v3.26.1
Fee and Commission Income and Expense
 12 Months Ended
Dec. 31, 2025
Fee and Commission Income and Expense [Line Items]  
Fee and commission income and expense:
30.Fee and commission income and expense:

 

The income and expenses from fee and commissions shown in the Consolidated Statement of Income for the years ended December 31, 2025, 2024 and 2023 refer to the following items:

 

   2025   2024   2023 
   MCh$   MCh$   MCh$ 
             
Fee and commission income            
Comissions from debit and credit card services   254,815    232,682    238,523 
Remuneration from administration of mutual funds, investment funds or others   172,785    142,311    118,170 
Account management fees   75,983    68,969    62,218 
Comissions from collections, recoveries and payments   73,654    80,326    81,043 
Comissions from guarantees and letters of credit   42,930    41,923    37,399 
Brand use agreement   32,617    29,082    32,655 
Insurance not related to the granting of credits to natural persons   25,753    25,303    24,772 
Comissions from trading and securities management   25,560    19,653    17,287 
Use of distribution channel   19,946    24,670    31,184 
Insurance related to the granting of credits to natural persons   8,780    11,942    15,428 
Insurance not related to the granting of credits to legal entities   7,055    5,144    7,317 
Comissions from lines of credit and overdrafts on current account   4,894    4,978    4,958 
Financial advisory services   2,549    2,688    5,274 
Insurance related to the granting of credits to legal entities   2,145    2,007    2,098 
Comissions from factoring operations services   1,307    1,313    1,380 
Loan commissions with letters of credit   21    68    106 
Other commission earned   23,360    24,288    23,322 
Total   774,154    717,347    703,134 
of which: recognized over time   766,810    706,602    678,513 
of which: recognized at a point in time   7,344    10,745    24,621 
                
Fee and commission expense               
Commissions from card transactions   64,735    59,763    54,981 
Expenses due to obligations on loyalty programs and merits for cardholders   35,472    39,518    39,731 
Interbank transactions   28,350    39,471    50,734 
Commissions from use of card brands license   9,165    8,529    9,115 
Comissions from securities transaction   6,201    5,293    4,995 
Collections and payments   4,010    4,120    4,279 
Other fees for services related to the credit card system and payment cards with funds provision as a means of payment   288    
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Other commissions from services received   5,230    4,345    4,615 
Total   153,451    161,039    168,450