v3.26.1
Concentration of Risks (Tables)
12 Months Ended
Dec. 31, 2025
Concentration of Risks [Abstract]  
Schedule of Interest Bearing Borrowing

Interest-bearing borrowing

 

   December 31,   December 31, 
   2024   2025 
   %   % 
Trust company A   38.7%   52.1%
Trust company B   29.1%   30.6%
Trust company C   26.8%   6.3%
           
Total   94.6%   89.0%
Schedule of Outstanding Principal Balance of Loans to Borrowers

The trust lending model

 

   December 31,   December 31, 
   2024   2025 
   %   % 
Sales partners A and B   43.1%   54.1%

The commercial bank partnership model

 

   December 31,   December 31, 
   2024   2025 
   %   % 
Sales partners A B, and C   67.3%   67.0%
Schedule of Commercial Bank Partnership Model Loans

As of December 31, 2024 and December 31, 2025, Sales Partner A’s Affiliate Financing Guarantee Corporation A held a financial guarantee license and individually provided guarantee services for greater than 90% or more of the total outstanding off-balance under the commercial bank partnership model loans.

   December 31,   December 31, 
   2024   2025 
   %   % 
Financing Guarantee Corporation A   97.2%   97.0%