v3.26.1
Business Segment - Schedule of Income, and Assets and Liabilities by Segment (Details) - CLP ($)
$ in Millions
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
 [1]
Dec. 31, 2023
 [1]
Schedule of Income, and Assets and Liabilities by Segment [Line Items]      
Net interest and Inflation indexation income $ 2,070,082 $ 2,162,755 $ 1,920,792
Net fee and commission income 620,703 556,308 534,684
Net Financial Result 272,314 280,480 469,553
Other income 54,519 51,319 75,746
Income from investments in other companies 11,983 16,655 13,409
Total operating income, before expected credit losses 3,029,601 3,067,517 3,014,184
Expected credit losses (394,862) (352,706) (201,944)
Total operating income, net of expected credit losses 2,634,739 2,714,811 2,812,240
Personnel expenses (570,355) (582,547) (582,684)
Administrative expenses (429,633) (416,696) (403,255)
Depreciation and amortization (95,110) (94,601) (92,308)
Impairment of non-financial assets (1,882) (2,851) (1,762)
Other operating expenses (33,958) (36,039) (36,090)
Total operating expenses (1,130,938) (1,132,734) (1,116,099)
Net operating income before income tax 1,503,801 1,582,077 1,696,141
Income tax (318,388) (333,601) (322,114)
Net income for the year 1,185,413 1,248,476 1,374,027
Assets 53,770,931 51,573,452 55,256,441
Current and deferred taxes 333,677 482,090 461,600
Total assets 54,104,608 52,055,542 55,718,041
Liabilities 47,381,530 45,550,348 49,635,288
Current and deferred taxes 35,231 298 808
Total liabilities 47,416,761 45,550,646 49,636,096
Subtotal [Member]      
Schedule of Income, and Assets and Liabilities by Segment [Line Items]      
Net interest and Inflation indexation income 2,050,358 2,139,296 1,889,716
Net fee and commission income 656,787 608,696 578,557
Net Financial Result 277,857 276,742 468,709
Other income 62,988 55,386 82,936
Income from investments in other companies 12,457 17,052 14,432
Total operating income, before expected credit losses 3,060,447 3,097,172 3,034,350
Expected credit losses (381,922) (391,754) (361,251)
Total operating income, net of expected credit losses 2,678,525 2,705,418 2,673,099
Personnel expenses (570,376) (582,567) (582,704)
Administrative expenses (462,987) (462,624) (441,743)
Depreciation and amortization (95,110) (94,601) (92,308)
Impairment of non-financial assets (1,882) (2,851) (1,762)
Other operating expenses (34,987) (36,978) (37,060)
Total operating expenses (1,165,342) (1,179,621) (1,155,577)
Net operating income before income tax 1,513,183 1,525,797 1,517,522
Income tax (320,921) (318,405) (273,887)
Net income for the year 1,192,262 1,207,392 1,243,635
Assets 53,796,615 51,605,922 55,348,393
Current and deferred taxes 565,752 716,698 681,012
Total assets 54,362,367 52,322,620 56,029,405
Liabilities 48,527,601 46,699,321 50,791,312
Current and deferred taxes 35,231 298 808
Total liabilities 48,562,832 46,699,619 50,792,120
Consolidation adjustments [Member]      
Schedule of Income, and Assets and Liabilities by Segment [Line Items]      
Net interest and Inflation indexation income 1,526 1,555 944
Net fee and commission income (19,528) (36,813) (32,627)
Net Financial Result (1,526) (1,555) (944)
Other income (14,876) (10,074) (6,851)
Income from investments in other companies
Total operating income, before expected credit losses (34,404) (46,887) (39,478)
Expected credit losses
Total operating income, net of expected credit losses (34,404) (46,887) (39,478)
Personnel expenses 21 20 20
Administrative expenses 33,354 45,928 38,488
Depreciation and amortization
Impairment of non-financial assets
Other operating expenses 1,029 939 970
Total operating expenses 34,404 46,887 39,478
Net operating income before income tax
Income tax
Net income for the year
Assets (261,464) (227,179) (236,853)
Current and deferred taxes
Total assets (261,464) (227,179) (236,853)
Liabilities (261,464) (227,179) (236,853)
Current and deferred taxes
Total liabilities (261,464) (227,179) (236,853)
Retail [Member]      
Schedule of Income, and Assets and Liabilities by Segment [Line Items]      
Net interest and Inflation indexation income 1,485,820 1,503,824 1,427,085
Net fee and commission income 362,587 323,785 321,736
Net Financial Result 6,111 15,885 10,771
Other income 40,666 41,640 54,623
Income from investments in other companies 9,505 9,291 9,624
Total operating income, before expected credit losses 1,904,689 1,894,425 1,823,839
Expected credit losses (378,738) (364,712) (373,169)
Total operating income, net of expected credit losses 1,525,951 1,529,713 1,450,670
Personnel expenses (377,347) (378,596) (380,149)
Administrative expenses (331,250) (336,550) (326,380)
Depreciation and amortization (80,696) (78,846) (76,893)
Impairment of non-financial assets (335) (1,147) (1,773)
Other operating expenses (25,590) (25,448) (28,439)
Total operating expenses (815,218) (820,587) (813,634)
Net operating income before income tax 710,733 709,126 637,036
Assets 25,819,643 24,832,432 23,583,402
Liabilities 17,893,540 18,015,015 19,123,031
Wholesale [Member]      
Schedule of Income, and Assets and Liabilities by Segment [Line Items]      
Net interest and Inflation indexation income 674,144 744,346 790,083
Net fee and commission income 93,767 90,343 81,680
Net Financial Result 50,055 47,410 54,902
Other income 15,608 10,338 24,913
Income from investments in other companies 2,329 6,385 3,366
Total operating income, before expected credit losses 835,903 898,822 954,944
Expected credit losses 1,228 (26,033) 9,164
Total operating income, net of expected credit losses 837,131 872,789 964,108
Personnel expenses (113,707) (113,623) (110,822)
Administrative expenses (78,690) (75,958) (74,445)
Depreciation and amortization (7,103) (7,791) (8,502)
Impairment of non-financial assets (10) (5)
Other operating expenses (7,024) (10,058) (6,841)
Total operating expenses (206,534) (207,430) (200,615)
Net operating income before income tax 630,597 665,359 763,493
Assets 12,536,827 13,259,610 13,247,584
Liabilities 10,543,300 10,790,972 10,671,254
Treasury [Member]      
Schedule of Income, and Assets and Liabilities by Segment [Line Items]      
Net interest and Inflation indexation income (107,552) (105,115) (316,290)
Net fee and commission income 3,399 4,376 1,725
Net Financial Result 171,280 160,589 336,515
Other income
Income from investments in other companies 158 980 342
Total operating income, before expected credit losses 67,285 60,830 22,292
Expected credit losses (4,412) (1,009) 2,754
Total operating income, net of expected credit losses 62,873 59,821 25,046
Personnel expenses (3,945) (3,951) (2,972)
Administrative expenses (2,366) (1,938) (1,866)
Depreciation and amortization (542) (575) (289)
Impairment of non-financial assets
Other operating expenses (32) (52) (3)
Total operating expenses (6,885) (6,516) (5,130)
Net operating income before income tax 55,988 53,305 19,916
Assets 14,154,573 12,589,488 17,530,710
Liabilities 19,062,619 17,198,350 20,219,857
Subsidiaries [Member]      
Schedule of Income, and Assets and Liabilities by Segment [Line Items]      
Net interest and Inflation indexation income (2,054) (3,759) (11,162)
Net fee and commission income 197,034 190,192 173,416
Net Financial Result 50,411 52,858 66,521
Other income 6,714 3,408 3,400
Income from investments in other companies 465 396 1,100
Total operating income, before expected credit losses 252,570 243,095 233,275
Expected credit losses
Total operating income, net of expected credit losses 252,570 243,095 233,275
Personnel expenses (75,377) (86,397) (88,761)
Administrative expenses (50,681) (48,178) (39,052)
Depreciation and amortization (6,769) (7,389) (6,624)
Impairment of non-financial assets (1,537) (1,704) 16
Other operating expenses (2,341) (1,420) (1,777)
Total operating expenses (136,705) (145,088) (136,198)
Net operating income before income tax 115,865 98,007 97,077
Assets 1,285,572 924,392 986,697
Liabilities 1,028,142 694,984 777,170
Subtotal [Member]      
Schedule of Income, and Assets and Liabilities by Segment [Line Items]      
Net interest and Inflation indexation income 2,051,884 2,140,851 1,890,660
Net fee and commission income 637,259 571,883 545,930
Net Financial Result 276,331 275,187 467,765
Other income 48,112 45,312 76,085
Income from investments in other companies 12,457 17,052 14,432
Total operating income, before expected credit losses 3,026,043 3,050,285 2,994,872
Expected credit losses (381,922) (391,754) (361,251)
Total operating income, net of expected credit losses 2,644,121 2,658,531 2,633,621
Personnel expenses (570,355) (582,547) (582,684)
Administrative expenses (429,633) (416,696) (403,255)
Depreciation and amortization (95,110) (94,601) (92,308)
Impairment of non-financial assets (1,882) (2,851) (1,762)
Other operating expenses (33,958) (36,039) (36,090)
Total operating expenses (1,130,938) (1,132,734) (1,116,099)
Net operating income before income tax 1,513,183 1,525,797 1,517,522
Income tax (320,921) (318,405) (273,887)
Net income for the year 1,192,262 1,207,392 1,243,635
Assets 53,535,151 51,378,743 55,111,540
Current and deferred taxes 565,752 716,698 681,012
Total assets 54,100,903 52,095,441 55,792,552
Liabilities 48,266,137 46,472,142 50,554,459
Current and deferred taxes 35,231 298 808
Total liabilities 48,301,368 46,472,440 50,555,267
Adjustments to conform IFRS [Member]      
Schedule of Income, and Assets and Liabilities by Segment [Line Items]      
Net interest and Inflation indexation income 18,198 21,904 30,132
Net fee and commission income (16,556) (15,575) (11,246)
Net Financial Result (4,017) 5,293 1,788
Other income 6,407 6,007 (339)
Income from investments in other companies (474) (397) (1,023)
Total operating income, before expected credit losses 3,558 17,232 19,312
Expected credit losses (12,940) 39,048 159,307
Total operating income, net of expected credit losses (9,382) 56,280 178,619
Personnel expenses
Administrative expenses
Depreciation and amortization
Impairment of non-financial assets
Other operating expenses
Total operating expenses
Net operating income before income tax (9,382) 56,280 178,619
Income tax 2,533 (15,196) (48,227)
Net income for the year (6,849) 41,084 130,392
Assets 235,780 194,709 144,901
Current and deferred taxes (232,075) (234,608) (219,412)
Total assets 3,705 (39,899) (74,511)
Liabilities (884,607) (921,794) (919,171)
Current and deferred taxes
Total liabilities $ (884,607) $ (921,794) $ (919,171)
[1] The comparative information was aligned with the new segment structure in accordance with IFRS 8.