Maturity According to their Remaining Terms of Financial Assets and Liabilities

12 Months Ended

Dec. 31, 2025

Maturity According to their Remaining Terms of Financial Assets and Liabilities [Abstract]

Maturity according to their remaining Terms of Financial Assets and Liabilities

42.	Maturity according to their remaining Terms of Financial Assets and Liabilities:

The table below details the main financial assets and liabilities grouped in accordance with their remaining maturity, including capitals and accrued interest as of December 31, 2025 and 2024. As these are for trading and financial instruments at fair value through other comprehensive income they are included at their fair value:

	2025
	On demand		Up to 1 month		Over 1 month and up to 3 months		Over 3 month and up to 12 months		Subtotal up to 1 year		Over 1 year and up to 3 years		Over 3 years and up to 5 years		Over 5 years		Subtotal over 1 year		Total
	MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$
Assets
Cash and deposits in banks		2,590,986		—		—		—		2,590,986		—		—		—		—		2,590,986
Transactions in the course of collection		—		414,419		—		—		414,419		—		—		—		—		414,419
Financial assets held for trading at fair value through profit or loss
Derivative financial instruments		—		168,297		136,487		323,653		628,437		398,808		386,942		456,453		1,242,203		1,870,640
Debt financial instruments		—		3,121,702		—		—		3,121,702		—		—		—		—		3,121,702
Others		—		402,259		—		—		402,259		—		—		—		—		402,259
Financial assets at fair value through other comprehensive income
Debt Financial Instruments		—		71,180		341,097		1,162,592		1,574,869		1,339,478		218,817		415,807		1,974,102		3,548,971
Equity Instruments		—		—		—		—		—		—		—		11,232		11,232		11,232
Derivative financial instruments for hedging purposes		—		—		—		—		—		9,670		—		20,044		29,714		29,714
Financial assets at amortized cost
Rights by resale agreements		—		79,029		20,337		1,277		100,643		—		—		—		—		100,643
Debt financial instruments (*)		—		—		8,620		—		8,620		133,217		319,119		—		452,336		460,956
Loans to Banks (**)		—		186,241		8,838		204,713		399,792		—		—		—		—		399,792
Loans to customers (**)		—		5,629,789		2,215,757		7,141,898		14,987,444		7,033,442		4,612,946		12,620,482		24,266,870		39,254,314
Total financial assets		2,590,986		10,072,916		2,731,136		8,834,133		24,227,998		8,914,615		5,537,824		13,524,018		27,976,457		52,205,628

	2025
	On demand		Up to 1 month		Over 1 month and up to 3 months		Over 3 month and up to 12 months		Subtotal up to 1 year		Over 1 year and up to 3 years		Over 3 years and up to 5 years		Over 5 years		Subtotal over 1 year		Total
	MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$
Liabilities
Transactions in the course of payment		—		564,172		—		—		564,172		—		—		—		—		564,172
Financial liabilities held for trading at fair value through profit or loss
Derivative financial instruments		—		205,436		136,315		350,100		691,851		546,890		381,826		458,898		1,387,614		2,079,465
Others		—		203		309		—		512		—		—		—		—		512
Derivative financial instruments for hedging purposes		—		—		—		—		—		4,363		53,287		240,167		297,817		297,817
Financial liabilities at amortized cost
Current accounts and other demand deposits		14,791,870		—		—		—		14,791,870		—		—		—		—		14,791,870
Time deposits and saving accounts (***)		—		9,119,787		2,863,533		1,765,508		13,748,828		6,467		793		631		7,891		13,756,719
Obligations by repurchase agreements		—		286,915		—		—		286,915		—		—		—		—		286,915
Borrowings from financial institutions		—		64,758		322,064		773,675		1,160,497		136,254		—		—		136,254		1,296,751
Debt financial instruments issued
Mortgage finance bonds		—		53		34		20		107		83		89		242		414		521
Bonds		—		85,903		412,740		1,120,727		1,619,370		2,516,201		1,715,429		4,949,330		9,180,960		10,800,330
Other financial obligations		—		367,323		—		—		367,323		—		—		—		—		367,323
Lease liabilities		—		2,217		4,435		16,917		23,569		32,855		10,827		7,092		50,774		74,343
Regulatory capital financial instruments		—		2,153		—		105,722		107,875		11,039		9,241		958,938		979,218		1,087,093
Total financial liabilities		14,791,870		10,698,920		3,739,430		4,132,669		33,362,889		3,254,152		2,171,492		6,615,298		12,040,942		45,403,831

(*)	These balances are presented without deduction of impairment, which amount to Ch$19 million.

(**)	These balances are presented without deduction of their related allowances, which amount to Ch$712,003 million for loans to customers and Ch$1,764 million for borrowings from financial institutions.

(***)

Excludes term saving accounts, which amount to Ch$405,689 million.

	2024
	On demand		Up to 1 month		Over 1 month and up to 3 months		Over 3 month and up to 12 months		Subtotal up to 1 year		Over 1 year and up to 3 years		Over 3 year and up to 5 years		Over 5 years		Subtotal over 1 year		Total
	MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$
Assets
Cash and deposits in banks		2,699,076		—		—		—		2,699,076		—		—		—		—		2,699,076
Transactions in the course of collection		—		372,456		—		—		372,456		—		—		—		—		372,456
Financial assets held for trading at fair value through profit or loss
Derivative financial instruments		—		87,403		120,813		465,718		673,934		540,872		405,243		683,304		1,629,419		2,303,353
Debt financial instruments		—		1,714,381		—		—		1,714,381		—		—		—		—		1,714,381
Others		—		411,689		—		—		411,689		—		—		—		—		411,689
Financial assets at fair value through other comprehensive income
Debt Financial Instruments		—		123,164		250,542		683,008		1,056,714		196,319		590,462		244,850		1,031,631		2,088,345
Equity Instruments		—		—		—		—		—		—		—		9,492		9,492		9,492
Derivative financial instruments for hedging purposes		—		—		—		4,783		4,783		25,936		15,741		27,499		69,176		73,959
Financial assets at amortized cost
Rights by resale agreements		—		55,295		31,242		754		87,291		—		—		—		—		87,291
Debt financial instruments (*)		—		—		16,833		—		16,833		477,895		131,070		318,311		927,276		944,109
Loans to Banks (**)		—		398,512		57,306		211,885		667,703		—		—		—		—		667,703
Loans to customers, net (**)		—		5,405,475		2,853,497		7,464,859		15,723,831		6,849,850		4,175,945		12,186,670		23,212,465		38,936,296
Total financial assets		2,699,076		8,568,375		3,330,233		8,831,007		23,428,691		8,090,872		5,318,461		13,470,126		26,879,459		50,308,150

	2024
	On demand		Up to 1 month		Over 1 month and up to 3 months		Over 3 month and up to 12 months		Subtotal up to 1 year		Over 1 year and up to 3 years		Over 3 year and up to 5 years		Over 5 years		Subtotal over 1 year		Total
	MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$
Liabilities
Transactions in the course of payment		—		283,605		—		—		283,605		—		—		—		—		283,605
Financial liabilities held for trading at fair value through profit or loss
Derivative financial instruments		—		80,124		103,327		450,350		633,801		674,660		475,577		660,683		1,810,920		2,444,721
Others		—		580		—		—		580		410		—		—		410		990
Derivative financial instruments for hedging purposes		—		—		—		10,741		10,741		241		28,906		101,152		130,299		141,040
Financial liabilities at amortized cost
Current accounts and other demand deposits		14,630,797		—		—		—		14,630,797		—		—		—		—		14,630,797
Time deposits and saving accounts (***)		—		9,205,679		2,636,427		2,073,931		13,916,037		53,594		452		547		54,593		13,970,630
Obligations by repurchase agreements		—		109,214		65		515		109,794		—		—		—		—		109,794
Borrowings from financial institutions		—		7,945		161,196		783,552		952,693		150,775		—		—		150,775		1,103,468
Debt financial instruments issued
Mortgage finance bonds		—		138		140		161		439		40		86		285		411		850
Bonds		—		4,451		134,852		1,033,995		1,173,298		2,577,932		2,043,457		3,894,532		8,515,921		9,689,219
Other financial obligations		—		284,479		—		—		284,479		—		—		—		—		284,479
Lease liabilities		—		2,252		4,728		19,046		26,026		36,552		18,746		10,105		65,403		91,429
Regulatory capital financial instruments		—		1,815		—		112,095		113,910		13,514		11,365		930,090		954,969		1,068,879
Total financial liabilities		14,630,797		9,980,282		3,040,735		4,484,386		32,136,200		3,507,718		2,578,589		5,597,394		11,683,701		43,819,901

(*)	These balances are presented without deduction of impairment, which amounts to Ch$35 million.

(**)	These balances are presented without deduction of their related allowances, which amount to Ch$693,434 million for loans to customers and Ch$1,988 million for borrowings from financial institutions.

(***)

Excludes term saving accounts, which amount to Ch$374,593 million.