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In addition, the following factors will be variables in the calculation of your GLWB Rider benefit. </span><span style="color:#000000;font-family:Arial;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:15.5pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:462.93pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">GLWB Rider Features</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:77.07pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:462.93pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Maximum GLWB Benefit Base (in California, $10,000,000)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:77.07pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">$30,000,000</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:462.93pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">GLWB Credit Percentage</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:77.07pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">6%</span></div></div></td></tr> <tr style="height:37pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:462.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">GLWB Benefit Base Guaranteed Minimum</span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:36.0pt;">The GLWB Benefit Base Guaranteed Minimum is calculated using the premium amounts </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:36.0pt;">allocated under this contract. It is calculated as the sum of the following:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:77.07pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:462.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:60.0pt;">1) Premium allocated in the first Contract Year, multiplied by:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:77.07pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">100%</span></div></div></td></tr> <tr style="height:13pt;"> <td rowspan="2" style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:462.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:60.0pt;">2) Premium allocated in subsequent Contract Years and no later than one day before </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:60.0pt;">the Guarantee Date, multiplied by:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:77.07pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:12.5pt;"> <td style="padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:77.07pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">100%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:8.20pt;">Your Maximum GLWB Benefit Base will be limited to the dollar amount below. In addition, the following factors will be variables in the calculation of your GLWB Rider benefit. </span><span style="color:#000000;font-family:Arial;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:15.5pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:462.93pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">GLWB Rider Features</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:77.07pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:462.93pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Maximum GLWB Benefit Base</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:77.07pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">$30,000,000</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:462.93pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">GLWB Credit Percentage</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:77.07pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">6%</span></div></div></td></tr> <tr style="height:37pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:462.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">GLWB Benefit Base Guaranteed Minimum</span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:36.0pt;">The GLWB Benefit Base Guaranteed Minimum is calculated using the premium amounts </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:36.0pt;">allocated under this contract. It is calculated as the sum of the following:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:77.07pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:462.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:60.0pt;">1) Premium allocated in the first Contract Year, multiplied by:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:77.07pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">100%</span></div></div></td></tr> <tr style="height:13pt;"> <td rowspan="2" style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:462.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:60.0pt;">2) Premium allocated in subsequent Contract Years and no later than one day before </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:60.0pt;">the Guarantee Date, multiplied by:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:77.07pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:12.5pt;"> <td style="padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:77.07pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">100%</span></div></div></td></tr></table> 0.0145 <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;table-layout:auto;"> <tr style="height:36.5pt;"> <td colspan="4" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:444.38pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">FEES AND EXPENSES</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:95.62pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Location in</span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Statutory</span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Prospectus</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:540pt;table-layout:auto;"> <tr style="height:127pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;vertical-align:Top;width:95.61pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Are There Charges </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">or Adjustments for </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Early Withdrawals?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;vertical-align:Top;width:348.77pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">. If you withdraw money from the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> within </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">7</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> years of your last </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">premium payment, you may be assessed a </span><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charge</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">. Each </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">premium payment will have its own 7-year </span><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charge</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">. The maximum </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charge</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> is </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">7</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">% during the first two years and decreases by 1% for </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">the next five years. If you make an early withdrawal, you could pay a </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charge</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> of up to $</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">7,000</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> on a $100,000 investment. This loss will be </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">greater if there are taxes and tax penalties.</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><a href="#surrendercharge_14e3207f-f4fe-4491-803a-87968a168b2f"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charge</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">s apply only to amounts that exceed the greatest of 10% of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">the Accumulated Value existing at the time the first surrender is made in a </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract Year, the Contract’s earnings or any Required Minimum Distribution.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;vertical-align:Top;width:95.62pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">Fee Table</span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"> </div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:540pt;table-layout:auto;"> <tr style="height:120.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;vertical-align:Top;width:95.61pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Transaction </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Charges?</span></div></div></td> <td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:3pt;vertical-align:Top;width:348.77pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">. In addition to </span><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charges</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">, there may also be charges for other </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">transactions.</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">You may make 24 free </span><a href="#subaccount_fce66e26-edf9-4aa5-b35e-6656e6506c1d"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Subaccount</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> transfers in each </span><a href="#contractyear_16966a8d-9fac-4779-a127-b119e0885275"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract Year</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">. On </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">subsequent </span><a href="#subaccount_fce66e26-edf9-4aa5-b35e-6656e6506c1d"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Subaccount</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> transfers (other than the Dollar Cost Averaging and </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Asset Rebalancing Programs), you will incur a $25 transfer charge.</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">You will also pay a charge if you request a wire transfer of funds from your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> to another financial institution. That financial institution may also </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">charge a fee to receive a wire. You will also pay a charge if you request to </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">have a check sent to you using an overnight mail service.</span></div></div></td> <td style="padding-bottom:3pt;vertical-align:Top;width:95.62pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Fee Table</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;table-layout:auto;"> <tr style="height:64.5pt;"> <td rowspan="8" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:95.61pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Are There Ongoing </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fees and </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Expenses?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:348.77pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes. </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">The table below describes the fees and expenses that you may pay </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-style:italic;margin-left:0.0pt;">each year</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">, depending on the </span><a href="#investmentoption_cec6ce7a-9e1a-4105-a760-9bfe0191b7ee"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Investment Option</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">s and optional benefits you </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">choose. Please refer to your </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> specifications page for information </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">about the specific fees you will pay each year based on the options you have </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">elected.</span></div></div></td> <td rowspan="8" style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:95.62pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">Fee Table</span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"> </div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:171.39pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Annual Fee</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:88.69pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Minimum</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:88.69pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Maximum</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:171.39pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Base Contract (as a percentage of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">daily net assets of each </span><a href="#portfolio_9e38cd9c-a62e-42a1-8ab3-2903570ac7a0"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Portfolio</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:88.69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">0.50</span><span style="font-family:Arial;font-size:10pt;">%</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:88.69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">1.25</span><span style="font-family:Arial;font-size:10pt;">%</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"> </div></div></td></tr> <tr style="height:73pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:171.39pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Portfolio Company fees and </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">expenses (Expenses that you pay as </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">a percentage of your investment. </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Expenses may be higher or lower in </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">future years. More detail is contained </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">in the prospectus for each </span><a href="#portfolio_9e38cd9c-a62e-42a1-8ab3-2903570ac7a0"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Portfolio</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:88.69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">0.22</span><span style="font-family:Arial;font-size:10pt;">%</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:88.69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">2.575</span><span style="font-family:Arial;font-size:10pt;">%</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"> </div></div></td></tr> <tr style="height:37pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:171.39pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Optional benefits available for an </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;">additional charge (only one </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;">optional benefit may be selected)</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:88.69pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Minimum</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:88.69pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Maximum</span></div></div></td></tr> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:171.39pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Thrivent Income Builder (GLWB) </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Rider Charge (as a percentage of the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Benefit Base)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:88.69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">0.50</span><span style="font-family:Arial;font-size:10pt;">%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:88.69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">2.50</span><span style="font-family:Arial;font-size:10pt;">%</span></div></div></td></tr> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:171.39pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Maximum Anniversary Death Benefit </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">(MADB) Rider Charge (as a </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">percentage of the MADB value)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:88.69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">0.20</span><span style="font-family:Arial;font-size:10pt;">%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:88.69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">0.50</span><span style="font-family:Arial;font-size:10pt;">%</span></div></div></td></tr> <tr style="height:73pt;"> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:348.77pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Because your </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> is customizable, the choices you make affect how </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">much you will pay. To help you understand the cost of owning your </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">the following table shows the lowest and highest cost you could pay </span><span style="font-family:Arial;font-size:10pt;font-style:italic;margin-left:0.0pt;">each </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-style:italic;margin-left:0.0pt;">year</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">, based on current charges. This estimate assumes that you do not take </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">withdrawals from the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">, </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">which could add </span><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Surrender Charge</span></a><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">s that </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">substantially increase costs.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:540pt;table-layout:auto;"> <tr style="height:13pt;"> <td rowspan="8" style="border-right:0.5pt solid #000000;padding-bottom:3pt;vertical-align:Top;width:95.61pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;vertical-align:Middle;width:171.39pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Lowest Annual Cost: $</span><span style="font-family:Arial;font-size:10pt;font-weight:bold;">1,496</span></div></div></td> <td colspan="2" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;vertical-align:Middle;width:177.38pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Highest Annual Cost: $</span><span style="font-family:Arial;font-size:10pt;font-weight:bold;">4,914</span></div></div></td> <td rowspan="8" style="padding-bottom:3pt;vertical-align:Top;width:95.62pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:171.39pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:177.38pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:171.39pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Investment of $100,000</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:177.38pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Investment of $100,000</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:171.39pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">5% annual appreciation</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:177.38pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">5% annual appreciation</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:171.39pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Least expensive </span><a href="#portfolio_9e38cd9c-a62e-42a1-8ab3-2903570ac7a0"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Portfolio</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> fees and </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">expenses</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:177.38pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Most expensive </span><a href="#portfolio_9e38cd9c-a62e-42a1-8ab3-2903570ac7a0"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Portfolio</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> fees and </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">expenses</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:171.39pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">No optional benefits</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:177.38pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Thrivent Income Builder (GLWB) Rider</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:171.39pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">No sales charges</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:177.38pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">No sales charges</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:171.39pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">No additional premium payments, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">transfers or withdrawals</span></div></div></td> <td colspan="2" style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:177.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">No additional premium payments, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">transfers or withdrawals </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:540pt;table-layout:auto;"> <tr style="height:127pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;vertical-align:Top;width:95.61pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Are There Charges </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">or Adjustments for </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Early Withdrawals?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;vertical-align:Top;width:348.77pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">. If you withdraw money from the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> within </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">7</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> years of your last </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">premium payment, you may be assessed a </span><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charge</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">. Each </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">premium payment will have its own 7-year </span><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charge</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">. The maximum </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charge</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> is </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">7</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">% during the first two years and decreases by 1% for </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">the next five years. If you make an early withdrawal, you could pay a </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charge</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> of up to $</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">7,000</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> on a $100,000 investment. This loss will be </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">greater if there are taxes and tax penalties.</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><a href="#surrendercharge_14e3207f-f4fe-4491-803a-87968a168b2f"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charge</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">s apply only to amounts that exceed the greatest of 10% of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">the Accumulated Value existing at the time the first surrender is made in a </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract Year, the Contract’s earnings or any Required Minimum Distribution.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;vertical-align:Top;width:95.62pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">Fee Table</span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"> </div></div></td></tr></table> 7 0.07 7000 <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:540pt;table-layout:auto;"> <tr style="height:120.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;vertical-align:Top;width:95.61pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Transaction </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Charges?</span></div></div></td> <td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:3pt;vertical-align:Top;width:348.77pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">. In addition to </span><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charges</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">, there may also be charges for other </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">transactions.</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">You may make 24 free </span><a href="#subaccount_fce66e26-edf9-4aa5-b35e-6656e6506c1d"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Subaccount</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> transfers in each </span><a href="#contractyear_16966a8d-9fac-4779-a127-b119e0885275"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract Year</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">. On </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">subsequent </span><a href="#subaccount_fce66e26-edf9-4aa5-b35e-6656e6506c1d"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Subaccount</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> transfers (other than the Dollar Cost Averaging and </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Asset Rebalancing Programs), you will incur a $25 transfer charge.</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">You will also pay a charge if you request a wire transfer of funds from your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> to another financial institution. That financial institution may also </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">charge a fee to receive a wire. You will also pay a charge if you request to </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">have a check sent to you using an overnight mail service.</span></div></div></td> <td style="padding-bottom:3pt;vertical-align:Top;width:95.62pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Fee Table</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;table-layout:auto;"> <tr style="height:64.5pt;"> <td rowspan="8" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:95.61pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Are There Ongoing </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fees and </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Expenses?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:348.77pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes. </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">The table below describes the fees and expenses that you may pay </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-style:italic;margin-left:0.0pt;">each year</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">, depending on the </span><a href="#investmentoption_cec6ce7a-9e1a-4105-a760-9bfe0191b7ee"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Investment Option</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">s and optional benefits you </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">choose. Please refer to your </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> specifications page for information </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">about the specific fees you will pay each year based on the options you have </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">elected.</span></div></div></td> <td rowspan="8" style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:95.62pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">Fee Table</span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"> </div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:171.39pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Annual Fee</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:88.69pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Minimum</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:88.69pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Maximum</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:171.39pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Base Contract (as a percentage of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">daily net assets of each </span><a href="#portfolio_9e38cd9c-a62e-42a1-8ab3-2903570ac7a0"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Portfolio</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:88.69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">0.50</span><span style="font-family:Arial;font-size:10pt;">%</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:88.69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">1.25</span><span style="font-family:Arial;font-size:10pt;">%</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"> </div></div></td></tr> <tr style="height:73pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:171.39pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Portfolio Company fees and </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">expenses (Expenses that you pay as </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">a percentage of your investment. </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Expenses may be higher or lower in </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">future years. More detail is contained </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">in the prospectus for each </span><a href="#portfolio_9e38cd9c-a62e-42a1-8ab3-2903570ac7a0"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Portfolio</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:88.69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">0.22</span><span style="font-family:Arial;font-size:10pt;">%</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"> </div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:88.69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">2.575</span><span style="font-family:Arial;font-size:10pt;">%</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"> </div></div></td></tr> <tr style="height:37pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:171.39pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Optional benefits available for an </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;">additional charge (only one </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;">optional benefit may be selected)</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:88.69pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Minimum</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:88.69pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Maximum</span></div></div></td></tr> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:171.39pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Thrivent Income Builder (GLWB) </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Rider Charge (as a percentage of the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Benefit Base)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:88.69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">0.50</span><span style="font-family:Arial;font-size:10pt;">%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:88.69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">2.50</span><span style="font-family:Arial;font-size:10pt;">%</span></div></div></td></tr> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:171.39pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Maximum Anniversary Death Benefit </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">(MADB) Rider Charge (as a </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">percentage of the MADB value)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:88.69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">0.20</span><span style="font-family:Arial;font-size:10pt;">%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:88.69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">0.50</span><span style="font-family:Arial;font-size:10pt;">%</span></div></div></td></tr> <tr style="height:73pt;"> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:348.77pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Because your </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> is customizable, the choices you make affect how </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">much you will pay. To help you understand the cost of owning your </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">the following table shows the lowest and highest cost you could pay </span><span style="font-family:Arial;font-size:10pt;font-style:italic;margin-left:0.0pt;">each </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-style:italic;margin-left:0.0pt;">year</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">, based on current charges. This estimate assumes that you do not take </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">withdrawals from the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">, </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">which could add </span><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Surrender Charge</span></a><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">s that </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">substantially increase costs.</span></div></div></td></tr></table> 0.0050 0.0125 0.0022 0.02575 0.0050 0.0250 0.0020 0.0050 1496 4914 <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;table-layout:auto;"> <tr style="height:40.5pt;"> <td colspan="4" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:444.38pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">RISKS</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:95.62pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Location in</span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;">Statutory</span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;">Prospectus</span></div></div></td></tr> <tr style="height:45pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:95.61pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Is There a Risk of </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Loss from Poor </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Performance?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:348.77pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes. </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">You can lose money investing in the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:95.62pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">Principal Risks of </span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">Investing in the </span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">Contract</span></div></div></td></tr> <tr style="height:61pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:95.61pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Is This a </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Short-Term </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Investment?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:348.77pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No. </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">This product is not a short-term investment and is not appropriate for an </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">investor who needs ready access to cash. Each premium payment has a </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">7-year </span><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charge</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> that may decrease the surrender value. Amounts </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">withdrawn from the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> may result in surrender charges, taxes, and tax </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">penalties.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:95.62pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">Principal Risks of </span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">Investing in the </span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">Contract</span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"> </div></div></td></tr> <tr style="height:61pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:95.61pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">What Are the Risks </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Associated with the </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Investment </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Options?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:348.77pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">An investment in the Contract is subject to the risk of poor investment </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">performance and can vary depending on the performance of the </span><a href="#investmentoption_cec6ce7a-9e1a-4105-a760-9bfe0191b7ee"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Investment </span></a></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Options available under the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">. Each </span><a href="#investmentoption_cec6ce7a-9e1a-4105-a760-9bfe0191b7ee"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Investment Option</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> (including the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><a href="#fixedaccount_b3acb669-21a4-46e8-a079-67442b84dccd"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fixed Account</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">) will have its own unique risks, and you should review these </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">investment options before making an investment decision.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:95.62pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">Principal Risks of </span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">Investing in the </span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">Contract</span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"> </div></div></td></tr> <tr style="height:61pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:95.61pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">What are the Risks </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Related to the </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Insurance </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Company?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:348.77pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">An investment in the Contract is subject to the risks related to Thrivent. Any </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">obligations (including those under the Fixed Account), guarantees or benefits </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">are subject to the claims-paying ability of Thrivent. More information about </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Thrivent, including its financial strength ratings are available upon request by </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">calling 1-800-847-4836 or by sending an email to mail@thrivent.com.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:95.62pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">Principal Risks of </span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">Investing in the </span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:10pt;">Contract</span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:normal;"> </div></div></td></tr></table> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes. </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">You can lose money investing in the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">.</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No. </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">This product is not a short-term investment and is not appropriate for an </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">investor who needs ready access to cash. Each premium payment has a </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">7-year </span><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charge</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> that may decrease the surrender value. Amounts </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">withdrawn from the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> may result in surrender charges, taxes, and tax </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">penalties.</span> <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">An investment in the Contract is subject to the risk of poor investment </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">performance and can vary depending on the performance of the </span><a href="#investmentoption_cec6ce7a-9e1a-4105-a760-9bfe0191b7ee"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Investment </span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Options available under the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">. Each </span><a href="#investmentoption_cec6ce7a-9e1a-4105-a760-9bfe0191b7ee"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Investment Option</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> (including the </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fixed Account</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">) will have its own unique risks, and you should review these </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">investment options before making an investment decision.</span> <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">An investment in the Contract is subject to the risks related to Thrivent. Any </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">obligations (including those under the Fixed Account), guarantees or benefits </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">are subject to the claims-paying ability of Thrivent. More information about </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Thrivent, including its financial strength ratings are available upon request by </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">calling 1-800-847-4836 or by sending an email to mail@thrivent.com.</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes. </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">We reserve the right to add, delete, combine or substitute investment </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Subaccount</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">s.</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">The amount transferred from the </span><a href="#fixedaccount_b3acb669-21a4-46e8-a079-67442b84dccd"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fixed Account</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> in any </span><a href="#contractyear_16966a8d-9fac-4779-a127-b119e0885275"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract Year</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> may not </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">exceed the greater of $500 or 25% of the </span><a href="#accumulatedvalue_275b6476-26c0-4b49-9fe5-1c08da92c90c"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Accumulated Value</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> in the </span><a href="#fixedaccount_b3acb669-21a4-46e8-a079-67442b84dccd"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fixed </span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Account.</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">If you have added the optional Thrivent Income Builder (GLWB) Rider to your </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract, you will be subject to investment restrictions. There are currently </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">two options available, the Asset Allocation Option or the Custom Allocation </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Option. Premium and Accumulated Value allocations must comply with one of </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">these options. We may change these options and available </span><a href="#subaccount_fce66e26-edf9-4aa5-b35e-6656e6506c1d"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Subaccount</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">s </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">upon </span><a href="#notice_e0d2165e-7ba6-474f-8cf6-173b00ca9513"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Notice</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">.</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Premium amounts of $1 million or greater require prior approval. We reserve </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">the right to limit the total of all premiums paid under the Contract to $1 million.</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes. </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">You may only select the GLWB Rider or the MADB Rider at the time of </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> application. Only one optional benefit may be selected. Neither rider </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">may be canceled within the first two years after the </span><a href="#dateofissue_fcd9f1c6-d0dc-4bc7-a574-800f8ab6eb98"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Date of Issue</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">.</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Withdrawals that exceed the limits under the GLWB Rider may reduce the </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">benefit by an amount greater than the value withdrawn or could terminate the </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">benefit.</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">The MADB is decreased by the same proportion as the </span><a href="#accumulatedvalue_275b6476-26c0-4b49-9fe5-1c08da92c90c"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Accumulated Value</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> is </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">decreased by a partial surrender. This may reduce the rider value by an </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">amount greater than the value withdrawn or could terminate the benefit. After </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract Age 80, the benefit is adjusted only for additional premium or </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">withdrawals.</span> <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">You should consult with a tax professional to determine the tax implications of </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">an investment in and withdrawals or benefits received under the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">. </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">There is no additional tax benefit if the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> is purchased through a </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">tax-qualified individual retirement account (IRA). Withdrawals will be subject </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">to ordinary income tax and may be subject to a 10% federal tax penalty, if </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">under age 59</span><span style="font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-2.66pt;"> 1</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">∕</span><span style="font-family:Arial;font-size:6pt;margin-left:0.0pt;">2</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> and no exception applies.</span> <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Financial advisors or professionals receive compensation for selling the </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">s through commissions based on the contributions you make to the </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">contract. They also receive trailing compensation based on the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract’s </span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Accumulated Value</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">. Financial advisors or professionals may have a financial </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">incentive to offer or recommend the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> over another investment.</span> <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Some financial advisors or professionals may have a financial incentive to </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">offer you a new contract in place of the one you already own. You should only </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">exchange your </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> if you determine, after comparing the features, fees, </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">and risks of both contracts, and any fees or penalties to terminate the </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">existing contract, that it is preferable for you to purchase the new </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract </span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">rather than continue to own the existing </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">.</span> <span style="color:#000000;font-family:Times New Roman;font-size:18pt;">Fee Table</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">The following tables describe the fees and expenses that you will pay when buying, owning, and surrendering or making withdrawals from an </span><a href="#investmentoption_cec6ce7a-9e1a-4105-a760-9bfe0191b7ee"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Investment Option</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> or from the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Contract</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">. Please refer to your </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Contract</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> specifications page for information about the specific fees you will pay each year based on the options you have elected. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">The first table describes the fees and expenses that you will pay at the time that you buy the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Contract</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">, surrender or make withdrawals from an </span><a href="#investmentoption_cec6ce7a-9e1a-4105-a760-9bfe0191b7ee"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Investment Option</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> or from the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Contract</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">, or transfer </span><a href="#accumulatedvalue_275b6476-26c0-4b49-9fe5-1c08da92c90c"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Accumulated Value</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> between </span><a href="#investmentoption_cec6ce7a-9e1a-4105-a760-9bfe0191b7ee"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Investment Option</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">s. State premium taxes do not apply.</span><span style="color:#000000;font-family:Arial;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:16.5pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:454pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Transaction Expenses</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:86pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Maximum Fees</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:454pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Sales Load Imposed on Purchases (as a percentage of purchase payments)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:86pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">0%</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:454pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charge (as a percentage of amount surrendered)</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:86pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">7%</span></div></div></td></tr> <tr style="height:13.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.125pt;vertical-align:Top;width:454pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Transfer Charge</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:2.125pt;vertical-align:Top;width:86pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">$25</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:-14.89pt;position:relative;top:-3.75pt;">1</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:11pt;">We may assess a Surrender Charge for partial surrenders or surrenders that exceed the greatest of the 10% free surrender </span><span style="color:#000000;font-family:Arial;font-size:9pt;">amount, contract earnings, or Required Minimum Distribution. Each premium payment will have its own 7-year </span><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="color:#000000;font-family:Arial;font-size:9pt;">Surrender Charge </span></a><span style="color:#000000;font-family:Arial;font-size:9pt;">schedule. Earnings in the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="color:#000000;font-family:Arial;font-size:9pt;">Contract</span></a><span style="color:#000000;font-family:Arial;font-size:9pt;"> are removed first and always without a </span><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="color:#000000;font-family:Arial;font-size:9pt;">Surrender Charge</span></a><span style="color:#000000;font-family:Arial;font-size:9pt;">. Then, premiums are removed from the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="color:#000000;font-family:Arial;font-size:9pt;">Contract</span></a><span style="color:#000000;font-family:Arial;font-size:9pt;"> on a first-in, first-out basis and are assessed </span><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="color:#000000;font-family:Arial;font-size:9pt;">Surrender Charge</span></a><span style="color:#000000;font-family:Arial;font-size:9pt;">s based on full years since allocation. The </span><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="color:#000000;font-family:Arial;font-size:9pt;">Surrender </span></a><span style="color:#000000;font-family:Arial;font-size:9pt;">Charge is 7% during the first two years and decreases by 1% for the next five years.</span><span style="color:#000000;font-family:Arial;font-size:9pt;line-height:11pt;"> </span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:-14.89pt;position:relative;top:-3.75pt;">2</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:11pt;">You are allowed 24 transfers each Contract Year without a Transfer Charge. Transfers in excess of 24 will incur a $25 fee. Be </span><span style="color:#000000;font-family:Arial;font-size:9pt;">advised additional transfers may be subject to our frequent trading policies.</span><span style="color:#000000;font-family:Arial;font-size:9pt;line-height:11pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">The next table describes the fees and expenses that you will pay </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">each year</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> during the time that you own the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Contract</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> (not including </span><a href="#portfolio_9e38cd9c-a62e-42a1-8ab3-2903570ac7a0"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Portfolio</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> Company fees and expenses). </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">If you choose to purchase an optional benefit, you will pay additional charges, as shown below. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">You may only add an optional benefit at the time of application and can only select the MADB Rider or the GLWB Rider. You may not select both.</span><span style="color:#000000;font-family:Arial;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:15.5pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:368.95pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Annual Contract Expenses</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:47.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Maximum</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:123.55pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:368.95pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Administrative Expenses</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">3</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:47.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">$50</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:123.55pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">$50</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:368.95pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Base Contract Expenses (as a percentage of the daily net assets in the </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><a href="#subaccount_fce66e26-edf9-4aa5-b35e-6656e6506c1d"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Subaccount</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">s)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">4</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:47.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">1.25%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:123.55pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">1.25%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:368.95pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Optional Benefit Expenses</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:47.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Maximum</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:123.55pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:368.95pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Maximum Anniversary Death Benefit (MADB) Rider Charge (as a percentage </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">of MADB)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">5</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:47.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.50%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:123.55pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.25%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:368.95pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Thrivent Income Builder (GLWB) Rider Charge (as a percentage of the Benefit </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Base)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">6</span> <div style="clear:right;"> </div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:47.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">2.50%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:123.55pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">See GLWB Rate Sheet</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:-14.89pt;position:relative;top:-3.75pt;">3</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:11pt;">We will charge an Administrative Expense on each Contract Anniversary. We will waive the charge on any anniversary when the </span><span style="color:#000000;font-family:Arial;font-size:9pt;">Accumulated Value is at least $50,000.</span><span style="color:#000000;font-family:Arial;font-size:9pt;line-height:11pt;"> </span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:-14.89pt;position:relative;top:-3.75pt;">4</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:11pt;">The Mortality and Expense Risk Charge pending payout due to a death claim is based on the average daily net assets of the </span><span style="color:#000000;font-family:Arial;font-size:9pt;">Variable Account and is equal to an annual rate of 0.95%.</span><span style="color:#000000;font-family:Arial;font-size:9pt;line-height:11pt;"> </span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:-14.89pt;position:relative;top:-3.75pt;">5</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:11pt;">The MADB Charge is the charge for this Rider. The MADB Charge will be calculated on each Rider Quarterly Anniversary. It will be </span><span style="color:#000000;font-family:Arial;font-size:9pt;">calculated as the MADB multiplied by the Maximum Anniversary Death Benefit (MADB) Charge Rate, divided by four, and withdrawn quarterly. The first charge will be deducted on the first Rider Quarterly Anniversary for the three-month period that started on the Rider Date of Issue. Thereafter, the charge for each three-month period will be deducted on the Rider Quarterly Anniversary immediately after that three-month period.</span><span style="color:#000000;font-family:Arial;font-size:9pt;line-height:11pt;"> </span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:-14.89pt;position:relative;top:-3.75pt;">6</span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:11pt;">The charge is multiplied by the GLWB Benefit Base, divided by four, and withdrawn quarterly. The first charge will be deducted on </span><span style="color:#000000;font-family:Arial;font-size:9pt;">the first Rider Quarterly Anniversary for the three-month period that started on the Rider Date of Issue. Thereafter, the charge for each three-month period will be deducted on the Rider Quarterly Anniversary immediately after that three-month period. The current charge for new elections for the GLWB Rider is disclosed in a GLWB Rate Sheet Prospectus Supplement.</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Different fees and charges may apply after the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Contract</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> has been annuitized.</span><span style="color:#000000;font-family:Arial;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:16.5pt;"> <td colspan="2" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:540.00pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Charges after the </span><a href="#annuitydate_49683071-d381-4518-8dc9-aeed88fa9ae6"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Annuity Date</span></a></div></div></td></tr> <tr style="height:13.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.125pt;vertical-align:Top;width:490.16pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Commuted Value Charge (for </span><a href="#settlementoption_9e6dbaaf-9f31-415e-842b-df6d75af18dd"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Settlement Option</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">s that can be surrendered)</span></div></div></td> <td style="padding-bottom:3pt;padding-top:2.125pt;vertical-align:Top;width:49.84pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">0.25</span><span style="color:#000000;font-family:Arial;font-size:10pt;">%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:10pt;">As a fraternal benefit society, Thrivent is also required to have a </span><a href="#solvency_8991b040-629b-40dc-9080-4b13aa2e675f"><span style="color:#000000;font-family:Arial;font-size:10pt;">Maintenance of Solvency</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;"> provision that could require you to pay us an amount to maintain our financial strength. For a complete discussion of the Maintenance of Solvency provision, see </span><a href="#solvency_8991b040-629b-40dc-9080-4b13aa2e675f"><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;">Maintenance of Solvency</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;"> in the statutory prospectus. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">The next item shows the minimum and maximum total operating expenses charged by the </span><a href="#portfolio_9e38cd9c-a62e-42a1-8ab3-2903570ac7a0"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Portfolio</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> Companies that you may pay periodically during the time that you own the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Contract</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">. Expenses shown may change over time and may be higher or lower in the future. A complete list of the </span><a href="#portfolio_9e38cd9c-a62e-42a1-8ab3-2903570ac7a0"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Portfolio</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> Companies available under the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Contract</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">, including their annual expenses, may be found at the back of this document in </span><a href="#appendix_e7afcc9c-f689-44df-8ed7-5a3d19140ff2"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Appendix</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> A</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">.</span><span style="color:#000000;font-family:Arial;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:15.5pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:431.51pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Annual </span><a href="#portfolio_9e38cd9c-a62e-42a1-8ab3-2903570ac7a0"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Portfolio</span></a><span style="font-family:Arial;font-size:9pt;font-weight:bold;"> Company Expenses</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:45.49pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Minimum</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:63pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:431.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Expenses that are deducted from </span><a href="#portfolio_9e38cd9c-a62e-42a1-8ab3-2903570ac7a0"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Portfolio</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> assets, including management fees, distribution </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">and/or service (12b-1) fees, and other expenses</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:45.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.22%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:63pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">2.575%</span></div></div></td></tr> <tr style="height:12.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:431.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Expenses after reimbursements and/or fee waivers</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:45.49pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.22%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:63pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">2.575%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">7</span> <div style="clear:right;"> </div></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:5pt;position:relative;top:-3.25pt;margin-left:-14.34pt;">7</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:14pt;">The “Expenses after reimbursements and/or fee waivers” line in the above table shows the minimum and maximum fees and expenses charged by </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:-14.34pt;">all of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;">Portfolios</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:11pt;"> after taking into account contractual fee waiver or reimbursement arrangements in place. Those contractual arrangements are </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:-14.34pt;">designed to reduce Annual Portfolio Company Expenses and will continue for at least one year from the date of this prospectus.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:16.5pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:454pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Transaction Expenses</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:86pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Maximum Fees</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:454pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Sales Load Imposed on Purchases (as a percentage of purchase payments)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:86pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">0%</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:454pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charge (as a percentage of amount surrendered)</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:86pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">7%</span></div></div></td></tr> <tr style="height:13.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.125pt;vertical-align:Top;width:454pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Transfer Charge</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:2.125pt;vertical-align:Top;width:86pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">$25</span></div></div></td></tr></table><span style="font-family:Arial;font-size:10pt;">The following is a list of Portfolio Companies available under the Contract. More information about the Portfolio Companies is available in the prospectuses for the </span><a href="#portfolio_9e38cd9c-a62e-42a1-8ab3-2903570ac7a0"><span style="font-family:Arial;font-size:10pt;">Portfolio</span></a><span style="font-family:Arial;font-size:10pt;">, which may be amended from time to time and can be found online at dfinview.com/Thrivent/RetirementChoice. You can also request this information at no cost by calling</span><span style="font-family:Arial;font-size:10pt;line-height:13pt;"> </span><span style="font-family:Arial;font-size:10pt;">(800) 847-4836 or by sending an email request to mail@thrivent.com. If you have elected the GLWB Rider, certain investment restrictions will apply. See “Appendix B: Investment Options Available Under a Contract with GLWB Rider” for information regarding the allocation restrictions associated with this optional benefit.</span><span style="font-family:Arial;font-size:10pt;">The current expenses and performance information below reflects fees and expenses of the </span><a href="#portfolio_9e38cd9c-a62e-42a1-8ab3-2903570ac7a0"><span style="font-family:Arial;font-size:10pt;">Portfolio</span></a><span style="font-family:Arial;font-size:10pt;line-height:13pt;"> </span><span style="font-family:Arial;font-size:10pt;">Companies, but do not reflect the other fees and expenses that your </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;"> may charge. Expenses would be higher and performance would be lower if these charges were included. Each </span><a href="#portfolio_9e38cd9c-a62e-42a1-8ab3-2903570ac7a0"><span style="font-family:Arial;font-size:10pt;">Portfolio</span></a><span style="font-family:Arial;font-size:10pt;"> Company’s past performance is not necessarily an indication of future performance.</span><span style="font-family:Arial;font-size:1pt;line-height:1pt;"> </span> 0 0.07 25 <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:11pt;">We may assess a Surrender Charge for partial surrenders or surrenders that exceed the greatest of the 10% free surrender </span><span style="color:#000000;font-family:Arial;font-size:9pt;">amount, contract earnings, or Required Minimum Distribution. Each premium payment will have its own 7-year </span><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="color:#000000;font-family:Arial;font-size:9pt;">Surrender Charge </span></a><span style="color:#000000;font-family:Arial;font-size:9pt;">schedule. Earnings in the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="color:#000000;font-family:Arial;font-size:9pt;">Contract</span></a><span style="color:#000000;font-family:Arial;font-size:9pt;"> are removed first and always without a </span><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="color:#000000;font-family:Arial;font-size:9pt;">Surrender Charge</span></a><span style="color:#000000;font-family:Arial;font-size:9pt;">. Then, premiums are removed from the </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="color:#000000;font-family:Arial;font-size:9pt;">Contract</span></a><span style="color:#000000;font-family:Arial;font-size:9pt;"> on a first-in, first-out basis and are assessed </span><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="color:#000000;font-family:Arial;font-size:9pt;">Surrender Charge</span></a><span style="color:#000000;font-family:Arial;font-size:9pt;">s based on full years since allocation. The </span><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="color:#000000;font-family:Arial;font-size:9pt;">Surrender </span></a><span style="color:#000000;font-family:Arial;font-size:9pt;">Charge is 7% during the first two years and decreases by 1% for the next five years.</span> <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:11pt;">You are allowed 24 transfers each Contract Year without a Transfer Charge. Transfers in excess of 24 will incur a $25 fee. Be </span><span style="color:#000000;font-family:Arial;font-size:9pt;">advised additional transfers may be subject to our frequent trading policies.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:15.5pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:368.95pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Annual Contract Expenses</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:47.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Maximum</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:123.55pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:368.95pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Administrative Expenses</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">3</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:47.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">$50</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:123.55pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">$50</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:368.95pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Base Contract Expenses (as a percentage of the daily net assets in the </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><a href="#subaccount_fce66e26-edf9-4aa5-b35e-6656e6506c1d"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Subaccount</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">s)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">4</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:47.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">1.25%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:123.55pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">1.25%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:368.95pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Optional Benefit Expenses</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:47.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Maximum</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:123.55pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:368.95pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Maximum Anniversary Death Benefit (MADB) Rider Charge (as a percentage </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">of MADB)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">5</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:47.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.50%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:123.55pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.25%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:368.95pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Thrivent Income Builder (GLWB) Rider Charge (as a percentage of the Benefit </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Base)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">6</span> <div style="clear:right;"> </div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:47.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">2.50%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:123.55pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">See GLWB Rate Sheet</span></div></div></td></tr></table> 50 50 0.0125 0.0125 0.0050 0.0025 0.0250 <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:11pt;">We will charge an Administrative Expense on each Contract Anniversary. We will waive the charge on any anniversary when the </span><span style="color:#000000;font-family:Arial;font-size:9pt;">Accumulated Value is at least $50,000.</span> <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:11pt;">The Mortality and Expense Risk Charge pending payout due to a death claim is based on the average daily net assets of the </span><span style="color:#000000;font-family:Arial;font-size:9pt;">Variable Account and is equal to an annual rate of 0.95%.</span> <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:11pt;">The MADB Charge is the charge for this Rider. The MADB Charge will be calculated on each Rider Quarterly Anniversary. It will be </span><span style="color:#000000;font-family:Arial;font-size:9pt;">calculated as the MADB multiplied by the Maximum Anniversary Death Benefit (MADB) Charge Rate, divided by four, and withdrawn quarterly. The first charge will be deducted on the first Rider Quarterly Anniversary for the three-month period that started on the Rider Date of Issue. Thereafter, the charge for each three-month period will be deducted on the Rider Quarterly Anniversary immediately after that three-month period.</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:14pt;">See </span><span style="color:#000000;font-family:Arial;font-size:8pt;font-style:italic;">Charges-</span><span style="color:#000000;font-family:Arial;font-size:8pt;font-style:italic;">MADB Rider Charge</span><span style="color:#000000;font-family:Arial;font-size:8pt;"> in this prospectus for more information.</span> <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:11pt;">The charge is multiplied by the GLWB Benefit Base, divided by four, and withdrawn quarterly. The first charge will be deducted on </span><span style="color:#000000;font-family:Arial;font-size:9pt;">the first Rider Quarterly Anniversary for the three-month period that started on the Rider Date of Issue. Thereafter, the charge for each three-month period will be deducted on the Rider Quarterly Anniversary immediately after that three-month period. The current charge for new elections for the GLWB Rider is disclosed in a GLWB Rate Sheet Prospectus Supplement.</span> 0.0025 <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:15.5pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:431.51pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Annual </span><a href="#portfolio_9e38cd9c-a62e-42a1-8ab3-2903570ac7a0"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Portfolio</span></a><span style="font-family:Arial;font-size:9pt;font-weight:bold;"> Company Expenses</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:45.49pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Minimum</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:63pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:431.51pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Expenses that are deducted from </span><a href="#portfolio_9e38cd9c-a62e-42a1-8ab3-2903570ac7a0"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Portfolio</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> assets, including management fees, distribution </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">and/or service (12b-1) fees, and other expenses</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:45.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.22%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:63pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">2.575%</span></div></div></td></tr> <tr style="height:12.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:431.51pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Expenses after reimbursements and/or fee waivers</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:45.49pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.22%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:63pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">2.575%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">7</span> <div style="clear:right;"> </div></div></div></td></tr></table> <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Expenses that are deducted from </span><a href="#portfolio_9e38cd9c-a62e-42a1-8ab3-2903570ac7a0"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Portfolio</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> assets, including management fees, distribution </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">and/or service (12b-1) fees, and other expenses</span> 0.0022 0.02575 <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:14pt;">The “Expenses after reimbursements and/or fee waivers” line in the above table shows the minimum and maximum fees and expenses charged by </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:-14.34pt;">all of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;">Portfolios</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:11pt;"> after taking into account contractual fee waiver or reimbursement arrangements in place. Those contractual arrangements are </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:-14.34pt;">designed to reduce Annual Portfolio Company Expenses and will continue for at least one year from the date of this prospectus.</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:540pt;table-layout:auto;"> <tr style="height:28.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;vertical-align:Top;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-right:11.75pt;text-align:Right;white-space:normal;"><span style="font-family:Arial;font-size:10pt;"> </span></div></div></td> <td style="background-color:#D8D8D8;padding-bottom:3pt;vertical-align:Top;width:264.26pt;"> <div style="line-height:13pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:11.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">If you surrender your </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> at the end of the </span></div> <div style="margin-left:11.75pt;margin-right:11.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:10pt;">applicable time period:</span></div></div></td> <td style="background-color:#D8D8D8;padding-bottom:3pt;vertical-align:Top;width:59.38pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9.75pt;margin-right:10pt;text-align:Right;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:-47.38pt;"> </span></div></div></td> <td style="background-color:#D8D8D8;padding-bottom:3pt;vertical-align:Top;width:60.12pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:10pt;margin-right:10pt;text-align:Right;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:-48.12pt;"> </span></div></div></td> <td style="background-color:#D8D8D8;padding-bottom:3pt;vertical-align:Top;width:60.12pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:10pt;margin-right:10pt;text-align:Right;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:-48.12pt;"> </span></div></div></td> <td style="background-color:#D8D8D8;border-right:0.5pt solid #000000;padding-bottom:3pt;vertical-align:Top;width:60.12pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:10pt;margin-right:9.75pt;text-align:Right;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:-48.12pt;"> </span></div></div></td> <td style="padding-bottom:3pt;vertical-align:Top;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:11.75pt;text-align:Right;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:-18pt;"> </span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-right:11.75pt;text-align:Right;white-space:normal;"><span style="font-family:Arial;font-size:10pt;"> </span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #B2B2B2;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:264.26pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:11.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #B2B2B2;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;white-space:nowrap;width:59.38pt;"> <div style="line-height:14.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:35.38pt;"> <div style="display:flex;margin-right:auto;width:37.38pt;"> <div style="display:flex;white-space:normal;width:37.38pt;"><span style="font-family:Arial;font-size:10pt;width:auto;">$</span><span style="font-family:Arial;font-size:10pt;width:37.38pt;">11,942</span></div></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #B2B2B2;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;white-space:nowrap;width:60.12pt;"> <div style="line-height:14.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:36.12pt;"> <div style="display:flex;margin-right:auto;width:38.12pt;"> <div style="display:flex;white-space:normal;width:38.12pt;"><span style="font-family:Arial;font-size:10pt;width:auto;">$</span><span style="font-family:Arial;font-size:10pt;width:38.12pt;">23,778</span></div></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #B2B2B2;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;white-space:nowrap;width:60.12pt;"> <div style="line-height:14.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:36.12pt;"> <div style="display:flex;margin-right:auto;width:38.12pt;"> <div style="display:flex;white-space:normal;width:38.12pt;"><span style="font-family:Arial;font-size:10pt;width:auto;">$</span><span style="font-family:Arial;font-size:10pt;width:38.12pt;">35,139</span></div></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #B2B2B2;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;white-space:nowrap;width:60.12pt;"> <div style="line-height:14.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:36.12pt;"> <div style="display:flex;margin-right:auto;width:38.12pt;"> <div style="display:flex;white-space:normal;width:38.12pt;"><span style="font-family:Arial;font-size:10pt;width:auto;">$</span><span style="font-family:Arial;font-size:10pt;width:38.12pt;">65,977</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;white-space:nowrap;width:18pt;"> <div style="line-height:0.5pt;margin-left:12pt;text-align:right;width:6pt;"> <div style="display:flex;margin-right:auto;width:2.0pt;"> <div style="display:flex;white-space:normal;width:2.0pt;"> </div></div></div></td></tr></table> 11942 23778 35139 65977 <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:540pt;table-layout:auto;"> <tr style="height:28pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;vertical-align:Top;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-right:11.75pt;text-align:Right;white-space:normal;"><span style="font-family:Arial;font-size:10pt;"> </span></div></div></td> <td style="background-color:#D8D8D8;padding-bottom:3pt;vertical-align:Top;width:264.26pt;"> <div style="line-height:13pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:11.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">If you annuitize your </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> at the end of the </span></div> <div style="margin-left:11.75pt;margin-right:11.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:10pt;">applicable time period:</span></div></div></td> <td style="background-color:#D8D8D8;padding-bottom:3pt;vertical-align:Top;white-space:nowrap;width:59.38pt;"> <div style="line-height:0.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:35.38pt;"> <div style="display:flex;margin-right:auto;width:37.38pt;"> <div style="display:flex;white-space:normal;width:37.38pt;"> </div></div></div></td> <td style="background-color:#D8D8D8;padding-bottom:3pt;vertical-align:Top;white-space:nowrap;width:60.12pt;"> <div style="line-height:0.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:36.12pt;"> <div style="display:flex;margin-right:auto;width:38.12pt;"> <div style="display:flex;white-space:normal;width:38.12pt;"> </div></div></div></td> <td style="background-color:#D8D8D8;padding-bottom:3pt;vertical-align:Top;white-space:nowrap;width:60.12pt;"> <div style="line-height:0.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:36.12pt;"> <div style="display:flex;margin-right:auto;width:38.12pt;"> <div style="display:flex;white-space:normal;width:38.12pt;"> </div></div></div></td> <td style="background-color:#D8D8D8;border-right:0.5pt solid #000000;padding-bottom:3pt;vertical-align:Top;white-space:nowrap;width:60.12pt;"> <div style="line-height:0.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:36.12pt;"> <div style="display:flex;margin-right:auto;width:38.12pt;"> <div style="display:flex;white-space:normal;width:38.12pt;"> </div></div></div></td> <td style="padding-bottom:3pt;vertical-align:Top;white-space:nowrap;width:18pt;"> <div style="line-height:0.5pt;margin-left:12pt;text-align:right;width:6pt;"> <div style="display:flex;margin-right:auto;width:2.0pt;"> <div style="display:flex;white-space:normal;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:15pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-right:11.75pt;text-align:Right;white-space:normal;"><span style="font-family:Arial;font-size:10pt;"> </span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #B2B2B2;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:264.26pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:11.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #B2B2B2;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;white-space:nowrap;width:59.38pt;"> <div style="line-height:14.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:35.38pt;"> <div style="display:flex;margin-right:auto;width:37.38pt;"> <div style="display:flex;white-space:normal;width:37.38pt;"><span style="font-family:Arial;font-size:10pt;width:auto;">$</span><span style="font-family:Arial;font-size:10pt;width:37.38pt;">11,942</span></div></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #B2B2B2;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;white-space:nowrap;width:60.12pt;"> <div style="line-height:14.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:36.12pt;"> <div style="display:flex;margin-right:auto;width:38.12pt;"> <div style="display:flex;white-space:normal;width:38.12pt;"><span style="font-family:Arial;font-size:10pt;width:auto;">$</span><span style="font-family:Arial;font-size:10pt;width:38.12pt;">23,778</span></div></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #B2B2B2;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;white-space:nowrap;width:60.12pt;"> <div style="line-height:14.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:36.12pt;"> <div style="display:flex;margin-right:auto;width:38.12pt;"> <div style="display:flex;white-space:normal;width:38.12pt;"><span style="font-family:Arial;font-size:10pt;width:auto;">$</span><span style="font-family:Arial;font-size:10pt;width:38.12pt;">31,817</span></div></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #B2B2B2;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;white-space:nowrap;width:60.12pt;"> <div style="line-height:14.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:36.12pt;"> <div style="display:flex;margin-right:auto;width:38.12pt;"> <div style="display:flex;white-space:normal;width:38.12pt;"><span style="font-family:Arial;font-size:10pt;width:auto;">$</span><span style="font-family:Arial;font-size:10pt;width:38.12pt;">65,977</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;white-space:nowrap;width:18pt;"> <div style="line-height:0.5pt;margin-left:12pt;text-align:right;width:6pt;"> <div style="display:flex;margin-right:auto;width:2.0pt;"> <div style="display:flex;white-space:normal;width:2.0pt;"> </div></div></div></td></tr></table> 11942 23778 31817 65977 <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:540pt;table-layout:auto;"> <tr style="height:15pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;vertical-align:Top;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-right:11.75pt;text-align:Right;white-space:normal;"><span style="font-family:Arial;font-size:10pt;"> </span></div></div></td> <td style="background-color:#D8D8D8;padding-bottom:3pt;vertical-align:Top;width:264.26pt;"> <div style="line-height:13pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:11.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">If you do not surrender your </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">:</span></div></div></td> <td style="background-color:#D8D8D8;padding-bottom:3pt;vertical-align:Top;white-space:nowrap;width:59.38pt;"> <div style="line-height:0.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:35.38pt;"> <div style="display:flex;margin-right:auto;width:37.38pt;"> <div style="display:flex;white-space:normal;width:37.38pt;"> </div></div></div></td> <td style="background-color:#D8D8D8;padding-bottom:3pt;vertical-align:Top;white-space:nowrap;width:60.12pt;"> <div style="line-height:0.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:36.12pt;"> <div style="display:flex;margin-right:auto;width:38.12pt;"> <div style="display:flex;white-space:normal;width:38.12pt;"> </div></div></div></td> <td style="background-color:#D8D8D8;padding-bottom:3pt;vertical-align:Top;white-space:nowrap;width:60.12pt;"> <div style="line-height:0.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:36.12pt;"> <div style="display:flex;margin-right:auto;width:38.12pt;"> <div style="display:flex;white-space:normal;width:38.12pt;"> </div></div></div></td> <td style="background-color:#D8D8D8;border-right:0.5pt solid #000000;padding-bottom:3pt;vertical-align:Top;white-space:nowrap;width:60.12pt;"> <div style="line-height:0.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:36.12pt;"> <div style="display:flex;margin-right:auto;width:38.12pt;"> <div style="display:flex;white-space:normal;width:38.12pt;"> </div></div></div></td> <td style="padding-bottom:3pt;vertical-align:Top;white-space:nowrap;width:18pt;"> <div style="line-height:0.5pt;margin-left:12pt;text-align:right;width:6pt;"> <div style="display:flex;margin-right:auto;width:2.0pt;"> <div style="display:flex;white-space:normal;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:15.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3.25pt;padding-top:1.625pt;vertical-align:Top;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-right:11.75pt;text-align:Right;white-space:normal;"><span style="font-family:Arial;font-size:10pt;"> </span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.625pt;vertical-align:Top;width:264.26pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:11.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> </span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.625pt;vertical-align:Top;white-space:nowrap;width:59.38pt;"> <div style="line-height:14.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:35.38pt;"> <div style="display:flex;margin-right:auto;width:37.38pt;"> <div style="display:flex;white-space:normal;width:37.38pt;"><span style="font-family:Arial;font-size:10pt;width:auto;">$</span><span style="font-family:Arial;font-size:10pt;width:37.38pt;">5,686</span></div></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.625pt;vertical-align:Top;white-space:nowrap;width:60.12pt;"> <div style="line-height:14.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:36.12pt;"> <div style="display:flex;margin-right:auto;width:38.12pt;"> <div style="display:flex;white-space:normal;width:38.12pt;"><span style="font-family:Arial;font-size:10pt;width:auto;">$</span><span style="font-family:Arial;font-size:10pt;width:38.12pt;">18,588</span></div></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.625pt;vertical-align:Top;white-space:nowrap;width:60.12pt;"> <div style="line-height:14.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:36.12pt;"> <div style="display:flex;margin-right:auto;width:38.12pt;"> <div style="display:flex;white-space:normal;width:38.12pt;"><span style="font-family:Arial;font-size:10pt;width:auto;">$</span><span style="font-family:Arial;font-size:10pt;width:38.12pt;">31,817</span></div></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.625pt;vertical-align:Top;white-space:nowrap;width:60.12pt;"> <div style="line-height:14.0pt;margin-left:12pt;margin-right:12pt;text-align:right;width:36.12pt;"> <div style="display:flex;margin-right:auto;width:38.12pt;"> <div style="display:flex;white-space:normal;width:38.12pt;"><span style="font-family:Arial;font-size:10pt;width:auto;">$</span><span style="font-family:Arial;font-size:10pt;width:38.12pt;">65,977</span></div></div></div></td> <td style="padding-bottom:3.25pt;padding-top:1.625pt;vertical-align:Top;white-space:nowrap;width:18pt;"> <div style="line-height:0.5pt;margin-left:12pt;text-align:right;width:6pt;"> <div style="display:flex;margin-right:auto;width:2.0pt;"> <div style="display:flex;white-space:normal;width:2.0pt;"> </div></div></div></td></tr></table> 5686 18588 31817 65977 <span style="color:#000000;font-family:Times New Roman;font-size:18pt;">Principal Risks of Investing in the Contract </span><span style="color:#000000;font-family:Arial;font-size:10pt;">This annuity has some risks which may include the following: </span><span style="color:#000000;font-family:Arial;font-size:8pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Market Risk.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> You can lose money by investing in the Contract, including loss of principal. You bear all the investment risk for amounts allocated to one or more of the Portfolios, which invest in underlying Funds. If the Portfolios you select increase in value, then your Accumulated Value goes up; if they decrease in value, your Accumulated Value goes down. How much your Accumulated Value goes up or down depends on the performance of the Portfolios. We do not guarantee the investment results of any Portfolio. An investment in the Contract is subject to the risk of poor investment performance, and the value of your investment can vary depending on the performance of the selected Portfolio(s), each of which has its own unique risks. You should review the prospectus for the Portfolio before making an investment decision. Neither the U.S. Government nor any federal agency insures or guarantees your investment in the Contract.</span><span style="color:#000000;font-family:Arial;font-size:8pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Early Withdrawal Risk</span><span style="color:#000000;font-family:Arial;font-size:10pt;">. The Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. Early withdrawals may be subject to a significant surrender charge. If you make a withdrawal prior to age 59 </span><span style="color:#000000;font-family:Arial;font-size:6pt;position:relative;top:-2.66pt;"> 1</span><span style="color:#000000;font-family:Arial;font-size:10pt;">∕</span><span style="color:#000000;font-family:Arial;font-size:6pt;">2</span><span style="color:#000000;font-family:Arial;font-size:10pt;">, there may be adverse tax consequences, including a 10% federal tax penalty. In addition, a withdrawal could reduce the value of standard and optional benefits. The benefits of tax deferral, long-term income, and living benefit protections also mean that the Contract is more beneficial to investors with a long-time horizon.</span><span style="color:#000000;font-family:Arial;font-size:8pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Contract Benefits Risk</span><span style="color:#000000;font-family:Arial;font-size:10pt;">. Death benefits are reduced by withdrawals on a pro-rata basis. Excess GLWB Rider withdrawals reduce the benefits provided by the Rider. There is also a risk that any financial return of an optional benefit, if any, will ultimately be less than the amount you paid for the benefit. If you elect a partial or a full surrender into a settlement option, benefits related to your deferred value will be reduced or terminated.</span><span style="color:#000000;font-family:Arial;font-size:8pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Insurance Company Risk.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> An investment in the Contract is subject to the risks related to Thrivent. Insurance obligations, guarantees, and benefits of the Contract are subject to the claims-paying ability of Thrivent.</span><span style="color:#000000;font-family:Arial;font-size:8pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Contract Changes Risk</span><span style="color:#000000;font-family:Arial;font-size:10pt;">. At any time, we may change, add, delete, or replace investment options applicable to existing Accumulated Value and new premiums. We may also add, delete, or substitute Subaccounts as permitted by law. We may substitute shares of another Subaccount, which may have differences such as (among other things) different fees and expenses, objectives, and risks, for shares of an existing Subaccount, at our discretion. We may also close Subaccounts to allocations of premiums or Accumulated Value, or both, at any time in our discretion. Our decision to make modifications will be based on several factors including the general market conditions and the style and investment objectives of the Subaccount investments. You will be notified at least 30 days prior to the date of any change. At the time you receive Notice of a change to the Subaccounts you may submit your own reallocation instructions. If you take no action, you may be subject to rebalancing in order to satisfy an investment restriction related to an optional benefit rider.</span><span style="color:#000000;font-family:Arial;font-size:8pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Fixed Account Risk.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> Amounts invested in the Fixed Account will be subject to the financial strength and claims-paying ability of Thrivent.</span><span style="color:#000000;font-family:Arial;font-size:8pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Investment Restrictions. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">We reserve the right to limit transfers, and there is a $25 charge per transfer when you transfer your Contract Value between the investment options more than 24 times in a Contract Year. In addition, the amount transferred from the Fixed Account in any Contract Year may not exceed the greater of $500 or 25% of the Accumulated Value in the Fixed Account. We may impose limits on the minimum and maximum amounts that you may invest or other transaction limits that may limit your use of the Contract. In addition, we reserve the right to add, remove or substitute investment options.</span><span style="color:#000000;font-family:Arial;font-size:8pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Premium Payment Risk.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> The maximum aggregate Premiums you may make without our prior approval is $1 million.</span><span style="color:#000000;font-family:Arial;font-size:8pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Fees and Charges.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> Deduction of Contract fees and charges, and optional benefit charges, may result in loss of principal. We reserve the right to increase the fees and charges under the Contract and optional benefits up to the maximum guaranteed fees and charges stated in your Contract or optional benefit rider.</span><span style="color:#000000;font-family:Arial;font-size:8pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Possible Adverse Tax Consequences. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The tax considerations associated with the Contract vary and can be complicated. The applicable tax rules can differ, depending on the type of Contract, whether non-qualified, traditional </span><span style="color:#000000;font-family:Arial;font-size:10pt;">IRA or Roth IRA. Before making contributions to your Contract or taking other action related to your Contract, you should consult with a tax professional to determine the tax implications of an investment in, and payments received under, the Contract.</span><span style="color:#000000;font-family:Arial;font-size:10pt;line-height:13pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Risks Affecting our Administration of Your Contract.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> We and our service providers and business partners are subject to certain risks, including those resulting from system failures, cybersecurity events and other disasters. Such events can adversely impact us and our operations. These risks are common to all insurers and financial service providers and may materially impact our ability to administer the Contract (and to keep Contract owner information confidential).</span><span style="color:#000000;font-family:Arial;font-size:8pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Alternatives to the Contract.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> Other contracts or investments may provide more favorable returns or benefits, as well as lower costs, than the Contract.</span><span style="color:#000000;font-family:Arial;font-size:8pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Potentially Harmful Trading Activity. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Contract is not designed for frequent trading by anyone. Frequent trading may disrupt the underlying Portfolios and could negatively impact performance, by interfering with efficient management and reducing long-term returns, and increasing administrative costs. To protect Owners and the underlying Portfolios, we have policies and procedures to deter frequent trading between and among the Portfolios. We cannot guarantee that these policies and procedures will be effective in detecting and preventing all trading activity that could potentially disadvantage or hurt the rights or interests of other Owners.</span><span style="color:#000000;font-family:Arial;font-size:8pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Cybersecurity Risk.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> We and our service providers may be susceptible to operational, cybersecurity, and related risks. In general, cybersecurity events can result from deliberate or unintentional events. Cybersecurity events include, but are not limited to, acts or attempts to gain unauthorized access to information and/or information systems, or to otherwise disrupt operations. Cybersecurity events affecting us, a Subaccount, or our service providers have the ability to disrupt and impact your Contract and our operations, including but not limited to, financial losses, ability to calculate Contract values and benefits, corrupting data or preventing parties from sharing information necessary for our operations, preventing and/or slowing transactions, potentially subjecting us to regulatory fines and penalties, and creating additional compliance costs. Similar types of cybersecurity risks are also present for issuers or securities in which the Subaccounts may invest, which could result in material adverse consequences for such issuers and may cause the Subaccounts’ investments in such companies to lose value. While we and our service providers have established reasonable controls to mitigate the risk of a cybersecurity event, there are inherent limitations in such controls, plans and systems. Additionally, while we do have control frameworks and we do perform due diligence on our service providers, we cannot fully control the cybersecurity plans and systems put in place by our service providers or any other third parties whose operations may affect the Subaccounts or your Contract. Although we attempt to minimize such failures through controls and oversight, it is not possible to identify all operation risks that may affect the Subaccounts or your Contract, or to develop processes and controls that completely eliminate or mitigate the occurrence of such failures or other disruptions in service. The value of an investment in a Subaccount may be adversely affected by the occurrence of the operational errors, failures, technological issues, or other similar events, and you may bear costs tied to these risks.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Market Risk.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> You can lose money by investing in the Contract, including loss of principal. You bear all the investment risk for amounts allocated to one or more of the Portfolios, which invest in underlying Funds. If the Portfolios you select increase in value, then your Accumulated Value goes up; if they decrease in value, your Accumulated Value goes down. How much your Accumulated Value goes up or down depends on the performance of the Portfolios. We do not guarantee the investment results of any Portfolio. An investment in the Contract is subject to the risk of poor investment performance, and the value of your investment can vary depending on the performance of the selected Portfolio(s), each of which has its own unique risks. You should review the prospectus for the Portfolio before making an investment decision. Neither the U.S. Government nor any federal agency insures or guarantees your investment in the Contract.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Early Withdrawal Risk</span><span style="color:#000000;font-family:Arial;font-size:10pt;">. The Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. Early withdrawals may be subject to a significant surrender charge. If you make a withdrawal prior to age 59 </span><span style="color:#000000;font-family:Arial;font-size:6pt;position:relative;top:-2.66pt;"> 1</span><span style="color:#000000;font-family:Arial;font-size:10pt;">∕</span><span style="color:#000000;font-family:Arial;font-size:6pt;">2</span><span style="color:#000000;font-family:Arial;font-size:10pt;">, there may be adverse tax consequences, including a 10% federal tax penalty. In addition, a withdrawal could reduce the value of standard and optional benefits. The benefits of tax deferral, long-term income, and living benefit protections also mean that the Contract is more beneficial to investors with a long-time horizon.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Contract Benefits Risk</span><span style="color:#000000;font-family:Arial;font-size:10pt;">. Death benefits are reduced by withdrawals on a pro-rata basis. Excess GLWB Rider withdrawals reduce the benefits provided by the Rider. There is also a risk that any financial return of an optional benefit, if any, will ultimately be less than the amount you paid for the benefit. If you elect a partial or a full surrender into a settlement option, benefits related to your deferred value will be reduced or terminated.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Insurance Company Risk.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> An investment in the Contract is subject to the risks related to Thrivent. Insurance obligations, guarantees, and benefits of the Contract are subject to the claims-paying ability of Thrivent.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Contract Changes Risk</span><span style="color:#000000;font-family:Arial;font-size:10pt;">. At any time, we may change, add, delete, or replace investment options applicable to existing Accumulated Value and new premiums. We may also add, delete, or substitute Subaccounts as permitted by law. We may substitute shares of another Subaccount, which may have differences such as (among other things) different fees and expenses, objectives, and risks, for shares of an existing Subaccount, at our discretion. We may also close Subaccounts to allocations of premiums or Accumulated Value, or both, at any time in our discretion. Our decision to make modifications will be based on several factors including the general market conditions and the style and investment objectives of the Subaccount investments. You will be notified at least 30 days prior to the date of any change. At the time you receive Notice of a change to the Subaccounts you may submit your own reallocation instructions. If you take no action, you may be subject to rebalancing in order to satisfy an investment restriction related to an optional benefit rider.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Fixed Account Risk.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> Amounts invested in the Fixed Account will be subject to the financial strength and claims-paying ability of Thrivent.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Investment Restrictions. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">We reserve the right to limit transfers, and there is a $25 charge per transfer when you transfer your Contract Value between the investment options more than 24 times in a Contract Year. In addition, the amount transferred from the Fixed Account in any Contract Year may not exceed the greater of $500 or 25% of the Accumulated Value in the Fixed Account. We may impose limits on the minimum and maximum amounts that you may invest or other transaction limits that may limit your use of the Contract. In addition, we reserve the right to add, remove or substitute investment options.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Premium Payment Risk.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> The maximum aggregate Premiums you may make without our prior approval is $1 million.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Fees and Charges.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> Deduction of Contract fees and charges, and optional benefit charges, may result in loss of principal. We reserve the right to increase the fees and charges under the Contract and optional benefits up to the maximum guaranteed fees and charges stated in your Contract or optional benefit rider.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Possible Adverse Tax Consequences. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The tax considerations associated with the Contract vary and can be complicated. The applicable tax rules can differ, depending on the type of Contract, whether non-qualified, traditional </span><span style="color:#000000;font-family:Arial;font-size:10pt;">IRA or Roth IRA. Before making contributions to your Contract or taking other action related to your Contract, you should consult with a tax professional to determine the tax implications of an investment in, and payments received under, the Contract.</span><span style="color:#000000;font-family:Arial;font-size:10pt;line-height:13pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Risks Affecting our Administration of Your Contract.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> We and our service providers and business partners are subject to certain risks, including those resulting from system failures, cybersecurity events and other disasters. Such events can adversely impact us and our operations. These risks are common to all insurers and financial service providers and may materially impact our ability to administer the Contract (and to keep Contract owner information confidential).</span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Alternatives to the Contract.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> Other contracts or investments may provide more favorable returns or benefits, as well as lower costs, than the Contract.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Potentially Harmful Trading Activity. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Contract is not designed for frequent trading by anyone. Frequent trading may disrupt the underlying Portfolios and could negatively impact performance, by interfering with efficient management and reducing long-term returns, and increasing administrative costs. To protect Owners and the underlying Portfolios, we have policies and procedures to deter frequent trading between and among the Portfolios. We cannot guarantee that these policies and procedures will be effective in detecting and preventing all trading activity that could potentially disadvantage or hurt the rights or interests of other Owners.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Cybersecurity Risk.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> We and our service providers may be susceptible to operational, cybersecurity, and related risks. In general, cybersecurity events can result from deliberate or unintentional events. Cybersecurity events include, but are not limited to, acts or attempts to gain unauthorized access to information and/or information systems, or to otherwise disrupt operations. Cybersecurity events affecting us, a Subaccount, or our service providers have the ability to disrupt and impact your Contract and our operations, including but not limited to, financial losses, ability to calculate Contract values and benefits, corrupting data or preventing parties from sharing information necessary for our operations, preventing and/or slowing transactions, potentially subjecting us to regulatory fines and penalties, and creating additional compliance costs. Similar types of cybersecurity risks are also present for issuers or securities in which the Subaccounts may invest, which could result in material adverse consequences for such issuers and may cause the Subaccounts’ investments in such companies to lose value. While we and our service providers have established reasonable controls to mitigate the risk of a cybersecurity event, there are inherent limitations in such controls, plans and systems. Additionally, while we do have control frameworks and we do perform due diligence on our service providers, we cannot fully control the cybersecurity plans and systems put in place by our service providers or any other third parties whose operations may affect the Subaccounts or your Contract. Although we attempt to minimize such failures through controls and oversight, it is not possible to identify all operation risks that may affect the Subaccounts or your Contract, or to develop processes and controls that completely eliminate or mitigate the occurrence of such failures or other disruptions in service. The value of an investment in a Subaccount may be adversely affected by the occurrence of the operational errors, failures, technological issues, or other similar events, and you may bear costs tied to these risks.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Fixed Account </span><span style="font-family:Arial;font-size:10pt;">Premiums and Accumulated Value may be allocated to or transferred to the Fixed Account. We reserve the right to limit allocations or transfers to and from the Fixed Account. Amounts held in the Fixed Account are invested with our General Account. The interest rates for amounts in the Fixed Account depend on the date of allocation or transfer to the Fixed Account. We guarantee that the initial interest rate for each amount allocated or transferred to the Fixed Account will be effective for at least twelve months, and subsequent interest rates will not be changed more often than once every twelve months. The effective annual interest rate will never be less than the Fixed Account Guaranteed Minimum Interest Rate shown in your Contract. At our discretion, we may credit interest in excess of the guaranteed interest rate. For the current interest rate, please call our Service Center at 1-800-847-4836. The date of allocation or transfer is the date that interest begins to accrue. Interest is compounded daily. Interest guarantees are subject to Thrivent’s claims-paying ability. The amount transferred from the Fixed Account in any Contract Year may not exceed the greater of $500 or 25% of the Accumulated Value in the Fixed Account, excluding any Accumulated Value in the DCA Fixed Account, at the time the first transfer is made in that Contract Year. More information about all the Investment Options can be found in </span><a href="#appendix_e7afcc9c-f689-44df-8ed7-5a3d19140ff2"><span style="font-family:Arial;font-size:10pt;">Appendix</span></a><span style="font-family:Arial;font-size:10pt;"> A.</span><span style="font-family:Arial;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:33.82pt;width:472.36pt;"> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:144.84pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Name</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:90.45pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Term</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:237.07pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Minimum Guaranteed</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Interest Rate</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:144.84pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fixed Account</span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">(all states except New York)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:90.45pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Life of the Contract</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:237.07pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">0.50% for Contracts issued on or after 10/1/2020</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">1.00% for Contracts issued before 10/1/2020</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:144.84pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fixed Account</span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">(New York only)</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:90.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Life of the Contract</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:237.07pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">1.00%</span></div></div></td></tr></table> <span id="benefits_a8cfd6a3-da6b-4d12-b4f1-07d8cf264a47" style="color:#000000;font-family:Times New Roman;font-size:18pt;">Benefits Available Under the Contract </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">The following tables summarize information about the benefits under the Contract. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Death Benefits</span><span style="color:#000000;font-family:Arial;font-size:1pt;font-weight:bold;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:33.5pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:89.98pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Name of Benefit</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:113.16pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Purpose</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:56.49pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Is Benefit</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Standard or</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Optional</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:81.01pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Maximum Fee</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:81.01pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current Fee</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:118.35pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Brief Description</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">of Restrictions</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">and Limitations</span></div></div></td></tr> <tr style="height:193pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:89.98pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Standard</span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Death Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:113.16pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">A Standard Death </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Benefit is payable if an </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Owner dies before the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Maximum Annuity Date. </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">It is equal to the greater </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">of the Accumulated </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Value or the premiums </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">adjusted for </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">withdrawals. </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Withdrawals decrease </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">the Standard Death </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Benefit by the same </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">proportion as the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Accumulated Value was </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">decreased by the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">amount taken.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:81.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">No</span><span style="font-family:Arial;font-size:10pt;line-height:12pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">additional</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">charge</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:81.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">No</span><span style="font-family:Arial;font-size:10pt;line-height:12pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">additional</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">charge</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:118.35pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> Withdrawals reduce </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">the benefit.</span></div></div></td></tr> <tr style="height:330.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:89.98pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Maximum</span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Anniversary</span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Death Benefit</span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">(MADB) Rider</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:113.16pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">The MADB Rider </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">provides for a death </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">benefit calculation that </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">takes into account the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">highest </span><a href="#accumulatedvalue_275b6476-26c0-4b49-9fe5-1c08da92c90c"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Accumulated </span></a></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Value on any </span><a href="#contractanniversary_56bb1f20-ba22-4a04-a40a-db329996352d"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract </span></a></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Anniversary up to </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract Age 80, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">adjusted for any </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">premiums or </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">withdrawals made after </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">the anniversary.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">Optional</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:81.01pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.50</span><span style="font-family:Arial;font-size:10pt;">%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">(as a percentage </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">of MADB)</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:81.01pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.25</span><span style="font-family:Arial;font-size:10pt;">%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">(as a percentage </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">of MADB)</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:118.35pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> Only available at </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">issue if you are no </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">more than </span><a href="#issueage_e4c9cbab-025a-44f5-9a69-394d29f62287"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Issue </span></a></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">Age</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> nearest 75.</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> After Contract Age </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">80, the benefit is </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">only adjusted for </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">additional </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">premiums or </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">withdrawals.</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> Not available with </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">GLWB.</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> The MADB is </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">decreased by the </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">same proportion as </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">the Accumulated </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">Value is decreased </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">by a partial </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">surrender. This </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">may reduce the </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">rider value by an </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">amount greater </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">than the value </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">withdrawn or could </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">terminate the </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">benefit.</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:5pt;position:relative;top:-3.25pt;margin-left:-14.34pt;">1</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:14pt;">See </span><span style="color:#000000;font-family:Arial;font-size:8pt;font-style:italic;">Charges-</span><span style="color:#000000;font-family:Arial;font-size:8pt;font-style:italic;">MADB Rider Charge</span><span style="color:#000000;font-family:Arial;font-size:8pt;"> in this prospectus for more information.</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Living Benefit</span><span style="color:#000000;font-family:Arial;font-size:1pt;font-weight:bold;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:33.5pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:89.98pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Name of Benefit</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:120.38pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Purpose</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:56.49pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Is Benefit</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Standard or</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Optional</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:97.49pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Maximum Fee</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:56.49pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Current Fee</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:119.17pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Brief Description</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">of Restrictions</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">and Limitations</span></div></div></td></tr> <tr style="height:432.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:89.98pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Thrivent </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Income</span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Builder</span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Guaranteed</span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Lifetime</span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Withdrawal</span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Benefit</span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">(GLWB) Rider</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:120.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Allows you to withdraw </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">up to a Guaranteed </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Annual Withdrawal </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Amount (GAWA) each </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><a href="#contractyear_16966a8d-9fac-4779-a127-b119e0885275"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract Year</span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> for life, as </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">long as you don’t exceed </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">the amount permitted.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">Optional</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:97.49pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">2.50</span><span style="font-family:Arial;font-size:10pt;">%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">(as a percentage of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">GLWB Benefit Base)</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">See </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">GLWB </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">Rate </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">Sheet%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:119.17pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> Investment </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">restrictions apply.</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> Only available at </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">issue if you are age </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">nearest 50 to 85 on </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">the Rider Date of </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">Issue.</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> The minimum </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">required premium </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">is $25,000.</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> The GLWB Benefit </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">Base is limited to a </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">maximum amount </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">in your Contract </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">($30 million or </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">$10 million </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">depending on the </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">state.)</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> Cannot terminate </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">Rider until 2 years </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">after issue.</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> Not available with </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">MADB Rider.</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> A GLWB Excess </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">Surrender may </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">reduce the GLWB </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">Benefit Base and </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">the Guaranteed </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">Annual Withdrawal </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">Amount by more </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">than the amount of </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">the GLWB Excess </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">Surrender.</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:5pt;position:relative;top:-3.25pt;margin-left:-14.34pt;">2</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:14pt;">See </span><span style="color:#000000;font-family:Arial;font-size:8pt;font-style:italic;">Charges-</span><span style="color:#000000;font-family:Arial;font-size:8pt;font-style:italic;">Thrivent Income Builder (GLWB) Rider Charge</span><span style="color:#000000;font-family:Arial;font-size:8pt;"> for more information.</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Other Benefits</span><span style="color:#000000;font-family:Arial;font-size:1pt;font-weight:bold;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:33.5pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:90.38pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Name of Benefit</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:151.96pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Purpose</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:56.49pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Is Benefit</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Standard or</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Optional</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Maximum Fee</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:56.49pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Current Fee</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:119.18pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Brief Description</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">of Restrictions</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">and Limitations</span></div></div></td></tr> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:90.38pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Automatic </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Rebalancing</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:151.96pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Asset Rebalancing allows you to </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">elect a specific asset allocation </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">to maintain over time.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:65.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:119.18pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> You may not </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">include the </span><a href="#fixedaccount_b3acb669-21a4-46e8-a079-67442b84dccd"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fixed </span></a></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">Account.</span></div></div></td></tr> <tr style="height:109pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:90.38pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Dollar Cost </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Averaging</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:151.96pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Dollar Cost Averaging allows you </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">to have automatic periodic </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">transfers to one or more </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><a href="#subaccount_fce66e26-edf9-4aa5-b35e-6656e6506c1d"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Subaccount</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">s other than the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><a href="#fixedaccount_b3acb669-21a4-46e8-a079-67442b84dccd"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fixed Account</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">. If you have a </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">GLWB Rider, quarterly Asset </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Rebalancing will happen </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">automatically to conform with the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">rider’s investment restrictions.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:65.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:119.18pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> You may not Dollar </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">Cost Average into </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">the </span><a href="#fixedaccount_b3acb669-21a4-46e8-a079-67442b84dccd"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fixed Account.</span></a></div></div></td></tr> <tr style="height:55pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:90.38pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Systematic </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Partial </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrenders</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:151.96pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Allows for ongoing withdrawals </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">from your investment options </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">during the Accumulation Phase.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:65.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:119.18pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charge</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">s </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">may apply.</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Taxes and penalties </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">may apply.</span></div></div></td></tr> <tr style="height:97pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:90.38pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Free </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Amounts</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:151.96pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charges apply only to </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">amounts that exceed the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">greatest of 10% of the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><a href="#accumulatedvalue_275b6476-26c0-4b49-9fe5-1c08da92c90c"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Accumulated Value</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> existing at </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">the time the first surrender is </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">made in a </span><a href="#contractyear_16966a8d-9fac-4779-a127-b119e0885275"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract Year</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">, the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract’s earnings or Required </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Minimum Distribution.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:65.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:119.18pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Restrictions apply to </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">each separate </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><a href="#contractyear_16966a8d-9fac-4779-a127-b119e0885275"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">Contract Year</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">.</span></div></div></td></tr> <tr style="height:73pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:90.38pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Confinement of </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">the Owner in </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">a Hospital, </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Nursing Home, </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">or Hospice</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:151.96pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charges are waived </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">during or within 90 days after the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">end of confinement of the owner.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:65.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:119.18pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> Confinement must </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">begin after the </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">Contract</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> has been </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">issued and must </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">continue at least 30 </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">days.</span></div></div></td></tr> <tr style="height:72.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:90.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Terminal Illness</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:151.96pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charges are waived if </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">the Owner has a life expectancy </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">of 12 months or less.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Standard</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:65.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:119.18pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> Certification from a </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">licensed physician </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">acting within the </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">scope of his or her </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">license will be </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">required.</span></div></div></td></tr></table> <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Standard</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Death Benefit</span> <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">A Standard Death </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Benefit is payable if an </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Owner dies before the </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Maximum Annuity Date. </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">It is equal to the greater </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">of the Accumulated </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Value or the premiums </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">adjusted for </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">withdrawals. </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Withdrawals decrease </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">the Standard Death </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Benefit by the same </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">proportion as the </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Accumulated Value was </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">decreased by the </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">amount taken.</span> true 0 0 <span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> Withdrawals reduce </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">the benefit.</span> <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Maximum</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Anniversary</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Death Benefit</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">(MADB) Rider</span> <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">The MADB Rider </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">provides for a death </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">benefit calculation that </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">takes into account the </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">highest </span><a href="#accumulatedvalue_275b6476-26c0-4b49-9fe5-1c08da92c90c"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Accumulated </span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Value on any </span><a href="#contractanniversary_56bb1f20-ba22-4a04-a40a-db329996352d"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract </span></a><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Anniversary up to </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract Age 80, </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">adjusted for any </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">premiums or </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">withdrawals made after </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">the anniversary.</span> true 0.0050 0.0025 <span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> Only available at </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">issue if you are no </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">more than </span><a href="#issueage_e4c9cbab-025a-44f5-9a69-394d29f62287"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Issue </span></a><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">Age</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> nearest 75.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> After Contract Age </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">80, the benefit is </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">only adjusted for </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">additional </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">premiums or </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">withdrawals.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> Not available with </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">GLWB.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> The MADB is </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">decreased by the </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">same proportion as </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">the Accumulated </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">Value is decreased </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">by a partial </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">surrender. This </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">may reduce the </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">rider value by an </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">amount greater </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">than the value </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">withdrawn or could </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">terminate the </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">benefit.</span> <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Thrivent </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Income</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Builder</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Guaranteed</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Lifetime</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Withdrawal</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Benefit</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">(GLWB) Rider</span> <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Allows you to withdraw </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">up to a Guaranteed </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Annual Withdrawal </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Amount (GAWA) each </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract Year</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> for life, as </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">long as you don’t exceed </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">the amount permitted.</span> true 0.0250 <span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> Investment </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">restrictions apply.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> Only available at </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">issue if you are age </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">nearest 50 to 85 on </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">the Rider Date of </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">Issue.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> The minimum </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">required premium </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">is $25,000.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> The GLWB Benefit </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">Base is limited to a </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">maximum amount </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">in your Contract </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">($30 million or </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">$10 million </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">depending on the </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">state.)</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> Cannot terminate </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">Rider until 2 years </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">after issue.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> Not available with </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">MADB Rider.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> A GLWB Excess </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">Surrender may </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">reduce the GLWB </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">Benefit Base and </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">the Guaranteed </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">Annual Withdrawal </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">Amount by more </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">than the amount of </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">the GLWB Excess </span><span style="font-family:Arial;font-size:10pt;margin-left:11.00pt;">Surrender.</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:14pt;">See </span><span style="color:#000000;font-family:Arial;font-size:8pt;font-style:italic;">Charges-</span><span style="color:#000000;font-family:Arial;font-size:8pt;font-style:italic;">Thrivent Income Builder (GLWB) Rider Charge</span><span style="color:#000000;font-family:Arial;font-size:8pt;"> for more information.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:33.5pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:90.38pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Name of Benefit</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:151.96pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Purpose</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:56.49pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Is Benefit</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Standard or</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Optional</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Maximum Fee</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:56.49pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Current Fee</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:119.18pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Brief Description</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">of Restrictions</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">and Limitations</span></div></div></td></tr> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:90.38pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Automatic </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Rebalancing</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:151.96pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Asset Rebalancing allows you to </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">elect a specific asset allocation </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">to maintain over time.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:65.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:119.18pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> You may not </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">include the </span><a href="#fixedaccount_b3acb669-21a4-46e8-a079-67442b84dccd"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fixed </span></a></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">Account.</span></div></div></td></tr> <tr style="height:109pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:90.38pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Dollar Cost </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Averaging</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:151.96pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Dollar Cost Averaging allows you </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">to have automatic periodic </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">transfers to one or more </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><a href="#subaccount_fce66e26-edf9-4aa5-b35e-6656e6506c1d"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Subaccount</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">s other than the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><a href="#fixedaccount_b3acb669-21a4-46e8-a079-67442b84dccd"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fixed Account</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">. If you have a </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">GLWB Rider, quarterly Asset </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Rebalancing will happen </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">automatically to conform with the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">rider’s investment restrictions.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:65.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:119.18pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> You may not Dollar </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">Cost Average into </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">the </span><a href="#fixedaccount_b3acb669-21a4-46e8-a079-67442b84dccd"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fixed Account.</span></a></div></div></td></tr> <tr style="height:55pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:90.38pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Systematic </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Partial </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrenders</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:151.96pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Allows for ongoing withdrawals </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">from your investment options </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">during the Accumulation Phase.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:65.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:119.18pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charge</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">s </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">may apply.</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Taxes and penalties </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">may apply.</span></div></div></td></tr> <tr style="height:97pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:90.38pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Free </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Amounts</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:151.96pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charges apply only to </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">amounts that exceed the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">greatest of 10% of the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><a href="#accumulatedvalue_275b6476-26c0-4b49-9fe5-1c08da92c90c"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Accumulated Value</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> existing at </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">the time the first surrender is </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">made in a </span><a href="#contractyear_16966a8d-9fac-4779-a127-b119e0885275"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract Year</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">, the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract’s earnings or Required </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Minimum Distribution.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:65.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:119.18pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Restrictions apply to </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">each separate </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><a href="#contractyear_16966a8d-9fac-4779-a127-b119e0885275"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">Contract Year</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">.</span></div></div></td></tr> <tr style="height:73pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:90.38pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Confinement of </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">the Owner in </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">a Hospital, </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Nursing Home, </span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">or Hospice</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:151.96pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charges are waived </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">during or within 90 days after the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">end of confinement of the owner.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:65.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:119.18pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> Confinement must </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">begin after the </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">Contract</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> has been </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">issued and must </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">continue at least 30 </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">days.</span></div></div></td></tr> <tr style="height:72.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:90.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Terminal Illness</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:151.96pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charges are waived if </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">the Owner has a life expectancy </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">of 12 months or less.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Standard</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:65.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:56.49pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:119.18pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> Certification from a </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">licensed physician </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">acting within the </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">scope of his or her </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">license will be </span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">required.</span></div></div></td></tr></table> <span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Automatic </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Asset </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Rebalancing</span> <span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Asset Rebalancing allows you to </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">elect a specific asset allocation </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">to maintain over time.</span> true 0 0 <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> You may not </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">include the </span><a href="#fixedaccount_b3acb669-21a4-46e8-a079-67442b84dccd"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fixed </span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">Account.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Dollar Cost </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Averaging</span> <span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Dollar Cost Averaging allows you </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">to have automatic periodic </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">transfers to one or more </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Subaccount</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">s other than the </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fixed Account</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">. If you have a </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">GLWB Rider, quarterly Asset </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Rebalancing will happen </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">automatically to conform with the </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">rider’s investment restrictions.</span> true 0 0 <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> You may not Dollar </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">Cost Average into </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">the </span><a href="#fixedaccount_b3acb669-21a4-46e8-a079-67442b84dccd"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fixed Account.</span></a> <span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Systematic </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Partial </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrenders</span> <span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Allows for ongoing withdrawals </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">from your investment options </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">during the Accumulation Phase.</span> true 0 0 <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span><a href="#charge_fd756b08-d07d-4c29-b73a-ae097bc31ae4"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charge</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">s </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">may apply.</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Taxes and penalties </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">may apply.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Free </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Amounts</span> <span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charges apply only to </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">amounts that exceed the </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">greatest of 10% of the </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Accumulated Value</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> existing at </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">the time the first surrender is </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">made in a </span><a href="#contractyear_16966a8d-9fac-4779-a127-b119e0885275"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract Year</span></a><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">, the </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Contract’s earnings or Required </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Minimum Distribution.</span> true 0 0 <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Restrictions apply to </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">each separate </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">Contract Year</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Confinement of </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">the Owner in </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">a Hospital, </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Nursing Home, </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">or Hospice</span> <span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charges are waived </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">during or within 90 days after the </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">end of confinement of the owner.</span> true 0 0 <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> Confinement must </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">begin after the </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">Contract</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> has been </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">issued and must </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">continue at least 30 </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">days.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Terminal Illness</span> <span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charges are waived if </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">the Owner has a life expectancy </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">of 12 months or less.</span> true 0 0 <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;"> Certification from a </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">licensed physician </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">acting within the </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">scope of his or her </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">license will be </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11.00pt;">required.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Death Benefit Before the Maximum Annuity Date </span><span style="color:#000000;font-family:Arial;font-size:10pt;">We will pay Death Proceeds upon the death of an Owner. If the Owner is a Non-Natural Person, we will pay Death Proceeds upon the death of an Annuitant. Death Proceeds will be paid only if the date of death is before the Maximum Annuity Date and the Accumulated Value is greater than zero on the date of death. Death Proceeds will be paid to the beneficiaries. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Death Proceeds are calculated at the end of the Valuation Period during which we receive at our Service Center a certified copy of the death certificate of the decedent, or other lawful evidence providing equivalent information. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The amount of Death Proceeds is the greatest of the following: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">1)</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11pt;">The Accumulated Value. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">2)</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11pt;">The Standard Death Benefit. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">3)</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11pt;">The Maximum Anniversary Death Benefit, if any. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Any amount of the Death Benefit in excess of the Accumulated Value will be allocated to the Subaccounts and/or the Fixed Account according to the ratio of the Accumulated Value in each to the Accumulated Value of the Contract. Once calculated, Death Proceeds may continue to be subject to the investment experience of the Subaccounts. When based on the investment experience of the Subaccounts, Death Proceeds may increase or decrease daily and are not guaranteed for a minimum dollar amount. Only when the beneficiary provides the claim form and all claim requirements in good order will that beneficiary’s share of the Death Proceeds be removed from the market so that claim payment can be made. In the case of multiple beneficiaries, we must receive a completed form from each beneficiary. We process each claim independently. Surrender Charges do not apply to Death Proceeds.</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Standard Death Benefit </span><span style="color:#000000;font-family:Arial;font-size:10pt;">A Standard Death Benefit is payable if an Owner dies before the Maximum Annuity Date. The Standard Death Benefit is equal to the adjusted sum of premiums as follows: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(1) As of the day a premium is received by us, the sum is increased by the amount of that premium. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(2) As of the day a partial surrender is taken, the sum is decreased by the same proportion as the Accumulated Value was decreased by the amount taken. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If this Contract is continued under Spousal Continuation, then on any date on or after the Continuation Date, the adjusted sum of premiums will be determined using only premiums paid and partial surrenders taken on or after the Continuation Date. The Accumulated Value on the Continuation Date will be deemed a premium paid on that date for purposes of this provision.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;">Example of Calculation of Death Benefit: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Carlos died on June 20. Since the Contract’s issue date, Carlos contributed a total of $300,000 of premium payments to his Contract and made no withdrawals. On June 25, we received proof of death. The current Accumulated Value of Carlos’s Contract on that day was $275,000. The Standard Death Benefit provides for an infusion to the Contract if the total premium payments adjusted for surrenders exceed the Accumulated Value when we receive proof of death. We determined Carlos’s Standard Death Benefit by comparing the following:</span><span style="color:#000000;font-family:Arial;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;margin-left:191.21pt;width:157.57pt;"> <tr style="height:15pt;"> <td colspan="2" style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;width:157.58pt;"> <div style="line-height:9pt;text-align:left;"> <div style="text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Comparison Values</span></div></div></td></tr> <tr style="height:13pt;"> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;width:109.9pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Total premiums paid</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;width:47.68pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$300,000</span></div></div></td></tr> <tr style="height:14.25pt;"> <td style="padding-bottom:4.25pt;padding-top:3pt;vertical-align:Bottom;width:109.9pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Accumulated Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:3pt;vertical-align:Bottom;width:47.68pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$275,000</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Bottom;width:109.9pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Standard Death Benefit</span></div></div></td> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Bottom;width:47.68pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$300,000</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:10pt;">Since the highest value is $300,000, an amount is infused into the Contract to bring the value of the Contract up to $300,000 ($25,000 + $275,000 = $300,000). This amount equals the death benefit. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Once the death benefit is calculated, the Death Proceeds payable fluctuate daily and are not guaranteed as to minimum dollar amount. No proceeds are distributed until we receive all claim requirements in good order.</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;">Example of Paying Death Proceeds to Beneficiaries: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">On June 25, we received proof of death; we determined that the death benefit was $300,000 as of that date (30,000 accumulation units x $10 each). Carlos’s two children are the beneficiaries and are entitled to </span><span style="color:#000000;font-family:Arial;font-size:6pt;position:relative;top:-2.66pt;"> 1</span><span style="color:#000000;font-family:Arial;font-size:10pt;">∕</span><span style="color:#000000;font-family:Arial;font-size:6pt;">2</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> each (as a result, each one is entitled to 15,000 accumulation units). Beneficiaries submit their claim forms on different dates. As a result they receive the following:</span><span style="color:#000000;font-family:Arial;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;margin-left:115.06pt;width:309.88pt;"> <tr style="height:31.75pt;"> <td style="padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:37.67pt;"> <div style="line-height:15.0pt;text-align:left;"> <div style="margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="border-bottom:0.5pt groove #000000;color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Date</span></div></div></td> <td style="padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:65.89pt;"> <div style="line-height:15.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="border-bottom:0.5pt groove #000000;color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Beneficiary</span></div></div></td> <td style="padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:78.11pt;"> <div style="line-height:15.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Accumulation</span></div> <div style="margin-left:4pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="border-bottom:0.5pt groove #000000;color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Unit Value</span></div></div></td> <td style="padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:128.22pt;"> <div style="line-height:15.0pt;text-align:left;"> <div style="margin-left:6pt;text-align:Center;white-space:nowrap;"><span style="border-bottom:0.5pt groove #000000;color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Death Proceeds Received</span></div></div></td></tr> <tr style="height:14.75pt;"> <td style="padding-bottom:3pt;padding-top:1.75pt;vertical-align:Bottom;width:37.67pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">July 10</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.75pt;vertical-align:Bottom;width:65.89pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Ramona</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:78.11pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:6pt;text-align:right;width:66.11pt;"> <div style="display:flex;margin:auto;width:17.93pt;"> <div style="display:flex;white-space:nowrap;width:17.93pt;"><span style="color:#000000;font-family:Arial;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:10pt;width:17.93pt;">11</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.75pt;vertical-align:Bottom;width:128.22pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">15,000 x $11= $165,000</span></div></div></td></tr> <tr style="height:11pt;"> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;width:37.67pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">July 20</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;width:65.89pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">Sofia</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:78.11pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:6pt;text-align:right;width:66.11pt;"> <div style="display:flex;margin:auto;width:17.93pt;"> <div style="display:flex;white-space:nowrap;width:17.93pt;"><span style="color:#000000;font-family:Arial;font-size:10pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:10pt;width:17.93pt;">9</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;width:128.22pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">15,000 x $9= $135,000</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:10pt;">Beneficiaries who are natural persons may elect to receive the Death Proceeds in a lump sum or according to one of the settlement plans described in the Contract. See</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;"> Annuity Period - Settlement Options</span><span style="color:#000000;font-family:Arial;font-size:10pt;">.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Spousal Continuation </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If an Owner dies, and that Owner’s Spouse is the sole primary beneficiary, that Spouse may elect to continue this Contract in force under Spousal Continuation, to the extent permitted by law. Spousal Continuation, if elected, is subject to the following: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">1)</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11pt;">Spousal Continuation is effective on the date that the election is made (the Continuation Date). </span><span style="color:#000000;font-family:Arial;font-size:10pt;">2)</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11pt;">The Spouse will be the Owner and Annuitant on the Continuation Date. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:-19.89pt;">3)</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11pt;">Contract benefits that continue will be determined using the Accumulated Value on the Continuation Date. The </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Surrender Charge schedule will continue as if the death had not occurred. Note that if the deceased Spouse was a single Covered Person under a GLWB Rider, that GLWB Rider terminates. A new GLWB Rider cannot be added to the Contract. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">4)</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11pt;">Spousal Continuation is elected in lieu of receiving Death Proceeds. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:-19.89pt;">5)</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11pt;">Death Proceeds are calculated on the date we receive Proof of Death of an Owner. Any excess of Death </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Proceeds over Accumulated Value on that date will be added to the Accumulated Value. This amount will be allocated to Subaccounts of the Variable Account and to the Fixed Account according to the ratio of the Accumulated Value in each to the total Accumulated Value. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">6)</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11pt;">Spousal Continuation may be elected only once in this Contract. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Spouse will have 60 days from the date we receive proof of death in which to elect to receive Death Proceeds or continue the Contract under Spousal Continuation. If an election is not made within 60 days, we will deem that Spousal Continuation has been elected on the 61st day, and that day will be the Continuation Date.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Death of Annuitant After an Annuity Date </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If an Annuitant dies while we are paying annuity income under a Settlement Option, any amounts payable will depend on the terms of that Settlement Option. See </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;">Annuity Period—Settlement Options.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Maximum Anniversary Death Benefit (MADB) Rider </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Maximum Anniversary Death Benefit (MADB) Rider is only available at issue if no more than age 75 (age nearest). The MADB Rider is not available if you elect the Thrivent Income Builder (GLWB) Rider. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">For purposes of this MADB Rider, the individual referenced must be an Owner. If the Owner is a Non-Natural Person, the individual referenced must be an Annuitant. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The amount of Death Proceeds is the greatest of the following: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">1) The Accumulated Value. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">2) The Standard Death Benefit. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">3) The Maximum Anniversary Death Benefit. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">On any day through the Contract Anniversary on which the oldest individual attains Contract Age 80, the MADB is the greatest of the Anniversary Death Benefits determined as follows during the first Contract Year and for each Contract Anniversary. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">1) The Anniversary Death Benefit on any day during the first Contract Year equals the adjusted sum of premiums determined as follows in chronological order: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">a) As of the day a premium is allocated to this Contract, the sum is increased by the amount of that premium. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">b) As of the day that a partial surrender is made, the sum is decreased by the same proportion as the Accumulated Value was decreased by the amount taken. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">2) The Anniversary Death Benefit for a Contract Anniversary is the Accumulated Value on that anniversary adjusted as follows in chronological order: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">a) As of the day a premium is received by us, the benefit is increased by the amount of that premium. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">b) As of the day that a partial surrender is made, the benefit is decreased by the same proportion as the Accumulated Value was decreased by the amount taken. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">On any day after the Contract Anniversary on which the oldest individual attains Contract Age 80, the MADB is equal to the amount calculated in Section 2 above, at that individual’s Contract Age 80, adjusted in chronological order as in a) and b) above. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">This rider will terminate on the earliest of the following dates: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">1) The date this Contract terminates. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">2) The end of the Valuation Period during which we receive at our Service Center a certified copy of the death certificate of the decedent, or other lawful evidence providing equivalent information. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">3) The date the Accumulated Value is reduced to zero. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">4) The date at least two years after the Rider Date of Issue that we receive your Notice to cancel this rider. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">5) The date you elect to receive proceeds from a Full Surrender under a Settlement Option. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">6) The Maximum Annuity Date.</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;">Example of MADB Rider Where a Death Benefit Increase Occurs: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Rumi elects the Maximum Anniversary Death Benefit (MADB) Rider at issue and her initial premium is $100,000. Rumi contributes no additional premium during the first Contract Year, and she takes no surrender during the first Contract Year. In the first Contract Year, Rumi’s MADB amount is $100,000, or the Standard Death Benefit. On Rumi’s first Contract Anniversary, the Accumulated Value is $108,000. Rumi’s MADB amount is calculated as of that date as </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">$108,000</span><span style="color:#000000;font-family:Arial;font-size:10pt;">. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;">Example of MADB Rider Where a Death Benefit Increase Does Not Occur: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Rumi elects the MADB Rider at issue and her initial premium is $100,000. Rumi contributes no additional premium during the first Contract Year, and she takes no surrender during the first Contract Year. In the first Contract Year, Rumi’s MADB amount is $100,000, or the Standard Death Benefit. On Rumi’s first Contract Anniversary, the Accumulated Value is $98,000. Rumi’s MADB amount is calculated as of that date as </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">$100,000</span><span style="color:#000000;font-family:Arial;font-size:10pt;">.</span><span style="color:#000000;font-family:Arial;font-size:10pt;line-height:13pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">GLWB Rate Sheet Prospectus Supplement (“GLWB Rate Sheet”) </span><span style="color:#000000;font-family:Arial;font-size:10pt;">From time to time, we will issue a GLWB Rate Sheet Prospectus Supplement that may reflect different Thrivent Income Builder (GLWB) Rider variables than what is described in this prospectus. You should not purchase this Thrivent Income Builder (GLWB) Rider without first obtaining any applicable GLWB Rate Sheet. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The following GLWB variables may be changed through a GLWB Rate Sheet:  </span><span style="color:#000000;font-family:Arial;font-size:10pt;">GLWB Withdrawal Percentages </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Maximum GLWB Benefit Base </span><span style="color:#000000;font-family:Arial;font-size:10pt;">GLWB Credit Percentage </span><span style="color:#000000;font-family:Arial;font-size:10pt;">GLWB Benefit Base Guaranteed Minimum </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Current Thrivent Income Builder (GLWB) Rider Charge </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Thrivent Income Builder (GLWB) Rider investment restrictions </span><span style="color:#000000;font-family:Arial;font-size:10pt;">You can find the current GLWB Rate Sheet at dfinview.com/Thrivent/RetirementChoice. or call our Service Center to request a copy. All GLWB Rate Sheets are also available on the EDGAR system at http://www.sec.gov under File Number 333-237618. In order to receive the GLWB Withdrawal Percentages, Maximum GLWB Benefit Base, GLWB Credit Percentage, GLWB Benefit Base Guaranteed Minimum, Thrivent Income Builder (GLWB) Rider Charge, and the Thrivent Income Builder (GLWB) Rider investment restrictions (1) your application must be signed and received in good order within the stated timeframe set forth in the applicable GLWB Rate Sheet Prospectus Supplement and (2) your initial premium must be received in good order while that GLWB Rate Sheet is in effect. If the necessary paperwork and initial premium are received after a new GLWB Rate Sheet has been issued, you will receive the applicable variables in effect on the rider issue date. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">A GLWB Rate Sheet has no specified end date and can be superseded at any time. If Thrivent supersedes a GLWB Rate Sheet, the new GLWB Rate Sheet will be filed on the EDGAR system a minimum of 10 business days prior to its effective date. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If your Thrivent Income Builder (GLWB) Rider has already been issued, please refer to your Thrivent Income Builder (GLWB) Rider for guaranteed features. Your guarantees will not change. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Thrivent Income Builder Guaranteed Lifetime Withdrawal Benefit (GLWB) Rider </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Thrivent Income Builder (GLWB) Rider is a Guaranteed Lifetime Withdrawal Benefit (GLWB) Rider that is an optional benefit that allows you to withdraw up to a Guaranteed Annual Withdrawal Amount (GAWA) each Contract Year for as long as the Thrivent Income Builder (GLWB) Rider is in force. The Thrivent Income Builder (GLWB) Rider is only available at issue or if Spousal Continuation is elected (and the Thrivent Income Builder (GLWB) Rider is still available). If you elect the Thrivent Income Builder (GLWB) Rider, you may not elect the Maximum Anniversary Death Benefit Rider. GAWA withdrawals are not subject to a Surrender Charge and may be withdrawn each Contract Year after the GLWB Calculation Date, described below. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">GLWB Calculation Date</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> The GLWB Calculation Date, is the date on which we determine the initial Guaranteed Annual Withdrawal Amount (</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;">GAWA)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">. It is the earliest of the following dates: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">1) The date that you take the first partial surrender from this Contract. That partial surrender is included in the GAWA for the Contract Year in which the surrender is taken. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">2) The date that the Accumulated Value is reduced to zero, when that reduction in Accumulated Value is not the result of a surrender. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">3) The Maximum Annuity Date. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The GLWB Calculation Date cannot be deferred to a date later than as described above. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Starting on the GLWB Calculation Date, the following provisions in the base Contract do not apply: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">1) Minimum Accumulated Value. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">2) Minimum remaining Accumulated Value after a partial surrender. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">The Benefit</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> While this rider is in force, no Surrender Charge will apply to partial surrenders as long as the total amount surrendered in a Contract Year is less than or equal to the Guaranteed Annual Withdrawal Amount (</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;">GAWA</span><span style="color:#000000;font-family:Arial;font-size:10pt;">) for that Contract Year. Partial surrenders that do not exceed the GAWA for that Contract Year will not decrease the GLWB Benefit Base. Partial surrenders will decrease the Accumulated Value. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If the Accumulated Value is reduced to zero and the GLWB Benefit Base is not zero, we will pay you the GAWA each year while a Covered Person is living. The GAWA will be paid under a settlement agreement that we will issue. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Covered Person(s)</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> The person(s) upon whose life the benefits of this rider are based. At the Rider Date of Issue, each Joint Covered Person will be the other Joint Covered Person’s sole, primary beneficiary. That beneficiary designation cannot be changed except as described in Divorce of Covered Persons Before the Maximum Annuity Date below. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Covered Persons cannot be changed except that the surviving Joint Covered Person will continue as the sole Covered Person as described in Death of a Covered Person Before the GLWB Calculation Date and Death of a Covered Person Before the Maximum Annuity Date below. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Divorce of Covered Persons Before the Maximum Annuity Date (for two Covered Persons only).</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> If Covered Persons divorce, they continue as Covered Persons and this rider and its benefits continue unchanged, except that the beneficiary designation may be changed and Spousal Continuation is not an option. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">GLWB Withdrawal Percentage</span><span style="color:#000000;font-family:Arial;font-size:10pt;">. The GLWB Withdrawal Percentage is set on the GLWB Calculation Date using the Contract Age of the Covered Person (or the younger Covered Person, if there are two) on that date. Once that GLWB Withdrawal Percentage is set on the GLWB Calculation Date, it cannot change. The GLWB Withdrawal Percentage will be based on the Contract Age of the Covered Person if a single GLWB or the youngest Covered Person if a joint GLWB and the Single and Joint percentages on the applicable GLWB Rate Sheet. For a joint GLWB, if one Covered Person has died before the GLWB Calculation Date, we will use the surviving Covered Person’s Contract Age and the percentage listed in the joint column on the applicable GLWB Rate Sheet. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">GLWB Benefit Base</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> If the Rider Date of Issue is the same as the Date of Issue of the Contract, the GLWB Benefit Base on the Rider Date of Issue is equal to the Initial Premium. Otherwise, the GLWB Benefit Base on the Rider Date of Issue is equal to the Accumulated Value as of the Rider Date of Issue. Please see the Thrivent Income Builder (GLWB) Rider and Spousal Continuation section for more information. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Thereafter, GLWB Benefit Base will be adjusted as described below, not to exceed the Maximum GLWB Benefit Base on the applicable GLWB Rate Sheet. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">1) When a premium is allocated under this Contract, the GLWB Benefit Base is increased by the amount of that premium. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">2) At each Contract Anniversary, the GLWB Benefit Base will be increased as in (a) and (b) below, in the respective order shown. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">a) The GLWB Benefit Base will be increased by any Credit Amount applicable for that Contract Anniversary. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">b) The resulting GLWB Benefit Base is compared to the Accumulated Value. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(i) Step Up: If the GLWB Benefit Base is less than that Accumulated Value, the GLWB Benefit Base will Step Up to equal the Accumulated Value. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(ii) If the GLWB Benefit Base is not less than the Accumulated Value, no Step Up will be made. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">3) On the Guarantee Date [The </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;">later </span><span style="color:#000000;font-family:Arial;font-size:10pt;">of the 12</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">th</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> Contract Anniversary after the rider issue date or the Contract Anniversary the Covered Person (or the youngest if there are two) turns Contract Age 71], we will make any adjustment to the GLWB Benefit Base pursuant to GLWB Benefit Base Guaranteed Minimum. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">4) As of any day that you have made a GLWB Excess Surrender, the GLWB Benefit Base is decreased as specified in GLWB Excess Surrender</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;">. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The GLWB Benefit Base is used only for calculating benefits and the Thrivent Income Builder (GLWB) Charge. It cannot be taken as a Full or partial surrender and is not payable as part of Death Proceeds. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">GLWB Benefit Base Credit</span><span style="color:#000000;font-family:Arial;font-size:10pt;">. The GLWB Benefit Base will be increased by the Credit Amount on each Contract Anniversary during a Credit Period if no surrender was made during the immediately prior Contract Year. Be advised that a required minimum distribution – “RMD”, is a surrender. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Credit Amount</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Credit Amount is calculated as the Credit Base on the Contract anniversary, multiplied by the Credit Percentage effective on the applicable GLWB Rate Sheet. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The initial Credit Amount is calculated at the beginning of the first Credit Period. A new Credit Amount is calculated at the beginning of any new Credit Period. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Credit Base.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> If the Rider Date of Issue is the same as the Date of Issue of the Contract, the Credit Base equals the Initial Premium. Otherwise, the Credit Base equals the Accumulated Value on the Rider Date of Issue. Thereafter, the Credit Base is increased and decreased as follows: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">1) Credit Base increase. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:-19.89pt;">a)</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11pt;">If additional premium is allocated under this Contract, the Credit Base is increased by the amount of that </span><span style="color:#000000;font-family:Arial;font-size:10pt;">premium. That new Credit Base is used starting on the next Contract Anniversary. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:-19.89pt;">b)</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11pt;">If the GLWB Benefit Base increases due to Step Up, the Credit Base is increased to equal the GLWB Benefit </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Base. That new Credit Base is used starting on the Contract Anniversary one year following the Step Up. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">2) Credit Base decrease. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:-19.89pt;">a)</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11pt;">If the GLWB Benefit Base decreases as a result of a GLWB Excess Surrender, the Credit Base is decreased </span><span style="color:#000000;font-family:Arial;font-size:10pt;">by the ratio of: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">i) The amount of the GLWB Excess Surrender: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Divided by </span><span style="color:#000000;font-family:Arial;font-size:10pt;">ii) The Accumulated Value prior to the surrender less the amount of the partial surrender that is not a GLWB Excess Surrender. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">That new Credit Base is used starting on the next Contract Anniversary. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Credit Period</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> The first Credit Period begins on the Rider Date of Issue. Thereafter, a new Credit Period begins on any Contract Anniversary on which a GLWB Benefit Base Step Up causes the Credit Base to increase. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The last Credit Period ends on the earliest of the following dates: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">1)</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11pt;">The date that a surrender or charge reduces the Accumulated Value to zero. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:-19.89pt;">2)</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11pt;">The later of the 10th Contract Anniversary after the Rider Date of Issue and the Contract Anniversary 10 years </span><span style="color:#000000;font-family:Arial;font-size:10pt;">after the latest Contract Anniversary on which a GLWB Benefit Base increase due to Step Up caused the Credit Base to increase. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">3)</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11pt;">The Contract Anniversary when the older Covered Person reaches Contract Age 80. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If the last Credit Period ends as in (2) and (3) immediately above, a Credit Amount will be added to the GLWB Benefit Base on the Contract Anniversary on which the Credit Period ended. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Accumulated Value of this Contract is not increased by any GLWB Benefit Base Credit or any increase to the Credit Base.</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;">Example of Thrivent Income Builder (GLWB) Rider getting a Benefit Base Credit, but not a Step Up: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">This example assumes a Credit Percentage of 4%. Please see the GLWB Rate Sheet for the Credit Percentage currently being offered. Kevin has the Thrivent Income Builder (GLWB) Rider and his initial premium is $100,000. On the rider date of issue, the GLWB Benefit Base is $100,000 and the Credit Base is $100,000. Kevin contributes no additional premium during the first Contract Year, and he takes no surrender during the first Contract Year. At the first Contract Anniversary, the Accumulated Value is $102,000. This example assumes a GLWB Benefit Base Credit of 4%. Kevin receives a GLWB Benefit Base Credit of $100,000 X 4% = $4,000, increasing the GLWB Benefit Base to $104,000. As the resulting GLWB Benefit Base is not less than the Accumulated Value, Kevin does not receive a Step Up. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;">Example of Thrivent Income Builder (GLWB) Rider getting a Benefit Base Credit and a Step Up: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">This example assumes a Credit Percentage of 4%. Please see the GLWB Rate Sheet for the Credit Percentage currently being offered. Denise has the Thrivent Income Builder (GLWB) Rider and her initial premium is $100,000. On the rider date of issue, the GLWB Benefit Base is $100,000 and the Credit Base is $100,000. Denise contributes no additional premium during the first Contract Year, and she takes no surrender during the first Contract Year. At the first Contract Anniversary, the Accumulated Value is $108,000. This example assumes a GLWB Benefit Base Credit of 4%. Denise receives a GLWB Benefit Base Credit of $100,000 X 4% = $4,000, increasing the GLWB Benefit Base to $104,000. As the resulting GLWB Benefit Base is less than the Accumulated Value, Denise receives a Step Up and the GLWB Benefit Base is set equal to the Accumulated Value, making the GLWB Benefit Base $108,000. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">GLWB Benefit Base Guaranteed Minimum. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The GLWB Benefit Base on the Guarantee Date will not be less than the GLWB Benefit Base Guaranteed Minimum if none of the following has occurred prior to that date: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">1) A partial surrender has been made. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">2) The Accumulated Value has been reduced to zero. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The GLWB Benefit Base Guaranteed Minimum is calculated using the premium amounts allocated under this Contract. It is calculated as the sum of the following: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">1) Premium allocated in the first Contract Year, multiplied by the percentage effective on the applicable GLWB Rate Sheet. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">2) Premium allocated in subsequent Contract Years and no later than one day before the Guarantee Date, multiplied by the percentage effective on the applicable GLWB Rate Sheet. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">On the Guarantee Date, after all other adjustments to the GLWB Benefit Base on that Contract Anniversary, we will compare the GLWB Benefit Base to the GLWB Benefit Base Guaranteed Minimum. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">1) If the GLWB Benefit Base is less than the GLWB Benefit Base Guaranteed Minimum, the GLWB Benefit Base will be adjusted to equal the GLWB Benefit Base Guaranteed Minimum. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">2) If the GLWB Benefit Base is not less than the GLWB Benefit Base Guaranteed Minimum, no further adjustments will be made. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The GLWB Benefit Base Guaranteed Minimum does not increase the Accumulated Value of this Contract and cannot be taken as a Full or partial surrender and is not payable as part of Death Proceeds.</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Guaranteed Annual Withdrawal Amount (GAWA).</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> The initial GAWA is determined on the GLWB Calculation Date as: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(1)</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11pt;">The GLWB Withdrawal Percentage; </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Multiplied by </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(2)</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11pt;">The GLWB Benefit Base on that day. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The GAWA may change from year to year depending on whether the Benefit Base was increased, as described in this prospectus, or decreased as a result of GLWB Excess Surrenders. On any day that the Benefit Base is decreased, the GAWA will be adjusted, effective as of the next Contract Anniversary, to equal (a) the lesser of the Benefit Base on that date or the Maximum GLWB Benefit Base effective on the applicable GLWB Rate Sheet, multiplied by (b) the GLWB Withdrawal Percentage, and the GAWA will decrease. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If the Benefit Base increases, your GAWA will increase. Your GAWA will not decrease unless your Benefit Base decreases. Any decrease in your GAWA is effective on the following Contract Anniversary. No Surrender Charges will apply when partial surrenders are made, except to the extent that total surrenders in a Contract Year exceed the greater of (a) the GAWA, or (b) the Surrender Charge free amount available under the Contract. Withdrawals of the GAWA are taxed in the same manner as partial surrenders under the Contract.</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;">Example of GAWA Single Covered Person: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">This example assumes a GLWB Withdrawal Percentage of 4%. Please see the GLWB Rate Sheet for the GLWB Withdrawal Percentage currently being offered. Kevin has the Thrivent Income Builder (GLWB) Rider and he is the single covered person. At the GLWB Calculation Date, Kevin’s Contract Age is 72, the GLWB Benefit Base is $100,000, and the assumed GLWB Withdrawal Percentage is 4%, based on his Contract Age. Kevin’s initial GAWA is determined on the calculation date as $4,000. On each Contract Anniversary thereafter while the rider is in force, the GAWA is redetermined as the GLWB Withdrawal Percentage (which cannot change) multiplied by the GLWB Benefit Base. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;">Example of GAWA Joint Covered Persons: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">This example assumes a GLWB Withdrawal Percentage of 3.5%. Please see the GLWB Rate Sheet for the GLWB Withdrawal Percentage currently being offered. Kevin and Denise have the Thrivent Income Builder (GLWB) Rider (joint) and they are the two Covered Persons. At the GLWB Calculation Date, Kevin’s Contract Age is 72, Denise’s Contract Age is 67, the GLWB Benefit Base is $100,000, and the assumed GLWB Withdrawal Percentage is 3.5%, based on the youngest Contract Age of 67. The initial GAWA is determined on the calculation date as $3,500. On each Contract Anniversary thereafter while the rider is in force, the GAWA is redetermined as the GLWB Withdrawal Percentage (which cannot change) multiplied by the GLWB Benefit Base. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">GLWB Excess Surrenders.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> You have made a GLWB Excess Surrender on any day in a Contract Year that you make a partial surrender and the sum of partial surrenders taken in that Contract Year exceeds the Guaranteed Annual Withdrawal Amount (GAWA), except if the partial surrender made meets the Required Minimum Distribution Exception. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The amount of the GLWB Excess Surrender is the sum of the partial surrenders taken in that Contract Year less the GAWA. If you take a GLWB Excess Surrender in a Contract Year, then the amount of any subsequent partial surrender you take in that Contract Year will also be a GLWB Excess Surrender. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">A GLWB Excess Surrender reduces the GLWB Benefit Base. As of any day that you have made a GLWB Excess Surrender, the GLWB Benefit Base is decreased as follows. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The GLWB Benefit Base is decreased by the ratio of: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">1) The amount of the GLWB Excess Surrender; </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Divided by </span><span style="color:#000000;font-family:Arial;font-size:10pt;">2) The Accumulated Value prior to the surrender less the amount of the partial surrender that is not a GLWB Excess Surrender. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If the amounts surrendered are in excess of the GAWA and not eligible for the Required Minimum Distribution Exception, they are GLWB Excess Surrenders and will impact the GLWB Benefit Base.</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;">Example of GLWB Excess Surrender: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Kevin has the Thrivent Income Builder (GLWB) Rider. Let’s assume his Guaranteed Annual Withdrawal Amount is $4,000, and his Accumulated Value is $103,000. Kevin takes a total of $10,000 out in the Contract Year. Therefore, the GLWB Excess Surrender is $6,000. Kevin’s Accumulated Value after taking out the $10,000 is $93,000 (no Surrender Charge occurs in this example). Kevin’s GLWB Benefit Base is decreased by the ratio of $6,000 ÷ ($103,000 - $4,000), which is 6.06%. Kevin’s Credit Base is decreased by the ratio of $6,000 ÷ ($103,000 - $4,000), which is 6.06%. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">A GLWB Excess Surrender may reduce the GLWB Benefit Base and the Guaranteed Annual Withdrawal Amount by more than the amount of the GLWB Excess Surrender. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Required Minimum Distribution Exception.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> If a Required Minimum Distribution is greater than the GAWA, you may take partial surrenders up to the Required Minimum Distribution amount as determined below without it being considered a GLWB Excess Surrender. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The cumulative partial surrenders that may be taken in a Contract Year without being considered a GLWB Excess Surrender are the greatest of the following: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">1) During the portion of a Contract Year from the Contract Anniversary to the end of the calendar year that includes that Contract Anniversary: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">a) You may make cumulative partial surrenders up to the Required Minimum Distribution Amount for the calendar year that includes that Contract Anniversary without having them considered as a GLWB Excess Surrender. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">b) Any partial surrenders in excess of the amount in (a) above will be considered as a GLWB Excess Surrender. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">2) During the portion of a Contract Year from the first day of the subsequent calendar year to the end of that Contract Year: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">a) If you did not make cumulative partial surrenders up to the Required Minimum Distribution Amount as in (1)(a) above, you may make cumulative partial surrenders up to the greatest of the following without having them considered as a GLWB Excess Surrender: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">i) The Required Minimum Distribution for that prior calendar year. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">ii) The Required Minimum Distribution for the subsequent calendar year. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">b) If you made cumulative partial surrenders in the prior calendar year as in (1)(b) above, any partial surrenders made will be considered a GLWB Excess Surrender.</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;">Example of GLWB Excess Surrender with Required Minimum Distribution Exception: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Kevin has the Thrivent Income Builder (GLWB) Rider, his Guaranteed Annual Withdrawal Amount is $4,000, and his Accumulated Value is $103,000. Kevin takes out $11,000 in the portion of a Contract Year from the Contract Anniversary to the end of the calendar year. Let’s assume Kevin’s IRA has a Required Minimum Distribution amount for that calendar year of $5,000. Kevin may take up to the Required Minimum Distribution amount without having them considered a GLWB Excess Surrender. Therefore, the GLWB Excess Surrender is $6,000. Kevin’s Accumulated Value after the $11,000 partial surrender is $92,000 (no Surrender Charge occurs in this example). Kevin’s GLWB Benefit Base is decreased by the ratio of $6,000 ÷ ($103,000 - $5,000), which is 6.1224%. Kevin’s Credit Base is decreased by the ratio of $6,000 ÷ ($103,000 - $5,000), which is 6.1224%. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">GLWB Death Benefit</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> Death proceeds are the maximum of the Accumulated Value, the Standard Death Benefit and the GLWB Death Benefit. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The GLWB Death Benefit on any day is equal to the adjusted sum of premiums determined as follows: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">1) As of the day a premium is allocated to this Contract, the sum is increased by the amount of that premium. If the Rider Date of Issue is after the Date of Issue of the base Contract, the Accumulated Value on the Rider Date of Issue is considered a premium for purposes of this provision. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">2) As of the day that a partial surrender is made that is not a GLWB Excess Surrender, the sum is decreased by the amount of the partial surrender. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">3) As of the day that you have made a GLWB Excess Surrender, the sum is first decreased by the amount of the partial surrender that is not a GLWB Excess Surrender, and then is decreased by the ratio of: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">a) The amount of the GLWB Excess Surrender; </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Divided by </span><span style="color:#000000;font-family:Arial;font-size:10pt;">b) The Accumulated Value prior to the surrender less the amount of the partial surrender that is not a GLWB Excess Surrender. </span><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Death of a Covered Person Before the GLWB Calculation Date.</span><span style="font-family:Arial;font-size:10pt;">Upon the death of a single Covered Person, Death Proceeds may become payable. In lieu of receiving Death Proceeds, a Spouse who is the sole, primary beneficiary may be able to elect to continue the Contract under Spousal Continuation. The GLWB Rider terminates and cannot be re-added. </span> <br/><span style="font-family:Arial;font-size:10pt;">If one of the two Joint Covered Persons dies before the GLWB Calculation Date, this rider is unchanged, except that: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(1)</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11pt;">The surviving Joint Covered Person becomes the sole Joint Covered Person; and </span><span style="font-family:Arial;font-size:10pt;margin-left:-23.22pt;">(2)</span><span style="font-family:Arial;font-size:10pt;margin-left:11pt;">The age of the surviving Joint Covered Person is deemed to be the age of the younger Joint Covered Person </span><span style="font-family:Arial;font-size:10pt;">and will be used to set the GLWB Withdrawal Percentage on the GLWB Calculation Date using the applicable joint percentage. </span><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Death of a Covered Person After the GLWB Calculation Date but Before the Maximum Annuity Date</span><span style="font-family:Arial;font-size:10pt;font-weight:bold;">.</span><span style="font-family:Arial;font-size:10pt;"> Upon the death of a single Covered Person, Death Proceeds may become payable. In lieu of receiving Death Proceeds, a Spouse who is the sole, primary beneficiary may be able to elect to continue the Contract under Spousal Continuation. The GLWB Rider terminates and cannot be re-added.</span> <br/> <br/><span style="font-family:Arial;font-size:10pt;">At the death of the first of the two Joint Covered Persons before the Maximum Annuity Date:</span><span style="color:#000000;font-family:Arial;font-size:10pt;">(1)</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11pt;">If the deceased Joint Covered Person is an Owner of this Contract: </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:-23.22pt;">(a)</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11pt;">If Spousal Continuation has been elected, this rider and its benefits continue unchanged, except that the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">surviving Joint Covered Person becomes the sole Joint Covered Person. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:-23.22pt;">(b)</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:11pt;">If Spousal Continuation has not been elected, Death Proceeds will be paid. All other benefits provided by </span><span style="color:#000000;font-family:Arial;font-size:10pt;">this rider cease. </span><span style="font-family:Arial;font-size:10pt;margin-left:-23.22pt;">(2)</span><span style="font-family:Arial;font-size:10pt;margin-left:11pt;">If the deceased Joint Covered Person is not an Owner of this Contract</span><span style="font-family:Arial;font-size:10pt;"> and elects Spousal Continuation, this rider and its benefits continue unchanged, except that the surviving Joint Covered Person becomes the sole Joint Covered Person. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If this rider and its benefits continued as described above, at the death of the second Covered Person to die before the Maximum Annuity Date, Death Proceeds will be paid and will be calculated using the GLWB Death Benefit. All other benefits provided by this rider cease. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Thrivent Income Builder (GLWB) Rider and Spousal Continuation.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> If an Owner dies before the Maximum Annuity Date and the Spouse of the Owner is the sole, primary beneficiary, the surviving Spouse may elect to continue the Contract as Owner. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If the election to continue the Contract is not made within 60 days from the date we receive proof of death, the surviving Spouse will be deemed to have elected to continue the Contract effective on the Continuation Date. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If the deceased Spouse was a single Covered Person under a GLWB Rider, that GLWB Rider terminates. A new GLWB Rider cannot be added to the Contract.</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Thrivent Income Builder (GLWB) Rider Investment Restrictions</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If you have the optional Thrivent Income Builder (GLWB) Rider, you will be subject to investment restrictions. There are currently two options available, the Asset Allocation Option or the Custom Option. Premium and Accumulated Value allocations must comply with one of these options. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Asset Allocation Option requires 100% allocation among the available Subaccounts and there is no restriction on how much you can allocate into each Subaccount. The Custom Option has five different groups with a specified minimum or maximum percentage of premium or Accumulated Value that can be allocated to each group. You select the percentages of premium or Accumulated Value to allocate to Subaccounts within each group. Each option is also subject to automatic quarterly asset rebalancing. </span><span style="font-family:Arial;font-size:10pt;">At any time, we may change, add, delete, or replace investment options applicable to existing Accumulated Value and new premiums. You will receive Notice if these change in the future. Please see </span><a href="#appendixb_482d8115-4ba7-4291-9242-4c732eb72726"><span style="font-family:Arial;font-size:10pt;font-style:italic;">Appendix B</span></a><span style="font-family:Arial;font-size:10pt;font-style:italic;"> – Investment Options Available Under a Contract with GLWB Rider </span><span style="font-family:Arial;font-size:10pt;">for more information</span><span style="font-family:Arial;font-size:10pt;font-style:italic;">. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">We may also add, delete, or substitute Subaccounts as permitted by law. We may substitute shares of another Subaccount, which may have differences such as (among other things) different fees and expenses, objectives, and risks, for shares of an existing Subaccount, at our discretion. We may also close Subaccounts to allocations of premiums or Accumulated Value, or both, at any time in our discretion. Our decision to make modifications will be based on several factors including the general market conditions and the style and investment objectives of the Subaccount investments. You will be notified at least 30 days prior to the date of any change. At the time you receive Notice of a change to the Subaccounts you may submit your own reallocation instructions. If you take no action, you may be subject to rebalancing in order to satisfy the investment restrictions. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Automatic GLWB Asset Rebalancing</span><span style="color:#000000;font-family:Arial;font-size:10pt;">. You may not add automatic transfers under Dollar Cost Averaging and Asset Rebalancing on a Contract with a GLWB Rider. However, the GLWB Rider automatically provides for quarterly rebalancing. On each subsequent Rider Quarterly Anniversary, after all other transactions and allocations to or from the Subaccounts, the Accumulated Value will be automatically rebalanced according to the new allocation targets. The rebalancing will occur at the end of the Valuation Period during which the Rider Quarterly Anniversary occurs.  If that Rider Quarterly Anniversary is a day that doesn’t exist in that month, for purposes of rebalancing, that Rider Quarterly Anniversary will be considered to be the latest existing day in that month that is prior to that Rider Quarterly Anniversary. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Thrivent Income Builder (GLWB) Charge.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Thrivent Income Builder (GLWB) Rider Charge will be deducted from the Subaccounts of the Variable Account on a pro rata basis according to the ratio of the accumulated value in each Subaccount of the Variable Account to the Accumulated Value of the Variable Account as of the Rider Quarterly Anniversary. The Thrivent Income Builder (GLWB) Rider Charge is deducted from the Fixed Account only if the Variable Account is depleted. This charge is deducted quarterly, beginning three months after the Date of Issue, on the same day of the month as the Date of Issue (or if that day does not occur in that month, on the last day of that month). On the day of the Thrivent Income Builder (GLWB) Rider Charge, the amount of the charge is determined by multiplying the GLWB Benefit Base by the Thrivent Income Builder (GLWB) Rider Charge Rate and dividing by 4. The first Thrivent Income Builder (GLWB) Rider Charge will be deducted on the first Rider Quarterly Anniversary for the three-month period that started on the Rider Date of Issue. Thereafter, the Thrivent Income Builder (GLWB) Rider Charge for each three-month period will be deducted on the Rider Quarterly Anniversary immediately after that three-month period. If the market is closed on the date the Thrivent Income Builder (GLWB) Rider Charge should be processed, the charge will be processed on the next Valuation Date.</span><span style="color:#000000;font-family:Arial;font-size:10pt;line-height:13pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Termination of the Thrivent Income Builder. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">You may terminate the Thrivent Income Builder at any time provided it is at least two years after we issued the Thrivent Income Builder. The termination will be effective on the date we receive Notice from you. The Thrivent Income Builder also terminates at the earliest of any of the following events: </span><span style="color:#000000;font-family:Arial;font-size:8pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;">the date of Contract termination; </span><span style="color:#000000;font-family:Arial;font-size:8pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;">the date we receive proof of death of the first Covered Person to die if the deceased Covered Person is an Owner of this Contract and Spousal Continuation has not been elected; </span><span style="color:#000000;font-family:Arial;font-size:8pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;">the date we receive proof of the death of the second Covered Person to die; </span><span style="color:#000000;font-family:Arial;font-size:8pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;">the date that the GLWB Benefit Base is reduced to zero; </span><span style="color:#000000;font-family:Arial;font-size:8pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;">the date at least two years after the Thrivent Income Builder Date of Issue that we receive your Notice to cancel the Thrivent Income Builder; </span><span style="color:#000000;font-family:Arial;font-size:8pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;">the date you elect to receive proceeds from a Full Surrender under a settlement option; or </span><span style="color:#000000;font-family:Arial;font-size:8pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;">the Maximum Annuity Date. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If the Contract terminates because the GAWA that is surrendered exceeds the Accumulated Value and the GLWB Benefit Base is greater than zero, we will continue to pay you the GAWA each year for as long as at least one Covered Person is alive under a settlement agreement that we will issue. </span><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Additional Plan of Settlement.</span><span style="font-family:Arial;font-size:10pt;"> If this Thrivent Income Builder (GLWB Rider)) terminates on the Maximum Annuity Date, in addition to the plans of settlement described in </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Settlement Options</span><span style="font-family:Arial;font-size:10pt;">, the following option will be available beginning on the Maximum Annuity Date. If you elect this option, income will be paid only under this Settlement Option. </span><span style="color:#000000;font-family:Arial;font-size:8pt;">♦ </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;">Guaranteed Annual Withdrawal Amount Settlement Option</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> We will pay you the GAWA each year while at least one Covered Person is living. The GAWA will be paid under a settlement agreement that we will issue. </span> <span id="appendix_e7afcc9c-f689-44df-8ed7-5a3d19140ff2" style="color:#000000;font-family:Times New Roman;font-size:18pt;">Appendix A: Investment Options Available Under the Contract</span><span style="font-family:Arial;font-size:10pt;font-weight:bold;">(a) Variable Options Available Under the Contract</span><span style="font-family:Arial;font-size:10pt;">The following is a list of Portfolio Companies available under the Contract. More information about the Portfolio Companies is available in the prospectuses for the </span><a href="#portfolio_9e38cd9c-a62e-42a1-8ab3-2903570ac7a0"><span style="font-family:Arial;font-size:10pt;">Portfolio</span></a><span style="font-family:Arial;font-size:10pt;">, which may be amended from time to time and can be found online at dfinview.com/Thrivent/RetirementChoice. You can also request this information at no cost by calling</span><span style="font-family:Arial;font-size:10pt;line-height:13pt;"> </span><span style="font-family:Arial;font-size:10pt;">(800) 847-4836 or by sending an email request to mail@thrivent.com. If you have elected the GLWB Rider, certain investment restrictions will apply. See “Appendix B: Investment Options Available Under a Contract with GLWB Rider” for information regarding the allocation restrictions associated with this optional benefit.</span><span style="font-family:Arial;font-size:10pt;">The current expenses and performance information below reflects fees and expenses of the </span><a href="#portfolio_9e38cd9c-a62e-42a1-8ab3-2903570ac7a0"><span style="font-family:Arial;font-size:10pt;">Portfolio</span></a><span style="font-family:Arial;font-size:10pt;line-height:13pt;"> </span><span style="font-family:Arial;font-size:10pt;">Companies, but do not reflect the other fees and expenses that your </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;"> may charge. Expenses would be higher and performance would be lower if these charges were included. Each </span><a href="#portfolio_9e38cd9c-a62e-42a1-8ab3-2903570ac7a0"><span style="font-family:Arial;font-size:10pt;">Portfolio</span></a><span style="font-family:Arial;font-size:10pt;"> Company’s past performance is not necessarily an indication of future performance.</span><span style="font-family:Arial;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:24.5pt;"> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:72pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">INVESTMENT </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">TYPE</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:266.01pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">PORTFOLIO COMPANY; </span><span style="font-family:Arial Narrow;font-size:9pt;">ADVISER (SUBADVISER)</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:49.12pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">CURRENT </span> <br/></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">EXPENSES</span></div></div></td> <td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:152.87pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">AVERAGE ANNUAL TOTAL RETURNS </span> <br/></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;">(as of 12/31/25)</span></div></div></td></tr> <tr style="height:12pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:49.79pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">1 YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:49.79pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">5 YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:53.29pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">10 YEAR</span></div></div></td></tr> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Global </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large-Stock </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">American Funds IS® Global Growth Portfolio - Class </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">4; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.90%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">21.34%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">7.97%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">11.89%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Blend</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">American Funds IS® Growth-Income Portfolio - Class </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">4; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.78%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">17.77%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">13.62%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">13.63%</span></div></div></td></tr> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Foreign Large </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Blend</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">American Funds IS® International Growth and Income </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Portfolio - Class 4; Capital Research and Management </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">1.06%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">35.09%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">7.42%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">7.54%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Foreign Large </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Growth</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">American Funds IS® International Portfolio - Class 4; </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.97%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">26.41%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">3.14%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">6.73%</span></div></div></td></tr> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Intermediate </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Core-Plus </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">BlackRock Total Return V.I. Portfolio Class III; </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.74%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">7.60%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">-0.67%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">1.86%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Bank Loan</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Eaton Vance VT Floating-Rate Income Portfolio - Initial </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Class; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Eaton Vance Management</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">1.19%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">3.95%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">4.64%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">4.43%</span></div></div></td></tr> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Diversified </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Emerging </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Mkts</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Fidelity® VIP Emerging Markets Portfolio - Service </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Class 2;</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> Fidelity Management and Research </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">1.12%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">40.79%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">5.62%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">10.66%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Equity Energy</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Fidelity® VIP Energy Portfolio - Service Class 2; </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fidelity Management and Research Company LLC</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.85%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">10.34%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">23.86%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">7.69%</span></div></div></td></tr> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Foreign Large </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Fidelity® VIP International Capital Appreciation </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Portfolio - Service Class 2; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fidelity Management and </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">1.02%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">18.36%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">5.99%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">9.53%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Mid-Cap </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Value</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Fidelity® VIP Value Portfolio - Service Class 2; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fidelity </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Management and Research Company LLC</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.85%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">10.95%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">12.82%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">10.96%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Small Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Franklin Small Cap Value VIP Portfolio - Class 2; </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Franklin Mutual Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.91%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">7.65%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">8.86%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">9.81%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Intermediate </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Core Bond</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Goldman Sachs VIT Core Fixed Income Portfolio - </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Service Class; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Goldman Sachs Asset Management, L.P.</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.67%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">7.32%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">-0.81%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">1.86%</span></div></div></td></tr> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Small Blend</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Goldman Sachs VIT Small Cap Equity Insights </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Portfolio - Service Class; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Goldman Sachs Asset </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Management, L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">1.07%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">15.82%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">10.19%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">10.57%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="background-color:#D8D8D8;border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Mid-Cap </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Growth</span></div></div></td> <td style="background-color:#D8D8D8;border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Janus Henderson VIT Enterprise Portfolio - Service </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Class; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Janus Henderson Investors, US LLC</span></div></div></td> <td style="background-color:#D8D8D8;border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.97%</span></div></div></td> <td style="background-color:#D8D8D8;border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">7.41%</span></div></div></td> <td style="background-color:#D8D8D8;border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">7.35%</span></div></div></td> <td style="background-color:#D8D8D8;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">12.51% </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:33.5pt;"> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:72pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">INVESTMENT </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">TYPE</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:266.01pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">PORTFOLIO COMPANY; </span><span style="font-family:Arial Narrow;font-size:9pt;">ADVISER (SUBADVISER)</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:49.12pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">CURRENT </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">EXPENSES</span></div></div></td> <td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:152.87pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">AVERAGE ANNUAL TOTAL </span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">RETURNS</span><span style="font-family:Arial Narrow;font-size:9pt;line-height:9pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;">(as of 12/31/25)</span></div></div></td></tr> <tr style="height:12pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:49.79pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">1 YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:49.79pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">5 YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:53.29pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">10 YEAR</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Janus Henderson VIT Forty Portfolio - Service Class; </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Janus Henderson Investors, US LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.87%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">17.86%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">11.37%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">15.96%</span></div></div></td></tr> <tr style="height:37pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Intermediate </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Core Bond</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">John Hancock VIT Core Bond Trust Portfolio - Series </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">II; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">John Hancock Variable Trust Advisers LLC (Allspring </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Global Investments, LLC)</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.87%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">6.77%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">-0.78%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">1.70%</span></div></div></td></tr> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Foreign </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Small/Mid </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Blend</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">John Hancock VIT International Small Company Trust </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Portfolio - Series II; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">John Hancock Variable Trust </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Advisers LLC (Dimensional Fund Advisors LP)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">1.26%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">34.67%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">7.77%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">7.57%</span></div></div></td></tr> <tr style="height:49pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Multisector </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Bond</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">John Hancock VIT Strategic Income Opportunities </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Trust Portfolio - Series II; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">John Hancock Variable Trust </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Advisers LLC [Manulife Investment Management (US) </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">LLC]</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.99%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">7.22%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">1.34%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">3.00%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Blend</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">MFS® VIT II Core Equity Portfolio - Service Class</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">1.03%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">12.22%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">11.26%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">13.53%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Technology</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">MFS® VIT II Technology Portfolio - Service Class</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">1.07%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">16.28%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">12.17%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">18.35%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Global Real </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Estate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">MFS® VIT III Global Real Estate Portfolio - Service </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Class</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">1.15%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">3.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">1.08%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">4.76%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Mid-Cap </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Value</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">MFS® VIT III Mid Cap Value Portfolio - Service Class</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">1.04%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">5.75%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">9.90%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">9.69%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Small Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">MFS® VIT New Discovery Series Portfolio - Service </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Class</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">1.12%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">12.56%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">-0.54%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">10.46%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Value</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">MFS® VIT Value Series Portfolio - Service Class</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.94%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">12.77%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">9.69%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">9.77%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Emerging </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Markets Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">PIMCO VIT Emerging Markets Bond Portfolio - Advisor </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Class</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">1.27%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">14.86%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">2.34%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">4.96%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Global Bond</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">PIMCO VIT Global Bond Opportunitites Portfolio </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">(Unhedged) - Advisor Class</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">1.25%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">12.76%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.07%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">2.36%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Long </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Government</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">PIMCO VIT Long-Term US Government Portfolio - </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Advisor Class</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">2.575%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">6.04%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">-6.91%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">-0.09%</span></div></div></td></tr> <tr style="height:37pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Inflation- </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Protected </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Bond</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">PIMCO VIT Real Return Portfolio - Advisor Class</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">1.49%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">7.74%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">1.11%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">3.11%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Blend</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Principal VC Capital Appreciation Portfolio - Class 2; </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Principal Global Investors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.88%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">13.22%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">13.53%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">14.07%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Value</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Principal VC Equity Income Portfolio - Class 2; </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Principal Global Investors, LLC</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.73%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">15.25%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">9.94%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">11.24%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Foreign Large </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Putnam VT International Value Portfolio - Class IB; </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Putnam Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">1.06%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">34.68%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">12.49%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">8.86%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Blend</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Putnam VT U.S. Research Portfolio</span><span style="font-family:Arial;font-size:6.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-4.25pt;">4</span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> - Class IB; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Putnam </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Investment Management, LLC</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.93%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">17.88%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">14.52%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">15.07%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Global Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Templeton Global Bond VIP - Class 2; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Franklin Advisers, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.75%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">15.73%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">-0.96%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">-0.15%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Aggressive </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Aggressive Allocation Portfolio</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.85%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">15.81%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">9.61%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">11.26%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Blend</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent All Cap Portfolio</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.66%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">18.05%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">11.90%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">12.43%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Conservative </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Conservative Allocation Portfolio</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.50%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">10.17%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">4.03%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">5.42%</span></div></div></td></tr> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Moderately </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Conservative </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Dynamic Allocation Portfolio</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.68%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">12.62%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">5.92%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">6.84%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="background-color:#D8D8D8;border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Diversified </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Emerging </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Mkts</span></div></div></td> <td style="background-color:#D8D8D8;border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Emerging Markets Equity Portfolio</span></div></div></td> <td style="background-color:#D8D8D8;border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">1.15%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="background-color:#D8D8D8;border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">32.20%</span></div></div></td> <td style="background-color:#D8D8D8;border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">2.10%</span></div></div></td> <td style="background-color:#D8D8D8;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">7.47% </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:33.5pt;"> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:72pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">INVESTMENT </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">TYPE</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:266.01pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">PORTFOLIO COMPANY; </span><span style="font-family:Arial Narrow;font-size:9pt;">ADVISER (SUBADVISER)</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:49.12pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">CURRENT </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">EXPENSES</span></div></div></td> <td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:152.87pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">AVERAGE ANNUAL TOTAL </span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">RETURNS</span><span style="font-family:Arial Narrow;font-size:9pt;line-height:9pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;">(as of 12/31/25)</span></div></div></td></tr> <tr style="height:12pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:49.79pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">1 YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:49.79pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">5 YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:53.29pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial Narrow;font-size:9pt;font-weight:bold;">10 YEAR</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Blend</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent ESG Index Portfolio</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.36%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">17.78%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">13.56%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">N/A</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">3</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:37pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Global </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large-Stock </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Blend</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Global Stock Portfolio</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.60%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">20.82%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">10.69%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">10.67%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Intermediate </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Government</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Government Bond Portfolio</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.49%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">7.32%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.01%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">1.74%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Health</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Healthcare Portfolio</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.92%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">13.07%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">4.62%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">7.37%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">High Yield </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent High Yield Portfolio</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.45%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">8.78%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">4.06%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">5.32%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Corporate </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Bond</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Income Portfolio</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.44%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">7.93%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.38%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">3.60%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Foreign Large </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Blend</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent International Equity Portfolio</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.72%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">30.87%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">8.54%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">7.41%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Foreign Large </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Blend</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent International Index Portfolio</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.37%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">31.15%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">8.61%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">N/A</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">3</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Large Cap Growth Portfolio</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.43%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">16.95%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">12.89%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">16.35%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Blend</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Large Cap Index Portfolio</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.22%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">17.62%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">14.17%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">14.54%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Large Cap Value Portfolio</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.62%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">19.65%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">13.96%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">12.16%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Mid-Cap </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Growth</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Mid Cap Growth Portfolio</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.89%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">2.50%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">1.10%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">N/A</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">3</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Mid-Cap </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Blend</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Mid Cap Index Portfolio</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.25%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">7.23%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">8.86%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">10.46%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Mid-Cap </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Blend</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Mid Cap Stock Portfolio</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.66%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">4.73%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">6.86%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">11.30%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Mid-Cap </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Mid Cap Value Portfolio</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.87%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">10.82%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">11.31%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">N/A</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">3</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Moderate </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Moderate Allocation Portfolio</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.70%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">13.63%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">7.13%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">8.38%</span></div></div></td></tr> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Moderately </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Aggressive </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Moderately Aggressive Allocation Portfolio</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.76%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">15.46%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">8.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">9.69%</span></div></div></td></tr> <tr style="height:37pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Moderately </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Conservative </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Moderately Conservative Allocation Portfolio</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.65%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">12.10%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">4.49%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">6.04%</span></div></div></td></tr> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Money </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Market - </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Taxable</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Money Market Portfolio</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.31%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">4.06%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">3.05%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">1.93%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Multisector </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Bond</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Multisector Bond Portfolio</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.74%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">7.93%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">2.43%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">3.47%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Real Estate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Real Estate Securities Portfolio</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.90%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.67%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">3.89%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">4.68%</span></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Short-Term </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Bond</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Short-Term Bond Portfolio</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.45%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">6.06%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">2.75%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">2.89%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Small Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Small Cap Growth Portfolio</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.94%</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">1.87%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">1.37%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">N/A</span><span style="font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Small Blend</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Small Cap Index Portfolio</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">0.24%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">5.80%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">7.06%</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.00pt;">9.57%</span></div></div></td></tr> <tr style="height:12.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:72pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Small Blend</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:266.01pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Small Cap Stock Portfolio</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:49.12pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">0.70%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">2.45%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:49.79pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">7.50%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:53.29pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:10pt;">11.93%</span></div></div></td></tr></table> <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Global </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large-Stock </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Growth</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">American Funds IS® Global Growth Portfolio - Class </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">4; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Capital Research and Management Company</span> 0.0090 0.2134 0.0797 0.1189 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Blend</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">American Funds IS® Growth-Income Portfolio - Class </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">4; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Capital Research and Management Company</span> 0.0078 0.1777 0.1362 0.1363 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Foreign Large </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Blend</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">American Funds IS® International Growth and Income </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Portfolio - Class 4; Capital Research and Management </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Company</span> 0.0106 0.3509 0.0742 0.0754 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Foreign Large </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Growth</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">American Funds IS® International Portfolio - Class 4; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Capital Research and Management Company</span> 0.0097 0.2641 0.0314 0.0673 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Intermediate </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Core-Plus </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Bond</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">BlackRock Total Return V.I. Portfolio Class III; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span> 0.0074 0.0760 -0.0067 0.0186 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Bank Loan</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Eaton Vance VT Floating-Rate Income Portfolio - Initial </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Class; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Eaton Vance Management</span> 0.0119 0.0395 0.0464 0.0443 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Diversified </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Emerging </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Mkts</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Fidelity® VIP Emerging Markets Portfolio - Service </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Class 2;</span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;"> Fidelity Management and Research </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Company LLC</span> 0.0112 0.4079 0.0562 0.1066 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Equity Energy</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Fidelity® VIP Energy Portfolio - Service Class 2; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fidelity Management and Research Company LLC</span> 0.0085 0.1034 0.2386 0.0769 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Foreign Large </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Growth</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Fidelity® VIP International Capital Appreciation </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Portfolio - Service Class 2; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fidelity Management and </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Research Company LLC</span> 0.0102 0.1836 0.0599 0.0953 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Mid-Cap </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Value</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Fidelity® VIP Value Portfolio - Service Class 2; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fidelity </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Management and Research Company LLC</span> 0.0085 0.1095 0.1282 0.1096 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Small Value</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Franklin Small Cap Value VIP Portfolio - Class 2; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Franklin Mutual Advisers, LLC</span> 0.0091 0.0765 0.0886 0.0981 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Intermediate </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Core Bond</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Goldman Sachs VIT Core Fixed Income Portfolio - </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Service Class; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Goldman Sachs Asset Management, L.P.</span> 0.0067 0.0732 -0.0081 0.0186 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Small Blend</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Goldman Sachs VIT Small Cap Equity Insights </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Portfolio - Service Class; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Goldman Sachs Asset </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Management, L.P.</span> 0.0107 0.1582 0.1019 0.1057 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Mid-Cap </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Growth</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Janus Henderson VIT Enterprise Portfolio - Service </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Class; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Janus Henderson Investors, US LLC</span> 0.0097 0.0741 0.0735 0.1251 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Growth</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Janus Henderson VIT Forty Portfolio - Service Class; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Janus Henderson Investors, US LLC</span> 0.0087 0.1786 0.1137 0.1596 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Intermediate </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Core Bond</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">John Hancock VIT Core Bond Trust Portfolio - Series </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">II; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">John Hancock Variable Trust Advisers LLC (Allspring </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Global Investments, LLC)</span> 0.0087 0.0677 -0.0078 0.0170 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Foreign </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Small/Mid </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Blend</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">John Hancock VIT International Small Company Trust </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Portfolio - Series II; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">John Hancock Variable Trust </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Advisers LLC (Dimensional Fund Advisors LP)</span> 0.0126 0.3467 0.0777 0.0757 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Multisector </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Bond</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">John Hancock VIT Strategic Income Opportunities </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Trust Portfolio - Series II; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">John Hancock Variable Trust </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Advisers LLC [Manulife Investment Management (US) </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">LLC]</span> 0.0099 0.0722 0.0134 0.0300 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Blend</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">MFS® VIT II Core Equity Portfolio - Service Class</span> 0.0103 0.1222 0.1126 0.1353 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Technology</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">MFS® VIT II Technology Portfolio - Service Class</span> 0.0107 0.1628 0.1217 0.1835 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Global Real </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Estate</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">MFS® VIT III Global Real Estate Portfolio - Service </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Class</span> 0.0115 0.0330 0.0108 0.0476 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Mid-Cap </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Value</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">MFS® VIT III Mid Cap Value Portfolio - Service Class</span> 0.0104 0.0575 0.0990 0.0969 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Small Growth</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">MFS® VIT New Discovery Series Portfolio - Service </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Class</span> 0.0112 0.1256 -0.0054 0.1046 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Value</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">MFS® VIT Value Series Portfolio - Service Class</span> 0.0094 0.1277 0.0969 0.0977 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Emerging </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Markets Bond</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">PIMCO VIT Emerging Markets Bond Portfolio - Advisor </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Class</span> 0.0127 0.1486 0.0234 0.0496 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Global Bond</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">PIMCO VIT Global Bond Opportunitites Portfolio </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">(Unhedged) - Advisor Class</span> 0.0125 0.1276 0.0007 0.0236 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Long </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Government</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">PIMCO VIT Long-Term US Government Portfolio - </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Advisor Class</span> 0.02575 0.0604 -0.0691 -0.0009 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Inflation- </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Protected </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Bond</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">PIMCO VIT Real Return Portfolio - Advisor Class</span> 0.0149 0.0774 0.0111 0.0311 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Blend</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Principal VC Capital Appreciation Portfolio - Class 2; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Principal Global Investors, LLC</span> 0.0088 0.1322 0.1353 0.1407 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Value</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Principal VC Equity Income Portfolio - Class 2; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Principal Global Investors, LLC</span> 0.0073 0.1525 0.0994 0.1124 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Foreign Large </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Value</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Putnam VT International Value Portfolio - Class IB; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Putnam Investment Management, LLC</span> 0.0106 0.3468 0.1249 0.0886 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Blend</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Putnam VT U.S. Research Portfolio</span><span style="font-family:Arial;font-size:6.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-4.25pt;">4</span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> - Class IB; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Putnam </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Investment Management, LLC</span> 0.0093 0.1788 0.1452 0.1507 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Global Bond</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Templeton Global Bond VIP - Class 2; </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Franklin Advisers, </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Inc.</span> 0.0075 0.1573 -0.0096 -0.0015 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Aggressive </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Aggressive Allocation Portfolio</span> 0.0085 0.1581 0.0961 0.1126 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Blend</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent All Cap Portfolio</span> 0.0066 0.1805 0.1190 0.1243 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Conservative </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Conservative Allocation Portfolio</span> 0.0050 0.1017 0.0403 0.0542 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Moderately </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Conservative </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Dynamic Allocation Portfolio</span> 0.0068 0.1262 0.0592 0.0684 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Diversified </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Emerging </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Mkts</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Emerging Markets Equity Portfolio</span> 0.0115 0.3220 0.0210 0.0747 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Blend</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent ESG Index Portfolio</span> 0.0036 0.1778 0.1356 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Global </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large-Stock </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Blend</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Global Stock Portfolio</span> 0.0060 0.2082 0.1069 0.1067 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Intermediate </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Government</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Government Bond Portfolio</span> 0.0049 0.0732 0.0001 0.0174 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Health</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Healthcare Portfolio</span> 0.0092 0.1307 0.0462 0.0737 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">High Yield </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Bond</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent High Yield Portfolio</span> 0.0045 0.0878 0.0406 0.0532 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Corporate </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Bond</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Income Portfolio</span> 0.0044 0.0793 0.0038 0.0360 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Foreign Large </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Blend</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent International Equity Portfolio</span> 0.0072 0.3087 0.0854 0.0741 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Foreign Large </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Blend</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent International Index Portfolio</span> 0.0037 0.3115 0.0861 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Growth</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Large Cap Growth Portfolio</span> 0.0043 0.1695 0.1289 0.1635 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Blend</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Large Cap Index Portfolio</span> 0.0022 0.1762 0.1417 0.1454 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Large Value</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Large Cap Value Portfolio</span> 0.0062 0.1965 0.1396 0.1216 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Mid-Cap </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Growth</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Mid Cap Growth Portfolio</span> 0.0089 0.0250 0.0110 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Mid-Cap </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Blend</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Mid Cap Index Portfolio</span> 0.0025 0.0723 0.0886 0.1046 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Mid-Cap </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Blend</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Mid Cap Stock Portfolio</span> 0.0066 0.0473 0.0686 0.1130 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Mid-Cap </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Value</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Mid Cap Value Portfolio</span> 0.0087 0.1082 0.1131 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Moderate </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Moderate Allocation Portfolio</span> 0.0070 0.1363 0.0713 0.0838 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Moderately </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Aggressive </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Moderately Aggressive Allocation Portfolio</span> 0.0076 0.1546 0.0830 0.0969 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Moderately </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Conservative </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Moderately Conservative Allocation Portfolio</span> 0.0065 0.1210 0.0449 0.0604 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Money </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Market - </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Taxable</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Money Market Portfolio</span> 0.0031 0.0406 0.0305 0.0193 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Multisector </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Bond</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Multisector Bond Portfolio</span> 0.0074 0.0793 0.0243 0.0347 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Real Estate</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Real Estate Securities Portfolio</span> 0.0090 0.0067 0.0389 0.0468 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Short-Term </span><span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Bond</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Short-Term Bond Portfolio</span> 0.0045 0.0606 0.0275 0.0289 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Small Growth</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Small Cap Growth Portfolio</span> 0.0094 0.0187 0.0137 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Small Blend</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Small Cap Index Portfolio</span> 0.0024 0.0580 0.0706 0.0957 <span style="font-family:Arial;font-size:10pt;margin-left:0.0pt;">Small Blend</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Thrivent Small Cap Stock Portfolio</span> 0.0070 0.0245 0.0750 0.1193 <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:14pt;">Current expenses reflect temporary fee reductions.</span> <span style="font-family:Arial;font-size:10pt;font-weight:bold;">(b) Fixed Account Investment Option Available Under the Contract </span><span style="font-family:Arial;font-size:10pt;">Premiums and </span><a href="#accumulatedvalue_275b6476-26c0-4b49-9fe5-1c08da92c90c"><span style="font-family:Arial;font-size:10pt;">Accumulated Value</span></a><span style="font-family:Arial;font-size:10pt;"> may be allocated to or transferred to the </span><a href="#fixedaccount_b3acb669-21a4-46e8-a079-67442b84dccd"><span style="font-family:Arial;font-size:10pt;">Fixed Account</span></a><span style="font-family:Arial;font-size:10pt;">. We reserve the right to limit allocations or transfers to the </span><a href="#fixedaccount_b3acb669-21a4-46e8-a079-67442b84dccd"><span style="font-family:Arial;font-size:10pt;">Fixed Account</span></a><span style="font-family:Arial;font-size:10pt;">. The amount transferred from the </span><a href="#fixedaccount_b3acb669-21a4-46e8-a079-67442b84dccd"><span style="font-family:Arial;font-size:10pt;">Fixed Account</span></a><span style="font-family:Arial;font-size:10pt;"> in any </span><a href="#contractyear_16966a8d-9fac-4779-a127-b119e0885275"><span style="font-family:Arial;font-size:10pt;">Contract Year</span></a><span style="font-family:Arial;font-size:10pt;"> may not exceed the greater of $500 or 25% of the </span><a href="#accumulatedvaule_3bedc578-34b7-411e-93b5-041aab2137b7"><span style="font-family:Arial;font-size:10pt;">Accumulated Value</span></a><span style="font-family:Arial;font-size:10pt;"> in the </span><a href="#fixedaccount_b3acb669-21a4-46e8-a079-67442b84dccd"><span style="font-family:Arial;font-size:10pt;">Fixed Account</span></a><span style="font-family:Arial;font-size:10pt;">, excluding any </span><a href="#accumulatedvaule_3bedc578-34b7-411e-93b5-041aab2137b7"><span style="font-family:Arial;font-size:10pt;">Accumulated Value</span></a><span style="font-family:Arial;font-size:10pt;"> in the DCA Fixed Account, at the time the first transfer is made in that </span><a href="#contractyear_16966a8d-9fac-4779-a127-b119e0885275"><span style="font-family:Arial;font-size:10pt;">Contract Year</span></a><span style="font-family:Arial;font-size:10pt;">. </span><span style="font-family:Arial;font-size:10pt;">Amounts held in the </span><a href="#fixedaccount_b3acb669-21a4-46e8-a079-67442b84dccd"><span style="font-family:Arial;font-size:10pt;">Fixed Account</span></a><span style="font-family:Arial;font-size:10pt;"> are invested with our General Account. The interest rates for amounts in the </span><a href="#fixedaccount_b3acb669-21a4-46e8-a079-67442b84dccd"><span style="font-family:Arial;font-size:10pt;">Fixed </span></a><span style="font-family:Arial;font-size:10pt;">Account depend on the date of allocation or transfer to the </span><a href="#fixedaccount_b3acb669-21a4-46e8-a079-67442b84dccd"><span style="font-family:Arial;font-size:10pt;">Fixed Account</span></a><span style="font-family:Arial;font-size:10pt;">. We guarantee that the initial interest rate for each amount allocated or transferred to the </span><a href="#fixedaccount_b3acb669-21a4-46e8-a079-67442b84dccd"><span style="font-family:Arial;font-size:10pt;">Fixed Account</span></a><span style="font-family:Arial;font-size:10pt;"> will be effective for at least twelve months, and subsequent interest rates will not be changed more often than once every twelve months. The effective annual interest rate will never be less than the Fixed Account Guaranteed Minimum Interest Rate shown in your </span><a href="#contract_2cc5550e-4968-467e-b0bf-aa6f95eab6f4"><span style="font-family:Arial;font-size:10pt;">Contract</span></a><span style="font-family:Arial;font-size:10pt;">. At our discretion, we may credit interest in excess of the guaranteed interest rate. </span><span style="font-family:Arial;font-size:10pt;">For the current interest rate, please call our </span><a href="#servicecenter_f90c7a71-2477-4695-bb05-7291f782e42b"><span style="font-family:Arial;font-size:10pt;">Service Center</span></a><span style="font-family:Arial;font-size:10pt;"> at 1-800-847-4836. The date of allocation or transfer is the date that interest begins to accrue. Interest is compounded daily. Interest guarantees are subject to Thrivent’s claims-paying ability.</span><span style="font-family:Arial;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:33.82pt;width:472.36pt;"> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:144.84pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Name</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:90.45pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Term</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:237.07pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Minimum Guaranteed</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Interest Rate</span></div></div></td></tr> <tr style="height:25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:144.84pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fixed Account</span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">(all states except New York)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:90.45pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Life of the Contract</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:237.07pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">0.50</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">% for Contracts issued on or after 10/1/2020</span></div> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">1.00</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">% for Contracts issued before 10/1/2020</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:144.84pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fixed Account</span></div> <div style="margin-left:18pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">(New York only)</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:90.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Life of the Contract</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.625pt;vertical-align:Top;width:237.07pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">1.00</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">%</span></div></div></td></tr></table> <span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fixed Account</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">(all states except New York)</span> 0.0050 0.0100 <span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Fixed Account</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">(New York only)</span> 0.0100