v3.26.1
Allowance for Credit Losses (Tables)
 3 Months Ended
Mar. 31, 2026
Credit Loss [Abstract]  
Table - Details of the Allowance for Credit Losses
The table below summarizes changes in our allowance for credit losses.
Table 5.1 - Details of the Allowance for Credit Losses
1Q 20261Q 2025
 (In millions) Single-FamilyMultifamilyTotalSingle-FamilyMultifamilyTotal
Beginning balance$7,549 $956 $8,505 $6,691 $548 $7,239 
Provision (benefit) for credit losses(311)(9)(320)228 52 280 
Charge-offs(178)(64)(242)(191)(1)(192)
Recoveries collected60 1 61 27 1 28 
Other(1)
108 1 109 96 — 96 
Ending balance$7,228 $885 $8,113 $6,851 $600 $7,451 
Components of the ending balance of the allowance for credit losses:
Mortgage loans held-for-investment$6,977 $666 $7,643 $6,543 $431 $6,974 
Other(2)
251 219 470 308 169 477 
Total ending balance$7,228 $885 $8,113 $6,851 $600 $7,451 
(1)Primarily includes capitalization of past due interest related to non-accrual loans that received payment deferral plans and loan modifications.
(2)Includes allowance for credit losses related to advances of pre-foreclosure costs and off-balance sheet credit exposures.