| Schedule of Contingent Loans and Other Liabilities |
The Bank and its subsidiaries have exposures associated with
contingent loans and other liabilities according to the following detail:
| | |
2025 | | |
2024 | |
| | |
MCh$ | | |
MCh$ | |
| Guarantees and sureties | |
| | |
| |
| Guarantees and sureties in domestic currency | |
| — | | |
| — | |
| Guarantees and sureties in foreign currency | |
| 288,710 | | |
| 336,737 | |
| | |
| | | |
| | |
| Letters of credit for goods circulation operations | |
| 449,759 | | |
| 442,216 | |
| | |
| | | |
| | |
| Debt purchase commitments in local currency abroad | |
| — | | |
| — | |
| | |
| | | |
| | |
| Transactions related to contingent events | |
| | | |
| | |
| Transactions related to contingent events in domestic currency | |
| 2,563,484 | | |
| 2,544,288 | |
| Transactions related to contingent events in foreign currency | |
| 609,777 | | |
| 580,338 | |
| | |
| | | |
| | |
| Undrawn credit lines with immediate termination | |
| | | |
| | |
| Available balance of lines of credit and agreed overdraft in current account – commercial loans | |
| 1,764,560 | | |
| 1,642,163 | |
| Available balance of lines of credit on credit card – commercial loans | |
| 370,983 | | |
| 359,638 | |
| Available balance of lines of credit and agreed overdraft in current account – consumer loans | |
| 1,501,358 | | |
| 1,497,076 | |
| Available balance of lines of credit on credit card – consumer loans | |
| 7,816,881 | | |
| 7,626,423 | |
| Available balance of lines of credit and agreed overdraft in current account – due from banks loans | |
| — | | |
| — | |
| | |
| | | |
| | |
| Undrawn credit lines | |
| — | | |
| — | |
| | |
| | | |
| | |
| Other commitments | |
| | | |
| | |
| Credits for higher studies Law No. 20,027 (CAE) | |
| — | | |
| — | |
| Other irrevocable credit commitments | |
| 69,191 | | |
| 51,889 | |
| | |
| | | |
| | |
| Other credit commitments | |
| — | | |
| — | |
| | |
| | | |
| | |
| Total | |
| 15,434,703 | | |
| 15,080,768 | |
Responsibilities assumed to meet customer needs:
| | |
2025 | | |
2024 | |
| | |
MCh$ | | |
MCh$ | |
| | |
| | |
| |
| Transactions on behalf of third parties | |
| | |
| |
| Collections | |
| 138,556 | | |
| 214,446 | |
| Placement or sale of financial instruments | |
| — | | |
| — | |
| Transferred financial assets managed by the bank | |
| — | | |
| — | |
| Third-party resources managed by the bank | |
| 1,635,950 | | |
| 1,147,660 | |
| Subtotal | |
| 1,774,506 | | |
| 1,362,106 | |
| | |
| | | |
| | |
| Securities custody | |
| | | |
| | |
| Securities in custody by a banking subsidiary | |
| 9,719,621 | | |
| 7,443,549 | |
| Securities in custody by the bank | |
| 4,438,522 | | |
| 3,318,810 | |
| Securities in custody deposited in another entity | |
| 29,035,809 | | |
| 19,509,831 | |
| Securities issued by the bank | |
| — | | |
| — | |
| Subtotal | |
| 43,193,952 | | |
| 30,272,190 | |
| | |
| | | |
| | |
| Total | |
| 44,968,458 | | |
| 31,634,296 | |
|
| Schedule of Subsidiary Established a Guarantee in an Insurance Policy |
| | |
2025 | | |
2024 | |
| Guarantees: | |
MCh$ | | |
MCh$ | |
| Shares received as collateral for simultaneous transactions: | |
| | |
| |
| Santiago Securities Exchange, Stock Exchange | |
| 23,244 | | |
| 9,171 | |
| Electronic Chilean Securities Exchange, Stock Exchange | |
| 37,559 | | |
| 32,024 | |
| | |
| | | |
| | |
| Fixed income securities delivered to guarantee CCLV system: | |
| | | |
| | |
| Santiago Securities Exchange, Stock Exchange | |
| 9,840 | | |
| 7,843 | |
| | |
| | | |
| | |
| Fixed income securities as collateral for the Santiago Stock Exchange | |
| 2,148 | | |
| 2,148 | |
| | |
| | | |
| | |
| Shares delivered to guarantee equity lending and short-selling: | |
| | | |
| | |
| Santiago Securities Exchange, Stock Exchange | |
| — | | |
| 4,744 | |
| | |
| | | |
| | |
| Cash guarantees received for operations with derivatives | |
| 8,477 | | |
| 3,931 | |
| Cash guarantees for operations with derivatives | |
| 2 | | |
| 4,043 | |
| | |
| | | |
| | |
| Equity securities received for operations with derivatives: | |
| | | |
| | |
| Electronic Chilean Securities Exchange, Stock Exchange | |
| — | | |
| 101 | |
| Depósito Central de Valores S.A. | |
| 1,635 | | |
| 2,227 | |
| | |
| | | |
| | |
| Total | |
| 82,905 | | |
| 66,232 | |
|