v3.26.1
N-4
May 01, 2026
Prospectus:  
Document Type EX-99.4R HISTORIC
Entity Registrant Name EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA
Entity Central Index Key 0002038891
Entity Investment Company Type N-4
Document Period End Date Dec. 31, 2025
Amendment Flag false
C000257545 [Member]  
Non-variable Annuities [Line Items]  
Non-variable Annuities [Text Block]
HISTORICAL CURRENT LIMITS on INDEX GAINS
For The Year Ended December 31, 2025
Structured Capital Strategies PLUS/Structured Capital Strategies PLUS Guard
 
     01/02/2025     01/16/2025     02/06/2025     02/20/2025     03/06/2025     03/20/2025    04/03/2025     04/17/2025     05/01/2025     05/15/2025     06/05/2025     06/18/2025 
Russell 2000 6 Year
-30%
Buffer
   20   20   19.5   19.5   19   20.5   21.5   20.5   23   22.5   20.5   20.5
S&P 500 Annual Lock 6 Year
-10%
Buffer
   5   5   5   5   5   5   5   5   5   5.5   5.5   5
S&P 500 6 Year
-30%
Buffer
   16   16   16.5   16.5   16   17   18   17.5   19.5   19.5   18.5   17
MSCI EAFE ETF Annual Lock 6 Yr
-10%
Buff
   5   5   5   5   5   5   5   5   5   5   5   5
MSCI EAFE ETF 6 Year-20% Buffer
   18.5   18.5   18.5   18   17.5   19.3   19.6   19.1   21   20   18   20.5
Russell 2000 6 Year
-10%
Buffer
   31   31   30   29.5   29   32   34   32   36.5   36   33   33
MSCI EM 1 Year
-10%
Buffer
   12.7   12.7   11.8   12   11.5   11.3   12.5   11.3   17   15   14.4   13
S&P 500 Dual Direction 6 Yr
-20%
Buffer
   17   17   17.5   17.5   17   18.5   19.5   18.5   20   20.5   19.5  
S&P 500 6 Year
-20%
Buffer
   20   20   20   20   19.5   21   22   21   23.5   24   22.5   21
Russell 2000 Step Up 1 Yr
-10%
Buffer
   10   10   10.2   9.5   9.5   10.2   11.5   10.4   14.5   12.3   12   10.5
S&P 500 Dual Direction 6 Yr
-15%
Buffer
   20   20   20   20   20   21.5   22.5   21.5   23.5   24.5   23   21
 
     01/02/2025     01/16/2025     02/06/2025     02/20/2025     03/06/2025     03/20/2025     04/03/2025     04/17/2025     05/01/2025     05/15/2025     06/05/2025     06/18/2025 
Russell 2000 1 Year
-10%
Buffer
   12.9   12.9   13.2   12.5   12   13.2   15.3   13.5   20   16.7   15.9   13.6
MSCI EAFE ETF Step Up 1 Yr
-10%
Buffer
   6.6   6.6   7.7   6.5   6.5   6.7   7.5   6.9   11.6   8   7.3   6.3
S&P 500 1 Year
-10%
Buffer
   8.1   8.1   8.3   8   7.9   8.6   10.2   9   13.9   11.9   11.3   9.6
MSCI EAFE ETF 6 Year-10% Buffer
   25   25   24   23.5   23   25.5   26   25   27.5   27   24   28.5
NASDAQ 100 1 Year
-10%
Buffer
   11.5   11.5   11.6   11.5   10.6   11.8   13.5   12.5   17.4   16.2   14.9   12.9
MSCI EAFE ETF 1 Year
-10%
Buffer
   9.8   9.8   10.4   9   9   9.5   10.4   9.8   17.8   11.2   9.5   8
S&P 500 Step Up 1 Yr
-10%
Buffer
   6.9   6.9   7.1   6.7   6.7   7.4   8.6   7.7   11.5   9.9   9.3   8.1
S&P 500 6 Year
-10%
Buffer
   25   25   25   25   24   26   28   26.5   29.5   30   28.5   26.5
Russell 2000 Annual Lock 6 Yr
-10%
Buff
   5.5   5.5   5.5   5.5   5.5   6   6   6   6.5   6.5   6   6
S&P 500 Dual Direction 6 Yr
-10%
Buffer
   23   23   23   23   22.5   24.5   26.5   25   27.5   28.5   27   25
S&P 500 Enhanced Upside 6 Yr
-10%
Buffer
   24   24   24     23.5     27   25.5   28.5   29.5   27.5   25.5
Russell 2000 6 Year
-20%
Buffer
   24   24   24   23.5   23   25   27   25.5   28.5   28   26   25.5
MSCI EAFE ETF 6 Year-30% Buffer
     14   14.5     13.5   14.8   15   14.5   16.5   15.5   13.5   15.1
 
     07/03/2025     07/17/2025     08/07/2025     08/21/2025     09/04/2025     09/18/2025     10/02/2025     10/16/2025     11/06/2025     11/20/2025     12/04/2025 
Russell 2000 6 Year
-30%
Buffer
   20   20.5   19.5   19.5   20   22   22   22   21.5   23   24.5
S&P 500 Annual Lock 6 Year
-10%
Buffer
   5   5   5.5   5.5   5.5   5.5   6   6   5.5   5.5   6
S&P 500 6 Year
-30%
Buffer
   17   17   17   16.5   16.5   18.5   18.5   18   17.5   17.5   18.5
MSCI EAFE ETF Annual Lock 6 Yr
-10%
Buff
   5   5   5   5   5   5   5   5   5.5   5   5
MSCI EAFE ETF 6 Year-20% Buffer
   19.4   20.5   19.8   19.5   19.5   22   21.5   21   21.5   20.5   20.5
Russell 2000 6 Year
-10%
Buffer
   32   33   31   31.5   32   34.5   35   35   34.5   36   38.5
MSCI EM 1 Year
-10%
Buffer
   11.7   11.4   10.6   11.9   10.9   10.9   10.1   10.8   10.8   11.4   12.2
S&P 500 Dual Direction 6 Yr
-20%
Buffer
   18   18   17.5     17.5   19.5   19.5   19   18.5   18.5   19.5
S&P 500 6 Year
-20%
Buffer
   21   21   20.5   20.5   20.5   22.5   22.5   21.5   21.5   21.5   22.5
Russell 2000 Step Up 1 Yr
-10%
Buffer
   10.4   10.1   10.2   10.2   10   10   9.8   10.3   10.4   10.9   11.6
S&P 500 Dual Direction 6 Yr
-15%
Buffer
   21   21   20.5   20.5   20.5   22.5   22.5   22   22   21.5   23
 
     07/03/2025     07/17/2025     08/07/2025     08/21/2025     09/04/2025     09/18/2025     10/02/2025     10/16/2025     11/06/2025     11/20/2025     12/04/2025 
Russell 2000 1 Year
-10%
Buffer
   13.5   13.1   13.4   13.5   13.3   13.4   13   13.8   13.9   14.6   15.7
MSCI EAFE ETF Step Up 1 Yr
-10%
Buffer
   6.1   6.5   6.2   6.3   6   6.5   6   6.5   6.4   6.8   7.2
S&P 500 1 Year
-10%
Buffer
   9.3   8.9   8.8   8.7   8.4   8.4   8.2   8.8   9.1   9.6   10.4
MSCI EAFE ETF 6 Year-10% Buffer
   26.5   29   27.5   27.5   27.5   31.5   31   29   29.5   28.5   28.5
NASDAQ 100 1 Year
-10%
Buffer
   12.5   12   11.7   11.2   10.7   10.2   10.7   11.7   12.2   12.7   14
MSCI EAFE ETF 1 Year
-10%
Buffer
   7.7   8.7   8.3   8.8   8.3   8.5   8.3   8.6   9.1   8.8   9.6
S&P 500 Step Up 1 Yr
-10%
Buffer
   7.8   7.4   7.3   7.2   7   7   7   7   7.4   7.8   8.4
S&P 500 6 Year
-10%
Buffer
   26   26.5   25.5   25.5   25.5   28   28   27   26.5   26.5   27.5
Russell 2000 Annual Lock 6 Yr
-10%
Buff
   6   6   6.5   7   6.5   7   7.5   7   7   7.5   8
S&P 500 Dual Direction 6 Yr
-10%
Buffer
   24.5   24.5   24   24   24   26.5   26.5   25.5   25   25   26
S&P 500 Enhanced Upside 6 Yr
-10%
Buffer
   25.5     25   25   25     27   26   26   26   26.5
Russell 2000 6 Year
-20%
Buffer
   25   25.5   24   24.5   25   27   27.5   27.5   27   28.5   30
MSCI EAFE ETF 6 Year-30% Buffer
   14.3   15.1   14.5   14.5   14.2   16.5   16   15.5   16   15.5   15.5