| Provision for credit losses, net of increase in guaranteed recoverable assets |
| 21 |
Provision for credit losses, net of increase in guaranteed recoverable assets |
| | |
Year ended December 31, | |
| | |
2023 | | |
2024 | | |
2025 | |
| | |
RMB | | |
RMB | | |
RMB | |
| Home equity loans | |
| 57,110,646 | ) | |
| (45,146,640 | ) | |
| (430,655,939 | ) |
| Corporate loans | |
| (31,271,295 | ) | |
| 5,869,429 | ) | |
| (12,635,426 | ) |
| Debt securities | |
| 6,209,195 | ) | |
| (545,807 | ) | |
| 4,146,550 | |
| Guarantee liabilities | |
| (149,512,430 | ) | |
| 147,228,939 | | |
| (27,160,083 | ) |
| Interest and financing service fee receivables | |
| 5,020,090 | | |
| (85,233,977 | ) | |
| 3,963,683 | |
| Other assets | |
| (64,839,204 | ) | |
| (127,388,384 | ) | |
| (18,590,628 | ) |
| Total | |
| (177,282,998 | ) | |
| (105,216,440 | ) | |
| (480,931,843 | ) |
|