​

  ​ ​ ​

For the Year Ended December 31, 

​

​

2023

​

2024

​

2025

​

  ​ ​ ​

RMB

  ​ ​ ​

RMB

  ​ ​ ​

RMB

​

​

(in thousands)

Interest income

1,291,485

​

1,288,714

​

834,505

Interest expense

(17,241)

​

(12,654)

​

(6,750)

Bank charges

(9,068)

​

(14,650)

​

(19,582)

Others

(1,844)

​

(1,247)

​

(668)

Total

1,263,332

​

1,260,163

​

807,505