| Schedule of Properties and Equipment |
The properties and equipment as of December 31, 2025 and
2024 are composed as follows: | | | Average useful Life | | Average remaining depreciation | | Gross balance | | | Accumulated
Depreciation | | | Net balance | | | | | 2025 | | 2024 | | 2025 | | 2024 | | 2025 | | | 2024 | | | 2025 | | | 2024 | | | 2025 | | | 2024 | | | | | Years | | Years | | Years | | Years | | MCh$ | | | MCh$ | | | MCh$ | | | MCh$ | | | MCh$ | | | MCh$ | | | Class of property and equipment: | | | | | | | | | | | | | | | | | | | | | | | | | | | | Land and buildings | | 25 | | 26 | | 17 | | 18 | | | 324,366 | | | | 327,862 | | | | (175,899 | ) | | | (173,132 | ) | | | 148,467 | | | | 154,730 | | | Equipment | | 5 | | 5 | | 3 | | 3 | | | 259,367 | | | | 261,142 | | | | (236,924 | ) | | | (236,146 | ) | | | 22,443 | | | | 24,996 | | | Others | | 7 | | 7 | | 4 | | 4 | | | 60,170 | | | | 63,198 | | | | (51,666 | ) | | | (53,851 | ) | | | 8,504 | | | | 9,347 | | | Total | | | | | | | | | | | 643,903 | | | | 652,202 | | | | (464,489 | ) | | | (463,129 | ) | | | 179,414 | | | | 189,073 | |
|
| Schedule of Changes in Property and Equipment |
Changes in property and equipment as of December 31, 2025
and 2024, are detailed as follows:
| | |
December 2025 | |
| | |
Land and
Buildings | | |
Equipment | | |
Others | | |
Total | |
| | |
MCh$ | | |
MCh$ | | |
MCh$ | | |
MCh$ | |
| Gross Balance | |
| | |
| | |
| | |
| |
| Balance as of January 1, 2025 | |
| 327,862 | | |
| 261,142 | | |
| 63,198 | | |
| 652,202 | |
| Reclassification | |
| 1,222 | | |
| 309 | | |
| (1,531 | ) | |
| — | |
| Additions | |
| 6,161 | | |
| 9,854 | | |
| 1,922 | | |
| 17,937 | |
| Disposals and sales for the year | |
| (10,853 | ) | |
| (6,138 | ) | |
| (3,413 | ) | |
| (20,404 | ) |
| Transfers | |
| — | | |
| (5,567 | ) | |
| — | | |
| (5,567 | ) |
| Impairment (**) | |
| (26 | ) | |
| (233 | ) | |
| (6 | ) | |
| (265 | ) |
| Total | |
| 324,366 | | |
| 259,367 | | |
| 60,170 | | |
| 643,903 | |
| | |
| | | |
| | | |
| | | |
| | |
| Accumulated Depreciation | |
| | | |
| | | |
| | | |
| | |
| Balance as of January 1, 2025 | |
| (173,132 | ) | |
| (236,146 | ) | |
| (53,851 | ) | |
| (463,129 | ) |
| Reclassification | |
| (1,150 | ) | |
| (173 | ) | |
| 1,323 | | |
| — | |
| Depreciation for the year (*) | |
| (9,807 | ) | |
| (11,379 | ) | |
| (2,458 | ) | |
| (23,644 | ) |
| Disposals and sales for the year | |
| 8,190 | | |
| 5,719 | | |
| 3,320 | | |
| 17,229 | |
| Transfers | |
| — | | |
| 5,055 | | |
| — | | |
| 5,055 | |
| Total | |
| (175,899 | ) | |
| (236,924 | ) | |
| (51,666 | ) | |
| (464,489 | ) |
| Balance as of December 31, 2025 | |
| 148,467 | | |
| 22,443 | | |
| 8,504 | | |
| 179,414 | |
| | |
December 2024 | |
| | |
Land and Buildings | | |
Equipment | | |
Others | | |
Total | |
| | |
MCh$ | | |
MCh$ | | |
MCh$ | | |
MCh$ | |
| Gross Balance | |
| | |
| | |
| | |
| |
| Balance as of January 1, 2024 | |
| 322,766 | | |
| 256,933 | | |
| 61,118 | | |
| 640,817 | |
| Additions | |
| 7,369 | | |
| 5,286 | | |
| 3,699 | | |
| 16,354 | |
| Disposals and sales for the year | |
| (2,273 | ) | |
| (1,075 | ) | |
| (1,619 | ) | |
| (4,967 | ) |
| Impairment (**) (***) | |
| — | | |
| (2 | ) | |
| — | | |
| (2 | ) |
| Total | |
| 327,862 | | |
| 261,142 | | |
| 63,198 | | |
| 652,202 | |
| | |
| | | |
| | | |
| | | |
| | |
| Accumulated Depreciation | |
| | | |
| | | |
| | | |
| | |
| Balance as of January 1, 2024 | |
| (165,286 | ) | |
| (221,083 | ) | |
| (52,791 | ) | |
| (439,160 | ) |
| Depreciation for the year (*) | |
| (9,725 | ) | |
| (15,881 | ) | |
| (2,566 | ) | |
| (28,172 | ) |
| Disposals and sales for the year | |
| 1,879 | | |
| 818 | | |
| 1,506 | | |
| 4,203 | |
| Total | |
| (173,132 | ) | |
| (236,146 | ) | |
| (53,851 | ) | |
| (463,129 | ) |
| Balance as of December 31, 2024 | |
| 154,730 | | |
| 24,996 | | |
| 9,347 | | |
| 189,073 | |
| (*) | See Note No. 37 about Depreciation and Amortization. |
| (**) | See Note No. 38 Impairment of non-financial assets. |
| (***) | Does not include provision for write-off of Property for Ch$1,119 million as of December 31, 2024. |
|