0001091459 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member vip:RiskOfLossMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member vip:NotShortTermInvestmentRiskMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member vip:InvestmentOptionsRiskMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member vip:InsuranceCompanyRiskMember 2026-04-29 2026-04-29 0001091459 sbli:StandardDeathBenefitContractissueAge76andOlderMember sbli:C000027883Member 2026-04-29 2026-04-29 0001091459 sbli:AutomaticInvestmentProgramMember sbli:C000027883Member 2026-04-29 2026-04-29 0001091459 sbli:StandardDeathBenefitContractIssueAge75orYoungerMember sbli:C000027883Member 2026-04-29 2026-04-29 0001091459 sbli:SystematicWithdrawalsMember sbli:C000027883Member 2026-04-29 2026-04-29 0001091459 sbli:AssetReallocationOptionMember sbli:C000027883Member 2026-04-29 2026-04-29 0001091459 sbli:DollarCostAveragingOptionMember sbli:C000027883Member 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member sbli:GoldmanSachsVITSmallCapEquityInsightsInstitutionalClassMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member sbli:GoldmanSachsVITStrategicGrowthInstitutionalClassMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member sbli:InvescoVIEQVInternationalEquitySeriesIMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member sbli:InvescoVIGlobalRealEstateSeriesIMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member sbli:JanusHendersonVITResearchServiceClassMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member sbli:NAAAllCapValueSeriesMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member sbli:NAALargeCapValueSeriesMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member sbli:NAASMidCapValueSeriesMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member sbli:NAAWorldEquityIncomeSeriesMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member sbli:NeubergerBermanQualityEquityPortfolioClassSMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member sbli:PIMCOVITRealReturnAdministrativeClassMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member sbli:PIMCOVITTotalReturnAdministrativeClassMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member sbli:RydexVIFEnergyServicesMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member sbli:TRowePriceMidCapGrowthMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member sbli:FixedAccountMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member sbli:RiskofInvestmentLossMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member sbli:ShortTermInvestmentRiskWithdrawalRiskMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member sbli:SubaccountRiskMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member sbli:PurchasePaymentRiskMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member sbli:FinancialStrengthandClaimsPayingAbilityRiskMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member sbli:BusinessDisruptionandCybersecurityRiskMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member sbli:TaxConsequencesRiskMember 2026-04-29 2026-04-29 0001091459 sbli:C000027883Member vip:ContractChangesRiskMember 2026-04-29 2026-04-29 0001091459 vip:StandardDeathBenefitMember sbli:C000027883Member 2026-04-29 2026-04-29 pure iso4217:USD 0001091459 false 2026-04-29 N-4 N-4 SBL VARIABLE ANNUITY ACCOUNT XI <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;"> <tr style="height:14.5pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Top;width:79pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="4" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">FEES, EXPENSES, AND ADJUSTMENTS</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Top;width:115pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Location in Prospectus</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;"> <tr style="height:58pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:79pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges or </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Adjustments for </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Early </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Withdrawals?</span></div></div></td> <td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">No.</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> The Company does not assess a withdrawal charge on full or partial </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">withdrawals.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:115pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Fee Table</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Fee Table – Examples</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;"> <tr style="height:35.5pt;"> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:79pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Transaction </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges?</span></div></div></td> <td colspan="4" style="border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:323pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">No.</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> There are no charges for other transactions.</span></div></div></td> <td style="padding-bottom:2pt;vertical-align:Top;width:115pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Not Applicable </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;"> <tr style="height:47pt;"> <td rowspan="5" style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:79pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Ongoing Fees </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">and Expenses?</span></div></div></td> <td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> The table below describes the current fees and expenses of the Contract </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">that you may pay </span><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">each year</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">, depending on the Investment Options you choose. </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Please refer to your Contract specifications page for information about the </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">specific fees you will pay each year based on the options you have elected.</span></div></div></td> <td rowspan="5" style="padding-bottom:4pt;vertical-align:Top;width:115pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Fee Table – Examples</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges and Deductions </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">– Mortality and Expense </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Risk Charge</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges and Deductions </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">– Administration and </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Distribution Charge</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Appendix A – Underlying </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Funds Available Under </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">the Contract</span></div></div></td></tr> <tr style="height:15pt;"> <td colspan="2" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:213pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Annual Fee</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Minimum</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Maximum</span></div></div></td></tr> <tr style="height:15pt;"> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:213pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Base Contract</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;">1.04%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;">1.04%</span></div></div></td></tr> <tr style="height:26pt;"> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:213pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Investment options</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">(Underlying Fund fees and expenses)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;">0.90%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;">2.19%</span></div></div></td></tr> <tr style="height:45pt;"> <td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:9.0pt;">As a percentage of Contract Value allocated to the Separate Account. The Base </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:9.0pt;">Contract Expenses do not reflect any applicable Platform Charge, which is an annual </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:9.0pt;">charge deducted from </span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value invested in certain Subaccounts.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">2</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:9.0pt;">As a percentage of Underlying Fund average net assets.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;"> <tr style="height:65pt;"> <td rowspan="3" style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:79pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">There are no optional benefits available under this Contract.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Because your Contract is customizable, the choices you make affect how much </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">you will pay. To help you understand the cost of owning your Contract, the </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">following table shows the lowest and highest cost you could pay </span><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">each year </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">based on current charges.</span></div></div></td> <td rowspan="3" style="padding-bottom:4pt;vertical-align:Top;width:115pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:15pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:158pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Lowest Annual Cost: </span><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$1,727.36</span></div></div></td> <td colspan="3" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:165pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Highest Annual Cost: </span><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$2,707.23</span></div></div></td></tr> <tr style="height:101.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:158pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Investment of $100,000</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">5% annual appreciation</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Least expensive combination of </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Base </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract charge and </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Underlying Fund</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> fees and </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">expenses</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No additional </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">transfers or withdrawals</span></div></div></td> <td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:165pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Investment of $100,000</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">5% annual appreciation</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Most expensive combination of Base </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Contract</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> charge and Underlying </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Fund</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> fees and expenses</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No additional </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">transfers or withdrawals</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;"> <tr style="height:58pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:79pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges or </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Adjustments for </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Early </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Withdrawals?</span></div></div></td> <td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">No.</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> The Company does not assess a withdrawal charge on full or partial </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">withdrawals.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:115pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Fee Table</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Fee Table – Examples</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;"> <tr style="height:35.5pt;"> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:79pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Transaction </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges?</span></div></div></td> <td colspan="4" style="border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:323pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">No.</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> There are no charges for other transactions.</span></div></div></td> <td style="padding-bottom:2pt;vertical-align:Top;width:115pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Not Applicable </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;"> <tr style="height:47pt;"> <td rowspan="5" style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:79pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Ongoing Fees </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">and Expenses?</span></div></div></td> <td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> The table below describes the current fees and expenses of the Contract </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">that you may pay </span><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">each year</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">, depending on the Investment Options you choose. </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Please refer to your Contract specifications page for information about the </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">specific fees you will pay each year based on the options you have elected.</span></div></div></td> <td rowspan="5" style="padding-bottom:4pt;vertical-align:Top;width:115pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Fee Table – Examples</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges and Deductions </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">– Mortality and Expense </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Risk Charge</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Charges and Deductions </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">– Administration and </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Distribution Charge</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Appendix A – Underlying </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Funds Available Under </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">the Contract</span></div></div></td></tr> <tr style="height:15pt;"> <td colspan="2" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:213pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Annual Fee</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Minimum</span></div></div></td> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Maximum</span></div></div></td></tr> <tr style="height:15pt;"> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:213pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Base Contract</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;">1.04%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;">1.04%</span></div></div></td></tr> <tr style="height:26pt;"> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:213pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Investment options</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">(Underlying Fund fees and expenses)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;">0.90%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:55pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;">2.19%</span></div></div></td></tr> <tr style="height:45pt;"> <td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:9.0pt;">As a percentage of Contract Value allocated to the Separate Account. The Base </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:9.0pt;">Contract Expenses do not reflect any applicable Platform Charge, which is an annual </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:9.0pt;">charge deducted from </span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value invested in certain Subaccounts.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">2</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:9.0pt;">As a percentage of Underlying Fund average net assets.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;"> <tr style="height:65pt;"> <td rowspan="3" style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:79pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">There are no optional benefits available under this Contract.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Because your Contract is customizable, the choices you make affect how much </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">you will pay. To help you understand the cost of owning your Contract, the </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">following table shows the lowest and highest cost you could pay </span><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">each year </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">based on current charges.</span></div></div></td> <td rowspan="3" style="padding-bottom:4pt;vertical-align:Top;width:115pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:15pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:158pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Lowest Annual Cost: </span><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$1,727.36</span></div></div></td> <td colspan="3" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:165pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Highest Annual Cost: </span><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$2,707.23</span></div></div></td></tr> <tr style="height:101.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:158pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Investment of $100,000</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">5% annual appreciation</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Least expensive combination of </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Base </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract charge and </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Underlying Fund</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> fees and </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">expenses</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No additional </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">transfers or withdrawals</span></div></div></td> <td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:165pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Investment of $100,000</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">5% annual appreciation</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Most expensive combination of Base </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Contract</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> charge and Underlying </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Fund</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> fees and expenses</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No additional </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">transfers or withdrawals</span></div></div></td></tr></table> 0.0104 0.0104 0.0090 0.0219 <span style="font-family:Arial;font-size:8pt;margin-left:9.0pt;">As a percentage of Contract Value allocated to the Separate Account. The Base </span><span style="font-family:Arial;font-size:8pt;margin-left:9.0pt;">Contract Expenses do not reflect any applicable Platform Charge, which is an annual </span><span style="font-family:Arial;font-size:8pt;margin-left:9.0pt;">charge deducted from </span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value invested in certain Subaccounts.</span> <span style="font-family:Arial;font-size:8pt;margin-left:9.0pt;">As a percentage of Underlying Fund average net assets.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:517pt;table-layout:auto;"> <tr style="height:65pt;"> <td rowspan="3" style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:79pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td colspan="4" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:323pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">There are no optional benefits available under this Contract.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Because your Contract is customizable, the choices you make affect how much </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">you will pay. To help you understand the cost of owning your Contract, the </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">following table shows the lowest and highest cost you could pay </span><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">each year </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">based on current charges.</span></div></div></td> <td rowspan="3" style="padding-bottom:4pt;vertical-align:Top;width:115pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:15pt;"> <td style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:158pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Lowest Annual Cost: </span><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$1,727.36</span></div></div></td> <td colspan="3" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:165pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Highest Annual Cost: </span><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$2,707.23</span></div></div></td></tr> <tr style="height:101.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:158pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Investment of $100,000</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">5% annual appreciation</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Least expensive combination of </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Base </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract charge and </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Underlying Fund</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> fees and </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">expenses</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No additional </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">transfers or withdrawals</span></div></div></td> <td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:165pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Investment of $100,000</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">5% annual appreciation</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Most expensive combination of Base </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Contract</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> charge and Underlying </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Fund</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> fees and expenses</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">No additional </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments, </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">transfers or withdrawals</span></div></div></td></tr></table> 1727.36 2707.23 <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:14.5pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:79.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:322pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">RISKS</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:115.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Location in Prospectus</span></div></div></td></tr> <tr style="height:47pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.625pt;vertical-align:Top;width:79.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Is There a Risk </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">of Loss from </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Poor </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Performance?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.625pt;vertical-align:Top;width:322pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> You can lose money by investing in this Contract, including loss of </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">principal.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.625pt;vertical-align:Top;width:115.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Principal Risks of </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Investing in the Contract</span></div></div></td></tr> <tr style="height:71pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:79.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Is this a </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Short-Term </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Investment?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:322pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">No.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">This </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract is not designed for short-term investing and is not appropriate </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">for an investor who needs ready access to cash.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Withdrawals will reduce the value of your </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Tax deferral is more beneficial to investors with a long time horizon.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:115.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">The Contract – General</span></div></div></td></tr> <tr style="height:93pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:79.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">What are the </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Risks </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Associated with </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">the Investment </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Options?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:322pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">An investment in this </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract is subject to the risk of poor investment </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">performance. Performance can vary depending on the performance of the </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Investment Options that are available under the </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Each investment option, including the </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fixed Account (if available), has its </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">own unique risks.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">You should review the Investment Options before making an investment </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">decision.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:115.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Appendix A – Underlying </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Funds Available Under </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">the Contract</span></div></div></td></tr> <tr style="height:79.5pt;"> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:79.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">What are the </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Risks Related to </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">the Insurance </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Company?</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:322pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">An investment in the Contract is subject to the risks related to us, Security </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Benefit Life Insurance Company. Any obligations, guarantees or benefits of the </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract are subject to our claims-paying ability. If we experience financial </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">distress, we may not be able to meet our obligations to you. More information </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">about Security Benefit Life Insurance Company, including our financial strength </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">ratings, is available upon request by calling 1-800-888-2461 or visiting </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">www.securitybenefit.com.</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:115.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Information About the </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Company, the Separate </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Account, and the </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Underlying Funds – </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Security Benefit Life </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Insurance Company </span></div></div></td></tr></table> <span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> You can lose money by investing in this Contract, including loss of </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">principal.</span> <span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">No.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">This </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract is not designed for short-term investing and is not appropriate </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">for an investor who needs ready access to cash.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Withdrawals will reduce the value of your </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Tax deferral is more beneficial to investors with a long time horizon.</span> <span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">An investment in this </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract is subject to the risk of poor investment </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">performance. Performance can vary depending on the performance of the </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Investment Options that are available under the </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Each investment option, including the </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Fixed Account (if available), has its </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">own unique risks.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">You should review the Investment Options before making an investment </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">decision.</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">An investment in the Contract is subject to the risks related to us, Security </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Benefit Life Insurance Company. Any obligations, guarantees or benefits of the </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract are subject to our claims-paying ability. If we experience financial </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">distress, we may not be able to meet our obligations to you. More information </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">about Security Benefit Life Insurance Company, including our financial strength </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">ratings, is available upon request by calling 1-800-888-2461 or visiting </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">www.securitybenefit.com.</span> <span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Certain investment options may not be available under your </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Certain </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Subaccounts prohibit you from transferring out and back in the same </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">Subaccount</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;"> within a period of calendar days.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">We reserve the right to limit your transfers to 14 in a </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract Year, to </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">suspend transfers and limit the transfer amounts, and to limit transfers in </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">circumstances of frequent or large transfers.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">We reserve the right to add, remove or substitute the </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Underlying Funds </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">available as investment options under the </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">We reserve the right to refuse any </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payment, to further limit your </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">ability to make subsequent </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments with advance notice, and to </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">require our prior approval before accepting </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Purchase Payments.</span> <span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">No.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">There are no optional benefits available under this </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract.</span> <span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Consult with a tax professional to determine the tax implications of an </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">investment in and payments received under the </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">If you purchased the </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract through a tax-qualified plan or IRA, you do not </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">get any additional tax benefit deferral under the </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract.</span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="font-family:Arial;font-size:9pt;margin-left:3.07pt;">Earnings on your </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract are taxed at ordinary income tax rates when you </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">withdraw them, and you may have to pay a penalty if you take a withdrawal </span><span style="font-family:Arial;font-size:9pt;margin-left:9.0pt;">before age 59½.</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Your investment professional may receive compensation for selling this </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Contract to you, in the form of commissions, additional payments, and </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">non-cash compensation. We may share the revenue we earn on this Contract </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">with your investment professional’s firm. This conflict of interest may influence </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">your investment professional to recommend this Contract over another </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">investment for which the investment professional is not compensated or is </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">compensated less.</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Some investment professionals may have a financial incentive to offer you a </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">new contract in place of the one you already own. You should only exchange a </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">contract you already own if you determine, after comparing the features, fees </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">and risks of both contracts, and any fees or penalties to terminate the existing </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">contract, that it is better for you to purchase the new contract rather than </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">continue to own your existing contract.</span> <span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">Fee Table</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:2pt;margin-left:0%;margin-top:1.0pt;position:relative;text-align:left;top:-2pt;width:517pt;"/><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:18pt;">The following tables describe the fees and expenses that you will pay when buying, owning, </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;">surrendering, or making withdrawals from an Investment Option or from the Contract. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected. </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:18pt;">The first table describes the fees and expenses that you will pay at the time that you buy the </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;">Contract, surrender or make withdrawals from an Investment Option or from the Contract, or transfer Contract Value between Investment Options. State premium taxes may also be deducted.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Transaction Expenses</span> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:42.94pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Charge</span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Sales Load Imposed on Purchase Payments</span></div></div></td> <td style="background-color:#BFBFBF;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:42.94pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">None </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:42.94pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Charge</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charge (as a percentage of amount withdrawn attributable to Purchase Payments)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:42.94pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Transfer Processing Fee (per transfer)</span></div></div></td> <td style="background-color:#BFBFBF;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:42.94pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">None</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:18pt;">The next table describes the fees and expenses that you will pay </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">each year</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> during the time that you own the Contract (not including Underlying Fund fees and expenses).</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Annual Contract Expenses</span> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:523.99pt;"> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:49.93pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Charge</span></div></div></td></tr> <tr style="height:15pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Administrative Expenses</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:49.93pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">None</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Base Contract Expenses (as a percentage of average Contract Value)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:49.93pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">1.39%</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:68pt;"> <td colspan="2" style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:523.99pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:11pt;margin-left:0.0pt;">  </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">This charge is comprised of both an annual mortality and expense risk charge and an annual administration and distribution charge. The </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">mortality and expense risk charge is 0.45% and is deducted daily. The maximum administration and distribution charge ranges from 0.59% to </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">0.94% and is deducted daily. The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company currently charges an administration and distribution charge of 0.91% for all Subaccounts except the </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Guggenheim VIF Large Cap Value, Guggenheim VIF World Equity Income, Guggenheim VIF All Cap Value and Guggenheim VIF SMid Cap </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Value </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Subaccounts, for which the Company charges an annual rate of 0.56%.The Base Contract Expenses do not reflect any applicable </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Platform Charge, which is an annual charge deducted from </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value invested in certain Subaccounts.</span></div></div></td></tr></table><span style="font-family:Arial;font-size:10pt;font-weight:bold;margin-left:18pt;">The next table below shows the minimum and maximum total operating expenses charged by the </span><span style="font-family:Arial;font-size:10pt;font-weight:bold;">Underlying Funds that you may pay periodically during the time that you own the Contract. Expenses shown may change over time and may be higher or lower in the future. These amounts include applicable Platform Charges if you choose to invest in certain Underlying Funds. A complete list of Underlying Funds available under the Contract, including their annual expenses, may be found in Appendix A to this Prospectus.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Annual Underlying Fund Expenses</span> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:14.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:418.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:48.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:418.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Annual Underlying Fund Expenses (expenses deducted from Underlying Fund assets include </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">management fees, distribution (12b-1) fees, service fees and other expenses)</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:48.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.00pt;">0.90%</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.00pt;">2.19%</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:418.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Net Annual Underlying Fund Expenses (after contractual waivers/reimbursements)</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:48.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;">0.90%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;">2.14%</span></div></div></td></tr> <tr style="height:26.5pt;"> <td colspan="3" style="padding-bottom:1.5pt;padding-top:1.875pt;vertical-align:Middle;width:517.00pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:12pt;">Certain of the </span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">Underlying Funds have entered into contractual expense waiver or reimbursement arrangements that reduce fund expenses </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:12pt;">during the period of the arrangement. These arrangements vary in length and are in place at least through April 30, 2027.</span></div></div></td></tr></table> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Transaction Expenses</span> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:42.94pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Charge</span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Sales Load Imposed on Purchase Payments</span></div></div></td> <td style="background-color:#BFBFBF;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:42.94pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">None </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:42.94pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Charge</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Surrender Charge (as a percentage of amount withdrawn attributable to Purchase Payments)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:42.94pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">None</span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Transfer Processing Fee (per transfer)</span></div></div></td> <td style="background-color:#BFBFBF;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:42.94pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">None</span></div></div></td></tr></table> 0 0 0 <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Annual Contract Expenses</span> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:523.99pt;"> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:49.93pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Charge</span></div></div></td></tr> <tr style="height:15pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Administrative Expenses</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:49.93pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.00pt;">None</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:474.06pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:0.0pt;">Base Contract Expenses (as a percentage of average Contract Value)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:49.93pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;">1.39%</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:68pt;"> <td colspan="2" style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:523.99pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:11pt;margin-left:0.0pt;">  </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">This charge is comprised of both an annual mortality and expense risk charge and an annual administration and distribution charge. The </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">mortality and expense risk charge is 0.45% and is deducted daily. The maximum administration and distribution charge ranges from 0.59% to </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">0.94% and is deducted daily. The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company currently charges an administration and distribution charge of 0.91% for all Subaccounts except the </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Guggenheim VIF Large Cap Value, Guggenheim VIF World Equity Income, Guggenheim VIF All Cap Value and Guggenheim VIF SMid Cap </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Value </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Subaccounts, for which the Company charges an annual rate of 0.56%.The Base Contract Expenses do not reflect any applicable </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Platform Charge, which is an annual charge deducted from </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value invested in certain Subaccounts.</span></div></div></td></tr></table> 0 0.0139 <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">This charge is comprised of both an annual mortality and expense risk charge and an annual administration and distribution charge. The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">mortality and expense risk charge is 0.45% and is deducted daily. The maximum administration and distribution charge ranges from 0.59% to </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">0.94% and is deducted daily. The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company currently charges an administration and distribution charge of 0.91% for all Subaccounts except the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Guggenheim VIF Large Cap Value, Guggenheim VIF World Equity Income, Guggenheim VIF All Cap Value and Guggenheim VIF SMid Cap </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Value </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Subaccounts, for which the Company charges an annual rate of 0.56%.The Base Contract Expenses do not reflect any applicable </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Platform Charge, which is an annual charge deducted from </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value invested in certain Subaccounts.</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Annual Underlying Fund Expenses</span> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:14.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:418.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:48.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:25pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:418.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Annual Underlying Fund Expenses (expenses deducted from Underlying Fund assets include </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">management fees, distribution (12b-1) fees, service fees and other expenses)</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:48.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.00pt;">0.90%</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.00pt;">2.19%</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:418.51pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Net Annual Underlying Fund Expenses (after contractual waivers/reimbursements)</span><span style="font-family:Arial;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:48.49pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;">0.90%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.875pt;padding-top:1.875pt;vertical-align:Middle;width:50pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;">2.14%</span></div></div></td></tr> <tr style="height:26.5pt;"> <td colspan="3" style="padding-bottom:1.5pt;padding-top:1.875pt;vertical-align:Middle;width:517.00pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:12pt;">Certain of the </span><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">Underlying Funds have entered into contractual expense waiver or reimbursement arrangements that reduce fund expenses </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:12pt;">during the period of the arrangement. These arrangements vary in length and are in place at least through April 30, 2027.</span></div></div></td></tr></table> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Annual Underlying Fund Expenses (expenses deducted from Underlying Fund assets include </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">management fees, distribution (12b-1) fees, service fees and other expenses)</span> 0.0090 0.0219 3258.59 9949.81 16880.00 35307.70 3258.59 3258.59 9949.81 9949.81 16880.00 16880.00 35307.70 35307.70 1969.68 6091.71 10469.86 22642.69 1969.68 1969.68 6091.71 6091.71 10469.86 10469.86 22642.69 22642.69 <span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">Principal Risks of Investing in the Contract</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:2pt;margin-left:0%;margin-top:1.0pt;text-align:left;top:16pt;width:517pt;"/><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Risk of Investment Loss —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Contract involves risks, including possible loss of principal. You bear the risk of any decline in the Contract Value resulting from the performance of the Subaccounts you have chosen. Your losses could be significant. This risk could have a significant negative impact on certain benefits and guarantees under the Contract. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">This Contract is not a deposit or obligation of, or guaranteed or endorsed by, any bank. This Contract is not </span><span style="color:#000000;font-family:Arial;font-size:10pt;">federally insured by the Federal Deposit Insurance Corporation, the Federal Reserve Board, or any other agency.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Short-Term Investment Risk/Withdrawal Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">This Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. If you plan to withdraw money or surrender the Contract for short-term needs, it may not be the right contract for you. A tax may be assessed on withdrawals and surrenders, and it could be substantial. If you make a withdrawal prior to age 59½, there may be adverse tax consequences, including a 10% IRS penalty tax. A total withdrawal (surrender) will result in the termination of your Contract and any benefits. The benefits of tax deferral long-term income, and living benefit protections mean that this Contract is more beneficial to investors with a long time horizon.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Subaccount Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Amounts that you invest in the Subaccounts are subject to the risk of poor investment performance. You assume the investment risk. Generally, if the Subaccounts that you select make money, your Contract Value goes up, and if they lose money, your Contract Value goes down. Each Subaccount’s performance depends on the performance of its Underlying Fund. Each Underlying Fund has its own investment risks, and you are exposed to the Underlying Fund’s investment risks when you invest in a Subaccount. You are responsible for selecting Subaccounts that are appropriate for you based on your own individual circumstances, investment goals, financial situation, and risk tolerance. The investment risks are described in the prospectuses for the Underlying Funds.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Purchase Payment Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Your ability to make subsequent Purchase Payments is subject to restrictions. We reserve the right to refuse any Purchase Payment, to further limit your ability to make subsequent Purchase Payments with advance notice, and to require our prior approval before accepting Purchase Payments. There is no guarantee that you will always be permitted to make Purchase Payments.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Financial Strength and Claims-Paying Ability Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">All guarantees under the Contract that are paid from our General Account (including under any Fixed Account option) are subject to our financial strength and claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you.</span><span style="font-family:Arial;font-size:12pt;font-weight:bold;">Business Disruption and Cybersecurity Risk —</span><span style="font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="font-family:Arial;font-size:10pt;">Our business is highly dependent upon the effective operation of our computer systems and those of our business partners, so our business is vulnerable to systems failures and cyber-attacks. Systems failures and cyber-attacks may adversely affect us, your Contract, and your Contract Value. In addition to cybersecurity risks, we are exposed to the risk that natural and man-made disasters, pandemics (like COVID-19), catastrophes, geopolitical disputes and military actions may significantly disrupt our business operations and our ability to administer the Contract. There can be no assurance that we or our service providers will be able to successfully avoid negative impacts associated with systems failures, cyber-attacks, or natural and man-made disasters, pandemics and catastrophes. We note that there may be an increased risk of cyberattacks during periods of geopolitical or military conflicts. For more information about these risks, see “More About the Contract –</span><span style="font-family:Arial;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial;font-size:10pt;">Business Disruption and Cybersecurity Risks.”</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Tax Consequences Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Withdrawals are generally taxable (to the extent of any earnings on the Contract), and prior to age 59½ a tax penalty may apply. In addition, even if the Contract is held for years before any withdrawal is made, the withdrawals are taxable as ordinary income rather than capital gains.</span><span style="font-family:Arial;font-size:12pt;font-weight:bold;">Contract Changes Risk —</span><span style="font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="font-family:Arial;font-size:10pt;">From time to time, we make changes to the Contract. We may limit the number of transfers to 14 in a Contract Year. We may restrict your ability to make subsequent Purchase Payments. We may limit the number of loans you may have outstanding at any time. We reserve the right to add, remove or substitute the Underlying Funds available as investment options under the Contract in accordance with applicable law. We may change the investment restrictions under certain optional benefits, and we may stop offering for purchase any currently available optional benefit at any time.</span><span style="font-family:Arial;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Risk of Investment Loss —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Contract involves risks, including possible loss of principal. You bear the risk of any decline in the Contract Value resulting from the performance of the Subaccounts you have chosen. Your losses could be significant. This risk could have a significant negative impact on certain benefits and guarantees under the Contract. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">This Contract is not a deposit or obligation of, or guaranteed or endorsed by, any bank. This Contract is not </span><span style="color:#000000;font-family:Arial;font-size:10pt;">federally insured by the Federal Deposit Insurance Corporation, the Federal Reserve Board, or any other agency.</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Short-Term Investment Risk/Withdrawal Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">This Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. If you plan to withdraw money or surrender the Contract for short-term needs, it may not be the right contract for you. A tax may be assessed on withdrawals and surrenders, and it could be substantial. If you make a withdrawal prior to age 59½, there may be adverse tax consequences, including a 10% IRS penalty tax. A total withdrawal (surrender) will result in the termination of your Contract and any benefits. The benefits of tax deferral long-term income, and living benefit protections mean that this Contract is more beneficial to investors with a long time horizon.</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Subaccount Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Amounts that you invest in the Subaccounts are subject to the risk of poor investment performance. You assume the investment risk. Generally, if the Subaccounts that you select make money, your Contract Value goes up, and if they lose money, your Contract Value goes down. Each Subaccount’s performance depends on the performance of its Underlying Fund. Each Underlying Fund has its own investment risks, and you are exposed to the Underlying Fund’s investment risks when you invest in a Subaccount. You are responsible for selecting Subaccounts that are appropriate for you based on your own individual circumstances, investment goals, financial situation, and risk tolerance. The investment risks are described in the prospectuses for the Underlying Funds.</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Purchase Payment Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Your ability to make subsequent Purchase Payments is subject to restrictions. We reserve the right to refuse any Purchase Payment, to further limit your ability to make subsequent Purchase Payments with advance notice, and to require our prior approval before accepting Purchase Payments. There is no guarantee that you will always be permitted to make Purchase Payments.</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Financial Strength and Claims-Paying Ability Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">All guarantees under the Contract that are paid from our General Account (including under any Fixed Account option) are subject to our financial strength and claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you.</span> <span style="font-family:Arial;font-size:12pt;font-weight:bold;">Business Disruption and Cybersecurity Risk —</span><span style="font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="font-family:Arial;font-size:10pt;">Our business is highly dependent upon the effective operation of our computer systems and those of our business partners, so our business is vulnerable to systems failures and cyber-attacks. Systems failures and cyber-attacks may adversely affect us, your Contract, and your Contract Value. In addition to cybersecurity risks, we are exposed to the risk that natural and man-made disasters, pandemics (like COVID-19), catastrophes, geopolitical disputes and military actions may significantly disrupt our business operations and our ability to administer the Contract. There can be no assurance that we or our service providers will be able to successfully avoid negative impacts associated with systems failures, cyber-attacks, or natural and man-made disasters, pandemics and catastrophes. We note that there may be an increased risk of cyberattacks during periods of geopolitical or military conflicts. For more information about these risks, see “More About the Contract –</span><span style="font-family:Arial;font-size:10pt;line-height:12pt;"> </span><span style="font-family:Arial;font-size:10pt;">Business Disruption and Cybersecurity Risks.”</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Tax Consequences Risk —</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Withdrawals are generally taxable (to the extent of any earnings on the Contract), and prior to age 59½ a tax penalty may apply. In addition, even if the Contract is held for years before any withdrawal is made, the withdrawals are taxable as ordinary income rather than capital gains.</span> <span style="font-family:Arial;font-size:12pt;font-weight:bold;">Contract Changes Risk —</span><span style="font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="font-family:Arial;font-size:10pt;">From time to time, we make changes to the Contract. We may limit the number of transfers to 14 in a Contract Year. We may restrict your ability to make subsequent Purchase Payments. We may limit the number of loans you may have outstanding at any time. We reserve the right to add, remove or substitute the Underlying Funds available as investment options under the Contract in accordance with applicable law. We may change the investment restrictions under certain optional benefits, and we may stop offering for purchase any currently available optional benefit at any time.</span><span style="font-family:Arial;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Dollar Cost Averaging Option </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">For no additional charge, prior to the Annuity Start Date, you may dollar cost average your Contract Value by authorizing the Company to make periodic transfers of Contract Value from any one Subaccount to one or more of the other Subaccounts. Dollar cost averaging is a systematic method of investing in which securities are purchased at regular intervals in fixed dollar amounts so that the cost of the securities gets averaged over time and possibly over various market cycles. The option will result in the transfer of Contract Value from one Subaccount to one or more of the other Subaccounts. Amounts transferred under this option will be credited at the price of the Subaccount as of the end of the Valuation Dates on which the transfers are effected. Since the price of a Subaccount’s Accumulation Units will vary, the amounts transferred to a Subaccount will result in the crediting of a greater number of units when the price is low and a lesser number of units when the price is high. Similarly, the amounts transferred from a Subaccount will result in a debiting of a greater number of units when the price is low and a lesser number of units when the price is high. Dollar cost averaging does not guarantee profits, nor does it assure that you will not have losses. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">A Dollar Cost Averaging form is available upon request. On the form, you must designate whether Contract </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Value is to be transferred on the basis of a specific dollar amount, a fixed period or earnings only, the Subaccount or Subaccounts to and from which the transfers will be made, the desired frequency of the transfers, which may be on a monthly, quarterly, semiannual or annual basis, and the length of time during which the transfers shall continue or the total amount to be transferred over time. The minimum amount that may be transferred to any one Subaccount is $25.00. The Company does not require that transfers be continued over any minimum period of time, although typically dollar cost averaging would extend over a period of at least one year. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">After the Company has received a Dollar Cost Averaging request in proper form at its Administrative Office, the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Company will transfer Contract Value in the amounts you designate from the Subaccount from which transfers are to be made to the Subaccount or Subaccounts you have chosen. The Company will effect each transfer on the date you specify or if no date is specified, on the monthly, quarterly, semiannual or annual anniversary, whichever corresponds to the period selected, as of the date of receipt at the Administrative Office of a Dollar Cost Averaging request in proper form. Transfers will be made until the total amount elected has been transferred, or until Contract Value in the Subaccount from which transfers are made has been depleted. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">You may make changes to the option by writing to the Company’s Administrative Office or by telephone provided </span><span style="color:#000000;font-family:Arial;font-size:10pt;">the proper form is completed, signed, and received by the Company. You may instruct the Company at any time to terminate the option by written request to the Company’s Administrative Office. In that event, the Contract Value in the Subaccount from which transfers were being made that has not been transferred will remain in that Subaccount unless you instruct us otherwise. If you wish to continue transferring on a dollar cost averaging basis after the expiration of the applicable period, the total amount elected has been transferred, or the Subaccount has been depleted, or after the Dollar Cost Averaging Option has been canceled, a new Dollar Cost Averaging form must be completed and sent to the Administrative Office. The Company requires that you wait at least one month if transfers were made on a monthly basis, or one quarter if transfers were made on a quarterly, semiannual or annual basis, before reinstating Dollar Cost Averaging after it has been terminated for any reason. The Company may discontinue, modify, or suspend the Dollar Cost Averaging Option at any time. The Company does not currently charge a fee for this option. If you elect the Dollar Cost Averaging Option, you may also elect the Asset Reallocation Option. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">You may also dollar cost average Contract Value to or from the Fixed Account. You may not have in effect at the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">same time Dollar Cost Averaging and Asset Reallocation Options if the Fixed Account is included in one of these two options.</span><span style="color:#000000;font-family:Arial;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Asset Reallocation Option </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">For no additional charge, prior to the Annuity Start Date, you may authorize the Company to automatically transfer Contract Value on a monthly, quarterly, semiannual or annual basis to maintain a particular percentage allocation among the Subaccounts. The Contract Value allocated to each Subaccount will grow or decline in value at different rates during the selected period, and Asset Reallocation automatically reallocates the Contract Value in the Subaccounts to the allocation you selected on a monthly, quarterly, semiannual or annual basis, as you select. Asset Reallocation is intended to transfer Contract Value from those Subaccounts that have increased in value to those Subaccounts that have declined in value. Over time, this method of investing may help you buy low and sell high. This investment method does not guarantee profits, nor does it assure that you will not have losses. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">To elect this option an Asset Reallocation request in proper form must be received by the Company at its </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Administrative Office. An Asset Reallocation form is available upon request. On the form, you must indicate the applicable Subaccounts, the applicable time period and the percentage of Contract Value to be allocated to each Subaccount. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Upon receipt of the Asset Reallocation form, the Company will effect a transfer or, in the case of a new Contract, </span><span style="color:#000000;font-family:Arial;font-size:10pt;">will allocate the initial Purchase Payment among the Subaccounts based upon the percentages that you selected. Thereafter, the Company will transfer Contract Value to maintain that allocation on each monthly, quarterly, semiannual or annual anniversary, as applicable, as of the date of the Company’s receipt of the Asset Reallocation request in proper form. The amounts transferred will be credited at the price of the Subaccount as of the end of the Valuation Date on which the transfer is effected. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">You may make changes to the option by writing to the Company’s Administrative Office or by telephone provided </span><span style="color:#000000;font-family:Arial;font-size:10pt;">the proper form is completed, signed, and received at the Company’s Administrative Office. You may instruct the Company at any time to terminate this option by written request to the Company’s Administrative Office. In that event, the Contract Value in the Subaccounts that has not been transferred will remain in those Subaccounts regardless of the percentage allocation unless you instruct us otherwise. If you wish to continue Asset Reallocation after it has been canceled, a new Asset Reallocation form must be completed and sent to the Company’s Administrative Office. The Company may discontinue, modify, or suspend, and reserves the right to charge a fee, for the Asset Reallocation Option at any time. The Company does not currently charge a fee for this option. If you elect the Asset Reallocation Option, you may also elect the Dollar Cost Averaging Option. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Contract Value allocated to the Fixed Account may be included in the Asset Reallocation Option. You may not </span><span style="color:#000000;font-family:Arial;font-size:10pt;">have in effect at the same time Dollar Cost Averaging and Asset Reallocation Options if the Fixed Account is included in one of these two options.</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Systematic Withdrawals </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">For no additional charge, the Company currently offers a feature under which you may select systematic withdrawals. Under this feature, you may elect to receive systematic withdrawals during your lifetime and before the Annuity Start Date by sending a properly completed Scheduled Systematic Withdrawal form to the Company at the Administrative Office. This option may be elected at any time. You may designate the systematic withdrawal amount as a percentage of Contract Value allocated to the Subaccounts and/or Fixed Account, as a fixed period, as a specified dollar amount, as all earnings in the Contract, or based upon your life expectancy. You also may designate the desired frequency of the systematic withdrawals, which may be monthly, quarterly, semiannual or annual. You may stop or modify systematic withdrawals upon proper written request received by the Company at the Administrative Office at least 30 days in advance of the requested date of termination or modification. A proper request must include the written consent of any effective assignee. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Each systematic withdrawal must be at least $100. Upon payment, your Contract Value will be reduced by an </span><span style="color:#000000;font-family:Arial;font-size:10pt;">amount equal to the payment proceeds plus any applicable premium tax. In no event will the amount of a systematic withdrawal exceed the Withdrawal Value. The Contract will automatically terminate if a systematic withdrawal causes your Withdrawal Value to equal zero. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If you are enrolled in the Dollar Cost Averaging or Asset Reallocation Options, you may not elect to receive </span><span style="color:#000000;font-family:Arial;font-size:10pt;">systematic withdrawals from any Subaccount that is part of the Dollar Cost Averaging or Asset Reallocation Options. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">In no event will payment of a systematic withdrawal exceed the Contract Value less any applicable withdrawal </span><span style="color:#000000;font-family:Arial;font-size:10pt;">charges, any uncollected premium taxes and any pro rata account administration charge (the “Withdrawal Value”). </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">The Contract will automatically terminate if a systematic withdrawal causes the Contract’s Withdrawal Value to equal zero. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The Company will effect each systematic withdrawal as of the end of the Valuation Period during which the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">withdrawal is scheduled. The deduction caused by the systematic withdrawal will be allocated to your Contract Value in the Subaccounts and the Fixed Account, as you have directed. If you do not specify the allocation, the Company </span><span style="color:#000000;font-family:Arial;font-size:10pt;">will deduct the systematic withdrawal in the same proportion that Contract Value is allocated among the Subaccounts and the Fixed Account. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The Company may, at any time, discontinue, modify, suspend or charge a fee for systematic withdrawals. You </span><span style="color:#000000;font-family:Arial;font-size:10pt;">should consider carefully the tax consequences of a systematic withdrawal, including the 10% penalty tax that may be imposed on withdrawals made prior to the Participant attaining age 59½. See “Federal Tax Matters.”</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Death Benefit </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">One should consider the following provisions carefully when choosing the Designated Beneficiary, Annuitant or any Joint Annuitant, as well as before changing any of these parties. Naming different persons as Annuitant(s) and Designated Beneficiary(ies) can have important impacts on whether the death benefit is paid, and on who would receive it. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If you die prior to the Annuity Start Date, the Company will pay the death benefit proceeds to your Designated </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Beneficiary upon receipt of due proof of your death and instructions regarding payment to the Designated Beneficiary. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If your surviving spouse is your sole Designated Beneficiary, your spouse may elect to continue your account in </span><span style="color:#000000;font-family:Arial;font-size:10pt;">force, subject to certain limitations. If your spouse so elects, the Contract Date of your account will not change, and any death benefit payable after this election will be calculated using the same Contract Date. See “Distribution Requirements” below. If your death occurs on or after the Annuity Start Date, any applicable death benefit will terminate at the Annuity Start Date without value. See “Annuity Options.” </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The death benefit proceeds will be the death benefit reduced by any uncollected premium tax. If you die prior to </span><span style="color:#000000;font-family:Arial;font-size:10pt;">the Annuity Start Date and you were 75 or younger on the Contract Date, the amount of the death benefit will be the greatest of: </span><span style="color:#000000;font-family:Arial;font-size:8pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The sum of all Purchase Payments, less any reductions caused by previous withdrawals, </span><span style="color:#000000;font-family:Arial;font-size:8pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:10pt;">Your Contract Value on the Valuation Date due proof of death and instructions regarding payment are received by the Company, or </span><span style="color:#000000;font-family:Arial;font-size:8pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The stepped-up death benefit, if applicable. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The stepped-up death benefit is: </span><span style="color:#000000;font-family:Arial;font-size:8pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The largest death benefit on any Contract anniversary that is both an exact multiple of five (i.e., fifth Contract anniversary, tenth Contract anniversary, fifteenth Contract anniversary, etc.) and occurs prior to your attaining age 76, plus </span><span style="color:#000000;font-family:Arial;font-size:8pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:10pt;">Any Purchase Payments allocated to your Contract Value since the applicable Contract anniversary, less </span><span style="color:#000000;font-family:Arial;font-size:8pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:10pt;">Any withdrawals since the applicable anniversary. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The stepped-up death benefit is not payable and will not be included as part of the death benefit calculation if </span><span style="color:#000000;font-family:Arial;font-size:10pt;">you die prior to the end of the fifth Contract Year. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">If you die prior to the Annuity Start Date and your age was 76 or greater on the Contract Date the death benefit </span><span style="color:#000000;font-family:Arial;font-size:10pt;">will be the Contract Value on the Valuation Date due proof of death and instructions regarding payment are received by the Company at the Administrative Office.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;text-decoration:underline;">Example of the Standard Death Benefit.</span><span style="color:#000000;font-family:Arial;font-size:10pt;"> Assume: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(i)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The initial Purchase Payment is $100,000 and no additional Purchase Payments are made </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(ii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">In Contract Year five, the Contract Value is $105,000 </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(iii)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Participant takes one withdrawal of $10,000 in Contract Year seven </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(iv)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">The Participant dies in Contract Year 10 </span><span style="color:#000000;font-family:Arial;font-size:10pt;">(v)</span><span style="color:#000000;font-family:Arial;font-size:10pt;">At the time of the Participant’s death, the Contract Value is $89,000 </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If the Participant was 75 years old or younger on the Contract Date, the standard death benefit is the greatest of the total Purchase Payments less any withdrawals, the Contract Value, or the stepped-up death benefit. The Contract Value is $89,000, and the amount of total Purchase Payments less withdrawals is $90,000. The stepped-up death benefit is the largest death benefit on any Contract anniversary that is a multiple of five and occurs prior to the Participant reaching age 76, plus Purchase Payments made and less withdrawals taken since the applicable Contract anniversary. Assuming the Participant was less than 76 years old in Contract Year five, the stepped-up death benefit is calculated as follows: </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Death Benefit in Contract Year Five + Purchase Payments since Contract Year Five – Withdrawals since Contract Year Five </span><span style="color:#000000;font-family:Arial;font-size:10pt;">$105,000 + $0 - $10,000 = $95,000 </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Thus, the death benefit is $95,000. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">If the Participant was 76 years or older on the Contract Date, the standard death benefit is the Contract Value, which is $89,000.</span> <span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">Benefits Under the Contract</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:2pt;margin-left:0%;margin-top:1.0pt;position:relative;text-align:left;top:-2pt;width:517pt;"/><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:18pt;">The following table summarizes information about the standard benefits under the Contract that are </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">currently available. Please note that this table does not fully describe the terms and conditions of each benefit. You should refer to the applicable sections of this Prospectus for additional information.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:17pt;"> <td colspan="4" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:517.0pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Standard</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> Benefits</span></div></div></td></tr> <tr style="height:20pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:62.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Name of </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Benefit</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:129pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Purpose</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:69pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Maximum </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Fee</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:256.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions/Limitations</span></div></div></td></tr> <tr style="height:128pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Dollar Cost </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Averaging </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Option</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows the systematic transfer of </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">a specified dollar amount or </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">percentage of Contract Value </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">among Subaccounts and the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account, if available.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The minimum amount that may be transferred to any one </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Subaccount</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> is $25.00.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company may discontinue, modify, or suspend Dollar Cost </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Averaging at any time.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Transfers can be made for a fixed period of time, until the total </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">amount elected has been transferred, or until the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value in </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Subaccount from which transfers are made has been depleted.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">After termination of Dollar Cost Averaging for any reason, before </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reinstating Dollar Cost Averaging, you must wait at least one month </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">if transfers were monthly, at least one quarter if transfers were </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">quarterly, at least six months if transfers were semiannual, and at </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">least one year if transfers were annual.</span></div></div></td></tr> <tr style="height:62pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Reallocation </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Option</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows you to automatically </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">transfer Contract Value on a </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">monthly, quarterly, semiannual or </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">annual basis to maintain a </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">particular percentage allocation </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">among the Subaccounts.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company may discontinue, modify, or suspend the Asset </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Reallocation Option at any time.</span></div></div></td></tr> <tr style="height:36pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Systematic </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawals</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows you to set up automatic </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">periodic payments from your </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Each payment must be at least $100 (unless we consent </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">otherwise).</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Withdrawals may be subject to income tax and penalties. </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:17pt;"> <td colspan="4" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:517.0pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Standard Benefits</span></div></div></td></tr> <tr style="height:20pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:62.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Name of </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Benefit</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:129pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Purpose</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:69pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Maximum </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Fee</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:256.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions/Limitations</span></div></div></td></tr> <tr style="height:62pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Automatic </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Investment </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Program</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">A program pursuant to which </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payments are </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">automatically paid from your bank </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">account on a specified day of </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">each month or a salary reduction </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">agreement.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">There is no minimum for subsequent </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payments made </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">pursuant to an Automatic Investment Program.</span></div></div></td></tr> <tr style="height:52pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Standard </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">– Contract </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Issue Age 76 </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">and Older</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a death benefit equal to </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Contract Value.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit will be reduced by any outstanding </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Debt</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, any pro rata account administration charge and any </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">uncollected premium tax.</span></div></div></td></tr> <tr style="height:66pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Standard </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">– Contract </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Issue Age 75 </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">or Younger</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a death benefit equal to </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the greatest of total Purchase </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Payments less any withdrawals, </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">including withdrawal charges, the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value, or the stepped-up </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">death benefit.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit will be reduced by any outstanding </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Debt</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, any pro rata account administration charge and any </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">uncollected premium tax.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The stepped-up death benefit is stepped up on </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">anniversaries that are multiples of five until the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Participant reaches </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">age 76.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:17pt;"> <td colspan="4" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:517.0pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Standard</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;"> Benefits</span></div></div></td></tr> <tr style="height:20pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:62.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Name of </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Benefit</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:129pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Purpose</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:69pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Maximum </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Fee</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:256.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions/Limitations</span></div></div></td></tr> <tr style="height:128pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Dollar Cost </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Averaging </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Option</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows the systematic transfer of </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">a specified dollar amount or </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">percentage of Contract Value </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">among Subaccounts and the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account, if available.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The minimum amount that may be transferred to any one </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Subaccount</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> is $25.00.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company may discontinue, modify, or suspend Dollar Cost </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Averaging at any time.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Transfers can be made for a fixed period of time, until the total </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">amount elected has been transferred, or until the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value in </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Subaccount from which transfers are made has been depleted.</span></div></div> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">After termination of Dollar Cost Averaging for any reason, before </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reinstating Dollar Cost Averaging, you must wait at least one month </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">if transfers were monthly, at least one quarter if transfers were </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">quarterly, at least six months if transfers were semiannual, and at </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">least one year if transfers were annual.</span></div></div></td></tr> <tr style="height:62pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Reallocation </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Option</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows you to automatically </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">transfer Contract Value on a </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">monthly, quarterly, semiannual or </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">annual basis to maintain a </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">particular percentage allocation </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">among the Subaccounts.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company may discontinue, modify, or suspend the Asset </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Reallocation Option at any time.</span></div></div></td></tr> <tr style="height:36pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Systematic </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawals</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows you to set up automatic </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">periodic payments from your </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Each payment must be at least $100 (unless we consent </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">otherwise).</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Withdrawals may be subject to income tax and penalties. </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:17pt;"> <td colspan="4" style="background-color:#D8D8D8;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:517.0pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Standard Benefits</span></div></div></td></tr> <tr style="height:20pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:62.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Name of </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Benefit</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:129pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Purpose</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:69pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Maximum </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;">Fee</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:256.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions/Limitations</span></div></div></td></tr> <tr style="height:62pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Automatic </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Investment </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Program</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">A program pursuant to which </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payments are </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">automatically paid from your bank </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">account on a specified day of </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">each month or a salary reduction </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">agreement.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">There is no minimum for subsequent </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payments made </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">pursuant to an Automatic Investment Program.</span></div></div></td></tr> <tr style="height:52pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Standard </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">– Contract </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Issue Age 76 </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">and Older</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a death benefit equal to </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Contract Value.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit will be reduced by any outstanding </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Debt</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, any pro rata account administration charge and any </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">uncollected premium tax.</span></div></div></td></tr> <tr style="height:66pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:62.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Standard </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">– Contract </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Issue Age 75 </span></div> <div style="margin-left:3pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">or Younger</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:129pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a death benefit equal to </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the greatest of total Purchase </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Payments less any withdrawals, </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">including withdrawal charges, the </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value, or the stepped-up </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">death benefit.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:69pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">There is </span><span style="color:#000000;font-family:Arial;font-size:8pt;">no</span><span style="color:#000000;font-family:Arial;font-size:8pt;line-height:10pt;"> </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">charge for this </span></div> <div style="margin-left:4.25pt;margin-right:4.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;">option.</span></div></div></td> <td style="padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:256.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit will be reduced by any outstanding </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Debt</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, any pro rata account administration charge and any </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">uncollected premium tax.</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The stepped-up death benefit is stepped up on </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">anniversaries that are multiples of five until the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Participant reaches </span></div> <div style="margin-left:4.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">age 76.</span></div></div></td></tr></table> true true true true true true <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Dollar Cost </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Averaging </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Option</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows the systematic transfer of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">a specified dollar amount or </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">percentage of Contract Value </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">among Subaccounts and the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Fixed Account, if available.</span> 0 <span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The minimum amount that may be transferred to any one </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Subaccount</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;"> is $25.00.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company may discontinue, modify, or suspend Dollar Cost </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Averaging at any time.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Transfers can be made for a fixed period of time, until the total </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">amount elected has been transferred, or until the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value in </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Subaccount from which transfers are made has been depleted.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">After termination of Dollar Cost Averaging for any reason, before </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">reinstating Dollar Cost Averaging, you must wait at least one month </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">if transfers were monthly, at least one quarter if transfers were </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">quarterly, at least six months if transfers were semiannual, and at </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">least one year if transfers were annual.</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Asset </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Reallocation </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Option</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows you to automatically </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">transfer Contract Value on a </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">monthly, quarterly, semiannual or </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">annual basis to maintain a </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">particular percentage allocation </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">among the Subaccounts.</span> 0 <span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Company may discontinue, modify, or suspend the Asset </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Reallocation Option at any time.</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Systematic </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Withdrawals</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Allows you to set up automatic </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">periodic payments from your </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value.</span> 0 <span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Each payment must be at least $100 (unless we consent </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">otherwise).</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">Withdrawals may be subject to income tax and penalties. </span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Automatic </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Investment </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Program</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">A program pursuant to which </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payments are </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">automatically paid from your bank </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">account on a specified day of </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">each month or a salary reduction </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">agreement.</span> 0 <span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">There is no minimum for subsequent </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Purchase Payments made </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">pursuant to an Automatic Investment Program.</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Standard </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">– Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Issue Age 76 </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">and Older</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a death benefit equal to </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the Contract Value.</span> 0 <span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit will be reduced by any outstanding </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Debt</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, any pro rata account administration charge and any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">uncollected premium tax.</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Standard </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Death Benefit </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">– Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Issue Age 75 </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">or Younger</span> <span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Provides a death benefit equal to </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">the greatest of total Purchase </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Payments less any withdrawals, </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">including withdrawal charges, the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract Value, or the stepped-up </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">death benefit.</span> 0 <span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The death benefit will be reduced by any outstanding </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">Debt</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">, any pro rata account administration charge and any </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">uncollected premium tax.</span><span style="color:#000000;font-family:Arial;font-size:6pt;margin-left:0.0pt;position:relative;top:-1pt;">●</span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:4.24pt;">The stepped-up death benefit is stepped up on </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Contract </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">anniversaries that are multiples of five until the </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:0.0pt;">Participant reaches </span><span style="color:#000000;font-family:Arial;font-size:8pt;margin-left:9pt;">age 76.</span> <span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">The Fixed Account</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:2pt;margin-left:0%;margin-top:1.0pt;position:relative;text-align:left;top:-2pt;width:517pt;"/><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The Fixed Account is not available in all states. If the Fixed Account is available under your Contract, you may </span><span style="color:#000000;font-family:Arial;font-size:10pt;">allocate all or a portion of your Purchase Payments and transfer Contract Value to the Fixed Account. The Fixed Account is a separate account of the Company established under Kansas law on October 26, 1998. The Company owns the assets of the Fixed Account and maintains them apart from the assets of its General Account and its other separate accounts. The assets held in the Fixed Account equal to the reserves and other Contract liabilities with respect to the Fixed Account may not be charged with liabilities arising from any other business the Company may conduct. Income and realized and unrealized gains and losses from assets in the Fixed Account are credited to, or charged against, the Fixed Account without regard to the income, gains or losses from the Company’s General Account or its other separate accounts. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The Fixed Account is subject to regulation and supervision by the Kansas Department of Insurance. In reliance </span><span style="color:#000000;font-family:Arial;font-size:10pt;">on certain exemptive and exclusionary provisions, interests in the Fixed Account have not been registered as securities under the Securities Act of 1933 (the “1933 Act”) and the Fixed Account has not been registered as an investment company under the Investment Company Act of 1940 (the “1940 Act”). Accordingly, neither the Fixed Account nor any interests therein are generally subject to the provisions of the 1933 Act or the 1940 Act. This disclosure is subject to certain generally applicable provisions of the federal securities laws relating to the accuracy and completeness of statements made in the Prospectus. This Prospectus is generally intended to serve as a disclosure document only for aspects of a Contract involving the Separate Account and contains only selected information regarding the Fixed Account. For more information regarding the Fixed Account, see “The Contract.” </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Subject to applicable law, the Company has sole discretion over investment of the assets of its Fixed Account. </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Please note that any amounts the Company guarantees in connection with the Fixed Account are subject to the Company’s financial strength and claims-paying ability. </span><span style="font-family:Arial;font-size:10pt;margin-left:18pt;">Information regarding the features of each currently offered Fixed option, including (i) its name, (ii) its term, and </span><span style="font-family:Arial;font-size:10pt;">(iii) its minimum guaranteed interest rate, is available in Appendix A: Investment Options Available Under the Contract.</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Interest </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Contract Value allocated to the Fixed Account earns interest at a fixed rate or rates (the “Current Rate”) that are paid by the Company. Such interest will be paid regardless of the actual investment experience of the Fixed Account. The Company will determine the Current Rate, if any, from time to time. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">Contract Value allocated or transferred to the Fixed Account will earn interest at the Current Rate, if any, in effect </span><span style="color:#000000;font-family:Arial;font-size:10pt;">on the date such portion of Contract Value is allocated or transferred to the Fixed Account. The Company bears the investment risk for Contract Value allocated to the Fixed Account and for paying interest at the Current Rate on amounts allocated to the Fixed Account. The Company does not guarantee a minimum Current Rate of interest.</span> <span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Death Benefit </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">The death benefit under the Contract will be determined in the same fashion for a Contract that has Contract Value allocated to the Fixed Account as for a Contract that has Contract Value allocated to the Subaccounts. See “Death Benefit.”</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Contract Charges </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Premium taxes, if any, will be the same for Participants who allocate Purchase Payments or transfer Contract Value to the Fixed Account as for those who allocate Purchase Payments or transfer Contract Value to the Subaccounts. The charges for mortality and expense risks and the administration and distribution charge will not be assessed against the Fixed Account, and any amounts that the Company pays for income taxes allocable to the Subaccounts will not be charged against the Fixed Account. In addition, you will not pay directly or indirectly the investment advisory fees and other operating expenses of the Underlying Funds to the extent Contract Value is allocated to the Fixed Account; however, you will not participate in the investment experience of the Subaccounts.</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Transfers and Withdrawals from the Fixed Account </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">You may transfer amounts from the Subaccounts to the Fixed Account and from the Fixed Account to the Subaccounts, subject to the following limitations. Transfers from the Fixed Account are also allowed pursuant to the Dollar Cost Averaging and Asset Reallocation Options. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The minimum amount that you may transfer from the Fixed Account to the Subaccounts is $100. Transfers of </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Contract Value pursuant to the Dollar Cost Averaging and Asset Reallocation Options are not currently subject to any minimums. The Company reserves the right at a future date to limit the number of transfers permitted each Contract Year, to limit the size and frequency of transfers and to discontinue transfers. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">You may also make full or partial withdrawals to the same extent as if you had allocated Contract Value to the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Subaccounts. See “Full and Partial Withdrawals” and “Systematic Withdrawals.”</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;">Payments from the Fixed Account </span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="color:#000000;font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Full and partial withdrawals, and transfers from the Fixed Account may be delayed for up to six months after a written request on the Withdrawal Request form, or other designated proper form is received by the Company at the Administrative Office. During the period of deferral, interest at the Current Rate will continue to be credited to the amounts allocated to the Fixed Account.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;">APPENDIX A </span><span style="font-family:Arial;font-size:16pt;font-weight:bold;">Investment Options Available Under the Contract</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:2pt;margin-left:0%;margin-top:1.0pt;position:relative;text-align:left;top:-2pt;width:517pt;"/><span style="font-family:Arial;font-size:12pt;font-weight:bold;">Underlying Funds </span><span style="font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span><span style="font-family:Arial;font-size:10pt;">The following is a list of Underlying Funds available under the Contract. More information about the Underlying Funds is available in the prospectuses for the Underlying Funds, which may be amended or updated from time to time, and can be found online at https://vpx.broadridge.com/GetContract1.asp?doctype=pros&amp;cid=sblife&amp;fid=814121828. You can view, download, and print copies of Underlying Fund documents at this website. You can also request this information at no cost by calling 1-800-888-2461 or by sending an email request to SBLProspectusRequests@securitybenefit.com. </span></span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The current expenses and performance information below reflect the fees and expenses of the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Underlying Funds, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Underlying Fund’s past performance is not necessarily an indication of future performance. Updated performance information is available online at https://www.securitybenefit.com/performance.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:38pt;"> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span><span style="font-family:Arial;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Platform</span></div></div></td> <td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:156.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Average Annual</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Total Returns</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:54pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Goldman Sachs VIT Small Cap Equity </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Insights – Institutional Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Goldman Sachs Asset </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.88%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">16.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.47%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.84%</span></div></div></div></td></tr> <tr style="height:54pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Goldman Sachs VIT Strategic Growth – </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Institutional Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Goldman Sachs Asset </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">17.92%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">16.41%</span></div></div></div></td></tr> <tr style="height:43pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. EQV International Equity – </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Series I</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.90%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">16.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.68%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">6.22%</span></div></div></div></td></tr> <tr style="height:54pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Global Real Estate – Series I</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Asset Management </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">1.73%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">2.44%</span></div></div></div></td></tr> <tr style="height:54pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Janus Henderson VIT Research – Service </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Janus Henderson Investors US </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">18.10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">13.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">15.59%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Multi Cap Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA All Cap Value Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:2.51pt;">N/A</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.87%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">11.12%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.40%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Large Cap Value Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.05%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:2.51pt;">N/A</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">14.16%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.88%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA SMid-Cap Value Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.18%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:2.51pt;">N/A</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.97%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA World Equity Income Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.18%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:2.51pt;">N/A</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">22.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">11.42%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.99%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Neuberger Berman Quality Equity Portfolio </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">– Class S</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Neuberger Berman Investment </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Advisers LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.12%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.35%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">13.43%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.54%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.66%</span><span style="font-family:Arial;font-size:9pt;line-height:11pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:38pt;"> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span><span style="font-family:Arial;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">1</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Platform</span></div></div></td> <td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:156.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Average Annual</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Total Returns</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:54pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Inflation-</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Protected Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Real Return – Administrative </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">1.21%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.21%</span></div></div></div></td></tr> <tr style="height:54pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Intermediate </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Term Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Total Return – Administrative </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.73%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">8.89%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">0.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">2.36%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Rydex VIF Energy Services</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Security Investors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">1.74%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:2.01pt;">-5.65%</span></div></div></div></td></tr> <tr style="height:54pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">T. Rowe Price Mid Cap Growth</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">T. Rowe Price Investment </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.55%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.81%</span></div></div></div></td></tr> <tr style="height:23pt;"> <td colspan="7" style="background-color:#BFBFBF;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:517.0pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:9pt;">Certain Investment Portfolios and their investment advisers have entered into temporary expense reimbursement and/or fee waivers. Please </span></div> <div style="margin-left:3pt;margin-right:1pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:9pt;">see the Investment Portfolios’ prospectuses for additional information regarding these arrangements</span></div></div></td></tr></table> <span style="font-family:Arial;font-size:10pt;">The following is a list of Underlying Funds available under the Contract. More information about the Underlying Funds is available in the prospectuses for the Underlying Funds, which may be amended or updated from time to time, and can be found online at https://vpx.broadridge.com/GetContract1.asp?doctype=pros&amp;cid=sblife&amp;fid=814121828. You can view, download, and print copies of Underlying Fund documents at this website. You can also request this information at no cost by calling 1-800-888-2461 or by sending an email request to SBLProspectusRequests@securitybenefit.com. </span><span style="color:#000000;font-family:Arial;font-size:10pt;margin-left:18pt;">The current expenses and performance information below reflect the fees and expenses of the </span><span style="color:#000000;font-family:Arial;font-size:10pt;">Underlying Funds, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Underlying Fund’s past performance is not necessarily an indication of future performance. Updated performance information is available online at https://www.securitybenefit.com/performance.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:38pt;"> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span><span style="font-family:Arial;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Platform</span></div></div></td> <td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:156.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Average Annual</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Total Returns</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:54pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Goldman Sachs VIT Small Cap Equity </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Insights – Institutional Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Goldman Sachs Asset </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.88%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">16.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.47%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.84%</span></div></div></div></td></tr> <tr style="height:54pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Goldman Sachs VIT Strategic Growth – </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Institutional Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Goldman Sachs Asset </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">17.92%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">16.41%</span></div></div></div></td></tr> <tr style="height:43pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. EQV International Equity – </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Series I</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.90%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">16.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.68%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">6.22%</span></div></div></div></td></tr> <tr style="height:54pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Global Real Estate – Series I</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Asset Management </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">1.73%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">2.44%</span></div></div></div></td></tr> <tr style="height:54pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Janus Henderson VIT Research – Service </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Janus Henderson Investors US </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">18.10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">13.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">15.59%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Multi Cap Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA All Cap Value Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:2.51pt;">N/A</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.87%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">11.12%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.40%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Large Cap Value Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.05%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:2.51pt;">N/A</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">14.16%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.88%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA SMid-Cap Value Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.18%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:2.51pt;">N/A</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.97%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA World Equity Income Series</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.18%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:2.51pt;">N/A</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">22.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">11.42%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.99%</span></div></div></div></td></tr> <tr style="height:53pt;"> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Neuberger Berman Quality Equity Portfolio </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">– Class S</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Neuberger Berman Investment </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Advisers LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.12%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.35%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">13.43%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.54%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:11pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">12.66%</span><span style="font-family:Arial;font-size:9pt;line-height:11pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:38pt;"> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Current</span></div> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span><span style="font-family:Arial;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">1</span></div></div></td> <td rowspan="2" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Platform</span></div></div></td> <td colspan="3" style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:156.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Average Annual</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Total Returns</span></div> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:52.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:54pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Inflation-</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Protected Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Real Return – Administrative </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">7.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">1.21%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:1.25pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.21%</span></div></div></div></td></tr> <tr style="height:54pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Intermediate </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Term Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Total Return – Administrative </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Class</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.73%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">8.89%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">0.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">2.36%</span></div></div></div></td></tr> <tr style="height:32pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Rydex VIF Energy Services</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Security Investors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">1.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">1.74%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;">10.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:2.01pt;">-5.65%</span></div></div></div></td></tr> <tr style="height:54pt;"> <td style="background-color:#BFBFBF;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:73.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:183pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">T. Rowe Price Mid Cap Growth</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;font-style:italic;margin-left:0.0pt;">Sub-Adviser: </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">T. Rowe Price Investment </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:27.51pt;"> <div style="display:flex;white-space:nowrap;width:27.51pt;"><span style="font-family:Arial;font-size:9pt;">0.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.55%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:3.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">3.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;white-space:nowrap;width:52.5pt;"> <div style="line-height:12.0pt;margin-left:3.5pt;margin-right:1.5pt;text-align:right;width:45pt;"> <div style="display:flex;margin:auto;width:32.51pt;"> <div style="display:flex;white-space:nowrap;width:32.51pt;"><span style="font-family:Arial;font-size:9pt;margin-left:5pt;">9.81%</span></div></div></div></td></tr> <tr style="height:23pt;"> <td colspan="7" style="background-color:#BFBFBF;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Middle;width:517.0pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:0.0pt;">1</span></div></div> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:9pt;">Certain Investment Portfolios and their investment advisers have entered into temporary expense reimbursement and/or fee waivers. Please </span></div> <div style="margin-left:3pt;margin-right:1pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:8pt;margin-left:9pt;">see the Investment Portfolios’ prospectuses for additional information regarding these arrangements</span></div></div></td></tr></table> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Small Cap </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Blend</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Goldman Sachs VIT Small Cap Equity </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Insights – Institutional Class</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Goldman Sachs Asset </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management L.P.</span> 0.0088 0.0035 0.1614 0.1047 0.1084 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Goldman Sachs VIT Strategic Growth – </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Institutional Class</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Goldman Sachs Asset </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management L.P.</span> 0.0079 0.0035 0.1792 0.1275 0.1641 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">International </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Equity</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. EQV International Equity – </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Series I</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0090 0.0035 0.1650 0.0368 0.0622 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco V.I. Global Real Estate – Series I</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Invesco Asset Management </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Limited</span> 0.0102 0.0035 0.0785 0.0173 0.0244 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Growth</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Janus Henderson VIT Research – Service </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Class</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Janus Henderson Investors US </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">LLC</span> 0.0107 0.0035 0.1810 0.1383 0.1559 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Multi Cap Value</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA All Cap Value Series</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span> 0.0115 0.1287 0.1112 0.1040 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Large Cap </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Value</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA Large Cap Value Series</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span> 0.0105 0.1416 0.1215 0.1088 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Value</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA SMid-Cap Value Series</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span> 0.0118 0.0735 0.0930 0.0997 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Global Equity</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">NAA World Equity Income Series</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">New Age Alpha Advisors, LLC</span> 0.0118 0.2275 0.1142 0.0999 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Neuberger Berman Quality Equity Portfolio </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">– Class S</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Neuberger Berman Investment </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Advisers LLC</span> 0.0112 0.0035 0.1343 0.1254 0.1266 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Inflation-</span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Protected Bond</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Real Return – Administrative </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Class</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Company LLC</span> 0.0139 0.0035 0.0785 0.0121 0.0321 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Intermediate </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Term Bond</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">PIMCO VIT Total Return – Administrative </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Class</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Pacific Investment Management </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Company LLC</span> 0.0073 0.0035 0.0889 0.0002 0.0236 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Specialty-Sector</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Rydex VIF Energy Services</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Security Investors, LLC</span> 0.0184 0.0035 0.0174 0.1039 -0.0565 <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Mid Cap Growth</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">T. Rowe Price Mid Cap Growth</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span> <span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">T. Rowe Price Investment </span><span style="font-family:Arial;font-size:9pt;margin-left:0.0pt;">Management, Inc.</span> 0.0085 0.0035 0.0355 0.0384 0.0981 <span style="font-family:Arial;font-size:8pt;margin-left:9pt;">Certain Investment Portfolios and their investment advisers have entered into temporary expense reimbursement and/or fee waivers. Please </span><span style="font-family:Arial;font-size:8pt;margin-left:9pt;">see the Investment Portfolios’ prospectuses for additional information regarding these arrangements</span> <span style="font-family:Arial;font-size:12pt;font-weight:bold;">Fixed Option </span><span style="font-family:Arial;font-size:12pt;font-weight:bold;margin-left:3pt;">—</span><span style="font-family:Arial;font-size:12pt;font-weight:bold;line-height:14pt;margin-left:3pt;"> </span><span style="font-family:Arial;font-size:10pt;">The following is a list of Fixed Options currently available under the Contract. We may change the features of the Fixed Options listed below, offer new Fixed Options, and terminate existing Fixed Options. We will provide you with written notice before doing so. Depending on the optional benefits you choose, you may not be able to invest in the Fixed Options, as noted below. </span><span style="font-family:Arial;font-size:10pt;">See “The Fixed Account” in the prospectus for a description of the Fixed Investment Options’ features.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:17pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:121.85pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:57.6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;font-weight:bold;">Name</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:176.05pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:57.6pt;margin-right:57.6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;font-weight:bold;">Term</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:219.1pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:57.6pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;font-weight:bold;">Minimum Guaranteed Interest Rate</span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:121.85pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:57.6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;">Fixed Account</span></div></div></td> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:176.05pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:57.6pt;margin-right:57.6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">Not applicable</span></div></div></td> <td style="background-color:#BFBFBF;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:219.1pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:57.6pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">1%</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;empty-cells:show;width:517pt;"> <tr style="height:17pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:121.85pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:57.6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;font-weight:bold;">Name</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:176.05pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:57.6pt;margin-right:57.6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;font-weight:bold;">Term</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Top;width:219.1pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:57.6pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;font-weight:bold;">Minimum Guaranteed Interest Rate</span></div></div></td></tr> <tr style="height:13pt;"> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:121.85pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:57.6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;">Fixed Account</span></div></div></td> <td style="background-color:#BFBFBF;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:176.05pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:57.6pt;margin-right:57.6pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">Not applicable</span></div></div></td> <td style="background-color:#BFBFBF;padding-bottom:2pt;padding-top:1.625pt;vertical-align:Middle;width:219.1pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:57.6pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.5pt;margin-left:0.00pt;">1%</span></div></div></td></tr></table> <span style="font-family:Arial;font-size:9.5pt;">Fixed Account</span> 0.01