buffer
  7   7   7   6.5   6.5   6.5   6.5   6.5   6.5   6.5   6.5
NASDAQ 100 Step Up 1 Year -15% Buffer
  11.5   11.5   11.5   11   11   11   11   11   11   11   11
Russell 2000 Dual Direction 5 Year -10% Buffer
  300   300   300   300   300   300   300   300   300   300   300
MSCI EAFE Dual Direction 5 Year -15% Buffer
  600   600   600   600   600   600   600   600   600   600   600
NASDAQ 100 Standard 1 Year -40% Buffer
  9   9   9   8.5   8.5   8.5   8.5   8.5   8.5   8.5   8.5
S&P 500 Dual Direction 1 Year -20% Buffer
  7   7   7   6.5   6.5   6.5   6.5   6.5   6.5   6.5   6.5
NASDAQ 100 Dual Direction 1 Year -15% Buffer
  11.5   11.5   11.5   10.5   10.5   10.5   10.5   10.5   10.5   10.5   10.5
Russell 2000 Standard 1 Year -10% Buffer
  24.5   24.5   24.5   24.5   24.5   24   24   24   24.5   24.5   24.5
Russell 2000 Step Up 5 Year -10% Buffer
  50   50   50   50   50   50   50   50   50   50   50
MSCI EAFE Standard 5 Year -10% Buffer
  Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped
S&P 500 Standard 5 Year -10% Buffer
  Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 ADV Shares
 
     07/03/2025     07/17/2025     08/07/2025     08/21/2025     09/04/2025     09/18/2025     10/02/2025     10/16/2025     11/06/2025     11/20/2025     12/04/2025 
NASDAQ 100 Dual Direction 1 Year -20% Buffer
  8   8   8   8   8   8   8   8   8   8   8
NASDAQ 100 Standard 5 Year -20% Buffer
  105   105   105   105   105   105   105   105   105   105   105
S&P 500 Step Up 1 Year -15% Buffer
  10   10   10   9.5   9.5   9.5   9.5   9.5   9.5   9.5   9.5
S&P 500 Standard 1 Year -10% Buffer
  17   17   17   16.5   16.5   16   16   16   16.5   16.5   16.5
Russell 2000 Dual Direction 5 Year -15% Buffer
  200   200   200   200   200   200   200   200   200   200   200
S&P 500 Dual Step Up 1 Yr -10% Buffer
  9.5   9.5   9.5   9   9   9   9   9   9.5   9.5   9.5
MSCI EAFE Standard 1 Year -10% Buffer
  25   25   25   25   25   25   25   25   25   25   25
MSCI EM Standard 1 Year -15% Buffer
  21   21   21   19.5   19.5   19.5   19.5   19.5   18.5   18.5   18.5
S&P 500 Step Up 5 Year -10% Buffer
  45   45   45   45   45   45   45   45   45   45   45
NASDAQ 100 Standard 5 Year -15% Buffer
  135   135   135   135   135   135   135   135   135   135   135
Russell 2000 Standard 1 Year -20% Buffer
  16   16   16   16   16   16   16   16   16   16   16
MSCI EAFE Dual Direction 5 Year -10% Buffer
  800   800   800   800   800   800   800   800   800   800   800
MSCI EAFE Standard 1 Year -15% Buffer
  15   15   15   15   15   15   15   15   15   15   15
MSCI EAFE Dual Direction 1 Year -15% Buffer
  8   8   8   8   8   8   8   8   8   8   8
NASDAQ 100 Dual Step Up 1 Yr -15% Buffer
  8.5   8.5   8.5   8.5   8.5   8.5   8.5   8.5   8.5   8.5   8.5
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 ADV Shares
 
     07/03/2025     07/17/2025     08/07/2025     08/21/2025     09/04/2025     09/18/2025     10/02/2025     10/16/2025     11/06/2025     11/20/2025     12/04/2025 
S&P 500 Dual Direction 5 Year -15% Buffer
  125   125   125   125   125   125   125   125   125   125   125
NASDAQ 100 Standard 1 Year -10% Buffer
  20.5   20.5   20.5   19   19   18   18   18   18.5   18.5   18.5
Russell 2000 Standard 1 Year -15% Buffer
  19   19   19   19   19   19   19   19   19   19   19
NASDAQ 100 Dual Direction 5 Year -10% Buffer
  150   150   150   150   150   150   150   150   150   150   150
NASDAQ 100 Step Up 5 Year -10% Buffer
  50   50   50   50   50   50   50   50   50   50   50
S&P 500 Standard 5 Year -15% Buffer
  750   750   750   750   750   750   750   750   750   750   750
MSCI EAFE Standard 1 Year -20% Buffer
  12   12   12   12   12   12   12   12   12   12   12
NASDAQ 100 Dual Direction 1 Year -10% Buffer
  17   17   17   15.5   15.5   15.5   15.5   15.5   16   16   16
S&P 500 Standard 5 Year -20% Buffer
  125   125   125   125   125   125   125   125   125   125   125
NASDAQ 100 Step Up 1 Year -10% Buffer
  13   13   13   12.5   12.5   12.5   12.5   12.5   12.5   12.5   12.5
Russell 2000 Dual Direction 1 Year -10% Buffer
  19.5   19.5   19.5   19.5   19.5   19.5   19.5   19.5   19.5   19.5   19.5
NASDAQ 100 Standard 5 Year -10% Buffer
  225   225   225   225   225   225   225   225   225   225   225
MSCI EAFE Standard 1 Year -40% Buffer
  8   8   8   8   8   8   8   8   8   8   8
S&P 500 Dual Direction 5 Year -20% Buffer
  80   80   80   80   80   80   80   80   80   80   80
Russell 2000 Dual Step Up 1 Yr -15% Buffer
  9   9   9   9   9   9   9   9   9   9   9
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 ADV Shares
 
     07/03/2025     07/17/2025     08/07/2025     08/21/2025     09/04/2025     09/18/2025     10/02/2025     10/16/2025     11/06/2025     11/20/2025     12/04/2025 
Russell 2000 Dual Direction 5 Year -20% Buffer
  100   100   100   100   100   100   100   100   100   100   100
NASDAQ 100 Standard 1 Year -15% Buffer
  16.5   16.5   16.5   15   15   15   15   15   15   15   15
S&P 500 Growth Multiplier 1 Year -0% Buffer
  Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped
NASDAQ 100 Dual Direction 5 Year -20% Buffer
  80   80   80   80   80   80   80   80   80   80   80
S&P 500 Dual Direction 1 Year -10% Buffer
  13   13   13   13   13   13   13   13   13.5   13.5   13.5
S&P 500 Dual Step Up 1 Yr -15% Buffer
  8   8   8   7.5   7.5   7.5   7.5   7.5   7.5   7.5   7.5
S&P 500 Standard 1 Year -40% Buffer
  8.5   8.5   8.5   8.5   8.5   8.5   8.5   8.5   8.5   8.5   8.5
MSCI EAFE Dual Direction 5 Year -20% Buffer
  400   400   400   400   400   400   400   400   400   400   400
MSCI EAFE Dual Step Up 1 Yr -20% Buffer
  5   5   5   5   5   5   5   5   5   5   5
MSCI EM Standard 1 Year -10% Buffer
  28.5   28.5   28.5   27.5   27.5   27.5   27.5   27.5   25.5   25.5   25.5
Russell 2000 Standard 5 Year -10% Buffer
  350   350   350   350   350   350   350   350   350   350   350
S&P 500 Step Up 1 Yr -10% Buffer
  11   11   11   10.5   10.5   10.5   10.5   10.5   10.5   10.5   10.5
NASDAQ 100 Dual Step Up 1 Yr -20% Buffer
  7.5   7.5   7.5   7   7   7   7   7   7   7   7
S&P 500 Growth Multiplier 5 Year -0% Buffer
  Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped   Uncapped
NASDAQ 100 Standard 1 Year -20% Buffer
  13.5   13.5   13.5   12.5   12.5   12.5   12.5   12.5   12.5   12.5   12.5
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 ADV Shares
 
     07/03/2025     07/17/2025     08/07/2025     08/21/2025     09/04/2025     09/18/2025     10/02/2025     10/16/2025     11/06/2025     11/20/2025     12/04/2025 
Russell 2000 Dual Step Up 1 Yr -20% Buffer
  7.5   7.5   7.5   7.5   7.5   7.5   7.5   7.5   7.5   7.5   7.5
NASDAQ 100 Dual Step Up 1 Yr -10% Buffer
  10.5   10.5   10.5   10   10   10   10   10   10.5   10.5   10.5
MSCI EAFE Dual Direction 1 Year -10% Buffer
  15   15   15   15   15   15   15   15   15   15   15
MSCI EAFE Step Up 1 Year -15% Buffer
  7.5   7.5   7.5   7.5   7.5   7.5   7.5   7.5   7.5   7.5   7.5
S&P 500 Dual Direction 5 Year -10% Buffer
  700   700   700   700   700   700   700   700   700   700   700
S&P 500 Standard 1 Year -15% Buffer
  13   13   13   13   13   13   13   13   13   13   13
NASDAQ 100 Dual Direction 5 Year -15% Buffer
  105   105   105   105   105   105   105   105   105   105   105
MSCI EAFE Dual Step Up 1 Yr -15% Buffer
  5.8   5.8   5.8   5.8   5.8   5.8   5.8   5.8   5.8   5.8   5.8
MSCI EAFE Standard 5 Year -15% Buffer
  750   750   750   750   750   750   750   750   750   750   750
Russell 2000 Step Up 1 Year -15% Buffer
  12.5   12.5   12.5   12.5   12.5   12.5   12.5   12.5   12.5   12.5   12.5
Russell 2000 Dual Direction 1 Year -20% Buffer
  8   8   8   8   8   8   8   8   8   8   8
Russell 2000 Dual Direction 1 Year -15% Buffer
  12.5   12.5   12.5   12.5   12.5   12.5   12.5   12.5   13   13   13
Russell 2000 Standard 5 Year -20% Buffer
  155   155   155   155   155   155   155   155   155   155   155
Russell 2000 Dual Step Up 1 Yr -10% Buffer
  11   11   11   11   11   11   11   11   11.5   11.5   11.5
S&P 500 Standard 1 Year -20% Buffer
  11   11   11   11.5   11.5   11.5   11.5   11.5   11.5   11.5   11.5
 

HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Investment Edge 21 ADV Shares
 
     07/03/2025     07/17/2025     08/07/2025     08/21/2025     09/04/2025     09/18/2025     10/02/2025     10/16/2025     11/06/2025     11/20/2025     12/04/2025 
MSCI EAFE Step Up 1 Yr -10% Buffer
  9.8   9.8   9.8   9.8   9.8   9.8   9.8   9.8   9.8   9.8   9.8
MSCI EAFE Step Up 5 Year -10% Buffer
  45   45   45   45   45   45   45   45   45   45   45
S&P 500 Dual Direction 1 Year -15% Buffer
  9.5   9.5   9.5   9   9   9   9   9   9   9   9
MSCI EAFE Standard 5 Year -20% Buffer
  650   650   650   650   650   650   650   650   650   650   650
Russell 2000 Standard 5 Year -15% Buffer
  215   215   215   215   215   215   215   215   215   215   215