v3.26.1
Fee and Commission Income and Expense - Schedule of Income and Expenses from Commissions (Details) - CLP ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Fee and commission income      
Comissions from debit and credit card services $ 254,815 $ 232,682 $ 238,523
Remuneration from administration of mutual funds, investment funds or others 172,785 142,311 118,170
Account management fees 75,983 68,969 62,218
Comissions from collections, recoveries and payments 73,654 80,326 81,043
Comissions from guarantees and letters of credit 42,930 41,923 37,399
Brand use agreement 32,617 29,082 32,655
Insurance not related to the granting of credits to natural persons 25,753 25,303 24,772
Comissions from trading and securities management 25,560 19,653 17,287
Use of distribution channel 19,946 24,670 31,184
Insurance related to the granting of credits to natural persons 8,780 11,942 15,428
Insurance not related to the granting of credits to legal entities 7,055 5,144 7,317
Comissions from lines of credit and overdrafts on current account 4,894 4,978 4,958
Financial advisory services 2,549 2,688 5,274
Insurance related to the granting of credits to legal entities 2,145 2,007 2,098
Comissions from factoring operations services 1,307 1,313 1,380
Loan commissions with letters of credit 21 68 106
Other commission earned 23,360 24,288 23,322
Total 774,154 717,347 703,134
of which: recognized over time 766,810 706,602 678,513
of which: recognized at a point in time 7,344 10,745 24,621
Fee and commission expense      
Commissions from card transactions 64,735 59,763 54,981
Expenses due to obligations on loyalty programs and merits for cardholders 35,472 39,518 39,731
Interbank transactions 28,350 39,471 50,734
Commissions from use of card brands license 9,165 8,529 9,115
Comissions from securities transaction 6,201 5,293 4,995
Collections and payments 4,010 4,120 4,279
Other fees for services related to the credit card system and payment cards with funds provision as a means of payment 288
Other commissions from services received 5,230 4,345 4,615
Total $ 153,451 $ 161,039 $ 168,450