v3.26.1
Maturity According to their Remaining Terms of Financial Assets and Liabilities - Schedule of Financial Assets and Liabilities (Details) - CLP ($)
$ in Millions
Dec. 31, 2025
Dec. 31, 2024
Assets    
Cash and deposits in banks $ 2,590,986 $ 2,699,076
Transactions in the course of collection 414,419 372,456
Financial assets held for trading at fair value through profit or loss    
Derivative financial instruments 1,870,640 2,303,353
Debt financial instruments 3,121,702 1,714,381
Others 402,259 411,689
Financial assets at fair value through other comprehensive income    
Debt Financial Instruments 3,548,971 2,088,345
Equity Instruments 11,232 9,492
Derivative financial instruments for hedging purposes 29,714 73,959
Rights by resale agreements 100,643 87,291
Debt financial instruments 460,937 944,074
Loans to Banks 398,028 665,715
Total financial assets 54,104,608 52,055,542
Liabilities    
Transactions in the course of payment 564,172 283,605
Financial liabilities held for trading at fair value through profit or loss    
Derivative financial instruments 2,079,465 2,444,721
Others 948,076 711,398
Current accounts and other demand deposits 14,791,870 14,630,797
Time deposits and saving accounts 14,162,408 14,345,223
Obligations by repurchase agreements 286,915 109,794
Borrowings from financial institutions 1,296,751 1,103,468
Debt financial instruments issued    
Total financial liabilities 41,706,118 40,163,830
Total financial assets [Member]    
Assets    
Cash and deposits in banks 2,590,986 2,699,076
Transactions in the course of collection 414,419 372,456
Financial assets held for trading at fair value through profit or loss    
Derivative financial instruments 1,870,640 2,303,353
Debt financial instruments 3,121,702 1,714,381
Others 402,259 411,689
Financial assets at fair value through other comprehensive income    
Debt Financial Instruments 3,548,971 2,088,345
Equity Instruments 11,232 9,492
Derivative financial instruments for hedging purposes 29,714 73,959
Rights by resale agreements 100,643 87,291
Debt financial instruments 460,956 [1] 944,109 [2]
Loans to Banks 399,792 [3] 667,703 [4]
Loans to customers, net 39,254,314 [3] 38,936,296 [4]
Total financial assets 52,205,628 50,308,150
Total financial liabilities [Member]    
Liabilities    
Transactions in the course of payment 564,172 283,605
Financial liabilities held for trading at fair value through profit or loss    
Derivative financial instruments 2,079,465 2,444,721
Others 512 990
Derivative financial instruments for hedging purposes 297,817 141,040
Current accounts and other demand deposits 14,791,870 14,630,797
Time deposits and saving accounts 13,756,719 [5] 13,970,630 [6]
Obligations by repurchase agreements 286,915 109,794
Borrowings from financial institutions 1,296,751 1,103,468
Debt financial instruments issued    
Mortgage finance bonds 521 850
Bonds 10,800,330 9,689,219
Other financial obligations 367,323 284,479
Lease liabilities 74,343 91,429
Regulatory capital financial instruments 1,087,093 1,068,879
Total financial liabilities 45,403,831 43,819,901
Demand [Member]    
Assets    
Cash and deposits in banks 2,590,986 2,699,076
Transactions in the course of collection
Financial assets held for trading at fair value through profit or loss    
Derivative financial instruments
Debt financial instruments
Others
Financial assets at fair value through other comprehensive income    
Debt Financial Instruments
Equity Instruments
Derivative financial instruments for hedging purposes
Rights by resale agreements
Debt financial instruments [1] [2]
Loans to Banks [3] [4]
Loans to customers, net [3] [4]
Total financial assets 2,590,986 2,699,076
Liabilities    
Transactions in the course of payment
Financial liabilities held for trading at fair value through profit or loss    
Derivative financial instruments
Others
Derivative financial instruments for hedging purposes
Current accounts and other demand deposits 14,791,870 14,630,797
Time deposits and saving accounts [5] [6]
Obligations by repurchase agreements
Borrowings from financial institutions
Debt financial instruments issued    
Mortgage finance bonds
Bonds
Other financial obligations
Lease liabilities
Regulatory capital financial instruments
Total financial liabilities 14,791,870 14,630,797
Up to 1 month [Member]    
Assets    
Cash and deposits in banks
Transactions in the course of collection 414,419 372,456
Financial assets held for trading at fair value through profit or loss    
Derivative financial instruments 168,297 87,403
Debt financial instruments 3,121,702 1,714,381
Others 402,259 411,689
Financial assets at fair value through other comprehensive income    
Debt Financial Instruments 71,180 123,164
Equity Instruments
Derivative financial instruments for hedging purposes
Rights by resale agreements 79,029 55,295
Debt financial instruments [1] [2]
Loans to Banks 186,241 [3] 398,512 [4]
Loans to customers, net 5,629,789 [3] 5,405,475 [4]
Total financial assets 10,072,916 8,568,375
Liabilities    
Transactions in the course of payment 564,172 283,605
Financial liabilities held for trading at fair value through profit or loss    
Derivative financial instruments 205,436 80,124
Others 203 580
Derivative financial instruments for hedging purposes
Current accounts and other demand deposits
Time deposits and saving accounts 9,119,787 [5] 9,205,679 [6]
Obligations by repurchase agreements 286,915 109,214
Borrowings from financial institutions 64,758 7,945
Debt financial instruments issued    
Mortgage finance bonds 53 138
Bonds 85,903 4,451
Other financial obligations 367,323 284,479
Lease liabilities 2,217 2,252
Regulatory capital financial instruments 2,153 1,815
Total financial liabilities 10,698,920 9,980,282
Over 1 month and up to 3 months [Member]    
Assets    
Cash and deposits in banks
Transactions in the course of collection
Financial assets held for trading at fair value through profit or loss    
Derivative financial instruments 136,487 120,813
Debt financial instruments
Others
Financial assets at fair value through other comprehensive income    
Debt Financial Instruments 341,097 250,542
Equity Instruments
Derivative financial instruments for hedging purposes
Rights by resale agreements 20,337 31,242
Debt financial instruments 8,620 [1] 16,833 [2]
Loans to Banks 8,838 [3] 57,306 [4]
Loans to customers, net 2,215,757 [3] 2,853,497 [4]
Total financial assets 2,731,136 3,330,233
Liabilities    
Transactions in the course of payment
Financial liabilities held for trading at fair value through profit or loss    
Derivative financial instruments 136,315 103,327
Others 309
Derivative financial instruments for hedging purposes
Current accounts and other demand deposits
Time deposits and saving accounts 2,863,533 [5] 2,636,427 [6]
Obligations by repurchase agreements 65
Borrowings from financial institutions 322,064 161,196
Debt financial instruments issued    
Mortgage finance bonds 34 140
Bonds 412,740 134,852
Other financial obligations
Lease liabilities 4,435 4,728
Regulatory capital financial instruments
Total financial liabilities 3,739,430 3,040,735
Over 3 month and up to 12 months [Member]    
Assets    
Cash and deposits in banks
Transactions in the course of collection
Financial assets held for trading at fair value through profit or loss    
Derivative financial instruments 323,653 465,718
Debt financial instruments
Others
Financial assets at fair value through other comprehensive income    
Debt Financial Instruments 1,162,592 683,008
Equity Instruments
Derivative financial instruments for hedging purposes 4,783
Rights by resale agreements 1,277 754
Debt financial instruments [1] [2]
Loans to Banks 204,713 [3] 211,885 [4]
Loans to customers, net 7,141,898 [3] 7,464,859 [4]
Total financial assets 8,834,133 8,831,007
Liabilities    
Transactions in the course of payment
Financial liabilities held for trading at fair value through profit or loss    
Derivative financial instruments 350,100 450,350
Others
Derivative financial instruments for hedging purposes 10,741
Current accounts and other demand deposits
Time deposits and saving accounts 1,765,508 [5] 2,073,931 [6]
Obligations by repurchase agreements 515
Borrowings from financial institutions 773,675 783,552
Debt financial instruments issued    
Mortgage finance bonds 20 161
Bonds 1,120,727 1,033,995
Other financial obligations
Lease liabilities 16,917 19,046
Regulatory capital financial instruments 105,722 112,095
Total financial liabilities 4,132,669 4,484,386
Subtotal up to 1 year [Member]    
Assets    
Cash and deposits in banks 2,590,986 2,699,076
Transactions in the course of collection 414,419 372,456
Financial assets held for trading at fair value through profit or loss    
Derivative financial instruments 628,437 673,934
Debt financial instruments 3,121,702 1,714,381
Others 402,259 411,689
Financial assets at fair value through other comprehensive income    
Debt Financial Instruments 1,574,869 1,056,714
Equity Instruments
Derivative financial instruments for hedging purposes 4,783
Rights by resale agreements 100,643 87,291
Debt financial instruments 8,620 [1] 16,833 [2]
Loans to Banks 399,792 [3] 667,703 [4]
Loans to customers, net 14,987,444 [3] 15,723,831 [4]
Total financial assets 24,227,998 23,428,691
Liabilities    
Transactions in the course of payment 564,172 283,605
Financial liabilities held for trading at fair value through profit or loss    
Derivative financial instruments 691,851 633,801
Others 512 580
Derivative financial instruments for hedging purposes 10,741
Current accounts and other demand deposits 14,791,870 14,630,797
Time deposits and saving accounts 13,748,828 [5] 13,916,037 [6]
Obligations by repurchase agreements 286,915 109,794
Borrowings from financial institutions 1,160,497 952,693
Debt financial instruments issued    
Mortgage finance bonds 107 439
Bonds 1,619,370 1,173,298
Other financial obligations 367,323 284,479
Lease liabilities 23,569 26,026
Regulatory capital financial instruments 107,875 113,910
Total financial liabilities 33,362,889 32,136,200
Over 1 year and up to 3 years [Member]    
Assets    
Cash and deposits in banks
Transactions in the course of collection
Financial assets held for trading at fair value through profit or loss    
Derivative financial instruments 398,808 540,872
Debt financial instruments
Others
Financial assets at fair value through other comprehensive income    
Debt Financial Instruments 1,339,478 196,319
Equity Instruments
Derivative financial instruments for hedging purposes 9,670 25,936
Rights by resale agreements
Debt financial instruments 133,217 [1] 477,895 [2]
Loans to Banks [3] [4]
Loans to customers, net 7,033,442 [3] 6,849,850 [4]
Total financial assets 8,914,615 8,090,872
Liabilities    
Transactions in the course of payment
Financial liabilities held for trading at fair value through profit or loss    
Derivative financial instruments 546,890 674,660
Others 410
Derivative financial instruments for hedging purposes 4,363 241
Current accounts and other demand deposits
Time deposits and saving accounts 6,467 [5] 53,594 [6]
Obligations by repurchase agreements
Borrowings from financial institutions 136,254 150,775
Debt financial instruments issued    
Mortgage finance bonds 83 40
Bonds 2,516,201 2,577,932
Other financial obligations
Lease liabilities 32,855 36,552
Regulatory capital financial instruments 11,039 13,514
Total financial liabilities 3,254,152 3,507,718
Over 3 year and up to 5 years [Member]    
Assets    
Cash and deposits in banks
Transactions in the course of collection
Financial assets held for trading at fair value through profit or loss    
Derivative financial instruments 386,942 405,243
Debt financial instruments
Others
Financial assets at fair value through other comprehensive income    
Debt Financial Instruments 218,817 590,462
Equity Instruments
Derivative financial instruments for hedging purposes 15,741
Rights by resale agreements
Debt financial instruments 319,119 [1] 131,070 [2]
Loans to Banks [3] [4]
Loans to customers, net 4,612,946 [3] 4,175,945 [4]
Total financial assets 5,537,824 5,318,461
Liabilities    
Transactions in the course of payment
Financial liabilities held for trading at fair value through profit or loss    
Derivative financial instruments 381,826 475,577
Others
Derivative financial instruments for hedging purposes 53,287 28,906
Current accounts and other demand deposits
Time deposits and saving accounts 793 [5] 452 [6]
Obligations by repurchase agreements
Borrowings from financial institutions
Debt financial instruments issued    
Mortgage finance bonds 89 86
Bonds 1,715,429 2,043,457
Other financial obligations
Lease liabilities 10,827 18,746
Regulatory capital financial instruments 9,241 11,365
Total financial liabilities 2,171,492 2,578,589
Over 5 years [Member]    
Assets    
Cash and deposits in banks
Transactions in the course of collection
Financial assets held for trading at fair value through profit or loss    
Derivative financial instruments 456,453 683,304
Debt financial instruments
Others
Financial assets at fair value through other comprehensive income    
Debt Financial Instruments 415,807 244,850
Equity Instruments 11,232 9,492
Derivative financial instruments for hedging purposes 20,044 27,499
Rights by resale agreements
Debt financial instruments [1] 318,311 [2]
Loans to Banks [3] [4]
Loans to customers, net 12,620,482 [3] 12,186,670 [4]
Total financial assets 13,524,018 13,470,126
Liabilities    
Transactions in the course of payment
Financial liabilities held for trading at fair value through profit or loss    
Derivative financial instruments 458,898 660,683
Others
Derivative financial instruments for hedging purposes 240,167 101,152
Current accounts and other demand deposits
Time deposits and saving accounts 631 [5] 547 [6]
Obligations by repurchase agreements
Borrowings from financial institutions
Debt financial instruments issued    
Mortgage finance bonds 242 285
Bonds 4,949,330 3,894,532
Other financial obligations
Lease liabilities 7,092 10,105
Regulatory capital financial instruments 958,938 930,090
Total financial liabilities 6,615,298 5,597,394
Subtotal over 1 year [Member]    
Assets    
Cash and deposits in banks
Transactions in the course of collection
Financial assets held for trading at fair value through profit or loss    
Derivative financial instruments 1,242,203 1,629,419
Debt financial instruments
Others
Financial assets at fair value through other comprehensive income    
Debt Financial Instruments 1,974,102 1,031,631
Equity Instruments 11,232 9,492
Derivative financial instruments for hedging purposes 29,714 69,176
Rights by resale agreements
Debt financial instruments 452,336 [1] 927,276 [2]
Loans to Banks [3] [4]
Loans to customers, net 24,266,870 [3] 23,212,465 [4]
Total financial assets 27,976,457 26,879,459
Liabilities    
Transactions in the course of payment
Financial liabilities held for trading at fair value through profit or loss    
Derivative financial instruments 1,387,614 1,810,920
Others 410
Derivative financial instruments for hedging purposes 297,817 130,299
Current accounts and other demand deposits
Time deposits and saving accounts 7,891 [5] 54,593 [6]
Obligations by repurchase agreements
Borrowings from financial institutions 136,254 150,775
Debt financial instruments issued    
Mortgage finance bonds 414 411
Bonds 9,180,960 8,515,921
Other financial obligations
Lease liabilities 50,774 65,403
Regulatory capital financial instruments 979,218 954,969
Total financial liabilities $ 12,040,942 $ 11,683,701
[1] These balances are presented without deduction of impairment, which amount to Ch$19 million.
[2] These balances are presented without deduction of impairment, which amounts to Ch$35 million.
[3] These balances are presented without deduction of their related allowances, which amount to Ch$712,003 million for loans to customers and Ch$1,764 million for borrowings from financial institutions.
[4] These balances are presented without deduction of their related allowances, which amount to Ch$693,434 million for loans to customers and Ch$1,988 million for borrowings from financial institutions.
[5] Excludes term saving accounts, which amount to Ch$405,689 million.
[6] Excludes term saving accounts, which amount to Ch$374,593 million.