COMMITMENTS AND CONTINGENT LIABILITIES (Tables)

3 Months Ended

Mar. 31, 2026

In the ordinary course of business, Huntington makes various commitments to extend credit that are not

reflected in the Unaudited Consolidated Financial Statements. The contract amounts of these financial agreements

were as follows:


(dollar amounts in millions)	At March 31, 2026	At December 31, 2025
Contract amount representing credit risk
Commitments to extend credit:
Commercial and industrial	$53,943	$47,736
Consumer loan portfolio	23,763	21,659
Commercial real estate	6,450	4,036
Standby letters of credit and guarantees on industrial revenue bonds	1,409	895