Business combinations (Tables)

12 Months Ended

Dec. 31, 2025

Details of the purchase consideration, the net assets acquired and goodwill are as follows:

The assets and liabilities recognized as a result of the acquisition are as follows:


	Fair value
	RMB’000
Cash at bank		366,527
Financial assets at fair value through other comprehensive income		432,773
Accounts and other receivables and contract assets		5,796
Loans to customers		2,120,280
Property and equipment		2,535
Intangible assets		143,729
Right-of-use assets		5,494
Other assets		1,414
Customer deposits		(2,410,836	)
Accounts and other payables and contract liabilities		(53,309	)
Other liabilities		(11,980	)
Lease liabilities		(8,781	)
Net deferred tax liability		(6,236	)

Net identifiable assets acquired		587,406
Goodwill		258,592

Purchase consideration transferred		845,998

Details of the purchase consideration, the net assets acquired and goodwill are as follows:

The assets and liabilities recognized as a result of the acquisition are as follows:


	Fair value
	RMB’000
Cash at bank		41,419
Accounts and other receivables and contract assets		13
Intangible assets		28,306
Other liabilities		262

Net identifiable assets acquired		70,000

Goodwill		—
Gain recognized as a bargain purchase		—

Purchase consideration transferred		70,000