v3.26.1
REVENUE FROM CONTRACTS WITH CUSTOMERS
 3 Months Ended
Mar. 31, 2026
Revenue from Contract with Customer [Abstract]  
REVENUE FROM CONTRACTS WITH CUSTOMERS REVENUE FROM CONTRACTS WITH CUSTOMERS
Revenue is segregated based on the nature of the product and services offered as part of contractual
arrangements. Certain sources of revenue are recognized within interest or fee income and are outside of the scope
of ASC Topic 606, Revenue from Contracts with Customers (“ASC 606”). Other sources of revenue fall within the
scope of the ASC 606 and are generally recognized within noninterest income. The following table presents total
noninterest income disaggregated by operating segment and segregated between revenue with contracts with
customers within the scope of ASC 606 and revenue within the scope of other GAAP topics.
(dollar amounts in millions)
Consumer &
Regional Banking
Commercial
Banking
Treasury / Other
Huntington
Consolidated
Major Revenue Streams
Three months ended March 31, 2026
Payments and cash management revenue
$120
$57
$—
$177
Wealth and asset management revenue
114
6
—
120
Customer deposit and loan fees
66
4
—
70
Capital markets and advisory fees
7
67
—
74
Leasing revenue
2
1
—
3
Insurance income
18
3
—
21
Other noninterest income
2
5
—
7
Net revenue from contracts with customers
329
143
—
472
Noninterest income within the scope of other GAAP topics
58
109
43
210
Total noninterest income
$387
$252
$43
$682
Three months ended March 31, 2025
Payments and cash management revenue
$108
$32
$—
$140
Wealth and asset management revenue
95
6
—
101
Customer deposit and loan fees
52
2
—
54
Capital markets and advisory fees
4
26
—
30
Leasing revenue
1
3
—
4
Insurance income
17
3
—
20
Other noninterest income
1
1
—
2
Net revenue from contracts with customers
278
73
—
351
Noninterest income within the scope of other GAAP topics
49
89
5
143
Total noninterest income
$327
$162
$5
$494
Huntington generally provides services for customers in which it acts as principal. Payment terms and conditions
vary amongst services and customers and thus impact the timing and amount of revenue recognition. Some fees
may be paid before any service is rendered and accordingly, such fees are deferred until the obligations pertaining to
those fees are satisfied. Most Huntington contracts with customers are cancelable by either party without penalty or
they are short-term in nature, with a contract duration of less than one year. Accordingly, most revenue deferred for
the reporting period ended March 31, 2026 is expected to be earned within one year. Huntington does not have
significant balances of contract assets or contract liabilities, and any change in those balances during the reporting
period ended March 31, 2026 was determined to be immaterial.