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vip:ContractChangesRiskMember 2026-04-29 2026-04-29 0000740583 vip:StandardDeathBenefitMember sbli:C000028563Member 2026-04-29 2026-04-29 pure iso4217:USD utr:Y 0000740583 false 2026-04-29 N-4 N-4 VARIFLEX SEPARATE ACCOUNT <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;"> <tr style="height:14.5pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Top;width:79pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="4" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">FEES, EXPENSES, AND ADJUSTMENTS</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Top;width:115pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Location in Prospectus</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;"> <tr style="height:86pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:79pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges or </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Adjustments for </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Early </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Withdrawals?</span></div></div></td> <td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> If you withdraw money from your Contract within </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">8</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> years following your </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">first Purchase Payment, you may be assessed a surrender charge of up to </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">8</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">% </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">(as a percentage of the portion of the withdrawal amount consisting of </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments), declining to 0% over that time period.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">For example, if you were to withdraw $100,000 during a surrender charge </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">period, you would be assessed a charge of up to $</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">8,000</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">. This loss will be </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">greater if there are taxes and tax penalties.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:115pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Fee Table</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Fee Table – Examples</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges and Deductions </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">– Contingent Deferred </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Sales Charge</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;"> <tr style="height:37pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:79pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Transaction </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges?</span></div></div></td> <td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">No.</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> Other than surrender charges (if any), there are no charges for other </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">transactions (e.g., transferring money between investment options).</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:115pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Not Applicable</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;"> <tr style="height:92pt;"> <td rowspan="5" style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:79pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Ongoing Fees </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">and Expenses </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">(annual </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">charges)?</span></div></div></td> <td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> The table below describes the current fees and expenses of the Contract </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">that you may pay </span><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">each year</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">, depending on the Investment Options you choose. </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Interest on any Contract loans is not reflected. The fees and expenses do not </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">reflect any advisory fees paid to financial intermediaries from your Contract </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value or other assets. If such charges were reflected, the fees and expenses </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">would be higher. Please refer to your Contract specifications page for </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">information about the specific fees you will pay each year based on the options </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">you have elected.</span></div></div></td> <td rowspan="5" style="padding-bottom:4pt;vertical-align:Top;width:115pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges and Deductions </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">– Mortality and Expense </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Risk Charge</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges and Deductions </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">– Account Adminis-</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">tration Charge</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Appendix A – Underlying </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Funds Available Under </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">the Contract</span></div></div></td></tr> <tr style="height:15pt;"> <td colspan="2" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:213pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Annual Fee</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Minimum</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Maximum</span></div></div></td></tr> <tr style="height:15pt;"> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:213pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Base Contract</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:110pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;">1.22%</span></div></div></td></tr> <tr style="height:26pt;"> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:213pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Investment options</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">(Underlying Fund fees and expenses)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;">0.63%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;">3.38%</span></div></div></td></tr> <tr style="height:32.5pt;"> <td colspan="4" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:9.0pt;">As a percentage of Contract Value allocated to the Separate Account. This amount </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:9.0pt;">includes the account administration charge.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">2</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:9.0pt;">As a percentage of Underlying Fund average net assets.</span><span style="font-family:Arial;font-size:8pt;line-height:10pt;margin-left:0.0pt;"> </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;"> <tr style="height:86pt;"> <td rowspan="3" style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:79pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">There are no optional benefits available under this Contract.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Because your Contract is customizable, the choices you make affect how much </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">you will pay. To help you understand the cost of owning your Contract, the </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">following table shows the lowest and highest cost you could pay </span><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">each year </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">based on current charges. This estimate assumes that you do not take </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">withdrawals from the Contract, </span><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">which could add surrender charges that </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">substantially increase costs</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">.</span></div></div></td> <td rowspan="3" style="padding-bottom:4pt;vertical-align:Top;width:115pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:15pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:158pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Lowest Annual Cost: </span><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$1,651.86</span></div></div></td> <td colspan="3" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:165pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Highest Annual Cost: </span><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$3,616.26</span></div></div></td></tr> <tr style="height:123.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:158pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Investment of $100,000</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">5% annual appreciation</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Least expensive combination of </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Base </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract charge and </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Underlying Fund</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> fees and </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">expenses</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No sales charges or advisory fees</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No additional </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">transfers or withdrawals</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract loans</span></div></div></td> <td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:165pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Investment of $100,000</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">5% annual appreciation</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Most expensive combination of Base </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Contract</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> charge and Underlying </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Fund</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> fees and expenses</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No sales charges or advisory fees</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No additional </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">transfers or withdrawals</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract loans</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;"> <tr style="height:86pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:79pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges or </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Adjustments for </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Early </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Withdrawals?</span></div></div></td> <td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> If you withdraw money from your Contract within </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">8</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> years following your </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">first Purchase Payment, you may be assessed a surrender charge of up to </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">8</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">% </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">(as a percentage of the portion of the withdrawal amount consisting of </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments), declining to 0% over that time period.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">For example, if you were to withdraw $100,000 during a surrender charge </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">period, you would be assessed a charge of up to $</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">8,000</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">. This loss will be </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">greater if there are taxes and tax penalties.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:115pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Fee Table</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Fee Table – Examples</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges and Deductions </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">– Contingent Deferred </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Sales Charge</span></div></div></td></tr></table> 8 0.08 8000 <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;"> <tr style="height:37pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:79pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Transaction </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges?</span></div></div></td> <td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">No.</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> Other than surrender charges (if any), there are no charges for other </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">transactions (e.g., transferring money between investment options).</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:115pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Not Applicable</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;"> <tr style="height:92pt;"> <td rowspan="5" style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:79pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Ongoing Fees </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">and Expenses </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">(annual </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">charges)?</span></div></div></td> <td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> The table below describes the current fees and expenses of the Contract </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">that you may pay </span><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">each year</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">, depending on the Investment Options you choose. </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Interest on any Contract loans is not reflected. The fees and expenses do not </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">reflect any advisory fees paid to financial intermediaries from your Contract </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value or other assets. If such charges were reflected, the fees and expenses </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">would be higher. Please refer to your Contract specifications page for </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">information about the specific fees you will pay each year based on the options </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">you have elected.</span></div></div></td> <td rowspan="5" style="padding-bottom:4pt;vertical-align:Top;width:115pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges and Deductions </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">– Mortality and Expense </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Risk Charge</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges and Deductions </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">– Account Adminis-</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">tration Charge</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Appendix A – Underlying </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Funds Available Under </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">the Contract</span></div></div></td></tr> <tr style="height:15pt;"> <td colspan="2" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:213pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Annual Fee</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Minimum</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Maximum</span></div></div></td></tr> <tr style="height:15pt;"> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:213pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Base Contract</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:110pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;">1.22%</span></div></div></td></tr> <tr style="height:26pt;"> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:213pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Investment options</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">(Underlying Fund fees and expenses)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;">0.63%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;">3.38%</span></div></div></td></tr> <tr style="height:32.5pt;"> <td colspan="4" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:9.0pt;">As a percentage of Contract Value allocated to the Separate Account. This amount </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:9.0pt;">includes the account administration charge.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">2</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:9.0pt;">As a percentage of Underlying Fund average net assets.</span><span style="font-family:Arial;font-size:8pt;line-height:10pt;margin-left:0.0pt;"> </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;"> <tr style="height:86pt;"> <td rowspan="3" style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:79pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">There are no optional benefits available under this Contract.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Because your Contract is customizable, the choices you make affect how much </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">you will pay. To help you understand the cost of owning your Contract, the </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">following table shows the lowest and highest cost you could pay </span><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">each year </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">based on current charges. This estimate assumes that you do not take </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">withdrawals from the Contract, </span><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">which could add surrender charges that </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">substantially increase costs</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">.</span></div></div></td> <td rowspan="3" style="padding-bottom:4pt;vertical-align:Top;width:115pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:15pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:158pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Lowest Annual Cost: </span><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$1,651.86</span></div></div></td> <td colspan="3" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:165pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Highest Annual Cost: </span><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$3,616.26</span></div></div></td></tr> <tr style="height:123.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:158pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Investment of $100,000</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">5% annual appreciation</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Least expensive combination of </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Base </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract charge and </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Underlying Fund</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> fees and </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">expenses</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No sales charges or advisory fees</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No additional </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">transfers or withdrawals</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract loans</span></div></div></td> <td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:165pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Investment of $100,000</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">5% annual appreciation</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Most expensive combination of Base </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Contract</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> charge and Underlying </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Fund</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> fees and expenses</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No sales charges or advisory fees</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No additional </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">transfers or withdrawals</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract loans</span></div></div></td></tr></table> 0.0122 0.0122 0.0063 0.0338 <span style="font-family:Arial;font-size:8pt;margin-left:9.0pt;">As a percentage of Contract Value allocated to the Separate Account. This amount </span><span style="font-family:Arial;font-size:8pt;margin-left:9.0pt;">includes the account administration charge.</span> <span style="font-family:Arial;font-size:8pt;margin-left:9.0pt;">As a percentage of Underlying Fund average net assets.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;"> <tr style="height:86pt;"> <td rowspan="3" style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:79pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">There are no optional benefits available under this Contract.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Because your Contract is customizable, the choices you make affect how much </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">you will pay. To help you understand the cost of owning your Contract, the </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">following table shows the lowest and highest cost you could pay </span><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">each year </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">based on current charges. This estimate assumes that you do not take </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">withdrawals from the Contract, </span><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">which could add surrender charges that </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">substantially increase costs</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">.</span></div></div></td> <td rowspan="3" style="padding-bottom:4pt;vertical-align:Top;width:115pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:15pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:158pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Lowest Annual Cost: </span><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$1,651.86</span></div></div></td> <td colspan="3" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:165pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Highest Annual Cost: </span><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$3,616.26</span></div></div></td></tr> <tr style="height:123.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:158pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Investment of $100,000</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">5% annual appreciation</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Least expensive combination of </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Base </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract charge and </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Underlying Fund</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> fees and </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">expenses</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No sales charges or advisory fees</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No additional </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">transfers or withdrawals</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract loans</span></div></div></td> <td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:165pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Investment of $100,000</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">5% annual appreciation</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Most expensive combination of Base </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Contract</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> charge and Underlying </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Fund</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> fees and expenses</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No sales charges or advisory fees</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No additional </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">transfers or withdrawals</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract loans</span></div></div></td></tr></table> 1651.86 3616.26 <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:14.5pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:79.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:322pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">RISKS</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:115.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Location in Prospectus</span></div></div></td></tr> <tr style="height:47pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.625pt;vertical-align:Top;width:79.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Is There a Risk </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">of Loss from </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Poor </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Performance?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.625pt;vertical-align:Top;width:322pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> You can lose money by investing in this Contract, including loss of </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">principal.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.625pt;vertical-align:Top;width:115.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Principal Risks of </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Investing in the Contract</span></div></div></td></tr> <tr style="height:126pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:79.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Is this a </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Short-Term </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Investment?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:322pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">No.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">This </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract is not designed for short-term investing and is not appropriate </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">for an investor who needs ready access to cash.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Surrender charges, taxes and tax penalties may apply to withdrawals. If you </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">take a withdrawal, a surrender charge may reduce the value of your </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Contract</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> or the amount of money that you actually receive. Withdrawals may </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">also reduce or terminate </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract guarantees and may result in taxes and </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">tax penalties.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">The benefits of tax deferral mean the </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract is more beneficial to </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">investors with a long time horizon.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:115.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges and Deductions </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">– Contingent Deferred </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Sales Charge</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">The Contract – General</span></div></div></td></tr> <tr style="height:93pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:79.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">What are the </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Risks </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Associated with </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">the Investment </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Options?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:322pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">An investment in this </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract is subject to the risk of poor investment </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">performance. Performance can vary depending on the performance of the </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Investment Options that you choose under the </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Each investment option (including the </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fixed Account option, if available) has </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">its own unique risks.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">You should review the Investment Options before making an investment </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">decision.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:115.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Appendix A – Underlying </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Funds Available Under </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">the Contract</span></div></div></td></tr> <tr style="height:79.5pt;"> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:79.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">What are the </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Risks Related to </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">the Insurance </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Company?</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:322pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">An investment in the Contract is subject to the risks related to us, Security </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Benefit Life Insurance Company. Any obligations (including under the Fixed </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Account option), guarantees or benefits of the Contract are subject to our </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">claims-paying ability. If we experience financial distress, we may not be able to </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">meet our obligations to you. More information about Security Benefit Life </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Insurance Company, including our financial strength ratings, is available upon </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">request by calling 1-800-888-2461 or visiting www.securitybenefit.com.</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:115.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Information About the </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Company, the Separate </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Account, and the </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Underlying Funds – </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Security Benefit Life </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Insurance Company </span></div></div></td></tr></table> <span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> You can lose money by investing in this Contract, including loss of </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">principal.</span> <span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">No.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">This </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract is not designed for short-term investing and is not appropriate </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">for an investor who needs ready access to cash.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Surrender charges, taxes and tax penalties may apply to withdrawals. If you </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">take a withdrawal, a surrender charge may reduce the value of your </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Contract</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> or the amount of money that you actually receive. Withdrawals may </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">also reduce or terminate </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract guarantees and may result in taxes and </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">tax penalties.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">The benefits of tax deferral mean the </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract is more beneficial to </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">investors with a long time horizon.</span> <span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">An investment in this </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract is subject to the risk of poor investment </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">performance. Performance can vary depending on the performance of the </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Investment Options that you choose under the </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Each investment option (including the </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fixed Account option, if available) has </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">its own unique risks.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">You should review the Investment Options before making an investment </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">decision.</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">An investment in the Contract is subject to the risks related to us, Security </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Benefit Life Insurance Company. Any obligations (including under the Fixed </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Account option), guarantees or benefits of the Contract are subject to our </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">claims-paying ability. If we experience financial distress, we may not be able to </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">meet our obligations to you. More information about Security Benefit Life </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Insurance Company, including our financial strength ratings, is available upon </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">request by calling 1-800-888-2461 or visiting www.securitybenefit.com.</span> <span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Certain investment options may not be available under your </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Certain </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Subaccounts prohibit you from transferring out and back within a </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">period of calendar days.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">We reserve the right to limit your transfers to 14 in a </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract Year, to </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">suspend transfers and limit the transfer amounts, and to limit transfers in </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">circumstances of frequent or large transfers.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">There are certain restrictions on transfers between the </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fixed Account and </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Subaccounts</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">We reserve the right to add, remove or substitute the </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Underlying Funds </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">available as investment options under the </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">We reserve the right to refuse any </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payment, to further limit your </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">ability to make subsequent </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments with advance notice, and to </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">require our prior approval before accepting </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments.</span> <span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">No.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">There are no optional benefits available under this </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract.</span> <span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">If you elect to pay third-party advisory fees from your </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract Value, then </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">the deduction will reduce the death benefit, perhaps significantly, and may </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">be subject to federal and state income taxes and a 10% federal penalty tax.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Consult with a tax professional to determine the tax implications of an </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">investment in and payments received under the </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">If you purchased the </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract through a tax-qualified plan or IRA, you do not </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">get any additional tax benefit under the </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Earnings on your </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract are taxed at ordinary income tax rates when you </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">withdraw them, and you may have to pay a penalty if you take a withdrawal </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">before age 59½.</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Your investment professional may receive compensation for selling this </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract to you, in the form of commissions, additional payments, and </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">non-cash compensation. We may share the revenue we earn on this Contract </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">with your investment professional’s firm. This conflict of interest may influence </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">your investment professional to recommend this Contract over another </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">investment for which the investment professional is not compensated or is </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">compensated less.</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Some investment professionals may have a financial incentive to offer you a </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">new contract in place of the one you already own. You should only exchange a </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">contract you already own if you determine, after comparing the features, fees </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">and risks of both contracts, and any fees or penalties to terminate the existing </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">contract, that it is better for you to purchase the new contract rather than </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">continue to own your existing contract.</span> <span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">Fee Table</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:2pt;margin-left:0%;margin-top:1.0pt;position:relative;text-align:left;top:-2pt;width:517pt;"/><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:18pt;">The following tables describe the fees and expenses that you will pay when buying, owning, </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;">surrendering, or making withdrawals from an Investment Option or from the Contract. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected. </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:18pt;">The first table describes the fees and expenses that you will pay at the time that you buy the </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;">Contract, surrender or make withdrawals from an Investment Option or from the Contract, or transfer Contract Value between Investment Options. State premium taxes may also be deducted. The fees and expenses do not </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">reflect any advisory fees paid to financial intermediaries from your Contract Value or other assets. If such charges were reflected, the fees and expenses would be higher.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Transaction Expenses</span> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:518.83pt;"> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:44.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Charge</span></div></div></td></tr> <tr style="height:15pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Sales Load on Purchase Payments</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:44.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">None</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Maximum Surrender Charge (as a percentage of amount withdrawn attributable to Purchase Payments)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:44.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">8</span><span style="color:#000000;font-family:Arial;font-size:10pt;">%</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:15pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Transfer Processing Fee (per transfer)</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:44.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">None</span></div></div></td></tr> <tr style="height:68pt;"> <td colspan="2" style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:518.83pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">We also refer to this charge as a contingent deferred sales charge, withdrawal charge, and sales charge. The amount of the surrender charge </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">is determined by reference to the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year in which the withdrawal is made. Withdrawals in the first Contract Year are subject to a charge </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">of 8% declining to 0% in </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year nine and later. The eight year contingent deferred sales charge schedule is different for the Variflex </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Contract – 401(k) and 408(k)</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> and for a Contract issued to a Participant under a Section 403(b) retirement plan sponsored by an institution of </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">higher education as defined in the Texas Education Code. See “Contingent Deferred Sales Charge” and “Withdrawal Charge for Certain Texas </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Participants</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">” for more information.</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:18pt;">The next table describes the fees and expenses that you will pay </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">each year</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> during the time that you own the Contract (not including Underlying Fund fees and expenses).</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Annual Contract Expenses</span> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:14.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:477.1pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:39.9pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Charge</span></div></div></td></tr> <tr style="height:14pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:477.1pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Administrative Expenses</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:39.9pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">$30.00</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:477.1pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Net Loan Interest Charge</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:39.9pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">2.50%</span></div></div></td></tr> <tr style="height:14pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:477.1pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Base Contract Expenses (as a percentage of average Contract Value)</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">3</span> <div style="clear:right;"> </div></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:39.9pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">1.20%</span></div></div></td></tr> <tr style="height:144.5pt;"> <td colspan="2" style="padding-bottom:1.5pt;padding-top:1.875pt;vertical-align:Middle;width:517.0pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">We call this the account administration charge in your Contract, as well as in other places in this Prospectus. An account administration </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">charge of $30 (or if less, 2% of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value for the Variflex Contract – 401(k) and 408(k)) is deducted at each Contract anniversary, and a </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">pro rata account administration charge is deducted: (1) upon full withdrawal of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value; (2) upon the Annuity Commencement Date if </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">one of Annuity Options 1 through 4, 9 or 10 is elected; (3) upon payment of a death benefit; and (4) the first deduction of the account </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">administration charge if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract has been in force for less than a full calendar year. The account administration charge will be waived if </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">your </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value is $25,000 or more and your Contract has been in force eight or more years on the date the charge is to be deducted. </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">This fee is presented as part of the Base </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Expenses in the section entitled “Important Information You Should Consider About Your </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">Contract</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">” earlier in this Prospectus.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">2</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">The net loan cost equals the difference between the amount of interest the Company charges you for a loan, which is 5.5% (5.0% if your </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">Contract</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> was issued on or after January 4, 1999) and the amount of interest the Company credits to the Loan Account, which is 3.0%.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">3</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">This charge is comprised of the annual mortality and expense risk charge of 1.20%, which is deducted daily. The Company guarantees that </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">the charge for mortality and expense risks will not exceed an annual rate of 1.20% of each </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Subaccount’s average daily net assets. The </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">mortality and expense risk charge also applies during the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annuity Period.</span></div></div></td></tr></table><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:18pt;">The next table below shows the minimum and maximum total operating expenses charged by the </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;">Underlying Funds that you may pay periodically during the time that you own the Contract. Expenses shown may change over time and may be higher or lower in the future. A complete list of Underlying Funds available under the Contract, including their annual expenses, may be found in Appendix A to this Prospectus.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Annual Underlying Fund Expenses</span> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:14.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:418.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:48.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:418.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Annual Underlying Fund Expenses (expenses deducted from Underlying Fund assets include </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">management fees, distribution (12b-1) fees, service fees and other expenses)</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:48.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.00pt;">0.63%</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.00pt;">3.38%</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:418.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Net Annual Underlying Fund Expenses (after contractual waivers/reimbursements)</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:48.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;">0.63%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;">3.19%</span></div></div></td></tr> <tr style="height:26.5pt;"> <td colspan="3" style="padding-bottom:1.5pt;padding-top:1.875pt;vertical-align:Middle;width:517.00pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:12pt;">Certain of the </span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">Underlying Funds have entered into contractual expense waiver or reimbursement arrangements that reduce fund expenses </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:12pt;">during the period of the arrangement. These arrangements vary in length and are in place at least through April 30, 2027.</span></div></div></td></tr></table> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Transaction Expenses</span> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:518.83pt;"> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:44.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Charge</span></div></div></td></tr> <tr style="height:15pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Sales Load on Purchase Payments</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:44.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">None</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Maximum Surrender Charge (as a percentage of amount withdrawn attributable to Purchase Payments)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:44.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">8</span><span style="color:#000000;font-family:Arial;font-size:10pt;">%</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:15pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Transfer Processing Fee (per transfer)</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:44.77pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">None</span></div></div></td></tr> <tr style="height:68pt;"> <td colspan="2" style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:518.83pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">We also refer to this charge as a contingent deferred sales charge, withdrawal charge, and sales charge. The amount of the surrender charge </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">is determined by reference to the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year in which the withdrawal is made. Withdrawals in the first Contract Year are subject to a charge </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">of 8% declining to 0% in </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year nine and later. The eight year contingent deferred sales charge schedule is different for the Variflex </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Contract – 401(k) and 408(k)</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> and for a Contract issued to a Participant under a Section 403(b) retirement plan sponsored by an institution of </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">higher education as defined in the Texas Education Code. See “Contingent Deferred Sales Charge” and “Withdrawal Charge for Certain Texas </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Participants</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">” for more information.</span></div></div></td></tr></table> 0 0.08 0 <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">We also refer to this charge as a contingent deferred sales charge, withdrawal charge, and sales charge. The amount of the surrender charge </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">is determined by reference to the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year in which the withdrawal is made. Withdrawals in the first Contract Year are subject to a charge </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">of 8% declining to 0% in </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year nine and later. The eight year contingent deferred sales charge schedule is different for the Variflex </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Contract – 401(k) and 408(k)</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> and for a Contract issued to a Participant under a Section 403(b) retirement plan sponsored by an institution of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">higher education as defined in the Texas Education Code. See “Contingent Deferred Sales Charge” and “Withdrawal Charge for Certain Texas </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Participants</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">” for more information.</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Annual Contract Expenses</span> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:14.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:477.1pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:39.9pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Charge</span></div></div></td></tr> <tr style="height:14pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:477.1pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Administrative Expenses</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:39.9pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">$30.00</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:477.1pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Net Loan Interest Charge</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:39.9pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">2.50%</span></div></div></td></tr> <tr style="height:14pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:477.1pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Base Contract Expenses (as a percentage of average Contract Value)</span><span style="color:#000000;font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">3</span> <div style="clear:right;"> </div></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:39.9pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.00pt;">1.20%</span></div></div></td></tr> <tr style="height:144.5pt;"> <td colspan="2" style="padding-bottom:1.5pt;padding-top:1.875pt;vertical-align:Middle;width:517.0pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">We call this the account administration charge in your Contract, as well as in other places in this Prospectus. An account administration </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">charge of $30 (or if less, 2% of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value for the Variflex Contract – 401(k) and 408(k)) is deducted at each Contract anniversary, and a </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">pro rata account administration charge is deducted: (1) upon full withdrawal of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value; (2) upon the Annuity Commencement Date if </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">one of Annuity Options 1 through 4, 9 or 10 is elected; (3) upon payment of a death benefit; and (4) the first deduction of the account </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">administration charge if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract has been in force for less than a full calendar year. The account administration charge will be waived if </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">your </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value is $25,000 or more and your Contract has been in force eight or more years on the date the charge is to be deducted. </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">This fee is presented as part of the Base </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Expenses in the section entitled “Important Information You Should Consider About Your </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">Contract</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">” earlier in this Prospectus.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">2</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">The net loan cost equals the difference between the amount of interest the Company charges you for a loan, which is 5.5% (5.0% if your </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">Contract</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> was issued on or after January 4, 1999) and the amount of interest the Company credits to the Loan Account, which is 3.0%.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">3</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">This charge is comprised of the annual mortality and expense risk charge of 1.20%, which is deducted daily. The Company guarantees that </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">the charge for mortality and expense risks will not exceed an annual rate of 1.20% of each </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Subaccount’s average daily net assets. The </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">mortality and expense risk charge also applies during the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annuity Period.</span></div></div></td></tr></table> 30.00 0.0250 0.0120 <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">We call this the account administration charge in your Contract, as well as in other places in this Prospectus. An account administration </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">charge of $30 (or if less, 2% of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value for the Variflex Contract – 401(k) and 408(k)) is deducted at each Contract anniversary, and a </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">pro rata account administration charge is deducted: (1) upon full withdrawal of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value; (2) upon the Annuity Commencement Date if </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">one of Annuity Options 1 through 4, 9 or 10 is elected; (3) upon payment of a death benefit; and (4) the first deduction of the account </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">administration charge if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract has been in force for less than a full calendar year. The account administration charge will be waived if </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">your </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value is $25,000 or more and your Contract has been in force eight or more years on the date the charge is to be deducted. </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">This fee is presented as part of the Base </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Expenses in the section entitled “Important Information You Should Consider About Your </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">Contract</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">” earlier in this Prospectus.</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">The net loan cost equals the difference between the amount of interest the Company charges you for a loan, which is 5.5% (5.0% if your </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">Contract</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> was issued on or after January 4, 1999) and the amount of interest the Company credits to the Loan Account, which is 3.0%.</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">This charge is comprised of the annual mortality and expense risk charge of 1.20%, which is deducted daily. The Company guarantees that </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">the charge for mortality and expense risks will not exceed an annual rate of 1.20% of each </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Subaccount’s average daily net assets. The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:12pt;">mortality and expense risk charge also applies during the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Annuity Period.</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Annual Underlying Fund Expenses</span> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:14.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:418.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:48.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:418.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Annual Underlying Fund Expenses (expenses deducted from Underlying Fund assets include </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">management fees, distribution (12b-1) fees, service fees and other expenses)</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:48.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.00pt;">0.63%</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.00pt;">3.38%</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:418.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Net Annual Underlying Fund Expenses (after contractual waivers/reimbursements)</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:48.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;">0.63%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;">3.19%</span></div></div></td></tr> <tr style="height:26.5pt;"> <td colspan="3" style="padding-bottom:1.5pt;padding-top:1.875pt;vertical-align:Middle;width:517.00pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:12pt;">Certain of the </span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">Underlying Funds have entered into contractual expense waiver or reimbursement arrangements that reduce fund expenses </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:12pt;">during the period of the arrangement. These arrangements vary in length and are in place at least through April 30, 2027.</span></div></div></td></tr></table> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Annual Underlying Fund Expenses (expenses deducted from Underlying Fund assets include </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">management fees, distribution (12b-1) fees, service fees and other expenses)</span> 0.0063 0.0338 11822.48 19330.62 26884.70 46907.80 4606.36 4606.36 13874.83 13874.83 23218.14 23218.14 46907.80 46907.80 11821.73 21147.11 29631.28 46901.52 4605.58 4605.58 13872.59 13872.59 23214.57 23214.57 46901.52 46901.52 9202.33 11654.51 13991.59 21660.82 1876.22 1876.22 5807.99 5807.99 9991.59 9991.59 21660.82 21660.82 9201.56 13601.06 16987.46 21652.32 1875.41 1875.41 5805.54 5805.54 9987.46 9987.46 21652.32 21652.32 <span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">Principal Risks of Investing in the Contract</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:2pt;margin-left:0%;margin-top:1.0pt;position:relative;text-align:left;top:-2pt;width:517pt;"/><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Risk of Investment Loss —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Contract involves risks, including possible loss of principal. You bear the risk of any decline in the Contract Value resulting from the performance of the Subaccounts you have chosen. Your losses could be significant. This risk could have a significant negative impact on certain benefits and guarantees under the Contract. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">This Contract is not a deposit or obligation of, or guaranteed or endorsed by, any bank. This Contract is not </span><span style="color:#000000;font-family:Arial;font-size:10pt;">federally insured by the Federal Deposit Insurance Corporation, the Federal Reserve Board, or any other agency.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Short-Term Investment Risk/Withdrawal Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">This Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. If you plan to withdraw money or surrender the Contract for short-term needs, it may not be the right contract for you. A withdrawal charge may be assessed on withdrawals and surrenders, and it could be substantial. Withdrawals of Purchase Payments are subject to a withdrawal charge for eight years from the date of the first Purchase Payment. This means that all Purchase Payments will be subject to a withdrawal charge until Contract Year 9. If you make a withdrawal prior to age 59½, there may be adverse tax consequences, including a 10% IRS penalty tax. A total withdrawal (surrender) will result in the termination of your Contract and any benefits. The benefits of tax deferral mean that this Contract is more beneficial to investors with a long time horizon.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Subaccount Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Amounts that you invest in the Subaccounts are subject to the risk of poor investment performance. You assume the investment risk. Generally, if the Subaccounts that you select make money, your Contract Value goes up, and if they lose money, your Contract Value goes down. Each Subaccount’s performance depends on the performance of its Underlying Fund. Each Underlying Fund has its own investment risks, and you </span><span style="color:#000000;font-family:Arial;font-size:10pt;">are exposed to the Underlying Fund’s investment risks when you invest in a Subaccount. You are responsible for selecting Subaccounts that are appropriate for you based on your own individual circumstances, investment goals, financial situation, and risk tolerance. The investment risks are described in the prospectuses for the Underlying Funds.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Managed Volatility Fund Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Certain Underlying Funds utilize managed volatility strategies. These risk management techniques help us manage our financial risks associated with the Contract’s guaranteed rider benefits, like living and death benefits, because they reduce the incidence of extreme outcomes, including the probability of large gains or losses. However, these strategies can also limit your participation in rising equity markets, which may limit the potential growth of your Contract Value and guaranteed rider benefits and may therefore conflict with your personal investment objectives. In addition, the cost of these hedging strategies may negatively impact performance.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Purchase Payment Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Your ability to make subsequent Purchase Payments is subject to restrictions. We reserve the right to refuse any Purchase Payment, to further limit your ability to make subsequent Purchase Payments with advance notice, and to require our prior approval before accepting Purchase Payments. There is no guarantee that you will always be permitted to make Purchase Payments.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Financial Strength and Claims-Paying Ability Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">All guarantees under the Contract that are paid from our General Account (including under any Fixed Account option) are subject to our financial strength and claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you.</span><span style="font-family:Arial;font-size:12pt;font-weight:bold;">Business Disruption and Cybersecurity Risk —</span><span style="font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="font-family:Arial;font-size:10pt;">Our business is highly dependent upon the effective operation of our computer systems and those of our business partners, so our business is vulnerable to systems failures and cyber-attacks. Systems failures and cyber-attacks may adversely affect us, your Contract, and your Contract Value. In addition to cybersecurity risks, we are exposed to the risk that natural and man-made disasters, pandemics (like COVID-19), catastrophes, geopolitical disputes and military actions may significantly disrupt our business operations and our ability to administer the Contract. There can be no assurance that we or our service providers will be able to successfully avoid negative impacts associated with systems failures, cyber-attacks, or natural and man-made disasters, pandemics and catastrophes. We note that there may be an increased risk of cyberattacks during periods of geopolitical or military conflicts. For more information about these risks, see “More About the Contract –</span><span style="font-family:Arial;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial;font-size:10pt;">Business Disruption and Cybersecurity Risks.”</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Loan Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The amount in the Loan Account does not participate in the investment experience of the Subaccounts, therefore, loans can impact the Contract Value and death benefit, even if the loan is repaid in full. If the Contract is surrendered while there is an outstanding loan, the surrender value will be reduced by the amount of the loan plus loan interest rate. Upon the death of the Annuitant, we will pay the Beneficiary the Contract Value less the outstanding loan and loan interest due. If you do not make any required loan payment by the end of the calendar quarter following the calendar quarter in which the missed payment was due, the total outstanding loan balance will be deemed to be in default for tax reporting purposes.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Tax Consequences Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Withdrawals are generally taxable (to the extent of any earnings on the Contract), and prior to age 59½ a tax penalty may apply. In addition, even if the Contract is held for years before any withdrawal is made, the withdrawals are taxable as ordinary income rather than capital gains.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Advisory Fee Deduction Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If you elect to pay third-party advisory fees from your Contract Value, then the deduction will reduce the death benefit and guaranteed rider benefits, perhaps significantly, and may be subject to federal and state income taxes and a 10% federal penalty tax.</span><span style="font-family:Arial;font-size:12pt;font-weight:bold;">Contract Changes Risk —</span><span style="font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="font-family:Arial;font-size:10pt;">From time to time, we make changes to the Contract. We may limit the number of transfers to 14 in a Contract Year. We may restrict your ability to make subsequent Purchase Payments. We may limit the number of loans you may have outstanding at any time. We reserve the right to add, remove or substitute the Underlying Funds available as investment options under the Contract in accordance with applicable law. We may change the investment restrictions under certain optional benefits, and we may stop offering for purchase any currently available optional benefit at any time.</span><span style="font-family:Arial;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Risk of Investment Loss —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Contract involves risks, including possible loss of principal. You bear the risk of any decline in the Contract Value resulting from the performance of the Subaccounts you have chosen. Your losses could be significant. This risk could have a significant negative impact on certain benefits and guarantees under the Contract. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">This Contract is not a deposit or obligation of, or guaranteed or endorsed by, any bank. This Contract is not </span><span style="color:#000000;font-family:Arial;font-size:10pt;">federally insured by the Federal Deposit Insurance Corporation, the Federal Reserve Board, or any other agency.</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Short-Term Investment Risk/Withdrawal Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">This Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. If you plan to withdraw money or surrender the Contract for short-term needs, it may not be the right contract for you. A withdrawal charge may be assessed on withdrawals and surrenders, and it could be substantial. Withdrawals of Purchase Payments are subject to a withdrawal charge for eight years from the date of the first Purchase Payment. This means that all Purchase Payments will be subject to a withdrawal charge until Contract Year 9. If you make a withdrawal prior to age 59½, there may be adverse tax consequences, including a 10% IRS penalty tax. A total withdrawal (surrender) will result in the termination of your Contract and any benefits. The benefits of tax deferral mean that this Contract is more beneficial to investors with a long time horizon.</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Subaccount Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Amounts that you invest in the Subaccounts are subject to the risk of poor investment performance. You assume the investment risk. Generally, if the Subaccounts that you select make money, your Contract Value goes up, and if they lose money, your Contract Value goes down. Each Subaccount’s performance depends on the performance of its Underlying Fund. Each Underlying Fund has its own investment risks, and you </span><span style="color:#000000;font-family:Arial;font-size:10pt;">are exposed to the Underlying Fund’s investment risks when you invest in a Subaccount. You are responsible for selecting Subaccounts that are appropriate for you based on your own individual circumstances, investment goals, financial situation, and risk tolerance. The investment risks are described in the prospectuses for the Underlying Funds.</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Managed Volatility Fund Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Certain Underlying Funds utilize managed volatility strategies. These risk management techniques help us manage our financial risks associated with the Contract’s guaranteed rider benefits, like living and death benefits, because they reduce the incidence of extreme outcomes, including the probability of large gains or losses. However, these strategies can also limit your participation in rising equity markets, which may limit the potential growth of your Contract Value and guaranteed rider benefits and may therefore conflict with your personal investment objectives. In addition, the cost of these hedging strategies may negatively impact performance.</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Purchase Payment Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Your ability to make subsequent Purchase Payments is subject to restrictions. We reserve the right to refuse any Purchase Payment, to further limit your ability to make subsequent Purchase Payments with advance notice, and to require our prior approval before accepting Purchase Payments. There is no guarantee that you will always be permitted to make Purchase Payments.</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Financial Strength and Claims-Paying Ability Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">All guarantees under the Contract that are paid from our General Account (including under any Fixed Account option) are subject to our financial strength and claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you.</span> <span style="font-family:Arial;font-size:12pt;font-weight:bold;">Business Disruption and Cybersecurity Risk —</span><span style="font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="font-family:Arial;font-size:10pt;">Our business is highly dependent upon the effective operation of our computer systems and those of our business partners, so our business is vulnerable to systems failures and cyber-attacks. Systems failures and cyber-attacks may adversely affect us, your Contract, and your Contract Value. In addition to cybersecurity risks, we are exposed to the risk that natural and man-made disasters, pandemics (like COVID-19), catastrophes, geopolitical disputes and military actions may significantly disrupt our business operations and our ability to administer the Contract. There can be no assurance that we or our service providers will be able to successfully avoid negative impacts associated with systems failures, cyber-attacks, or natural and man-made disasters, pandemics and catastrophes. We note that there may be an increased risk of cyberattacks during periods of geopolitical or military conflicts. For more information about these risks, see “More About the Contract –</span><span style="font-family:Arial;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial;font-size:10pt;">Business Disruption and Cybersecurity Risks.”</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Loan Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The amount in the Loan Account does not participate in the investment experience of the Subaccounts, therefore, loans can impact the Contract Value and death benefit, even if the loan is repaid in full. If the Contract is surrendered while there is an outstanding loan, the surrender value will be reduced by the amount of the loan plus loan interest rate. Upon the death of the Annuitant, we will pay the Beneficiary the Contract Value less the outstanding loan and loan interest due. If you do not make any required loan payment by the end of the calendar quarter following the calendar quarter in which the missed payment was due, the total outstanding loan balance will be deemed to be in default for tax reporting purposes.</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Tax Consequences Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Withdrawals are generally taxable (to the extent of any earnings on the Contract), and prior to age 59½ a tax penalty may apply. In addition, even if the Contract is held for years before any withdrawal is made, the withdrawals are taxable as ordinary income rather than capital gains.</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Advisory Fee Deduction Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If you elect to pay third-party advisory fees from your Contract Value, then the deduction will reduce the death benefit and guaranteed rider benefits, perhaps significantly, and may be subject to federal and state income taxes and a 10% federal penalty tax.</span> <span style="font-family:Arial;font-size:12pt;font-weight:bold;">Contract Changes Risk —</span><span style="font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="font-family:Arial;font-size:10pt;">From time to time, we make changes to the Contract. We may limit the number of transfers to 14 in a Contract Year. We may restrict your ability to make subsequent Purchase Payments. We may limit the number of loans you may have outstanding at any time. We reserve the right to add, remove or substitute the Underlying Funds available as investment options under the Contract in accordance with applicable law. We may change the investment restrictions under certain optional benefits, and we may stop offering for purchase any currently available optional benefit at any time.</span><span style="font-family:Arial;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Dollar Cost Averaging Option </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">For no additional charge, prior to the Annuity Commencement Date, you may dollar cost average your Contract Value by authorizing the Company to make periodic transfers of Contract Value from any one Subaccount to one or more of the other Subaccounts. Dollar cost averaging is a systematic method of investing in which securities are purchased at regular intervals in fixed dollar amounts so that the cost of the securities gets averaged over time and possibly over various market cycles. The option will result in the transfer of Contract Value from one Subaccount to one or more of the other Subaccounts. Amounts transferred under this option will be credited at the price of the Subaccount as of the end of the Valuation Dates on which the transfers are effected. Since the price of a Subaccount’s Accumulation Units will vary, the amounts transferred to a Subaccount will result in the crediting of a greater number of units when the price is low and a lesser number of units when the price is high. Similarly, the amounts transferred from a Subaccount will result in a debiting of a greater number of units when the price is low and a lesser number of units when the price is high. Dollar cost averaging does not guarantee profits, nor does it assure that you will not have losses. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">A Dollar Cost Averaging form is available upon request. On the form, you must designate whether Contract </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Value is to be transferred on the basis of a specific dollar amount, a fixed period or earnings only, the Subaccount or Subaccounts to and from which the transfers will be made, the desired frequency of the transfers, which may be on a monthly, quarterly, semiannual or annual basis, and the length of time during which the transfers shall continue or the total amount to be transferred over time. The minimum amount that may be transferred to any one Subaccount is $25.00. The Company does not require that transfers be continued over any minimum period of time, although typically dollar cost averaging would extend over a period of at least one year. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">After the Company has received a Dollar Cost Averaging request in proper form at its Administrative Office, the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Company will transfer Contract Value in the amounts you designate from the Subaccount from which transfers are to be made to the Subaccount or Subaccounts you have chosen. The Company will effect each transfer on the date you specify or if no date is specified, on the monthly, quarterly, semiannual or annual anniversary, whichever corresponds to the period selected, as of the date of receipt at the Administrative Office of a Dollar Cost Averaging request in proper form. Transfers will be made until the total amount elected has been transferred, or until Contract Value in the Subaccount from which transfers are made has been depleted. Amounts periodically transferred under this option are not included in the 14 transfers per Contract Year that generally are allowed as discussed under “Transfers of Contract Value.” </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">You may make changes to the option by writing to the Company’s Administrative Office or by telephone provided </span><span style="color:#000000;font-family:Arial;font-size:10pt;">the proper form is completed, signed, and received by the Company. You may instruct the Company at any time to terminate the option by written request to the Company’s Administrative Office. In that event, the Contract Value in the Subaccount from which transfers were being made that has not been transferred will remain in that Subaccount unless you instruct us otherwise. If you wish to continue transferring on a dollar cost averaging basis after the expiration of the applicable period, the total amount elected has been transferred, or the Subaccount has been depleted, or after the Dollar Cost Averaging Option has been canceled, a new Dollar Cost Averaging form must be completed and sent to the Administrative Office. The Company requires that you wait at least one month if transfers were made on a monthly basis, or one quarter if transfers were made on a quarterly, semiannual or annual basis, before reinstating Dollar Cost Averaging after it has been terminated for any reason. The Company may discontinue, modify, or suspend the Dollar Cost Averaging Option at any time. The Company does not currently charge a fee for this option. If you elect the Dollar Cost Averaging Option, you may also elect the Asset Reallocation Option. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">You may also dollar cost average Contract Value to or from the Fixed Account, subject to certain restrictions </span><span style="color:#000000;font-family:Arial;font-size:10pt;">described under “Transfers and Withdrawals from the Fixed Account.” You may not have in effect at the same time Dollar Cost Averaging and Asset Reallocation Options, if the Fixed Account is included in one of these two options.</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Asset Reallocation Option </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">For no additional charge, prior to the Annuity Commencement Date, you may authorize the Company to automatically transfer Contract Value on a monthly, quarterly, semiannual or annual basis to maintain a particular percentage allocation among the Subaccounts. The Contract Value allocated to each Subaccount will grow or decline in value at different rates during the selected period, and Asset Reallocation automatically reallocates the Contract Value in the Subaccounts to the allocation you selected on a monthly, quarterly, semiannual or annual basis, as you select. Asset Reallocation is intended to transfer Contract Value from those Subaccounts that have increased in value to those Subaccounts that have declined in value. Over time, this method of investing may help you buy low and sell high. This investment method does not guarantee profits, nor does it assure that you will not have losses. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">To elect this option an Asset Reallocation request in proper form must be received by the Company at its </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Administrative Office. An Asset Reallocation form is available upon request. On the form, you must indicate the applicable Subaccounts, the applicable time period and the percentage of Contract Value to be allocated to each Subaccount. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Upon receipt of the Asset Reallocation form, the Company will effect a transfer among the Subaccounts based </span><span style="color:#000000;font-family:Arial;font-size:10pt;">upon the percentages that you selected. If you are a Participant in a Group Contract qualified under Internal Revenue Code Section 401, the Asset Reallocation Request will be effective on the first Valuation Date of the calendar quarter following the receipt of the request. Thereafter, the Company will transfer Contract Value to maintain that allocation on each monthly, quarterly, semiannual or annual anniversary, as applicable, as of the date of the Company’s receipt of the Asset Reallocation request in proper form. The amounts transferred will be credited at the price of the Subaccount as of the end of the Valuation Date on which the transfer is effected. Amounts periodically transferred under this option are not included in the 14 transfers per Contract Year that generally are allowed as discussed under “Transfers of Contract Value.” </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">You may make changes to the option by writing to the Company’s Administrative Office or by telephone provided </span><span style="color:#000000;font-family:Arial;font-size:10pt;">the proper form is completed, signed, and received at the Company’s Administrative Office. You may instruct the Company at any time to terminate this option by written request to the Company’s Administrative Office. In that event, the Contract Value in the Subaccounts that has not been transferred will remain in those Subaccounts regardless of the percentage allocation unless you instruct us otherwise. If you wish to continue Asset Reallocation after it has been canceled, a new Asset Reallocation form must be completed and sent to the Company’s Administrative Office. The Company may discontinue, modify, or suspend, and reserves the right to charge a fee, for the Asset Reallocation Option at any time. The Company does not currently charge a fee for this option. If you elect the Asset Reallocation Option, you may also elect the Dollar Cost Averaging Option. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Contract Value allocated to the Fixed Account may be included in the Asset Reallocation option, subject to </span><span style="color:#000000;font-family:Arial;font-size:10pt;">certain restrictions described in “Transfers and Withdrawals from the Fixed Account.” You may not have in effect at the same time Dollar Cost Averaging and Asset Reallocation Options, if the Fixed Account is included in one of these two options.</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Systematic Withdrawals </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">For no additional charge, the Company currently offers a feature under which you may select systematic withdrawals. Under this feature, a Contract Owner may elect to receive systematic withdrawals while the Contract Owner is living and before the Annuity Commencement Date by sending a properly completed Scheduled Systematic Withdrawal form to the Company at its Administrative Office. This option may be elected at any time after the first Contract Year, or during the first Contract Year, if Contract Value is $40,000 or more at the time of election. A Contract Owner may designate the systematic withdrawal amount as a percentage of Contract Value allocated to the Subaccounts and/or Fixed Account, as a fixed period, as a specified dollar amount, as all earnings in the Contract, or based upon the life expectancy of the Owner or the Owner and a beneficiary. A Contract Owner also may designate the desired frequency of the systematic withdrawals, which may be monthly, quarterly, semiannually or annually. The Contract Owner may stop or modify systematic withdrawals upon proper written request received by the Company at its Administrative Office at least 30 days in advance of the requested date of termination or modification. A proper request must include the written consent of any effective assignee or irrevocable beneficiary, if applicable. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Each systematic withdrawal must be at least $25. Upon payment, your Contract Value will be reduced by an </span><span style="color:#000000;font-family:Arial;font-size:10pt;">amount equal to the payment proceeds plus any applicable withdrawal charge and premium tax. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If an Owner is enrolled in the Dollar Cost Averaging or Asset Reallocation Options, the Owner may not elect to </span><span style="color:#000000;font-family:Arial;font-size:10pt;">receive systematic withdrawals from any Subaccount that is part of the Dollar Cost Averaging or Asset Reallocation Options. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">In no event will payment of a systematic withdrawal exceed the Withdrawal Value. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">The Contract will automatically terminate if a systematic withdrawal causes the Contract’s Withdrawal Value to equal zero. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The Company will effect each systematic withdrawal as of the end of the Valuation Period during which the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">withdrawal is scheduled. The deduction caused by the systematic withdrawal, including any applicable withdrawal charge, will be allocated from the Contract Owner’s Contract Value in the Subaccounts and the Fixed Account, as directed by the Contract Owner. If a Contract Owner does not specify the allocation, the systematic withdrawal will be deducted from the Contract Value in the Subaccounts and the Fixed Account in the same proportion that the Contract Value is allocated among the Subaccounts and the Fixed Account. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Systematic withdrawals generally are subject to any applicable withdrawal charges. See “Charges and </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Deductions.” </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The Company may, at any time, discontinue, modify, or suspend systematic withdrawals. You should consider </span><span style="color:#000000;font-family:Arial;font-size:10pt;">carefully the tax consequences of a systematic withdrawal, including the 10% penalty tax which may be imposed on withdrawals made prior to the Owner attaining age 59½. See “Restrictions on Withdrawals from Qualified Plans,” “Restrictions under the Texas Optional Retirement Program,” and “Federal Tax Matters.”</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Death Benefit </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">You should consider the following provisions carefully when choosing the Designated Beneficiary, Annuitant, any Joint Annuitant, and any Joint Owner, as well as before changing any of these parties. Naming different persons as Owner(s), Annuitant(s) and Designated Beneficiary(ies) can have important impacts on whether the death benefit is paid, and on who would receive it. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If the Owner(or Annuitant if you purchased your Contract prior to January 4, 1999) dies prior to the Annuity </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Commencement Date, the Company will calculate the death benefit proceeds payable to the Designated Beneficiary as of the Valuation Date the Company receives due proof of death of the Owner and instructions regarding payment to the Designated Beneficiary. If there are Joint Owners, the death benefit proceeds will be calculated upon receipt of due proof of death of either Owner prior to the Annuity Commencement Date and instructions regarding payment. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If the surviving spouse of the deceased Owner is the sole Designated Beneficiary, such spouse may elect to </span><span style="color:#000000;font-family:Arial;font-size:10pt;">continue the Contract in force, subject to certain limitations. See “Distribution Requirements.” If the Owner is not a natural person, the death benefit proceeds will be calculated as of the date the Company receives due proof of death of the Annuitant prior to the Annuity Commencement Date and instructions regarding payment. Additionally, if the Owner is not a natural person, the amount of the death benefit will be based on the age of the oldest Annuitant on the date the Contract was issued. If the death of the Owner occurs on or after the Annuity Commencement Date, any applicable death benefit will terminate at the Annuity Commencement Date without value. See “Annuity Options.” </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The death benefit proceeds will be the death benefit reduced by any outstanding Contract Debt, any pro rata </span><span style="color:#000000;font-family:Arial;font-size:10pt;">account administration charge, and any uncollected premium taxes. If an Owner dies during the Accumulation Period and the age of each Owner was 75 or younger on the date the Contract was issued, the amount of the death benefit will be the greatest of: </span><span style="color:#000000;font-family:Arial;font-size:8pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The sum of all Purchase Payments, less any reductions caused by previous withdrawals, </span><span style="color:#000000;font-family:Arial;font-size:8pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Contract Value on the Valuation Date due proof of death and instructions regarding payment are received by the Company, or </span><span style="color:#000000;font-family:Arial;font-size:8pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The stepped-up death benefit, if applicable. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The stepped-up death benefit is: (1) the largest death benefit on any Contract anniversary that is an exact </span><span style="color:#000000;font-family:Arial;font-size:10pt;">multiple of six and occurs prior to the oldest Owner attaining age 76, plus (2) any Purchase Payments made since the applicable Contract anniversary, less (3) any withdrawals since the applicable Contract anniversary. For Contracts in effect for six Contract Years or more as of May 1, 1991, the Contract anniversary immediately preceding May 1, 1991, is deemed to be the sixth Contract anniversary for purposes of determining the stepped-up death benefit. The stepped-up death benefit is not payable and will not be included as part of the Death Benefit calculation if you die prior to the end of the sixth Contract Year. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If an Owner (or if applicable, an Annuitant) dies during the Accumulation Period and the age of any Owner (or </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Annuitant) was 76 or greater on the date the Contract was issued, the death benefit will be the greater of: The Contract Value on the Valuation Date due proof of death and instructions regarding payment are received by the Company at its Administrative Office, or Total Purchase Payments reduced by any partial withdrawals.</span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The death benefit proceeds will be paid to the Designated Beneficiary in a single sum or under one of the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Annuity Options, as elected by the Designated Beneficiary. However, if the Owner has completed a restricted beneficiary designation form, the death benefit proceeds will be paid to the Designated Beneficiary in the manner specified on the form. If the Designated Beneficiary is to receive annuity payments under an Annuity Option, there may be limits under applicable law on the amount and duration of payments that the Beneficiary may receive, and requirements respecting timing of payments. Under a Qualified Contract, most non-spouse Designated Beneficiaries will be required to receive all proceeds within ten years. A tax adviser should be consulted in considering Annuity Options. See “Federal Tax Matters” and “Distribution Requirements” for a discussion of the tax consequences in the event of death. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Please note that any death benefit payment we make in excess of Contract Value is subject to our financial </span><span style="color:#000000;font-family:Arial;font-size:10pt;">strength and claims-paying ability. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Every state has unclaimed property laws which generally declare annuity contracts to be abandoned after a </span><span style="color:#000000;font-family:Arial;font-size:10pt;">period of inactivity of 3 to 5 years from the Contract’s Annuity Commencement Date or date the death benefit is due and payable. For example, if the payment of a death benefit has been triggered, but, the Designated Beneficiary does not come forward to claim the death benefit in a timely manner, the death benefit will be paid to the abandoned property division or unclaimed property office of the state in which the Designated Beneficiary or the Owner last resided, as shown on our books and records, or to our state of domicile. This “escheatment” is revocable, however, and the state is obligated to pay the death benefit (without interest) if your Designated Beneficiary steps forward to claim the death benefit with the proper documentation. To prevent such escheatment, it is important that you update your Designated Beneficiary designations, including addresses, if and as they change. Such updates should be communicated in writing or other approved means at our Administrative Office. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:18pt;">Death Benefit for Certain Florida Residents.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> If you were a resident of Florida and purchased your Contract prior to January 4, 1999, your death benefit is as follows. If the Annuitant is 75 or younger as of the date of his or her death, the death benefit is the greatest of: (1) the sum of all Purchase Payments reduced by any partial withdrawals; (2) the Contract Value as of the Valuation Date due proof of death and instructions regarding payment are received by the Company at its Administrative Office; or (3) the largest Contract Value on any Contract anniversary that is an exact multiple of six, plus any Purchase Payments applied since that anniversary, less any partial withdrawals since that anniversary. If the Annuitant is 76 or older as of the date of his or her death, the death benefit is the Contract Value as of the Valuation Date due proof of death and instructions regarding payment are received by the Company at its Administrative Office, less any applicable withdrawal charge. The Company currently waives the withdrawal charge applicable to the death benefit. </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:18pt;">Death Benefit for Group Unallocated Contracts.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> The death benefit under a Group Unallocated Contract is determined by reference to the terms of the Qualified Plan. The Contract Owner must inform the Company of the amount of the death benefit, and its payment will be treated as a partial withdrawal. The Company will not impose a withdrawal charge upon such a withdrawal and it will not be considered a free withdrawal under the Contract.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;text-decoration:underline;">Example of the Standard Death Benefit.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> Assume: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(i)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The initial Purchase Payment is $100,000 and no additional Purchase Payments are made </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(ii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">In Contract Year five, the Contract Value is $105,000 </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(iii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Owner takes one withdrawal of $10,000 in Contract Year seven </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(iv)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Owner dies in Contract Year 10 </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(v)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">At the time of the Owner’s death, the Contract Value is $89,000 </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(vi)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">There is no outstanding Contract Debt at the time of the Owner’s death </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If the Owner was 76 years old or older on the Contract Date, the standard death benefit is the greater of the Contract Value or total Purchase Payments less any withdrawals (including withdrawal charges). The Contract Value is $89,000, and the amount of total Purchase Payments less withdrawals and withdrawal charges is $90,000. Thus, the death benefit is $90,000. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If the Owner was 75 years old or younger on the Contract Date, the standard death benefit is the greatest of sum of all Purchase Payments less withdrawals (including withdrawal charges), the Contract Value, or the stepped-up death benefit. The stepped-up death benefit is the largest death benefit on any Contract anniversary </span><span style="color:#000000;font-family:Arial;font-size:10pt;">that is a multiple of five and occurs prior to the oldest Owner (or Annuitant) reaching age 76 plus Purchase Payments made and less withdrawals taken since the applicable Contract anniversary. Assuming the Owner was less than 76 years old in Contract Year five, the stepped-up death benefit is calculated as follows: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Death Benefit in Contract Year Five + Purchase Payments since Contract Year Five – Withdrawals since Contract Year Five = </span><span style="color:#000000;font-family:Arial;font-size:10pt;">$105,000 + $0 - $10,000 = $95,000 </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The death benefit is $95,000.</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;text-decoration:underline;">Example of the Impact of Advisory Fee Withdrawals on Contract Value and the Standard Death Benefit over Time.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> Assume: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(i)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The initial Purchase Payment is $100,000 and no additional Purchase Payments are added to the Contract. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(ii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Contract Value grows at an annual rate of 3%. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(iii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">An advisory fee withdrawal of $1,000 is taken each Contract Year at the end of the Contract Year.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;margin-left:18pt;width:482pt;"> <tr style="height:38.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Beginning of </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Contract Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Contract Value </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Prior to Advisory </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Fee Withdrawal</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Advisory Fee </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Withdrawal</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Contract Value </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">After Advisory Fee </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Withdrawal</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Death Benefit </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">After Advisory Fee </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Withdrawal</span></div></div></td></tr> <tr style="height:14pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">1</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$100,000.00</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000.00</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$102,000.00</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$102,000.00</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$102,000.00</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$1,000.00</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$104,060.00</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$104,060.00</span></div></div></td></tr> <tr style="height:14pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">3</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$104,060.00</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000.00</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$106,181.80</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$106,181.80</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">4</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$106,181.80</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$1,000.00</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$108,367.25</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$108,367.25</span></div></div></td></tr> <tr style="height:14pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">5</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$108,367.25</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000.00</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$110,618.27</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$110,618.27</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">6</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$110,618.27</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$1,000.00</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$112,936.82</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$112,936.82</span></div></div></td></tr> <tr style="height:14pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">7</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$112,936.82</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000.00</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$115,324.92</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$115,324.92</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">8</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$115,324.92</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$1,000.00</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$117,784.67</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$117,784.67</span></div></div></td></tr> <tr style="height:14pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">9</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$117,784.67</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000.00</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$120,318.21</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$120,318.21</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">10</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$120,318.21</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$1,000.00</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$122,927.76</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$122,927.76</span></div></div></td></tr> <tr style="height:14pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">11</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$122,927.76</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000.00</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$125,615.59</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$125,615.59</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">12</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$125,615.59</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$1,000.00</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$128,384.06</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$128,384.06</span></div></div></td></tr> <tr style="height:14pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">13</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$128,384.06</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000.00</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$131,235.58</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$131,235.58</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">14</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$131,235.58</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$1,000.00</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$134,172.65</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$134,172.65</span></div></div></td></tr> <tr style="height:14pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">15</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$134,172.65</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000.00</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$137,197.83</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$137,197.83</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">16</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$137,197.83</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$1,000.00</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$140,313.76</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$140,313.76</span></div></div></td></tr> <tr style="height:14pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">17</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$140,313.76</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000.00</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$143,523.18</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$143,523.18</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">18</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$143,523.18</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$1,000.00</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$146,828.87</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$146,828.87</span></div></div></td></tr> <tr style="height:14pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">19</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$146,828.87</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000.00</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$150,233.74</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$150,233.74</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">20</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$150,233.74</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$1,000.00</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$153,740.75</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">$153,740.75</span></div></div></td></tr> <tr style="height:13.5pt;"> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.875pt;vertical-align:Middle;width:86.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">21</span></div></div></td> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$153,740.75</span></div></div></td> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$1,000.00</span></div></div></td> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.875pt;vertical-align:Middle;width:99pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$157,352.97</span></div></div></td> <td style="background-color:#BFBFBF;padding-bottom:1.5pt;padding-top:1.875pt;vertical-align:Middle;width:98.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">$157,352.97</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:10pt;">As the table above demonstrates, withdrawals to pay advisory fees taken over time will decrease the Contract Value. If the death benefit is equal to the Contract Value, such death benefit will also decrease as a result of withdrawals to pay advisory fees.</span> <span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">Benefits Under the Contract</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:2pt;margin-left:0%;margin-top:1.0pt;position:relative;text-align:left;top:-2pt;width:517pt;"/><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:18pt;">The following table summarizes information about the standard benefits under the Contract that are </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">currently available. Please note that this table does not fully describe the terms and conditions of each benefit. You should refer to the applicable sections of this Prospectus for additional information.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:17pt;"> <td colspan="4" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:517.0pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Standard</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> Benefits</span></div></div></td></tr> <tr style="height:20pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:62.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Name of</span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Benefit</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:129pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Purpose</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:69pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Maximum</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Fee</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:256.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions/Limitations</span></div></div></td></tr> <tr style="height:142pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Standard </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">– Contract </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Issue Age 75 </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">or Younger</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a death benefit equal to </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the greatest of (1) all Purchase </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Payments less any withdrawals </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(including withdrawal charges), </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(2) the Contract Value, or (3) the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">stepped-up death benefit, which </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">is the largest death benefit on any </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract anniversary that is a </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">multiple of six and that occurs </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">prior to the oldest Owner </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">attaining age 76, plus Purchase </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Payments made and less </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawals taken since the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">applicable Contract anniversary.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit will be reduced by any outstanding </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Debt</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, any pro rata account administration charge and any </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">uncollected premium tax.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">For </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contracts in effect for six Contract Years or more as of May 1, </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">1991, the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract anniversary immediately preceding May 1, </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">1991, is deemed to be the sixth </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract anniversary for purposes </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">of determining the stepped-up death benefit.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The stepped-up death benefit will not be included as part of the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">death benefit calculation if death occurs prior to the end of the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">sixth </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The calculation of this death benefit differs for </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contracts issued in </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Florida.</span></div></div></td></tr> <tr style="height:56pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Standard </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">– Contract </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Issue Age 76 </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">and Older</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a death benefit equal to </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the greater of all Purchase </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Payments less any withdrawals </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(including withdrawal charges), or </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Contract Value.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit will be reduced by any outstanding </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Debt</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, any pro rata account administration charge and any </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">uncollected premium tax.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The calculation of this death benefit differs for </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contracts issued in </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Florida. </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:17pt;"> <td colspan="4" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:517.0pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Standard Benefits</span></div></div></td></tr> <tr style="height:20pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:62.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Name of</span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Benefit</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:129pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Purpose</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:69pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Maximum</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Fee</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:256.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions/Limitations</span></div></div></td></tr> <tr style="height:68pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Systematic </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawals</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows you to set up automatic </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">periodic payments from your </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Each payment must be at least $100 (unless we consent </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">otherwise).</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">This option may be elected at any time after the first </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year, </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">or during the first </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year, if Contract Value is $40,000 or </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">more at the time of election.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Withdrawals may be subject to income tax and penalties.</span></div></div></td></tr> <tr style="height:162pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Dollar Cost </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Averaging </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Option</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows the systematic transfer of </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">a specified dollar amount or </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">percentage of Contract Value </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">among Subaccounts and the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account, if available.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The minimum amount that may be transferred to any one </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Subaccount</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> is $25.00.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company may discontinue, modify, or suspend Dollar Cost </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Averaging at any time.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">You may not have in effect at the same time Dollar Cost Averaging </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">and Asset Reallocation Options, if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account is included in </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">one of those two options.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Transfers can be made for a fixed period of time, until the total </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">amount elected has been transferred, or until the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value in </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Subaccount from which transfers are made has been depleted.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">After termination of Dollar Cost Averaging for any reason, before </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reinstating Dollar Cost Averaging, you must wait at least one month </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">if transfers were monthly, at least one quarter if transfers were </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">quarterly, at least six months if transfers were semiannual, and at </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">least one year if transfers were annual.</span></div></div></td></tr> <tr style="height:62pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Reallocation </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Option</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows you to automatically </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">transfer Contract Value on a </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">monthly, quarterly, semiannual or </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">annual basis to maintain a </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">particular percentage allocation </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">among the Subaccounts.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company may discontinue, modify, or suspend the availability </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">of the Asset Reallocation Option at any time.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">You may not have in effect at the same time Dollar Cost Averaging </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">and Asset Reallocation Options, if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account is included in </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">one of those two options.</span></div></div></td></tr> <tr style="height:62pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Waiver of </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawal </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Charge</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">The Company will waive the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawal charge in the event of </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">confinement to a Hospital or </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Nursing Facility or Terminal </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Illness, subject to certain </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">conditions</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company reserves the right to have the Contract</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">examined by a physician of its choice and at its expense to </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">determine if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner is eligible for a waiver.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The waiver is not available in California.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The Terminal Illness waiver is not available in New Jersey.</span></div></div></td></tr> <tr style="height:88pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Loans</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">You may be able to borrow </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">money under your Contract using </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Contract Value as the only </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">security for the loan.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">Annual net loan </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">interest of up to </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">2.50</span><span style="color:#000000;font-family:Arial;font-size:8pt;">%.</span></div></div></td> <td style="padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Only available to participants in a tax deferred retirement plan that </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">allows participant loans.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Loans are subject to a variety of limitations, including restrictions </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">as to the loan amount, the loan’s duration, the rate of interest, and </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the manner of repayment.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Collateral in the Loan Account does not participate in the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">investment experience of the Subaccounts, which can impact the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Contract Value</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> and death benefit, even if the loan is repaid in full.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:17pt;"> <td colspan="4" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:517.0pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Standard</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> Benefits</span></div></div></td></tr> <tr style="height:20pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:62.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Name of</span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Benefit</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:129pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Purpose</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:69pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Maximum</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Fee</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:256.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions/Limitations</span></div></div></td></tr> <tr style="height:142pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Standard </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">– Contract </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Issue Age 75 </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">or Younger</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a death benefit equal to </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the greatest of (1) all Purchase </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Payments less any withdrawals </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(including withdrawal charges), </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(2) the Contract Value, or (3) the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">stepped-up death benefit, which </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">is the largest death benefit on any </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract anniversary that is a </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">multiple of six and that occurs </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">prior to the oldest Owner </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">attaining age 76, plus Purchase </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Payments made and less </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawals taken since the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">applicable Contract anniversary.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit will be reduced by any outstanding </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Debt</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, any pro rata account administration charge and any </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">uncollected premium tax.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">For </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contracts in effect for six Contract Years or more as of May 1, </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">1991, the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract anniversary immediately preceding May 1, </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">1991, is deemed to be the sixth </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract anniversary for purposes </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">of determining the stepped-up death benefit.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The stepped-up death benefit will not be included as part of the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">death benefit calculation if death occurs prior to the end of the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">sixth </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The calculation of this death benefit differs for </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contracts issued in </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Florida.</span></div></div></td></tr> <tr style="height:56pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Standard </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">– Contract </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Issue Age 76 </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">and Older</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a death benefit equal to </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the greater of all Purchase </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Payments less any withdrawals </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(including withdrawal charges), or </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Contract Value.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit will be reduced by any outstanding </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Debt</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, any pro rata account administration charge and any </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">uncollected premium tax.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The calculation of this death benefit differs for </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contracts issued in </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Florida. </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:17pt;"> <td colspan="4" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:517.0pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Standard Benefits</span></div></div></td></tr> <tr style="height:20pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:62.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Name of</span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Benefit</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:129pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Purpose</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:69pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Maximum</span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Fee</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:256.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions/Limitations</span></div></div></td></tr> <tr style="height:68pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Systematic </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawals</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows you to set up automatic </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">periodic payments from your </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Each payment must be at least $100 (unless we consent </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">otherwise).</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">This option may be elected at any time after the first </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year, </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">or during the first </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year, if Contract Value is $40,000 or </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">more at the time of election.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Withdrawals may be subject to income tax and penalties.</span></div></div></td></tr> <tr style="height:162pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Dollar Cost </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Averaging </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Option</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows the systematic transfer of </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">a specified dollar amount or </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">percentage of Contract Value </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">among Subaccounts and the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account, if available.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The minimum amount that may be transferred to any one </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Subaccount</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> is $25.00.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company may discontinue, modify, or suspend Dollar Cost </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Averaging at any time.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">You may not have in effect at the same time Dollar Cost Averaging </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">and Asset Reallocation Options, if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account is included in </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">one of those two options.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Transfers can be made for a fixed period of time, until the total </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">amount elected has been transferred, or until the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value in </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Subaccount from which transfers are made has been depleted.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">After termination of Dollar Cost Averaging for any reason, before </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reinstating Dollar Cost Averaging, you must wait at least one month </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">if transfers were monthly, at least one quarter if transfers were </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">quarterly, at least six months if transfers were semiannual, and at </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">least one year if transfers were annual.</span></div></div></td></tr> <tr style="height:62pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Reallocation </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Option</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows you to automatically </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">transfer Contract Value on a </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">monthly, quarterly, semiannual or </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">annual basis to maintain a </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">particular percentage allocation </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">among the Subaccounts.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company may discontinue, modify, or suspend the availability </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">of the Asset Reallocation Option at any time.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">You may not have in effect at the same time Dollar Cost Averaging </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">and Asset Reallocation Options, if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account is included in </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">one of those two options.</span></div></div></td></tr> <tr style="height:62pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Waiver of </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawal </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Charge</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">The Company will waive the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawal charge in the event of </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">confinement to a Hospital or </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Nursing Facility or Terminal </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Illness, subject to certain </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">conditions</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company reserves the right to have the Contract</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">examined by a physician of its choice and at its expense to </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">determine if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner is eligible for a waiver.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The waiver is not available in California.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The Terminal Illness waiver is not available in New Jersey.</span></div></div></td></tr> <tr style="height:88pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Loans</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">You may be able to borrow </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">money under your Contract using </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Contract Value as the only </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">security for the loan.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">Annual net loan </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">interest of up to </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">2.50</span><span style="color:#000000;font-family:Arial;font-size:8pt;">%.</span></div></div></td> <td style="padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Only available to participants in a tax deferred retirement plan that </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">allows participant loans.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Loans are subject to a variety of limitations, including restrictions </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">as to the loan amount, the loan’s duration, the rate of interest, and </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the manner of repayment.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Collateral in the Loan Account does not participate in the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">investment experience of the Subaccounts, which can impact the </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Contract Value</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> and death benefit, even if the loan is repaid in full.</span></div></div></td></tr></table> true true true true true true true <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Standard </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">– Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Issue Age 75 </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">or Younger</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a death benefit equal to </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the greatest of (1) all Purchase </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Payments less any withdrawals </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(including withdrawal charges), </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(2) the Contract Value, or (3) the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">stepped-up death benefit, which </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">is the largest death benefit on any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract anniversary that is a </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">multiple of six and that occurs </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">prior to the oldest Owner </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">attaining age 76, plus Purchase </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Payments made and less </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawals taken since the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">applicable Contract anniversary.</span> 0 <span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit will be reduced by any outstanding </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Debt</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, any pro rata account administration charge and any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">uncollected premium tax.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">For </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contracts in effect for six Contract Years or more as of May 1, </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">1991, the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract anniversary immediately preceding May 1, </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">1991, is deemed to be the sixth </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract anniversary for purposes </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">of determining the stepped-up death benefit.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The stepped-up death benefit will not be included as part of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">death benefit calculation if death occurs prior to the end of the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">sixth </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The calculation of this death benefit differs for </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contracts issued in </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Florida.</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Standard </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">– Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Issue Age 76 </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">and Older</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a death benefit equal to </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the greater of all Purchase </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Payments less any withdrawals </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">(including withdrawal charges), or </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Contract Value.</span> 0 <span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit will be reduced by any outstanding </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Debt</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, any pro rata account administration charge and any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">uncollected premium tax.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The calculation of this death benefit differs for </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contracts issued in </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Florida. </span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Systematic </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawals</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows you to set up automatic </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">periodic payments from your </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value.</span> 0 <span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Each payment must be at least $100 (unless we consent </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">otherwise).</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">This option may be elected at any time after the first </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year, </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">or during the first </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Year, if Contract Value is $40,000 or </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">more at the time of election.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Withdrawals may be subject to income tax and penalties.</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Dollar Cost </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Averaging </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Option</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows the systematic transfer of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">a specified dollar amount or </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">percentage of Contract Value </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">among Subaccounts and the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account, if available.</span> 0 <span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The minimum amount that may be transferred to any one </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Subaccount</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> is $25.00.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company may discontinue, modify, or suspend Dollar Cost </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Averaging at any time.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">You may not have in effect at the same time Dollar Cost Averaging </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">and Asset Reallocation Options, if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account is included in </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">one of those two options.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Transfers can be made for a fixed period of time, until the total </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">amount elected has been transferred, or until the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value in </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Subaccount from which transfers are made has been depleted.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">After termination of Dollar Cost Averaging for any reason, before </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reinstating Dollar Cost Averaging, you must wait at least one month </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">if transfers were monthly, at least one quarter if transfers were </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">quarterly, at least six months if transfers were semiannual, and at </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">least one year if transfers were annual.</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Asset </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Reallocation </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Option</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows you to automatically </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">transfer Contract Value on a </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">monthly, quarterly, semiannual or </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">annual basis to maintain a </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">particular percentage allocation </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">among the Subaccounts.</span> 0 <span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company may discontinue, modify, or suspend the availability </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">of the Asset Reallocation Option at any time.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">You may not have in effect at the same time Dollar Cost Averaging </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">and Asset Reallocation Options, if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account is included in </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">one of those two options.</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Waiver of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawal </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Charge</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">The Company will waive the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">withdrawal charge in the event of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">confinement to a Hospital or </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Nursing Facility or Terminal </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Illness, subject to certain </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">conditions</span> 0 <span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company reserves the right to have the Contract</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">examined by a physician of its choice and at its expense to </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">determine if the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Owner is eligible for a waiver.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The waiver is not available in California.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The Terminal Illness waiver is not available in New Jersey.</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Loans</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">You may be able to borrow </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">money under your Contract using </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Contract Value as the only </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">security for the loan.</span> 0.0250 <span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Only available to participants in a tax deferred retirement plan that </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">allows participant loans.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Loans are subject to a variety of limitations, including restrictions </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">as to the loan amount, the loan’s duration, the rate of interest, and </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the manner of repayment.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Collateral in the Loan Account does not participate in the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">investment experience of the Subaccounts, which can impact the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Contract Value</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> and death benefit, even if the loan is repaid in full.</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Loans </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If you own a Contract issued in connection with a retirement plan that is qualified under Section 403(b) of the Internal Revenue Code, you may be able to borrow money under your Contract using the Contract Value as the only security for the loan. You may obtain a loan by submitting a proper written request to the Company. A loan must be taken and repaid prior to the Annuity Commencement Date. The minimum loan that may be taken is $1,000 ($500 for Contracts issued in New Jersey). The maximum amount of all loans on all contracts combined is generally equal to the lesser of: (1) $50,000 reduced by the excess of: (a) the highest outstanding loan balance within the preceding 12-month period ending on the day before the date the loan is made; over (b) the outstanding loan balance on the date the loan is made; or (2) 50% of the Contract Values or $10,000, whichever is greater (the $10,000 limit is not available for Contracts issued under a 403(b) Plan subject to the Employee Retirement Income Security Act of 1974 (ERISA)). For loans issued under plans that are subject to ERISA, the maximum amount of all loans is the lesser of: (1) $50,000 reduced by the excess of: (a) the highest outstanding loan balance within the preceding 12-month period ending on the day before the date the loan is made; over (b) the outstanding loan balance on the date the loan is made; or (2) 50% of your Contract Value. In any case, the maximum loan balance outstanding at any time may not exceed 80% of Contract Value, and the Company reserves the right to limit to one the number of loans outstanding at any time. The Internal Revenue Code requires aggregation of all loans made to an individual employee under a single employer plan. However, since the Company has no information concerning </span><span style="color:#000000;font-family:Arial;font-size:10pt;">outstanding loans with other providers, we are only be able to use information available under annuity contracts issued by us, and you will be responsible for determining your loan limits considering loans from other providers. If your Contract was issued pursuant to a 403(b) plan, we generally are required to confirm, with your 403(b) plan sponsor or otherwise, that loans you request comply with applicable tax requirements and to decline requests that are not in compliance. Reference should be made to the terms of your particular Qualified Plan for any additional loan restrictions. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Upon receipt by the Company of a written loan application and agreement and subject to the Company’s </span><span style="color:#000000;font-family:Arial;font-size:10pt;">approval (which approval or disapproval may be postponed for up to six months after receipt of the loan application), Contract Value in an amount equal to the loan amount is withdrawn from the Subaccounts and/or the Fixed Account proportionately as it is currently invested in the Subaccounts and/or the Fixed Account and transferred into an account called the “Loan Account.” Amounts allocated to the Loan Account earn 3.0% on an annual basis. In addition, 10% of the loaned amount will be held in the Fixed Account as security for the loan and will earn the Current Rate under Fixed Account. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Interest will be charged for the loan and will accrue on the loan balance from the effective date of any loan. The </span><span style="color:#000000;font-family:Arial;font-size:10pt;">loan interest rate will be equal to 5% (5.5% if your Contract was issued prior to January 4, 1999). The net cost of a loan is the interest rate charged by the Company less the interest rate credited. We are not responsible for determining whether this interest rate is “reasonable” as required by ERISA for loans under ERISA covered 403(b) plans. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Loans must be repaid within five years, unless the loan is used to acquire your principal residence, in which case </span><span style="color:#000000;font-family:Arial;font-size:10pt;">the loan must be repaid within 30 years. In either event, your loan must be repaid prior to the Annuity Commencement Date. You must make loan repayments on at least a quarterly basis, and you may prepay your loan at any time. There is no required minimum payment. Upon receipt of a loan payment, the Company will transfer Contract Value from the Loan Account to the Fixed Account and/or the Subaccounts according to your current instructions with respect to Purchase Payments in an amount equal to the amount by which the payment reduces the amount of the loan outstanding. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If you do not make any required loan payment within 30 days of the due date for loans with a monthly repayment </span><span style="color:#000000;font-family:Arial;font-size:10pt;">schedule or within 90 days of the due date for loans with a quarterly repayment schedule, your total outstanding loan balance will be deemed to be in default for tax reporting purposes. The entire loan balance, with any accrued interest, will be reported as income to the Internal Revenue Service (“IRS”) on form 1099R for the year in which the default occurred. The Company may agree to extend these deadlines for late payments within any limits imposed by IRS regulations. This deemed distribution may be subject to a 10% penalty tax, which is imposed upon distributions prior to the Owner attaining age 59½. Once a loan has defaulted, regularly scheduled loan payments will not be accepted by the Company. No new loans will be allowed while a loan is in default. Interest will continue to accrue on a loan in default. Contract Value equal to the amount of the accrued interest will be transferred to the Loan Account. If a loan continues to be in default, the total outstanding balance may be deducted from Contract Value on or after the Contract Owner attains age 59½. The Contract will terminate automatically if the outstanding loan balance of a loan in default equals or exceeds the Withdrawal Value. The Contract Value will be used to repay the loan and any applicable withdrawal charges. Because of the adverse tax consequences associated with defaulting on a loan, you should carefully consider your ability to repay the loan and should consult with a tax adviser before requesting a loan. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">While the amount to secure the loan is held in the Loan Account, you forego the investment experience of the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Subaccounts and the Current Rate of interest on the Fixed Account. The Contract Value at surrender and the death proceeds payable will be reduced by the amount of any outstanding Contract Debt plus accrued interest. Loans, therefore, can affect the Contract Value and benefits linked to the Contract Value, whether or not the loan is repaid. Outstanding Contract Debt will reduce the amount of proceeds paid upon full withdrawal, upon payment of the death benefit, and upon annuitization. In addition, no partial withdrawal will be processed which would result in the withdrawal of Contract Value from the Loan Account. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">In the event that you elect to exchange your Contract for a contract of another company, you will need to either </span><span style="color:#000000;font-family:Arial;font-size:10pt;">pay off your loan prior to the exchange or incur tax consequences in that you will be deemed to have received a taxable distribution in the amount of the outstanding loan balance. You should consult with your tax advisor on the effect of a loan.</span> <span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">The Fixed Account</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:2pt;margin-left:0%;margin-top:1.0pt;position:relative;text-align:left;top:-2pt;width:517pt;"/><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The Fixed Account is not available in all states. If the Fixed Account is available under your Contract, you may </span><span style="color:#000000;font-family:Arial;font-size:10pt;">allocate all or a portion of your Purchase Payments and transfer Contract Value to the Fixed Account. Amounts allocated to the Fixed Account become part of the Company’s General Account, which supports the Company’s insurance and annuity obligations. The General Account is subject to regulation and supervision by the Kansas Insurance Department and is also subject to the insurance laws and regulations of other jurisdictions in which the Contract is distributed. In reliance on certain exemptive and exclusionary provisions, interests in the Fixed Account have not been registered as securities under the Securities Act of 1933 (the “1933 Act”) and the Fixed Account has not been registered as an investment company under the Investment Company Act of 1940 (the “1940 Act”). Accordingly, neither the Fixed Account nor any interests therein are generally subject to the provisions of the 1933 Act or the 1940 Act. This disclosure, however, is subject to certain generally applicable provisions of the federal securities laws relating to the accuracy and completeness of statements made in this Prospectus. This Prospectus is generally intended to serve as a disclosure document only for aspects of a Contract involving the Separate Account and contains only selected information regarding the Fixed Account. For more information regarding the Fixed Account, see “The Contract.” </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Amounts allocated to the Fixed Account become part of the General Account of the Company, which consists of </span><span style="color:#000000;font-family:Arial;font-size:10pt;">all assets owned by the Company other than those in the Separate Account and other separate accounts of the Company. Subject to applicable law, the Company has sole discretion over investment of the assets of its General Account. Please note that any amounts we guarantee in connection with the Fixed Account are subject to our financial strength and claims-paying ability. </span><span style="font-family:Arial;font-size:10pt;margin-left:18pt;">Information regarding the features of each currently offered Fixed option, including (i) its name, (ii) its term, and </span><span style="font-family:Arial;font-size:10pt;">(iii) its minimum guaranteed interest rate, is available in Appendix A: Investment Options Available Under the Contract.</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Interest </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Contract Value allocated to the Fixed Account earns interest at a fixed rate or rates that are paid by the Company. The Contract Value in the Fixed Account earns interest at an interest rate that is guaranteed to be at least a specified minimum (“Guaranteed Rate”). The Guaranteed Rate accrues daily and ranges from an annual effective rate of 1% to 3% based upon the state in which the Contract is issued and the requirements of that state. Such interest will be paid regardless of the actual investment experience of the Fixed Account. The principal, after charges and deductions, also is guaranteed. In addition, the Company may in its discretion pay interest at a rate </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(“Current Rate”) that exceeds the Guaranteed Rate. The Company will determine the Current Rate, if any, from time to time. Because the Company may declare a Current Rate in its sole discretion, you assume the risk that interest credited to Contract Value in the Fixed Account may not exceed the Guaranteed Rate. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Contract Value allocated or transferred to the Fixed Account will earn interest at the Guaranteed Rate (or </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Current Rate, if any), in effect on the date such portion of Contract Value is allocated or transferred to the Fixed Account. Because the Company may, in its sole discretion, anticipate changing the Current Rate from time to time, Contract Value allocated or transferred to the Fixed Account at one point in time may be credited with a different Current Rate than amounts allocated or transferred to the Fixed Account at another point in time. For example, amounts allocated to the Fixed Account in June may be credited with a different Current Rate than amounts allocated to the Fixed Account in July. Therefore, at any time, various portions of your Contract Value in the Fixed Account may be earning interest at different Current Rates depending upon the point in time such portions were allocated or transferred to the Fixed Account. The Company bears the investment risk for the Contract Value allocated to the Fixed Account and for paying interest at the Guaranteed Rate on amounts allocated to the Fixed Account. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">For purposes of determining the interest rates to be credited on Contract Value in the Fixed Account, </span><span style="color:#000000;font-family:Arial;font-size:10pt;">withdrawals, loans or transfers from the Fixed Account will be deemed to be taken from Purchase Payments and Contract Value allocated to the Fixed Account on a first in, first out basis. For more information about transfers and withdrawals from the Fixed Account, see the discussion of the Fixed Account options below. For more information about transfers and withdrawals from the Fixed Account, see “Transfers and Withdrawals From the Fixed Account.” </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If permitted by your Contract, the Company may discontinue accepting Purchase Payments or transfers into the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Fixed Account at any time.</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Death Benefit </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The death benefit under the Contract will be determined in the same fashion for a Contract that has Contract Value allocated to the Fixed Account as for a Contract that has Contract Value allocated to the Subaccounts. See “Death Benefit.”</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Contract Charges </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Premium taxes, if any, withdrawal charges and the account administration charge will be the same for Owners who allocate Purchase Payments or transfer Contract Value to the Fixed Account as for those who allocate Purchase Payments or transfer Contract Value to the Subaccounts. The charges for mortality and expense risks and the administration charge will not be assessed against the Fixed Account, and any amounts that the Company pays for income taxes allocable to the Subaccounts will not be charged against the Fixed Account. In addition, you will not pay directly or indirectly the investment advisory fees and other operating expenses of the Underlying Funds to the extent Contract Value is allocated to the Fixed Account; however, you will not participate in the investment experience of the Subaccounts.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Transfers and Withdrawals from the Fixed Account </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">You may transfer amounts from the Subaccounts to the Fixed Account and from the Fixed Account to the Subaccounts, subject to the following limitations. Transfers from the Fixed Account are limited in a Contract Year to not more than the greatest of: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">1.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">$5,000, </span><span style="color:#000000;font-family:Arial;font-size:10pt;">2.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">one-third of the Contract Value allocated to the Fixed Account at the time of the first transfer from the Fixed Account in the Contract Year, or </span><span style="color:#000000;font-family:Arial;font-size:10pt;">3.</span><span style="color:#000000;font-family:Arial;font-size:10pt;">120% of the amount transferred from the Fixed Account during the previous Contract Year. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Company reserves the right for a period of time to allow transfers from the Fixed Account in amounts that exceed the limits set forth above (“Waiver Period”). In any Contract Year following such a Waiver Period, the total dollar amount that may be transferred from the Fixed Account is the greatest of: (1) above; (2) above; or (3) 120% of the lesser of: (i) the dollar amount transferred from the Fixed Account in the previous Contract Year; or (ii) the maximum dollar amount that would have been allowed in the previous Contract Year under the transfer provisions above absent the Waiver Period. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The minimum amount that you may transfer from the Fixed Account to the Subaccounts is the lesser of (i) $500 </span><span style="color:#000000;font-family:Arial;font-size:10pt;">or (ii) the amount of Contract Value allocated to the Fixed Account. Transfer of Contract Value pursuant to the Asset Reallocation Option is not currently subject to any minimums. The minimum transfer under the Dollar Cost Averaging Option is $25. The Company reserves the right to limit the number of transfers permitted each Contract Year to 14 transfers and to limit the amount that may be subject to transfer. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Effective February 1, 2009, for Contracts that provide for a Guaranteed Rate of 4% or higher and permit limits on </span><span style="color:#000000;font-family:Arial;font-size:10pt;">transfers, the Company will limit the number of transfers to the Fixed Account in any Contract Year to $10,000 or 50% of your Contract Value at the beginning of such Contract Year, whichever is greater. The foregoing limit on transfers does not include transfers occurring before February 1, 2009, or transfers under an Automatic Asset Reallocation or Dollar Cost Averaging option, provided that such option as initially implemented or subsequently amended by the Owner does not violate the limit. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">You may also make full or partial withdrawals to the same extent as if you had allocated Contract Value to the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Subaccounts. However, no partial withdrawal request will be processed which would result in the withdrawal of Contract Value from the Loan Account. See “Full and Partial Withdrawals” and “Systematic Withdrawals.” In addition, to the same extent as Contract Owners with Contract Value in the Subaccounts, the Owner of a Contract used in connection with a Qualified Plan may obtain a loan if so permitted under the terms of the Qualified Plan. See “Loans.”</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Payments from the Fixed Account </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Full and partial withdrawals, loans, and transfers from the Fixed Account may be delayed for up to six months after a request in good order is received by the Company at its Administrative Office. During the period of deferral, interest at the applicable interest rate or rates will continue to be credited to the amounts allocated to the Fixed Account.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;">APPENDIX A </span><span style="font-family:Arial;font-size:16pt;font-weight:bold;">Investment Options Available Under the Contract</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:2pt;margin-left:0%;margin-top:1.0pt;position:relative;text-align:left;top:-2pt;width:517pt;"/><span style="font-family:Arial;font-size:12pt;font-weight:bold;">Underlying Funds </span><span style="font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span><span style="font-family:Arial;font-size:10pt;">The following is a list of Underlying Funds available under the Contract. More information about the Underlying Funds is available in the prospectuses for the Underlying Funds, which may be amended or updated from time to time, and can be found online at https://vpx.broadridge.com/GetContract1.asp?doctype=pros&amp;cid=sblife&amp;fid=814121109. You can view, download, and print copies of Underlying Fund documents at this website. You can also request this information at no cost by calling 1-800-888-2461 or by sending an email request to SBLProspectusRequests@securitybenefit.com. </span></span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The current expenses and performance information below reflect the fees and expenses of the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Underlying Funds, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Underlying Fund’s past performance is not necessarily an indication of future performance. Updated performance information is available online at https://www.securitybenefit.com/performance.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:38pt;"> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span><span style="font-family:Arial;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:156.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Average Annual</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Total Returns</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:54pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon IP Technology Growth – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon Investment Adviser, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Newton Investment Management North </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">America, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">27.87%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">8.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">16.97%</span></div></div></div></td></tr> <tr style="height:43pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Variable Growth – Class II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Templeton Fund Adviser, LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Investments, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.13%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">13.10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">4.98%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.20%</span></div></div></div></td></tr> <tr style="height:43pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Variable Small Cap Growth – Class I</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Templeton Fund Adviser, LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Investments, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.81%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.23%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:2.01pt;">-0.17%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.38%</span></div></div></div></td></tr> <tr style="height:43pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">High Yield Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim VIF High Yield</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim Partners Investment Management, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.57%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">6.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">4.16%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">5.55%</span></div></div></div></td></tr> <tr style="height:43pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Intermediate </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Term Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim VIF Total Return Bond</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim Partners Investment Management, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.04%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.48%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:2.01pt;">-0.21%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.13%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. American Value – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">20.76%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">17.56%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.01%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Comstock – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">17.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">15.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">11.67%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Discovery Mid Cap Growth – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.11%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">4.53%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.64%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">11.10%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Balanced/Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Equity and Income – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.82%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">8.68%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">8.64%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. EQV International Equity – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">16.23%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.42%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">5.95%</span></div></div></div></td></tr> <tr style="height:43pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Global Real Estate – Series I</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Asset Management Limited</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">1.73%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">2.44%</span></div></div></div></td></tr> <tr style="height:31pt;"> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Money Market</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Government Money Market – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.63%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.76%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">2.85%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">1.77%</span><span style="font-family:Arial;font-size:9pt;line-height:11pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:38pt;"> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span><span style="font-family:Arial;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">1</span></div></div></td> <td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:156.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Average Annual</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Total Returns</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Government </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Government Securities – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.95%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">6.95%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:2.01pt;">-0.22%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">1.34%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Health Care – Series I</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.99%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">15.33%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">6.58%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Blend</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Main Street Mid Cap Fund</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.19%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">8.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">8.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.08%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Main Street Small Cap Fund</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.09%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">8.44%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">8.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.31%</span></div></div></div></td></tr> <tr style="height:54pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">LVIP American Century Ultra – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lincoln Financial Investments Corporation</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Century Investment </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.92%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.67%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">11.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">17.00%</span></div></div></div></td></tr> <tr style="height:54pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">LVIP American Century Value – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lincoln Financial Investments Corporation</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Century Investment </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.90%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">15.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">11.47%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.07%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIT II Research International – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.22%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">21.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">5.25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.27%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Balanced/Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIT Total Return – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.91%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">6.16%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.36%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIT Utilities – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.04%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">14.76%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.38%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.22%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Multi Cap Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA All Cap Value Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.87%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">11.12%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.40%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Large Cap Value Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.05%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">14.16%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.88%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Large Core Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.16%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">16.43%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">13.65%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">14.25%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Large Growth Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.17%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">17.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">13.89%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">17.04%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Mid Growth Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.18%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">2.17%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">4.48%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.63%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Small Cap Value Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.29%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">8.47%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.65%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Small Growth Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.42%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">6.58%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">2.59%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">8.89%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA SMid-Cap Value Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.18%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.97%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA World Equity Income Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.18%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">22.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">11.42%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.99%</span></div></div></div></td></tr> <tr style="height:31pt;"> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Neuberger Berman Quality Equity Portfolio – Class S</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Neuberger Berman Investment Advisers LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.12%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">13.43%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.54%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.66%</span><span style="font-family:Arial;font-size:9pt;line-height:11pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:38pt;"> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span><span style="font-family:Arial;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">1</span></div></div></td> <td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:156.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Average Annual</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Total Returns</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:43pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT All Asset – Administrative Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Research Affiliates LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">2.22%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">14.20%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">5.60%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">6.77%</span></div></div></div></td></tr> <tr style="height:43pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT CommodityRealReturn Strategy – Adminis-</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">trative Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">3.38%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">18.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.55%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">6.54%</span></div></div></div></td></tr> <tr style="height:43pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT International Bond Portfolio (U.S. </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Dollar-Hedged) – Administrative Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.09%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.95%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">1.03%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">2.88%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Short Term </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Low Duration – Administrative Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.66%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">5.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">1.57%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">1.79%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Inflation-</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Protected Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Real Return – Administrative Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">1.21%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.21%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Royce Micro-Cap – Investment Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Royce &amp; Associates, LP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.22%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">13.89%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.17%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.14%</span></div></div></div></td></tr> <tr style="height:23pt;"> <td colspan="6" style="background-color:#BFBFBF;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:517.0pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:9pt;">Certain Investment Portfolios and their investment advisers have entered into temporary expense reimbursement and/or fee waivers. Please </span></div> <div style="margin-left:3pt;margin-right:1pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:9pt;">see the Investment Portfolios’ prospectuses for additional information regarding these arrangements</span></div></div></td></tr></table> <span style="font-family:Arial;font-size:10pt;">The following is a list of Underlying Funds available under the Contract. More information about the Underlying Funds is available in the prospectuses for the Underlying Funds, which may be amended or updated from time to time, and can be found online at https://vpx.broadridge.com/GetContract1.asp?doctype=pros&amp;cid=sblife&amp;fid=814121109. You can view, download, and print copies of Underlying Fund documents at this website. You can also request this information at no cost by calling 1-800-888-2461 or by sending an email request to SBLProspectusRequests@securitybenefit.com. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The current expenses and performance information below reflect the fees and expenses of the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Underlying Funds, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Underlying Fund’s past performance is not necessarily an indication of future performance. Updated performance information is available online at https://www.securitybenefit.com/performance.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:38pt;"> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span><span style="font-family:Arial;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:156.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Average Annual</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Total Returns</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:54pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon IP Technology Growth – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon Investment Adviser, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Newton Investment Management North </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">America, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">27.87%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">8.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">16.97%</span></div></div></div></td></tr> <tr style="height:43pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Variable Growth – Class II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Templeton Fund Adviser, LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Investments, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.13%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">13.10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">4.98%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.20%</span></div></div></div></td></tr> <tr style="height:43pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Variable Small Cap Growth – Class I</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Templeton Fund Adviser, LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Investments, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.81%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.23%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:2.01pt;">-0.17%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.38%</span></div></div></div></td></tr> <tr style="height:43pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">High Yield Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim VIF High Yield</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim Partners Investment Management, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.57%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">6.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">4.16%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">5.55%</span></div></div></div></td></tr> <tr style="height:43pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Intermediate </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Term Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim VIF Total Return Bond</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim Partners Investment Management, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.04%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.48%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:2.01pt;">-0.21%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.13%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. American Value – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">20.76%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">17.56%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.01%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Comstock – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">17.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">15.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">11.67%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Discovery Mid Cap Growth – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.11%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">4.53%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.64%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">11.10%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Balanced/Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Equity and Income – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.82%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">8.68%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">8.64%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. EQV International Equity – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">16.23%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.42%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">5.95%</span></div></div></div></td></tr> <tr style="height:43pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Global Real Estate – Series I</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Asset Management Limited</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">1.73%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">2.44%</span></div></div></div></td></tr> <tr style="height:31pt;"> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Money Market</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Government Money Market – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.63%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.76%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">2.85%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">1.77%</span><span style="font-family:Arial;font-size:9pt;line-height:11pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:38pt;"> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span><span style="font-family:Arial;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">1</span></div></div></td> <td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:156.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Average Annual</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Total Returns</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Government </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Government Securities – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.95%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">6.95%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:2.01pt;">-0.22%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">1.34%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Health Care – Series I</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.99%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">15.33%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">6.58%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Blend</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Main Street Mid Cap Fund</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.19%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">8.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">8.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.08%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Main Street Small Cap Fund</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> – Series II</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.09%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">8.44%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">8.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.31%</span></div></div></div></td></tr> <tr style="height:54pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">LVIP American Century Ultra – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lincoln Financial Investments Corporation</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Century Investment </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.92%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.67%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">11.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">17.00%</span></div></div></div></td></tr> <tr style="height:54pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">LVIP American Century Value – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lincoln Financial Investments Corporation</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Century Investment </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.90%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">15.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">11.47%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.07%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIT II Research International – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.22%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">21.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">5.25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.27%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Balanced/Asset </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIT Total Return – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.91%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">6.16%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.36%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIT Utilities – Service Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.04%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">14.76%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.38%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.22%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Multi Cap Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA All Cap Value Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.87%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">11.12%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.40%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Large Cap Value Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.05%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">14.16%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.88%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Large Core Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.16%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">16.43%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">13.65%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">14.25%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Large Growth Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.17%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">17.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">13.89%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">17.04%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Mid Growth Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.18%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">2.17%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">4.48%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.63%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Small Cap Value Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.29%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">8.47%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.65%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Small Growth Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.42%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">6.58%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">2.59%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">8.89%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA SMid-Cap Value Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.18%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.97%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA World Equity Income Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.18%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">22.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">11.42%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.99%</span></div></div></div></td></tr> <tr style="height:31pt;"> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Neuberger Berman Quality Equity Portfolio – Class S</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Neuberger Berman Investment Advisers LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.12%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">13.43%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.54%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.66%</span><span style="font-family:Arial;font-size:9pt;line-height:11pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:38pt;"> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span><span style="font-family:Arial;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">1</span></div></div></td> <td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:156.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Average Annual</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Total Returns</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:43pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT All Asset – Administrative Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Research Affiliates LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">2.22%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">14.20%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">5.60%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">6.77%</span></div></div></div></td></tr> <tr style="height:43pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT CommodityRealReturn Strategy – Adminis-</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">trative Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">3.38%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">18.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.55%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">6.54%</span></div></div></div></td></tr> <tr style="height:43pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT International Bond Portfolio (U.S. </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Dollar-Hedged) – Administrative Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.09%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.95%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">1.03%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">2.88%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Short Term </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Low Duration – Administrative Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.66%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">5.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">1.57%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">1.79%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Inflation-</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Protected Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Real Return – Administrative Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">1.21%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.21%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:235pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Royce Micro-Cap – Investment Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Royce &amp; Associates, LP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.22%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">13.89%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.17%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.14%</span></div></div></div></td></tr> <tr style="height:23pt;"> <td colspan="6" style="background-color:#BFBFBF;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:517.0pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:9pt;">Certain Investment Portfolios and their investment advisers have entered into temporary expense reimbursement and/or fee waivers. Please </span></div> <div style="margin-left:3pt;margin-right:1pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:9pt;">see the Investment Portfolios’ prospectuses for additional information regarding these arrangements</span></div></div></td></tr></table> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon IP Technology Growth – Service Class</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">BNY Mellon Investment Adviser, Inc.</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Newton Investment Management North </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">America, LLC</span> 0.0107 0.2787 0.0896 0.1697 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Variable Growth – Class II</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Templeton Fund Adviser, LLC</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Investments, LLC</span> 0.0113 0.1310 0.0498 0.0720 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Variable Small Cap Growth – Class I</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Franklin Templeton Fund Adviser, LLC</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">ClearBridge Investments, LLC</span> 0.0081 0.0923 -0.0017 0.0938 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">High Yield Bond</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim VIF High Yield</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim Partners Investment Management, </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">LLC</span> 0.0157 0.0684 0.0416 0.0555 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Intermediate </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Term Bond</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim VIF Total Return Bond</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Guggenheim Partners Investment Management, </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">LLC</span> 0.0104 0.0748 -0.0021 0.0313 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Value</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. American Value – Series II</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0114 0.2076 0.1756 0.1201 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Comstock – Series II</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0100 0.1714 0.1514 0.1167 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Growth</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Discovery Mid Cap Growth – Series II</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0111 0.0453 0.0364 0.1110 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Balanced/Asset </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Equity and Income – Series II</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0082 0.1252 0.0868 0.0864 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Equity</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. EQV International Equity – Series II</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0115 0.1623 0.0342 0.0595 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Global Real Estate – Series I</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Asset Management Limited</span> 0.0102 0.0785 0.0173 0.0244 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Money Market</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Government Money Market – Series II</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0063 0.0376 0.0285 0.0177 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Government </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Government Securities – Series II</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0095 0.0695 -0.0022 0.0134 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Health Care – Series I</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0099 0.1533 0.0380 0.0658 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Blend</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Main Street Mid Cap Fund</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> – Series II</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0119 0.0896 0.0883 0.0908 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Main Street Small Cap Fund</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> – Series II</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0109 0.0844 0.0807 0.1031 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">LVIP American Century Ultra – Service Class</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lincoln Financial Investments Corporation</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Century Investment </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management, Inc.</span> 0.0092 0.1267 0.1152 0.1700 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">LVIP American Century Value – Service Class</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Lincoln Financial Investments Corporation</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">American Century Investment </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management, Inc.</span> 0.0090 0.1585 0.1147 0.1007 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Equity</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIT II Research International – Service Class</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Massachusetts Financial Services Company</span> 0.0122 0.2175 0.0525 0.0727 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Balanced/Asset </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIT Total Return – Service Class</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Massachusetts Financial Services Company</span> 0.0096 0.1091 0.0616 0.0736 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">®</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> VIT Utilities – Service Class</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Massachusetts Financial Services Company</span> 0.0104 0.1476 0.0738 0.0922 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Multi Cap Value</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA All Cap Value Series</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span> 0.0115 0.1287 0.1112 0.1040 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Large Cap Value Series</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span> 0.0105 0.1416 0.1215 0.1088 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Large Core Series</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span> 0.0116 0.1643 0.1365 0.1425 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Large Growth Series</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span> 0.0117 0.1702 0.1389 0.1704 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Growth</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Mid Growth Series</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span> 0.0118 0.0217 0.0448 0.1063 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Small Cap Value Series</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span> 0.0129 0.0330 0.0847 0.0765 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Small Growth Series</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span> 0.0142 0.0658 0.0259 0.0889 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Value</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA SMid-Cap Value Series</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span> 0.0118 0.0735 0.0930 0.0997 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Equity</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA World Equity Income Series</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span> 0.0118 0.2275 0.1142 0.0999 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Neuberger Berman Quality Equity Portfolio – Class S</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Neuberger Berman Investment Advisers LLC</span> 0.0112 0.1343 0.1254 0.1266 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT All Asset – Administrative Class</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Research Affiliates LLC</span> 0.0222 0.1420 0.0560 0.0677 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT CommodityRealReturn Strategy – Adminis-</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">trative Class</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span> 0.0338 0.1879 0.1055 0.0654 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT International Bond Portfolio (U.S. </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Dollar-Hedged) – Administrative Class</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span> 0.0109 0.0395 0.0103 0.0288 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Short Term </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Bond</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Low Duration – Administrative Class</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span> 0.0066 0.0552 0.0157 0.0179 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Inflation-</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Protected Bond</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Real Return – Administrative Class</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management Company LLC</span> 0.0139 0.0785 0.0121 0.0321 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Royce Micro-Cap – Investment Class</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Royce &amp; Associates, LP</span> 0.0122 0.1389 0.0917 0.1014 <span style="font-family:Arial;font-size:8pt;margin-left:9pt;">Certain Investment Portfolios and their investment advisers have entered into temporary expense reimbursement and/or fee waivers. Please </span><span style="font-family:Arial;font-size:8pt;margin-left:9pt;">see the Investment Portfolios’ prospectuses for additional information regarding these arrangements</span> <span style="font-family:Arial;font-size:12pt;font-weight:bold;">Fixed Option </span><span style="font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="font-family:Arial;font-size:10pt;">The following is a list of Fixed Options currently available under the Contract. We may change the features of the Fixed Options listed below, offer new Fixed Options, and terminate existing Fixed Options. We will provide you with written notice before doing so. Depending on the optional benefits you choose, you may not be able to invest in the Fixed Options, as noted below. </span><span style="font-family:Arial;font-size:10pt;">See “The Fixed Account” in the prospectus for a description of the Fixed Investment Options’ features.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:17pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:121.85pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:57.6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;font-weight:bold;">Name</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:176.05pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:57.6pt;margin-right:57.6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;font-weight:bold;">Term</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:219.1pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:57.6pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;font-weight:bold;">Minimum Guaranteed Interest Rate</span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:121.85pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:57.6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;">Fixed Account</span></div></div></td> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:176.05pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:57.6pt;margin-right:57.6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">Not applicable</span></div></div></td> <td style="background-color:#BFBFBF;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:219.1pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:57.6pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">1%</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:17pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:121.85pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:57.6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;font-weight:bold;">Name</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:176.05pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:57.6pt;margin-right:57.6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;font-weight:bold;">Term</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:219.1pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:57.6pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;font-weight:bold;">Minimum Guaranteed Interest Rate</span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:121.85pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:57.6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;">Fixed Account</span></div></div></td> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:176.05pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:57.6pt;margin-right:57.6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">Not applicable</span></div></div></td> <td style="background-color:#BFBFBF;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:219.1pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:57.6pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">1%</span></div></div></td></tr></table> <span style="font-family:Arial;font-size:9.5pt;">Fixed Account</span> 0.01