v3.26.1
Expense by Nature - Summary of Expenses by Nature (Detail) - CNY (¥)
¥ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Expenses by nature [abstract]      
Employee benefit expenses ¥ 6,471,149 ¥ 7,700,664 ¥ 11,316,549
Loan origination and servicing expenses 1,451,324 2,324,484 3,218,379
Outsourcing service expenses 734,668 932,223 1,099,267
Depreciation of right-of-use assets 209,151 283,645 427,358
Taxes and surcharges 237,039 208,258 325,539
Depreciation of property and equipment 49,831 104,439 185,222
Audit fees 158,861 68,301 47,521
Amortization of intangible assets 14,608 39,766 11,022
Others 1,459,535 1,979,948 3,206,198
Total sales and marketing expenses, general and administrative expenses, operation and servicing expenses, technology and analytics expenses ¥ 10,786,166 ¥ 13,641,728 ¥ 19,837,055