Summary of Significant Accounting Policies (Tables)

12 Months Ended

Dec. 31, 2025

Summary of Significant Accounting Policies [Abstract]

Schedule of Entities in Which Bank Directly or Indirectly Owns a Controlling Interest

The following table details the entities in which the Bank, directly or indirectly – owns a controlling interest and that are therefore consolidated in these financial statements:

								Interest Owned
						Functional		Direct								Indirect								Total
RUT		Subsidiaries		Country		Currency		2025				2024				2025				2024				2025				2024
								%				%				%				%				%				%
96,767,630-6		Banchile Administradora General de Fondos S.A.		Chile		Ch$			99.98				99.98				0.02				0.02				100.00				100.00
96,543,250-7		Banchile Asesoría Financiera S.A.		Chile		Ch$			99.96				99.96				—				—				99.96				99.96
77,191,070-K		Banchile Corredores de Seguros Ltda.		Chile		Ch$			99.83				99.83				0.17				0.17				100.00				100.00
96,571,220-8		Banchile Corredores de Bolsa S.A.		Chile		Ch$			99.70				99.70				0.30				0.30				100.00				100.00
77,955,969-6		Operadora de Tarjetas Banchile Pagos S.A. (*)		Chile		Ch$			99.90				99.90				0.10				0.10				100.00				100.00
96,645,790-2		Socofin S.A. (**)		Chile		Ch$			—				99.00				—				1.00				—				100.00

(*)

On July 29, 2024, the public deed of incorporation of the subsidiary of Banco de Chile was signed and on June 24, 2025, the company’s name was changed to Operadora de Tarjetas Banchile Pagos S.A.

(**)

On June 17, 2025, the CMF approved, by exempt resolution, the request to absorb and dissolve the subsidiary, which became effective on July 4, 2025. See Note 5 letters (d) and (g) in Relevant Events.

Schedule of Maximum Period for Write-Offs of Loans

Criteria under which loans are written-off when collection efforts have been exhausted, but not later than the following maximum periods:

Type of Contract		Term
Consumer loans – secured and unsecured		6 months
Other transactions – unsecured		24 months
Commercial loans – secured		36 months
Residential mortgage loans		48 months
Consumer leases		6 months
Other non-real estate lease transactions		12 months
Real estate leases (commercial or residential)		36 months

Schedule of Estimated Useful Lives

Estimated useful lives for 2025 and 2024 are as follows:

Buildings		50 years
Installations (in general)		10 years
Equipment		5 years
Furniture		5 years