v3.26.1
Income Tax Expense - Schedule of Components of the Deferred Tax Assets and Liabilities (Details) - CNY (¥)
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Deferred tax assets:        
Allowance for credit losses ¥ 543,694,787 ¥ 379,327,404    
Debt securities 56,749,148 2,103,374    
Guarantee liabilities 110,745,738 87,819,352    
Net operating loss carry-forwards 18,135,138 12,183,421    
Lease liabilities 3,059,073 5,347,435    
Receivables from sales of loans 735,971 1,495,934    
Other deferred tax assets 252,144    
Total deferred tax assets 733,655,257 488,529,064    
Valuation allowance (18,135,138) (12,183,421) ¥ (10,041,747) ¥ (9,116,290)
Deferred tax assets, net of valuation allowance 714,984,717 476,345,643    
Net deferred tax assets 318,345,730 131,112,019    
Deferred tax liabilities:        
Intangible assets (742,500) (742,500)    
Short term investments    
Right-of-use assets (2,940,108) (6,262,498)    
Intercompany receivables (41,453,522) (41,453,522)    
Guarantee assets (411,210,627) (311,497,133)    
Undistributed earnings from structured funds (21,029,446) (58,699,859)    
Total deferred tax liabilities (477,376,203) (418,655,512)    
Net deferred tax liabilities ¥ (80,737,217) ¥ (73,421,888)