v3.26.1
Leases
12 Months Ended
Dec. 31, 2025
Presentation of leases for lessee [abstract]  
Leases
26.
Leases
 
(a)
Amounts recognized in the statements of financial position
The following amounts relating to leases are shown in the
statement of financial position:
 
    
December 31,
2024
    
December 31,
2025
 
    
RMB’000
    
RMB’000
 
Right-of-use
assets
  
 
306,599
 
  
 
265,523
 
  
 
 
    
 
 
 
Lease liabilities
  
 
302,867
 
  
 
259,764
 
  
 
 
    
 
 
 
 
(b)
Amounts recognized in the consolidated statements of comprehensive income
The following amounts relating to leases are shown in the consolidated statements of comprehensive income:
 
    
For the year ended December 31,
 
    
2023
    
2024
    
2025
 
    
RMB’000
    
RMB’000
    
RMB’000
 
Depreciation charge of
right-of-use
assets
     427,358        283,645        209,151  
Interest expense (included in finance costs)
     27,934        15,800        12,194  
Expense relating to short-term leases (i)
     47,873        59,897        58,568  
Expense relating to leases of
low-value
assets (i)
     14,527        5,770        5,877  
 
  (i)
Expense relating to short-term leases and leases of
low-value
assets included expenses change in operation and servicing expenses, general and administrative expenses, technology and analytics expenses, and sales and marketing expenses.
 
  (ii)
The total cash outflows for leases for the years ended December 31, 2023, 2024 and 2025 were RMB549 million, RMB355 million and RMB292 million, respectively.
 
(c)
Movements of
right-of-use
assets
 
    
For the year ended December 31,
 
    
2023
    
2024
    
2025
 
    
RMB’000
    
RMB’000
    
RMB’000
 
Opening net book amount
     767,701        419,590        306,599  
Acquisition of subsidiaries
     —         8,612        —   
Additions
     273,778        217,279        196,102  
Early termination
     (194,531 )       (55,237 )       (28,027 ) 
Depreciation charge
     (427,358 )       (283,645 )       (209,151 ) 
  
 
 
    
 
 
    
 
 
 
Closing net book amount
  
 
419,590
 
  
 
306,599
 
  
 
265,523
 
  
 
 
    
 
 
    
 
 
 
 
    
December 31,
2024
    
December 31,
2025
 
    
RMB’000
    
RMB’000
 
Cost
     726,178        528,145  
Accumulated depreciation
     (419,579 )       (262,622)  
  
 
 
    
 
 
 
Net book amount
  
 
306,599
 
  
 
265,523