v3.26.1
Consolidated Statements of Financial Position - CNY (¥)
¥ in Thousands
Dec. 31, 2025
Dec. 31, 2024
ASSETS    
Cash at bank ¥ 22,086,187 ¥ 29,903,846
Restricted cash 19,035,154 14,132,034
Financial assets held under resale agreements 1,577,029 657,033
Financial assets at fair value through profit or loss 34,666,573 20,355,814
Financial assets at fair value through other comprehensive income 6,182,229 1,156,095
Financial assets at amortized cost 0 1,499,000
Accounts and other receivables and contract assets 4,240,132 6,216,650
Loans to customers 102,290,974 111,508,669
Deferred tax assets 6,978,651 6,773,586
Property and equipment 54,137 64,075
Intangible assets 911,603 956,077
Right-of-use assets 265,523 306,599
Goodwill 9,169,031 9,175,539
Other assets 657,424 831,626
Total assets 208,114,647 203,536,643
LIABILITIES    
Payable to platform investors 667,794 721,558
Borrowings 63,535,913 51,114,575
Customer deposits 9,456,934 3,933,750
Current income tax liabilities 396,643 782,352
Accounts and other payables and contract liabilities 7,557,062 7,492,550
Payable to investors of consolidated structured entities 28,921,222 42,795,624
Financing guarantee liabilities 5,647,343 4,217,979
Deferred tax liabilities 297,931 333,560
Lease liabilities 259,764 302,867
Convertible promissory notes payable 6,503,803 6,174,050
Financial assets sold under repurchase agreements 1,662,008 782,459
Other liabilities 1,167,155 1,287,562
Total liabilities 126,073,572 119,938,886
EQUITY    
Share capital 117 117
Share premium 27,027,931 27,027,846
Treasury shares (5,642,768) (5,642,768)
Other reserves 1,746,502 1,591,448
Retained earnings 56,698,381 58,796,059
Total equity attributable to owners of the Company 79,830,163 81,772,702
Non-controlling interests 2,210,912 1,825,055
Total equity 82,041,075 83,597,757
Total liabilities and equity ¥ 208,114,647 ¥ 203,536,643