v3.26.1
Consolidated Statements of Income - CLP ($)
$ in Millions
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Profit or loss [abstract]      
Interest and Inflation indexation revenue $ 3,409,584 $ 3,771,059 $ 4,044,665
Interest and Inflation indexation expense (1,339,502) (1,608,304) (2,123,873)
Net interest and Inflation indexation income 2,070,082 2,162,755 1,920,792
Fee and commission income 774,154 717,347 703,134
Fee and commission expense (153,451) (161,039) (168,450)
Net fee and commission income 620,703 556,308 534,684
Net financial result 272,314 280,480 469,553
Income from investments in other companies 11,983 16,655 13,409
Income (expense) from non-current assets and disposal groups held for sale not admissible as discontinued operations 6,042 (458) 2,807
Other operating income 48,477 51,777 72,939
TOTAL OPERATING INCOME, BEFORE EXPECTED CREDIT LOSSES 3,029,601 3,067,517 3,014,184
Expected credit losses (394,862) (352,706) (201,944)
TOTAL OPERATING INCOME, NET OF EXPECTED CREDIT LOSSES 2,634,739 2,714,811 2,812,240
Personnel expenses (570,355) (582,547) (582,684)
Administrative expenses (429,633) (416,696) [1] (403,255) [1]
Depreciation and amortization (95,110) (94,601) [1] (92,308) [1]
Impairment of non-financial assets (1,882) (2,851) (1,762)
Other operating expenses (33,958) (36,039) (36,090)
TOTAL OPERATING EXPENSES (1,130,938) (1,132,734) [1] (1,116,099) [1]
NET OPERATING INCOME, BEFORE INCOME TAX 1,503,801 1,582,077 1,696,141
Income tax (318,388) (333,601) (322,114)
NET INCOME FOR THE YEAR 1,185,413 1,248,476 [1] 1,374,027 [1]
Attributable to:      
Bank’s Shareholders 1,185,413 1,248,476 1,374,026
Non-controlling interests $ 1
Earnings per share:      
Basic earnings (in Pesos per share) $ 11.73 $ 12.36 $ 13.6
Diluted earnings (in Pesos per share) $ 11.73 $ 12.36 $ 13.6
[1] The comparative information was aligned with the new segment structure in accordance with IFRS 8.