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SEGMENT REPORTING
 3 Months Ended
Mar. 31, 2026
Segment Reporting [Abstract]  
SEGMENT REPORTING SEGMENT REPORTING 
Huntington’s business segments are based on our internally aligned segment leadership structure, which is how
management monitors results and assesses performance. Huntington reports on two business segments: Consumer
& Regional Banking and Commercial Banking. All other items not included within our two business segments are
reported within the Treasury / Other function, which primarily includes technology and operations, other
unallocated assets, liabilities, revenue, and expenses. For a description of our business segments, see Note 25 -
“Segment Reporting” to the Consolidated Financial Statements appearing in Huntington’s 2025 Annual Report on
Form 10-K.
The following tables present certain operating basis financial information for each reportable business segment
reconciled to Huntington’s consolidated financial results.
Consumer &
Regional Banking
Commercial
Banking
Treasury / Other
Huntington
Consolidated
(dollar amounts in millions)
Three months ended March 31, 2026
Net interest income (loss)
$1,365
$640
$(114)
$1,891
Provision for credit losses
120
38
—
158
Net interest income (loss) after provision for credit losses
1,245
602
(114)
1,733
Noninterest income
387
252
43
682
Noninterest expense:
Direct personnel costs
373
193
426
992
Other noninterest expense, including corporate allocations
694
218
(130)
782
Total noninterest expense
1,067
411
296
1,774
Income (loss) before income taxes
565
443
(367)
641
Provision (benefit) for income taxes
119
93
(98)
114
Income attributable to non-controlling interest
—
4
—
4
Net income (loss) attributable to Huntington
$446
$346
$(269)
$523
Three months ended March 31, 2025
Net interest income (loss)
$943
$513
$(30)
$1,426
Provision for credit losses
47
68
—
115
Net interest income (loss) after provision for credit losses
896
445
(30)
1,311
Noninterest income
327
162
5
494
Noninterest expense:
Direct personnel costs
294
139
238
671
Other noninterest expense, including corporate allocations
525
164
(208)
481
Total noninterest expense
819
303
30
1,152
Income (loss) before income taxes
404
304
(55)
653
Provision (benefit) for income taxes
85
64
(27)
122
Income attributable to non-controlling interest
—
4
—
4
Net income (loss) attributable to Huntington
$319
$236
$(28)
$527
Assets
Deposits
(dollar amounts in millions)
At March 31,
2026
At December 31,
2025
At March 31,
2026
At December 31,
2025
Consumer & Regional Banking
$115,176
$87,307
$153,000
$117,188
Commercial Banking
94,845
79,798
60,775
50,657
Treasury / Other
75,351
58,001
9,707
8,765
Total
$285,372
$225,106
$223,482
$176,610