| Schedule of Income and Expenses from Commissions |
The income and expenses from fee and
commissions shown in the Consolidated Statement of Income for the years ended December 31, 2025, 2024 and 2023 refer to the following
items:
| | |
2025 | | |
2024 | | |
2023 | |
| | |
MCh$ | | |
MCh$ | | |
MCh$ | |
| | |
| | |
| | |
| |
| Fee and commission income | |
| | |
| | |
| |
| Comissions from debit and credit card services | |
| 254,815 | | |
| 232,682 | | |
| 238,523 | |
| Remuneration from administration of mutual funds, investment
funds or others | |
| 172,785 | | |
| 142,311 | | |
| 118,170 | |
| Account management fees | |
| 75,983 | | |
| 68,969 | | |
| 62,218 | |
| Comissions from collections, recoveries and payments | |
| 73,654 | | |
| 80,326 | | |
| 81,043 | |
| Comissions from guarantees and letters of credit | |
| 42,930 | | |
| 41,923 | | |
| 37,399 | |
| Brand use agreement | |
| 32,617 | | |
| 29,082 | | |
| 32,655 | |
| Insurance not related to the granting of credits to natural persons | |
| 25,753 | | |
| 25,303 | | |
| 24,772 | |
| Comissions from trading and securities management | |
| 25,560 | | |
| 19,653 | | |
| 17,287 | |
| Use of distribution channel | |
| 19,946 | | |
| 24,670 | | |
| 31,184 | |
| Insurance related to the granting of credits to natural persons | |
| 8,780 | | |
| 11,942 | | |
| 15,428 | |
| Insurance not related to the granting of credits to legal entities | |
| 7,055 | | |
| 5,144 | | |
| 7,317 | |
| Comissions from lines of credit and overdrafts on current account | |
| 4,894 | | |
| 4,978 | | |
| 4,958 | |
| Financial advisory services | |
| 2,549 | | |
| 2,688 | | |
| 5,274 | |
| Insurance related to the granting of credits to legal entities | |
| 2,145 | | |
| 2,007 | | |
| 2,098 | |
| Comissions from factoring operations services | |
| 1,307 | | |
| 1,313 | | |
| 1,380 | |
| Loan commissions with letters of credit | |
| 21 | | |
| 68 | | |
| 106 | |
| Other commission earned | |
| 23,360 | | |
| 24,288 | | |
| 23,322 | |
| Total | |
| 774,154 | | |
| 717,347 | | |
| 703,134 | |
| of which: recognized over time | |
| 766,810 | | |
| 706,602 | | |
| 678,513 | |
| of which: recognized at a point in time | |
| 7,344 | | |
| 10,745 | | |
| 24,621 | |
| | |
| | | |
| | | |
| | |
| Fee and commission expense | |
| | | |
| | | |
| | |
| Commissions from card transactions | |
| 64,735 | | |
| 59,763 | | |
| 54,981 | |
| Expenses due to obligations on loyalty programs and merits
for cardholders | |
| 35,472 | | |
| 39,518 | | |
| 39,731 | |
| Interbank transactions | |
| 28,350 | | |
| 39,471 | | |
| 50,734 | |
| Commissions from use of card brands license | |
| 9,165 | | |
| 8,529 | | |
| 9,115 | |
| Comissions from securities transaction | |
| 6,201 | | |
| 5,293 | | |
| 4,995 | |
| Collections and payments | |
| 4,010 | | |
| 4,120 | | |
| 4,279 | |
| Other fees for services related to the credit card system and payment cards with funds provision as
a means of payment | |
| 288 | | |
| — | | |
| — | |
| Other commissions from services received | |
| 5,230 | | |
| 4,345 | | |
| 4,615 | |
| Total | |
| 153,451 | | |
| 161,039 | | |
| 168,450 | |
|